#upi payment limit

[lallulalnews]

RBI UPI New Limit Update: जानिए अब UPI से एक साथ कितना कर पाएंगे पेमेंट, जारी हुए नए नियम

RBI UPI New Limit: हमारा देश भारत वह एकमात्र देश है जिसमें किसी भी व्यक्ति को सर्वश्रेष्ठ और तेज भुगतान सुविधा मिलती है, इसका सबसे बड़ा कारण है UPI। आज, UPI सिस्टम की मदद से हम कुछ सैं पेसे किसी को भेज सकते हैं। भारत में ��गभग हर वर्ग के लोग UPI का उपयोग करते हैं, लेकिन यदि आप UPI का उपयोग करते हैं तो आप जानेंगे कि UPI सिस्टम की मदद से आप एक दिन में केवल 1 लाख रुपये तक का लेन-देन कर सकते हैं।…

[jackwilliams0123]

UPI in the Age of AI: How Artificial Intelligence is Shaping Digital Transactions

In the world of digital payments, the Unified Payments Interface has emerged as a game-changer, revolutionizing the way transactions are conducted. With the rapid evolution of technology, the integration of artificial intelligence into UPI bank apps is transforming digital transactions and enhancing user experiences. It provides new opportunities for businesses and consumers. But how exactly is AI reshaping UPI and the broader landscape of digital payments?

Enhancing Security and Fraud Detection

Security is vital in digital transactions, and AI plays a major role in bolstering UPI's defenses against fraud. Using machine learning algorithms, AI systems can analyze vast amounts of transactional data in real-time, identifying unusual patterns and detecting fraudulent activities. These algorithms are trained to recognize irregularities and suspicious transactions, enabling financial institutions to take proactive measures to prevent fraud.

Personalizing User Experience

One of the key benefits of integrating AI with UPI accounts is the ability to personalize user experiences. AI-powered analytics tools can track consumer behavior, preferences, and transaction history to offer personalized recommendations and tailored offers. This personalized approach enhances customer satisfaction and drives engagement and loyalty. AI-driven insights make these possibilities a reality, turning mundane financial interactions into smooth, customized experiences that cater to individual needs and preferences.

Streamlining Customer Support

In the digital age, quick and efficient customer support is all we need. AI-powered chatbots integrated with UPI platforms are streamlining customer service by providing instant responses to user inquiries. These intelligent chatbots can handle various queries, from checking transaction statuses to resolving common issues, all without human intervention. By using natural language processing, these chatbots can understand and respond to user queries in a conversational manner, making interactions more user-friendly.

Optimizing Transaction Processes

AI is also optimizing transaction processes by predicting user behavior and automating routine tasks. For example, AI can analyze spending patterns to predict when a user is likely to make a payment and automate reminders or set up automatic payments. This level of automation reduces manual effort, minimizes errors, and ensures that transactions are completed smoothly and efficiently.

Furthermore, AI-driven analytics provide valuable insights into transaction trends, helping businesses make data-driven decisions. These insights enable companies to refine their offerings, optimize pricing strategies, and improve customer targeting, ultimately boosting their bottom line.

The Road to the future Ahead

As AI continues to evolve, its impact on UPI and digital transactions will only grow. The integration of AI with UPI enhance current functionalities and envision a future where digital payments are smarter, more secure, and smoothly integrated into our daily lives.

From enhancing security to personalizing experiences and optimizing processes, AI is shaping the future of digital transactions in ways that were once unbelievable. As businesses and consumers grip these innovations, the possibilities for UPI in the age of AI are truly limitless.

To conclude

AI and UPI fusion is not just about making upi money transfers easier but about reimagining the entire digital experience. As businesses and consumers utilize these innovations, AI and UPI together pave the way for a smarter, more secure, and more efficient future in digital payments, setting new standards for what's possible.

[rainet00]

UPI Collection API Integration Service

Are you looking for a seamless and efficient way to collect UPI payments for your business? Look no further! Rainet Technology Private Limited is here to provide you with the perfect solution - our UPI Collection API integration service. With our state-of-the-art technology and robust features, we can help streamline your payment collection process and boost your business's growth. In this blog post, we will explore what UPI Collection API is, how it can benefit your business, and how Rainet can assist you in harnessing the power of UPI payments. So let's dive right in!

What is the UPI Collection API?

What is the UPI Collection API? UPI, which stands for Unified Payments Interface, has revolutionized the way we make payments in India. It enables users to link multiple bank accounts to a single mobile application and facilitates instant money transfers with just a few taps on the screen. The UPI system has gained immense popularity due to its convenience, security, and real-time transaction capabilities. Now, imagine harnessing the power of UPI payments for your business. That's where UPI Collection API comes into play. An API (Application Programming Interface) acts as an intermediary between different software applications, allowing them to communicate with each other seamlessly. In simple terms, UPI Collection API integration allows businesses to incorporate UPI payment functionality into their own platforms or mobile apps. This means that you can provide your customers with a hassle-free and secure way to make payments using their preferred UPI-enabled banking apps. By integrating this powerful technology into your business processes, you can streamline your payment collection process and offer a seamless experience to your customers. Whether you run an e-commerce store, subscription-based platform, or any other type of online business - embracing UPI Collection API can open up endless possibilities for growth and success. At Rainet Technology Private Limited, we specialize in providing top-notch UPI Collection API integration services that are tailored according to our clients' specific requirements. Our team of experts will work closely with you to understand your business needs and ensure a smooth integration process from start to finish. So why wait? Embrace the future of digital payments by incorporating UPI Collection API into your business today!

Upi For Your Business by Rainet Technology Private Limited

Upi For Your Business by Rainet Technology Private Limited Are you a business owner looking for a seamless way to collect payments from your customers? Look no further than UPI (Unified Payments Interface) - the revolutionary payment system that is transforming the way transactions are done in India. Rainet Technology Private Limited, a leading technology company, offers an advanced UPI Collection API integration service that allows businesses to easily collect UPI payments. With our expertise and cutting-edge solutions, we provide a hassle-free experience for both businesses and their customers. Our UPI Collection API Features Our collection upi api integration service comes with a range of features designed to enhance your business operations. We offer secure and encrypted payment processing, ensuring the safety of your customer's data. Our API also supports multiple languages and currencies, making it convenient for businesses operating on a global scale. How Can UPI Payments Help Your Business Accepting UPI payments can bring numerous benefits to your business. First and foremost, it provides convenience for your customers as they can make instant payments using their smartphones without the need for cash or cards. This leads to faster transactions and reduces any delays or errors associated with traditional payment methods. Furthermore, accepting UPI payments can help improve customer satisfaction and loyalty. By offering this modern payment option, you cater to the preferences of tech-savvy consumers who seek convenience in their purchasing experiences. This can give you an edge over competitors who have yet to adopt this innovative solution. UPI Payments For Your Business - How Can Rainet Help At Rainet Technology Private Limited, we understand that each business has its unique requirements when it comes to collecting payments. That's why our team of experts works closely with you to tailor our collection upi api integration service according to your specific needs. We take care of all aspects of the integration process – from initial setup and customization through ongoing support – so that you can focus on what matters most: growing your business. With our reliable and efficient UPI Collection API, you

