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North Shore Insurance Associates - Business Insurance and Group Health Benefits
Address:
1866 Sheridan Rd Ste 215
Highland Park, IL
60035
USA
Phone:
3129091405
Business Email:
Website:
Keywords:
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Business Description:
North Shore Insurance Associates specializes in affordable group health insurance for businesses of all sizes. Serving Pennsylvania, Indiana, Wisconsin, Arkansas, Vermont, and Illinois, we provide tailored solutions to meet the diverse needs of companies, including group health insurance, business liability insurance, and workers compensation. As trusted life insurance brokers, we also offer business life insurance, life insurance annuities, and income annuities to ensure comprehensive coverage. Whether you're looking for small business insurance in Illinois or need occupational health insurance and best umbrella insurance, our experienced team is here to guide you. We’re committed to being the top choice for large group health insurance and workers compensation in Chicago and beyond.
Hours:
Monday-Friday: 9 AM–5 PM
Saturday-Sunday: Closed
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Workers Compensation Southern Illinois
Workers Compensation Southern Illinois: If you are looking for a high-quality and compassionate legal team to assist with your workers’ compensation, personal injury, or social security disability case, please consider Jerome, Salmi & Kopis in Fairview Heights, IL. Each of our attorneys has over 25 years of litigation experience, and we have limited our legal focus to specific practice areas. Our attorneys are battle tested in courtrooms throughout Illinois and Missouri and understand how to carefully maneuver the law and navigate challenging problems for our clients.
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How Long Does A Workers Comp Case Take | Will It Drag On For A Long Time? [312-500-4500]
Are you wondering how long a workers comp case can take? Chicago injury lawyer Scott DeSalvo shares valuable insights on the topic. Discover the factors that can impact the duration of your case, such as the need for proper diagnosis and maximum medical improvement. Learn why settling too early can be risky and how delays in the legal system can affect your timeline. A must-watch for anyone dealing with a work injury! Subscribe Now 🙏 / @desalvolaw
If you got hurt at work, you DO NOT want to be sitting at home with no money coming in and the doctor calling you and asking you who is gonna pay the doctor's bill. That's not a situation you want to be in, but if you are, it is natural to want to know a timetable for a Workers Comp case. In other words, how long is this going to take? We've all heard of cases that seem to take forever. There's really JUST ONE PRIMARY REASON why a case might take a long time.
A workers' comp case cannot be settled until the injured party has completed treatment or reached Maximum Medical Improvement (MMI), which determines the final extent of the injury. Serious, permanent injuries are valued higher in compensation compared to temporary ones, and settling before knowing the full impact can lead to insufficient funds for future medical needs.
Once MMI is reached, the lawyer can move quickly to either settle the case within 60 days or push for a trial if the insurance company is uncooperative.
#work injury#workers comp#workers comp lawyer#workers comp attorney#how long does workers comp take#how long does workers comp last#attorney desalvo#scott desalvo#illinois workers comp#chicago car crash lawyer#work#how long does a workers comp case take#workers compensation#attorney#workers comp laws#workers compensation claim#workers comp help#settlement#personal injury#workers comp insurance#workers compensation lawyer#work injury attorney#desalvo law#Youtube
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Workers Compensation Insurance For Trucking in Illinois
Workers Compensation Insurance For Trucking in Illinois is an essential aspect of the trucking industry in Illinois, providing critical coverage for medical expenses and lost wages for employees who sustain injuries while performing their job duties. This insurance is vital for the protection of both employees and employers.
In Illinois, workers compensation insurance is mandatory for all employers, including trucking companies, regardless of the number of employees. The Illinois Workers’ Compensation Commission (IWCC) enforces these requirements, ensuring that businesses comply with state laws to protect their workforce.
Key considerations for trucking companies in Illinois regarding workers compensation insurance include:
1. Safety Programs: Implementing comprehensive safety programs is crucial to minimize the risk of workplace injuries. This includes regular driver training, adherence to safety protocols, and routine vehicle maintenance. Prioritizing safety helps prevent accidents and can lead to lower insurance premiums.
