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#someone would be like “’WHAT?!?! YOUVE BEEN MARRIED FOR FIVE YEARS?! WHY DIDNT YOU SAY?!’
crimsonkenjii-writes · 4 months
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Link to template for anyone who would like to do this as well ( ˙ ▽ ˙ ) ノ♡
Thanks for the tag @meownotgood :3 ♡
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can you tell which one’s the jokester and which one’s the serious one??
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sajaffery · 1 year
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unblock...2...
thank you gobstikelsa1970..although i blame you for having to break one of my earlier rules. this was supposed to be all part of the same post. which started yesterday and was supposed to continue and continue until tumblr officially decided to kick me off their website altogether for being a nuisance and a show off at which point i would be forced to roam the face of this earth with words pouring out of my fingers into the thankless earth. sorry. i kind of got ahead of myself there. but ive decided to continue this on a seperate post, titled the same with a few sad dots and a 2 at the end. perhaps my two followers wont hate me so much anymore, and they might even ask other people to follow me. although they seem to only be interested in large naked men with bulging muscles. i hope thats not why they added me for i can only ever be a large naked man with a bulging stomach. they might be into that, after a few beers, maybe a couple of tequila shots and five hundred years of solitude. another cliched literary refernce. see earlier post for reference and explanation for terrible grammer and spelling. fuck dead white old men! were they old? i cant remember. and I cant go back and check either. you certainly can. but you wont. because youve got better things to do, like continue reading this post. emoticon alert. okay this is starting to get repetitive. I’m making the same jokes as yesterday. its probably a good thing i cant go back and reread my posts because then i definietely would be cracking the same jokes again and again. or i might be able to build on them and improve them. isnt that what all writers do? Bukowski certainly does. I’ve read three books by him and countless short stories and it seems to be the same books over and over again with very similar characters, especially women. doing the same things over and over again and him just finding us better ways to tell us about it. so I guess I can do that. but I cant rered what I wrote yesterday so I cant. and I’m not great. by any stretch if the imagination. but then neither was Bukowski. another reason why my wife cant read this, she’d pick up the laptop and smash it over my head for saying that.                          (FORCED DELETION)
I FUCKING HATE DONALD TRUMP. compared to him, i’m jesus christ. i.e. impossible to hate. everyone loves jesus, even the people who hate bible bashers because the man just talked about love. and he had cool hair. the poor guy was even ready to marry a prossi. how fucking awesome can you get. my mum called me jesus the other day because she was yelling at me and i just kept smiling at her. thats how amazing the man was. although it does kind of help the argument that he might have been deluded. even mad. huh. i didnt think of it like that. not a very nice thing for my mum to have said. hmmm. i’m blanking for a bit. oh new rule! i have to tell you, i say you even though i know nobody is reading this, and if someone is…cringe!!! but yes i have to tell you why i stopped writing yesterday because i wrote down i have to go to work but thats not good enough as an excuse because i’m actually at work as i write this. my work involves sitting behind a counter with a laptop infront of me and ignoring every customer who walks in as much as i can. yes i’m a till jocky and not the cool kind like randall from clerks, but more the sad kind like Dante because he hates being there but has nowhere fucking else to go. my parents own this place. hence my dad being a rich capitalist and my being a fake socialist. and ive been stuck here for the last six years now and i reconize 90% of the people who walk into this place and i want to punch atleast 90% of those 90%. I cant punch the rest of the 10% because theyre too fucking old. not because I like them. wow I hate a lot of people. no. no. this is just a symptom me hating myself again. it has to be I’m starting to come out like a monster in this post, my two hypersexualised followers are going to be defollowing me any second. can you find out if someone has defollowed you? do you get a little notification for that? like you do when someone is following you. such and such person is no longer following you. LOSER! me. not them. i’m the dumpee remember, not the dumper. maybe this is me. maybe this is why i’m writing this, because i cant possibly hope to tell anyone any of these things. not face to face anyway. who would want to listen? God knows I wouldn’t. except maybe if i was getting paid for it. even then. clearly ive gone through medical school or at least graduate school to be sitting there and getting paid to listen to this crap and eventually i’d reach a point where i’d want to get this person out of my room, out of my face out of my life, just as far away from me as possible, wow. i want to stop writing this now. i suddenly dont feel great. and i feel tired 
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msbellucci · 4 years
