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Christopher J. Lazaro, Florida Real Estate & Lending Advisor
Considering making some moves in Florida Real Estate? Look no further! Give me a call to discuss your goals and let me show you why I am the Real Estate & Mortgage Agent for you!
I am licensed as a Florida Real Estate Broker& Mortgage Loan Officer, so I have knowledge and options that most other real estate professionals do not have ready for you.
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The term âclimate havenâ never made much sense. After Hurricane Helene dumped 2 feet of rain on western North Carolina, many major media outlets marveled at how Asheville, which had been celebrated as a climate haven, had been devastated by a climate-related disaster.
Some in the media later reported accurately that climate havens donât actually exist. But that still raises the question: Where did this climate haven concept even come from?
Well before humans began putting billions of tons of greenhouse gases into the atmosphere, entire populations would migrate toward better conditions in search of a place with milder weather or more fertile soil or the absence of drought.
Because of its speed and scale, however, human-caused climate change is especially extreme, and everywhere will be impacted by some degree of risk. There is no completely safe haven.
Which is part of how we ended up talking about the idea of climate havens. Itâs wishful thinking. At least thatâs what several experts told me after Helene laid a path of destruction across the Southeast and as Hurricane Milton barreled toward Florida. As the impacts of climate change became more real and apparent, the media as well as local leaders started looking for a better story to tell.
âPeople are desperate for optimism,â said Jesse Keenan, director of the Center on Climate Change and Urbanism at Tulane University, who described the concept of climate havens as a fiction. âIt gives people hope.â
Keenan actually blames himself for helping to popularize the term. For a concept that feels so widespread now, itâs surprisingly hard to find much mention of climate havens in the media before 2018. That was when The Guardian quoted Keenan in a piece about where you should move to save yourself from climate change that used the phrase âsafe havens.â Buffalo, New York, and Duluth, Minnesota, were Keenanâs suggestions.
The concept gained more traction a few months later, when Mayor Byron W. Brown referred to Buffalo as a âclimate refugeâ in his 2019 state of the city address, followed by outlets like Bloomberg and Quartz referring to Buffalo as a climate haven. The New York Times did a whole spread on âclimate-proof Duluth,â a slogan Keenan wrote as part of an economic development package commissioned by the city. He told me it was just a joke that got pulled out of context.
Itâs hard to know how responsible one professor with a knack for marketing was for the mainstreaming of the climate haven concept. But itâs easy to see why local governments would latch onto it.
The Census Bureau estimates that as climate change warms the planet over the next several decades, 100 million will migrate into and around the US. Increased flood risk may have already pushed several million people out of coastal and low-lying areas across the US, as wildfires start to raise questions about migration in the West.
Inland cities, namely those along the Rust Belt that have been losing population for years, see an opportunity to pull those people in.
âThe idea of a climate refuge itself is kind of an escapist fantasy,â said Billy Fleming, director of the McHarg Center at the University of Pennsylvania. âTo the extent that a climate refuge even exists, itâs not a particularly physical or geophysical phenomenon. Itâs social and economic.â
Fleming added that, for these would-be climate havens, attracting new residents is a means to pull in more tax revenue and create wealth for the community. âItâs about keeping the real estate machine churning,â he added, âwhich is the thing that pays for everything else in the city.â
The real estate industry has taken notice. Quite coincidentally, as Hurricane Helene was bearing down on the Southeast last week, Zillow announced a new feature that displays climate risk scores on listing pages alongside interactive maps and insurance requirements. Now, you can look up an address and see, on a scale of 1 to 10, the risk of flooding, extreme temperatures, and wildfires for that property, based on data provided by the climate risk modeling firm First Street. Redfin, a Zillow competitor, launched its own climate risk index using First Street data earlier this year.
The new climate risk scores on Zillow and Redfin canât tell you with any certainty whether youâll be affected by a natural disaster if you move into any given house. But this is a tool that can help guide decisions about how you might want to insure your property and think about its long-term value.
