#yes i do know that closing a credit card negatively affects ur credit score
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just closed a credit card that i paid off that i thought i would have to fight someone over (in my experience it’s not easy to close an account bc they want to keep you forever) but the interaction w customer service was maybe 2 minutes tops n the account is closed 🤷♀️ easy peasy
#yes i do know that closing a credit card negatively affects ur credit score#but i’m ok w that. don’t wanna risk getting charged an annual fee w a $0 balance#jazzums jabbers
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