#AI Legal Advisor

[lexiai]

Navega las Leyes Sudamericanas con los Chatbots Legales IA de LexiAI

[vergess]

Have you been hit with absurd fear mongering about how AO3 is going to totally allow AI to eat all your art, because you read one headline of one tumblr post?

Well, here's the actual interview, not clipped to be as inflammatory as possible, where it is made VERY clear that this is a matter of one legal advisor of OTW having a reasonable, nuanced stance on the fact that AI CAN be used ethically it just IS NOT being used ethically RIGHT NOW.

And once you've calmed down and read the interview for real, take another minute and ask yourself why you were, once again, so ready to assume AO3 and the OTW are going to come steal your children in the night.

[glitter-bunny420]

so, about the character ai lawsuit

i honestly don't think it's gonna go anywhere. i think it's gonna be like that one incident that bbc news reported on where a kid killed himself over doki doki literature club - the parent will complain about it and then never bring it up again.

simply put, the lawsuit has no legal ground to stand on. firstly, there's a disclaimer at the top of every chat log reminding users that everything the bot says is fictional. and secondly, the new york times article on the case blatantly states the kid was fully aware the bot wasn't real. i'm not a legal expert but if i was the mother's advisor, i'd tell her to drop the case.

the only reason the bot mentioned ending his life was bc the kid had brought it up before; yes, it's very morbid that the bot was encouraging it but everything it says is randomly generated, it wasn't coded to encourage users to kill themselves. obviously, safeguarding measures should be taken to avoid these kinds of horrifying messages (e.g. strengthening the filter and perhaps age-locking the platform so people below a certain age can't use it - game of thrones isn't exactly the kind of show a 14 year old should be watching) but it's important to acknowledge the difficulty of moderating randomly generated messages.

you'd think that the mother finding out her son had been talking to a bot about his suicidal thoughts would make her reflect on her parenting, but nope! the fact that the boy was able to easily access his stepdad's gun goes to show the poor quality of parenting at play. the fact that the kid died in february and the mother is only just now filing a lawsuit pretty much tells you everything you need to know about her motives.

also to all the people saying "they can't ban character ai! i can't live without it, it's the only thing keeping me alive!" - you're literally proving the mother's point, your words could do more harm than good to public perception so please pipe down.

[warningsine]

The chiefs of New Zealand's Maori tribe – the Indigenous people of the country's mainland – anointed a 27-year-old as their new monarch on Thursday in a "break from tradition."

Thousands cheered as Nga Wai hono i te po Paki sat the throne in a ceremony on the country's North Island.

Nga Wai is the youngest daughter of King Tuheitia, who died on Friday after heart surgery.

A young Maori queen

The New Zealand Herald reported that she was favored and long groomed to take the throne after her father, however, her appointment was not set in stone as she is the late king's youngest child and only daughter. 

The new ruler is chosen by the heads of the community's tribes on the day of the previous monarch's funeral.

Local media reports suggest that Tuheitia's eldest son was initially tipped to be the next monarch, but Nga Wai emerged as the possible successor in recent years. 

"It is certainly a break from traditional Maori leadership appointments which tend to succeed to the eldest child, usually a male," Maori Cultural Advisor Karaitiana Taiuru told the AFP news agency. 

He said it was a "privilege" to witness a young Maori woman become queen.

Nga Wai is their eighth monarch and the second woman to hold the position. The first Maori monarch queen was her grandmother Te Arikinui Te Atairangikaahu, who died in 2006.

The king or queen's position is largely ceremonial and doesn't enjoy legal powers but holds significance in the community.

What happened at the ceremony?

Once the council of tribal heads selected the young queen, she was escorted to her wooden throne by a platoon of tattooed, bare-chested men who held ceremonial weapons. They chanted and screamed in praise and applause.

Adorned in a wreath of leaves, a cloak and a whalebone necklace,  Nga Wai sat beside her father's coffin while ceremonious rites took place.

Tuheitia has been laid in state for six days and will now be taken to his final resting place on the slopes of the sacred Mount Taupiri. 

Maori community faces challenges

The selection comes amid mounting challenges the Maori community faces, one of which is an aging leadership. 

"The Maori world has been yearning for younger leadership to guide us in the new world of AI, genetic modification, global warming and in a time of many other social changes that question and threaten us and Indigenous Peoples of New Zealand," Taiuru said.

The Maori community makes up 17% of New Zealand's population. Studies and data show they are more likely than other citizens to be unemployed and live in poverty.

Another challenge is life expectancy for the Maori people, which is seven years less than other New Zealanders, facing greater chances of suffering from cancer, heart disease, diabetes and suicide.

mk/sms (AFP, dpa)

[sixstringphonic]

“A recent Goldman Sachs study found that generative AI tools could, in fact, impact 300 million full-time jobs worldwide, which could lead to a ‘significant disruption’ in the job market.”

“Insider talked to experts and conducted research to compile a list of jobs that are at highest-risk for replacement by AI.”

Tech jobs (Coders, computer programmers, software engineers, data analysts)

Media jobs (advertising, content creation, technical writing, journalism)

Legal industry jobs (paralegals, legal assistants)

Market research analysts

Teachers

Finance jobs (Financial analysts, personal financial advisors)

Traders (stock markets)

Graphic designers

Accountants

Customer service agents

"’We have to think about these things as productivity enhancing tools, as opposed to complete replacements,’ Anu Madgavkar, a partner at the McKinsey Global Institute, said.”

What will be eliminated from all of these industries is the ENTRY LEVEL JOB.  You know, the jobs where newcomers gain valuable real-world experience and build their resumes?  The jobs where you’re supposed to get your 1-2 years of experience before moving up to the big leagues (which remain inaccessible to applicants without the necessary experience, which they can no longer get, because so-called “low level” tasks will be completed by AI).

