#which is really triggering now after that 10 months of being ill where our appetite was fucked and we struggled to eat anything

[thethingything]

I used the prescription toothpaste and managed to not end up dry heaving for several minutes while brushing my teeth. within about 5 minutes of finishing brushing I start to feel like I'm gonna throw up regardless. I feel shaky and nauseous and I've also almost thrown up so many times while brushing my teeth lately that the act of brushing them now seems to activate our fight or flight respose and I feel like I'm about to start crying. awesome /s.

I really don't know what to do about any of this because I can mention it to our dentist on Thursday but I don't think there are any alternatives that won't just do the same thing

[rememberthattime]

Chapter 43. New Zealand

What a phenomenal run to get to this point. 3 out of 4 posts done -- how’d we get here, you ask: First, “The Fellowship” of my family’s visit down unda. Next, “An Unexpected Journey” to London & Paris. Finally, “The Return” to Hawaii, celebrating Christmas on the North Shore. 

Now, to wrap up this four-part marathon, the epic conclusion to our holiday story: Middle Earth.

This post was always going to have heavy Lord of the Rings references. I get especially excited when I can tie movies or TV shows in my writing: Ireland & Star Wars, Croatia & Game of Thrones, Iceland and… space. New Zealand will be no different, as the landscape is intimately associated with the six-part series filmed in its undulating fjords, lush green meadows, snow-capped peaks, brooding basins, and turbulent climate.

Thank Gandalf, Chelsay & I had a day in Sydney between Hawaii and New Zealand. I hadn’t been home for 20 days, and desperately needed to switch my London/Hawaii clothes for more Kiwi-appropriate adventures. Not only was laundry a big benefit, but Chelsay and I were also able to wrap up the Hobbit & LotR trilogies. I just looked up the run times – in total, the six-part series takes 19 hours to watch. Jesus…

After arriving in Christchurch, Day 1 of our journey through Middle Earth would take us past Mt Cook to the South, into the lakeside village of Wanaka. It was a five hour ride, but Chelsay put together a killer playlist from the best Kiwi artists: Lorde, Flight of the Conchords, the LotR soundtrack. That’s about all the best Kiwi artists. We also had a sunny day, extremely rare in New Zealand’s turbulent climate, so our trip included frequent stops admiring the teal blue waters of Lake Pukaki and Mt Cook’s shy peak.

I say shy because one does not simply “see” Mt Cook’s peak – it’s so high that the top is normally covered in clouds. To exhibit how rare it is to see an unobstructed Mt Cook, I’ll share a small anecdote from my parents’ NZ trip. They stayed at the base of Mt Cook, and were similarly lucky to see the top from their table at dinner. At the next table over, a woman shed a tear as she gazed out at the mountain’s snow-capped peak. I’m not sure why this prompted a conversation, but my parents talked with her and learned that this Kiwi woman had visited Mt Cook six times and that night was the FIRST time she’d gotten to see the peak! I’m not sure how much of this comes down to bad luck or poorly planned timing for her visits, but contrary to Frodo’s acting, Kiwi’s are not a dramatic people... The fact that she cried at this sight gives you an idea of how lucky we were to see Mt Cook on our first day.

It was similarly tame weather when we arrived in Wanaka, which meant it was a perfect day to climb Roy’s Peak. Now, all I’d really read about Roy’s Peak was that it was a five hour round trip. I knew it had immaculate views, and given it was five hours, assumed it would be a long climb. (I later found that it’s 10 miles!) Ill-informed but blissfully ignorant, we hit the trail and immediately experienced the slope. This was pretty steep… Maybe just at the base but then it evens out?

Nope, it was steep the whole way up. We brought two, full, bigger water bottles, but had finished them within an hour… and this was supposed to be a five-hour trip! So many similarities with the Quiraing in Isle of Skye. First, the scenery: heath-filled slopes, gusting gales, and wild waters beyond. Second, the sheep: bahhh. Third, we were again woefully underprepared in terms of water. (Fourth, my solution to the limited water was filling up my bottle in a mountain stream. Fifth, #4 was risky both times, but I have a stomach of steel).

We weren’t-not making it to the top though. We’re taking these Hobbits to Isengard, if you will. We pushed all the way to the peak, and the epic views were absolutely worth it. From a mile up, the surrounding mountains and fjords were dwarfed. In the distance, Mordor loomed over The Shire. 

Battling the decline, the descent took a while, but we still finished the hike in 4 hours (20% faster than average). Not bad given we were water-less for the last 3 hours.

The next day, Chelsay & I grabbed coffees in Wanaka and stopped at the Cadrona Hotel for a bigger breakfast (like hobbits, we know about second breakfast). We needed a full base for this day’s activity: Queenstown’s human catapult.

For some reason, Chelsay had pegged this activity almost immediately after we booked our flights to NZ. She’s never been interested in bungee jumping, but I think the novelty of a catapult got her. This Queenstown Catapult is the world’s first and only of its kind, opened just a couple months before our trip. Rather than bungee jumping where you go straight down, the catapult works like a slingshot, launching you forward 500 feet, reaching 60+ mph in 1.5 seconds , and pulling 3Gs of force ... For reference, an average human can blackout at 4Gs.

