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ownworldresident · 6 years

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Side by Side. Chapter 2: The Agreement

King Liam x Rayne (MC): With new additions to their family, Rayne and Liam re-evaluate their relationship dynamic.

Disclaimer: Most characters are the property of Pixelberry studios. I am just borrowing them and will return them when I am done.

MASTERLIST

Side by Side Masterlist

The Agreement

There was a knock on the door and Liam looked up to see Leo, Drake, Olivia, and Maxwell quietly enter the room. He smiled warmly at them and received the same expression as they took in the room. Rayne was still sleeping but the IV had been removed and she looked peaceful. There was one crib by the wall and one right beside him where he sat beside the bed. In his arms was his tiny newborn daughter, who did not yet have a name. In the crib beside him lay his son, who in the brief time he had been awake had displayed the same blue eyes as his sister. His friends observed the room and came towards him.

“Congratulations Liam” said Olivia quietly, as the four of them looked down to see his two children. His children, his and Raynes… it was so new and exciting, and it just felt right. She was the only one he wanted to have a family with. Leo put a hand on his shoulder.

“Congrats little brother” Liam looked up and saw Leo staring down at his nephew, such warmth and affection and pride in his eyes that he rarely showed.

“How’s Stevens?” asked Drake, looking at Rayne.

“Good, she hasn’t been awake yet, but the doctor said the operation went well. They want to keep her under observation for a few days, to make sure she doesn’t get an infection” Drake nodded.

“Little blossom has two little blossoms!” Maxwell said happily, looking between Liam’s children.

“They look just like her Liam. Are you sure they’re yours?” Olivia smirked at him and he chuckled quietly. Whether because of the reverberations of his chest as did so or by coincidence his daughter chose that moment to slowly open her bright blue eyes. All four of them broke into new smiles. Liam gently stroked her head and held her closer to his chest to place a soft kiss on her forehead.

“Definitely a Rhys” said Leo, chuckling, “so the new prince and princess eh?” Leo looked up at Drake who gave him a warning look.

“Leo…”

“I have to ask Drake! This is important” Drake shook his head and sighed, looking awkwardly at Liam and then at Rayne.

“What is it?” asked Liam, brow furrowed in confusion. Olivia rolled her eyes.

“He wants to know which one came first” she said. Liam stared at him, surprised.

“I guess that makes sense” he glanced at Rayne again and then at his son, “would you like to hold the Crown Prince of Cordonia big brother?” Leo smiled widely at him.

“I would love to. And you owe me fifty euros” Liam looked confused again, before he remembered that conversation and shook his head in amusement.

“I wonder if it will be the boy or the girl first” Leo poured another drink for himself. They had just found out the sexes of Liam and Raynes children. Rayne was asleep already, but he and his brother were celebrating with a drink.

“Does it really matter?” he asked, raising an eyebrow.

“Of course! I need to know where to focus my uncle-ing skills”

“Seriously Leo? I think you should probably stay really far away from them” he smirked. Leo looked hurt.

“Alright, alright. I will uncle them both equally. But I will bet you that your son comes first”

“No. That’s a ridiculous bet”

“And yet I make it anyway” he grinned “fifty euros says our next monarch is also a king”

“Fine” he said, clinking glasses with his brother, “keep in mind he can abdicate if he wants to” Leo smirked.

“True, but the bet stands”

“I did agree” he said, “I ah… left pretty much everything at the palace. We’ll have to settle it later”

“Deal. can I still hold him?” Liam was surprised at his eagerness but nodded.

The four of them left Liam and Rayne and the newborns about an hour later. Drake was smiling as they made their way to the exit as a group. Though he had been terrified of dropping her he had had the opportunity to hold his best friend’s sleeping daughter for a while, and she was beautiful, much like her mother, if frighteningly fragile. If Liam and Rayne were still okay with him being the godfather, Drake would protect that girl with his life, just as he would her mother. Drake's hand went to the healed bullet wound in his shoulder, he would do it again for either of them, for any of them. Rayne was a mother now… and Liam was a father… the titles would take a while to sink in, they sounded like such a massive step forwards but really it hadn’t been that long since they had met the carefree, drifting waitress in New York. Love had brought and kept her here, love stronger than he had ever seen given what she had been through and was still dealing with. He was lost in thought as they walked through the waiting room towards the exit.

“Beer garden, everyone, now” they looked up, shocked, at Olivia’s recommendation, knowing she was not a huge fan of the place they usually went to. She shrugged, one eyebrow raised, “what? Relax I’m not going to poison you” Leo stretched and grinned.