There’s more...

Wendy’s to test AI chatbot that takes your drive-thru order

“Wendy’s is not entirely a pioneer in this arena. Last year, McDonald’s opened a fully automated restaurant in Fort Worth, Texas, and deployed more AI-operated drive-thrus around the country.”

BT to cut 55,000 jobs with up to a fifth replaced by AI

“Chief executive Philip Jansen said ‘generative AI’ tools such as ChatGPT - which can write essays, scripts, poems, and solve computer coding in a human-like way - ‘gives us confidence we can go even further’.”

Why promoting AI is actually hurting accounting

“Accounting firms have bought into the AI hype and slowed their investment in personnel, believing they can rely more on machines and less on people.“

Will AI Replace Software Engineers?

“The truth is that AI is unlikely to replace high-value software engineers who build complex and innovative software. However, it could replace some low-value developers who build simple and repetitive software.”

[kazeofthemagun]

More on Vodya Houses:

[Massive trigger warnings for racism, slavery, ableism, eugenics, AI, unethical science.]

The concept of Value: idea that every living being has to contribute towards global "value" in some way: either by production of goods, maintaining the ecosystem, research (production of global knowledge) or, failing that, slave labor. Value is often perceived egotistically, with whatever benefits the Vodya House being "valuable" and the rest, not. This leads most Vodya Houses to harbor an innate disdain for other forms of life, especially those that take no part in Vodya's own ecosystem and thus, serve no purpose in its existence. According to the Value Doctrine, the only type of value to be had from such life forms is slave labor.

Beings that are considered unable to provide Value legally lose rights to their own existence. This belief leads to horrific ableism, both mental and physical, among the Vodya, with heavily disabled individuals often being culled. Lesser degrees of "devaluation" predispose the individual to be shifted lower in the work hierarchy, eventually leading to slavery. Most proud members of the Vodya race would much rather die than be reduced to servants, however. This is hypocritical towards their own beliefs, as they openly preach slavery to be the more valuable alternative to death.

The Council of Value: each House possesses their own Council, which usually consists of the Chairs of their respective Cathedrals (with Cathedrals as homes to specific fields of scientific research, such as: Biosynergetics, Technosynergetics, Logistics, Physics, Chemistry, Thaumaturgichemistry, Mathematics, Geosystemics, Medicine, Social Systemics.)

A Chair is most often the lead Mind of their respective field, as in the scientist with the highest overall equivalent to our "impact factor", which is a scoring system used in science.

The Council of Value is the defacto ruling body of the House, the advisors of the Head of the House, who is a political representative and practically always a Chair themself. The Council's job is to decide on the optimal course of action for the House's development, as defined by the maximization of Value. The Council decides whether to approve experiments and pathways of development, evaluating the resource cost vs potential resource production. For this purpose, they often employ the House's Nexus Mind, an advanced risk management AI program.

Notable Vodyanoi:

Pist Shaz XI, Eleventh Head of Shaz. Chair of Technosynergetics, with multiple advanced achievements in related fields. A self-proclaimed Lord of the Seas, he ran House Shaz in an authoritarian manner with several contigents of neural-chipped and bioengineered thralls at his command - couresy of his collabiration with the Shaz Chair of Biosynergetics. He also possessed several squads of specialized Wonderlandian mercenaries as his private army. Ever since he began work on the Ocean Puzzle, he had spent most of his time in a private palace away from the main settlement of House Shaz, both for safety reasons and out of vanity. He was 300+ years old at time of death.

Xel Ort V, Fifth Head of House Ort at tender young age of 37. Heir to the House as per aristocratic nepotism - Ort are more traditional and value genetic lines. Royal children tend to be genetically engineered to inherit most desirable traits, maximizing intellectual ability. She does not yet possess Chairhood in any of the Council's fields, being an undergrad in the Cathedral of Thaumaturgichemistry. Despite this, her achievements are already remarkable and she had set out to further her Mist research in Wonderland, finding work with Anarchy. Still, being saddled with this much responsibility at a young age had left her with major anxiety issues and shaken her personal Value, as well as her political position. Currently on a quest to reaffirm her worth both to herself and to the Ort Council; Struggling with the concept of Value versus morality.

[titleknown]

Robomaus wrote this disquieting vision of a possible future, shared with permission, where the anti-AI art push "wins" that I think any anti-AI folks should take pause over, if only because it's one where nobody wins except the megacorps:

2023-2024: An unknown number of challengers hop on the bandwagon of suing a handful of AI companies publishing open-source (er, relatively) models and software. Their PR campaign is centered around the abuses of closed platforms such as OpenAI, and continued reliance on public technical misunderstandings.

2025: Butterick, Getty, or some unknown challenger wins the lawsuit. Styles are now copyrightable or "infringeable" in some form, and all input has to be licensed before being used in a model that has any potential of being used for profit in any form whatsoever. Research on generative models continues in a handful of European universities where data mining is still legal for purely academic purposes. After additional lobbying, the USCO decision is reversed, allowing for AI-generated works to be copyrighted by the prompter.

2026: Midjourney disappears into the night. Stability AI declares bankruptcy. OpenAI is able to pay their legal fees by a bailout from Elon Musk and Peter Thiel-types after a public shift to "anti-wokeism", but will never live up to the "open" standard or publish any models, or access to them. Emad becomes an angel investor and technical advisor for Drawful (no relation to the game), an AI-generated licensed art startup.

2027: DeviantArt is bought by ArtStation and is now an archive and source for additional ad revenue. If they haven't been already, Midjourney's model-training techniques are leaked. Models are widely shared on pirate sites with names such as www27.notavirus.modelputlocker.ru. Since Automatic1111's webui doesn't actually contain any models, it's left up for research purposes, or easily downloadable. However, most AI research is now moved in house by new divisions of major publishing companies, who are now also lobbying to have access to consumer GPUs restricted.

