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illusionlockarchive · 5 years ago

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pazam: a mess, truly a mess

so i usually dont do these kind of posts, i guess you could say its a call out of some sort? but i never liked that word, i prefer rather to just compile sources on WHY people would believe that a certain person is not truly as nice and understanding as they seem. consider this more of a psa post, detailing on whats going on with pazam on the sfm community, why so many people are against them.

So, a while back, tumblr user jymble made a post on the main tag stating that pazam was transphobic. they linked back to this post, which contains screenshots of pazam in a group chat stating that they do not feel comfortable with the idea of trans people. now, this did happen 9 months ago, true. however, for the record, pazam is already an adult, 24 years old, so they should have some tact. and as further and more recent events will show, they actually havent changed that much at all, at least not as they claim.

the screenshots should be in the post, but here is a transcript

[Screenshot one]

Pazam:

What????? Why?????

I literally HAVE NOT been doing ANYTHING malicious to them

And if it did I apologized

Yes I do have discomfort about them but I keep it to myself

Why are you doing this????

[End screenshot one]

‘Them’ here refers to trans people in general. Notice the defensive and victimizing stance they almost immediately take upon being confronted about their feelings on trans people.

[Screenshot two]

elliott:

of COURSE you dont

sammaku:

Like specifically

Elliott hush

Pazam:

This whole concept of transness and changing your gender physically

I hate to say it again but it weirds me out and it makes me question my own gender which flings me into anxiety, depression, and obsession

sammaku:

Its fine to not understand but are you willing to learn about it

Pazam:

I don’t want to talk about this anymore

sammaku:

That depression anxiety and obsession just comes with gender issues

(the rest of the text is cut off)

[End Screenshot two]

notice once summaku asks them if they would at least be willing to learn about it, pazam immediately deflects it by saying they dont want to talk about it anymore.

[Screenshot three]

Pazam:

Seriously??? That’s all it takes????

Wow I’m a moron

I’m sorry for all the trouble I’ve caused to you

@.aziraphale @.elliott @.sammaku

I just don’t get this stuff period

And I’ve gotten into trouble with this stuff before

I’ll probably never understand it for the rest of my life but I’ll try to be more tactful around y’all

Especially since you’re all young

And I’m like an adult

[End screenshot three]

While at first this would seem like they had finally learned their lesson and apologized, the things they add on after the @s become quickly worrying. Not only do they admit to ‘have gotten into trouble with this stuff before’, meaning they have probably shown their transphobia in other places and been called out, but they also stand firmly on the fact that they will never understand it or ‘get’ it.

And of course, as jymble points out, the implication that the people they were talking to were only acting like that because they were young.

A while after this post was made, Pazam had posted an apology, and went onto contact jymble asking for the post with the evidence of their transphobic to be taken down. The reason? They were afraid people would see it and think they were still transphobic and not give them a chance.

In this more recent post, you can see the conversation play out between Pazam and jymbles. Long story short, Pazam feels that it’s unfair that that post is still up after they apologized, and jymble of course said they would rather not take it down, people deserve to know what they did and take their own conclusions, even if that involves avoiding them. How does Pazam respond? By flat out deleting the apology post. I’d love to show the apology post to give you both sides of the story but I cannot anymore, because Pazam in a very bizarre move just deleted it because they got mad a trans blogger wouldn’t take down their post with proof.

Here’s the transcript of the screenshots:

[Begin Conversation]

rebloggidy (Pazam’s personal):

I’m by no means transphobia-free after learning what I’ve done but at least I know my actions and am making an effort to be a better person towards trans people.

rebloggidy:

Hi again. So I hate to be that person but would it be ok if you took down that post about the transphobia claims? I know it took me 9 months to apologize but if people only see your side of the story and not realize the post I saw they’ll take it out of context and still think I’m transphobic. Do you understand?

jymble:

... i already told you im not taking down the post.

[jymble sends a screenshot of her own message in a previous conversation, the screenshot reads as follows:

however, i dont think im taking the post down, nor am i entirely comfortable with you interacting with me either. people deserve to know how you acted with this stuff, until youre really and truly *better* with it instead of just trying, and i was a direct target of it]

jymble:

you oughright told me "im by no means transphobia-free", word for word sorry, but i told you before. im not taking the post down.

rebloggidy:

I remember that. But what I'm trying to say to you is that if people who read it out of context will immediately think I'm still transphobic without the other side of it (my comment)

And I don't want people to think that in the future

jymble:

if people make assumptions without looking at the entire situation, thats on them

i am not deleting the post and thats final. people have a right to know what youve done, and they have a right to be uncomfortable

rebloggidy:

I'm ready to take down my post because frankly, I'm sick and tired of having to justifiy something that I did 9 months ago, and that people grow and learn even not 100% during that time and I'm ready to move on.

I'm still into smile for me and feel free to make a blacklist of my name so anybody who rbs my work on your dash can have it hidden or something.

Take care.

[End conversation]

a lot to unpack here, but perhaps most notable is when jymble simply stands her ground and tells pazam she wont take down the post, pazam straight up decides, without being told to or anything, that they should take down their apology. later on, they made a post stating why they deleted the post, and saying they had ‘been forced to’.

I also would love to link it here, but as of now of writing this, like, not even an hour or so after I had seen that post, it got deleted. The only memory I have of it is a conversation I had with my boyfriend about Pazam, in which I copypasted a fragment from that post that read:

“ So for those wondering where the apology post went, I was forced to delete it. I wanted to archive it in some way so I could pull it up for reference, but there was no way I could. Also I didn’t really want to see it every time on my blog because quite honestly it’s upsetting to look at.”

There are some lies and twisting of truths here. Pazam wasn’t forced to delete it, they decided they should do it as a way to somehow get back at jymble. And the excuse that it was upsetting for them to look at is just inexcusable, what matters most, letting people know of what youve done and that youre sorry, or just never addressing the situation?

But, well, I’m just hoping you’ll take my word for it. As you see, Pazam has officially deleted ANY traces of acknowledging this situation on their blog.

This worries me. If Pazam is truly as concerned that they will be seen as transphobic as they claim, why are they deleting anything that could give them a chance of showing their own side of the story?

Now, that is the end, for now, of Pazam’s history with transphobia. However! It is not the end for some other very shady things.

Namely, Pazam has consistently whitewashed characters from Smile For Me, specially Kamal, and when called out on it, simply deletes the asks.

Want to know how I know this?

I sent them an ask myself. I had come across this picture of Boris and Kamal:

And I knew that this wasn’t right. I can understand using light colors and doing watercolor, but if they can make Boris’ hair brown and vivid enough, why not Kamal? He looks like another character completely, or like he’s deathly sick!

So I sent them an anonymous ask, perhaps a bit exhasperated, true, and my wording could be better. It went something like: “i am begging you to draw kamal with darker skin”.

I waited, checked. But nothing came of it. They never answered it.

Pazam flat out ignored when they were told they had drawn a canonically brown man with skin way too light. Not even a lone text post saying ‘hey anon, i dont agree with you’ or ‘hey anon im sorry it wont happen again’. Nothing. No word, no opinion.

And with this situation going on with them evading responsibility, I can’t say I’m fully surprised.

And, yet another thing. People had expressed concern over the fact they had drawn their Flower Kid, who is 17, in very intimate and close positions with Dr. Habit. It included nuzzling faces, cuddling in bed together, wearing his coat...

And they did hear the claims this time. As of now, their Flower Kid is 24, according to them.

Except... They do not look 24. At. All.

this is a 12 year old. at best. short body, stubby legs, big head. those are all attributes of a very young character, usually children. like, legitimately, thats how childrens anatomy is in real life. the younger the person, the bigger their head is in proportion to their body.

We have already had an adult trying to justify drawing their flower kid who barely looked like an adult if at all in intimate situations with Habit. Let’s not let it slide by again.

And yes, I’m aware Pazam claims that those pictures were not supposed to be interpreted as romantic, ‘only platonic fluff’ and that they intend to keep it that way, but I have talked to my boyfriend who is a survivor and he said it very well could be a case of someone just trying to cover their tracks.

BUT, all that being said, maybe this one particular instance could be just us being wary. Still, it does not diminish all that they have done, specially ignoring the whitewashing claims.

What you are going to do with this information, I do not know. Maybe you don’t care and will keep reblogging their content. Maybe you’re disgusted by them. But I’m just here to give you the facts. Personally though, I’m not willing to give them much of a chance after the way they’ve behaved. They are 24 years old, three years older than me, and I think I could do a better job of handling a situation like this, frankly.

#don't be scared. i am here with you.#smile for me #smile for me game

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let-it-raines · 6 years ago

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Second in Command (Epilogue - Part Seven)

Summary: Life as the “spare to the heir” isn’t all that it’s cracked up to be when you’re the supposed screw-up of the family, but people don’t know what really happens behind closed doors.

Rating: Mature

A/N: You guys are totally going to be annoyed with me for how I left it on a cliffhanger when I totally didn’t have to except to show some character growth and how things change...which I guess is exactly the reason I ended it that way :D

Found on AO3: Beginning | Current

Tumblr Chapters: | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14| 15 | 16 | 17 | 18 | 19 | 20

Epilogue Parts: 1 | 2 | 3 | 4 | 5 | 6 | 7

Tag list: @nikkiemms @resident-of-storybrooke @kmomof4 @wellhellotragic @ekr032-blog-blog @bmbbcs4evr @onceuponaprincessworld @jennjenn615@a-faekindagirl @mayquita @captainsjedi @captswanis4vr @kristi555 @teamhook @skyewardolicitycloisdelena91 @branlovesouat @dreadpirateemma @alys07 @andiirivera

“Can I come in, son?”

“Yeah, of course,” Killian answers automatically, the shock of his father just showing up at his door stunning him for only a moment. It’s not like he never visits. He usually just calls or texts first. “I didn’t know you were coming over, dad. Why didn’t you call?”

“Oh, I was visiting the kids and thought I’d drop by since I knew that the two of you had returned home.” His dad steps inside, squeezing his shoulder before leaning down to pet Indy. “Hello, darling,” he then greets Emma, kissing her cheek before wrapping her up in a hug. “How are you feeling today?”

“Good, good,” Emma insists, her eyes still blown wide as if she’s actually been shocked. He knows she’s still a bit rattled from the flight and her nausea. The same thing had happened when they went out sailing the morning of their anniversary, before the disaster of the rest of that day, and even though he had been wary of it, Emma insisted she was fine. She never said she wasn’t, but the green of her face told him otherwise. “How are you?”

“Kicking pretty high for my age.”

“You are not old,” she laughs, tugging on Indy’s leash. “Do you mind if I take Indy for a quick walk? Let her run around a bit. She’s been told she’s going outside, and I’m afraid she’ll freak out if she doesn’t get to go.”

“Of course, dear. I’ll chat with Killian, and the second you two come back inside, I want to hear all about how you’ve been since you left us to go holiday in the warm sunshine. I swear it’s rained for the past week.”

“Sounds like a plan.” Emma takes a step over toward him, leaning up and kissing his cheek, whispering that she’ll be right back before taking a step outside with Indy and leaving him with his dad.

“Do you want something to drink? Eat?”

“I’m fine.” His father begins walking to the living room, settling down into the recliner he prefers when visiting all while Killian sits down on the couch next to him, only a side table between them. “So how was your holiday?”

He almost chokes on his own saliva thinking of all of the things he absolutely cannot tell his father about their holiday as well as wondering if he should bring up the privacy issue just yet. He doesn’t know, is never truly sure about these types of things. He could have a nice, normal conversation with his father or it could turn into another tense, stressful one. He’s had enough of those for a lifetime, but he also knows that he doesn’t have all of the time in the world to fix this. He’s got fewer than four months, really.

“It was wonderful,” he finally answers, his lips ticking up on one side. It really was wonderful to get away with Emma and only have each other for awhile despite the disaster that was their anniversary. It got better, though. It wasn’t completely bad. They had the sailing trip and the takeout meal that was better than anything else they’d eaten if only for how comfortable they both felt. He felt his son move for the first time, which was bloody brilliant and most definitely his new favorite thing. “It’s a gorgeous island. Emma mentioned something about asking you to make our beaches like that.”

Brennan barks out a laugh, the wrinkles on his face all gathering together while his gray hair shakes the slightest bit. If Killian was a betting man, he’d guess his dad is getting his hair cut in the next two or three days, keeping up with his lifelong schedule of haircuts. “If only I could. That would be bloody wonderful. But I like the way she thinks.”

