#the amount of programs i want to do is not at all commensurate with the amount of time i have in which to do programs | Explore Tumblr posts and blogs

vanvelding · 1 year ago

Text

When I was in the Navy, the littoral combat ship (LCS) was The Next Big Thing. It was going to be advanced, agile, and versatile. Twenty years later, it's a jobs program, a graveyard for sailors' careers, and how good ideas can come to a dead stop when they hit an organization.

In 2002, Admiral Clark saw a Danish warship swapping out weapons in dock. As I'm writing this blog, I'm googling it because I am suddenly curious about that. "What class of Danish ship was that?" In the wake of reading about the United States LCS system, the answer hurts. I'm putting it at the end.

Anyway, he wanted one. He wanted a small, cost-effective ship that could perform multiple duties like coastal interdiction, minesweeping, and submarine hunting.

If you've ever seen Pentagon Wars, it's basically that. You can stop reading now. I don't get paid for this.

youtube

Construction

The idea behind making something--anything--is to plan it, create a prototype, test the prototype, and then make corrections before you invest several million dollars (or in this case, several billion dollars) into making it.

But who to build it? The government sought bids to design and build the ship. Lockheed Martin put in a bid including a shipyard in Wisconsin, and General Dynamics put in one including an Alabama shipyard.

And having corporations bid for contracts is good. Each wants the contract because one is going home with a billion dollar contract (and commensurate profits) and the other is going to swallow the bitter pill of failure and go home to cry on their bed.

That is, if one gets their bitter pill. In the case of the littoral combat ship, both went home with billion dollar contracts. For two different LCS designs. A platform intended to have modular weapons.

We ordered 20.

Costs

The intention was for something cheap, $200,000,000 apiece. For 20, that's $4,000,000,000 total. But, even ignoring the performance costs I'll get into below, they ended up costing 2.5x what was expected, $500,000,000, for an estimate of $20,000,000,000 total.

I wrote out the figures above because it's easy to kind of not wrap your head around the meanings of "billions" and "millons" when they're just words. It's a good idea to put those zeroes out there so we all can compare it to our bank accounts.

That's approximately 1/13th of an Elon Musk. Or half a Twitter.

It's stupid amounts of money and it was being spent on 20 ships which had not performed a single mission.

Little Crappy Ship

And it would barely do that afterwards. I mentioned that they created prototypes and did testing. They did this concurrently with laying down the hulls. They were building the ships while they were testing if that ship design was good.

This may shock some of you, but you cannot create a warship on paper correctly the first time. Tony Stark is a cartoon genius and he still built 85 versions of the Iron Man suit. And he tested each one in his basement.

Their hulls cracked, their submarine hunting equipment (sensors, torpedoes, and helicopters) could not share data, the minehunting equipment was "too difficult" for crew to use.

Ugh. Crews. I'll get to that.

The worst part were the combining gears. I don't know what combining gears are; I was in the nuclear program so I only know about reduction gears, which turn fast, light roundy-roundy into slow, heavy roundy-roundy.

But I assume combining gears serve a similar purpose; a ship transmission turning the raw power created by the engine into power by the propellers to drive the ship.

That's all too much to say that the LCS combining gears sucked. They failed all of the time on a number of the ships. So frequently that ships could leave port on a mission, have their combining gears fail, and then immediately need a tow back to port. They'd stay there for months.

The article goes into detail about the USS Freedom (The LCS classes were the Freedom-Class and the Independence-Class, because you can say a lot of things about post-9/11 America, but it wasn't that our tone was inconsistent).

Hot on the heels of two other LCS failures, the Freedom was supposed to fly the flag for the then-flagging LCS program at Pacific Ocean naval exercises.

It had seawater in its engine oil. Obviously, water and oil do not mix and you can extrapolate from that that you do not want water where your oil goes or oil where your water goes. You don't want seawater anywhere but a beach. Fuck seawater.

They tried and failed to get the seawater out of the engine oil. They knew there was still water in the engine oil. They left port. They took that engine out of service. They completed the exercise. Three days later they were put into port for two years for the resultant repairs from seawater corrosion.

Careers Made and Ended

Oh, right. Crew training. Each ship was state of the art and used a lot of new technologies, they were demanding on crews to learn and hard to maintain. The ships were were too small to carry all of the parts they needed. Some components were NUSPI, "No User-Serviceable Parts Inside." Onboard technicians were not trained--or in the case of proprietary technologies--legally allowed to repair some of their systems. Some of the manuals weren't even in English.

How did the Freedom get seawater in her engine oil? An incorrect patch procedure. How did they crew fail to get the seawater out of the engine oil. Incorrect flushing procedure. The LCSes just weren't like any other class of ship.

And remember, there were two different classes of LCS. That meant that crews couldn't transfer their experience to a different ship and ships couldn't share parts with each other. Crews trained on LCSes had to completely relearn operations when they returned to the fleet and sailors coming from the fleet had to learn a whole new way of doing things when they were assigned to LCSes.

The answer was to silo the LCS program; sailors were transferred into the LCS program and kept in it as they advanced through the ranks. For new sailors, they'd be assigned to the LCS as their first command and spend their entire careers in it. No transfer, no problem.

To deal with the LCSes problems, crackerjack commanding officers were brought in to get results as the previous commanding officers were removed or decided to quit.

You see, a ship that's fundamentally broken and unfixable cannot be put to sea, and sailors that don't go to sea don't get promoted. It became a place where careers went to die.

In the military, they tend to say "up or out" to foster a culture of progression up the ranks. For the LCS program, there was no "up," only "out."

The Navy, realizing that parking $50 million in a port at a shipyard for two years was bonkers, tried to stop the program.

Jobs for the Jobs God

But they couldn't. They don't even need all the LCSes they have. They're retiring some, but we're still making more. Why? Why are we making more ships that can't get the mission done?!

Because we didn't burn those billions of dollars. We spent them. A lot of them did vanish into the pockets of Lockheed and General Dynamics executives, but some crumbs were sent to workers in shipyards in Wisconsin and Alabama.

Congressional representatives from those states think the LCS is a great asset in our national defense strategy. That Upton Sinclair quote is apposite:

"It is difficult to get a man to understand something when his salary depends on his not understanding it."

The article's biggest proponent of the LCS is Ray Mabus, Secretary of the Navy under President Obama. Senator Tammy Baldwin (WI) wrote to then-President Trump to say that saving the LCS program was a way to foster bipartisan cooperation.

Despite being a huge turkey that can't do what we made it to do and wastes the all-too-rare staffing power of the US Armed Forces, it moves money from the federal government to enough American pockets that we keep making them.

Other resources:

A blog that weighs in on some of these things:

An article that includes underfunded innovation in the USN:

So, which Danish warship inspired the LCS?

It's hard to say. Danish warships have used interchangeable StanFlex modules since the 1980's.

The technology was there the whole time. All we had to do was buy it from the Danes.

#government #united states navy #vvo #Youtube

1 note · View note

vren-diagram · 1 year ago

Text

I think that's an argument that firms don't respond to incentives. And then there's an implicit argument that firms don't pay attention to risk:reward ratios. And then you try to argue for artificially limiting incentives in the face of a global pandemic.

I think a common failure mode of economic thought re: incentives is scope insensitivity - Pfizer wants an additional $2 billion in profits almost as much as it wants an additional $10 billion in profits - profit is profit.

Okay so like.

The investors of large pharmaceuticals companies are not scope insensitive on the order of $2-$10 billion dollars. This is a lot of money for a dude but it's not a ludicrous amount of money in the pharma space. Total market for preventative vaccines in 2022 was 202.6 billion (large majority of value in covid vaccines). Market for pharmaceuticals was $1482 billion. If you want a vaccine money needs to be on the table commensurate to the next best thing the vaccine developer could be doing. For real private action to take place we need to be beating opportunity cost.

If you seize assets because they're relevant to public safety then firms will perceive it as risky to invest in assets related to public safety (and so they're less likely to invest in those assets) and so the assets you are RELYING ON FOR PUBLIC SAFETY are not going to exist to be seized next time you want them for public safety. Then you're in the position of relying on the government properly planning for and developing those assets. If the government is good at that then I'm confused about why they didn't do vaccine development themselves and outperform all the pharma companies.

When Pfizer sets out to make the covid-19 vaccine they do not know that they are going to make /the/ covid-19 vaccine (neither does Moderna, etc.). That $1 billion is a gamble. They are gambling that money on making /the/ covid-19 vaccine. If you're Pfizer and you believe you have a 50% shot at producing /the/ covid-19 vaccine then $2 billion is a breakeven, and the gamble doesn't even look particularly great (certainly your investors are reminding you that there are better things you could be doing with that $1 billion). As the $2 billion dollar figure goes up then it starts to look like a better deal. If you (as the government) increase the 50% figure then you're in the tough position of trying to figure out which company/[short list of companies] will make a good vaccine fast at the beginning of the pandemic. Which is really hard and often turns out poorly. It's like trying to find a contractor to build a bridge.

Nobody ever talks about the companies that ran covid-19 development programs and didn't get anywhere. They exist and even if public grant money apologizes for some of their losses they won't try unless there's an incentive to try in the first place. If there's insufficient incentive they might make the sound financial decision and work on something that could make money. On the margin the more incentive provided the more firms will work on the problem. You're right that this number can wiggle around a bit (the firms on the margin working to develop a covid vaccine might not have been necessary to develop a covid vaccine) but if you set an artificial cap on the incentive then the effort going into the problem isn't tied to reality anymore, it's tied to the cap. Lower than an optimal number of firms competing to produce a vaccine for a pandemic will kill a lot of people.

