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newhologram · 3 years ago

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I've been doing some thinking and realizing just how far back this all goes. Those of you who know me and my family IRL may have a hard time believing the emotional abuse and gaslighting because whenever you've met them, they seemed fine. They may have even bragged about me to you which made you think that they thought very highly of me. They also may have neglected to inform you that I have been disabled by chronic illness the past 10 years (many of my other family members had no idea until they spoke to me personally. It's... really fucking weird? To just not tell anyone that your offspring is in bed all day in horrible pain and constantly at the doctor/ER?). Unfortunately this is also part of the gaslighting, putting on a persona of parental perfection so that no one believes me when I try to talk about it. Instead people, even within my family, make excuses for the abuse and say that I should just be grateful. Behind closed doors it's always been very different. In the event that me processing this in private spaces gets out to them (which WILL endanger me): This isn't about *~exposing~* or *~revenge~* or *~punishment~*, it's about putting the pieces together and saying, yeah, I'm right to finally put my foot down about the way I have been treated. This is my experience. This is my trauma. I'm finally claiming that after a lifetime of being told that these experiences and my pain around them are apparently "not real" (gaslighting). By talking about this, I am not victimizing myself, but empowering myself. Because none of this treatment was ever my fault. None of it was ever deserved. And none of this is to be blamed on my "response" to abuse. I hope that by talking about this I can paint a picture of the dynamic and inspire investigation into the health of your own family dynamics too. "But they're family" is literally what enables this kind of abuse to continue. And I'm done. My health and survival is more important than upholding a toxic family system. They're learning that the hard way, finally. I don't think my family members are bad people. I truly do love and care for them. They have some amazing qualities. They love animals and they've come a long way to now being LGBTQ+ allies even if they don't always use the right words. But they have a lot of flaws that most likely come from their own trauma... But these aren't just self-contained flaws. Because I am the one who will be undoing the damage for the rest of my life. I don't know if they will ever go to therapy themselves, but I certainly won't be waiting around for them to work on themselves if it means I'm going to continue to be mistreated and re-traumatized. - It's always been this way but things definitely got worse in my home when I became disabled (possibly bc it triggered insecurities in them?). Both parents ignored me to my face all my life. I'd say or ask something, and there'd be no response most of the time. If I said, "hey, I'm talking to you, that's rude" they would blow up at me about "WHAT. WHAT DO YOU WANT ME TO SAY. I HAVE THINGS ON MY MIND OKAY I HAVE MY OWN LIFE". This happened even when I was a literal child. I grew up believing that nothing I had to say was worth hearing and that if they ignored me that it was because I was unimportant and annoying. But if I ignore them or take too long to respond because I'm thinking, they scold me me about being rude, that they are my parents and I need to respect them. My emotions and pain have been invalidated since I was a child too. I would get picked up from afterschool care, or my bully's house, and of course I'd be crying from enduring a day of bullying. I would say, "I didn't do anything to them, it's not fair." And my dad's response was always, "WELL GUESS WHAT LIFE'S NOT FAIR. WAIT UNTIL YOU'RE AN ADULT IN THE REAL WORLD." He has continued to say this to me on a regular basis whenever I am struggling, either with work, friends, relationships, a death, or my chronic illnesses. I wonder why he has never considered my world to be real? Why is my reality not real to him? What

makes that even more painful is that I was still sent day after day to the school where I was bullied, to afterschool care with my bullies, and to my bullies' homes. No matter how much I was always crying when they picked me up, they just kept sending me back. And then a few of my dad's girlfriend's had children who bullied me too. I literally could never escape it. If it wasn't that, his response to me crying about something would be, "YOU HAVE NOTHING TO CRY ABOUT. YOU'RE LIVING THE LIFE OF LUXURY HERE, YOU DON'T PAY RENT! JUST WAIT UNTIL YOU'RE OUT THERE HAVING REAL PROBLEMS!" Again, he said this to me when I was a 24 year old who was suddenly in the span of a year so disabled that I could barely work. I was scared for my future, because I had taken the time to educate myself about my illnesses, and I knew that things were going to be hard for me. What I needed was support, not "tough love" and emotional invalidation. I was also scared of the situation I am in now. I was scared that I was going to be too sick to afford to move out and that by age 30 I would still be stuck at home with a parent who did not see my reality, my pain, as real. I am living that and it's not fun. Whenever I tried to talk to him about this invalidation, it just turned into a fight, because he refuses to admit the things that he said, and says things like "That's a You Problem" which he has said since I was a child in response to him hurting my feelings. I have always thought it was worth the effort to communicate to my loved ones this sort of issue, because that's what I was taught at school. If there's an issue, you talk about it. But my family doesn't believe that I guess. - When I first got sick, I was throwing up a lot. It had built up over several years since I was 19 but then after I was officially diagnosed with my Big 4 (colitis/fibro/ME/narcolepsy) I started having really dangerous vomiting attacks. The first attack I had lasted 6 days. I lost 12lbs. I overheard my dad complaining on the phone to a friend that I was keeping him up all night throwing up. I felt so bad for bothering him, I had learned to value his comfort over mine. But after the third day of nonstop vomiting, I told my dad I needed to go to the ER, that something was wrong. He sighed and rolled his eyes and said I didn't need to go. He was so annoyed with me for being sick. I was completely pale. I hadn't eaten anything. I could barely keep water down. I argued but he wouldn't listen. I went back to throwing up, at this point just dry-heaving. A while later I said, "I'm taking myself to the ER." I grabbed my car keys and my dad stopped me. He said, "That's ridiculous, you aren't driving yourself to the ER, I'll do it." But he still wouldn't take me for some reason. I don't know if he just didn't want to pay the copay or what. But I was literally trapped. I tried to fight it and said, "If you're going to take me, then take me. If not, let me take myself." I kept throwing up for three more days before he finally agreed to take me. The ER was packed so I ended up going to urgent care, where the nurse scolded me. She said I really should've gone to the ER after the third day of vomiting. She said that if I had gone a 7th day I could have collapsed. I didn't know how to tell her that I had tried. She asked where my family was and I said my dad had to go to work so he had just dropped me off. She had tears in her eyes and she held my hand. She said, "he should be here with you." THAT is how sick I was. That year, I went to the ER three more times. Each time I would be sobbing and ashamed of myself just for bothering my dad and for him having to pay the copay since I was too sick to earn the money myself. Again, that's how little I had learned to value myself and my health. By my birthday that year, I was suicidal from this shame. A few months later, in the new year, I started having vomiting attacks again. My dad stood over me while I was hunched over the toilet gagging and he said something I will never be able to forget, "You need to snap out of it

because I can't go through this again." He was the victim of my illness. He was the victim of my pain. This year was when my dad told me that he and his gf had been "talking" and that they had decided it was "time for me to be independent". He said they'd even help me find an apartment. I cried and said, "Dad, I'm sick. I've been so sick the past year. How am I supposed to afford even splitting rent with a roommate when I'm in bed in a neckbrace all day long?" and his response was, "But your dad needs his bachelor pad." I couldn't even identify what I was feeling. I was so shocked. Did he really think having the apartment to himself so he could have girls over was more important? But he was always telling me that I was the most important person in his life. I was so confused.

He gave me a time frame to move out and I was terrified. I thought my life was over. But most of all, I thought, "it's not fair to my dad that I'm sick." I thought so little of myself and my pain because that is what I learned as a kid. I blamed myself for not being "strong enough" to power through these debilitating illnesses. I blamed myself for my dad's money troubles. I literally could not live with myself knowing that my dad had to support me. I was so ashamed that I learned to vomit quietly so that he wouldn't notice. I was in a constant state of suicidality for several years after this. And it's no wonder, because year after year my dad has barged into my room to harass me about "it's time to be a Real Adult! It's time for you to Contribute to the household! You need to Make Money! I'm HEMORRHAGING money supporting you! I'm having to use my savings!" and because I was too sick to do this, I felt like a complete failure who did not deserve to live. I was self-harming constantly because I hated myself for "doing this" to my father. He had convinced me that I was the villain. I would start freaking out about money, forcing myself to work even if it meant vomiting literally on set (and almost being sent home bc of it, but I insisted I was fine to work). But I still couldn't make enough to afford my medical expenses. So I would shame-spiral and be suicidal again and then suddenly the story would change. My dad did a complete 180 and said, "Why are you even worried about money? We're doing fine. Even if I didn't have to support you, it wouldn't make that big of a difference in the money that I spend on this household. Don't worry about it." And then as soon as bills were due, he was back to telling me that I needed to make money. Back to saying we spent too much money on food despite me not eating that much. Back to refusing to try shopping somewhere cheaper when I suggested ways to save money. When I brought this up to my therapist back then, she said, "He's giving you mixed messages. Maybe you should bring this up to him so he realizes he's doing it." But when I did bring it up, of course my dad denied doing this and called me ungrateful even as I worked two jobs. When I eventually got a third job (fucking up my health more) to pay off my medical debt, my dad patted my back and told me how proud he was. When I told my therapist that he denied it, she suggested I bring him in so she could help us communicate. When I asked him to come with me to therapy, he got angry and said, "I am NOT going to therapy with you, that is ridiculous." But even with those 3 jobs it still wasn't enough and I was constantly being pulled between "YOU HAVE TO MAKE MONEY RIGHT NOW END OF THE WORLD" and "uhh why are you even worried about money, you need to work your mindset..." When bugged about money I would ask, "What else do you want me to do? I'm working 3 jobs. I'm not hiding money from you. I'm sending you everything that is leftover after I pay my own bills. I've even been buying a lot of my own food, I've been living off ramen and cans of ravioli." And he never had an answer except "just make more money." -- Now to the dynamic I'm currently living in. My dad moved his gf and her dog in without talking to me about it to see if it was going to impact my health. She was only supposed to stay here for maybe 4-5 days while she figured out a new home situation. But when I asked my dad about it in the days leading up to her arrival, suddenly the answer was "oh, she's staying indefinitely." I had no say in it. But we had a talk about what I needed to make this work. I said to my dad that the most important thing was that I have some scheduled quiet time. If I'm recording content or editing audio, I'm going to need quiet that morning so I can get my work done. If I'm resting, I need there to not be shouting or slamming doors happening in the house. He assured me that this was fine and that it'd all be easy for the three of us. The first weekend she was moved in, I let my dad know that I was editing audio that morning and needed

some quiet. He was cheerful and said, "No problem!" I thought wow, this is different. This is nice! This is going to be great for my productivity and health. As soon as I started editing, his gf was blasting music in the kitchen (right next to my room) and they were both laughing and talking loudly just a few steps away from my door. I thought, okay, we talked about this. But I'll just power through. When I was done, I went to my dad and said in a calm manner, "Hey, so this morning I let you know ahead of time that I was editing audio but there was still a ton of music and stuff in the kitchen, so it made it take a lot longer for me." His eyes immediately went dark. He put on an angry parent voice and said, "Okay, I am about to pop. I have enough going on without worrying about making too much noise for you." I said, calmly still, "We talked about this, though, and you assured me it wasn't a problem that I needed this quiet time for editing. So I'm not sure what to do. I'm just letting you know that there was still loud music right next to my room even though we had talked about it." He responded, "Then you need to be more specific because I don't know what you're doing in there." I corrected, "But I told you this morning that I was going to be editing audio and you said it was no problem to have some quiet in the kitchen while I did so." He got more aggressive, "No, you need to be more specific." Again, "I was specific. I told you the time frame that I was going to be editing audio in. You said you understood. I don't know what else to do to fix this other than by openly communicating to you about it." I started crying because--I mean, uhh?? This is gaslighting. I couldn't believe that mere hours after I had specifically told my dad that I was editing audio and that he had assured me it was no problem to have some quiet, that he was accusing me of not telling him what I needed, and that he had not agreed to it or something. Like wtf. He got nastier and blamed me for his stress. But me crying triggered his guilt so he tried to soothe himself by hugging me like he does and I pulled away. I tried to emphasize to him that I'm not just making content for fun. I'm literally trying to make money and contribute to the household like he has told me I need to do for the past 8 years. And when he disrupts my editing process, it just makes it take longer, and it makes it harder for me to earn extra money. His gf was also super rude to me when I tried to be friendly and have a conversation with her. I was telling her about how great it felt to have my sister initiate a conversation about my gender identity and she interrupted me (like she does constantly) to say, "YOU KNOW YOUR SISTER DOESN'T ACTUALLY GIVE A SHIT, RIGHT?" (wtf...) After this, I didn't speak to them for three days. I was feeling the urge to self-harm that whole weekend and all I could do was stay in bed crying after that. I knew if I spoke to them I would just get triggered so I was protecting myself. My dad felt guilty and tried to talk to me in my room. I tried to explain how triggering this whole situation is for me and he said he would do anything to make it easier for me. I had told him what I needed but that he had gaslighted me about it. - This next and last part is going to illustrate the priorities in this household. A few years ago, I started having problems with hives. I spent almost a whole year having very painful breakouts all over my body. It kept me up all night and caused me so much discomfort during the day. I kept telling my dad about it (no response, or annoyed responses), I went to the doctor several times about it (useless ointments), and suffered month after month. I tried so many things, I thought maybe it was bugs, spiders, etc. My asthma was also acting up and I remembered that an ex-neighbor had been suspicious of mold because of their health issues getting better the second they moved out. They had told me back then that we should test for mold. I brought it up to my dad that I had been suffering from this for

long enough and that we should do something about it (mold also makes fibromyalgia and ME way worse). He angrily snapped, "What do you want me to do about it?" I suggested we ask the landlord to mold test the apartment. He refused bc he doesn't like to bother the landlord. I said that I would just order a mold kit myself and he said, "No, let me do it, I'll pick the right one." But he wouldn't even after I kept reminding him. Even after I sent him links to mold kits that we could order. After I got rid of my mattress, my hives got a lot better but I still have issues every now and then. For years I have just lived with this because I couldn't get him to even care about the fact that I was spotted with these big pink hives. When his gf moved in, we had a random rainy day, which seems to have activated the mold. His gf got one tiny little hive and the sniffles. She said to him once, "Hey, I think you have mold in this house." Want to guess what happened after that? You're right. He immediately ordered several mold test kits. I said to my therapist, "How am I supposed to feel about that? Is it really unreasonable, am I really in the wrong to feel hurt by that?" My therapist said, "I mean, I would feel completely invalidated and like I didn't matter." This isn't the first time empathy has been withheld from me obviously (above examples during my flare ups), but sometimes even when it's right in front of him he just can't bring himself to care for some reason. One time a big piece of glass was in my thumb. I said, "Ahhh, glass, help! Glass!" He was eating snacks in the kitchen and just glanced at me, didn't move or say anything. I realized he wasn't going to help, so shaking and bleeding, I managed to pull the glass out with tweezers very painfully. It bled so much and I stood over the sink trying to stop it. My dad just kept eating his snacks, not asking if I was okay or anything, he didn't even look at me. After 5 minutes I still couldn't get the blood to stop and asked my dad if he could help, maybe get me some gauze. He put food in his mouth and sighed, "Just put pressure on it" and walked away. It feels like he's just disgusted with me. I know that he does love me and that he's trying the best he can with all of his mental/emotional/personality flaws but he thinks that just because he puts a roof over my head that he can treat me however he wants and not work on his issues, that it's my fault for being hurt. He thinks that his issues are all on me to learn to endure and it's not right. I know that he resents me for getting in the way of him having a relationship because that's the only message I have gotten since childhood, with every woman he's brought into my home. But in the end his relationships always fall apart because the woman ends up realizing, and stating to him, that he is "emotionally absent". And every time, I comfort my dad through the break up. When he has tried to blame his ex I said once to him that therapy can really help him with his emotional issues and relationships. But he refuses, so. That's on him. But I refuse to believe that I am in the wrong here for saying enough is enough. But he's going to keep trying to make me believe that the problem is just me and my feelings, not his behavior. Nope. Boundary is up. I just have to keep to myself and do what I need to do to stay safe until I can move out. Because I guarantee you he's going to realize he doesn't get enough validation from his gf and then come running back to me as always and then be angry that I'm still holding my boundary strong. I know that this will hurt less as I get distance from it, but I don't like the idea of my pain being my fault when I grew up with this toxic stuff. I'm working so hard to make it hurt less but I can't heal if it keeps happening, so all I can do is back away from what is hurting me instead of being surprised when I'm hurt again. THAT is on me 100%. Hopefully he doesn't grab my desk and slam it against the wall again like in 2014 when I first tried to set this boundary. And of course when he

"apologized" he accused me of "punishing him" by not spending time with him. Jee-zus, dude. Get therapy. I can't be the only one in this family bearing this weight and working on my shit.

#teku #personal #do nut re bagel

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iampikachuhearmeroar · 6 years ago

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jobs rant:

so i follow my area’s local job board on facebook, right. there’s this girl around my age (23) I think, who constantly posts about urgently needing “any type of job” in retail or a job in beauty therapy/hairdressing etc bc she’s got the qualifications in those fields. but it’s not her posts that annoy me (bc feels girl) but the people that comment on them, because a load of baby boomers hop on the post and say the following things:

(1.) boomer 1:“look here, you stupid girl, stop whinging! go hand out your resume in shops and meet them!”

problem 1). hmm yeah go fuck yourself Martha. loads of people my age attest to doing what Martha suggested and get told to “just go apply online, we don’t take hard copy resumes!” or they spend whole days handing out resumes with only one shop taking them bc they had a sign in the window. but does Martha listen to that? nope.

(2.) boomer 2: “how about you go in and ask for some work experience for 3 days a week, and offer to do it for free or like $5 an hour?”

problem 2.) your suggestion is literally fucking illegal in Australia, Tessa, unless it’s part of a tafe or uni course (and you either don’t get paid or you get decently paid (hopefully) paid work experience).

(3.) boomer 3 sometimes also in response to boomer/problem 2: “oh but the above shows your initiative! because you’re not seeing a problem, but a solution! there’s only solutions! just stop bitching and start at the bottom just like all the others before you. you entitled brat.”

problem 3.) ??? no, Marcus, you fuck, I actually need fair pay and a real fucking job. getting either severely underpaid or not paid at all is NOT A SOLUTION, YOU FUCKING ASSHOLE. EVEN IF IT IS JUST FOR EXPERIENCE. IT’S NOT SHOWING INITIATIVE IF I’M BEING USED AS FREE FUCKING LABOUR!!!!! HOW THE HELL ARE PEOPLE WHO LIVE OUT OF HOME SUPPOSED TO PAY THEIR BILLS OR RENT WITH VERY LITTLE PAY OR NO PAY AT ALL????!!!!! GO EAT SHIT FROM YOUR OWN BOTTOM MATE, IF WE’RE STARTING FROM THERE.”

(4.) boomer 4: how about you just pawn your stuff off then, you spoilt brat?” / just apply for maccas/or another fast food place!”

problem 4.) you see, Leanne, i’m in the midst of applying for several fucking grad positions (which f.y.i are proper jobs outside of uni) and several other fucking jobs, including unpaid internships. i’ve applied to some fast food places before, and they’ve told me directly that they DO NOT WANT ME AT ALL bc it’s far easier and cheaper for them to employ a 15/16 year old, than employing a 23yo who actually knows what they should be paid, and not a kid who doesn’t know anything about fair work and wages. also as someone with a degree and a diploma etc, they straight up tell me i’m too overqualified and that i’ll expect too much pay so they don’t want me bc of that. also what fuck is this pawning my stuff off bullshit??? what the actual FUCK does that have to do with this???

