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aliendes · 4 years ago

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Natural Borns - Chapter One

dystopian!au / futuristic!au

AUTHOR NOTE: here it is! Chapter one of Natural Borns. If you haven’t already, please read the prologue, or else this wont make the most sense. The prologue gives some backstory about the universe that you need to fully enjoy the story. Thank you for all the love on the prologue, it pushed me to want to put this out early. If you enjoy this series, please follow and reblog so it can reach more eyes. Feel free to send me an ask! I would love to answer any questions, because I’m sure I’m inevitably going to leave some things unanswered (this is my first time writing a series, after all). Enjoy! xx Des

Series info/genre: Angst, fluff, (possible) smut NSFW due to darker themes Pairings: ot7 x fem reader (eventual) Warnings: this series will have different trigger warnings listed for each chapter (if there are any), but as a whole, this series will include violence, mentions of depression & other mental illnesses, cursing, abuse, drugs/alcohol, some shitty medical descriptions because i am NOT a doctor, self-esteem issues, fluff, and possible smut in future chapters (but that’s undecided). i will add more warnings/tags in the future if there are any. Description: In the year 2613, over half of the world’s population are what scientists consider ‘designer babies’. YN is a small town girl who is a true natural born, someone born naturally without he help of a lab or gene splicing. Her DNA is greatly sought after, but what is she willing to do to protect it? Word count: 3.6k

It was early. Too early for you to be awake. As you rolled over in your bed, taking your poofy duvet cover with you, you noticed that it was barely dawn. Your curtains were drawn, how you always left them - liking to wake up with the sun, and you couldn’t even see said sun on the horizon yet. You could make out a pink line that melted perfectly with the purple and blues of the night sky. After admiring the beauty of it for a moment, you rolled back over with a huff.

You’re already awake, might as well get out of bed.

You lived on a peach farm, or orchard, that your family owned and had chores and duties to fulfill around the house and land. The orchard was on about ten acres, small for a farm, but big enough to get the job done. Your father sells the peaches you harvest to local grocers and restaurants and sells the rest at your mother’s stall at the farmer’s market in town. Your mom grows flowers in her garden on the property and makes beautiful arrangements for locals. She just recently made the arrangements for the wedding of one of your old classmates. You helped out where you could with harvests, taking care of the animals your family cared for, and working the market on weekends. It wasn’t a luxurious life by any means, but you were happy. You definitely couldn’t complain, not when most natural borns had way less than you. You were fortunate, really, and content living this small town life.

You swung your legs over the edge of your bed and stretched your arms up high, letting out a big yawn. Your pajamas were all bunched up and uncomfortable on your legs as you scooted closer to the edge of your bed, expecting your toes to meet the cool wood of the floor. Instead, you were met with something warm and fuzzy and a loud meow that sounded through your room, making you jump.

“Ai- sorry Mochi,” you grumbled, watching the cat scurry across the floor. You smiled and shook your head at the cat, who was now giving you a death glare from next to your bedroom door. You slowly stood up, rubbing the sleep from your eyes and opened the door to let the devil cat out. He quickly took advantage of the open door and ran down the stairs as fast as he could. You watched him for a moment before making your way to your bathroom down the hall.

Closing and locking the door behind you, you started your morning routine of brushing your teeth and hair and washing your face. Once you turned the faucet off, you rubbed a clean white towel over your face, pulling it down slowly as you peeked over it at the mirror. You looked tired, small bags beginning to form under your eyes, skin darkening slightly from being out in the sun, maybe even a little sunburnt from working at the market yesterday. Still starting at your reflection, you hang your towel up on the rack with a sigh, turning to get dressed for the day.

Your normal work day attire consists of jeans and a t-shirt. It was June, just starting to get unbearably hot in Korea, so you opted for some looser linen pants and a light shirt. You didn’t have a whole lot to do today other than feed animals, clean the chicken coop, and help mom out with some arrangements. You wouldn’t be harvesting the peach trees until late July or early August at the rate they were growing currently, though you did still need to monitor them and make sure they remained healthy before harvest season.

By the time you were ready for the day, the sun was just barely coming up and the smell of coffee beans entered your nose. Mom must be up, you thought to yourself. You smiled and made your way down the stairs, grabbing onto the bottom of the banister and swinging yourself around it, an old habit of yours from all the way back in elementary school. You were still a kid at heart, even at the age of 23.

“Good morning Pearl!” your mother called from the kitchen. Pearl was the nickname your parents have called you since you could walk. Natural pearls are extremely rare, almost never occurring in nature. You were also a rare breed, a true natural born, hard to find like a pearl, hence the nickname.

“Morning mama,” you said, walking up to her and giving her a side hug, “watcha makin’?” You asked with a teasing lilt to your voice. Your mom was a tad shorter than you and you liked to take advantage of that, leaning your elbow on her shoulder as you watched her stir the pan in front of her.

“Steamed eggs and rice, now go get your father, would you? We have to start on these arrangements soon, Mrs. Lee needs 25 of them by tomorrow afternoon.”

