#still have to wait for a new debit card to make any online purchases so its just research mode
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PU leather is right when i smell that shit I go pee-yew
#jordan talks#anyways im looking at investing in some real leather oxfords and ankle boots#trying to decide where to buy from.#still have to wait for a new debit card to make any online purchases so its just research mode#might end up getting edwardian ones from american duchess if its this hard to find an all black leather style elsewhere lol
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When you have to cut to the bone
When everything goes south and you have to cut your budget to nothing to survive, it's a shit show. There's no magic bullet. It's emotional. There are no big wins, instead it's a game of winning by paying attention to every possible penny saved. Here's the steps we took to survive and turn it around:
Record. Cut. Save. Cook. Sell. Earn.
Below the cut are three steps - Record, Cut, and Save ...
Step One - Record
Start up a Google Spreadsheet of all your bills and expenses. Look out for recurring expenses, especially anything annual. There's nothing worse than having a really tight budget and getting hit with an annual renewal fee at just the wrong time.
Now you have a detailed picture of where your money regularly goes.
Next create a tab for upcoming events and expenses that are out of the ordinary; the annual tax and tags bill for your car, your parent's birthday, any work dues or training costs. Now you can see the next bumps in the road.
Phase Two - The Cut
Cut subscriptions and memberships. We really didn't have many, but they all went out. Yes Amazon Prime "saved" us money on delivery shipping and movies and and and ... but that spending had to stop too, so Prime had to go.
Home phone/internet/cable/cell. We cut the cable and the old landline. There's a lot of free TV and movie content online so we still watch "TV" we just don't pay for it anymore. We used to have a landline in case of power outages/storms that would disconnect us. But where we are now, our home phone comes in digitally so we'd still lose the phone in a power cut. So we just use our mobiles now. And changing your bundle of services is a good time to shop for a cheaper set of services on what you do decide to keep.
Also, you can buy digital antenna ("rabbit ears") for less than $20 to get free local TV; typically this is the main national network TV stations and PBS and a few others. It will depend where you are in the country.
A lot of the rest of the cut was just going to zero spending on anything that wasn't groceries or gas. For me that meant no bought lunches, coffees, vending machine snacks etc. during the work day.
In the short term that may also mean that you cut out any donations that you regularly make to causes/your church. You're the person in need now. You cannot give from an empty wallet. When you're back in a good place, it'll be time for you to give again.
Phase Three - Save
Look for a cheaper cell phone plan - that you can use your existing phone with (because short term you're not spending any $ on new stuff like new phones). If your plan has unlimited talk and text, you can cut way down on the data per month. Use your home (and other) wi-fi for most of your data needs. We use Boost Mobile. Cricket is another low $ provider.
Shop to save with new car and home insurance - and bundle for discounts.
Utilities equal payment plans - as we're heading into summer, our electric bill goes up with A/C usage. Spring is a good time to switch to a monthly equal payment plan; in the short term you'll avoid your electric bill jumping over the summer. In the longer term, this isn't an actual savings, it just helps manage the money better.
If your natural gas bill (heating) typically goes down in the summer, enjoy those lower bills in the summer and wait until the fall and go to equal payment plan before your high heating cost months.
Use EVERY savings channel.
Your bank may have savings deals with various brands on debit or credit card usage percentage discounts. Bank of America's is called BankAmeriDeals, Wells Fargo's is Wells Fargo Deals, Chase has one too. Online Paypal has deals, and you can use sites like Rakuten. Get into the habit of planning purchases and seeing if you can find a deal before you even make the purchase.
Use the loyalty rewards for every grocery, pharmacy store, and gas purchase. We shop at Harris Teeter (owned by Kroger); in addition to their "VIC Card" savings on produce etc. shopping there earns me gas rewards so for at least one tank a month I get up to $1 off a gallon at BP. So that's ~$13 a month for just doing what I'd do normally.
I also use loyalty rewards for 2 other gas station chains to eek every free cent of gas I can, and I use the GasBuddy app to find the cheapest gas near me.
At the grocery store, it's time to get ruthless. I'm a sale/discount king. There are certain goods (toilet paper, dish washing liquid, food staples) that you'll always need, so even if you have some at home, walk down those aisles and buy more if it's on sale.
Don't stockpile loads and loads, because you still need your $ in the bank, but just get into a rhythm of buying sale only. For example, I know that the tea Mrs. RRR likes goes on discount about every two months. When it's on sale, if I buy only 1 box, then next month I'd have to buy at full price, so when it's on sale I get 2 boxes and then I never have to buy at full price... but I don't stockpile and get 4 boxes!
When you have to buy/refill prescriptions, compare your insurance plan's rx cost with the price on GoodRx - you may be able to get a coupon code for a cheaper price.
I'm sure there's more, but this is just what we had to do.
Next up I'll write about the last 3 steps.
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How to Buy SIM Card Online | Prune
The recent shifts in consumer behavior are largely the result of the internet. A little more than ten years ago, waiting in line to buy goods and services at brick-and-mortar establishments was the standard. More people today recognize the benefits of e-commerce and the ease of internet shopping.
Still, there are advantages to buying products or services in person, such as being able to physically inspect the item. But there is a distinct advantage to ordering online. As with any other product, this is also true for SIM cards. You can buy an online sim card these days, which has become the easiest thing for everyone and entirely hassle-free service.
Continue reading to learn why ordering your online sim card is better than doing so in person.
Why To Purchase Online SIM Card
Firstly let’s discuss what exactly is a SIM card
Subscriber identity module, or SIM, is an abbreviation for the little plastic card that fits inside your mobile phone. It allows you to send and receive texts, make calls, and use data on your phone while storing information such as your cell number.
You can swap phones easily by taking your SIM card out of your old phone and inserting it into the new one because SIMs can also hold contacts and phone numbers.
Almost everything is available online as the world becomes more digital. Nearly everything is accessible with just one click, even grocery shopping. Why visit the retailers to get a new sim connection when everything is available online and wait around for endless paperwork?
Buying Online Sim Card Gives You More Time To Choose
Shopping in a real store can be challenging and tiresome, especially since you have to navigate through so many different establishments and check out a variety of goods before you can find the SIM card of your choosing.
Coping with large crowds could be a further source of difficulty. It will be exhausting to walk for a long time, which will make it more difficult to concentrate and select a SIM card that will meet your needs.
You can shop at your leisure if you use online shopping. You are not fatigued by tensions, and you have all the time necessary to comprehend the distinction between prepaid and postpaid SIM cards.
Here are the top 5 reasons to buy sim card online from Prune than going to a physical store:
Free delivery in just 2 hours - What could be better than having your online sim card connection at your doorstep within two hours of placing your order? It is absolutely free as well. It will take longer than this just to get to the store itself in the current gridlock.
Additionally, don't forget to factor in the time needed for parking, line-ups, completing paperwork, and more. So, with Prune get airtel sim home delivery, bsnl sim home delivery, jio sim home delivery.
Hassle-Free Payments - Paying with a credit or debit card is not necessary if you choose to pay cash on delivery. When your sim is delivered to its residence, you can safely make payments using any payment method.
Easier comparison - When purchasing an online sim card, you may easily compare several telecom companies. Additionally, it displays every plan offered by each of the leading telecom companies so that you may compare them and decide which one best meets your needs. From Prune you can buy bsnl sim online, buy airtel sim online, buy jio sim online.
Safe and Secure - All of the information that customers store is safeguarded using cutting-edge channels. Throughout the procedure, online security is protected.
Instant Activation - Your Aadhar card is all that is required to activate your number. Online shopping enables you to avoid tedious paperwork and time-consuming form filling. Your sim will be activated around 15 minutes after delivery.
How to Buy Online SIM Card From Prune
- Visit the official website of Prune that is www.prune.co.in.
- Select a mobile plan, either prepaid or postpaid.
- Based on their features and costs, compare the mobile connections from various network providers.
- To buy a sim online, fill out the registration form.
- You will receive a sim card when the procedure is finished.
Prune offers a variety of services in addition to sim delivery, such as currency exchange, international trip insurance, travel experiences, utility bill payment, smartphone comparison, and more! Download the Prune App from the Google Play Store or visit the Website: https://prune.co.in/
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Doordash Payment Methods
Several payment methods are available for Doordash users. These include cash, credit card, and weekly payouts. Each method has its own advantages and disadvantages.
Cash
Currently, Doordash does not allow customers to pay cash on delivery. Instead, they allow customers to pay with debit cards, credit cards, and digital wallets. If you wish to pay with cash, make sure that you live in a region where it is allowed. You can also find out if a particular merchant accepts cash at checkout.
If you choose to pay with cash on delivery, you will be taken to a screen on the Doordash Dasher app. You will see an offer screen with a light green bar. The amount shown will be different than when you pay using other methods. You will also be able to add a tip to your delivery driver. You will need to enter your address information and choose a quantity of items. You can then add payment methods to your account.
When you click Add Payment Method, you will be able to add several debit cards and credit cards to your account. You can set a default payment method for each card. You can add new payment methods at any time.
In the past, Doordash has allowed customers to pay with cash. However, the company temporarily suspended this payment method during a coronavirus pandemic. It is unclear whether or not cash payments will be reinstated in the future.
If you choose to pay with cash, you must first be signed into your Doordash account. You can also download the Doordash Cash App. You can then use this to pay for food deliveries. You can also use the app to pay with Google Pay or debit cards.
While the cash payment method is available for Doordash customers, it is still not offered in all markets. In addition, not everyone has a credit card. You may not be able to qualify for a credit card if you have a poor credit history.
Google Pay
Unlike traditional credit card payments, Doordash accepts a variety of digital payment methods. This includes PayPal, Apple Pay, and even cash. Customers can also use debit cards to pay.
Google Pay is another digital payment method. It is easy to use, fast, and secure. It works with many US banks and financial institutions, including Visa and MasterCard. It also has a mobile wallet feature that allows you to pay online or in-store without carrying money. You can also use it for voice payments.
To use Google Pay, you must have a Google account. You can either create a new account or link an existing one. You can add your cards to your Google Pay account. You can choose to use Google Pay for online or in-store purchases.
The process for using Google Pay is simple. To start using it, you must log into your account. Next, you will need to enter a three-digit security code. This is often found on the back of the card near the signature. You will also need to provide your card information. Then, you can make payments for food directly from nearby restaurants.
Google Pay is a great option for online and in-store purchases. You can even use it to pay for food at McDonald's. The payment is processed through your bank's secure servers, so you don't have to wait for it to process. Compared to other digital payment methods, Google Pay is quick and secure.
Google Pay works with Doordash, but you must have the latest version of the Doordash app. If you receive a Google Pay error, it's because you have an old version of the app installed. You should also make sure your Google account is linked to your Doordash account.
Credit card
Getting rid of your DoorDash credit card payment method is not hard. You just need to follow a few steps and you can have your card off your account in no time.
Firstly, you need to log into your DoorDash account. You can do this through the website or through your mobile app. The website will give you more flexibility and allow you to change your card information.
You can also remove your card via the app. Just go to your Account tab and you will see the Payment option. Swipe left and you will see the card you want to remove. You will see a red delete button. Tap it and you will be taken to the card's details.
DoorDash accepts a variety of payment options, including credit cards, debit cards, PayPal, gift cards, and prepaid cards. These options include major credit cards like Visa and Mastercard, as well as debit and gift cards. You can also use cash on delivery.
You can add more than one credit card and debit card. DoorDash allows you to link PayPal and bank accounts. You can even add UPI apps to your account.