You are looking at the problem after the winner has won and saying that the winner won too big. But that's the wrong way of looking at it. When they're deciding if they want to play the game the number they're looking at is the potential winnings. So if you set a precedent of kneecapping those winnings then firms on the margin are less likely to play the game. Do that enough and the machinery that gives you vaccines might mysteriously grind to a halt. Like the original linked post says. And that'll be awkward next pandemic.

Does Pfizer need to expect to profit from their vaccine? Yes, absolutely. Do they need to expect 10 times their initial investment (much of which was subsidized by grants, anyway) in profit in order to judge it a worthwhile investment? I don't think so.

When you're trying to develop a product really fast it's to your benefit to have a lot of firms compete to do that. If the prize is large then you get more firms working on the problem. I'd argue that if the walls around FDA vaccine approval were not quite so steep the [development cost]:profit ratio could be lower (each firm would be more likely to sell any vaccine at all). But we don't live in that world.

And what would the benefits have been, globally? I don't have numbers for this, but pandemics are global affairs - in addition to wanting fewer people to die, more vaccinated people means fewer variants and less disruption to the global economic system. There are plenty of selfish reasons to want the world vaccinated, too.

Honestly this makes it sound like we should have thrown even more money at the problem of production and distribution. Like we could have figured out how to incentivize vaccination in the global south at the rate of vaccination in Europe by using more money. Failed the global state-level coordination problem here. The solutions that don't make everyone think twice about doing vaccine development next pandemic look like 'paying pfizer + moderna more money' and 'approving more vaccines for western markets'.

But moreover. You're doing the thing I complained about. Where you look at the short run gain of reneging on this contract (admittedly large! covid vaccination could've gone a lot more smoothly if someone had forced Pfizer/Moderna/etc. to show everyone how to make covid vaccines). And you don't seem to think about what happens next pandemic. And that seems irresponsible.

Someone has deleted their comment on my post about some people's politics boiling down to not honoring contracts, here. But they were saying (very roughly) that lack of specific examples led them to believe the post was pointlessly vague and that I might be fully arguing to keep people homeless by honoring contracts about land ownership.

Which is maaaaaayyybe a fair interpretation. I think I'm more complaining about the people who unironically argue that we should unilaterally seize Jeff Bezos's Amazon stock to fund medicare for a few months, failing to consider that this sort of action fucks with the foundations of the private sector quite a lot and probably causes an immediate contraction in taxed revenue on the order of or worse than the seized assets, before considering what it does to scare off future activity.

131 notes · View notes

andmaybegayer · 2 years ago

Note

Let's say, hypothetically, for the sake of argument, that someone wanted the benefits of upgrading their computer but Fucking Hates Hardware, and is also frustrated that lots of major guides hedge everything by saying to Check For Yourself (reasonably! there is a lot of variability), but not how to sift through and synthesize the technical stats gained by Checking For Yourself to get an answer, and also has an eye-glaze-over reaction to the gobbledygook names of different computer parts and cannot trust themselves to remember such a name for even a few seconds. Let's also say this hypothetical person is an idiot partly in denial about their usage patterns but mostly completely ignorant of how to assess what they need, what counts as heavy usage and what counts as dicking about, whether what will count as dicking about in several years will be commensurate with what is considered heavy now, or what the bottlenecks in their current system are. What would you recommend to this person I made up?

You mentioned a few things that get to the heart of the Upgrade Question which is: what do I actually need?

Ultimately, the first thing you must ask is "Does my current system do everything I want to do." In my experience, future proofing is mostly a fool's errand, and I could write a lot about why that is, but let's just say don't worry too much about what you might be doing in five years, don't really look more than a year forward for performance estimates. Whatever you're doing now plus whatever you want to do but can't because of your current system.

(The other question is "where am I putting this", if you live in a tiny Tokyo apartment or you don't want to dedicate permanent desk space to a desktop, or this is going to be your only computer, a good laptop may be a better choice even though you're sacrificing some performance. If you live in a bigger apartment or suburban house, you can probably find space for a desktop. Hell, laptops come with a screen and keyboard built in, that's a cost a lot of people don't price into buying a new desktop for the first time.)

If your current system is doing everything you want it to do at an acceptable speed and noise level, you're done, no upgrade required. If, say, you edit video and you notice that since you moved from HD to 4k it's starting to take forever to render out, or you picked up Elden Ring and it's not running as smoothly as you would like, then it's time to upgrade.

Knowing what to upgrade, especially in-place on an existing system, is unfortunately pretty much impossible without getting into the weeds of performance and hardware, so your best bet if you are dissatisfied with your current setup is probably getting some kind of mid-range prebuilt system from a reputable company within your budget and performance constraints.

In general, most people will be moving from an old mid-range system to a new mid-range system every 3-6 years. You dont want to be upgrading with every new release, and really not even for every second release, unless if the actual tasks you need to do have changed since you got your system. In that case, you'll have to step up a budget increment since you need something faster than you use to have by a significant amount.

Budget-wise in USD, you kind of have these steps and the tasks the correlate with.

$2000: professional, "this is for my dayjob" workstations, performance machines for doing heavy compute

$1500: amateur workstations, high end gaming machines.

$1000: sensibly balanced gaming-optimized machines that'll handle most light workstation tasks, an hobbyist machine.

$500: utility laptops, for handling basic desktop and document handling tasks, programming, image editing, very light workstation tasks.

ABS out of NewEgg and Skytech from I forget who owns them make reasonably priced performance machines with all-new hardware, and while I know people who have had machines arrive with issues, the majority of the stories I hear are positive. The quality of various prebuilt manufacturers varies wildly in terms of cost to performance and level of customer service, but absolutely sight-unseen if I had to recommend some desktops and a laptop for a stranger I've never talked to I would say get one of these and it'll handle almost anything you can throw at it well enough not to annoy you.

These are not the best options per se, even in their own budget ranges, but what they are is solid all-rounders that I would not be mad about if someone told me to use them as the only computer I had for the next five years.

This is the summary of my advice on buying a new computer for people who don't like shopping for computers. The biggest weakness is the price:performance list up there, whcih assumes that you're getting fair pricing on the hardware. Lots of prebuilt companies charge super high markups on old hardware, which is an easy way to get screwed, so I'd advise checking what the latest generation of hardware available is and only using that if you're upgrading.

Annoyingly there's a new CPU release cycle happening right now, so the two things I recommended above will be one generation out of date by the end of October.

#computer stuff #ask #definitelynotplanetfall

16 notes · View notes

nickgerlich · 3 years ago

Text

Labor Pains

One of the biggest expenses for any business is labor. Unless the owner is willing to do everything themself, it’s going to cost money to recruit, train, and retain good help.

And the problem, as we have seen throughout COVID, is that labor appears to be in short supply. That’s not even accounting for good labor. Thus, we see “Help Wanted” signs practically everywhere we go, from retail stores to restaurants, and even some manufacturing and other industrial concerns.

Couple this shortage with growing efforts to push the national minimum wage to $15 an hour, and it is easy to see why many companies, from mom-and-pops to those with hundreds or even thousands of employees, are all just a little bit nervous.

To combat the labor shortage, some companies are engaging in what amounts to a bidding war. Walmart just announced it is raising wages by at least $1 an hour for 565,000 employees. Amazon and Intel also announced they are offering training and reskilling; Amazon is also providing college tuition.

In fact, Amazon and Intel’s efforts are becoming the new “minimum wage.” Regardless of how you slice it, companies are either paying more for their labor on their own, or providing for all manner of educational programs.

But what happens when these costs are tallied? Are they just absorbed by companies? Or do they get passed along to customers?

While the academic literature is in general agreement that wage increases (and specifically, the minimum wage) do not affect employment, and only cause minimal increases in customer pricing, there are other forces at play. For Amazon, Intel, and anyone else offering job training and tuition assistance, the benefits accrue to them in the form of higher loyalty and lower turnover. In the long run, in other words, it can be very cost effective to ensure a well-trained workforce.

The other factors are a little less obvious, although they can have a profound effect on workers. For example, the number of hours given each week to workers may be reduced, as well as hours of store operation and number of employees on the job at any one moment.

While it is easy for minimum wage proponents to just pass off increases as the cost of doing business, as well as ostensibly providing that nebulous thing known as a “living wage,” no one should sit back and just expect companies to roll over and accept it.

Better yet for companies to be proactive, not reactive, and work in their interests. Amazon and Intel are trying to have a better-trained workforce. Walmart is trying to get a better class of worker, and is willing to pay for it.

Color me opposed to interfering with the transactional side of employment. I’m not in favor of hurting employees, but I am in favor of a two-way street in which both parties are responsible for providing skills and wages commensurate with the task.

While many small companies may not be able to keep up the current pace, or be able to pay higher minimums should they be legislated, I salute the big companies for making progress on their own, not out of fear of governmental intervention, but because it is the right thing to do--for them, and for workers with skill sets.

And maybe in the process we can start tossing those Help Wanted signs. Because the current imbalance is not good for any of us.