Itâs almost fitting that Zillow and Redfin, platforms designed to help people find the perfect home, are doing the work to show that climate risk is not binary. There are no homes completely free of risk for the same reasons that thereâs no such thing as a perfect climate haven.
Climate risk is a complicated equation that complicates the already difficult and complex calculus of buying a home. Better access to data about risk can help, and a bit more transparency about the insurance aspect of homeownership is especially useful, as the industry struggles to adapt to our warming world and the disasters that come with it.
âAs we start to see insurance costs increase, all that starts to impact that affordability question,â Skylar Olsen, Zillowâs chief economist, told me. âItâll help the housing market move towards a much healthier place, where buyers and sellers understand these risks and then have options to meet them.â
That said, knowledge of risk isnât keeping people from moving to disaster-prone parts of the country right now. People move to new parts of the country for countless different reasons, including the areaâs natural beauty, job prospects, and affordable housing. Those are a few of the reasons why high-risk counties across the country are growing faster than low-risk counties, even in the face of future climate catastrophes, which are both unpredictable and inevitable. Itâs almost unfathomable to know how to prepare ourselves properly for the worst-case scenario.
âThe scale of these events that weâre seeing are so beyond what humans have ever seen,â said Vivek Shandas, an urban planning professor at Portland State University. âNo matter what we think might be a manageable level of preparedness and infrastructure, weâre still going to see cracks, and weâre still going to see breakages.â
That doesnât mean we shouldnât build sea walls or find new ways to fight wildfires. In a sense, we have the opportunity to create our own climate havens by making cities more resilient to the risks they face. We can be optimistic about that future.
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Deerfield Beach
Deerfield Beach, FL - Real Estate Listings and Information | The Listing Team
Deerfield Beach, FL
Deerfield Beach, FL is a hidden gem nestled along the southeast coast of Florida. With its pristine beaches, vibrant community, and endless outdoor activities, Deerfield Beach offers the perfect mix of laid-back coastal living and bustling city life. Whether you're in the market for a luxury oceanfront condo, a quaint beachside cottage, or a spacious single-family home, Deerfield Beach has something for everyone. Real estate in Deerfield Beach is a hot commodity, with a robust market that caters to a wide range of buyers. With its proximity to major highways, airports, and top-rated schools, Deerfield Beach is the ideal location for families, retirees, and young professionals alike. From new developments to historic homes, Deerfield Beach offers a diverse range of properties to suit every taste and budget. As you navigate the competitive market of real estate in Deerfield Beach, it's important to have a knowledgeable and experienced agent on your side. At [Real Estate Agency Name], our team of experts is dedicated to helping you find the perfect property to call home. From guiding you through the buying process to negotiating the best deal, we are here to make your real estate journey as smooth and stress-free as possible. Contact us today to start your search for the perfect home in Deerfield Beach, FL.
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Leesburg, FL Real Estate Market Update - May 2024 | Median Prices, Marke...
Welcome to Today's Market Minute! Discover the latest real estate trends in Leesburg, Florida. Did you know Leesburg hosts one of the largest motorcycle festivals in the Southeast, drawing over 200,000 visitors annually? It's a vibrant community with plenty to offer!
In this video, we cover:
Current market inventory and trends Median list and closing prices Average days on market Recent activity in new listings, contracts, and sales Whether you're a local resident or considering a move, this update is packed with valuable insights. The Deborah Morris Home Team is here to help you navigate the Leesburg real estate market.
For personalized assistance, comment below, direct message us, or call us.
Don't forget to like, subscribe, and ring the notification bell for the latest market updates. Check out our other videos for more in-depth analysis!
đ Contact us for personalized real estate advice. đ Like this video if you found it helpful. đ Subscribe to our channel and ring the bell for updates. đş Watch our other videos for more market insights.