2028: Drawful and Soundful are now in open beta, if they haven't been already! Now you can make art in the style your favorite artists for only $30 a month; however, any art you prompt, in addition to any derivative work you make from the art you prompt, is owned by the service. Licensing costs extra.

Although they make it easy to train your own model by uploading a folder of your own work, artists get paid a fraction of a cent per generation on these sites, decided by a mixture of nearest-match reverse CLIP search, and a dropdown menu suggesting "popular styles" such as classic Disney, Pixar, and whatever limited-time offer corporate crossover event is currently happening. Signing away your right to be trained on is common practice in the industry. When you sign away your right, you also sign away the rights to all works created by fine-tuning a model on your work. The "most liked" works on the site have a chance to be re-recorded by the artist, with no credit whatsoever to the prompter. After all, they only came up with the idea and happened to like what came out of the AI; anyone can do that.

The scary part of this is, the ideas don't come out of nowhere, according to the author, this is directly based on what happened with Napster, Facebook and Spotify.

Which I think any artists cheering on the idea of applying a Spotify model to AI art should take pause over...

[none-shall-caricature-me]

Currently on chapter 66 of Thousand Autumns and by god, unlike most of the fandom apparently, I find Shen Qiao very plain for the greatest part. The only very interesting thing about him for me so far is his dynamic with Yu Ai and his orthodoxy that (spoilers) got him poisoned and deposed. That was fascinating to read.

Also this fandom, atleast in the comment sections of the translations, has shit taste - Chen Gong and Yu Ai are FANTASTIC fucking characters. Chen Gong is my boy. He's so ambitious and selfish and ruthless yet realistically so. I love his character arc. He's compelling and I don't get why people don't enjoy him even the tiniest bit. I also really liked the White Dragon Monastery abbot, Yuan Xiuxiu (we only get a few glimpses of her but she has so much going on), Bian Yanmei (I like him LOADS idk why) and Yu Shengyan. Xueting and Gu Lingsan are fun too. And as someone who read up a bit on Legalism and Qin Shi Huang and his advisors (a part of Chinese history and kingship philosophy that has me in a vice grip), Yuwen Yong has become a favourite plot catalyst of mine and I want to see how his governance turns out.

The plot has lost steam for me though. I wish we'd move on to the political mess quicker. I also want to see a much more in - depth discussion of what the different schools of thought envision in an ideal ruler and ideal government, their choice of candidates etc.

[felixbowery]

STATS

name: felix bowery age: twenty-four occupation: creator, founder & CEO of BlueStar position: bottom // switch (slight dominant / bossy lean, but doesn't mind "playing submissive") top kinks: pain play, choking, bondage, rimming, cum facials, power play, daddy kink face claim: brandon flynn

BIOGRAPHY

Being different was never easy, especially growing up that way, and Felix knew he was different in multiple ways, for however long he could even remember. Whenever the other kids would invite him to play house, he wasn't interested unless he could be married to the Dad. During Spin the Bottle, he'd get excited when it would land on the cute boy from down the street, and ignore the confused and freaked out looks when he french kissed him. After gym class, he wasn't able to hide how he checked out the other guys, and getting to suck several of them off later was absolutely worth being punched and called a fag by them the next day. Overall though, being gay wasn't what made Felix truly feel different. What separated him from others more than anything was the way he'd get straight As with no effort. How he'd easily debate his teachers and be miles ahead of all his fellow students. How he sent in one of the first programs he'D coded under a false name and was promised a full scholarship at one of the country's top tech universities - at age fourteen.

Being gifted with a way-above-average IQ and a talent for programming that he'd honed from the day he first got hands on a computer, Felix struggled to find people to bond with for most of his adolescence. He couldn't find much common ground with kids his age, most of whom were intellectually not nearly as developed as himself - yet it also seemed difficult to be respected by those older than him, especially within the field he was most interested in. The tech scene had seen plenty of teenage wannabes, nerds and amateur hackers claiming to be the next big thing on the horizon, and nobody was all too impressed with Felix's plans at first. He was ambitious, even a bit cocky at times as he never seemed to agree with any of the many voices who doubted he could do what he set out to do. Realistically, he possibly should not have been so sure he was going to be successful; Felix knew, however, that his skills were outstanding, and the quality of his code unmatched by anything out there that could've rivaled the app he was planning to launch.

The summer after his high school graduation, Felix began launching BlueStar - at first, an app targeted at gay men who could easily trade and rate each other's pictures. A simple idea on paper, though the quality of the application and its features soon skyrocketed the app to one of the most successful in its field. The chat functionalities, the AI that made for matching algorithms with a near-zero failure rate, and a frequent addition of more experimental (and increasingly adult-rated) features helped the app's popularity and market value explode, all while most people were quite unaware of the creator's identity at this point. Despite his start-up's market share starkly increasing, Felix found that most in the scene still struggled to take him seriously once he revealed himself as the face behind BlueStar; not only were people expecting an entire company to be behind an app of this quality, but a barely-legal teenage kid developing what soon was one of the lead gay social apps felt unreal to many.

Over time, Felix indeed turned his one-man operation into a full-on business, hiring a team of marketing experts, financial advisors, graphic designers - even other developers, though he was highly critical of their work from day one. After a while, even his most skeptical competitors had to admit the young startup was a legit force in the market, and despite his young age, Felix Bowery was starting to be recognized as the tech prodigy he'd proven himself to be. Still, there would always be gossip, he realized; some even had a kernel of truth to it. His most bitter rivals would claim that Felix's way to success had been enabled by wealthy men who acted as benefactors - sugar daddies, in essence. It wasn't a rumor he ever felt a need to address or deny - and in fact, there had been several investors who he'd engaged in sexual relations with in exchange for their money. He saw no issue in using his assets to his advantage; why limit that approach to just his intelligence, when he had youth and beauty on his side? Felix knew that 'sex sells' was not just a phrase, and the app embraced that more and more as well, adding features to explicitly trade and rate other users' nudes, or offer escort services via the application.