Our UPI Collection API Features

Our UPI Collection API comes with a range of powerful features that make collecting payments through UPI seamless and efficient. With our API, you can easily integrate UPI payment options into your website or mobile app, allowing your customers to make quick and secure transactions. One of the key features of our UPI Collection API is its versatility. It supports all major UPI apps including Google Pay, PhonePe, Paytm, and more. This means that no matter which UPI app your customer prefers to use, they will be able to make payments without any hassle. Another great feature of our API is real-time transaction status updates. You will receive instant notifications about successful payments as well as failed transactions. This enables you to provide prompt customer support and ensures transparency in your payment processes. Our UPI Collection API also offers comprehensive reporting capabilities. You can access detailed reports on transaction history, success rates, refund requests, and much more. These insights help you analyze the performance of your payment system and identify areas for improvement. Security is always a top priority when it comes to online payments, and our API takes this seriously. We have implemented robust security measures such as encryption protocols and fraud detection mechanisms to safeguard sensitive customer data. In addition to these features, our UPI Collection API also provides easy integration options with popular e-commerce platforms like WooCommerce and Magento. This allows you to seamlessly incorporate UPI payments into your existing online store without any technical complexities. With our reliable infrastructure and user-friendly interface, integrating the Rainet Technology Private Limited's UPI Collection API into your business operations has never been easier!

How Can UPI Payments Help Your Business

How Can UPI Payments Help Your Business With the rapid growth of digital transactions, businesses are constantly exploring new and efficient ways to collect payments. UPI (Unified Payment Interface) has emerged as a game-changer in the Indian payment landscape, offering a seamless and secure way for businesses to accept payments. One of the key advantages of UPI payments is its convenience. Customers can make instant payments directly from their bank accounts using simple mobile apps. This eliminates the need for cash or cards, making it easier for customers to complete transactions quickly and efficiently. Another benefit of UPI payments is cost-effectiveness. Traditional payment methods often involve hefty transaction fees or setup costs, which can eat into a business's profits. With UPI, however, businesses can enjoy lower transaction charges and faster settlement times. Moreover, UPI offers real-time payment tracking and reconciliation features that enable businesses to keep track of their transactions effortlessly. This ensures transparency and helps in streamlining financial operations effectively. Furthermore, by integrating UPI collection API into your business processes, you open doors to a wider customer base as it allows you to accept payments from anyone with a bank account linked to their mobile number. This means that even customers who do not have credit or debit cards can easily make purchases from your business. Embracing UPI payments can help your business enhance customer satisfaction by offering them a convenient and secure mode of payment while also reducing operational costs associated with traditional payment methods

UPI Payments For Your Business - How Can Rainet Help

UPI Payments For Your Business - How Can Rainet Help Now that you understand the benefits of UPI payments and how they can transform your business, it's time to explore how Rainet Technology Private Limited can help you integrate UPI Collection API seamlessly into your operations. As a leading provider of UPI collection API integration services, Rainet is committed to delivering top-notch solutions tailored to meet your specific business needs. Our team of experts will work closely with you to understand your requirements and guide you through the entire integration process. Here are some ways in which Rainet can assist: 1. Expertise: With years of experience in the industry, our skilled professionals have extensive knowledge and expertise in integrating UPI payment systems. We stay updated with the latest trends and technologies to ensure that you receive cutting-edge solutions for seamless transactions. 2. Customization: At Rainet, we understand that every business is unique. That's why we offer customized UPI collection API integration services that align perfectly with your organization's goals and objectives. Whether you're a small startup or an established enterprise, we have flexible options to suit businesses of all sizes. 3. Seamless Integration: Our team ensures a smooth integration process without any disruptions to your existing systems or workflows. We take care of all technical aspects, making sure that the transition is hassle-free for both you and your customers. 4. Security: The security of financial transactions is paramount when it comes to online payments. With Rainet as your trusted partner, rest assured that we prioritize data protection and implement robust security measures throughout the integration process.

5. Customer Support: We believe in providing exceptional customer support at every step of the way. Our dedicated support team is always available to address any queries or concerns promptly, ensuring a hassle-free experience for both you and your customers. In conclusion, Integrating UPI payment systems into your business opens up new opportunities for growth by offering fast, secure, and convenient payment options to your customers. With Rainet Technology Private Limited

Visit Website:  https://rainet.co.in/upi-collection-api.php

[beardedmrbean]

July 3 (UPI) -- A group of Japanese men and women subjected to forced sterilization between the 1950s and 1970s won the right to compensation from the government in a landmark ruling in Japan's Supreme Court on Wednesday.

The 15-judge bench ruled for the first time that the surgery, carried out under now-lapsed eugenics legislation, was unconstitutional and that the 20-year statute of limitations did not apply in cases involving the law which targeted those with intellectual disabilities, mental illness or hereditary disorders to ensure their "inferior" children would never be conceived.

The unanimous judgment condemned allowing the government to dodge liability through the statute of limitations as "extremely unfair and unjust," calling its application by the state "intolerable," an abrogation of the "duty of good faith" and "an abuse of power."

Upholding the finding of five lower courts, the judges agreed the law was unconstitutional, they said, because it violated Article 13 of the Constitution guaranteeing the freedom of people not to undergo physically invasive procedures against their will, as well as their right to equality under Article 14.

Government figures put the estimated number of people who were sterilized under the 1948 law which was in force for almost four decades until it was repealed in 1996, at around 25,000 with 16,000 subjected to procedures without their consent.

The ruling enabling the plaintiffs to seek compensation sets a precedent for other victims in similar situations whose lawyers are pushing for a final resolution for their clients, all of whom are now in advanced age.

Prime Minister Fumio Kishida pledged immediate steps to correct the injustice.

Apologizing to the victims, Kishida promised a meeting by the end of the month to say sorry in person and said he had ordered his ministers for justice and equality to draw up a scheme to compensate them.

"I've instructed [Equalities] minister Ayuko Kato to consider measures to draft a new compensation framework in a swift manner."

The plaintiffs, who filed the lawsuits at five district courts in cities across the main islands of Honshu and Hokkaido were among 39 people pursuing similar lawsuits at 11 district courts and a branch court.

All five courts that heard the cases of the plaintiffs in Wednesday's case ruled the law was unconstitutional.

Judges in four of the courts threw out the time-limit defense and ordered the government to pay between $68,000 and $102,000 to each victim, and $13,600 to the spouse of a victim who had since died, far exceeding the $19,750 one-off payments to around 1,100 people under legislation passed in 2019.