“No complaints here Livvy, especially if you're buying. Celebratory drinks!”

“Great plan! Thanks Livvy!” Olivia scowled as Maxwell led the charge out to their respective vehicles.

Twenty minutes later they pulled up at the beer garden they had been to before the homecoming ball. To Rayne and Liam’s credit that had been a good night regardless of the circumstances. Leo had been on his motorbike and was waiting for them at a table towards the back. He lifted a glass at them and they made their way over. Before him was a bottle of champagne in an ice bucket, a bottle of whiskey and an open bottle of scotch and he winked at Drake, who shook his head and reached for the whiskey. The four of them sat down and poured themselves drinks and Leo raised his glass.

“To Rayne! Mad enough to deal with Rhys children and the bravest goddamn woman I know” Drake smirked at Olivia.

“Outside of Lythikos that is” she added, and Drake smiled and shook his head as they clinked glasses and drank.

“If you say so Livvy” said Maxwell, turning to Drake, “speaking of women Drake where's Cass?” Drake blushed slightly, unprepared for the question. Taking a drink to clear it he stared Maxwell in the eyes and ripped off the band aid.

“We broke up” out the corner of his eye he had seen Olivia look up a little too quickly but ignored it. He waited for a reply, challenging anyone to delve deeper. None of them seemed discouraged.

“What did you do?” asked Leo in the midst of pouring himself a new glass of scotch. When Drake scowled at him, he only received a smirk and a raised eyebrow in return.

“Nothing” he lied. Drake knew what had gone wrong. They had been going out for a few weeks, only hooked up a few times so far, until Cassandra had slammed on the brakes and given him an ultimatum. It was completely fair, and though he was pissed at himself for giving her up he also didn't regret his decision.

“Not likely Drake c’mon tell us your deepest darkest secrets” Maxwell grinned, strategically far away enough that Drake couldn't strike him.

“None of your business”

“Leave him be you two” said Olivia. The three of them turned to her, equally shocked, she smirked at them.

“Uh...thanks?” he couldn't figure out what her angle was, until she said it.

“Your welcome. If Walker doesn't want to admit he has issues getting it up, then guess what? No one cares” they were stunned for a second longer before Leo and Maxwell burst out laughing and Drake scowled even deeper.

“That's not it” he didn't even know why he wanted to defend it, it was Olivia trying to get under his skin and the other two trying to get answers.

“C’mon Drake no time for 20 questions, spill”

“No” he said firmly, reaching for the whiskey. Leo pulled it out of the way, grinning. They locked eyes for a moment, Drake frustrated, Leo amused, before he got up and walked to the bar. He got another bottle, thank fuck it was the same brand, and went back to reluctantly sit beside Olivia again. Opening the bottle he poured three fingers and sipped it, looking pointedly back at Leo as he did so.

“We'll get it out of you one day Drake” said Max. Suddenly he felt Olivia’s foot curl around his. For some awful reason he found it oddly comforting and despite his better judgement did not pull away. Olivia didn't even look at him, and neither did he, but saw the corner of her lip curling up into a smile as she took another sip of champagne and continued to speak to the others. Drake looked down at his glass.

The reason he had broken up with Cass was that in the last few weeks he had spent his time increasingly with Rayne. She had become much less mobile and he kept her company at the palace mostly when Liam was working. Not being Liam’s wife, Rayne did not have the power to convince the others to let him spend more time with her before their children were born. It was a shitty arrangement, but she genuinely seemed okay with it and he’d been happy to talk and play board or card games or watch movies when she wasn't sleeping, which she often was. He wouldn't be spending much time with her now. He moved his leg closer to Olivia.

“Liam?” Rayne’s voice was croaky as she slowly opened her eyes and registered her surroundings. Turning her head, she saw Liam sitting in a chair beside her bed and crooning softly to something in his arms. He looked up when he heard her voice and smiled warmly. She coughed but then grimaced at the shooting pain across her middle.

“Care love, you have stitches from the operation, are you okay?” Rayne frowned, “do you remember that?”

“I –” she recalled suddenly the incredible pain she had been in, for hours... then the concerned voices around her, the appearance of three more people and the IV... “they operated on me?” he nodded.