It was a duplicity that some might not have expected from him, but two sides of his personality that Felix both embraced. Yes, he was highly intelligent, his mind very structured and analytical - in some ways, he probably was a bit of a nerd. But that didn't mean he wasn't intrigued by sex. Getting kinky and letting go of all inhibition was his favorite pastime, and he'd always been an avid user of his own app. However, his curiosity was peaked one day despite having seen and witnessed quite a bit already. Unexpectedly, he received an invitation to visit the Haus of Perses - an island paradise that felt somewhat like his own app had broken out of the digital space and manifested in the analog world. A place full of hot men, full of sin and indulgence. Clearly he wasn't going to miss out on that.

[timeproperties]

The Ultimate Guide to Finding the Best Real Estate Company in Dubai

Are you thinking of investing in the sizzling hot market that is Dubai real estate? Then congratulations on taking this important step towards financial success! Moving to a new country, however, can be daunting and intimidating - not least when it comes to finding the perfect real estate company. Well, you’ve come to the right place because, in this ultimate guide, we’re going to dive deep into everything you need to know about selecting the best company for your property needs in Dubai.

When seeking the best real estate companies in Dubai, there are several factors to consider:

Reputation

First and foremost, reputation is key. It is important to find the Best Real Estate Company in Dubai that has an established track record within the industry with a good standing among its clients. You should research the company's past projects and testimonials from current and former clients, as well as check their online reviews on websites such as Google, Yelp!, or Trustpilot. Additionally, make sure that you verify that the company has all necessary licenses and permits required by your local regulations when investing in property located in Dubai.

Capabilities

Second, you must expertly assess their market analysis capabilities. A good real estate firm should have expertise in the current economic trends for different areas of investment such as construction materials costs or financing options for developers; these will help inform your decision-making process when selecting an ideal property to invest in. Furthermore, look for companies who understand both local and international markets which will allow them to provide you with advice about what kind of properties may be more lucrative in foreign countries like Singapore or Malaysia than those available locally within Dubai itself.

Self-evident 

Thirdly - and this may be self-evident - select firms with experienced advisors who listen carefully to your needs and focus on providing quality customer service at each stage of your investment journey. They should be able to offer assistance related not only to local legal matters but also taxation issues pertaining specifically to foreign nationals via tailor-made solutions that meet individual specifications through sound financial planning strategies rooted in data science technology trends set by global leaders like IBM Watson Analytics AI platforms & Amazon Web Services’s Data Lakes Architecture infrastructure responsible for optimizing business decisions across multiple industries today & tomorrow!  Plus if they can showcase their portfolio of successful client acquisition images featuring prestigious developments then even better! 

Final thoughts

We have examined the various moving parts when looking for the best real estate company in Dubai. From the laws and regulations governing real estate deals to the features that each digital platform offers, this ultimate guide has it all. With so much information available, it can be difficult to make a decision— but with Time Properties, you can rest assured knowing you are in good hands. As one of the leading real estate companies in Dubai, they offer everything you need to find your dream rental properties quickly and efficiently. Whether you’re looking for luxury apartments for rent or a villa, Time Properties is here to ensure absolute satisfaction. With their knowledgeable team and industry-leading services, Time Properties is undoubtedly the right choice for all of your real estate needs in Dubai!

[lexiai]

Navigate South American Laws with LexiAI’s Legal AI Chatbots

[mark-matos]

The AI Revolution: 15 Jobs at Risk as ChatGPT Makes Waves in the Business World

Just a few months after its launch, ChatGPT is already leaving an indelible mark on the business landscape. This powerful AI has demonstrated its capabilities in diverse applications, from writing cover letters to creating children's books and assisting students in their academic pursuits. Although ChatGPT has some limitations, its potential impact on the job market cannot be understated.

As AI technology advances, a plethora of jobs could face the risk of being replaced. Here, we've compiled a list of 15 jobs that experts believe could be threatened by ChatGPT and similar AI technologies:

Tech jobs (Coders, computer programmers, software engineers, data analysts)

Media jobs (Advertising, content creation, technical writing, journalism)

Legal industry jobs (Paralegals, legal assistants)

Market research analysts

Teachers

Finance jobs (Financial analysts, personal financial advisors)

Traders

Graphic designers

Accountants

Customer service agents

Data Analysts

Transportation Workers

Manufacturing Workers

Healthcare Professionals

While AI advancements like ChatGPT could lead to significant disruptions in the job market, it is crucial to consider these technologies as productivity-enhancing tools rather than complete replacements for human workers. Ultimately, human judgment is still necessary to prevent errors and biases in AI-generated work. The future will likely see a blend of human expertise and AI technology working in tandem to achieve greater productivity and efficiency.

About Mark Matos

Mark Matos Blog

[xettle-technologies]

A Beginner's Guide to Developing Fintech Software Applications

The fintech industry has experienced a meteoric rise in recent years, transforming how businesses and individuals manage money, process payments, and access financial services. For developers and entrepreneurs interested in entering this dynamic field, creating fintech software requires a mix of technical expertise, industry knowledge, and strategic planning. This guide outlines the key steps to developing fintech applications while highlighting the importance of using modern business software and partnering with the right solutions services providers.

Step 1: Understand the Fintech Landscape

Before diving into development, it’s essential to familiarize yourself with the fintech industry. The fintech sector encompasses various domains, including:

Payments and Transfers: Digital wallets, peer-to-peer transfers, and international payment gateways (e.g., Xettle).

