#steven mcconell
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im putting this here because im bored but anyway if anyone wants to see all the media ive ever consumed then go ahead >>
bolded and underlined interests are media i am in love with
just bolded interests are media i actually like
italicized interests are media that i dislike or don’t care about
and all the rest are media im indifferent about/dont remember well :)
GAMES:
ace attorney
alicia online
all the homestuck games
among us (lol)
ark:survival evolved
assassins creed (first 3 games)
creativerse
danganronpa
disco elysium
doki doki literature club
dont starve together
dragon age
fez
friday night funkin
hades
horse isle 2
howrse
jackbox games
minecraft
moonbase alpha
persona 4 and 5
portal 1 and 2
robot unicorn attack
scribblenauts
shelter 1 and 2
slime rancher
star stable online
stardew valley
subnautica
terraria (kinda)
the sims
the stanley parable
the witcher (1 so far)
undertale/deltarune
wobbledogs
BOOKS:
all for the game series
beast quest series
brothers lionheart
curious incident of the dog in the night time
carry on/wayward son/any way the wind blows series (rainbow rowell)
cinderella is dead
gentleman’s guide to vice and virtue
good omens
grishaverse
hitchhikers guide to the galaxy series
locked tomb series
lycanthropy and other chronic illnesses
narnia series
omniscient readers viewpoint
percy jackson series (minus the kane chronicles and the trials of apollo)
rainbow magic fairy series
sherlock holmes (assorted stories)
song of achilles
warrior cats (minus the latest two series)
wings of fire
witcher series
MOVIES:
https://letterboxd.com/eznii/films/ (my letterboxd account for literally every movie i remember watching, the ones with 5 stars are the ones i like the most)
SHOWS:
a series of unfortunate events
arrow
austin & ally
bbc ghosts
bbc sherlock
body of proof
bones
brooklyn 99 (acab)
bunk'd
castle
derry girls
dirk gently
doctor who
dog with a blog
elementary
euphoria
first kill
galavant
ghost whisperer
good luck charlie
good omens
h2o: just add water
hannah montana
hannibal
hbo betty
heartstopper
i am not okay with this
jessie
kickin' it
killing eve
kommissar rex
lab rats
letterkenny
leverage
leverage redemption
liv and maddie
lucifer
macgyver
mako mermaids
medium
merlin
my babysitter's a vampire
my cat from hell (lmaoo)
one day at a time
our flag means death
parks and recreation
prehistoric planet
powerless
pushing daisies
riverdale (only s1 tho)
schitts creek
sonny with a chance
squid game
stranger things
supernatural
taxi brooklyn
thats so raven
the addams family
the blacklist
the curious creations of christine mcconell
the flash
the good place
the mentalist
the suite life of zack and cody
the suite life on deck
the witcher
tuca and bertie
umbrella academy
what we do in the shadows
wizards of waverly place
zeke and luther
ANIMATED SHOWS:
6teen
adventure time
american dragon: jake long
arcane
avatar (the last airbender and legend of korra)
camp camp
carmen sandiego
centaurworld
clone high
danny phantom
daria
dreamworks dragons
family guy
fantastic four
futurama
gen:lock
gravity falls
harley quinn
hilda
infinity train
invader zim
johhny bravo
kick buttowski
kid vs kat
kim possible
kipo and the age of wonderbeasts
lolirock
love death and robots
miraculous ladybug
monkie kid
moomin
motorcity
my little pony (gen 4)
over the garden wall
owl house
phineas and ferb
randy cunningham: 9th grade ninja
rapunzels tangled adventures (not caught up yet)
rick and morty
rise of the teenage mutant ninja turtles
rwby
samurai jack
she-ra and the princesses of power
sonic boom
south park
star vs the forces of evil
steven universe
supa strikas
teen titans
the dragon prince
the midnight gospel
total drama island
voltron: legendary defender
wander over yonder
ANIME:
aggretsuko
ajin
another
ao no exorcist
assassination classroom
banana fish
beastars
boku no hero academia
brand new animal
castlevania
cowboy bebop
danganronpa
darling in the franxx
deadman wonderland
death note
death parade
demon slayer
devilman crybaby
dr stone
fairy tail
flip flappers
fruits basket
full metal alchemist (brotherhood)
ghibli movies
ghost stories (english dub)
girls' last tour
great pretender
haibane renmei
haikyuu
hunter x hunter
interviews with monster girls
inuyasha
inuyashiki
jojos bizzare adventure
keep your hands off eizouken!