(5.) boomer 5: “the job market isn’t insecure you imbecile, only you are because you obviously can’t get a job like that! learn to be more confident and maybe you’ll get one. stop being soooooo needy, and one will find you! look for more opps!”

problem 5.) the job market isn’t insecure, Brenton? sure you can fucking say that when you’re a boomer who refuses to leave their fucking job. that’s fucking rich. but be more confident and a job will find you??? really?? thanks for the absolute bullshit mate. i’m done here. actually i’m not done! what the fuck is this “stop being sooooo needy” bs??? i’m sorry that i need some meagre ass fucking money to literally fucking survive in this horrendous capitalist hellscape you helped create, Brenton. look for more opportunities??? mate i’ve applied to like 300 bs “opportunities” nearly all of which exploit young workers to the fullest extent. hell, a good bulk of them i dont even have the quals or requirements for! ALSO, MOST OF THEM ARE INTERNSHIPS AND THEY’RE MOSTLY UNPAID OR ONLY PAID FOR ONE DAY A WEEK!! (so only $300). just.... now im done. go fuck yourself.

boomer 6: “go get a useful qualification (to attack uni/college etc quals) or *insert some other work related thing like an responsible service of alcohol (RSA) & RCG (responsible conduct of gambling or w/e it is) card here or a barista course here* or if you can’t afford it, save for it maybe??? if you’ve been to uni maybe you’d have the sense to know that much????”

problem 6.) honestly every millennial is sick of hearing this Mildred. no qualification is guaranteed to get you a job anymore, you hack. but also.... but have you ever considered how expensive an RSA or an RCG is or a combined one is??? (for reference a combined rsa&rcg in my state, new south wales, is $240) or even a barista course???? (again for reference a barista course is anywhere between $120-$200)... like im sure for people who are living out of home, that their rent and bills are far, far more important to pay than some bullshit courses that cost like half of their fucking rent money.

boomer 7: GO VOLUNTEER! YOU LEARN AMAZING NEW SKILLS (blah blah blah)!!!”

problem 7.) ok Mick, yes i know volunteering is a good thing.... i practically had its “importance” forcefully shoved down my throat at uni.... but consider this: only those who have some spare money around can typically afford this option, because it’s largely not paid. and if it is paid, you don’t get paid much.... but of course that all depends on the provider. you can go on about all the new skills you get from volunteering all day fucking long. but like. for most “millennials”, as you condescendingly call us, it is not fucking feasible if they have literally ZERO funds, like myself. i couldn’t afford to do the volunteer blogger position i tried to do at uni. so i ultimately gave it up.

honestly, the only boomers or maybe gen xers (who knows really) that i like who comment on these posts, are the ones who commiserate with us jobless 20-somethings about their teenage or sometimes fellow 20-something son/s or daughter/s trying to get a job.... but always getting rejected bc of their complete lack of experience (i.e. they have none) or whatever else.

anyway that’s my dramatic rant of the month of january over lmao.

#life #about me #shut up ilona #ilona whines about her shitty life to her followers lol #ilona actually shares her life for once lol #but seriously though #i hate these people so much

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bigskydreaming · 5 years ago

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Tbh, my policy on pirating is pretty simple. I honestly dont give a fuck one way or another w/movies, TV shows and even comic books, bc the former two have managed to account for pirating in the way they pad their expenses and tbqh they dont really hurt for it. And with comic books, okay if you pirate indie or creator owned content you kinda suck, not gonna lie, you have NO idea the kind of effort and upfront costs that go into producing comic books without Marvel or DC backing you up, not until you actually try it. Its obscene. Especially if you’re not able to do all the art AND story AND inking/lettering/coloring yourself, and have to either pay other members of your self-assembled creative team upfront or on the backend.

And this includes comic books published by Image (at least the ones without big name creators attached), because contrary to popular belief, Image has nothing to do with assembling the creative teams of most of their creator owned books, and they certainly don’t pay them any kind of wages or salaries. The way Image is set up is creators basically submit a complete first issue, all the art, inking, lettering, coloring, everything already done, to see if they’re interested in publishing.

(Technically, you only have to submit the first eight pages in order to get a response, and theoretically its possible that Image has in the past greenlit books based on the first eight pages of the book, which then allows the creators some leverage in convincing the entirety of their creative team to put in the upfront work to complete the rest of the first issue still without payment, but at least trusting now that their work will see publication, but like, this doesn’t really happen much from anything I’ve ever seen or heard or experienced).

Anyway, point being, Image takes submissions and then greenlights the books they see as potentially profitable, but again....they in no way ever pay creators themselves. Creators only make money via the actual sales of their books, once published and distributed by Image...and only AFTER Image takes their cut, which is a flat fee deducted from the sales of individual issues. Its actually a good thing in some ways, that they only take a flat fee (their cut is for publishing and distribution costs, Image NEVER owns any part of the intellectual property they publish, unless they’re part of their ‘shared Image universe’ which tbh is just like, publisher Erik Larsen’s little sandbox for him and his friends and who even cares, those books suck, Savage Dragon is lame, Erik, and everyone knows Shadowhawk was a blatant rip-off of Darkhawk, and look, I love Darkhawk with all my New Warriors fanboying heart, but of all the characters in the world to rip-off, who the fuck considers Darkhawk worth being derivative of? So weird. BUT I DIGRESS. ANYWAY.)

So in some senses the fact that they only ever take a flat rate is good, because in the rare cases of runaway books that really take off, the way Invincible and The Walking Dead were back when Robert Kirkman was still a no-name indie creator, like...the creator has the potential to make BANK. Which is exactly what Kirkman did, and why he’s now every-fucking-where, ruining all our other faves like who the fuck thought HIM producing a Chronicles of Amber show was a good idea, ewww. He’s gonna dial up the incest to 100, isn’t he? Sigh. UGH WHOOPS ANOTHER DIGRESSION, LOL YOU SEE WHY MY ADHD MEDS ARE ESSENTIAL, I ASSUME.

Ahem.

BUT in most cases, the fact that Image takes a flat fee off the top is like....shitty, because the last I heard - and tbf, this was years ago so its probably not the same anymore, but that means it could be worse - it was something like $2000 per issue. Which means the vast majority of indie creators you’ve never heard of before or after they published a six issue mini or whatever through Image never saw a cent. I’ve never heard of Image putting anyone in debt, like that’s not how they work at least - if your book doesn’t even make up to $2000, its not like you owe them for the remainder, but again, you just....never make a cent off it. So like....the reason a fuckton of Image books never make it past issue #6, if they even make it that far, is that the creators literally just can’t afford to keep producing out of pocket, financing the actual creative production costs of each issue themselves without making any profit on the backend, if they’re not ending up selling more than $2000 worth of issues once on the shelves, physical or digital).

So don’t fucking pirate Image comic books, plz. Just don’t do it. Unless they’re Erik Larsen’s. Pirate away, who gives a fuck, I hate that guy. LOLOLOL I’m such a petty asshole, ugh. Whatever. I blame my childhood.

ANYWAY. As I was saying, I don’t really give a shit about pirating from Marvel or DC, which maybe is bad of me because its not like those creators necessarily make bank either, unless they’re one of Marvel/DC’s faves and like, have their pick of titles at any given moment. But the way most of them are paid is Marvel and DC pay their creators actual salaries based on rates per page, and then Marvel/DC keep all the actual royalties themselves. The only exceptions to this are when issues sell more than 50,000 copies - that’s 50,000 individual copies of physical or digital issues, not $50,000 worth of sales like with Image. Once a creative team’s book sells more than 50,000 copies of a single issue however, THEN they start getting a cut of the royalties, as like a bonus incentive type thingie. But tbh, its pretty rare in today’s market for a book to move that many issues monthly, and only the top sellers of both companies end up in that rarefied air....and most of those books’ creative teams are the favored writers/artists anyway, the ones who have a degree of job security and never tend to lack for titles to shift to after ending a run on one book. Sooooo, they’re kinda the reverse of the creators who could actually use a cut of their books’ back end profits, but whatever.

So like I said, fuck Marvel and DC, like...corporately or whatever. Of course there’s no doubt that pirating has some definite correlation to how few books are able to move 50,000 issues monthly, but both companies have always been notoriously shitty to creators, and that’s not pirating’s fault, and less pirating honestly isn’t going to change that b/c the ones to benefit from less pirating first and foremost are still going to be the same ones who aren’t really that hurt by it currently....loooooooong before the lower rung creators start to see an uptick in profits as a result. And let’s be real, if Marvel & DC suddenly started seeing a surge in profits due to a marked reduction in piracy, they’d find some excuse to shift payment structures around again in order to still keep a lion’s share of the new profits while cutting the lower rung creators (read: new/just starting out/niche/lacking leverage creators) out of seeing much additional profits. Because the problem with creators making money off Marvel and DC IPs isn’t really pirating, its Marvel and DC not wanting to share the money made off their IPs, even with the people most responsible for those IPs generating revenue.

That’s the part of the pirating convo that most people miss, IMO....a rising tide just DOESN’T lift all boats, if one or two boats in particular are specially designed to make the most of any tiny uptick in a rising tide while all the other boats are made of the leftover shoddy materials and are undermanned or understaffed or whatever and can’t actually DO anything productive with any of the lift generated by the rising tide.

And if that made no sense, eh, idk, don’t blame me. Its not my metaphor.

ANYWAY. So that’s why I don’t really give a shit about pirated movies or TV shows or Marvel or DC books, though I do still think you suck if you pirate indie content including lesser known Image creators. You guys have srsly no idea how much harder indie comic book creators have to work compared to like, any other medium. It makes me wanna cry. Its ridiculous. It would take too long to explain just WHY its so much more of an ordeal/effort to produce indie comic book content than just about any other form of indie content save like, running an entire webshow with one or two people wearing all the hats while funding everything out of pocket and overseeing everything production wise and also being a key creator involved in creating the actual content.

BUT as I was saying in the last post, pirating novels is an ENTIRELY different thing, and I have vastly more opinions there than I do with other mediums. Because the publishing industry was designed to exploit and capitalize off the intellectual properties of INDIVIDUALS, unlike all those other mediums that are inherently collaborative and thus usually involve the combined efforts of several to dozens of people.

So at the end of the day, individual authors will ALWAYS suffer more from pirating, looooooong before publishing companies ever feel a ding in their profits. Because they designed it that way. Specifically SO that they, the big companies, would be protected. Its set up so that individual creatives, the authors, NEED publishing companies more than publishers need any singular author. Obviously the rise of indie publishing has changed this somewhat, but not as much as you might think.....because the thing is, indie authors are really only successful and profitable by the grace of Amazon. By the fact that Amazon can afford to pay authors 70 percent royalties on any sale as opposed to traditionally published authors who are lucky to get a ten to fifteen percent royalty rate on sales, with them not even seeing a cent of those royalties until AFTER their advance has already been paid back, if they ever even sell enough to make that happen at all.

And so like....its a very dangerous, precarious, and not at all trustworthy situation that allows for indie authors to CURRENTLY be profitable in ways or to degrees that a lot of traditionally published authors can’t be.

But that’s only because Amazon is taking a loss on most of the books they publish, due to this payment model. Because Amazon CAN. They can afford it. They make enough from all their other departments and revenue streams to buttress those losses. And Amazon has been using this, and using indie authors, to leverage traditional publishers into giving up more and more of THEIR profits from THEIR books, by giving Amazon even steeper discounts on the books they distribute to them, to be sold to consumers by Amazon.

And again, like I said before, its the individual creators, the bottom rung authors, who take the hits here first and in the biggest ways, because it remains true that the publishers have designed their payment structures so as to use the profits of individual authors to compensate for their own dip in profits.

And Amazon isn’t doing any of this for the little guy’s benefit. They don’t care about giving indie authors a leg up, an alternative to tradition publishers. They only care about CURRENTLY making indie authors need traditional publishers less than trad publishers need them, for a change.....but ONLY so that Amazon can rake in the increase in profits first and foremost.

Because here’s the kicker. The thing I worry too many indie authors and readers don’t account for.

INDIE AUTHORS STILL NEED AMAZON MORE THAN AMAZON NEEDS THEM.

Amazon is VOLUNTARILY taking losses on their book sales, and have been almost from the start. Because they don’t NEED that department in particular to be profitable for them NOW. They’ve been angling for a long time to get as close to an actual monopoly on the book market as is possible under current free market laws. So the thing is....unlike traditional publishers....Amazon doesn’t need ANY indie authors OR sales. Like, AT ALL. They could shut down their entire indie book model tomorrow, and not really be any worse off for it.

And the second Amazon doesn’t need indie authors even as LEVERAGE to pry more profits out of traditional publishers....you better believe that 70 percent royalty rate is going to vanish literally overnight. Because there’s absolutely nothing in Amazon’s business model or legal obligations to indie authors that requires they maintain it, or protects indie authors from having it suddenly dropped to a five percent royalty rate at Amazon’s whim.

So the second the scales tip far enough that Amazon decides they really don’t need or want to milk anything else out of traditional publishers, they’ve gotten as much of a price cut or a monopoly as they’re going to get or want to get without forcing publishers (and by extension their own ready made product that Amazon then distributes) out of business.....Amazon is going to quite happily STOP taking a loss on the sales of all these indie titles, and say well, we don’t need you as much now, so we’re gonna just give you ten percent royalties, take it or leave it. Its not like you have any better options at this point.

So whether traditionally published or indie published, pirating books hurts individual creators in very real, tangible ways that creators in other mediums aren’t affected, or are supplemented or buttressed against.

I say all this not to guilt anyone, but simply to provide information. Because there’s always so much discourse going back and forth around legality of pirating and ethics of pirating and so much stuff that’s not even consequential or relevant if people don’t even understand the MECHANICS of how pirating affects various mediums. So they can then make INFORMED choices on how they feel about pirating certain content versus other content.

As I was saying at the start of all of this....I have my own personal stance on pirating, and I don’t expect it or need it to be anyone else’s personal model. Like I said, I don’t really care about other mediums, and when it comes to novels, I’m against it as much as possible, but with caveats. Lots of people, including authors, describe novels as luxury items, and as such say that nobody’s justified in taking one for their own personal entertainment just because they WANT it. I differ from that POV because I honestly don’t consider books a luxury. I consider them to be absofuckinglutely as essential to the survival and THRIVING of the human condition as food or rest. Far more so than TV or movies, which not everyone has access to, or finds as easily accessible. Bottom line.....I fall in the category of arguing that its not enough just to survive. People have to have reason to survive, to live. Things to look forward to. Things to enjoy. Feeding the human spirit, as cheesy or whatthefuckever as that sounds, is every bit as essential as feeding the body. I would not have survived my childhood without books. I would not have survived my twenties without books. Hell, I would not have survived this YEAR without books.

So, even as an author myself, and yes, I have written stuff that’s been pirated (I made a fairly decent living for a couple years as a self-published indie author of m/m erotica and m/m erotic romance short stories, novellas and novels, and those particular genres/markets get the SHIT pirated out of them. So trust me, I am VERY much putting my money where my mouth is on this subject).

But yes, even as an author myself, I have zero problem with people pirating stuff because they honestly, truly legit can not afford it otherwise. Its not a lost sale. If you don’t have the money, you don’t have the money. It doesn’t mean you still don’t need, let alone deserve, to have something to take your mind off your poverty, your stresses, your issues. And even if you technically have the money to afford a book, I’m well aware that doesn’t always mean you ACTUALLY have the money to afford it in any meaningful way. If you have five bucks to spend for the day, and a choice between a book and a bagel, or like, an actual sandwich and drink, that’s not a fucking choice that ANYONE should have to make. Use that five dollars to buy yourself a fucking sandwich and just pirate the book, I say. You can pay it forward when you get the chance. You find yourself with more money at a later point, by all means, go back and buy a legit copy of that book, your money’s still good then, and having had that book to enjoy at an earlier, more stressful time in your life might very well have contributed in even the tiniest of ways to you getting to a place where you had better finances and more spending money.

Yes, obviously, I am a big fan and proponent of libraries, and I think you should always go there first, if possible, to get your free literary content. Libraries are great, and they have a LOT more content, and more of a range of content, then a lot of people realize.

I am however aware that libraries are not necessarily practical for everyone. Sometimes you just plain can’t get to one, you have transportation or mobility issues or live in a household where your reading habits or interests are frowned upon or even penalized, because sometimes, parents are awful. Sometimes libraries just don’t have the content you’re looking for. Content is subjective, depends on staff, geography, community. LGBTQ+ kids shouldn’t have to risk being seen looking through the LGBTQ+ section of the library or checking out a book, if they’re not out at home or school or in their community. By all means, I would much rather a kid in that situation pirate the fuck out of their comforting, soul-sustaining LGBTQ+ themed books than risk upsetting a currently safe and secure status quo. Again, just pay it forward when and if you can, at a later date. And so on and so forward.

BUT, again, there’s caveats there, because with books, I consider it a case by case basis, and the case in question is the individual consumer. The above scenarios IMO are based entirely on the genuine, sincere situation of not being able to afford a book in any practical way, and not having a library as a valid option for getting that or any book.

This is an entirely different situation from HAVING the spending money, and being perfectly capable of dropping five bucks on a book versus five bucks on one of those much-talked-about-in-pirating-convos Starbucks’ lattes that you don’t NEED any more than anyone supposedly NEEDS to read a particular book.

If you CAN afford to pay full price for a book without dipping into funds intended for other practical necessities or hurting or even inconveniencing you in any meaningful way, if you CHOOSE to pirate a book you can access or download through legal channels with just as much ease as you can pirate it...(again, I’m aware that due to bullshit territory laws, not all content is legally available in all areas at all times, and this isn’t what I’m talking about).

I’m talking about if you’re NOT in a bad - not just slightly uncomfortable - but BAD, financially tight, thrifty, constantly stressed situation where its honestly a Sophie’s fucking Choice trying to decide if you’re gonna shell out your money for the sequel you’ve been waiting on pins and needles for for a fucking year and its been the only thing getting you through some days....or if you’re gonna like, eat today....

THAT’S when I have no patience for your piracy, specifically. Not when it comes to novels and the bottom lines of individual, hard-working authors, most of whom have to spend their lunch hours or come home after work to soak their blood, sweat and tears into the manuscript that becomes the book you just pirated. I know what I said about indie comic book creators having it so much more fucking tough than anyone else knows or realizes, but that doesn’t mean that midlist and lower than that authors don’t work DAMN fucking hard on their product, even after working forty hour weeks at some minimum wage job that’s every bit as soul-crushing as the worst job you’ve ever held.

And you’re not a fucking rebel or revolutionary if you’re taking money out of THEIR pocket, when you don’t need it yourself, just because you can. You’re not sticking it to the man, or teaching greedy capitalist publishing pigs the error of their ways. They don’t care, and you’re just being a dick.

Entitlement isn’t always a bad thing, I believe, because we ARE all entitled to certain things. A broke, disabled person with transportation issues and disability benefits that aren’t even enough to cover their actual living expenses is IMO every bit as ENTITLED as anyone else to a nice, stress-free, enjoyable read they picked out because it was precisely what they were looking for and not because it was the only thing out of ten available options that looked halfway decent. I will never ever judge or condemn or disparage someone for pirating in a scenario even REMOTELY close to that.