Chelsay and I arrived and were the only ones that had signed up for the catapult. Apparently most people weren’t trying to blackout. We walked down a suspended bridge on the way to the platform… you know, the platform that they hurl you off… The platform staff were very strategic in their conversation, trying to distract us from the heights as we were strapped into the harness. “Where are you from?” “What have you done so far in NZ?” “Did you have a good life?”

For chivalry reasons, I let Chelsay go first. She really didn’t show any fear as they fastened her harness to the catapult and asked her to step out onto the ledge. It was only once the catapult pulled her flat that you could see a bit of distress – she was now staring straight down at a 250 ft drop to the canyon base. It isn’t really terror, but you can see her anxiety: just look at how straight her arms and hands were.

Then, literally in the blink of an eye, a *high-pitched* “WWAAAAHHHHHHhhhhhhhhhhhhhhhhhhh” – she was already 500 feet away from me, leaving nothing but a trailing scream as she flew across the canyon. My leg started to involuntarily shake from nerves.

After her initial launch, she reached the end of the line and experienced some big counter “bounces”. It’s like a really extreme Tower of Terror – there’s the first big drop, and you think you’re done and it’s okay. Then surprise, there’s another drop no one told you about and it completely flips your stomach. After a few of these bounces, Chelsay finally came to a still position and the staff pulled her back to the platform. She came back with a look in her eye. It was certainly a joyous look, but there was something kind of crazy there too. …She might have pooped herself.

That was a joke (because we were told we had to use the bathroom before doing the catapult).

I was next up, leg still involuntarily trembling. They laced my harness onto the catapult, then asked me to step onto the ledge… Great idea with my leg visibly unsteady. Probably from Chelsay’s scream, a crowd started to form on the catapult platform. Thank Gandalf they made us go to the bathroom, or this could end up as a grim memory for everyone involved.

In the background of my video, you can hear a woman from Northern England. It’s truly A+ color commentary. Better than Colinsworth, Aikman, or even Romo. In her heavy Northern accent: “Oh m’guwd – No! Wudn’t do that!”

I think the staff gave me some pointers or told me what was going to happen next, but I wasn’t listening. (Dude, shutup, I’m standing with half my foot dangling over a 250 ft ledge). He probably told me the catapult was going to pull me flat, but you can tell I hadn’t listened from my desperate arm flail to grab onto something. Good to see those survival instincts still work.  

I was now parallel to the ground, staring directly down at the base of the canyon. Maybe there was a countdown to launch? I don’t know, I wasn’t paying attention to anything but how high I was off the ground.

In a split second, I heard a mechanical release and then a WOOSH! Everything was moving SO fast. 0-60 mph in 1.5 seconds! I had the GoPro to film my face, but I wish I had one to film my view. Staring down at the canyon below, it didn’t feel like I was the one moving – it felt like everything around me (the canyon base, the trees, the river, the wind) was moving past me REALLY fast. Like Earth had a random “Matt”-shiver and rotated much faster for one second. In the background of Chelsay’s video, our Northern English colour commentator yelled, “Oh, SHIT!”

After the initial rush, and like Chelsay, I also experienced the Tower of Terror counter bounces – you can see my surprise as I flail my arm to grab the harness. Again, great survival instincts. This was an absolute rush – one of the most unique (and certainly the highest adrenaline) activities I’ve ever done. Although it only lasted a few seconds, the buzz sticks with you for days.  Chelsay and I were giggling like Frodo and the other hobbits at the end of LotR.

I think the catapult or adrenalin or our flipped stomachs must have triggered our appetite, because the only way we could follow our flight was with a massive burger. Chelsay and I braved the world-famous Fergburger’s 30-minute queue to grab two burgers, onion rings, and fries, and took our feast to a lakeside picnic bench with views of the surrounding Remarkables range.

We spent that night in Te Anau, having scheduled a crowd-avoiding early morning cruise through Milford Sound the next day. Small aside: in the months leading up to NZ, overtourism on the South Island was a major concern of mine. NZ now gets 4 million visitors per year (the entire population is only 4.5 million!), with a large portion of tourists coming over the holidays. Chelsay and I were visiting in peak season, so like Bali, we had to be very strategic in how we avoided crowds. Through decisions like the early Milford Sound cruise, overtourism turned out to be a non-issue for us. Despite being (or possibly because it was) an early concern, Chelsay and I didn’t have a single experience where we felt crowded. Well, except Fergburger.

Anyway, back to Milford Sound. The morning drive from Te Anau to Milford was beautiful. It rains almost constantly here, so it’s more of a mysterious, brooding beauty, but beautiful nonetheless. This drive is supposed to be tough given one-lane roads and tourist traffic, but again, because of our planning, we enjoyed unobstructed views of rushing waterfalls instead of the back of a tour bus.

We arrived at the Sound in a wet foggy blanket. I was a little concerned that we wouldn’t be able to see anything on the cruise, but our last two days had already been shockingly sunny. The odds were against three straight. Plus, if you don’t get rained out of an activity, did you even really go to NZ?