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i never wanted to befriend this bitch. the moment i stop talking to her, i get all of these texts saying my mans cheating on me and shit..and that my man talks shit about me..and just dumbass texts saying some dumbass shit. bitch its so obvious that its you sending me this shit....okay so this bitch is married to this armenian dude...and he happens to be related to one of my mans closest homies..so they met years ago. 3 years ago i met my mans homies cousin, and his wife. shes latina, so her and i would speak in spanish and she was whatever..she would talk about some way out shit and i would never really believe the shit she would say. because it was always so far fetched way out shit. five mins into my first conversation with her, shes telling me how she was a stripper cuz she had to provide for her son and herself..that she came here alone to this country. its crazy shes been here for like almost 20 years but doesnt have her papers. i know its a dificult process, and it reqiures a lot of money, but yeah..anyways it was a bit weird. she would always brag about having all these businesses. and she would tell me how she was on TV, and how she was a model..and im like girl...like she isnt tht pretty, not to be fucked up but she aint...shes shorter than me..and im 5'5"...models have to be hella tall, skinny, and beautiful..she would brag about how she was hella skinny and it was just weird af how every time her and i would run into one another, she would only talk about how she used to be a model, this tht and the 3rd.. and how she was on TV.. and in my head, im like bitch..you be tellin me the same exact shit everytime i fkn see your ass..like wtf??? do you feel that insecure around me that you gotta tell me some bullshit about you being a fake ass model everytime yu see me? really? -__- please bitch. shut ur dumb asss up. ive always disliked her and her man...her man is on drugs being a psycho causing problems for me. 3 years ago when my man and i were stayin in a hotel, we came out to our car in the morning and he had taken all the air out of our tires and scratched up our car. i was so pissed, i ran up on his wife to fuck her up but my man grabbed me. cuz shes a cop calling ass bitch. so yeah i never trusted those motherfuckers and my man kept giving her husband 2nd chances. and i would get into it with my man over it because i didny fkn like them...i dont forgive easily and i dont give out second chances easily..my mans different he does have a big heart but now he doesnt give a fuck about those ppl and he cut them off and we changed our numbers and im so fucking happy. that pathological ass lying hoe lies on me and my man and its disgusting and weird as fuck to watch cuz we aint never did nothing to this bitch and her family. if anything weve helped them. my man and i went out shopping one night and my man told the bitch, get anything you want...a normal ass girl, like me..would turn the offer down. i would say no thank you i appreciate it but i dont need anything, this bitch started grabbing shit and putting it in the cart and i was disgusted yo..im lowkey glad she did it cuz it shows her true colors. a hoe ass prostitute bitch.. thats what a prostitute does, lets some other dude buy shit for her..i know my man did it out of the kindness of his heart cuz he likes her husband and her kids so we just did it to be nice cuz we know they broke as shit. they couldnt afford their fkn business they rented out no more..theyve been telling us for a week they cant afford it and they gotta leave the spot...so we said, maybe we will pay the rent and open up our own business llike a smoke shop or some shit. my man and i called up our business partners to come down and look at the spot, and they loved it. when they went down, this hoe and her man started to get all fkn territorial sayng "oh this is our business we arent gonna leave it,,blahblahblah" like they flip the script so fkn quick and it was lame af on their end. they looked stupid as fuck. so i blocked the bitch..and my man stopped talking to her husband. we dont kick it with no fake flip flopping ass hoes. anyways. a couple nights before this happened, this dumb hoe asks me and my man "do you really think my husband loves me?" bitch if u gotta ask other ppl if ur own man loves you...then youre not confident in ur relationship, or with urself..and he probably doesnt love you...when she had asked that..i didnt really know how to answer her. my man said "well hes cheated on you...youve caught him in the bathroom of a casino gettin his dick licked on, you caught him in a hotel with 3 naked bitches...when you love someone, you don't cheat on them." thats what my man had told her..and then two nights later..the shit with the business went down..i started to get messages from a weird number saying "oh ur man cheats on u he goes to hotels with hookers and talk shit about you.." HAAHHAHA nice try hoe but my man is always with me...shes so fkn jealous because my man and i have an honest relationship, we are loyal to one another and idk why she cares so much and shes gonna text me dumbass shit..i got more texts from another number, saying simaliar shit, but this time the person texting me was speaking so highly of tht hoe ass bitch saying "oh you should talk to her she is so perfect and has a good character." like bitch you legit just burned urself out...its YOU sending me this dumbass shit..i changed my number..because im done. the 2nd batch of messages i got, my man run upstairs to their apartment and started to kick their door, telling them to open the fuck up..my man almost grabbed her husband by the throat..because theyre just tryna get between me and my man and thats so fkn dumb to be honest..its ridiculous how much of a low life this bitch is...
