#the last ones I bought were from Canada and the shipping cost almost as much as the bonnets

[wellknownquest]

Looking buy some high quality, black owned hair bonnets.

[thisislizheather]

July Jiffs 2020

This was me all month.

The key word being was. We bought an air conditioner! We’ve been an A/C-free family for some time now, but since we’re spending so much time at home, we figured now was the time to be cool. In other news, everything still blows! What a shock! Here’s how I spent July.

I didn’t even know another Halloween movie was being made but of course I’ll go see it even if it turns out to be trash, you gotta support classic horror franchises, that’s just basic horror etiquette 101.

This is the most basic, boring-sounding sandwich on planet earth, but it tastes incredible I promise you (I didn’t add bacon, but I did add fresh mozzarella) and whatever bread you use, it’ll still be great. I find myself constantly forgetting about the greatness of mayo because I, my dear, am an idiot.

I ordered a bunch of new address labels on Zazzle because they were having a Christmas in July sale, so I bought some seasonally inspired labels to use over the next few months. If you’re not seasonally co-ordinating your return address labels, are you even living?

I’m still doing Nathan’s podcast on Patreon incase you’re interested. (You can find more clips on his Instagram.)

I attempted to watch the new Baby-Sitter’s Club on Netflix and it’s really not meant for me. I was never into the books or the movie or any of it, I never liked the idea of kids caring about making money, it seemed too sad to me. “Just be a kid!” I’d always thought.

Speaking of childhood nostalgia, I have started to watch reruns online of Sweet Valley High, which I loved as a kid. It’s no Breaker High, but it’s still pretty great to rewatch. God, Jessica really was an absolute bitch.

Some other things that I’ve rewatched: Con Air (practically a perfect movie, will always love, *Nic Cage forever* might be the only tattoo I’d ever get), Supermarket Sweep is on American Netflix and I was so excited (for about three episodes) then I moved on with my life, Sleepless in Seattle (still a very nice, average, reliable movie), Bill & Ted’s Excellent Adventure (actually a really great summer movie, will always be a fun time to watch, will forever be a huge Keanu fan, I just feel like I could trust him??), and Dick Tracy (will always love this movie even if it has eight million too many montages, the set design is gorgeous, and this one outfit that Madonna wears makes me question… everything).

Some new movies that I’ve watched: Always Be My Maybe (so, so great! How did it take me so long to see this! So many good scenes, such a good movie), The Karate Kid (insane that I hadn’t seen it before, kids were uncomfortably mean in the 80s, favourite part was when Mr. Miyagi beats up the children, great movie), The Stepfather (pretty fun time, so happy we’ve starting watching horror movies again), Eat Pray Love (ugh, I don’t know, I do love movies about women just leaving and doing fun shit alone and abandoning their lives, but this was pretty lame, I hated James Franco’s character more than life and truly didn’t understand how Julia Roberts was even briefly into him), and finally the original The Hills Have Eyes (which I loved weirdly enough despite being incredibly tense the entire movie, I just thought it was so well done and scary and incredible, the rape scene is of course awful and I shut my eyes for that part, but that was the only thing I hated, it doesn’t make sense that I liked this movie so much).

I don’t know how to word this, but something is off with the reasonably priced (and almost too cheap) parmesan sold at Trader Joe’s. It melts weird. It doesn’t taste like normal cheese. Something is afoot and I won’t buy it any longer. I’m truly dreading and equally anticipating the day that all of Trader Joe’s secrets are exposed. Be warned.

That being said, obviously I’m in love with the seasonal summer candles that TJ just released. We have a complicated relationship.

I made this gruyere mac and cheese with caramelized onions (I used almond milk and it still came out good) and can every recipe just include caramelized onions? The world is ending, let’s just put sweet, tiny, brown onions on everything and call it a day.

Ennio Morricone passed away last month and I find myself listening to the Cinema Paradiso soundtrack on repeat.

Read this great piece about summer blockbuster movies which also has just some great ideas for movies to rewatch right now.

I have to remember that Essie’s vibrant colours just f-ing suck. Only their muted/bland colours are good. They should really just stick to those. And if you’re looking for loud colours that stand out, the summer collection at Urban Outfitters is my go-to (and there’s always a 3 for $10 sale with them).

I listened to Taylor Swift’s new album and so far my favourites are definitely: the 1 and this is me trying.

Ugh, Astoriaaaaaa, DO BETTER.

I’ve been thinking about cancelling my Ipsy subscription again (because I think I don’t care about makeup at this current moment in time) and when I logged on to cancel, they let me choose one of the items being sent next month as if they knew I wanted to leave! So I chose a Sunday Riley product (because any sample I’ve tried from them, I’ve loved) so maybe I’ll cancel next month?

I tried a sample of Drunk Elephant’s shampoo & conditioner (which smelled so lovely) and my hair did seem softer the next day. There’s something about this brand though, I feel like they might be tricking us with their beautiful packaging and minimalist persona.

I bought and tried the ancient Biore Strips and I have absolutely no idea if they did what they’re supposed to do. Are you supposed to see the blackheads or whiteheads come off onto the strip? It felt like it just tried to peel my face off. No idea what’s going on with these.

I have been in love with the Peter Thomas Roth Correction Pads, I use one pad before bed each night and I think they’re doing something good because I always wake up with no new pimples. It has even started erasing all of the redness I’ve been experiencing lately from the summer heat and sweat and mask-wearing. At this point, I can definitely see myself rebuying when I run out, and if I do then I’ll definitely not get them from Sephora because you can get them way cheaper at other online retailers.

I’ve also started using this Dr. Dennis Gross All-In-One face cleanser and I think it’s a good one. It’s hard to tell because I started using it the same day at the correction pads I mentioned above (yes that was a bad idea but here we are), so maybe they’re working together to make my face good? We’ll revisit this. 

I finally opened up this Belif set I bought a few months ago and it’s really nothing special. I think the face cream is probably the best item in there because you truly don’t need to use a lot to feel moisturized. But the face cleanser? Meh. I don’t think it does very much, it definitely didn’t help any redness. And the toner? Don’t get me started on how I kind of think toner might be a scam. And the “eye moisturizer”? Seems superfluous. My eye area is plenty moist, thanks.

Perfect summer soap scent: Fresh Rainfall. If I can’t travel this year, I will escape into this scent. (Send help.)

Very excited to hear about Lindy West’s new book.

So I heard that Lady M now ships their cakes to Canada and I was able to scream in excitement for approx. four seconds before looking into it and seeing that it’ll cost you over $100 to get ONE cake sent. THE GALL, I tell you. THE GALL.

I briefly looked into the app Sweatcoin after hearing good things, but it really just seems like an app where its main goal is to track you. And yes, your phone already does that whether you’re aware or not, but I think I’ll pass on the extra tracking.

I heard that the upcoming Halloween Bob’s Burgers episode will “follow the kids as they try to deliver a burger to the hotel on their street.” It’s such a sad little bit of tiny information, but I love their seasonal episodes so much that I’ll take any crumbs available.

Actually helpful tips on how to clean your home efficiently.

Christ, why do I keep forgetting that Bareburger is absolutely nothing special? Why in the good fuck is it taking so long for a Shake Shack to come to Astoria?!

I ate on the patio at Hoja Santa in Astoria and the tacos were nothing to write home about. The service, drinks and chips were outstanding though, so I may have just ordered badly.

New favourite beer alert.

Best tweets of the month over here.

I tried Thai iced coffee and it was so wildly sweet and too aromatic, I probably wouldn’t get it again. And I also tried a Vietnamese iced coffee and it was the perfect level of sweet! What’s the difference between the two, you ask?

I finally tried the katsu sandwich at Hi-Collar as takeout in the East Village and it was absolutely nothing special. No idea why people are so into it.

I haven’t been to Bite in so many months, so it was nice to get takeout earlier this week. God how I’ve missed their ciabatta bread. They use it on their sandwiches and it comes from Balthazar each morning and it’s always heavenly.

I have found the perfect, light summer blanket and I’m trying not to focus on the fact that it came from Amazon.

I tried a grapefruit shandy and holy shit, it might be my favourite new summer drink. 

I ate on the patio at L’Artusi since it just reopened and good god, that carbonara will change you. So psyched to see they have the wagyu steak tartare on the menu now, too. The burger, the panzanella salad and the charred corn were all great, but that carbonara was the standout.

Some things I’d like to do this month: I’d love to try this tomato toast with blue cheese mayo, I’m going to start using a new clothes steamer I just bought with the hopes of getting rid of my iron & ironing board, I rebought a tube of Revitalash because of how great my lashes were looking when I used it a few years ago so I’ll start using it on August 1st and track my progress to prove how great this product is, I can’t wait for Moesha to be coming to Netflix this month, and I am waiting waiting waiting until I can find time to return to Lilia (on the patio) to eat this incredible tomato focaccia & garlic butter (shown below).

If you’ve got any interest in reading last month’s roundup, you can see what went down in June over here.

[theonyxpath]

Yeah, the above art is pretty much us, dealing with Kickstarter shipping.

I’ll get back to that later, but right now, YAY! for our Trinity Continuum: Aberrant Kickstarter that funded in less than a day! Right now we’re blasting through the Stretch Goals as noted below in the Kickstarter section of the Blurbs!

Thanks so much for everyone supporting this KS, we’ve had some great comments and ongoing conversations there, with all kinds of fantastic ideas for how folks can enjoy TC: Aberrant. That’s really one of the best parts of using a crowd-funding platform: the energy and ideas that backers share with each other and all of us.

Now, at the beginning, there were a bunch of concerns voiced about the cost of International Shipping, and I would like to poke at that just a bit here, because some folks are moving from “Yikes, that’s expensive!” to “You’re out to get us.”

The former being totally understandable – and my reaction, too, when getting those costs from our shipper – and the latter one…not so much.

Particularly because I made the decision to continue to allow international backers, and to be upfront about the costs, specifically so that our international community could have the information and options to be able to choose how they can obtain our projects. You can back the KS for a hardcover with shipping, you can back the KS for a PoD version, you can back for a PDF, you can not back and buy the hardcover in stores, you can not back and get the PDF and/or PoD version from DTRPG.

You see, other game companies have straight-up just stopped shipping internationally. Boom- full stop. And I understand why. Primarily, there are the costs. If you do as we have and put accurate shipping costs into your Kickstarter, backers and potential backers can get angry. As I understand it, a lot of these other companies have chosen not to take the chance that angry customers become customers no longer.

And really, all we do is take the numbers our shipper gives us and add them in; there’s no secret mark-up so we make more sweet, sweet, cash. But there’s still sticker shock. Like I said, I understand and have experienced it myself. It makes no sense to me why our own Dixie Cochran just spent $50 to ship a book to a friend in Canada. Canada! Right up there to the north and connected to the US by land (mostly). So seriously, we all relate.

Wr20 Book of Oblivion art by Phil Lee

The thing is, we’re not just wringing our hands and passing the shipping costs on to backers. We continue to explore other options that are actually possible for a company our size. Like, despite how big we seem, we’re still doing TTRPG Kickstarters, so even our biggest ship-outs to some 4,000 backers are once in several years things. Those numbers are “phftt!” to shippers; I mean they don’t earn us reduced rates or anything that could help from that direction.

We have tried to ship in bulk to individuals and companies outside the US, to the EU specifically, but either through logistics reasons or just bad luck, I’ve never been able to find a way to do that which didn’t wind up costing us more. Which is, y’know, the opposite of what we’re trying to do with our Kickstarters…we want to make the pledges go towards the KS’s goals, not to shipping.

So, I continue to look. Part of the reason we are working with Handiwork Games on the Scarred Lands 5e Creature Collection is to explore with them more potential solutions, as they are not a US-based company. We also continue to talk with our friends at Modiphius with the same eye towards finding solutions to the KS shipping problem.

Enough about this for now, I think, it’s a complicated issue that gets even further into the weeds once you factor in getting through Customs as well – which is probably a topic for a whole nother blog!

Scion Ready Made Characters art by Marco Gonzales

Gen Con 2019 is fast approaching in less than a month, and while we have decided that we won’t be in a booth on the exhibition floor this year, like I talked about several MMN blogs ago, you’ll be able to find Mighty Matt McElroy and myself around the con, chitting and chatting with anybody who will listen.

Specifically, we may be at either the IPR or Studio2 booths, or at these events:

Wednesday night – Diana Jones Awards

Thursday 3pm – What’s Up With Onyx Path Publishing? panel

Friday 11am – What’s Up with Onyx Path Community Content? panel

Friday 3pm – Freelancing with Onyx Path Publishing? panel

Saturday 11am – What’s Up with Onyx Path Publishing? panel

Right now, I’m not going to be able to make the Saturday panel, although if things change I will be there with bells on. But Matt and Eddy are slated to run things there, plus we always have walk-on creators stopping by.

It’s going to be a very different Gen Con for us, but I think a really good one.

V5 Chicago art by Amy Wilkins

Finally, a few notes from the meeting today:

#1: The Scarred Lands mega-epic adventure series, The Vengeance of the Shunned, started going on sale last week and will continue all month on the Slarecian Vault, the SL Community Content site. Check out interviews and profiles of the creators on our social media, and the projects themselves!

#2: The Storypath Nexus Community Content site is coming this week! Could be tomorrow or later in the week, but the chance to publish your Scion ideas is almost upon us!

#3: DTRPG is going to be starting their Christmas in July sale very, very soon, and as always there are going to be some great deals on our PDFs as part of it!

And that is a lot of PDFs, because we’re not just talking one game line on sale, but games from:

Many Worlds, One Path!

BLURBS!

Kickstarter!

The Trinity Continuum: Aberrant Kickstarter funded in less than a day and continues to blast its super-powered way into our lives! We’ve already passed Stretch Goals that are enabling us to recreate missing first edition books, a compilation of the web comic, and…

N!WE N!TERNATIONAL WRESTLING ENTERTAINMENT – A new PDF product discussing the N!WE, the performers and industry personnel, and various elements of professional wrestling in the world of Aberrant!

At $73,000 and climbing, we’ve got many more fantastic Stretch Goal rewards to come, so come check it out! https://www.kickstarter.com/projects/200664283/trinity-continuum-aberrant

ONYX PATH MEDIA

Onyx Pathcast art by Michael Gaydos

This Friday’s Onyx Pathcast features a timely deep dive (considering our new errata process and forms) by our Intrepid Trio into errata, playtesting, and how to give good feedback: https://onyxpathcast.podbean.com/

And Here’s More Media About Our Worlds:

The Onyx Path News returns with another live edition for last week here: https://youtu.be/nlQjKxQX860 Subscribe to our channel and click the bell symbol to be informed whenever a new video goes up!

The first major chapter of Matthew’s Contagion Chronicle concludes here: https://youtu.be/JUTaYwffjI0 We will return once all the players are again available!

Keep watching Travis Legge’s Scarred Lands actual play of Myths & Matchmakers over here: https://www.youtube.com/playlist?list=PLmiXCaSrrCIjmCJQQ7oLwLNahmDbdn_2J

Devil’s Luck Gaming continue their epic costumed pirate journey through Scarn here: https://www.twitch.tv/DEVILSLUCKGAMING

Occultists Anonymous‘ Mage: The Awakening actual play continues here: Episode 27: Hammer & Anvil With some technical difficulties, on our part, we’ve got a short episode. Songbird delves into his soul. Wyrd, Mammon, and Atratus breach the home of… someone? https://youtu.be/xmiuK7lU_oQ

And here’s the Story Told Podcast with another episode of their excellent Dragon-Blooded actual play: http://thestorytold.libsyn.com/fall-of-jiara-episode-9-a-road-to-trouble

Please check any of these out and let us know if you find or produce any actual plays of our games!

ELECTRONIC GAMING

As we find ways to enable our community to more easily play our games, the Onyx Dice Rolling App is now live! Our dev team has been doing updates since we launched based on the excellent use-case comments by our community, and this thing is awesome! (Seriously, you need to roll 100 dice for Exalted? This app has you covered.)

ON AMAZON AND BARNES & NOBLE:

You can now read our fiction from the comfort and convenience of your Kindle (from Amazon) and Nook (from Barnes & Noble).

If you enjoy these or any other of our books, please help us by writing reviews on the site of the sales venue from which you bought it. Reviews really, really help us get folks interested in our amazing fiction!

Our selection includes these fiction books:

OUR SALES PARTNERS:

We’re working with Studio2 to get Pugmire and Monarchies of Mau out into stores, as well as to individuals through their online store. You can pick up the traditionally printed main book, the screen, and the official Pugmire dice through our friends there! https://studio2publishing.com/search?q=pugmire

We’ve added Prince’s Gambit to our Studio2 catalog: https://studio2publishing.com/products/prince-s-gambit-card-game

Now, we’ve added Changeling: The Lost 2nd Edition products to Studio2‘s store! See them here: https://studio2publishing.com/collections/all-products/changeling-the-lost

Scarred Lands (Pathfinder) books are also on sale at Studio2, and they have the 5e version, supplements, and dice as well!: https://studio2publishing.com/collections/scarred-lands

Scion 2e books and other products are available now at Studio2: https://studio2publishing.com/blogs/new-releases/scion-second-edition-book-one-origin-now-available-at-your-local-retailer-or-online

Looking for our Deluxe or Prestige Edition books? Try this link! http://www.indiepressrevolution.com/xcart/Onyx-Path-Publishing/

And you can order Pugmire, Monarchies of Mau, Cavaliers of Mars, and Changeling: The Lost 2e at the same link! And NOW Scion Origin and Scion Hero are available to order!

On Sale This Week!

This Wednesday, we are offering the Werewolf: The Forsaken 2nd Edition Night Horrors book Shunned By The Moon Advance PDF on DTRPG!

Like all Night Horrors books, this is usable for any of the Chronicles of Darkness game lines, although I’m told it is especially tasty as a treat for Hunter: The Vigil and Beast!

CONVENTIONS!

Gen Con: August 1st – 4th Save Against Fear: October 12th – 14th GameHoleCon: October 31st – November 3rd We’ll also be back at PAX Unplugged later this year!

And now, the new project status updates!

DEVELOPMENT STATUS FROM EDDY WEBB (projects in bold have changed status since last week):

First Draft (The first phase of a project that is about the work being done by writers, not dev prep)

M20 Victorian Mage (Mage: the Ascension 20th Anniversary Edition)

Exalted Essay Collection (Exalted)

Trinity Continuum Jumpstart (Trinity Continuum Core)

Wraith20 Fiction Anthology (Wraith: The Oblivion 20th Anniversary Edition)

One Foot in the Grave Jumpstart (Geist: The Sin-Eaters 2e)

Dragon-Blooded Novella #2 (Exalted 3rd Edition)

Exigents (Exalted 3rd Edition)

Terra Firma (Trinity Continuum: Aeon) Titanomachy (Scion 2nd Edition)

Crucible of Legends (Exalted 3rd Edition)

Many-Faced Strangers – Lunars Companion (Exalted 3rd Edition)

Contagion Chronicle: Global Outbreaks (Chronicles of Darkness)

W20 Shattered Dreams Gift Cards (Werewolf: The Apocalypse 20th)

W20 Art Book (Werewolf: The Apocalypse 20th)

Yugman’s Guide to Ghelspad (Scarred Lands)

Vigil Watch (Scarred Lands)

Redlines

Monsters of the Deep (They Came From Beneath the Sea!)

Tales of Aquatic Terror (They Came From Beneath the Sea!)

Kith and Kin (Changeling: The Lost 2e)

Scion: Demigod (Scion 2nd Edition)

Second Draft

Tales of Good Dogs – Pugmire Fiction Anthology (Pugmire)

Dragon-Blooded Novella #1 (Exalted 3rd Edition)

Across the Eight Directions (Exalted 3rd Edition)

Mummy: The Curse 2nd Edition core rulebook (Mummy: The Curse 2nd Edition)

Masks of the Mythos (Scion 2nd Edition)

Scion: Dragon (Scion 2nd Edition)

Geist 2e Fiction Anthology (Geist: The Sin-Eaters 2nd Edition)

Development

WoD Ghost Hunters (World of Darkness)

Oak, Ash, and Thorn: Changeling: The Lost 2nd Companion (Changeling: The Lost 2nd)

M20 The Technocracy Reloaded (Mage: the Ascension 20th Anniversary Edition)

Creatures of the World Bestiary (Scion 2nd Edition)

Heirs to the Shogunate (Exalted 3rd Edition)

Scion Companion: Mysteries of the World (Scion 2nd Edition)

Cults of the Blood Gods (Vampire: The Masquerade 5th Edition)

Legendlore core book (Legendlore)

City of the Towered Tombs (Cavaliers of Mars)

TC: Aeon Jumpstart (Trinity Continuum: Aeon)

Manuscript Approval

Trinity Continuum: Aberrant core (Trinity Continuum: Aberrant)

Hunter: The Vigil 2e core (Hunter: The Vigil 2nd Edition)

Chicago Folio/Dossier (Vampire: The Masquerade 5th Edition)

Deviant: The Renegades (Deviant: The Renegades)

TC: Aeon Ready-Made Characters (Trinity Continuum: Aeon)

Let the Streets Run Red (Vampire: The Masquerade 5th Edition)

Editing

Memento Mori: the GtSE 2e Companion (Geist: The Sin-Eaters 2nd Edition)

Night Horrors: Nameless and Accursed (Mage: the Awakening Second Edition)

Lunars: Fangs at the Gate (Exalted 3rd Edition)

Heroic Land Dwellers (They Came From Beneath the Sea!)

DR:E Threat Guide – Helnau’s Guide to Wasteland Beasties (Dystopia Rising: Evolution)

DR:E Jumpstart (Dystopia Rising: Evolution)

Pirates of Pugmire (Realms of Pugmire)

Post-Editing Development

M20 Book of the Fallen (Mage: the Ascension 20th Anniversary Edition)

V5 Chicago By Night (Vampire: The Masquerade)

V5 Chicago By Night Screen (Vampire: The Masquerade)

CofD Contagion Chronicle (Chronicles of Darkness)

Distant Worlds (Trinity Continuum: Aeon)

Dark Eras 2 (Chronicles of Darkness)

Spilled Blood (Vampire: The Requiem 2nd Edition)

Indexing

ART DIRECTION FROM MIRTHFUL MIKE!

In Art Direction

Contagion Chronicle – Figuring out art buy.

Dark Eras 2

VtR Spilled Blood

Trinity Continuum Aeon: Distant Worlds – Sketches coming in.

Trinity Continuum Aberrant

Hunter: The Vigil 2e

Ex3 Lunars

They Came From Beneath the Sea

TCFBtS!: Heroic Land Dwellers

Night Horrors: Nameless and Accursed

Ex3 Monthly Stuff

In Layout

M20 Book of the Fallen

Trinity Core – Getting cover specs from printer.

Trinity Aeon – Getting cover specs from printer.

CoM – Witch Queen of the Shadowed Citadel 

Proofing

DR: E – annotated proof back to Josh

Aeon Aexpansion

C20 Cup of Dreams – This week.

V5: Chicago – Proceeding to 2nd proof.

At Press

Dragon Blooded – Deluxe at Studio2.

Dragon-Blooded Cloth Map – Shipped at Studio2.

Dragon-Blooded Screen – Shipping to Studio2.

The Realm – PoD proofs ordered.

Trinity Core Screen – Shipping to Studio2.

TC Aeon Screen – Shipping to Studio2.

Geist 2e – Inputting Errata.

Book of Oblivion

Signs of Sorcery – Gathering Errata.

Trinity: In Media Res – PoD proofs ordered.

Scion Jumpstart – Prepping PoD files.

Scion Ready-Made Characters – Waiting to order PoD proofs.

Blood Sea – PoD file uploaded, waiting to order proof.

WtF Shunned by the Moon – Advance PDF on sale Wednesday at DTRPG.

Today’s Reason to Celebrate!

Today we are 6 degrees from Kevin Bacon’s birthday!

[northernrainforest]

Alaska Day

This week we celebrated Alaska Day. So here’s a pop quiz.

Which is true? On October 18 in the year:

a)    1867, commissioners arrived in Sitka to raise the flag denoting the sale of Alaska (for $7.2 million) by the Russians to the United States.

b)    1958, President Eisenhower signed the Alaska Statehood Act, making Alaska the 49thstate.

c)    2003, nine out of ten people in Ketchikan bought the same pair of brown XtraTuf rain boots, which they have proceeded to wear almost daily ever since.

If you guessed A and C, you’re right! (Also, ahhh... multiple choice!)

I didn’t know Alaska Day was, as the kids say, a thing until last weekend. Someone mentioned it in passing, and I started noticing signs indicating which places would be open and which closed on Thursday the 18th. (As an example: the Rec Center was closed; the Thai restaurant was open.) Growing up we celebrated Brooklyn Queens Day (with a day off from school!), which on the one hand seems hilariously parochial. On the other hand, without even looking at the numbers I’m going to go out on a limb and say ten times as many people live in Brooklyn and Queens as live in the entire state of Alaska. (Just looked it up: approximately 5 million people live in the two boroughs, while 739,795 people live in Alaska. Not quite ten times, but pretty close for a complete guess, if I do say so myself.) And imagine if Russia still had a foothold in North America (and a big one at that) – the purchase of this state by the US is about more than a tract of land. The night of the 18th, Flo turned on a local TV station that was airing footage of an Alaska Native conference taking place in Anchorage. People of all ages stood up to represent their tribes, performing memorial dances. It was moving to see them, the kids especially, singing and chanting in languages I’ve never heard before, stone-faced and solid, embracing the cultures that two successive nations tried to obliterate.

