#top property advisor in Melbourne

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Services offered by a top property advisor in Melbourne

When it comes to finding your dream home in Melbourne, having a trusted property advisor by your side can make all the difference. A top property advisor in Melbourne offers a wide range of services that can help you navigate the competitive and ever-changing real estate market and find the perfect home for you and your family. In this section, we will discuss some of the key services offered by a top property advisor in Melbourne.

Personalized Property Search: One of the primary services offered by a top property advisor is personalized property search. They understand that every client has unique needs and preferences when it comes to their ideal home. Therefore, they conduct an in-depth consultation to understand your requirements, budget, and lifestyle before curating a list of properties that match your criteria. This saves you time and effort as you don't have to go through countless listings or attend multiple open houses.

Market Analysis and Expert Advice: A top property advisor has extensive knowledge about the local real estate market trends, including prices, neighborhoods, upcoming developments, etc. They constantly analyze the market data to provide valuable insights that can help you make informed decisions. Whether it's about negotiating the price or identifying potential risks with a particular property, their expert advice can prove to be invaluable.

Property Inspection: Before making any purchase decision, it's crucial to thoroughly inspect the property for any hidden issues or damages that may not be visible at first glance. A top property advisor will accompany you on every inspection and use their trained eye to identify potential problems with the structure, plumbing, electrical systems, etc., ensuring that you don't end up buying a lemon.

Negotiation Skills: Negotiating is an essential skill when it comes to buying or selling a property. A top property advisor has excellent negotiation skills honed from years of experience in dealing with various clients and properties. They will negotiate on your behalf to get you the best possible deal without compromising on your needs and preferences.

Legal and Financial Assistance: Buying a property involves a lot of legal and financial processes, which can be overwhelming for many people. A top property advisor works closely with experienced lawyers and mortgage brokers to provide you with any necessary assistance throughout the transaction process.

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Move to Australia from UK: A Comprehensive Guide

Making the decision to move to Australia from UK is an exciting step towards a new adventure and a better quality of life. With its stunning landscapes, robust economy, and high quality of life, it’s no wonder that Australia remains a top destination for people looking to immigrate to Australia from UK. Whether you’re seeking better job opportunities, a new lifestyle, or the chance to reunite with family, this guide will walk you through the essential steps.

1. Why Move to Australia from the UK?

Australia offers a range of benefits that make it an attractive destination for UK residents:

Job Opportunities: Australia’s growing economy and job market are attractive for skilled professionals. Industries like healthcare, engineering, IT, and trades are in high demand.

Quality of Life: Australia consistently ranks high in global quality-of-life indices, offering a great healthcare system, world-class education, and a healthy work-life balance.

Natural Beauty: With its pristine beaches, national parks, and iconic landmarks, Australia is the perfect place for nature lovers.

Cultural Similarities: The common language and cultural similarities between Australia and the UK make it easier to adapt to life Down Under.

2. Choosing the Right Visa

When planning to immigrate to Australia from UK, one of the first steps is selecting the appropriate visa based on your needs and qualifications:

Skilled Migration Visa: If you have skills that are in demand in Australia, this visa might be the best option. It’s ideal for professionals with qualifications in fields such as IT, healthcare, and engineering.

Family Visa: If you have family members already living in Australia, you may be eligible for a family visa, allowing you to reunite with loved ones.

Business and Investor Visa: For individuals looking to start or invest in a business in Australia, this visa provides the opportunity to reside in Australia while growing your enterprise.

3. How to Prepare for the Move

To ensure a smooth move to Australia from UK, thorough preparation is key. Here are some steps to get started:

Consult with Immigration Experts: Before beginning the visa application process, it’s wise to consult with immigration lawyers or advisors. They can provide insights on visa requirements, documentation, and the overall process.

Research the Job Market: Depending on the visa type, you may need to secure a job offer before moving. Research industries and employers to increase your chances of finding work.

Financial Planning: Australia’s cost of living can vary greatly depending on the city. Consult financial advisors to budget for your move and ensure you’re prepared for expenses like housing, transportation, and healthcare.

4. Settling into Life in Australia

Once you’ve completed the process to immigrate to Australia from UK, it’s time to settle into your new life. Here are some tips for a smoother transition:

Housing: Depending on your budget, you can choose between renting or buying property. Major cities like Sydney and Melbourne tend to be more expensive, while smaller towns offer more affordable living.

Healthcare: Australia has an excellent healthcare system. As a UK citizen, you’re entitled to Medicare, Australia’s public health insurance system, through a reciprocal agreement.

Social Connections: Australia has a large expat community, including many from the UK. Joining expat groups or local community organizations can help you adjust to your new environment.

5. Conclusion

Making the move to Australia from UK is a significant and rewarding decision that can open doors to new opportunities and experiences. By understanding the immigration process, preparing adequately, and seeking professional advice, you can navigate this life-changing journey with confidence. Embrace the adventure of immigrating to Australia from UK, and look forward to a future filled with personal and professional growth. Your new life in Australia awaits!

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How Home Loan Brokers in Melbourne Simplify the Path to Dream Home?

Businesses that provide specialised services like accounting, auditing, etc also provide other services, such as having licensed home loan brokers in Melbourne. When it comes to home loans, consumers have a lot of options, but it can be difficult to select the best loan provider out of all of them. In this case, professional help is really accessible, sparing people from having to go through the challenging and time-consuming process alone.

Investment property loans need to be properly checked and professional advisors can make the job really easy by going through a proper checklist. Whether a firm is small and employs a few people or huge and employs many people, accounting is an important task that takes a lot of time and expertise. For all of their accounting and tax needs, businesses get in touch with tax return accountants. Due to the extra, needless expenses of recruiting, educating, and efficiently using human resources that come with maintaining an internal accounting staff, most companies outsource this work to specialist accounting firms.

An income tax accountant can submit returns on behalf of businesses, individuals, trusts, and other organisations to ensure that the correct amount of tax is paid. It is usually better to consult a company tax professional since companies can legally reduce their tax liability. Consultants with competence in company structure may be able to help with tax audits.