Lending and Credit: Online loan applications, credit scoring, and micro-lending platforms.

Wealth Management: Robo-advisors, investment platforms, and portfolio management tools.

Insurance (InsurTech): Digital insurance platforms and claim processing systems.

RegTech (Regulatory Technology): Tools to help companies meet regulatory compliance.

Understanding your niche will help define your app's functionality and target audience. For instance, if your focus is on payment solutions, your fintech software should prioritize speed, security, and integration with popular payment systems like Xettle.

Step 2: Define the Core Features

Successful fintech software offers user-centric features that solve real-world problems. While the specific features depend on your niche, consider including the following:

Secure Login: Multi-factor authentication and biometric options for enhanced security.

User-Friendly Interface: A clean and intuitive design for ease of use.

Payment Processing: Integration with payment gateways for fast, secure transactions.

Data Analytics: Tools to help users track spending, investments, or savings.

Regulatory Compliance: Built-in mechanisms to adhere to legal standards such as GDPR, PCI DSS, and AML requirements.

Modern business software platforms can help streamline the integration of these features, providing plug-and-play options to speed up development.

Step 3: Choose the Right Technology Stack

Selecting the right technology stack is crucial for the functionality and scalability of your application. The stack typically includes:

Frontend Development: Technologies like React, Angular, or Vue.js for a responsive user interface.

Backend Development: Frameworks such as Django, Ruby on Rails, or Node.js for server-side logic.

Database: Options like PostgreSQL or MongoDB for secure data storage.

Cloud Services: Platforms like AWS or Google Cloud for scalability and reliability.

APIs: APIs are essential for integrating with third-party services such as payment gateways, fraud detection tools, and analytics platforms.

Choosing scalable tools ensures that your fintech software can handle growing traffic and user demands.

Step 4: Prioritize Security and Compliance

Security is paramount in fintech development. Applications handle sensitive data, including financial transactions and personal information, making them attractive targets for cyberattacks. Here’s how to ensure security:

Encrypt Data: Use SSL/TLS protocols for encrypting data during transmission.

Tokenization: Replace sensitive data with tokens to reduce security risks.

Fraud Detection: Leverage AI-powered fraud detection systems.

Compliance Integration: Build features that comply with relevant laws and regulations.

Collaborating with experienced solutions services providers can simplify compliance. These services offer pre-built modules for encryption, fraud detection, and regulatory adherence.

Step 5: Design for Scalability

As your user base grows, your application must scale without compromising performance. Cloud-based solutions enable you to dynamically allocate resources based on demand. Additionally, microservices architecture allows independent scaling of application components, ensuring that critical services remain operational.

Partnering with solutions services specializing in scalable architectures can save time and effort, enabling you to focus on feature development.

Step 6: Focus on Testing and User Feedback

Rigorous testing ensures that your fintech software is free from bugs and security vulnerabilities. Key testing approaches include:

Unit Testing: Testing individual components for functionality.

Integration Testing: Ensuring seamless interaction between different components.

Load Testing: Verifying performance under heavy traffic conditions.

Security Testing: Simulating cyberattacks to identify vulnerabilities.

Once testing is complete, release a beta version to a small group of users and collect feedback. Their insights can help refine features and improve user experience.

Step 7: Deploy and Market Your Application

Once your fintech software is ready, deploy it on the appropriate platforms (e.g., app stores or as a web application). Focus on marketing strategies to attract users, such as:

Social Media Campaigns: Showcase your app’s unique features.

Content Marketing: Publish blogs, tutorials, and case studies to build trust.

Partnerships: Collaborate with established brands like Xettle to boost credibility.

Leveraging Business Software and Solutions Services

The development process becomes significantly smoother when using advanced business software and solutions services. These tools provide essential components such as APIs, security modules, and compliance frameworks, reducing the time and effort required for custom development.

For example, if you're building a payment app, integrating a service like Xettle for secure transactions can streamline your workflow. Similarly, analytics tools built into modern business software can provide insights into user behavior, helping you refine your offerings.

Conclusion

Developing fintech software applications is a rewarding but challenging journey. By understanding your niche, leveraging advanced business software, and partnering with reliable solutions services, you can create a scalable, secure, and user-friendly application.

With careful planning, robust technology, and a focus on user needs, your fintech application can thrive in this fast-paced and competitive industry. Whether you're developing payment platforms like Xettle or innovative investment tools, the opportunities in fintech are vast and promising.

[harrison-stein]