The fifth court ruled the statute of limitations did apply forcing the Supreme Court, despite overturning that decision, to return the case to the court in Sendai, 230 miles northeast of Tokyo, for it to decide on the compensation figure due to the plaintiffs.

[prabhoddavkhare]

Kotak 811 – A One-Stop Destination for All Your Banking Needs

Make Money Transfers Smooth & Easy

Simplify your finances with Kotak811, the ultimate app for easy money transfers, UPI payments, and account management. With our feature-rich mobile banking app, you can enjoy quick and secure UPI transfers to any account, instantly check your account balance, view transaction history, and grow your savings account faster with high-interest Fixed Deposits!

The Kotak811 mobile banking app is your one-stop solution for managing your bank account anytime, anywhere. It caters to your needs with its easy-to-use interface and a wide range of features.

Move Money Effortlessly

Instant UPI Transactions: Send and receive money instantly using the Unified Payments Interface (UPI). Whether splitting a bill with friends at a restaurant, paying rent to your landlord, or repaying a colleague, Kotak811 makes it quick and convenient.

Scan & Pay in a Flash: Ditch the hassle of manually entering account details or carrying your cards everywhere. Simply scan QR codes displayed at stores, on bills, or shared by individuals to make secure and instant payments.

Fast & Secure Every Time: Rest assured, your money transfers are protected with advanced security measures like two-factor authentication and block/unblock features. Enjoy peace of mind knowing your finances are secure with Kotak811.

Stay on Top of Your Finances

Balance at Your Fingertips: Check your bank balance anytime, anywhere with just a few taps. Need a quick peek without revealing the entire amount? Utilize the convenient ‘hide balance’ feature for discreet viewing.

Track Your Transactions: Gain a complete view of your spending habits. Easily access your UPI transaction history, allowing you to categorize expenses and monitor your financial well-being.

Grow Your Savings

Open FDs with a Few Taps: Create new Fixed Deposit (FD) accounts directly within the Kotak811 App. The simple process makes investing and growing your savings for future goals easier than ever.

Manage FDs Conveniently: Monitor your existing FD investments, track their progress, and manage them effortlessly from the comfort of your phone.

Credit Card Management

Easily manage all your credit cards through the Kotak811 App. Make payments, check statements, set transaction limits, and more, all from one convenient place.

Why Choose Kotak811?

Seamless UPI Money Transfers: Send and receive money instantly using the widely accepted UPI network.

Effortless Scan & Pay: Skip manual entry and pay securely with just a quick scan.

24/7 Account Access: Manage your finances at your convenience, anytime, anywhere.

Discreet Balance Check & Transaction History: Stay informed about your finances with the ‘hide balance’ feature and easily access transaction history.

Grow Your Savings with FDs: Open and manage Fixed Deposits to achieve your financial goals.

Advanced Security Measures: Enjoy bank-grade security for all your money transfers.

User-Friendly Interface: Experience a smooth and intuitive design for a hassle-free banking experience.

Download the Kotak811 App today and redefine your banking experience.

[cybercrime-blogs]

Mahadev Online Betting Scam: Bollywood Celebrities and Pakistani Connections Under Scrutiny

MUMBAI: The Enforcement Directorate (ED) has initiated an extensive investigation into the Mahadev Online Betting scandal, revealing a complex network of money laundering activities that extend far beyond the realm of online betting. This case has taken an intriguing turn, with the involvement of UPI IDs, implicating well-known personalities, celebrities, and even political contributions.

The Mahadev Online Betting Scandal: A Brief Overview The spotlight has turned to Mahadev, an online betting application, founded by Saurabh Chandrakar and Ravi Uppal hailing from Bhilai, Chattisgarh. The ED has cast a sharp eye on this platform, alleging that it served as a hub for illicit betting websites. It facilitated new user registrations, generated User IDs, and funneled funds through a convoluted network of anonymous bank accounts.

Also Read: Kashmiri Brother-in-Law could not show Kamal, and pressure on Nagpur police failed

Extensive Raids and Compelling Evidence In a recent series of coordinated raids conducted in cities like Kolkata, Bhopal, and Mumbai, the ED has unearthed substantial evidence and frozen/seized assets totaling an astounding Rs 417 Crore. According to the ED, Chandrakar and Uppal orchestrated the operations of Mahadev Online Betting from a central headquarters located in the UAE. They employed a franchising model, establishing "Panel/Branches" for their associates, with profit-sharing arrangements set at a 70:30 ratio.

A deeply troubling aspect of this scandal revolves around the exploitation of vulnerable communities, specifically slum residents and those with limited incomes. It appears that individuals implicated in this alleged scam acquired UPI (Unified Payments Interface) details from these unsuspecting individuals, effectively using them as pawns in money laundering schemes. In return for the use of their UPI IDs, these victims were given meager sums, while the ill-gotten funds were channeled to foreign entities. The Enforcement Directorate (ED) is currently conducting a thorough investigation to determine the full scope of this fraudulent activity and quantify the amount of money that has been laundered through this deceptive modus operandi.

Lavish Wedding Expenditure Raises Concerns

Recent ED raids conducted in Bhopal, Mumbai, and Kolkata have brought to light the extravagant lifestyle of the primary accused, Saurabh Chandrakar. Astonishingly, it was revealed that he lavishly spent over Rs 200 crore on his wedding ceremony in the United Arab Emirates (UAE). Shockingly, reports suggest that the funds for this opulent celebration were sourced from the proceeds of criminal activities.

Private jets were chartered to transport family members from Nagpur to the UAE for the wedding festivities, and renowned celebrities were hired for special performances. An array of wedding planners, dancers, and decorators were flown in from Mumbai, with cash payments facilitated through clandestine hawala channels.

Also Read: Cybercrime in Nagpur - Cyber Blackmailer Couple Arrested in Pune for Extorting Money

Celebrity Involvement and Suspicions of Proceeds from Illegal Activities

The ED's ongoing investigation has also implicated several prominent celebrities who endorsed these betting entities. These celebrities not only lent their names to these platforms but also participated in various events organized by the app promoters and other individuals accused in this case. Payments to these celebrities were routed through intricate transactions, ultimately sourced from the proceeds of online betting activities.

The list of celebrities under scrutiny includes well-known figures such as singers Atif Aslam, Rahat Fateh Ali Khan, Neha Kakkar, Vishal Dadlani, actor Tiger Shroff, Elli Evram, Bhagyashree, Pulkit Samrat, Sunny Leone, Kirti Kharbanda, Nushrat Bharucha, and comedians Bharti Singh, Krishna Abhishek, and Ali Azgar.

In conclusion, this disturbing scandal not only highlights the exploitation of vulnerable populations but also shines a light on the extravagant spending habits of key individuals involved. The web of celebrity endorsements and the suspected use of proceeds from illegal activities underscore the need for a thorough investigation into the matter, ensuring that justice is served and accountability upheld.