DoorDash also supports cash on delivery, so you can place orders with cash. You can save your payment information, so you don't have to re-enter it each time. You can also add backup payment details, in case your primary card fails.
The DoorDash credit card payment method can be deleted from your account, but you must remove your card first. Then, you can add a new one. You can add multiple cards at once, so you will have multiple options when placing an order.
You can also change your payment method, if you are ordering a large number of items. DoorDash will let you split your payment across multiple payment methods, so you won't have to worry about getting a delivery that is more than the value of your credit card.
Ebay
Amongst the food and beverage industry titans, a nod of the jugular goes to doordash, an aptly named company that isn't afraid to let you know it. Whether you are a fan of upscale dining, a night on the town or a night owl at home with the flies, you'll likely find yourself in their employ at some point or another. With that in mind, what are the best ways to get the most bang for your buck? Of course, that will entail a bit of juggling, but it's a trade off that will ensure your bottom line stays svelte. The best way to do that is by paying attention to the small print, and ensuring that your credit card isn't drained before you even get to the door.
Weekly payouts
Unlike other delivery services, Doordash pays Dashers on a weekly basis. The payment comes via direct deposit. The amount is calculated according to tips and the number of deliveries made. The amount is usually deposited to the Dasher's bank account by Wednesday night. However, some banks can take five business days before the funds are available.
Dashers can earn up to $500 per week. During the holiday season, Dashers may see higher pay rates. This is because Doordash is a business that rewards the Dashers for meeting certain goals each week. For example, Doordash wants to find the best deals for its customers. They also encourage Dashers to work during peak hours, when restaurants and other businesses are most busy.
Dashers must make 25 deliveries per week to be eligible for Fast Pay. After that, they will be eligible to receive a daily payment. Fast Pay is an instant payment feature that allows Dashers to cash out their earnings each day. The service costs $1.99, and Dashers can apply to use Fast Pay.
Doordash also offers a Challenge Bonus, which is a weekly reward that is given to Dashers who meet specific goals. These bonuses are not fixed, and sometimes they appear spontaneously. They are typically awarded during the peak hours of the day. The bonuses are usually awarded during lunch (11 a.m.-1 p.m.), and dinner (5:00 p.m.-9:00 p.m.).
Aside from the payments, Dashers can earn money on the side through side hustles. For example, if you are looking for extra money, you can do a few Dashes on the weekend, or pass on some smaller deliveries. In addition, you can take the Dasher app on the go, and earn money whenever you feel like it.
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Four Seasons With You
Volume one: Chapter 1- Spring
Easter Egg Hunt
Pairing: Victor x Mc
Summary: When an unexpected inconvenience gives you the opportunity to make this day unforgettable for him.
“I’ll see you later.” You chriped on a sunny morning. Basically hopping in front of him, you placed a gentle kiss on his lips before parting.
“So cheery today and the day barely started. Does a certain dummy has something in her mind?” Victor hooked his arm around your waist, giving you another kiss on the forehead. “Oh, it’s nothing, just springtime.” You smiled at him. “And it’s also Easter.” You added. He nod reminding himself about the holiday. Today he was supposed to be at home with you enjoying each other’s company. You made him promise you because he is on his day off he won’t look at any document nor report. He is yours only.
But last night in some ungodly hour, the management crew gave him a call, about some hiccups what occurred with the overseas department. The negotiation to collaborate with the new American company took a bad turn and they refused to do anything further if they can’t talk with the CEO of LFG. So it meant he has to go in for an impromptu meeting.
“I’ll make it up for you when I’ll get back.” He pulled you close again, hinting another soft kiss on your temple. It was still early in the morning. He tried to get up beside you without disturbing your sleep, but when you didn’t feel his warmth anymore, you woke up and followed him to the kitchen. You shook your head in refusal. “Don’t rush the meeting because you want to get back home earlier for me. Take your time I know you were in contact with this company for a long time. I’ll see you when you finished.” You smiled at him.
You know this deal can benefit LFG’s future in the overseas market. So of course you don’t want this to end badly because of some holiday. “Even though it means two batches of pudding.” The sweet smile on your makeup free face turned into a mischievous and greedy grin. “Such a dummy. Always thinking about her stomach.” He murmured pretending to be annoyed, but you knew this man long enough to know he will grant your wish. “When I get home I better not see chicklets, bunnies and an idiot running around the house.” With that he closed the door behind him and left.
While you made yourself a light breakfast, what only contained toast and eggs, your mind was furiously racing on how to spend the time while waiting for your boyfriend. As you kept musing on the possibilities on how to spend the day, you gradually remembered the little surprises you left in Victor’s office while you waited for him to finish his meeting a couple days back. A prankish smile tugged on your lips. Shoving down the remaining bites of your meal, and taking a few more sips of the coffee you hurried away to get dressed.
Walking in the step in closet you chose a casual wear for the day. Pushing and flipping the hanged up clothing articles you eventually found a nice beige colored dress among the many formal and ridiculously expensive clothings. When you became Victor’s partner and after the media acknowledged this information you got invitations to balls and fancier parties. It was a natural requirement you had to look high class just like him. Your boyfriend mercilessly spoiled you rotten with fancier and fancier dresses, personally tailored to your sizes by the finest taylors he could find. As the collection grew, it swallowed all your older clothes. The dress you posed with in front of the body sized mirror was like a scavenger hunt amongst the many night gowns and suit dresses.
Quickly putting on your chosen outfit, you left the penthouse in a hurry, barely being able to snatch your purse on the coat hanger. You were having an intense race with time. To not blow up your sudden Easter surprise you tried to do the shopping as quickly as possible. You don’t know when Victor comes home so it added another reason to make this fast.
***
“Goldman, the management team better have a good reason to call me in, because I have a better place to be today.” Victor’s stern voice echoed through his office the moment he stepped in. Several moments of keyboard clicking later Goldman began with his speach.
“The possible partner we are trying to convince suddenly got a more appealing offer from a different company. The deal was that the company will sponsor them PR commercials and advertisings, they can keep their position in the stock market and can have sixty percent of the income.” He said, flipping back and forth on the tablet.
“I see.— Victor rested his chin on his hands— “Remind me please about the deal LFG offered.” The assistant cleared his throat, opening the files what contained the agreement. “Comparing to the new proposal our offer is lacking. Because of their crash in the marketing area lately, you decided to not offer munch in case the collaboration would backfire.” After minutes of thinking, what felt like centuries Victor finally spoke up.
“Rewrite our proposal. Tell them LFG will ensure their stay in the stock market, and will back it up if any unpleasant problmes happens. Also mention they have a two months recovery time and we will give one hundred percent sponsorship with the possibility to function as an independent company like Kiseki Entertainment. This is the best deal they can get and they know it.”
From the very first moment, Kiseki Entertainment functioned independently. Under his guidance, you bloomed into a successful company in barely two years, becoming one of the most productive investments amongst the very few freelancers under LFG. “Arrange an online meeting in twenty minutes. During that, — he stood up, to make his way to one of the conference room— “collect informations about our opponent what can be used for LFG’s advantages.” Goldman nodded already holding his phone to his ear, summoning the staff needed for the conference.
“Anything else you want t— is that an Easter egg?” Goldman pointed at the bunch of tiny colorful eggs scattered around the coffee table. The more he looked the more he noticed. On the shelves, between Victor’s compture, on the coat hangers.
“Goldman who was the last person in my office?” He asked, walking around removing the candy eggs from their places.“Until this morning no one was in here. A few days ago only Ms. Mc stayed here, waiting for you to finish the meeting.”
Victor sighed.
Of course it was you.
***
You looked at the row of numbers at the screen, your purse, and then the ridiculous amount of Easter eggs piled up behind you. Maybe you carried away a little bit.
“Uh, excuse me for a second.” You kept digging in your purse in hope you will find your credit card. After minutes of unsuccessful searching you started to panic a little.
Your plan was to buy plenty of Eggs and hide them all around the mansion. You bought chocolate eggs and plastic eggs in all sizes and colors. Also a pink rabbit onesie because you couldn’t insist. You just didn’t expect the price what came with it.
“I’m sorry Miss, but you are keeping up the row. Do you wish to purchase these items?” The cashier lady asked what made you squeak and panic more. “Please debit these items on Victor Li’s account!” You blurted out. The cashier nodded typing away the informations. “Everything is settled, have a pleasant Easter.” The lady smiled handing you the bags. Thanking her and wishing for the same you made your way home. If you knew ypu will end up with multiple bags you will take the car.
“I’m back.” You opened the door of the house placing the bags on the floor. A small meow eachoed at the corner, a cat trotted towards you. “Hi Pudding, mommy is back.” You bent down to pick up the cat, a light huff leaving your lips. “Victor feeds you too well.” You giggle pocking at the fat at the cat’s belly. “I will bring some Easter spirit into this big house will you help me?” Like the animal just understood you, Pudding meowed and with a hop she escaped your embrace and walked away. Lazy cat.
Shrugging it off you unpacked and stared to hide all the eggs around the house. In the kitchen, the coffee table, the couch, hangers, in his suits. In other words you hide them everywhere you found it suitable. Now all you had to do is wait for his return.
***
Several hours passed, the sun was about to go down when he finally came home. Tossing away the book you were reading, you jogged to the entrance to greet him. “Welcome home!” You smiled at him, what left your face in a second. “Is everything alright at LFG?” You furrowed your eyebrows in conern when you saw his expression. “Sorry for keeping you waiting.” He said. “Nothing is wrong, my plans just takes a little more time to be accomplished.” Victor pulled you to his side, giving a kiss on the top of your head. “Let me make up for you with a dinner. It’s your call, I’ll make you anything.” He unbuttoned the sleeves of his shirt and rolled it up while walking in the kitchen.
“Pudding!” You smiled, Victor rolled his eyes at your remark. “Dummy, you want pudding for dinner?” He asked opening the fridge. “What is that?” He held a green chocolate egg in his hand. “Ah, I see. We are mischievous today.” A smile crept up on the corner of his lips, putting the sweet aside. “So I assume the plenty of chocolate in my office was your doing too.”
“I have no idea what are you talking about.” You shuffled away. “I didn’t do anything.” He chuckled. “Of course you didn’t, those eggs are from the Easter Bunny. So what do you like to eat?” He asked again getting the pots and pans ready. Without a word he put another handful of eggs aside, making it harder for you to comtain the fit of laughter what is about to erupt from your chest.
“Beef ribs would be fine.” You composed yourself. Victor nodded and began to prepare the dish. “So tell me, what were you doing all day?” He asked putting away another egg when he opened the cabinet where the seasonings were. “Aside from scattering sweets all over the kitchen.” A soft giggle left your lips. “Just the usual. I cleaned up, fed the cat. You knows, the things I usually do.” You chatted nonchalantly, like having Easter eggs around the house is ordinary.
“Why you are so clingy all off a sudden?” He lookes at you in confusion when he notices you are following his every step with your eyes. “What? No, I’m not!” You grinned, getting more eager every time he found an egg.
But what you didn’t know that the more he found the more annyed he got. He saw Easter eggs everywhere. On the kitchen counter, in the fridge, on the cabinets even in the cat bowl. But he didn’t have the heart to tell you. You waited for him all day so he can bear with your pranks a little longer.
He didn’t know what will coming.
“The ribs are almost ready.” He closed the oven after flipping them in the pan. “It’s smells so good.” You hummed, mouth already watering just from imagining how smoothly you knife will slide through the juicy ribs.
“I’ll go set the table.” You hopped down from the barstool and opened one of the cabinets to get the plates. While you clattered with the utensils, Victor opened his phone to check the notification he got from his bank during the meeting. The numbers he saw is what made him finally snap.