The Accountants' Accessible Business and Tax Advisory Services

Business Structure: Experts can assist in determining which business structure would be most effective in a certain scenario, as each has advantages and disadvantages. By using the appropriate organisational structure, borrowing may be increased in addition to decreasing deductions.

Tax Planning: By using the right tactics, such as SMSF schemes and superannuation contribution plans, tax deductions can be decreased in a variety of ways.

Consult with experts whether you're looking for mortgage, corporate finance, or tax services. To obtain the necessary accounting and tax assistance, mail or give the top expert company a call.

Source

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Comprehensive Guide to Real Estate Agents in Carlton North

Introduction

Why Choose Carlton North for Your Property Needs?

Carlton North, a vibrant suburb nestled just a few kilometers north of Melbourne’s central business district, is a gem for those looking to buy, sell, or rent property in an area brimming with character and charm. Known for its leafy streets, historic Victorian-era architecture, and a strong sense of community, Carlton North offers an appealing blend of urban convenience and suburban tranquility. The suburb’s proximity to parks, cafes, and cultural landmarks, combined with excellent public transport links, makes it a highly sought-after location for families, young professionals, and retirees alike.

The Role of Real Estate Agents in Carlton North

Navigating the real estate market in a suburb as dynamic as Carlton North can be challenging without the right expertise. This is where real estate agents come into play. These professionals possess deep knowledge of the local market, helping clients make informed decisions whether they are buying, selling, or leasing property. Real estate agents in Carlton North are not just intermediaries; they are trusted advisors who guide clients through every step of the property transaction process, ensuring smooth and successful outcomes.

What to Expect from This Guide

This comprehensive guide is designed to provide you with a thorough understanding of how real estate agents in Carlton North operate and the benefits they bring to the table. From exploring their unique expertise to offering practical advice on how to select the best agent for your needs, this guide covers all the essential aspects you need to know to make informed decisions in the Carlton North property market.

Understanding Real Estate Agents in Carlton North

The Expertise of Real Estate Agents in Carlton North

Real estate agents in Carlton North offer a level of expertise that goes beyond basic property transactions. Their in-depth understanding of the local market allows them to provide accurate property appraisals, identify emerging trends, and advise clients on the best strategies for buying, selling, or renting. These agents are well-versed in the historical and cultural nuances of Carlton North, which often play a significant role in property values. Their local knowledge ensures that clients receive tailored advice that aligns with the specific characteristics of the Carlton North market.

How Real Estate Agents in Carlton North Stand Out

What sets real estate agents in Carlton North apart is their customer-focused approach. These agents prioritize building long-term relationships with their clients, understanding that trust and communication are key to successful property transactions. Whether it’s a first-time homebuyer or a seasoned investor, real estate agents in Carlton North are committed to providing personalized service that meets the unique needs of each client. Their ability to listen, adapt, and respond to client needs makes them invaluable partners in the property market.

The Importance of Local Market Insight

Local market insight is crucial in Carlton North, where property values can vary significantly from one street to the next. Real estate agents in this suburb have their finger on the pulse of the market, allowing them to offer strategic advice that can make the difference between a good deal and a great one. Their familiarity with local amenities, school zones, transport links, and future development plans enables them to provide clients with a comprehensive view of what to expect when buying or selling property in Carlton North.

Finding the Best Real Estate Agents in Carlton North

Tips for Selecting Top Real Estate Agents in Carlton North

Choosing the right real estate agent can significantly impact the success of your property transaction. Start by looking for agents who have a proven track record in Carlton North, as local experience is key. Ask for recommendations from friends, family, or colleagues who have recently worked with real estate agents in the area. Additionally, attending open houses or local property auctions can provide insight into how different agents operate and interact with potential buyers or sellers.

Checking Credentials and Experience of Real Estate Agents in Carlton North

Verifying the credentials and experience of real estate agents is essential. Look for agents who are licensed and affiliated with professional bodies such as the Real Estate Institute of Victoria (REIV). An agent’s experience in Carlton North, reflected in the number of transactions they’ve handled and their familiarity with the local market, is a strong indicator of their capability. Don’t hesitate to ask potential agents about their past successes and how they’ve helped clients achieve their property goals.

The Role of Client Reviews in Choosing Real Estate Agents in Carlton North

Client reviews and testimonials are valuable resources when selecting a real estate agent in Carlton North. Online platforms like Google Reviews, RateMyAgent, and local community forums often feature candid feedback from previous clients. Pay attention to comments regarding an agent’s communication skills, responsiveness, negotiation abilities, and overall professionalism. Positive reviews can reinforce your decision, while negative feedback can serve as a cautionary tale.

Services Offered by Real Estate Agents in Carlton North

Property Appraisals and Market Analysis

One of the core services provided by real estate agents in Carlton North is property appraisal. This involves evaluating the market value of a property based on various factors such as location, size, condition, and recent sales of similar properties in the area. A thorough market analysis is conducted to ensure that clients receive an accurate valuation, which is crucial for setting realistic expectations whether selling or buying. Real estate agents use their local market knowledge to provide insights that help clients make informed decisions.

Buying and Selling with Real Estate Agents in Carlton North

Real estate agents in Carlton North offer comprehensive support throughout the buying and selling process. For sellers, this includes marketing the property, conducting open houses, handling negotiations, and managing the sale through to closing. For buyers, agents provide guidance on finding suitable properties, arranging viewings, and negotiating purchase terms. Their goal is to streamline the process, reduce stress, and ensure that transactions are completed efficiently and successfully.

Rental Management and Leasing Services

In addition to buying and selling, many real estate agents in Carlton North offer rental management and leasing services. This includes finding and screening tenants, handling rental agreements, and managing the day-to-day aspects of property management. For landlords, this service is invaluable as it helps maintain the property’s value and ensures a steady rental income. Real estate agents also assist tenants by matching them with properties that meet their needs and budget, facilitating a smooth rental experience.

Benefits of Working with Real Estate Agents in Carlton North

Personalized Service and Attention to Detail

Real estate agents in Carlton North are known for their personalized approach, tailoring their services to meet the specific needs of each client. They take the time to understand client preferences, whether it’s finding a family-friendly home near good schools or selling a property quickly at the best possible price. This attention to detail not only enhances the client experience but also leads to better outcomes in property transactions.