Source: https://www.the420.in/bollywood-celebrities-pakistani-connections-mahadev-online-betting-scam-ed/

[addqrcode]

ADD QR CODE

What is ADD QR code? Its quick response code and define as the many terms to complete transaction quickly as well as clarifying all details with current transaction.

Similarly ,its describe fastest transaction mode services like email ,visiting card, identity card ,URL, social media etc. and scan with quick responsive code throughout the whole world because its the easiest mode to transfer money from one individual to another individual.

How its work? Its work on different ways are as follows:- Download search engine any site and apply all description with relevant information such as name, phone no., color , quick response code pattern and so on. Before, we scan quick response code download all the details and get the password while ,using quick response code. After that ,quick response code scan with android phone . Symbolize, with black and white color pattern. After, completion of payment scan with quick response code it shows lacking current information  with total payment bill with green right sign.

Functions of ADD QR code? It works faster and transact currency anywhere. On the other hand ,it restore all data and work remotely with different logos. Consequently ,it scan currency remotely with in a second without any cash payment. It scan quick response code with different app mode such as UPI ,Aadhar pay ,BHIM ,Google pay ,Phone pay . Reliable source of medium easily scan quick response code any rural or urban area without any systemization. Work as low cost ,low range frequency ,minimum limit of time and so on.

Types of ADD QR code? Bharat QR UPI QR Proprietary QR Aadhar pay BHIM Google pay Phone pay

This is assured and reliable source of medium to work randomly with different services such as email , visiting card , identity card , URL , Social media etc.  furthermore, it avoid times complexity ,and transfer highly cash with scan quick response code.

[emkanews7]

Paytm Hdfc Credit Card kaise banaye 2023

paytm hdfc credit card kaise banaye, paytm hdfc credit card customer care number, hdfc credit card login, how to activate paytm hdfc credit card, paytm credit card customer care, paytm credit card apply online, paytm hdfc credit card limit, paytm hdfc credit card verification process,  paytm hdfc credit card kaise banaye टॉपिक को इंटरनेट पर सर्च कर रहे हैं हम आपको इसके बारे में पूरी जानकारी देंगे इसलिए निवेदन है कि आर्टिकल को पूरा पढ़ें पूरी बात समझ में आ जाएगी आज ऑनलाइन अगर आप कोई भी चीज करना चाहते हैं तो वहां पर आपको बिल पेमेंट करने के लिए क्रेडिट कार्ड का विकल्प जाता है कि कार्ड के माध्यम से आप घर बैठे कोई भी चीज ऑनलाइन से खरीद सकते हैं I  सबसे बड़ी बात है कि उसे आप अपने मुताबिक किस्तों में तब्दील भी कर सकते हैं ताकि आपको खरीदी गई चीज के पैसे चुकाने में आसानी हो  हम सभी लोग पेटीएम का इस्तेमाल करते हैं लेकिन आप क्या जानते हैं कि पेटीएम के द्वारा क्रेडिट कार्ड बनाने के ऑफर चलाए जाते हैं  I ऐसे में आप पेटीएम एचडीएफसी बैंक क्रेडिट कार्ड बना सकते हैं कैसे बनाएंगे उसकी प्रक्रिया के बारे में अगर आप नहीं जानते हैं तो आर्टिकल को पूरा पढ़े ही जानते हैं

Paytm HDFC बैंक क्रेडिट कार्ड क्या है ? 

Paytm hdfc credit card पेटीएम के द्वारा लांच किया गया क्रेडिट कार्ड इस कार्ड को पेटीएम कंपनी ने एचडीएफसी बैंक के साथ मिलकर लॉन्च किया है I इसके अलावा Paytm ने HDFC बैंक के साथ मिलकर अपने 5 क्रेडिट लॉन्च किए हैं इसका लाभ पेटीएम इस्तेमाल करने वाले कस्टमर उठा सकते हैं | इसे बनाने के लिए आपको अपने पेटीएम एप्स को ओपन करना होगा I 

paytm hdfc credit card

Paytm hdfc credit card के प्रकार

कुल मिलाकर पांच प्रकार के कार्ड लांच किए गए हैं इसका विवरण हम आपको नीचे बिंदु अनुसार देंगे आइए जानते हैं - Paytm HDFC बैंक क्रेडिट कार्ड  - Paytm HDFC बैंक मोबाइल क्रेडिट कार्ड - Paytm HDFC बैंक सेलेक्ट क्रेडिट कार्ड - Paytm HDFC बैंक बिज़नस क्रेडिट कार्ड - Paytm HDFC बैंक सेलेक्ट बिज़नस क्रेडिट कार्ड

Paytm hdfc credit के फायदे

- इसके द्वारा आप मूवी अमोल जैसी जगह पर अगर पेमेंट करते हैं तो आपको 3% का कैशबैक मिलेगा - यूटिलिटी बिल पेमेंट कर पाएंगे - बैंक की तरफ से आपको जीरोकोड चला बेटी दी जाएगी या नहीं अगर आपका कार्ड कहीं खो जाता है तो आप कस्टमर सर्विस को तुरंत इसकी जानकारी दे आपका कार्ड वहां से ब्लॉक कर दिया जाएगा और कार्ड की जिम्मेदारी आपके ऊपर ही रहेगी -  फ्यूल (fuel) के खर्चों पर 1% लगने वाले फ्यूल सरचार्ज को नहीं लिया जाएगा | यदि आप ₹400 का फुल यहां पर मरवाते हैं तो आपको ₹250 का कैशबैक दिया जाएगा I 

Paytm HDFC Credit Card charges and Fee 

-  मेम्बरशिप के तौर पर आपको – 49 रुपए + GST चार्ज देना होता है | 1 महीने के लिए

Paytm hdfc credit card बनाने की Paytm Hdfc Credit Card योग्यता

- 21 साल से ऊपर होना चाहिए - पीएम का अकाउंट नंबर होना  -  Paytm Payment Bank में Saving Account होना चाहिए - क्रेडिट स्कोर अच्छा होना चाहिए - Income source  - पैन कार्ड होना चाहिए Paytm मे आधार कार्ड से Upi कैसे बनाये | Create Upi pin in Paytm Through Aadhar Card 2023 Fastag Recharge Online: Fastag Online रिचार्ज कैसे करें | Axis Bank, Bhim App, Paytm कैसे करें

Paytm Hdfc Credit Card

Paytm Credit Card अप्लाई करने के लिए डाक्यूमेंट्स?