You gave your mom a nod and made your way back up the stairs, hopping over Mochi who was now taking up residence on the second step. “You’re gonna get stepped on your curious cat,” you said under your breath. Mochi just watched on as you took two stairs at a time.

Before you could reach the top of the stairs, you nearly stumbled straight into your father who had just come around the corner. “Who-whoa,” he laughed out as you grabbed onto the railing to stop yourself from smacking into him.

“Mom needs you!” You yelped out, passing your dad on the stairs and running into your room to grab your phone from your nightstand. You could hear your dad chuckling as he walked down the stairs. As you picked up your phone, you noticed you had a new message in your group chat you had with your two best friends, well, your only friends, you supposed.

From Mina [11:13 pm]: pearl!!!

From Mina [11:13 pm]: pearl are u awake?

From Woo [11:15 pm]: why are you awake min?

From Mina [11:17 pm]: cant sleep, pearl, u up!?

From Woo [11:23 pm]: I’m gonna guess not

From Mina [11:25 pm]: ugh dfghjk

You giggled at your screen for a moment before typing back a response.

You [6:37 am]: sorry guys, i went to bed early last night what’s up min?

You pocketed your phone, definitely not expecting a response at this ungodly hour, and headed back downstairs. On your short walk, you thought to your two friends, Mina and Wooyoung, who you befriended in middle school. Well, actually Mina befriended you and Wooyoung in seventh grade because you were both outcasts that didn’t talk to anyone. Ever the martyr, she brought your little group together and you’ve been thick as thieves ever since. You don’t see them as much as you’d like nowadays, as they both attended the small community college in your town. You never really liked school, never excelled at anything, and were always a homebody. College just didn’t sound fun to you, especially if people there were anything like at your highschool. Highschool hadn’t been kind to you. You were labeled ‘half-breed’ and ‘mutant’ by a group of girls who wanted nothing more than to see you suffer because of your looks. Boys would flirt with you, leave you love notes, and even try to harass you in the halls, but never because they actually took an interest in you. The one time you went to a party with Mina, you had been cornered in some guy's barn by one of the popular boys who was trying to get in your pants. This just made the popular girls even more angry with you and would jump through hoops to make your life hell while at school. All of those experiences taught you one thing: most people can’t be trusted. Some might say you have trust issues (Mina) while others will try to get you to come out of your shell a bit more (Woo and your mom), but in the end, you’re comfortable with your two best friends and your parents. You never asked for more because you simply didn’t need it.

Most, if not all, families these days only had one child, so you nor your friends ever knew what it was like to have siblings. Even your parents were only children, so no aunts, uncles, or cousins to call an extended family. This was normal, though, because a law was put in place in 2505 banning families from having more than one child to help with population control. If a family broke this law, they were fined excessive amounts of money. The law was easy to enforce with parents of lab born children, since their child had to be entered into a national database, meaning no company would work with them again to avoid hefty fines, or possibly being put out of business. It was a little harder to enforce with natural born families. The law was definitely one sided, aimed to force more and more natural borns into poverty.

You were snapped out of your daydream as you entered your kitchen, taking in the sight of your dad sitting at the dining table reading something on his tablet and your mom making a grocery list. You smiled softly, rounding the table and taking your usual seat next to your mother. “Thanks for breakfast, mom,” you said kindly, leaning over to give her a kiss on the cheek.

“Of course, Pearl. Now eat up, we need to get going soon if-” your mother was cut off by the sudden shriek of the doorbell, which caused you to jump what had to be 5 feet in the air. Who was ringing your doorbell at - you took your phone out - 6:44 in the morning?

Your father had the same perplexed look that you must’ve worn, getting up out of his chair and heading towards the front room of the house. You shared a puzzled look with your mom who just shrugged her shoulders and went back to her list, blowing on a piece of hot egg in her spoon.

As you started to fiddle with your own spoon, you tried to strain to hear the conversation happening in the other room. You could hear hushed murmurs that sounded rushed, almost angry. You squint your eyes in confusion. It sounded like your dad was mad. He never gets mad. Who could be at the front door? Slowly, you rise from your seat to go investigate, your mother paying you no mind.

As you round the corner of the kitchen, your father comes into view holding the front door at a 90 degree angle from the wall, effectively blocking your vision of the man on the other side. Your dad’s profile told you what you needed to know, though. He was visibly angry, apples of his cheeks reddening. He was still speaking in a hushed tone, though you could tell it was tense.

Slowly, you walked over to your father, peeking around the front door. If your dad noticed your presence, he didn’t mention it. Standing on your front porch was a man, shorter than your father, with dark hair and round glasses perched on his nose. He was obviously a natural born, as he didn’t have any of the perfect or striking features you were used to seeing on business men such as himself. He didn’t look intimidating in the least, but you could almost see the steam rolling out of your dad’s ears. As soon as the man caught sight of you, a bright grin took over his face.