But that doesn’t mean that gratuitous entitlement doesn’t always exist, and isn’t obnoxious as fuuuuuuuuuuck. You’re not entitled to whatever you want, whenever you want, for as little as you feel like paying for it, just because you WANT it. And just because you can GET it, consequence free. If THAT’S the defining motivation or influence behind pirating the debut novel of a single mom working sixty hours a week to support her kids PLUS hanging onto her dreams and pounding out her novel over the course of a year and a half on her lunch hour.....then yeah, you fucking suck, and you know it, you whiny little shit who identifies with this paragraph and goes "who me? YOU DONT KNOW MY LIFE!” Yeah, I do. We all know someone like you. You’re not special.

Just like I know that author profile I just described there was not grabbed out of my ass, but describes someone very real and not at all embellished, and she’s not even the author I know in the most stressful scenario-whilst-writing. She certainly wouldn’t even consider herself in the Top Ten. And her publisher passed on the option for her sophomore novel, because her much-pirated book never made back the $25,000 advance she was paid over the course of three installments, which meant after taxes, she got an extra $10,000 bucks spread out among three eight month intervals, or just under two years.

So yeah. That’s where I fall. Soundly in the same camp I fall in most things: Actions have consequences, and you should always make an effort to be informed on what those consequences are before deciding whether or not you take action.

Let’s be real, no one’s effectively policing whether or not every individual consumer on the web pirates casually, extensively, or religiously, if at all. Its not likely EVER going to be an issue for you. That someone can actually keep you from pirating because you’re genuinely afraid of legal consequences.

But you shouldn’t need the threat of legal consequences, the question of can I get away with this or not, to police your own actions.

And at the risk of giving anyone whiplash, I for sure don’t give a fuck about the legality of taking away from the bottom line of massive, multi-million dollar corporate interests if I can get away with it. I’m just as entitled to keeping my five bucks that I worked DAMN FUCKING HARD FOR, as the people most likely to see that money even though they didn’t log a single actual hour on producing the content they’re charging five bucks for, IMO. I’m perfectly aware there’s a shit ton of people who’d call that rationale self-serving bullshit and hypocritical, but bite my lily-white Irish ass, I don’t give a fuck. I’m comfortable with my own morality.

But part of the reason I’m comfortable with my own morality, is that it tells me that even though there are times when I think I’m entitled to certain things I can’t necessarily afford, there are also times when I know I’m NOT entitled to things I may just not WANT to afford. Any time you’re able to justify ALWAYS having things your way without it ever costing you any kind of concession, I think that’s usually a good sign it might be time to stop and take a second look at yourself. Nobody gets to have everything their own way, to their best liking, all of the time.

But the flip side of that coin IMO, is that nobody should be penalized to NEVER having anything their own way, to their liking, ANY of the time. And if that’s the situation you’re in at some point in your life, and pirating’s the only available option to giving yourself a break from your regular monotony or currently-shitty-reality? Like, who the fuck am I to tell you not to pirate that feel good book or movie that has the chance to let you go to bed later with an actual smile on your face for a change? Who the fuck is anybody to tell you that?

*Shrugs*

There’s my two cents: The Ten Volume and Unnecessarily Long Saga.

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nerdgasrnz · 6 years ago

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Hey lex! Im lookin into buying a drawin tablet for the first time and was wondering if you had any tips on what to look for & avoid while doing so? bc i have no idea what im doing and dont wanna spend my broke binch money on smth thatll shit out quickly

@sevenspires Sorry for taking so long to answer this again! I got really bummed out after I tried typing a response the first time and losing it T_T Now I’m back months later, LOL

If you can’t afford a Wacom brand tablet, make sure that you read up on specifications that are important. Screen size, resolution, pressure levels, color settings, all that.

Tablets above a certain size, or of a certain screen type are VERY bulky and built like a tv screen. (usually bigger than 15 inches or so.) Make sure you differentiate between those kinds and the more lightweight, portable ones, and choose accordingly. I have a small space and work on the go, so more portable tablets for me are a non-negotiable requirement. My current tablet is like a slate the same size as my laptop, but I can still put it in my backpack if I need to go elsewhere and work. It’s still technically too big for my work space though. Other artists have studio-sized spaces and plenty of room to have a 24-inch tablet to draw on. It depends on your line of work!

Wacom is always going to have top of the curve pressure levels, but you can get away with having 1024 at the minimum for any tablet you end up using. I honestly can’t tell the difference between 1024 and 2048 levels (even though I know there is a difference- 2048 is definitely smoother) If you’re looking at old/outdated stuff that’s in your price range, you can get away with 512 pressure levels.512 = the barest minimum | 1024 = decent | 2048 = I think this is the modern standard for tablets right now | 8192 and higher = luxurious

My current XP-Pen 13.3 tablet has a whopping 8192, and the pressure levels are SO nuanced, that it starts to make my lines actually look... kind of bad, LMAO. So for me, 8192 is too much nuance for pen pressure. But hey I got it free so I don’t care, LOL

Make sure you can afford more than one set of the accessories that go with the tablet. Pens, nibs, cables, ALL of that stuff. And if you don’t feel like buying them right away, make sure you plan ahead in the future. With cheaper tablets like XP-Pen, Huion, Monoprice, and etc. the money you save by not buying a Wacom is money you can put towards replacement parts.

READ THE TERMS AND CONDITIONS OF YOUR WARRANTY! You should always do this when you buy shiny new toys, but it’s VERY important for your art hardware. Make sure you keep your purchase records archived in your e-mail as proof for when you redeem your RMA (Return Merchandise Authorization)Usually an RMA or warranty says that If anything goes wrong with your tablet within the warranty period that you purchased it, as long as you didn’t tamper with the tablet yourself, they will replace it with a new one for no charge except how much it costs to ship it back. I’ve done it with my cheapest Monoprice tablet (RIP) and my current XP-Pen tablet. My first XP-Pen took a nasty fall to the floor one day and the screen stopped working :’( So yeah, read the terms of your warranty, it might save you one day!!!

If you already use keyboard shortcuts on your computer a lot, you usually don’t need side buttons on your tablet. I forget they exist. Every time. Otherwise, if you find the keys on the tablet to be very accessible, then go for it! AFAIK, only Wacom has done the BEST side buttons bc they always have sliders for zooming in and out on your canvas, which I actually used before. Other than that, I have never used the side buttons on a tablet since.

Read your installation and instruction manuals! Even if you think you know how to install a tablet after owning 5 different brands, read the manuals!!! In my experience with windows, getting your tablet’s drivers to work the first time is absolute hell because tablets are always fighting with Windows’ tablet pc stuff. So even if you’re tech savvy and have been fighting Windows’ tablet support for over a decade, READ THE MANUALS! Make sure you go to the correct website, download drivers for the correct tablet model, ALL of that. Restart your computer when the installation tells you to, EVERYTHING. Do what the instructions say! After that, you can take to tech support or forums for any problems you have later.

Make sure your art software is up to date as well once you’ve installed your tablet!

Uhhh that’s all I got! If you (or anyone else who sees this post) have any questions, feel free to ask in the replies/reblogs, I do check them!

(Also I am selling one of my old/dated tablets that still works, so if ur interested, hmu and we can talk pricing!)

#art hardware #drawing tablets #wacom alternatives #tablet shopping #mine #art advice #sevenspires

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artifcialrve · 6 years ago

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hi hello annyeong. im lola and i suck at intros but thank u @ shownu for giving us that iconic line in my time of need. anyways, i’m sure you’ve all heard this before, but I’m going to say it anyways.. im so happy to be here and I can’t wait to rp w everyone here. and i mean every single one of u. yes already being clingy and i just got here. sooooo please hit me up if any of your characters need connections!!! my connections page is right here. (it’s definitely under construction bc i’ve stalked a few other muses plot page here and I love some ideas. me: lacks originality.) also have some potential plots under read morE OR if you just want to start off with a clean slate, we can always brainstorm and see where our creativity takes us.

: *✧･ﾟ [ SANA, FEMALE, SHE/HER ] So, MAEKO YASUTAKE, you think you have what it takes to join THE RED LIONS? At only TWENTY-TWO, I hope you know what it is you’re signing up for. There’s more too it than just the reputation. Are you ready to be a MONEY LAUNDERER? Being BEGUILING might help you out, however, let’s hope they don’t get tired of you being IRREVERENT. Good luck to you. [ LOLA, 23, PST ]

maeko/maemae or koko to her group is a high class, elitist fashion thottie snob and loves all things luxury and high-end. money truly makes her happy. things make her happy and messy situations. she lives for the drama either the ones she creates or ones she’s involved in. she’s also an adrenaline junkie. she’s a money launderer for the red lions. she’s often seen in the VIP booth wearing a full chanel outfit, away from the rest of the crowd because god forbid someone spill their drink on her!! if you would like to plot, please press the like button and i shall slide into your dms or come slide into my dms ^w^

knowing her now, you’d never assume she had a difficult childhood. she was living in poverty, her mother could barely afford to keep their current place, it pained her to see her mother working so hard to receive nothing in the end. she didn’t know what she could do to help. at the young age of six, maeko learned how to shoplift. that’s where her desire and lust for material objects began. she also loved that she didn’t get caught. that made it all the more fun.

she was so good at it. she never felt that fear of being caught because she was too smart, too calculating. she felt as if she could provide for her and her mother. unfortunately, her mother passed when she was in high school. this part of her life, no one really knows and she’s not willing to share. she’s more than happy for everyone to label her as this rich bitch who goes to Hermes more frequently than your local grocery store.

she’s a girls girl!!

she’s very easy to get along with and she’s also judges upon first impression. first impressions are everything to her, but it doesn’t mean you can’t change her mind!! she’s just stubborn as fuck and kind of annoying about her pride. if you can get past the fact that she has a huge fucking ego, then all is well.

she has fun in meddling in other peoples problems, but plays victim when the blame is pointed to her. there really is no point in getting her to apologize, just let her rot.

has a very possessive personality. when it comes to things she loves, people, etc. it becomes very toxic and a lot of people don’t fuck with her because of that trait.

PLOTS

xx. ex-boyfriends???? she’s a sucker for love even though she would never admit that. she falls for charismatic boys who are great at manipulating.

xx. current fling ( male or female ) !!!! doesn’t have to mean anything, they could be in their feels or they could just be in it for the affection and attention, etc, etc

xx. someone that she was/or is completely in love with ( reason will probably differ depending on which character it is ). whether the person knows or not is up to the mun!! and how they react is up to them as well!!

xx. people that are obsessed with her or people who want her validation so she keeps them around because they give her attention

xx. someone who loves riling her up because she has the shortest temper ever

xx. people who hate her, idk, anything!! i’m up for anything!!

xx. member that she saved, the one that got her into the gang

xx. someone in the red lions who is protective over maeko xx. a forbidden friendship(s) with a member of other gangs

xx. just about anything !! just come at me with plot ideas bc im sure ill say yes!! lets get along my loves !!

#‘ﾟ･ ☾ ╴( ooc. ) ❝ somewhere in neverland ❞#pabintro

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surveystodestressme · 7 years ago

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49.

5000 Question Survey Pt. 10

901. Would you rather have a candle scented like blueberries and creme or butterscotch pecan pie? butterscotch 902. Which ones are fruits and which are vegetables: Banana fruit Cucumber veggie Tomato fruit technically but veggie in my mind Apple fruit Carrot veggie Eggplant veggie Cherry fruit Pumpkin veggie 903. Does it annoy you when people talk loudly on their cell phones in public? yes sooo much especially when a customer comes up to me while talking on their phone and expect me to help to them 904. Is love a commitment to one person, or can you love more than one person at the same time? in my opinion it’s commitment to one person, but i know people who love multiple people at the same time and that’s okay too. 905. Cover or original: Smooth Criminal; is it better by Michael Jackson or Alien Ant Farm? Blue Monday better by Orgy or New Order don’t know this one I Want Candy; Is it better by Aaron Carter or Bow Wow Wow? Love Song; Is it better by 311 or The Cure? don’t know this one It’s My Life; Is it better by No Doubt or The Talking Heads? don’t know

906. What is the most uncomfortable feeling? feeling unloved or unappreciated 907. Do you like Maroon 5? yeah 908. Would you ever go on a blind date TV show? maybe if i wasn’t in a relationship 909. How much of your wardrobe is dry clean only? none??? 910. Who’s arms would you like to crawl into? jack’s 911. What the hell is your problem? a lot lol 912. Look around you. What is the most beautiful thing you can see? my cat 913. What is the most beautiful thing you can’t see? my mom??? 914. Take a deep breath. Yawn deeply. Do you appreciate the things most people take for granted, like breathing? i guess 915. Do you appreciate breathing more when you have a cold and you’re all congested and can’t breathe right? lol yes 916. Is congestion a positive thing because it helps you to appreciate breathing? i guess so 917. How is your life like a work of art? you make it however you want with your own experiences. that’s an interesting way to think of it though 918. Do you feel that your life influences and is influenced by many other lives? absolutely 919. Has a smile ever made all the difference in the world to you? sometimes it does 920. Have you ever looked at a tree and considered how the roots could be miles long, trailing and entwining with other roots underground, all of them holding the soil together? not really 921. Do you notice the little things in life? sometimes. 922. Do you feel, as Jung did, that deep down, underneath our individual personalities we are all the same? no. 923. Do you feel a great oneness with the universe? sometimes ig 924. When was the last time you decided to really enjoy yourself? recently 925. When was the last time you set your self free and acted without caring at all what someone else thought? i’m sure it was recently 926. Have you ever held someone and appreciated how delicate and fragile all life is and felt that they were even more precious and beautiful because one day they would die..and so will you? yeah 927. In ten years someone else might own your house and the room you are sitting in now. Someone else might be standing right next to where you are sitting now. So that means you could be standing right next to someone but you can’t see him or her because they are ten years away. Ever look at life like that? no i haven’t but that’s a crazy thought 928. When was the last time you: Soaked in a bubble bath: a couple months ago Read a good book outside: not recently Held someone’s hand: two days ago Felt truly joyful: all the time 929. What do you bring to this world that no one else can? joy?? but everyone can bring that 930. Do you feel that you are part of every living thing in this world and that all those things are part of you? sure 931. Are you more afraid of death or not completely living? death 932. What was the last thing you wanted to do but didn’t or couldn’t do? idk 933. Why don’t you try and do that thing now? idk 934. What is the most wonderful thing happening right now in the world? people are happy & living life 935. Name 7 things going on around you that you normally wouldn’t notice: 1. my cat moving her ears as she sleeps 2. the lights on the router blinking 3. cars outside 4. the air moving thru the vent 5. coffee dripping off of my mug 6. electricity in the house 7. how all of the electronics in my house work 936. Name three things you hate 1. rude people 2. pain 3. anger 937. Name one GOOD thing about each of those 3 things you hate. nothing? lol 938. What do you tend to see in black and white, rather than in shades of gray? uhhh idk? 939. Admit three things you do that you are ashamed of but shouldn’t be. 1. my chubby belly 2. that i bite my nails still 3. how much water i don’t drink 940. What qualities make a person “good” in your eyes? kindness 941. Do you have any of these qualities? yeah 942. Are you willing to do what it takes to achieve what you want to? i think so 943. Name one bad quality about someone you love. he jokes a lot 944. Name one good quality about someone you hate. i don’t hate anyone 945. Are you pro life or pro choice and why? pro choice. 946. If you are pro life write a reason someone might be pro choice. If you are pro choice write a reason someone might be pro life. bc they don’t want anyone to have to die ig 947. Can you see the beauty in? A bumble bee: A man skating: A woman combing her hair: A box of tissues: Yourself naked: Light: yes to all. 948. What are you most afraid of? dying 949. Whose life would you REALLY NOT want to ever have? Why? donald trump 950. Can you come up with a reason why you might want their life? u know why 951. Name one thing that is beautiful about your body my eyes are cool 952. Name one thing that is ugly about your body my tummy 953. Name one thing that is beautiful about your mind i try really hard to achieve things 954. Name one thing that is ugly about your mind i hella procrastinate 955. Who was the last person you were rude to? a customer lol bc she was a bitch 956. Are your elbows soft? no 957. Are you ticklish? very 958. Are you awkward or graceful? awkward 959. Do you wear glasses/contacts? glasses. 960. If you wear contacts what’s the longest you have ever left them in your eyes? i used to wear them and it was just for the day 961. What’s going on where you are right now? i’m watching youtube videos and my dad is playing a video game 962. What is your favorite thing to touch? slime 963. What is your favorite kind of incense? i like them all 964. What relaxes you? when my feet or back is rubbed 965. How much time have you wasted? lots 966. How do you afford your rock and roll lifestyle? lol not very well 967. What does teen spirit smell like? axe body spray 968. Do you mostly listen or hear? listen 969. Look or see? see. 970. Do you comprehend all the things you read? i try to 971. Is it necessary to be repetitive in order to be creative? not necessarily 972. Do you control your attitude or does it control you? i control it. 973. Are your relationships mostly passion or conversation? both 974. Do you do what needs to be done regardless of the consequences? not all the time 975. Is money how you keep score? no 976. Who can you do everything or nothing with and still have the best time? jack 977. Just because you’re angry does that give you the right to be cruel? absolutely not 978. What is maturity and where does it come from? it comes from within but it’s deciding to be serious when you could make a joke out of something 979. Who is the maturest person you know? my mom 980. Who is the most immature person you know? my brother 981. If there was a fire and you could only rescue one thing from your room (all people and pets have escaped on their own, even goldfish) what would it be? my computer 982. If you could, what 3 albums would you force everyone to remove from his or her CD collections? 1 2 3 i wouldn’t… everyone’s entitled to their own musical tastes. 983. Does Marilyn Manson scare you or bore you? i like him 984. What do you think of the Insane Clown Posse? they’re a lil weird but i don’t judge 985. What’s the best movie about high school? high school musical? lol 986. Do you like Michael Jackson better in the 80’s 90’s or today? any 987. Is choosing a different store to shop in from most people really making a statement? no 988. What’s the riskiest thing you’ve ever done? oh idk 989. Have you ever ridden in a car while the driver had been drinking? no 990. Who needs to get a life? idk 991. Do write on yourself with milky pens? no 992. What should be different about high school curriculum? so many things 993. Right now are you exactly the way you want to be? not really 994. Who can save you from yourself? me 995. Are you a responsible person? i try to be 996. “It is absurd to divide people into good and bad. People are either charming or tedious.”— Oscar Wilde Do you agree? no 997. How many greatest hits albums do you own? none probably lol 998. Are you at risk for a.i.d.s.? nope 999. Do you want to have it all? no??? 1000. Do you collect green pictures of dead presidents? lol no

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What is the minamum insurance required for a motorcycle in Arizona?

I just bought a bike and am looking at insurance, but don't know what all is required by the state.""

I live in Massachusetts where auto insurance can't compete my question is....?

What is the benefits of competing rates? Well duh, you say because you may get cheaper rates somewhere else but I need proof. Right now I have a '95 Ford Escort, I have basic insurance, I'm a step 12, and I pay about $140 a month...what is better than that? Please name the state you live in.""

How much does Mexico Insurance cost for SUV 1 Day Trip?

We are going for a day trip to Juarez, Mexico to do some shopping and that is it. Could risk not having the insurance and may do that. If I decide to purchase insurance how much approximately should it cost for an SUV one day trip? How much approximately for a 4-door one day trip? If you are marketing something don't respond I don't want your unbiased sales pitch. Are any of the online companies reputable? if so, who?""

Where can I get cheap car insurance for a 17 year old?

I need car insurance preferably under 3000, I can be a named driver on my dads insurance (he's been driving over 25 years and has 5 years no claims bonus). I have tried comparison websites and even for a 1L 1998 Vauxhall Corsa, they are quoting around 7,000 - it's daylight robbery!!! Where can I get cheap(ish) insurance from? What type of cars are best (eg new/old, engine size etc)? Thanks.""

