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Has your TPD claim declined? Don't give up! Life Matters Claims is here to help. Our expert team of experienced legal professionals will make sure you get the financial security and peace of mind you deserve. We'll review your claim, provide guidance & advice, and fight for your rights - Get the support you need with Life Matters Claims today!
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Defend activists and organizers under attack! Defend Black lives!
As the anti-racist uprising of 2020 roiled business as usual in cities across the U.S., many protesters have been hit with severe charges after being arrested for offenses that would normally be considered violations or misdemeanors. Many arrestees are facing possible sentences of years in prison or even life sentences.
In a dangerous attack on our right to protest, Attorney General William Barr in a recent conference call with U.S. attorneys across the country even encouraged sedition charges be widely used against anti-racist protestors. Sedition means conspiracy and intent to overthrow the U.S. government and can result in life imprisonment.
The Socialist Unity Party has issued an appeal to all revolutionary left organizations and activists to unite in defense of those facing repression from the capitalist state and its allies in the white supremacist-fascist movement. (Read the appeal in English or Spanish)
Please share widely. This list will be updated regularly. If you know of a case that should be added, send details to: [email protected].
Here are some important cases and actions that your organization or you as an individual can publicize to help:
San Diego
Denzel Draughn, a well-known San Diego anti-racist activist and supporter of the African People’s Socialist Party, was arrested Aug. 28 at a demonstration in solidarity with the movement in Kenosha, Wis., calling for justice for Jacob Blake, who was shot seven times in the back by police. Draughn is charged based on the ridiculous claim that he pepper-sprayed nine cops. He is facing 19 felony charges as a result. The allegations stem from an incident when a group of demonstrators tried to defend themselves against a violent police assault. Ten people were arrested, but Draughn has been singled out for the harshest treatment. At the request of San Diego cops, his bail is set at the outrageous amount of $750,000 – an amount usually reserved for kidnapping or murder.
● WATCH: Interview of Muambi Tanga of African People’s Socialist Party about Denzel Draughn case
● Donate to $ParrishDavis on CashApp, @Parrish-Davis on Venmo or the Dede McClure Community Bail Fund: https://www.gofundme.com/f/help-us-raise-funds-to-support-our-community
Denver
On Sept. 17, police agencies in the Denver area arrested anti-racist organizers in a coordinated assault. Russell Ruch was arrested while in a parking lot at a Home Depot. An hour later, five police cars surrounded and arrested Lillian House while she was driving. That afternoon, S.W.A.T. teams arrived at Joel Northam’s home and arrested him. Eliza Lucero has also been arrested. All four are members of the Party for Socialism and Liberation and organizers of protests to demand justice for Elijah McClain, who was brutally murdered by the Aurora Police Department. They are still in jail, with the exception of one person, and face multiple felony charges and years in prison in an obvious frame-up aimed at stopping the movement for justice for Elijah McClain.
● Emergency Mobilization at the Colorado State Capitol Building in Denver, noon Saturday Sept. 19.
● Sign the petition to drop the charges: https://www.pslweb.org/dropthecharges
● Donate here to the legal and political support campaigns for these organizers: https://www.pslweb.org/donate4denver
Tallahassee, Fla.
On Sept. 5, Tallahassee police and Leon County sheriffs attacked a peaceful Black Lives Matter demonstration. After pulling a Black woman organizer from her car, 300 police attacked around 75-100 protesters. Fourteen were arrested on the spot and five more have been arrested since, including members of the Students for a Democratic Society and Freedom Road Socialist Organization. The majority are facing multiple charges, including felonies, that could result in fines of $10,000 and 10 years in prison. Others face up to one year in jail and a $1,000 fine for each misdemeanor they’re charged with. The demonstration was to protest a grand jury decision not to indict the police officers who murdered Tony McDade, Mychael Johnson and Wilburn Woodard. The three were gunned down by Tallahassee police in March and May of this year.