F O L L O W Â U S:
đ đ https://deborahmorrishometeam.com FACEBOOK đ https://www.facebook.com/deborahmorrishometeam INSTAGRAM đ https://www.instagram.com/deborahmorrishometeamllc/ OR CALL đ (321) 348-0014
The Deborah Morris Home Team, with Keller Williams Advantage Realty, is a team of REALTORSÂŽ serving the surrounding Metro Orlando areas of Central Florida. Our specialty is helping home buyers who are relocating to our beautiful cities, and Sellers looking to sell their home using the power of video.
We are grateful for all you subscribers, both customers and REALTORSÂŽ, so thanks for watching!
If you want to talk to us about real estate in the Central Florida area, feel free to email us at [email protected].
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Discover the Latest Trends in Tampa, Florida: Stay Ahead with KH Commercial Roofing
Tampa, Florida, is buzzing with excitement and activity as it continues to grow as one of the most dynamic cities in the Southeast. From vibrant cultural events to booming business developments, there's always something new happening. Let's dive into two of the most trending topics in Tampa right now and see how KH Commercial Roofing can help your business stay ahead in this thriving city.
1. Booming Real Estate and Commercial Development
Tampa's real estate market is on fire, with significant growth in both residential and commercial sectors. The city's appealing blend of urban amenities and coastal lifestyle has drawn in a surge of new residents and businesses. Major development projects like Water Street Tampa are transforming the skyline, creating a bustling hub of innovation, commerce, and community.
Why This Matters for Businesses
For business owners, this growth presents both opportunities and challenges. Expanding your operations or relocating to a prime location can boost your visibility and accessibility, but it also means ensuring your infrastructure, particularly your roofing, is up to the task. That's where KH Commercial Roofing comes in. We provide top-tier commercial roofing services in Tampa, ensuring your property is not only up to code but also capable of withstanding Florida's unique weather conditions.
KH Commercial Roofing: Your Partner in Commercial Development
Our team at KH Commercial Roofing understands the intricacies of commercial development. We offer a comprehensive range of services, including roof inspections, maintenance, repairs, and installations, tailored to meet the specific needs of Tampa's businesses. Whether you're involved in a new build or upgrading an existing property, we ensure your roofing solutions are durable, efficient, and aesthetically pleasing.
2. The Rise of Green and Sustainable Practices
Sustainability is more than just a buzzword in Tampaâit's a movement. From eco-friendly building practices to community-wide initiatives aimed at reducing the city's carbon footprint, Tampa is leading the way in promoting a greener future. This trend is evident in various sectors, including real estate, hospitality, and even local governance, with numerous incentives for businesses that adopt sustainable practices.
Embrace Sustainability with KH Commercial Roofing
At KH Commercial Roofing, we're committed to helping Tampa businesses go green. We offer environmentally-friendly roofing options that not only help reduce your energy costs but also contribute to a healthier environment. Our sustainable roofing solutions include energy-efficient materials, green roofs, and solar panel installations, all designed to maximize your building's performance while minimizing its environmental impact.
Benefits of Green Roofing Solutions
Energy Efficiency: Reduce heating and cooling costs with reflective and insulating roofing materials.
Environmental Impact: Lower your carbon footprint by choosing eco-friendly roofing options.
Financial Incentives: Take advantage of local and federal incentives for businesses that implement sustainable practices.
Why Choose KH Commercial Roofing?
KH Commercial Roofing is dedicated to providing the best commercial roofing services in Tampa. Our expertise, coupled with our commitment to customer satisfaction, ensures that we deliver top-quality results every time. Whether you're looking to protect your investment in a rapidly growing market or make a positive impact with sustainable practices, we have the solutions you need.
Our Services Include:
Roof Inspections and Maintenance: Regular check-ups to keep your roof in top condition.
Repairs and Replacements: Addressing any damage promptly to avoid costly repairs.
New Roof Installations: Expert installation using the latest materials and techniques.