kill la kill
komi-san cant communicate
little witch academia
madoka magica
mirai nikki
miss kobayashi's dragon maid
mob psycho 100
neon genesis evangelion
no.6
no game no life (smh)
noragami
one punch man
ouran high school host club
parasyte
pop team epic
promare
puparia
re: zero
revolutionary girl utena
revue starlight
saint young men
school live
sk8 the infinity
so im a spider, so what?
soul eater
spy x family
steins; gate
sword art online (smh)
that time i got reincarnated as a slime
the disastrous life of saiki k
the promised neverland
toilet-bound hanako-kun
tokyo ghoul
toradora
violet evergarden
way of the househusband
wolf's rain
wonder egg priority
zombie land saga
PODCASTS:
alice isnt dead
archive 81
ars paradoxica
death by dying
dreamboy
girl in space
imbalance (taz)
kaleidotrope
king falls am
love and luck
marvel's wolverine
mbmbam
scp archives
stellar firma
the adventure zone
the bright sessions
the magnus archives
the orbiting human circus
the penumbra podcast
the strange case of starship iris
the two princes
time bombs
welcome to night vale
wolf 359
wooden overcoats
zero hours
COMICS:
17776
amaranth
avas demon
castle swimmer
fangs
heartstopper
homestuck
lore olympus
lovebot
muted
scoob and shag
YOUTUBE:
aphmau’s mc diaries
all the life series (3rd life, last life, double life)
brian david gilbert (+ his polygon series)
ena
freemans mind
gayle
half-life vr but the ai is self-aware
half-life: alyx but the gnome is alive
hermitcraft
monster factory
penny snapcube dubs
red vs blue (rooster teeth)
scp confinement
the gay and wondrous life of caleb gallo
the most popular girls in school
the walten files
MUSICALS:
a very potter musical
beetlejuice
dear evan hansen
firebringer
hamilton
heathers
the guy who didnt like musicals
MUSIC:
100 gecs
glass animals
idk how but they found me
lemon demon
lil nas x
marina
mother mother
my chemical romance
panic! at the disco
the hoosiers
they might be giants
twenty one pilots
weathers
UNRELATED INTERESTS:
astrology
dinosaurs
greek mythology
horses
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Opening Bell: February 3, 2017
Senate Democrats have borrowed from Senate Republicans’ playbook and started to boycott the final committee votes of some cabinet officials. While this tactic has only delayed committee votes by about one business day, it shows the extent to which Senate Democrats intend to return the favor to Senate Republicans who promised to do everything to block appointments and legislation submitted or favored by the Obama administration over the previous eight years. Though some observers have called this intransigence the rise of the “Tea Party of the Left,” I think it too early to call it anything other than a reaction to the manner in which Donald Trump has governed to this point. That said, the only cabinet nominee in danger of not being approved, Education Secretary nominee Betsy DeVos, seems liked to slide past the Senate with the help of Vice President Mike Pence.
Meanwhile Senate Majority Leader Mitch McConnell, whose wife Elaine Chao was confirmed this week as Secretary of Transportation, penned an op-ed in the Washington Post decrying initial Democratic opposition to the Supreme Court nomination of Judge Neil Gorsuch. Gorsuch is almost certainly to be confirmed, though certainly not without a contentious Judiciary Committee hearing.
Amidst the reports on the closeness of Treasury-nominee Steven Mnuchin and his failure to disclose approximately $100 million in assets prior to his confirmation hearing, something which I mentioned in this space last week, Mnuchin’s position that funding for the IRS must be increased has been lost. The Brookings Institution analyzes, with excellent data, how Mnuchin’s proposal would benefit both the IRS itself and the federal government as a whole.
The CEO of ride-sharing app Uber has quit the economic advisory council to which he was named by President Trump. His resignation is apparently due to the negative public reaction to his connection the Trump administration’s executive order on administration which was issued last week.
Kyle Kondik of the University of Virginia’s Center for Politics has an early analysis on those congressional districts whose vote shifted measurably to Hillary Clinton in 2016 and those Democrats which sit in districts which suddenly seem less friendly to their constituents. This is a fascinating analysis and provides an excellent first step towards the 2018 midterm elections. Midterm elections have traditionally gone against the party in the White House.