● Call State Attorney Jack Campbell at 850 606-6000, or email [email protected]
● Click the “File a Complaint” button on Tallahassee Police Department webpage at https://www.talgov.com/publicsafety/tpd-compliment.aspx
● Go to the GoFundMe page to help with the legal fund: https://www.gofundme.com/f/community-supportfor-blm-protestors-in-tally
Portland, Ore.
The battle against police racism is raging in Portland. Nightly demonstrations have entered their fourth month. Since the end of May, hundreds have been arrested. In August, hoping to quell the protests, incoming Multnomah County District Attorney Mike Schmidt dropped charges against protestors. Demonstrations continued to challenge systemic racism, arrests and brutality continued, and charges have become more severe. On Aug. 27, a news release by the U.S. Attorney’s District of Oregon office announced that it is going ahead with prosecutions of 100 people who were arrested since May, many by Trump’s federal officers. Seventy-four of them are facing felonies that could result in prison sentences of years. A Sept. 5 NPR audit of the felony charges concludes that the actions protestors were accused of and arrested for were minor and should never have resulted in felonies.
● Call the District Attorney’s office at (503) 727-1000 or comment on the U.S. Attorney’s Office District of Oregon website by emailing [email protected] to demand that charges be dropped against anti-racist protesters.
Oklahoma City
In Oklahoma, where the entire Black community of Tulsa was burned in 1919, and where a white supremacist attack killed 168 people in 1995, Oklahoma County District Attorney Lewis Prater has charged three teenagers, Malachai Davis, Haley Lin Crawford and Sydney Lynch – as well as two other participants in protests against the police murder of George Floyd -- with terrorism. The bond amounts for a dozen other arrestees are between $200,000 and $1 million. The harshest treatment has been directed at those arrestees who are African American. Terrorism convictions could mean years or even decades in prison for charges that should have been misdemeanors. In May, DA Prater refused to charge cops who killed Isaiah Lewis during a mental health crisis in September 2019. When 42-year-old Derrick Scott was in custody of Oklahoma City cops in May 2019, he told them he couldn’t breathe and asked for his medicine. The cop’s response was “I don’t care.” Scott died soon afterward, but Prater brought no charges against those cops either. In August of this year, James Harmon was shot in the head by cops, also in Prater’s jurisdiction, and there is no indication that charges will be brought against the cops who killed him.
● Call DA Lewis Prater’s office at (405) 713-1600 and demand he drop all charges against anti-racist protesters and bring charges against killer cops.
Salt Lake City
In Salt Lake City, a group of protestors are charged with felony criminal mischief. District Attorney Sim Gill added a “gang enhancement,” which could mean life sentences for seven people who were protesting Gill’s decision not to file charges against two SLC cops who shot Bernardo Palacios-Carbajal in the back and killed him. Gill justifies the gang enhancement by saying the activists conspired to splash red paint and break the windows of a building. The gang enhancement is an inherently racist feature of the criminal justice system, and the fact that it is being used against people protesting police murders of people of color is a further travesty of justice. More than 30 others in Salt Lake City have been hit with serious charges stemming from recent anti-racist demonstrations, including some felonies.
● Call District Attorney Sim Gill’s office at (358) 468-7600 to demand he drop charges against anti-racist protesters.
Miami
Jonathon Gartrelle, a leading gay, African American, anti-racist activist in Miami, is charged with strong-arm robbery and escape – both felonies – as well as two misdemeanors. Jonathon is accused of removing two Trump flags from parked vehicles and dropping them on the ground while counter-protesting at a pro-Trump caravan. Gartrelle himself was hit by an SUV, which drove away and was not pursued by the cops, who are falsely claiming that Gartrelle declined to press charges. Gartrelle wanted to press charges but refused to go with them in a police cruiser to fill out a report at a precinct.