“Ah, you must be YN,” he starts, taking a step forward and reaching out his hand, “it’s so nice to finally meet you.”

You were confused by his words, taking a step back to match his. You didn’t know this man and you definitely didn’t want to shake his hand. Did he say finally meet you? What is that supposed to mean?

“You need to leave,” your father started, causing the shorter man’s attention to fall back on him, “now.” Your dad left no room for discussion, effectively ending the conversation.

The mysterious man nodded once, looking back at you. “We’ll be in touch,” were his final words before turning on his heel and walking back towards a sleek, black car at the end of your drive. Before you could take in any more details of the car, your father was closing the front door. He breathed out a heavy sigh and placed a hand on your bicep, gently leading you back to the kitchen.

Your mom looked up from her, now nearly finished, breakfast. “Who was it, sweetie?”

Your dad sat back in his chair, leaving you standing, confused, in the middle of your kitchen. “Yeah, dad. Who was that?” You asked, genuinely concerned about the stranger.

Your dad let out another sigh before turning to look up at you, “Just another company. You know how they are, Pearl. Persistent, but they’ll back off eventually once they realize we aren’t interested.”

You slowly nodded in understanding. These designer baby companies have been coming to ‘scout’ you since you were in elementary school. They would come to your home, or even your school, and try to talk to you about selling your DNA and how it would be beneficial to your family, maybe even bring them out of poverty, make them rich. When you were a child, the offer was enticing, and you’d be lying if you said you weren’t a little curious even now. But you knew where you stood on the subject. You didn’t want to sell your DNA. You didn’t want anything to do with these big companies that were making natural borns poor while getting rich in the process. But you remembered something, “Dad, what did he mean by finally meeting me?”

Your dad has his back turned to you again, starting to eat his breakfast. You could see him visibly stiffen at your question before quickly relaxing again. Your mother seemed to notice this too, sending a worried glance at him, to which you couldn’t see his response. Without turning to look at you, he mumbled, “That was Hyunwoo, a former classmate of mine.”

So you were right in your assumption about Hyunwoo being a natural born. You know your dad hadn’t gone to college, and his family lived in this very house while he was growing up. That means Hyunwoo must be from the same town as you. Most people living here were living in poverty, so why did he look like a million bucks? No one from this town could afford a car like that either. Before you could get too lost in your thoughts, your father was speaking again, “He works for a pretty well known company in Seoul. He’s been interested in you since you were a little kid.” The thought alone was enough to make you feel nauseous. You didn’t even know this man, yet he’s known about you practically all your life. Apparently he’s been seeking you out for a while too, if your assumptions are correct.

“Why was he here?” You voiced your thoughts aloud.

Your father set his spoon down on his dish before turning his entire body in his chair to face you. “It’s nothing Pearl,” he started, firm but gentle, “You know these companies never leave us alone. His is no different. They’ll get the message sooner or later.” There was a finality in his tone, making it known there was no room for discussion on the matter. With a nod of his head he stood up from his seat, gathering his dishes, and deposited them into the sink. “I’ll be out in the orchards if you need me.”

You nodded before sitting down at the table and picking at your food.

“Don’t worry, dear,” your mother said as she, too, stood up with her dishes, “this type of thing happens all the time.”

Even though you trusted your parents, and they were right - it did happen fairly often, something about Hyunwoo seemed different. The way he looked at you and spoke the words ‘finally meet you’, made the hair on the back of your neck stand up. Even your mom and dad seemed nervous when his name was spoken at the kitchen table. But you trusted your parents. Right?

In the early afternoon, you had just finished your chores of feeding the chickens and cats, and you were wandering around the orchard. Your dad had retired to the shed on the far north corner of the property. He liked to spend a lot of time in there, tinkering with old appliances. You and your mother had finished the arrangements for Mrs. Lee earlier and now she was at the market fulfilling the list she made earlier.

You didn’t really have anything that needed to get done right away. You know you should probably go check on the flowers in your mom’s garden, make sure they don’t need to be watered again, but it’s been a while since you’ve walked through the orchard without the responsibility of the trees looming over you. Your father cleaned up the trees earlier, made sure drip lines were intact and checked over the farm, so you decided to indulge in your favorite pass time.

You walked away from the chicken coop towards the edge of the orchard. It was truly one of your favorite places in the whole world - not that you’ve seen much of it, but still - and you could spend hours getting lost among the beautifully colored canopy of peach blossoms.

When you reached the edge of the orchard, you leaned your hand against the cool oak colored bark of one of the trees, and toed off your shoes, leaving them in the dirt. The trees were just starting to blossom with pretty pink and white flowers among the green and almost yellowish leaves. Only about another month before harvest, you thought idly to yourself.

As you walked through the trees, you relished in the feeling of the cool dirt beneath your feet, squishing between your toes with each step. The air outside was hot and humid, but the earth was cool under the shade of the trees. With each trunk you passed, you let your hand ghost over the rough bark, memorizing the feeling of it. You looked up at the leaves, slowly moving in the slight breeze today. Your family's farm was small, only about 10 acres, so the trees weren’t so dense you couldn’t see the sky above or would be completely hidden from view while walking through them. If your dad were to come out of his shed, you probably would’ve been able to see him from here, though it was a good distance away.