On the campaign trail, Donald Trump was a vociferous supporter of Israel and of Israeli settlement expansion in the West Bank. This position stood in stark contrast to that of the Obama administration, which sought to restrain Israeli expansionism as a first step to returning to comprehensive peace talks, a policy which Israeli Prime Minister Benjamin Netanyahu was openly contemptuous of. This week, in a surprise, the Trump White House said that the expansion of Israeli settlements—construction of 2,500 new homes was recently announced by the government—was not helpful in getting parties to return to the peace table.
During the daily White House press briefing yesterday, National Security Advisor Michael Flynn made an appearance and declared that a recent Iranian test of a cruise missile was unacceptable and that therefore Iran was “on notice.” What this constitutes exactly is unclear as cruise missile tests were not covered in the Iran nuclear agreement with the United States and several European nations. Newly sworn in Secretary of State Rex Tillerson will likely be forced to address this in a more formal manner in the near future.
More details have emerged from the U.S. special forces raid in Yemen, the first of the Trump administration, which resulted in the death of one special forces operator. While criticism has been railed against the Trump administration for perhaps acting too hastily, some reports indicate that the Navy SEALS who carried out the mission came into contact with Al-Qaeda fighters who used civilian women and children as human shields. While in office President Obama relied heavily upon raids and missions by special forces detachments to take care of emerging threats or targets of opportunity. It will be interesting to see to what degree President Trump uses the same commandos.
Recently, Kurdish resistance fighters in Syria began showcasing new armored vehicles allegedly received from the United States. The shipment was, apparently, one of the last acts of the Obama administration, but it also creates a question of the type of support which the Trump administration can be expected to provide. Recall that Turkey, a key U.S. ally in the region, regards the main Kurdish political organization in the region, the PKK, as a terrorist organization, responsible for bombings throughout the nation.
Yesterday, the Treasury Department announced an adjustment to a sanction against the Russian state security agency FSB—the successor the KGB in the post-Cold War period—which made a technical change to a sanction which the Obama administration had enacted in December. The original sanction prevented any U.S. business from doing business with the FSB. The adjustment now allows technology licenses to be purchased by the FSB from American companies so long as the transaction does not exceed $5,000 per calendar year. Many viewed this as an initial step to lifting other sanctions against Russia which the Obama administration implemented, but Foreign Policy explains why everyone is viewing this small change incorrectly.
This week, the USS Antietam, a guided missile cruiser based in Japan, grounded in Tokyo Bay. 1,100 gallons of fuel were leaked, which the Navy has already promised to cleanup. The cruiser is headed to dry-dock for what will likely become extensive repairs.
Austin, Texas is the capital of the Lone Star State and also one of its most liberal cities. During the deportation of the Barack Obama’s first administration, Austin became a magnet for undocumented immigrants; a sanctuary city. Now it is being targeted both by the federal government but also by Texas Governor Greg Abbott who this week withheld a $1.5 million grant to Travis County, in which Austin is located, which was unrelated to immigration policy. Austin, which has a Democratic mayor and a Sheriff who was elected with 60% of the vote in November, is shaping up to be the first battleground with the Trump administration over the viability of sanctuary cities.
Last week, or perhaps it was the week before—with the whirlwind of activity in Trump’s first two weeks in office, keeping track of time has become difficult—I linked to a story about President Donald Trump floating the creation of a vaccine safety commission which would be headed by vaccine-skeptic Robert Kennedy, Jr. Though no movement on the creation of such a commission has occurred in the interim, the Washington Post notes the enormous amount of public support for vaccination programs.
Stuart Rothenberg on Donald Trump's first two weeks in office. Rothenberg examines the actions by Trump as compared to his actions during the campaign, with the result that there is not much dissimilarity between the two. The question then, Rothenberg explicates, is whether Trump’s actions will have unintended consequences which many of his followers do not like and did not anticipate.
Unbeknownst to many Americans, the First Lady of the United States, i.e. FLOTUS, hires her own staff as a means to pursue her own policy objectives. The First Lady’s office is located in the East Wing of the White House—as opposed to the West Wing where the Oval Office and most of the president’s senior advisors sit—and typically focuses on relatively non-partisan issues which are meant to better certain parts of the American public. Though First Lady Melania Trump has returned to New York City, she continues to follow the pattern set out by previous First Ladies by filling out her own personal staff, which includes an Obama administration appointee as social secretary.