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Say No To This (Eliza Version/Role-Reverse)
Disclaimers: LONG FANFIC!!!
Theodosia POV
Another warm summer night engulfed the city NYC where I began yawning and realizing it was already past ten o'clock. Deciding to wrap things up by going through one last files one last time before going home. Knowing Aaron would be worry sick that I stay longer at work than I’ve intentionally. Oh well, at least I can have my handsome holding me in his strong arms. Just thinking about me make me blush and giddy all shyly, which I know it’s stupid for a grown woman to be acting like a teenage girl again. Hey, that’s love for you especially being married to the man or women you’ve been for more than a decade. It’s a magical experience when you created the wondrous memories as a married couple. There’s going to be ups and downs and which is part of life and you just have to accept it. Even when you’re in complete denial. Which I could say for a certain I know that writing completely non-stop at the office next door.
You see, my old friend my dearest Elizabeth Schuyler Hamilton is working her ass off to the brink of exhaustion. I worry about her but knowingly how stubborn and hard headed she can be sometimes. I often worry about her physical and mental state. I hope she doesn’t scare me like last month when she was buried alive under all those paperworks. That woman is seriously gonna give me a heart attack one these days. Anyway, as a good friend basically the mother friend of our group. I always tend to check up on her before leaving the office. Knowing that her answer will be that she’ll be spending another night here at the orphanage. I wasn’t going to argue with her about it but still at least take one day off. Then again it has taken her husband almost a decade to finally take a break from work. Well, like wife, like husband as some may say.
I see her with papers scatter around the desk with multiple profile of some the new orphanages we receive from other states. Lightly knocking on the door which caught Eliza attention which she given me her usual soft smile.  
“Yes, Mrs. Burr. Is there anything you need?” she asks
“No, I’m letting you know that I’m heading home now. It’s already past ten o’clock so Aaron is probably worry sick about me”
Eliza chuckle lightly before understanding that Aaron is a bit overprotective of me but in a cute way. Deep inside her heart she was longing for the company of Alexander but he and their children were at Upstate. Apparently, visiting her father until catching up with Lafayette mid-way through the journey to South Carolina. They wanted surprise John with a visit of their own unannounced. I can understand her loneliness but she made the choice to stay behind for the orphanage and for me. We share our goodbyes before taking my leave as I left the door to be locked. Since I didn’t want any strangers or psycho manic having the intention to murder my innocent friend. Anyway, during my walk on the way I notice a tall male with a noticeable black eye. I whine on the inside feeling that he either got it from a bar fight or from his wife.
Domestic abuse isn’t uncommon sadly and seeing the abuse victim walking toward to our orphanage is heartbreaking but brave as well. What weird about him is that he’s wearing a large black hat with a long black coat. Perhaps to cover the bruises and the scars he received from his spouse. But that one thing stood out from his outfit was a tight red shirt that would grasp on his muscular chest. Ignoring my appearance despite me waving at him to be polite but I didn’t care. He continue to walk toward the direction of the orphanage before looking at the window in which located Eliza office. It made my heart skip a beat just for a moment but there wasn’t I couldn’t do since I’m off work.
Walking away from the scene as I pray deeply that this doesn’t become that I think would lead to. I hope that Eliza doesn’t do something stupid that would cost her marriage. Then again, our Lord works in mysterious ways than beyond our imagination. I simply shrug and ignore the tangles of knot that bewling with one gut to another.
Theodosia Sr
There’s nothing like summer in the city.
Someone under stress meets someone looking sexy
There’s trouble in the air, you can smell it
And Eliza is by herself....
I’ll let her tell it
Eliza POV
I was left alone in this semi-huge orphanage just by myself working on each of the children files. Just the ones that I’m assign to but that wasn’t enough. By that, I mean the only ones here are the servants on night shift. They look after the kids making they’re sleeping peacefully. Or looking after the ones that were deeply sicks and so they manage their medication from here and there. Sighing to myself out of despair as I thought about my darling Alexander and my friendly Lafayette. They decided to go Upstate in order to visit my father since the children dearly misses him. Along with the midsummer is when they’re going to visit Laurens in South Carolina since it been so long since they last met. Mulligan is going to meet on the middle part of the journey since it would be nice to create a surprise visit for John. It’s nice to know that they all have each others but Angelica and I are separated from miles apart. Not to mention...I lost Peggy from the war after she was shot..from a signal gunshot wound. Sacrificing her life for an innocent child that had nothing to do with it. Except being a daughter of a sl....I can’t bring myself to say it. But yes, that event change me and Angelica a lot especially toward my father who clearly cherish her since she is one of his beloved daughters.