“She’s definitely a brilliant dreamer.” He trails off toward the end of his sentence, looking down at his hand and twisting his ring around his finger, his constant physical reminder of his lifelong commitment to Emma, as if he really needs one. “Can I talk to you about something, dad?”

“Of course.”

“I know, well, I know that things were different when I was a kid, that technology wasn’t as advanced, that I was a bit of a surprise child and that you were on the older side when I was born.”

“Well, why don’t you just call me elderly then, Killian? And you have absolutely no proof that you were a surprise child.”

His dad laughs when he speaks, but Killian isn’t finding a lot of humor in it, knowing that he’s likely going to upset Brennan with his words.

“What I mean is, I know you weren’t really, truly involved in my life. And I’m not blaming you or trying to make you feel…upset, but I need a very particular kind of advice that really only you and mum or Liam and Abigail can give. And I’m honestly not even sure you can give it.”

“What’s wrong, Killian?”

He takes a moment to collect himself, hundreds of words on the tip of his tongue but none of them feeling quite right. But he has to say something, so he might as well speak the truth.

“How the hell am I supposed to be a father in a world where I can’t protect the privacy of my wife and my child? There were, um, photographers who rented out a house and used scopes to take pictures of us on the beach. And Emma and I got into a pretty nasty argument about it. She’s worried…I’m worried about Andrew’s privacy. We want him to live a life as normal as possible. We don’t want photographers following him to school or to the park, and I just – I don’t know how to fix it.”

He’s been clenching his fist all while he talks, the tenseness in his hand almost painful while hot tears form in his eyes, every fault and every insecurity he’s had long before the fight with Emma coming back and assaulting his senses, making everything a dark, cloudy blur.

Brennan looks calm, secure, the blue of his eyes not changing while his eyelids rapidly blink, his brows furrowing and the lines on his face increasing. Has he said too much? Shown too much emotion? Asked for the impossible?

“The fact that you have very obviously beaten yourself up about this proves that you are a better dad than I ever have been.”

“That’s not what I meant, dad. I didn’t – ”

“I know, Killian. I’m not taking offense to anything. I was a poor excuse for a father for the majority of your life. I was focused on Liam, on my job, on the protocol and the way that my father raised Albert and me. All I knew was that fathers were not supposed to be close to their children, and as much as that hurt me as a child, I stupidly believed it. The fact that you have forgiven me is something I still can’t believe.”

He leans over and places his hand on Brennan’s knee, patting him before leaning back and wiping at his eyes. “I did it for me, but with the way you’ve worked to change, you deserve it.”

“Thank you, my boy.” His father smiles, settling back into his chair and crossing his hands together in his lap. “But this is not about me. This is about you and your family. So you don’t want Andrew in the public eye? At all? Is that what you’re saying?”

“I mean, we haven’t discussed it in serious length, but yes. I’m sure that Emma will be okay with releasing the occasional photo or having him join us when we go overseas so we don’t have to be apart from him, but I think we’re going to have to take a step back in traditions. And when he gets older, I think we may need to move somewhere much more private.”

The front door opens then, the alarm beep sounding at the same time that he hears the click of nails and the squeak of sneakers as well as Emma’s voice. He straightens up, fixing his hunched back and sitting against the couch in as much of a relaxed position as he can.

“Go find, Killian, girl, yeah,” Emma coos, her voice getting louder the closer she gets to the living room. And then she’s in view, Indy running in first and jumping up on the couch before getting down once she spots Brennan, less familiar people always more exciting than him. Emma walks toward him, sitting down in the seat Indy just vacated and reaching around him to tangle her fingers in his hair, stroking the strands. “What’s wrong? Your shoulders are tensed.”

How the hell does she always know?

“Killian and I,” his father answers for him, seemingly understanding that Killian wasn’t sure what to say, “were simply talking about how you two seem to be suffering from some privacy issues and are worried about your child’s future, that you want Andrew to lead a more private life than normal.”

“Oh,” Emma gulps, her hand stilling in his hair before beginning again, “well, yeah. I know that we all grew up differently and that my childhood isn’t really an option, but that’s what I want, what we want. We want him to be able to be a kid, you know? I don’t want him to be used to cameras everywhere he goes. I don’t know how we’d fix that, but that’s definitely my top priority right now. And forever probably.”

His hand finds Emma’s knee, thumb running back and forth over the material of her leggings while she speaks. He’s here with her, for her, consistently, and he hopes that she knows this.

“Why don’t you two give me some time to think things over? I’ll meet with security. We’ll work out some plans and ideas. You two should probably talk to Liam and Abigail. It’s not, well, it won’t be exactly the same. You have more freedom than them, and they’re not quite as private as the two of you. But they do have experience in all of this.” “Thank you, Brennan,” Emma sighs, leaning back into the couch and scratching at his neck, his eyes fluttering closed for a quick moment.

“Of course, but at the end of the day, above everything else, we’re a family. How you two feel is far more important than any sort of duty and tradition we have, even if I do ask that we stick to the important ones.”

“Actually, I have something else that I want to talk about.”

His head snaps to her, eyes searching for what she has to say, but she’s not looking at him, her gaze trained on the wag of Indy’s tail while her fingers tap over his on her leg, the hand in his hair having stilled.

“What do you want to talk about, love?”

She looks at him then, the smallest of smiles on her face that comforts him the slightest bit, before directing her gaze to Brennan. “I don’t want to walk out of the hospital all made up hours after giving birth. Kudos to Abigail. She is a badass woman for that, but that’s not what I want. Andy doesn’t need to be exposed to so many people as a newborn. I don’t need to be all dressed up when I’ve just given birth. I don’t care about tradition when it comes to this. This is what I’m doing, and I really feel like it’s the first step in taking a stand about him not being some kind of public property.”

He didn’t know she felt that way about any of that, nearly every word she said news to him, but he gets it, supports it. If that’s what Emma wants for this, that’s what they’ll do. He’s never quite understood that tradition anyways, and he likes the idea of a more private celebration with just them and their families while Emma heals and they adjust to the terrifying process of being parents for the first time.

“I’m not sure we can do that, dear.”

“What?” His head snaps over to his dad, trying to process the words. “You literally just said that how we feel is more important than any duty we have.”

“But that we need to stick to the important traditions, yes. New family members are an important tradition.”

“Brennan,” Emma grits, her voice strained as she tries to keep it friendly, “I respect our family and all of the traditions we have, but I am not some kind of human machine who’s only here to produce babies. Yes, of course this is a big deal, but it’s a big deal for us as a personal family, not as some part of the institution. You can still put the sign up, make any and all announcements you want. Hell, I’ll release a picture if we have to, but all I’m asking is that we’re allowed to leave and travel home in peace.”

“I agree, dad. I mean, really. Of all of the things we break and bend, of all of the things we change, surely you can let this one thing go? It’s not hundreds of years ago where people are faking pregnancies and paternities to keep the line intact, which was ridiculous then. I think letting family be family is the most important thing, don’t you?”

“Aye, it’s just…you’ll have to forgive me.” Brennan runs his hand over his face, visibly warring something within himself, the lines on his face stressing. “You were right earlier when you said things are different now. These are not things that I really went through with you, not as prevalent as you. Emma, dear, I’m sorry. I don’t…I shouldn’t have ever considered making you do something you’re not comfortable with. I love you dearly, and you and Killian know what’s best here, not me.”

“I don’t want to disappoint you,” Emma says, getting up from the couch and sitting down on the edge of the coffee table so that she can squeeze Brennan’s hand. “You are so brilliant, and you uphold this family so well. I know that I’m different, that it was difficult to accept me, but change can be good, you know?”

“I know.”

Brennan stays for a little while longer, hashing out a few more details with them before accepting a cup of tea and some food, finally listening to them talk about their holiday all the while scratching behind Indy’s ears, her eyes closed in bliss the entire time. It’s peaceful, relaxing, and he feels his shoulders loosen the longer the conversation goes on, Emma’s laughter and joyful voice sounding throughout the room. In the back of his mind, though, he keeps replaying the conversation, thinking of everything he said, everything they all said, and he’s amazed it all went as smoothly as it did, surprised that his father acquiesced to their private exit from the hospital so easily. He had no idea that Emma wanted that, and he wonders how long she’s been toying with the idea, how many late nights she’s spent worrying about bringing it up. He knows she didn’t just think of it now, that it wasn’t spur of the moment, and he tries to remind himself to ask her about it later, to make sure that there’s nothing else she’s hoarding inside.

She goes through enough, has gone through enough over the years, and she shouldn’t feel like she has to hold things back from him.

But he saves his thoughts for later, letting his dad leave and letting Emma take a nap, her eyes falling shut without her even laying down on the couch. He wakes her before she can get into too deep of a sleep, though, knowing that it’ll hurt her back, and helps her go upstairs to their room, ignoring the curses she’s muttering under her breath about him waking her up. While she sleeps, he goes downstairs to his office, answering emails and clearing out his inbox that he left alone while they were in Spain.

Summer is normally a slow time for them, June and July full of engagements while August is usually taken off to spend in Balmoral. Emma’s due in September, though, a few days after his birthday, and she’s not working after August begins. He is, though, doing his regular work and making a few short trips, making sure never to never travel more than three hours away in case he needs to be home.

But that doesn’t mean he doesn’t have things to do now, organizing his files and reviewing the financials for Kidding a Goal until Indy comes walking into his office, her nails clicking against the wood until she’s staring up at him with her mouth wide open, tongue practically falling out of her mouth. He checks his watch and sees that it’s far past seven. He’s surprised she didn’t come and get him two hours ago.

“You ready to eat, my girl?”

That gets her tail wagging before she takes off, running toward the kitchen at such a pace that she’s probably there before he even gets up from his chair. Sure enough, she’s already waiting next to her bowl like the most well-behaved dog in the world, which is not something he expected when he and Emma decided to get a dog last year. But she’s done well, their training working most of the time, but Indy does have the tendency to lick his face when he’s sleeping. He’s not a fan of that.

But she’s his best bud and a constant companion on his runs, so it all evens out.

After feeding her, he hears footsteps coming down the stairs, Emma wandering into the kitchen with sleep-rumpled hair and pillow streaks on her face, her pajama top falling off of one shoulder. She immediately heads toward the fridge, grabbing a bottle of water and some yogurt before settling down on a barstool.

“How’d you sleep?”

She grunts in response, opening her yogurt and eating a large spoonful. “I hate being pregnant sometimes.”

“So not well then?”

“Nope. I felt like my guts were all being squeezed out, but do you know who’s not moving now that I’m awake and out of bed?”

“Andy.”

“Yep.”

She keeps eating her yogurt, quickly finishing it up before getting another carton. He should probably fix something for dinner so she doesn’t consume the entire yogurt supply in their fridge.

“Hey, sweetheart?”

“Yeah?” she mumbles, pulling her spoon out of her mouth and looking up at him, her hair deflating the slightest bit from when she came down.

“You want to tell me what that was earlier? With my dad. When did you decide you didn’t want to do the public announcement?”

“Oh, um, I first thought about it a few weeks ago, but it was really driven home after last week. Why? You have an issue with it?”

“No,” he laughs, leaning down across from her and propping his elbows on the counter. “I think it’s bloody brilliant, that you are brilliant. I like that you want to do things your way…our way. It’s very sexy.” “Oh boy, if you’re looking to get laid right now that is not happening.”

“Well damn. Now I have no reason to compliment you.”

“Shut up,” she groans, tossing her spoon over into the sink, the metal clanking. “But seriously, you’re okay with all that, right?”

“Of course. I want you to do what makes you comfortable. I’m not the one giving birth.”

“Damn right. I think I’m going to give your dad a heart attack though.”

“Aye, definitely. I know he’s trying and he’s being accommodating, but I could practically see the fear of breaking traditions rolling off of him in anxiety-filled waves. But he’s seventy-three. Some things just aren’t going to change.”

“So basically we hit the jackpot today?”

“Yep.” He walks over to the fridge, opening it up and seeing what they have left over from before they left. “What do you want for dinner?”

-/-

“Bloody buggering hell,” he curses, bringing his thumb to his mouth and soothing where he just jammed his finger on the wood.