Do i have to have car insurance?

Just wondering

What insurance company do cheap American car insurance for young drivers?

I'm 19 years old and I'm considering getting a 1985 Ford Mustang 5L V8 in England. The question is who is going to insure me at a reasonable price? I'm not looking at using the car everyday, I probably wont put 4k miles on the clock in a year. Please, can anyone help me?""

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What is the best car insurance that you don't have to pay much in any state?

I live in NJ and paying half as my car cost...

""My husband is retiring next year and I am unemployed and only 55, how do I get affordable health insurance?""

I have alot of health issues and I need to make sure I have coverage. I have been looking for a job with benefits, but so far no luck. I am 55 and my husband will be 63 when he retires. I need an insurance with no prior health exceptions.""

Is there a way for me to get affordable car insurance?

hi im a college student in NYC i am single and live alone in a studio apartment in Brooklyn NY i work in an armani exchange store and at the moment im also going for acting and have already nailed some gigs. My question is if anybody knows how i can get car insurance under $4000 (BTW i dont have any1 living in another state) i checked most companies and they offer 10-13k either a year or 6 months so please if any1 knows how i can get insurance help me out i am in dire need of a car.

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Cheaper than a mini or morris minor.

Car insurance?

I am a minor living with my mom and she is being a ***** about car insurance so can i get on my dads insurance even though i dont live with him? i live in delaware by the way.

How can i find affordable private health insurance?

What happens if I cancel my car insurance policy?

I can't pay my monthly car insurance note. What will happen if I just cancel the policy before the payment is due? Will they still flag my license if I just cancel the policy?

""How much is your full coverage insurance cost? 19 year old, 2 speeding tickets, live in WA, for Celica GTS?""

I know it varies from place to place, based on driving record, car, etc, etc etc. Im just looking to get average insurance costs. I am 19 years old, I have two speeding tickets (both 30 mph over), student, live in WA, insuring a clean title 2003 Toyota Celica GTS. What are you paying on average for similar discriptions.""

Car Insurance / Accident Question?

So both cars are backing out of the parking lot (two sided type in a shopping center) and neither one saw each other and bumped rear ends of each car. We both pretty much made the same mistake, how does insurance usually take care of this?""

How much does a ticket cost for no proof insurance in ca?

I got a ticket for no proof of insurance at the time. But I have insurance. Does anyone know how much the ticket costs. Or what I can do to get it written off??

""Help! If my car insurance deductible is $750 and repairs cost $489, How much will the insurance company pay?""

My car was vandalized. The adjuster sent me an estimate for $489. This is lower than my deductible. Does this mean that the insurance company does not have to pay anything? If so, i'm going to find some better insurance.""

I would like to change my car on my exsiting car insurance policy? Help?

I have had my insurance policy on a peugeot 207 1.4 8v insurance group 3 since last december and would now like to change it to either a bmw 116i ig 10 or a bmw 120i ig 13. My policy cost 3500 how much will it increase by on either of these cars? Thank you.

I live i Delaware and have had my car impounded due to having no insurance.?

I will be getting insurance this friday. After I do that what do I need to do to get my car back this weekend about how much will it cost? Is this a fee I pay at the troop or do I pay towing and storing charges?

I got a ticket in my friends car..will it affect her insurance?

okay so yesterday i got a ticket in my friends car..and the cop said i might have to go traffic school or i might just get lucky and just have to mail something back when my ticket comes into the mail hopefully that's wat happens but anyway im just wondering does my getting a ticket in her car mean her insurance goes up? or anything happen to her sinces its her car?? i havent even told her i got the ticket yet lol i was hoping that i could just hide it but my friend said her insurance will go up because of me :(

Which is the best homeowners insurance?

i live in california and im getting a home and now i need home insurance which is the best thanks

I just got my license but no insurance?

i got my license few weeks ago and i would like to start driving my parents car , they have insurance under there name but not mine yet, and my dad doesnt want to add me on there till later on due to the cost, so will i be able to drive their car with the insurance under their name ? I live in Cali, LA. thank you""

Suspending car insurance?

i have car insurance i pay monthly for but i mite be going on a course away from home but i wont be able to work to pay for the insurance. i would need to not pay for it as it were for a 12 weeks. is there anything i can do or any advice ?

I totaled my 2010 Mazda 3i how much should I expected from insurance?

I was just squished between two pickup trucks with the driver behind me at fault and having a suspended license. The body shop said the total damage is $13,700 and the insurance company just labelled it a total loss. My car is just over a year old with about 55,000km on it with no prier damage on it. How much should I expect to get back as I am financing the car and cant afford to keep paying if they don't pay it out. ( Canada, Ontario, Ottawa)""

Can I get medicaid? (17 weeks pregnant)?

Okay here is the deal, I appreciate all of the help. Okay so I am 17 weeks pregnant and have cigna through my job but when I went to talk to HR today, I will have to be terminated when I take maternity leave because I will only be at the company for 11 months. ( need to be there a year ). So when I give birth, I wont have coverage, that is a bummer! I dunno what else to do but cancel my insurance and get medicaid, something I was trying to avoid but now I don't feel like there is an option, cause I can't cover the baby either with my companies health insurance... argh.. Can i still get medicaid even though I'm so far along??? I'm so scared and dunno wtf to do. Help!!!!!!!!!!!!! and BTW I am in the state of FL""

Do i need condo Insurance?

I have a condo in a six unit building in south florida that is being rented out. The building is insurance by the HOA master policies (windstorm and liability). My question is do I still need to insure my unit? Thanks.

Car insurance in Ireland?

Does anyone know, if I want to buy a used car (small and cheap) only for a short time (one month traveling in Ireland). Is it any possibility to get a short time car insurance and dont pay for a whole year? Im not Irish, but I have full EU driver licence. Thank you for your advices. Ondra""

Quoted insurance price?

I purchased insurance on the online weekend for my car. I paid the first monthly installment. Only to have a phone call telling me this price was wrong it was a computer error and the policy will cost a lot more. Do I have any rights here? Or must I simply front the rest of the cash to keep my car insured?

Would a Peugeot 406 1.9 Diesel 75BHp cost alot on insurance 4 a 17 year old lad? plz?

i want a pug 406, badly!!""

Affordable studio apartments?

I lived in a great 1 bedroom apartment with my fiance a few years ago in Myrtle Beach for only $550 per month. It was very clean, very quiet, very safe and within walking distance from the ocean. We're looking for a studio basically anywhere in the United States but they're all running for around $600 as far as I can tell, which is ridiculous for something so much smaller than a 1 bedroom. Is there anywhere that has a studio apartment (kitchen, bathroom) which is not an efficiency, which is in a nice location? I'm looking for under $500 per month, I don't want to live in the ghetto. Any ideas?""

Car insurance question?

My car insurance is under my brother's name, but it is my car. If someone hit my car, would I be able to handle everything myself? My brother is out of town for a week. Or should I wait for him? Thanks.""

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Columbus Mississippi Cheap car insurance quotes zip 39705

"Columbus Mississippi Cheap car insurance quotes zip 39705

Columbus Mississippi Cheap car insurance quotes zip 39705

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Gap Cover Insurance-Australia?

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How long does it usually take for an insurance company to pay a life insurance claim?

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Is insurance for a motorcycle alot?

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Why do i need insurance?

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If something happens to your car and it falls under comprehensive coverage, will your insurance premium go up after the incident?""

How long after someone dies to get life insurance benefits?

my grandmother died about 2 weeks ago and i was wondering when her life insurance policy would go through so we can receive the money from it to manage her estate, we heard that probate takes about 16 months, but we cant wait that long for the insurance so how long does it usually take?""

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hello everyone i am a 17 year old male who chose to drop out of school after getting clean from drugs. now that i am dropped out and sober i am very happy but there seems to be an issue. in january, january 28th to be exact i will be 18 and my mother insists that unless im in school i cannot be covered under health insurance anymore. so my question to you all is, is this true? is there a way i can be covered under her health insurance even after dropping out? if no what other affordable options are there for me pertaining to health insurance? i know of cobra but 500$ a month is a little absurd. so any information would be much appreciated thank you so much!""

""How do I get a low insurance rate (18, first time driving)...?""

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How much would it cost for a female 17/18 year old to be insured on a 1.2 Clio?

It's a 2002 model, also what is a very cheap insurance price range, and what sort of car would you have to have?""

Motorcycle insurance?

I have a 2007 Ducati Monster s2r800. I am 22, male. Clean driving record. will be used for commuting to school. What is an approximation as for what my insurance will cost me (liability and theft)?""

Obama plans to fine people that don't buy affordable health insurance?

http://news.yahoo.com/s/ap/20090703/ap_on_go_co/us_health_care_overhaul is this ethical

Motorcycle Insurance for a 23 year old male?

I'm looking to get something like a Honda Shadow or Yamaha V-star. What could i expect to pay for insurance for full coverage ? Lets say for this example, the bike is 1100cc or higher and a couple years old. I do not have any tickets or accidents...ever. Do not tell me to get a quote...I will do so later. I just want your thoughts.""

A question about gender and insurance?

I know guys pay more for car insurance, but on average how much more a year? and according to this... http://shine.yahoo.com/channel/health/did-you-know-women-pay-more-for-health-insurance-302611/ women pay more for health insurance?...but does anyone know why or how much more?""

""What agency will investigate fraud, abuse or illegal activity in government medical insurance programs?

And how will the Judicial system be made affordable for persons who are living in poverty?

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Individual has military orders to Guam and is ONLY shipping a motorcycle (no POV). Most company's I've called will only cover auto insurance and let you add a motorcycle policy to make a combo. Does anyone know of independent motorcyce insurance policies covering overseas (particularly Guam) without having to insure a vehicle along with it? (I've tried most big named companies and even the independent companies on the island, and so far no luck!)""

How much will my insurance would cost if i would get a 92 miata. or 92 integra?

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Hi, can anyone advise what is the average cost of health insurance to buy for children, and what factors might affect the cost. Thanks.""

Can health insurance companies request medical records from other health insurance companies?

When I was in college I was in a relationship that made me really depressed, and the psychologist on campus referred me to an outside therapist with a diagnosis of major depression --the outside therapist corrected it and said she believed i had circumstantially-related depression, but she told me she coded the claim with the referring guy's major depression label so the insurance company wouldn't hassle me about the paying the claim. I worked with her for a 6 months --no medication, just got out the relationship--and am happy and healthy :) Now I'm reading all kinds of scary stuff about MIB, retroactive declining of coverage, etc and I currently have new individual (underwritten) coverage--I can ask her to correct the claim with my old company, but it seems like any action might rock the boat and I'm scared--if they didn't notice it, should i leave it be? or is there a chance that if i (god forbid) get something serious down the road that my current insurer will dig up my records from my old insurer to look for a reason to not pay? she was trying to do something to make my life easier but this whole thing has turned into such a mess!""

Is there a way for me to get affordable car insurance?

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Make believe it is the summer of 2014 and I just bought the stated car above. How much would a typical insurance go for a used Stang with around 7,000 miles in a small city(like Gainsville) go for?""

Why do i have to have my car inspected by my insurance company?

I just changed insurance companies and the new one wants to inspect the car which I never had to do before. How come?

Is it possible to get a loan and homeowner's insurance for a post & pier foundation house?

It's a small home and it's not located in an earquake area. Would having this kind of foundation reduced the value of the house?

Question about MA car insurance?

I have a car parked in my apartment's parking lot that doesn't run. Can I cancel the insurance on it so I don't have to pay for it every month? I'm in the process of trying to sell it. When I cancel the insurance, do I have to return the plates, too? I don't think it's legal to have a car with no plates parked in a parking lot.""

DUI in CA - how much will my car insurance go up?

I was convicted of a DUI and soon I'll be eligible for a resticted license. I have to have an ignition interlock device installed, and file an SR-22 with my insurance company (Anchor General Insurance). I have not told them yet as I am not yet eligible. I called and they said that they do accept people with DUIs. I am currently paying $77 per month for full coverage. I'm male, 29 years old. How much can I expect my insurance cost to rise once I file the SR-22?""

Expired car insurance ticket?

So I got pulled over in may and had expired car insurance of about 10 months. I had presented my expired car insurance document and the cop had my car towed to a nearby car shop, where i got it back a few days later. The cop called another cop to drive me back to my university since my car was towed. I was talking to the cop who drove me back and asked what I can do and he told me to just plead not guilty on my ticket and get new insurance and bring it to the court. I don't understand, how can I plead not guilty? It was his advice and he knew my insurance expired. How can getting new insurance do anything for my cause? Any help appreciated, thanks.""

Where can I find professional liability policies for a surgeon?

This is for a finance project. If I need to pay fro professional liability insurance, on what website can I find this insurance. Will I have to pay for it by myself, or does the hospital/company I work for pay the insurance for me.""

How much would insurence cost for a small car detailing business?

i have 2 do a project for school about creating our own business and i need 2 know how much insurance would cost for my car detailing business.

Mustang GT Insurance Prices?

Does anyone know how much it would cost on insurance for a brand new Ford Mustang GT?

Columbus Mississippi Cheap car insurance quotes zip 39705

Am I paying too much for insurance?

So both me and my wife share vehicle... We are insured through aaa with 500 deductible. We pay quarterly and it cost about 360 until our last statement came which was 435 (it went up). The car is a Chevy hhr 2006 with about 125k mileage on it. We only travel about 8 miles per day to work. Both of us are late twenties, she was involved in a hit and run a year ago (someone hit her costing 3000 in damages) while I got a speeding ticket for $185 2 months ago (those are our only two incidents in past 3 years)... Both of us have good credit, we are not homeowners as yet. Both of us has been on the policy for 2 years now and she has been the only owner (it's in her name). Are we over paying?""

What would happen to health insurance companies if government take over the health insurance system?

Correct me if I'm wrong, but I heard that Obama is trying to push a public health system that will allow everybody to have health insurance no matter what pre existing conditions he or she may have. If this is reached, what would happen to insurance carriers like Blue Cross, Blue Shield? Will we need these companies and health insurance agents?""

Switching car insurance?

I am thinking of switching to Esurance, it's about $25 a month cheaper than my current insurance. Anyone have any experience or knowledge of Esurance? How hard is it to switch?""

What is the cheapest insurance company?

Why is insurance on Motobikes Much lower for a 17 year old then insurance for a car of the same value?

I'm 16 and i'm looking how much it would cost me to get a car or a bike when i turn 17 next year so i can save up and get one of them i looked at insurance for both and ended up with a 3000 quote for a car worth 2000 and a 750 Quote for a bike worth 2300 they where both from the same insurer and all the details where the same I'm just ondering why is this the case and if it's actualy better for me to get a bike instead ofa car

I need health insurance. and advice?

i am 20 and want to get affordable good health insurance but i only want to pay like 75$ a month is that reasonable? what should i be expecting to pay and what providers are good?

Car inusrance. Where to get free quotes ?

What is the best web site to compare car insurance premiums online. What are the best companies for cheap insurance rates with good coverage for auto owners ?

Temporary auto insurance for move?

I'll be moving to Oakland California from Phoenix Arizona and I was wondering if there is such a thing as temporary auto insurance. My vehicle is not currently insured, but I can get a temporary registration from AZ DMV. That would allow me to drive my car for my move. I will be pulling a small utility trailer. I don't want to get a full 6 month insurance policy because as soon as I get to Oakland, I won't be driving the car at all. Are there any insurance companies that offer a really short policy (2 days, or maybe a week) ? I only need insurance for those two days, and so that I can get temporary registration from the DMV. Does anyone know if such a thing exists, and if so what company?""

Car Accident without Collision Insurance?

i was recently in a collision the other day. i was traveling straight with the right of way, and i was hit by a driver turning left into my lane to cross the intersection. i do not have collision on my car for it is a 99 grand am, and the damage is enough to total the vehicle. when the police arrived, they did not site the accident, however an officer mentioned it is clear what happened but in the hands of the insurance company'ss. i called liberty mutual, my company, and they told me to get into contact with the other drivers. i filled out the accident forms and sent them to the police and registry. her company told me that she had already filed a claim and that they would be in contact with me. i have no prior record of poor driving. no speeding tickets, no car accidents, i have a red light ticket that i appealed and won. is there anything i should be worried about? is my car going to be covered and if so how long does anappraisall take. i took photos of all the damage for records. 99 grand am, 138000 miles, just passed inspection thanks!""

""If I have health insurance, should I not pay for certain coverages on my car insurance?""

I have health insurance with HealthNet. For car insurance, there seems to be 3 major items for coverage: -BODILY INJURY LIABILITY -PROPERTY DAMAGE LIABILITY -UNINSURED MOTORIST & UNDERINSURED MOTORIST I'm under the impression that the third item is health insurance *for me* if I get into an accident. Why do I want that if I am paying for medical insurance anyway? Should I minimize coverage on this item?""

Car insurance rates for a new teenaged driver?

So we have State Farm car insurance and our 17-year-old daughter is attempting to get her license. She has straight A's and is doing their Steer Clear program. Does anyone have an estimation of how much this will increase our insurance rates?

Can I turn my health bills from a car wreck into my health insurance?

I'll try to make this as short as possible. I was hit by another car, who fled the scene but I was able to get her license plate, made and model of her car. Her insurance is covering the body damage for my car but I'm having problems with the medical part of all this. In all, I have had two visits with my doctor and he sent me to the hospital for xrays. I have whip lash and nothing else. I live in Kentucky, which is a no-fault injury state (I have no idea what that means). The other driver's insurance company is not going to pay for my injuries since they are less than $1000. Which means I have to turn it in to MY car insurance company and pay my $1000 deductable or pay out of pocket, which will be about $800. Someone I work with mentioned that I can turn the bills into my health insurance company for them to cover it. Is that an option? I'm not at all familiar with any of this b/c this is my first experience having to deal with car insurances. I know it doesn't matter how I feel, but I'm really ticked that someone can hit my car, flee the scene, cause injuries to me, and then I am the one responsible to pay for the medical care. Does anyone have any experience with this? Can I turn this into my health insurance to avoid paying the $800 that I don't have? Thank you.""

How does Obamacare increase health insurance premiums?

i've been seeing that they've gone up more when the reform was suppose to lower them. how exactly was obamacare suppose to lower insurance premiums?

How much does it cost to buy and insure a car (17 year old)?

Just passed my test, looking for a car to use Which is the best car to insure and run, and what is the best insurance quote I live in a bad post code area which is one if the highest rates and i dont want a black box and i need to do alot of driving after 11 o clock""

How much will getting dentures cost me without having any dental insurance?

Im nearly a 17 year old who wants to know how much insurance will cost..?

hi, with me nearly turning 17 next year and i have been looking at cars i have my eyes on a citroen saxo and was wondering how much will it cost to insurance and not botherd about the price of the car because you can get them for at least 500 pounds, there are ll types of saxos arnt there like the 1.4 and i have been looking aat the saxo vtr but im wondering what saxo is better fo a first car and the insurance thanks zac whalley""

What is a car insurance raise depend on? ?