“Apparently there were some... issues” Liam winced at that, “you had a caesarean, and these two came out of it” he looked down at the bundle in his arms, such pure joy in his eyes that she felt tears in hers, and she broke into a wide smile when she realised he was holding a baby, their baby. Slowly she tried to sit up, to get a better look, but her abdomen felt tight and she winced again at the pain spreading through it, “Rayne? Are you okay? Try not to move too much” his voice was worried now. He stood up, holding her tiny baby with one arm and reaching out to hold her hand with the other.

“I feel a lot lighter” he chuckled, and she smiled, lying back down and looking from her nearly flat belly to the love of her life to the tiny life he held.

“I bet” he squeezed her hand and she did the same, “would you like to say hello to your daughter?” tears welled in her eyes and she nodded, trying to blink them away. Liam adjusted the bed so she was sitting up a bit, and laid her baby on her chest. Rayne brought her arms around her, pressing a kiss to her forehead.

“What's her name?” she asked, not taking her eyes off her daughter.

“She doesn't have one yet” Rayne looked up at him.

“Are you sure you're okay with me naming her?”

“Of course. She is your daughter too my love” Liam wiped away some of the tears on her cheeks. Leaning down he placed a tender kiss on Rayne’s forehead and when she tilted her face up, he placed one on her lips. It was gentle, and lingering. Rayne smiled at him and then back to her baby.

“Evelyn” she said. Looking up at Liam again she saw tears in his eyes.

“Are you sure?”

“Absolutely” Rayne smiled. Evelyn had been Liam’s mother’s name, and someone he had desperately missed since she had died when he was only four. He choked out the words, not bothering to wipe back the tears that were falling.

“Thank you” squeezing her hand again he brought it to his lips and placed and a soft kiss there.

“Evelyn Genevieve Rhys… is - is that okay?”

“Of course it is love. If you are generous enough to name our daughter after my mother, it is fitting that your mother's name be there also”

“We will always remember them” reaching a hand up she cupped his cheek and he put a hand over it, turning his head slightly to kiss her palm. Rayne nodded.

“Can I see our son as well?” he smiled and turned away, leaning down and gently lifting another bundle from the crib. Carefully he placed their son on the other side of her chest and she held them both, bringing him close to kiss his beautiful face as well. She hardly noticed Liam pull out his phone and take a photo of the three of them. She smiled at him.

“He hasn't been given a name either” he whispered, looking at them with such love that Rayne felt fresh tears running down her cheeks.

“What would you like to name him?”

“I thought you could” he said, then thought about it for a moment, “I thought maybe… maybe Leo” Rayne raised an eyebrow at him.

“Your brother’s ego might explode” she grinned, then sobered. There was definitely another reason behind it.

“Leonardo was also my grandfather’s name. I've always liked it” Rayne nodded, turning back to her son.

“Leo Drake Rhys” she smiled at him, then questioningly back at Liam.

“Perfect”

“Drake will hate that” she could just imagine him trying desperately to avoid having his name associated with the prince.

“Perhaps at first” Liam sat in the chair beside them again, “he would come around” she nodded, but the fact that she had been the one to mention ‘prince’ was suddenly a painful reminder that her babies were not truly hers anymore. For nine months they had been hers, but they were royalty, and she was not. One of them would lead this country one day… and Rayne would be in the shadows, quickly forgotten.

“What is it love? Why are you upset?” Rayne turned her gaze to a worried Liam.

“It's just… I won't get much time with them… now that they're here. As soon as I am not needed to nurse them any longer… no one will need me”

“That's not true” Liam’s voice was both hurt and firm as she met his gaze again. His eyes were determined, “I will not let you be pushed aside. You will be there for them as will I. And… and I need you, as well” his eyes were sad now as he reached out to caress her shoulder, “Leo and Evelyn will need their mother, and you are so important, not just to our family but to our people and to the world and Rayne” he stood up to put a hand over her cheek, wiping away tears that kept coming, “I will never let anyone forget that. We all need you. I would be lost with you” Rayne nodded, but still cried. She hoped Liam was right, looking lovingly down at their two beautiful babies.

Not long after Rayne had woken up, Evelyn and Leo had as well. When they started crying Liam went to get a nurse who came in and helped Rayne nurse them properly. He watched her, it seemed completely natural to her and she held then confidently to her breast each in turn. They didn't require much and so after that fell back to sleep with a smile on her lips, soon followed by their mother whose eyelids had been heavy since she fed Leo. Softly kissing her forehead Liam reluctantly left. He needed to go back to the palace to take care of a few things, realising as he exited the hospital that it was dawn. He hated having to leave but had given instructions to call him when Rayne woke up again. Though she had not yet mentioned it he felt guilty at his not being there for the birth and needed to confront the woman responsible for that. She would definitely be awake already, he thought, and once inside the palace headed straight up to her quarters. He knocked.