2. Efficient Claims Management: Promptly reporting and managing claims ensures that injured employees receive timely medical care and compensation. Effective claims management supports quicker recovery and return to work, maintaining operational efficiency and reducing downtime.
3. Cost Control: Controlling insurance costs involves working closely with insurance providers to develop policies that are comprehensive yet cost-effective. The company’s safety record and proactive risk management strategies can significantly influence premium rates.
4. Compliance: Keeping up-to-date with changes in state laws and regulations related to workers compensation is essential to ensure ongoing compliance and avoid potential penalties.
5. Employee Education: Informing employees about their rights and the procedures for reporting injuries can improve the claims process and ensure that workers receive the benefits they are entitled to promptly.
In summary, workers compensation insurance is not only a legal requirement for trucking companies in Illinois but also a strategic measure to protect employees and the business. By ensuring compliance with state regulations, implementing robust safety measures, managing claims efficiently, and educating employees, trucking companies can create a safer work environment and mitigate financial risks. Investing in workers compensation insurance ultimately supports the well-being of employees and the stability and success of the company.
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The biggest tech companies in the world imagine a near future where AI will replace a lot of human labor, unleashing new efficiency and productivity. But this vision ignores the fact that much of what we think of as “AI” is actually powered by tedious, low-paid human labor. “I think one of the mythologies around AI computing is that they actually work as intended. I think right now, what human labor is compensating for is essentially a lot of gaps in the way that the systems work,” Laura Forlano, Associate Professor of Design at the Institute of Design at Illinois Institute of Technology, told Motherboard. “On the one hand, the industry can claim that these things are happening, you know, magically behind the scenes, or that much of what's going on is the computing. However, we know that in so many different examples, whether we look at online content, how to operate an autonomous vehicle, or if we look at medical devices, human labor is being used to address the gaps in where that system really isn't able to work.” [...] Tech companies hire tens of thousands of gig workers to maintain the illusion that their machine-learning algorithms are fully self-functional, and that each new AI tool is capable of solving a number of issues out of the box. In reality, AI development has a lot more in common with material production cycles than we realize. “I think that the public doesn't have a good awareness of the fact that this is a supply chain. It’s a global supply chain, it contains uneven geographic flows and relations. And that it is based on a huge amount of human labor,” Kelle Howson, a postdoctoral researcher on the Fairwork project at the Oxford Internet Institute, told Motherboard. Howson can’t say for sure whether tech companies are intentionally obscuring human AI laborers, but that doing so certainly works in their interests. “I think that in some ways it supports their business models to do so because there's this perception that the work is done,” said Howson. “You as a client access a platform interface, post your project, and the work is delivered immediately. It's almost like magic. There was maybe never any human involved or [that’s what] it feels like, and so there's a sense of efficiency. And that really goes along with the kind of narrative that Silicon Valley likes to tell. The disruption, the tech solutionism, the move fast and break things kind of ideas.”
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Judge Charles E. Freeman (December 12, 1933 – March 2, 2020) is the first and only African American to serve on the State of Illinois Supreme Court, representing the First Judicial District of Illinois. He was born in Richmond, Virginia. A graduate of Virginia Union University. He served in the Army (1956-58) and was stationed in South Korea. He married Marylee Voelker (1958) and moved to Chicago. They had one son.
He earned a JD from John Marshall Law School. He worked for the Cook County Department of Public Aid. In 1962 he was licensed and admitted to practice law in Illinois. He served as an assistant state’s attorney, an assistant attorney general, and an attorney for the Board of Election Commissioners.
He worked in private legal practice specializing in real estate and divorce law. He worked with Alderman Ralph Metcalfe. He met Harold L. Washington, They formed a law practice partnership. Illinois Governor Otto Kerner appointed him an arbitrator for the Illinois Industrial Commission administering workers’ compensation cases. Governor Dan Walker appointed him a commissioner for the Illinois Commerce Commission.