I’m not sure what my point is, except to say how little I actually know about the state I just moved to. I spent all of fourth grade studying New York City history. One entire year of my history education, spent studying the city I lived in – admittedly an important American city, but a city nonetheless. All I knew about Alaska (until probably college) was the name of the capital and the fact that, weirdly, it was connected not to the US but to Canada. As an adult I’ve read some fantastic books that take place in Alaska, my favorite being The Yiddish Policeman’s Union. I LOVED that book and between that and a random Sandra Bullock movie I once saw on a plane, I’ve always wanted to go to Sitka.

Cleary this is not a cohesive picture of the biggest state in the country. (Again, I’m not sure when I figured out how much bigger Alaska is than Texas, but it was solidly into adulthood; it’s not only twice as big as Texas, it’s one fifth the size of the entire continental United States.) And I certainly had no idea that there was a part of Alaska, the part I now live in, that hardly sees snow in the winter, and rarely even drops below freezing. I’ve had so many phone calls with customer service reps in the last few months, whether changing my address or attempting to order something that may or may not ship to us, in which the person on the other end of the line talked immediately about how strange it will be this winter when the sun never comes up, or when we’re buried in snow. So I’m not the only one whose understanding of this vast place is colored by movies and a prevailing sense in popular culture that it’s uniform across its vastness, and that it’s also somehow “other.”

There’s still so much about Alaska that I don’t know. And still so much I don’t know about Southeast Alaska, and Ketchikan, and even my neighborhood. Small children, we’re told, start thinking about the world by looking at their household, then their street, then their neighborhood – in other words, they go in concentric circles outward, ostensibly because it would be too hard to digest it all. I’m doing that too, while simultaneously taking an outside-in approach: attempting a crash course on thousands of years of history about 663,268 square miles, while at the same time learning which pizza place in Ketchikan is the most reliable (Ward Cove is winning so far), which pumpkin patch the most fun for a four-year-old (the one held by Search and Rescue.) The micro and the macro, as it were.

In super local news, Flo caught a couple of fish today and by the time Ladybug and I got home from a day-off-from-school play date, he had fileted them and they were ready to cook up for dinner. They were delicious – and free! (Unless you count the cost of a non-resident fishing license – we have to wait til we’ve been here a year to get the really cheap resident rate – and the mountains of gear. In which case, dinner was very expensive.) He and Ladybug are also in the process of rehabbing a ten-dollar garage sale dresser. The scraping and sanding and priming and painting are not the kind of thing we could have done easily in a small apartment in a big city, but here it makes perfect sense. I’ve rarely seen my little one more engaged in a project than watching her attack these old drawers, uncovering (much to her delight) flowers that were painted over long ago. Every drawer has brought the question: will we find more flowers underneath? Whoever painted them in the first place had a very clear idea about where they should be placed, but from an outside perspective there doesn’t seem to be any rhyme or reason.

I don’t feel like an Alaskan yet – not by a long shot. But slowly we’re doing things that help us weave ourselves into the fabric of this place, and this place into the fabric of us. Texting a handful of friends to see who has a sander we can borrow (the answer is: all of them), and coming home to see Flo ratcheting the bear straps tight over garbage cans filled with fish guts – these are not things we did in Los Angeles. The 49thstate is vast enough to give a person the sense that there are more adventures waiting.

Including a big one, coming in early February: a baby boy, the first of our little clan to be born in Alaska. He’s the one whose tiny socks and cloth diapers and “Alaska Grown” onesies will be fitted neatly into repainted dresser drawers. Next year on Alaska Day, he will be eight months old, sitting up and crawling and smiling. He won’t know what it’s like to be from Brooklyn like I do, or from the heartland like his dad does, or from sunny California, a place his sister will always vaguely remember. He may leave this place someday; we all may. But this place will not leave him. For now, his tiny heart beats thousands of miles from the rest of the country, in this, his homeland.

[thedaveandkimmershow]

Yesterday we returned to our hotel after a nailbiter of an experience losing my Disney pass. The reason for our return was that Rachel was leaving for home. Gettin' on a plane and flying outta Orlando.

Appetizers… is part of how we marked the occasion. The other part was realizing how it's quite the blustery day outside. "Blustery" as in maybe the first moves of a hurricane 'cause they just cleared everyone out of the swimming pool.

Now, I just said "hurricane" because that's all I know of Florida and bad weather. What's actually happening, though, is that there's lightning afoot. The thunder that seems to be working its way closer to us makes that perfectly clear.

Not Haunted Mansion thunder, by the way.

Real-as-it-gets thunder.

Very much approaching.

So there's that.

When it's time to go, we're all walking out the door together, down the elevator, along the back of the hotel… at which point there is a lot of thunder.

As in a lot.

We figure that's just Florida throwing a tantrum 'cause Rachel's leaving. Which makes as much sense as anything 'cause this used to be a very sunny, hot day. Like, a couple hours ago.

By the time we reach the front of the hotel, Rachel hails her rideshare and we kill some time taking a bunch of photos of Kimmer and the girls who, most of the time, are making faces.

Okay who am I kidding?

Kimmer was making faces too. 😉

And then Rachel's ride's here and it's hugs all around as we see her away. ☹️

Then it's our turn to hail a rideshare, Linzy, Kimmer, and me.

So now it's five and we're on our ride when, sure enough, the rain starts. Okay the rain pours. I mean serious downpour and we're driving in it… and into more of it. As in there are times when visibility becomes problematic. The road ahead obscures.

It's like that throughout the rest of our drive. Rain, rain, and more rain. Dumping like buckets. To the point where we all realize that we're exclusively dressed for summer weather.

Whoops.

I mean, seriously.

When we arrive at Epcot's rideshare drop-off, it's still raining. And in one of the sweetest moves ever, our driver offers us her umbrella. She actually offers to give us her umbrella.

I won't lie. That really was sweet as hell.

But.

We are, each of us, Seattle born and raised. We can do this no sweat.

So we decline this most generous offer, bid our fare-thee-wells, throw open the doors, and dash from the car to a nearby bus shelter, under cover with a lot of other travelers, most of whom are draped in parkas.

Kimmer gets into a conversation with a woman who works at the park and brought her own parka because she knew it was gonna rain even though the day started out as probably the hottest and sunniest so far.

By 'n by, the rain abates and we can see a section of sky where it's a sunny day. So we walk boldly into such rain as there is under all the overhangs along the path into Epcot. And then we duck under Spaceship Earth with, well, everyone else who just entered the park.

We notice how all of them, most of them, are wearing parkas as well, so, spying a nearby gift shop, we check to see if we can score some for ourselves.

Of course all those people underneath Spaceship Earth had to get their parkas from somewhere, so… the gift shop was absolutely, positively sold.

Out.

Bummer.

We are from Seattle, though. Also, we know blue sky is on the way so we boldly step out from underneath Spaceship Earth on our way to a dinner in France.

We're not even to the lake when Kimmer orders up a red wine sampler along the path. On her way out, cup in hand, she strikes up a conversation with a couple who's also just scored some tasty wine. The husband's in a motorized wheelchair and talks about how earlier in the downpour he gave his little girls a ride. Piled 'em up. And drove off.

Just like that.

It's also his birthday so we wish him the happiest one.

Now previously, we scored some mighty tasty fillet mignon at the Canada cart. So we move right passed it this time, a few minutes later landing in Ireland for sausage and mashed potatoes.

At this point, the rain's completely stopped and the blue sky is pulling into place right above us.

Ish.

Cross the bridge into France and Linzy dashes ahead to that bakery where she scored that heavenly chocolate mousse the other day. Meanwhile, we stop short at the France cart for Coc au Vin with Pommes Dauphine. Top it off with Creme Brulee with Grande Marnjere for dessert.

Perfection.

Linzy actually grabs a table for the three of us where we can have our meal together. For us, an entree and dessert. For Linzy, just straight up dessert because she just scored three baked chocolate sweets with plenty of frosting.

When dinner comes to its end, we head back to the front of the park to catch the monorail to the Magic Kingdom.

On our way, offers to play photographer whilst we ham it up in front of Spaceship Earth. 🤣

By the way, I always enjoy the monorail between Epcot and the Magic Kingdom. It's a lovely light rail experience in the sky.

Especially as the sun goes down.

Now we're walking down the ramp at the Transportation Center. Our options at this point are to head up the ramp on the other side of the monorail station... or catch the ferry.

I'm thinking monorail.

Kimmer's thinking monorail.

Linzy, however, suggests the ferry. And since it's how we began this particular Disney adventure, it strikes me as the perfect idea provided we catch the one at the dock right now.

We do catch it, by the way. We are, in fact, last ones to board, climbing the staircase to the upper deck as the lower one's filled up.

That ferry ride across the lake to the Magic Kingdom is one won't forget anytime soon. The sun was actively setting at that moment and we were literally experiencing magic hour on our way to the Magic Kingdom.

It was breathtaking.

Once inside the gates, we head straight for that Starbucks halfway up Main Street U.S.A. on the right.

Why?

Well, because the two frosted baked sweets bought in France are melting inside the thin cardboard box holding them.

And that won't do.

So we're looking for a plastic container or cup with a lid to keep those tasty treats in one piece.

Ish.

After that, Linzy heads to an Adventureland or Frontierland gift shop for a friend whilst we split another Dole Whip Pineapple Swirly.

Now, we're in the last hour of the park being open. No worries, though, because we only have one item on our Last Thing To Do In Disneyland lost.

Big.

Thunder Mountain.

Railroad.

What can I say? This ride is the most iconic of all our Disney family adventures. The reason for that's because it's the one consistent ride across both parks. It's the same ride in both parks, neither one better than the others. Which makes it the perfect touchstone of our collective family memories.

And right before we enter the building on our way to the front of the line?

Yeah.

Pyrotechnic artistry begins exploding above Cinderella's Castle and Fantasyland.

The timing was exquisite.

And pretty wonderful to take in between the three "mountains" that define the ride.

After Big Thunder Mountain, Linzy wanted to walk over to Fantasyland where, provided she didn't care about the the projection mapping on Sleeping Beauty's Castle, she'd have a better view.

Which.

She.

Did.

She got magnificent, slow motion video of the fireworks expanding dramatically above us.

Okay.

Kimmer had been talking Peter Pan's Flight since the previous evening when she 'n I experienced it. And, with magnificent fireworks video captured inside her phone, Linzy decide to give it a go.

So we all jump into a sailing ship and soar high above London together.

And then we're done.

Oh sure, we tried to sneak into the Seven Dwarfs Mine ride... and we were almost successful... but alas. We got busted and sent on our way.

This time, instead of using a hidden side street, we walk back down Main Street U.S.A. 'cause Linzy has one more friend for whom to shop. Not before we snap some awesome photos of Sleeping Beauty's Castle, though. 😉

After that, a Collison-Ris innovation. You see, it costs a bunch to get back to our hotel from the Transportation Center. Plus, there's a lot of people also calling in rideshares. So chances are we've gotta lotta waiting in front of us to which we're not looking forward.

Woof.

The innovation is, since the Disney buses connect all the resorts to the parks, we can take a bus to the resort closest to our hotel for free... and then call in a rideshare.

Linzy figured out which resort that would be, Saratoga Springs, 11 minutes from our hotel, so we joined the long line of people at bus stop 17.

It didn't take long at all, delivering us home in about 45 minutes.

Quick fun fact:

On our way down the sidewalk along the side of our hotel, we crossed paths with a New York chef. He was moving awfully slow and awkward using crutches.

You see, he had knee replacement surgery on his left knee three months ago... making his left knee his good knee. In the meantime, his right knee... is I'm pretty bad shape.

Two months... 'til it gets replaced.

Now the reason this is a fun fact isn't because he's a chef. And it isn't because he's from New York.

He's from the Bronx.

And he speaks like he's from the Bronx, if you know what I mean. He didn't just say his family's three-bedroom was a castle, he emphasized how it was a fudging castle.

Only he didn't say "fudging".

And then we were back at our rooms. Linzy did some laundry. We watched the Big Bang Theory Disneyland episode. The ones where the girls skip out on their jobs for the day and get made up like Disney princesses at the park.

And then like that!

We're asleep.

When I wake up this morning it's not the 530AM I've been doing all week long for our Disney Days. It's 930 in the morning and I've got that song "Remember Me" from Pixar's "Coco" playing sweetly I'm my head.

This.

Was a slow morning.

A slooooooooow...

Morning.

Kimmer's easing into the day out on the balcony. Linzy's taking her time packing.

By 10:45 she's got it all wrapped up and we're sitting around the kitchen island for homemade breakfast sandwiches 'n Trader Joe's lattes while looking over yesterday's Dispo photos from Linzy's camera.

Stunning. Is all I can say.

Gorgeous.

Beautiful.

Inspired.

Delightful.

Totally pro quality.

So yeah. Turns out I have a bunch of things to say about those pictures.

After, she showed us the latest from Ariana Grande (the song that starts with a looper) & Bruno Mars (his most recent with that specific seventies vibe) before we all left the room to walk to the front of the hotel for a few final family photographs and our last moments together...

...before her ride scooped her up.

Took her away.

And then...

It was just the two of us.

🙂

[xtruss]

America Makes Aircraft Carriers, China Makes Money

— Fred Reed | Anti-Empire | May 20, 2021

First, America increasingly relies on strong-arm tactics instead of competence. For example, in the de facto 5G competition, Washington cannot offer Europe a better product at a better price, so it forbids European countries to buy from China. The US cannot compete with China in manufacturing, so it resorts to a trade war. The US cannot make the crucial EUV lithography equipment to make advanced semiconductors, as neither can China, but it can forbid ASML, the Dutch company, from selling to China. Similarly, the US cannot compete with Russia in the price of natural gas to Europe, so by means of sanctions it seeks to keep Europe from buying from Russia. This is not reassuring.

Second, the Chinese are a commercial people, agile, fast to market, cutthroat, known for this throughout Asia. America is a bureaucratized military empire, torpid by comparison. America has legacy control over a few important technologies, most notably the crucial semiconductor field and the international financial system. Washington is using these to try to cripple China’s advance.

A consequence has been a realization by the Chinese that America is not a competitor but an enemy, and a subsequent explosion of investment and R&D aimed at reducing dependence on American technology. There is the well-known 1.4 trillion-dollar five-year plan to this end. One now encounters a flood of stories about advances in tech “to which China has intellectual-property rights” or similar wording.

They seem deadly serious about this. Given that Biden couldn’t tell a transistor from an ox cart, I wonder whether he realizes that every time the US pushes China to become independent in x, American firms lose the Chinese market for X, and later get to compete with Chinese X in the international market. Anyway, give Trump his due. He lit this fuse.

A few snippets

Prototype of China’s 385 mph maglev train

The above beast, developed entirely in China, is the first to use high-temperature superconducting magnets to keep the train floating just above the rails. HTSC magnets are a Big Deal because they can achieve superconductivity using liquid nitrogen as coolant instead of liquid helium for classic superconductivity, this costing, say the Chinese, a fiftieth of the price of using helium. The use of HTSC is very, very slick. The train will extensively use carbon-fiber materials to keep weight down, suggesting that the Chinese cannot distinguish between a train and an airplane.

Asia Times “China’s Hydrogen Dream is taking Shape in Shandong”

“A detailed pilot plan being worked out to transform Shandong, a regional industrial powerhouse, into a “hydrogen society” holds out much hope of delivering on the green promise.”

The article, hard to summarize in a sentence, is worth reading. As so often, the Chinese do things, try things, while the US talks, riots, imposes sanctions, sucks its thumb, and spends grimly on intercontinental nuclear bombers.

“Huawei is Developing Smart Roads Instead of Smart Cars”

“Multiple sensors, cameras, and radars embedded in the road, traffic lights, and street signs help the bus to drive safely, while it in turn transmits information back to this network-“

“Quantum Cryptography Network Spans 4,600 Km in China”

Quantum Key Distribution, QKD, allows unhackable communications. China read Ed Snowden’s book on NSA’s snooping, realized it had a problem, and set out to correct it. If this spreads to other countries—see below—much of the world could go black to American intel agencies.

The Chinese may have thought of this.

“…colleagues will further expand the network by working with partners in Austria, Italy, Russia and Canada. The team is also developing low-cost satellites and ground stations for QKD.”

The last sentence is interesting. If China begins selling genuinely secure commo gear abroad, it is going to make a lot of intel agencies very unhappy. Did I mention that the Chinese are a commercial people?

Further:

“Chinese scientists achieve quantum information masking, paving way for encrypted communication application.”

My knowledge of this might rise to the level of blank ignorance after a good night’s sleep and three cups of coffee. However, the achievement made the American technical press, and suggests Chinese seriousness about gaining privacy.

The video below shows how China constructs high-speed rail lines as if painting a stripe on a highway. Since they can’t innovate, they have to get by with inventing things.

China to Europe rail freight: “Over 10,000 trains and 927,000 containers were forwarded via the China-EU-China route in 2020, China Railways has announced. The current volume of traffic has grown by 98.3% year-to-year, covering 21 countries and 92 cities in Europe.”

America makes aircraft carriers. China sells stuff.

NikkeiAsia: “What China’s Rapidly Expanding Nuclear Industry Means for the West”

One Chinese reactor in Pakistan just went live, with another expected in a few months. Says Nikkei, “The Karachi reactor is just the latest of these to come onstream, with the World Nuclear Organization listing a dozen different projects at the development or planning stage across a dozen countries from Argentina to Egypt in its recent survey. Many more are under discussion.”

In addition, says Nikkei, China intends to have the whole industry from technology to materials indigenous to China and outside of American sanctions. See above, about driving China to make things.

First China-Built DRAM Chip Reaches Market DRAM, dynamic random-access memory, appears in almost everything electronic and is a juicy market. Chang Xin Memory, which makes it, redesigned it slightly to remove American technology. If Chang Sin can ramp up volume, which has yet to be established, guess what foreign companies won’t sell much of in China any more.

Pingtang Bridge, recently opened. Well over a thousand feet high

Even in my short two weeks recently in China, I saw that the Chinese do not believe in vertical motion. An American, encountering a mountain, would, sensibly enough, go up and over. This is not the Chinese way. They go through. Similarly, on finding a valley, they do not go down and up. They go across. There may be some genetic abnormality behind this, or maybe interbreeding with space aliens. But it results in hellacious bridges.

“Is China Emerging as the World Leader in AI?”

“Summary. China is quickly closing the once formidable lead the U.S. maintained on AI research. Chinese researchers now publish more papers on AI and secure more patents than U.S. researchers do. The country seems poised to become a leader in AI-empowered…”

Some argue that Chinese patents are of low quality. Maybe so. But don’t bet the college funds.

“China begins construction of world’s longest superconducting cable project”

“China’s first 35 kV high-temperature superconducting cable demonstration project has started construction by State Grid in Shanghai and it is expected to be completed by the end of the year. This is the world’s largest transmission capacity, the longest distance, 2000A current the highest commercial 35 kV superconducting cable project.”

Regarding the 5G War Trump could have bought 5G from Huawei, gotten a sweetheart deal, great prices, factories in America, and so on. Instead he banned Huawei from the US and then twisted arms of the vassal states of Europe. Thus neither America or Europe has the service, but China is rolling it out fast. Brilliant, Don. This gives China a running start on smart factories, smart cities, autonomous vehicles, and the like.

“An almost entirely automated port in China, during unload of a container ship.“

America talks about 5G, China uses it.

NikkeiAsia: “The port is an example of how operator China Merchants Group has been working to automate and mechanize more operations using ultrafast fifth-generation wireless technology. By developing innovative ways to run the port as efficiently as possible, the company aims to accelerate overseas expansion.”

Aviation Week “Face It: The J-20 is a Fifth Generation Fighter”

Says AvWeek: “Clearly, Chengdu’s engineers understand the foundation of fifth-generation design: the ability to attain situational awareness through advanced fused sensors while denying situational awareness to the adversary through stealth and electronic warfare. The J-20 features an ambitious integrated avionics suite consisting of multispectral sensors that provide 360-deg. coverage. This includes a large active, electronically scanned array radar designed by the 14th Research Institute, electro-optical distributed aperture system, electro-optical targeting system, electronic support measures system and possibly side-array radars.

“In a 2017 CNTV interview, J-20 pilot Zhang Hao said: “Thanks to the multiple sensors onboard the aircraft and the very advanced data fusion, the level of automation of J-20 is very high. . . . The battlefield has become more and more transparent for us.”

Most of the story is visible only if you have a subscription to AvWeek.

Asia Times: Tesla loses lead to local upstart in China’s EV market .

The headline is kidding. The car that is outselling Tesla is a $4,200 el cheapo for short-haul shopping and picking up the kids in the city.

Sexy as a truss ad, but…useful. I’m telling you, put the college funds in this company, not truss ads. Made by an SAIC-GM partnership, majority owned by China, where it was designed and made. Will be sold internationally.

“Unlike Tesla, which requires purpose-built charging stations, the Mini can be plugged into a home power system to charge, which takes about nine hours. It has a range of about 120 kilometers and a top speed of 100 kilometers per hour, according to the carmaker’s promotional materials.” Designed and put into production in one year. (Did I mention that the Chinese are a commercial people?)

China’s Y-20 strategic transport aircraft gets key indigenous engine: reports Chinese design. How close it is to being ready for prime time is not clear, but it is flying. An inability to make high-end engines has been a problem for China.

The WS’20 is a high-bypass turbofan of Chinese design.

Finally, Global Times”, Beijing’s news site: “China’s trade volume increases 37% y-o-y in April, marking 11 consecutive months of positive growth”

Nuff said.

— Source: The Unz Review

[nongravity]

TCAF 2017 Post Mortem

This is my 9th post mortem convention write up! You can find the rest on the Events page on my website or the post mortem tag here on my tumblr.

My total outgoing costs for the convention in order of leaving my house to the start of the show: €1073

Round trip plane ticket to North America €530

Hotel for 3 nights in Toronto €330

TCAF half-table €173

Food €40

What I brought with me:

5 Copies of Strong for C$8

4 Copies of Hats for C$10

5 Copies of Odd Reels for C$4

10 Copies of We Can’t Afford This for C$6

What I sold:

1 copy of We Can’t Afford This

For a total incoming of: €4

On the surface that’s a loss of €1069 but it’s not the whole story, we piggy backed TCAF onto a trip Damhnait and I were already planning, I could never afford to travel to a North American comics event if it didn’t coincide with a family trip.

So minus the plane ticket, that’s now a loss of €539.

The Stray Lines gang pitched in a very generous €287, which brings the total loss down to €252. Not even my biggest loss for an event ever, but I felt bad cause now it wasn’t just me losing money, it was the group.

And I’ll come back to this later, but we had another savior comic book shop buy  some of our books after the show, I made an extra €25, the gang as a whole got an extra €166.

In the end then, my losses for TCAF were about €227.

Rescue

The TCAF trip almost didn’t happen. A few weeks before we were set to fly we received a message from the AirBnB we’d booked in Toronto saying that our reservation was cancelled due to the hosts recently adopting a rescue kitten who would have been traumatized by the disruption caused by guests. The sharing economy makes fools of us all!

We didn’t have much luck finding a replacement AirBnB and were about to cancel the TCAF portion of our trip when we found a vacancy at the Howard Johnsons right near the venue for the same price! Really lucky.

Customs

I’ve read enough horror stories of artists trying to bring comics to Canada for comic shows. I read and re-read TCAF’s advice for traveling exhibitors and decided of all the options (shipping books from Ireland to Canada, declaring this that and the other, invoicing comic shops, etc) I would choose the option that I’m best suited for: playing dumb and apologizing profusely. 

The customs line at the Toronto airport was ridiculously long and slow, painful with two tired kiddos (and two tired adults), but thankfully I didn’t need to worry about anything because traveling as a family means no-one cares, stamp-stamp, move along. PHEW.

Our Table and Us

A half table is really too small for our collective. I doubt I’ll go to any more shows where we’re only offered a half-table. 30 different books is too many to display in a  3′x3′ space.

The Stray Lines gang talked about how for future half-table shows we should limit ourselves to half as many books.

I was jet lagged and wonky trying to set up my table on the Friday night. I set up a total failure of a table design before I had to give up and go to bed, but thankfully after a little sleep I figured out a better arrangement Saturday morning, stitched together from a cardboard nappy box that I had used to keep the books flat in my suitcase.

What I brought for the group:

30 different books by over 7 different Irish artists! 140-ish books total.

What the group sold:

15 books! 

Winner

Debbie’s historical anthology War Chest was the winner of the weekend, selling 5 copies. It was a total last minute lark, it was just back from the printer and Debbie had to post them to me in Naas from Dublin when we couldn’t coordinate a meet up before my flight. I tried to give it as primo placement as I could manage without a stand, piled on top of cardboard from a box of nappies, held together with tape and scrap paper. 

Even though it sold the most, the “DEBUT” sign didn’t work as well at TCAF as it did in LICAF and ELCAF. Labeling books debut at those shows tended to bring people to the table and move books on its own. At TCAF I had to steer people towards our debut and pitch it to them. 

Helpers

Being at the show as part of a family trip meant trading alternating kids with Damhnait a few times to give her even the slightest rest and leaning on my table-mate to watch my table so I could run out to lunch with Damh and the kids. 