Building a crib should not be this difficult, but it apparently is. He’s been following the instructions exactly, making sure that each piece is doubly secure, and he’s not sure how it’s taking this long. He should be finished, this crib should be made, and he should be able to move onto the shelves or Emma’s glider that she was insistent on them getting.

He’s spent more time in this room in the past month than he has in any other room in the house, June somehow running away with itself all while he’s been hidden away within these four walls. It took a month and a half for he and Emma to decide on a simple light gray, one that he’s pretty sure is also in their bedroom, but honestly, once they both agreed on the color (likely because they have agreed on it once before), he wasn’t going to say anything else. He did pick out the gray-ish blue that’s on the wall with the shelves (or at least where they’ll go once he gets to them), so he’s pretty proud of it.

Neither he or Emma are much one for designing, though they have gotten a bit more into it since the remodel of the apartment, but he’s pretty proud of how Andy’s room is shaping up, even if the lad will stay in the bassinet in their room for awhile. It’s a simple room, clean lines and clean colors. All of the furniture are different shades of white and warm browns, woods really, with natural accents. Abigail gifted them a large wooden giraffe along with some leaf and animal prints, so those are sitting in the corner waiting to be placed after all of this furniture is built.

His favorite part, though, is definitely going to be the little sitting area by the shelves and the changing table. He’s not under any impression that this is going to be a calm room, a place to relax, but he figures there have to be times when he’s rocking Andy back to sleep in that very spot, the shelves filled with colorful children’s books that’ll become routine reading one day as well as being filled with several stuffed animals and photo frames that he can’t wait to update with pictures. Of course, the cabinets below will be filled with the essentials, the things no one likes to talk about like diapers and nipple cream (that was something Emma did not want to know about, and he honestly doesn’t blame her), but they’re definitely still in the dreamy, picture perfect nursery phase where the messiness of a child isn’t quite a factor.

Really to him, as much as he knows this is real, as much as he sees the physical proof, feels the physical proof (which holy shit is it incredible to be able to feel his son move), it’s still difficult for him to comprehend that in two months he and Emma will have a child. It’s something they’ve talked about for years, something they were planning on, but it’s difficult to put into words just how much love he has for his son.

And his wife.

She’s a rockstar in every sense of the word, and if he doesn’t mention it enough, Emma sure as hell will. He loves her fiercely, and that love is another thing that he can’t quite put into words. He honestly doesn’t understand men who moan and groan about their wives constantly. If anything, he finds it disgusting. Yes, you’re going to have disagreements with your significant other. That’s natural when you decide to spend your life with someone who has their own wants, needs, and opinions, but at the end of the day, his wife is his best friend. If there’s anyone he wants to spend time with, it’s her. No question.

If the answer to who your best friend isn’t your spouse or the person you’re marrying, he doesn’t understand why the hell you’d bother getting married. His mates are great, but they’re not Emma.

Maybe he is a bit of the cheeseball that Emma always claims him to be, but he likes it that way.

He’s definitely going to embarrass his kids. All of the time. He can’t wait. He’s got a few years, but he can’t wait.

“You know we can hire someone to do this, right?” Emma asks, a bit of laughter in her tone that makes him roll his eyes. His best friend, most definitely. The teasing is just a small part of that.

“Aye, but I’ve started it, and I intend on finishing it.” “Okay, but the crib doesn’t need to fall apart while there’s a baby inside of it, and the glider doesn’t need to fall apart while I’m sitting on it. That’s, like, a double disaster, and I know you lived by yourself for a long time, but I’m pretty sure you’re not capable of that anymore.”

“Oh, really? Because I was just going to make them as unsafe as possible so that I could live by myself again. I miss being able to stretch out in the bed.”

“You’re so funny,” she teases from the other side of the nursery where she’s putting away the washed clothes in the closet, organizing them by size. He swears they have enough clothes to last Andy for the first two years of his life, and that’s not counting the piles of things he knows David and Mary Margaret have at their house. “I think I may have bought him too much stuff. I don’t even think I own this many things.”

“You don’t mess your clothes up multiple times a day.”

“Good point.”

“I tend to make those.”

“Eh. Debatable.”

“Not at all debatable.” He turns back to the crib, looking at the instructions to see if he can remember where he left off before Emma distracted him. “Shit, this is impossible.”

“I can call my dad, babe. It won’t be a problem. He’s a bit handier than you.”

“Please, I am plenty handy.”

“Okay, well being handy with me is not the same as being handy when it comes to building things.”

“If we call your dad, he’s going to take over. I want to do some of this myself.”

“I will tell Dad just to help. Come on, babe, you love spending time with my dad.”

“Only now that he doesn’t give me the scary speeches anymore.”

“Yeah, I bet those were a lot of fun.”

“I mean, it’s been a solid half a decade since I’ve gotten one, but he still shakes me to my core.”

He hears Emma laugh, snort really, before she makes her way over to him, slowly settling down on the floor next to him and waving her hand until he gives her the instructions. She looks over them while looking at the crib, her eyes continuously darting between the two.

“You put part G in backwards. That’s why nothing after that is fitting.”

“Bloody hell,” he curses, reaching over and taking the instructions from her hand and checking to see if she really did just solve his problem, “how did you see that when I’ve been staring at it for the past hour?”

“Fresh eyes, my love. Fresh eyes.” She leans forward and kisses his cheek before falling back against the wall. “And that’s exactly why calling my dad and asking him to come over in the morning will be a great idea. I bet Mom will want to come too, and she does a mean job with a power drill.”

So Emma calls her parents who agree to come over in the morning. On top of moving, they’ve also begun to change around the hours of the pub, opening it earlier and letting Will close it out at night. And it’s because of this that they show up at eight in the morning, he and Emma both still asleep when their doorbell rings. Emma groans when she hears it, burying her face into his chest and making it impossible for him to get up without disturbing her. He can feel Andy summersaulting around in her belly, and he smiles to himself knowing that she’s going to have get up. She can’t sleep when he’s moving around like that.

He can’t sleep when Emma’s basically running marathons in bed, but that’s not something he’s going to voice out loud. He can get up and sleep in a guest room if he needs to. Emma can’t get up and walk away from the person who’s running marathons in her stomach.

There’s two human feet inside of her. That’s pretty weird if he thinks about it too much.

Okay, so really weird.

Slowly but surely he gets out of bed, letting Emma flip over into his spot, and heads downstairs to open the front door. David and Mary Margaret have a key, but they never use it, always waiting for either he or Emma to open the door for them, which he appreciates after one too many times having them walk in on he and Emma.

“Hi,” he greets, opening the door and ushering them inside. “Emma’s still asleep, but I’m sure she’ll wake up soon. Do you guys want some breakfast?”

“We ate at home, sweetie,” Mary Margaret greets, giving him a quick hug before David does the same. “So Emma said you guys were having some issues in the nursery.”

“I believe that it was more like Killian not being able to put together a crib in under three weeks.”

“So funny, Dave,” he bites, rolling his eyes and locking the door. “I did eventually figure it out. I just think this mid-July heat is obviously getting to me. Or maybe nerves. I’m not too sure.”

“Well, let’s go help then. We’ve got to be at the pub at two, but I think we should be able to get things done.”

After he fixes himself some coffee, not nearly as wide awake as David and Mary Margaret, they head upstairs and begin working in the nursery, assembling the shelves and drilling them into the walls in half the time that it would have taken he and Emma had they done this by themselves. So maybe help isn’t all bad. Before Emma even wakes up, they have the shelves installed and pictures securely nailed on the wall. There are books already being stacked, stuffed animals and knick knacks being placed, and all of the fun nipple creams and breast pumps being placed in the cabinet.

They’re working on the glider when Emma finally wanders in, her hair falling out of its band so that half of it spills down her back while the other half is piled on top of her head, and she’s got her glasses on, something she only does when her eyes feel too puffy to put her contacts in.

“Hey, sweetheart,” David greets, finishing tightening the screw he’s working on before getting up to embrace Emma. “How are you feeling?”

“Rough today. I think the little dude’s a giant or something because he crushes my lungs and my bladder at the same time. So I can’t breathe, and I have to pee. So, yeah, it’s fun.”

“I’m sorry.”

“Thanks, dad. It looks fantastic in here. You guys have done so much. I feel like we’re not going to have anything to do in the next two months if we finish all of this.”

“That’s kind of the point, love.”

“Yeah,” she yawns, covering her mouth, “I know. Mom, do you want to come and rest with me in my room? My back hurts today, and I just can’t sit on the floor in here with you guys.” “Of course, hon,” Mary Margaret answers, walking away from the closet and stepping over to Emma before she rubs up and down her back. “Are you sure you don’t want Killian to join you? David and I would be fine to work on our own.”

“No, it’s fine. I bug him all day, and I’m kind of thinking that you can paint my toes for me or we can watch movies or something. It’s been awhile since we’ve done that.”

“Text me if you need me, love,” he tells Emma, his eyes tracing over her in a bit of concern. It’s difficult watching her be uncomfortable or miserable on some days when he literally can’t do anything about it.

“Yeah, babe, I will.”

Emma and Mary Margaret walk out of the room, their voices fading away as they walk into their bedroom one room over, and he’s left with just David who promptly gets back to work finishing building the chair. Music plays in the background, an eighties’ playlist he thinks, and it doesn’t take longer before the chair is completely together and he’s sitting in it testing it out. It’s comfortable, probably one of the best seats they have in the house, and he can definitely understand why Emma insisted on this one after shopping around a bit.

“How does someone so small have so much stuff?”

“My child is twenty-eight years old, we don’t even live in her childhood home anymore, and I swear things of hers still pop up all of the time.”

“That’s likely because Emma leaves everything all over the place.”

He folds his hands behind his head, closing his eyes and rocking back and forth while Cherry Bomb plays in the background, which is definitely not a nursery appropriate song. Or maybe it is. Who needs Mozart when you can have The Runaways?

“So is Emma like that every day?”

“Like what?” he asks, popping an eye open to look at David who’s sitting against the shelves, which can’t be good for his back. God, how old is he getting if his first concern is for someone else’s back?

“Exhausted.”

“No, not every day. She’s usually got a hell of a lot of energy, even if there’s always a nap. I think she had a restless night. She’ll tell me like it is, though. If she’s having a bad day, she’ll let us know.” “What about you?”

“Well, I don’t have a baby crushing my lungs and my bladder.”

“True,” David laughs, running his hands through his short hair. Killian swears it’s gotten more gray in the past year, the blonde nearly disappearing. David is only fifty-two, so he’s not exactly older. Hell, if it weren’t for the wrinkles on his forehead and the gray hairs outnumbering the blonde, he’d look much younger. “But I remember being a dad for the first time. It’s terrifying, so you’re allowed to be scared.”

“I am. It’s…” He reaches up and scratches behind his ear, his hair getting long enough that he knows he needs to get a haircut soon. “Emma and I try to make sure that we keep up our normal routines, that we have our normal conversations without talking too much about the baby, but it’s kind of hard, you know? It’s like we’ll be talking about going out to eat and two minutes later we’re making a list of middle names or speculating if he’s going to look more like me or Emma.”

“I know. But it’s an exciting time, Killian. There will never be anything like it, and if you want to talk about the fact that you’re having a kid, you should. You and Emma have been together for so long, and I really don’t think your relationship is going to struggle if you’re not sitting around making references no one else understands for hours on end.”

“Oi,” he protests, resisting the urge to pick up the toy elephant next to him and throw it at David, “that is your daughter you’re mocking, and she can still kick your ass.”

“Trust me, I know. Who do you think raised her to be like that?”

“Mary Margaret.”

“You’re walking a thin line.”

He winks at David, his lips ticking up on the right into a smirk. “I know. You and Mary Margaret did such a good job, still do such a good job, and even with all of the times you’ve messed up – ”

“ – which is a lot more often than even Emma has probably told you.”

“I just…you’re a good dad, Dave. To Emma, to me. I hope I can do half as good as a job.”

“You’ll be great, Killian.” David smiles at him, something genuine, and Killian’s reminded of how much David really has impacted his life in all of the best ways. “I promise. And as much as I love you, I do love my little girl more, and she’s going to be amazing. She’s always…she’s never been too open to a lot of people, but the people she loves, she loves so fiercely, you know? And she’s already doing so well at being a mom. She’ll call me at nights, and I can just hear the happiness and excitement in her voice. At the end of the day, that’s all you want, you know? For your kid to be healthy and happy.”