- Ration Card, Passport, Voter ID, Aadhar Card. निवास प्रमाण पत्र के तौर पर  - Salary Slip, ITR Copy  - Driving Licence, Passport, Addhar Card पहचान पत्र के तौर पर

Paytm hdfc credit card बनाने की प्रक्रिया

- सबसे पहले आपको पेटीएम एप ओपन करना होगा और अगर आपके मोबाइल में नहीं है तो उसे डाउनलोड कर लीजिए -  इसके होमपेज पर पहुंच जाएंगे यहां पर आपको Loans and Credit Cards’ वाले ऑप्शन दिखाई देगा उस पर क्लिक करेंगे - आपके सामने क्रेडिट कार्ड कार्ड वाला ऑप्शन आएगा उस पर आपको क्लिक करना है - अब आपके सामने आवेदन पत्र ओपन होगा जहां से जो भी आवश्यक जानकारी पूरी जाएगी उसका विवरण देंगे और उसके बाद  आपको   ‘Terms & Condition’ Agree करने के ऑप्शन पर क्लिक करेंगे - घर का पता और कितना पैसा महीने में कमाते हैं उसका यहां पर विवरण देंगे -  सभी डिटेल्स भर देंगे आपको ‘Submit’ वाले बटन पर क्लिक करना है।  - अब पेटीएम के अधिकारी योगिता की जांच करेंगे कि आप यहां पर लोन लेने के लिए योग्य है कि नहीं अगर है तो आपके मोबाइल में मैसेज आ जाएगा - उसके बाद आपको apply now  के बटन पर क्लिक करना है - जिसके बाद आपके सामने एक नया पेज ओपन होगा जहां आप से कुछ आवश्यक चीजें मां की जाएंगे जिसका आपको सही ढंग से विवरण देना है - अब आपको Terms & Condition” को accept करके ‘Submit’ पर क्लिक करना है। - के बाद आपके स्किन पर एप्लीकेशन नंबर आएगा जिससे आपको कहीं पर लिख कर रखना है - अब बैंक के अधिकारी आपके आवेदन पत्र का वेरिफिकेशन करेंगे - जिसके बाद ही आपको क्रेडिट कार्ड मिल पाएगा - इस प्रकार आप आसानी से पेटीएम एचडीएफसी बैंक क्रेडिट कार्ड बना सकते हैं

Paytm Credit Card का Status कैसे check करे?

Paytm HDFC Credit Card के स्थिति का विवरण चेक करना बिल्कुल आसान है इसके लिए आपको अपने पेटीएम एप के credit card के ऑप्शन में जाना होगा वहां पर आपको क्रेडिट कार्ड अप्लाई स्टेटस का ऑप्शन दिखाई पड़ेगा उस पर क्लिक करके आप जान पाएंगे अपने क्रेडिट कार्ड का इसके बाद भी अगर आपको मालूम नहीं चल रहा है तो आप बैंक ऑफिशल वेबसाइट पर जाकर के टायर के स्टेटस का पूरा विवरण चेक कर सकते हैं इसके अलावा कस्टमर सर्विस में भी फोन कर कर आप जान पाएंगे

Paytm hdfc क्रेडिट कार्ड की लिमिट कितनी होती है?

आप पेटीएम एचडीएफसी बैंक एटीएम कार्ड इस्तेमाल करेंगे तो हम आपको बता दें कि इसकी एक निश्चित लिमिट तय की गई है जायदा का खर्चा करते है तो आपको 2.5 प्रतिशत के दर से अतिरिक्त fine जो कि ₹600 होती है इसके अलावा और भी कई प्रकार की चीजें आपको ध्यान में रखनी होंगी ताकि आप fine देने बच सके I  Read the full article

[bebin-007]

E-Commerce websites development services

E-Commerce Website Development Services in Nagercoil: Empowering Businesses for Success

The digital era does change the landscape of business and e-commerce websites become the hub for extending their reach, enhancing customer experience, and, of course, earning revenues. The services related to e-commerce website development will offer customized solutions for businesses from Nagercoil who want to establish or improve their presence and build competitiveness in the online marketplace.  Importance, Benefits, and Important Aspects of E-Commerce Development for Businesses in Nagercoil The right development team can make all the difference.

Why E-Commerce Is Essential for Businesses Today

With the fast-developing shopping habits of consumers, online shopping increasingly gains preference since most purchases can be made without having to get up from one's own home: explore products, compare prices, or even buy them. And so, e-commerce sites become of paramount importance for businesses:

Expand Reach: A well-designed e-commerce website opens the door to a broader audience, allowing businesses to reach potential customers across the country and even globally.

Operate 24/7: Unlike physical stores with limited hours, e-commerce websites enable businesses to operate round-the-clock, ensuring that customers can browse and buy at any time.

Reduce Operational Costs: By reducing the need for physical stores, inventory costs, and staff, e-commerce helps cut down on overhead, maximizing profitability.

Gain Valuable Customer Insights: E-commerce platforms provide access to data on customer preferences, buying patterns, and behavior, allowing businesses to tailor their offerings for better sales and customer satisfaction.

For Nagercoil-based businesses, having a professionally developed e-commerce website is essential for tapping into this growth potential and staying competitive in the ever-evolving digital marketplace.

Key Benefits of E-Commerce Website Development Services

Partnering with a specialized e-commerce development team in Nagercoil brings numerous benefits, ensuring businesses have a website that meets modern e-commerce standards and resonates with their target audience. Here are some core advantages:

1. Customized Website Design and Functionality

Every business is unique in its goals and branding needs. Professional e-commerce development companies will ensure that the given design and functionality will perfectly fit the brand identity. This ranges from easy navigation to proper product pages, tailored solutions will help build a website that could reflect the values of a business and appeal to its customers.

2. Mobile-Optimized Experiences

Being that a larger portion of consumers is now browsing and shopping via mobiles, in-cell optimization is quite in need. E-commerce development services look into making sure that your website is very responsive and smooth on different devices, which makes the experience very fulfilling and maximizes search rankings.

3. Secure Payment Gateway Integration

Trust is one of the most important elements in online shopping. To ensure this, e-commerce developers ensure the integration of secure payment gateways that keep customer data safe and also facilitate varied types of payment modes-including credit cards, digital wallets, and UPI-across all portals.

4. SEO-Friendly Website Structure

SEO is important because it drives organic traffic to your site. Experienced developers incorporate all the best SEO practices by making optimized URLs, meta tags, and keyword-rich product descriptions, thus allowing your website to rank more on the SERPs.

5. Efficient Product and Inventory Management

An e-commerce site requires good product and inventory management. Professional developers build back-end systems that enable easy input of, editing of, and management of product listings, which involve tracking the stock levels and informing the users when products run out of stock or when they are back in stock.

6. Robust Security Features

Security must also be provided in e-commerce operations. The development services include SSL certificates, and data encryption, among other security measures to safeguard customer information. This gives the right amount of security to protect transactions and hence improves the confidence level of your business and customers.

7. Scalability and Flexibility

As your business grows, your e-commerce site needs to adapt. E-commerce development services make sure that your website architecture is malleable enough to increase with more traffic add more features or expand into more markets as your business continues to evolve.