Baby Tamaillín’s charms did nothing to help our sales but Pollito did help me make a paper chain to decorate the table. 

Toronto Comic Arts Festival

The Toronto Reference Library is MAD, it’s massive and beautiful and it was a very cool and very different venue for a comic festival. 

The crowds were tricky to navigate at times, since exhibitors are spread out all over the library, you sometimes end up in traffic jams as certain areas are more for library books than comic exhibitors. 

Stray Lines was off in a conference room, which was good and bad, good because we weren’t crammed in with the library books, bad because the conference room had strict fire-safety occupancy rules, so it was almost like another entrance to another venue with people waiting in line to get in.

We had just watched the episode of Mister Rogers Neighborhood where Mister Rogers goes to a mall to see glass elevators, so Pollito was really excited to ride the glass elevators up and down.

The kids section downstairs was a great place to bring Pollito for a little while to draw and have some quiet. 

Page & Panel, the TCAF shop is one of the coolest comic book shops I’ve seen. I was sad that I didn’t have time to visit The Beguiling but Page & Panel was an incredible small-press-focused comic shop. I really wish we had anything like it in Dublin. 

Finnish Anime Witches

Our table-neighbor at TCAF was internet famous! More power to her, and it was through no fault of her own, but she swallowed the Stray Lines table whole!

Our Stray Lines table was more a queueing up space for her table. I don’t know what you do about that. We weren’t really in the same genre either, so people queueing up for a Finnish anime witch t-shirt weren’t really into our Irish collective offerings. 

Luck of the draw I guess, but painful to stand there for two days watching people bypass your table to avoid the Finnish anime witch crowds.

Small World

A few people knew us! Not our group Stray Lines, but individually! Explaining who we are to people, someone told me “I know Sarah Bowie.”

A kind person told me they’d seen We Can’t Afford This on The Nib and how it related to the part of Canada they’re from. Then another person said they’d already bought She Always Looked Good in Hats at Gosh! Comics in London! It was extremely encouraging.

Gavin Fullerton and Luke Healy both stopped by the Stray Lines table to say hi, funny to be so well connected to Ireland in Toronto.  

Big Planet

After the show I was greatly discouraged, leaving Toronto with a suitcase as heavy as when I arrived. This was the first leg of our family holiday and I had three cities to drag the suitcase full of unsold comics through, and then potentially drag it back to Ireland!

During TCAF, I had spotted David & Dave from my old local comic shop, Secret Headquarters but wasn’t able to flag them down.

I started writing American comic shops that I knew did firm sale (as opposed to consignment), but I don’t know that many! 

Thankfully, Jared at Big Planet Comics (MD/DC/VA) got back to me and bought 75 books from our remaining stock! Coincidentally he was at TCAF too but never saw our table!

Absolutely saved the day. We made a little money, our books would be in a high profile American shop, and I wouldn’t have to carry them back to Ireland. 

Highlights

I got to meet Colleen Coover! You know that story of Orson Welles watching John Ford’s Stagecoach 100 times in preparation for directing Citizen Kane? That was me and Colleen Coover’s Gingerbread Girl while I was making She Always Looked Good in Hats. 

So I really wanted to say hi to her and say thank you and give her a copy of Hats. I got down to her during a quiet moment in the morning and she was super friendly and very cool and I got to buy a copy of Small Favors from her! After reading Gingerbread Girl I was trying to find more Colleen Coover books and had no luck hunting down copies of Small Favors on eBay.

Small Favors is a porno though, so I wasn’t really able to read it openly during our little family holiday! I’ve read it since though and it is the most fun!

Hannah Blumenreich of Spidey-zine fame had a table across the isle from us. I bought the Spidey Zine online but wanted to get a physical copy, but good for her she sold out before I could get one! Happy to find she had other original work I hadn’t seen before on offer. 

Kory Bing was also across the way and Damhnait got a gorgeous Cretaceous poster for the girls’ room!

Caitlin Cass was my table mate, she had a bunch of cool local history comics about Buffalo, New York, great style and lovely book designs. She had a newspaper comic! And a comic about hats!

Sean Azzopardi and Aaron Navrady were on the next table over. Turns out Sean, Aaron, Caitlin and myself are all organizing local comic events of our own. Fun to chat event organizing shop with people.

Celebrity-spotting-wise, I saw Ryan North. He was busy chatting with someone so I wasn’t able to say hi and dorkily bring up that I used to hang out on the message board he started a decade ago.

Conclusion

Like a lot of the bigger shows I’ve been to, they’re way more fun as an audience member than as a small-time exhibitor. I imagine it’ll be a long while before the Stray Lines group finds its way back to Toronto. 

Having never been to a North American show, and knowing how much bigger the North American small press market is compared to Ireland and the UK, it was disappointing that the change in scale and size and cost made no difference for our sales (and maybe even put us at a disadvantage). 

We have no more North American shows on the horizon. I still apply to the Small Press Expo lottery every year. I imagine if we ever won a table there we’d give that a try. Really the only way to get there is to coincide it with a family America trip, which is a lot of work for Damhnait for very little payoff. 

Epilogue

Toronto is lovely! I wish I could have spent more time there. I found three (3!!!) ice cream shops on Yorkville Ave, the street between our hotel and the TCAF library. What more could I ask. And there was a perfect diner, Flo’s, which was the warmest “welcome back to the North American continent” we could have asked for.

Pollito loved the dinosaurs at the museum. We didn’t travel far but all the neighborhoods we explored were adorable.

Afterwards we traveled by train to Niagara Falls which I hadn’t been to since I was a kid. The family holiday aspect of the trip totally outshined the comic-business aspect of the trip.

We may never be back again, and it was a total financial failure, but as the first leg of a month-long North American family holiday it was fun.

[bittenpath-blog]

48cm:Rick Vosper: E-bikes, part three: new room, new elephants

In part one of this series, we looked at the overall size of the IBD portion of the e-bike market relative to EBD (independent or single-brand e-bike-only retailers) and consumer-direct sales (25-30% apiece to the IBD and EBD by units, the rest to direct). In part two, we dug a little deeper into the EBD market and discussed whether it will ultimately merge with the traditional IBD and IBD brands) or remain autonomous (the answer depends on who you talk to). And now it’s time to unpack the whole What Happens Nextpiece of the equation.

Problem is, there are a couple additional variables in that equation which, in typical bike industry fashion, no one seems to want to talk about.So let’s talk about them anyway. I’m referring to the rise of e-bike share/rental programs financed by companies with functionally limitless budgets, and the introduction of entire new e-bike brands by giant auto and motorcycle companies—as much as fifty times larger than even the biggest bike industry brands.  There are a couple additional variables in that equation which, in typical bike industry fashion, no one seems to want to talk about.

Bikeshare was never about bikes ... and that goes double for e-bikeshare

It seems increasingly likely the bikeshare market will leapfrog its pedal-only phase and move directly to e-bikes This is especially true in hilly cities like Seattle or San Francisco in the West or San Boston or Pittsburgh in the East. Ultimately, any discussion of bikeshare becomes, de facto, a discussion of e-bikeshare. 

But the bikeshare business is not primarily about bikes (or even e-bikes) as much as it is about gaining and controlling share of vehicular traffic for companies like Lyft and Uber. The latter famously acquired e-bikeshare company Jump a year ago at a rumored $200 million. Lyft acquired bikeshare company Motivate in November, poured $100 million into programs for New York city alone, and announced the addition of more than 600 of Ford's GoBike e-bikes to its fleet a month later. 

These businesses are operating under an entirely different set of rules from the traditional bike business. But whether we like it or not, what they do will impact what we do. It’s not a question of whether or when, but one of how and, more importantly, how much. 

For purposes of this discussion, let’s set aside the swarming gnat-cloud of practical issues confronting bikeshare initiatives — docked vs dockless, injuries and lawsuits, stolen or abandoned vehicles blocking sidewalks or impeding street traffic, bicycle graveyards, and on and on — and focus purely on the bike-business aspects. 

Will bikeshare programs put more Americans on bikes? Almost certainly. Will that translate to increased sales for local bike shops? Not so much, if at all. 

The debate goes like this: more people riding and enjoying bikes through bikeshare means more potential bike owners, people who find it more convenient and economical to buy a bike than rent one. Therefore, the rise of bikeshare means more bike sales long-term. But there’s a counter-argument too, which says that, in addition to creating new riders, bikeshare will also pull potential bike owners — people who would normally have bought IBD-quality bikes anyway — away from purchases and into rentals. At the end of the day, it’s anybody’s guess. 

Will bikeshare programs put more Americans on bikes? Almost certainly. Will that translate to increased sales for local bike shops? Not so much, if at all. 

My opinion is that any gains or losses will be marginal, and that concerns about bikeshare — and specifically, e-bikeshare — are at best a distraction for those of us who actually try to make a living making and selling bikes, electrified or otherwise. But industry doomsayers can take heart from the fact that there’s still plenty of new competition coming up, and aimed straight at the heart of our core business, too.

Welcome our new motor sports overlords

Of much greater importance than bikeshare is the role of auto and motorcycle companies as direct e-bike competitors. Their products will end up going head to head with those from traditional bike companies, not to mention established e-bike-only brands like Pedego or Rad Power. I did a quick count the other day and with a little help from Google, came up with a dozen major car and motorcycle brands who are either already in the e-bike business, claiming they will be any day now, or, like Tesla and Harley-Davidson, teasing the possibility.

I asked e-bike consultant Ed Benjamin of eCycleElectric about car companies and e-bikes. 

"I have the good fortune to have four automotive industry clients," he says, although he declines to name specific brands. "And I've learned a bit from them. These guys are willing to put in an enormous R&D investment before they put a product out. It's sort of the opposite of the bicycle world. And the bottom line is, quality of the products is much better than what we're getting the bicycle business.

"(Car companies) bring astonishing resources and quality and value to their bicycle products. But ... they have no idea how to sell bikes." — Ed Benjamin

"Their new vehicles go through two years of testing before they go to market. (Car companies) bring astonishing resources and quality and value to their bicycle products. But...they have no idea how to sell bikes. They are confused about the whole ‘first and last mile’ thing. But they have an enormously powerful potential resource with auto dealers, marketing expertise, and budget. So far their dealers haven't been interested in e-bikes, despite the fact that an electric bike has better selling margin than some small sedans."

Among many others, General Motors wants a piece of the e-bike business. In November, GM announced it would begin two e-bike models consumer-direct in 2019 in Germany, Belgium and the Netherlands, and of course rumors have been flying about a North American presence ever since. 

“I see GM as more of a market enhancer than a disrupter, just because it's going to bring more people into bikes, including people who might not be familiar with bike brands today. We're looking for people who live and work in cities, and they're looking for alternatives that work for them and the way they live. I call it being 'transportation agnostic.'”

That’s General Motors’ Hannah Parish, and she is positively bubbly about the positive effects her employer’s e-bikes might have not just for the IBD, but the entire cycling world at large. But Parish isn’t just another corporate shill. She’s global director of GM’s ARĪV group (fancypants crowdsourced spelling and all), and comes to the conversation with heavyweight marketing credentials from the IBD side of the business. These include stints as head of marketing for Specialized Canada and director of marketing for the CSG (Cannondale et al) brand portfolio.

When asked about initial sell-in of GM’s e-bikes in Europe, Parish is upbeat but nonspecific. “So far, so good,” she says diplomatically. “We're very pleased with how our presales have been going.”

The initial model for the Germany and Benelux launch will be consumer-direct, she explains. Assembly when needed (one model, the folding Merge, arrives fully assembled and ready to ride) and service/warranty will be supported by German provider Live Cycle, which has a brick and mortar presence in a number of German cities as well as mobile outreach, according to the Live Cycle website. 

But when I press Parish for more information about GM’s sales channel plans, things get very interesting, very quickly.

“We'll have a multichannel approach,” she says. “In April, we've announced we'll be shipping product, first in the e-commerce channel and eventually including the ability to sell into IBDs, large retailers, and national accounts. Of course we're a startup, so we'll add those incremental channels over time. As I like to say, we fish where the fish are."

I note we had a corporate minder with us on our call, a nice woman from GM’s advanced technology communications group. Since there were no howls of outrage following Parish’s last statement, it’s safe to conclude this information is now what corporate types like to call “market-facing.” 

Let’s start with the sort of “click and collect” model that goes live for GM this month in parts of Europe, and explore how it might apply to the USA, I suggest. “When we think about the United States, we haven't made the plans yet, so I can't tell you," Parish says. “I wish I could give you something, but I can't speculate.”

Fair enough. But last time I checked, Velofix had fifty-one mobile sites in the USA and eighteen in Canada. And according to Beeline CEO Pete Small, his company’s network of mobile service providers now includes more than 200 participating dealers with 350+ brick and mortar locations in the US. That number includes its Powered By Beeline partners via parent brand Accell.

One or both of these companies could support a whole lot of e-bike sales, which is another way of saying “provide a cost-effective, scalable solution to that thorny ‘last mile’ challenge.”

And it’s by no means the only solution. 

Hmm, lessee. Global brand recognition, proven track for reliable with high-quality consumer products. Know any hungry IBD-segment retailers who might be interested in taking on an e-bike line like that? Well … how about the more than half of all US bike shops who don’t currently have their available floor space hamstrung by agreements with Trek, Specialized or Giant, for starters? And then there’s every EBD shop not already locked in with Pedego.

That’s a lot of prospective dealers. And, at least potentially, a staggering number of e-bike sales. 

Now take that model and multiply it by more than a dozen nascent e-bike brands, from corporate behemoths like GM, Toyota, BMW and Yamaha to sexy boutique marques like Porsche, Maserati, Ducati and Buell, and you have the power to move markets. Yes, even if only a fraction of these brands end up adopting the model. Not to mention the resources to empowering a currently underserved segment of the retail base, perhaps even toppling the dominant bike industry paradigm.

A possibility that big deserves a special name. I think I’ll call it ... Bike 4.0.

[wineanddinosaur]

America’s Only Foeder Crafter Is Changing How We Make and Drink Wild Beers

“We’re getting a stick rack today. This has been a four-year fantasy,” Matt Walters, co-founder and owner of Foeder Crafters of America (FCA), says.

Based in an industrial park in a St. Louis suburb, FCA is the only company in the United States manufacturing foeders. These enormous oak barrels are traditionally winemakers’ tools, but they’re also used by Belgian breweries like Brouwerij Boon and Rodenbach to produce funky and tart lambics and gueuzes.

Historically, if you wanted wild beers, you looked to Belgium. In the last decade, however, many American brewers started exploring the benefits of brewing with wild yeast and other microflora in foeders. It’s a complicated, expensive way to brew, but that hasn’t stunted the category. American wild ale is quickly transforming from ultra niche to bona fide crossover star.

Since launching FCA in 2014 with co-founder Justin Saffell (who he later bought out), Walters has been lowering the barriers to entry for American brewers interested in wild ales. Business is booming. (“We’ve been over-subscribed since we started,” Walters says, “Sales is not our problem.”) Their challenge now is keeping up with demand and maintaining quality, as the American craft beer market continues evolving at warp speed.

The “stick rack” looks exactly like it sounds, an assortment of wooden staves of varying lengths, each marked with arrows and lines. These indicate where bands and fittings should go, so each piece of wood is like an assembly manual for a particular type of foeder. “If you give one of these guys the stick, they know right away how to make the foeder. It answers every question,” Walters says.

Brewing wild and sour beers is expensive. Barrels are pricey, and loss is part of the (long) process.

“It’s part of the game with our beer, there’s always a little bit of loss,” says Cory King, owner of Side Project Brewing, a Maplewood, Mo.-based brewery that specializes in barrel-aged beer. King estimates that Side Project loses around 20 percent of its output annually due to evaporation or the beer going bad.

As with anything that entails aging, long production cycles slow profits.“We put beer in barrels for six months to a year, to two years, or three years,” King says. “Those are just sitting on a floor that I’m paying rent on. You’re not producing anything, they’re just there.”

King was one of FCA’s earliest customers. He notes how dramatically the market for American wild ales has changed in the last decade. Even in 2010 or 2011, the availability of sour beer in Missouri was limited to “special releases for breweries outside the Midwest. You couldn’t walk into a bar just to have a good sour beer and enjoy yourself,” King says.

Across the country, however, select brewers were already producing tart, wild beers. Jolly Pumpkin in Michigan, New Belgium in Colorado, Russian River in California, and Allagash in Maine were among those ahead of the curve.

Jeff Stuffings co-founded Jester King Brewery in 2010 in Texas Hill Country near Austin, where he brewed farmhouse ales and other wild styles. Stuffings was surprised by how quickly business took off. “I thought that it was going to take some time, or that it might not even work at all in Texas,” he says. “But I think the market had been primed, at least among beer nerds, by the hype that was starting to build.”

Jester King and Side Project, which King opened in 2013, were part of a wave of new breweries focusing exclusively on wild and sour beers. “As we were popping up you have de Garde out in Oregon making exclusively funky sour beer, everything touching oak,” King says. “The Rare Barrel out in California were doing the same thing, and Sante Adairius heavily focused on their farmhouse, oak-aged sour beers as well.”

King initially sourced oak barrels, mainly from Missouri wineries, for his brewery, but supply was limited. He came across a mention of Foeder Crafters of America – “I think via social media,” he says – and after discovering it was based in the St. Louis area, he decided to pay Walters and Saffell a visit.

He put a deposit down on his first FCA foeder almost immediately, and it remains in use at Side Project. “It’s our best-producing foeder, because it’s our most mature, with the most mature cultures. It’s a great thing,” he says.

The Missouri oak used in each FCA foeder is dried for two years before it’s brought to the workshop. From there, the construction process takes a couple of days. “We don’t bend or steam any wood,” Walters says. “I believe that once you bend wood, the wood wants to go back to where it was. So we machine the curves on both sides. We have to make a different stave for every radius that we have.”

Foeder makers at FCA assemble each barrel by hand. The foeders then spend a week being finished, which involves filling them with water and steaming.

FCA now has a staff of almost 10 in its workshop, and offers highly customized foeders in around 60 different combinations of shapes and sizes. They can be made to sit vertically or horizontally, and can be cylindrical, oval- or egg-shaped. Capacity runs from a 21-gallon foeder for homebrewers up to 250 barrels.

“The ability to customize your foeder is huge,” King says. “They make it to fit where it needs to go, and they put valves and cooling plates in, or racking arms or whatever they need to do.” If taken care of, the foeders can last over 100 years.

Foeder Crafters currently ships 25 to 35 foeders every month, up from its 2018 average of 19.5 per month. Walters estimates that repeat business accounts for around a third of sales.

FCA’s clients span some 400 breweries across the United States, including Great Raft Brewing in Louisiana, Washington’s Wander Brewing, and Flying Dog Brewing of Maryland. It also provides foeders for brewers in Canada, Australia, Brazil, Japan, Hong Kong, and Taiwan.

Accessibility and price are key to FCA’s success. Walters says that, typically, a 30-barrel French foeder would cost about $18,000 to import to the U.S., including around $5,000 in shipping costs. Comparable equipment from FCA would come in at around $12,000, depending on specifications.

“Imported foeders have gone way down since we published our pricing,” Walters says, noting that the prices of French foeders nearly halved. “But we don’t do much wine stuff, and they don’t do much beer stuff, so we’re kind of leaving each other alone.”

Not every foeder is used to produce wild and sour beers. Many FCA clients use their foeders to brew clean lagers, Walters says.

While there are more acidic and funky beers on the market than ever before in America, Stuffings says the sour hype has plateaued.

“I think in 2019, the market has shifted away a little from having wild fermentation and Lambic-inspired beers as one of the most popular things. That’s not entirely a bad thing,” he says. “It will remain a niche, but you’ll get converts. We get plenty of wine drinkers who love wild ales and sour beers from the first taste because of the natural overlap, especially with natural wines.”

Creatively, wild beer is still in its infancy, King says, and emphasizing terroir-driven beers gives brewers and the category itself considerable growth potential.

“I think that it’s still the focus on the sense of place, using local micro-flora,” he says. “It’s something we’ve done since day one, but really, on two hands I could name all the breweries at that time doing it. Fortunately, now there are more … It’s a natural progression. If wine has done it, there’s no reason beer won’t be doing it, just 100 or 200 years later.”

To secure their legacy and longevity, some brewers are working together to establish best practices and ensure category quality. King and Stuffings were both instrumental in establishing the Sour and Wild Ale Guild (SWAG, amusingly). Stuffings says that SWAG was formed to promote wild and sour beer to the customer, but also to improve quality in the category.

“These are beers that have a bit of a higher price point, and if the quality’s not there it can turn people off quickly,” he says. “They’re not easy beers to make, they require a lot of patience and discipline, and a pretty good palate as well.”

They’re also easy to misrepresent. For example, kettle souring is a quick and inexpensive technique for creating sour beers, but it’s unregulated. As a result, unscrupulous or simply uninformed brewers could easily misleadingly market their kettle-soured beer to consumers. “People can make a kettle sour in a matter of four days, put it in a barrel for one day, and then they could put it on the shelf and say, ‘This is our wine barrel-aged wild ale,’” says King.

Establishing agreed terminology for describing various types of wild beers is another priority. “You probably noticed I shied away from calling them ‘sour’ beers,” Stuffings says. “I think of a chef, who would never say ‘I’m going to make the most sour dish I can make’ – it’s about creating acid that balances and makes the beer more inviting.”

King is optimistic about the guild’s prospects. “We were hoping this could start the direction of the education of the consumer, or it could be self-regulating for members of SWAG,” he says. “You don’t want to be a member and then lie to everybody. So maybe members of SWAG get to put the SWAG logo on the bottle. So you know what you’re buying, and they’re actually being honest with you.”

For Matt Walters, Foeder Crafters of America’s battle is ensuring its supply of wood matches the growing demand for foeders. “That’s our daily struggle,” he says. “We’ve been over-subscribed since we started.”

It all starts with the oak, Walters says, and the climate that oak grows in. “It had to be here. Missouri’s oak is by far the best,” he says. “A lot of people tried it on the East Coast, but the oak on the East Coast is terrible. Oak from Wisconsin? Their summers are too easy. Down south? Their winters are too easy. This is the sweet spot.”