Green Roofing Solutions: Eco-friendly options to enhance your building's sustainability.
Stay ahead of the trends and ensure your business is ready for the future with KH Commercial Roofing. Contact us today to learn more about how we can support your commercial roofing needs in Tampa.
For more information about our services and to schedule a consultation, visit our website or call us at (865) 766-3464. Let KH Commercial Roofing be your partner in success as Tampa continues to thrive and grow.
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Buy Home In Southeast Florida | Moverightin.co
Moverightin.co can help you and your family find the ideal house in Southeast Florida. Our group of knowledgeable real estate brokers is here to assist you in locating the dream house and to ensure a seamless and stress-free transaction.
Buy Home in Southeast Florida
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Unlocking Your Dream Home: Exploring Cape Coral's Best Properties for Sale
A Handbook for Getting Around the World of Cape Coral Real Estate for Sale
Think about waking up to the gentle breeze that seems to go on forever, like an endless canvas, greeting you every morning. This is our chance to extend a warm welcome to you and make you feel at home in Cape Coral, a dream come true with endless possibilities where your perfect house is just waiting to be constructed. This blog post will help you navigate the world of property for sale in Cape Coral, Florida if you're looking for a piece of this coastal paradise to call your own.
Setting Your Goals: Understanding Different Property Types
Shoreline Allure
Beachfront Bliss: Envision a house where the skyline and the ocean converge. Direct access to the water is provided by beachfront properties, letting you fully enjoy the coastal lifestyle. This selection captures the essence of the Cape Coral experience, with its jaw-dropping vistas and tranquil wave noises.
Canal Life: Picture your lawn flowing smoothly into the canals. Real estate for sale in Cape Coral, Florida, is known for its canal-front houses, which not only offer breathtaking beachfront views but also the convenience of having your boat docked right outside your door.
Locate, Locate, Locate: Getting Around Neighborhoods
Harbor Secrets
Southwest Serenity: Contemplate the southwest as a peaceful haven. In addition to having close access to the Caloosahatchee River and stunning sunsets, this location offers a more tranquil ambiance. This might be the perfect neighborhood for you if you're looking for a quiet haven.
Excitement in the Southeast: Visualize the Southeast as a colorful tapestry. For individuals looking for a combination of food, entertainment, and seaside living, this region is ideal because it is close to well-known locations like Tarpon Point and Cape Harbour.
Beyond the Budget: Matching Objectives with Finances
Astute Investing
Budget Brilliance: See your spending limit as a compass that directs your decisions. Establish a precise spending limit and look at residences that fit within it. Don't forget to factor in other expenses like real estate taxes, homeowner association dues, and prospective remodeling.
Prospective Outlook: Contemplate your home as an investment in your future. Think about the possibility of appreciation over time in addition to the original outlay. A wise choice could be both your ideal house and a worthwhile investment.
Expert Advice: Consulting Real Estate Specialists
Directing Light
Local Agents: Think of real estate agents as your Cape Coral guides. Local experts are well-versed in the communities, market, and homes that are available. Their knowledge can help you choose the ideal fit for your tastes and expedite your search.
Advisors on Law: Consider your legal counsel to be your security guards. Hire legal professionals to go over contracts, make sure everything goes smoothly, and protect your interests all through the purchasing process. Their knowledge guarantees a smooth transition to property ownership.
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In summary
Dream homes in the Cape Coral real estate market are more than simply buildings; they are entryways to a way of life characterized by the allure of the shore and the splendor of the natural world. See each step as a brushstroke that adds to the masterpiece that is your future as you set out to find the greatest property for sale in Cape Coral.
Consider your property as a blank canvas on which you can paint the narrative of your life, complete with beach walks in the morning and boat cruises around the canals at sunset. In this scenario, the kind of property, the location, and the financial factors are all crucial. It is possible to make sure that your dream home is more than just a vision, but rather a real, waiting to be embraced, by clearly describing your idea, exploring the neighborhoods, staying within your budget, and getting professional advice.