“Come in” called her voice almost immediately.

Opening the door and stepping inside, Liam saw Madeline at her desk, poring over a document with pen in hand. She looked up when he entered and didn't seem at all fazed by his set jaw or angry tone.

“We need to talk” the corner of her lip curled into a wry smile and she stood up to face him.

“Go ahead then, husband” Liam took a deep breath to try and calm himself.

“What the hell do you think you were doing yesterday? How could you possibly think it was your place to tell the staff not to inform me that my children were being born??” Madeline raised an eyebrow at him.

“You were busy, and the birth of your bastards is not significant. Once they're here, then you can of course see them. They need to see who their father is. Otherwise your presence was superfluous” Liam scoffed.

“You are joking, right?” Madeline didn't joke, “this is one of the most significant events of my life and I NEEDED to be there so how dare you keep that from me.”

“Watch your tone King Liam, you are speaking to the Queen. This was our agreement, you can legitimise your mistress’s children, but you are loyal to the crown” Liam hated it when she referred to Rayne as his mistress. She was the woman he loved and so much more than that and Madeline knew it.

“No Madeline!” his voice was raised but he didn't care, his hands were shaking in anger, “Our agreement was that the crown recognises my children, they are my children! I have a right to be there if not as king then as a father and you know that. Rayne is a human being, not a machine, find some ounce of compassion!” as if she had any. When she spoke it was quietly and she feigned hurt.

“I would perhaps for my own children Liam. so you can go ahead and quiet any accusation that I'm some heartless narcissist”

“No, you don't get to play that card” Liam said it before his own compassion took hold, which was her clear intention, “if you wanted me to feel sorry for you then you should have told me before we were married, like a decent human being” he turned towards the door and looked back as he reached it, “I will be the best father that I can be for my children, I will be there for them and for Rayne whenever they need or want me. If you were capable of love perhaps you would understand that, at the very least you could understand it as a duty to my family”

“Their mother is not your family” she said coldly, “you owe her nothing” he stared at her.

“I owe her everything and you know that. Stay away from them all” he left.

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sparklyeaglepoetry-blog · 6 years

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Is there any way to get my health insurance to cover the cost of a body lift?

"Is there any way to get my health insurance to cover the cost of a body lift?

6'1

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The best car insurance for a beginning teen?

I want to start driving, however one responsibility is paying for my own car insurance. I am 16 years old and am interested in a 2005 Volkswagen beetle. I was wondering what is the best car insurance company for a teen beginning driver, something affordable for a teenager's income please lol. Thank you.""

How much do you pay for car insurance?

i pay $130 /month and i think its too much

Why make a deduction for medical insurance?

I just started a new job, my first full-time job. I guess first thing first: is medical insurance the same thing as health insurance? And my employer handed me a form for payroll deductions. medical insurance is an option. Why would I have money deducted from my paycheck to go to medical insurance? And when the money leaves my paycheck where does it go? I know I could ask someone but weirdly no one else is in the office this week, but I need to fill it out before the new year. Thanks for any and all information!! Happy new year!""

How much does car insurance cost?

Like im 16 and i got my first car its a 1996 pontiac bonneville... Anyways i need insurance to drive it,, so how does it work?? Like when i go to get insurance do i have to pay any fee's on the spot, when getting my insurance?""

What is the cost of insurance when renting a car in USA?

Hello, I want to rent a car. I do not own a car and nor the insurance. I want to know how much I have to pay for the insurance cost. I am above 25yrs of age. Thanks.""

Questions bout unemployment insurance in California?

If I get layoff, i was making $2500 before taxes per month for 40 hours a week, how much would I get from the unemployment insurance?""

Which is the best insurance for pregnancy ?

We are planning a kid in the near future. What insurance policy should I get so that out-of-pocket expenses are minimal ...... HMO, PPO ? Which is the best ? Please advice.""

Approximate price of motorcycle insurance?

hello, i am 17 years old and have just gotten my M1, i am looking at buying a honda cbr 125 (2008 in white). i was wondering if anyone had an approximate estimate on how much ...show more""

How much will insurance cost for a 16 year old.?

Nissan 350z in florida. I heard that if you take drivers ed in school it lowers your insurance, is this true? To SLACKER286 (answers all of my car questions lol): how old are you and how much is your insurance each month for your 350z, thanks""

Whats the minimum car insurance required in california?