Negotiation Expertise of Real Estate Agents in Carlton North

Negotiation is a critical aspect of real estate transactions, and agents in Carlton North are skilled negotiators. They advocate on behalf of their clients, ensuring that their interests are protected and that they achieve the best possible terms. Whether negotiating the sale price of a home or the terms of a lease, real estate agents use their experience and knowledge of the market to secure favorable deals for their clients.

Stress-Free Property Transactions

One of the most significant benefits of working with real estate agents in Carlton North is the reduction of stress. Property transactions can be complex and time-consuming, but with a professional agent by your side, the process becomes much more manageable. Agents handle the paperwork, coordinate with other professionals (such as inspectors and lawyers), and keep the transaction on track, allowing clients to focus on their day-to-day lives.

Trends and Future Outlook for Real Estate in Carlton North

Current Market Trends in Carlton North

The real estate market in Carlton North is constantly evolving, influenced by factors such as economic conditions, buyer preferences, and government policies. Currently, there is strong demand for well-located properties in the suburb, driven by its appeal to young professionals and families. This has led to steady price growth, making Carlton North a competitive market for buyers. However, opportunities still exist for savvy investors and homebuyers who are prepared to act quickly.

How Real Estate Agents in Carlton North Adapt to Market Changes

Real estate agents in Carlton North stay ahead of market changes by continuously updating their knowledge and adjusting their strategies. They keep a close watch on market trends, such as shifts in buyer demographics or changes in lending policies, and use this information to advise clients on the best course of action. Whether it’s recommending the right time to buy or advising on how to price a property for sale, agents’ adaptability ensures that their clients remain well-positioned in the market.

Predictions for Carlton North's Property Market

Looking ahead, the property market in Carlton North is expected to remain robust, with continued demand for quality housing. As the suburb continues to attract a diverse range of residents, including young families and professionals, property values are likely to see steady appreciation. Real estate agents anticipate that the area’s strong community vibe, excellent amenities, and proximity to the city will keep it in high demand, making it a prime location for both investors and homeowners.

Conclusion

Recap: Choosing the Right Real Estate Agents in Carlton North

Selecting the right real estate agent is crucial to navigating the Carlton North property market successfully. Key factors to consider include the agent’s local expertise, track record, and commitment to client satisfaction. By following the tips and insights provided in this guide, you’ll be well-equipped to find a real estate agent who can help you achieve your property goals in Carlton North.

Final Thoughts on Real Estate Opportunities in Carlton North

Carlton North offers a unique blend of historic charm and modern convenience, making it a desirable location for property buyers, sellers, and investors alike. With the guidance of an experienced real estate agent, you can take full advantage of the opportunities available in this vibrant suburb. Whether you’re looking to buy your dream home, sell a property at a competitive price, or invest in the rental market, Carlton North has something to offer.

Where to Find Further Resources and Assistance

For more information and assistance, consider reaching out to local real estate agencies in Carlton North. They can provide additional resources, answer your questions, and help you take the next steps in your property journey. Whether you’re new to the area or a long-time resident, the right real estate agent can make all the difference in your Carlton North experience.

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Top 5 Tax Mistakes Melbournians Should Avoid

Filing taxes can be a daunting task for many Melbournians, but avoiding common mistakes can save you time, money, and stress. Here are the top five tax mistakes to steer clear of this tax season:

1. Neglecting Deductions and Credits: One of the most common mistakes taxpayers make is failing to claim all eligible deductions and credits. In Melbourne, there are numerous deductions available, such as work-related expenses, charitable donations, and investment expenses. Keeping detailed records throughout the year and consulting with a tax professional can help ensure you maximize your tax refund.

2. Incorrectly Reporting Income: Accuracy is crucial when reporting income on your tax return. Whether you receive income from wages, investments, rental properties, or freelance work, ensure all sources of income are correctly reported. Failing to accurately report income can lead to penalties and interest charges from the Australian Taxation Office (ATO).

3. Overlooking Medicare Levy Exemption: Many Melbournians mistakenly overlook the Medicare Levy Exemption when they are eligible. Eligibility criteria for the exemption include low-income thresholds or certain visa statuses. Checking your eligibility for the exemption can help reduce your tax liability and ensure compliance with tax laws.

4. Missing Deadline for Lodgment: Missing the deadline for lodgment of your tax return can result in penalties and interest charges. The tax lodgment due date in Australia is typically October 31st for individuals filing their tax return. Marking this date on your calendar and setting reminders can help you avoid unnecessary fines.

5. DIY Without Professional Advice: Attempting to file your taxes without professional advice or assistance can lead to errors and missed opportunities for deductions. Consulting with a qualified tax accountant or advisor can provide valuable insights into tax-saving strategies and ensure compliance with complex tax laws.

Conclusion: Avoiding these common tax mistakes can streamline the tax filing process and potentially increase your tax refund. By staying informed about deductions, accurately reporting income, claiming eligible exemptions, meeting lodgment deadlines, and seeking professional advice when necessary, Melbournians can navigate tax season with confidence and peace of mind. For personalized tax guidance tailored to your specific situation, consider consulting with a tax professional who understands Melbourne’s tax laws and regulations. Taking proactive steps now can lead to smoother tax seasons in the future.

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Find Top Investment Property Mortgage Broker In Melbourne

Optimize your investment portfolio with Loan Easy, your trusted investment property mortgage broker in Melbourne specializing in investment property and financing. Our expert advisors simplify the complexities of securing mortgages for investment properties, ensuring a smooth and strategic approach to growing your wealth. Explore tailored solutions with Loan Easy today.

Contact Details:

Address: 33/328 Reserve Rd, Moorabbin, Melbourne, VIC, Australia, Victoria

Call Us: +61 430 431 152

Email: info@loaneasy.com.au

Website: https://loaneasy.com.au/

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Top 12 Highest Paying Jobs in Australia

With wages failing to keep up with inflation and cost of living pressures intensifying, many Australians are on the hunt for higher paid work. While record numbers are turning to side hustles, others are jumping ship to new organisations or even industries for more lucrative remuneration.