Essential Elements of a Successful E-Commerce Website

A successful e-commerce website combines several key elements, all designed to create a seamless shopping experience. Here are some of the most critical components that professional developers focus on:

1. User-Friendly Interface

An intuitive and easy-to-navigate interface is essential for user satisfaction. A well-organized layout, clear categories, and a convenient search bar help customers find what they need quickly and effortlessly.

2. Product Pages with Rich Content

High-quality images, detailed descriptions, and all other important details like price, colors available, and available sizes should be placed on the product pages so that the buying process is enhanced. Customer reviews, ratings, and related products will further elevate user engagement and increase conversions.

3. Easy Checkout Process

Cart abandonment is minimized by utilizing simplified checkout features. Less process, having a guest checkout option, and clearly explaining to the user as a summary of the order keep the customer moving through the site.

4. Fast Loading Times

Page speed is a big deal about the usability of your website as well as how high your website will be in the SERPs. E-commerce website development experts, therefore ensure their site loads fast by compressing images, optimizing code, and utilizing every caching strategy to give a fluid experience to users.

5. Strong Call-to-Action (CTA)

Good CTAs urge customers to take action such as adding a product to a cart, registering for the newsletter, or browsing new products. Placement and the highly noticeable presence of the CTAs will result in higher conversion and sales.

6. Social Media Integration

Integrating social media sites lets people share your products, post comments about, and even communicate with your brand, thus contributing to raising exposure while getting potential customers involved on the sites they use most.

Why Choose E-Commerce Development Services in Nagercoil?

However, among so many options for e-commerce development, a local Nagercoil-based team, as you can probably understand, brings some benefits of its own. Local developers know the regional market nuances, cultural background, and customer expectations much better. Here's why partnering with a local development team can become advantageous:

Understanding of Local Market: Local developers are familiar with the preferences and needs of the regional audience, allowing them to tailor your website to meet specific customer expectations effectively.

Effective Communication: Working with a local team enhances communication, reducing delays and enabling faster feedback and updates. Being in the same time zone also makes it easier to coordinate and schedule meetings.

Access to Local Resources: A local team can recommend regional vendors, payment gateways, or logistics providers that best suit your e-commerce needs, enhancing operational efficiency.

Post-Launch Support and Maintenance: Websites need ongoing support for updates, bug fixes, and security patches. A local development team can provide prompt support, ensuring minimal downtime and a better experience for your customers.

How to Choose the Right E-Commerce Development Partner

Choosing the right e-commerce development team can make or break your online business. Here are some tips for selecting the ideal partner:

1. Evaluate Experience and Portfolio

Examine the portfolio of the team. This would show how far they go in handling e-commerce projects. Try to find out whether they have a prior experience with similar industries and identify the quality of past works, particularly the design, functionality, and user-friendliness.

2. Ask for References and Reviews

Reach out to previous clients to learn about their experience with the developer. Reviews and testimonials can provide insights into the team's reliability, work ethic, and ability to meet deadlines.

3. Check Technical Expertise

I also want the team to know what's happening in the world of technology, especially with newer E-commerce platforms like Shopify, WooCommerce, or Magento. It is easier to breathe life into your vision when you are working with a team that is up-to-date about the tools you are most keen to use.

4. Assess Communication and Support

Effective communication is essential for a successful project. Make sure the development team is responsive, open to feedback, and willing to provide ongoing support after the website launch.

5. Discuss Pricing and Timelines

Be clear about the budget and timeline from the start. A good development team will offer a transparent pricing model and set realistic timelines that align with your goals.

Final Thoughts: Investing in E-Commerce Development in Nagercoil

Because the pace of digital transformation continues to reshape business landscapes and related impacts, a strong e-commerce platform will define success. Nagercoil businesses that partner with local e-commerce development teams benefit in many areas-from market-specific insight to prompt support and tailored solutions. With an investment in a well-developed, secure, and engaging e-commerce website, businesses will effectively reach wider audiences, improve customer loyalty, and increase revenue potential.

Whether it's a startup entering the e-commerce market or a well-established company looking to strengthen its foothold in the e-commerce landscape, professional e-commerce development services in Nagercoil assist you in achieving the technical capabilities and support required for success in this competitive digital space. For more info Eloiacs

[tasnimulyafi]

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[railrecipee]

Food on Train with RailRecipe: Enjoy Tasty Meals on Your Journey

Train journeys in India offer a unique experience—beautiful scenery, diverse cultures, and the excitement of travel. One challenge, though, has always been finding good food on the go. RailRecipe has revolutionized this aspect, making it easy for travelers to enjoy fresh, tasty, and hygienic meals delivered right to their seats. With a user-friendly ordering process and a wide variety of options, RailRecipe ensures a hassle-free dining experience on the train. Here’s how RailRecipe makes ordering food on train easy, along with reviews from satisfied customers.

Easy Steps to Order Food on the Train with RailRecipe

RailRecipe’s simple ordering process ensures that passengers can enjoy delicious food without the usual hassle. Just follow these steps:

Visit the RailRecipe Website or App: Start by visiting the RailRecipe website or downloading the RailRecipe app. The app is available for both Android and iOS devices, making it accessible for most users.

Enter Your PNR Number: Once on the app or website, enter your PNR number. This allows RailRecipe to locate your train, coach, and seat details for smooth and timely delivery.

Explore the Menu: RailRecipe has a diverse menu to cater to every taste, from North Indian and South Indian cuisines to Chinese, Continental, and regional specialties. Whether you want a full thali, snacks, or dessert, RailRecipe has it all. For those with dietary preferences, there are options for Jain food, vegan dishes, and diabetic-friendly items.

Select and Confirm Your Order: After choosing your preferred meals, confirm your order and delivery time. RailRecipe offers various payment options, including UPI, net banking, debit/credit cards, and cash on delivery, making it convenient for all passengers.

Food Delivery at Your Seat: RailRecipe coordinates with trusted vendors along your route to prepare and deliver your meal fresh and on time. Just sit back and relax, as RailRecipe ensures your order arrives at your seat, hot and ready to enjoy.

Why RailRecipe Stands Out for Food on Trains

RailRecipe has become a popular choice for train travelers who want more than just the usual limited station fare. Here are some reasons why RailRecipe is the top choice for food on trains:

Quality and Hygiene: RailRecipe partners with FSSAI-certified restaurants and vendors to ensure food safety and hygiene. Each meal is prepared with care, packed hygienically, and delivered with freshness intact.

Variety of Choices: RailRecipe’s menu covers a wide variety of cuisines, so whether you’re craving spicy curries, mild continental dishes, or regional delights, RailRecipe has something to suit your taste.

Special Dietary Options: For travelers with specific dietary needs, RailRecipe offers Jain food, vegan meals, and diabetic-friendly items, allowing everyone to enjoy their meals without compromising.