Help insuring a Car?

I am 16 years old and from the UK. I will be turning 17 in november and getting a driving licence. I was offered a car from my step dad. It is a 1996 Honda Civic Coupe LSi in green/blue. It has a 1.5 litre engine, and although not very powerful, it is very desireble to steal. It might be important to mention here that it has an automatic transmission. Here is a picture of the same kind of car. http://www.auto.vl.ru/catalog_photos/honda/civic_coupe/honda_civic_coupe_11787.jpg This car has a sentimentle value and it is the first car I ever drove. I have tried online insurance sites to see how much it would be to insure. All the prices are very high. I just wanted some advice on how to insure this car cheap. Or at least cheaper then the quotes I have been getting. I am willing to keep it in a garage, it has an alarm and I will use a steering lock, but the quotes are still expensive. .Thanks for any help I get

Trying to find cheapest van insurance for private use?

Has anybody researched cheapest van insurers in uk

What is the most economical route to buy affordable yet adequate health insurance?

I am not working and have limited income. I have no known health problems. I am 60 years old and I do not smoke or drink and I exercise regularly. Does anyone know the best way for me to find out who to contact? I live in KY...one of the worst states for insurance. We do have Blue Cross and Humana that I know of... I would like to have no more than a $2500 deductible. Thank you so much for your answers. God bless!

Cheapest Car insurance college student?

What is the cheapest possible car insurance policy I can find. I plan on getting a used car for probably around 5000$. I want a minimal plan that only has what the law requires, so I do not want the car covered. What is the cheapest rate you know of? Car will probably be a 2002 jeep grand cherokee. I am almost 19 years old, got my license when I was 16. No accidents, no tickets, full time student. Thanks for the help!""

Is there any way to get my health insurance to cover the cost of a body lift?

6'1

How can i get homeowners insurance if i own a rottweiler?

i currently have gieco home insurance and they said they will not cover my home if i own a pit bull, rottie or chow what i'm i supposed to do with my rottie? please help""

Is New York Life Insurance a good company to work for?

I have been job hunting and got a interview next week for financial adviser. I want to know if this type of job are commission based pay only and do I have to bug friend and family to buy stuff? thanks, andy""

Which car would be better for insurance costs?

I'm female, 25 years old, and looking to finance my first car. (And if it matters, I'm in Ontario, Canada.) I know I can call and get a quote - but wanted to open it up to the Y!A community first :) Also, I have a clean driving record, my full G license, and I took driver's ed. What are insurance rates like for each of these cars? (And if you have experience, which car would you recommend based on performance, gas, etc?) **All of the cars I'm looking at are either 06, 07, or 08 - Volkswagen Jetta - Ford Focus - Chevy Aveo - Hyundai Accent .... so basically, a smaller car. (I really like the 2007 VW Jetta)""

BEST HOME INSURANCE for a town house in allwntown Pa in the USA?

What would be a good home insurance for my town house in allentown PA.. i am looking for something good and affordable ANY IDEAS

How much info do the govt have on what sort of car insurance u have?

Like as long as I have an insurance certificate am I sweet until I have an accident? Or if I give the insurance company wrong info for a cheaper quote will the govt find out? If so how? My mates had his car for ages and has no insurance and the police have never said anything to him Cheers

How much will my insurance go up after a fender bender?

Im 16 years old and i have progressive, this morning i hit a car, there was only a couple scratches on the other car as i didn't hit it hard, and no damage to my car. The police werent called we just exchanged info, so how much will my insurance go up for this accident. if you can even call it that.""

Can policr find out if you havent got car insurance by reading the car numberplate?

Where can i get health insurance to cover accutane in nyc?

where can i get health insurance to cover accutane in nyc?

Where can i find a free insurance company that won't rap me off?

i need a website that i can get a insurance for medical and dental. where can i go

Car insurance?

i have a license and live in CT and i have a question about insurance the web page says the vehicles should be insured. my dad and mom have insurance for their them but i dont so i dont have to get insurance because the vehicle is insured? or everyone should have insurance who drives on the road?

Where can i get really cheap auto insurance. when i turn 18 I am getting my own car and own insurance.?

I don't make that much money probably only about 200-300 dollars a month so I wanted to know where i could get the cheapest car insurance in ME. i don't want to do a car quote now because I am not old enough and I don't actually have my license and a car now but I would just like an average or what around what the cheapest cost is. Thanks

Quad bike insurance help?