“Yeah, I know.” He smiles to himself, thinking of how happy he is. “Also, how dare you imply that you love your own daughter more than me. I thought I meant more to you than that. I thought we had something special, man.”

“I can still give you hell. I’d watch yourself.”

He and David finish up in the nursery for the next few hours until David and Mary Margaret have to go to work, leaving after the three of them eat lunch down in the kitchen, Emma staying upstairs for a nap. When the Nolans are gone and he’s finished eating, he heads upstairs, bypassing the nursery and walking into their bedroom where Emma is sitting up on the bed watching TV.

“Your toes look nice,” he compliments, grabbing onto her big toe and moving it back and forth. “Do you feel any better?”

“Yeah,” she sighs, twisting onto her back and scooting up the bed, “it’s just one of those days, you know? I’m not usually this miserable.”

“I know, but it’s okay to have bad days, love.”

“Come here,” she tells him, crooking her fingers and motioning toward him before she turns on her side and wraps her arms around her pillow. He does as she asks, kicking off his sneakers and crawling up into the bed, the mattress moving against his weight until he’s pressed up behind her, his knee stuck between her thighs and his arm wrapped around her waist while the other rests above her head. This is how she’s been comfortable lately, and he can’t say he minds. “Did you guys get a lot done?”

“Aye, it’s almost all finished.” He moves her hair off of her neck, placing a kiss there before resting his chin on her shoulder. “It just needs your finishing touches, I think.”

“And we have to unpack all of the boxes that are in the guest room and put them away in the closet.” “That too, but we’ve got time, Emma.” She hums, and he can feel the vibrations as well as Andy moving around under his touch, the movements following how he taps his fingers. “Has he been active today?”

“Not since I woke up, but he always responds to your voice.” “Yeah, he recognizes me?”

“Of course, you talk so damn much. How could he not?”

He turns his head and presses a kiss against her jaw, biting a bit just to tease her. “You are not a very nice woman, my love.”

“Oh please, I’m, like, the seventh nicest person you know.”

“Seventh?”

“I figured it was conceited to put me at number one.”

“Possibly.” He moves his hand against her stomach again, snaking his fingers up under her pajama top so that he can feel the warmth of her skin. “So he really does get more active when I talk?”

“Yeah, it’s pretty weird to think about, but it’s true. He likes when you talk. I think it’s because you’re a much better story teller than me.” “I mean, obviously.”

“And that he’s probably just glad to hear someone else besides me. Imagine being stuck with someone for nine months. Good God.”

“Well, I’m stuck with you for forever. Good God.”

She groans and curses him under his breath before she scoots over and turns in his arms, slowly but surely moving to face him. “Don’t be an asshole. Also, so I was talking to mom today, and she wants to be called Mimi. I think Dad wants to be called Papa, which I like as long as that’s not what you want. I know that’s what some kids call their dads.”

“Aye, it’s what Lizzie calls Liam, which is weird since Alex doesn’t do that. But I’m okay with dad or daddy, so David can be called Papa.”

“Yeah, I kind of like it. Mimi and Papa. And then your parents are Gammy and Grandpa, right? That’s what Alex and Lizzie call them.”

“Aye, but I know Mom didn’t want to be Gammy. It’s just what happened. She says it makes her feel old.”

“Your mom is not old.”

“I know, but considering your parents are barely fifty while my parents are in their sixties and seventies, it doesn’t help.”

“I’ll tell my parents to get older then.”

He smiles at her before closing his eyes and settling into his pillow, letting his head sink down into the softness. It’s calming in here, the lights turned off and curtains closed while the ceiling fan hums a steady rhythm above them. He could fall asleep like this even if he’s not the biggest fan of naps, always somehow ending up groggy when he wakes up, and it doesn’t help with the way that Emma is playing with the hair at the nape of his neck, her fingers scratching into his scalp.

“Are you working tomorrow?”

He pops an eye open, looking at Emma and smiling when her nail hits a particularly sensitive spot on his neck. “Aye, I’ve got the Investiture ceremony at ten. Why?”

“Just wondering. I was thinking we could go somewhere. Just us. Maybe take Indy to Berkshire and let her run around, spend some time outside.” “We can do it in the afternoon, if you want. I think the weather is supposed to be nice.”

“Yeah,” she sighs, leaning forward and sliding her lips over his for a brief moment, “I think that would be nice.”

The next day after he’s finished with the ceremony, he hurries home, changing out of his suit and into shorts and a t-shirt, slipping a baseball cap onto his head and grabbing something to eat for lunch while Emma does the same, her hair falling out of the back of her hat in a long ponytail. They’ve got all day, but the afternoon’s weather is pleasant enough that he’d like to go now so they can stop by a café for dinner, even if that’s the absolute last thing that Thomas will want them to do.

They want their privacy, but they should be able to go out to dinner.

So he and Emma load up into his car, letting Indy sit in the backseat with the window rolled down so she can feel the mid-July breeze blow through her fur. It doesn’t take long to get to Windsor, pulling into their parking garage less than thirty minutes later, and instead of going inside like they’d usually do, he hooks Indy up to her leash while Emma grabs some water bottles and they head to the private gardens, avoiding the visitors wandering around on tours.

As much as he prefers the spring, mild July days are near the top of his list of favorite things. Everything is brighter, more pleasant. The grass is actually greener, the flowers contrasting against their background to create a landscape of whites and shades of purple, while everything is covered in a clear blue sky, only a few white clouds scattered throughout. New life blooms, and he gets to be the one to appreciate it, to revel in it. England can be so dreary sometimes, the weather somehow reflecting the moods of most people on their morning commute to work, so he appreciates when it’s not. He’s always loved the outdoors, and if there’s any complaint he has about his home, it’s the small private garden that they have to themselves. He’d like something larger, more space to run around, and sometime in the future, he and Emma plan to spend more time in Bucklebury so that they have the privacy.

That’s what they’ve decided on since returning from Spain last month. There’s been more lengthy, draining discussions with his parents and their security team than he’s ever wanted, and as much as he feels like they haven’t really accomplished anything, he knows it’s a slow process. Of course, there are drawbacks to every positive. They’re still going to have to spend most of their time at Kensington. It’s closer to their work, to their families. Hell, Emma’s parents just bought a house so that they could have the ability to spend time with their grandchild, and now they’re going to move away from them. It’s less than an hour drive, but it’s not nearly as close as they currently are.

But everyone understands, and they don’t plan on moving any time soon, not until Andy’s a bit older. They want to be near all of their loved ones when he’s younger, and they’ve spent so much time working on their home, making it exactly how they want. It’d be difficult to leave full time, so it’ll be nice to have the option of both.

It’ll be even nicer to give Andy the most normal life that they can possibly give him.

Emma whistles next to him, her fingers between her lips, while Indy runs back to them from where they let her loose. She was about five seconds away from jumping into a pond full of fish, and as much as they’d usually let her swim, they don’t need to have a wet dog with them for the rest of the day. So she runs back to them as quickly as she can, her legs leaping in the air with her black and white fur bouncing the slightest bit. He’s convinced that she shouldn’t be able to be that quick, but she’s still just a young dog, less than a year old, and though her legs will get longer, he doesn’t think she’ll ever be full of this much energy again.

If she is, he and Emma are definitely in over their heads.

With the dog.

He’s going to choose to not think of what it’ll be like with a toddler than can run and a dog that he can run after.

After she calms from her almost pond dive, Indy walks along in front of the two of them, occasionally wandering off the stone path to sniff around in the plants, nearly tearing up several flowers until they call her back to keep walking. They stay wandering for a little over two hours, not caring where exactly they’re going or if they’re circling back around in the same spots. Indy and Emma get tired around the same time, so they settle down onto a stone bench with a patio cover that’s next to another small pond.

In the distance, he can see the Chapel where they were married, the steeple rising up above the other buildings and stone walls, and he smiles to himself thinking of that day. In the grand scheme of things, he knows that when it comes to he and Emma, as important as it was, they had so many smaller, inconsequential days that he holds just as fondly in his heart.

But that was a pretty damn good day.

He stretches his arm out over the back of the bench, wrapping it around Emma’s shoulder and tangling his fingers into the ends of her ponytail while she leans her head on his shoulder, the bill of her hat hitting him in the chin for a brief moment. He’s glad she suggested them getting away from London for a little bit, for suggesting that they change up the routine and spend a day enjoying summer, especially since they’re missing out on Scotland with the rest of the family.

A month in the same place as everyone is likely a bit long, anyways. He loves his family, but that’s a lot for anyone.

“I love you, you know?” Emma asks out of nowhere, her gaze never falling away from the rippling of the water in front of them, a fish leaping up out of the water while the lily pads float around.

He squeezes her shoulder, rubbing up and down her arm and kissing her head even if she can’t feel it through the hat. “I know. I love you too.”

#second in command #cs ff #cs fic #captain swan fic

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They currently pay I think its 125-140 dollars monthly for insurance on a 4 door 2003 buick century. So my question is, would it go up alot if I were to buy a GT myself and have them add it to their policy and add myself to it? How much do you think it would go up? BTW i'm talking about a 1987-93 mustang GT. Or chances of a 99. I dont want it to somewhat be fancy or nothing. It could have high mileage. I plan on buying one for around 1-4 grand. Yes the mileage would probably be high, but hell mustangs are cool and it would be my first car :P BTW I'm getting my license when I turn 18. I turn 17 in 2 months. I want to get a job now and start saving up.""

""My car was damage in Hurricane Ike, will home insurance fix it?""

My car was on my drive way, and the fence smashed into it. in a since, if a car hit my car they have to pay, is the same concept done with a house insurance?""

Best place for cheap car insurance?

I can only think of MoneySupermarket.co.uk, which other companies do searches for the cheapest car?! Best quote ive had is 506 for a 1st car, 3years with licence, 22year old female, Ford Fiesta 2001, Fully Comphensive.... ... Wondering if I can find something better?! Or is that the best around? Cheers x""

Car Insurance for young people?

I know I can go online and get a quote by entering in a bunch of information.. But generally speaking.. How much would insurance be for 1.) an 18 year old female college student with good grades, no accidents or tickets. 2.) a 20 year old male college student with good grades and 1 speeding ticket Asking about general liability for a semi-decent car. Any other information would be great =]""

Questions about car insurance?

If I get a Mustang 2011 (300 Hp V6) next year, my aunt who is a senior citizen and she has a clean record report, will be the owner of the car. I'm 18 though, how much is the cost for insurance in a year going to be?? Just estimation is fine.""

Need help with insurance quotes?

Can anyone give me an estimate on insurance for these particular cars. I work during the day so its a little difficult to call around to insurance companies for quotes. I am over 25, clean driving record, will be buying one these cars with cash, lives in florida. Thanks""

Do you need insurance to drive a motorcycle?

and at what cc is considered a motorcycle? do u need any kind of insurance? i know u need a license i live in gainesville fl where do i get class for one?

indiana insurance low income

Who has the best life insurance policy ratings?

family life insurance policies

Do you need to be enrolled in school to stay covered under your parents health insurance? Affordable Care Act?

So here's the question in case you don't want to read my wall of text below (but it would be appreciated if you did to further understand my question). I was covered under my moms health insurance while in college and I was told I needed to be enrolled in school to stay covered, I dropped out a while ago and was wondering if I am still covered by law under the Affordable Care Act since I am only 19. I was covered under my mothers health insurance, she works for a private company and she said that I needed to be enrolled in school in order to stay covered by the insurance. But this was close to a year ago if I'm remembering correctly. The reason I'm worried is because I'm taking a break from college, and have had multiple doctor appointments/tests done after I left, but I never had a problem with the insurance going through. I've made myself paranoid into thinking that the company may just not know, and is assuming I'm still in school and will randomly hit me with the costs of the testings and doctor visits if they saw I was not in school, or god forbid somewhere down the road my mother or I are in a serious accident and are dropped because of this. I know this happens all the time, the insurance agencies have people hired to find abnormalities in your history in an attempt to drop you and not have to pay the bills. So would I still be covered under my mothers health insurance even though I'm not currently enrolled in school under the Affordable Care Act? Once again I am 19 also. Thank you""

Health Insurance Not Taken Out from Check?

I got an extra 84 bucks in my check bc they didn't take out for health insurance? Was this just a mistake?

Approximately how much is my insurance going to rise?