We came well-prepared with ponchos, umbrellas, waterproof boots… and coffee. The weather therefore didn’t impact our seat choice on the cruise: we were sitting outside no matter what. Given the time of the cruise, we were the only ones on the back of the boat. The wind was whipping, our ponchos cracking in the breeze, and the occasional gust would slap Chelsay and I with rain, but thanks to our rainproof planning, we stayed mostly dry.

The boat pulled out from the dock and journeyed into the foggy abyss. Mitre Peak, which is Milford’s most famous slope, was entirely hidden by the clouds.

Once we got past Mitre though, the setting became clearer. There was a mysterious feel to the fjords, with mile-high peaks briefly appearing and then disappearing behind fast-moving fog. Dozens of waterfalls plummeted down the steep slopes, as bursting gales guided the frigid South Tasman Sea into the Sound. It felt like sinister Smeagol might be prowling the mountainside, veiled in the shadows as he suspiciously stalked our visiting vessel.  (What a description). To give you an idea of scale, that’s a boat in the third picture!

On a less brooding note, we also saw some furry seals chilling under the waterfalls.

After our cruise, the boat returned to the dock and Chelsay & I warmed up with beef pies and soup. We knew we’d be going on a hike next, either Lake Marian or preferably Gertrude Saddle, so needed to build up our energy.

Now, about the hike options. Lake Marian is a cool walk, an alpine path gradually leading to a larger elevated lake. Gertrude Saddle is dope though. Incredible views of the Gertrude Valley, the trail crosses a waterfall and passes an eerie, small black lake, requiring steel cables to assist in the vertical ascent. The Gertrude “tramp” is classified in NZ’s hardest category, Expert, and the trail site describes the hike as being suitable for “People with high level backcountry (remote areas) skills and experience, navigation and survival skills required. Complete self sufficiency required.” …So me & Chels. Adding to the apprehension, the route is difficult to distinguish, and missing a marker has proved fatal. Gerty herself has been the heart of controversy, after two deaths called into question NZ’s obligation to maintain and more exhaustively mark these previously wild tracks.

I’d done exhaustive research on the routes and still wanted to do Gertrude Saddle, but the trail is challenging enough when dry. Eating our pies in torrential Milford, it didn’t seem remotely possible that we’d be able hike it. The park ranger reiterated our concern (Ranger: “Yeah, nah, yeah mate, don’t do it” – Me: “What?”), so we set out for Lake Marian. Gerty IS on the way though, and I couldn’t understand that park ranger to save my life, so maybe we’ll just stop by?

As we drove away from Milford, the rain subsided. The worst weather had clearly been caught in the fjords. As light grey clouds began to replace the heavy fog, we pulled off into Gertrude Valley with a sliver of hope. Correction, I pulled in with a sliver of hope. Chelsay was still very skeptical. The trek starts with a hike through the Valley, arriving at the base of climb. I convinced Chelsay to at least walk to that point, where we could evaluate whether it was safe enough to continue. If we were uncomfortable at all, I’d happily turn around… I’d rather test out Gerty and not end up climbing than embark on the less exciting Lake Marian, but it wasn’t like I’d leave her and try it myself. Gandalf said: “Don’t you leave ‘em Samwise Gamgee.”

We set off through the colourful Gertrude Valley, stomping through babbling streams in our waterproof boots, crouching through dense beech forests, tramping through waist-high heather, and taking in the steep enveloping slopes and waterfalls. We arrived at the base of the climb, looking up at the powerful waterfalls cutting through the snow still settled on the mountainside. Far above, we could see a few unnatural colors zig-zagging up the hill. Pink and highlighter yellow. These were other hikers! It now hadn’t rained in over an hour and the grey skies were only getting light. If these other hikers could make it up there, why couldn’t Chelsay and I?

We started the climb, which wasn’t as physically exhausting as Roy’s Peak, but was far more mentally tolling. We were focused and careful with every single step. Every foot placement. Every ounce of weight that we placed down. Any rock that we relied on. Always. Always. Slow. And. Careful. 

We eventually made it to the river crossing, which was just 15m from a waterfall edge. Hmm. It wasn’t obvious which rocks to use. I’d start down one path, but it would fall just short. I tried another, but this one stopped about 5 ft short. I think we need to jump? This was a fairly long ordeal, but we ended up making a short leap from the last rock to the other side of the stream. Challenge 1: conquered.

The next challenge wasn’t much further: ascending a set of slick bluffs using a steel cable bolted into the boulders. Oh, and the climb is only about 5 feet from a rushing waterfall. We gripped the cable tightly as we carefully made our way over the cliff’s edge.

Now at the top, we’d reached the waterfall’s source: a mysterious, small black lake hidden just beneath the clouds. This was the biggest reason I wanted to hike Gerty, and the exact view I’d hoped to find. When we were first planning NZ, I’d looked into visiting Lake Quill in the Fiordland. I’d seen it in the Prometheus movie series, but the only way to access was either a several day hike on the Milford Track or by custom helicopter flights… which was $1,000/person. It was so lucky to come across the same feel with Gertrude Saddle, and even luckier that we caught a day where it was remotely possible to make it up to the black lake. 