Unlike in the United States, the ‘Great Resignation’ did not eventuate in Australia, however one in three workers aged between 25 and 55 are currently considering quitting their jobs. This is not necessarily due to the desire for higher pay—it could also include burnout, lack of career progression or dissatisfaction with management. However, pay and wellbeing are consistently ranked as the two most important things to employees. With that in mind, here are some of the most lucrative professions in Australia. The below data is provided by Hays Recruitment, and is based on their annual pay guide, which was released on June 1.

Forbes Advisor has created a separate list for medical professionals, as these are highly specialised careers and offer a range of roles that pay well above average salaries. Please note that salaries may vary according to a number of factors, such as the state you live in or if you live in an urban or rural area, your specific qualifications and the length of time you’ve been employed with a particular company or in a specific role.

The Highest Paying Jobs in Australia in 2023

Legal: Equity Partner (up to $850,000)It takes considerable time and dedication to become an equity partner in a law firm but the pay, once you get there, is considerable. Equity partners in top private practices in Perth, Brisbane, Melbourne and Sydney report average salaries of more than $500,000, with Sydney topping the list at $850,000 plus.

Meanwhile, a general counsel typically earns between $250,000 and $400,000.

Executive: CEO and MD ($700,000) If you’re a CEO or managing director at a company with a turnover between $50 million and $500 million, the typical income is $600,000 but can reach up to $700,000.

Similarly, for chief operating officers and executive general managers, incomes are typically around $500,000 but can also hit $600,000. Chief financial officers and finance directors in the same organisations typically earn around $450,000 but can also reach $600,000.

Hays notes that CEOs need to be top performers across a range of areas, including organisational strategy, organisational alignment, external stakeholder relations and board engagement.

Retail: General Manager (up to $510,000) Salaries in retail run the gamut, ranging from $153,000 to $408,000 for head office retail directors to $408,000 for merchandise managers and between $204,000 and $510,000 for general managers.

Other high-paying retail jobs include group planning managers or directors ($160,000 to $300,000), national operations managers ($153,000 to $306,000), heads of design or creative directors ($140,000 to $255,000), and buying managers ($150,000 to $204,000). E-Commerce managers have also risen in prominence in recent years, with the highest reported salaries reaching above $200,000.

Accountancy & Finance: Head of Treasury ($410,000) Heads of treasury have some of the top paying jobs in Australia in the realm of accounting and finance, with the average pay for a head of treasury in Sydney coming in at $410,000.

Meanwhile, head of tax, head of risk and head of internal audit can earn up to $400,000, while group financial controllers typically earn around $280,000 in organisations with turnover exceeding $300 million.

Various heads of internal audit can command $300,000, senior commercial managers or directors are typically on $270,000, while the heads of risk can attract $300,000. In professional practice, corporate finance principals or directors are on $220,00, insolvency principals or directors take home $200,000 a year and tax consulting principals or directors are paid $180,000.

Property: Development Director (up to $388,000) As Hays notes, jobs with the highest salary in Australia’s property sector today include development directors, who can earn an average salary of between $224,000 and $388,000 in Sydney—although Brisbane development directors have the highest typical salary at a healthy $306,000. Meanwhile, development managers can expect an average salary of between $133,000 and $255,000, and $179,000 and $245,000 for client-side project directors.

Energy: Project Delivery Director (up to $357,000) Project development directors in renewable energy are among the highest paid in the sector, with the top earners in Sydney ($224,000 to $350,000) and Melbourne ($260,000 to $357,000). Development directors need to draw on their ‘soft skills’ in order to succeed, taking a collaborative approach to stakeholder relations and a strategic approach to big projects, Hays notes.

Construction managers in renewables can earn between $153,000 and $230,000, while grid connections managers are paid between $173,000 and $250,000.

Construction: Construction Manager (up to $320,000) The construction sector has been facing some supply challenges of late, but there remain many in-demand and high paying roles. Construction managers are the highest paid at between $250,000 and $320,000, while project managers take home $160,000 to $250,000. Senior estimators earn $120,000 to $200,000, while site managers and design managers are on between $150,000 and $220,000 and $180,000 and $240,000 respectively.

In civil construction, construction managers can receive a typical salary of between $180,000 and $280,000 while project managers earn between $160,000 and $210,000. In residential construction, a construction manager can earn a typical salary of between $160,000 and $220,000.

Sustainability: Head of sustainability (up to $310,000) Demand for experienced sustainability professionals continues to rise, with heads of sustainability or ESG earning up $310,000 in Western Australia. Meanwhile, sustainability managers are on roughly $230,00.

Technology: CIO and CTO ($306,000) Hays notes that tech salaries traditionally run on two tracks: pay brackets that increase steadily over time and those that spike exponentially. While there are many roles in tech that command average salaries between $150,000 to $200,000, managers earn considerably more than this. The typical salary earners in leadership positions are based in Sydney and include chief information security officers ($255,000), chief information officers and chief technology officers (both on $306,000).

Meanwhile, project directors earn $260,000, program managers are on $210,000 and enterprise architects command $230,000 in projects and change management.

Marketing & Digital: Executive Director of Communications ($300,000) Executive directors of communications in PR and communications have huge earning potential, and in Sydney can expect a typical salary of $300,000. Similarly, Sydney-based marketing directors can expect to earn an average salary of $220,000, while directors of communications earn $215,000. Bid managers are on $180,000, PR directors command $180,000 and sponsorship/fundraising directors pull in $175,000.

Human Resources: Head of HR/HR Director ($300K) Demand for skilled and experienced HR professionals has grown in recent years, with heads of HR or HR directors in organisations with more than 1,000 employees typically earning around $300,000 in Sydney, $280,000 in Melbourne and $250,000 in Perth.

Average annual typical salaries are also high for heads of learning and development, coming in at $224,000.

Banking: State Manager ($300,000) The banking sectors continues to offer competitive salaries, with state managers typically earn $300,000. Meanwhile, in business and commercial lending and corporate and institutional lending, executive managers and heads of departments (think financial planning, credit, market and operational risk, compliance, anti-money laundering and regulatory risk), can attract salaries above $200,000.