I am an 18 year old male. I got a ticket for going 10 over about a month ago and got it deferred a week ago. I am on my parents insurance and I pay about $100 a month for insurance. Tonight, I got a ticket for going 17 over on the highway. The first ticket was $124 and the most recent ticket was $174. Help me out here haha, how ****** am I? Also, is there any way for my parents to not find out?""

Car Insurance.?

Does anyone know if there is a temporary car insurance you can get, so you only have to pay for it when you are driving the car. My car insurance is $150/month for plpd(partial), it is the cheapest there is, and my car is only worth around $2000. I only drive my car once a month for a 70 mile round trip. I just think its a lot to be paying $150 for a 70 mile trip. More than $2 a mile just for the insurance seems like quite a bit to me. There is no taxis or public buses where I live, and I dont want anyone else to take me. I am only interested if someone can give me information about the insurance. And a motorcycle wont work. Thanks.""

Car insurance and criminal convictions?

I was recently without going into detail convicted on a public disorder charge of harresment and have just passed my test at 18 and was looking forward to getting on the road and found cheapish quotes on places like lv and aviva etc but ive just realised in the smallprint or insurance assumptions you are not aloud one criminal conviction and cant find anyone that allows them but i know plenty of people that are on the road that have criminal convictions its all a confusing issue can anyone help?

""What auto insurance companies in CA, besides Progressive, look at 3 years (instead of 5) of driving history?

Can anyone recommend auto insurance companies (for California) that only look at three years of driving history instead of five? Something other than Progressive. Thanks.

Any suggestion for an auto insurance?

I'm currently under geico but I realized that they charge me too much.Do you know any auto insurance that is cheaper?

Which is the best car insurance coverage for an affordable price?

Right now I am insured with Allstate. I am under an Allstate plan called the gold protection plan in which I will be eligible for a new car if there is an accident. I think I am paying a liitle too much for car insurance. I have a 2004 Honda civic and a 2006 Honda civic. Both cars has full coverage. Does a two year old car need full coverage. I am a safe driver and so far there have been no accidents. But two times some one came and hit my older car and both times the damage was covered under the other party's insurance. Is comprehensive coverage enough for me or is it a good idea to keep the full coverage. Any recommendation.

Car insurance coverage help!?

So my car was hit by someone and they left, basically a hit and run, and I reported it to my car insurance company. They gave me a price on how much they're going to cover for the repairs that are going to follow. So my question is, is the price they gave me (ex. $700) the total amount of damage that was made in that accident? Or are they just covering part of the repairs expenses and I have to use my own money to repair the rest?""

What is the best but most cost-efficient insurance for a 22year old male driver who just got his license?

Used, older car (either 1990 honda or 1995 toyota). Just got his license. Want decent insurance but not outrageously price. Any help greatly appreciated - thanks!""

""I am disabled,my wife is 63 and cant get affordable insurance. anyone know where to look?

she only gets 700 a month ss and shes told if she got insurance it would be about 600 a month.what do we do?

Add Car to Insurance for Just a Week?

Has anyone ever added a car to their insurance for just a week. The car is my parents and they have insurance under geico and I have insurance under progressive. We are going out of town and would like to borrow the car but to be on the safe side we would like to add it to the insurance for the time we are outta town. Any help would be greatly appreciated.

How will the insurances work out with 95 car accidents at one scene?

Just wonder because of news yesterday at California highway. I don't know about law in that state but what if it's like this in new york where I live. Ya know whoever fault will pay by their own insurance for repairs and injury for victims and a vehciles. Same for most state. How would 95 different insurance handle it? It might will have several lawsuits. With 95 cars, hard to say who started the accident and whatever if it's one person cause 95 altogther or all 95 is fault on it own. Some may not even have insurance. There would be 95 different drivers so it will be 95 different verison or story of what happening.""

What is the cheapest place to get car insurance in Toronto Canada?

Classic car ownership in the UK; apparantly there's an advantage over other cars such as cheaper insurance or

tax, or MOT, but I can't remember what...anyone know?""

Cheap insurance for 18 year old?

does anyone know any cheap websites or company's because on all the comparison websites im getting 3500 pound for a 1.1 Peugeot 106, and that's third party fire and theft :( please help because this is ridiculous.""

Insurance for a 2003 F-150?

Hi, i am 18 yrs old, im wanting to find out how much i would expect to pay for a 2003 f150 on insurance. Or what is the best insurance company that works with you and is not as expensive just because im 18. And how much do you pay for insurance on your ford f150? Thank you!""

What happens to my insurance premium if I stop owning a car for a period of time?

Does it affect my no claims bonus if I already have 6+ years no claims?

Insurance costs for a Yamaha Majesty?

or Yamaha Morphous? I want to purchase one of these two scooters, although I'm leaning more towards the Majesty. For a good driver with a good record, How much is the insurance on these?""

How much will motorcycle insurance cost me in CA?

I'm 20 years old college student, I'm getting the 2013 Ninja 300 (my first bike), I have had no accidents driving my car since I've started driving. I haven't gotten my motorcycle liciense yet, how much will it cost me on average..?""

Where to buy business auto insurance?

My job requires me to transport individuals from their home to various stores or dr.'s appointments. I recently found out that my employer will only cover the person served when I am driving my car on the clock, but not me, or my car. I've done some research and found that I need to update to business/commercial insurance. I live in Iowa. Where is the best/cheapest place to purchase this type of auto insurance. I've got a fairly clean driving record (I've been in two accidents in the last 5 years, neither were my fault) and a safe car.""

Does it cost to switch auto insurance companies?

Mine was renewed {mine renews automatically) in April, but due to a change in finances, we started to look for something lower recently. We found one that is around $40 cheaper, plus offers roadside assistance. Do I have to wait until April to change it? If it does cost, what is the average charge? I know this rate will vary, but my agent is a very rude,and always acts like I am bothering her. I just wanted to get an idea before I called her. Thanks""

How do I find the best car insurance rates?

Motorcycle insurance for a 17 year old?

im interested in getting a bike (CF Moto V5), and i was wonder what would be a close estimate to the yearly cost? thank you.""

indiana insurance low income

Debit prepaid insurance or prepaid expense?

dec 2. issued check no. 1103 for $2270.00 to miami insurance company for the premium on a 30,000 policy for the year beginning dec 1. would it be: debit Prepaid Insurance 2270 cedit Cash 2270 ??? thanks!""

How can I make my car insurance quotes cheaper?

I am a 21 year old, married, female driver; with no ncb and a fresh license (only just passed). I'm looking to buy a Fiat Panda 2004, 1.2L automatic (insurance group 2)...the cheapest quote I've found for this car is 1300 and that was using moneysupermarket.com I've tried other search engines such as compare the market and go compare; and insurance companies like diamond and sheila's wheels and have been quoted anywhere between 1600 and 3000! I've also tried adding my husband or my mum to the policies, but this only increases the price... Can anyone recommend any other site or insurance company to try? And please don't just comment to criticise on my choice of car as I'm not interested. Thanks :)""

How much would insurance be on a 1986 honda civic si hatchback?

I need to know asap how much estimated it would be to add this car to insurance. (state farm) I just bought it for 800 bucks and i need to know also how much in total it would be to get on the road.. register, title switch , tags all that good stuff...im un VIRGINIA btw.. need any more info ask..""

What is a medical insurance deductible?

What is the best type of car to get for cheaper insurance?

How much will my car insurance go up?

I have a honda accord lx (2003). I hit a metal pole and there was considerable damage to my car. The damage is mostly to the right front side and the tire. I have informed my insruance company so they can review the damages and come up with a dollar amount. I can decide if I want to pursue the claim through my insurance company or accept the charges my self. If it is going to cost alot to fix the car, I may need to use my insurance to pay for the damages. How much will my insrance go up? I have heard that my rates could be impacted for the next 3 years. Will the rates decrease after 3 yrs?""

Where can i get the cheapest car insurance?

i'm 22 i've only had my driving licence for 3 weeks, and i bought a corsa energy 1000cc's the price i get quoted is 800+ is that right? or is there anywhere you think i can get it cheaper?""

What cars cheap on insurance but still has over 200 hp?

I'm 18 and I've got a 2.0L 2010 ford focus with just over 150 bhp with my insurance 1,700 but I'm looking for a car with over 200 bhp but still below 2,500 on insurance but under 12,000""

HELP PLEASE! CAR INSURANCE?

OKAY SO I LIVE IN FLORIDA COUNTRY AREA IN HILLSBOROUGH COUNTY AND I WAS WONDERING HOW MUCH WOULD CAR INSURANCE COST ON A 1989 BUICK LESABRE THE INSURANCE WILL BE PUT IN MY AUNTS NAME WHO IS A (SENIOR CITIZEN) AND HAS A CLEAN DRIVING RECORD AND RECEIVES SOCIAL SECURITY. ****ALSO DOES SHE HAVE TO PAY FOR THE INSURANCE AS SOON AS SHE PUTS IT ON THE CAR OR DOES SHE WAIT UNTIL THE NEXT MONTH? HELP PLEASE?

Do you have car insurance through Costco? Did you save money?

Thinking about getting an estimate from Costco. Im a member of Costco and thought I would look into it. Ever have any experience with their insurance? I know its an outside company.

How much is car insurance for a 16 year old girl in texas?

I'm going to be driving a ford I think f150 the year is no later than 2004. I know they have discounts for students with good grades. My gpa is above a 4.650. I need the cheapest I can get. Because aside from managing insurance on this vehicle. I will need to put money aside to purchase a different vehicle. (I'm borrowing the truck, but must pay my own insurance.) And battle school. I won't make a lot of money, so I have to try with what I will have.""

What's the best CAR Insurance?

i'm trying to save myself some money. if you know just tell me which car insurance is the best and cheapest.

Info about 17 year old car insurance.?

Hi, so i have been trying to look for cheap insurance lately, but was getting insurance quotes for 44k and lowest 17k! but i changed up a bit of the info and got it down to 3.2k with mum and dad added, i dont want a black box or anything, if i were to ring up and get a quote from the company, could it be even cheaper? thanks, also please leave some tips as to how to make it cheaper, and if you ask questions in the answers!... i will reply in the additional info so keep an eye out!""

""If you work for an insurance company, would you get discounted car insurance?""

I have a 2nd interview for some insurance companies, one is at progressive and the other is at all-state. My car insurance is expensive because I'm in my early twenties even though my record is spotless. It occurred to me today that if I work at an insurance company I might get discounts. Does anyone have an idea of how much of a discount these companies offer on insurance for their employees? That is, if they even offer discounts at all. I know you obviously can't give me an exact number, I'm just interested in the benefits I could potentially have as an employee.""

""I been in a car accident with no car insurance, so I want to know how much should I pay the person who's suing?""

I was in a car accident with no insurance and they claim I owed over $6,000. I end up talking it down to $3,000 even. I wanted to know did I over paid or was that a fair amount. The person had whiplash and received treatment and the car was damage at the rear end.""

Car insurance rates for a new teenaged driver?

So we have State Farm car insurance and our 17-year-old daughter is attempting to get her license. She has straight A's and is doing their Steer Clear program. Does anyone have an estimation of how much this will increase our insurance rates?

Why won't my insurance company let me transfer our No Claims Discount to a different car/policy?

We have been insuring our Audi with the Co-op, who I've generally found to be reasonable. However, now we have a problem. A couple of months ago we bought a van with the intention of replacing the Audi with the van. But the van needed some work doing on it, so we took out a second insurance on the van with the Co-op, so we could still drive the Audi. At the time, I was disappointed to be told that we could not have a No Claims Bonus on the van, as they said it could only be applied to one policy at a time. But they gave the clear impression that when we cancel the Audi insurance, we could then transfer the NCB to the van. The Audi has now broken down, so we want to cancel its insurance. However, yesterday when I called them, they now said they cannot transfer the NCB to the van as it would be being transferred 'mid-season' to a different car policy. They said they could only have applied it to the van if we had changed the original Audi's policy to cover the van, instead of taking out a different insurance policy for the van. This seems ridiculous. Surely, we are entitled to our NCB?! Why should it matter that it is mid-season or not? I explained that if I cancelled our insurances with them and went to another company, I would be given a NCB on the van so why won't they give it to me. They agreed! I really don't want to change, as I don't trust other companies and the Co-op seem more ethical than others. But this seems so stupid. To get round this silly rule without changing company, I'm thinking of cancelling the van insurance and changing the Audi insurance to the van, ie. do what they said I should have done in the beginning. What do you think?! (Also, is it ok to keep the Audi uninsured, given that it cannot be driven, but is parked on a public road?)""