The hike continues a bit further, but we already bumping up into the clouds. Any higher views would have been blanketed in fog. Chelsay & I hung around the black lake and rehydrated (we brought enough water this time), before descending the same path we’d come up. In some ways, the hike down was harder than the ascent. First, it’s less stable to place your weight below you as you descend, as opposed to above you and leaning into the mountain while ascending. Second, and more plainly, we were tired. We were still extremely careful as we made our way down the slick boulders and across the waterfall, eventually arriving at the car after 4.5 hours (and just 4.5 miles return). I think that trip time, especially relative to Roy’s Peak (10 very steep miles in 4 hrs), exhibits how mentally taxing each step was on this hike.

We returned to Queenstown and our favourite AirBnB of the trip, where our suite looked out over Lake Wakatipu and the Remarkables (and our host made chocolate chip cookies). We’d also picked up takeaway Indian from a place my parents recommended, Taj. Holy shit. It was so good. “Messy” black dal mixed with jasmine rice, some spicy Murg Chettinad (South Indian chicken), a coke and The Hobbit on the side. It was bliss after a water-logged Milford Sound and tolling Gerty Saddle.

How could we possibly follow this day, one of our best ever? Hmm we really didn’t try actually. We slept so hard that night, and woke up extremely slow the next day. It was New Year’s Eve, but our only plans for the day were dinner reservations in Wanaka. With another big day of hiking still to come (Mueller Hut in Mt Cook), Chelsay and I decided to take it easy as we made our way out of Queenstown.

I did some “live” research that morning on quiet things to do around Queenstown, and the options are surprisingly limited in this adrenaline junky town. That said, I found most of the LotR & Hobbit (and Wolverine, and the Chronicles of Narnia) filming locations were right outside Queenstown, in nearby Glenorchy and Paradise. Having just finished the series, the sets were still fresh in our minds so we decided to visit Middle Earth.  

First of all, the road from Queenstown to Glenorchy is jaw-dropping. Look at this damn view!

The picturesque settings continued driving through Glenorchy. I’ll let the pictures do most of the talking here (especially because I’m on Post #4 in a holiday series that’s nearly rivalled the length of my wedding post). I’ll just write that I want to remember the vibrant and contrasting colours, fording through several small streams, and the dramatic juxtaposition of the green, cow-filled pastures nestled below towering plateaus. This was literally Isengard.

After a few hours in Middle Earth, we began our two hour journey up to Wanaka, passing “that” lonely tree along the way. I mentioned our NYE dinner was at an Italian place – no better way to ring in the New Year. Francesca was the top-rated restaurant in Wanaka, and despite making the reservation several days before, the only table available was at 5:00.

We’d have to last quite a while to make it to midnight, but the meal was phenomenal. Chelsay and I got three pasta dishes… and it wasn’t like this was a tapas-style restaurant. Asparagus carbonara, beef gnocchi, and tortellini ragu, all washed down with carafes of sauv blanc & shiraz. Mmmm.

Even only a few days into the trip, Chelsay and I were really tired at this point. We were also a little tipsy. This meal could be considered “loopy”, as we couldn’t stop giggling, similar to past “loopy” meals in Innsbruck and Western Australia. On this occassion, we thought we were being pretty smooth with our jokes to the waiter, but his responses suggested maybe our delivery was impaired. (“Ok… cool guys… Well… Have a good night…” *polite smile*)

Afterwards, we tried to sober up a bit by placing our feet in the chilly Lake Wanaka. Midnight was a long way off and we needed a perk. We also grabbed sorbet from Patagonia Ice Cream, which we definitely didn’t need, before heading back to the hotel to regroup. As I was drinking a coffee at 9:00 PM, I started thinking about our next two days, the last of our trip. We were heading to Mt Cook, and I’d planned one big hike (Mueller Hut, which was probably bigger than either Gerty or Roy’s Peak), then a few smaller options. Initially, I planned to use New Year’s Day to drive from Wanaka to Mt Cook and do a few smaller walks, then use our last day for the bigger trek. I checked the weather to confirm, and although the conditions can change dramatically, 1/1 actually looked like a far safer bet for Mueller. With a longer hike, we’d need to leave earlier though, which meant we’d need to get to bed earlier. Again, I was drinking coffee at 9:00 PM on New Year’s Eve, but an audible was the right call. I managed to knock myself out by 11:00 PM.

Alright, the next morning. “It’s New Year’s Day here in … Wanaka” (Charlie Robison song reference). “Robert” Mueller Hut day. An early start and beautiful drive into Mt Cook. The peak was out, another lucky day, just as the weather forecast prescribed. There were inbound sheets of clouds, but we’d already gotten to see ol’ Aoraki’s peak twice now. No worries.

We set off at the base of Mt Cook, heading up the adjacent Sealy Range. Now, I’d done some reading on Mueller, and I knew it would be a tough climb. The trek begins with a 2000 step up the Sealy Tarns stairs. It’s literally a staircase… and not like one of those gradual European staircases. These were the type of stairs that are higher than they are deep.

This was hard climb, and I was sweaty. But I also didn’t want to stop because I knew that Chelsay and I would be the quickest up the mountain. If we let someone pass, we’d inevitably just be stuck behind them 2 minutes later. I was like Gandalf on the way up: “YOU SHALL NOT PASS!”