Hello, I come here because everyone I ask just tells me not to worry about it and I JUST WANT TO KNOW! Sorry if this is way too long. I don't want to miss anything. Anyways, I got into a minor accident recently. When I say minor, I mean minor. I bumped them at a red light because I scooted up without looking. Didn't even touch the gas. This is my first accident. I'm twenty years old. When I went to look at our cars my car was a little scuffed, nothing that a little buffing couldn't take off. Their car, was even less. One of the passengers (there were 5 adults total, two children sitting on laps) claimed his back hurt. I was in panic mode as the driver told me that we could handle this without contacting insurance. Later I came to my senses when I realized that this guy with the back injuries was going to keep coming back to me asking for more money, so I told them to call my insurance agency. My question is, does anyone know in the state of Florida what determines how much your car insurance goes up? His injuries (not positive but almost positive) are not bad enough to go into my bodily injury. His PIP should cover it. For example, will your insurance go up based on the damages you have to pay for ? Since I made very VERY minimal damage, will my insurance only go up a little ? Thanks for reading my giant ramble and thanks for responses. Sara""

Health insurance for the poor in California?

Does anybody know how to get some kind of free health insurance in Los Angeles? I lost my job and want to go to school full time but I need health insurance. Med-Cal told me you have to be 65 or disabled

Home insurance wants to raise dwelling coverege?

I purchased a townhome in March of 2013 for $183k in Florida. It is in a 200-unit subdivision that just completed all construction and sold out all last remaining units a few months ago. When I signed up for home insurance, the insurance company set my dwelling coverage to $183k. I told them that it isn't accurate for them to base dwelling coverage on market price because the replacement cost must be lower since market price includes land and profits the builder makes. Long story short, they convinced me to stay at $183 because they said costs were rising and so forth. I decided not to fight it. Fast forward to this year, and now they are proposing to increase the dwelling coverage to $203k (11% increase). Funny thing is that for my exact townhome model, about 20 units were sold in the last year with prices averaging in the upper $180s (slightly above what I paid). I called the insurance company to let them have a piece of my mind, and they told me they use an independent 3rd party company to price the replacement costs. I told them it's BS because it's way above average market price and replacement costs is always below market price. They asked me to send them documents from when I purchased the home that details the construction materials used and upgrades so that they can reevaluate the dwelling coverage. My question is, why is the burden of proof on me to prove to the insurance company that dwelling coverage should be lowered? Why can't they just reduce it to what I tell them to reduce it to? After all, I am the customer who pays for the insurance. If my house is ever destroyed and I underinsured, that's my problem not theirs. I just find it strange that I'm paying for an insurance service and the insurance company decides what the replacement cost is, not me. Even though it doesn't affect them.""

Car insurance question???

i have just had my car stolen and was wandering if it was worth claiming on. It is insured for 2500 and they are willing to right it off and pay up but I have a new car that I need to get insurance for. My cheapest qoute is 450. Anyone have a rough idea how much my insurance would go up if I claimed for my old car?? Basically... should i just accept my losses on the old car or claim. cheers

Car insurance?

i have a license and live in CT and i have a question about insurance the web page says the vehicles should be insured. my dad and mom have insurance for their them but i dont so i dont have to get insurance because the vehicle is insured? or everyone should have insurance who drives on the road?

How much Vespa costs to run in london? better use tube?

hi l want to buy Vespa (with cash) and lm wondering how much it costs monthly to run it? with fuel + tax + insurance? is it worth it? or better stick to tube (117 per month) any experienced Vespa owners?

Car insurance confusion: Honda Jazz & Ford Fiesta... help please?

Hi there guys, I am sorry if this is a boring run of the mill question with an obvious answer, but I am seriously confused! I have two prospect cars to chose between, one is a Honda Jazz, and one is a Ford Fiesta, now to my knowledge the Jazz's insurance group should be around 11-14, (new 1-50 ranking) and the Fiesta should be around 8. A number of sites have confirmed this to be true. But trying to get actual insurance quotes, the Jazz is coming out cheaper, by at least 300. (This is with my details and the rest of the policy identical) I thought insurance group was the only factor of the car that changed the insurance, or is there another factor? I am a newly passed driver if that changes anything?""

Is Secura insurance company reputable?

I was told by my insurance agent that in order to keep my house insured with them , I would also need to insure my auto with them. Does anyone have or has had any experience with Secura insurance? Good or bad.""

""Will my insurance go up, if my parked car was hit and not occupied?""

My Car was hit While parked and was not occupied (nobody was in the car) The car that hit my car, pulled out of the parking spot and was trying to hide. i went and filed a collission report against the driver. what will happen now, will my insurance rate go up? or will i be at 100% no fault. I know some insurance companies try to rip us off. plz help

Columbus Mississippi Cheap car insurance quotes zip 39705

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East Rutherford New Jersey Cheap car insurance quotes zip 7073

"East Rutherford New Jersey Cheap car insurance quotes zip 7073

East Rutherford New Jersey Cheap car insurance quotes zip 7073

BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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Who's a good health insurance provider?

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East Rutherford New Jersey Cheap car insurance quotes zip 7073

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I asked roommate to put waterproof plastic on roof over-hang. He fell off roof and broke collar bone. We took him to ER. When he came home he needed more care then we could give him. He went to his cousins assisted-living hospital. He has Medicare and Medi-Cal, California. Will my homeowners insurance cover his unpaid bills? Can he sue for pain and suffering? Will insurance cancel my policy? He was been roommate for 3 years.""

New driver and car insurance.?

I'm 15 and I turn 16 on dec 27 and I already have a car and I've seen a lot of car insurance companies commercials but I don't know which one is best. They say they offer great stuff but I don't know which one to go with. Please help me because I want to have my car protected I just don't know which car insurance company is the best one out there. Thanks for helping <{ *__*}>

How to talk to somone on the phone to set up appointments for insurance?

hi guys i just got a job at a insurance place and my part of the job is to call people to get insurance leads. does anyone know whats the best way to sell insurance and get appointments? please and thank you

""Typically, how much will your insurance increase if you get into an accident that is your fault ?""

Im in So California and just got into a car accident, my first accident in 25 yrs of driving. Typically, how much more will I expect my insurance premium to increase ? What factors are involved ? the amount of damage that the insurance will pay ? my driving history which is 1 accident in the last 25 yrs ? what else ?""

What is a good (cheap) insurance in Canada?

I'm a new driver, I would like to have an insurance for myself, in case IF anything happened. What are some companies with good deals? They are mostly expensive, but I have heard there are some cheaper ones available. Thank you for you help!""

What is the best affordable Health Insurance in Las Vegas I'm 24 and don't have any medical conditions ?

What is a cheep insurance for an 18 year old guy?

Hi i am 18 an live with my parents.I live in Louisiana an have a little white Nissan.I was just wondering about how much would it cost me a mouth for car insurance and what insurance company would be the best to go to.Any information would be helpful thank you very much.

Is it normal for a doctor to tell you you have to pay $90 a year if you use health insurance?

I live in Colorado and I got a letter from my doctor today telling me I have to pay $90 a year to use insurance with him. He also said that every time they have to send a request for authorization for something and they get it back and have to ask again they will charge you $75. This is kind of bothering me because I am waiting to have surgery and am not working and can't afford much more than just a co-pay. Does this sound normal for a doctor to ask for this?

What is better option for buying health insurance plans?

I am confuse about where I should buy health insurance; directly from company or I should consult agent?

Looking for best LIC insurance for Child?

Hello, I am new to this insurance/policy stuffs...i am looking for best LIC policy for kids... Please share some sites where i can get basic education about insurance policies... thanks""

Does anyone know some cheap insurance companies for drivers who just passed?

UK only please :)xx

Pre paid car insurance?

i am looking for a cheap prepaid car insurance. i dont know how long i will be in the country. any suggestions please

Family health insurance plan or individual health insurance plans for each person?

I am quoting health coverage in Kansas for my family since we do not get this from an employer. My agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. I have never heard of doing this? Any comments or suggestions? Thanks

Got a dui an i need some insurance whats the law can i drive some ones car if they have insurance or what can?

Where can i purchase insurance online?

Hello, im 23 and i would like to purchase non owner car insurance, because i always travel and rent car. So where can i find one online? Thanks""

Crazy insurance rates wtf?

I am a new driver just got my license. To add me to their policy its going to be an additional $330 a month! The car is only worth 5,000. What should i do?""

Insurance question? please help me i need to know what to do.?

im 16, had my license for a little over a month. i live in california. im with allstate. here's what happened: i was backing out of a diagonal parking space. i was at starbucks, mid day. no one else was in the car. i saw a car coming, i let it pass, and i backed out. turns out it didnt clear out all the way. i got the rear end of it. their dent is not too bad, the bumper is fine, its just a little bit of the metal that probably needs to be sucked back out. it is an suv. my dent however was worse. the bumper got dented, and so did some of the medal around it. the brake light has a small crack in it, but its only visible from close up, and it still works. we exchanged information, and he said he will call his insurance company tomorrow morning. will my insurance go up? how much will i need to pay to have his car fixed? whats gonna happen? please help me im freaking out. thank you soo much""

East Rutherford New Jersey Cheap car insurance quotes zip 7073

Can we get a tax break because our insurance is so costly?

My husband only takes home about $2400 per month (after health insurance is deducted from his check) and $300 in savings from a shared family income property. Our health insurance is almost $800 per month for us and our 2 children- a toddler and an infant. We are barely getting by. We pay $1700 in rent and utilities plus our other regular bills such as food, fuel and phone bills. I just started an evening job 3 nights per week making minimum wage to help, but is there any way we can get some of the health insurance cos ts back? I know Obama Care is available, but is there any other program or tax credit we could apply for while still keeping our health plan? I have a preexisting condition FTR.""

Which insurance should i get?

Im 18 and i was involved in a car accident not my fault. well im look to get a new car insurance but i dont know which one to get. I want a low paying insurance, good converge, liability. I would like to know the insurance company and how much a month i would pay. Im think about getting freeway insurance but not sure.""

What is the typical cost of motorcycle insurance in california?

How much would an average reverse vasectomy cost without insurance. Does anyone have any idea?

My brother inlaw is getting one and he is going to have to borrow the money...Sorry not for me!

What is the difference between being forced to buy health insurance vs. being forced to buy car insurance?

In my state we are forced to have car insurance or we will be fined. I know that having the government intervene more in our health insurance seems like more of a step in a socialism direction but were we already going that direction anyway with car insurance AND we did already have medicare and medicaid. This reform does not seem like anything more than insurance reform and medicare/medicaid reform. It is not as radical as it could be: http://healthreform.kff.org/SubsidyCalculator.aspx The government subsidies are not even that good. People making around 30-50k still have to pay $200-300 a month for healthcare and now they are actually being FORCED to do it no matter what. The government will only help with $500 per year of that total bill. I am a conservative...BUT why is this so bad? Dont we really need healthcare reform because the way it is going it looks like in 10 more years nobody will be able to afford insurance period if things were left the way they were (it has gone up 100% in the last 10 years). Change can be good sometimes. Everyone needs to calm down.

Insurance cost?

How much, on average, would insurance cost for a 17 year old?""

""How much do you pay for car insurance in dorchester,ma ?

2006 Nissan Murano SL AWD or similar car.

Can an Auto Insurance company force you to use aftermarket parts for repair in Connecticut?

I had tire tread fly into my car on the highway. Tore the bumper and smashed the condenser. The insurance company has after market parts on the estimate, but I want to sell this car someday and want OEM. I'm pretty sure I am out of luck, but just wanted to make sure as this is my first time dealing with an incident. Thanks.""

Manufactured home insurance?

Has anyone dealt with any companies dealing with insurance for relocatable homes. We are looking for an insurer of these type of dwellings

""Car insurance sent me SR-1 form, What to do on SR-1?""

I got into a solo or at-fault accident cause i skidded off the road due to the road being wet after the heavy downpour. Nothing major and my first ever accident so i decided to report it to the insurance for a claim but decided to disregard the claim since nothing needed to be repaired except an alignment because i work on cars so nothing seemed broken. Now that it's been disregarded, mercury insurance sent me an sr-1 form stating i must fill it out or my license will be suspended within 10 days. If i fill it out and since there was no damages over $750, will there be an inspection to my vehicle?""

How much does it cost annually to live in california?

Me and my two friends want to move to sacramento,california and i wanted to know how much it is annually I don't mean where we go out and party every night im talking food, rent, utilites, internet, gas, car insuranse and anything else you can think of that is a need(internet is for us gamers) any help would be great if you can't think with all of this cause the car insuranse depends on the car and that but what ever guess or average you would guess for there.""

How much does medical insurance cost for a child?

Where can I get a good car with cheap car insurance in UK?

I'm going to start driving soon and wanted to know where to look for a good car with cheap car insurance. I just need a car that can get me around to places.

Car Insurance for a 16 year old?

I Plan on trying to get these three type of cars Toyota Corolla SR5 1983 Nissan 240sx 1989 Mazda Rx-7 1991 You might notice two of these cars are sports cars but they're 20 years old so I just thought the insurance might be cheaper but anyway, Would you guys like estiamte how much insurance would be if I had bought any three of these cars. Also if anybody has any of these cars how much do you pay for insurance for that car and how old are you?""

350z or g35 coupe auto insurance?

I am 17 years old about to be 18 and I really want a nissan 350z or an infinity g35 coupe. I have been saving money for a few months to buy a used z or g35 but I never thought about what my insurance would be like. I am 17 with no real driving experience. I would be on my parents insurance, I had a 4.0 the last 2 years of high school so straight a's. I have a job(idk if that matters) I do not smoke. I live in California in a small town. I am a male. I dont know what else insurance companies look for so if you know of anything else please mention them in your reply. I'm just wanting to know if anyone has any kind of idea of what id be paying. Thanks""

Why is mandatory health insurance a bad thing?

Like every month I hate paying that stupid car insurance bill, and I never get in a wreck, etc. But man if I did, I sure would be glad I had it. So do people just not want to be out of any money and wish to take their chances if you will? And how much will insurance cost on average?""

Private Health Insurance options for 62 plus individual?

My aunt (in California) is 63 years old and she has asked me to find a private health insurance for her. I was informed that anyone that's over 62 can't have a private insurance and MUST only use Medi-cal or Medicaid. Is that true? She asked me to check with Aetna, Blueshields, UHC, etc. Any thoughts whether she can get a private insurance from these companies?""

""Auto Insurance, Please Help!?""

What are good coverage amounts for Bodily Injury, Property Damage, Medical Payments, Uninsured Motorist and Under-insured Motorist for auto insurance? I just want to make sure i have enough coverage for my insurance.""

Nicotine/cotinine test for life insurance?

I haven't smoke for 5 weeks. In about 2 weeks I might have to take a nicotine/cotinine test to get life insurance. Will I be able to pass the test for life insurance.

Adding my dad as a second driver on my insurance - is it legal if he won't actually be driving my car?

I don't mean fronting! I know that is illegal. I've been researching tips on getting good insurance rate (as a 21 year old new female driver I know it will be expensive no matter what though) and they always recommend adding a second or third driver. But only my dad drives, but he would not be driving my car. Is it illegal to add him as a second driver?""

Peugeot 206 gti insurance cost?

Does anyone know roughly how much it would cost for first time insurance? I'm 18 by the way.

About how much will motorcycle insurance cost me?

i am 18 and have been driving for around 1 and a half years (car) and would like to get a motorcycle, i've never missed a payment, have never been in an accident, and have taken the msf course my first bike will most likely be a used kawasaki vulcan 500cc or a used yamaha vstar 650cc""

Effects of Bond Insurance?

What effect does bond insurance have on default probability and loss given default?

Any suggestions on how to lower my car insurance?

I'm an 18 year old female driver, and about a month ago I got into a bad car accident due to a malfunction. When this occurred, the insurance and everything else was under my dad's name. Now that I bought a new car, my dad wants everything to be under my name because he doesn't want to get screwed over with high insurance and such, but the quote I got from Travelers (which was the insurance my dad was under)was around $800 a month, to insure my 2007 Honda civic, and my job doesn't pay enough to afford that. And I have other monthly bills to pay as well. Any suggestions on what I could do? Or what insurance company to switch too? Any helpful information is appreciated!""

""Haven't been paying my car insurance, help?""

PLEASE READ THE WHOLE THING Okay so long story short, my bank messed up and my car insurance didn't get paid for.. This was about 3 or 4 months ago. And then it just stopped withdrawing money from my account each month, and I figured I would just take my chances and go without insurance. I didn't cancel it or anything. I had State Farm, and I figured because I was getting a new car anyway I wouldn't bother, but getting a new car took a lot longer than than I thought and I just ended up getting one yesterday. So I got a 2000 Buick Park Avenue, it has airbags, all that. It should have a decently low insurance rate. I have gotten 1 speeding ticket, but no accidents. When I called for a quote though, through a different car insurance company, they told me it would be $230 a month. Why is it so high? Is it because I stopped paying for my State Farm Insurance?""

East Rutherford New Jersey Cheap car insurance quotes zip 7073

https://www.linkedin.com/pulse/commercial-car-insurance-ireland-jack-evans/"

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sparklyeaglepoetry-blog · 7 years ago

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Car Insurance for 18 year old?

"Car Insurance for 18 year old?

I am looking to buy my Daughter a small car, she is 18, what is the ideal car for me to buy, as insurance is the problem the cheapest we can find is 800 for a KA, valued at 500, thanks

BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr

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i am 26, drive a 2007 altima 2.5s sedan with 30,000 miles on it. clean driving record and had my license since 17 with zero tickets if that helps. ------------------------------------------------ This is what I am paying with progressive auto: Coverage & Premium Information 2007 Nissa BODILY INJURY & PROPERTY DAMAGE LIABILITY $296.00 BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT MEDICAL PAYMENTS $5,000 EACH PERSON $20.00 COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $65.00 COLLISION ACV LESS $500 DEDUCTIBLE $336.00 LOAN/LEASE PAYOFF COVERAGE $33.00 25% OF THE ACTUAL CASH VALUE UNINSURED/UNDERINSURED MOTORIST $22.00 $50,000 EACH PERSON - $100,000 EACH ACCIDENT UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $6.00 ROADSIDE ASSISTANCE $7.00 Premium by Vehicle $785.00 Anti-Fraud Fee $0.90 Total Policy Premium $785.90 -------------------------------------- I think i am paying too much for car insurance?! about $130 A MONTH! Is this just about right or can I get lower better insurance or do i actually need something more?! let me know what you have and how much you pay and how you are covered. thanks""

Do I need my own insurance to drive my mothers car?

What I would like to do it borrow my Mother's car to drive to work, which is less than 2 miles away. Do I need to have my own insurance, or will her insurance cover me if I'm driving her car?""

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Dear Mates I have been driving for a year,The car that I have got is Micra 1 litre. Just received a letter from my current Insurance Provider. Letter says that my car insurance is 1807 for this year, if I pays Monthly. Which is about 300 more than last year. Even this year, I have got 1 year No Claim Bonus. What you guys think, is that OK or is it too much on this car? How much do you pays at the moment? Many Thanks""

I can't afford my car insurance...?

I need transportation so I can work. But why should I have to choose between car insurance or food and medicine? Shouldn't the Government come up with a single payer plan for automotive insurance too! Its not fair that I have to pay for this out of my own pocket.

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I am a 20 year old male who is still living with his parents. My driving record is pretty bad with 2 moving violations within the first 3 years, but i also took a defensive driving course. Now my question is, if I were to register for my own car insurance (under my name, info, billing info, etc.) would that affect my parent's insurance rates? This is assuming i get insurance from a different company which my parents use.""

""Thinking of buying Subaru Impreza WRX, What are upkeep/maintenece and servicing costs/?""