He was elected to the Cook County Circuit Court and sat in the Chancery and Law Divisions. In February 1983, while serving as a Cook County Circuit Court judge, Harold L. Washington, chose him to administer the oath of mayoral office.
He was elected to the Illinois Appellate Court hearing appeals from verdicts reached at the circuit court. He was elected to the Illinois Supreme Court and he was selected as Chief Justice of the highest court in the state. He wrote the opinion that honored a ruling the Illinois Supreme Court made and overturned the conviction of Rolando Cruz in The People of the State of Illinois, Appellee, v. Rolando Cruz, Appellant #70407.
He was ranked senior member of the Illinois Supreme Court. He holds memberships with the American Judges Association, American Judicature Society, DuPage County Bar Association, Illinois Judicial Council, and Illinois Judges Association. #africanhistory365 #africanexcellence #phibetasigma
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A slew of recent layoffs at John Deere factories in Iowa and Illinois would appear to provide a perfect opportunity for President Joe Biden to speak out against the kind of corporate greed that is devastating the U.S. working class and supercharging inequality.
But Biden has thus far been quiet about the mass layoffs, which have impacted roughly 1,000 workers and sparked fear among unaffected employees that they might be next.
Deere & Company is the latest U.S. corporation to announce significant layoffs after raking in huge profits and spending billions on stock buybacks—which researchers have linked to job cuts—as well as dividend payouts to wealthy shareholders and lavish CEO compensation.
"Here we go again," Les Leopold, executive director of the Labor Institute, told Common Dreams. "Stock buybacks and mass layoffs, mass layoffs and stock buybacks. Tens of thousands of workers are losing their jobs in thousands of companies only because CEOs and their major stockholders want to make a quick killing by artificially jacking up the price of their stock. We must always call stock buybacks for what they really are: blatant stock manipulation."
"Today, 70% of all corporate profits are used for stock buybacks, up from 2% in 1982," Leopold added. "They should be outlawed."
As The Guardian's Michael Sainato reported last week, John Deere posted "a profit of over $10 billion in fiscal year 2023 and its CEO John May received $26.7 million in total compensation."
"John Deere spent over $7.2 billion on stock buybacks in 2023 and provided shareholders with more than $1.4 billion in dividends," Sainato noted.
In a letter to employees late last month, John Deere executives deployed sterile corporate-speak to explain their rationale for the job cuts, writing that rolling mass layoffs are aimed at "aligning our workforce to our strategic priorities" and "eliminating low- and non-value-added tasks, activities, and expenses."
One longtime John Deere worker in East Moline, Illinois anonymously told The Guardian that "we get wind of more layoffs daily, it seems, and it's causing uncertainty all over."
"The only reason for Deere to do this," the worker added, "is greed."
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The Bluegrass Hospitality Group responded to a class-action lawsuit alleging tip and wage theft by claiming the employee who filed the complaint was never employed by the restaurant chain.
In April, an employee filed a class-action lawsuit against Drake’s, which is owned by Bluegrass Hospitality Group, headquartered in Lexington. The lawsuit alleges widespread violations involving the failure to uphold federal minimum wage standards across all 23 of its restaurant and bar locations.
The lawsuit was filed by Lauren Boyer, who claims she was a worker at the Cookeville, Tenn., restaurant on behalf of herself and other bartenders and servers. She claims in the suit BHG did not provide servers and bartenders with the legally required notice regarding the use of a tip credit toward their wages.
A month after the initial filing, in May, the restaurant responded to the claims and denied most of the complaint’s allegations — including the employment of the woman who filed suit.
BHG owns and operates Drake’s locations in Kentucky, Tennessee, Missouri, Indiana, Alabama, North Carolina and Illinois.
“Plaintiffs claims are barred, in whole or in part, because (BHG) did not employ plaintiffs,” attorneys for BHG wrote. Throughout their response to the complaint, attorneys for BHG repeatedly stated Boyer was not an employee of the restaurant.