As you got closer to the center of the trees you found a nice trunk to sit down against and pulled your phone from your pocket, checking your group chat with your friends.

From Mina [2:05 pm]: pearl pearl pearl

From Mina [2:06 pm]: where are u

You rolled your eyes at your best friend's antics before typing out your reply.

From you [2:36 pm]: walking through the trees, what’s up?

Almost immediately you were looking at a response.

From Mina [2:37 pm]: there was some guy here on campus today

From Mina [2:38 pm]: a girl from my econ class said he was looking for you

From Mina [2:39 pm]: said he looked like he didn’t belong here, i’m assuming it’s some company but i wanted to let u know

Your heart dropped into your stomach at this new knowledge. It wasn’t incredibly strange for someone to be looking for you at the college. Most residents of the town attended the college at some point or another, what with it being free to attend because of a bill passed decades ago by natural born activists fighting for education for those living in poverty. But something about this felt wrong.

Before you could respond to Mina to ease the worries you were sure she felt, you heard what sounded like a twig snapping somewhere behind you. Already on edge from the text messages, you quickly stood up, turning almost completely around in your spot. Your eyes focused on the spot where you thought you heard the noise come from, only to be met with nothing. Despite knowing you heard something, part of you wondered if it was all in your head, the events of the day messing with you.

In the distance, you could see that your family’s truck was still missing from the drive, meaning your mom was still out shopping. Quickly, you glanced at your father’s shed - the doors were still shut tightly. Momentarily you wondered if he would be able to hear you if you screamed. Shaking the thought from your mind, you turned back around to face the tree. Out of the corner of your eye, you caught movement from behind a trunk a few yards in front of where you stood.

“Who’s there?!” you half yelled, fear starting to creep up your spine. You definitely weren’t one to fight, much more comfortable running from your problems and confrontation. You wished Mina was here, she would be brave enough to move forward, to protect herself from danger. You slowly started walking backwards, not taking your eyes off the trunk where you believed someone to be hiding. You wanted to turn and run, but didn’t want to risk whoever it was behind that tree attacking you from the back. As you continued to take cautious steps, your back collided with something firm, yet not hard enough to be a tree trunk. This was softer, warmer. Human.

To be continued....

AUTHOR NOTE: Sooooo, who do you think YN ran into?! Who do you think will make an appearance next chapter? ;)

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lovenerdywinnerbouquetfan-blog · 6 years ago

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I looked all over the place and insurance is very expensive or me. I am 17 years old. The car is a 1998 Mitsubishi eclipse gs 2 door. The car is under my moms name. I am currently under state farm and I qualify or the good student discount and safe driver discount on another car. I am currently paying 400 dollars for that car.

I want to start a health insurance company how would I go about doing that?

I want to provide people with an affordable insurance that will also pay fair rates to the pharmacies and hospitals. I used to work for a pharmacy and saw how if the customer got a good price on a drug then the pharmacy got screwed over and vice versa. This needs to change, please help me make that change.""

What personal information can be revealed by a car insurance card?

Friend asked me for a copy of my car insurance card, said he needed it for something but didn't tell me what.""

""Who has the cheapest car insurance in Houston, Tx?

I have Geico right now.. I am a 17 year old boy who has a car accident on his record (in june 2010). My rates just went up 300. Who is the cheapest company for my situation. I drive ...show more

Do you have health insurance?

""Insurance rates for a 21 year old male, CA?""

I got my license when I was 19. I've been driving for two and a half years and barely found out I am not on my parents insurance. I was planning on buying a brand new car but I am now worried about insruance rates. I know they'll be high, but how high. I know insurance rates are based on age and experience. Is it likely I will be charged more because I have never been insured? Last time I checked for insurance I got calls for about 5 weeks straight. This time I don't want to give out any personal information. My question basically is will never previously having insurance before affect my rates?""

All car dealerships require full coverage on insurance? ?

Full coverage insurance cost me around 400-600 a month because im 18 and want a sports car do all dealer ships require full coverage to make monthly payments?

How to appeal declining application on Health insurance?

I just received letter from Blue Shield of California on my recent application for health coverage, I am asking for any suggestion on appeal and my rights in this process. My COBRA is running out, and this recent application took 2 months before they turned me down. I considered myself fairly healthy other than a monthly low dosage cholesterol prescription. Any help or suggestion is appreciated.""

Can my License Plates be suspended under the mandatory insurance law even if I did not drive the car?

My sister was arressted for driving my car with no insurance and now my plates are suspended. I thought it was only if you were driving your own car they would suspend it? Help!