Convicted of drunk driving! Cheap car insurance UK?

Anyone know of a company that does fairly cheap car insurance for sum1 who is 23 thanks

I need help with a car insurance issue?

My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""

""Car shopping, when do I get the insurance?""

Im looking for cars, and I currently dont have full coverage, which I will need once I get a car I have to finance. Since I dont know if Im going to get the car Im going to look at I'm obviously not going to get the insurance for it before I leave my house! My bf said to call an insurance company and give them the info and get a quote, then if I get the car I can call the insurance co from the dealership and complete it. But I may look at several cars, so I dont know how this works. I thought it would be best to buy the car, go home and take car of the insurance thing and just go pick up the car the next day. Is that nuts?""

How much does car insurance cost for a 15 year old girl?

I live in Denton, TX and I'm going to get my permit soon and my mom said I can't drive her car until I get insurance ! I started working recently and I can pay for it but i just need to know how much it is ! So can you please tell me the how much insurance will cost in Denton, TX for a 15 year old girl ! And also I want to save up to buy my car ! Whats some cute cars for a girl ! Something like a Altima or Fusion ! Thanks (:""

Help with car insurance?

i have a driving licence but do not own a car so i have no insurance of my own. if my friends mum offered to lend me her car for a few hours could i drive it through her insurance if she is fully comp and she gave me permission to drive it? and if i was to get pulled over by the police what would happen ?

Anyone ever in a car accident & break a bone? Wrist? How much did the insurance compnay pay you?

I broke my scaphoid bone in my wrist due to a car accident. I would like to be prepared when it comes down to the settlement. I was wondering if anyone else had the same thing happen. I am right handed and it's my left wrist. the accident was not my fault. other party's company is accepting fault too.

Teen car insurance!!!?

I live in Missouri and I'm 15, going on 16. I need a good car insurance and it has to be cheap! Please tell me some good, but cheap car insurance companies!""

What are the requirements to have insurance license?

selling insurance in tennessee

indiana insurance low income

Why is group health insurance better than individual?

My employer is offering group insurance. My individual insurance seems like a better deal but everyone keeps saying group is better? Why is this?

Insurance and rental cars.?

If you are involved in an accident and it was not your fault, who is responsible for the insurance on the rental car? If your own auto insurance does not transfer to a rental and the rental car place is requiring you to pay out of pocket for the insurance, is it your responsibility to pay this or the person who was at faults responsibility to pay this?""

Can someone obtain car insurance in CA with no drivers license?

I have a friend who will be a first time driver at age 30 (she had no need for driving where she previously lived). She has the opportunity to buy a car, but cannot register it until she has car insurance. Now, normally, she could just wait to buy the car when she finally gets licensed, but she's been offered an amazing deal and would have to buy now. Is there any insurance company that will cover an unlicensed driver or even someone with a permit? Thanks!""

LoJack on a motorcycle or comprehensive insurance?

I just bought a brand new bike and I live in Florida where bike theft is very big. I want to get some protection as soon as possible. Comprehensive insurance which would cover theft will run me about 730 per year with a 500 dollar deductible. The Lo Jack unit will cost me about 800 installed and it is a one time fee, no monthly payments and it lasts forever. The recovery rates on a bike with lojack are very good from what I've read, I just want to see what everyone thinks. These are the two options and please only answer if you have good knowledge of lojack and how well it works. The only problem is that it doesnt cover things such as damage during theft, storm damage, and things that the insurance would (Then again it still has that 500 or 1000 dollar deductible). An alarm would possibly be an option but I'm leaning towards the two I discussed above. Just let me know what you think because I dont want this bike leaving without me on it.""

Affordable health insurance in NC?

Hello everyone. I have been a few months without health insurance and I know I need it. I am looking for some affordable insurance, health, dental, and possibly maternity? I am not pregnant but I want to take some preventative measures just in cause, I know it can be expensive. I keep looking but $700 and such a month is really not in my budget right now. So does anyone know of some cheap insurance? I'm in NC. Thanks everyone!""

How much does it cost to insure a 1987 Porsche 924?

Im just about to buy the car for $1000. I am 19 yrs old and living under my moms rules. she said i am not allowed to have this car, because we cannot afford insurance at the moment. So i would be paying for a fraction or all of it myself. i was wondering what the price to insure it would be. thanks ahead of time""

Who knows the best Health Insurance out there for individuals. Plan and pricing must be affordable. Thanks.?

It must come with an appropriate and flexible plan, with affordable pricing for a college student.""

Car Insurance?

I just need some really cheap auto insurance for the next 6 months...... The cheapest I've found is ESurance but I've heard that they're known to drop you for absolutely no reason? I don't care about the whole they take forever to get back to you and stuff I just don't wanna randomly be dropped, being that it's only for 6 months....... anyone know anything about esurance? Thanks:)""

Insurance company that covers all my insurance needs?!?

would like to send one simple payment to one company for all or atleast most of my insurance needs. is there such a company and i am located in texas if that means anything.....thanks (car, motorcycle, home, medical, dental, life, etc...)""

Insurance pricing?

i bought a car and need to put plpd insurance on it but i do not have much money and have a lot of points on my lisence i am over the aloud amount in my state. how much would it cost for plpd insurance? i need the cheapest possible and my car is 17 years old and is only worth $200.

Car Insurance quotes madness--------?

I am 26 and looking to buy a car. I am a new driver who has only just passed my test. Can I get a reasonable insurance quote? and if so where? I personally hate the idea of handing over 1000+ to a company who in all honesty will sell on my details to a multitude of companies, and not pay-out anyway. i am getting really annoyed by qoutes of 1000, 2000 and in one case 4000 for an 800 1.2L hatchback. I know it is wrong to be thinking this, but is looks cheaper to be an uninsured driver. as I will only have to pay a 300 fine if caught.""

""I got my first ticket today, will my insurance go up?""

I have had my lisence for about a year, im 17. i got pulled over today for going 29 in a 20 school zone. i got a 66 dollar ticket, but i really need to know if my insurance will go up... so can i get some help please?!""

What are you paying for ur car insurance?

I just bought a brand new 2010 EXL V6 honda accord , i went to my current auto insurance for a quote and with my husband's ticket record and accident..our age..location ( Central cali), price of the car ($31,000)...its going to be 215 a month. What do you think of the preimums?""

""A car has a minor accident found in the car proof, does it increase the insurance ?""

If I buy this car, is my insurance go up?""

Questiong regarding motorcycle insurance?

I was wondering since im 19 years old how much insurance would be? i have 0 tickets and 0 wrecks. Is it possible to get insurance for like a summer then stop paying it for the winter time when i wont be riding it?

Best car insurance companies...?

I am 18 and need to acquire insurance ... what are the best deals around?' I live in California ... Thanks!

Who took over an insurance company?

who now administers insurance policies previously administered by american health and life insurance company of new york

Question about teen car insurance?

Question about teen car insurance? I have a couple questions about insurance for teens: 1. If it is a 4 cyl, is insurance lower? 2. Is it cheaper if you have good grades? 3. Does the style/number of doors make a differance? TIA""

Whats a proof of renters insurance ?

i wanted to rent an apt for me and my bro in ohio and i have been asked for a proof of renters insurance with a minimum liability coverage of $100,000! wth is that? :/""

Speeding tickets and Insurance rates (read details)?

I received one speeding ticket back in February 2010, I took a driving class for it so I would not receive points on my license and consequently my insurance provider would not be able to raise my rate. However, I've received two speeding tickets in the past week (both only 9 miles over the speed limit) :'( which would result in 6 points on my license. I live in Florida, and I have State Farm insurance. Does anyone have any idea at all what will/could happen to my insurance? :(""

Cheap car insurance in ontario?

I am thinking of getting my own vehicle this summer... Does anyone know of any plqce where there is cheap or reasonably priced insurqnce for teens?

How much is goin to cost me per month if i own a peugeot 206?

im 19 and a student at uni, i want to buy a but im nt really sure how much it will cost me can someone help me. i will be travellin about 5miles per day with the car road tax servicing insurance petrol etc""

Do you work for a major corporation and do they offer health insurance?

I have worked at the same place for 20 years. The first 8 they didn't offer insurance. Now they do, but I pay the premiums. How about you? Do you work full time? Does your employer offer health insurance? Do they pay or do you? How many people DON'T get offered the option to purchase health insurance through their employer?""

""Im looking for good affordale health insurance, please help?""

hello, I need to see a doctor as soon as possible but i don't have insurance. anyone know any good affordable health insurance. thank you in advance""

No claim bonus on previous car insurance?

HI I WOULD BE GRATEFUL IF YOU COULD ANSWER ABOUT CAR INSURANCE CLAIM BONUS DID 2 YEARS INSURE WITH FIRST CENTRAL INSURANCE FROM DECEMBER 2010 TO DECEMBER 2012 THEN STOP DRIVING AND NOT DRIVE FOR 13 MONTHS DO I STILL HAVE CLAIM BONUS I WAS TOLD YES IT EXPIRE AFTER 2 YEARS IS THIS TRUE? I TRY CONTACT MY PREVIOUS INSURANCE ABOUT THIS BUT NO REPLY YET THANK YOU

indiana insurance low income

https://www.linkedin.com/pulse/how-find-out-someone-has-life-insurance-policy-me-jose-bryant/"

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classycollectorartisanposts-blog · 6 years ago

Text

name of law that requires health insurance affordable care act

"name of law that requires health insurance affordable care act

name of law that requires health insurance affordable care act

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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i am going to be sixteen and i may be buying a 92 stealth and i need to know how much insurance would be. it is only a 5,000 dollar car. but the speed meter goes to 160mph.""

Need to start paying for own insurance. help?

So, im 19 almost 20 and im going to be graduating from college this semester, so naturally i have loans that will be due, but i also know that i will have to start paying my own insurances and all that because my parents wont be able to claim me anymore. my question is, how much roughly (average) would it be for health, car, and possibly life insurance?monthly,yearly, however it gets paid. i dont make a whole lot of money so i would like to know about how much it will be, so can figure out if ill be able to afford it all and to make a budget. i dont get any of those benifits at work right now, but i plan to become an apprenctice electrician next fall or spring, which im sure will handle the insurance costs but untill then im some what limited with money. thanks, any and all good help is appreciated""

Got into a car accident with rental and declined the insurance?

hi all i was hoping you could get some facts/and or legal advice. Ok so i have been renting this car for about 6 month now because i cant afford a down payment for my own. I had my own car insurance which covered the rental. However(bad luck struck) i got into a car accident 2 days after my car insurance lapsed i have since renewed my policy right away with another insurance company that gave me better rates. The fault of the accident has not yet been determined. I believe it was the other persons fault. however i am worried what will happen if it is deemed to be my fault. i was not covered at the time of the accident, i did not obviously have coverage through the rental company. i want to make something clear that i am a person of good faith and if it were to be deemed as my fault i have no problem paying the other persons deductable. but i am worried about someone going after me for thousands and thousands or jail time or loosing my licence. so my questions are do rental car companies carry default uninsured motorist coverage(even if i opp out of purchasing theres?) if it is my fault do i get to pay the other persons deductable(and damage to rental) and walk away? will her insurance sue me for full cost of repairs? will her insurance go after rental company go after rental place for money? will her insurance go after my new insurance even though i was not covered by them at the time of the accident? fyi: no one was hurt, she has a minor medium size dent in door panel, i have small tear in my bumper""

How can i get car insurance cheap ?

i am a young driver and car insurance is a joke how do i get it cheap without breaking any laws ?

Why does my car insurance go up when I add on an Immobilizer?

I got a quote for 610 WITHOUT an immobilizer. Just found out I do infact have an immobilizer on my car so amended the car insurance quote and it went up 20 to 630... I thought an Immobilizer would take down the price!

Can you get insurance after a ticket for no insurance?

so i got a ticket for speeding, and i also didnt have insurance on my car so the cop gave me two tickets one for speeding, and one for no insurance. So i went to court pleaded not guilty and didn't have insurance and got a 500 dollar ticket. then couple weeks later i got a letter saying my license will be suspended for 3 months due to illinios law for not having insurance. I was wondering if could have gotten insurance and shown it at the court date and would it have been removed?? Also is there away i can get a lawyer to have the remove the suspension or anything???""