● Sign the petition: https://www.change.org/p/miami-police-department-justice-for-jonni
● Call Miami-Dade State Attorney Katherine Fernandez-Rundel at (305) 547-0100 to demand she drop charges against Jonathon Gartrelle
Appeal to revolutionaries: We must defend each other from state attack
Llamado a los revolucionarios: debemos defendernos unos a otros del ataque estatal
#repression#arrests#BlackLivesMatter#antifa#protest#communist#socialist#anarchist#solidarity#JailKillerCops#Donald Trump#William Barr#police brutality#white supremacy#prisoners#Struggle La Lucha#FRSO#PSL#APSP#San Diego#PDX#Denver#Tallahassee
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Motor Motor vehicle Incidents - Creating a TAC Declare in Victoria
The Australian Condition of Victoria has a no fault compensation plan for automotive accidents. In Victoria, compensation benefits for motor car mishaps are compensated by the Transportation Incident Fee, an establishment funded by the point out government. For this cause, auto incident payment claims are typically known as TAC claims in that Point out. Any individual involved in an automotive incident in Victoria may possibly be entitled to payment - irrespective of regardless of whether or not they have been dependable for the accident or not. Motorists may possibly even be qualified for compensation if they are severely hurt in an interstate automobile or truck incident involving either a motor vehicle registered in Victoria. It may also be feasible to pursue a separate Typical Legislation declare against the motorist who caused the incident, although there are specific conditions that have to be met to allow this. If the motorist dependable for the accident suffers an damage as a outcome of the collision, they are nonetheless entitled to lodge a compensation assert - though they will only be eligible for some of the offered advantages. In Victoria, compensation claims arising from a motor vehicle incident have to be lodged inside of twelve months of the day when the damage happened, though this time restriction may be prolonged up to three a long time in specific outstanding situation. If the claimant is disappointed with the ruling handed down by the Transport Accident Fee, they have an further interval of twelve months to lodge an charm - this is calculated from the day when the TAC tends to make the determination. If a TAC appeal is required, Kfz Gutachter Monheim it is recommended to seek out lawful tips from a solicitor who is an accredited specialist in individual injury regulation. At other occasions, an seasoned TAC attorney can guidebook you by means of the approach of lodging a declare and make sure that you acquire your total payment entitlements. Victims of a motor motor vehicle accident in Victoria are entitled to utilize for compensation relevant to ambulance services, sensible health care charges (which includes physiotherapy and chiropractic bills), disability solutions, and rehabilitation costs. They may also be entitled to claim connected expenses, this sort of as travel value to and from the spot the place healthcare treatment method happens, as effectively as house assist or nursing providers in some circumstances. Observe that the TAC will requires candidates to provide evidence of all expenses claimed, so it is critical to maintain in depth data of treatment method and ensure that a duplicate of all pertinent receipts is retained. Victorian motorists involved in an accident could also declare compensation for loss of cash flow as a outcome of an injury, although they should offer healthcare certificates demonstrating that they are not able to perform. The TAC does not generally pay benefits for dropped earnings for the initial five times soon after the date when the accident transpired. Right after this time, assuming that the sufferer of the incident is not able to work at all, the TAC will spend them eighty% of their average weekly earnings just before the accident. If the sufferer suffers a partial decline of earnings, the TAC will go over up to eighty five% of the misplaced earnings. Right after the initial eighteen months, TAC will perform a circumstance review to determine regardless of whether the individual is nevertheless eligible to continue getting payment payments for decline of the ability to receive an revenue. In any situation, the payments instantly cease right after three years and are capped at a statutory highest amount. On the other hand, TAC payment payments for misplaced earnings due to injuries sustained in a motor car accident are not matter to earnings tax. Special policies indicate to TAC claims involving motor motor vehicle accidents in Victoria that lead to everlasting physical impairment. A motor automobile incident final results in long lasting incapacity if it brings about prolonged-phrase bodily impairment to a lot more than 10% of the victim's total body. If an personal suffers long lasting actual physical impairment as the