After a gruelling, knee-shaking, butt-burning climb, we made it to the top of Sealy Tarns. DOPE views of Mt Cook and the Tasman Delta abound.

That said, the weather was starting to turn. At elevation, it was cold, and Chelsay and I didn’t have gloves or hoods. …At least Chelsay had a shirt that she wrapped around her head. The clouds had also enveloped us by now, so it was raining pretty hard. Luckily, we still had our ponchos from Milford Sound, and looked like legends braving the elements in these bright yellow and blue trash bags… Again, Chelsay still had a shirt wrapped around her head.

We were only halfway up at this point, but we’d made it through the worst, right? Wrong. The next half is known as “the scramble”, navigating an essentially vertical scree (which must be Kiwi for loose shards of rock). To make matters worse, the weather was getting really bad. Halfway up the scree, we passed an American guy on his way down. We asked what the weather was like at the top, and he said the Mueller Hut warden had just sent everyone down. The wind was meant to reach 50 mph at the top (genuinely considered “gales”), with the rain turning to snow, and the possibility of thunderstorms. WTF? The forecast said today would be clear… Remember we woke up early to hike Mueller on 1/1. Why did I go to sleep on NYE after a 9:00 PM coffee if the weather would prevent us from making it to the top?

Then, the shorts-clad bro said something that lifted our spirits: he complemented Chelsay’s tee-shirt head warmer. No, just kidding, that still looked ridiculous. He actually told us that it was only another 45 minutes to the top if we were quick. Now, this hike was supposed to be 7 or 8 hours, but we were already ¾ of the way up and had only been hiking for 75 minutes! My “You shall not pass” policy had worked!

Status check though. We were cold and tired and sore and wet, and it was probably safer (and easier) to turn back. On the other hand, it was only 45 minutes to the top… Should we keep going? Let’s do it! FOR ROHAN!!

Hiding our pruned hands in our pockets & under our ponchos (aka “the turtle”), we scrambled the rest of the way to the scree’s peak. Despite conquering the ascent, the Hut wasn’t quite in sight. We still had an 800m trek over rock, through snow, and past glaciers that were genuinely cracking as we walked by. Chelsay and I heard the booming sound and thought the thunderstorms had arrived early, but found it was solid ice slipping from the glaciated mountainside. At this point though, we couldn’t be bothered by glacial movement – we just needed to make it indoors. You can actually tell how cold it was because I took very few photos or videos to capture the last few paragraphs.

Luckily it wasn’t long until the Mueller Hut came into sight. We turtled our way across the remaining snow fields and rumbled to refuge in the Hut. We quickly removed our wet ponchos and sweaters to let them dry, and realized just how much work it was to get to the top when my back was still steaming in the cold air.

While we were in the Hut, Chelsay and I read through the numerous warnings our bro-friend had shared earlier. The message: the weather is going to get worse so head down asap. We ate a quick lunch and rehydrated, before grabbing our still damp gear. To get our temperatures back up, we started our descent by literally running through the snow fields we passed on our way into Mueller Hut.

We retraced our scramble down the scree, and were back at Sealy Tarns’ 2000 steps (aka Mt Doom) in no time. Like, genuinely no time. This was supposed to be a 7 to 8-hour hike… After finishing the steps, we checked our phones and had gone door-to-door in just over 4 hours. It’s amazing what you can accomplish when you’re cold and wet… and riding for Rohan.

We were really tired. Actually, we’d already been “really tired” the day before when we visited Glenorchy and had our loopy NYE dinner. Now, adding what had to have been a record time with the Mueller Hut, we were pooped. For the next 24 hours, Chelsay and I were like chewed-up gum: a boneless glob just sticky enough to pick up tasty foods and picturesque views as we rolled towards our departing flight from Christchurch. On the way, we enjoyed hot chocolate while finishing The Hobbit in our Mt Cook chalet, mouth-watering steaks from the Hermitage Panorama Room, breakfast from Poppies in Twizel, strolling through heather and lupin fields along Tekapo’s Cowans Hill track, beef pies and apple strudel from Fairlie Bakehouse, and finally, with a little extra time before our return flight, Mary Poppins Returns. The last one was payback for forcing Chelsay to hike Gerty Saddle. 

WHEW. That’s it. That was the trip. More broadly, that was the past two months. What a run. I want to just briefly recap the marathon that was these past four posts. First, we spent a month down unda with the Kerns. Then, I took a quick surprise reunion trip to London & Paris. Next, we celebrated Christmas with Chelsay’s family in the North Shore. Finally, New Zealand.

My conclusion won’t focus on the past four posts though. I’m only going to write about New Zealand. Although this fourth entry came at the end of this marathon, it absolutely demands my undivided attention. The past week was right up there with Iceland or Jordan as our best trip ever, so I need a similarly fitting conclusion.

What made it so great? Let’s break it down.

First, I’ll start with the superficial: the accommodation. I call this superficial because it’s more a circumstance of my planning. That said, Jordan’s accommodation was fine. Iceland’s was… supply-limited. For New Zealand, every place we stayed had plenty of space, incredible views, and a comfy bed and warm shower (critical on this trip). Also, our Queenstown AirBnB made us chocolate chip cookies.