How to get health insurance for children.?

I'm trying to find info on getting insurance for a child. Does anyone know how a father that is ordered to provide the health care for his child but does not have custody can apply for programs like CHIPS. No insurance is offered through his job and I'm not sure what programs he can apply for since the child does not live with him. We are in Texas. Any info would help. Btw the mother cant qualify because of the new husbands income.

Does auto insurance cover theft of vehicle if you leave keys in car?

i got my car stolen from my home driveway in the middle of the night. i carry full coverage with $500 deductible and also gap (guaranteed asset protection) but could not find my keys the next morning either. i feel sure i could not have left them in the car (08 accord) because it dings extremely loud and that is something that i never do. i always lock my car and i am mystified as to where the keys are. i am concerned that my policy will not cover me if it is determined that keys may likely have been in the vehicle. thoughts or advice?

Why do people buy insurance?

is it for saving or protection of life? What are the reasons that motivate people to buy insurance?

Car title and insurance

hi my sister is sending me her car on Monday with the title. If I go to the DMV that day with the title will I be able to drive the car that day? I will also be callign my insurance agency to add the car - does that take more than a day? thank

Which rental car company has the lowest insurance prices (LDW)?

What cars are cheap for insurance?

i haven't passed my test, but am thinking about getting a little car. i need it to be cheap on a full uk lisence otherwise i won't be able to afford it. i would also aprreciate your help if you know any cars that have good consumption rates and are cheap to run. thanks in advance""

Roughly how much will my insurance cost? (New driver)?

I am a 17 year old female, I am thinking of getting a car If I got a 1999 VW Polo and registered myself and my mother (who has held a full license for over 10 years) as named drivers, roughly how much will my insurance cost? I was hoping about 500? Is that unreasonable? Thanks""

What is the most popular/best dental insurance in California?

Looking to invest in Dental Insurance, but I want something good, where I'm not paying so much out of pocket""

Typical renters insurance in springfield MA?

what is the typical amount of money you pay for renters insurance in springfield Massachusetts?

Is there Insurance for...?

people that don't own cars, but want to drive another person's car. I, for example, have a valid license to drive but I dont own a car.""

Ripped off car insurance?

my daughter was a named driver on my policy she hit someones car and made 400worth of damage the owner of the other car had already got scatches etc on there car my insurance company was told of this i have just found out that 800+ has been made against me it looks like i have been ripped off surely this is fraud the 400 was a quote from a garage

How much will insurance try to offer for a stolen 1985 El Camino.?

I had my camino stolen. Show quality, special interest car. How much will an adjuster generally offer since it cant be found in Kelly's Blue Book. Also, whats the process of getting more for it as Im almost positive they wont offer what the car was actually worth?""

Car insurance prices?

i just got a 1993 BMW 325i for my 17th birthday. Can anyone tell me how much car insurance is going to be on it? i have a 2.5gpa so the discount doesn't apply. and i live in florida. Also how much does it cost to get your license plate and registration

Anyone can explain to me how to acquire cheap SR-22 insurance?

what does it mean? explain please...

Are there any cheap car insurers for older cars?

I am a 38 yr old woman who has held a license for 20 yrs but has not driven for about 10 yrs. Therefor i have no NCB (No claims bonus) which i can use as it needs to be current or expired for no more than 2 yrs. I have bought a very cheap car for about 300.00 and have looked at insurance but the cheapest so far is around 600.00 which i simply cannot afford. If i could afford to pay that amount i would have obviously bought a car that was worth much more but unfortunately at the moment a cheap car is all we can get. We have been desperate to get a car as i am in a new relationship and my partner has a 13 yr old son who we want to take to lots of lovely places over the summer holidays for some fun. It seems that we will not be able to do it as the insurers are penalising me and im sure lots of other drivers who are sensible drivers but have just not driven in a while for many different reasons - I think this is very wrong! I cant feasibly pay 600.00 for a car that isnt even worth quite half of that - its lydicrous!! Please can someone help me by pointing me in the direction of a cheap insurer who is prepared to insure for the minimum amount. I have read about pay as you go car insurance but dont really know if it is a good option although we ont be doing many miles so i dont know. If anyone has used pay as u go car insurance could u tell me if it is any good please. I hope anybody reading this can help me with the cheapest insurance possible as i am totally deflated at the moment as it has taken us ages to save up enough for the car and tax and what we thought the insurance would be ( we saved another 300.00 for insurance as i thought it would be as much as the car roughly). Thankyou ever so much. Jane.

name of law that requires health insurance affordable care act

Whats a cool car with low insurance?

i passed my test in january, i'm 20 years old, what would be a cool car with low insurance, my idea of low insurance is somewhere around 1000 to 2000""

How much is insurance on a ninja 250?

i am going to buy one in the next few weeks. i have a clean driving record. no tickets. no wrecks. im 22 years old. i live in kentucky. how much is insurance and what company's are best to get a quote from?

Can i change my insurance payments?

I basically just cancelled my insurance after 12 days of having it because the company messed me about, so im waiting for my 1000 refund. But need to buy new insurance now! But don't have the money, found a quote with Swinton but the question is could i just put that i want to pay monthly and pay the small deposit then call them in a few days and pay the rest off for they year? Or would they not let me etc....Please help :(""

Insurance company that insures expensive cars?

I'm 18 years old, but I have a lot of money. I'm looking to buy a Bentley, or a Rolls Royce, maybe even something a little faster like a Ferrari. Buying the car is not the problem, the problem is more along the lines of I'm 18 and I'm going to need car insurance. Does anybody know of any insurance companies that will insure an expensive car? I've talked to Geico and esurance, and neither of those companies insure exotic and overly-luxury cars, and it makes it even harder because I'm 18. Could somebody help me?""

Best car and insurance for 18 year old?

Hey, just looking for some advice for the cheapest possible way to get a car and insurance (not necessarily together) for less than 4,000 a year? I knows there's schemes like Young Marmalade, but I'd rather know what's going to happen with my insurance after the 1st year, but at the moment they do seem like the best option. Any help appreciated! :-)""

How much will it cost me for insurance and plates etc..?

im buying a 94 supra twin turbo for $18,500. im getting a loan from the bank for the car but what else do i need after i buy it? how much do i need? should $600 be enough for all that stuff?""

Anyone here have car insurance with a company called 'Ladybird'?

How much insurance do you pay and on what car?

Whats a good price for a 17 year old car insurance ? Uk?

Which auto insurance company offers non-owner's insurance?

Who sells the cheapest car insurance?

What insurance company should I use if I am 18?

I don't go to school but I am starting college in the Fall. What is a relatively reliable but cheap auto insurance company that I can use?

Farmers insurance song?

What's the song from that farmers insurance commercial were there doing the driving simulation with distractions?

What insurance can i get ? need advise?

i am 17 years old and i got a truck and im going to get my license in a few days how can i get insurance for my truck and what will be the cheapest price ? i need advise on what i should do and how i should get insurance like should i get it under my dads insurance or how ?

""If I start working, will my insurance get taken away?""

I'm currently a junior in high school and recently got hired for a opening job position. I receive free health care and my mom is unemployed and is receiving disability benefits. If I take this job, will my health care and my mom's benefits get taken away? Will it affect me or just my mom or both of us? My parents said that if I make money, it will have to be included in the family income and if we exceed a certain amount, then all of our benefits will be taken away. Does anyone have any insight on this? I'm not sure how many hours I will be assigned to work if i take this job, but it is minimum wage and they do limit high school students to work a limited number of hours.""

Is Arizona's new law racial profiling against persons without driver's licenses and automobile insurance?

What modifications can increase car insurance?

Hi, Can just cosmetically changing the car increase car insurance for instance- alloy wheels and a minor body kit? I understand that performance modifications can for example- exhaust, sports air filters etc. Can anyone help me here? Query.""

How much does car insurance cost for teenage girls in Denver Colorado?

I'm 17 years old.

How long will it take insurance company to pay off stolen car?

How long will it take for insurance company to pay for car? & what happens if they recover it?

Where can i get health insurance?

I'm a 21 year old male and im live in sacramento california i just want to know where i can obtain some freaking insurance to go the dentist or doctors to get checked up on my health got darn it

How can anyone afford private health insurance in USA?

I'm thinking about going into private business in the USA, but I'm concerned about how to insure myself with health insurance. The policies I'm seeing are extremely expensive, and the deductibles are quite high. How do people who start their own business manage?""

How do I shop for Medical Insurance?

I am finally getting dropped from my parents medical insurance in March. I will be turning 26, so its time to shop for my own medical insurance. I don't want to continue the coverage that my dad had me on, its way too expensive. I am a white male, 25, non-smoker, looking for a high deductible and tiny premiums. Just want to get my bases covered. So where do I go to get medical insurance? How do I know I am getting the right price? What should I look forward to paying? Can I get free medical insurance somewhere? Should I get dental and vision insurance too? Any help is greatly appreciated. Thanks.""

Allstate car insurance raise my rates has anyone experience this?

im from miami last year i paid 148 now this year i pay 169 what are some ways i can lower insurance each time i talk to the lady that handles my account she invents things or can i talk to anyone from allstate?

In the uk what car is the cheapest for insurance?

i want to buy a car but the insurance is too much so I want to know what car is cheap to insure

What is the difference between insurance and coinsurance?

I'm on a website looking up health insurance quotes and it also has a column listed for something called coinsurance. What is coinsurance? Here's the site I'm looking at: http://www.lowcosthealthins.com/quote/plans.jsp

Anyone know insurance companies that will sell life insurance to severely obese people?

name of law that requires health insurance affordable care act

Insurance for a driver without a license?

I'm getting my license in about a week, and the website said I need proof of insurance to do the driving test... I don't think they'll insure an unlicensed driver, so do I just need to show proof of insurance on the vehicle in general? It's my moms car btw, I can't find a job, so I don't have a car... Also, I'll be 18""

I do not have any health insurance. Where can I find a psychiatrist to talk to in VA that is affordable?

Whats the top 10 cars cheap on insurance for a boys first car (17yrs)?

can i not have any resent cars that have just came out even thought they are good on insurance i just don't like them can i have cars like the austin mini cooper 90's or the beetle, cars like that please.""

Nissan 350z owners how much do you pay a month for car insurance?

What is the insurance cost for a 40 year old male driving anew ferrari?

dont worry im not 40 nor can i afford a ferrari. im just wondering how much it costs to maintain one?

Does anyone know what insurance company in NJ has there policy start with the letter F ?

the policy number is F183941-4

Help picking car insurance?

i don't have the money for a clean title car, so i want to get a salvaged title car and i want good insurance, but cheap, for it. any suggestions would help me greatly, thanks.""

Short Term Car Insurance in California?

I moved from California to Japan about a year ago, and naturally, I canceled my US car insurance. Soon I will be visiting the USA for about 24 days, and I'd like to be able to drive during that time. I've made arrangements to borrow a car from my parents, so that part's fine- my question is, how do I go about getting insured for this temporary period? (In case it matters, I am 28 years old, not financially dependent on my parents and am a worker not a student)""

If I have homeowners insurance do I have to have hazard insurance as well?

I have home owners insurance already, do I need to keep paying hazard insurance? I live in New Mexico.""

About how much does motorcycle insurance cost?

and is it more than car?...about...

How much would insurance be for a first time driver thats 19?

im gonna buy a brand new 2012 volkswagen gli thats 25k and its my first car and was wondering what would the insurace cost monthly for me

Where do you get cheap car insurance in Northern Ireland?

Hi Folks, I'm moving from Dumfries in Scotland shortly to Northern Ireland, my car insurance is going to double in price, just wondering where the best place to get insurance quotes, I tryed NI Compare and it was actually more expensive than Go Compare, many thanks""

Has anyone purchased car insurance online?

I want to purchase geico online but would like some input on any experiences with online auto insurance policies?

Car Insurance Rates?

I am a 19 year old college student in VA. Currently my parents pay for my car insurance and cell phone bill. I would like to pay these on my own and was wondering what I could expect to pay for my insurance. I know that rates are highest for young single males, but I have had my license for 2 years, and I haven't had one speeding ticket or citation or anything. I haven't even been pulled over. So my record is good. Also, I have been in no accidents. So, what could I expect to pay? Thanks!""

How much is unsurance for a 16 years old?