Dr “Work To Live, Or Is It Live To Work?“ Gerlich

Audio Blog

#marketing #labor #minimum #wage #Walmart #Amazon #Intel #happens

323 notes · View notes

arcticdementor · 3 years ago

Link

Do school expenditures determine student performance? Are our educational gaps resource gaps? I would have thought that I could confidently answer with a no and not be challenged, at this point. People have regressed spending by countries, states, and districts on outcome metrics for a long time, and they pretty much universally show that there is no relationship between spending and success as defined in traditional terms. Neither countries that spend more nor states that spend more consistently outperform their stingier counterparts. We haven’t been able to make real causal statements, but in education we almost never can, nor is it easy to do so at the scales we’re talking about here. Perhaps the most commonly-cited review comes from the Hoover Institution’s Eric Hanushek1, who is a zealous advocate of teacher quality measures (and their nastier consequences) and who since the 1980s has been a loud voice saying that we can’t spend our way out of our problems. In the intervening decades this view has become the conventional wisdom. But lately, there’s been a growing sense that it’s wrong.

I doubt that anyone would object to the claim that the United States has been trying to spend its way out of educational inequality for decades. Though you sometimes hear, absurdly, that we are “defunding” education, we are spending as much as we ever have, in inflation-adjusted dollars, and that is significantly more than we spent for the great bulk of the history of public education. And this funding increase has been steered in dominant majorities towards “need,” which means poorer schools and disproportionately higher-minority schools2. It’s typical for left-leaning people to lament that poor districts are broadly underfunded relative to others, but it’s hard to justify this belief. Part of the perception problem is that people are operating in a local-spending dominant mindset, when that reality doesn’t really exist anymore.

…

The growth of state spending has been a quiet but major story in recent decades, in part due to the massive expenditures necessitated by NCLB and ESSA testing requirements. State funding sources are now at parity with local sources and while federal education spending is still far behind, that expense has grown to something like .5% of GDP. Discretionary fed money tends to be heavily concentrated in the worst-performing schools, and state expenditures also are often steered towards struggling schools and districts. Here’s Title I spending as a convenient indicator of the larger dynamic, again old data but the trend hasn’t changed.

…

We’re spending more, and we’re steering the money where people say they want it to go. It just hasn’t worked.

I really need to underline this point: lower educational expenditures per student can’t be the source of race and income gaps because Blacker and poorer schools receive more per-pupil funding than whiter and richer schools. Sosina and Weathers 2019: “On average, both Black and Latinx total per pupil expenditures exceed White total per pupil expenditures by $229.53 and $126.15, respectively.” Check the tables in the study for more. And this does not encompass the small but growing amount of private dollars that are finding their way into public schools through various grant programs and foundation spending, which likely almost all goes to struggling poor and high-minority schools. This finding flies so directly in the face of the progressive conversation that I find people just can’t hear it, but it actually makes perfect sense. Of course those schools have more funding; we’ve been throwing money at our achievement gaps for 40 years.

…

Combine this with the widespread sense that these costs haven’t resulted in better schools and you get some understandable bipartisan exasperation. Frustration about our “failing” schools is potentially misleading; we are arguably one of the best school systems in the world when you match for relevant demographic data in PISA scores, and our median and top 5% of students are competitive with anywhere else in the world. We suffer from truly terrible performance in our bottom quintile which drags our overall numbers way down. But that quintile exists, and it’s the case that we have large and troubling gaps and haven’t closed them despite it being a policy obsession since before I was born. We’ve burned money on it and gotten nowhere. It’s not hard to understand why people conclude that money doesn’t seem to matter much.

This point has frequently been argued through scatterplots, not unreasonably given how consistently they show little or no relationship.

…

As usual, further study is needed. I don’t think the current scholarship is sufficient to outweigh the consistent observation, across many contexts and framed in many different ways, that those that spend more don’t consistently get better quantitative educational metrics in return. I do think that it’s an intriguing line of research. In the short term, though, I can’t see how it impacts the basic political calculus. If I want to spend more on schools, how do I take the current research to the public and ask them to accept tax increases? The political ask remains as hard to make as ever, by my lights. In 1950 we spent less than 3% of GDP on education in this country. Now it’s more like 7%. It’s hard to say that we have better educational or economic outcomes commensurate with that growing price tag. I am a free-spending, let’s-use-the-printing-press kind of a guy. But even I have to ask, how much are we ultimately going to have to spend, and at what point does just cutting people checks become a more efficient option?

#freddie deboer #substack

4 notes · View notes

cardsvistas · 4 years ago

Text

12 Secrets You Will Not Want To Know About Sears Credit Login | sears credit login

Many or all of the articles featured actuality are from our ally who atone us. This may admission which articles we address about and area and how the artefact appears on a page. However, this does not admission our evaluations. Our opinions are our own.

Sears Credit Card Login – Credit Card Login Info – sears credit login | sears credit login

If you boutique at the aforementioned abundance frequently — already a ages or added — it could potentially be advantageous to get that store’s committed acclaim card, if its discounts and rewards are advantageous to you.

But alike common Sears shoppers ability appetite to skip the retail chain’s branded acclaim cards and opt instead for a general-purpose rewards card.

Here’s why, additional some other things to keep in apperception about Sears acclaim cards.

Sears filed for defalcation in October 2018, but food aren’t dematerialization entirely, nor are its co-branded acclaim agenda offerings.

» MORE: Will your abundance acclaim agenda survive the ‘retail apocalypse’?

Die-hard Sears admirers accept two choices:

sears citi credit card login account لم يسبق له مثيل الصور + tier12 | sears credit login

Sears Mastercard®: You can use this agenda at any merchant that accepts Mastercard, and it earns Shop Your Way points. For the aboriginal year the anniversary is open, you’ll acquire 5% aback in credibility on gas base purchases and 3% aback in credibility on acceptable restaurant and grocery abundance purchases. After the aboriginal $10,000 in accumulated gas, restaurant and grocery spending, you’ll bead aback to a rewards amount of 1% aback in points. You’ll additionally acquire an absolute 2% aback in credibility at Sears and Kmart during the aboriginal year. After the aboriginal year, aggregate drops aback to 1% in points.

Sears Card: This abundance acclaim agenda can be acclimated alone in Sears food or at Sears.com, as able-bodied as at Kmart. It gives cardholders account deals and appropriate offers in-store or online. It also grants admission to cardmember contest and coupons. If you accept this card, you may additionally authorize for “special financing” on baddest purchases at Sears and Sears.com.

Neither agenda has an anniversary fee.

» MORE: Your abundance acclaim agenda wants to be your accustomed card

Both Sears acclaim agenda options ache from the aforementioned afflictions as best abundance cards: aerial absorption ante and restrictive rewards.

With either card, the APR for purchases and antithesis transfers is 27.24% variable. That’s abundant college than the boilerplate rate on acclaim agenda accounts that acquire interest.

Sears Credit Card Review | Credit Karma – sears credit login | sears credit login

Worse, both cards’ “special interest” offers on baddest ample purchases can end up costing you hundreds of dollars in interest. That’s because the absorption in these promotions is not waived, as it is with accurate anterior 0% APR offers. Instead, it’s deferred.

When absorption is waived for, say, 12 months, the agenda issuer doesn’t allegation you any interest. After the 12-month aeon ends, the issuer can allegation you absorption activity forward.

But aback absorption is deferred for 12 months, absorption is accruing in the background. As continued as you accept the acquirement absolutely paid off by the end of the 12 months, you’ll pay no interest. But if any of the antithesis is larboard over — alike 50 cents — you’ll pay absorption on the absolute acquirement activity all the way aback to the day you fabricated it.

» MORE: How to accept a 0% APR acclaim card

For a aeon of time, the Sears Mastercard® can acquire 5% aback in credibility on gas purchases and 3% aback in credibility at restaurants and grocery stores. On the surface, those rewards arise commensurable with or alike bigger than what’s offered by the best aggressive abundance cards.

But those ante are alone for the aboriginal year you accept the card, and alone up to the aboriginal $10,000 in accumulated gas, grocery and restaurant purchases through that promotional period. After that, you’re back to earning 1% aback in credibility on everything.

SearsCard Login – Help with Online Bill Payment – searscard | sears credit login

And area can you redeem your rewards? Alone through Sears, Kmart and the Boutique Your Way program, of course.

There are a lot of options that ability prove added advantageous than a Sears acclaim card.

» MORE: NerdWallet’s best rewards acclaim cards

» MORE: NerdWallet’s best abundance acclaim cards

Information accompanying to the Sears Agenda and Sears Mastercard® has been calm by NerdWallet and has not been advised or provided by the issuer of this card.

12 Secrets You Will Not Want To Know About Sears Credit Login | sears credit login – sears credit login | Pleasant in order to my personal blog site, in this particular time period I will teach you about keyword. And after this, this is actually the 1st graphic:

www.searscard.com make payment – Sears Credit Card Customer .. | sears credit login

How about graphic previously mentioned? is actually that will incredible???. if you’re more dedicated so, I’l m explain to you many graphic again beneath:

So, if you wish to secure all these awesome images regarding (12 Secrets You Will Not Want To Know About Sears Credit Login | sears credit login), simply click save icon to store these images for your laptop. They are ready for download, if you love and wish to obtain it, click save badge on the post, and it’ll be immediately downloaded to your desktop computer.} At last if you’d like to obtain unique and recent image related to (12 Secrets You Will Not Want To Know About Sears Credit Login | sears credit login), please follow us on google plus or book mark this site, we attempt our best to give you regular up-date with fresh and new pictures. We do hope you love staying here. For some up-dates and recent information about (12 Secrets You Will Not Want To Know About Sears Credit Login | sears credit login) pics, please kindly follow us on twitter, path, Instagram and google plus, or you mark this page on book mark area, We attempt to provide you with up grade periodically with fresh and new pictures, like your searching, and find the ideal for you.