“What did you do?!” He exclaimed, looking at you, eyes wide as saucers. His sudden harsh tone startled you, almost making you drop the plates you balanced in your hands. “$150?! What did you buy?!” He questioned, his eyes shooting daggers at you. He sighed. “Don’t tell me all that were for chocolate eggs! Are you out of your mind?” He raised his voice at you, his eyes casting a frightening shade. The last time he looked at you this way when you barged in his office, demanding for funding. And that was many years ago. You flinched under his cold stare.
“I’m sorry.— you put everything in your hands down— “I-I’ll go clean that up.” With that you left the kitchen, and disappeared at the corner.
“Mc, wait.” He called after you, immediately regretting the way he spoke to you. A wave of guilt went over him when he caught up to you in the living room. Like you said, you obediently rummaged around to find the eggs. And it would be fine if you wouldn’t sniffling quietly, occasionally reaching up to wipe your eyes. And he hates it when you cry. And despise it if he’s the reason behind your tears. He didn’t mean to be this harsh with you. Or at all.
“Mc.” Victor called your name. Looking at the source of his voice you wiped off your tears in a quick motion. “Don’t bother, — you turned back, to hide your bloodshot eyes.— “I’ll get everything done. Go set up the dinner.” His heart ached, watching you turning away to hide your tears from him.
“No.” He walked up to you, folding you into a hug. “Today I almost lost the client I negotiated for weeks. They got a better offer and I had to change plans. The meeting was unplanned, I should’ve been at home with you.” He murmured into your ear. You stood there in sock while he kept talking.
“So I got frustrated. I shouldn’t have to release my anger on you. You just wanted to spend this day with me. I’m sorry.” He apologized. You on the other hand was shocked. Your boyfriend is a prideful person. And goddamn, he is also stubborn just as much like you are. The man you get to know almost never makes mistakes and if he does, the ground can crack, there’s no money in this world for him to make him admit it. He had to regret his actions very much to muster out an apology.
“It’s okay.” You turned to face him, knowing he meant it. Reaching up you scarping your fingers through his soft and well kept hair. “It was my fault after all. I went overboard with the sweets. And I scattered them all around the house.” You added. “Dummy.” He sighed, a relieved smile tugged at the corner of his lips when he saw you are hot angry at him. A soft giggle escaped your lips, remembering again how many chocolate eggs you hide in this big house.
“This looks better.” He pulled away, wiping the remaining tears from the corner of your eyes. “From now on just smile only. It looks better on you than the tears.” A pink color appeared on your face. When this stone cold man get so romantic?
“I’ll go pick up the eggs. Just keep making the dinner I’ll be fine.” You turned around and walked away.
***
“Almost got it!” You stretched further, balancing with a net in your hand while Victor had a firm grip on your hip. You were practically levitating above the pool to reach for the plastic egg at the bottom. Victor during that grew some gray hair.“I can’t believe you literally threw eggs in the pool. What if I’m not around? You straight up jump in?” You glared at him above your shoulders. “Hold me still or let me go. I can get them myself.” You puffed up your cheeks and reached further.
“Idiot, you can’t even swim.” He sighed. “Mc, stop wiggling you going to fall in!” And like this is what gravity waited for, you slipped on the wet tile, you fell in dragging Victor with yourself. With a swift motion, he scooped you up in his arms and brought you up in the surface. “I told you to hold me!” You screeched between coughs. “If you wouldn’t throw eggs in here like an idiot you are we wouldn’t be in this situation.” He fired back sitting you on the edge of the pool and then he climbed out himself.
“Dummy.” He sighed for the millionths time today, draping you in a towel. “Go get changed or you’ll catch a cold.” He helped you up. In that moment a little smirk appeared on your face, and it stretched wider. “What is it? Don’t tell me you still have eggs.” Victor sighed, a miserable look on his face. “Nothing.” You smiled and ran away.
“How many times I have to tell you? Don’t run by the pool!” He yelled after you but you were already outside. Grabbing the paperbag left on the bedroom you hurried away to the shower. After taking a shower you put on the pink, fuzzy bunny onsie you bought today. Stepping out your bringht pink color looked way too odd compared to the black and claret themed bedroom you two shared.
“What on earth are you wearing this time?” Victor looked at you from the bed. While waiting, he used the guests bathroom and changed into a black silk sleepwear. You giggled and hopped in next to him. “I didn’t remember keeping a rabbit at home.” He chuckled. “Childish.” He added. Rolling your eyes at his comment you laid down besides him. “Today is still Easter so I’m excused.”
“You have 5 more minutes to be like this.” He looked at the clock on the wall. “Then we are stretching it till tomorrow because I’m not changing.” You turned to face him.
Putting down his phone on the bedside table, Victor pulled you closer to his body. “I’ll make it up for you for being away. And for yelling at you.” He sighed, pressing his lips on the top of your head. As he moved closer to you something pierced into his side. Reaching to get it a small plastic egg was in his hand.
“Dummy.”
Your cheerful laugh echoed through the bedroom.
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how can i save more money? i feel like no matter what i do i spend all my money for instant gratification + happiness which obviously never lasts and i end up dangerously low to my bank account being drained and never being able to afford rent. it’s like i always say i’ll save and then I just end up wasting it all. please help!
Anonymous asked:
How can I start saving my money?
First things first, I would recommend creating a budget. I know that's boring advice, but once you understand how much money you need to spend every month, you'll have a better idea of how much you can spend, and you can be more intentional with your spending. Think about things like rent, transportation, food, utilities, medication if you take any, and healthcare if you're in the US. How much money do you need in order to afford necessities every month? If you can, it may help to set your bank account to automatically transfer that amount to a savings account that isn't linked to your credit card or debit card. That way, you can't spend it on impulse. If you have a credit card or debit card, it may also be helpful to put a spending limit on it so that you can't spend more than a certain amount each day, to put your spending money for the month on a pre-paid card, or even to get rid of the cards entirely and go cash-only.
Once you understand your monthly budget, record all of your expenses for a month- what are you actually spending money on? There are apps that can help you with this, such as PocketGuard, Mint, You Need a Budget, Every Dollar, Good Budget, etc. Once you understand how much money you're spending and where it's going, you can start looking for ways to save. Figure out which of your monthly costs are "variable"- that is, which of your monthly costs can you cut back on? This can be big things like switching insurance providers, switching cell phone/internet/utility companies, or cancelling subscriptions that you're not using (and if you can do those things, it's a good idea), but it can also be small changes.
Maybe instead of buying coffee every morning, you buy fancy coffee ingredients, make it at home, and then drink it somewhere nice, like a public park. Maybe instead of buying new clothes, you swap clothes with friends or thrift- it's the same short term gratification you get from buying something new, but it's less expensive. Maybe if you order delivery food a lot, and you could cut your costs by going to pick it up instead. If you buy lots of books, movies, video games, etc., see if your local library has them for you to rent. If you spend a lot of money on entertainment or events, look for free events in your area. None of this is groundbreaking, but my point is that you don't need to lose your instant gratification entirely- maybe you just need to approach it more mindfully so that the cost isn't quite so high.
When it comes to overspending on items in particular, here are a few things that might help:
When you want to buy something, wait twenty four hours and then if you're still thinking about it, let yourself buy it. This is especially useful if you’re shopping online, because sometimes if you leave things in your cart, the company will send you a coupon to try and get you to buy them. Doing that should help to prevent impulse purchases.
It might also help to start converting the amount of money an item is worth to how much work it would take to afford it. For example, if you make US minimum wage (7.25 an hour), a $29 shirt would be worth four hours of work. Putting it into perspective that way can help you to assess whether the item is actually worth it.
Before you buy anything, ask yourself a series of questions. Is the purchase going to improve your life in some way? Is the purchase going to make you feel better in the long term? Does it help you meet one of your life goals? Will it simplify your life? How often will you use it? If it’s a clothing item, does it go with other things in your closet? Does it fit? If the answer to these questions is no, you may be less likely to buy it.
Lastly, try to identify what emotions you’re feeling when you’re most tempted to buy things, and then think of other ways you can deal with those emotions. If you spend money to deal with stress, meditation or deep breathing exercises might be an alternative. If you spend money when you’re sad, you might try putting on happy music or a comedy special instead. It may sound silly, but so many of our bad habits are an attempt to self-soothe when we’re feeling a negative emotion. If we can find healthier ways to deal with those emotions, we can break bad habits more easily.
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How to fix the issues with the Cash app login account?
In recent times, technology has made us use digital currency and there are different platforms that allow you to transfer money or purchase products online keeping the security norms in the mind. Like such apps, the cash app is there to support the transactions with an easy-to-use and quick interface. Remember, if you are new to the cash app account you need to discuss some of the important and essential things that are important to acknowledge when you are using the Cash app login account. Through this article, you will get to learn the basics of cash app login and the steps to fix the issues if any. So, let’s get started!
what are the common features of Cash App login?
There are some of the common features of the cash app login, here are they:
· The platform allows direct peer-to-peer payments via your mobile devices.
· The cash app users can get the option to use the visa debit card that allows the users to use the funds from their Cash app account.
· You can withdraw the money using the cash app account anytime and anywhere.
How to access cash app login account?
If you have a cash app account and you can transfer from the Square POS account in the cash app, then you can use the square cash app login account and you have to follow the steps that are given below:
· First of all, you need to tap on the profile icon on the “Cash app” home screen.
· After this, you have to tap on the “Sign out” option.
· Now, enter the phone number or the registered email id with the account that you wished to access.
· Follow the on-screen instructions to complete the process.
· Just wait for a while till the process gets completed.
What are the common cash app problems and the user’s concerns?
There are some of the common issues that can occur while using the Cash app login platform, these issues are as follows:
· Wrong CVV/ Card number entered.
· Incorrect personal details entered in the field.
· Cash app declining credit/debit card.
Fix cash app login error
If your device is affected by the login errors in the cash app then you need to follow the steps that are directed as below:
· You need to make sure that the internet connection is not interrupted when you are using the app.
· Remember the following up on the instructions for sending, receiving, and applying for the money.
· Make sure you do not reply to annoying messages, spam, or malware.
· The updated version or the issues on the page will get resolved.
· It is important to acknowledge that the cash app will not work in the US and Uk, so you can try the connection when you are trying to connect abroad.
In a conclusive viewpoint:
We hope that through this article, you can resolve the issues that might occur on the cash app login website. However, if you still face issues in the process or you are stuck in between the steps then we recommend you consult the customer support team to assist you.
Read More Blogs:
How to activate your new Cash Card - Cash App
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Why Does Cash App Gets Failed for my protection?
Cash App Direct Deposit | Benefits, Pending, Time and How to Set-up
How to Check Cash App Card Balance? (Cash App Balance)
Where Can I Load My Cash App Card
Cash App closed my account: how to unlock it?
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1123
survey by zqrwrgnani
What do you typically have for breakfast? I skip breakfast Monday to Friday. On weekends either of my parents will usually make fried rice served with 3–4 of the following: eggs, hotdogs, corned beef, dried fish, ham, longganisa, and luncheon meat.
Where do you purchase most of your clothes? There’s a tiangge at the local mall where they will change up the collection of clothes being sold every couple of weeks. They have trendy choices at really low prices so that’s where I liked getting clothes back when I went out more.
Do you have any opinions on Anna Delvey? Literally have never heard of her. Should I know who this is...?
What are you currently streaming? I have an episode of (surprise!) 2D1N turned on, but it’s paused.
What do you typically order when you go for coffee? Iced caramel macchiato. I actually switched it up today and went for a basic iced mocha, though. Just wanted to try something new, I guess.