I am about to get my provisionary license soon, after i turn 16. I am wondering how much insurance will cost for us. We live in california. My parents are both good drivers, and have never been in an accident for the last 10 years. We have state farm. My parents are right now insured to 3 cars ( toyota seina, lexus gr300, nissan versa) and i will be added in there soon. I am wondering how much their insurance will raise because of me. Don't ask me to ask an agent or go to a website to find a free quote. I understand you can not give me a near exact answer, but just an estimate is good.""

I'm looking for cheapest car insurance possible (ICBC)?

I'm looking for cheap used car insurance. More specifically I'm looking for a list of top 10-50 cheapest used vehicles to insure in BC (ICBC). I know that there are many factors involved in determining auto rates such as year/model/engine/etc.... Surely there must be a list available to the public without having to call an ICBC agent every-time.

Do I need car insurance to drive someone elses car?

I got my license about a month ago..I'm 16 years old, going on 17 soon. I was wondering if I need to have my own car insurance in order to drive someone elses car? Their car is insured, however, I don't have my own insurance yet. Thank you!""

Health insurance/medi-cal options for independent full time university students?

Are there insurance options for independent university students? Prior to my 18th birthday I was part of a Kin-Gap program. I remember I received a letter saying I should go on ca.gov to see what benefits I can receive but I'm having a hard time navigating through it.

What type of car insurance coverage do you have?

So, I just bought a new car, and when I called my insurance to switch over my policy the agent tried to sell me this that and the other, saying I really needed all these things since I have a new car now. Just wondering what other people have on their car, and have you ever needed more coverage then you had?""

Cheapest car insurance for young drivers?

Hi I've been looking in a few insurance sites for the best possible quote for my self, Are there any insurances company's that you would recommend based on cheapest quotes ? Thanks P.s I'm 19""

Someone is try to commit car insurance fraud on my mom?

well my mom got in at fault accident she was the only one who was injured the guy who she knocked into was ok no sign of no injury, the guy is suing my moms insurance company (Geico) for possibly more then 10,000 in bodily injury which my mom only has 10,000/ 20,000 in bodily injury, let me say this again the guy is not injured AT ALL!!! The police that wrote up the report at scene will be super great witnesses to the scene the guy was ok, while my poor old mother had get stretched into a ambulance lucky her pip coverage covered her medical bills. Do you guys think he will win his claim with the type witness we have? Also there was a camera that caught the whole scene on video ( so another vital evidence) Is there anyway we can sue this guys for car insurance fraud or can geico do on out behalf?""

Insurance question: Uninsured car in accident?

My son (17) had permission to drive his uncle's car to the store when he was staying at his house. My son is in an accident and the car is totaled. I now find out his uncle does not have insurance on the car. Am I responsible for replacing the car? Does his uncle have any liability at all? I have full coverage on my cars. Will my insurance kick in at any point?

""Question about vsp eye insurance? around how much would glasses, contacts, exam cost?""

hey im new to the job world and i got guardian dental insurance and i think its comes with free vsp too. and the guardian insurance worker told me i'd tell them my social security number and tell them i have vsp to qualify or something. im going to go to a private office that accepts vsp. i want to get an eye exam, get 1 pair of prescription glasses and contact lens fitting and contacts. i dont have a credit card yet so i plan to pay with cash but i dont know how much to withdraw out of the bank to bring with me. i live in georgia, near atlanta by the way. or should i just go to lenscrafters or visonworks or something like that? could you give me an estimate of how much each would be when using vsp, if you have it? and if i used the insurance would i have to pay all the amount there and the insurance company would evaluate my claim and send me money back..? i dont know so how would that work too. thanks for your time in advance.""

Teen auto insurance 600$ a month WTF??

i just got my license today i'm 18 male NY completed drivers ed, i did a couple of quotes online for a cheap old beat up car like a 95 chevy caviler and most of them gave me three thousand dollar 6 month premiums, which is 500$ to 600$ dollars a month for a a piece of junk car! what kind of bull is that?? thats like a month of rent!!!!!!!!! someone should sue those corrupt bastards!""

Does anyone know of a sporty car that's not considered a sports car by insurance?

I like the grand prix but i want a company that is still in business thanks

name of law that requires health insurance affordable care act

If you don't have auto insurance can you get auto insurance from enterprise to rent a vehicle?

i don't have auto insurance at the moment.. will enterprise give me auto insurance for a rental? how much does that cost usually?

I need cheap motorcycle insurance. Cant afford the ridiculous $1500 insurance for a $3000 bike.?

And I need full coverage. Any idea? I'm getting the new 2008 ninja. I'm an experienced rider, but I have no record of motorcycling at all. I used to ride in my country. But here, nope. no record. All i can do to reduce my insurance cost is take the MSF course. Dont even have an american driver's/motorcycler's license yet.""

Good car insurance rate?

Is $400/annually for 1 way car insurance a good deal? I an with triple a, and drive a 94 Honda accord 1 way policy. Ive been with them for a couple years now bcuz they got towing in my policy. Just wondering is this a good price? as my policy renewal deadline is near.?""

Is there Low Cost Health Insurance for a 60 yr old?

Is there Low Cost Health Insurance for a 60 yr old? I am shopping around for health Ins. for my mother in law, is there something in California, that's not expensive. Can i get medical or something? Please help.""

Should I get insurance on a car loan?

It's been many years since I got a car loan, but we're in need of a replacement car. I started to get pre-approved, but during the process they asked about insurance on the loan. Things like death, DISM and UEMP . I've no idea what the last 2 are; or if I should or shouldn't get it. This may be what I've heard called GAP Insurance , although doing a web search on that term resulted in hits related to car leases, and I'm not looking to lease a car, but to buy one, so I don't know if that applies or not. Bottom line: do I need this or not? I'm sure the answer, in part, will be it depends ; well, until I know what it depends upon, I can't make any intelligent decision about this.""

How much does your insurance go up after a dui?

my husband got a dui about 3 years ago! it took forever to actually get a court hearing.. and he didn't even loose his lisence till a year ago, now that hes about to get it back, i'm wondering how much extra the insurance will be now... It was his first offense, lowest reading on the breathalizer.. and we live in pa, if that matters...""

What insurance is required on a new car in Florida?

Is it just PIP/property damage liability and Bodily Injury Liability or is there more? Thanks!

What is a good health insurance for age 19 and up?

at the moment i am 18 but will be turning 19 in 10 days...and i was wondering what is a good health insurance to apply to. i have Anthem Blue Cross Healthy Families. I am looking for something similar or almost similar...if someone could please help me. thank you soo much. ps if this helps i live in california....thank you again!!

Can my car get repossessed for lapse of insurance?

Okay so short and sweet my loan company called and says my insurance lapsed now is this a problem by means can they come get the car like in the same fashion as if I were not paying on it? But can they still get it even if I am making the right payments on time? Also if I fax them my insurance card showing I have the card with proof of the insurance til may will they take that as a form or do they need to contact the company directly?

Car Insurance parked hit and run question?

I have USAA as my auto insurance. Here's the back story. I was parallel parked alongside a street here in Atlanta and a car (more than likely) was trying to get out of his/her space and hit the left driver side bumper pretty hard (ruining the paint and loosening up the bumper pretty good...and cracking the tail light). This person did not leave a note. I have my 500 deductible. I also have uninsured motorists coverage. Right now USAA is saying that I will have to pay the $500 ded. Why couldn't they put it under the uninsured motorists coverage I have instead so I wouldn't have to pay a dime? Is it within reason to call them and ask for this issue to be adjusted? If so, what points can I make to insure I get the deductible taken care of under the uninsured motorists coverage? Thank you for your help!""

Who offers the cheapest auto insurance?

How much would motorcycle insurance cost for a young and new driver?

So I 'm 18 years old and thinking about getting a sports bike. I have a drives license and haven't gotten any tickets yet. I just want an estimate on how much i'd be paying in insurance every year..and which insurance company provides the best price? I'am thinking of buying a used sports bike but am not sure on which one yet. Thank you in advance and If you don't have anything nice to say please just move along lol:))

Fast old car that isnt cost millions to insure?

I am 17 i understand that the insurance on a very fast car would be millions! but i was wondering does anyone know an old fastish car that the insurance isnt tonnes and tonnes of cash in the UK

""Just got a speeding ticket with my uncles car, will his insurance raise?""

I just received a speeding ticket while driving my uncles car, i don't have car insurance nor a car. Will his insurance go up from this.""

What's a good homeowners insurance in California?

A friend of mine just bought a home for the first time. She wants to know if there's any recommended insurance for homes in California.. particularly Fresno, CA if anybody is familiar with any. Thanks in advance. Any suggestions or direction will do.""

I need to find new insurance by March of next year...?

because the insurance I'm under now (TriCare) runs out when I turn 21. Problem is: I have bipolar 2 disorder. Not severe enough for SSDI or anything, but debilitating enough that I need medication to fix it. My meds without insurance total nearly a GRAND a month, not including psychiatrist and therapist visits, about twice a month. Even worse, I only work about 20 hours a week at $8 an hour, so I don't make enough money to AFFORD most types of insurance. But like I said, I don't qualify for disability either. Do you know of any health insurance programs that would be affordable enough for my budget, yet cover my expenses? I've searched sites for weeks and haven't come up with much. Any help will be appreciated! Oh yeah, and I like in Iowa, US - I know that makes a difference.""

""How much would insurance cost me for a $200,000 porsche as a teen?????? PLZZ HELP GUYS PLZ!!!!!!?""

Im planning to buy a $200,000 porsche drive away. Im going to get superior insurance (the best insurance) that covers my car fully. HOWEVER the problem is im a teen 19 year old and insurance rates appparently fly above the sky. HOW much will it cost insurance a year????????????????????? ?????????????????/""

How much would it cost me a month?

If i wanted to buy a car for $16000 and i am 16 with no credit or anything. I have a job but my mom said she would pay half the payment and the insurance so i need to know how much would the monthly payment be. Thanks

""Why can't we have Geiko,State Farm, or Progressive auto insurance in the state of Ma?.?""

I always see t.v. commercials for them but at the bottom of the screen it says not available in Ma. and a few other states that I can't remember. If I could save money buy switching to one of those companies I would but I can't , so I have to pick from Commerce or Metropolitan. My car insurance is really expensive (I pay over $300 a month) I have only had my license for a couple years so I under stand the whole new driver thing and my car was new when I bought it so I have full coverage but the car is only a Kia Rio, far from a sports car or luxury car. I pay more for my insurance than for the car payments.""

Who in california needs auto insurance?

Does an 18 year old driving a car under his parents name need auto insurance? Or is it only have your own registered car?

National Insurance number for a teen..?

Ok, I am not a citizen of UK but I have been living for a few years. British citizens get their number automatically when they turn 16. I turn 16 this February, so when should I apply, I want to get a job as soon as I turn 16 ? And what is the application proccess like ? Am I even eligible for it ?""

General Liability insurance?

How much will General liability insurance cost for my company? We have been incorporated for 2 years, with no claims against us. We are a parking revenue and security company. I have called dozens of brokers. i just need a ball park so I can tell if i am being ripped off. We have insurance now but feel it may be to high. Please advise""

Car insurance for teens?

Hi, so I just got my license today and now I have to insure my car but don't really have much information about how to do so. I'm an 18 year old girl and I only drive to and from school, which is about 7 miles away from my house. I have a Toyota corolla 2005 model but it belongs to my grandma. she's planning on completely giving the car to me and insuring it completely in my name and canceling her insurance because she no longer has a means to drive, since she only picks me up from school. My family doesn't really want to put me on their insurance and insist that I have my own separate plan. My whole family uses Geico btw. so if I wanted to insure the Toyota completely in my name, I would have to first get a quote right? if I set up the insurance with a certain amount of mileage, would that decrease the amount I have to pay? what about good student discounts ? if there are any cheaper alternatives please recommend them to me! I'm a full time student so I can only afford so much :(""

What is Aflac? Insurance? Something you add on to insurance?

They are offering a meeting at work with an Aflac rep but really gave no information. I currently have no insurance at all. Is this something I would want to look into? Thanks!

How much do you pay for Manitoba car insurance?

How much would an 18 year old male pay for car insurance? If you are that age or around there please tell me your age and what car you drive. I was interested in comparing w/ Manitoba because I live in Ontario and apparently my dad told me its 1000-1500 dollars a year!

name of law that requires health insurance affordable care act

https://www.linkedin.com/pulse/work-from-home-insurance-ryan-walsh/"

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