Which insurance company offer the lowest price to insure my car? I have a Ford contour 2000 y.?

i need for emergency to insure my car in the cheapest way-very important.That's why i need the best offers from insurance Companyes

Were would i find price range for car insurance?

im doing a power point on insurance and i need to find the best price range for car insurance

Do i have to remove a car i sold from my insurance?

i had 2 cars an old car and a new car, they were both insured under one policy with me and my son as the only drivers. now i sold the old car, and when i get a quote for removing my old car from my insurance policy it says that the insurance will increase about $70 every 6 months and that's because i loose the multiple car discount and also because i had my young son as driver only on the old car and removing it will force me to put him as a driver on the new car. i sold the car and i have a paper from the person that i sold it to indicating that they bought it. my question now is, would there be any risks by keeping the car on the policy, is it illegal? or if anything happens to the car, will they go after my insurance although i sold the car? *i already sent the release of liability to the DMV *i live in California any help would be appreciated 10 pts for best answer""

Whats a cheap price for apartment insurance?

Renting a fleaflat n lilmexico, houston. they require an additonal $20 for insurance can i use my own insurance company? does anybody outthere use apartment insurance? i do not have any insurance of any kind so stop bundle answers""

What will happen if i dont pay my car insurance this month?

I am a student and find it financially. I recently had to get my car repaired so I now do not have enough money to pay my insurance this month (192.10) I was thinking of asking if I can skip this month and request double payment this month? What are the consquences of not paying the insurance for a month. My friend believes it can damage the policy and they may ask for the full ammount? Im with quinn direct

Is it legal for a car insurance company to do this?

I was in a no-fault wreck on Christmas Eve(slid into two cars on ice). The damages were about $3500 to my car. A buff job for the first car, and a chrome polish on the bumper of the old truck. They are not worried about making an insurance claim. There are not enough damages. First off, my car is fully insured with Progressive on my mother-in-laws insurance. The car is in mine and my spouse's name. I am not on the insurance because it was not allowing my mother-in-law to add me. It kept giving her an error. She was however able to add my spouse. I received a call on Saturday from a claims specialist. They told me that because I am not on the insurance, they may not cover the repairs. They are looking into whether or not she in fact did try to add me. If they can't find that she did try to add me, they said they will not cover it. Shouldn't they pay for it no matter what. Seeing how the car has comp. and collision? This is the first time I've had to deal with a claim on the insurance, so I really don't know anything about the process. I'm going in blindfolded. Everyone I've talked to has said that it doesn't matter who is driving it, if the car is insured, it's the insurance companies responsibility to cover the costs. It would be no different than you letting your neighbor borrow your car. Am I wrong??? If you have any comments or advice, please help me out. I need something to go off to work with them! Or more like against them. Thank you!""

What does a saliva test took for when getting life insurance?

To get maturnity insurance or not?

I am currently 29 years old and just recently married. I have come to a decision I have to make on my health insurance. I am not planning on getting pregnant for at least the next 2 years. So do I or do I not take the maturnity insurance. It would be a differance of 140.00 a month! Crazy since I am on the pill trying not to get pregnant. But it is still possible to get pregnant on the pill, but highly unlikely. So my question is do I take it to be on the safe side or waive it until it gets closer to that time. Money is tight and I hate to sink money into something I will hopefully not need. Any views on the situation would be much appreciated. Thnx.""

Young drivers - What is your insurance?

Hey there! Im an 18 year old male , and to get insured on a 1999 1.0 GLS Vauxhall Corsa it will cost 3000+ a year! Am i doing something wrong , what kind of car should i look for? (that quote was from Gocompare.com). So yeah , young drivers what is your insurance , what is your car and insurance company? Thanks""

Wondering about maternity insurance?

okay I dont have maternity insurance. My insurance will only cover me if I have complications. Is this what most people have? or do you have an insurance that covers maternity? I am asking because we are trying to have a child and I am losing my mond trying to find a good insurance co. What and whom do you recommend and why? and say I got the insurance in a month for maternity coverage will it cover me right away if I get pregnant in 2 months or etc or do I have to wait a full year to have the insurance and than be covered? Cause thats what I have been hearing.. ANY help would be great!!! thanks!!! ttc#1 on 8th month trying!!!

How much is car insurance for a 19 y.o?

Hey, I know people are going to say I'm dumb for asking, but I'm wondering how much car insurance would be for a 19 y/o. I want to get a car, but I need to pay the insurance. I'm not looking for a great car, so I'm sure I'll pick something insurance friendly. Also, would it be cheaper if I still had my parents insure the car technically and paid them the amount?""

quotes insurance ireland

Driver Education/Insurance Rate Information?

For my Driver Education class, one of the assignments goes as follows: Call a local vehicle insurance company and ask if you can take a few minutes to ask some questions. Ask what the insurance rates will be for you when you are ready to drive. Also, ask what the rates would be for someone your age who is not taking any driver education classes. What will the rates be when you are 25 years old? What are they for a person without driver education? What are they for someone convicted of driving while intoxicated? If anyone could spare me the phone call, it would be greatly appreciated.""

1993 camaro car insurance?