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đIn this blog, we'll partner with Southeast Discovery, a reputable real estate firm specializing in Southeastern properties, to explore some of the best places to live in the Florida Panhandle. Whether you're searching for a retirement haven, a vacation retreat, or a permanent home, the Panhandle offers a plethora of choices to suit every lifestyle and preference.
#best place to live in south carolina#best places to live in the Florida#home & lifestyle#real estate
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Game-Changing Expansion: Bamboo Equity Partners Unveils Bold Move to Conquer New Markets Beyond St. Louis!
Maryland Heights-based real estate investment firm Bamboo Equity Partners has unveiled plans to launch a new company called Artori Group, aiming to provide a comprehensive range of development services. With a vision to streamline the commercial real estate process, Artori Group will leverage the resources of Bamboo Equity Partners, including its affiliated brokerage, architecture, and construction firms. The primary target market for Artori Group will be the "middle market," encompassing smaller businesses, companies, and investors with portfolios valued under $500 million. According to CEO Dan Dokovic, the company will commence operations later this year. Dan Dokovic expressed that the conventional approach necessitates possessing multimillion-dollar portfolios or owning numerous properties to avail oneself of the services provided by full-service firms. Artori Group aims to bridge this gap by extending access to such opportunities and delivering hands-on support and top-tier outcomes to smaller businesses, institutions, and investors. The launch of Artori Group represents the latest stride taken by Bamboo Equity Partners in its strategic expansion from a local real estate firm to a nationwide investor and developer. Currently operating in multiple states, the company has broadened its portfolio of affiliated enterprises, including architecture firm Oakline Studio and contractor McClain Construction, in addition to its longstanding Intelica CRE brokerage firm. Artori Group will serve as an umbrella organization, consolidating its diverse services, and will establish a presence in the Midwest, Southeast, and Mountain regions of the United States. The company plans to set up offices in Denver, Charlotte (North Carolina), and Tampa (Florida). CEO Dan Dokovic highlighted the significance of reaching out to customers who may not have considered engaging with the company due to its localized presence in St. Louis. With its expanded geographical footprint, Artori Group seeks to cater to a broader clientele. The establishment of Artori Group by Bamboo Equity Partners underscores the company's commitment to enhancing accessibility and fostering growth opportunities in the commercial real estate sector. By offering a "one-stop shop" of development services, Artori Group aspires to reshape the landscape of the middle market, empowering businesses and investors across the nation.
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đĄ Top Tips for Home Buyers in Southeast Florida! đĄ Thinking of buying a home in our beautiful Southeast Florida region? From the stunning Miami skyline to the serene beaches, finding your perfect home here is a dream come true. Here are some expert tips to help you navigate the process smoothly and successfully: Get Pre-Approved for a Mortgage đđ° Before you start house hunting, get pre-approved for a mortgage. This shows sellers youâre a serious buyer and helps you know your budget. Work with a Local Real Estate Expert đ˘đ´ Southeast Floridaâs market is unique. Partner with a local expert who knows the neighborhoods, market trends, and hidden gems. Iâm here to help! Know Your Budget and Stick to It đľâď¸ Itâs easy to get excited, but make sure youâre looking at homes within your budget. Factor in all costs, including insurance, taxes, and maintenance. Research Neighborhoods đď¸đ Each neighborhood in Southeast Florida has its own charm. Spend time exploring different areas to find the one that suits your lifestyle best. Be Ready to Act Quickly âłđ The market here is competitive. When you find the right home, be prepared to make an offer quickly. Having your finances in order can give you an edge. Consider Future Growth đđď¸ Look at areas with potential for growth. This can be a great investment for the future, offering more value over time. Inspect the Property Thoroughly đ ď¸đ Donât skip the home inspection! Ensure the property is in good condition and understand any repairs that may be needed. Understand Local Weather Impacts đđ´ Southeast Florida's weather is wonderful but can also bring challenges like hurricanes. Make sure your new home is prepared and insured accordingly. Buying a home in Southeast Florida is an exciting adventure, and Iâm here to make it a seamless and enjoyable experience. Letâs find your perfect piece of paradise together! đ´â¨ #HomeBuyingTips #MiamiRealEstate #SoutheastFloridaHomes #RealEstateExpert #DreamHome
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The 2023 Miami Metropolitan Area Real Estate Forecast
WILL THE MIAMI MARKET CRASH? Is it 2008 all over again!? New Real Estate Market Data Tells All!