The Highest Paying Jobs in Medicine

The incomes below are a guide only, but offer some insight into what top medical professionals can command.

Surgeon – $406,068 Surgeons make an average of $406,068 a year and report high levels of job satisfaction as well, according to Hays. Anaesthetist – $388,814 Anaesthetists, like surgeons, have a hugely important role and make an average of $388,814 a year and there are only approximately 3500 of them in Australia, according to the ATO. Internal medicine specialist – $310,848 Internal medicine specialists comprise specialist physicians, cardiologists, endocrinologists, neurologists and paediatricians. They earn an average of $310,848 per year. Psychiatrist – $252,691 Psychiatrists earn an average of $252,691 per year. The current shortage of psychiatrists has been flagged by the federal government as a concern by 2030 unless an intervention is made – and in the meantime it will only drive salaries higher.

What Are The Highest Paying Jobs In Australia That Don’t Require A Degree?

Of course, the top professions we have just listed all require extensive university training and qualifications.

The three highest paying jobs that do not require a university degree are ICT managers; chemical, gas, petroleum and power generation

plant operators; and ICT sales professionals, according to the Monarch Institute.

Information and communications technology: $170,955Chemical, gas, petroleum and power generation plant operators: $168,376

ICT sales professionals: $157,123. This includes specialist roles such as account manager and sales representative.

Average Australian Salaries in 2023 The median full-time worker in Australia earned $78,800 in 2022, while the median part-timer took home $32,400 last year, according to the Australian Bureau of Statistics (ABS). When both types of employees are combined, the median salary is $65,000. That is to say, half of all employees in Australia earned more than this, and half earned less.

A taxable income that was $131,501 or higher was within the top 10% of earners in Australia last year. About 5% of taxpayers had incomes above $180,000. Someone who earned more than $253,066 was in the top 1%.

When discussing the ‘typical’ wage, averages are less representative than medians, because there are a handful of very high earners who skew the results by earning millions or even billions of dollars.

A middle-income household typically comprises a couple with children living off one full time job of around $85,000 and a part-time job of around $30,000 per year. This middle 20% has a combined weekly income of $1,884 ($97,986 annually), according to a report by the Australian Council of Social Service (ACOSS).

Are you looking for a higher paying job? If so, you aren’t alone. Many people are facing day-to-day financial stress as living expenses remain at record highs. It is therefore unsurprising that one in three employees is considering quitting their jobs, according to a PwC report. Pay and wellbeing were ranked as the top two most important factors in a job, according to the report.

Source: Forbes

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Top Benefits of Investing in Commercial Real Estate in Ballarat

Are you an investor who is thinking to invest in commercial real estate in Ballarat? But before you make an informed decision, you must look at the benefits of investing in commercial property.  

No doubt, both residential and commercial properties are beneficial investing options. However, for your money, investment on commercial property can be more beneficial. Commercial property may refer to:

·         Industrial Buildings

·         Warehouses

·         Office Buildings

·         Shops

·         Restaurants

·         Apartment Buildings

Apart from the above-mentioned list offices, apartments, service stations are also commercial properties.  To invest you must check the availability of any particular building, warehouse, or service station for sale in Melbourne.

Here are some of the benefits of investing in commercial real estate:

High Return Possibility:

Annual returns on commercial property are the foremost reason to invest. They generally, hold higher annual returns ranging 6% to 12% depending upon the area. Surely, it is a great benefit for investors.

Tax Benefit:

The commercial property provides you with lavish tax benefits. For example depreciation allowances can shield a good portion of your income. You can consult a good tax advisor to understand the tax benefits of commercial property.

Assured Income:

Another important benefit is the stability of income. Commercial property has its own set of rules and policies. One of its rules is assured rent payment of the property that means regular earning.

Lease Period:

In comparison to residential, lease period of commercial property has long durability. Commercial lease in Melbourne can be extended up to 10 years. It is beneficial for a secure income.

Low-Risk Level:

Instead of residential properties, commercial tend to have low-risk levels. There is very less number of chances of down pricing of commercial properties.

As an investor, when you consider any property to invest upon, income potential and other benefits are the things to know before. So, with the above-explained benefits, you can make up your mind to invest in commercial property.

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Commercial Mortgage Advisor For Your Finance Guidance

At Finance Lock, we are proud to offer our clients the services of a commercial mortgage advisor. Our advisor has years of industry experience and can provide tailored advice to each of our clients. Whether you are looking to purchase a new property or refinance your current one, our advisor can help you find the best deal possible. 

In addition, our advisor is also available to offer guidance on other aspects of your financial situation, such as budgeting and investment strategies. With our commercial mortgage advisor on your side, you can be confident that you are making the best possible decisions for your business.

Why You Need A Mortgage Advisor?

As businesses have many departments to conquer, the transactions, investments, debts and other recurring expenses need to be appropriately structured. A mortgage advisor can ease your finances because they help you with possible lowest rates and flexibility, so you are not left behind with the higher pitches of imbalance statements. 

Avail The Top-notch Mortgage Broker Services Across Melbourne

Finance Lock is one of the leading firms that offer top-notch mortgage broker services across Melbourne. We pride ourselves on the quality of service we provide to our clients. We have a team of experienced and qualified mortgage brokers who are experts in their field. They will be able to advise you on the best possible mortgage products that suit your needs and requirements. 

Finding the right mortgage product can be daunting, especially if you are unfamiliar with the various products available in the market. With Finance Lock, you can be assured that you are getting the best possible advice and service. We will consider your financial situation and advise you on the most suitable mortgage products for your situation. If you are looking for a reliable and professional mortgage broker in Melbourne, then look no further than Finance Lock. Contact us today at samir@financelock.com.au to avail our top-notch services.

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Benefits of Using a Property Investment Advisor in Melbourne

Choosing to invest in property can be a daunting and overwhelming process, especially if you are not familiar with the real estate market. That's where a property investment advisor comes in – they are professionals who specialize in providing guidance and advice on investing in properties. In this section, we will discuss the benefits of using a property investment advisor in Melbourne.