Defense attorney LaToi D. Mayo requested the court render judgment in favor of Drake’s and dismiss the complaint in its entirety with prejudice.
Attorneys for either party were not immediately available for comment on Monday morning. It is unclear if Boyer was an employee of Drake’s.
What the complaint against Drake’s alleges
The complaint alleges that Drake’s compensated its employees below the federal minimum wage while requiring them to perform non-tipped duties for more than 20% of their work week.
Some of these duties include sweeping, mopping, rolling silverware and other side work where employees are not being tipped.
Federal law prohibits employers from taking a tip credit when an employee performs tip-supporting work and non-tip-generating duties for more than 20% of their work week.
According to the suit, Drake’s bartenders and servers are required to work for nearly an hour to set up and close the restaurants, clean and prepare tables and organize their sections.
Boyer represents herself and two collectives which allege federal minimum wage violations. The Nationwide Substantial Side Work Collective and Nationwide 80/20 Collective are other plaintiffs listed in the suit. The lawsuit seeks compensation for unpaid wages and damages.
Other wage and tip theft lawsuits against Lexington restaurants
Drake’s is the third Lexington restaurant to face lawsuits over payment practices involving tipped employees.
A lawsuit was announced against Jeff Ruby’s in February for alleged wage and tip theft.
The lawsuit said the defendants took a portion of the tips earned by servers and bartenders and shared the money with back-of-house employees “who did not earn the tips and who did not interact with customers.”
Tony’s Steak and Seafood restaurant agreed to pay $1.5 million as part of a settlement involving employees in Indiana, Kentucky and Ohio locations.
The employees alleged the restaurant violated the Fair Labor Standards Act by forcing them and other tipped employees to participate in a tip pool that gave portions of tips to salaried members of management, according to federal court documents and settlement information.
The Tony’s settlement resolved claims for 79 servers in Kentucky, 42 servers in Ohio and 52 servers in Indiana, according to David Garrison, lead attorney in the two cases. In total, the award for plaintiffs in Kentucky was $546,237.65 — more than Indiana and Ohio’s settlement amounts combined.
The average recovery for a class member who participates in the server settlement is $5,250. The largest settlement recovery is more than $35,000, according to court documents.
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LocalBizNetwork welcomes its newest Featured Member #HorwitzHorwitzAssociates from #Joliet, #Illinois, #USA to the #globalsmallbusinessdirectory!
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Workers Compensation Southern Illinois
Workers Compensation Southern Illinois: If you are looking for a high-quality and compassionate legal team to assist with your workers’ compensation, personal injury, or social security disability case, please consider Jerome, Salmi & Kopis in Fairview Heights, IL. Each of our attorneys has over 25 years of litigation experience, and we have limited our legal focus to specific practice areas. Our attorneys are battle tested in courtrooms throughout Illinois and Missouri and understand how to carefully maneuver the law and navigate challenging problems for our clients.
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Workers' Comp for Staffing Agencies in Illinois – Essential Coverage for Your Business
Protect your Workers Comp For Staffing Agencies in Illinois with the right workers' comp coverage. Learn how to manage workers' compensation for your temporary employees and stay compliant with Illinois workers' comp laws. Minimize risks and liabilities by ensuring your staffing agency has the proper coverage to safeguard both your business and workers. Explore tailored solutions for staffing agencies to meet all legal requirements and avoid costly penalties.
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Common Causes of Trucking Accidents Leading to Personal Injury Claims
Chicago’s roads and highways are more congested than ever, with heavy traffic and ongoing construction creating hazardous driving conditions. From Interstate 55 to I-90 and the Elgin O’Hare Expressway (Illinois Route 390), these busy routes are hot spots for dangerous accidents. The most common incidents involve car crashes and truck accidents, which pose serious risks to drivers, passengers, and pedestrians navigating the Chicagoland area.