Anything you’re looking out for at the thrift? No, and I don’t usually make trips to thrift stores either.
Who are your favorite YouTubers? Louise Pentland is a recent favorite. There’s also Good Mythical Morning, Grace Helbig, and The Try Guys. I also like a ton of BuzzFeed people but I don’t think they count as YouTubers. I like a good number of local vloggers as well but they’re no one you would recognize.
Describe your skincare routine. I just splash some water onto my face first thing in the morning, every day.
What’s your typical morning routine look like? Work has conditioned me to automatically wake up at 6:30, and by then I have the choice to either go back to sleep or try to properly wake up by watching YouTube videos. Either way, I have to be up by 8 so I can start working. And like I said, I briefly wash my face, then I immediately head to my laptop. That’s it, really; it’s super uneventful and I'm sorry I can’t make it any more interesting lol.
Are you still playing Animal Crossing? I never bought the game, actually. I asked Nina if I should buy it and she said it probably won’t be suitable for me since the game requires a lot of creativity, which as y’all know by now I lack entirely hahaha. I have my eyes set on other games.
How has the pandemic specifically affected you? It kept me from having a memorable final year in university, and it kept me from having a graduation ceremony. We also had to sell one of our cars, which I really loved driving when we still had it, so that bummed me out. I believe the pandemic had also been a slight factor in the crumbling of my former relationship as well.
Where’s your favorite place to go for brunch? I never go out for brunch.
What’s on your nightstand? Right now there is a bunch of books on it and a paper envelope from work.
What do you think about before falling asleep? Anything except my already pending deliverables work for the following day.
What is your main source of anxiety? Continued from the previous evening. I don’t know if there’s a main catalyst...a lot of things have the ability to make me feel anxious.
Any bands or artists you’ve recently discovered? I’m going further down the K-pop rabbit hole as I know it, lmao. It’s starting, you guys. This week I discovered GOT7; I’ve only heard one song so far but I’m extremely hooked. Ravi’s also very talented and has catchy songs.
What are your goals for today? Have a great rest of the evening and enjoy the start of my weekend.
What kind of games do you play on your phone? I haven’t been playing a lot of games on it, actually. I mainly use it to keep track of my Viber notifications (because my laptop sometimes won’t, and I end up replying to some work threads late) and to watch on Viu. But the last game I downloaded was a logo quiz game for old times’ sake.
Are there any packages you’re waiting to come in through the mail? Nah, haven’t ordered anything recently. I think I’m over my online shopping phase hahaha. I was just really excited about it when I got my first couple of paychecks, but now that the initial thrill has passed, I mainly look forward to spending on food – exactly like how I predicted it would be for me.
Describe your favorite t-shirt? I’d neverrrrr throw out my CM Punk Best in the World shirt for the world, no matter how more tattered and stained it gets. It’s one of my prized possessions and it reminds me of a really happy and carefree time in my life.
Do you have a specific aesthetic? I don’t know if I fit into a certain one; I certainly don’t consciously try to. You’d have to ask my friends if I do have a specific kind.
Skinny jeans or mom jeans? Mom jeans, a thousand times over. I dread wearing skinny jeans.
What’s your favorite 90s cartoon? The Wild Thornberrys.
Describe the moment you realized you were falling in love with someone. I felt scared more than anything else. I’ve never felt such a heavy sensation before, so I didn’t know what was going on. I also felt the need to be around them as much as I can, as I was starting to love and enjoy their presence, and be the one to attend to their needs.
Have you tried the feta and tomato recipe? No but sounds delicious.
What’s your favorite sparkling water brand/flavor? I don’t drink that. Sounds nasty.
What’s your favorite makeup brand/brands? Don’t wear makeup, either.
What’s your all time favorite movie? Two for the Road.
What are some female names you would name a baby? Olivia, Mia, and Amelia are some of my favorites.
What about male? Erm, probably names like Mason, Elliott, Matteo, Liam...I don’t want a son, so I don’t think about boy names too often lmao.
Do you have any subscription boxes? No. I’ve always wanted to subscribe to one with a quirky concept, like a Korean-themed one, or international snacks or condiments, or curated alcoholic drinks, etc. but at the end I feel it’s a luxury I could do without.
What did you purchase the last time you bought groceries? The last time I got groceries was for work, and for that instance I got several of the following: coffee packs, soju, various canned goods, spaghetti set, Nutella, and toiletries.
What fictional creature would you like as a pet? Wouldn’t keep him as a pet but I feel like Maximus from Tangled would be such a fun dude to be around.
Describe your favorite piece of jewelry. I don’t have one. I love borrwing my mom’s Tiffany’s jewelry, though.
Have any local businesses closed that you’re sad about? So fucking many of them, especially the ones I frequented back in college. I went back to Katip last week and the place felt like a damn ghost town.
How do you feel about the BLM movement? I support it, of course. And I feel infuriated by those who try to counter by saying aLl LiVeS mAtTeR or worse, bLuE lIvEs MaTtEr.
What’s the worst advice you’ve ever taken? I don’t think I ever took an advice I knew was bad or would be useless or irrelevant to me. But this reminds me of my mom’s favorite piece of advice for every bad situation, which is to pray lmao.
How do you feel about your neighbors? I feel like I answer this a lot on this surveys, but I don’t think anything of them. We mostly keep to our own business.
What kind of dwelling do you live in? A house.
Have you been watching this season of The Bachelor? I’ve never tried watching it and have no desire to.
What’s typically kept in your purse/wallet? Paper bills, receipts I have the tendency to stuff and keep there even though I’ll never have to use them again, my Paramore ticket, TIN ID, copies of 1x1 and 2x2 photos of myself just in case I have to whip one out, driver’s license, my debit cards, and my vape.
How do you feel about TikTok? I gravitate towards the tutorials and unique prompts (like people showing their parents of different nationalities, the then-vs-now of their pets, etc) more so than the dance-y/meme-y ones. I’ve never felt the need to get the actual app, though. I get my TikTok fix on Facebook, which makes me feel old saying so LOL
What’s the hardest thing you’ve done/been through? Dealing through a breakup was surprisingly harder and more excruciating than deaths I’ve had to go through.
Did you/do you still have a Neopets account? I never had an account but I did have a Neopets game on my flip phone.
What do you look like on a day where you don’t leave the house? Haggard.
Do you have any opinions on Amberlynn Reid? Have literally never heard of that name.
Any current trends you dislike? Most streetwear.
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How To Use For A Debit Card Payday Loans?
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Pick pocket? Lost your Pocketbook or Wallet?
Your family trip does not have to be ruined if you lose your pocketbook or wallet, leave your credit card behind, or some unsavory character pickpockets you in a crowded theme park. While you can’t alleviate the headache, we have provided some steps that you can take to reduce the stress and ensure that your vacation is not totally ruined. The steps here take little time or thought – but you will thank yourself if you reach for that credit card and find it missing.
1. Be Selective
Clean out your wallet. Don’t take every credit card you own on your trip. Choose those that have $0 fraud protection and can provide you with adequate car insurance coverage, if you are renting a car. Do not take your social security card. No theme parks require this level of information. The more you take with you, the more you can lose. Also, don’t carry your pin numbers in your wallet!
2. Write it Down
Bring with you a sheet of paper that has your credit card number, expiration date and phone number to report lost cards for each of the cards that you will be bringing with you on vacation. Keep this list in a secure place (hotel safe) separate from your credit cards or leave it with a trusted relative at home. If you have to take the list with you, don’t forget to take it home with you.
3. Separate
Bring more than one credit card and keep them separate from each other. If one is missing, you’ll still have another to use on your vacation.
4. Don’t Be Obvious
Carry your credit cards separately from your purse or wallet. This is the most likely target for pickpockets and thieves.
5. Lost or Stolen
It’s The Same! Realize that losing a card is as least as big a risk – maybe more – than having one stolen. There’s a lot going on during a family vacation and everything is very rushed. Before you leave your hotel room each day, check your purse or wallet to make sure that the credit cards are all accounted for. When you use your card to make a purchase, get into a “retrieval” routine that you do every time you use it. The routine may be as simple as your spouse – or kids – always saying “credit card” as you leave a counter. That will remind you to make sure you got back your card – not someone else’s – and took it with you. You might even make it a fun game for the kids with some reward at the end of the day if they do it 100% of the time.
6. Sign It
Before you leave for vacation, make certain that all credit cards that you are taking have been signed. It’s a no brainer for a thief to sign your virgin credit card and go on a spending spree.
7. Travel Products
Consider purchasing some nifty travel products that help you carry and protect your personal information.
OK. You’ve taken some steps to protect yourself but you still have a card, wallet or purse stolen or lost. What do you do next??
1. Don’t Panic
You have some steps you need to take but you don’t want to stressed out the kids and ruin your vacation. Don’t worry if you lost your wallet - you can still watch favorite movie tonight with that special one at 0123 movies for free.
2. Make Some Calls
Call the credit card company as soon as you are certain that the card is missing. But do take a few minutes to make sure it’s gone. Remember, once you’ve made the call, you can no longer use the card if you find it. Ask the credit card company to tell you the last few charges that have made and be sure they are familiar to you. Federal law limits your liability on credit card fraud to $50. ATM and debit cards are treated differently! For these types, if you report the loss of your card within 2 business days, the limit of your loss is $50. If you wait, then your loss can reach $500. Also, and read this carefully, if you FAIL to report the loss of the card within 60 days after a statement is mailed, you could be liable for UNLIMITED loss.
3. Police
Report it to the police in the jurisdiction in which the theft occurred and obtain a copy of the police report.
4. Review Statement
When you receive your credit card statement, go over it carefully to ensure that you were not charged for anything that is not appropriate. Call your credit card company immediately if you see any such charges. You must also put this information in writing and send it to your credit card company, a phone call is not enough for most credit card companies.
5. Credit Reporting Agencies
Contact the credit reporting agencies (Experian, Trans Union, and Equifax) and place a short-term (usually 90 days) fraud alert on your account. You can do this by phone or on their websites. If you file online, most credit reporting agencies will forward this information to the other credit reporting companies, so you only have to do this once. This is especially important if you lost your entire wallet and you are not completely sure what was in it. The alert means that any company that checks your credit will be advised that your information has been stolen and they have to contact you by phone to authorize new credit. Don’t forget, thieves can file for fraudulent credit cards with all that information you have in your wallet, this will prevent that from happening. When you do this, you get a free credit report which you should review carefully for any new credit lines and recent credit checks.
6. Call Motor Vehicles
If you lose your drivers license, contact your state department of motor vehicles and inform them and request a replacement as soon as possible.
7. Homeowners Insurance Policy
Check your home owners insurance policy, sometimes it will cover you for liability due to credit card thefts, if it is not covered by the credit card company.
8. Registration Services
If you are really uptight about losing your card information and are not very organized, you can purchase a registration service that will notify all of the holders of your credit cards, ATM and debit cards in the event of a theft or loss – with just one phone call. They will often request replacement cards for you as well.
A few simple steps can ensure that you and are family can continue to have a wonderful vacation even if lose your credit card of have it stolen.
NOTE: This is not intended to be legal advise on the matter covered which can only be provided by a legal professional.
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How to Open a Bank Account in Europe
Instant bank account, this is the answer to every merchant’s money issues. Most business minded person has similar goal in life, which is to succeed in their business and to save their hard earned money. Having your instant business bank account or just an instant bank account online will allow you to save money conveniently and seamlessly.
Every time you encounter an instant online bank transfer from one currency to another you are actually losing money. So, if you are an online seller using the international marketplace around Europe, opening an instant bank account UK is the ideal solution.