The article America’s Only Foeder Crafter Is Changing How We Make and Drink Wild Beers appeared first on VinePair.

source https://vinepair.com/articles/american-foeder-sour-beer-wild-ale/

[topicprinter]

This business has been coming up a lot recently, and for good reasons. It's a new trend that's catching on very quickly. However, 99% of the post I see here about IR imaging are fairly vague and don't really show the whole picture (get ready for a lot of puns like this).​I've been doing thermal imaging as part of my job since 2012. I did commercial energy auditing for several years and eventually branched out and started my own residential auditing business. I hit a few road bumps and ended up moving across the country which forced me to restart a few times, but, this spring I'll be going full time on my own now that I'm making more money with my business than my 9-5 job and I feel that I finally have the formula figured out.​Why share this with everyone, why not keep it a secret and scoop up all the work for myself?Simple, the chances of someone else starting in my small area is slim to none, I have a commanding referral network and I'm anchored in pretty good. Even if by some fluke someone reading this lives down the street for me I feel that the area has enough work to either hire that person, or keep 2-3 small business' such as my own going.Secondly, the more popular this becomes, the more work I'm getting. Now that thermal imaging scans are getting popular, people are seeking me out instead, where as before I had to find my clients and tell them why they wanted this service.​What background do I need?Some sort of building trade, inspection service, or basic engineering background is a huge plus. When you scan a wall, you need to know what is normal and what isn't. If you call out something out that caused by thermal bridging due to the shape and structure of the roof, you're getting sued when the client opens up a wall and finds out you can't insulate 2x6s with spray foam (you can spray foam between them, but you can't prevent thermal bridging this way). You need to have a solid understanding of home building standards, how the house works as a system, standards for different areas and build dates and how different types of insulation work.Personally, I'm a red seal HVAC/R mechanic, certified home inspector and certified energy adviser.Examples:Pre 1980ish everything was built with 2x4, after 1980ish most homes were built with 2x6. At least for my area, this isn't true everywhere, you need to know if this holds up in your area and what difference it makes to you.Foam board insulation on the exterior is fairly common in my area now (Canada, we build for the cold up here), this has a huge impact on thermal bridging and changes the way a wall look through your IR camera. You need to know and understand these differences.​I recommend InterNACHI, I'm in no way associated with them, but they offer a great home inspector licensing course and LOADS of helpful information in their database.Cost of entry:This will vary a lot, and remember, I'm Canadian, so these prices will be lower for any Americans reading this.A Testo 875i or E6 will run you roughly $3500-$4000 depending on shipping and taxes.You're basic tools and ladder will likely cost you another $1000 if you don't have anything. If you buy other things like a inspection camera or a moisture meter this cost can easily double or triple. But the bare bones to get started would be around $1000.Insurance, which I'll get into detail about later, costs me roughly $5000 a year (truck, E&O, GL)This list isn't exhaustive, you may need other licensing or have other professional fees on top of this.What tools do I need to get started?I WONT TOUCH ON THERMAL CAMERA HERE, THIS SECTION WILL COVER EVERYTHING BUT THERMAL CAMERAS.You need all the basic hand tools. Screw drivers, measuring tapes (I like the new fancy laser distance finders), a decent knife, etc. Basically a small tool kit any do it yourself would have. You'll run into situations where you need to remove a screw to access something or want to measure something. I keep a small kit in my truck and carry the basics with me, if I need something else I go back to the truck. You'll need those tools, and a ladder tall enough to get you into an attic. I like the telescopic ladders you can buy on amazon. Also you'll need work lights and a head lamp. Attics almost never have lights in them.Aside from those, these tools would be nice to have but can be bought as you go;Temp gun: Sound stupid when you have a thermal camera, but sometimes I like to double check what my camera is seeing with a temp gun. I use a Milwaukee, but that's probably overkill, anything that will let you verify what you're seeing will work.Moisture meter: If you think you've found a roof leak, it's a good idea to check the materials around the leak with a moisture meter. I use a fairly expensive GE Prometer, but again, it's kind of overkill.Inspection camera: If you see something weird and can't get a good look at it, a inspection camera with a 10ft goose neck is the best tool to have.Envirometer. Lets you see the air temp in the room (which may be different than the surface temp of objects), humidity, most have the ability to measure airflow and even check air quality.Blower door: This $5000 bit of kit has been a game change for my, I use it to depressurize the house which really brings out all the air leaks. On top of this, it gives me hard data to show the home owner just how leaky their house is.Overall, you can't have enough tools and you can't be over prepared. At the end of every month I take a few hundred dollars and buy a tool or two I think I might need. Some collect dust, some have been game changing.That's great, but what about a camera?A thermal camera is obviously the key bit of kit you're going to need. Without getting too technical on how they work, you need to know that it is very much a case of you get what you pay for and that the tech in these cameras has advanced a lot in the last several years.Personally, I own a Testo 875i, a FLIR C3, a FLIR TG165 and a Cat S61 Smartphone with a built in thermal camera.At a bare minimum I'd recommend a Testo 875i or a FLIR E6.The FLIR units are much more user friendly than the Testo, and if you're only doing residential, I'd recommend the FLIR over the Testo. However, the Testo is a much better unit for commercial work like flat roofing or truck and trailer stuff.The C3 is the best of the "cheap" cameras, in my opinion. The TG165 is very lack luster from a professional standpoint and although I absolutely love my S61 it's more convenient than accurate. I still wouldn't recommend a C3 to someone starting a business, it's much less professional than a 875 or E6. The difference between a C3 and a E6 comes down to resolution and accuracy. You'll find the big stuff with a C3, but you wont find the small issues that add up to big problems like you will with a professional camera. Also, people have told me that the C3 doesn't look as professional, they feel like they aren't getting much value when they see you walking around with a small camera. When I unload my relatively massive 875i it looks much, much more professional.What I do, is I use my 875i and offer the C3 or the TG165 to the client so they can follow along. This keep them from huddling around me and gives things an interactive feel which people really seem to like.I don't want to swap everyone with information here, so I'll do my best to answer specific questions in the comments.Alright, so I have my gear, I know my stuff. Lets get to work!This is where people get let down,Almost no one wants just a thermal scan. If they do, it's because they have a specific problem. Without doing the math, I'd guess that 85% of my thermal imaging work is as a addon service to something else such a home inspection or energy audit. The other 15% are people who either have a abnormally high heating bill (these people generally opt for a full audit) or they have a bad draft causing a room to be cold.Anyone with any amount of do it yourself experience can tell you that your doors and windows are your biggest heat losses. If that's all you're telling people than you wont be in business long. The majority of your clients will be buying a home and 99% of the time they want the thermal imaging along with a home inspection. Most home inspectors have been offering thermal imaging along with their inspections for years, however almost none of them use the thermal imaging as a marketing tool, which they should, but don't tell them that please.You need to look for:Air leaks around windows and doorsMissing is sagging insulation in the walls and ceilingLeaks around exterior wall outletsLeaks around the rim joist between floorsleaks though things like dryer vents and HRVsPoorly insulated cantileversLeaks around bathroom fans and other exhaust ventsLeaking duct work in wall cavitiesLeaking around attic hatchesSigns of water behind drywallHot electrical wires or breakersAnd more, this isn't suppose to be an catch all list of how to do a thermal scan, there's a million things you can find offering this service. This is just a short list.But I just want to do quick thermal scans for $100.Sure, you can do that and I'm sure you'll get a few jobs. Nothings stopping you from having a small scale side hustle like this. However, as I said, in my experience most are looking for more than just a quick sweep for big issues in a otherwise tight house.Marketing, sales and pricing.Lets get down to the nitty gritty.Marketing:Facebook, Instagram and other online ads have been very hit and miss for me. And from what other inspectors are telling me it's pretty hit and miss for anything construction related. Not saying it won't work, but I've found better ways.Flyer drops. I KNOW THIS IS ILLEGAL IN THE U.S. but, I pay the neighbors kids to put flyers in all the mail boxes in my neighborhood once a year. $350 in flyers, $150 for the child labor. I use Canada post for neighborhoods outside pedal bike range but it's a little more costly.Referrals from real estate agents. Recently, I started a ad campaign (mail out and online) with a picture of a house I took with my thermal camera and a quick blurb about home buyers always asking "How expensive is it to heat this home", then a quick note about how I can come scan the home and make a nice report that you can display during open houses. This has been a huge success. I've been finding sellers before they even contact an agent. I then refer them to the firms I work with and in return they send me their clients. Seller leads are like gold to listing agents, leverage this. A pre sale inspection takes about two hours, I walk the home, take a bunch of pictures with my thermal camera, take a look the heating devices and check the appliance amp draw, check the attic and other key areas for insulation, do a blower door test and write up a quick report outline how the house stacks up vs a new home. This has been extremely popular.Word of mouth: Everyone knows this, it's king, do a good job and you get more jobs. I give people pens, hats, business card and loads of other things that they'll hopefully hang onto. If they remember you and you did a good job they'll recommend you.I don't pay much attention to the sales funnel buzz word social management stuff. I have a basic website and that's it. I get a few sales from it but I get more than enough work from referrals and mail outs.Pricing:Let me break it down, I offer:Home inspections $550Air quality testing $99 + $49 for every other floor after 2Well water testing $99 (I just started this, I feel like I have lots of room to improve how I offer this service)Thermal imaging $149+ (more or bigger houses)Radon testing (I recently dropped this service as well to reevaluate how to approach it.)Energy consulting and auditing *** Priced per jobBlow door testing Part of a energy aduit, however I have got a few requests for blower door testing on new build and I have charged $199*** My provincial government now offers low cost energy auditing to anyone in the province and rebates once the audit is done. This lead to zero sales for me, I now have a contract with the government to do these audit and I make less money per, but they're sending me 10+ jobs a week. Before this system came in I offered a service where I'd walk into a home before a reno and give advice on what could be done to reduce energy costs within the home. If your area doesn't offer this through the Government it can be a great source of income.Usually, I bunch 2-3 services together for people. My "typical" job is Home inspection + Thermal Imaging + Blower door test however the blower door test hasn't been as popular lately due to the Government offered programs. This leads to a $900 day, which isn't too bad for the amount of work put in. If I push (which I don't do much of anymore) I can do two a day, and make $1800-$2000 in about 10-12 hours. Assuming I can keep the jobs coming in of course, You could easily do 4-5 thermal scans a day if that's all you're doing.Insurance:General liability and Errors & Omissions are must haves. Don't skip over this. this first time you give someone bad advice (which will happen, we are human after all) your E&O insurance will pay for itself. Make sure you understand your E&O policy and get a good one.Issues and hurdles:If you don't know what you're talking about you're going to get yourself in trouble. If you tell someone the insulation in their walls has settled and that's causing heat loss, they then open that wall to find out the insulation is fine and what you were seeing was thermal bridging. You will get sued. They just started a expensive reno based on your advice. Likewise, if all you do is call out doors and windows, you'll never get constant work. This is enough information to give to a client.Not giving them a report. This is another huge mistake I see people make all the time. After the job you need to give them a quick report detailing the problems you found. This takes 30 minutes to an hour and I then email it to the client. This way they have something to reference when they hire a contractor to fix the issue. If you just scan and leave two things happen, one is they forget about you, and secondly they get a feeling of lost value in your service.Cheap tools is another big issue. A C3 works fine, but it doesn't look professional. A TG165 is joke and you should never own one. Spend the money on a decent camera. It'll pay for itself as long as you can market it correctly.Other jobs with your thermal camera:I wont get into it, but I also doCommercial roof inspectionsRefrigerated trailer inspectionsBridge inspectionsCommercial panel and motor inspectionsI've been called to assist a farm animal vetLook for lost safes hidden behind wallsRefrigeration system scansI once got paid to help look for heat soak issues on a 2400hp drag racing carRoad inspections for new pavementand more​TL;DR:Thermal imaging is a great new market, it has a lot to offer IF you know your stuff. Personally, I think a thermal imaging business is more of a side hustle than a full time job, to make it a full fledged business you need to stack services and get good at up selling.Get a FLIR E6 or a Testo 875.Learn, read, learn some more, understand things and then go to work. You need to know what you're talking about when you're giving advice to someone.Conclusion:I put this together over a couple days, generally, I'm pretty bad at this stuff. I have a hard time keeping my thoughts on track and I end up missing stuff, I'll do my best to answer any questions anyone has if I was too vague on things.Also, I'd like to plug one thing, /r/IRimaging is a new subreddit I made (thermalimaging was taken and dead). I'd love to have a place for people interested in this line of work to talk and share ideas and help each other learn.I hope this helped and I'm always willing to chat and answer questions.Thanks!​Edit: Thanks for the silver!

[truenorthbricks]

The LEGO® Ninjago Movie has spurred some really epic sets. From Ninjago City (click here to read my review), to the Ninjago City Docks, and Destiny’s Bounty, this theme has really gone all out on detail. The latter set, Destiny’s Bounty, is the subject of this week’s review. While I was enthralled by the design of this set when it was first announced in 2017, my original plan was not to buy it. I didn’t think it would fit well with my growing, modern city. But, the idea of this epic ship stayed at the back of my mind until finally, I gave in. I bought it in late June 2018, almost a year after its release, in conjunction with a double VIP points event at the LEGO® Store. Since then, I have built it and had time to marvel at all its brick-built glory. Is it as amazing as it looks in the pictures? Absolutely, and now we’ll take a look at why.

Destiny’s Bounty box art.

SET SUMMARY

NAME: Destiny’s Bounty SET #: 70618 THEME: The LEGO® Ninjago Movie COST: $199.99 CAD BRICK COUNT: 2295 MINIFIGURES: 7 RELEASE DATE: August 1, 2017

Destiny’s Bounty front view.

SUMMARY REVIEW: 97%

VALUE: 100% (Excellent value at $0.09 per brick.) BUILD: 99% (This ship is near perfect, with only a tiny amount of unused space.) MINIFIGURES: 89% (Excellent Minifigures, loads of accessories, but bad brick:fig.) ENTERTAINMENT: 100% (Great build time, and a childhood dream come true.)

Destiny’s Bounty rear view.

REVIEW

VALUE: 100% Destiny’s Bounty costs $199.99 in Canada. After a year on store shelves, you are able to find it on sale occasionally, the best I have seen being 20% off. I bought mine at full price from the LEGO® Store in order to get double VIP points and a beach tote. There are 2295 parts in this kit, meaning that each brick will cost you $0.09. As with most large sets, you are essentially buying bricks in bulk with this purchase. So, you are looking at a really good value (the average cost per brick that I calculated for the last LEGO® catalog I got in the mail was $0.12, while the average for all of last year’s catalogs was $0.13). I give Destiny’s Bounty a full 5/5 (100%) in this department.

The stern of the ship is adorned with ornate dragon heads.

BUILD: 99% I can’t think of anything that I don’t like about this set. Destiny’s Bounty is intricately detailed straight from the bottom of the hull, right up to the tip of the highest mast. Below decks, you have Master Wu’s sleeping quarters and a bathroom. There is a little bit of unused space at the front, behind the ladder leading to the main deck. Given the anchor assembly right above it, I can see how it would have been challenging to make that space accessible. But, if I had to nit-pick, that would be where I took off points. The rest of the below-decks area is accessible by removing portions of the main deck, in modular style.

On deck aboard Destiny’s Bounty.

Moving to the main deck, you have some potted plants (growing tea, I am assuming, since the ship is supposed to appear as a tea barge to the common folk). Entering the cabin, you find a training dojo for the Secret Ninja Force. It is loaded with weapons, floored with tatami, and even has a training dummy. There is a small observation deck behind it with a telescope. Towards the bow of the ship, there are some hidden compartments for weapons storage, and a functional anchor mechanism. The anchors are attached by chains, and can be lowered by turning the mechanism. The deck is decorated with numerous lanterns, and ornate dragon heads on the stern.

Destiny’s Bounty dojo.

A ladder beside the dojo leads up to the quarter deck, where the helmsman’s post is located, and behind it is a covered poop deck with some cartography tools. The roof here is composed of garage door elements usually seen in City theme police and fire stations. The lower edges of these elements are not fastened on Destiny’s Bounty, allowing you to roll them back and access the cabin inside. This whole segment of the ship is also built in modular fashion to sit on top of the dojo.

Quarter deck and poop deck aboard Destiny’s Bounty.

The exterior of Destiny’s Bounty just looks amazing. It employs a clever use of hinged parts to achieve some really nice curves. There are what I assume to be bumpers hanging off of the side, as well as the anchors. The sails are adorned with a dragon motif. Like I said before, there is nothing I don’t like about this set. But again, if I nit-pick, there is some unused space in the stern. I give Destiny’s Bounty 99% for build.

Side detailing on Destiny’s Bounty.

MINIFIGURES: 89% This is the only set in the Ninjago Movie theme to come with all of the ninjas in full ninja regalia. They can all be acquired in the Temple of the Ultimate, Ultimate Weapon, but without their cowls. You also get Master Wu in this set. Each Minifigure comes with a double-sided face, except for Wu. They all have front and back printed torsos, and front leg printing as well. Wu and Nya also sport cloth extensions to their robes/armor. All characters come with their signature weapons, each ninja has a two-piece cowl, and Wu has a beard and his trademark hat. Each character is nicely designed. Based on these points alone, and using my rating scale, I would give the Minifigures of Destiny’s Bounty a design score of 101/105 (96%). However, you also have loads of accessories stowed around the ship which more than make up for the missing four marks. I won’t list them all, but I count 33 extras. So, for design, I give these characters 100%.

Cole at the helm of Destiny’s Bounty.

Rear view of Cole from Destiny’s Bounty.

As with many large LEGO® sets, this one appears to come with a large number of characters on first inspection. But, when you break down the brick-to-Minifigure ratio, you are actually only looking at 328 bricks per Minifig. It is not the worst I have seen, but it is not very good either. I give Destiny’s Bounty a ratio score of 2.5/5 (50%). Averaging this with the design score gives an overall Minifigure score of 75%. I feel that is a bit of a bum rap for this set though… so if I add a point for each of the 33 accessories to the design score (I normally do this, but only up to 100%), you would get 134/105 (128%). That would average these Minifigs out at 89%.

Master Wu aboard Destiny’s Bounty.

Rear view of Master Wu from Destiny’s Bounty.

ENTERTAINMENT: 100% Destiny’s Bounty took me six hours and 32 minutes to build (392 minutes). At $199.99, each minute of build times costs $0.51. That is really good, and earns a full 5/5 (100%). As for how much I like it, I think I have already established that I love it. I will not be changing a thing about it. I am going to try to make a nice harbor for it in my city eventually, but until then, it is sitting on my shelf. My wife has even said it looks really nice there. For her to allow a LEGO® set on her nice living room shelf says something about the set (or perhaps how much she loves me…. or both…)

Front view of Nya from Destiny’s Bounty.

Rear view of Nya from Destiny’s Bounty.

Destiny’s Bounty is crazy amounts of fun. As an adult, I am in awe of it. As a kid, I would have died for a ship like this. Pirates and castles were my favorite themes. The original Ninja theme came out just as I was entering my LEGO® dark age, so I never had any, but I remember wanting them. This is like a ninja pirate ship. I can easily imagine how this ship would have fit into my LEGO® world of the time, and the intricate story lines my sister and I came up with. I had two pirate ships in my youth, but both were smaller scale ships, not the really big ones. Destiny’s Bounty is like the big ship I never had. I give this set 100% for my enjoyment of it. This means that the entertainment rating for Destiny’s Bounty is also 100%.

Front view of Lloyd from Destiny’s Bounty.

Rear view of Lloyd from Destiny’s Bounty.

OVERALL: 97%

Destiny’s Bounty is easily one of my favorite LEGO® sets. Personally, it is a childhood dream realized. Pirates is no longer and active theme, and I missed out on the original Ninjas theme. While there has been a resurgence of Pirates during my AFOL years, I didn’t collect it for budget reasons. This one was not on my buy-list either, but I can make a stretch and still include it in my city. Ninjago City does have a more traditional lower level, after all. You are also getting a great value in terms of the cost per brick, as well as the build time. You can collect the ninjas in other sets, but here you get them all in one shot, and they are nice. There are tons of accessories too. This set is fun for adults and kids alike.

What are your thoughts about Destiny’s Bounty? I would love to hear them in the comments below. Until next time,

-Tom

Zane atop a mast on Destiny’s Bounty.

Training in the dojo aboard Destiny’s Bounty.

Bedroom below decks on Destiny’s Bounty.

Bathroom below decks aboard Destiny’s Bounty.

Front view of Jay from Destiny’s Bounty.

Rear view of Jay from Destiny’s Bounty.

Front view of Zane from Destiny’s Bounty.

Rear view of Zane from Destiny’s Bounty.

Front view of Kai from Destiny’s Bounty atop the poop deck roof.

Rear view of Kai from Destiny’s Bounty atop the poop deck roof.

Review – Destiny’s Bounty [70618] The LEGO® Ninjago Movie has spurred some really epic sets. From Ninjago City (click here…

[love-transparentstudentarca-blog]

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What do we need to do to get our own health insurance and how much is insurance usually?

Does the color of your car effect your insurance rate? is it a myth or true??

I want to buy a car but i've heard so many diff. myths about the color effecting your insurance rate. Just wondering...

Car Insurance what companies have the cheapest rates?

Please help me! What Insurance companies have the cheapest insurance. ( male )

Can i get car insurance at an affordable rate after declaring bankruptcy?

Can i get car insurance at an affordable rate after declaring bankruptcy?

Question about car insurance? (Progressive)?

So I am 19 and currently on my parents car insurance plan still. When I moved out the first time they put a hold on my car insurance because I didn't feel the need to have a car while living downtown. I moved back in with my parents for a few months to look for a new place and I got back on the insurance and now I am about to move out again permanently back to the city but this time I want to take my car with me. I will be changing my primary address and getting a new drivers license for that state (My family is in Indiana and I am moving back to Chicago). I will be going to school full time in that state as well as living there so my question is... does anyone know if I can stay on my parents car insurance if I am no longer living in their home/state?

How do we work with insurance companies in California?

We are a Southern California Drywall Company and would like to work with insurance companies. How do we get started?

Urgent legal advice for car insurance compensation?

Hi! All I had small car accident with a taxi on the Sydney Harbour Bridge 4 month ago. I admited the fault and made a claim to my car insurance company. but they have delayed compensation to the taxi company over 5month. but I didn`t know how it was going on their dealing.. Finally, I have got a letter which is about under managemnt by our local court about our attachment of property and fine. Because the taxi company want get competsation from me. I already pay the payment for that claim and my insurance company agreed to pay the compensaton for. what should I do for my situation. please give me legal advice. Thank you.""

Motorbike Insurance 600cc ~ 1000cc?

Iam 24 years old ( will do the bike test later this year ) I would just like a rough figure on what would it cost the insurance for these bikes. CB 600 hornet HONDA CBR 1000 KAWASAKI Z1000 KAWASAKI ER 650 YAMAHA R1 YAMAHA R6 Iam asking because iam abroad and i cant do the quotes else i would not loose time asking If someone could be kind enough to help out just with a near figure iwould gladly apreciate the help.

Question about car insurance?

okay so i was recently in an car accident and my car was a total loss. The accident is not my fault. I received my settlement check for my vehicle after paying my deductible for my insurance company. 2 months later now I received another check from the other insurance company at fault with an attached form stating that the check is for repairing the damages on my vehicle. Is this check safe for me to cash out? Not complaining of getting extra money, but Im just curious why would i get another check when i already got a whole settlement check from my insurance company. Shouldnt the other insurance be paying my insurance company instead? any help would be great.""

""I need to find how much insurance would cost on a dodge charger, tune-up, tires etc including coupons?

what site should i go to..?

florida insurance code 989

florida insurance code 989

""How much, on average, would it cost to get a Thyroid Function Test? (No insurance) Info on Hypothyroidism?""

I was told that I might have Hypothyroidism because of my constant low blood pressure & low body temp. I was reading the symptoms and seem to have the following. Poor muscle tone (muscle hypotonia) Fatigue Cold intolerance, increased sensitivity to cold Depression Constipation Muscle cramps and joint pain Arthritis Thin, brittle fingernails Brittle hair Paleness Dry, itchy skin Weight gain Thinning of the outer third of the eyebrows Low basal body temperature Impaired memory Impaired cognitive function (brain fog) and inattentiveness <-all the time now Migraine headache Sluggish reflexes Anxiety/panic attacks <All the time now Increased need for sleep <All the time now Irritability and mood instability <All the time now Decreased sense of taste and smell Depression (Had <that for years and years now) Could it be the depression & Borderline Personality Disorder causing this or thyroid problems causing the Mental issues? Thanks for any info!""

""If Obamacare is so bad, why is reducing health insurance premiums by 50%?""

New York state residents will be able to get health insurance next year on the Obamacare exchange for half the average price available in the state today. http://money.cnn.com/2013/07/17/news/economy/obamacare-health-insurance-new-york/index.html Contrary to prior claims by conservatives, Obamacare lowers health insurance premiums in California http://www.washingtonpost.com/blogs/wonkblog/wp/2013/05/24/wonkbook-some-very-good-news-for-obamacare/ In fact, in the 9 states that published their 2014 rates, EVERY benchmark plan came in cheaper under Obamacare. http://thehill.com/blogs/healthwatch/health-reform-implementation/306515-obamacare-premiums-lower-than-expected#ixzz2ZQPqwUMT""

What is an average price for mobile home insurance in california ...los angeles?

12 ft. by 50 ft. 0r 20 ft. by 48 ft. and the year matters too if 1970s...1980s...1990s... ? and my age is 50

How much should a teen pay for car insurance (10 pts in 24 hrs!)?

I'm 17 years old, female and will be driving a 2011 Hyundai Sonata. I live in New Jersey and I'm wondering how much it will cost. When I looked for quotes online it said 450 a month. Will this be accurate? I passed my permit test with a 82. Can anyone give me numbers and not 50-500 stuff? And i need to know ASAP Will be picking best answer by the end of today!! thank you. or atleast answer: how much did you pay at 17 info and stuff. Thanks!""

Car insurance and the meaning to it.?

how does exactly car insurance work, when people say are you on his/her policy, premium insurance and so on... i am new to cars in a perspective point i am a new learner towards driving and i want to start learning what these words mean and what they do. if you could analysis the word CAR INSURANCE any specific site where i could learn these words from top to bottom of the meaning car insurance. thank you""

Is there an individual health insurance plan that has bariatric coverage? ?

I need to find insurance that has the following: 1. Bariatric Coverage 2. Out of Network Coverage 3. 60-100% Out of Network Coverage per day Does anyone out there know of one that has all of these features?

Should we switch from Geico to Farmers Insurance?

We moved cross country and a local Farmers insurance agent is perstering us to get our business... she is actually a nice person. The deal we would get here would be cheaper than with Geico, but I had a bad experience with Farmers a long time ago (They were great until I had an accident, then they slapped me with a huge increase in premium. It wasn't even entirely my fault. anybody had good experiences with Farmers Insurance or should I just stay away from them?""

What Insurance company automatically covers anyone who drives your car? What is a cheap insurance company?

I'm tryin 2 get insurance for the 04 stratus that i'm buying, but my rates are high because i'm 18. I heard about an insurance who covers anyone who drives your car, like that i coul mak my dad take it then i'd be able 2 drive it. If you know a cheap company for people my age i'd appreciate it. The company dosnt have to be popular.""

Which car's owner will pay more for car insurance?

Car insurance costs more for cars that can accelerate faster than 10 mph per second. Which car's owner will pay more for car insurance? A. A car that accelerates from 0 to 50 mph in 4.5 seconds. B. A car that accelerates from 0 to 40 mph in 5 seconds. C. A car that accelerates from 0 to 70 mph in 9 seconds. D. A car that accelerates from 0 to 70 mph in 8.5 seconds.

Pittsburgh car (auto) insurance?

Where can I get auto insurance in Pittsburgh? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.

How can I find a cheap but good dental insurance?

I need braces so I want orthodontics to be included. I am considering family insurance since it usually isn't much more.

How can I see a doctor without insurance?

I really can't afford to go lately and don't see any foreseeable future in which I could afford it. My job doesn't offer insurance. and I really think I ought to speak with a Dr. about dual diagnosis issues

Should High School Dropouts & Others w/o Insurance be forced to Join the Military ...?

... and to serve their country in exchange for taxpayers taking care of them? Hasn't America forced a lot of citizens to join the military (with good results) over the past 230 ...show more

How much is a sr22 with car insurance for a first offense dui?