Miami Metropolitan Area Real Estate Market Trends for 2023 by. The Best Realtor Near You, Christopher Lazaro, Licensed Real Estate Broker at Miami Beach BrokersÂŽ (now Brokered by eXp Realty!) The Miami Metropolitan Area, which includes cities such as Hollywood, Fort Lauderdale, Boca Raton, West Palm Beach, and of course Miami, is one of the most dynamic and vibrant real estate markets in theâŚ
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#2023 Real Estate Market Forecast#Best Real Estate Agent#Best Real Estate Broker#Best Realtor Near Me#Boca Raton Real Estate#Fort Lauderdale Real Estate#Hollywood Real Estate#Miami Metropolitan#Miami Metropolitan Area#Miami Metropolitan Real Estate#Miami Metropolitan Real Estate Markets#Miami Real Estate#Real Estate#Real Estate Market Forecast#South Florida Real Estate#Southeast Florida Real Estate#Southeast Florida Real Estate Markets#West Palm Beach Real Estate
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The National Oceanic and Atmospheric Administration (NOAA) maintains a website documenting climate-related disasters that cause over $1 billion in losses. The agency lists 18 such events in 2022, including droughts and wildfires in the Southwest, floods in Kentucky and Missouri, hailstorms in the Upper Midwest, hurricanes in Florida, and tornadoes in the Southeast. The message of the data is clear: All U.S. communities will face disruptions to our daily lives from climate change, but the nature, frequency, and severity of these disruptions will vary widely across places in any given year.
While individual people and communities cannot alter the course of a hurricane or alleviate drought, there are numerous ways for them to lower their exposure to climate risk or mitigate the physical and financial impacts of climate-related events. Actions such as purchasing disaster insurance and building climate-resilient infrastructure should be part of holistic strategies to protect communities. But to take these actions, residents and their local governments first need to know what the relevant risks are. For example, while coastal Floridians know they are at a higher risk of hurricanes than their inland peers, it is much harder for them to assess the relative risk of wind damage and storm surges within their specific counties or neighborhoods. Itâs similarly difficult to predict localized risks from more chronic climate stresses such as sea level rise and extreme heat.
And yet, more and higher-quality, higher-resolution data is becoming available for local assessment. At the same time, predicting the impacts of climate events on communitiesâdamages to homes, businesses, and infrastructureâis becoming an ever more important and sophisticated part of the real estate and financial services industries. But two types of consumers who would greatly benefit from local climate risk dataâhouseholds and local governmentsâstill have limited access to this information.
In this brief, we discuss how households and local governments could use local climate risk data, explore the current availability of that data, and outline several challenges facing public and private data providers.
People and municipalities can use local climate risk data to adjust how and where they build
Providing people and local policymakers with geographic climate risk data allows them to alter their investment decisions and personal behavior in a variety of ways depending on what information they are given and their preferences and access to resources.
Take peopleâs housing choices. In choosing where to live and how much to pay for a home, people want to know the quality of local public schools, crime rates, proximity to parks, and the quality of local transportation. How climate change affects different neighborhoodsânow and in the futureâshould factor into housing choices as well. A recent experiment conducted by the real estate company Redfin and a team of academic researchers found that when potential homebuyers were shown online listings disclosed to have high flood risks, they shifted their search toward lower-risk properties.