Thanks for visiting our site, articleabove (12 Secrets You Will Not Want To Know About Sears Credit Login | sears credit login) published . Today we’re excited to announce that we have found an awfullyinteresting topicto be pointed out, that is (12 Secrets You Will Not Want To Know About Sears Credit Login | sears credit login) Lots of people searching for information about(12 Secrets You Will Not Want To Know About Sears Credit Login | sears credit login) and of course one of them is you, is not it?

Sears Payment Options – Sears – sears credit login | sears credit login

pay.searscard | sears credit login

www.searscard | sears credit login

Sears Credit Card Login in 12 – sears credit login | sears credit login

www.searscard.com – Sears Credit Card Account Login Guide – Iviv | sears credit login

Buy Sears Gift Cards | Kroger Family of Stores – sears credit login | sears credit login

How to Access a Sears Credit Card Account | LoveToKnow – sears credit login | sears credit login

from WordPress https://www.cardsvista.com/12-secrets-you-will-not-want-to-know-about-sears-credit-login-sears-credit-login/ via IFTTT

#IFTTT #WordPress

0 notes

visawords · 4 years ago

Text

Things That Make You Love And Hate Sears Credit Card Make A Payment | sears credit card make a payment

sears credit card – sears credit card make a payment | sears credit card make a payment

But alike common Sears shoppers ability appetite to skip the retail chain’s branded acclaim cards and opt instead for a general-purpose rewards card.

Here’s why, additional some other things to keep in apperception about Sears acclaim cards.

Sears filed for defalcation in October 2018, but food aren’t dematerialization entirely, nor are its co-branded acclaim agenda offerings.

» MORE: Will your abundance acclaim agenda survive the ‘retail apocalypse’?

Die-hard Sears admirers accept two choices:

Sears Credit Card Application – how to make money while working .. | sears credit card make a payment

Neither agenda has an anniversary fee.

» MORE: Your abundance acclaim agenda wants to be your accustomed card

Both Sears acclaim agenda options ache from the aforementioned afflictions as best abundance cards: aerial absorption ante and restrictive rewards.

With either card, the APR for purchases and antithesis transfers is 27.24% variable. That’s abundant college than the boilerplate rate on acclaim agenda accounts that acquire interest.

www.activate.searscard.com – How To Activate The Sears Credit Card .. | sears credit card make a payment

When absorption is waived for, say, 12 months, the agenda issuer doesn’t allegation you any interest. After the 12-month aeon ends, the issuer can allegation you absorption activity forward.

» MORE: How to accept a 0% APR acclaim card

www.sears | sears credit card make a payment

And area can you redeem your rewards? Alone through Sears, Kmart and the Boutique Your Way program, of course.

There are a lot of options that ability prove added advantageous than a Sears acclaim card.

» MORE: NerdWallet’s best rewards acclaim cards

» MORE: NerdWallet’s best abundance acclaim cards

Information accompanying to the Sears Agenda and Sears Mastercard® has been calm by NerdWallet and has not been advised or provided by the issuer of this card.

Things That Make You Love And Hate Sears Credit Card Make A Payment | sears credit card make a payment – sears credit card make a payment | Encouraged to help my website, with this occasion I will demonstrate concerning keyword. Now, this is actually the first picture:

Use Sears Credit Card and Gift Card for in-store purchase – Ways .. | sears credit card make a payment

Why not consider photograph above? will be which wonderful???. if you believe thus, I’l d provide you with a few picture once more below:

So, if you would like secure the incredible images related to (Things That Make You Love And Hate Sears Credit Card Make A Payment | sears credit card make a payment), click save button to download the images for your laptop. There’re prepared for save, if you want and wish to take it, click save logo on the post, and it will be directly down loaded to your computer.} At last if you wish to grab new and latest image related with (Things That Make You Love And Hate Sears Credit Card Make A Payment | sears credit card make a payment), please follow us on google plus or bookmark this blog, we try our best to offer you daily up-date with fresh and new graphics. We do hope you enjoy staying here. For most updates and latest information about (Things That Make You Love And Hate Sears Credit Card Make A Payment | sears credit card make a payment) images, please kindly follow us on tweets, path, Instagram and google plus, or you mark this page on bookmark area, We try to offer you update regularly with fresh and new pictures, enjoy your browsing, and find the ideal for you.

Here you are at our site, articleabove (Things That Make You Love And Hate Sears Credit Card Make A Payment | sears credit card make a payment) published . Nowadays we are delighted to announce that we have discovered a veryinteresting nicheto be reviewed, that is (Things That Make You Love And Hate Sears Credit Card Make A Payment | sears credit card make a payment) Many people looking for info about(Things That Make You Love And Hate Sears Credit Card Make A Payment | sears credit card make a payment) and certainly one of these is you, is not it?

How to Register Sears Citibank Credit Card | Online Payment .. | sears credit card make a payment

Sears Credit Card Payment Online – Warren in Finance – sears credit card make a payment | sears credit card make a payment

How To Do Sears Credit Card Login (Online/ Payment) – sears credit card make a payment | sears credit card make a payment

Sears Credit Card – YouTube – sears credit card make a payment | sears credit card make a payment

Sears Credit Card Review (BONUS: 12 Better Alternative Cards) (12 .. | sears credit card make a payment

activate.searscard | sears credit card make a payment

Sears Credit Card 12 Benefits and FAQ – sears credit card make a payment | sears credit card make a payment

from WordPress https://www.visaword.com/things-that-make-you-love-and-hate-sears-credit-card-make-a-payment-sears-credit-card-make-a-payment/ via IFTTT

#IFTTT #WordPress

0 notes

wineanddinosaur · 5 years ago

Text

How to Make Sense of Sustainable Wine Certifications

Discerning consumers are increasingly aware of what they put into their bodies, and concerned about the ethical and sustainable ramifications of products they choose to buy. In the food and drinks space, this is now a mainstream tendency, which started with food, then moved into wine.

These developments are a positive step for the environment, but the rush to certify has also led to confusion among wine drinkers, who are confronted by dozens of logos, stickers, and labels on the bottles they pick up in a wine shop.

But some progress is better than none, according to Sophie Drucker, winegrower and vineyard manager of DeLoach Vineyards in California. “If you want to support wineries that are doing something sustainable, start with wineries that are talking about it and have those certifications,” she says.

But there’s no need to panic. VinePair assembled a quick and dirty explainer of the most common labels to know, with testimonials from winemakers about their experiences.

Organic

In the U.S., the United States Department of Agriculture’s National Organic Program certifies organic wines. The core tenet is a complete ban on synthetic fertilizers. To call your wine organic, other materials that go into it, such as commercial yeast, must also be certified organic. If a vintner is only organic in the vineyard, they may use the label “made with organically grown grapes.”

Added sulfites are not allowed in organic wines in the States, but in Europe for example, a certain amount is allowed. Organic winemaking has gained devoted advocates worldwide who believe the benefits of this practice are far-reaching.

“I work with producers who have gone organic because they’ve understood that they will be able to increase their quality level, that they will have a larger expression of terroir, and that they will be able to have a more constant production,” says Jan Kux, the owner of Switzerland-based Natural Organic Agriculture (NOA), who advises European vintners such as Pratsch in Austria.

Biodynamic

Biodynamic farming is, essentially, one step (or several) further along the complexity spectrum than organic. Biodynamic viticulture is done organically but also revolves around an astronomy calendar that dictates farming actions, such as when to prune, water, and pick. It also utilizes various homemade compost-based fertilizers.

At DeLoach, Drucker says the 16.5-acre vineyard was replanted in 2006 and rested for three years to bring back ecological diversity. It was then certified organic in 2009 and certified Demeter, the leading biodynamic stamp of approval, in 2010. All of this additional process comes at a premium. DeLoach’s vineyard-designate, biodynamic wines that come from the estate are priced higher than the bottlings with grapes they source through non-Demeter partners.

SIP Certified

Hahn Family Wines was part of the pilot program for Sustainability in Practice (SIP) back in 2008, a certification that started in California and recently expanded to other spots in the U.S.

“It was a game changer for us,” says Patrick Headley, Hahn’s director of viticulture. “It’s not everyday that you find a program that’s an umbrella that hits all these different areas.”

SIP adopts planet-friendly principles like water management, energy efficiency, and healthy vineyards. Some chemicals are permitted, such as copper and glyphosate, but are heavily restricted. SIP is also equally preoccupied with people, making sure its winery members are treating employees ethically and providing them with things like competitive wages and medical insurance.

Certified California Sustainable Winegrowing (CCSW)

The CCSW label, created by the California Sustainable Winegrowing Alliance in 2010, also has broader concerns than just farming.

“Organic is great,” says Stephanie Honig, director of sales and communications at CCSW-certified Honig Vineyard & Winery in California. “But it says nothing about your water efficiency, your energy efficiency, your recycling practices, the weight of your glass.” CCSW also has requirements for the treatment of employees.

CCSW has a “red” and “yellow” list for chemicals. “Red” materials cannot be used after year two, and wineries must provide written justification for why it is necessary for them to use “yellow” products.

Honig says the certification adds a certain credibility that was lacking before, even though her winery and others were already making efforts to be sustainable. This is an investment, of course. When the winery put in solar panels in 2006, Honig estimates it cost $1 million out of pocket. But because they provide the facility with free power, she says the return on investment was eight to 10 years, while the lifespan of a solar panel is 25 years.

“Part of sustainability is staying in business,” she says. “If you have a business that’s not sustainable, that’s not going to work.”