Expert Knowledge and Experience:

Property investment advisors have extensive knowledge and experience in the real estate market. They stay up-to-date with the latest trends, laws, and regulations related to property investments. This means they can provide you with valuable insights into the market and help you make informed decisions when it comes to investing in properties.

Personalized Investment Plan:

Every individual has different financial goals, risk tolerance levels, and investment preferences. A property investment advisor takes these factors into consideration while creating a personalized investment plan for their clients. They assess your current financial situation and future goals to determine which type of property would best suit your needs.

Access to Off-Market Properties:

One of the main benefits of working with a property investment advisor is that they have access to off-market properties that are not available on public listings or advertisements. These types of properties often offer better deals as there is less competition among buyers.

Negotiation Skills:

Negotiating is an essential skill when it comes to purchasing a property at the right price. Property investment advisors have excellent negotiation skills as they deal with various buyers, sellers, and agents regularly. They can negotiate on your behalf to get you the best deal possible.

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Opt for Qualified Property Investment Advisory for Lucrative Property Deals & Updates

Dwelling value is increasing simultaneously with commercial property in Melbourne. People are recommended to contact with top-notch qualified property investment advisor to steer clear of inconvenient deals and litigations. By hiring a transparent and honest real estate investment advisor individuals can get a smooth solution to invest more. It also reduces the risk factor for investors to get fair advice to follow all the notable property dealing rules applied by the legislation.

People often avoid to spending a little amount on buyer advocate fees and throw them into unwanted wasted of resources and higher stressful legal formalities. Experienced property advocacy understands your need and values your time and resources. They always make sure to provide you with the best deal with the least or zero level legal difficulties.

Why should hire a Qualified Property Investment Advisor?

Hiring a qualified property investment advisor reduces the risk of property litigation, fraudulence, and buyers can assure of their decision.

Experienced investment advisors can prepare a tailor-made investment plan according to buyers’ needs, profiles, and economical strengths.

Buyers can trust their professionals for transparent and honest investments, property accounts, mortgage concerns as well as new investments.

Qualified advisories well informed about legal factors and risk involvements. Thus, they advise the best to invest in countable risks to avoid future inconvenience.

Know more about Buyer Advocacy and Fees

Collect references of unbiased investment advocates from relatives, friends, or online reviews and testimonials. Also, connect reviewers through emails to know about their experience with the property buyer’s agent. Additionally, expert agents offer a consultation so you can discuss your buying or purchasing concerns. Professionals are knowledgeable enough to advice and they usually update their regulations for the betterment of client’s property purchase or sales.

Skilled advisors are well-versed with negotiations and striking a deal so their client could achieve maximum profit advantages within no time. Consult higher-authoritative investment agents to know more about investment deals.

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Significance of Partnering with Property Development Advisors in Melbourne

Property development advisors in Melbourne work with architects and planning consultants to provide advice on mixed-use design, residential product mix, layouts, specifications, eco-initiatives, parking solutions, pricing, and complex projects. Organizations or public entities might hire real estate development experts to optimise financial investment, boost the rate of interest, and reduce risk.

Nobody wants to waste money on a property that turns out to be a poor investment, therefore property investment services are required. For many property investors, purchasing investment property may be a challenging, time-consuming, and frustrating endeavour. This is why it is vital to choose the right property investment brokers that fit your budget.

Benefits of hiring a property development advisor:

Options for Development are presented

Financial Risk Evaluation

Real Potential is evaluated using comprehensive costings

Your desired strategy will be discussed with the council by a private town planner

Conduct a land survey to establish the planning limits that apply to your location

Throughout the process, the Survey will be used for all design work and permit applications

Why need property investment agents:

Expertise in the local housing market

Ability to conduct your research

All of the top bargains are available to you

Financing is much easier

Networking for real estate

Conclusion:

If you are wanting to buy or develop a property, a real estate consultant can definitely help you with that. It is crucial to choose the best real estate investment brokers who know what they are doing and how to find you the right house depending on your budget and other criteria. Property investing services can save you money, time, and frustration.

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Why set up offshore company in Singapore - Case 1

The following study is about a qualified professional in Australia who is interested in restructuring his international real estate investments. Ian Brown is a mining engineer in a high demanding career. His family is familiar with real estate investment, and he knows that going offshore can enhance his portfolio. What are the best options for him when it comes to international real estate holding?About the clientLife Stage: Late 30’s ProfessionalEmployment Status: Employed in the Mining industryHousehold Income Range: $100K‐ $200KAsset Summary: 5 properties approx $2mil