Don't bother answering if your just going to tell or give me websites to get a quote on. I want to know if anyone else has had to get a sr22 for first offense dui and how much it cost them or an estimation.

How much is my health/car insurance going to be?

i am a 18 year old girl in california. ive never gotten a ticket or pulled over and i drive a 2010 ford fusion se(4 cyllinder) with all the safety features it offers. i dont think i have bad credit because all i have is a debit card that is attached to my parents accounts and they deposit money in it when i need it. so if i try to go over my limit it doesnt let me. we have triple a insurance and our bank is wells fargo. i dont know if having a job changes the price but ive had 2 other jobs and am currently employed in a new one. ive never been fired only laid off once because i was a seasonal worker and i quit another for not enough hours. all 3 jobs are retail jobs not making more than 9 dollars an hour. also i am a full time student with 12 units in a community college. My parents have basically perfect credit, both of them. does anyone know how much it will be for both health and car insurance if i start paying?""

How many people committed life insurance fraud on 911?

How many people committed life insurance fraud on 911?

How long does a dui on your record affect your car insurance?

ex. I got a dui almost 5 years ago, will an insurance company look at my record from the past 5 years or longer? How many years from your dui do they hold it against you?""

What does it take to commit a minor and how do you afford it if you don't have health insurance?

My uncle and aunt are struggling with my 16 year old cousin who suffers from anorexia and she will go up to 3 weeks without eating anything. I am not kidding she only drinks water and then she will slowly puree some fruit into her water again for about a week or two before she binges for a few days and then goes back to this cycle of starvation. She looks pale and has no energy. Her eyes are sunken in and she hides in her room. My aunt and uncle are immigrants and they don't speak english that well. They don't have a lot of money or health insurance and I have no idea what to do but they are asking me to help! I've never dealt with this type of situation before and I'm just thinking they should call an ambulance and maybe they'll commit her to some state institution? I've been googling this and I come across all kinds of conflicting information. How can she get help in the state of California and is there any way if they are not insured to pay for her treatment? Is there any state aid related to extreme cases of anorexia?

New York Life Insurance question..?

My grandma purchased new york life insurance whenever I was young - once i turned 16 years old I took over and paid the amount. I am now 20 years old and the insurance policy agreement was only for 20 years. I am now not interested in keeping the new york life insurance. What happens if I do not agree to a new policy.. Where does my money go.. Can I get any of my money that I paid into it for 20 years?

Am I already covered under my parents car insurance?

I just bought a car and my parents said they would take care of the insurance so they put my car under there names when I explained I needed to be under it my mom said its too expensive and it fine as long as u have insurance she's wrong right?

Can I remove 17 yr old off my insurance policy if not driving my car at all?

Long story short (hopefully)...My 17 yr old step-son got his license just after his b-day last yr and my husband stupidly bought him an undeserved car (we have had nonstop issues with him for over 2 yrs with his disrespectful and insulting/criticizing attitude, refusing to follow house rules, his very poor, negative and selfish behavior on top of his constant lies and his drug and alcohol use and continues to bring it around my 4 yr old son). Needless to say after receiving 4 tickets under 6 months for either having too many kids in car or driving past allowed hours to be driving because he refuses to follow our rules or the law and feel they do not apply to him. He completely trashed the car, it reeked of cigarettes and pot, we found empty beer cans and other cans used to smoke his pot. We took the car away and cleaned it the best we could and after a few months of him still continuing his behavior and habits we sold the car. He bullies his mom and sister (always has) and took his moms keys and her car from her and will not return it. I know we are legally responsible for him until he turns 18 which isn't too much longer BUT he is getting worse with everything, my husband has given up on him and just lets him come and go as he pleases and do what he wants (he claims he will kick him out on his bday but no one believes him b/c of many past threats not followed through and his kids know it so they continue to play him), I'm told to stay out of it because he isn't my son yet he is still on MY insurance and driving his mom's car while drinking and smoking pot and continuing not to follow the law with his restrictions either. I can't wait for this ungrateful punk to be out of my house. He constantly badmouths all of us with lies to everyone and blames us when things don't go his way. He has always been extremely lazy and does not want to work, he keeps forcing his mom to give him money which she does b/c she claims she is afraid of him, he has NEVER helped with anything around the house, he has already been in trouble a few times with the police as young as 12 when he wouldn't follow skateboarding rules. This kid needs a major attitude adjustment and a kick in the *** but no one will do it and I'm not allowed to say anything to him about anything but I'm so sick and tired of having to keep my mouth shut and watch everything he says and does to his family yet I am to provide insurance for this a@%hole. He's not supposed to be driving anyone's car but he took his mom's and won't give it back to her, he lives with us even though he is NEVER here (DYFS took the kids away from their mom about 4 yrs ago and placed them with us immediately) (oh, the issues have been going on a lot longer than these 4 yrs but not to this degree). By the time we file and the court allowed for emancipation he will be 18 so that is no use. He HAS to live with us until then but I don't want my insurance going up anymore than it has and want him off of it. He refuses to hand over his license too. I am at my wits end with this kid and don't know what else to do. Does anyone have any ideas on any loopholes on how to get him off my insurance? If we force him to stay here he gets violent toward everyone, constantly picks fights with all of us, storms around the house cursing and complaining, slamming everything, purposely makes messes and leaves it until he gets his way and I definitely do not want that behavior around my son. My husband has told him he is no longer a part of our family and it doesn't faze him at all and he just does not care about anyone but himself. Please no criticizing me. I have been his step-mom for almost 10 yrs now and have never been allowed to discipline my husband's kids at all and always told to not get involved in anything b/c they are not my kids yet they both walk all over their dad (and their mom), are spoiled rotten, no responsibilities or chores at all and never any consequences when they do something wrong. For those of you who actually read all of this thank you. Yes, I am venting but really need it and this still is not the whole story but it's too much to go into.""

Do I need to pay insurance if I get my G1 license?

btw im 16...living in Ontario

""What can i do? i am a 20yr old male, living in southern california with no job or insurance?""

i went to the hospital a couple days ago for chest pain, ended up being fine. i got the bill today for 15,000 dollars. like i said i have no insurance or job and currently living with a friend. i do side jobs to pay a little rent and for food. do i qualify for medi cal or CSM? i move from friend to friends house. parents live back in Illinois i have only a brother that lives out here. is their anything i can do to get this bill to go away? i also have no car or own anything of significant value.. no bank accounts.""

What car insurance is cheap for young people?

What car insurance is cheap for young people?

Insurance complaint?

i just insured my car and my previous insurer will not send me my no claims forms for me to show to my new insurance company which is resulting in my insurance going up 500 is there any where i can complain

florida insurance code 989

florida insurance code 989

How much would car insurance be for me?

I'm an 18 year old I'm male. I recently dropped out of high school and I have a 2005 Toyota matrix I live in colorado How much would full coverage be for me on average a month?

Is there some type of dental insurance that is affordable??

I am 38 y/o male who needs to finally look into some dental insurance that is affordable/ I have some teeth that needs to be fix ASAP thanks for your Help Bri

Can my daughter be on my mom's car insurance even if they don't live together?

Hi, my name is Kathy, I'm 19 year old female and want to buy a car but car insurance is just expensive. I want to be put on my grandmothers car insurance but we don't live in the same city. Do you think it would be possible for me to get on there! Thanks for your answers...""

Insurance question (=?

Do people in the UK lie about their age to get a low premium on their car insurance? have you lied or know someone who have? I know a lot of people who said they lie about their age (19 say say're older) and get a lower insurance price, is that possible? PS - quotes for young people are utterly ludicrious due to daft drivers, yeah, but still, roundabout 3000 if below 21 for lads. Cheers for any answers.""

The minimum amount your auto insurance must cover per accident is:?

In California is? A. $15,000; 30,000; 5,000 B. $10,000; $25,000; $5,000 C. $20,000; $25,000; $15,000 D. $5,000; $15,000; $10,000 Thanks!""

What is the actual meaning of Insurance?

A explaination of Insurance?

Is insurance must for Two Wheelers?

I have a four years old Honda Unicorn. Till now I have insurance for my bike. Now if I do not renew the insurance, what are expected problems ? Legally am I bound to have some insurance ?""

What would my annual insurance be on a 2007 Honda Cbr 125?

I just turned 16, recieved my M1, Got a bike (125 cbr), going for my M2 in acouple days. Havent placed insurance on the bike yet. Im wondering what my annual cost will be with low coverage ect (lowest possible)""

Question about my 18 year old and insurance

I have an 18 year old who takes ADHD medication which without insurance costs well over $300 a month. She is not interested in going to college at this point so I'm not sure how much longer I can keep her on my insurance plan. Assuming it takes her awhile to find a job with good insurance does anyone have any suggestions on how to make her medical needs affordable for her?

Best Place to get a Car Insurance Comparison Free Online?

What sites are best for car insurance comparison? I am trying to find a site that has the widest range of quotes and policies so I can pick insurance cover that is right for me, the plan I have that's due to expire soon is terrible and I feel really ripped off. It's just proving really hard to find something affordable and with good quality cover. Has anyone tried a car insurance comparison site that offers quotes from more than just the usual four or five insurance providers?""

My car insurance in RI?

I have car insurance in Rhode Island and my son lives with me. When I went to lower my coverage I found that my son had been included in the policy as a driver. I do not let him drive my car at all and they said that since he is licensed and living with me he is automatically included in the policy. This sounded to me as so much hogwash and I hope that someone can fill me in on this weird rule.

Does vehicle modifications raise insurance?

Things like new Wheels, body kits, engine swaps and etc. Would modifications raise insurance?""

For a 17 year old - how much does a car cost to run each month?

when i pass my test, i don't know whether to a actually buy a car. i'm 17 and if i bought a car, how much would it roughly cost to run including the insurance, maintenance, mot, and everything except for the petrol/diesel. the only problem is, i don't think i actually need the car as i'm at college with a bus pass, but in the summer i want to drive lots of places with friends like go camping etc with a car. i was interesested in renting one as it seems ideal for my wants, but you need to be like 22 to rent. is this true? to anyone who is driving at 17 in the uk - is it worth it or is it too expensive?""

How do i obtain individual short term disability insurance?

I got an offer from a small firm but they do not offer short term disability insurance. I want to have one just incase I get pregnant and need to take a maternity leave so I get paid during the maternity leave. I've called few insurance companies and they dont do individual short term disability insurance? What's my best option? Any ideas? Thanks

5 Day Hold On Insurance Claim Check?

I got my insurance claim check from the USPS [Postal Service] & I Signed The Check Over To My Friend For i Could Use Her Credit Card She Went Into Our Credit Union And They Told Her It Would Be On A 5 Day Hold Which Made no Sense Since All The Security Features On The Checks Are Easy To Verify By Looking At It...Is There A Reason They Put A hold On It?

Does anyone know how much a ticket for no insurance cost in the state of Georgia?

Does anyone know how much a ticket for no insurance cost in the state of Georgia?

Sooooo how much would a 16 year old car cost for car insurance on a 2008 BMW 750i??? (on his dad's plan :D)?

In new york (brooklyn). Thanks!

Minor accident no insurance ?

I got in a minor accident I'm 17 my dad has insurance but I'm not under that insurance the cop showed up and just told me I had court there was no injuries what am I facing ? My car got chipped the other car was only paint scratches

How much less will my car insurance be when I turn 25?

I know you're considered in a lower-risk age bracket so your car insurance will be less but how do insurance companies calculate this reduction?

""Axa car insurance, am I insured?""

I have my toyota avensis 4 door saloon car insured through my broker with Axa. The insurance certificate i have received says 5 door hatchback. I have rang my broker and have been told Axa do not recognise an avensis D4D vermont as being a 4 door saloon. I know what car i have, now i wonder am i really insured, if the insurance policy and the tax book dont match.""

How can I see a doctor without insurance?

Hi I'm 18 years old and I have no insurance and no job..I'm really sick my back feels like its on fire and my testicles has been shrinking I also feel like theres bumps on my right testicles..I've also lost 10 pounds in a month due to my sickness I really want to go to the doctors but I can't afford it....also I live in Colorado Springs..

Help with car tax and short term car insurance?

Hi I have a nissan micra which myself and partner are insured on and I intend to sell. I have bought a peguot but the problem is that it needs taxing and to get tax I need to insure it and this is when it gets complicated - The peugot is in Brighton in my parents garage and they plan to drive it upto me in Liverpool. The question is what do I do about the tax and insurance for it as I dont want to cancel or transfer my current insurance on my micra as I need the car until my new one arrives, my dad will also need to be insured to drive it up. PLEASE HELP VERY CONFUSED""

Finding the cheapest health insurance to waive school health insurance?

Hello, My college requires that each and every student have health insurance or else they will put you on the school's health insurance - which costs $500 a semester. I've been trying to find an insurance company/plan that meet the requirements to waiver the school's health insurance. Does anyone know a cheap health insurance company/plan in Colorado that meets these requirements? 1. Outside plan must have an annual deductible of $1,500 or less (if it's a family plan, members must have an individual deductible of $1,500 or less). 2. Outside plan must be a Comprehensive Health Insurance Plan that covers medical care for both Injury and Illness, including outpatient AND inpatient medical services. (Non-Comprehensive policies such as Injury, Diagnosis, Cancer, Hospitalization or Catastrophic only plans DO NOT COMPLY). 3. Outside plan must have Mental Health Care Coverage that includes both inpatient and outpatient benefits that have the following minimum levels: Inpatient -- coverage of at least $10,000 or 45 days, Outpatient -- coverage of at least $1,000 or 20 visits.""

Can you give me any car recommendations?

ok im a 16 year old boy turning 17 next month and my parents are buying me a car.they said that there are some requirements of their own 1.the oldest it could be is a 2005 model(i don't know why) and it needs to be with in our price range which is $10,000 to $20,000.i don't have many requirements just that it needs to have something where i can connect my ipod and phone to the car to play music or make a call and i don't want a honda or toyota because everyone has one of those in my area and at school(sorry if it sounds bratty but it kinda feels weird to me to have a car that most people have in my area). so what are some nice cars in our price range that would be a good first car.also my parents said the insurance cost doesn't matter.""

I totaled my 2010 Mazda 3i how much should I expected from insurance?

I was just squished between two pickup trucks with the driver behind me at fault and having a suspended license. The body shop said the total damage is $13,700 and the insurance company just labelled it a total loss. My car is just over a year old with about 55,000km on it with no prier damage on it. How much should I expect to get back as I am financing the car and cant afford to keep paying if they don't pay it out. ( Canada, Ontario, Ottawa)""

florida insurance code 989

florida insurance code 989

https://www.linkedin.com/pulse/single-premium-life-insurance-quotes-riley-schultz/"

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washington unemployment insurance claim

"washington unemployment insurance claim

washington unemployment insurance claim

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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""What are some large health insurance companies, I am 23 and need to buy health insurance for the 1st time?""

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Do beneficiaries have to pay taxes on life insurance policies?

Do beneficiaries have to pay taxes on life insurance policies?

I need to know where i stand with insurance?

basically a guy drove into the side of me and my car is in the garage awaiting assessment to see if its to be written off or fixed. of course the insurance wants whatever is cheapest and its looking like it would be cheaper to write it off. if this happens can i 1. offer to pay more on my excess to get it fixed? 2. get the car picked up and pay for it all myself to get fixed at my own mechanics? its not that the car isn't fixable its just that the insurance is looking at the cheapest option, which looks like writing it off, because my excess is so high, but if they do this i will never be able to afford the insurance, so would rather keep this policy and fix it, anyway is this possible and can anyone find a loophole?""

What car insurance is cheapest?

im enlisted in the marines right now and i haven't shipped out to boot camp yet, i will be 18 years old and planning on getting a used jeep wrangler after boot camp, i just want to know which car insurance will bee the cheapest for it, thanks!""

What do the insurance companies(in Maryland) consider a sports car?

I'm looking into getting a 1997-2001 Mitsubishi eclipse or a 1997-2004 Toyota celica. I've talked to different people around here and some say they consider them sports cars and others r saying that they r family cars because they have 4 seats and you can put people in the back. So I'm thinking that cars like Nissan 350z's and corvettes are sports car to them. Pls help me! I don't want to pay the insurance of a sports car. Is there a way I could get around it if they are considered sports cars.

Car insurance...........?

Right.. my mom already has a car and is the named driver of it. I have got a ford ka and have been looking on insurance company's and it is cheaper for my mom to be the named driver of my car but for me to go on the insurance.. Can my mom own to cars or is this not possible UK only please.

Auto insurance without driver license?

Does anyone know of any insurance company operating in TEXAS that provides minimum liability insurance to drivers without a driver license? This includes a driver license from any US state, territory or other country. Before I get the ignorant answers about how no company does this, I know that some have and still may, and I know the rates would be very high.""

What car to get for my first that will be low on insurance?

How much for the car and insurance it will cost me ?

I got a court date for not having a car insurance and I was cought in a parking lot?

Hi guys well I was cought by a cop cause my temp pleate was expired and did not have an insurance and I got these two ticket in a mall parking lot here is how the police saw me ( my car was parked in a parking near the minestry office from the past 2 weeks and I just went to start the car so the battery don't run out of charge, and just on the other side of this parking lot there was a coffe shop on the other side of the road which is a mall aria but to get there I had to cross a main road which Im guessing is a 50 meters crossing, so ofcorse the officer saw me on the main road and I turned in the parking lot and he stoped me there) so any one there can help me out how to get out of this mess I have asked some lawers they told me they can help me out but the fees they are charging is realy big please help""

My first car notes and insurance?

i'm 16 and plan on getting A JOB BY MAY 2008. I wanna buy a USED CAR at least a 1997 model -2000 model. Do you think I can afford the car note? Could i possibly get on my mom's insurance plan to make it cheaper for my car to be insured or am I just putting myself up for a future of bad credit??????

""I am 26 and currently a student and i dont have a job,i was looking for an affordable health insurance.?""

I am 26 and currently a student and i dont have a job,i was looking for an affordable health insurance.?""

washington unemployment insurance claim

washington unemployment insurance claim

Car insurance help needed ASAP thanks.?

Ok. My father has his own jeep insured in his own name.He has owned the jeep since 2005 and he still has it this day.He has a 9 year no claims bonus on it.He is insured with FBD insurance.His insurance is commercial. Now I have my own car which was only bought recently but I put my car in my fathers name.Now the reason been is because im trying to get my insurance cheaper.Now I dont want any comments saying that its insurance fraud because every one is broke now and trying to get things cheaper just like myself here.Now what I was thinking if I were to go with a differant car insurance company than his and if he were to go as main driver and me as named could he say that he uses the jeep for commercial use and the car for private use? If that works can he put his 9 year no claims bonus on my car which is in his name so ill just say he owns it for now one.So can he put his 9 year no claims bonus on my car aswel as his own jeep aswel.Because if that worked I would get mine really cheap?So if that would work,I know that if i were in an accident his no claims bonus would be gone but my father trusts me to be a carefull driver. I only want proper answers to my question and thanks very much for the help and it will be much appreciated for it.I live in Ireland aswel ok....Thanks very much.""

Where can I get temporary van insurance?

I'm looking for temporary van insurance for my van as I want to drive it to Spain for a few days but don't use it enough to warrent paying for a year's insurance. I would also need european breakdown cover, so if someone could help with that as well, I would be very grateful.""

16 year old insurance on Bike (CBT) UK?

Heres the thing, i can afford a bike and ive been considering an Aprilia RX 50 Or a Suzuki TS 50, but the insurance is through the roof in price, my average quote fire and theft is 450 ish any ideas who to go with in respects of insurance companies ? thanks live in the (UK)""

Have I been ripped off? Car insurance?

Need a bit of help! I recently turned 18 and passed my driving test I drive a c1 and I paid 3060 for my car insurance this is with a black box fitted! I don't know if this is bad or good?? Considering I am being monitored?? Please help

""I was informed that my surgery will not be covered by my insurance, and so what can I do?

Is there an additional insurance I can buy immediately or a California option to get me through this?

Should I keep my car insurance?

ok I will be attending college away from home in august which is when my current policy expires, When I go I will NOT be able to take my car with me at all, therefore would it be worth my while to maintain my current car insurance which is costing $167 a month, when I will have very little money to my name(I will have a job just have a lot of things i have to pay for myself), I know that when i start it again ill have to pay a slightly higher price than i would if i had kept it but will it be more than what i am saving? sorry if this is confusing im not very good with asking questions.""

Where can I find a list of insurance rates by make/model?

I am looking to buy a used car, but I want to make sure that the insurance isn't sky high. I do not know what kind of car I want right now so I do not have any information to enter in a car insurance search. Where can I find a list of cars that typically have the lowest insurance rates?""

Will getting a CA medical marijuana card affect my health insurance coverage?

I was considering getting a medical marijuana card here in California for my insomnia but I was wondering if it'll go on my medical record that I use cannabis and therefore make my health insurance more expensive. Will my doctor be able to see that Im a medical marijuana user?

Around how much is it for insurance for a 16 yr old male in MO?

im 16 now and i was wondering what is a good estimate for how much insurance is for me and yes i know the car and provider affects the amount.

Car insurance for teen help?

So am buying a car and my parents don't have a driver license But i Do But i am only 17 which makes the insurance a lot . So my moms friend said he would put me under his insurance but he isn't Driving but he has a valid new your license . So is there a way for me to be under his insurance with the title of the car in my name ? or does it have to be in his name does he add me to the policy as a Additional driver & The car Or just me alone and not the car ? what would happen if i get pulled over and the title is in his name ?

Auto Insurance in Illinois?

I have my 18 year old daughter covered under my auto insurance policy. She is covered on her own car and mine as well. My question is, if she happens to get into an accident while driving her car, can the other person try and sue me since the policy is in my name? Also, if she lets someone else drive her car who has no insurance and they get into a wreck, can I be sued? She owns her own car and the title is in her name alone. We live in IL""

Car Insurance for a 20 year old in new york?

Okay so heres the deal. Im currently working full time and attending school part time in new york. To make life easier, i've decided to purchase a car. But the thing that bothers me the most is the car insurance. I know I'm going to have to pay alot even for only liability. The question is would it be cheaper ( insurance wise) to buy a used car or a brand new car? I'm not trying to get a sports car, just something to drive around and make life easier. Either way I'm going to finance it if it makes a difference. I've had my license for a year now with no previous insurance records. By the way, my dad lives in another state. Is there any way he can buy the car for me and have it insured?""

I need non-owner car insurance?

Does anybody know what insurance companies offer this thanks.

Estimate my traffic ticket cost please? California?

Got pulled over for going 65 in a 45 and on top of that I did not have my insurance card on me, but I do have insurance. Can I bring proof of insurance to the court to bring down the fee? Or am I for sure going to have to pay? Also what is the estimated fee for the tickets in total? I am in LA county.""

What would health care cost if NOBODY had insurance?

I was reading about how doctors are now rating insurance companies, and one figure that stuck in my head was $210 BILLION wasted anually on excessive administrative costs. Not administration, UNNECESSARY administration. They want to cut out red tape, well, why not cut out insurance altogether? What would health care cost if NOBODY had insurance, and had to pay for everything out of pocket? I suspect that patients would start paying a lot more attention to their bills, doctors would have to start competing, and costs would plummet. Shoot, there'd be at least $210 billion a year more available! There's mention of one doctor who accepts a flat yearly rate, and doesn't accept insurance. Would this really be such a terrible way to do things? Letting doctors and patients decide what's fair, instead of insurance companies and the government? We could let people buy catastrophic insurance, but not general health funds like we have now. Could it work?""

What Insurance Companies Will Insure Me?

I Got A Citroen Saxo VTR 1.6i Just passed my test today and was wondering who would insure me i got 1 quote but i had to be 18 UK insurance companies please Im 17 and 9months

How do I find out how much the insurance settlement check was?

I was in an auto accident and had head injuries. When the insurance company settled, I did not see the settlement check. My lawyer wrote personal 2 checks to me totaling what he said to be the policy limit. I never saw anything that showed what the policy limit was and I feel like he has done something very underhanded. This same lawyer sent me to a doctor for a test and charged me 6,500.00 for an EMG. After I received the bill I went to the doctors office to find out why it was so high but the office was no longer there. My lawyer said that the doctor died in an auto accident I recently found out he is working in another location now. How do I find out what the insurance settlement check was?""

I need a cheap car insurance?

car insurance

A question about gender and insurance?

I know guys pay more for car insurance, but on average how much more a year? and according to this... http://shine.yahoo.com/channel/health/did-you-know-women-pay-more-for-health-insurance-302611/ women pay more for health insurance?...but does anyone know why or how much more?""

I'm wondering how much other 24 ish year olds pay on car insurance?

I've been riding a bike for years... by motorbike insurance is now 150 a year, I just put what i thought was a normal car into a qoute and it was 130 a month... Is that high? Any idea what might be the biggest effect on that? So answers: I'd like to know what people pay on things + any advice on types of car or things to do to get it down.""

Health Insurance for 18 going to 19 year old?

My boyfriend is currently 18 years old. In January he will turn 19. He has no health insurance.We live in Texas. He's currently working/has his own income but still lives in his grandma's home. He started working making roughly about 250-300 every week, this has however only been for half the year before he was only making minimum wage. Should he get insurance from where he works? Or can he qualify for Medicaid or something of that sort? How does insurance work when you move out also?? Who qualifies for Medicaid? How? We're honestly clueless about all this, and no one has given us information. I've tried doing online research but it's all confusing.. I was hoping someone would help me out. Anything will help. Thank you.""