Second, the food. No trip will be able to compete with Bologna for food… well, maybe Lake Bled & Sova. Regardless, Taj & Francesca were phenomenal. Those two alone made this a better food trip than either Iceland (hot dogs) or Jordan (???), and it only rounded out the trip to have tasty breakfast and coffee each day.

Third, I’m a sucker for a story. I had no real interest in seeing LotR or The Hobbit, but watching them before this trip absolutely enhanced my experience. Not only was it cool to see Isengard in Glenorchy or Mordor from Roy’s Peak, but at the end of the day, after a massive day’s hike, there’s nothing better than plopping in front of the iPad as we rested our legs.

Fourth, and most importantly, New Zealand might have been the most beautiful country we’ve ever visited. Iceland had a darker, blacker beauty, but New Zealand had so much diversity. From the snow-capped mountains surrounding Roy’s Peak, to the mysterious fjords of Milford Sound, to the alien setting of Gertrude Saddle, the pastoral beauty of Paradise, the heath and lupin fields of Tekapo, and finally, the turbulent slopes, glaciers, and deltas in Mt Cook. How can so much be packed into a single country? Actually, a single island of a single country! More broadly, how did this climate and geography end up in this part of the world!? It’s like a combination of Iceland, Scotland, Switzerland, and Scandinavia… but it’s somehow located in the South Pacific. I think Chelsay summarized New Zealand’s beauty best. She said that a lot of places can look pretty in pictures, but they don’t hold up when you actually visit. New Zealand is almost the opposite. Pictures don’t do it justice… They can’t capture the size and scale and strength. Other places require very precise conditions to get the same view you saw in the picture. No matter the weather, season, or camera filter, New Zealand is always both stunning and intimidating.

Now, I’m only writing this four days after I returned from NZ so I’ll need more time to truly say it was our best trip ever. For now though, I’ll try to describe our past week in Middle Earth with just one word… “Preciousssss”.

[nicistrying]

