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Zero Balance Account: Punjab National Bank का Zero Account खुलवाने से पहले ये जरूर देखे
Zero Balance Account: Punjab National Bank का Zero Account खुलवाने से पहले ये जरूर देखे, Punjab National Bank का Zero Balance Account इन दिनों बहुत चर्चा मे है, तो अगर ये ख़ाता खुलवाने का सोच रहे हैं तो ये इम्पोर्टेन्ट जानकरी जरूर पड़े, कोई भी खाता खुलवाने से पहले उसकी पूरी detail जरूर निकाला करें, आइये देखते हैं क्या ये account आपके लिए अच्छा हैं या नहीं, लोग खाता खुलवाने के बाद कई बार फस जाते क्योंकि उन्हें पूरी जानकारी पता नहीं होती हैं.
Zero Balance Account: Punjab National Bank का Zero Account खुलवाने से पहले ये जरूर देखे
Punjab National Bank मे 6 तरिके के savings account खुलते हैं, जिनमे से एक zero account है, हालांकि बिलकुल zero account ना खुलवाये क्योंकि उसमे फीचर भी ना के बराबर मिलते हैं, Punjab national bank का उन्नति (Unnati) Savings account खुलवाये,
features
Pnb उन्नति zero savings account के features Mab Maintaln balance Rural Area500 RsSemi Urban1,000 RsUrban2,000 RsMetro City2,000 RsZero Balance Account मेन्टेन करने पडेगे जोकि बहुत कम है और अगर आप Rural (गाँव) Area से हैं तो, तो आपको 500Rs ही मेन्टेन करने हैं, Debit Card इसमें आपको Rupay Classic Debit card जोकि wifi debit card है, इसमें आप एक बार 5000 ही Debit Card TypeRupay Debit CardWifi Yes Tap & PayWifi limit 5000 ₹ SingleIssuances Fees0Annual Charge150+GstCard LimitAny bank ATM withdraw- 25000 dailyswipe - 60,000Zero Balance Account Transaction Limit इसमें आपको 6 महीने मे 40 ट्रांसक्शन कि limit मिलती है, आप 6 महीने मे 40 ट्रांसक्शन ही कर सकते हैं, उसके बाद पैसे देने पडेगे, लेकिन ये 40 ट्रांसक्शन limit - IBS,ATM, Si इन पर कोई Limit नहीं, ये 40 कि limit Cash Withdraw जो bank मे जाकर करते हैं पर्ची भरके करते हैं, इन पर लगेगी, Internet बैंकिंग, Upi, atm पर कोई Limit नहीं हैं, इन पर 40 कि कोई limit नहीं हैं.
Zero Balance Account Cheque Book आपको एक 25 Pages कि cheque book मिलेगी, passbook भी फ्री मिलेगी, interest Rate and FD आपको इस account मे 2.70% ब्याज मिलेगा, वहीँ Fd 1 साल के लिए करवाते हो तो 6.80% ब्याज मिलेगा, लेकिन 444 दिनों कि FD करवाने पर आपको 7.25% ब्याज मिलेगा, 1 साल से सिर्फ 2 महीने 20 दिन अधिक कि FD करवाते हैं तो आपको 7.80% का ब्याज मिलेगा.