Leaving behind her husband and beautiful son behind but we still visit them but enough of the depress thing. I harshly rubbed my eyes as I been here at my office for a week. Brushing my fingers into my semi greasy hair and thought I should go home as well. Packing my things up as I thought about Alexander just holding in his arms. As we share the bed we slept in together. Or having Lafayette just escorting me around the city while trying to make me laugh. His corny jokes somehow manage to make me laugh from here and there. Just would’ve been nice to have one of them here by my side. Until I heard a knock from downstairs.
Eliza
I haven’t slept in a week
I was weak, I awake
When I’m alone in my room, sometimes I stare at the wall
Longing for Lafayette, Missing my Alexander
I heard a knock on the door, I knew it wasn't my husband That’s when Mister James Reynolds walked into my life He said:
Walking downstairs before opening the door to see a tall man with a large black hat and long black coat. Quite an odd outfit but I brush it off. I notice the black eye on his face which aches my heart. Knowing that this black eye must’ve come from his abusive spouse. I offer him some tea as we discuss in the living room before introducing himself to be Mr. James Reynolds. Which he announce his reasonings of why coming to the orphanage so late at night.
James Reynolds
I know you are a woman of honor
I’m so sorry to bother you at home
But I don’t know where to go
And I came here all alone...
Eliza:
He said...
James Reynolds
My wife been doing me wrong
Beating me...
Cheating me...
Mistreating me...
Suddenly, she up and gone
And, I don’t have the means to go on
I felt extremely upset to know about this poor going through an abusive marriage. Not to mention that he has a young daughter only about five years old. Wondering how could I help this man and his daughter as well. Giving me the facts that she comes and goes from three days to weeks, lead to months from on end. Decided to give him some extra crash that I’ve stock away in her desk drawer. Pulling out approximately about thirty bucks which is quite a lot back then. Thirty bucks could’ve equivalent to like a hundreds. Then again it’s the 1700s, so it wasn’t an issue trying to store a few extra cash. Giving, Mr. Reynolds the money to see that he’s very grateful that anyone would loan him such a large amount of money. Wiping the tears of joy away before leaning his arm to hold onto. Well, I didn’t see a problem for a woman to escort a find young man home.
Eliza:
So I offered him a loan, I offered to walk him home, he said
James Reynolds:
You’re too kind mam
Eliza
I gave him thirty bucks that I have stock away
He lived a block away, he said:
James Reynolds:
This one’s mine, mam
Surprisingly the the orphanage isn’t that too far off from where Reynolds live at. Then again, he live only a block away so it was only a short ten minutes. I would stand outside just letting the kind man to enter inside his house safe and sound. Hopefully, his wife is either asleep or isn’t home at the moment which brought a tight knot in my stomach.Then, i could go home and take a long hot bath and probably take the day off tomorrow. Since I haven’t slept nor bathe in a week. So, I probably smell very sticky which isn’t very ladylike of me. Turning away as I started to walk in the direction of where my home was. About to take my leave I felt James hand grabbing my own with a light blush on his face. Veryly confuse, as I didn’t prepare myself of what was about to happen next.
Eliza:
Then I said, “well, I should head back home,” He turned red, He led me to his bed Place me between his legs and said:
James Reynolds:
Stay?
Eliza:
H...Hey...
James Reynolds:
Hey...
Not even knowing what just till the last second is when I’m between Reynolds legs. With his arms around my waist as I lay on top of his bare. Apparently, I must’ve believe that he unbutton his red shirt during the time I went blank. Feeling my entire body heating up and my face turning into cherry red. Wasn’t sure how I magically escape from the grasp of his arms but that wasn’t the case. As a married woman and Reynolds being a married man shouldn’t doing something so sinful. Not to mention, I have Alexander and can’t let myself be the one to break his heart. Reaching toward the door but before getting the grasp on the knob. Reynolds held me from behind just my heart accelerating and my body hitting once again.