In today’s ever-changing legal landscape, building a resilient legal career requires more than just technical expertise and knowledge of the law. As new technologies, regulations, and societal trends continue to reshape the profession, adaptability and a commitment to continuous learning have become essential for long-term success. Lawyers who embrace these qualities will be better equipped to navigate the challenges and seize the opportunities that lie ahead. This article explores the importance of adaptability and lifelong learning for legal professionals and offers practical strategies for building a resilient legal career that can withstand the test of time. The Changing Nature of Legal Practice The legal profession, like many other industries, has experienced rapid change in recent years. Advances in technology, shifts in client expectations, and evolving legal regulations have dramatically altered the way legal services are delivered. For legal professionals, these changes present both challenges and opportunities. - Technological Disruption: Artificial intelligence (AI), automation, and legal tech tools are transforming tasks that were once manual and time-consuming. AI-powered tools are now assisting with legal research, document review, and contract analysis, allowing lawyers to focus on higher-level tasks that require strategic thinking. Staying up-to-date with these technologies is crucial for lawyers who want to remain competitive in the industry. - Client Expectations: Modern clients expect more than just legal advice—they demand transparency, efficiency, and value. This has led to the rise of alternative fee arrangements, virtual consultations, and online platforms that allow clients to access legal services in more flexible ways. Lawyers must be prepared to adapt to these new service models to meet the evolving needs of their clients. - Regulatory and Industry Changes: The legal environment is constantly evolving, with new regulations, industry standards, and court rulings shaping the practice of law. Lawyers must stay informed of these changes and be ready to pivot when necessary, particularly in fast-moving areas like data privacy, cybersecurity, and environmental law. Given this dynamic environment, the ability to adapt and embrace change is critical for any lawyer looking to build a resilient and successful career. The Importance of Adaptability Adaptability—the ability to adjust to new conditions, situations, or challenges—is one of the most important skills a lawyer can possess. A successful legal career is not just about mastering the law but about being able to respond effectively to new challenges and seize opportunities for growth. Here’s why adaptability matters: - Embracing New Technologies: As legal tech continues to evolve, lawyers who are open to learning and using new tools will gain a competitive edge. Whether it’s using AI for legal research or adopting cloud-based case management systems, being willing to experiment with technology can improve efficiency, enhance client service, and streamline operations. - Responding to Market Trends: Legal professionals who pay attention to trends in the industry—such as the rise of boutique law firms, the increased demand for specialized services, or the growth of alternative dispute resolution—can adapt their practices to align with market needs. This ability to pivot allows lawyers to stay relevant in a rapidly shifting marketplace. - Adapting to Client Needs: Clients are increasingly looking for legal advisors who understand their unique industries and challenges. Lawyers who can adapt their approach to meet the specific needs of their clients—whether through flexible pricing models or industry-specific expertise—will build stronger relationships and retain more business over time. - Navigating Regulatory Changes: The legal landscape is constantly in flux, with new laws, regulations, and court rulings impacting different areas of practice. Lawyers who are adaptable and proactive about staying informed can quickly adjust their strategies and provide clients with up-to-date advice, positioning themselves as trusted advisors in the process. Continuous Learning as a Cornerstone of Resilience Alongside adaptability, continuous learning is a key factor in building a resilient legal career. As the profession evolves, the need to acquire new skills and stay informed about changes in the law has never been more important. Here are some ways continuous learning contributes to long-term success: - Staying Ahead of Industry Developments: Legal professionals who commit to ongoing education are better positioned to stay ahead of industry trends and emerging practice areas. Whether it’s attending legal seminars, earning certifications, or pursuing advanced degrees, continuous learning helps lawyers remain current and competitive. - Expanding Skill Sets: The legal profession is becoming more interdisciplinary, with lawyers increasingly called upon to understand topics like technology, business strategy, and project management. Expanding your skill set beyond traditional legal knowledge can open doors to new opportunities, such as leadership roles or specialized practices. - Enhancing Professional Competence: Lawyers who continually refine their skills and knowledge are more likely to deliver high-quality service to their clients. Ongoing professional development not only helps you stay sharp but also demonstrates your commitment to excellence—an important factor in building client trust and a strong reputation. - Cultivating a Growth Mindset: A commitment to continuous learning fosters a growth mindset—the belief that skills and intelligence can be developed through effort and persistence. Lawyers who embrace a growth mindset are more likely to approach challenges as opportunities for learning and improvement, leading to greater resilience in the face of adversity. Strategies for Building a Resilient Legal Career Now that we’ve explored the importance of adaptability and continuous learning, let’s look at practical strategies for building a legal career that can withstand the challenges of a rapidly changing industry. 1. Embrace Legal Tech Familiarizing yourself with the latest legal technologies is a great way to enhance your practice and stay competitive. This could include exploring AI tools for legal research, using case management software to streamline operations, or adopting e-discovery platforms to improve efficiency. By staying tech-savvy, you position yourself as a forward-thinking lawyer who is prepared for the future. 2. Pursue Ongoing Education Make a habit of seeking out learning opportunities, whether through formal education programs or informal methods like reading legal blogs, attending webinars, or joining industry associations. Consider earning certifications in specialized areas like cybersecurity, data privacy, or intellectual property law to expand your expertise and keep pace with emerging fields. 3. Develop a Niche Specializing in a niche area of law can set you apart in a competitive market. Whether you focus on real estate law, environmental regulations, or LGBTQ+ rights, having a deep understanding of a specific field allows you to offer targeted solutions to clients and become an authority in that area. 4. Stay Informed About Industry Trends Regularly read industry publications, attend conferences, and network with other professionals to stay updated on the latest trends and regulatory changes. By understanding where the industry is headed, you can adjust your practice accordingly and stay ahead of the curve. 5. Build a Diverse Skill Set Legal knowledge is just one aspect of a successful law career. Consider developing complementary skills, such as negotiation, leadership, project management, or business development, to enhance your effectiveness as a lawyer and open doors to new opportunities. 6. Focus on Client Relationships Adapting to the needs of your clients is key to building a resilient legal practice. Take the time to understand their industries, challenges, and goals, and adjust your approach accordingly. Offering personalized, client-centered service will set you apart and help you build long-term relationships. Thriving in a Dynamic Legal Landscape In a profession that is constantly evolving, the ability to adapt and commit to continuous learning is critical for long-term success. Legal professionals who embrace change, stay curious, and seek out opportunities for growth will not only survive but thrive in this dynamic landscape. By focusing on adaptability, staying informed about industry trends, and investing in your professional development, you can build a legal career that is both resilient and fulfilling, no matter what challenges come your way. About the Author: Nick Harrison has extensive knowledge and experience in various aspects of business law. He is skilled in helping clients navigate the complexities of business formation and incorporation, ensuring compliance with licensing requirements, and providing guidance on corporate governance and nonprofit management. He has provided valuable legal counsel to clients in difficult financial situations and he is well-equipped to provide comprehensive legal support for a range of business-related issues. Read the full article

[miracuvesseo]

Build Your Dream Freelance Marketplace with Miracuves’ Upwork Clone Solution

The freelance marketplace has become a cornerstone of the modern economy, connecting businesses with skilled professionals across the globe. Platforms like Upwork have revolutionized this ecosystem, enabling seamless collaboration and mutual growth. Miracuves’ Upwork Clone Solution offers you the opportunity to create your own scalable, customizable freelance platform to capitalize on the gig economy’s exponential growth.