Five juveniles who were arrested for defacing a historic black school in Virginia with racist propaganda have been given an unusual sentence by the district judge. Three of the juveniles were themselves minorities and spray-painted “Brown Power” to go along with the “White Power” graffiti of their co-assailants. The judge presiding over the case, upon the prosecution’s recommendation, ordered that the assailants read a list of books by Jewish, Afghan, and black authors and that reports of each book be prepared. The judge further ordered that the juveniles prepare a research paper on the subject of hate speech and that they each visit the U.S. Holocaust Memorial Museum. If the juveniles fulfill all of these requirements, then the case against them will be dismissed and their records expunged.
The woman at the center of the incident which lead to the detention and lynching of Emmett Till in Mississippi in 1955, has apparently recanted the story which lead to Till’s brutal death. Till who was 14 years old at the time, was assaulted and ultimately hanged by a group of white men after he allegedly made an advance on a white woman in public. Till’s mother insisted on an open casket funeral so that his mutilated corpse would be seen by the nation. His death, along with those of the choir girls at the 16th Street Baptist Church in Birmingham, a subject I’ve written about here before, is considered one of the catalysts of the Civil Rights Movement of the 1960s.
Welcome to the weekend.
#Opening Bell#Donald Trump#Betsy Devos#Mitch McConell#Elaine Chao#congress#Supreme Court#Neil Gorsuchj#Steven Mnuchin#IRS#Uber#politics#2018 midterm elections#Israel#Benjamin Netanyahu#settlements#Russia#sanctions#Michael Flynn#Iran#Syria#Kurds#U.S. Navy#Japan#immigration#sanctuary cities#Austin#vaccinations#Stuart Rothenberg#Melania Trump
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wishlist.
UPDATED 21/04/2019
Guía. Negrita: Personaje que roleo. Cursiva: Personaje que podría rolear (si este presenta un inconveniente para usted). Negrita en otp: Significa que deseo rolear esta pareja con todo mi cuerpo y alma.
Parejas que ansió fuertemente (en orden de mayor a menor).
Diego & Vanya (The Umbrella Academy) (comic version) Five & Vanya (The Umbrella Academy) (family) (ship) Estoy abierta a cualquier ship de TUA que deseen rolear conmigo ♥ Leon & Claire (Resident Evil) Twenny; Tweek & Kenny (South Park) Saeyoung Choi & MC (Mystic Messenger) (solo con MC) Fiolee; Marshall Lee & Fionna (Adventure Time) Oz & Elliot (Pandora Hearts) Rubelangel; Rubius & Mangel (Youtube). Ragamuffin & Lenore (Lenore: The Cute Little Dead Girl). Rob & Kyle (Fanboys VS Zombies). MarshScott; Nathan & Kate; [AU] (Life Is Strange).
Series Animadas.
Adventure Time. Fiolee (Marshall Lee & Fionna) [otp]
Over the Garden Wall. Wirt & Greg [brotp]
El Tigre: Las Aventuras de Manny Rivera. Manny & Frida [otp]
Futurama. Frender (Bender & Fry) [otp] [brotp]
Lenore: The Cute Little Dead Girl (Serie & Comic). Ragamuffin & Lenore [otp]
South Park. Tweeny (Tweek & Kenny) [otp]
Steven Universe. Opal (Abierta a sugerencias) Pearl & Garnet [friendship]
Star Vs. The Forces of Evil. Eclipsa and Glabnor [otp] Moon and Toffee [otp]
Series/Webseries.
Stranger Things. Nancy & Mike [brotp]
How I Met Your Mother. TMTM (Ted Mobsy & Tracy McConell) [otp] Ted & Barney [otp] [brotp]
Eddsworld. TomEdd (Tom & Edd) (Tamara & Ell) (Tom & Ell) (Edd & Tamara) [otp] TordMatt (Tord & Matt) (Tori & Matilda) (Tord & Matilda) (Tori & Matt) [otp]
Mystery Skulls. Lewthur (Lewis & Arthur) [otp]
The Umbrella Academy Five & Vanya [family] [ship]
Comics/Webcomics.
Fanboys VS Zombies. RobKyle (Rob & Kyle) [otp]
The Umbrella Academy. Diego & Vanya [ship]
Videojuegos.
Mystic Messenger. Saeyoung Choi & MC [otp] (solo con MC)
Portal. Chellmann (Chell & Rattmann) [ship]
Left 4 Dead. Nellis (Nick & Ellis) [otp]
Life Is Strange. Marshcott (Nathan & Kate) [AU] [otp] Max & Kate [friendship]
League Of Legends. Rakan & Xayah [otp] Sylas & Lux [otp]
Resident Evil Leon & Claire [otp]
Youtube.