In my latest discovery, instant bank account UK is completely different from US banking. In Europe, the debit and credit card systems work differently. They are basically using two types of cards: an ATM card and a Credit Card. An ATM card can only withdraw money from an ATM and is not use in making purchases while a Credit Card can charge credit as well as take cash out from an ATM, in simpler explanation it is a combination of debit and credit cards. In this article, you’ll learn how to open your very own Europe instant bank account online.
Recently, high end banks are now offering euro accounts to their clients in order to cope up with the technology focused finances and foreign exchange companies.
If you are hoping to instant bank account opening from traditional banks, your best bet is to stick with your current bank, since the majority of banks offer instant bank account UK to their existing clients. As an addition to that, you should know that some banks may insist a minimum income threshold or a minimum amount before you can actually open your very own euro account.
But, that is just your first option. They are several latest “fintech” companies that are offering cheaper, fast, and instant online bank transfer by simply opening your chosen type of account online.
Why open a Euro account?
With an instant bank account UK, your euro account will do exactly what you expect it to do. It allows you to bank in euros for instant online bank transfer and receiving money.
This is highly useful because if you are juggling your income from multiple currencies or you are always using instant online bank transfer to friends and family, you often end up losing value with your transfers.
Benefits of having a Euro account
FREE instant online bank transfer to your family and friends in Eurozone
No need to deal currency fluctuations
Easy cross border transactions
Secure money transfer and instant checking account transfer
A separate local bank account numbers for UK, US and Europe.
You can manage different currencies in one account
Very helpful to people with international investments transactions
Instant bank account opening online is very popular amongst European residents due to its convenience and ease of accessibility. With an instant bank account UK, any person or individual can easily transfer money to other accounts, pay their bills and can have instant checking account transfer and instant withdrawal to bank account pending without having to leave their home.
Guidelines in Opening a Euro Bank Account
The majority of large European banks that provide instant virtual bank account also offer higher interest rates than the traditional brick and mortar banks. In opening an instant bank account UK you should simply choose a European bank to which you want open an online account. To help you with this, the United Kingdom’s Financial Services Authority offers a complete list of UK banks that are offering instant bank account online.
If you are leaving outside of UK, you can search the European Union’s European Central Bank database for local banks in countries including Spain and Germany. For the most popular banks offered throughout Europe includes the following: The RBC Royal Bank, HSBC Online, the Smile online bank, Barclays and the Halifax online bank.
Make sure that you make a list of online European banks that you are interested in and contact them in order to find their Annual Equivalent Rate. Keep in mind that a lower AER is way better especially if you are planning to carry a balance in your European account.
The next thing you should do is to consult a family member, your significant other, or your financial consultant in order to determine the type of account that works best with your current lifestyle. You have two choices when it comes to a European bank account. A SOLE account in which you have a sole control over your account and a JOINT account in which your spouse or your significant other has joint custody over the account.
Make sure that you apply instant bank account opening at the European bank’s account. You’ll need your Tax Identification Number or National Insurance Number if you are currently living in the UK. Aside from that, a proof of residence in the European Union member state in which you are residing. It’s also best if you will also need to know your VAT number.
Lastly, you will wait for the confirmation as the bank you have chosen will be investigating your financial history. The majorities of banks confirms their client application and setup their client’s new online bank account within 3-4 business days.
Features of a Basic Euro Account
A basic Euro account is an account that covers the standard transactions that you often see in your daily life such as:
Making deposits
Withdrawing Cash
Receiving and Carrying out payments
This should also include a payment card that you can use in withdrawing cash and making purchases both on online and brick and mortar shops.
Fee Information
Before opening an instant bank account online, the bank should provide a document showing the most essential services that are being offered on the account and other related fees that you need to pay. This is also known as the fee information document, you can use this in comparing the cost of accounts on different banks.
Aside from that, your chosen bank must provide you a statement explaining the fees that are acquired in your bank account that’s at least once a year. These documents should also give you a glimpse on the interest’s rates that are applied in your account.
Money Is Protected by EU
Once you have an instant bank account UK, EU has a rule that ensures that the money in your bank account it could be savings or current account is being protected in the bank holding your account fails. Your money is being protected up to a limit of EUR 100 000 or its equivalent in the local currency. The limit applies per person and per bank, it simply means that if you have several account in the same bank you will still have the limit if EUR 100 000 to your aggregated accounts.
But they are still some exceptions to the rules like, if you have a joint instant bank account online with your partner for instances, the limit of EUR applies to each one of you, meaning you and your partner have a maximum of EUR 200 000 on your joint account. In addition to that, your money will be protected above EUR 100 000 in certain cases in limited time, such as follows:
money you receive from selling a private residential property
money you receive linked to a particular event in your life such as marriage, divorce, retirement, dismissal, redundancy, invalidity or death of a family member
money you receive from the payment of insurance benefits or compensation for criminal injuries or a wrongful conviction
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Obtain the closest Wells Fargo Bank in Portland
Find The closest Wells Fargo Bank and even ATM Locations in Portland, OR. Get Wells Fargo locations in addition to hours, expert services and driving a vehicle directions.
Wells Fargo Bank 97214
Wells Fargo Bank, 310 SE Taylor St Portland, OR 97214
Reviews
Comes to an end afternoon before the Toil Day holiday and just one teller to help- absurd wait- very aggravating! Clearly may care concerning customer service.
Reviews
I had the fee in the credit card My partner and i was trying to cancel. I referred to as customer program with 10/31, spoke to a extremely kinds individual who put in my dispute (#14854307) and stated I would have this funds launched within forty eight hours, We produce an email confirming that furthermore. This interest charges were released in 48 hours but not necessarily the charged. I known as again on 11/7 on 4: 10 spoke to a new man, provided proof my own request to the firm in order to cancel my demand. Described that again this budget in dispute were not introduced. This individual claimed that they ended up returned back to my abolished cc number in problem and that the funds would be back with my new card in 48 hours. Again most of these chats are recorded. Since 7: 45 this morning hours the money had even now not necessarily been credited. My spouse and i directed wells fargo a good e-mail, no response. My partner and i called on my break in which the call up ended at 9: 19. The first woman that will I speech to said that she found that will the request was submitted to have the credit rating transferred from terminated credit score card to the in service one, but that this will take 5-10 business enterprise days and nights to have the credit applied not really twenty four hours. I inquired her exactly why I was first lied to instead of provided accurate information on the decision on 11/7 in which often they already have the recording often the I was lied for you to and not really chosen appropriate information, She am not able to response my question, Specialists in order to communicate to a supervisor. My spouse and i spoke to Claudette who also again said of which this transfer would definitely not take place with regard to five to ten enterprise days, never ever after responding to the inconvience that was causing me or perhaps appoligizing for the problem that will caused the money to be transferred to a good cc number they will terminated or the other miscalculation they made in which will I has been certainly not presented accurate data. She performed not care. Definitely not solely does Wells Fargo generate false accounts, which can be fraudulence, but they outright along recorded calls lie for their customers. Never ever perform business enterprise with this bank. As soon as it is resolved I will always be going anywhere else!!!
Reviews
Super tiny location. That they only acquired one company when we went. Workers was friendly. Simply no restroom. Free 30 minutes airport parking out front.
Wells Fargo Bank in Portland
Wells Fargo Bank, 635 SW 6th Ave Portland, OR 97204
Reviews
I am the treasurer of the small non-profit group. Charitable contributions and book sales can be found in at random instances. The projects like educational shows, books etc can certainly take some sort of lot involving money. have been working with wells forgo for years however the costs incurred by Wells Fargo will be draining our balances together with reducing what we can do. $10/month for checking plus another $6/ month for savings. $192 a year- even though that amount seem to be like much it decreased what we are capable of doing. Bore holes Fargo wasn't willing to stop changing we closed both accounts and planning to a further bank that isn't asking fees.
Reviews
Are typically in a few times with regard to questions and am often still left happy in addition to secure together with my business with Water wells Fargo. Perfect people worki there way too, wish I actually could remember brands.
Reviews
My broker was so patient together with valuable setting up my trading accounts. Wells Fargo is some sort of huge loan provider but at this point at this place not any one will fall throughout the cracks. Feels nice to be respected and taken care of. Cheers Donald!
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Wells Fargo in Portland, OR 97201
Wells Fargo Bank, 1300 SW 5th Ave Portland, OR 97201
Reviews
Stopped here after job to downpayment my massive bonus offer check on an account I've had to get many years. I was admonished the fact that because it was soon after 4 on Wednesday that will the funds would definitely not be available until finally Friday. I say admonished for the reason that vibe I obtained seemed to imply that I has been some kind of felonious hobo trying to pull a quick one. I experienced no purpose of yanking the money outside correct after I put it in. Nevertheless , in this particular day time and era, We think it's total B. Ersus. that the cash isn't very available right away. Hell, whenever I employ my debit card, I actually can check my balance online five minutes later on and find out the transaction. Will Wells Fargo use the particular Pony Exhibit to fetch the cash through the banking companies that cut us inspections? Otherwise, I don't know precisely why those orders acquire times when other individuals get mere seconds. Made us grouchy.
Evaluations
Awful customer support, all people viewed like they will completely hated their jobs... often the manager(Sara? ) had been extremely impolite and less than professional. This only smiling face taking in the room seemed to be from the brokerage.
Testimonials
The customer services is here is really lacking. Let's be sincere. It merely requires plain sucks. My spouse and i was informed I'd include to sit down with an account supervisor to modify some thing minor on my own account. My spouse and i went inside on a good Friday plus no one surely could accomplish it so they told us they'd call myself very first thing on Wednesday to set up a great appnt. They even verified my own phone number. Some sort of couple of weeks later and I still don't have heard from these people. My spouse and i was initially just through there now, your bank was initially empty, I could observe four account managers at their desks, only a single which was helping a customer, together with We has been told someone would be perfect with us. Fifteen moments later, still zero acknowledgment, so My spouse and i received upwards and left. I've truly disliked having WF because my bank for quite a good while these days, and this particular has been the final hay. Give thanks to you to get ultimately pushing me to seek out a new bank/credit association to be able to transfer all of our accounts to!! I are going to be with a new standard bank by following full week. Cheers again!
Wells Fargo Bank Portland, OR
Wells Fargo Bank, 1405 Lloyd Ctr Portland, OR 97232
Reviews
I really like my local community, but you can find no financial institutions close to my home. The particular only ATM's within taking walks distance are those questionable convenient kiosks that charge a couple of bucks. Those CREDIT bandits are withdraw just, naturally , so any other banking orders My spouse and i have to accomplish need some sort of special trip in the car. That makes me grouchy. Gratefully, the people at this kind of Wells Fargo diverge together with generally very pleasant. Now i am welcome with a enjoyable hello and some cheery chit-chat. Nice folks.
Reviews
The customer service here is below doble, and Wells Fargo inside general has been leading to us issues. The on-line accounts encounter issues as soon as a good calendar month, and I've experienced anatomical problems having the ATM at this area. When calling and acquiring the tellers browsing on me through the windowpane, they just continued to consume their food and ended up hesitant to help even nevertheless they could observe everyone on the phone dialling with the window while his or her cell phone was ringing in addition to they were only 12-15 minutes from beginning.
Reviews
I traveling frequently and love to become ready to stop simply by limbs as needed. My spouse and i ended into this branch and was treated now kindly. Everyone had some sort of smile and you could say to many people come in often. I love seeing company's have a compact town feel, especially around a hustle and bustle town.