How much would my insurance cost with 5 point on ds?

How much would my insurance cost with 5 point on ds?

How to get health insurance for children.?

I'm trying to find info on getting insurance for a child. Does anyone know how a father that is ordered to provide the health care for his child but does not have custody can apply for programs like CHIPS. No insurance is offered through his job and I'm not sure what programs he can apply for since the child does not live with him. We are in Texas. Any info would help. Btw the mother cant qualify because of the new husbands income.

Need help with insurance!! getting ready to buy a car?

need some help with estimated insurance costs for a 16 year old with a 2002 pontiac firebird. i'll have farmers insurance and i will have the discounts for having a 3.0 gpa and another discount for taking their test. Please help estimations help

Best Insurance for Speeding Tickets?

I will be getting married in a month and need to get new car insurance. What insurance companies offer the best rates for people with speeding tickets? I have 2 speeding tickets, and my fiance has 2 accidents on record... any suggestions of the best places to start looking?""

washington unemployment insurance claim

washington unemployment insurance claim

Can anyone explain life insurance to me?

Can you insure the whole family? As if, if any of them passes away the rest get the money?""

SR-22 insurance for a 2002 VW Jetta?

I'm at around $150 a month right now for my 1993 Mitsubishi Galant, which seems a little rediculous to me, I may be switching companies. Any idea how much more it would cost?""

California car insurance - any tips on what online carrier gives the best rates?

Ive been looking for ages for someone in my state to give me a good rate on a policy. Im not a high risk candidate and im in my forties.

How much would insurance be for a 17 year old with an suv?

I am 17 years old and wanting a 98 Ford Explorer, but I would like to know how much the insurance would cost!""

Can I own a car and have someone else insure it?

Ok I'm 19 and currently own my own car and the pink slip is under my name but I know if I get insurance right now it will be high so I was wondering if my dad can insure it while I drive it under my name. I live in California and my dad has State Farm. Thank you.

Can I cancel the car insurance my auto loan company has issued (due to having no car insurance)

Can I cancel the car insurance they've issued and show proof that we've purchased car insurance from another? Thanks!!

Insurance for garage?

I rent a flat with garage where I store my sports equipment-kanoe,angling equipment,car roof box and bars,bikes,tools etc. Do you know any insurance company? Thank you.""

Why am i being forced to buy health insurance?

I don't understand it i am 20 years old am going to be starting my life out with my girlfriend, i am desperately trying to get a job and my girlfriend works at mcdee's and now i find out that i am forced to have health insurance? i can't afford that! even if it is affordable i struggle to buy a pop at the gas station let alone health insurance""

How much does Car Insurance for a teenager cost?

How much is car insurance for a 15 ( starting drivers ed) year old girl if you are only a part time driver, like if you dont own a car you just use your parent' car in Illinois? Like how much is added on to your parents insurance bill? and how much does it cost if you have your own car?""

I was in a car accident so i been off work how will the insurance pay me?

I been off work due.to my accident my insurance said ill get paid after 14 days due since I'm not able to work

No insurance and pregnant?

Help!! I had a baby in january of 2011. Now i think i might be pregnant again but i have NO health insurance. California will not be serving adult medi-cal as of december 1st 2011 i dont know what to do. is there any insurance comapnys that offer discount maternity coverage or very cheap plans that dont have $2,000 deductables?? this is a serious question so please serious answers""

Cheapest auto insurance?

Cheapest auto insurance?

""Is it normal for car insurance to cost more than the previous year, even though I made no claims?""

My insurance is coming to an end soon, I last paid 689 for car insurance and was going to consider staying with the same company and let them renew my insurance automatically but then they said that this year it would cost me 978. Isn't car insurance supposed to reduce a little each year? I know prices can change but I have not made no claims yet they are asking for over 200 more this year, is that normal? Other companies that I have used for more than a year in a row have always gone down in price each year but this one is going up?""

Can you sue an Insurance company...?

If the policy holder's maximum coverage, has been reached..... For example, if someone died as a result of an accident. The other driver was at fault but has not assets, can the family of the victim sue the Insurance Company of the other driver, for more than their max coverage. Like a wrongful death lawsuit for 1million dollars, is the insurance company still liable?""

Will Geico insurance rate increase for storm damage?

Will geico insurance rate increase if your car got damage due to storm or some object that flew at ur car?

Short term car insurance?

i need UK car insurance for just one day, ive looked at various companies such as more than and the AA but they will only do it for people over 21 and i am 20. does anyone know any companies that can do this?""

How much home insurance & tax for a cheap studio?

I know 0 about this: are home insurance rates annual or monthly? Could someone give me just a very rough idea about how much a cheap studio's home insurance & tax would cost? (in upstate ny)

Getting into a car accident with a 16-year-old uninsured driver?

I live in San Diego, California. I recently got into a car accident with a 16-year-old uninsured driver, who was using his mother's car at the time and had two underaged passengers. I was in a business area (25 MPH) and I was switching lanes into the right lane. I had my right hand blinker on and was in the process of switching lanes. The 16-year-old driver was speeding and quickly hit my front right end. I had a witness - who reported two things - with the police, he reported that the 16-year-old tried to avoid me by getting into the bike lane, but then reported with my insurance company that the 16-year-old ran straight into my car at 50 MPH. They are currently finding me 80% at fault because of the police report. The police report was obviously misrepresented. What steps can I take to fix this?""

Is it illegal to not have insurance?

I was looking online and saw something in my state for someone getting arrested for not having insurance. My car is insured, but the insurance is not in my name and is under someone else's name and they pay for it. Is it illegal for there not to be an insurance in my name as well?""

No claim bonus on previous car insurance?

HI I WOULD BE GRATEFUL IF YOU COULD ANSWER ABOUT CAR INSURANCE CLAIM BONUS DID 2 YEARS INSURE WITH FIRST CENTRAL INSURANCE FROM DECEMBER 2010 TO DECEMBER 2012 THEN STOP DRIVING AND NOT DRIVE FOR 13 MONTHS DO I STILL HAVE CLAIM BONUS I WAS TOLD YES IT EXPIRE AFTER 2 YEARS IS THIS TRUE? I TRY CONTACT MY PREVIOUS INSURANCE ABOUT THIS BUT NO REPLY YET THANK YOU

Metlife Autoinsurance claim. Will rate increase?

I am under my parents metlife auto insurance.. recently my 03 DTS was hit in a hit and run while parked in the parking lot and my right bumper is cracked and tailight is slightly damaged.. I took it to local body shop and got an estimate of $932.00 for repair. Insurance deductible is $250 There are no claims on my familys auto-insurance, My parents are to worried that it may increase their insurance rate if a claim is filed... When I called Metlife to ask them would there be an increase if claim was filed they gave a B.S. answer saying that they dont know until after everything is done and then they decide.... So from your guys experience do you think rate will increase?........ If I cant proove that it woulnt increase its looking like Im gonna have to pull $932 out of my pockets""

Is there a way to not have auto insurance when you will not be driving your car for a year?

I have a car loan that I still owe $15,000. I will be going to Mexico for a year and, therefore, will not be driving my car for a year. Is there a way to just insure the loan so that if the car starts on fire by itself or something I'll still be covered? If so, how much does that cost?""

How much does a million dollar insurance policy cost?

I was intersted in buying a million dollar insurance policy. How much would that cost me? I make about 65 thounsand a yr. Any ideas/

""How much will it cost to me, to be added to a friends car insurance. UK only please.?

Am going to start driving lessons in a few weeks and want to have practise on the roads between lessons. How much will it cost me to be added to a friends car insurance. We are both over 25 and she has held her license for over 15 years. She has a Matiz is that's any help!

How does a car insurance company make money?

Does the government back the car insurance companies?

washington unemployment insurance claim

washington unemployment insurance claim

Will be any prob to get insurance?

Hi I stay in Kolkata. I hav red pulsar 135 . now I want to change my pulsar colour fuly like i want to do white paint job in my pulsar . my qes is if i changed my bike colour will i hav to face any prob to gettng my bike insurance ? thanks

Cheap insurance?

i am looking to buy a chevy camaro RS and i know the insurance will be high does anyone know how much it will be? if there is a way to get less then i will buy the Z28 which would be more because of the V8 right?

How much would it cost for insurance for a 2001 Lamborghini Diablo? Haven't found anything online.?

Me and my friend were just online looking up Lamborghini prices and was wondering what the insurace would be. Couldn't find anything online that would give a quote. Anyone know where to go or know this?

What is the best way to get an insurance company to pay you what a car is worth?

My son was rear ended at a high rate of speed. He was pushed 6 feet into the car in front of him. The guy had to really be moving when he hit my son. He was driving a 1999 Chevy Lumina LS. The blue book value according to NADA is $5000. It only had 78,000 miles on the car. No rust on the body and overall in excellent shape. The insurance company offered me $3600 for the car. I can NOT find a replacement car in that shape for that price...""

How much is full coverage insurance for 21yr old?

i have 2005 black chevy cavalier ... i'm 21 yrs old ... i own the car, but i'm under my parents' insurance right now. i hear that when you own your own car & get your own insurance you have to get full coverage insurance....so if i get full coverage, about how much a month would it be? i have had no accidents, no tickets..my record is completely clean. i've had my car since nov.2004 , i'm the 1st/only owner.no co-signers, i bought the car brand new.(if thats even important) also, what insurance companies do you recommend?""

Insurance ........................?

i m working for a insurance company and doing 100000 rs business(premium collected in regular plans what should be myjustified salary

""If u wrote-off a $5000 car, on average how much would ur insurance company give you back?""

If u wrote-off a $5000 car, on average how much would ur insurance company give you back?""

Current or prospective vehicle insurance?

i was preapproved for financing a used vehicle; they want me to bring in proof of insurance when i close loan. does this mean my current insurance on the vehicle i wont be using anymore or for the new one that i dont own yet

Are health care insurance premiums?

Are health care insurance premiums, long term health care insurance premiums, and the cost of prescription drugs an allowable federal tax deduction? I think I'm getting some bad advice from a friend of mine concerning tax preparation.""

My Insurance Question?

I have an insurance question for you people.I had an accident just before I sold my car.I reported it to the police,they came and did the report.I informed the owner of the other car and we worked out everything.The insurance companies know and are taking care of it.Now a couple weeks later he is saying that I owe him $500 for the deductible on his insurance policy.I have liability which fully covers the other guys car.But like I said now the guy is telling me I have to pay this extra money out of pocket to get the collision guy to start working on his car.I toldhim my insurance company is supposed to take care of it.Please tell me whether I have to take care of it or does my insurance have to pay for it.I say my insurance does because otherwise whats the point of insurance then.Please let me know thank you people.""

Insurance pays for Impound fee's help?

Here is my situation. I was driving from school and a crazy driver made me avoid him almost hitting me causing me to crash into a parked car on the curb, the guy recklessly driving left the scene and i got stuck with all the blame. I'm a teenager 17 years old i have no license nor permit but i was responsible enough to get myself insured in the car full coverage i had to find ways to get from school to home and from home to work. Well my car got impounded and now i'm stuck with a hefty ticket for 1) making an unsafe move 2) Driving without a license and my dad got a ticket for letting me drive without a license. The car is totaled from the right side of the front and it's a Toyota Celica GT-S 2004. My questions is this. Will insurance pay for the towing and impound fee's that are about to hit me? I live in California. I have full coverage on insurance and i already called them and I'm expecting a call back. I really can't afford the impound fee's and my dad is in a very heavy financial situation. I pay for the car myself and insurance which is hefty. I'm just wondering if insurance will pay for the Impound fee's and the cars damage. Thanks for your answesr.""

Is this what we will expect with government run health insurance...?

I went to our government run motor company, GM, and told them I'm here to pick up my new truck. They said yes sir, and that will be $25,000. I said wait a second, I just paid billions of dollars to own my own car company, and it will still cost me $25,000 for a new truck? They said yes. So I went to Ford, and looked at a comparable truck, and it was $19,000. I asked, do I own this car company, they said nope, we are still owned by Ford. So, that has me wondering... I currently pay $665 a month for insurance for my family, and it's pretty good. What much is that going up once the government has to get paid too? Will it be $6,000 more a year? And why is it that I can't just pick up my Government Motors truck, I do own it right? Or, did Obama lie about the people owning the company? And since he lied about that, is it possible that he's lying about the cost and the public option? And finally... didn't he promise transparency in the negotiations, and it would all be on CSPAN? I keep looking for video of those negotiations, and can't find it anywhere. Is it possible that he Lied about that too? With all these lies, and can you possibly trust a thing this moron is telling you?""

""I had a dui 4 years ago, i am not a resident in NC and looking for cheaper auto insurance?""

4 years ago i had a dui, now i am in NC and looking for car insurance that will be cheaper than expensive lol, eventho i have a dui""

How can I get cheap insurance?

I am 19,and I am thinking about doing my theory test for my full licence,but insurance are so expensive,especially for my age. Do any of you guys know how can I get cheap insurance? Do any of you guys know of any cheap insurance companies? Thank You all""

How much does car insurance cost for a 17 year old male? Just liability not collision?

I live in Baton Rouge Louisiana

How much will it cost for a 17 year old girl to get auto insurance.?

i dont have a car yet im getting it in August, and my mom said that she does not want me under her insurance so im stuck getting it by myself what can i do?""

Resolved Question Show me another  In what ways does buying a car affect auto insurance premiums?

I'm looking at buying or leasing a new car and am wondering how that'll affect my auto insurance premium. Also, which features in a new car affect the premium. I've heard about red paint and sports cars causing higher premiums, but are there any other factors?""

What are some cheap car insurance companys?

What car insurance companys are cheap... and do they have a web site/phone number so I can get a quote thanks!

Can i get affordable baby health insurance?

ready to have a baby soon but husband insurance would go from 250 to 700 a month (can't afford 700) if we have a baby but if me or the baby gets our own insurance somewhere it would be 250 but i have some health issues so i can't get my own insurance (i get denied everywhere, my job doesn't offer health insurance) so when i do get pregnant and have a baby can i get affordable insurance by it's self?I live in Colorado, will not use government help PLEASE DO NOT WRITE BACK IF YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT OR SAY SOMETHING DUMB OR USELESS THANKS!""

Can a life insurance sole beneficiary claim be disputed in Arizona?

The mother of my 4.5 yr old son recently passed with no will. Her 25 yr old son (half-bro) being oldest blood relative, locked my son out of his home and proceeded to stake claim to everything his deceased mother had, car, cash, final paycheck, $3800.00 income tax refund check (probably less than $30,000. total assets) but no real telling. Come to find out she had a employee life insurance policy which she named the 25 yr old as sole beneficiary. does' my son have any rights to claim anything?""

Why am I paying more for my insurance because of my credit?

So, I recently paid off all my debt that was racked up from an irresponsible boyfriend. My score is in the high 600's, so pretty mediocre....but I'm relieved that I don't have any debt. The insurance I pay on my car is a higher quote than normal due to my credit and I'm just curious why that would influence the rates. How does having past outstanding debt mean I am a bad or unsafe driver? I am 30, have a college degree, have a good job, don't have anything negative on my driving record. I just don't think that it's fair to be charged more than another person because of spending habits; the two (in my mind) are completely unrelated.""

""Pizza delivery driver insurance in own car, where can I get insurance uk?

I have been offered a job as a pizza delIvery driver but I need to insure my car with business insurance I have tried everywhere but know one does it please Help x

Why is my car insurance so expensive?

I just want to buy a cheap little runabout but the insurance to cover it is approx 6 times more than the car?! I want to get an automatic 1998 Vauxhall Astra hatch for less than 500. I'm 29 and have been driving for 10 years with no accidents or convictions. Granted I only have an International licence at the moment but that shouldn't mean I should be charged any extra, should it??? Any ideas as to why my standard quotes for this car keep coming out around 3000?!""

How much will my car insurance be?

I can't drive, YET! I really want to learn, buy myself a Renault Clio. But.. I'm worried about car insurance! I heard you can buy insurance with a provisional licence to make it cheaper; how does this work? I'm 20. Female. Assistant teacher. Living in London. Id love a little Renault Clio, just scared of costs. THANKS!""

If you get a ticket for expired meter does your insurance go?

I just got a ticket for expired meter will your insurance go up because I don't want my mother to know about it

washington unemployment insurance claim

washington unemployment insurance claim

https://www.linkedin.com/pulse/car-insurance-18-year-old-kevin-lewis/"

[captain-unlikelynutbouquet-blog]

How can I get a fair replacement cost by the auto insurance company when my car is totoaled?

"How can I get a fair replacement cost by the auto insurance company when my car is totoaled?

my car is being paid off by the other person's insurance company, not mine.

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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Democrats: So will there be fine for not having health insurance or not?

When I asked this question just yesterday, Democrats assured me there wouldn't be ANY fine for not having health insurance - it was an OPTION.""

Cheap cars with cheap insurance?

I'm learning to drive soon, BUT every member of my family and I are all broke. Long story short, I need some examples of cars that are cheap to buy, have cheap insurance, run well, and don't drink fuel like a goldfish in water (as I will be using it to get to college and back then later uni and back). PS, I live in England, so no cars that are about as rare as an honest politician in this lovely rainy country- even if it is the best car in the world, I'm way too lazy to search for it.""

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Is it cheaper to buy a BMW and/ Mercedes in Europe taking into account all costs including shipping, insurance""

How can i get cheap car insurance?

is there anyway i could reduce my insurance costs

""If u make 16 dollars an hour, how much would you have earned after one full year?

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is it worth getting loan insurance? or is the whole thing a big scam

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What is a good estimate of the cost of insurance for a Mustang V6?

I am 16 and I have been looking at a manual transmission V6 Mustang for the past couple of years. I have looked around and I am aware of the typical prices that are being sold. I'm trying to focus on the 2007-2010 versions. The 2010 V6 Mustang is the version that has really caught my eye. I need to know how much I should expect to spend/save. Thank You.

How much should i be paying for car insurance.?

im not sure if im over paying or not.. if i pay in full for 6 months up front it will be 700 dollars Im 22, married, and have only 1 speeding ticket that i recieved a year and a half ago.i have nothing else on my record I drive a 2002 eclipse that has been insured for 3 years straight, and i live in a small town with hardly any crime.""

Can you have a 'black mark' against you for car insurance?

I'm 20 years old, and because of the stupidly hiked insurance prices I got into riding motorbikes as a way of getting around. I now commute around 20,000 miles a year and the weather is really getting to me. I love riding but forced riding is different. Last year I was insured on a cbr 600 (2000 model) for 1200 a year TPFT, and this year part ex'd it for a Suzuki Bandit (2008) which is around 700 a year. Both bikes are 0 no claims as I've never kept a bike long enough to accumulate any. Now I understand cars are bigger and cause more damage etc, but bikes are quick, really quick, but how can insurers justify the stupidly high priced insurance for me on a car? Minimum 2500 a year!? My brother has a ford fiesta, an old old G red model, hes 2 years younger than me, and has always wanted to drive so he's spent ages saving and working towards getting a car. Come his insurace quote, and they're asking for 1200 a year TPFT. The EXACT same details, address etc, just with my name, age, and job (electronics technician) I'm looking at around 3000 a year, same company, no change. Its really getting to me now. I have to convictions, no speeding penalties, nothing. I've lead life so far getting involved in zero trouble, I do things by the book. So I'm beginning to wonder what's up. My insurance prices are always double or more that of my families and friends cars, and coming up to winter, I really don't want to risk loosing my job a second year running because its too dangerous to venture out in the snow by bike (hourly paid, high staff turnover.) I'd really appreciate any tips or advice anyone has, I've tried independent companies (phoning or internet), comparison websites, I've tried many many different models of cars, from boy racer cars, to a Diahatsu, I've gone through the ABI database looking at the exact insurance group for a car and then trying it. I've exhausted almost every option I can think of. I really really want to drive a car.""

Will Homeowners Insurance cover fallen tree?

I cut down a tree in my back yard and yes it fell the wrong way taking out my porch. Will homeowners insurance cover this???

I need my teeth fixed i have no money and no insurance i live in california?

I need my teeth fixed i live in california i have no money and no insurance. My teeth are supper bad, im only 22. What should i do.........?""

Can i buy car insurance in another state?

I live in PA, but im currently staying in Iowa for another month. Just bought a car here with a temperary plate, and i was wondering if i can buy insurance here so i can drive this car around for a month, then ship it over and register it over there. Thanks!""

Do bad grades affect the cost of insurance?

it think its only the opposite way, good grades make your insurance cost less if you get the good student discount. but if you have bad grades does it make it cost more?""

How much is a ticket for driving without insurance in washington state?

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How much is Taxi Insurance in South Jersey?

I heard Taxi Insurance is Cheaper in South Jersey vs North Jersey. What town are you in? Thanks.

Best site for Home Owners Insurance on California Cooperatives?

Best site for Home Owners Insurance on California Cooperatives?

Instead of buying auto insurance is there a way to just have a savings account just for $coverages?

So all US states require all cars on the road to have insurance ... since insurance is just dollars put asside for release in the event of emergencies or other pre-determined event ... why cant I just put $100,000 into a bank account and call it my auto liability account and have my car insured with the state under my name providing that I don't touch those funds?""

Getting car insurance under parents name (Ontario Canada)?

I am 19, and I want to buy my first car, how ever I cannot pay 600 dollars a month for insurance. My dad does not want me on his insurances because he does not want the risk of his insurances going up if I get in an accident. So I was thinking, would my dad be able to insure my car under a different insurance company than the one he has now, and then just put me on the insurance. There for if I get in an accident, the insurance for the new car would rise, but the insurance for his car which is under a different insurance company would stay the same?. Theoretically speaking, if the above is true, and I do get in an accident, and the insurance rises to a price where I could not afford the monthly payment. Would my dad be able to just cancel the insurance?""

Is there a health insurance in PA that covers pre-existing conditions?

I just moved currently, from where my previous employer covered my insurance, now that I have moved, I need a insurance policy that covers immediately as I'm trying to figure out what is wrong. Please help.""

Private health insurance and medicaid?

My niece who is pregnant works full time and has private health insurance through work. Is she still eligible to get medicaid even though she already has insurance? I thought that if you were pregnant and low income, you'd automatically get medicaid. She makes $10 per hour, so I don't know if that will put her into the poverty level income. She has no other kids.""

What year in California did it become necessary for all drivers to carry auto insurance?

What year in California did it become necessary for all drivers to carry auto insurance?

Best motorcycle insurance?

I'm gonna start riding a motorcycle soon. I do not have a drivers license, it will be a new 09 motorcycle, I'm 19 (will be 20 by then), will say its for commuting, i live in LA California if any of that matters! i wanna know what would be a good motorcycle insurance as in cheaply priced! or just tell me what you pay for yours?""

Cheap car insurance provider?

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How can I get a fair replacement cost by the auto insurance company when my car is totoaled?

my car is being paid off by the other person's insurance company, not mine.

Car insurance price comparison?

I'm 17 and possibly getting my own car, but my parents are concerned about the price difference between getting added on as a driver to one of their cars and being a sole driver on my own. We use geico, and i would be getting a used 1998 honda civic. message me if more information will help""

How much would an insurance for a fresh driver 18 years old be for a golf mark 3with 0 no claims for the UK?

1.4 black 3 door im 17 18 in junethats when ima do it got my licence. got my car car has tints and rims with 1.6 engine registered as a 1.4 tho :P how much would it cost ima take the rims and tints off and put standard rims so insurance drops

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Do salvage title cars have cheaper insurance premiums?

How much will my car insurance cosT?

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Do I need insurance if I have a drivers license but no car?

Im Juss Got My License and i dont have insurance And Wondering If I Can Drive My Parents Car They Have Insurance And Gives Me Permission To Drive It, so if anyone knows the correct answer please let me know and by the way i live in tx.""

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Do you need motorcycle insurance in the state of Tennessee?

As a Tennesseean, I was wondering if motorcycle insurance is necessary in order to ride in the state.""

""Car insurance, help!!?""

Hi I am 17, soon to be 18 in January! i have not took my test yet but it is very soon, if i pass i am looking to get a citroen c1 or peugeot 107, the maximum i am willing to pay on insurance is 2800, maybe 3000. I cant seem to find a quote reasonable anywhere, i dont know if it is something im doing wrong. I will not be getting the car until my 18th birthday so i would be 18 when the policy starts not 17 if that helps. Would anyone be able to help me???? thanks""

What are the effects of the options with car insurance?

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Conservatives! What do you fear will be the impact of more people having QUALITY health insurance?

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I've tried all the comparison sites but I'm getting a really high quote.

What is the best Dental insurance around in Illinois?

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Auto Insurance!?

i Have MetLife auto insurance at the present time, and i have a payment every other month. They have been sending me monthly bills the same price as my Bi-monthy bill. I have been given the run-around in other ways from them as well. Any suggestions for Auto insurance providers, for I am thinking of switching!""

Car insurance recommendations?

hi im 16 and trying very hard to get emancipated i havent told my mom yet though because it seems like a great idea not to get kicked out first, but anyways i have locked in a steady job at a clothing store but i am only working part time for now. What would your recommendation be for cheap car insurance i have no idea where to even start but if i can get cheap insurance than i will be able to spend more on an appartment or trailer. plz give me your recommendations and any advice on how to accomplish my goal. and please no bad comments i just want advice.""