end result of a motor motor vehicle incident, they have six years to declare compensation. The TAC assumes that it is tough to correctly assess the degree of long-time period impairment caused by the accident for at the very least 18 months following the incident. An evaluation of the impairment must be need to be made by a health care practitioner using a established of tips produced by the American Healthcare Association. If a everlasting impairment assert is successful, TAC will lead towards any applicable legal expenses incurred during the procedure. In a lot of circumstances, a victim who suffers permanent actual physical impairment may possibly also be entitled to lodge a claim for a Complete and Long lasting Incapacity (TPD) insurance policy payment by means of their superannuation fund. Nonetheless, the specifics can differ wildly from 1 fund to the subsequent. Some superannuation cash also supply cash flow security insurance coverage towards decline of earnings incurred as a consequence of the incident - this is in addition to any payment for misplaced earnings provided by TAC. If a motorist suffers a everlasting impairment that influences more than thirty% of their human body, TAC might grant a lump sum payment payment for serious damage. There are other conditions that could outcome in a lump sum payment for serious injuries, including long term actual physical disfigurement or the termination of a pregnancy as the consequence of injuries sustained. The target can also make an software to a Court docket for a Critical Damage Observe to be issued if the damage sustained in the incident influences their capability to function. TAC assesses every single significant injuries declare on its own deserves, so the sufferer ought to seek out guidance from an specialist TAC law firm when making ready a claim. Lastly, in the occasion that a motor vehicle accident outcomes in a fatality, the surviving spouse and dependants of the deceased particular person could be qualified for economic help in the form of a lump sum compensation payment from TAC as properly as coverage of sensible funeral costs. In addition, TAC will arrange for the surviving family customers to have entry to a counselling services offered by a registered psychologist to aid them cope with the traumatic consequences of grief and reduction.
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Capital 10X Primer - The Undervalued Play on Guyana Goldfields
Executive Summary
Guyana Goldfields is a mid-tier Canadian gold miner with a healthy balance sheet, experienced management team, and strong growth potential. Aurora, its sole commercial operation, is the largest gold mine in Guyana, a stable English-speaking democracy in South America. Guyana Goldfields’ share price fell almost two-thirds in 2018 on the back of production and development delays and lower-than-expected head grades. With these issues close to being resolved and the bad news already priced in by investors, Capital 10X believes there could be significant upside in Guyana Goldfields.
Guyana Goldfields Has a Cash Filled Balance Sheet
GUY’s net debt-to-equity ratio stood at 11.48% at the end of Q3 2018. It paid down around US$4.45 million in the final quarter in 2018, reducing net debt to around $40 million at December 31, 2018. GUY’s debt-to-equity ratio is lower than that of many other mid-cap Canadian gold miners and significantly lower than the average of 31% reported by the world’s 40 largest miners at the end of 2017, according to PwC. Balance Sheet: Guyana Goldfields vs other mid-cap gold producers Net D/E Cash Balance MC (4) Stock Price (4) Guyana Goldfields 11.48% (1) US$82M (2) C$223.9M $1.29 Argonaut Gold (3) 2.13% US$15.38M C$332.5M $1.87 Teranga Gold (3) 14.35% US$46.61M C$458.3M $4.26 New Gold (3) 81.30% US$103.7M C$666.0M $1.15 (1) End of Q3 2018. (2) End of Q4 2018 (unaudited). (3) End of 2018 (final). (4) TSX Pre-market, March 22nd, 2019.
EPA Has Okayed Resumption of GUY's Aurora Underground Development
As its name suggests, Guyana Goldfields operates exclusively in Guyana, a stable parliamentary democracy on South America’s Atlantic coast. GUY’s expansion plans centre around brownfield development of its only producing mine, Aurora. It is also investigating the economic viability of the Sulphur Rose deposit, 23km away from Aurora, and is conducting exploration work around northern Guyana. A major growth impediment was removed on February 20th when GUY announced that the Guyana Environmental Protection Agency had permitted it to resume development work of an underground decline at its Aurora gold mine. Aurora has been in operation as an open pit mine since 2016. GUY plans to turn Aurora into a combined open pit and underground mine, which would make it Guyana’s first modern underground mine. GUY had been working on the exploration decline at Mad Kiss for only eight days when the EPA ordered it to halt work on November 19th so it could carry out inspections.