Rubelangel (Rubius & Mangel) [otp]
Anime/Manga.
Pandora Hearts. Oz & Elliot [otp] Oz & Gilbert [brotp] Oz & Alice [friendship][brotp]
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mw ?
katya henry, diego barrueco, w.tch, ashley moore, christina nadin, kelsey merritt, babychaela, ines silva, lini kennedy, jessica vu, jasmine tookes, bruna lirio, audreyana michelle, cindy mello, jessey stevens, prett*much, nick robinson, markel williams, maverick mcconell, maluma, kalin white, reece king and jordan fisher !
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New Post has been published on Mortgage News
New Post has been published on http://bit.ly/2jxgn5P
ben-carson-facing-senate-vote-to-become-hud-secretary
The Committee On Banking, Housing, and Urban Affairsis slated to meet Tuesday morning to vote on the nomination of Ben Carson as Secretary of the U.S. Department of Housing and Urban Development.
HousingWire’s Monday Morning Cup of Coffeeadded a note from Politico that Senate Majority Leader Mitch McConell believes Republicans have the votes to confirm all of Trump’s cabinet, which includes Steven Mnuchin for Treasury Secretary and Ben Carson as HUD Secretary. The Senate has already confirmed James Mattis as defense secretary and John Kelly as homeland security secretary.
Earlier this month on Jan. 12, the Banking, Housing and Urban Affairs Committee held Carson’s nomination hearing to question his on his ability to lead HUD.
Due to Carson’s lack of experience in the housing industry, some expected senators to question him heavily about his ability to lead HUD. In fact, when President-elect Donald Trump first nominated him, it caused a divide among politicians and industry experts.
However, Carson’s lack of experience was not the main topic of the day. In fact, the hearing was much less controversial than could be expected.
Instead, the conflict about his lack of experience or qualifications for the role seem to have gone down the drain as the industry rallied in its support for Carson’s nomination.
While former HUD Secretary Julián Castro’s last day was Jan. 19, Sarasota, Florida, Housing Authority Director William Russell was picked by President-elect Donald Trump’s transition team to “help lead the U.S. Department of Housing and Urban Development on a temporary basis until a permanent team is in place.”
Check HousingWire on Tuesday for coverage on the vote.
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New Post has been published on Mortgage News
New Post has been published on http://bit.ly/2jqvmyp
monday-morning-cup-of-coffee-trump-shows-hes-serious-about-deregulation
MondayMorning Cup of Coffee takes a look at news coming across HousingWire’s weekend desk, with more coverage to come on larger issues.
Politics continued to dominate the news cycle this weekend, with inauguration parties and protests following Donald Trump’s swearing in as POTUS.
Trump’s administration wasted no time making good on some of his campaign promises, with the Department of Housing and Urban Devlopment suspending the reduction of FHA Mortgage Insurance Premiums one hour after Trump was sworn in. The Obama administration had just announced the cut to the FHA premiums on Jan. 9.
But a more telling regulatory move was the one Trump took Friday night when he signed an executive order seeking to repeal the Affordable Care Act. An exective order doesn’t change the existing law, but does change the enforcement of the law, a course of action that could just as easily be applied to mortgage legislation like Dodd-Frank. From a CNN article:
It directs the secretary of health and human services, as well as other agencies, to interpret regulations as loosely as allowed to minimize the financial burden on individuals, insurers, health care providers and others.
It stressed that agencies can “waive, defer, grant exemptions from or delay implementation of any provision or requirement” of Obamacare that imposes a burden “to the maximum extent permitted by law.”
On Sunday, Politicoreported that Senate Majority Leader Mitch McConell believes Republicans had the votes to confirm all of Trump’s cabinet, which includes Steven Mnuchin for Treasury Secretary and Ben Carson as HUD Secretary. The Senate has already confirmed James Mattis as defense secretary and John Kelly as homeland security secretary.
After lots of handwringing beforehand by people worried about his housing resume, Carson’s Senate confirmation hearing was mostly tame, but Mnuchin, a former executive at Goldman Sachs and chairman of OneWest Bank, formerly IndyMac, was not so lucky. Mnuchin was put through a blistering round of questions from Democrats, including a scolding speech from Sen. Elizabeth Warren, D-Mass.