Reviews
Seems going to be able to this branch for a long time mainly because my possibilities will be confined. I steer clear of coming into this branch on just about all prices. Twice now, a couple months apart, the same teller offers incorrectly applied a pair number of dollar payment in my credit card. Give thanks lord the pin number pad questions the customer to verify in advance of processing! One card I use usually for big purchases and the additional merely actually has ten to twenty dollars charged to it. Currently, I possibly said, "payment on the Cash Smart to Visa please" and she EVEN NOW put it on the particular additional card. The credit card that is presently PAID OFF. Also, a few yrs ago, a banker almost closed my accounts I actually share with the mother while i was at this time there with my own ex-fiancé for you to close our mutual balances. No one seems for you to spend any attention to be able to the details in the dealings they are processing. Now i'm so glad My partner and i changed the majority of my banking must a Credit rating Union.
Reviews
I actually had a good negative opening experience with this loan provider. I should have identified going for walks in, when I actually was attacked by some sort of fellow purchaser that it was planning downhill. Not of which My spouse and i hold this institution accountable for that. But I went in to order a few Canadian currency like their web page specifically clarifies their normal operating time with an cosmopolitan teller. I go in plus stand in line through the given times merely to learn the fact that "international teller" has in reality gone home and Items need to return another day. I used to be then told to be able to be sure into the future in during the morning when to ensure what We wanted was obtainable. My spouse and i understand the currency is definitely "first come, initially served" but upon contacting before my next take a look at, My spouse and i was told that had been not necessary. Consistency in connection in particular with retail can be pretty significant if a person ask me.
Wells Fargo Bank 97209
Wells Fargo Bank, 845 NW 11th Ave Portland, OR 97209
Reviews
We have only had excellent experiences with this subset of Wells Fargo. Whenever I go in I am approached the instant I walk in and certainly not possess to wait more compared to a time to be helped. I have caused the brokers (John plus Mitch) on this side branch numerous times to deal with supervision issues about both business and private accounts and have always was feeling well taken care associated with and all problems possess been recently quickly solved. Kudos!
Reviews
It takes some sort of lot for me to assessment a bank. I click on over for my do the job dealings like expense record take a look at cashing etc. I could utilize the ATM but I get in every moment. The people are why. Super nice and good. I think they recognize myself. Probably. l certainly not but you get that will perception. Furthermore they constantly have straps connected with $2s and I love that. Parking would be testing nevertheless I walk together with cycle.
Reviews
Tom as well as manager Michael will be amazing. I used to work with regard to Wells Fargo and may honestly say I've never ever viewed such amazing customer care around my years of financial. Thank you for resolving my troubles in addition to being so eager to support.
Critiques
Ok which means this bank can be HELLA outside of my way for literally every thing My partner and i need and there are usually nearer locations I could use yet I may not go at any place although here because I really like these kind of people. This staff is really freaking sweet and friendly and My spouse and i feel want they may my personal good friends hoping for us to do well. The bankers are really knowledgeable trying to help me in just about any way they can. They're very invested in the life and it is very reassuring! Mike with this branch is the nicest man together with is generally there as i need him. Highly, REALLY highly recommend this specific office. Is actually great. And Wells Fargo as a financial institution is just great. Quick to get rid connected with fees along with the app is usually hella straightforward to navigate. I'm a enormous fan so far!
Reviews
This kind of has not necessarily been my usual branch to accomplish business throughout, but I've had excellent service in this article every time My spouse and i occur in. Most recently, I actually had a fairly obnoxious transaction that essential several verifications, and was assisted proactively by Claudia here. Cheers for your follow-up in addition to working with me!
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the beginning of a thing
This is the beginning of a thing. It is also published here >>>>> https://www.wattpad.com/myworks/178504141/write/705655879
enjoy :) Who am I? Your guess is as good as mine, really.Am I simply the young hardware store cashier with blue hair and long roots who sometimes wears bright red lipstick (which, by French fashion standards, is more of a warm red than a cool tone red and doesn’t match my skin tone)? Maybe I’m not all that complex; it’s possible that my life really isn’t much more intricate than what customers see when I scan the barcodes on their oak two-by-fours in their carts and take their dirty coupons in my thin white hand with a smile. For the most part, I don’t speak to my coworkers unless spoken to, and as far as customers go, I am on autopilot: “Hello, you find everything okay?” If the customer only sets one or two items on my counter (usually a soap-box-sized carton of screws or some small random piece of plumbing piping): “Would you like a bag for that?” (It makes me happy when they say no; plastic bags are horrible for the environment.) The customers usually insert their cards into the card reader on my counter and then stare at me in their idle, waiting for me to perform some magical cashier trick on the computer, unaware until I peep up and tell them so that the card reader machine is waiting on them to push a button or enter a credit pin number. Maybe I’m just as dull and reticent when I go home after nine hours of, “Hello, you find everything okay? Would you like a bag for that? It’s gonna have you select debit or credit--here’s your receipt, and here is a coupon for five dollars off a purchase of twenty-five or more,” as I am when I take my lunch breaks alone in the quiet of the training room, reading some overdue library book and pinching small bite-sized pieces off of a gas station brownie to nibble at instead of taking direct bites out of the suspiciously oily pastry.Maybe I’m actually the notions inside my head. Maybe I am just a tool that they use to be heard and make their dreams a reality; maybe I’m not my body or job. Maybe I am a successful, peaceful, light-hearted artist and author--I just haven’t published my novels or hosted any successful art shows yet. Or any art shows, for that matter.Perhaps I’m my mother’s daughter; stubborn and crazy, with an invariably rotten attitude and enough financial issues for myself and all of my fellow cashiers to build a boat out of and sail away from civilization and debt.Maybe I’m always so quiet because I’m holding my tongue, like my mother, and thinking about slashing tires and throwing ceramic dishes at skulls and sinking screwdrivers into flesh, all in the name or petty revenge or an intense burst of anger. Except, come to think of it, my mother doesn’t actually ever hold her tongue, so I suppose I might just be quiet for reasons entirely my own.Maybe I’m just like my mother’s mother, like my mother is so committed to convincing me I am, except fifty years younger; nasally voice, although mine is less whiny and severe; sitting in front of a computer for hours a day, except she uses the computer her husband bought for her to do lazy transcription work so she can have money for cigarettes, the only thing in life her husband won’t buy for her, and I saved up my paychecks in high school to buy my laptop so that I could leave Mudcap High School and graduate early through online classes; we both sleep a lot, and, as my mother said when I was in high school, I “spent a lot of time on my ass” just like Grammy does--although my time in bed was always induced by an inability to find the motivation to get up, and Grammy’s bedridden state came from staying up too late playing online solitaire. Maybe I’m just that girl from Mudcap High School whose hair displayed a new fresh (done at home) short cut and color of the rainbow at the beginning and end of every month whose clothes all came from Salvation Army and whose stomach was always making obnoxious attention-seeking noises in Spanish--wait, you thought all that time that I was a boy? Well, yeah, I guess that’s reasonable. I wore a lot of huge baggy sweaters.Maybe you just know me because you know somebody who knew me. In that case, maybe I only exist in your world and consciousness as the girl who broke Jo-Ellan’s heart, or the girl who tried to look like a boy but then dropped out and grew boobs and is now hot (in the online pictures, at least). Maybe your friend has a friend who knew my twin brother, and so you heard from your friend’s friend who knows my twin brother that my twin brother’s friend saw me on a dating app, and my brother told him, “Don’t worry dude, she doesn’t like dudes. She’s just looking for a sugar daddy.” And so my twin brother, whom we will call “Z”, laughed about it with his friend once the shocking sighting of Z’s twin sister on a dating app had passed, and all was well, but now people know that Z’s twin sister is a sugar baby and not as quiet and sweet as she seems.Maybe you heard about me from Dan or Katherine; maybe you hope to meet me someday, because I sound like a very sweet person and you like the artwork of mine which they showed you. Maybe you heard about me from Tyler, the guy I made sandwiches with when I worked at Subway in high school--in which case you probably believe him when he says that I did drugs in the back room of the restaurant. Maybe you don’t even know my name--maybe you know me because you’ve seen the art I post online. Maybe you feel very connected to me, and feel pleased to see me when you see that I’ve posted a picture of a sketchbook page I’ve completed. Maybe You don’t know my name at all, but the way I layer paint and colored pencils and vary the thickness of my lineart is enough. Maybe the portraits and paintings I share are enough for you to care about me.Maybe you’re one of Sage’s friends. Maybe you hung out with us the October night when it was warm and I was seventeen and he was eighteen and he put acid under my tongue with his goofy smile and then left my house because he was high and felt like God and my bathroom-sized bedroom was like a birdcage for him at that moment in time. Maybe you were there when he skateboarded from my house to Sebastian’s with more acid and weed in his backpack and the intention to share. Maybe you’re one of the three other guys who were at Sebastian’s house, already under the magical intoxication of Sage’s acid when he called a cab to pick me up from my house and bring me there to drink canned beer and smoke mediocre blunts until the sun came up and I noticed how swollen my lips felt, because acid always makes my lips feel all swollen and purple. So maybe you know me as Sage’s girlfriend who he didn’t call his girlfriend until I finally dumped him months later and he begged for me to stay and apologized for never giving me attention or being a good boyfriend. And that was the first time he had called himself my boyfriend.I don’t want to think about nights like those anymore. The boy I’m dating now regards LSD with as much hissing ostracism as if it were all cocaine sold from the alley behind a gas station dumpster. Just thinking about that night makes me feel high, though--my anemia leads me to shiver even in sixty-degree weather, which Midwesterners consider quite warm, but I didn’t mind the wind blowing through my maroon flannel and thin anemic skin that night. As I sat on the cold chipped concrete steps in front of my house waiting for the cab Sage had called for me, the cold was refreshing and good-hearted instead of a brittle cruel punishment from Mother Nature. I didn’t feel insecure about my dingy old black high top Converse; my high-waisted jeans and black T-shirt didn’t make me feel like I looked like a twelve-year-old boy; and the dead-ends in my chin-length purple hair were not worth my concern. The sky all up above and around me and the globe, hugging the horizon of the sleepy little dangerous city, cradling the most dangerous place in all of Indiana in its arm like a tired baby, was stark black, and I could basically smell it; it was a nice undiluted solid black, and there was no pollution hiding the stars. The stars had had a grand day, and were ready to make sure that I was going to have a grand night.The neighbors on all sides of our house were drug dealers, and those were just the neighbors we actually talked to and knew anything about. The National Guard Armory to the right of my mother’s house, right across the narrow one-way street, was comical considering the neighborhood it was in. But none of that mattered; for once I didn’t hate it all. The sky was a rich fragrant black, thick enough to choke you if it had such bad intentions; but its intention were only good. The black was the many yards of high-quality fabric of a fine lady’s skirt flowing endlessly down from a well-tailored strapless bodice with a lovely fit and comely sweetheart neckline. The stars were bright and small enough to be all the jewels and shiny beads which her personal tailor had surely spent weeks or months or even a lifetime hand stitching onto the top layer of her many layers of skirts.It was such a good night to wait outside for a cab.I will never have nights like that again; life is constantly changing. I can try to recreate that, but I will never get it right. Recreating such good things is a privilege entirely out of my pale mortal hands.Maybe you know me as the girl who drew really nice insects at Emmons Elementary when we were nine years old who has since moved to and from at least three public schools in the next city over, and then left public schools entirely right smack in the middle of junior year. Maybe that’s how you know me.You could know me as Andy. If you still know me as Andy, you probably either haven’t spoken to me since sophomore or freshman year, or you knew me in eighth grade when “Andy” was still a thing, and calling me by my real name now just wouldn’t feel right after all that time. I told people to stop calling me Andy junior year, and people obeyed--well, really I just stopped talking to anybody, so nobody called me anything. But the man I am dating now called me my real name yesterday, and it just sounded strange. He never knew me when I was Andy, and Andy only lasted a few years, and I don’t introduce myself as Andy anymore. I don’t care to be called Andy anymore. Yet it feels so strange, hearing somebody casually call me by my real name. Not knowing that I ever had another name. I don’t think I’ve really spoken to people since high school, so that was one of the first times I’ve heard somebody say it. My mother doesn’t even use my name--she’s never really called me my name, or anything nice.I’m rambling. My name just sounds weird. I don’t like it when boys say it passionately.There are so many people that I may be--I can’t even begin to guess which one you may know me as. Even if I were to know exactly what experiences we’ve had together or who told you about me, maybe you don’t even see me as what we’ve done together or what you’ve heard--maybe your own personal thoughts and emotions warped what you know about me. Maybe for the better, probably for the worse. Maybe jealousy came into play somewhere along the road, and no matter what good things you’ve heard, you refuse to accept that somebody who dated somebody who you wanted to date can be genuinely kind and good. Maybe you don’t even remember anymore why you don’t like me. You just don’t.Maybe you’ve loved me since freshman year, before you even knew my name, before you cut your hair short and before I grew mine out, so no bad things you hear about me sound right or can scathe your love. Maybe you don’t want to know me. Maybe you wish you did. Maybe you’re thinking about checking the back cover of this book and scavaging the pages of tiny nonsense text that comes before the first chapter and prologue just so that you can find some email or way to contact me because you think I sound interesting.However you see me now, though, that will change. The way I see myself changes at least three times per hour.