I am thinking of buying an impreza and have tried to find info online about servicing and upkeep costs of them. I have been looking at both 2.0 wrx 03-05 models and also the newer 2.5 wrx 55-07 model (havent decided which yet!!). I have an insurance quote fro around 750 for both and I am happy with this. I have seen a few cars that I like. One of which is an 03 reg 54,000 miles. the other is the newer model 06 reg done 54000 miles and another of the same model thats only done 45000 miles. Can anyone tell me what the maintenece costs would be on this with doing about 6000 miles a year? When would the next service be due and what are the likely costs of these? Regards""

PLEASE ANSWER!!!!!!!! discounts on insurance?

SO IM 18 YEARS OLD, I HAVE MY LICENSE... AND I WANT TO GET A CAR SOON. PREFERBALY AN 2006 ACURA RSX COUPE (i know coupes are alot more expensive...) but i was wondering if i can get ...show more""

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is it ok for me to drive with just insurance on my car for a certain amount of time?

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My father pays car insurance but I'm moving will the payment go to me once I move with my car? How can I switch to my name

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Only serious answers please. State: CT (Fairfield County) Need homeowners insurance for condo. Dropped for making late payment. Have condo over 15 years and never made any claims. Recently filed bankruptcy. Need insurance asap. Are there any insurance carriers that rely more on claims history than on credit these days? This is first time I have ever been dropped.

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i am on the road becoming a insurance agent and i want all the insurance licenses possible, but i can't find any places that give commercial insurance license.""

How much does insurance for a motorcycle cost?

I currently don't own a motorcycle but am curious the cost of insuring it. I live in Vermont so I would only be riding it from June to September. I would probably be riding a 2002 Yamaha YZF R6.

How would this type of crash effect car insurance premium?

If your car was insured under third party and you crashed into a Ferrari and wrote it off, would the insurance company really have to pay the entire amount? More importantly would this effect your premium significantly even if you switched companies? Obviously it hasn't happened, just wondering thanks.""

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I live in Houston and I'm 18, I don't have a license. I was driving my dads car and got 3 tickets. One for driving 25 on a 20 mile school zone, one for no license and the other one for my name not being on the insurance. I'm working on getting my license Will my parents insurance go way way up if they add me to their insurance because of the tickets.""

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I do not currently have car insurance (no car!) but will need to rent a car from Washington state to travel one way 2600 miles away. My question is what insurance, if any, is REQUIRED by law to have while driving this car. Will the car companies know or will they tell me what they can to get me to pay more? Also if you happen to know the best priced one way rental car company that would be helpful too!""

Is ICBC Prejudiced against young drivers a 120$ a month insurance rate cars?

I am a young drivers just starting out and I drive just like anyone else, I don't consider my actions dangerous why is it though I must pay premium prices if I drive well. These rates only adjust after driving for a longer time. it can be that of statistics ? I know that amount a month for insurance alone is exorbitant and when I ask older drivers some say they pay around 50$ a month. Are there other licensures in BC for licensing for driving a car, perhaps much cheaper than ICBC ?""

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Florida State Required auto insurance limits are not nearly enough insurance to carry especially if you live in a larger city in florida. What is a good acceptable liability limit to carry on my vehicles?

Why does car insurance go down after you've had a license for over a year ?

OK it seems really strange to me that after having a license for over a year and not driving at all that insurance prices drop down ? It would make more sense for insurance to be cheaper the day you pass your test as you are well practised at driving after not driving for a year or 2 years or more your driving skill will have dropped significantly and yet insurance companies think you will be a safer driver ???

How much would it be to insure a 2nd gen. Dodge Ram 2500 with a Cummins Turbo diesel for a 16 year old boy?

Im looking for better gas mileage, and it appears the Cummins has better mpgs than its 5.9l counterpart. (dont be a smart *** and say no trucks get good fuel economy) But i would wonder if a diesel would yield higher insurance costs for someone my age rather than a regular gas engine.""

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I came from a foreign country about 10 years ago. In my country, I have a life insurance that is like a saving account with no interest. I pay the specified amount annually, and I will receive the money I saved when the insurance period completes in a few years. It will not be a big money, and will be just about 15% of my annual income. If I withdraw this money and transfer it to my bank account in the US, would it be taxable?""

Teen Car Insurance + Accidents Clarification?

I'm a 16 year old girl who just got her license in March. A week after I got my license, I rear ended another car while driving my mom's new car that is insured. We got it fixed and only had to pay the 500 dollar deductible. I do not have my own car. My sister, who is 19, has her own car that is not covered for collision. My dad's car is not covered for collision either. My sister just got into an accident, rear ending someone as well. I really need to get a car next year for work and such but my parents said my insurance would be high enough already with both of me and my sister's accidents. Couldn't I just buy a car on my own and not get collision coverage on it like my dad and sister's cars? Would that be cheaper? I really don't know how car insurance works at all, i only know what my parents tell me, so any help would be appreciated :) Oh, and if it matters, I went to traffic school after my accident to remove the points against my driving record (I think that's what it did) My sister had already gone to traffic school recently for a speeding ticket so she can't go again for her accident.""

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How much will my car insurance go up after this accident!? So, I did something stupid. Pulling into a parking spot, I accidently scrapped against another car. I got out of my car and looked at the damage on the other car. Obviously a lot of my paint was on it (On the drivers side, back door) but it looked like under the paint there were just a few very minor scratches and scuffs. NO Dents at all. Of course, I waited outside until she came out. She was very nice. We exchanged insurance information. How much do you think this will cost me? I live in NYS who I guess has a 'no fault' policy. I am 22 and the car is under my moms name, the insurance under my dads, if that means anything.""

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I dont understand how it works, i have looked online for some quotes for a Proton Persona 1996, insurance group 12 and i get these results. Annual Premium 1800 total excess 250 ...show more""

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I've read on the internet and asked questions here on Yahoo about people driving without car insurance. The majority have said that police cars have a scanning system that automatically checks cars that goes by for MOT, tax and car insurance. I am wondering if anyone has recent experience of driving without car insurance past police cars and have anything happen to them? Have the police cars picked up that you have no insurance? I have car insurance by the way, i am just curious.""

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19 new car questions carloan insurance etc !!!!!!!!!!!!!!!!!!? !?

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I wanted to get a 2 door car mainly on a Toyota Celica 2000 or a Ford Mustang and I was just wondering how much insurance it would be?

Good insurance for a small liquor store/market in Los angeles county?

I am looking for a good commercial insurance company for my newly purchased small liquor store/market in southern California. It's a tiny 850 sqft store. I am looking for one that is reputable & lower price. Anybody know? What kind of coverage should I get? approximate cost? best most helpful answer gets full points!

How much will cost to remove two wisdom teeth without insurance?

I,m male 21 years old and i'm wishing to remove both bottom wisdom teeth since it cause me feel bubbles on my ears and headaches, i don't know how much will cost me to remove them without insurance, but what is the average price on most states? i live in Oklahoma.""

Car Insurance for 18 year old?

I am looking to buy my Daughter a small car, she is 18, what is the ideal car for me to buy, as insurance is the problem the cheapest we can find is 800 for a KA, valued at 500, thanks

Car Insurance Question - diminished value?

My car was struck form the rear, while parked. How can I make sure that I am able to collect the diminished value , caused by the accident. It looks like I have to hire an appraiser, how much do they charge? Do you have recommendation for a specific appraiser? I live in NJ. Thanks""

What should insurance depreciate previous damage to a car after accident?

My car was rear ended while parked in front of my house and insurance has declared it a total loss. We have been going back and forth on the value of the car and have finally gotten them to a value that we agree with but we disagree with how much they are taking off for previous damage to the car. There was a dent to the left fender and a scrape on the right back door, Farmers is saying it would cost $1100 to repair which is close to some of the estimates I have gotten from body shops. But they are not depreciating that value down for a used car. We were going through Safeco as well and they were taking 40% of the cost to make those repairs and deducting it from the value. Does anyone know what is standard practice for deducting previous damage to a value of a car? Thanks for your help!""

What is the best insurance company?

I need the cheapest insurance that is basic I have a 2002 Ford focus. Any ideas?

Need help getting affordable auto Insurance?

I'm 20 years old in Brooklyn NY I am a college student I live alone I don't speak to my father and my Mother is not here, I really need a car for work (i started my own business) and for my life in general The cheapest insurance quote I received was for $10350 a year, for the state minimal coverage I am looking something in the range of what normal people pay 1k-3k at best Please if anyone knows any schemes, tricks, deals, anything let me know And please non of thatpublic transit or that you shouldn't try to trick the system non of that.""

Income protection home mortgage insurance?

Hi, My company has lost a contract and I have big chances of loosing my job.... I went to buy income protection insurance for myself to support me and my daugter..... What are the things that i need to consider to make sure that as i hear around people saying that the insurances do not pay back most people.....""

Pregnant with no insurance?

I recently moved and I no longer have health insurance. I am 33 weeks pregnant. I do not qualify for Medicaid. are there any other inexpensive options? I am currently working part time but I won't be working for much longer.

After tax and national insurance deductions how much would i come out with a month if i was on 14500 annual?

""Car Insurance..if i go out of state, but my parents pay for the car insurance and i live in another state...?""

What i meant to say was..if i have a car, it is in my parent's name, and i move out of state, is it possible to still be covered by the insurance even if it isnt from the state it is being payed for in? or do i have to get insurance and the car changed to my name in another state? i hope someone understads. thank you for you time in reading this :) 10 points to the best answers! or lets say Correct answer!""

Car insurance. Help!!!!!!!!!!!!!?

I pay $177 for just liability with progressive through my mom. I need a cheaper insurance so I wanna switch. I've never dealt with this before so do I get one agent or do I have to get agents from each insurance company to find out which company would be cheapest?

What is the cheapest car insurance?

A quick question about car insurance?

now that I have your attention I have a serious question I need help with. Right now i'm 24, and I will be 25 in a few months. Like many young people I have been paying high car insurance rates, and have been looking forward to the quarter life insurance break. The only problem is that within the last year I've racked up 3 points on my drivers license due to an accident and a speeding ticket. Does this ruin my chances for getting a break, or will my break be less significant?""

How much will my insurance go up?

about 3 months ago i got a ticket for going 23 over and went to court. the judge gave me a $40 fine and said if i didn't get another ticket for 6 months that the first ticket wouldn't be on my record. this morning i got a ticket for going 10 over. it was really stupid because i was going the speed limit and had cruise locked on but it was a downhill and i got going. the ticket is $20 and i dont have to appear in court. Will my insurance go up? if so how much should i expect. the judge told me last time that if the insurance company doesn't look at my driving that they dont send them notification.

I have AAA auto insurance and had minor 1st at fault accident. Will my rates go up?

I rear ended someone this weekend. Just a minor fender bender. My first ever accident!! UGH! Both cars with minor damage. There are a few scratches on their car. I have liability insurance through AAA, I've had my US license for a year and a half and am f/29yrs old. Have had a UK license for 10 yrs. What are the chances my rates will go up? I am insured on my husbands insurance and we have 2 cars so will insurance go up for both? I just want to hear people who might've been in the same kind of circumstances and if their rates went up and by how much! Thanks!""

How much should my 19 yr old be paying for liability insurance?

She has had a policy with State Farm for liability which is the requirement in Illinois which was about $68 a month Yesterday they said she now has to pay $130 a month for insurance on a 1995 Toyota Camry. There is no loan on the car, so I told her just to get the basic liability insurance in illinois. Isnt $130 a month high and why do you suppose it all the sudden went up. I told her to call them back and she did. They gave her some spill about a deposit and monthy payments. My name is on the title of the car, neither of us have ever had a wreck. I insure an old truck for about $45 a month. What do you think about her sudden increase in payment from State Farm? I am trying to make her independent, so I have refused to pay her insurance.""

Can Insurance company go bankrupt form a disaster?

the bush fire in Victoria. the insurance gotta pay around 100million dollars. um, what if they don't have that much....""

Car Insurance?

I'm an 18 year old male. I have the good student discount and took Steer Clear (a program from State Farm that lowers your insurance) and I pay $114 a month. I am a part-time driver on a 2005 Chevrolet Cobalt and I don't have any tickets. Is this too high for me?

What is the best type of renter's insurance?

Whats is the best rental insurance for an apartment? What does it usually cover? The apartment rent will be $280 in Birmingham, AL. Is the best insurance to get the type that would cover most belongings and people incase of an accident wether it was by a person on purpose, accident, or a weather related incident? If you have renters insurance do you pay monthly or a one time thing up front if you are on a year lease?""

What car can i hav 4 dead cheap insurance and whats the best insurance comp.... (im 18)?

I passed my test 6 months ago and still aint gotta car! i hav been looking at a honda civic 1.6 but im not sure what i can get insured on.. i know i can get insured on a 1.0L corsa but i want sumat a bit better (sumfin like a ferrari lol)?

How can i get lower car insurance for my newly passed girl friend ( UK )?

my girlfriend has just her driving test 2 weeks ago im getting her a car tomorrow, ive been checking through loads of insurance sites trying to find her the cheapest possible is there any tips and tricks what to enter on these sites they ask so many strange question, or should i insure the car than just add her as a named driver? or do you know off any cheap sites.""

Whats the best insurance company for young male drivers?

im 17. passed my test in sept this year. want to insure new citeron c1 1litre or 2001 or 1999 corsa expression 1 litre. whats the best insurance company. best quote is 3k so far.

Car insurance INCREASE every 6 months with no accidents/tickets? wtf!?

Last year I had Unitrin Direct....they were charging me $85 a month...this is with NO tickets or accidents for the last 5 years of my driving record....this is also with the BASIC ...show more

""I sold my motorcycle, should I keep the insurance?""

If you have continuous auto insurance, I have read you can get better rates when you get a new car. I would get about 100 dollars back for auto insurance if I cancel. Is it worth it? Does having continuous motorcycle insurance affect car insurance that I get later? Thanks""

Can I call an auto adjuster for a quote and then not use them?

Car value (Kelley Blue Book) about $4200-4500 (just bought it a couple of months ago for $5K). Older car, low low mileage. Seriously excellent condition, fancy wheels, no similar cars close to the low mileage anywhere near $5K within a 200 mile radius. Body work $5K est from body shop. Do I bother calling insurance company to send an adjuster out, or should I just fix it myself and save the insurance cost hit because they will total it anyway? If an adjuster gives an estimate am I then bound by their decision, which seems as if it will be to total the car? If they look at it will they raise my insurance even if I fix it myself? I am not sure what to do!""

What insurance covers a driver to drive any vehicle?

I am looking for this type of insurance and I was told about it but I don't know if it has a specific name

When does car insurance go down for teenagers?

i heard recently that now you can start driving as soon as you hit 17 1/2, instead of 18. does this work for insurance too - as in, will the insurance be cheaper if you start driving at 17 1/2, instead of 18? i can't afford the high insurance rates, so that's why i haven't started driving yet, although im 17 1/2 now. This is according to California DMV rules, btw thanks""

Car Insurance for 18 year old?

I am looking to buy my Daughter a small car, she is 18, what is the ideal car for me to buy, as insurance is the problem the cheapest we can find is 800 for a KA, valued at 500, thanks

Best New York Health Insurance?

i got married 2 months ago, I m waiting to start the process for green card! at this time I wanted to get a good health insurance, my husband doesn t know aythin about it so please help me!!!""

I'm roughly 14 weeks pregnant with no prenatal care or insurance. What are my options?

I'm assuming I'm around 14 maybe 15 weeks pregnant & I haven't had any prenatal care nor do I have health insurance. With my first pregnancy I qualified for Medicaid & left the HHS that day with it! This time they have been dragging me around since March, losing things, accidentally deleting files, denying me & then asking me to reapply. All of this over & over again, it's just been very unorganized & stressful. Not to mention I had a meltdown & told them that I NEEDED TO GO TO THE DOCTOR, so please let me know what to do! This was a month ago, they still say things are pending & I could expect to wait 30 more days. This is adding such a tremendous amount of stress to my pregnancy, I just want to see my baby. Are there any other insurance plans for pregnant women? I'm not married, but my fiance has a well paying job. Naturally though, I can't receive insurance through his job until we are officially married. We attempted to make an appointment & self pay, but during that one visit they demanded $600 up front, which we weren't prepared for. I refuse to go to a clinic simply because my last pregnancy was high risk & ended in an emergency C-Section & there were complications & I'm sure this one will be the same, since I ended up getting pregnant before the desired waiting time for a previous c-section. Not to mention, my OB/GYN has been my doctor since I was 13 & he is truly the best where I live. I just wouldn't be able to trust someone else. I live in Texas by the way. Do any of you have any ideas?""

Which car insurance company has the lowest rate?

Does state farm have the lowest car insurance rate?

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Are you looking for a low cost health insurance program for your children? Do you live in Louisiana? Well, I just recently found a program called LACHIP that offers affordable healthcare coverage for children. Step1 I'm a stay at home mom, and for awhile my child was getting sick all the time. Our insurance was good but, it didn't cover everything. Then suddenly, my boss told me that she was cutting my hours. I frantically started seeking healthcare insurance that was affordable but, would cover everything we needed. That's when I found a program called LACHIP. Basically, LACHIP is a no-cost or low-cost medicaid health insurance program for children. Step2 First thing, you need to find out if you qualify for the program. The program is basic on income. To find out the income guidelines, contact your medicaid office. They will also give you an application to fill out. To find out your medicaid office contact information, go to: http://www.dhh.state.la.us/offices/contacts.asp?ID=119 Step3 Finally, when you get the application in the mail, fill it out and return it back to the office. Now when I filled mine out, I did not have to put a stamp on the envelope because it was already pre-paid. Then within about a week, someone from the medicaid office will call you and tell you if you are approved or not. If you are approved, then you will receive a medicaid card in the mail for your child(ren) within 6 weeks. Once you receive it, you use the card anywhere medicaid is accepted. Also, don't forget to ask your medicaid representative to include a list of things that medicaid covers. For more how to articles, please visit http://www.ehow.com/members/kleighwickham.html?view=3rd""

""How much would the insurance be, for a 17 year old female - new driver, for a Range Rover Vogue?""

It would be about 11/12 years old. 4.0L or 4.6L. And, probably is Petrol. How much on average would this be? UK!""

What are the best/cheapest insurance companies in the uk for motorbikes?

and yes i will only of just passed my Direct Access and likely to be riding a 600cc.....thanks

Insurance cost for teens?

What is the average insurance cost for teens?

Voluntary excess and insurance?

if getting insurance what is a voluntary excess ? should you select to pay a high amount, like 500 so you can get the cheapest insurance?""

""Accountant, Insurance, and Cars, please answer?

What is a fair mileage adjustment auto insurance Valuation?

The insurance company has gave me a list of 30 cars like mine within a 500 mile radius. They chose two cars out of the 30 to compare my car too. The problem is, there is a huge mileage difference: My car had 130k miles The comparables they used have 45k and 50k miles That's like an 80k difference. They took $2,265 off my ACV just for the difference. Is that fair? I don't get why they didn't just find a car with similar mileage to mine when there were plenty available. Why did they choose the two cars with the lowest mileage and then deduct 2 grand? When they could have easily picked two similar cars with at least 100k miles , and deducted a lot less for the difference.""

What's an good place to get auto insurance?

What car insurance is cheapest for teens in NC to get if theyre on their own?

I get my lisence in april and it looks like my mother isnt going to help with the car or the insurance so i need the CHEAPEST possible insurance available. I live in western NC. Any suggestions?

Health Insurance for Low Income?