Warren and other Democrats had solicited complaints from those who had been foreclosed on by OneWest and planned to have them testify during Mnuchin’s hearing, but Sen. Orrin Hatch blocked them from testifying. Mnuchin vigorously defended the actions of OneWest during the foreclosure crisis, noting that the bank tried to do loan modifications whenever possible and pointing out that he was not responsible for originating the loans.
Speaking of Mnuchin, I finally got to see The Accountant this weekend, a movie Mnuchin produced starring Ben Affleck. But Affleck shares the spotlight in the film with another key player that is hardly known outside the financial services industry: the Treasury department’s Financial Crimes Enforcement Network (FinCEN). The film features FinCEN agents solving high-profile cases involving drug cartels, money laundering and mafia bosses, which lines up well with the agency’s actual mission and accomplishments.
Bankers are intimately familiar with the agency, of course, which enforces rules under the Bank Secrecy Act, including the gathering of Suspicious Activity Reports. But your average American has never heard of them, and I felt a little like Buddy the Elf when he thinks he’s going to see Santa, shouting, “I know him!!”
Just to recap, a former executive at Goldman Sachs and OneWest Bank is also a movie producer who just so happened to produce a thriller this year that involves the Treasury, which it now appears he will run in real life. Which actually sounds like a movie plot itself. Mnuchin’s company, RatPac-Dune Entertainment, also helped finance movies like Suicide Squad, Batman v. Superman: Dawn of Justice,The Conjuring 2 and Fantastic Beasts and Where to Find Them. No word yet on whether Mnuchin will also become a wizard and/or Batman.
Why did the New York Times run such a negative piece on Quicken Loans? The New York Times ran a profile on Saturday titled, Quicken Loans: The New Mortgage Machine, by Julie Creswell, which left me scratching my head. The article begins by citing some quirky examples of Quicken’s culture, but somehow makes them seem sinister.
A visit to the headquarters of Quicken Loans in downtown Detroit may seem like a trip to a place where “Glengarry Glen Ross” meets Seussville. But the whimsical, irreverent atmosphere sits atop a fast-growing business in a field — the selling of the American dream — that has changed drastically since an earlier generation of mortgage lenders propelled the economy to near collapse in 2008 by issuing risky and even fraudulent loans.
In case you didn’t see the movie, comparisons to Glengarry Glen Ross are far from positive. In fact, the whole paragaph is filled with negative connotations. Originating mortgages is equated with “selling the American Dream,” followed by a sentence conjuring up the ghost of the financial crisis where mortgage lenders “propelled the economy to near collapse” through loans that were not just “risky” but “fraudulent.”
The rest of the article is similarly written, with nonbanks consistently referred to as part of “shadow banking.” Either the author is unfamiliar with the actual definition of shadow banking, or hasn’t paid attention to the increasing scrutiny the nondepository lenders are under. as demonstrated by the Community Home Lenders Association, here.
In describing Dan Gilbert, Quicken’s founder, the article follows any positive contributions he has made with negative asides. For instance, noting that Gilbert has revitalized downtown Detroit by locating not only Quicken Loans but also other businesses there, the article states,
“That sort of presence makes downtown Detroit today seem a bit like a company town, a sort of Quickenville. That’s because Quicken Loans is just one of more than 100 closely knit companies that is owned or controlled by Mr. Gilbert with a footprint in the area. Through his commercial real estate properties, Mr. Gilbert can decide which tenants fit into his vision for downtown Detroit, and which don’t.”
Quickenville? Was Creswell making a reference to Pottersville from It’s A Wonderful Life, where the greedy banker makes money off poor tenants? What a bizarre way to describe the wholesale investment in a town that no one else would touch, providing tens of thousands of jobs in the process.
Another description of Gilbert tries to make him seem irrational in his explanation of why his company was targeted by the Department of Justice for a false claims lawsuit in 2015. According to the article, Gilbert states: “You want to know what this case is about?” he said. “Somebody probably put up a whiteboard and said, ‘Here are the 10 largest F.H.A. lenders, now go and collect settlements from them, regardless of whether they did anything wrong.’”
I don’t know about the Department of Justice, but that scenario is completely in line with some of the recent revelations about another regulator — the Consumer Financial Protection Bureau. To anybody familiar with the CFPB’s enforcement style, that description is not at all off base.
Earnings season continues this week, with D.R. Horton, Fifth Third and BOK Financial reporting early in the week. Check back with HousingWire for all the details on companies in the mortgage finance space.
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