Affordable Pricing: RailRecipe makes high-quality food accessible at reasonable prices, with different options to suit all budgets, from individual dishes to combo packs.

Secure and Convenient Payment: With secure payment options, including cash on delivery, RailRecipe ensures convenience for everyone.

Positive Customer Reviews: What Travelers Say About RailRecipe

RailRecipe has received numerous positive reviews from passengers who appreciate its reliable service, food quality, and delivery punctuality. Here are some experiences shared by happy customers:

Pooja Sharma says, “I had doubts about ordering food online while on a train, but RailRecipe made it so easy. My food arrived on time, and the taste was amazing! It really added to the enjoyment of my trip.”

Rajesh Verma shares, “I travel frequently, and getting vegetarian food was always a challenge. RailRecipe had so many vegetarian options to choose from, and the food quality was excellent. I’ll definitely order again.”

Rani Gupta, a Jain passenger, mentions, “Finding Jain food during train journeys was always tough. RailRecipe’s Jain food option was prepared exactly as per Jain requirements, and the delivery was prompt. Highly recommended!”

Sneha Patel praises RailRecipe, saying, “I ordered snacks for my kids during our trip, and they loved it! The food was fresh, tasty, and arrived on time. RailRecipe is now my go-to for all train journeys.”

Amit Joshi adds, “I was impressed with the variety RailRecipe offers. From traditional meals to light snacks, they had everything I wanted. The service was excellent, and the food was delightful.”

RailRecipe: Bringing Comfort and Flavor to Your Train Journey

RailRecipe is transforming the way people experience food on trains by making it possible to enjoy high-quality, fresh, and tasty meals with just a few taps. Travelers no longer need to rely on packed snacks or compromise on taste. RailRecipe brings the best of local flavors and favorite meals right to your seat, making your journey as enjoyable as the destination.

Next time you’re traveling by train, skip the hassle of packing meals and experience the ease of ordering with RailRecipe. With a straightforward process, an extensive menu, and high standards of food quality, RailRecipe ensures your train journey is both comfortable and delicious. Safe travels and happy dining with RailRecipe!

[rainet00]

Payout API Provider

Rainet Technology has established itself as the best Payout API Provider company through its exceptional services and commitment to customer satisfaction. With its user-friendly interface, seamless integration, and reliable payout solutions, Rainet Technology has proven to be a reliable partner for businesses looking to streamline their payment processes. The company's dedication to innovation and continuous improvement sets it apart from its competitors, ensuring that clients receive the most advanced and efficient payout solutions available. As businesses continue to evolve and seek more efficient payment solutions, Rainet Technology remains at the forefront of the industry, ready to meet their needs. So, why settle for anything less than the best? Choose Rainet Technology for all your payout API requirements and experience the difference for yourself.

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[beardedmrbean]

Oct. 11 (UPI) -- The Biden administration on Wednesday announced new measures in its ongoing effort to eliminate so-called "junk fees."

President Joe Biden was expected to join FTC Chair Lina Khan and Consumer Financial Protection Bureau Director Rohit Chopra at 11:45 a.m. EDT at the White House Wednesday to announce the latest initiative aimed at prohibiting surprise fees that continue to burden consumers.

The Federal Trade Commission proposed new rules Wednesday that would ban hidden fees on goods and services that continue to nickel and dime American consumers with unexpected costs.

If enacted, the new rules would prohibit junk fees and deceptive charges for airline tickets, hotel and resort bookings, live events, apartment rentals, and utility bill payments -- potentially saving taxpayers tens of billions of dollars each year.

The U.S. Consumer Financial Protection Bureau also issued fresh guidance Wednesday to the nation's big banks, saying they were still subject to the 2010 Consumer Financial Protection Act, which prohibits large financial institutions and credit unions from charging junk fees for basic customer service.

"While small relationship banks pride themselves on customer service, many large banks erect obstacle courses and impose junk fees to answer basic questions," Chopra said in the statement from the agency. "While the biggest banks have abandoned the relationship banking model, federal law still requires them to answer certain customer inquiries completely, accurately, and in a timely manner."

Since taking office in 2021, Biden has called for increased limits on bank fees for bounced checks and account overdrafts, which would save consumers more than $5 billion a year.

Under the FTC rule changes, businesses would have to disclose all mandatory fees up front, which would make it easier for consumers to comparison shop for the lowest price, the agency said.

Airlines would also be required to disclose all fees up front, and eliminate family seating fees, while hidden fees for concert and sports tickets would also be prohibited, the White House said previously.

The proposed rules seek to end bait-and-switch practices across the wider economy and prevent businesses from running up the tab with hidden fees, ensuring customers know exactly how much they are paying and what they are getting from the deal.

The changes would have the effect of sparking more competition in the market, leading to lower prices for consumers, the administration said.

The time savings alone equates to about $10 billion, or 50 million hours, that consumers currently spend each year searching for cheap tickets and hotel stays, according to government estimates.

The Biden administration requested public comments on bogus fees a year ago, with more than 12,000 consumers attesting to the ongoing impact of hidden charges.

"All too often, Americans are plagued with unexpected and unnecessary fees they can't escape," FTC Chair Khan wrote in a press release announcing the next phase of public commentary on the issue. "These junk fees now cost Americans tens of billions of dollars per year -- money that corporations are extracting from working families just because they can."

Khan said the hidden fees take advantage of consumer-protection loopholes while serving as a drag on the American economy.

During the first public comment phase, a majority of consumers said merchants often don't reveal the total cost of a product until the transaction is completed, and the receipt printed with the fees included.

Many also said that sellers often misrepresent the purpose of certain fees, leaving consumers wondering what they are paying for or if they are getting anything at all for the fee charged, the agency said.

"By hiding the total price, these junk fees make it harder for consumers to shop for the best product or service and punish businesses who are honest upfront," Khan wrote. "The FTC's proposed rule to ban junk fees will save people money and time, and make our markets more fair and competitive."

Should the provisions become law, the FTC vowed to enforce the rules by seeking federal damages against companies that do not comply and give those awards back to consumers.

The FTC voted 3-0 to approve the public notice of the proposed rules, which will now go into the Federal Register for 60 days for public comment.