Leadership in Energy and Environmental Design (LEED)

LEED is a unique certification because it focuses on the “green” design and architecture of a facility, as opposed to vineyards or business practices. It’s most often used for residential buildings but has filtered through the commercial space as well. For Nancy Irelan at Red Tail Ridge Winery in the Finger Lakes, building her LEED-certified winery in 2009 was not easy but well worth it.

“It was very difficult because no one had implemented LEED certification in the wine industry in upstate New York,” she says. “There really wasn’t a knowledge base here, and finding the properly certified architects and contractors was a struggle.”

As small business owners, Irelan and her husband, Michael Schnelle, were most concerned with energy savings and using alternative energy to improve their bottom line. “We actually paid back on that investment in two and a half years. That’s phenomenal,” she says.

B Corporation

B Corporation is another certification that evaluates both social and environmental standards. It’s one of the most comprehensive programs out there, and while it’s not just limited to the wine industry, many vintners have joined it.

“We really agreed with the tenets of stakeholder management and sustainability, and leaving places better than you found them,” says Keith Scott, director of marketing at A to Z Wineworks, which became the first B Corp winery in Oregon in 2014. “I think for shoppers who don’t want to become an expert on every last certification, it’s a good overall stamp.”

Symington Family Estates in Portugal became a B Corp in 2019, the first winery in Portugal to do so. “B Corp is appealing because it’s very broad, it’s not just certifying your farming practices,” says associate director Rob Symington, who’s in charge of the company’s sustainability program. “It’s a company-wide certification covering social and environmental factors and core business practices.”

Symington also likes that B Corp is “a roadmap for continuous improvement.” Each time a business recertifies, there are higher standards to achieve. Another benefit both Scott and Symington mention is that the fee for certification is commensurate with a company’s profits, making it attainable for even small wineries with slim margins.

The article How to Make Sense of Sustainable Wine Certifications appeared first on VinePair.

source https://vinepair.com/articles/sustainable-organic-natural-wine-certifications-guide/

0 notes

johnboothus · 5 years ago

Text

How to Make Sense of Sustainable Wine Certifications

But there’s no need to panic. VinePair assembled a quick and dirty explainer of the most common labels to know, with testimonials from winemakers about their experiences.

Organic

Biodynamic

SIP Certified

Hahn Family Wines was part of the pilot program for Sustainability in Practice (SIP) back in 2008, a certification that started in California and recently expanded to other spots in the U.S.

“It was a game changer for us,” says Patrick Headley, Hahn’s director of viticulture. “It’s not everyday that you find a program that’s an umbrella that hits all these different areas.”

Certified California Sustainable Winegrowing (CCSW)

The CCSW label, created by the California Sustainable Winegrowing Alliance in 2010, also has broader concerns than just farming.

“Part of sustainability is staying in business,” she says. “If you have a business that’s not sustainable, that’s not going to work.”

Leadership in Energy and Environmental Design (LEED)

B Corporation

The article How to Make Sense of Sustainable Wine Certifications appeared first on VinePair.

Via https://vinepair.com/articles/sustainable-organic-natural-wine-certifications-guide/

source https://vinology1.weebly.com/blog/how-to-make-sense-of-sustainable-wine-certifications

0 notes

visitonair · 5 years ago

Text

Best and Easy Ways to Choose Your Travel Destination

Travel Destination is not easy to choose, especially if you are looking for a special vacation and have little time to decide.

If you want to travel but you don’t know where to go, and if you are looking for a little clarity and inspiration to start planning your trip, you are in the right place. This article contains the questions you should ask yourself and tips on where you can go to find your travel destination and choice.

You want to succeed in your journey, starts with an appropriate travel destination, but choosing your travel destination may seem overwhelming. You should not worry because this can happen whether you are planning your first trip or you used to travel many times.

You have to divide the process into smaller parts to sort out the practical aspects and discover your motives for travel.

Basics to Choose Your Travel Destination

youtube

How I decide WHERE to TRAVEL NEXT – youtube video

How much time do you have to choose?

time to choose your travel destination

Would you consider spending a long weekend or a trip for two weeks, or a long trip, or anything between them?

Based on where you live and the amount of time that it must travel, some destinations will be more logical than the other. Regardless of whether you want to relax or exercise of adventure activities, traveling frequently can lead to the hasty and unjustified trip.

Who are you traveling with?

How to choose your travel destination with family

Do you travel with your wife and kids, or prefer to travel alone? Travel with others may make a public and different experience.

If you are traveling alone, is this the first time for you? Or you were alone before? Are you looking for an experience outside your comfort zone? Or do you prefer to make things easy for yourself through a tour?

What reasonably weather suits your travel style?

Choosing your travel destination according to its weather

Would you like to see the sights of the city when the weather is warm? Do you prefer cooler temperatures or would like to see white natural views in the winter? It is clear that the weather preferences you have could help in narrowing the potential travel destinations at the time to travel.

Remember that traveling during peak seasons is usually accompanied by high prices.

Do you travel in some of the seasons in order to save money? The weather is nice, but may not be as you wish. In contrast, a small number of people is visiting these places at these times, which means that you will be away from the crowds.

What is your budget?

Choosing your travel destination according to your budget

You do not need a lot of money for travel, but it is important that you feel comfortable with the destination of your choice, and the degree of the seat in the travel and your accommodation. You should also consider some tips such as the type of the trip, what travel gear that your destination requires, and kinds of hotels that you will stay in.

In case you are a subscriber in airline or hotel loyalty programs, you can use the miles and/or points to offset some or all of the costs? You should also note, currency exchange rates.

Through the above information, you have finished the first steps of the process to select the direction of travel. Then you move to the next step which is the type of destination that commensurates with the experience that you hope to get.

What types of travel experience do you want?

You should decide what you prefer in travel: mountains, beaches, sightseeing, outdoor adventure or a historic visit to famous cultural attractions. Travel planning is about identifying a trip or experience for you and your travel companions.

You have to know what the important things you hope to gain from your trip, the experience you hope to have with your travel companies, and how you want to remember this trip. Kind of trip you want is the basis for the selection of the correct destination and make your trip a success.

Travel can be fulfilled if you are planning for a meaningful trip to meet your dreams of travel. When you choose your destination basing on what your kids or any other person you know, your tour ends in failure and frustration.

Tools to Find and Choose Your Travel Destination

1. Use Pinterest’s Visual Search Engine

The famous phrase “the picture speaks a thousand words” is not just words, but a reflection of the reality. We are visual creatures, we are bound with each other and with the world in a whole by feelings and pictures.

Our brains are complex to address photos quickly, which affects the feeling of what we think of as to what we do. Drawing on this relationship can know the importance of Pinterest and Instagram that make hundreds of millions of people use this visual platform for everything like home decor and even the planning of travel. These images have feelings that can be of great help when choosing your travel destination.

If you have never used the Pinterest platform, it’s best for you to create an account on it, not as a social platform, but as a search engine that offers results in images. You will need a Pinterest account to find a lot of travel information with other bloggers.

A Pinterest search engine allows you to search for specific keywords, like Google, as well as suggest additional keywords when typing and show more of them in the search results. You can click on any of the keywords to improve search boxes.

The arrows on the side of the main words Allow you to scroll through all of the options for the keywords. For example, if you wanted destinations of the bucket list travel in Europe, you should choose Europe from the keyword boxes. Then, you will find the visible results of an unbelievable travel destination.

You can repeat the search through the improved different major words. Click on the pins that you want to see more information about this destination. Then, save the pins that you want in one of the travels of Pinterest boards and used them later to select the destination of travel.

youtube

How To Use Pinterest For Beginners.

2. Follow Inspiring Instagram Accounts and Hashtags

Instagram is a good place to share photos and videos whether you are an experienced photographer or you just share your own photos. Every day 60 million new images are downloaded on Instagram. It is good there is no shortage of photographs interested in travel and amazing places all over the world.

If you haven’t downloaded the Instagram app on your mobile device, you need to download it and create an account to join other Instagram users. Then, you can use the search feature to enter a word such as travel or a place name to find photos and follow people interested in such a subject. So, you can choose your travel destination and the places you want to visit in the future.

3. Buy Coffee Table Travel Books

Buy Travel Books to choose your travel destination

Although there are various digital objects and online services, you should not underestimate the value of travel books.

The books are available with their huge pages and colorful pictures of trips. It is good to know how to choose your travel destination or go far in your travel dreams. You can open these books on random pages and see what’s in them. You can also keep the book open for a specific page only to see if the place looks suitable for future trips.

Here are some useful books on travel.

One of the books that are interested in travel is “Journeys of a Lifetime“, one of the books that arouse the passion to travel around the world for anyone.

The images take you to the beautiful scenes, while the text of each place evokes images rich in lush rain forests and medieval architecture. The chapters in the book are organized by type of place, such as mountains, beaches, etc. The book presents each country individually. Therefore, you can get information about the cultures of nations and their peoples.

The book is useful because it helps you choose the experiences that match the journey that suits you and others with you.

The ideas in this book are dedicated to those who want to explore the beach. From Patagonia to the Canadian Rockies to the best diving areas in the world.

Finally, we can say this book contains excellent information about the best destinations for the times you want to travel, and the best times to travel to a particular place. It’s a perfect book of practical information about travel.

youtube

Instagram Hashtags: How To Find And Use Them.

4. Read Travel Blogs like Visit Onair

There are a lot of travel blogs that contain a lot of useful content. You can search for a lot of information in a few minutes, and this can be seen in the recent blog posts. Stumbleupon is a great tool to land randomly on travel blogs.