What is the Upwork Clone Solution?

Miracuves’ Upwork Clone is a ready-made, highly customizable platform designed to replicate and enhance Upwork’s core functionalities. This powerful solution bridges the gap between freelancers and clients, offering an intuitive interface for seamless communication, secure payments, and efficient project management.

Why Choose the Upwork Clone Solution?

Customizable and Flexible: Tailor the platform to suit niche markets or diverse industries.

Quick to Market: Launch your platform faster with a pre-built yet adaptable solution.

Scalable Framework: Expand your marketplace effortlessly as demand grows.

Core Features of Miracuves’ Upwork Clone

Multi-Category Services: Host a variety of services, including content creation, graphic design, programming, and consulting.

Dynamic User Profiles: Freelancers can showcase their skills, portfolios, and reviews, while clients post detailed project descriptions.

Smart Freelancer Matching: Advanced algorithms connect clients with the most suitable freelancers based on project requirements and budget.

Secure Escrow Payments: Funds are held securely in escrow and released only upon project completion, ensuring trust for both parties.

Real-Time Communication Tools: Built-in chat, file-sharing, and video conferencing facilitate smooth collaboration.

Project Management Dashboard: Track deadlines, deliverables, and milestones with user-friendly management tools.

Feedback and Ratings: Foster accountability and transparency with a two-way review system.

Admin Analytics Panel: Gain insights into platform performance, user behavior, and revenue metrics to optimize operations.

Freelance Trends Shaping the Market

Miracuves’ Upwork Clone incorporates the latest trends in the gig economy to keep your platform competitive:

1. Specialized Freelance Platforms

Niche marketplaces catering to industries like tech, legal, or creative services are increasingly popular.

2. AI-Driven Personalization

AI enhances user experiences with smart recommendations, automated workflows, and predictive analytics.

3. Collaboration Features for Remote Teams

Tools like shared task management, live editing, and video conferencing are essential for remote teamwork.

4. Subscription Models

Offering premium memberships with perks like higher visibility and lower fees fosters user loyalty and recurring revenue.

5. Global Payment Integration

Supporting diverse payment options, including international gateways and cryptocurrencies, ensures accessibility for all users.

Applications for the Upwork Clone Solution

Miracuves’ platform is adaptable for various industries and business models:

Creative Freelance Marketplaces: Connect writers, designers, video editors, and photographers with clients.

Tech Talent Platforms: Provide a hub for developers, programmers, and IT specialists to showcase their expertise.

Professional Consulting Services: Cater to legal advisors, financial consultants, and business strategists seeking new clients.

Educational Freelancing: Build a platform for tutors, trainers, and mentors to offer personalized learning experiences.

Specialized Niche Markets: Create marketplaces for healthcare professionals, architects, or translators.

Why Partner with Miracuves for Your Upwork Clone?

1. Fully Customizable Framework

Adapt the design, features, and functionalities to reflect your brand and market requirements.

2. Scalable and Robust Design

Easily accommodate increased user traffic and additional services as your marketplace grows.

3. Cutting-Edge Technology

Secure, fast, and optimized for seamless performance, ensuring superior user experiences.

4. 24/7 Support

Our expert team provides round-the-clock assistance to keep your platform running smoothly.

Success Stories with Miracuves’ Upwork Clone

Businesses worldwide have used Miracuves’ Upwork Clone to launch thriving freelance marketplaces. By focusing on user-centric features and aligning with industry trends, these platforms have attracted top freelancers, satisfied clients, and achieved significant growth.

Start Your Freelance Marketplace Journey Today

The freelance economy is booming, and the time to invest in a robust platform is now. With Miracuves’ Upwork Clone Solution, you can create a marketplace that empowers freelancers, delights clients, and drives your business forward.

Take the leap today and redefine freelancing with a platform tailored to your vision. Partner with Miracuves to build a solution that stands out in the gig economy!

[sun-technologies]

Retirement Industry Leveraging Artificial Intelligence for Maximum Benefit

What influence will AI have on the US retirement industry?

In the past, the US retirement sector has hesitated to embrace cutting-edge innovations. The entry of numerous young, tech-savvy individuals into the US workforce forces the US retirement plan industry to adapt to evolving clientele expectations. AI, including machine learning (ML), large language models, and even ChatGPT, is used by tech-inclined retirement plan providers, recordkeepers, and third-party administrators to digitize and automate monotonous and repetitive administrative tasks, which reduces costs and burdens for plan sponsors while also improving the retirement experience for participants and sponsors. 

AI can play a vital role in the following areas:

Benefits:  AI's increased efficiency streamlines the process for employees to access benefits and makes it easier, faster, and less expensive for plan sponsors to offer them. When AI provides these advantages, it can also aid in lowering the related legal and compliance concerns. Other possible dangers can be anticipated and flagged by technology, which can also notify plan sponsors of late deposits or other problems.

Marketing and Engagement: To better serve clients and increase conversion rates, AI may help with code authoring and personalization of marketing materials. AI may also maximize participant engagement since, through a multi-channel strategy, chatbots, robo-advisors, and other algorithm-based technologies can lead and teach participants on demand and from any location. Advisors who instruct customers can also be trained using these technologies.