Trucking accidents often lead to serious injuries, and many of these incidents stem from a lack of attention, carelessness, or negligence on the part of truck drivers. While truckers are highly trained professionals, several factors—ranging from inappropriate training, to failing to adhere to federal regulations—are common causes of trucking accidents leading to personal injury claims. The consequences of a truck accident can be just as severe as those of an auto accident, with the added complexity of large vehicles and heavy cargo.
Here are some common causes of trucking accidents that lead to personal injury claims and the critical issues contributing to those crashes:
Driver Fatigue and Lack of Attention
One of the most common causes of trucking accidents leading to personal injury claims is driver fatigue. Truck drivers are often pushed to meet tight deadlines, causing them to drive longer hours than the law allows. Unfortunately, this leads to exhaustion, reducing the driver’s reaction time and ability to pay attention to the road. Fatigued drivers may drift into other lanes, fail to stop at intersections, or overlook traffic signals.
Trucker fatigue is exacerbated by the fact that many drivers push themselves past the legally-mandated hours of service (HOS), which regulate the number of hours they can be on the road before they must rest. Ignoring these regulations not only endangers the driver but also everyone else on the road. A personal injury attorney can investigate to find out if the driver was driver longer hours than allowed, and seek compensation for clients.
Inadequate Training
Proper training is critical for truck drivers to safely operate large, heavy vehicles. Unfortunately, not all trucking companies provide the comprehensive training their drivers need. Inadequate training can lead to poor decision-making on the road. For example, drivers may struggle with vehicle handling, fail to properly assess their surroundings, or make dangerous driving decisions in critical moments.
Truck drivers who are poorly trained are more likely to make mistakes that lead to accidents, such as misjudging distances, improper braking, or failing to maintain control of their vehicle in adverse conditions.
Improper Loading and Unsecured Cargo
An often overlooked issue in trucking accidents is the improper loading of cargo. When truck drivers load their own trailers, they are responsible for ensuring that the cargo is properly secured and balanced. If a truck is overloaded or the cargo is not adequately fastened, it can shift or even fall off the truck while driving, causing a serious hazard on the road.
This is a significant problem because even a small amount of movement or imbalance can cause the truck to lose control or lead to dangerous debris on the highway. Additionally, some loading docks or workers may fail to properly secure the cargo before the driver takes it on the road.
If an accident occurs because of improperly loaded cargo, the responsibility can fall on the truck driver, the company that owns the truck, the loading dock, or anyone involved in the loading process. Investigating how the cargo was secured is a key factor in determining who is liable for any personal injuries resulting from the crash.
Speeding and Reckless Driving
Speeding is another frequent cause of trucking accidents. Truck drivers often feel the pressure to meet deadlines, which can tempt them to drive faster than the speed limit. This is especially dangerous when driving in adverse conditions, such as heavy rain or fog. Large trucks take longer to slow down and stop, and speeding reduces a driver’s ability to respond in a timely manner to sudden changes in traffic.
In addition to speeding, reckless driving behaviors—such as tailgating, cutting off other vehicles, or making unsafe lane changes—are serious safety concerns. These actions increase the risk of crashes and injuries.
When speeding or reckless driving is found to be the cause of a trucking accident, the truck driver is typically held responsible for any resulting injuries. The trucking company may also be liable if it was aware of or encouraged unsafe driving practices.
Failure to Follow Traffic Laws
Truck drivers are expected to follow all traffic laws, just like any other motorist. However, they sometimes fail to stop at red lights, neglect to yield when necessary, or ignore other road signs. These traffic violations can lead to accidents, especially when the truck is unable to stop in time due to its size or weight.
When a truck driver fails to obey traffic laws, they can be found negligent and held liable for personal injuries caused by the crash. Injured individuals may pursue legal action against the driver and their employer.