#writing#writer#author#young author#romance#short story#chapter 1#book#novel#unpublished#editor#please give me feedback#gay#lesbian#high school#shyshyswords
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Jun, do you think you could walk us through how you buy your doujins? I've been wanting to buy some kros doujins FOREVER, and I know there are multiple tutorials/advice online but I want to get advice from someone who's actually gotten their doujins successfully shipped to them! Is there a website you recommend using, or a tutorial online that you follow? Would appreciate it greatly ʕ•ᴥ•ʔ
How I order doujinshis online?I’m always happy to help a fellow karaoso enthusiast! I hope you have basic knowledge of Japanese so you can navigate easily. Otherwise chrome automatically translating the site works too I guess.
This post may end up pretty lengthy since I babble a lot. So continue ahead only if you want to.
Many sites don’t do international shipping so you will need to find yourself a proxy service or a freight forwarding site. Freight forwarding is the cheaper option of the two. Tenso is a fan favourite it seems but I use TensoJapan cause the fees are cheaper. You’ll need to provide your ID verification to use either of their services though. As for proxy services. I’ll mention some later below. It seems TensoJapan also provides this service now. ^^
The sites I use varies. If possible I like to support the artist and use the link they provide in their pixiv post for that particular work. (Usually toranoana) However if it’s quite old, chances are that it’s already sold out.
Toranoana A great site to buy new doujinshis. It’s far the easiest site to navigate and has the best range in terms of new books. Most of the products also have the synopsis and a few sample pages as well! The go to place to really support the artist! This post explains really well on how to shop there! Really use that auto translation on chrome to your advantage if you need to! If you are soley looking for KaraOso djs, here has all the instock books for that pair. And here is the full list, although most are out of stock lmao. (good reference when you want to buy second hand books though!)
If you plan to use a freight forwarding service, you need to create a Toranoana account yourself. When you write in the detail, make sure to input the Japanese address that you were given for shipping details. For when Toranoana charges you for your order, it’s quite funny cause they charge you then return the money straight away (I guess it’s to check if your card works) and when your order is ready to be sent, they’ll take the payment properly. They don’t accept PayPal as payment though. So if you don’t have a credit card, you’ll have to use a proxy service instead.
For proxy service, try using the one toranoana is advertising at the moment, AOCS. AOCS creates a toranoana account for you when you register with them and also you don’t need to provide them your ID for verification! At checkout you just need to select the acos option for delivery! from here, AOCS will pay for your goods on delivery and send you an invoice. They accept PayPal as payment. Once that’s all paid up, they will send you your goods. :)I’ve tried it and yes, it’s very simple to use and convenient but the shipping is a lil pricey since they only send by EMS. Fast shipping though!
Pros:
Easy navigation. They have tags for coupling names and filters to narrow down your search.
Free domestic shipping if you spend over ¥9720.
Toranoana is fast with processing your order and getting it to your freight forwarder/proxy service.
Cons:
Once it’s out of stock, it’s gone. You can apply for a re-sell or set an notification alarm if it ever restocks.
A bit pricey because you pay for tax.
They may cancel your order if they notice you are using a proxy. I don’t know if they still do, it’s just what I’ve heard over the years. For sure tenso and tensojapan are in the green though!
Ok, so you really want a particular work by a certain circle, or just their works in general but it’s out of print…Usually this is the case for me when I see all those out of print djs on Toranoana…You can try your luck in 2nd hand stores! Or even Yahoo auctions.
Yahoo auctions would be the last place I’d go for, cause ordering from there can kill your wallet. Especially if you buy from different sellers. You’ll have to pay for domestic shipping on each of the auctions. There are proxy services designed for Yahoo auctions, but the one I have tried is DeJapan. Their service is good and their processing and shipping is fast too! My order came 3-4 days after it was sent! They only send by EMS though. Quite pricey but reliable. if you are still interested in purchasing osmt djs from yahoo auctions, try ‘おそ松さん 同人’ in the search bar.
MandarakeSells second hand goods. I like this site a lot! They do international shipping with several options too. So you can skip the whole middle-man business and having the option to choose for the slower, but cheaper postage.The search bar isn’t as friendly but if you know what you are after, or the circle you are interested in, then it’s a lot easier to navigate. Just be aware mandarake has different stores so if you end up getting anything from this site, make sure to check which store it’s in! Try getting all your items from the same store, otherwise you’ll be paying a lot for shipping!! When I make orders I like to at least group 5 djs from each store if I can’t get it all from the same store. But I LOVE their quality!! Their second hand stuff look pretty much brand new! Unless stated otherwise in their listing. I’ve had some djs where it didn’t even look opened!
Pros:
Usually cheaper than buying new.
Can find the older titles here.
Tax free.
Has English support and navigation.
Relatively fast processing time.
They send internationally!
Cons:
No consolidation. Each store=different order=more shipping cost.
Second hand goods. So it’s not brand new.
Price can be ridiculously expensive based on its rarity/popularity even though it’s not a new book. I actually bought 2 titles for 4k yen each when the original price is just over 1k. But I really wanted those books soo….I just bit the bullet lol.
SurugayaA real gem! ♡My favourite second hand store for djs~ Their navi is a lot better than mandarake and has way more items! This is the place to go for any rare goods~ here is the search page for karaxoso.
Did I tell you they have free domestic shipping if you spend over ¥1500?? That’s like $15 lol. They do however have a processing fee if your order is under 5k yen. It’s under ¥300 so still very cheap! Surugaya often have ‘time sales’ and campaigns too! So it’s good to keep an eye out. When you click on an item, there’ll be a red text saying “this product will have a time sale soon” if that’s the case. So if you time it right…maybe you can get it cheaper. But I had many djs go out of stock on me while I waited for a campaign to come (some items sell out within a couple of days) so I don’t risk it anymore if there are items that have only 1 in stock in my cart.
Also this is one of the stores where you can buy without a credit card and use PayPal instead! But if you are buying R18 goods, you can only pay by credit card. They don’t accept foreign credit cards apparently. I did have an order cancel on me when I paid by credit card and I got an email saying I used a foreign card and they can’t accept it. I’m still very gutted about that one. But I’ve also had successful orders using the same exact card…..so it’s really a gamble. PayPal as payment is friendlier I heard! But if you really want to buy r18 goods from here, may luck be on your side and hope they don’t detect your card. (or use a proxy service that allows you to buy R18 goods)
The other downside for this site is the waiting time. Surugaya also has many warehouses and so they have to wait for all the books to arrive in one place before they ship it out to you. But usually with my experiences it takes them about 4 days to complete my order and ship it out. But I did have orders take over a week to process before. As long as you don’t order during the busy times of the year it should be fine.
Pros:
Usually cheaper than buying new. (Most of the time the djs are cheaper than mandarake.)
Best range.
Often have sales and campaigns
Has English support (But they will answer in Japanese)
Free shipping on orders over 1.5k yen
Cons:
Slow processing time.
Like mandarake, some items are ridiculously expensive.
Your card may get declined for being a foreign card.
Note: Previously, I’ve noted you can use debit card as payment…but honestly? it’s kinda weird. From personal experience, make sure you have double the amount of money in your account of what you need to pay for. Until the day it’s ship it. Surugaya likes to take money from you…how should I say…twice(?). Like….how do I explain this…on the day you place the order, money is taken from your card. Your payment will appear as pending on your bank statement. But actually they don’t approve your payment until it’s all ready to be sent to you. On that day, they take the payment from your account again. Like. It’s weird. And if you don’t have that amount available on your card on that day, you get an email from customer service saying they couldn’t go through with the payment. That there was a problem. If you paid by paypal (using your debit card), they will retry the payment if you can provide them evidence that it wasn’t PayPal that made the error. If you paid by using credit card (with your debit) they will cancel your order since the only other option to send the money is by bank. So if you have enough money in your debit card to pay for your order twice, your payment will go smoothly. And that extra payment they tried to make? It won’t even appear on your statement lol. In the end that money isn’t taken from you, so don’t worry about them actually charging you twice for your order.I was so confused why my payments weren’t going through and I only found out by contacting both my card dealer and PayPal. I use my debit card for online purchases so I only put in the amount necessary you see…
Tldr; Surugaya tries to take money from you twice but only one goes through and you need enough funds for both in order for your transaction to go through smoothly if you are using your debit card.
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The Beginning of Something
OOps, I accidentally put this on the wrong blog. lmao follow shyshysmind for my writing, i’m gonna repost this oops This is the first chapter of..... something. It is also published here > https://www.wattpad.com/705655879-lavender-whomever
Who am I? Your guess is as good as mine, really.
Am I simply the young hardware store cashier with blue hair and long roots who sometimes wears bright red lipstick (which, by French fashion standards, is more of a warm red than a cool tone red and doesn’t match my skin tone)? Maybe I’m not all that complex; it’s possible that my life really isn’t much more intricate than what customers see when I scan the barcodes on their oak two-by-fours in their carts and take their dirty coupons in my thin white hand with a smile. For the most part, I don’t speak to my coworkers unless spoken to, and as far as customers go, I am on autopilot: “Hello, you find everything okay?” If the customer only sets one or two items on my counter (usually a soap-box-sized carton of screws or some small random piece of plumbing piping): “Would you like a bag for that?” (It makes me happy when they say no; plastic bags are horrible for the environment.)
The customers usually insert their cards into the card reader on my counter and then stare at me in their idle, waiting for me to perform some magical cashier trick on the computer, unaware until I peep up and tell them so that the card reader machine is waiting on them to push a button or enter a credit pin number.
Maybe I’m just as dull and reticent when I go home after nine hours of, “Hello, you find everything okay? Would you like a bag for that? It’s gonna have you select debit or credit--here’s your receipt, and here is a coupon for five dollars off a purchase of twenty-five or more,” as I am when I take my lunch breaks alone in the quiet of the training room, reading some overdue library book and pinching small bite-sized pieces off of a gas station brownie to nibble at instead of taking direct bites out of the suspiciously oily pastry.