Im lookin into getting a quad bike possibly but have searched to get an insurance quote online but no one seems to want to help me ive got a full car and full bike liscence but just wanna get a quote to see what im dealing with can any help or advise many thanks

""Now that my license has no points on it, can the car insurance cost be reduced?""

I am with Tesco Insurance, my license did have points on it when I got my car insured but no that I have lost the points, do I have to wait out the 12month contract or is there the possibility that it can be reduced? I am guessing I have to wait it out. Something like that must have been mentioned in the T&A.""

""I'm 19, have a permit, but do I need insurance to drive with my mom?""

Ok I got a permit, I got it last year..it expires on April 30th. So I was wondering..if i go out and drive with my mom who has a license, do I need to get my own insurance as well? My moms car is insured. I live in California. I haven't driven a whole year because i can't afford my own insurance right now. Lol so do I need to get my own insurance even though my mom and her car are insured? If I get stopped by the cops will I get in trouble? Thnx in advance""

Cheapest saturn sky insurance for a 16 year old?

I am about to turn sixteen and i was wndering how much insurance would cost for a Saturn sky?

Young male looking for answers with car insurance?

I am just wondering if someone could help me out, because I hear other people my age talking about having ~$150 insurance rates, while mine are $350 a month. They say they are under their parents names, but when I tried to go under my moms they apparently told her it wasnt possible.. I am an 19 year old male, me and my mom are the only drivers in my house and we have 2 cars. We live in Ontario, I HAVE completed drivers ed and am currently a college student. Is there any reason why other people can put car insurance under their parents but i cant? Is there any way to fix this?""

Cheapest place to get insured on a friends car?

I was insured for a week on a friends car, a 1.4 peugeot 206. on her policy and it was 22, i thought this was a little steep, as my car insurance only cost me 18 a month for my own car (when i had 1) and that was a 1.6 escort. whats the best option as i won't drive uninsured, and need to borrow her car again and her insurance company says they can't add me as a named driver as she has changed her policy 4 times already this year!""

What is the best and most cost efficient way to move?

We are moving from Atlanta, Georgia to Boston, Massachusetts. I was researching possibly renting a moving truck, but I'm having difficulty finding the best option. I was considering U-haul, but from other message boards, I got the impression that as the costs add up with insurance and mileage and whatnot, it appeared to not be the best option out there (or maybe it is in comparison to other companies, I am not sure). Does anyone have any suggestions or past experience with a good moving company? We are looking for the best price option, and possibly a company where we could pick up the truck in Georgia and drop it off somewhere in Mass. **the trip is roughly 950 miles""

A quick question about car insurance?

now that I have your attention I have a serious question I need help with. Right now i'm 24, and I will be 25 in a few months. Like many young people I have been paying high car insurance rates, and have been looking forward to the quarter life insurance break. The only problem is that within the last year I've racked up 3 points on my drivers license due to an accident and a speeding ticket. Does this ruin my chances for getting a break, or will my break be less significant?""

$646/month for motorcycle insurance in Ontario? :( pleaseee help?

I live in Ontario, 18, have an M1 (planning on taking the safety course and getting M2 soon) and I just called the insurance company to get a quote...they told me it's 8 payments of $646 for full coverage..and apparently it's this expensive because I'm leasing/financing the motorcycle (it's a ninja 250r). This is crazyyyy I can't afford it, does anyone know what I can do? know any cheap insurance companies?""

Should my wife and I have to pay for your health insurance?

With my royalty checks, my wife's salary and bonus package (she is a Pharm D and a senior Vp at a large nationwide pharmacy retailer) we earn more than 250K a year and are considered Rich by Obama standards .We just paid off our student loans a couple of years ago. We live in a house well within our means, we have three children who we would like to put through University without them incurring debt like we had to. We save, have to drive older models cars and we have a very good but expensive health care plan. Basically we just made it we are in our mid forties. I mean I just got the breaks in my career that I have worked hard through lean years for. My wife was promoted two years ago. Why should we have to pay higher premiums in a national health system for the same coverage of someone else? Why would we be taxed more for earning more? We lived within our means, we don't carry credit card debt, w live in a 2700 sq ft house ( not huge by any standards). If we have to pay even higher taxes and even higher insurance premiums, then we will have to wait to retire three extra years ( or more) Why do we get punished for being industrious?""

Small business looking for new health insurance.?

I own a small business and my health insurance has gone up so much I can't afford it. I need a new agent and an affordable policy. Small group, just my family and 1 lady who uses it as a supplement.""