Mechanical Failures
Trucking companies and drivers are responsible for ensuring that their vehicles are properly maintained. Mechanical failures, such as brake malfunctions, tire blowouts, or engine problems, can be catastrophic when a truck is on the road. Lack of proper vehicle maintenance is a common cause of trucking accidents and can happen when trucks are not regularly inspected or repaired.
Trucking accidents that lead to personal injuries are often caused by a combination of factors, such as driver negligence, inadequate training, and failure to follow proper regulations. Truck drivers are responsible for paying attention to their surroundings, adhering to federal driving laws, properly loading their cargo, and maintaining their vehicles. When any of these responsibilities are neglected, it can lead to serious accidents that harm others on the road.
If you’ve been injured in a trucking accident, it’s important to seek legal advice from a personal injury attorney who can help you navigate the complexities of your case. Whether the fault lies with the driver, the trucking company, or another party, pursuing a personal injury claim can help you recover the compensation you deserve for your injuries, medical bills, and other damages.
Contact us today at 630-655-9545 for a free consultation and case review.
Blog is originally published at: https://www.vinklerlaw.com/common-causes-of-trucking-accidents-leading-to-personal-injury-claims/
It is republished with the permission from the author.
#truck accident lawyers#truck accident attorney#truck accidents#truck accident#legal services#attorney
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Why Workers' Compensation is Essential for Staffing Agencies in Illinois
In Illinois, staffing agencies face unique risks due to the variety of industries and positions they cover. Workers’ compensation insurance helps safeguard both agencies and workers by covering medical expenses and lost wages in case of on-the-job injuries. Not only does this meet Illinois’ legal requirements, but it also enhances trust with clients and employees, showing a commitment to safety and well-being.
👉 Want to learn more about Illinois workers' compensation for staffing agencies? Check out our latest post!
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Glimpses of hope and a flutter of optimism are rising for the hard-working, yet severely undervalued, cleaners of the United States. Earlier this year, California’s governor signed Senate Bill 399, which establishes minimum wage requirements for certain building-service contractors. It will require these companies to pay custodians, janitors, and other service workers a minimum wage of $15 per hour beginning in 2022 and sets benefits for workers beginning in 2023.
This monumental move, while long overdue for cleaners, has left other states scrambling to pass similar legislation. In fact, earlier this month, Illinois passed a similar bill requiring cleaners to receive wages of at least $15 per hour by 2025.
The passage of these bills is important for several reasons. Cleaners deserve to be fairly compensated for their vital, yet often overlooked, work. Those in this line of work typically do not have the same opportunities or resources as other workers, making them especially vulnerable in times of economic uncertainty.
In addition to the undeniable benefits for cleaners, these bills can also have a ripple effect throughout local economies. A 2020 report from Yale Law School found that cleaning workers covered by a “just-cause for dismissal” and “regularized scheduling practices” saw an increase in job stability, job quality, job access, and income. When workers are more financially stable, they can contribute more to their local economies and their individual families.
Finally, raising the wages of cleaners is a significant step toward creating a more equitable American workplace, where all workers, regardless of their occupation, are valued, respected, and properly compensated.
The fight for America’s cleaners, however, is still very much ongoing. Other states are taking cues from California and Illinois, but progress remains slow. Nonetheless, every sign of progress is a welcome reminder of the possibility of a brighter future for these hardworking men and women.
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Lake Villa Personal Injury Lawyer - Trusted Legal Representation
Lake Villa Personal Injury Lawyer in The Law Offices of Robert T. Edens, P.C. has healed millions of clients while focusing on injury & workers’ payment.
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Workers Compensation Southern Illinois
Workers Compensation Southern Illinois: If you are looking for a high-quality and compassionate legal team to assist with your workers’ compensation, personal injury, or social security disability case, please consider Jerome, Salmi & Kopis in Fairview Heights, IL. Each of our attorneys has over 25 years of litigation experience, and we have limited our legal focus to specific practice areas. Our attorneys are battle tested in courtrooms throughout Illinois and Missouri and understand how to carefully maneuver the law and navigate challenging problems for our clients.
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