Maybe I’m actually the notions inside my head. Maybe I am just a tool that they use to be heard and make their dreams a reality; maybe I’m not my body or job. Maybe I am a successful, peaceful, light-hearted artist and author--I just haven’t published my novels or hosted any successful art shows yet. Or any art shows, for that matter.
Perhaps I’m my mother’s daughter; stubborn and crazy, with an invariably rotten attitude and enough financial issues for myself and all of my fellow cashiers to build a boat out of and sail away from civilization and debt.
Maybe I’m always so quiet because I’m holding my tongue, like my mother, and thinking about slashing tires and throwing ceramic dishes at skulls and sinking screwdrivers into flesh, all in the name or petty revenge or an intense burst of anger. Except, come to think of it, my mother doesn’t actually ever hold her tongue, so I suppose I might just be quiet for reasons entirely my own.
Maybe I’m just like my mother’s mother, like my mother is so committed to convincing me I am, except fifty years younger; nasally voice, although mine is less whiny and severe; sitting in front of a computer for hours a day, except she uses the computer her husband bought for her to do lazy transcription work so she can have money for cigarettes, the only thing in life her husband won’t buy for her, and I saved up my paychecks in high school to buy my laptop so that I could leave Mudcap High School and graduate early through online classes; we both sleep a lot, and, as my mother said when I was in high school, I “spent a lot of time on my ass” just like Grammy does--although my time in bed was always induced by an inability to find the motivation to get up, and Grammy’s bedridden state came from staying up too late playing online solitaire.
Maybe I’m just that girl from Mudcap High School whose hair displayed a new fresh (done at home) short cut and color of the rainbow at the beginning and end of every month whose clothes all came from Salvation Army and whose stomach was always making obnoxious attention-seeking noises in Spanish--wait, you thought all that time that I was a boy? Well, yeah, I guess that’s reasonable. I wore a lot of huge baggy sweaters.
Maybe you just know me because you know somebody who knew me. In that case, maybe I only exist in your world and consciousness as the girl who broke Jo-Ellan’s heart, or the girl who tried to look like a boy but then dropped out and grew boobs and is now hot (in the online pictures, at least). Maybe your friend has a friend who knew my twin brother, and so you heard from your friend’s friend who knows my twin brother that my twin brother’s friend saw me on a dating app, and my brother told him, “Don’t worry dude, she doesn’t like dudes. She’s just looking for a sugar daddy.” And so my twin brother, whom we will call “Z”, laughed about it with his friend once the shocking sighting of Z’s twin sister on a dating app had passed, and all was well, but now people know that Z’s twin sister is a sugar baby and not as quiet and sweet as she seems.
Maybe you heard about me from Dan or Katherine; maybe you hope to meet me someday, because I sound like a very sweet person and you like the artwork of mine which they showed you.
Maybe you heard about me from Tyler, the guy I made sandwiches with when I worked at Subway in high school--in which case you probably believe him when he says that I did drugs in the back room of the restaurant.
Maybe you don’t even know my name--maybe you know me because you’ve seen the art I post online. Maybe you feel very connected to me, and feel pleased to see me when you see that I’ve posted a picture of a sketchbook page I’ve completed. Maybe You don’t know my name at all, but the way I layer paint and colored pencils and vary the thickness of my lineart is enough. Maybe the portraits and paintings I share are enough for you to care about me.
Maybe you’re one of Sage’s friends. Maybe you hung out with us the October night when it was warm and I was seventeen and he was eighteen and he put acid under my tongue with his goofy smile and then left my house because he was high and felt like God and my bathroom-sized bedroom was like a birdcage for him at that moment in time. Maybe you were there when he skateboarded from my house to Sebastian’s with more acid and weed in his backpack and the intention to share. Maybe you’re one of the three other guys who were at Sebastian’s house, already under the magical intoxication of Sage’s acid when he called a cab to pick me up from my house and bring me there to drink canned beer and smoke mediocre blunts until the sun came up and I noticed how swollen my lips felt, because acid always makes my lips feel all swollen and purple. So maybe you know me as Sage’s girlfriend who he didn’t call his girlfriend until I finally dumped him months later and he begged for me to stay and apologized for never giving me attention or being a good boyfriend. And that was the first time he had called himself my boyfriend.
I don’t want to think about nights like those anymore. The boy I’m dating now regards LSD with as much hissing ostracism as if it were all cocaine sold from the alley behind a gas station dumpster. Just thinking about that night makes me feel high, though--my anemia leads me to shiver even in sixty-degree weather, which Midwesterners consider quite warm, but I didn’t mind the wind blowing through my maroon flannel and thin anemic skin that night. As I sat on the cold chipped concrete steps in front of my house waiting for the cab Sage had called for me, the cold was refreshing and good-hearted instead of a brittle cruel punishment from Mother Nature. I didn’t feel insecure about my dingy old black high top Converse; my high-waisted jeans and black T-shirt didn’t make me feel like I looked like a twelve-year-old boy; and the dead-ends in my chin-length purple hair were not worth my concern.
The sky all up above and around me and the globe, hugging the horizon of the sleepy little dangerous city, cradling the most dangerous place in all of Indiana in its arm like a tired baby, was stark black, and I could basically smell it; it was a nice undiluted solid black, and there was no pollution hiding the stars. The stars had had a grand day, and were ready to make sure that I was going to have a grand night.
The neighbors on all sides of our house were drug dealers, and those were just the neighbors we actually talked to and knew anything about. The National Guard Armory to the right of my mother’s house, right across the narrow one-way street, was comical considering the neighborhood it was in. But none of that mattered; for once I didn’t hate it all.
The sky was a rich fragrant black, thick enough to choke you if it had such bad intentions; but its intention were only good. The black was the many yards of high-quality fabric of a fine lady’s skirt flowing endlessly down from a well-tailored strapless bodice with a lovely fit and comely sweetheart neckline. The stars were bright and small enough to be all the jewels and shiny beads which her personal tailor had surely spent weeks or months or even a lifetime hand stitching onto the top layer of her many layers of skirts.
It was such a good night to wait outside for a cab.
I will never have nights like that again; life is constantly changing. I can try to recreate that, but I will never get it right. Recreating such good things is a privilege entirely out of my pale mortal hands.
Maybe you know me as the girl who drew really nice insects at Emmons Elementary when we were nine years old who has since moved to and from at least three public schools in the next city over, and then left public schools entirely right smack in the middle of junior year. Maybe that’s how you know me.
You could know me as Andy. If you still know me as Andy, you probably either haven’t spoken to me since sophomore or freshman year, or you knew me in eighth grade when “Andy” was still a thing, and calling me by my real name now just wouldn’t feel right after all that time.
I told people to stop calling me Andy junior year, and people obeyed--well, really I just stopped talking to anybody, so nobody called me anything. But the man I am dating now called me my real name yesterday, and it just sounded strange. He never knew me when I was Andy, and Andy only lasted a few years, and I don’t introduce myself as Andy anymore. I don’t care to be called Andy anymore. Yet it feels so strange, hearing somebody casually call me by my real name. Not knowing that I ever had another name. I don’t think I’ve really spoken to people since high school, so that was one of the first times I’ve heard somebody say it. My mother doesn’t even use my name--she’s never really called me my name, or anything nice.
I’m rambling. My name just sounds weird. I don’t like it when boys say it passionately.
There are so many people that I may be--I can’t even begin to guess which one you may know me as. Even if I were to know exactly what experiences we’ve had together or who told you about me, maybe you don’t even see me as what we’ve done together or what you’ve heard--maybe your own personal thoughts and emotions warped what you know about me. Maybe for the better, probably for the worse. Maybe jealousy came into play somewhere along the road, and no matter what good things you’ve heard, you refuse to accept that somebody who dated somebody who you wanted to date can be genuinely kind and good. Maybe you don’t even remember anymore why you don’t like me. You just don’t.
Maybe you’ve loved me since freshman year, before you even knew my name, before you cut your hair short and before I grew mine out, so no bad things you hear about me sound right or can scathe your love.
Maybe you don’t want to know me. Maybe you wish you did. Maybe you’re thinking about checking the back cover of this book and scavaging the pages of tiny nonsense text that comes before the first chapter and prologue just so that you can find some email or way to contact me because you think I sound interesting.
However you see me now, though, that will change. The way I see myself changes at least three times per hour.
#writing#lavender#book#novel#chapter#chapter 1#beginning#gay#LESBIAN#words#shyshyswords#please give me feedback#author#young author#freelance#freelance writer#artist
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We checked out without any issues, thankfully i woke up feeling not too horrible. At least not bad enough to not drive. More on that late..
It was a short ride to the car pick up depot at Dallas Airport. Pro-Tip. Even if you pay for car insurance, have an email confirmation, and have entered your card details online, it WILL NOT mean that you’re able to hire a car.
I went to the Dollar Car rental desk and it went a little like this.
“Hello. Here is my confirmation. I would like the car keys please" The lovely lady abruptly told me “Nope. Not today sir” “But ma’am, here is my confirmation” “Yeah nah. No last minute cars. You’ll have to wait 30 minutes for one. Gimme your card” “Okay. Here is my card” “No good sir. You need a credit card, this is a debit card” “Okay. i will take my business elsewhere” Problem is, elsewhere did not have any cars available. Second problem was that we had planned a few hours in Waco to see some sights there, as well as a stop via a Walmart and cabelas for clothes and gift shopping. All of this was now not happening So now we have a predicament. We need to be in austin today and don’t have travel there. Thankfully we were able to purchase a ticket directly at the counter inside the airport and managed to get a flight that was in a couple of hours. Another delayed flight saved the day again. This one delayed due to a loose screw. And no it wasn’t the lady from Dollar Car rental. We boarded the plane and they still needed to fix said screw, thankfully a nice man on the paged the flight attendant to ask “what sort of screw is loose and if they need help to tighten it” She let the man know that its under control. After everything was tightened up, we were off on our 45 minute flight. We arrived in Austin at the same time we would have had we driven, go figure… Another short uber from the airport to the accomodation (20 minutes in peak hour traffic), and we were settled in out little shack for the next 5 days. The uber driver kindly let us know, when he dropped us off, “be careful in this neighbourhood at night time. Its not dangerous, but just be aware” Wicked.
Ignoring our uber driver, we got settled and went out after dark to get some food. Where were staying in austin is the hip east neighbourhood. countless bars, restaurants, clubs, food trucks, chic stores. Like a mini footscray or Brunswick. A lot of old dilapidated houses but next door will be a beautiful, brand new home. The other great thing about austin is how many e-scooter and bikes they have, it makes getting around extremely easy. We scooted a couple of blocks down the the main drag of east austin and had the classic american meal of ramen for dinner. Credit too them, it was some of the best ramen I’ve had (Outside of Japan, Humble brag)
The also had Kirin on tap, but not just any kirin. You could get a kirin float! Whats a kirin float you ask? Well, a kirin float is a normal pint of kirin with frozen beer on top, AND it gets served with a shot of vanilla flavour, so you can basically make a vanilla ice cream on your beer! DO NOT, and i repeat, DO NOT order that ever. If anyone asks “would you like the beer float” say no. Hand down one of the worst things I’ve had ever.
We finished dinner and crossed the road to Zilker Brewery. A nice little joint with plenty of offerings!
After a couple more beers, we scooted home to get ready for a big day tomorrow. We’re off to one of the most famous and highly rated texan bbq places in the world, Franklin BBQ. It’ll require a sun up start, no doubt a few hours in line, and then eating around lunch time!
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