I'm feeling really good mentally lately and i just wanted to make a little post of encouragement hoping it might let some of my followers know you're not alone if you're going through similar things ☺ So 2 years ago in August of 2015, just a week before going back to sixth form to complete my A-levels and only a few weeks after spending a month in Costa Rica with a group from sixth form, trekking and doing charity work and feeling my confidence soar, I woke up in the middle of the night and had a really severe panic attack. I had no idea what was going on, I just felt completely out of control of my body and I was hot and cold at the same time, I tried to get up to go to my nanna's room but I was blacking out so I just ran round the house aimlessly shouting that I was having a heart attack until I ran into a door and knocked myself out. I came round with no idea where I was and we called an ambulance and I waited 4 hours for them to come. It felt like a lifetime and when they did arrive, the paramedics concluded I'd had a panic attack and told me to get some rest and learn to deal with stress better to avoid another one. I spent that day trying to sleep but if I was ever alone in a room I felt like there were heavy chains round my ankles and wrists, my chest tightened and the room spun. That went on for a week or so, I just couldn't bear to be left alone and there was another night we had to call an ambulance. Then I started to get a bit better, I went to sixth form and tried to focus on studying but would have to run to the first aid room a few times a day to be reassured I wasn't dying (luckily the nurse was my friend's mam so she was lovely to me), but I was still terrified to sleep and every night without fail I would wake up at some point thinking I was dying, I'd go to my parents' room so I wasn't alone and sit on the floor shaking until it went away. Then one night I went in and my stepmam just said 'No. Go back to bed, we haven't had any sleep for weeks, go to bed and don't come back I'm sick of this, me and your dad are exhausted.' So I went back to my room feeling horrified that she was going to leave me to lie in bed thinking I was dying alone and called a friend instead. Matthew became my go-to when I woke up in the night dizzy and unable to walk, I was terrified to try to go to the toilet in case my legs gave way, they felt so weak. So that went on for months and I never told my parents anything about my panic attacks or the constant anxiety I felt, the constant fear that I was about to have a heart attack. I wouldn't eat anything fatty, I was terrified of red meat and especially mince because I could see all the fat. I thought the fat would clog my arteries and I'd have a heart attack. So I lost a hell of a lot of weight because of my loss of appetite (I was also supposed to take beta-blockers before my food but they triggered an attack when I took them because I knew they slowed my heart - I was terrified my heart would suddenly just stop). One particularly bad night (the anxiety would start building about 7pm as bedtime got closer and it would get worse and worse as the night went on), I went back downstairs after going to bed bc I was scared. Again my stepmam told me I wasn't trying hard enough and that if I didn't get help I'd turn out like my crazy cousin and they'd send me away to a psychiatric hospital. She and my dad were disgusting in the way they tried to deal with it. I called a therapy service but the waiting list was 10 months. During those months, I forced myself out to house parties every weekend to avoid being in the house alone, but one weekend there wasn't a party anywhere and I thought I'd at least try being home while my parents were out. I got a bit anxious and called my nanna and was on the phone to her when my parents got back, drunk. My dad took the phone and hung up and started screaming at me that I had to stop this, it was pathetic and he wouldn't put up with it any longer. He grabbed my leg and wouldn't let go until he was done shouting, despite the fact I was almost passing out from fear. I was terrified and from then I had the added fear that he'd either kill me or rape me. I know it's awful to think that about your own dad but I was clearly not thinking straight and that one night scared the hell out of me. So he started taking me and my sister out in his van after tea every night to walk the dog and I was terrified the whole time that he might just break my legs and leave me on the moors in the cold. Of course he never did, his heart was in the right place. He was just trying to get me out of the house and show me the world wasn't as scary as I thought. And now I seriously appreciate that effort but he went about it in the most awful way. Fast forward a year or so, I finally got to see a couple of therapists and they helped me to set goals and start challenging my anxiety and the panic attacks weren't happening quite so often. I'd started walking my dog on my own and eventually got back into running to learn I wouldn't die if I exerted myself but there were still times when they'd creep up on me out of nowhere when I was stressed. One day I couldn't start my shift at work because of an attack and Matthew from earlier who I'd been calling in the night, now my boyfriend, took me to his house where his parents let me eat with them and his dad cuddled me on the couch with a stupid cartoon while Matthew worked my shift. During exam season when I was able to revise but not effectively because I got so uncomfortable being home alone, Matthew would let me stay at his house for a few days at a time to get some revision done and I stayed there the night before A level results came out and we opened our university acceptance letters together. And I got all As. I was so proud of myself for surviving sixth form that year when I'd had to leave class due to panic attacks so often, all the teachers were aware of my awful anxiety which was extremely embarrassing and the school even called my dad telling him to get me put on medication or I'd fail my exams (I stopped taking my beta blockers after a few months because they made me ill; I was now eating almost normally and refused to take any medication and got straight As and was accepted into my first choice university so FUCK THOSE TEACHERS WHO HAD NO FAITH IN ME). Anyway so now I've just finished my first year of uni and while it definitely challenged my anxiety (I had a lot of panic attacks during freshers and I missed out on the chance to make friends so the rest of the year was really anxiety-provoking because I was so scared of what everyone else thought of me, the loner girl in their classes) I can happily say I DID IT and believe me, I didn't think I could. My dad's words stayed with me and I saw myself as a hideous, pathetic piece of crap. At times I really thought I'd be dead before I finished first year. BUT with Matthew's help and an ever-growing faith in God, I've done it! And over the last few months I've seen huge improvements in my anxiety; I remember at Easter getting really down thinking I'd never be able to sleep on my own without Matthew on the phone or someone else in the room but the last few weeks I've called him to say goodnight and then hung up and gone to sleep alone!! That's a HUGE achievement for me because every night for the last year and a half I've called him to go sleep and kept him on the line for comfort and so I can just shout if I had an attack and he'd wake up to reassure me. The other week I drove to the shop on the big scary city roads to buy food all by myself which I never thought I'd do! And despite being extremely on-edge because of the recent terror attacks which really shook me up, I've been into town a few times with confidence. And right now I'm just over the moon with everything. So please, if you think you're at your lowest ever point, please believe me it will get better. Even without an amazing support network, even if you have to do it mostly alone like I did when my parents wanted nothing to do with my anxiety, you CAN do it! Sorry for the rant but I really hope it might help someone just to see that it does get better.

[mrjohnhthompson]

5 Surprisingly Simple Things Financially Successful People Do

How do you measure financial success? Most people would measure it by looking at a person’s bank account balance, or the number of assets owned. No matter how you may define it, financial success is really just about making wise decisions with the money that we have. Consistently making wise money decisions would likely lead to a sizeable bank account balance or a healthy number of assets owned. It takes determination and hard work to accumulate and preserve wealth over generations. Sustainable wealth does not happen by accident — or overnight. It takes serious willpower and long-term vision. If you want to get on that track, do what the one’s who’ve made it do. Here are 5 things financially successful people do:

Priority #1. Be disciplined with their money habits

Sure, being frugal and having an emergency fund are all good money habits, but let’s face fact: Alone, they are hardly going to make us rich. With inflation and the cost of living going up, and our purchasing power going the opposite direction, not spending RM17 on a frappucino isn’t going to help us cope financially. Being disciplined with their savings helps bring the financially successful people a step further. Consistent money saving takes willpower and discipline, but for it to make a significant positive impact on our finances, we have to choose how we save our money wisely. If you put RM300 in your savings account every month, you will lose the value of your money over time due to inflation. Choosing a savings product that will allow you to put away a set amount of money consistently for a long period of time, while growing your savings – that is the key of successful saving habit. The i-Great Mega by Great Eastern Takaful allows you to consistently put away an affordable amount every month over a long period. It also allows the flexibility that you need to ensure your money is doing its best to give you the returns that you need in the future, while also protecting your loved ones (more on this in the next point). The plan you choose should balance both discipline and flexibility that are crucial for those who are looking to plan for more, for their family.