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I am 35 yrs old and I recently purchased Index Universal Life insurance for the tax free money, guarantee return flat rate, and protection from market loss. I also have $100k in my 401k and my insurance agent suggest I rollover to an index annuity to get the best maximum return. I will get a 10% bonus and both the interest and 10% bonus will be compounded for next 30 yrs. If I withdraw at age 55 at 4%, my yearly index return rate is $9.261. I can see for the first 11 years, the annuity company is giving back my original amount. If I live through age 86, I would have withdraw total amount $185,200. Everyone keeps telling me life insurance is a bad investment because of fees and the agent is trying to get a big commission off me. After running and looking at the numbers, it seems annuities and life insurance are the best savings program. Is there something else about the numbers quoted I should be aware of?""

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How much money could i save on my car insurance by switching 2 geico?

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How can I get a fair replacement cost by the auto insurance company when my car is totoaled?

my car is being paid off by the other person's insurance company, not mine.

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per month

Totaled my car and my insurance company will no cover car rental?

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Car insurance problem!!! Please help!!!?

My problem is that I had a car accident last monday, and I just picked the police report. I called the other person insurance (Which is responsible for the accident), and they told me that his policy is suspended because he didn't pay. Basically he was driving without insure. ***My question is what I need to do now??? I have a repair estimate, which is $1,400.""

Is it cheaper to buy health insurance in any other state than CALIFORNIA?

I am shopping for health insurance and it is through the roof. Is it cheaper in other states? Should I move from California? I am 62 and my husband is terminal. Just need some real information.

State Farm Full coverage Auto Insurance?

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Where can a first time driver buy affordable car insurance?

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The minimum amount your auto insurance must cover per accident is?

The minimum amount your auto insurance must cover per accident is in california?? A. $15,000; 30,000; 5,000 B. $10,000; $25,000; $5,000 C. $20,000; $25,000; $15,000 D. $5,000; $15,000; $10,000""

How much would (teen driver) insurance cost?

I was wondering how much car insurance would cost for a teen driver? Info: Black Grand Cherokee (if that matters) Male 17 years old. 3.5 gpa

Can you get a car loan under your name and the car insurance under someone else?

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How much would you think a 2009 mustang gt insurance would cost monthly?

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How do I get out of a ticket in California for no proof if insurance?

I got a ticket for not having PROOF of insurance but I did have insurance I just didn't have the paper on me. How can I contest this in court? Also I got a ticket for failure to obey a regulatory sign for going 64 in a 70 (allegedly) I was going 70+. He said I sped up when the highway patrol came up behind me. Obviously I'm going to slow down 1. It's a cop 2. I didn't want to get a ticket for speeding that's why I slowed down when he came behind me. And he said I sped up when he came behind me I was going 70 then I slowed when he showed up behind me.

Can a car insurance broker be wrong?

This insurance broker gave me a quote that is a lot lower than what i pay for my car insurance right now. He double checked my information and my driver's licence and gave me a low quote, while all the other brokers told me higher amounts. Could he be wrong? What if I say I want to switch to that insurance, and it turns out he cannot get that locked quote for me? what happens then?""

Cheap insurance sites?

Cheap insurance sites?

Do you think this is a good price for auto insurance?

Is $201.12 a month for full coverage from State Farm a good deal? Progressive quoted me for $285 a month and it doesnt even include UM and the liability is at 10/20/25. State farm would cover me 25/50/25, auto death indemnity, UM, and more. I am a 22 year old female and i just got my license in Feb 07, and i live in Miami. This is for a 2003 Honda Civic LX 2dr coupe (paid in full). This is my first car. I was just wondering, if this is a good price compared to other people my age with similar coverage. I know my friend is paying $300 a month for his and hes 24.""

How can I tell if my chiropractor is under my insurance?

How can I tell if the chiropractor I have been going to accepts my insurance. I'm switching insurances on November 1st, so I need to know if they accept my new insurance. If they don't, I want to see what my other options are.""

What is it like selling insurance?

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What is the average insurance rate for a slk 350 2013?

I am looking for an estimate but I don't want to put in all my information don't want all these people calling me.

How can I get a fair replacement cost by the auto insurance company when my car is totoaled?

my car is being paid off by the other person's insurance company, not mine.

How much does insurance cost?

in california? my mother is on a stupid hmo, i was wonderingif i paid for a better insurance if it would get better.""

SPEEDING TICKET & CAR INSURANCE: QUESTION?

If my dad drives my car and is not on my insurance and he gets a speeding ticket, does MY insurance go up? I heard that since he's the driver, he gets the speeding ticket and it does not affect my insurance. But then I also heard the opposite. WHICH is true? I live in Canada""

Can I tax my car without insurance?

My car is Sorn at the moment and I wanted to he it taxed and mot so that I can drive it if I need to. I was going to just buy one day or weekend insurance when I need it. Is this possible or will I need proper insurance in place?

Will Ryan's plan force insurance companies to sell to 'granny? Will 'granny' be forced to buy insurance?

For customers at sixty five, health insurance companies will be inclined to not sell to that age group. Can they be forced to do so by the 'government'? Will health ...show more""

How do I get all my old insurance names?

Hiya. Im struggling to find a way to get my information. Most of us dont keep all our old paperwork. Been driving for 6 years but cant remember even who the companys where. Any way of finding out or are they lost forever? Is it also possible to claim on possible ppi on car insurance?

I need to find health insurance?

I missed the open enrollment at my work and I need to find affordable health insurance. I really dont make that much money so it really does need to be inexpensive.

Car insurance rate differences between the years question?

Okay, I'm almost going to be looking for car soon, and I'm wondering, since I'll only be a 16 year old boy, insurance will be really damn high for me, and I was curious, say you have two cars of the same model, trim, style, transmission, driving record, miles, engine wear, etc. One car is something made in the late eighties or early nineties while the other car is late nineties or early 2000s. What I basically want to know, is, which car would have a cheaper insurance premium? (approximately. I know you cant give me an exact number.)""

Will my insurance cost raise up if I got hit and run?

Hello, couple days ago I've visited to my friend's house and parked the car properly close to the curb in the street, and as I came back I found my car hit badly all the way from rear tail-lights through all the way to the front part of the car(hood) which apparently caused lots of damage, which after I reported to my insurance company(my insurance company is FOREMOST) and took the car to a bodyshop, a few days later the estimator visited to bodyshop valued the damage worth of 8500$, so my question is` will my monthly bill raise up cause of this hit and run which obviously I'm not at fault at all?(note: we've two other cars under the same policy, so three cars in total), so IF my insurance bill will raise up, how much approx. it will raise? and WHEN?(will it raise right on my next bill or by the renewal time?) AND if it raise up too much can I just cancel this insurance(for the entire policy including the other 2 cars) and get another insurance for a decent price? thanks. some info: I'm from California, Los Angeles, this is first hit and run I've reported and my payments always been made properly so no a single late payment or anything, thanks.""

How much would my insurance be?

ive just turned 16 and im getting a 50cc moped restricted. Most people insurance is 289 for the first year and 189 for the second. but thats for a scooter.I want an Rs50 (1 of a kind) and so i am asking, will my insurance be different or the same?""

Wife was rear ended and i have no insurance we live in illinois and car insurance is required?

My wife was on her way home from work and was stoped at a stoplight when a car hit her from behind and we have no insurance but witness reports say the other lady is at fault will my truck be fixed by her insurance

Lowered my car insurance deductible yesterday and today hit a tree:)?

i lowered my car insurance deductible yesterday and today my car slipped and hit a tree due to severe snow here. should i file my claim right away or wait few days?? my insurance company is kemper direct the agent changed my premium to 500 from 1000 deductible...

""Speeding ticket, have State Farm, will my premium increase or not?""

The reason I am questioning the premium increase is because a friend of mine, who also has State Farm, never saw an increase in premium two years ago when he received a speeding ticket. what's the deal? anybody know?""

""Car purchase, insurance and parking permit in MA?""

Hi, I plan to buy a new car in Mass and have a couple questions: 1. I used to live with my parents who live in Boston. I no longer do now, but I still visit them often enough that I'd really like to get a resident parking permit. Can I get one by adding my Dad as a co-owner of the car? Or must he be the sole owner? 2. I pay a much lower auto insurance rate than my Dad, should I expect to pay an amount in between mine and my dad's rates if I add him as co-owner? 3. I have much better credits than my dad, can I finance the car loan myself and pay for the car alone, even though my dad will be a co-owner? Will he have to pay taxes because I am in essence giving my dad the car by adding him as a co-owner? What if he's the sole owner, and I am paying for him? Thanks!""

""Where can I find affordable insurance for sickle cell, full time student?""

If possible, in the Washington DC metro area. School is really expensive and it's very difficult to afford all these costly insurance while at the same time paying for school and living expenses.""

Primary and Secondary Health Insurance?

I would like to know what health insurance company is my primary. I had health insurance through my previous employer. I worked until the 6th of the month and I was told I had coverage through them until the end of the moth. My new job health insurance went into effect on the 1st of that month so for one month I had 2 coverages. One health insurance company is saying the job I was at first would be primary until the coverage ended. The other insurance company (the one I had the longest) says they would be primary up until my last day at my first job. Then even though I had two coverages my active employers health insurance would be primary. I will find out from my health insurance company tomorrow what is primary but since there office is now closed does anyon know the answer to this.

""Im 18 and i live in mississuaga, im buying a car but im not sure of a cheap insurance?""

hi, i just got my g2 i live in mississuaga ontario, im looking into buying a new car but insurances are going crazy high here, do u guys know any cheap insurances ???? thanx for the help""

How much would liability insurance cost?

I need to know how much it would cost to have general liability insurance and E&O. I live in California. thanks.

""What would be the best insurance group to go in, if I am a first time car owner/driver?""

Hi, I am going to turn 17 in the autumn and I am looking for a first (used) car. But I am unsure about which insurance group is the best to go in? Someone told me I could get insured fairly cheaply on Group 5? I would like a reliable car, at the moment I am looking at Ford Focus, Volkswagen Polo, and Fiat Punto. I want it to be fairly new, and look good. I can spend up to 2000. Hope you can help

Health insurance and ma.health?

If you are 19 and have coverage under your fathers insurance . You have no job or income and Living with grandparent because of health issues Can you still have Ma. Health to help cover medication and co-payments for doctors? Applied once and told no because they have coverage under the fathers insurance. Has applied for disability because of the medical illness. Do not know of any other insurance to help with costs.

Do u HAVE to have insurance?

i rather pay out of pocket anyways than fool with insurance.

Car Insurance?

i bought a new car and it needs new insurance, in michigan there's a no fault wut does this mean? how can this b used and how does it work? how does the insurance cover this?""

Insurance??

How much is horse insurance and if you buy a horse that already has insurance do you still have to get insurance?(As in I want insurance because I know my family won't be able to pay for surgery if the horse got hurt bad...Well we might but I know insurance will save alot of money)

A realistic way for a full time college student to make money.?

This student is a 20 unit UCLA Law major who needs money but can't even work a part-time job. Without inculding college debt, this student needs 1.5k every month(rent, car, gas, food, insurance, utilities). A part-time min-wage job is not an option due to class load and $400-$500 isn't worth negitive effects on performance. Thus, I'm asking for out of the box ideas. No get a job at McDonalds or Spend less money . Those have already been thought of and done.""

Experiences regarding CURE auto insurance company?

Hello ! I recently obtained a quote from CURE auto car insurance company ( www.cure.com ) and it seemed decent. Before I buy my insurance, I have one or two questions : Does any body have any kind of good or bad experiences with CURE ? Did they help regarding any kind of accidents/claims etc ? Did they try to rip you off ever ? Also, it seems like they mainly operate in NJ and PA, but do they have offices across the rest of the USA ? Please let me know ! Thanks a lot !""

What is the name of the song on the JUST CAR insurance add on MTV ?

It the one with errbody beatboxing and this FLii as dude driving around with his blue car. There is an old as asian dude beatboxing and a couple of hot chicks as well. pls pls pls ...show more

How can I get a fair replacement cost by the auto insurance company when my car is totoaled?

my car is being paid off by the other person's insurance company, not mine.

https://www.linkedin.com/pulse/sentry-insurance-quote-andrew-solomon/"

[unlikelydreamlandcreation-blog]

safeco insurance

"safeco insurance

safeco insurance

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

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Anyone has kaiser permanante as health insurance?

What do you think of KP? Anyone has any bad experiences there? I am thinking of getting health insurance there. Thanks!

Can i get sr22 insurance without a VEHICLE ?

my liscence is suspended because i have lost the privelage to operate a motor vehicle in the state of rhode ialand and need sr22 to reinstate. however my liscence is issued in massachusetts. i need to clear up RI before MA reissues. i keep getting answers how to get sr22 without a liscense, but how do u get one WITHOUT A VEHICLE to insure. insurance is not required in MA without a vehicle. PLEASE HELP !!""

125cc bike or scooter Under 500 and LOW INSURANCE?

Hi im looking to by a bike or scooter that is 125cc for under 500 And has low insurance All suggestions helpfull

How much should I expect to pay for car insurance?

I'm a 17 year old female that will drive a Vauxhall Corsa but it's kind of old like this one: http://www.ajb-enterprise.co.uk/wp-content/uploads/2007/09/vauxhall-corsa-club-2001.jpg Does the amount of lessons/make of car/pass score change the price of insurance? All the insurance sites want me to enter my details, which I don't want to do. Is there a big difference between cost when I'm 17 compared with 18? Sorry for all the questions but thanks (:""

""Financed car damaged,no insurance.what to do?!?

long story short... my car cost 7000 to fix and i dont have any insurance. i want to have the finance company to get the car.what happens once they get it? will i have to pay off the loan or just pay for the damages done?

Why can't health insurance do new methods to cut cost?

Just thinking, how about use health care at another country for cut cost? Let say you live in USA, need heart sugery, do it at India to save insurance money. So health care become more affordable, yet insurance company can make more profit. You maybe say people don't like travel, well if you want more coverage with lower price, you got no choice. Or pay full price for insurance if prefer use America hospital. I understand some situation can't because emergency and need treatment in less than hour so can use local hospital. I am talking about if need medcial attention in less than 24 hours, can be done, insurance can arrange travel, and treatment at half way around the earth. Example: cost 100,000 dollars in USA, cost 7,000 at India for same treatment. Save: 93,000 dollars for all of us.""

How much is the normal rate for the instant car insurance quote for drivers between 18 and 25 ?

Hello i am interested to know how much the average car insurance cost would be for young drivers between 18 and 25 years. can anyone help me please?

Car insurance confusion?

Hi i'm 18 and my driving test is coming up soon and i always look for quotes on cars to see for the future. My mum said she will possibly give me her car and get a new one if i pass. But on insurance quotes for the car i will be getting i will be the main driver but not the policy holder or registered keeper as i still live at home with her and she will still use the car to go shopping and things like that but I will drive that car the majority of the time. So because i am the main driver on this quote and will drive it predominantly it is not fronting? However my mums no claims will be put on this quote as opposed to her other car so is that still ok? And who will get the no claims bonus at the end of the quote the main driver or the policy holder and if its the main driver will my mum still be able to use her no claims on another car if i gain my own? Sorry for all the questions i just want to make sure i'm not going to be breaking the law on any possible quotes i may take out Thanks in advance.

Car Insurance! I dont get it!?

I dont understand how it works, i have looked online for some quotes for a Proton Persona 1996, insurance group 12 and i get these results. Annual Premium 1800 total excess 250 ...show more""

What are some cars that look good and are cheap?

Well it's time i can almost actually get a car and drive... I'm a teen so obviously my first car can't be to expensive.. i'm looking for any cars that look good and hopefully people can tell me some that would look good.. i know i shouldn't care as much about looks but basically i'm trying to find a used car around 100,000 miles maybe a little more or less for under $6000... i can't get a real expensive car because of insurance i'll have to start off on basic so i'm wondering if there are any nice looking cars that are cheap... I had in mind an eclipse or something but i'm really not sure if i want something like that but thanks...""

What pet insurance and medication do you use for your dog?

What pet insurance do you use for your dog and what does it cover? Can you give me the link for it. Also what medication do you use monthly (do you use it monthly or weekly) for heart worm, fleas, ticks, and etc. Also explain what health problems this package covers, and do you have a link for this site also? Please and thank you. Also I last time I forgot to mention I live in SO. CALIFORNIA, so something available that ships over here. Last time I got this incredible answer, to bad it only delivered to residences in Canada.""

Is my terrible credit rating going to affect my insurance premiums if I pay monthly?I?

I'm buying a new scooter in the next week or so so I can get to my new job. I've got a terrible credit rating from being over zealous with credit cards and loans. I can only afford to pay monthly for my insurance. Because of my credit rating, is there a chance I'll get turned down to pay monthly and have to pay my whole premium one go? Also, my previous insurance company has cancelled my old policy because I didn't pay the bill. I never recieved any letters or anything saying they were going to do it and as far as I was aware my money was going out as usual. Is that going to count against me as well?""

Are all sportsbikes expensive on insurance?

im wanting to get either a 2007 kawasaki zx6r or honda cbr250r. im 18 but i plan on getting one at 19 or 20 and it will only be on insurance during the summers. so do you know if those are expensive on insurance? would it be less than a car like a honda or toyota?

How much more a month is car insurance for a sports car than for something like a coupe or sedan?

How much more a month is car insurance for a sports car than for something like a coupe or sedan?

How much does scooter insurance cost in Ontario?

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Cheapest car insurance?

Which company has the cheapest car insurance? I just bought a brand new car yesterday and I can't drive it off the lost until I have car isurance for it.

IS THERE A LISTING OF CAR INSURANCE COMPNANIES?

IS THERE A LISTING OF CAR INSURANCE COMPNANIES?

Which is better hmo or ppo insurance?

Which is better hmo or ppo insurance?

Who has the best car insurance rates in New Jersey?

South Jersey Resident. 26 year old male with a clean driving record.

How much would car insurance be?

I'm 17 and I wanna know how much insurance is on a 1993 Jeep Wrangler before I go out and buy one. I tried to do quotes but I need to know a lot about the car but since I don't have the car, it's kinda hard. Help. Thanx""

""California Life and Health Insurance, How can i Lower my Insurance rates?""

California Life and Health Insurance, How can i Lower my Insurance rates?""

Do you need car insurance to visit on a army base?

Well I am going to visit my friend on the Fort Lewis, Washington army base. and he is saying I need car insurance? Well my coworker said no but if you do get pulled over on base without car insurance the ticket is double. So do I need it to go on base? I will only be there for three days. Thanks.""

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Obama plans to fine people that don't buy affordable health insurance?

http://news.yahoo.com/s/ap/20090703/ap_on_go_co/us_health_care_overhaul is this ethical

""In North Carolina, do you have to already have insurance to get your license?""

I am going to try to get my license sometime this week but im not on the insurance, yet. I was wondering if you had to already be on it, or if you could take the test and if you pass, then get on the insurance. B/c we already have the papers ready for it but... yeah?""

safeco insurance

safeco insurance

""No pink slip yet, Can I insure my car in California. Also needs tags?

Ok so I bought a used G35 from a private seller but he has one more payment to pay until he gets his pink slip. We made a contract I still owe him some money until we switch it over to my name. My question is there any way to insure the car so I can drive it or should I just wait until its under my name and not drive it. Also it needs tag how should I go about that? I know the easiest way to do this is wait but I want to drive it already so if there is a possible way I'm willing to go out of my way.

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Im 16 and will be getting my license soon. I was thinking about buying a 1998-2002 pontiac trans am V8. Im a male driver. About how much will it cost me for full coverage or liability(spell check)

So how long and how much will this type of insurance cost ?

So how long and how much will this type of insurance cost ?

Car insurance help????????????

no one will give me insurance, yes iv made mistakes, and my insurance rate is high and i dont mind tht its just that some of the companys iv checked wont give me insurance iv had 2 speeding tickets at 17 mph ea, and 2 accidents, any1 know any company that will give me insurance? i went 17 over. and no1 was hurt in the accidents. iv tried state farm, all state, and triple A""

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My son is 22 and wants to insure a vehicle, but finds it very expensive. What is the cheapest LEGAL way for me to help him. I have full ncb on my own car.""

How much will my car insurance drop when i turn 25?

How much will my car insurance drop when i turn 25?

How much does Auto insurance cost in Mass?

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Israelic terms on health insurance?

I had to redo an experiment by Tykocinski. She researched the impact of certain primes, one of which is health insurance. She did this study in Israel. We replicated this study in the Netherlands, but we found different results and now we need to figure out why. For this reason I would like to know: What is the word for health insurance in Hebrew and Arabic? And how would they translate 1 on 1 with the english language. Example: the Dutch word for health insurance is zorgverzekering, but if I translate the words apart from each other I get either worry insurance or care insurance (depending on the interpretation of the Dutch language) The answer to this question could help me greatly in this research!""

Which insurance can my family get for this?

My sister is severely schizophrenic, and my mother is the only one in the family willing to deal with (ahem, work with...) her. However, my mother has HIV and stomach cancer, so we don't really know when she's going to die, but we're taking every precaution in the meantime. Which insurance can our family (my siblings and I. Our father is deceased.) get to ensure that my severely schizophrenic sister receives 24/7 inpatient medical care when my mother dies? We live in California, if that makes a difference. (and *don't* even bother with take classes and learn how to live with her. We all have our own lives, we've all decided she needs to be hospitalised permanently.) If there are no insurance plans that can ensure this, about how much would it cost to have her admitted and her care maintained? (An amount please, not just a whole lot .) Thanks. C=""

How much does a new camaro 2010 cost?

And how much would minimum insurance on one cost? I would be willing to get a white one if it meant lower insurance costs. Thank you and god bless!

""I'm a independent freelancer, what can I do to get affordable health insurance?""

I live (rent an apartment) in Pittsburgh, PA. I do not require any life sustaining medication- what health care options are available to me and how do I go about getting it?""

""I have asthma and lost my insurance, help?

I live with my family an was fully covered on their MEDICAL. Recently I was put on share of cost and cant afford the deductable but I have asthma and can hardly walk a few blocks ...show more

Motorcycle insurance is so expensive?

Basically I'll be doing my cbt test this Wednesday so I can ride my 125cc supermoto which I use for dirt biking. Checked insurance on my Yamaha WR125X and it's 1400 for comprehensive, da fk is this? After seeing that I was physically sick. So I thought I'll just check on the most cheapest moped and it's 700 which is still expensive.. How the fk do these kids I see with mini coopers afford insurance and all I wAnt is to ride a small 2 wheel sht face. I'm 18, 19 this march, work full time. Can I find it any cheaper anywhere? Should I go for third party insurance? I just hate my life""

Health Insurance for a family of 4?? Help?

Help........I need health Insurance for a family of 4... I dont work and my husband's Company doesnt Offer Health insurance...We have 2 little Kids ages 4 and 3..we need health insurance for a family of 4 we live in california between sacramento and san francisco....Can anyone help me by telling me who they use? and what can i expect to pay for a family of 4

Whats the cheapest car insurance company in Missouri?

I am 20 and attend college. I never needed a car before but now that I have to start driving, I have to get my driver's license. I have my permit and a car but since I need legal tags and insurance to take the driving test. I have to get insurance before I can get tags. So I wanted to know whats the best insurance company for me, where prices won't be outrageous??? Thanks for the help: )""

What is the best health insurance for a college student?

My mother recently changed jobs so i lost my health insurance. I've never actually looked into insurance because it was always already there for me (which was stupid of me not to do). Which is the best insurance to have in terms of coverage and cost?

Does the insurance rate go up or more if I get my license?

Ok my mom and dad both have a car and they bought a car just for me. It already has insurance and license plate and everything. I'm planning on getting my license soon. So when I do would my dad have to pay for more money because of me driving it? I mean the insurance is on my dads name. Thx for replying.

I can't afford this forced health insurance by my college! help!?

My college is telling me that it is mandatory by law that as a full time student, that I have health insurance. I will be getting my own separate health insurance at the end of the month, but tell then i have to pay the full amount with the health insurance ($1,695) I can't afford that! is there anything i can do? they told me i can't request a deferral. i don't live on campus. I only paid $200 a month last year, (I had my own insurance) but I also received less in financial aid. all of this access payment is just for health insurance! is there ANYTHING i can do?""

In india car insurance have to pay monthly or yearly & how much it cost?

In india car insurance have to pay monthly or yearly & how much it cost?

Why do people in the US waste money on car insurance?

There are 5 states such as California where 25% of the public has NO car insurance...while the rest of the country has an average of 7% uninsured. Obviously no one is enforcing insurance so...why bother getting insurance at all. Isn't it cheaper to have none..and more un-American to have it? After all, Americans generally think they should not have to pay for anything, so why pay for anything at all?""

Need help ASAP. Is it possible to get retroactive car insurance after a car accident?

I was recently involved in a car accident where I was at fault. The major problem is that at the time it happened my car insurance had been canceled for nonpayment more than 30 days before. Is it possible to pay the premiums that I missed and get retroactive car insurance? I'm trying to avoid a misdemeanor on my record. My insurance company is State Farm, and after the accident I immediately called them and had my insurance reinstated. I also told them about the accident. Please, I need help ASAP.""