[financialsoftwareandsystems]

RBI Extends Transaction Limits for UPI 123Pay and UPI Lite UPI 123Pay and UPI Lite are two features that RBI had introduced to make UPI payments even more convenient and easy than they already are. Recently, RBI further enhanced these features by increasing their transaction limits. Customers using UPI123Pay, which provides UPI functionality on feature phones, will have a per-transaction limit of ₹10,000, up from the previous cap of ₹5,000. The per transaction limit for UPI Lite was also increased from ₹500 to ₹1,000. Read more on this in the latest issue of Payments Watch. Visit us https://www.fsstech.com/payment-processing/upi

UPI payments

[news365timesindia]

[ad_1] As per the Regulation 30 of the SEBI Listing Regulations CRISIL Ratings Limited has assigned CRISIL AAA/ Stable rating to INR 1,60,000 crore Fixed Deposits of IDFC FIRST Bank.Further CRISIL has reaffirmed CRISIL AA+ / Stable rating and CRISIL A1+ rating to the Tier II bonds (under Basel III) of the bank amounting to INR8000 crore and Certificate of Deposits amounting to Rs.45,000 crores respectively.About IDFC FIRST BankIDFC FIRST Bank is a new age Universal Bank in India built on the foundations of Ethical Banking, Digital Banking, and Social Good Banking. We are building a world class bank in India.As part of the Bank's ethical banking approach, it applies a "Near and Dear" Test to its products, so that the employees of the Bank serve only such products theyd want for their own loved ones. It believes income earned unethically is not worth earning.Therefore, the Bank avoids complicated descriptions, calculations, and legalese that customers don't understand. It abolished all charges on Savings Accounts including for Debit Cards, IMPS, RTGS, NEFT, Cash Deposit, "Non-Home branch" access, Cash withdrawals at ATMs and at branches, 3rd party transaction charges at branches, SMS Alert, Cheque book, Demand Drafts, Pay-order, duplicate statement, and all such services that are usually charged in the market. It follows the principle that it won't touch its customers' bank account for one reason or other. It is the first and only bank in India till date to do so. This applies for all variants of savings accounts including Rural Savings accounts with minimum monthly balance of only Rs. 5000/- and for urban savings account with minimum monthly balance of Rs. 10000/- IDFC FIRST Bank is the first bank in India to offer monthly credit on savings accounts. The credit cards have no hidden charges. It offers Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the bank is highly customer friendly, most often the best in the industry.As part of technology led banking, the Bank has built a modern technology stack and has built an advanced mobile app with 250+ features such as Goal based investing, MF investment assistance, electric-speed payments, Account Aggregator, MF Aggregator, Personal Finance Manager, Auto categorisation of spends, single app for personal and business banking, UPI on Credit Cards, travel and shop, bill and recharges, deals and reward redemptions, which offer great convenience to the customers. For business customers the Bank offers on-the-go bulk payments, ability to pay income tax, GST, customs duty, and connected banking with ERP solutions.As part of the Social Banking theme, the Bank's business model is naturally geared to social banking. It has developed unique capabilities for financing bottom of pyramid customers with consistently high asset quality. The Bank has financed over 40 million customers including 0.3 million SMEs, 0.9 million livelihood (cattle loans), 16 million lifestyle improvement loans (for laptops, washing machine, etc.), 1 million sanitation loans (toilets, water fittings), 6.5 million mobility loans (2-wheelers and cars), and home financing (over 100,000 homes), and 15 million loans to 4.3 million women-entrepreneurs. It also offers other retail and rural loans such as Kisan Credit Cards, harvest financing, gold loans etc.IDFC FIRST Bank is a Universal Bank, and offers end to end Corporate Banking, Trade Finance such as issuance of LCs & BGs, SBLC, Packing Credit, Pre-shipment and Post-shipment Finance, Treasury products including risk hedging solutions like Forwards, Swaps, Options, and other Forex Solutions, SME Banking, Wealth Management, NRI banking, Cash Management, Nostro & Vostro account operations, Escrow facilities, Correspondent Banking, Fastag, Toll-acquiring, Dealer Finance and Purchase/Sales Invoice discounting.

[news365times]

[ad_1] As per the Regulation 30 of the SEBI Listing Regulations CRISIL Ratings Limited has assigned CRISIL AAA/ Stable rating to INR 1,60,000 crore Fixed Deposits of IDFC FIRST Bank.Further CRISIL has reaffirmed CRISIL AA+ / Stable rating and CRISIL A1+ rating to the Tier II bonds (under Basel III) of the bank amounting to INR8000 crore and Certificate of Deposits amounting to Rs.45,000 crores respectively.About IDFC FIRST BankIDFC FIRST Bank is a new age Universal Bank in India built on the foundations of Ethical Banking, Digital Banking, and Social Good Banking. We are building a world class bank in India.As part of the Bank's ethical banking approach, it applies a "Near and Dear" Test to its products, so that the employees of the Bank serve only such products theyd want for their own loved ones. It believes income earned unethically is not worth earning.Therefore, the Bank avoids complicated descriptions, calculations, and legalese that customers don't understand. It abolished all charges on Savings Accounts including for Debit Cards, IMPS, RTGS, NEFT, Cash Deposit, "Non-Home branch" access, Cash withdrawals at ATMs and at branches, 3rd party transaction charges at branches, SMS Alert, Cheque book, Demand Drafts, Pay-order, duplicate statement, and all such services that are usually charged in the market. It follows the principle that it won't touch its customers' bank account for one reason or other. It is the first and only bank in India till date to do so. This applies for all variants of savings accounts including Rural Savings accounts with minimum monthly balance of only Rs. 5000/- and for urban savings account with minimum monthly balance of Rs. 10000/- IDFC FIRST Bank is the first bank in India to offer monthly credit on savings accounts. The credit cards have no hidden charges. It offers Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the bank is highly customer friendly, most often the best in the industry.As part of technology led banking, the Bank has built a modern technology stack and has built an advanced mobile app with 250+ features such as Goal based investing, MF investment assistance, electric-speed payments, Account Aggregator, MF Aggregator, Personal Finance Manager, Auto categorisation of spends, single app for personal and business banking, UPI on Credit Cards, travel and shop, bill and recharges, deals and reward redemptions, which offer great convenience to the customers. For business customers the Bank offers on-the-go bulk payments, ability to pay income tax, GST, customs duty, and connected banking with ERP solutions.As part of the Social Banking theme, the Bank's business model is naturally geared to social banking. It has developed unique capabilities for financing bottom of pyramid customers with consistently high asset quality. The Bank has financed over 40 million customers including 0.3 million SMEs, 0.9 million livelihood (cattle loans), 16 million lifestyle improvement loans (for laptops, washing machine, etc.), 1 million sanitation loans (toilets, water fittings), 6.5 million mobility loans (2-wheelers and cars), and home financing (over 100,000 homes), and 15 million loans to 4.3 million women-entrepreneurs. It also offers other retail and rural loans such as Kisan Credit Cards, harvest financing, gold loans etc.IDFC FIRST Bank is a Universal Bank, and offers end to end Corporate Banking, Trade Finance such as issuance of LCs & BGs, SBLC, Packing Credit, Pre-shipment and Post-shipment Finance, Treasury products including risk hedging solutions like Forwards, Swaps, Options, and other Forex Solutions, SME Banking, Wealth Management, NRI banking, Cash Management, Nostro & Vostro account operations, Escrow facilities, Correspondent Banking, Fastag, Toll-acquiring, Dealer Finance and Purchase/Sales Invoice discounting.