Did Gold Grade Reductions Lead to a Market Overreaction on GUY's Stock?
Guyana Goldfields stock fell 47% on October 30 after reporting that grades in the Rory’s Knoll diorite were not as high as originally believed. In a recent update, the company said the 2012 resource model overestimated the average gold grade at Aurora. In particular, it said high-grade domains (more than 5 g/t Au) were allowed to influence surrounding lower-grade domains. While this is certainly bad news for GUY, a reduction in gold grade as extreme as 75% still leaves them in the same grade-ballpark as their industry peers, though it would affect their total reserves. However, this still raises the questions of whether the market overreacted to the news of the downgrade. A revised estimate is scheduled for completion in late March, and if the news isn’t as bad as the market perceives it to be, the stock price will likely see a partial recovery. Proven & Probable Reserves: Guyana Goldfields vs other mid-cap gold producers Location of Assets Tons (Millions) Au grade (g/t) Guyana Goldfields Guyana 43.04 2.871 Argonaut Gold Mexico 193.0 0.61 Teranga Gold West Africa 92.69 1.45 New Gold Canada, Mexico 344.00 0.742 1) Yet to factor in the downward revision of grades at Aurora. 2) Gold only, excluding copper and silver resources
Aurora Saw Delays in H1 2018, Recovered by Year’s End
It was a tale of two halves at the Aurora gold mine in 2018. GUY had planned to ramp up production to 75,000 tonnes per day (tpd), but was restricted to mining less than 40,000 tpd in the first half due to the late arrival of the contract miner and equipment. The situation was resolved by the end of the third quarter, and the mining rate increased 74% from 39,600 tpd in Q2 to 69,200 tpd in Q4. The milling rate was steady through the final nine months of 2018, at around 7,000 tpd. GUY initially targeted 190,000-210,000 ounces gold production in 2018, at a cost of sales of $850-$900 per ounce, cash cost of $430-480/oz, and all-in sustaining costs of $830-880/oz. Ultimately it only produced 150,450 ounces of gold in 2018. Full-year costs will be revealed when GUY’s publishes its annual report in late March. In the first three quarters, cost of sales was $958/oz, cash cost was $681/oz, and AISC costs were $1,094/oz. The company said the increase in costs were largely attributable was to lower grades and a higher strip ratio due to mine sequencing. Now that things are back on track at Aurora, GUY is targeting a mining rate of around 70,000 tpd, and milling throughput of around 7,000 tpd in Q1 2019. Phase two of the mill expansion was commissioned in late February, which GUY expects will further improve recovery by 2% and throughput by 10%. GUY will release full-year guidance in late March, after the reserves and resources update.
Dissident Shareholders Fanning the Flames
GUY’s problems were exacerbated in 2018 by internal infighting, which culminated with the removal of executive chairman Patrick Sheridan and the implementation of a single reporting structure under president and CEO Scott Caldwell. Sheridan is now leading a group of dissident shareholders holding 5.4% of company stock. A special meeting of shareholders has been set for the same day as the annual meeting on May 22nd. Dissident shareholders, often referred to as “concerned shareholders”, have a distinct bias towards portraying every challenge or slights misstep in a negative light. They have even gone as far as hiring investigators to try and find new reasons to drag down the management team and GUY with it. They also like to give the impression that the company has been deliberately lying about the progress of their Aurora underground mine development. In reality, the case seems much less sinister. Ultimately, it appears as though some investors and even Guyana’s Minister of Natural Resources misunderstood a February press release stating that GUY “has received environmental authorization from the Guyanese EPA to resume construction and development work on an underground exploration decline at its Aurora Gold Mine.” They believed this to mean mining has commenced, this is clearly not the case, nor what they stated. It's unfortunate the company didn’t correct people sooner, if not to save everyone the headache. On top of this, the dissidents like to point to salacious statements from Guyana's EPA Head, Dr. Adam Vincent, however, these too appear to be overblown. According to Guyanese media, even Dr. Vincent acknowledges his disappointment “that the company failed to expeditiously clarify in the media, the purpose of its permit.” A far cry from claiming the company was outright deceitful or breaking any laws. Make no qualms about it, the company has unfortunately had another misstep with the Guyanese EPA, possibly straining its relationship further, but it’s hardly unrecoverable. No Guyanese laws were broken according to available information, and if you read their actual press release, it’s very obvious the news is focused on the development of the mine and not mining activities themselves. If there’s anything GUY investors need to be concerned about, it’s the mud-slinging dissidents who want nothing more than to see management fail.