Households can respond to climate disclosures like those in the Redfin study in a variety of ways. Some may choose neighborhoods at higher elevation or decide not to live in a coastal community altogether. Others might place higher value on the lifestyle benefits of being near the ocean, but choose to rent rather than purchase a home to limit their financial risk. And awareness of local climate risks isnât just important for people in the process of relocating. Climate risks have changed and will continue to change over time; people who bought their homes 10 years ago may not have been in areas with a high flood or fire risk at the time, but now face greater risks. Being aware of changes in climate risks helps households decide whether to purchase additional insurance, install a sump pump in the basement, or invest in stronger, wind-resistant windows, to name a few adaptive strategies.
Local governments would also benefit from greater awareness of place-specific variations in climate risk. Which bus stops, homes, and public spaces face the greatest exposure to extreme heat and would benefit from cooling features such as tree canopies or green roofs? Which neighborhoods are most likely to flood during major rain events, and how can cities use rain gardens or sewer upgrades to manage the deluge? Which roadways are the least resilient to major climate events and either need to be fortified or potentially abandoned?
The current state of local climate data needs improvement
While climate risk data has long been a part of how we plan and build American communities, older information systems are no longer fit for new climate realities. As early as 2011, a landmark publication from the National Academies of Sciences, Engineering, and Medicine called attention to the need for âwidely-accepted approach[es] for conducting vulnerability assessmentsâ and describes available data as âlacking.â Ten years later, the Government Accountability Office found that the Federal Emergency Management Agencyâs flood hazard mapsâwhich inform the National Flood Insurance Programâno longer âreflect the best available climate science or include information on current flood hazards.â Notably, many properties that do not fall inside these flood hazard zonesâand therefore do not carry flood insuranceâexperienced flooding in large storms such as Hurricane Sandy. Recent wildfires in California and Colorado also revealed how many property insurance policies were misaligned to current risks.
Now, rapid innovations in environmental monitoring and digitized parcel data are helping public agencies, businesses, nonprofits, and community-based organizations modernize climate risk data. This data makes it possible to estimate risks of flooding, drought, wildfires, extreme heat, pollution, or coastal erosion for each parcel of landâif not each 10-square-meter coordinateâin the country. Some datasets develop metrics for specific climate risks or future emissions scenarios, while others produce indexes the general public can more easily understand. For example, the Environmental Protection Agencyâs interactive mapping tool allows users to see risk levels for drought, wildfire, sea level rise, and aggregate flood risk for small neighborhoods (census block groups), as well as pollution from multiple sources. This granular data complements larger-scale data, such as the Climate Impact Labâs county-level impact maps, which our colleagues have used to assess regional vulnerabilities in the U.S.
Improved climate risk data can result in compelling use cases for private investors and policymakers, such as granularly measuring urban heat islands, outlining climate resilience strategies for subsidized housing, developing new risk ratings to fundamentally transform the National Flood Insurance Program, estimating regional economic losses in the event of natural disasters, and tracking environmental justice burdens across disadvantaged communities. The different types of metrics and the geographic scales at which they are available offer flexibility in answering different policy or research questions. For example, while insurance firms may want to know expected damages for a given property across all climate risk categories, a county parks department may be more interested in drought and heat metrics at a neighborhood scale.
Of course, producing new, high-quality data and applications is not cheap. Environmental monitoring agencies such as NOAA will need federal funding to continue investing in equipment and staff expertise. And private data providers will need access to cash flowâwhether through paying customers or outside investmentâto keep updating and improving their products.
What risks do new data sources present, and how will society address them?
For all the potential benefits of more granular climate data, publishing it carries some risks.