Once the registration (Free!), select travel as one of your interests. Then, press the stumble button for the type of reverse research. Instead of typing keywords on Google, Stumbleupon offers articles about travel.

5. Follow the Deals

If you are one of those people who are happy to travel anywhere, and if you are looking for the least amount of money possible!

It’s best to subscribe to their hotels, airlines, and e-mail loyalty programs so you can get to know the travel destinations at the right rates as well as hotel rates.

If you earn enough points, you can look for reward discounts in the loyalty program for certain places or hotels. For example, at the end of summer, IHG was offering the rate of 50% of award nights at selected hotels in Mexico, the Caribbean, and Central America.

The Flight Deal and Secret Flying are websites that list mistake and great value airfares. Deals often need to be booked immediately at the appropriate time.

Skyscanner helps you to find the right price for flights even if you don’t like to go there. You can type your home airport as a departure and you can type “everywhere” as a destination. Skyscanner will show you the cheapest flights to a range of destinations.

youtube

How To Pick The Best Airplane Seat Every Time- Youtube video

You have to make sure you know how to find the cheapest flights before deciding. Momondo is a great tool to choose your travel destination and find the best price for air travel. They have the tool “Find Finder” that allows you to choose the destinations by continent, month, budget, and theme (beaches, cities, etc.).

youtube

How to Choose a Travel Destination – Youtube video

source https://visitonair.com/best-and-easy-ways-to-choose-your-travel-destination/?utm_source=rss&utm_medium=rss&utm_campaign=best-and-easy-ways-to-choose-your-travel-destination

#travel #visit #holiday #vacation #trip #journey #traveldestinations #traveltips #travelpacking #trav

0 notes

ldorner17ahs-blog · 8 years ago

Text

Political Party Action

The Republican Party believes that the federal government should not play a role in education. They believe that a child's education is the duty of the parent, and the parent is allowed to direct their child's education. They support a constitutional amendment to protect that right from interference by states, the federal government, or other international bodies. Republicans are against common core because they believe that education is not a "one size fits all” thing. They also support The Bible being taught in English classes. Republicans do not believe that money is the solution to equal education. The website does not really address a solution to making education equal for every student in America. They do state that something needs to be done, however. They believe that merit pay for good teachers, classroom discipline, parental involvement, and strong leadership improves student advancement. Republicans believes that technology is an essential tool of learning and is a key element in the country's efforts to provide every child equal access to education. I somewhat agree with this position on equal access for education. I do not believe that education should be left with the state to deal with. Education is a federal issue because the federal government is able to supply needy students and school districts with the financial stability that they need. While it is important that students have access to modern technology, I do not believe that that should be our nations number one concern. Before we worry about every student owning an iPad, we should worry about students graduating high school and being academically caught up with other students their age.

Democrats are a huge supporter of equal education. They believe that early childhood education is extremely important, and we need more educators who specialize in this area. On the democrat website, they say “We will ensure there are great schools for every child no matter where they live. Democrats know the federal government must play a critical role in making sure every child has access to a world-class education.” Democrats encourage funding for essential after-school programs for families who have working parents in order to ensure their kids are safe while also learning. They are very committed to ending opportunity gaps within those areas where kids may be less fortunate. They want to raise household incomes in poorer communities. I think that my personal viewpoint on public education most closely relates to that viewpoint of a democrat. I believe that public education is the duty of the Federal Government. I believe that something does indeed need to be done about the unequal educational opportunities in our country, and it is more than some schools having more advanced technology than others. The bottom line is that schools in wealthy areas have more committed teachers who are able to motivate the students with the necessary supplies for learning. Students in impoverish areas do not have the drive to do well in school because their living situations are so unfortunate. The unequal education funding is a deep problem, and in my opinion, Democrats are more dedicated to solving this issue rather than the Republican band-aid situations.

The Libertarian Party offers a very limited and short perspective on education. Their website states, “Recognizing that the education of children is a parental responsibility, we would restore authority to parents to determine the education of their children, without interference from government. Parents should have control of and responsibility for all funds expended for their children’s education.” This view is pretty similar to that of the Republicans. I agree with the idea that parents deserve the right to determine the education of their children. However, the Libertarian Party does not acknowledge anywhere that there is a societal gap in education, thus does not provide any sort of solution to this civic action issue. Therefore, I cannot identify with this political party because they do not share the same worries about public education funding as I do.

The Green Party supports equal access to high quality education and sharp increases in financial aid for college students. They do not believe that the current education system fulfills the needs of a student. They believe that public education is the best kind of education. They believe that the government needs to be more generous to schools and provide teachers with necessary learning materials. The Green Party suggests to eliminate gross inequalities in school funding, provide free college tuition to all qualified students at public universities and vocational schools, oppose the administration of public schools by private, for-profit entities, increase funding for after-school and daycare programs, promote a diverse set of educational opportunities, including bi-lingual education, continuing education, job retraining, distance learning, mentoring and apprenticeship programs, give K-12 classroom teachers professional status and salaries commensurate with advanced education, training and responsibility, among with many more. I can definitely side with a lot of the issues that the Green Party attempts to address. However, I feel like their view on education is somewhat unrealistic. At least with the Democrats, they do not have as high expectations as the Green Party does.

The website of The Peace and Freedom Party states: “Inadequate and unequal funding of schools perpetuates racism, crime and inequality.” They believe that the solution for this issue is: smaller class sizes, more cultural classes, a federal law requiring and funding equal average per-pupil expenditures by every public school district, free high quality public education from pre-school through graduate school, and free daycare. Again, just like the Green Party, these demands are pretty unrealistic. Especially since Trump plans on cutting the budget on this department by a substantial amount, there is no way the government can afford to provide all of these services free. I definitely think that it would be nice, however it just is not possible.

1 note · View note

wallpaperpainting · 4 years ago

Text

The Worst Advices We’ve Heard For 18 Piece Abstract Wall Art | 18 Piece Abstract Wall Art

David Hockney painting at bargain at Sotheby’s. Photo by Michael Bowles/Getty Images for Sotheby’s.

They say high-net account individuals backpack 10% of their net account in art and orted collectibles. Consider, collectibles accept outperformed government bonds, gold and T-bills, up 6.4% in nominal terms, 2.4% in absolute allotment for over 100 years.

At some point in my activity as a beneficiary of abreast art, the locus of my net account confused acutely from banking ets and absolute acreage to art. I didn’t plan it that way and wasn’t alike acquainted of this abnormality until Sotheby’s performed an appraisal of our collection, based on contempo sales of commensurable works at auction.

I started accession in my aboriginal twenties, the mid-fifties, aback the New York School of abstruse expressionism fabricated New York the art basic of the world. My boilerplate amount was $300 for a work. Cipher but David Rockefeller and Peggy Guggenheim again bedevilled austere money allocated to art. I bought ignment from my accompany in Woodstock, artists afterwards galleries, advantageous for my picks $25, monthly. My bacon as a archetype editor again was 100 bucks, weekly, and aback I fabricated my way bottomward to Coffer Street, they started me at 100 bucks, too, but paid for my MBA charge at New York University, if I got Bs or better.

I bethink actuality clumsy to ahem up $1,200 for a Mark Rothko painting offered me by Betty Parsons in 1954. Meanwhile, Sam Kootz, who showed Pico and Soulages took me beneath his addition and accomplished me. By the mid-sixties, I could allow

The Worst Advices We’ve Heard For 18 Piece Abstract Wall Art | 18 Piece Abstract Wall Art – 2 piece abstract wall art | Delightful in order to our blog site, in this period I will teach you concerning keyword. And now, this can be a initial impression:

2 Piece Canvas Red Yellow Abstract Wall Art – 2 piece abstract wall art | 2 piece abstract wall art

Think about picture preceding? is that wonderful???. if you think maybe thus, I’l m demonstrate a few impression all over again under:

So, if you would like get all these great graphics about (The Worst Advices We’ve Heard For 18 Piece Abstract Wall Art | 18 Piece Abstract Wall Art), click save button to save these images in your pc. These are all set for obtain, if you want and want to get it, simply click save logo in the post, and it’ll be instantly down loaded to your computer.} Finally if you would like have unique and latest picture related to (The Worst Advices We’ve Heard For 18 Piece Abstract Wall Art | 18 Piece Abstract Wall Art), please follow us on google plus or bookmark this website, we try our best to present you regular up grade with all new and fresh graphics. We do hope you like staying right here. For most up-dates and recent news about (The Worst Advices We’ve Heard For 18 Piece Abstract Wall Art | 18 Piece Abstract Wall Art) photos, please kindly follow us on tweets, path, Instagram and google plus, or you mark this page on book mark section, We try to give you up grade regularly with fresh and new photos, like your browsing, and find the best for you.

Here you are at our site, articleabove (The Worst Advices We’ve Heard For 18 Piece Abstract Wall Art | 18 Piece Abstract Wall Art) published . Nowadays we’re excited to announce that we have found a veryinteresting contentto be pointed out, namely (The Worst Advices We’ve Heard For 18 Piece Abstract Wall Art | 18 Piece Abstract Wall Art) Some people searching for details about(The Worst Advices We’ve Heard For 18 Piece Abstract Wall Art | 18 Piece Abstract Wall Art) and of course one of these is you, is not it?