I'm looking to buy a 1993 used camaro with a v8 engine and 145k miles on it off craigslist. I just need to know how much the car insurance will cost me. I'm 16 turning 17 in a month. I get A's and B's in school (someone once told me grades help lower car insurance) and havnt gotten into any accidents yet. i know you guys can't give me and accurate price but i just want a general price range from any company. i'm trying to find a really cheap car insurance. so can someone please tell me a general price range i might end up paying for the car?

Car insurance wrong information coverage upon car purchase..?

i bought a new truck, i am a first time car buyer and got the independent insurance agent the dealer had.... the agent told me that he was informed by the insurance agent that i will have a one (1) year coverage for the auto insurance as well as the amount of my monthly premium.. when i got the policy i was shocked to find out i only got six months coverage for the insurance and my monthly premium increased... they got PROGRESSIVE as the insurance company. i have already paid the required first six months (according to the agent) insurance premium and have to pay monthly for the remaining 6 months... which is not the case when i got my policy... is there a way how to handle, change this car insurance that i got? if not how could i send any complain to certain authorities/agencies for this kind of activities? any help is appreciated""

""Adding a driver to car insurance, average cost?""

if you add another driver to your insurance like your brother, or sister or son, who is a new driver, and your insurance costs $350 for six months already. how much do you think would be additional cost to this insurance as a result of this change? if you can share ur experience it would be nice. i know it all depends on the history of the new driver, but say the new driver did not have any accidents or anything. i need to get a general impression... Thanks in advance.""

Cheap Auto Insurance Deals?

Whats the best car insurance deal you know?

Why is unemployment insurance so cheap and health insurance so expensive?

The government deducts my unemployment insurance but I have to pay health insurance out of earnings? Seems like the government takes less. Conservatives hate low prices only profits. We need to take health care out like unemployment.

Roughly how much would the insurance cost on an Audi A3 1.4 cost at 17?

Why is auto insurance so expensive?

I am 17 years old and male, I'm also about 3 weeks from 18. I recently got a quote from Geico on a 97 Ford Explorer and they returned with $280 A MONTH for minimum coverage! My question is: -Are there any other options that would be cheaper than 200? Possibly around $100 to $150? -Would being added to my family's plan be cheaper? My dad owns a mustang and we also have a Ford Explorer, is Geico going to charge more even if I don't ever drive the mustang? -What can I do too get a cheaper quote? I can't afford nearly $300 a month! -I'm almost 18, Male, A Senior in High School, Currently Employed, Have average grades, Never had a DUI, car accident, and never been arrested. I'm not married as well. Any help would be appreciated! Thanks! -Shawn""

""Im from the UK.Around how much would insurance cost for me a 17 yr old girl, buying a 1999-2000 toyota celica?

All helpful answers appreciated. Stupid answers are not welcome !

What is the price of insurance on a 1990 pontiac firebird?

I am 16 years old and just got my license. I am looking to buy a 1990 pontiac firebird. I was just wondering how much insurance would cost for a new driver.

""I have a company car, who should pay for the car insurance?

I have a year contract with this company and they are giving me a car for the duration of my employment. they told me i can use it for personal as well as work use. they told me i have to pay for my insurance though. is that fair?

Do I need to be on the insurance to get my license?

Im about to be 18 and I have an appointment at the California DMV to get my license. I've had my permit for a year. my boyfriend wants to take me. his car is registered and everything is fine but his insurance doesnt cover other people driving his car. can I take the DMV test in his car or not?

Will my insurance rates go up because of this?

I cancelled my Esurance policy and went to State Farm. I received a cancellation email afterward. My policy with Esurance is set to cancel completely on the 8th but I got an email today saying my policy had lapsed. Will my insurance rates with State Farm go up because of this?

Auto Insurance coverage -- How much Liability and Medical?

I got a couple of questions about about auto insurance coverage. Namely, what's the best amount of liability and medical coverage to select. 1) For the liability, I know it's wise to get the best liability that one can afford to cover your assets. But how about if one also gets umbrella coverage. For example, if one gets an umbrella coverage at a $2 million limit and the liability limit for the auto insuarance is $300,000 or $500,000, does it make sense to select the $500,000 or is it better to select the $300,000 limit since the umbrella coverage would kick in? 2) for medical, is this redundant coverage and not needed because wouldn't the liability portion also cover medical expenses? Or is it wise to get this, for example, if a passenger is not insured (no health insurance), so the medical part would help out in that case? Thanks.""

I have an insurance quote of 1300 for a punto 1.2 on a provisional licence?

if i take this quote what will happen when i get a full licence will it go up or down?

What happen if drive car with no insurance?

i've been buying this used car since last 2 weeks and drive it with no insurance. The MOT and tax will end in August. I just cant afford to buy the insurance yet. What happen if i don't insured it? i live in Northern Ireland, UK""

How would you change your car insurance if your car was over ten yrs old?

idk what my stupid teacher means by that.. i know that car insurance would increase but im not sure thts what she is asking with this question.. thankyou =]

Where can I find affordable medical insurance as a self employed person?