We are looking for an affordable health insurance plan. I'm 39 and my husband is 45 living in San Francisco. Healthy and never had injuries or big illness. We used to have a kaiser plan around $600/m and $25 for every visit. Any better deals?

More expensive insurance?

Is insurance more expensive for a new car than a used one assuming that it's the same model from the same manufacturer?

Short-term car insurance in the US?

In the following year I'm going to have several visitors coming for just a few days and I want them to be able to use my car. I'd like to know if there are companies that offer short-term car insurance.

Why does it make car insurance a lot cheaper when i add a younger girl than me as a named driver?

i got told to add someone younger than me on my car insurance to make it affordable, she's 17 and I am but she's younger than me, she has a provisional liscence. Is this illegal?""

What site can i visit that will help me find the right health insurance plan for me and my son?

So im trying to find an insurance plan with affordable monthly rates that will cover vision, doctors visits, dental, and maternity without having separate plans. Is that possible? I have looked into a few plans and i haven't been able to find one that includes all of the above. There was one for doctors visits and maternity and one for vision and one for dental..? Help Please!!! : )""

How much value does insurance comp. knock off when car has been damaged repaired?

i buyed a car that had previousally been in an accident and been repaired, i was not aware of this, and recently my car was stolen and the insurance company have said that they will reduce the value of the car and i wanted to know how much they will reduce it by and if i can do something to get a better value.? thankyou in advance.""

I need cheap car insurance?

What would an insurance company pay for a totalled 2006 Toyato Camery?

Insurance for a (2001/Y) Peugeot 206 first time buyer (17+)?

Im soon to buy a new car, and the most recent car i have been looking at has been (2001/Y) Peugeot 206, im just interested on how much the insurance will be - noting that i am a first time car buyer aged at 17, im guerssing this will dramatically raise the price ( i am nearly 18 if that changes things) any ideas on the cost of the insurance ? :)""

Car insurance for a teenager?

How much do you think insurance will cost (adding another car to my parents insurance plan)

""Can't afford car payments, car insurance?""

I can no longer afford to make my car payments and car insurance. I was using those checks that you get from credit cards. Now I am in serious credit card debt. It's too late now to try and sell the car because I have missed my 8/15 car payment. I haven't called the bank yet to tell them my situation. Is it a big hassle when I go to call? I still owe $8,000 on it. I wanted to get some advice before I call.""

Best Car For Cheap Car Insurance?

I am looking for a used car that will be of good quality, reliability and value. In addition, I would like the insurance to be as low as possible. Any thoughts on specific models that meet these requirements?""

Is there any programs in Tennessee (US) to help single mothers with car insurance?

I know this isn't the right catagory (I posted it in the correct one also) but I usually get good, helpful answers here so please try to help me! I am a single mother and I do work, but it's only seasonal, as of right now (there is talk I might be hired on full time but the hours would be very slim for a while after the holidays...it's retail). I was attending college online and I paid 6 months of car insurance with my living allowance from my student loans...well..my (ex) partner lost her job and we had to move and I was going through too much stress with a newborn and moving and everything that I had to quit school...now in December my insurance is due again and I am not going to have the money. I just started working so I haven't made any money yet. Is there anything to help me pay car insurance? I am trying my best make a better life for my daughter and I, but it gets soo discouraging working but still stressing soo much over money. I am trying to take care of my student loan but I have to come up with like $1500 to pay at least half of what I owe before they will give me another loan to go back to school and get a degree and I do not have that kind of money and with little family support no one will loan me that much. Please help me I dont' know what my options are right now.""

Car Insurance for 18 year old?

I am looking to buy my Daughter a small car, she is 18, what is the ideal car for me to buy, as insurance is the problem the cheapest we can find is 800 for a KA, valued at 500, thanks

https://www.linkedin.com/pulse/what-car-colors-more-expensive-insurance-daryl-preisentanz"

0 notes

love-transparentstudentarca-blog · 7 years ago

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What wold be the cheapest and best insurance?

"What wold be the cheapest and best insurance?

I'm 19 and a full time college student and I live in Wisconsin. I have a work study job at school as well as a full time job in the summer. I live with my grandma because I was technically abandoned by my mom while in high school and she is unemployed so I don't think she has insurance. I wrestle in college and earlier this year I sustained a concussion and a few days afterward I got rear ended which made the symptoms a lot worse. Theyre insurance is paying for some of the bills but not all. So what insurance should I try to pursue.

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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I have a life insurance policy on myself that will hopefully take care of a minor. How safe is it now?

Where can i get cheap auto insurance in mass ?

OK. So I'm basically a new driver only got my licence about 3 months ago and now I'm buying a car. I am 20 years old and don't know if I am going to pay like 400 a month cause that's insane. Does anyone know a cheap auto insurance company or any where, where I could get help?""

A question about car insurance....?

What if a guy parked his car in the parking lot and when he came back from what ever he was doing, his car was crashed He have no idea who did it. WIll his car insurance cover for the damage?""

Dwi and insurance?

i got a dwi and got into a car accident and totaled the car...its not even my car its under my moms name... will i be covered by my car insurance? like will my insurance cover me from totaling the car when i was dwi? please help

How much will insurance be on a 125cc scooter?

I will soon be 17, and considering buying a 125cc scooter. It will be my first motor vehicle , never had a moped, car is too expensive etc. I live in a rural area so would be using it to get to nearby places. If i buy one, and after i take the CBT test, how much roughly would insurance be? Any other info on related costs appreciated.....thanks""

Keep insurance if I am selling the car?

I am selling a car that I still have financed. Do I still have to have insurance (full coverage) if I'm selling it and I'm not driving it at all? Ohio Law plz

How much will my car insurance be?

Im getting my own can insurance when i turn 18 in about a month, my parents are kicking me off there's i have had 3 tickets and i drive a 1998 toyota camry...""

Is car insurance more expensive in Florida or Oklahoma?

I moved from Ohio to Oklahoma and my car insurance rates went way up. Now I'm moving to Florida. I was just curious how Florida rates and if my insurance will be more or less expensive there? Thank you!

Buying Car at 17 - Is there easier way to check insurance?

My parents are getting me a car for when i turn 17, and they asked me to look around online for one. The thing is, is there a easier way to check how much the insurance would be for me without answering a million questions. I just want to check approximately how much it would be? Because i need a car that would be about under 1500 a year insurance""

Question about pitbull insurance in VA?

How much is insurance for a pitbull in Virginia?

What if I don't want to have Obama's health insurance or any health insurance?

I have had health insurance through my employer for the past 10 years. It covers everyone in my family and I pay about $70 a month for it. It's very affordable and I hope to keep ...show more

Any cheap car insurance in uk?

i have full uk licence and 2 years no claim bonus age 30 to 40 how can i buy the cheap car insurance.please

What is the best and cheap motorbike insurance I can get?

Hi everyone. I'm buying a motorbike soon and wanna know the cheap and best motorbike insurance I can get. I'm 17 and getting a 125cc motorbike and just wanna know the cheap and best I can get thanks you.

Health Insurance for individuals in the Seattle are?

Fifty year old healthy couple looking for some good but AFFORDABLE health insurance. Currently have Regence Blue Cross and just got hit with a 30% increase. Ouch!! Hardly use it, ...show more""

Cheap car insurance in PA?

I'm 17 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be?

What's the average cost of car insurance for a 20 year old male?

I'm shopping around for car insurance and I'm trying to get an idea of what's average. I'm a 20 year old male living in Florida with no points on my license.

""Under Obamacare, can I switch insurance companies anytime I want?""

I live in California and started new health insurance with Blue Shield on January 1, 2014. But they are awful. Even though I not only applied with them, I was accepted by them, I paid the January premium back in December, and they have already covered two of my prescriptions. But Blue Shield keeps mailing me letters saying I never paid them anything and that they are cancelling my application. My application? I made it past that stage. I am their client, not just an applicant. I can't get an answer from them and I'm worried that as of 1/28/14 I will no longer have health insurance (since that is the date they informed my on 1/24 that they are cancelling my application). So since Blue Shield thinks that I'm not even their client, that they think I never paid them the very first premium which I did and have proof of, can I ditch them and choose a new insurance company or do I have to wait for the next open enrollment? (And when would that be?) (FYI - Blue Shield has never mailed me a bill for February. They just keep mailing me the same bill that was due - and that I paid!!! - back in December that covered me for January.)""

What kind of insurance coverage should I get for my motorcycle?

I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don't know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get.""

What wold be the cheapest and best insurance?

""Car accident, no insurance?!!!!?""

A high school kid hit my car today, I was at a stop sign and he turned too early and hit my car. I do not have insurance(welp I know, I'm a single mother we can't afford it all). Anyway, he did have insurance and he was at fault. Will his insurance cover the cost to fix my car or no? Since I didn't have insurance and all that is?""

""My car Insurance got cancelled, will my license get suspenede?""

I live in Miami Fl, she told me I can start all over and give a down and 5 month payments. But im kind of tight with money now and wanted to get insurance in about 3 months. Will my ...show more""

Can I go to a doctor and claim no insurance even though I have health insurance?

I don't want my father getting bills from the doctors office or his insurance company.

""Lawsuits have been limited to $250,000 in California for years now - insurance costs haven't gone down...?

...at all. Why do Republicans pretend that is the solution to healthcare costs?

Dollar Car Rental Insurance Cost?

Hello I will be renting a Dodge Charger next week. I am thinking of getting the insurance - ( i have full insurance with allstate and also CC covers it too) I hate to get them involved, even if i pay more for the insurance, i just want to leave without having to revisit it, if something where to happen. How much does Insurance cost with Dollar rent a car? The one where they let you go for any kind of damage. Thanks""

Why is everyone whining about being required to buy heath insurance?

you probably don't realize it, but you practically are required to buy car insurance. if you wreck and you have no insurance, it's not very pretty, especially for your money. Same thing with heath. if you get sick and don't have insurance, it's not very good! i don't understand why people so strongly oppose requirement to buy heath insurance, but don't even stop to think about car insurance, the same principle.""

Is car insurance sexist?

im a guy trying to get a car and am being penalized on car insurance being quoted 10k for a 400 car yet the insurance quoted offers the same coverage for only 5k if i selected gender ...show more

How much will my auto insurance go up(rough idea) if I get a job where I would use my car?

Just curious what range it might fall in. My premium with state farm is very low, about $70 a month with full coverage on a 1994 3000GT. Milage would be like 125 a day.""

What is general insurance?

i want to know abt general insurance.

Health insurance from a broker?

HI, I need to take out a health insurance policy for myself because my work doesn't offer any. I called a local insurance broker who offers that service in addition to others like life, business, etc. My question is, is there any negative reason to buy from him verses going online and buying a policy by myself? I think I'd get more info from a broker right? Thanks""

Where can I go for the best and cheapest classic car insurance?

We have a 1965 classic mustang and want to insure it for it's restored value.

Can i go onto my Dads car insurance and get my own car aswell?

What the title says. Can i go onto my dads car insurance and drive my own car, instead of driving my dads?""

Do auto insurance companies actually confirm the info you provide for the quote?

After requesting a quote online, you anto insurance companies actually confirm that all the info u gave are true? For example; moving violations, actual address? Does the DMV verify this info?""

Does anyone know any cheap car insurance so i can put my 19 year old on my insurance.?

I have a 19 Year old who is really eager to drive. so ive decided to put him on my insurance but who im with at the minute i would need to get a mortgage to pay for it. Does anyone known any cheap insurance company's?? hes only got a provisional licences and hes had it for 2 and a half years.

Is there a good site to compare the insurance rates of different cars?

I'm looking at cars for my son (who just turned 16) and would like to see which cars are best in terms of insurance rates without going through the process of getting a quote for each car.

Can I cosign a car title with my boyfriend but just add another car on my insurance?

I already own a car of my own and my boyfriend had a car too until he crashed it yesterday. since we are tight on money I was going to help him pay for half of a new one and cosign on ...show more

Can I get renter's insurance without a deductible?

Yesterday I got a quote from Geico on renters insurance. They said that I would have $6,000 personal belongings protection, $100,000 personal liability, with a $500 deductible. This would cost me $142 a year. I'm okay with the coverage amounts and the cost of the policy but I would like to get a smaller or zero deductible. Is this possible with renters insurance? Also Geico doesn't write the policy they use someone else but didn't want to what company it is. Can I get a zero deductible? What insurance company should I go with?""

Cheapest car to buy and insure for teen?

so iv just passed my driving test im 17 me and my mum are going half on a car and insurance what is the cheapest car to buy and insure for a girl

Health Insurance for expecting baby?

Where can I get free / low cost health insurance for my expecting baby? In louisville, Ky ???? Please help!!!""

Will my car Insurance rates up if my car was vandalized?

My car was vandalized and there was about $1100 in damage. I m paying the $500 deductable and my insurance is paying the rest. Will my rates go up?

What is the difference in Medicaid/Medicare and state insurance?

Will a 30kph ticket skyrocket my insurance?

Alright, so I got pulled over going 90 in a 60. I know I shouldn't be speeding but I was late for work, I never got a ticket before... I'm a 18 yrs old male, and I don't have much money to afford expensive insurance... I'm currently paying 150$ a month (before the ticket) so will my insurance skyrocket? It's considered a major infraction where I live.. *also, the police officer told me that he can apply a bigger charge if I decide to fight the ticket... Are they aloud to do that??""

""Car insurance, it makes me think why bother.?""

Last year a neighbour crashed his car into my drive, damaging the railings, lucky my car was not there at the time and no one was hurt. He was charged as he had no insurance. I got a letter from the Police last week stating that he got 6 points and was fined 500.0. My car insurance is now up for renewal and I was quoted 600.0, obiviously I'm gonna have to get insured, but it does make me think why bother, what do you think???""

Help with Yamaha raptor 660 insurance for a 20 year old ?

Hi i'm finding it hard to get insurance on my raptor 660. i'm 20 years old and the only company i can find is falcon insurance and they want 1500 :| does anybody know any other good places for young riders ? i've tried, Carole nash Lexham MCE Bike sure Performance direct axa Adrian flux Call connections and a few more. Any company suggestions to help find it cheaper would be appriciated thanks...""

How much will my car insurance cost for 16 year old girl in possibly a ford taurus?

I'm going to be 16 and obviously I'm a girl. I might end up driving a ford taurus. But it's not decided yet. I'm going to put on as a secondary on my car and them my moms dodge grand caravan and my dads dodge dakota. Secondary on all. How much will my insurance probably cost? Would it be smarter to just be a primary on my car and not even on anyone else's car or would it be smarter to just be a secondary on my car? Or a secondary on all? Thanks

What wold be the cheapest and best insurance?

Getting car insurance if your parents do not drive?

I'm 16 and I just received my license. My older brother gave me his car when he moved to L.A (he'll be driving a company car). The only problem is getting insurance. My mother has never been a driver and therefore does not have a policy of her own. Most insurance companies that we've contacted say that unless you're 18, the insurance has to go in your parents name. Does anyone know how a teenager can have a car insurance policy put in their name?""

Will insurance still able to view my previous ticket record and raise my car insurance?

I got a ticket in April of 2004. I paid the fine and went to traffic school. Just two days ago, i got a ticket for speeding (48 at a 35 limit). 1) will I still able to go to traffic school for this ticket? (I'm in CA, my friend told me we are allowed to take traffic school if it's over 18 months since the last citation, is this correct)? 2) i read some yahoo answer on car insurance and someone is saying the insurance company will still able to view the previous citation and raise the car insurance if we get the second citation within 3 years of the 1st one. the point will be unmasked for insurance company to see. is this true? 3) if it is true, does that mean even if i'm able to go to traffic school for my second citation, the insurance company can still raise car insurance for my 1st citation?""

How do insurance companies expect 17 year olds to not front?

Im not being funny, but its quite clear that seventeen boys cannot afford to pay 300-500 per month for a car worth 400, there is no possible way to afford that when you are trying to do a-level and your part time job pays you maybe 80-120 per week, its just unreasonable, whats the point in having a license if they expect you to pay that, so i can see why most teens do front""

How are illegal immigrants getting free health care?

I heard in a lot of debate about illegal immigrants and how they care free services such as health care. I became a U.S citizen two years ago and I've been trying to find cheaper and quality health care, but I couldn't. I researched free health care online, but can't find it. I don't have health insurance, so whenever I visit the doctor, I either pay upfront if it's about $200 or they send me the bills if its way higher. So how are illegal immigrants getting free health care?""

Car Insurance - Older owner still has insurance on it?

I had my car signed over to me on the 2nd November and received my V5 back on the 10th. I got the car insured ASAP as required on a daily basis. I have recently found out that the previous owner STILL has insurance on it and has arranged for it to be fully cancelled on the 1st December to collect their no claims bonus. Obviously I cannot make them cancel the policy but does this invalidate my insurance until the 1st Dec/make it illegal to use my car until this date?

What state or states do not require car Auto insurance in order to own a car and use it ?

I would like to know what states in USA do not require car Auto insurance for the owner or user of the car he or she is driving? If there is such a state please prove me where you get the source! And How does the driver pay off all the victims billing cost after injuring this victim and victim has a bunch of bills coming in from Hospital service? If now you agree with me that all drives should be required to pay and have auto insurance, This is the same reason is why all people need to have healthcare insurance who can afford it! Not only it will keep the insurance cost lower for average person, everyone is now guaranteed to qualify without being denied due to history, disability, or medical cost person needs, but if everyone has health insurance nation wide medical expense will be less rising; like people who did not have insurance get into accident/injury Whether falling off a cliff, get hit by a car and driver drives off, or gets injured due to snake bite. NONE of them are intentional or expected but they happen and many other! If everyone is insured the insurance pays for the medical expenses whether its $500 or $500K But if not everybody has healthcare insurance average person wont be able to afford the $full medical bill will be hunted by collection agency but still not likely to pay any more then $5000 for medical expenses! There for the rest of the medical cost falls on WHOM??? THE TAX TAPYERS OR OTHER medical service Customers!!! By raising the prices of medical expenses! THAT is why Californias Blue Cross Blue Shield insurance Raised about 57% cost in 2010 or 2011!! What do you expect if Thousand or millions of Illegal most Latino immigrant get Medical service in Hospitals like even Child birth, or emergency room, but they dont have medical insurance, cant afford it, YOU SEE that raised their insurance cost BY 57%!!! DO YOU WANT THIS TO HAPPEN NATION WIDE?? IF NO If you want Medical cost to remain affordable, THEN A) Support National Healthcare that everybody should have it who can afford it B) In order to receive Fed/State TAX, Social Security, Medicare, and Medicaid from the Illegal Immigration should be attempted to be caught and exported to their main country, or should be attempted to be caught and if given full citizen ship to them only if these immigrants must server some number of years of Army, military, or Air force service voluntarily. OR be required to pay a minimum amount of $ that individual invested into the Social Security system, or minimum number of years legally work in U.S.A, if they want to receive the Social Security benefits if future. HOWEVER How many years serving , How much individual or couple invested minimum, and /or how many minimum number of years in order to qualify for Social Security service is up to the government to calculate and decide. THIS WAY Citizens Will all be able to fully pay their medical expenses, and The illegal immigration will not be as big of an issue!""

Are old Land Rovers cheap to insure for young drivers? 10points!?

For a 17 year old like myself, I've been asking around and a majority of people have said that a Series 3 to a 20+ year old defender are far likely to be cheaper to insure a young driver on. Is this true? I want a Land Rover because they are solid cars and the parts are easy to find and cheap to repair if anything went wrong. I'm looking for either a defender or a series 111 in good shape.""

Has the law changed with car insurance for additional drivers?