2-Piece Oversize Abstract Modern Cubist Painting Set, Wall .. | 2 piece abstract wall art

Oversized ‘Abstract’ – 18 Piece Wrapped Canvas Framed Print – 2 piece abstract wall art | 2 piece abstract wall art

18 pieces abstract painting on canvas wall art pictures for living room bedroom hallway home decoration wall decor acrylic gold art texture – – 2 piece abstract wall art | 2 piece abstract wall art

Shop Ready2HangArt 'Hibiscus' 2-piece Oversized Abstract .. | 2 piece abstract wall art

Hand Painted Two Piece Set Animal Pop Art Elephant .. | 2 piece abstract wall art

Two-Piece Hand Painted Abstract Canvas Wall Art Set .. | 2 piece abstract wall art

Clic Wall Art Abstract – digital-ladies-and-allies | 2 piece abstract wall art

Green Towers – Original Artwork | 50% Off @ Canvas Paintings – 2 piece abstract wall art | 2 piece abstract wall art

18 Pieces Abstract Blue Guitar Canvas Wall Art Pictures Home Decor Living Room Wall Decor With Frame – 2 piece abstract wall art | 2 piece abstract wall art

Details about Abstract Wall Art Decor Painting – Ocean 18 Piece Canvas Prints (UNFRAMED) – 2 piece abstract wall art | 2 piece abstract wall art

modern Archives – Homedecorbestideas | 2 piece abstract wall art

18 pieces Abstract cloud print Painting print On Canvas ready to hang framed painting print art Wall Art home Decor – 2 piece abstract wall art | 2 piece abstract wall art

2 Piece Grey Canvas Abstract Wall Art – 2 piece abstract wall art | 2 piece abstract wall art

#2 School Art Enrichment Program – Mural – 2 piece abstract wall art | 2 piece abstract wall art

Bauhutte (1957) – José de Almada Negreiros (1893-1970) – 2 piece abstract wall art | 2 piece abstract wall art

‘Ocean Stone I/II’ 18 Piece Abstract Canvas Wall Art Set – 2 piece abstract wall art | 2 piece abstract wall art

Abstract Wall Art | World Market – 2 piece abstract wall art | 2 piece abstract wall art

The post The Worst Advices We’ve Heard For 18 Piece Abstract Wall Art | 18 Piece Abstract Wall Art appeared first on Wallpaper Painting.

from Wallpaper Painting https://www.bleumultimedia.com/the-worst-advices-weve-heard-for-18-piece-abstract-wall-art-18-piece-abstract-wall-art/

#Abstract Painting #2 piece abstract canvas wall art #2 piece abstract wall art #2 piece framed abstr

0 notes

phgq · 5 years ago

Text

Salceda proposes Covid-19 net packages for workers, families

#PHnews: Salceda proposes Covid-19 net packages for workers, families

LEGAZPI CITY --- House Ways and Means Committee Chair Joey Sarte Salceda has crafted a comprehensive coronavirus response package to encourage families and businesses to comply with public health measures and to speed up economic recovery after the crisis.

“I am filing a carefully designed comprehensive coronavirus response package. This will be the Filipino Families First Act, which will prioritize keeping small and medium enterprises afloat and give relief to Filipino families," Salceda told the PNA in a phone interview on Monday.

“Mabigat po ang mga desisyon na ginawa ng ating Pangulo at ating gobyerno these past few days (The decision made by our President and our government is very hard). And much of the burden is on workers, families, and small businesses. It’s our commensurate responsibility in government to compensate these people for the things that we compel them to do,” he added.

Salceda said he is proposing a spending plan of PHP169.9 billion, with PHP85.5 billion surely recoverable. "So its PHP84.4 billion net cost spending," he said.

The central feature of Salceda’s bill is negative interest loans. The first package worth PHP50 billion, would be provided to all companies regardless of size and industry sector, and the maximum loanable amount will be based on the number of employees of the company. Family-run small and medium enterprises will also be able to avail of the loans. The loan will be conditional on retaining the employee for the duration of the crisis.

The second package of loans, worth PHP45 billion, will be for the tourism sector. The loan will allow the tourism sector to remain liquid and invest in productivity-enhancing and promotional strategies that would pay off once the health emergency abates. Like the first package, maximum loanable amount will depend on the number of employees of the borrower.

“The negative interest loans are safety net number 1. Pag may natanggal pa rin po na empleyado, pasok tayo sa safety net number 2 – PHP25 billion of unemployment assistance under 'Tulong Panghanapbuhay sa Ating Disadvantaged/Displaced Workers'. So definitely po, covered yung mawawalan ng trabaho because of Covid-19,” he said.

Salceda’s plan will also cover those who cannot go to work due to the community quarantine by placing them temporarily under the Pantawid Pamilyang Pilipino Program (4Ps).

“I want to make sure that we cover the wage earners who cannot earn income because of the quarantine. That’s safety net Number 3. Pag may lumusot pa rin, meron tayong nutritional assistance for senior citizens. That’s an additional PHP 1,000 in their 4Ps for this emergency. They’re the most Covid-vulnerable sector, so we want their health supplemented,” he said.

“The goal is to cover as many people as we can afford. The impact of all of these spending measures will be a positive 1.82 percent of GDP, which will more than make up for the losses due to Covid,” he said.

For small businesses, Salceda is proposing supply chain subsidies to manufacturers of critical supplies who will continue to operate, and grants to local government units piloting programs to assist small businesses. Likewise, he is proposing that the corporate income tax cut for the first year of the Corporate Income Tax and Incentives Reform Act (CITIRA) be adjusted to two percent instead of one percent.

Salceda’s comprehensive plan also includes deferring housing rent payments by three months, deferment of payments for Credit Card, Salary-Based General-Purpose Consumption Loans (SBGPCL), and housing loans for one month. Financial institutions that will comply will be compensated with the foregone interest income.

“As much as possible po, we want people to invest their money on safety precautions, so we don’t want them to worry about rent and their loans while the crisis is ongoing. So we will essentially impose a deferment of rent,” he said.

Salceda also proposes that leeway be given for late filing of tax returns, and private insurers be required to cover testing.

Salceda’s office has become, in recent days, a think-tank for studying solutions to the present public health situation. The representative was also the first to suggest a shorter but more complete lockdown as early as a week before the community quarantine of National Capital Region was imposed.

“Hindi po kami tumitigil in informing the House leadership and the government about our data-driven insights on the situation,” the former Albay governor, who was awarded multiple times for emergency management, said. “And I will continue to be available to the press and at work for the House leadership in the weeks and months ahead.” (PNA)

***

References:

* Philippine News Agency. "Salceda proposes Covid-19 net packages for workers, families." Philippine News Agency. https://www.pna.gov.ph/articles/1096775 (accessed March 17, 2020 at 05:59AM UTC+14).

* Philippine News Agency. "Salceda proposes Covid-19 net packages for workers, families." Archive Today. https://archive.ph/?run=1&url=https://www.pna.gov.ph/articles/1096775 (archived).

#Philippines #News #Filipino #Pinoy #Tourism #Politics #Culture #Editorial #Environment #Society #History

0 notes

isaiahrippinus · 5 years ago

Text

How to Make Sense of Sustainable Wine Certifications

But there’s no need to panic. VinePair assembled a quick and dirty explainer of the most common labels to know, with testimonials from winemakers about their experiences.

Organic

Biodynamic

SIP Certified

Hahn Family Wines was part of the pilot program for Sustainability in Practice (SIP) back in 2008, a certification that started in California and recently expanded to other spots in the U.S.

“It was a game changer for us,” says Patrick Headley, Hahn’s director of viticulture. “It’s not everyday that you find a program that’s an umbrella that hits all these different areas.”

Certified California Sustainable Winegrowing (CCSW)

The CCSW label, created by the California Sustainable Winegrowing Alliance in 2010, also has broader concerns than just farming.

“Part of sustainability is staying in business,” she says. “If you have a business that’s not sustainable, that’s not going to work.”

Leadership in Energy and Environmental Design (LEED)

B Corporation

The article How to Make Sense of Sustainable Wine Certifications appeared first on VinePair.

source https://vinepair.com/articles/sustainable-organic-natural-wine-certifications-guide/ source https://vinology1.tumblr.com/post/611754792896872448

0 notes

unixcommerce · 6 years ago

Text

Attention: Stop Facebook Messenger from Banning your Page

Guys, this is pretty embarrassing.

Last month I got banned by Facebook Messenger because too many people were blocking my Messenger bot.

This is what I saw in my Facebook Business Page last month —

The error message was:

Limits have been placed on Larry Kim This page is restricted from the use of message tags, subscription and broadcast messaging, and sponsored messages. Your page will still be able to respond to messages according to standard messaging permissions.

Yikes, right?

In this post, you’ll get the answer to three critical questions about Facebook Messenger marketing.

Is your Facebook page at risk of being banned?

Why are people blocking you on Facebook Messenger?

What do you do if Facebook Messenger bans you?

Is your Facebook Page at Risk of Being Banned by Facebook Messenger?

Facebook Messenger bans pages that have really bad engagement metrics.

It’s the same way that MailChimp or any other email marketing program works. If your marketing emails are marked as spam, you lose the privilege to use the platform.

In Facebook Messenger marketing, it boils down to one main thing: high block rates.

If you play fast and loose with Facebook Messenger chatbots, things can get dicey. And if your block rates go up, Facebook will treat you like a donkey. Boom. Banned.

How to Check your Facebook Messenger Block Rates

So how do you figure out if your page is getting bad engagement metrics?

Look in your Business Manager or Facebook Page Insights. From your Facebook Business Page, click Insights, then Messages:

This number shows how many connections you had made in the month, how many were blocked, and the overall percentage — your block rate.

What’s an Average Block Rate and What’s a High Block Rate on Facebook Messenger?