I am a self employed person so I don't have medical benefits like you would if you work for a company. I am paying well over $600 a month for medical insurance coverage as a business owner. Does anyone know of a program or something that offers cheaper insurance to business owners?

Insurance on newly bought car?

When you buy a car, you kind of have to drive it home without insurance. What happens if you get in an accident or get pulled over? I'm talking about buying a used car, if that makes any difference.""

Where can i get a car insurance policy which lets me drive any car including hire cars anywhere?

i have a normal car insurance policy in the uk which allows me to drive my own car in europe. i want a policy which allows me to drive other cars anywhere in the world

When does health insurance kick in when you start a job?

I've never had a job with insurance. I'm hoping that I finally receive my first full time job with a company (I'm a recent grad). I'm in desperate need of health insurance to take tests on my heart but it's so expensive! So if you start a job, usually how long does it take to be able to take advantage of having the health insurance?""

Which motorcycle insurance is an better choice Geico or Allstate?

Why can't i get cheap car insurance?

i recently passed my driving test and i'm thinking of buying a cheap 1000cc car but every site i check i can't get anything less than 6000 a year even tho the car is like 600. i even have pass plus..

What would the cheapest car to insure be (uk)?

any suggestions on what would be a cheap car to insure for a new driver (18)

Does your car insurance go up if you get a parking ticket?

I was just being dumb today and I parked in a neighborhood where you can't park. I accept the fact that I was in the wrong and all that. The fine is $80. What I'm most concerned with is whether or not it will increase my car insurance rate. My first thought was no, because it was a parking violation, not a driving violation. But considering how crazy car insurance companies are, I just am not sure. Any help? Thanks in advance.""

quotes insurance ireland

What car insurance company should I go with?

I am looking for the cheapest car insurance for a 19 year old who has a clean driving record

""If you have Amica car insurance, how much does 1 speeding ticket cost you?""

I live in Massachusetts. Have a perfect driving record but now I'm charged with 1 speeding ticket. How much more in insurance premiums will it cost me if I plead guilty? It's a regular speeding ticket, not DUI or wreckless driving. THanks""

Where is the best place to get insurance for my scooter?

i know that scooter insurance runs around 120 a year but all the quotes i keep getting from places like Allstate and progressive are more like 1167 a year. Where is the best place to get comprehensive insurance for my scooter.

Why does my car insurance provider ask for other people in household?

Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!""

""My friend backed his motorcycle into my car, who's insurance covers it?""

My friend backed his motorcycle out not paying attention and backed into the side of my car leaving 3 deep scratches from the pegs on the side of the bike. Also, the bike and the car were in his driveway. He does not have insurance on the bike, but we both have liability on our cars. How do we go about getting this issue resolved?""

Why does having access to more than 1 car put your insurance premium up?

I'm trying to get insured on my mums car, the quotes on insurance comparison websites are higher when I mention that she is insured on somebody else car though...""

Why is my car insurance so high?

iv just passed my test and looking to insure a car, any car to be honest, iv got 2 convictions with 6 points for no license and no insurance 3 years ago now, and my quote on 993cc suzuki swift was 2086, WHAT THE F##K!! i even just tried a 205 diesel and it was over 3k?????? what i dont get is my friend got a 1.1 punto with a recent dui and ban and his insurance is only 1800 which is high but shudnt mine be less as my convictions are not half as bd and where done twice the time ago as my friends!!!!""

How much is car insurance for a new driver in London?

I'm 27yrs and I'm looking at buying 2000 VOLKSWAGEN POLO 1.0 E 3dr Hatchback. I want to get my full driving licence before I buy the car which means I would be a new driver when I want to get the insurance. I just want to have a rough idea of how much I will be paying annually. I know i cant get the right figure, just need a rough idea of the minimum/maximum i would have to pay. Any contribution will be highly appreciated.""

Car Insurance Question?

If i have a fully comp insurance policy in my name, can i drive any car on the road, with no limitations ie. engine size, make, model, and does the car which im hoping to drive need to be insured by someone else, or not, thanks in advance""

""Car accident, no insurance?""

Hi, i got into an accident Friday. I was cut off on the highway and when I went on my breaks my car started to skid out of control due to ice. A car in the left lane struck mine. I am on my fathers insurance and found out when I called my insurance company to report the accident that my policy was cancelled last July. My car and registration and insurance is all in my dads name, i am just a registered driver. If the state of RI decides to fine me for not having insurance, or the other driver decides to sue me for it, will that go against my father or myself? Thanks.""

Car insurance prices ?

How much does insurance cost for your first car and also how much would group 14 car insurance cost for a first car

Is there one day motorcycle insurance?

I'm planning on buying a motorcycle in Philadelphia tomorrow or this weekend, but I still haven't seen it yet. If I test ride it, like it, and decide to buy it, I'm gonna have to ride it home. I figured out the registration part of it, where I can acquire temporary tags for the ride home, but for insurance, I don't want to insure something I haven't seen yet. Is there any way or company that does like one day insurance just for the ride home, then I can and will officially register and insure it. Thank you""

What is a good insurance policy for a motorcyclist?