Today I was looking at car insurance quotes & it seems that it costs the same to be an additional driver on somebody Else's car as it is to be a main driver on your own car. I got a quote to be an additional driver on my mothers car she currently pays 850 per year on her car and to get me also insured on her car it will cost 4.700 a year. It will cost me 3,995 a year on my own 1.0l corsa (main driver). My mothers car is a VW polo 1.4. I think the reason for the law change is because of a lot of parents are fronting for their children to make it a lot cheaper which I believe is called fronting.""

Does anyone know any cheap car insurance for 17 year olds in the UK?

Hi, I need some insurance for my Ford Fiesta 1999. I have been looking at some insurance qoutes but there still VERY expensive ( Around 6000-10000 ) I would love to get around 2000 for my car as i know its possible but i just need to find a insurer. Does anyone know any? Thanks""

Whats an estimate for car insurance for an 18 yr. old female?

No prior driving or anything Not in school(if that matters) What would be the best insurance in your opinion?

How much will my car insurance go down when i turn 21?

Whats the best vintage muscle car on insurance for a 18 year old?

ive heard that if a car had a smaller engine, 4 door instead of coupe etc. it would be cheaper on insurance. So i want to know what muscle car would be cheapest on insurance for a 18 year old.""

Does car insurance go up if you get your drivers permit?

will my parents car insurance go up if i only get my permit?

What is the best car insurances for teens? and also cheap?

Insurance on Crossfire. 16 Year old.?

i am a 16 year old boy and i was wondering what the insurance would be on a 2004 Chrysler Crossfire Coupe. I am pretty sure that it is a sportscar. So, help me out. I got to convince my parents to get me one.""

Driving without Proof of Insurance?

I was recently stopped by a police officer for speeding and when giving him my license and proof of insurance he stated that my insurance had expired. I then received a $550 fine for not having insurance, but not for speeding. I do have insurance, but the proof of insurance is what expired (we searched everywhere and the cards that the insurance agency was supposed to send did not show up). My question, then, is what do I do about this? I was not aware that my proof of insurance had expired (again, not the insurance) and I was freaked out because this is the first time that I have ever gotten pulled over (I'm a college freshman and the car is in my grandmother's name, it was a grad gift) On the ticket do I contest the claim and go to court or do I admit the claim and go to court? What are the possible outcomes or what is most likely to happen?""

First time driver...really need insurance help?

ok, so i am 17 and i just bought a car. i live in CA and i really need to find auto insurance for cheap. i know its really expensive for a first time driver to get insurance for themselves, so if anyone knows of an insurance company that does not charge that much i would greatly appreciate a response. thanx""

Toronto best cheap auto insurance?

DO I NEED SHIPPING INSURANCE?

I recently bought a packet of tea-light candles off of eBay and was wondering if I should purchase shipping insurance. I mean its candles do I really need it?

How much is motorcycle insurance?

What are some things to keep it as cheap as possible? I know taking a safety class can. I`m 19 years old if that means anything. Thanks.

Need a car with cheap insurance...and ideas?!?

hello im currently doing driving lessons and once passed need to get a car (obviously..lol) we are currently unemployed so only have 100 max to spend monthly on car insurance & petrol (although we shouldn't need to put much petrol in tbh..or could sacrifice some every now and again!) but we need the car to find a job - catch 22! once we have jobs we obvioulsy be able to afford more. wondered if anybody could suggest any cars? we have a 10 month old son so would prefer back doors... thankyou in advance :)

Car insurance question.?

If I buy a car from my uncle, and do not drive it do I still have to pay for insurance on it? Extra info: I only have my permit and get my license in October. So I don't plan on driving it until October. I don't want to have to pay insurance on a car I wont be driving until a couple of months. Thanks in advance.""

Does taking DUI class help reduce insurance rate?

I'm working on getting a driver license and wondering whether my prospective insurance rate will be lowered (even just a tad) if I take some DUI classes. I'm 19 and abiding in Georgia.

""Just got my drivers license, what's next? how do I get insurance? where do I go?

I'm 19 and I finally got my drivers license :P but I don't have a car. but I need insurance 1. How do I get insurance? 2. Where do I go for Insurance? 3.What do I have to take with me? I need to get a car so... 4. How much down payment do you think is good? like would 1000 do it ? I dont have money. :| 5.can I get loans? or should I get loans? Thanks 4 helping ;)

Whats the cheapest insurance out there?

whats the cheapest insurance out there for a 1998 Pontiac grand prix!!

What wold be the cheapest and best insurance?

https://www.linkedin.com/pulse/how-can-i-get-cheaper-car-insurance-must-way-bernharda-mulder"

0 notes

resmarted · 7 years ago

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alright alright, finish your g&t cause now it’s time to leave on another plane where you are say, the young popstar turned actress that is cast for a cameo on a show im working on that’s about crime scenes and forensic detectives, and this is like your first job outside of your own world of yes men and fans so it’s new territory, but you’re unbothered by it bc you’re young and you have instagram notifications a mile a minute, and there are more important things to be doing. you’re a nightmare to work with, but everyone knows this because you’re also somebody’s daughter and you get what you want regardless. i don’t even have to interact with you because i’m always in the production office but gary calls in sick for the first time ever and suddenly we are short of hands and they need someone to step up, which i do instantly because gary is a teamster and i want to move up to that division because they get the best benefits and are unionized, it’s just much better money for much less work. well, that’s what i thought anyway. my only job today is to drive you from your hotel to the set, but the filming location is different than usual because it’s a desert scene and way out over on the other side of the hills. i don’t really know california geography but i’m assuming there’s just a lot of hills and everyone’s always just referring to the hills and whatever, the point is you walk out in this ridiculous disguise in an attempt to throw off paparazzi, this long blonde wig and retro rose colored glasses. of course that doesn’t work and you get bombarded with photographers, which is annoying, but the day only just started. you don’t talk to me or acknowledge me and that’s fine. you sit and watch videos on your phone and play various songs to snapchat yourself to, making kissy faces and different angles. i am driving at the pace of a snail, bumper to bumper traffic, and your phone keeps making little dings and noises. at one point you casually say mmk we’re going to make a stop at a prada, i need to pee. i laugh and you instantly snarl like, is there a problem? i start to talk and you’re like it was rhetoric-cal, and i shoot you a look in the rearview mirror like did this bitch just say rhetoric-cal? i try to explain to you that we are on production’s time and you say it’s an emergency without looking up from your phone. as soon as i’m about to respond i get a call from upper management basically saying to just do as i'm told. what is she, texting them? i sigh and give up like ok, let the nightmare begin. we have to turn all the way around to get on a different highway and sit in even more traffic, and when we get there you have the whole place shut down so you can do lines in the bathroom and shop for new handbags in peace. my phone is blowing up from producers urging me to hurry her back as fast as possible, and i’m already just settling on the fact that i’m just never going to be promoted to teamster, at least not anytime soon. you make me turn the radio up to full volume so you can get the most out of your high and your kpop playlist. you say you want in n out and god please no don’t do this to me, we are already so behind schedule, but of course you’re too powerful to disregard and too manipulative to be convinced into anything else. so we go and forty five minutes later you have ordered a massive amount of food, i guess for your invisible entourage, and you don’t even take a single bite. of course you don’t, what was i thinking, you don’t eat. you’re just trying to assert your power by stalling time as long and as luxuriously as you please. it’s not until i get back onto the freeway that the car starts to stall. oh shit, oh shit. oh shit oh shit oh shit no don’t do this to me, not now, not today. you groan that there’s no cell signal here and i bite my tongue from saying uh yeah bitch, there’s no wifi in the desert. you roll your eyes and for the first time i see you reach for something that isn’t your phone and ah yes, a flask. you take a decidedly long swig and i just stare at you in disbelief. a burp erupts from your body like a demon being exorcised and you wipe the back of your mouth with your arm. i can hear you go oh shit, my velvet kylie gloss. can you redo it for me? that’s when i lose my shit. i slam my fist against the car, breathing sharp through my nose like, no. no i can’t help you reapply your kylie gloss. i’m not here to wipe your ass, i’m just here to drag you to the job that you agreed to, and not only are you making it impossible but now we’re in the middle of fucking nowhere with no service and no way to even contact anyone to come out. you know i’m going to get fired over you, right? or does that not even register in your puny little glittery pea of a brain, you fucking moronic cretin sent from hell? you know it’s not normal for people to live the way you do, right? it’s not a fucking game, this isn’t some fucking party for you to pass out halfway through, there are people waiting around for the princess to arrive and guess who’s not showing up with the chariot? that’s right it’s me, it’s me you fucking tool. all because i got the bright idea to step up and take something that gary, who literally never missed a day of work ever, decided this was the day he wasn’t going to bother with this shit, and you know what? i don’t blame him. just as i’m about to further scold you, i turn around and see you bleeding heavily from your nose and foam starting to flood from your mouth. what the fuck? i scoop down to pull you up from the dirt where you’ve suddenly crashed and your body feels like a dead fish. i’m slapping you gently on the face trying to get you to snap out of it, and if nobody was stopping before they definitely won’t want to now, i look like your goddamn pimp right now. you half open one eye and manage to slur out a series of mumbles, and i make you repeat it again and again until it becomes words. you flop your head back and moan, take me to caesar sinai. fuck it. that’s it, i’m just gonna go for it. i am getting nowhere trying to wave people down and so i decide to just walk right into traffic, flailing my arms wildly at the first car that stops, which manages to somehow not leave a scratch on anyone. when an ambulance arrives and rushes us into er i pretend you’re having a bad reaction to seafood. i mean what the fuck am i supposed to say? i got a very expensive tabloid story’s worth of information to just give to any old creep that asks? i mean i hate you but i don’t want you to suffer for the world to see. they pump your stomach and when you’re lucid i’m sitting next to you, watching all the tubes going in and out of your body now. you’re so much nicer now that you’re docile from all this trauma. you meekly tell me hi, and i don’t know what the fuck i’m supposed to say now so i just kind of look at you and say nothing. i mean i’m so done with you at this point and am wondering how soon i can bail, is she even my problem now? isn’t someone else ready to take over? why has no one arrived by now to see you? does anyone even fucking care? that’s when your dad bolts in and starts firing off shot after shot at you like he’s talking to a drill sergeant and not his sick child on a breathing monitor in a hospital bed. he’s yelling at you like i was yelling at you, but way worse. what the fuck is wrong with you? do you know how close we were to being seen? i already had to pay off the staff to keep it under wraps from the press, and damn it that i didn’t just ship you off after your mother and i divorced. your heartrate speeds up and your breathing becomes labored and sir, don’t you think there’s a better time for this discussion later maybe? time? you think i have time to be dealing with this? that’s what i pay people for, why aren’t you dealing with this? maybe if you were doing your job i wouldn’t have to be down here and suddenly you pipe up dad, please stop. i’ll be fine. she just saved my life. that's right bitch, i'm a girl too this time. your dad does this weird 180 where he goes from being completely abrasive to so apologetic and there’s no in between, it’s like a switch that’s been turned. you point to me and say i didn't catch your name, and for a second i want to be like o rly? is that what the nice christian girl just noticed, that i'm a person? i tell it to you and your dad goes wait, you're the one that walked into traffic for my daughter. or maybe it's more like dawta. he tells me instantly that he wants to promote me - to being your personal assistant. she needs a handler i can trust, you're perfect for the job. ohhhh the fuck i'm not sir, but with all due respect, i don't think so. i'm just a teamster (not true) i'm not equipped to be overseeing a person's life at all hours. he goes, what do they pay you to be a teamster? and before i could answer i'm not actually a teamster he goes, i'll pay you triple. i really want to say no the fuck way but i also really want to be able to afford things like food and gas and sweet kicks. i sigh begrudgingly and in a blink of an eye in several months into living with you and, well, handling you. it picked up just where it left off, awkward and tense with a lot of me having to remind myself i can't get lash out at you because you're just this scared girl that doesn't even want to be doing this. your dad swears i can have my job back at the studio if i want it, that i don't have to cater to you and that i can be tough, but eventually the desire fades completely. i make solid meals like eggs and bacon for breakfast while you just eat little kid foods like lucky charms and pizza bites. you start to leave the news on around the house when i'm gone because you've become this attached little puppy that needs to feel like i'm there all the time. i make sure you take all your prescriptions at the same time every day, take you to your appointments on time, and i even check your nostrils every day which you are especially proud to do, like a little kid that just washed their hands and is getting the smell test but i'm looking for cocaine residue and dilated pupils. i'm the normal that you need in the background, or that's what i tell you one day when you ask why it is that you like the smell of coffee so much but not the taste. you resent that and we get into a strange fight like we're a couple, and are we a couple? there's something very cher and josh about the whole thing. you are staring with softest look i've ever seen and i ask, are you going to kiss me? you blush and fumble for words, stuttering but i put my finger very gently over your mouth like shh, it was rhetoric-cal. we make out forever after and all that, you know how these end every time why do i even have to still go over it with you? sorry, am i being a grump at you again just like ya fawtha? you kiss the dead out of me and i stitch my flesh around the broken parts of you, and together we make it back over the rainbow in one piece, just like we always do.

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fesahaawit · 8 years ago

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There’s No Place Like (a New) Home

If you’ve been following my story for a while, you know I’ve moved many times in the last six years. First, I left my hometown and moved to Toronto for work. After realizing Toronto wasn’t the place for me, I took my job back to BC and moved to Greater Vancouver. Due to a series of unfortunate events (attempted break in, bad roommate situation, etc.), I had to move in/out of three different apartments in my first year there. I finally settled in a condo in Port Moody, where I stayed for two years, before another unfortunate event inspired me to go back to my hometown to be closer to my family.

Throughout all of those transitions, I never minded the moving process. In fact, some of my friends joke that I am a professional mover. They aren’t wrong, in the sense that I know the drill: find a place, pay the deposit, change your address on a million and one things, coordinate the move, take the boxes out and clean, bring the boxes in and unpack, and get your old deposit back. And when you have just 20% of what you once owned, the entire thing only takes a few hours. Moving is easy. Living in a state of transition feels normal. But it’s not normal… or at least, I don’t want it to be my normal anymore.

At the beginning of the slow money experiment, I hinted that I was ready to stop bouncing around from place-to-place. Being back in my hometown has been great. My family needed me, I needed them, and the quality time I got to spend with my friends here is something I will forever be grateful for. It healed me, during a time when I needed extra support. But it was never going to be a permanent move. I didn’t know where I would go next or finally land. I just continued to live in this transition period – until I went to Squamish for two months and realized that was the place I wanted to call home.

I don’t know how I didn’t see it sooner. When I was living in Port Moody, I used to drive up to Squamish all the time to go hiking. Since I’ve been back in Victoria, I think I’ve gone to Squamish five or six times. It’s the place I’ve done some of my most creative work (including finishing writing my book proposal and the first draft of my book) and the place I most love to explore. I notice my anxiety go down as I drive up the Sea to Sky Highway, and I am genuinely sad every time I have to leave. It’s been a great home away from home… but what if it could just be my home!?

That’s a question I’ve been asking myself all year: could Squamish be my home? Could it be the place I finally settle in, find a community and build a life for myself? When I first planned to spend two months there, I had no intention of staying or even considering these questions. But as soon as I started to think about it, I decided to try it on for size and pay closer attention to my surroundings.

One of the first things I (finally) noticed was how nice everyone is. When you walk into the grocery store (or any business) people know each other. Strangers smile and talk to you (which is really nice when you’re new and don’t know anyone). It’s a small community (less than 20,000 people) and you can tell it’s the kind of place where people care about maintaining that. Small business matters. People like to support the local economy. They also care about the environment. And in my last week there, I discovered there is a growing community of creative women who run their own businesses.

That alone was almost enough to seal the deal for me. In February, I met one woman who asked if I wanted to write for her website, then another woman who serves as the editor of that website. I sat around a table and had coffee with 15-20 creative women who meet monthly to discuss new topics related to their work. A few of those conversations have since been taken “offline” and we’ve connected on other topics, including how to save money and how to better serve people with limited incomes. Each of those meetings and connections drew me a little closer to Squamish.

Ultimately, though, I knew I couldn’t make a decision based on just those things. Did it feel like the universe was giving me little nudges every time I had a great encounter with someone and even met other people from Victoria? Of course. Each of those moments felt like another brick had been painted bright yellow to guide me down the road. But I still knew this decision had to come from within and it wasn’t easy to make. Similar to the way I worried before departing on my road trip, I worried about leaving my family and the dogs. I also have zero interest in physically packing up and moving again. Just thinking about it is exhausting. But is it so exhausting that I won’t do it? No. Because, at the end of the day, Squamish is where I want to be.

There is a long list of questions you should ask yourself before moving to a new city. Can you afford it? Does it have good job prospects? Do you like the climate and the geography? I can speak to those things, but I’m guessing you know my answers. Yes, it doesn’t matter (though it’s close enough to Vancouver which is a plus), yes and yes again. But I asked myself some very different questions this time. Do I feel like myself here? Yes, and the best version of myself. Does it inspire me? Every day. Could this move be beneficial for others? If I’m the best version of myself and am constantly inspired, yes again.

And is it where I really want to be? A thousand yeses. So, I’m doing it. I found an amazing place (and negotiated the rent, which is now controlled at a fixed price). I paid the deposit. I’ve started changing my address, packing and coordinating the move. In two weeks, it will all be over. Squamish will no longer be my home away from home – it will simply be my home.

Even though I’m thrilled about the move and can’t wait to get there, I still have this sense that I want to take things slow. Believe it or not, I want to go through my belongings once more and carefully consider each item, before moving it (yet again). I also see myself letting go of some old things and buying a few things for my new home. Here are my intentions for March…

Experiment #3: Slow Move

go through all of my belongings again/only pack what I want to keep

sell/donate everything I don’t want to bring with me

make a list of things I think I want to buy (like a standing desk)

settle into my new home, before actually buying anything

reach out and make plans with new friends :)

The third and fourth points are key, and are lessons I have learned after moving countless times and doing the two-year shopping ban. We’re quick to go out and buy all the things we think we will need, before knowing if and/or when we will actually need them. This is something marketers have engrained in us, because it is at the core of every advertisement: here’s a potential problem you could face and here’s the product to fix it. The problem sounds scary or stressful, so we buy things preemptively to avoid having to face those situations – but at what cost?

I want to move into my new home with the basics (and all my books) and figure out what I actually need. I do know I want a standing desk, but I also know I don’t need it right away. I’m not going to waste money on the first one I see or create physical waste by buying something I don’t end up liking. (And yes, I’ll be scouring sites for used ones!)

If I had to sum this post up in a few words, I guess I would say that I want to be really intentional with this move. All the ones I’ve done before were for specific reasons, including for work and for my family. But this one is just for me, and I don’t want to rush it. I know the drill, and I could tap my ruby slippers together and just get there. But I don’t want to. I want to settle in and make Squamish my home.

In the final stretch of my road trip last fall, I counted dozens of drivers passing by in vehicles filled with their belongings. I imagined the mix of excitement and anxiety they might be feeling about moving to a new city, perhaps for a new job or new relationship. And wherever they were going, I secretly hoped each one of them was doing whatever would make them happiest. Now, it’s my turn. :)

I’m curious: how did you decide where to live?

—

Extra Reading

Kansas – Exile Lifestyle (Colin Wright)

The Equitable Love of Travel and Home – The Art of Simple (Tsh Oxenreider)

There’s No Place Like (a New) Home posted first on http://ift.tt/2lnwIdQ

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