One issue is the possibility of false certainty. Even with climate models constantly improving, emerging data sources will still have wide margins of error, particularly around predicting the most uncertain climate events, such as hurricanes. Yet itâs easy to imagine some individuals treating a single data source as gospel, even though there can be significant variation among similar data products and there is limited transparency regarding underlying analytical models. Governments and industry will need to find ways to manage uncertainty with their constituents and customers.
Another concern is how data could impact equity. Americaâs history of redlining offers a clear example of how mapping perceived risks can lead to disinvestment and discrimination. To the extent that climate risks overlap with racial, economic, and social characteristics, vulnerable communities could face additional barriers, such as higher property insurance rates or a lack of new infrastructure in places of need. Policymakers will need to write regulations that ensure ratings agencies, insurers, government agencies, and others are not discriminating against any people or places.
The price of data could create a barrier to adoption for public agencies, nonprofit organizations, and individuals as well. Datasets that are produced and managed by federal statistical agencies such as the Census Bureau and Bureau of Labor Statistics are made publicly available at no charge to users. But data products created by private firms are typically sold to individual subscribers such as insurance companies and credit rating agenciesâoften for substantial fees. Financial institutions are able and willing to pay for these services to mitigate fiduciary risk associated with climate change, but most civic organizations have tighter budgets. One example of using the data for public good comes from the nonprofit Climate Central, which has used their own proprietary data to conduct groundbreaking scientific research on flood risk in order to build global citizen awareness of climate vulnerability. The countryâs wealthiest cities and counties may be inclined to spend local tax dollars to buy high-quality climate data, which could lead to wiser investments in infrastructure or the ability to counter predatory real estate practices. But it could also further exacerbate capacity differences between those wealthier communities and poorer ones that canât afford such data.
Addressing these concerns wonât be easy, and will require experimentation. Processes like the Treasury Departmentâs Climate Data and Analytics Hub pilot are promising efforts. Finding the right balance between transparency and equity will require cities, states, and the real estate industry to test different approaches to implementation. Adaptation strategies that work for second-home owners in Miami may not work for low-income households in Houstonâs flood-prone neighborhoods, so placing diverse voices into the policy discussion is essential.
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Hi, this is the South Florida video. Here I am to show you many beautiful things. Show watching the videos. hope you will be benefited.
I am located in beautiful Boynton Beach, Florida, right on the beach. Another spectacular day here in South Florida. We are living a Dream here in South Florida. I relocated to South Florida from New York back in 1992 and have never looked back. Every morning I go outside, look at the Palm Trees and thank God I am living in South Florida. We have some of the most beautiful real estates in the world. Everything from Direct Oceanfront Estate Homes to 55 and over 2-bedroom condos. We have everything for everyone. I work with Sellers, Buyers, Investors, Landlords and Tenants on the Southeast Coast of South Florida, from Miami all the way up to Port St. Lucie. Please call me for all your South Florida Real Estate Needs: Mitch Smith Keller Williams Realty Your South Florida Realtor Of Choice 305-479-6732 Living A Dream In South Florida
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Several buyers who waited for home prices to fall and put their home search on hold have now found the prices are unlikely to drop. Buyers originally looking at Southeast Florida have been priced out of the market and have shifted their search to more affordable areas such as Southwest Florida.
This is just one of the many factors that are contributing to low inventory in SWFL (Naples, Bonita Springs, Estero and Ft. Myers). There are still opportunities to buy a property. You'll need to be prepared to move quickly and anticipate there will be multiple offers above list price.
If you are contemplating selling, now is a great time to take advantage of this sellers market.
Whether you are buying or selling, we can help with your real estate needs. Call or text 239-370-0892.
Naples Golf Guy | Matt Klinowski P.A. | Downing Frye Realty Inc.
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Buy Home In Southeast Florida | Moverightin.co
Moverightin.co can help you and your family find the ideal house in Southeast Florida. Our group of knowledgeable real estate brokers is here to assist you in locating the dream house and to ensure a seamless and stress-free transaction.
Buy Home in Southeast Florida
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