I'm 17 and I have good grades and a job. Im driving to school and to work. Im geting a ninja 250 cc. I litterally own the motorcycle, I paid in cash from a dealer. Do I need liablity insurance? How about comprehensive? collision? medical? Please, I want to pay an addordable insurance policy. Please give me some good policy rates for a 18 year old. ty""

Please help me get health and dental insurance?

I am 20 years old and make about $250/week (bi-weekly checks vary from about $420-520 after taxes). I am in desperate need of health insurance and I badly need dental coverage. This is horrible, but I need at least 5 fillings maybe more. I have weak enamel and I am prone to cavities. As you can tell I dont make a hell of a lot of money (and I work almost every day, but of course my hours were recently cut because the owner decided to hire a family member and pay them twice as much to sit on their *** and tell me to do the stuff I already do on my own initiative, then ***** that payroll is too high) I have to pay car insurance and constant car repairs until I can just replace it with one that wont need so much tlc and money. This makes it pretty hard to save when I keep on paying to fix things. I have a phone bill to pay as well and I do not have a house phone so it is necessary to keep in touch with family and work. Please help me figure out how to get the best coverage possible that will be affordable on a teeny budget. I really am in desperate need. Thank you so much!""

How much car insurance do I need?

I have a 2007 Honda Element and live in an area where people drive really expensive cars on a regular basis (i.e. Tesla's, custom Mercedes', Porsche's, Lotus'...). Also, Elements tend to need windshield replacements a lot. I will be driving children around as well so I need sufficient coverage for that. I was basically just curious about how much coverage I need because I'm getting the feeling that I have too much coverage therefore am paying too much. Currently my coverage is: -Bodily Injury: 100,000/300,000 -Medical Payments: No Coverage -Uninsured Motorists: 100,000/300,000 -Property Damage: 100,000 -Comprehensive: 100 -Collision: 500 -Auto Death Benefits: 15,000""

Insurance........................

I want to get self insurance. wich insurance is cheap and good?

Question about Michigan auto insurance! URGENT!?

I have a son that has his drivers license and he doesn't have a car. He does NOT drive my car! Does he have to be on MY policy? If he's on my insurance it raises it 500 dollars for 6 months! HELP!

Car accident/car insurance help 18 year old girl?

i am an 18 year old girl (almost 19) living near miami, fl. i am looking to get my own car insurance eventually i have had 2 major accidents -the first one was when i was 17. totaled a 93 bmw in the rain, no other cars involved. i was in the hospital for a week -the second one was recently, i rear ended a small car with my 98 mountaineer. i got a careless driving ticket. the damage is pretty bad (mostly to the radiator) i have also had 2 speeding tickets, both when i was under 18. right now i am looking to get a 2004-2010 used 4x4 pickup truck how much would car insurance cost me per month (estimate) and what would be the best company for me to go with?""

Health insurance question?

Had COBRA insurance, terminating, looking for health insurance. One health insurance has turned me down. Am on SSDI and have a condition that needs outpatient surgery monthly. Anyone have any suggestions?""

Babies insurance please answer?

I have medicare (pregnancy) and I was wondering how does it cover the baby when he is born and what do I do to get his insurance and all that? Thank you.

What is the cheapest insurance u can get with a cobalt ss because it is a super sports car?

i do not currently own it but if i find a super cheap quot so i can get it and i don't know much about insurance so can you explane why u have to have it and what it really pays for... if HyperGforce get in here i would really appreciate that because i love gm workers (my dad currently works there for 25 years and my grandpa also has worked there all his life so gm runs deep in my family.

What would happen with my insurance company?

I hit a car 10 months ago. The guy said I didn't have to pay for it because he said the car was a piece of crap. So no reports were filed or anything. 1 month after the accident, he wants the car fixed. What would happen if I called my insurance and told them this? Would my rates rise? Would I pay extra fees? Would my insurance still cover it? I live in California and have Farmers and I am under 18""

Affordable health insurance?

how does health insurance work? what are we really paying monthly? what are deductibles and premiums? my boyfriend needs health insurance he is 22 and a smoker and lives in nj he graduated from college already so he cannot get the school insurance and his job does not offer him insurance where can i find affordable heatlh insurance for him

Do I need health insurance for cosmetic surgery ?

Just wondering ? I have the money to pay for it, so I don't need the insurance to cover it..But the medical forms ask for that information, and I don't have health insurance yet ? Does it matter ? Can I get the surgery without it ?""

Question on Auto Insurance?

I live in California. I noticed on my insurance policy that I did not have collsion or comprehensive coverage on my car. I called my insurance company yesterday in the a.m. and told them to add the full coverage. I had an accident last night about 7 hours later. A lady turned left in front of me. Even if I was at fault which I don't think I was, did that updated coverage go into effect when I called the insurance company and told them to add it?""

quotes insurance ireland

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