Priority #2. Get a Takaful plan to protect their family

You’ve worked hard to provide for your family. There are great plans ahead of the family – from paying off the mortgage to sending your children to top-notch universities. However, a single devastating event can trigger the domino effect – it can be in the form of death, serious illness, accident or even a job loss. If you are the breadwinner of your family, your ability to earn an income is your family’s greatest asset. Anything that can jeopardise that would change everything. This is why getting adequate protection plan such as takaful is key to ensure your loved ones can maintain their lifestyle and pay the bills if something happens to you. Takaful, acting as a backup plan, doesn’t just give your dependents the financial Plan B when you are no longer around. It protects your family’s hopes and dreams even in your absence. The longer the takaful coverage is, the better off you and your family will be. The i-Great Mega lets you choose between a 10-year payment term and a 20-year payment term for the coverage of 30 years. This means, if you participate in the plan at 35 years old, you will be paying your contribution for either 10 or 20 years, but be protected up to age 65.

Priority #3. Look at the big picture and plan long-term

People who take a lackadaisical attitude towards their retirement planning, often jokingly says, who knows how long we will live. But, the question is, what if we do live long? For the financially savvy, they count on living long and as such, they always work towards ensuring their retirement fund will outlive them. Retirees often live in fear that they will be destitute in their retirement – and this can very well be a reality even if one has a retirement saving. The Employees Provident Fund (EPF), a mandatory retirement scheme found only 22% of the 6.7 million active contributors aged 54 years have sufficient savings of RM196,800 or more to sustain themselves during retirement. This means 78% of them have less than RM800 a month in their retirement. This proves that we need to do more to plan for our retirement. The general rule of thumb is to save an additional 10% of our income, on top of what we are saving in our EPF account. It’s important to ensure we are investing this additional savings to protect our money from being eroded by inflation. To be able to do that, the investment rate of returns must be higher than the rate of inflation, and cover your investment costs.

Priority #4. Stay motivated to work towards their financial goals

It has been ingrained in our brains that saving and investing for the long-term is the way to go. To put aside money now for our golden years is extremely important, but sometimes life gets in the way. It could be a much-deserved family vacation, or maybe sending your child to college – these decisions can delay your ultimate financial goals. So, what can you do to juggle your long-term goals with other short- to medium-term goals? The key to succeed lies in looking for rewards that will motivate you to stay on course, and also nudge you closer to your goals. With i-Great Mega, all takaful participants pool their money together in a Tabarru’ Fund (voluntary contribution) which will be used to pay the claims. In this plan, any underwriting surplus, after a suitable amount is held back for contingency purposes, will be shared among the participants and the Takaful Operator in the ratio of 50:50. Furthermore, contributions towards your takaful plan will be qualified for tax relief of up to RM6,000 a year. This means the surplus will be added into your Participant’s Unit Account (PUA)* to grow together with the money that you contributed monthly. Together with their loyalty benefit, you can see a percentage of returns reinvested into the fund of your choice. [caption id="attachment_27082" align="alignnone" width="692"] * Assuming that all contributions are paid up to date and no partial surrender was performed. Source: Great Eastern Takaful[/caption] A certificate holder of the i-Great Mega will receive loyalty benefit, which is a percentage of the contribution paid at the end of every fifth certificate year. For example, if you take up the 20 Pay Plan with monthly contribution of RM300, here’s how much you will be rewarded over 20 years in loyalty benefit: [caption id="attachment_27524" align="alignnone" width="800"] * Terms & conditions apply.[/caption]In the example above, you would have gotten a total of RM21,600 to be invested over 20 years, that’s 30% returns that can grow even larger!

Priority #5. Always know how hard their money is working for them

As with any investment, there is no guaranteed returns. We can’t expect to put a sum of money in an investment, leave the money to its own devices and expect a pot of gold at the end of the rainbow. Successful investment takes hard work – from understanding your investment, to monitoring and making the right decisions at the right time. Financially successful people understand this and usually take active interest in where their money is, and how well it is doing. Even if the money is in an investment-linked plan. The i-Great Mega plan allows you to choose from a range of professionally managed funds and decide on a combination that works best for you from these three Shariah-compliant funds: The Dana i-Makmur is categorised as low-risk fund with pure Islamic fixed income investments, which has typically low price volatility. [table id=637 /] On the other hand, the Dana i-Majmuk is in the moderate risk category as this fund offers a combination of Shariah-compliant fixed income and equity investments, which may be volatile in the short term but more stable and rewarding in the long term. [table id=640 /] Lastly, for those with bigger risk appetite, the Dana i-Mekar is categorised as high-risk as this fund offers pure Shariah-compliant equity investment plus some foreign Shariah-compliant equity exposure, which can be volatile in nature. [table id=638 /] Regardless of where you park your money, it is important that you know and understand the fund you are investing in. This will make it easier for you to make investment decision later on. If you'd like to find more success with your money, procrastination has no place in financial success. Though financial visions and priorities differ for everyone, the financial priorities listed above should be able to help propel your finances forward. Finances are integral to our life, hence we need to make finances a priority. Visit our website to know more about i-Great Mega and make an appointment with a Takaful Advisor to receive consultation so that you can get the right plan. * Participant’s Unit Account (PUA) refers to the account into which the units are allocated, depending on the amount of contributions paid.

Image from Digital News Asia.

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