घर बैठे खाता खोले PNB उन्नति Savings Account
आपको कुछ ज्यादा करने कि जरूरत नहीं हैं, सिर्फ PNB One App को Install करने कि जरूरत हैं, और आपको Aadhar Kyc और Video kyc से अपना ये Pnb उन्नति account खोल सकते हैं,
निष्कर्ष और सलाह
हम आशा करते हैं इस Pnb Unnati Savings Zero balance account के बारे मे पूरी जानकारी दे चुके हैं, अगर कोई जानकारी छूट गई हैं तो कृपया हमें कमेंट मे जरूर बताये, हम आपको unnati Savings account खोलने कि सलाह देते हैं हालांकि 5 और Zero balance account है, लेकिन ये उन्नति zero balance account सबसे अच्छा हैं कई सारे features के साथ आता हैं. Punjab National Bank account online कैसे खोले 10 मिनट मे PNB Aadhar Link Online: PNB Account में कैसे होगा Aadhar Card Link Online Pnb bank का ATM पिन कैसे बनाएं Punjaab National Bank Debit card पर इंटरनेशनल ट्रांजैक्शन चालू कैसे करें Read the full article
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अगर UPI द्वारा लेन -देन करते समय कटे पैसे अगर वापिस नहीं आए तो बैंक देगा जुर्माना ,कहाँ करे शिकायत
अगर UPI द्वारा लेन -देन करते समय कटे पैसे अगर वापिस नहीं आए तो बैंक देगा जुर्माना ,कहाँ करे शिकायत
डिजिटल ट्रांजैक्शन फेल होने के बाद अगर अकाउंट से पैसे कट जाते हैं और पेमेंट नहीं होता तो बैंकों को यह पैसा एक तय समय में ग्राहक के अकाउंट में रिवर्स करना होता है. ऐसा नहीं करने पर बैंक को पेनाल्टी देनी पड़त��� है. कई बार जब आपको किसी को जरूरी पैसा भेजना होता है और आपका पेमेंट किसी भी डिजिटल प्लेटफॉर्म से नहीं जा पाता या फ़ाइल हो जाता है . और कई बार तो आपके अकाउंट से पेमेंट कटने के बाद भी आगे नहीं…
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What is UPI
UPI is Stand for Unified Payment Interface.UPI is a payment system that allows money transfer between any two bank accounts by using a smartphone. UPI allows a customer to pay directly from a bank account to different merchants, both online and offline, without the hassle of typing credit card details, IFSC code, or net banking/wallet passwords. Now a Days all bank are using UPI system because "National Payments Corporation of India (NPCI) announced on Thursday that bank applications for the Unified Payment Interface have officially become operational, which means that UPI apps of banks can now be downloaded and used for transactions".
How to download the Best Upi App?
The UPI app of 19 banks -- Andhra Bank, Axis Bank, Bank of Maharashtra, Bhartiya Mahila Bank, Canara Bank, Catholic Syrian Bank, DCB Bank, Federal Bank, ICICI Bank, TJSB Sahakari Bank, Oriental Bank of Commerce, Karnataka Bank, UCO Bank, Union Bank of India, United Bank of India, Punjab National Bank, South Indian Bank, Vijaya Bank and YES Bank -- will be available on the Google Play Store of Android phones in the next few days for customers to download.
How to started with UPI apps please follow these step's :-
1. Download the app from Play Store and install in phone. 2. Set app login. 3. Create virtual address. 4. Add your bank account. 5. Set M-Pin; and 6. Start transacting using UPI.
There are several type of Famous UPI app are available on google play store such that SBI Pay, Satebank buddy app , BHim app, Pockets – ICICI Bank e.t.c Basically there are three types of UPI enabled banks based on the function they perform.
Banks with UPI apps – Most of the banks falls in this category. These banks have either developed a new UPI app or it has integrated the UPI in its existing mobile apps. ICICI Bank, HDFC bank, Axis, SBI and PNB has its own UPI app.
Banks Without a Best Upi App – Few banks has neither developed its own UPI app nor they have partnered with a third party app. These are the laggards. e. g. Bank of Baroda.
Banks with Third party UPI app – These banks has lent its UPI system to other mobile app developers. Yes bank has partnered with several apps.
How safe is Best Upi App?
Yes It is safe as the customers only share a virtual address and provide no other sensitive information. What kind transactions can be performed via UPI? Merchant payments, remittances, bill payments among others. Is there a per transaction limit? The per transaction limit is Rs.1 lakh. How exactly does one make a payment transaction? A user can make an in-app payment for goods or services purchased online. For instance a site allows purchase of a movie-on-demand , Purchase any thing online , Book your Train or Hotel e.t.c, User clicks buy, the site/app triggers the UPI payment link and is taken to the pay screen of the UPI app, where the transaction information is verified and a click followed by entry of a secure PIN completes the purchase. Best Regard's Amit Kumar Gupta Call me : 08054906089 for any Enquiry or Making a website + complete Digital marketing plan purchase. We Are Happy To Help You Thank's for visiting my website.
Source: https://goo.gl/Z7ixTk
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