Lives in Perth, Australia

Married

2 Children

Ian Brown, a high-net-worth individual in his late 30s living in Perth, has decided to invest a significant amount of his wealth in real estate. Mr Brown has worked his way up the corporate ladder in Australia. His wife is a teacher at a private school in Perth while his 2 children attend the same school. The family has made smart investing choices, purchasing many local properties that produced enough income to allow Mr Brown and his family to live comfortably.At an early age, Mr Brown grew fond of helping others. When entering college, he believed he was going to move into med school to become a doctor, as his mother has been pushing him to do so, but soon realized that he wanted to help others on a larger scale. He realised that if he goes into the engineering field, he could help creating a livelihood for others through operating of processing plants. He was near the top of his class and landed a great job right out of college.The job he landed was in Perth, a place that he always dreamed about living in because of the weather and the friendly people. Mining was a boom at that time and is an industry in demand for talents, so when he landed a high paying job right out of college, he wanted to ensure that he used his income in a way that would protect him for the future. He knew that investing in real estate early is the key to unlock a comfortable future.As a reward for Mr Brown landing his dream career and getting engaged to his childhood sweetheart, his parents lent him the money to purchase his first property, a small home he rented to a local family in Perth. Since then, he has invested in many more properties, creating a healthy portfolio.Now, Mr Brown is beginning to think about his long-term future. He has always wanted to have something substantial for his children, and he wants to be able to put them through college the same way his parents did for him and his sister. He understands that these investments will play an essential role in achieving that goal and will even play a massive part in a retirement plan. He has not thought about what he wants to do precisely but has considered moving back to Melbourne to be close to his parents.His family achieved local success and only invested in domestic properties, but Mr Brown wanted to branch out and invest in other assets internationally. He is thinking of investing in options and futures on the Nasdaq, as well as shares in technology companies in South East Asian countries.Mr Brown wants to arrange his return on investment in a tax-efficient manner. He is also considering tax efficiency when it comes to selling his non real-estate assets. While his family has been a great help in the investment process, they are not familiar with other asset classes, and also not familiar with the best ways to stay tax efficient while investing offshore.Mr Brown is not engaged in developing real estate, the current nature of his income is rental income or, in the case of a sale, a capital gain. In many countries, this is considered “passive income” for tax purposes.He is interested in forming an offshore company to receive profits gained from investing in options and futures and sales of shares in technology companies, but does not know in which country to create the entity or what the preferred structure.His needsGiven Mr Brown's current situation, there are many services of which he can take advantage to alleviate some of his pressures. With the proper guidance, he can grow his range in which he purchases securities, as well as benefit from holding shares of technology companies in an investment holding company, and remain compliant.Mr Brown has surplus funds to invest in securities and potential high-returns of technology companies, and has created an excellent base for his success, but with skilled advisors, he can create a one-of-a-kind plan to take his wealth to the next level.Offshore investments in shares and securitiesWith his investments in offshore securities, Mr Brown is taking advantage of thriving markets from all around the world.The biggest draw to international real estate is probably the diversification that comes with investing in foreign markets. Diversification is a pillar to any healthy portfolio. Modern Portfolio Theory, an investment technique used by individuals around the world, emphasises that investing in more than one class of investments will ensure that your portfolio is not too concentrated, protecting you from market failure.When Mr Brown decides to not just invest in Australian properties and find offshore assets, he is protecting himself from the possibility that the real estate market in a single country may begin to perform poorly. This would mean his hard work could be for nothing.Further, many individuals that choose to invest in international securities often move onto other international opportunities. Foreign ownership in securities on the Nasdaq is a “gateway investment” of sorts.Some investments in shares of technology companies can lead to residency in a new country which is advantageous for reasons ranging from a new retirement location to tax optimisation. This is attractive for those looking to expatriate or those who want to qualify for a long-term visa in order to live in a different country. If retiring abroad is on your retirement plan, this can play a significant role in meeting this goal.It is interesting to note that Mr Brown’s potential investment in a technology company in Singapore, may qualified him for an Employment Pass or even a Permanent Resident, via the Singapore Global Investor Programme.There are many tax benefits that Mr Brown can take advantage of, as well, especially when he finds the right structure in which to hold his investments.Further, for those worried about holding the entirety of their wealth in a single place, offshore holding companies allows them to place fractions of their assets in a new country, which can protect them in some circumstances, such as a lawsuit. Again, all of this is enhanced when an individual chooses to form an offshore company.Offshore company formationThere are countless benefits to keeping investments in offshore accounts or holding company. Let us take a look at what Eleanor can be taken advantage of when holding her assets in an offshore company.Tax BenefitsThere are a plethora of tax benefits for going offshore, whether it’s expatriating and living entirely in a new country, working, investing, or banking. In many cases, you can lower your tax responsibilities while staying legally compliant. I must emphasise here that an individual still must file earnings with the country that they are a resident of. An offshore company does not allow you to hide income.Asset ProtectionAlthough you can’t completely dodge the tax burdens of your home country with an offshore entity, you can enjoy an amount of asset protection. Because the funds are held offshore in a bank, they are not as easily accessible during a frivolous lawsuit. An offshore company can protect you from creditors with certainty.Also, to sue an offshore business, many courts require a separate lawsuit in the foreign jurisdiction. This means that if someone is trying to get your money, they must also sue your offshore company. The new suit will not consider the original lawsuit. With this, many avoid the suit entirely.Minimize ProbateWhen an individual passes away, their living heirs can be taken care of with your offshore investment, but they will have to deal with probate, a tax that occurs when an investment is passed on after a person dies. The probate can be eliminated when the offshore company is used to make the investment.Tax complianceMany are feeling confined because of local tax structures. Others have wealth but no form of asset protection. By creating an offshore company, an individual can do both and more. Companies allow you to hold funds, make investments, and so much more. The best part is that it is entirely legal.Many tax questions arise when creating an offshore company. The average investor, even the most financially savvy, is not entirely knowledgeable of tax laws in every single country. Eleanor is one of these individuals. She is a smart individual but needs additional assistance to not only ensure she is saving the most she can on taxes through smart investing but also that her tax efficiency is legal.If any of these apply to you, consider taking part in a tax compliance check-up. It would never hurt to make sure you are in the clear when it comes to your taxes. If you live in Australia, you have to consider government hurdles like the Foreign Account Tax Compliance Act (FATCA). Other countries have their policies concerning foreign earned or held income. It’s a lot to remember.kimbocorp offers the opportunity for individuals to review, together with a tax attorney, the compliance of their past year’s individual or corporate tax returns. The review is conducted on a no-name basis and in complete confidentiality. Should there be a need to amend any previously filed tax returns, we will guide you through the various voluntary disclosure programs that are available to investors in most developed countries.About kimbocorpkimbocorp is registered corporate services provider with the Accounting Corporate Regulatory Authority (ACRA). Together with our partner

Singapore banks,

our company can now offer the full investment holding company set up to Australian clients, both residents, and non-residents.Building on many years of experience in corporate advisory in Singapore, kimbocorp provides corporate advisory services to Australian individuals and corporates. The Singapore corporate system is highly regarded around the world, well known for being transparent, secure, non-biased and sophisticated. Choosing Singapore as a holding company destination is selecting years and years of financial stability and growth.The advantages of having an offshore holding company in Singapore include currency and investment diversification, asset protection, and the possibility to deposit assets in some of the most innovative, secure, highly-recognised, best-capitalised banks in the world.

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How Pre-Purchase House Inspections Is Beneficial To Get The Right Place?