Retirement Plan Design: Artificial Intelligence (AI) tools, including Machine Learning (ML) and predictive analysis, offer significant potential for enhancing the customization of retirement plan designs and supporting plan advisers in devising more effective savings strategies. This is particularly advantageous when there is a lack of comprehensive information pertaining to employees. By leveraging data from additional interconnected data sources and the unique information of each employee, it becomes possible to identify patterns and develop more precise or customized solutions.

Investment Strategies and Risks: Artificial Intelligence can be incorporated into the company's customer relationship management (CRM) system to gather and utilize extensive data. Advanced AI can generate a portfolio distribution based on the investment options available or recommend the appropriate savings amount without the need for employees to respond to the typical risk tolerance inquiries.

Business Development: AI can facilitate the prospecting process for retirement participants by eliminating irrelevant discussions, such as promoting offerings that a plan sponsor may not require. This could simplify the process of business development.

Onboarding of employees: New employees can be onboarded with the assistance of AI, and accounts and investments can be established with just a few keystrokes.

Exploring the Adoption of Artificial Intelligence Among Elite Retirement Players Across the Value Spectrum

Several prominent participants in the US retirement industry have announced a variety of initiatives, and some have already implemented this technology. The following are examples of such players:

Utilizing Artificial Intelligence for Robo-Advisory Services: Leveraging the firm's Exchange-Traded Funds (ETFs) to craft tailored retirement portfolios for clients.

Artificial Intelligence-driven chatbot designed for customers to seek assistance or initiate transactions.

Employ artificial intelligence technologies to enhance client experiences, optimize self-service operations, and improve analytical capabilities, thereby facilitating more effective interactions within its National Contact Center (NCC).

Artificial Intelligence (AI) is integrated across the entirety of its Financial Wellness suite, encompassing its 401k platform.

Utilizes artificial intelligence to assist participants in making well-informed decisions regarding their financial well-being and provides guidance to employers in the design and structuring of their retirement plans.

To promptly and precisely address client concerns

Artificial Intelligence (AI) is also being utilized to enhance productivity levels. The implementation of automated reminders not only diminishes the volume of paperwork but also aids in facilitating informed decisions regarding retirement planning.

Artificial Intelligence (AI) assists in pinpointing potential retirement planning concerns that may be of significance to the client. Subsequently, it enables us to ascertain whether the advisor has addressed these issues with the client, and if not, it can encourage the advisor to initiate discussions on these matters as insights. Furthermore, we possess the capability to identify pivotal events, such as the approach to Social Security retirement age. This allows us to pose pertinent questions concerning these occurrences.

Exploring the potential of the most recent advancements in artificial intelligence to unlock new avenues for business growth, such as integrating AI technology into call centers to enhance products, thereby improving the overall experience for both clients and their employees.

Participated in more than 130,000 customer engagements across businesses specializing in wealth and health solutions, successfully resolving over 70% of cases following the introduction of its AI technology.

Instituted 401kAI, a platform engineered to enhance the efficacy of advisors' strategies, research, and endeavors in business expansion.

Artificial Intelligence (AI) facilitates rapid and effective communication with participants on a large scale. AI has the capability to identify opportunities for action, and subsequently, we can employ highly personalized digital nudges through various channels such as text messages, emails, and phone calls from our advisors.

What can be anticipated for the future of the retirement industry, its participants, and its stakeholders?

Predicting the future landscape of the retirement industry, its participants, and stakeholders is a task fraught with complexity. Potential developments include enhancing employees' access to retirement plans, augmenting investment offerings to better align with participants' behaviors and characteristics and offering more comprehensive advice. A pivotal use case involves plan advisers leveraging artificial intelligence for asset management decisions, marking an advanced iteration of 'robo-advisory' services and the creation of a drawdown strategy during retirement.

Retirement companies are presently contributing significant data to the systems and instructing large language models on the art of investment. This approach is aimed at training these models on various financial principles, thereby enhancing their capacity to comprehend, scrutinize, and address investment challenges.

While AI currently exhibits and holds the potential for remarkable capabilities, the complete dependence on AI for financial guidance may be realized in the foreseeable future. This is due to the belief among industry professionals that the human element cannot entirely be eradicated, particularly given the emotional nuances associated with financial matters.

In what ways may Sun Technologies help you?

We are equipped to furnish significant artificial intelligence assistance to the retirement sector by tackling major obstacles and augmenting operational efficacy, personalization, and risk mitigation. An information technology services company has the capability to provide essential IT support to the United States retirement sector, ensuring the seamless operation of their technological infrastructure, bolstering security measures, and elevating the user experience. Herein lies the way an information technology services company can offer support:

Infrastructure Management & Optimization

Cybersecurity & Data Protection

Disaster Recovery & Business Continuity

IT Helpdesk & User Support

Compliance and Regulatory Support

Cloud & SaaS Implementation

Data Management & Analytics Support

Software Development & Customization

Client Portal & Mobile App Development

Network Management & Connectivity

Automation & Workflow Improvements

The Many Ways Our AI Configurations Can Help

Configuring AI to Automate 401(k) Plan Administration Manual Tasks

Robo Advisors: AI Bots can double up as Robo Advisors to provide tailored advice to 401(k) plan participants.

Form 5500 preparation: Use data automation and AI Bot amplified review to correctly list plan sponsor information

Track Deadlines: Configure AI driven alerts to ensure plan sponsors and administrators are always on track with compliance deadlines

Raise Auto-Alerts:  AI can help raise alerts to ensure timely deposit of employee contributions and document loan defaults

Amplify Review: AI can speed up the process of annual reviews that have to be undertaken by the plan fiduciaries

Send timely notices: AI Bots can gather all necessary information and format it to send notices to participants, beneficiaries, and eligible employees

Impact

Automate 90% of all manual calculations done by plan administrators

Save up 80% of time spent on coordinating with sponsors manually

Automate 95% of all sponsor uploads and data extraction tasks