Overhaul of Guyana Goldfields Management Team Paying Dividends
In recent months, GUY has made a raft of appointments, including a new non-executive chairman, chief financial officer, chief operating offer, head of human resources, senior VP of technical services and corporate development. All its appointees have extensive mining industry experience with Guyana Goldfields or other TSX-listed companies. Caldwell himself served as president and CEO of Allied Nevada Gold Corp for seven years, prior to being appointed president and CEO of Guyana Goldfields in 2013. The most important appointment in recent months may well have been that of Perry Holloway, former U.S. Ambassador to Guyana, as Senior Vice President of Strategy and Corporate Affairs. Holloway was appointed in early January and was involved in the talks with the EPA to resume underground development.
Our Conclusion
At the time of writing, Guyana Goldfields had a market cap of less than C$300 million. Almost all other TSX-listed gold miners with sub-C$300 million market cap are only involved in exploration and development. In comparison, Guyana Goldfields offers investors a fully-fledged producer with growth potential at a sub-C$300 million market cap. In general, mid-tier gold producers present investors with an interesting risk/reward proposition and Guyana Goldfields is a perfect example of this with its strong fundamentals overshadowed by various issues related to operations, management, and life-of-mine profile in 2018. While some of these issues are now resolved, others remain in the balance. We expect their next earnings release, estimated for March 26th (AMC), to shed light on many of the unknown factors listed above. If you believe the market has overreacted and dissident shareholders have only been fanning the flames to suit themselves, then GUY could be an excellent play. At this stage, Capital 10X believes Guyana Goldfields presents an attractive proposition given its low share price, however investors must keep the position appropriate for a speculative stock. The more cautious investors should be ready to buy in if good news is reported. Read the full article
#CompanyNews#GoldPrice#GoldProduction#GUY#GuyanaGoldfields#MiningStocks#Potential10X#ProductionCosts#Video
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Hiring Consultants To Handle Your TPD Claim is Always Beneficial
You might be planning to take on a TPD claim this year, and you would like to hire an outside firm or consultant to handle your case. Planning for a future disability is never fun, but the right help could make the process much less stressful and more profitable.
Reasons To Hire a Firm For TPD Claim
Some of the biggest reasons why you should consider using a consultant include:
1. Hiring an expert in their field can reduce your stress, knowing that someone else has been there before and researched everything you need to know about what happens during the process.
2. Consulting firms are typically cheaper than other experts since they handle all the processes you need to consider. Without direct contact with you and your claims, they will not have as easy of a time helping you.
3. Life Matter Claims can deal with complex disability claims that are so important as to require an attorney's help. That means it could cost you more money in the long run if you hire them on your own.
4. We can offer you an extra pair of eyes to review the TPD claim to keep your process on track. If a particular situation arises, that is not covered in the lawsuit. We can make sure you are aware of it and are correctly safeguarded. We do our best to ensure things happen at the right time.
5. Disabled individuals who go on to get a settlement can often find themselves needing a lawyer. They may need one to make sure the proper documents are signed and that things are handled correctly.
When You Should Contact a Consultant for Your TPD Claim
If you are planning to file a TPD claim, you may want to consider using a firm. Consultants can help you with all the processes you need to consider for your claim. They take care of everything from the initial interview to the negotiation and settlement. They can:
1. Assist You in Setting up Your Claim
Consultants will handle all the forms and paperwork related to your TPD claim Rejected so that you don't have to worry about them. They make sure that it gets in on time and organize the entire claim in a way that makes sense.