You cannot decide oneself that you have fever or how much degree. Means the only doctor can finalize that you are in a safe zone or not. The same happens in buying property or house means you must need House Inspection Melbourne from professional inspector to check whether it’s safe to buy or not. Ultimately, the doctor is the safeguard of health while Building Inspections Melbourne from an inspector is the safeguard of your life. Real estate is gold where everyone want to invest as it’s the safest investment ever and that’s why most of house hunter look for the best property to spend their money safe but the sad thing about them is that they don’t inspect property at wholly and sometimes cause in big loss and that’s why professional building or home inspector can be your money savour or advisor.

Here you can browse some beneficial tips from Building Inspections Melbourne, especially if you are a property seller:

No one wants to market their property at less price, but what if property hunters reject your property to buy? The only thing buyers look in your property is condition whether it’s structure, designs or durability of construction. Ultimately, they wish to have damage-free house or property which save their investment or money. Can help to guide about construction performance Continue to above point property hunter never wish to have a house with the old-fashioned construction like breaking walls, windows and cracks in the terrace. A building inspector helps you to guide the performance of such a construction problem and help you with a reliable solution to make property like new. Hence, you can improve the design, structure and planning of your home or property to sell at the best price. House Inspections Melbourne can help to solve sewage system Most of the house is older in age as people live for long in one house and that’s the reason those houses have old sewage and drainage system which is an advantage to the property as what property hunter believes. The older sewage system means older the construction of the building. Hence, with the help of the inspector, you can identify such problems and can install or replace with a new one to make house error free. Can help to check the air circulation in the home This is the most common problem property hunters look in the house as it essential to have sufficient ventilation to breathe. Finding air circulation problem in some areas can make you in trouble, and that’s why with the help of building inspector, you can ensure the areas and can settle the problem easily. Lousy air circulation can set the wrong image on the buyer, and there’s a high chance of rejection of your property. Hence, building or home inspection will ensure with such things and help you to give peace of mind.

Want to Perusal? However, Building Inspections Melbourne is essential because no one wants to live in a clapped-out home or want to invest. Benefits-to-pocket is the only thing buyer look or wish to invest, and that’s why you need professional House Inspections Melbourne to ensure your property in top-class condition. Read the full article

[dailyblogsau]

Why Building Inspections Melbourne Can Help Property Sellers To Finalize A Deal?

You cannot decide oneself that you have fever or how much degree. Means the only doctor can finalize that you are in a safe zone or not. The same happens in buying property or house means you must need House Inspection Melbourne from professional inspector to check whether it’s safe to buy or not. Ultimately, the doctor is the safeguard of health while Building Inspections Melbourne from an inspector is the safeguard of your life. Real estate is gold where everyone want to invest as it’s the safest investment ever and that’s why most of house hunter look for the best property to spend their money safe but the sad thing about them is that they don’t inspect property at wholly and sometimes cause in big loss and that’s why professional building or home inspector can be your money savour or advisor.

Here you can browse some beneficial tips from Building Inspections Melbourne, especially if you are a property seller:

No one wants to market their property at less price, but what if property hunters reject your property to buy? The only thing buyers look in your property is condition whether it’s structure, designs or durability of construction. Ultimately, they wish to have damage-free house or property which save their investment or money. Can help to guide about construction performance Continue to above point property hunter never wish to have a house with the old-fashioned construction like breaking walls, windows and cracks in the terrace. A building inspector helps you to guide the performance of such a construction problem and help you with a reliable solution to make property like new. Hence, you can improve the design, structure and planning of your home or property to sell at the best price. House Inspections Melbourne can help to solve sewage system Most of the house is older in age as people live for long in one house and that’s the reason those houses have old sewage and drainage system which is an advantage to the property as what property hunter believes. The older sewage system means older the construction of the building. Hence, with the help of the inspector, you can identify such problems and can install or replace with a new one to make house error free. Can help to check the air circulation in the home This is the most common problem property hunters look in the house as it essential to have sufficient ventilation to breathe. Finding air circulation problem in some areas can make you in trouble, and that’s why with the help of building inspector, you can ensure the areas and can settle the problem easily. Lousy air circulation can set the wrong image on the buyer, and there’s a high chance of rejection of your property. Hence, building or home inspection will ensure with such things and help you to give peace of mind.  

Want to Perusal? However, Building Inspections Melbourne is essential because no one wants to live in a clapped-out home or want to invest. Benefits-to-pocket is the only thing buyer look or wish to invest, and that’s why you need professional House Inspections Melbourne to ensure your property in top-class condition. Read the full article

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Accor to Open First SO/ Hotel in Spain

When Accor first launched SO/ as an exclusive offshoot of Sofitel, the brand made waves for its fashion connection. Karl Lagerfeld designed the emblem for the Singapore hotel, while Kenzo Takada served as artistic director for So Mauritius and Christian Lacroix for So Bangkok. Contemporary in style, the group expanded to Berlin, Auckland, Havana, Vienna and St. Petersburg. Today the SO/ brand has morphed into a vibrant expression of each locale, showing off trendy bars, cutting-edge design, “Just Say SO” service, and a fashion focus. In the latest news from Accor, SO/ is sauntering into Spain… Slated to open in spring 2021, the SO/ Sotogrande will be the conversion of the historic Almenara Hotel on the Costa del Sol, following a top-to-bottom renovation and repositioning. This stretch of Spain’s Mediterranean coast—located between Marbella and Gibraltar—makes a great launch pad for exploring Andalusia. The luxury hotel project is a partnership with Sotogrande SA, the developer behind this beach destination. Within close proximity are some of Europe’s finest golf courses, alongside equestrian activities (polo, anyone?) and water sports. Surrounded by lush gardens, SO/ Sotogrande will have 151 rooms including 24 suites overlooking the Andalusian countryside and the sea. Facilities will include five swimming pools, nine restaurants, expansive spa and fitness amenities, and extensive meeting space, including an outdoor auditorium.  

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Like this story? Subscribe to The Dossier Luxury Travel Advisor’s only newsletter, covering unique destinations and product news for affluent travelers. Delivered every Tuesday & Thursday. This will be Accor’s first SO/ hotel in Spain. In the pipeline for the SO/ portfolio are new properties in Kuala Lumpur, Koh Samui, Dubai, Paris, Melbourne and Los Cabos.

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