""Car Insurance, should I go as a named driver?""

I am 25, just passed, I got a quote from the post office for a 2001 MITSUBISHI Colt 1.3 Equippe at 2500 for the year... I live in a posh area (my nan n grandads) and the car will be parked on the drive. If I go as a named driver on my Grandad's insurance, who has plus 10yrs no claims how much cheaper do you think it will be? Does my Grandad have to buy the car in his name? What's the best way I can do this? Or should I just drive his punto 1.2l as a named driver, as a guess how much do you think i will have to pay extra so my grandad is still paying the same he usually does?""

""Where can l find low cost Dental care in Orange County,CA?""

I would like to find low cost dental care in O.C,but the one l find on the net is called Medical Discounts International,Inc, l don't believe it's a government program and l have my reservations. Is government programs better than private ones? Any agencies that are reliable and good? Thanks.""

""Can a person with a driver's license but no insurance, legally drive another person's car?

I live in Pa. Can a friend who is a licensed driver but has no car insurance drive another person's vehicle legally? What are some problems which could happen?

Is there any way to get my health insurance to cover the cost of a body lift?

6'1

Ford Mustang for a first car?

I know people say mustangs for 16 year olds have high insurance, but would buying an older model (1994-2000) with the V6 make insurance cheaper? Thanks!""

The cheapest auto insurance in Fl?

Port orange fl

Uninspected car covered by insurance in MA?

I've been driving my car uninspected for a while now because I haven't had the money (or the time to fix it on my own) and I know it will fail inspection. Does anybody know if my car would be covered by insurance anyways. (I have USAA)

Will my insurance go up for my speeding ticket?

I just recently got a speeding ticket or doing 46 in a 30. (which wasn't possible) I'm only 16 and it is my first ticket. My parents will kill me when they find out. We have stated arm insurance and only liability on the car but will the insurance go up and/or cause my parents to fin out?

Do I need full insurance coverage to finance a USED car?

I am planning on buying a car after putting like 4000$ down, I want to finance for like 2-3 years BUT I heard I had to buy full coverage which is like 300-400$ for me..(currently I pay 150$ one way) This will be a huge problem. I went to some dealer and a guy working there said it's upto me if it's a USED car, and you only have to buy full coverage for brand new cars. Is this true? I am from Edmonton Alberta, Canada.""

Insurance costs for a 19 year old with a street bike in Nebraska.?

I am 19 years old and live in the state of Nebraska. I have never received any speeding tickets or traffic violations. I want to buy a Kawasaki ninja 650 or a Yamaha yzf-r 600 and I would like to know about how much insurance would be for that per month.

Do you need to be full time student to be in your parent's insurance?

I'm a cancer survivor and on 5 years health watch on Kaiser. I just turned 22 yesterday and I have 9 units of credits in college. Do you need to be a full time student to be in my father's insurance? or did they changed the law? I live in Bay area California.

Where can I find the cheapest insurance for young drivers?

I am looking for the cheapest insurance for young drivers in United Kingdom. I am 18 years old and I am planning to buy a car. I have been looking for an insurance for Golf Mk 4 1.9 TDi which costs up to 3000 but the cheapest insurance I could find was also over 3000 up to 5000. Tell me the cheapest you know, please.""

My car got hit in the middle of the night. I don't have insurance but the person at fault does.?

I woke up yesterday to find my car hit and another car, with temp tags, abandoned up the road (it had a lot of damage to the front of it, so it was obviously the one that hit mine.) Today the officer who came yesterday called and had found the person at fault and gave me all of their information. I don't have insurance currently, and my car will cost a few $100 to repair, so what can I do with this info?""

Insurance on a range rover?

how much do you suspect insurance on a 2004 Land Rover Range Rover Range Rover would be the car is $5000 i know the lady she dais she'd sell to me I just want to make sure the insurance isn't going to be too much I'm 18 B average took driver's course and defensive driving class.......just a guess

Can you buy health insurance in California if you don't have a Social Security number?

It seems like in the USA, you can't do anything without a social security number... Can you buy health insurance in California if you don't have a Social Security number? If yes, please let me know where/how? I won't be able to get a social security number for another 6 months or so... Thanks in advance!""

""How Much is Car Insurance going to cost for a 1997 corvette, if I am 16?

Is it true that the older cars cost less to insure?

Is car insurance absolutely needed for a car?