2. Speak On Your Behalf
Depending on the situation, the insurer may be less willing to pay for your claim if you are the one filing it. A professional can speak to them directly about your situation without any negative emotions in filing a disability claim.
3. Negotiate Your Claim
Consultants will ensure that you get the total value of your claim and nothing less. They can help you get a fair settlement from your insurer so that you do not have any more out-of-pocket expenses in the future.
4. Gather Your Evidence
Evidence is essential to a TPD claim, and consultants can help you find what you need to prove your case. They can gather medical records, past income, and other essential items that show why you should receive compensation.
5. Ensure You Are Covered
A claim specialist will also ensure that you are covered adequately throughout the process. No one wants to be left out of the picture, and with a consultant who is familiar with the claim process, you can rest easy that you will be looked after.
Hiring someone to get a better TPD claim settlement can save you hundreds of dollars in attorney's fees and expenses. With more money in your pocket, handling life's little bumps and bruises will be easy. You can take care of your health and focus on other parts of life, knowing that you have a plan for anything thrown your way.
Contact Life Matter Claims Today For Free Consultation, Call 1300784108 Professional Help For Your TPD claim!
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How can claims consulting services help you big way?
Filing insurance claims can get complicated. With tons of documentation to arrange and formal procedures, you might feel lost. But no needs to worry anymore. With expert claims consulting services, you can easily get done with this process in no time.
#life matters claims#insurance claims consultants#Tpd claim help#Life insurance claim help#claims consulting services#insurance claim declined
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Filing For Total Permanent Disability Claim Due to Dementia?
People file for the total permanent disability claim if they are not able to work on their work due to a serious illness, accident, or any kind of permanent disability. You can even file for a permanent disability claim if you see the onset of dementia. Dementia is a mental condition in which there is severe damage to the brain cells. If this happens to people below 65 years of age, they can file for early-onset dementia. It has been seen that more and more people are being afflicted with dementia in the current time.
How to file TPD for Dementia?
In case a person has been diagnosed with Alzheimer’s or dementia, it is sure that in near future the person will be rendered jobless due to issues such as memory loss, coordination issues, confusion, problem in carrying day-to-day tasks, poor concentration, etc. In such a case you will need financial assistance very soon. Therefore, you need to file for total and permanent disability insurance so that you do not have a problem later on and even have money to carry on with the treatment.
Most people are of opinion that they can avail TPD benefits only in case of terminal illness, accident at the workplace, or serious injury. However, this is not true. You can ask for a TPD claim even if you have young-onset Alzheimer’s or dementia.
All about TPD Claim For Early-Onset Dementia
You can receive total and permanent disablement cover from your life insurance provider for a wide array of early-onset Alzheimer’s disease-linked symptoms. This encompasses major permanent impairment, cognitive decline, loss of independence, and related mental health issues.
The insurance provider takes into consideration several factors in order to decide whether you are eligible to file a claim or not. This includes:
·Whether the claim you file can be bolstered by a doctor or any reliable medical specialist.
·Whether you are getting any kind of treatment for Alzheimer’s disease, and what is the frequency of the treatment.
·Whether the early-onset Alzheimer’s disease is deemed as permanent and irreversible
· The workability has been affected and will become worse as the disease will progress.
·Whether a person will be able to take any new job later on.
If you successfully file a claim for TPD insurance for early-onset Alzheimer’s or dementia, the money will be given to you in a lump sum and you will be available to carry on your day to day tasks easily The amount of money that you will get will depend on specific circumstances of the case.
The team at Life matters Claims has a lot of expertise and experience as regards filing a claim. They take all vital steps to make sure that your claim process is streamlined as well as easy. They initiate the claim retrieval process so that things are carried out seamlessly. No excessive prices are charged for the services and the whole process is done with complete efficacy and efficiency.
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