Riding a 125 motorbike on fully comp car insurance?

hi does anyone know, if you can ride a 125 motorbike with l pates and cbt on a fully comp car insurance, i know i can drive other vehciles on fully comp insurance but it turns into third party only , can it be done with my motorbike , thanks .""

Will McCains proposal to eliminate the tax deduction for health insurance ?

be the straw the breaks the backs of middle class Americans? Affordable health care is one of the foremost issues for middle class Americans. John McCain wants to eliminate the tax break given for the cost of insurance this will basically amount to a 25% increase in insurance costs for most of the middle class who are already struggling Yet he wants to continue the tax breaks for the wealthiest Americans. He truly is out of touch when it comes to the common man.

Which insurance company is best for two wheeler insurance?

Which insurance company is best for two wheeler insurance?

safeco insurance

safeco insurance

Car insurance for you drivers?

i am a 18 year old male and looking for car insurance on something like a micra, punto, clio or something small like that but the cheapest i can find is 3000 with tesco and thats as a named driver on my dads insurnace. Is there anywere cheaper that anyone knows of ? how much do other people pay? also it is a full uk licence i have and i have had it less than a year""

Insurance. What do I need to sell Term Insurance in California?

Insurance. What do I need to sell Term Insurance in California?

Is insurance cheap for a 2007 Honda CBR125?

I live in Vancouver, Canada if that helps. I'm a new motorcycle driver. 17 years old. What could I expect to pay for insurance?""

Cheap car insurance provider?

Im 21 years old and looking for cheap car insurance, i have been on all the price comparison website but they are still to pricey for me.""

Question about Car insurance (UK)?

Does anyone know if / how mileage for year is calculated for insurance purposes. What do the insurers check for these details? I have a private policy for my second car (my non work runaround) and it is limited to 3000miles per year. Perfect for trips to the dump, bulky or messy trips to the shops etc. I lend the car to my partners foreign parents who use their own insurance policy (cheaper for them) to drive it during their vacations to the UK 2-3 times a year adding quite a bit of mileage to the vehicle. If we both have insurance to be driving my car, am I at fault for claiming low mileage allowance for cheaper insurance for the car?""

How much wil Car Insurance be when i get my temps in Columbus Ohio?

How much wil Car Insurance be when i get my temps in Columbus Ohio. im going to be under my moms insurance. how much will i have to pay. or will i have to pay. my mom dosent kno, neither do i. can she put me on her car insurance for free or do i have to pay or what. whats the rules so to say""

How much is Ferrari insurance?

How much would it cost to insure a 16 year old for a 308 Ferrari that is worth $20,000""

What is an individual health insurance?

What is an individual health insurance?

Do i have to make a down payment on my car insurance?

i am buying my first car at the age of 18. i want to go on my moms insurance policy with the car in her name. i will pay for it myself though. from what i know, this should be cheaper if the car is known to be hers with me as a driver. when i add this car to her policy, will i have to make a down payment?""

How much does UPS ground insurance cost?

selling my psp through ebay and would like to know how much does it cost to get insurance on the item and delivery confirmation

""So i have a full coverage on my car insurance, and now this situation, need advice?

The insurance estimator guy told me that i can only take my car to a specific place to be repaired OTHERWISE he is going to tell me that the car being ruined was my fault (it ...show more

Cheaper insurance car under 25 years?

what is cheaper incurance car under 25 years

""What is a good site for getting a quote for insurance on a moped, 50cc in the UK?""

I need to insure a 50cc moped in the UK, does anyone no anywhere I can get some good quotes""

Estimate of insurance cost?

How much would car insurance be for a 17 year old with a good record and grades driving a Jeep Wrangler or Cherokee Sport? I know prices differ but I'm just looking for a very rough estimate. Thanks!

What are the variables included in the cost of car insurance?

What are the BASIC variables that are included in any car insurance? i.e...car color, car make, type of car, horsepower, year, age of driver, ethnicity...? Which things do they look at car wise/and driver wise that affect how much insurance you end up paying in the end? and does the speed of the car effect the cost greatly?""

How much is moped insurance?

getting a scooter , how much will my insurance be?""

I want to put my niece on my car insurance?

i drive a 2001 puegoet 206 and want to include my 17 year old niece on the policy.she has a provisional licience.does anyone know what this will cost approximately

How does the age of a car factor into the cost of car insurance?

Obviously there is more than one factor that influences the cost of car insurance. I know that when a car is newer, it usually costs more to insure than a car that is older. For example, a 2009 Chevy Impala is more expensive to insure than a 1983 VW. But, suppose I bought a vehicle like a 1957 Lincoln, 1955 GMC, or a 1956 Plymouth (or some other car from that time period)? If it wasnt something that people easily recognize like more popular cars from that time period, would it cost less to insure? (They arent as recognizable or popular, in the sense that if one was driving a 1957 Chevy, or a 1959 Cadillac or a Thunderbird, most people would instantly know what it was, but if I drove a 1957 Lincoln or a 1955 GMC, most people wouldnt immediately know what it was.)""

I need a Dentist......I have no insurance....what should I do?

I haven't visited a dentist in years, but I really need to have a check-up. I have no insurance, What can I do? Where can I go?""

How Much is this Emergency Room Visit without Insurance?

My aunt got really loopy yesterday after hearing bad news and i took her to the emergency room. They took her blood pressure, pricked her finger to test her blood sugar, the nurses/doctor asked her questions, and they gave her an anti-anxiety pill. That was it. No xrays or anything else. it took about 3 hours all together with the waiting. would this still be about 500 - 1000 bucks?""

How much will her insurance likely go up?

my grandma pays about 65/month for her car insurance, she is 59 today she didnt see my car and backed into the passenger side leaving a dent. I have full coverage for my car. she has liability on hers. I dont just not want to do anything. i want it fixed. but i dont know if i want to call my insurance company. cuz if i say it was her fault, which is was, idk how much her insurance will go up. if its ten dollars a month its no big deal i wouldnt think. but i dont want it to be a lot. if i say it is my fault, then i have a 500 dollar deductable and my insurance goes up. and i cant afford that. im 17. she also said she would try to pay for it to be fixed. but idk if it is cheaper for her to pay for it or for her insurance to go up.""

""Excluding insurance prices, which car would be the cheapest to run: impreza wrx (2006-2088), Civic Type R EP3?""

I'm about to purchase a little sports car to treat myself. I was wondering if you could tell me which of these 2 cars would be the cheapest to run (fuel costs, tyres, parts etc) If anyone has an any other car suggestions with a similar amount of power and specs please feel free to suggest. Cheers""

Health Insurance for Seniors in the U.S.A but I'm Canadian?

I'm 26, A Canadian that is going to buy a U.S small business.(in California) Can anyone suggest a good heath insurance plan. I also would like to know can I get a plan for my parents (both age 60) when they come down and stay with me for more then six months? Thank you like always!!""

Anyone know pricing on auto insurance for a Cadillac CTS 2003?

Anyone know pricing on auto insurance for a Cadillac CTS 2003?

Car insurance for teenagers?

Is there any teenagers (MALE) who have got a quote for less than 600 with 1 years no claims bonus? If so, which insurance company is it with? The prices im getting are insane! I live in the UK.""

safeco insurance

safeco insurance

Motorcycle insurance for 20 year old?

Thinking about getting a bike, it would be probably a mid 90's to early 2000's enduro that I would use mostly for traveling back and forth to work here in michigan. looking for around a 300-600 cc bike that'll probably be worth about $2500. I have only one accident on my record. Any idea of a round about estimate for insurance prices of just liability? Full coverage? Also how much is it to get the licensing and take the courses in michigan?""

Question about Car Insurance Rates?

I'm 17 years old, and had my drivers license for about 2 months. Insurance rates are crazy high for me right now. I want to know how long will it take for the rates to lower? I have Allstate right now, but it might change, and I live in Florida if it affects anything. Thanks""

Where to Find Affordable Health and Life Insurance?

Hello, I'm looking for site that offer affordable health and life insurance.Please recommend me such a site.""

""In Oregon, is a pedestrian hit by a car, treated as uninsured driver without car insurance?""

Eleven years ago, I was hit by a car walking down a road in Oregon. When it came time for the medical bills to be paid, (spine fractured in 3 places, knee completely blown out, 8 days in hospital) and the settlement I was told because I did not carry car insurance, I am considered an uninsured driver. I was stuck with a $25,000 hospital bill, and a $12,000 settlement. People do not believe me when I tell them this was the law at the time. Anyone know if this is still the law in Oregon?""

Who sells the cheapest motorcycle insurance?

Who sells the cheapest motorcycle insurance?

Which is the best insurance for pregnancy ?

We are planning a kid in the near future. What insurance policy should I get so that out-of-pocket expenses are minimal ...... HMO, PPO ? Which is the best ? Please advice.""

When can I get my own insurance?

Im 17 Ill be 18 in june. I had chip but my mom moved states and left me with my dad and chip expired and she cant re-apply because shes not in the same state. My dad doesnt want to pay for my insurance so now Im walking around with no insurance. I have medical problems and it requires surgery but I cant get anything now. I'm supposed to go get my eyes checked but I cant because of not having insurance. I dont know what to do. None of my family wants to add me on their insurance plan because it's too expensive. My sibling is on my mom's insurance because she live with her and my brother is on my step-mom's and my dad is on his own and pays child support. Im at a loss for what to do. My dad cant apply for chip because he is tied with my stepmoms income. What do I do? Can I get my own insurance? I start college in the fall, should I get insurance from the university?""

Auto insurance. please help me. =)?

I'm sixteen and i just got a truck. it's a 1977 dodge pick up 4x4. i can't drive it without insurance and i don't know where to get my insurance from. i've tried getting online quotes and stuff and it didn't work. anybody know a good insurance company with a plan that covers the basic stuff i need just so i can drive my truck?? thanks. =)

Is it true that you MUST purchase health insurance?

So, President Obama says you MUST purchase health insurance or face fines by federal government. How do you feel about that? (Also, wondering how many actually care about their rights being trampled on by Obamacare.)""

What is the cheapest insurance for a 19yr old?

What is the cheapest insurance for a 19yr old?

Affordable insurance?

I want to start a new job They will offer me and my family a great insurance plan expense free The only catch is that it will not take affect for 6 months The present plan paid for by my employer will only last for 30 days once I leave this job Does anyone know of a basic affordable health insurance plan that i can purchase for 5 months Thank You

How to get a cheaper insurance premium?

In the UK am i able to put down a much lower value than the actual value of my car just so that i can get a lower insurance premium? Given my situation i would much rather pay for a new car if i crashed or pay for repairs myself if anything went wrong.

What's the best car insurance for a 20 year old female?

Hello! I was wondering if anyone had any suggestions for car insurance policies. I'm a 20 year old female, have had my license for 3+ years, never been in an accident. Could you give me an average monthly rate for insurance for a modest car (think college student income)? Either from personal experience or general knowledge? Thanks so much!""

Cost of ticket for driving without insurance?

im 16 and i need to get to work tomorow...my stepmom has to work so the only way to get to work is taking my dad's 2007 toyota tundra. if i get pulled over about how much will the ticket cost? i have my liscense just not insurance. i also live in texas

What is Title insurance?

What is it for? any advantages? how will it benefit me?

At fault driver had no insurance?

Me and my Daughter was riding my custom built harley sat. and a car made an illegal u turn in front of us and we hit his car on the side. He does not have insurance but I do. Can I use my auto insurance which is a different company form my bike insurance to cover the cost of my bike and other injuries that we suffered.? Should I hold off on getting a lawyer? I really do not want them to get my money that we are due..

Car health insurance...?

Why does car health insurance not exist I mean if it did then you would just pay a premium and then when you took it to a repair shop the insurance would cover it.

DO I NEED SHIPPING INSURANCE?

I recently bought a packet of tea-light candles off of eBay and was wondering if I should purchase shipping insurance. I mean its candles do I really need it?

How much is car insurance?

How much is car insurance for a 17 year old teenage boy as I'm learning to drive and want to buy a car at some point?

Question about car insurance?

1. How long does it take to get insurance? Can we go in and apply for it tommorrow and have it when we walk out? Or is there a waiting period? How long until you are legally covered? 2. If you get insurance on a car you are going to sell/trade in - can you switch over your insurance to cover the new car? Or how does that work? Problem is, our truck isn't insured right now but we're planning on buying a new car in the next month or 2.. will that make things more difficult for us? - first time insurance buyer""

What is a good Car insurance company comparison site?

What is a good Car insurance company comparison site?

Tricky Car Insurance Quotes?

Right, I am really at ends to get cheap car insurance... I'm probably an insurers nightmare: 17 years old, male, living in London, living with parents whilst at college etc... I've just qualified with a full UK licence, but the insurance for a '97 Saxo is 3500 and it only costs 300!!!! Anyone any ideas on how to get this down to about a grand or less? Or any suggestions for any good cars to insure a 17 year old on? :)""

Am I covered under my parents' car insurance?

I am sixteen years old and I will be added to their insurance soon, but in the meantime, am I covered if anything happens? The car is insured under liberty mutual and I do no not often drive their car, but I need to use it to get to school tomorrow. What will happen if I get into an accident with an insured car under my mom's name and not mine?""

Im 16 and getting a 2010 Camaro LS how much will insurance cost?

I live in fort worth, tx zip code is 76106""

Auto insurance for a job?

I got offered a full time job delivering for dominos. I need to know what to do about my insurace. My boss told me to raise my minimums and thats it but my mom has been yelling at me about special insurance i HAVE to get blah blah. So what do i really have to do? My insurance now on my suv is 120 a month but the quote from progressive is 5700 a year for commercial do i really have to triple my insurance for this...

safeco insurance

safeco insurance

https://www.linkedin.com/pulse/insurance-quotes-utah-celia-macdonald/"

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Holden West Virginia Cheap car insurance quotes zip 25625

"Holden West Virginia Cheap car insurance quotes zip 25625

Holden West Virginia Cheap car insurance quotes zip 25625

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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Okay guys, I'm in a very tough situation right here. & before I get to the question, Yes I know I was stupid and I have learned my lesson. Okay, I'm 18 years old and had my license for almost a year now. My dad lets me drive his car (which is under his and my moms name) ... he knows I don't have insurance and still lets me drive (I guess it's because he's too cheap at the moment) ... One day I was coming back from college and got on the interstate to get home faster. Speed limit was 55mph but I ended up going 78mph (I live in Virginia by the way) ... Luckily the cop didn't mark me for reckless driving, just speeding. I showed him my registration and stuff during the time I got stopped but he didn't say anything about me having no insurance. I checked online and my fine is $200 for speeding ... My question is whose insurance will go up?? I don't have insurance ... will I get in trouble? I didn't tell my dad yet because he'll kill me. Thanks.""

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Holden West Virginia Cheap car insurance quotes zip 25625

Holden West Virginia Cheap car insurance quotes zip 25625

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I am 17 and i am looking for cheap car insurance. does anyone know a good insurer?

I am 17 and i am looking for cheap car insurance. does anyone know a good insurer?

Renault clio 1.3L 16v Insurance costs?

how much will it cost to insure me in a Renault Clio 1.3L 16v when i am 17 using a provisional license

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Where can i find cheap car insurance for over 25's first time buyers?

""I'm looking for fullcoverage insurance that is cheap ,but i'm under 25 so what is the cheap campany around?""

Ft.worth ,bedford,euless hurst?""

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I am now 18 years old but have not yet gotten my driver's license because of the rate increase before I turned 18. I have had my learner's permit for 3 years and have a perfect driving record (no tickets or accidents). I do not own a car right now. So, I need to know if A) I need to be added to my parent's policy in order to drive their car once I get my license, and B) if so, how much more will the insurance be? I live in Florida.""

Holden West Virginia Cheap car insurance quotes zip 25625

Holden West Virginia Cheap car insurance quotes zip 25625

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Auto Insurance?

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Is honesty really the best policy when insuring a car?

Is honesty really the best policy when insuring a car?

How much u pay for ur car insurance?

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Who is responsible for insurance on car.... the owner or driver?

I'm going thru a divorce and my husband has been paying the insurance on our 3 vehicles. However, I believe the policy has not been paid and due to lapse the first of July. I'm getting insurance on the car I'm driving, but my husband alternates driving between the other car and truck. The truck is titled in his name, but the other car is in mine. I can't afford insurance on two cars. If he drives it, and he's stopped, who is responsible for the insurance?""

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CAR INSURANCE NYS??????

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Cheap car insurance for new drivers?

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Looking for affordable health insurance for the sefl employed?

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Whats a good estimate for how much my homeowners insurance would be if I'm a first time buyer, my home is around 300,000. and I have good credit, plus the home is in a brand new developement. I just want an estimate. Thanks.""

Car Insurance Estimate?

I'm 19 years old. I've had my license since December 2008. I've never been in an accident. The car would cost around 5000$ It's a silver 2002 Saturn Vue AWD V6 With around 100,000 miles on it. Used obviously. It would be bought with a loan from a bank, so financed. I make around 1000$ a month, working 32 hours a week. Lame work for now, but hey. I can easily pay for the insurance. I also have good credit history. Any ideas on what insurance would cost.""

What is the cheapest car insurance premium quote?

That you know of , for an 18 year old male driving a group 1 car. Thanks.""

Cheap Car Insurance for a 17 year old ?

I am looking for car insurance in Britain. I am 17 next month so I am looking at provisional prices which aren't too bad. I was curious and put in my birthday a few months earlier and said i had passed, the price was in excess of 4000, for a car worth 1000 ? I then put in the details of a friends new car, hes 17 and only just passed. Rich and got a 2011 bmw 1 series top of the range, quote was 9,500. How can a 1000 car be only 5000 cheaper than a 30000 car, none of this makes sense ? I know we are 4 times more likely to crash but does anyone know of any cheap insurance companies for 17 year olds just now ?""

What's reasonable insurance quote for new driver (UK)?

Hi Everyone! I'm a new UK driver searching insurance quotes for my Ford escort (engine size 1.4). I'm thinking third party only for starters. What sort of ammounts should I consider to be reasonable offers? Also, must I pay the premium in one lump sum? P.S: I'm 23 years old... Cheers!""

Car title and insurance help?

Here is my situation,my sister recently gave me a car but the title card has my dad's name on it.The plan was to put the car under my dad's name so I could practice my driving but my dad has not gone to the DVM to finalize it.I now have my license and debating on whether I should put the car under my name or just let my dad put the car under his name since he will be paying for the insurance.Another problem with the car title is the insurance. I am not sure if he should add me to his policy or get my own policy instead.I don't want him to be affected if I were to get into an accident.I am not a minor if that helps.""

Holden West Virginia Cheap car insurance quotes zip 25625

Holden West Virginia Cheap car insurance quotes zip 25625

I receive a health insurance stipend but keep it in savings instead. is this okay?

i went from being fully covered with my company in los angeles, but i moved to new york 7 months ago, where their insurance doesn't cover. in lieu of this, they give me a stipend. however, it's not nearly enough to cover cost of insurance here, so i've been putting it in a savings account until i can afford a plan in my budget and/or emergency health situations. my boss just asked me for proof of insurance. i will tell the truth of the matter, but what will happen? what can they do?""

What is general insurance?

i want to know abt general insurance.

Does anyone no of affordable maternity insurance?

My daughter is now almost 9 months old. I'm planning to get pregnant again in december. I'll be 20. Witch means that the insurance i had before MCHP will not cover me. You have to be younger then 19, and i don't live in Maryland anymore. Does any one no of any health programs that are affordable in Pennsylvania or any state for that matter? I'm married and my husband is the only one who works at this time so i was kinda looking for something on the lines of MCHP. For those who don't no what that is, its when the sate covers your pregnancy minus a few cost. Please Help! O and if your just going to rag on me for being to young and stupid dont even bother!""

What car insurance company provides the cheapest policies and best coverage?

What car insurance company provides the cheapest policies and best coverage?

What company has the very cheapest car insurance for Tennessee?

I just need the bare minimum insurance. Which is the cheapest?

Teen Car Insurance after one accident?

How much would my insurance premium rise for a 17 year old boy if I get into an accident (at-fault)? A good average (+X%) answer would be good.

""I am 17 years old and don't have health insurance, what do I do?""

I am 17 years old and don't live with my parents. I am living with a friends Aunt while I attend college. Because I don't live with my parents I can't be on their health insurance, I've been ill and worried but avoiding the doctor because any medications would cost a fortune. All my prescriptions used to only be $15 now they are dramatically raised. I don't have a job either. What do I do? Is there any type of thing I can qualify for? Any feedback would be much appreciated!!!""

Is life insurance worth having so young?

I'm almost 21 years old, junior in college, and have new car (owe ~$23,000 with my mother as a co-signer), but no other debts. I started a $50,000 life insurance plan with my insurance company( State Farm) and pay about $17/month. Is it truly worth getting a plan this young or should i just put that money in to a pre existing savings account?""

How much is an SR22 insurance cost?

More or less...

How much does it cost for car insurance for an 18 year old male at insautoinsurance?

How much does it cost for car insurance for an 18 year old male at insautoinsurance?

Where can I get auto insurance at a reasonable rate in the GTA?

I am a teen driver and just got my G2 license, and I'd like to buy a car (I'm in school and I have a job) but would like to know if I could find reasonable insurance rates ($0 - $150 MAX) in and around the Greater Toronto Area. Please list companies or brokers. Thanks in advance.""

Can you report someone for driving without car insurance?

i know this person and i was just wondering if you could turn them in for not having car insurance without them knowing who turned them in. I want to prevent someone from getting hurt and not getting there part of the insurance claim or whatever.....anything will help..THANKS!!!!

Whats the cheapest car insurance company in Michigan?

I'm moving out of my parents house in a few months, and am at the point of looking at car insurance rates. I've always just paid my fees on their shared account, which was only about $25. Friends in Ohio that also live on their own pay about $80 on their own plans per month, and they have accident histories. When I ask for quotes with a clean history, Progressive gave me a $350 quote! What's the best company to go through? Or at least top 3? I just want minimum coverage because that's all I can afford for now.""

Car insurance lapsed in CT what would be the steps to reregister car & get insurance?

Do i need to contact an insurance company first or the DMV?

Car insurance price?

Does car insurance price depend on the safety of the car? Like a car that has 5 star crash test rating, does that mean the premium will be lower than a car has 3 star rating? Thanks.""

Do i have to have insurance?

i live with my parents. an my mom told me that our car insurance company says i HAVE to be insured, cause i have access to my parrents cars... can they do that?""

Are my car insurance rates normal?

I'm looking to buy a 2004 hyundai tiburon gt and the insurance company said it would be 1100 every 6 months. My second choice was a 2005 mazda3 I. Once again, rate would be 965 every 6 months. Even the tiburon base would be over 1000. I'm a 17 year old boy. Which explains alot, but I've had no accidents and have the safe driver discount.""

What happens if I'm driving someone else's car and it doesnt have insurance?

I have insurance but the car I was in doesn't. Is there a way out of this?

How to deal with car accident with no insurance?

FYI: this falls under New Mexico laws I drove a small 2 door honda civic and was on my way to school. There was alot of traffic being it was around lunch time and i was approaching an intersection when this dodge durango came out of nowhere and tried to cross in front of me. (I had the green light) I tried to brake and swerve but my driver side front end hit her passenger front end. I didnt have insurance at the time of the accident and she came and said it was completely her fault and that she went because the other drivers were waving her to go ahead and go. She was 19 with no DL so ended up getting 2 tickets. I, on the other hand,didnt get any tickets and took an ambulance to the E.R. being i was having bad chest pain so my husband emptied the car because it was pretty much totalled. So, since ive never been in an accident before, what steps can i take to make sure she pays for this? I have a disabled husband, a 6 year old child, and now without a car with injuries i cant afford to have right now.""

Anyone know any sites I can go to to get life insurance and car insurance quotes? I don't want to give my?

phone number to any company because they hound you forever, I just don't need all the phone calls and presser.""

Does anyone know what homeowners insurance companies allow dogs like like chow chows?

We are thinking of getting a very sweet gentle chow from a local rescue group and our current insurance (Travelers) will cancel our policy should we get a chow (plus a whole other long list of breeds). I'd like to hear from someone w/ a german shepherd, sled dog (husky, malamute, akita), rott, pit bull, or other dog deemed dangerous about what insurance company you may use.""

Looking for best insurance product (LIC) which returns guaranteed & handsome amount on maturity along with acc?

Age : 35 yrs., married Premium Amount : 90  99 K per year Premium term : 25 to 30 yrs best lic plan combo plan""

Insurance for Braces?

Does anyone have insurance for braces that they have used and can tell me about it? I really need braces but my regular insurance won't pay. :( Any help is appreciated! :)

Good Cheap car insurance?

Im 16, Im getting my truck and my license in september, and I was wondering what car insurance companies I should look in to? I could be added onto my parents plan but it would be pretty expensive, I was wondering if there's a cheaper option? what insurance do you have and why? thanks!""

How much more does insurance for a left hand drive vehicle cost in the UK?

If I bought a left hand drive VW camper and insured it I the UK, would it be more expensive than a right hand drive one? Or just answer if you know how much more it costs for and left hand drive vehicle in the uk?""

Holden West Virginia Cheap car insurance quotes zip 25625

Holden West Virginia Cheap car insurance quotes zip 25625

https://www.linkedin.com/pulse/travel-insurance-australia-scott-dixon/"