1-2% – Normal. A few people blocking you on Facebook Messenger, but nothing to get concerned about.

3-5% – Above average. If your number starts creeping up to 3% or more, it’s time to take a look at what you’re doing and why more people are blocking you.

6-8% – High. Something is clearly off, and you’re approaching the danger zone.

This is what happened to my page just before I got blocked. Check out my block rate during 20 days in October and November as I was ramping up a major ad campaign.

I had 8,422 Facebook Messenger connections. A whopping 8% of them blocked me.

This is terrible.

Why? Because people have to make a conscious effort to block me.

Here’s how someone blocks you on Messenger.

First, they tap the conversation to open it.

Next, they tap the name of the person whom they want to block.

Then, they scroll down to the bottom to access the block option.

Finally, they switch the block option on.

That’s three taps and one scroll, which takes quite a bit of effort and concentration.

To put it simply, these people are mad at my chatbot. Why didn’t they just type “stop” as I suggested?

When I created my chatbot sequence in MobileMonkey, I tried to make it really clear:

One of the first things I wrote was this:

not a fan? type “stop”, no hard feelings

Instead of typing “stop,” these people took a more hardline approach and flat-out blocked me, which hurts.

So, if you have high block rates, the question you need to ask is why.

Why are People Blocking you on Facebook Messenger?

When I got banned, it came as a rude shock. Here I was pulling a unicorn move, but then I got slammed with the ban.

I should have been watching my Messenger block rates. But I didn’t know any better.

That’s why I wrote this post, so the same thing doesn’t happen to you.

Now, to be clear, people might block your page for any kind of random donkey stuff — being off-target, off-color, or just annoying. Sometimes, people even block unicorns.

What I’ve observed, however, is that Messenger block rates start to blow up when people create chatbots.

When Facebook banned me, my first response was to go to the data (thank you Facebook Page Insights!) to answer the question why.

Two major reasons emerged, and they are applicable to anyone who’s running a Messenger campaign.

During the time of my high block rate, I was running a Click-to-Messenger ad campaign.

A click-to-Messenger campaign is a sponsored post that invites people to start a Messenger conversation with me.

Once they start a conversation with me, I’m allowed to send them messages. They voluntarily opt in.

This is really valuable because I automatically convert 100% of the people who reply to my bot from clicking on the ad.

I was able to target these people with messages advertising my growth summit.

Here’s the kind of scale I was achieving at that time:

During the course of a few days, I had 1.7 million impressions, over 10k link clicks, and a total of 4,233 messaging conversations started.

I felt like a freaking unicorn.

But then a lot of people started blocking me.

Why? To answer, I looked at the data. First, people blocked me because of poor ad targeting.

Look. 8% of my connections blocked me over the course of two months.

When I took a closer look, the problem was in my targeting efforts, not necessarily the messages I was sending.

I set my targeting for “worldwide”, and the Facebook ad algorithm ended up just serving the ads to all sorts of countries I didn’t intend on targeting.

Unfortunately, my message was in English, which wasn’t the primary language of *any* of the countries that the Facebook Ad algorithm served my ad to.

The sequence of action on the sponsored post went like this:

Prospect clicks on my interesting Facebook ad.

Prospect immediately receives three messages in sequence.

Here is what would happen if you had clicked “send message” on this ad.

Over the next day, you would receive a sequence of three messages (all of which included unsubscribe information)

That’s probably over the top, especially for international contacts with a medium to limited ability in English.

The first problem, then, was a mismatch between my ad targeting and the Messenger sequence that followed.

How could I fix this? If targeting an international audience, I should have delivered ads in the person’s own language.

This would have helped to mitigate a significant amount of the blocks.

The second reason for my skyrocketing block rates is what I call weak affinity — and this is where it gets interesting.

How Brand Affinity Impacts Facebook Messenger Marketing Frequency

My data showed me that Messenger block rates varied based on the level of affinity that users had with my brand.

What’s affinity in this context? Basically, affinity is people knowing and liking your brand — a combination of awareness and interest in the product, service, or identity of your brand.

A high-affinity group would be subjects in a remarketing campaign, people who are already on my email list, etc.

A low-affinity group, by contrast, are those who are just hearing about my company, seeing my ads or encountering my brand or the first time.

Low-affinity users blocked me when my Messenger bot sent a lot of messages to them. High-affinity users didn’t block me on Messenger when I sent a lot of messages.

I set my Facebook ad targeting on people who had an interest in social media marketing. Right off the bat, that’s low affinity — top of the funnel users.

These people see an engaging ad and click it. Instantly, they receive several personal messages via the Click to Messenger Ads.

It was too much, too soon for a low-affinity group.

Based on the data, I realized that I should moderate the aggressiveness of the Facebook Messenger chat blasting campaign based on the strength of the affinity by which I acquired the contact.

First, I could have tightened my ad targeting efforts. Doing so would have increased the likelihood that the ad recipients were more tuned into and aware of Facebook marketing in general.

More specifically, such recipients might even understand the logical sequence of what would happen if they click on a “Send Message” ad. They would realize, “If I click that button, I’m opting to receive messages from this brand.”

Second, I could moderate the frequency of the follow up to be commensurate with the strength of the affinity upon which the user initiated contact.

If I were running a bottom-of-the-funnel campaign such as a remarketing effort, the prospects would then at least have an awareness of my brand, imagery, voice, and product. They have seen my ad in the past, so a second, third, or fourth touch would not feel as abrupt.

Instead, I was running a top-of-funnel ad campaign for people anywhere in the world who merely indicated an interest in social media marketing. The messaging sequence may have felt pushy or intrusive.

Keep the funnel in mind. Notice how the top of the funnel below has the term “attention.” That’s all you have at that phase.

But at the bottom of the funnel, you have “favorability.” That’s when you can turn up the heat and increase messenger frequency.

Image source

These people who blocked me weren’t in the favorability stage. They were curious bystanders and I only had their attention.

Based on my data, I knew that my rapid-fire Facebook messenger sequence turned people off, so they blocked me.

My key takeaway, then, was to adjust the frequency of messages in order to match the interest level of the contact.

Get this, because it’s absolute money for Facebook messenger marketing. This is the magic formula when you set up your Facebook messenger bot:

For new contacts in a top-of-funnel campaign, 1-2 messages in the first 24 hours would be appropriate.

For a bottom-of-the-funnel effort, we have campaigns running with +3 messages in the first 24 hours and we’re not seeing a high block rate because those users have a stronger affinity.

Other Embarrassing Learnings : Stop Waking People Up at 3AM

Shortly after posting this article, a bunch of New Zealanders and Australians pointed out to me that another way to reduce your block rate is to schedule your messages relative to the user’s time zone.

MobileMonkey supports scheduling of message sends (in the user’s local time zone), as you can see here in the screenshot below:

Internally, our marketing team was using that feature periodically, but not super-vigilantly. We will do so moving forward! Always schedule your messages to be sent at a normal time, relative to the user’s time zone!

What do you do if Facebook Messenger Bans You?

The word that Facebook uses is limits, not ban. But the effect is the same.

As I showed you above, this is the message I received on my Facebook business page (along with an ominous-looking red yield sign)

For a guy whose very life and business is Facebook Messenger, this was a big blow.

Here’s what I could no longer do:

Message tags: Tags are what allow me to custom-create Facebook Messenger bot experiences for my subscribers. With the right tags, I could send my audience all kinds of helpful information (completely non-promotional) with greater frequency than would normally be allowed.

Subscription and broadcast messaging – Subscription messaging is the bread and butter of Facebook Messenger marketing. It allows me to send blasts, frequent non-promotional messages, and other content that keeps my audience engaged. Facebook Subscription Messaging abilities can be obtained by request only.

Sponsored messages: In other words, ads. I couldn’t create Facebook Messenger ads anymore.

I can still use Messenger to send and receive individual messages, but I was banned from using it in all the high-octane ways that I was used to.

What did I do about it?

Grovel, basically.

I clicked the “Appeal” button, confessed my sins to Facebook (inadvertent thought they were), and promised never to do it again.

Since you’re reading this article, I’m going to assume that you’re going to be a unicorn in a sea of donkeys. Check your block rates. Be nice. Play by the rules.

But if you have been banned, here’s my advice:

Click the “Appeal” button.

Explain the facts about what you did, and how you acknowledge that this was a violation of Facebook’s Messenger policies.

State that you will make every effort to understand all Facebook policies, old and new, and abide by them.

Tell them you’re a unicorn. (Or not.)

Wait.

For me, it is now a matter of waiting.

Update: The Facebook Messenger Marketing Saga Continues…

My contact at Facebook told me I should be up and running again after just a little while.

However it has been several months and my page is still dead.

Humans at Facebook review and approve the appeals in order. Since Messenger marketing has just undergone some major changes, the algorithm probably banned a lot of pages, creating a huge backlog for the reviewing team.

In retrospect, I’m glad I was banned. It was a harsh donkey move, yes, but it gave me some valuable takeaways to share!

If I’ve ever been helpful to you in the past, I’d appreciate it if you could drop a comment here in support of re-activating of Messenger permissions on my personal Facebook page. Perhaps someone from Facebook will read this post and has mercy on me!

Republished by permission. Original here.

Image: Depositphotos.com

This article, “Attention: Stop Facebook Messenger from Banning your Page” was first published on Small Business Trends

https://smallbiztrends.com/

The post Attention: Stop Facebook Messenger from Banning your Page appeared first on Unix Commerce.

from WordPress https://ift.tt/2ThhGMa via IFTTT

#IFTTT #WordPress

0 notes