I will be purchasing my first car sometime this year. I don't know anything about insurance and I'm really not knowledgeable when it comes to things like this. So my question is, is car insurance a requirement when owning a car? Do you need it? Is it expensive and how does the process work? Cause I'll be getting my first car soon and I don't really know insurance plays a role in all of this.""

Can an AZ camera ticket go on your insurance when you live in California but were driving in AZ?

I received 3 camera tickets in the mail and I live in Cali I called my sister in AZ and she said to ignore them because if a cop does not issue the ticket is not a valid ticket, I called my insuurance and she said that I can have my license suspended and my rates will go sky high, After reading the last inquiry will my rates go higher and points go onto my record? need an answer fast!!!! I am supposd to send in the ticket with my husbands drivers license blown up because to show he was not the driver my son was and it states on the ticket if you were not the driver of this vehicle but owned the vehicle send in the folllowing documents which will be my husbands license? Am I am serious trouble with m,y insurance and will my son get his license suspened? Help""

Car insurance suing me for car accident?

I was driving in a parking lot with my cousin and my cousin has her driver license and she over 21 and i was driving. Im 18 and i only have my permit. Well accidentally i was driving and i was trying to park and i hit the car next to me. Well they put it under my cousin car insurance and they didn't call the police on us. Well my mom saying the insurance can go after me to what ever how much it cost. What should i expect if i don't have a job and what is the percent that they will sue me if i have my permit and what should i expect if they do.....

Around how much will car insurance be for me?

hi, im going to get an rsx soon, im 19 in california, and i was wondering how much insurance would be around for me? full coverage would be how much? and the cheaper one is how much? ( dont know name )""

Looking for a new Auto Insurance?

I am currently insured by State Farm. I am looking for a more affordable insurance agency. What are some of your reviews on agencies like Progressive, Allstate, Nationwide, ...show more""

Can I use my parents car insurance?

As a 17 year old, could I get car insurance under my mom's name? I can't pay $200+ a month for car insurance as a first time driver under my own name. So could I just get my mom to sign to it so I would only pay her rate at like $100 a month?""

How do you go to the doctor if you do not have health insurance?

I am working but I do not have Health Insurance. How do you go and where do you go to the doctor if you do not have health insurance?

How much will my monthly payment and insurance be for a sports car?

im trying to figure out how much my car insurance will be. im 17, ive never owned a car, have no credit history and i want to buy a 1990 toyota supra which is a sports car. the car will probably cost $5000. i just really need to know how much i can expect to be paying a month with insurance and monthly payments""

Can someone explain insurance types and recommend one?

My husband's company provides insurance, but we didn't know that a spouse has to be added within 30 days of getting married and a child has to be added within 30 days of being born. After that there is NO other open enrollment period or chance to add us on. I am looking to get some insurance and I really don't know what type we need. What is the difference in a HMO and PPO? Someone told me Florida has a state insurance now, does anyone know about this? Do you have any suggestions of a company to try that will be affordable?""

Homeowners insurance not renewed?

any insurance underwriters out there....our dog bit an adult neighbor who entered our yard...medical claim filed....agent tells us we wont be renewed....is this typical.....

How does insurance on a leased car work?

im getting my license soon and was wondering what the best and cheapest option in terms of buying, leasing or buying used is for me. im 16 so insurance is going to be high. i only need a car for 2 years, after that ill be in college and dont see a point in having a car. so i thought why not just lease a car, but i heard when you lease a car the insurance is high for it. my question is how does a lease work? is the insurance for it high already without me being 16 a factor? do you sign up with a dealership insurance or use your own plan? Thanks for the help""

How much would Liability insurance run me for my mobile auto detailing business?

Im looking to start a mibile detailing business within the next year and I need insurance

Has anyone moved to pennsylvania from new jersey?

i was considering moving to pennsylvania because I've heard the cost of living is a little less expensive than what it is in NJ.And I see alot of people are living in PA that commute to work in NJ/NY so there must be some reason people would be willing to make such a long commute just to live in PA.I live in Northern NJ somewhat close to Newark with my parents and i wana move out but cant afford the rent in NJ.I need some advice and opinions on whether moving will be better or will I be better off staying in NJ.Ive been considering also Washington DC, Maryland,Virginia. Can anyone tell me what towns in PA are cheapest to live, is car insurance cheaper than NJ etc. things like that.Thanx in Advance. O yea and if i wanted to keep my job and commute how far is the drive from nj to pa.i work close to NY""

Is there any way to get my health insurance to cover the cost of a body lift?

6'1

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