Feeling his lips just leaving butterflies kissing across my neck to the my bare shoulders. Barely knowledge that this man has strip my dress off my body. Leaving me in my closet and others underclothing just leaving me to shiver. Turning me around as I face this man in the eyes but adirmating his bare chest. Lightly breathing heavily but soon I mentally slap myself. Telling myself that I have a husband and children nevertheless. This devilish man has this sinfully smirk as he place his chest just feeling his heart beating.
Eliza: That’s when I began to pray:
Lord, show me how to
Say no to this
I don’t know how to
Say no to this
But my god, he looks so helpless
And his body’s saying “hell yes”
James Reynolds:
Whoa...
Eliza:
Lord, show me how to
Eliza/ Ensemble (Aka the fandom): Say no to this
Trying to put my dress back on and get the heck out there but Reynolds has other plans. Holding me closer to him as our lips were just meter aparts just barely brushing each others. The grids in my mind were grinding wildly just telling me “Get the hell out of there”. But I couldn’t feel my body, didn’t have the courage to pull away. That wasn’t the case...I didn’t want to push myself away from this find man. Turning my face away for a moment. Until, I felt him lifting my chin up just meeting my gaze to his before leaning. His lips against my own just made everything I have thought just few out the window. Before he lead me to the once again.
Eliza: I don’t know how to Eliza/ The fandom Say no to this Eliza: In my mind, I’m tryin’ to go The Fandom: Go! Go! Go!
Eliza: Then his mouth is on mine, and I don’t say…
Throughout the entire time I spent with this stranger of man just letting him pleasure. Just forgetting Alexander, Lafayette, Angelica, the kids. Basically just everyone I’ve ever knew as he and I done it in his bed. At his house, where his wife could’ve walk in on us but I didn’t care. I was alone and longing for companion. But my mind is screaming me with rage literally scolding for doing a cruel act. Letting myself get involved in adultery that I’ll soon regretted later on.
The Fandom:
No! No! Say no to this!
No! No! Say no to this!
No! No! Say no to this!
No! No! Say no to this!
Third POV
Unaware by his wife adultery with another married man, Alexander Hamilton a proud father and helpless husband. Smiling happily while looking at the pendant that his late younger sister- in law, Peggy gave to him. It was originally a birthday gift but the widely woman decided to give this little gremlin as a wedding. Chucking by the memories of the late Peggy but blush while smiling a little. It was a picture of him and Eliza on their wedding day which brought warm memories to him. That day brought heartbreaks to both Lafayette and Laurens. As the French general has fallen deeply in love with Elizabeth Schuyler but given her up for his brother. While John is in love with his best friend but was already marriage and have a daughter of his own. Still, they wanted to see this Caribbean immigrant keeping a beautiful smile while basketing his love for Eliza.
The Hamilsquad has finally reunited after being seperated from the war for far too long. Which has been nearly a decade or more since the four men last saw each others. Apparently, Burr is suppose to meet up with the others at Lauren house but wasn’t able to at the last minute. As his daughter has gotten ill which is terrible for a child to be sick during the summer. Anyway, nearly getting side tracked as the four males were playing around with the children. Dancing with them, playing with them, and etc. As the children run around Alexander pull his pendant. Staring at the picture at his beautiful as he felt helpless once again after all these years during their marriage.
Alexander / The Fandom:
Helpless!!
(Hey, Hey, Hey, Hey)
Looking into your eyes
And the sky’s the limit
(Hey, Hey, Hey, Hey)
I’m helpless
(Hey, Hey, Hey, Hey)
Lafayette saw his brother smile weakly while spinning around like the lovesick puppy that Hamilton is. Walking away from the immigrant as the French male heart tighten a bit knowing fully well that Eliza will never be his. He has come to terms with it but still heartbroken after all these years. Now, married with another woman in France with children of their own. Yet, Lafayette still loves Eliza and that would never change. Even that meant marrying someone else. As one brother is smiling happily with hearts flying around him as the other brother was staring out the window. A single tear rolled down his caramel skin before brushing it away in order not to let others know.
Alexander/Lafayette
Will she ever be satisfied?
(Down for the count,
And I’m
Drowning’ in them)
She will never be satisfied
Back at New York is where both men were unaware that Eliza is sleeping with another married man. But also growing mutual feelings for him as well. As Eliza woken up from his bed in shock and disgusted with herself for letting this happen. Trying to break it off and made sure this was a one time only moment. Well ain’t that fantasy that Eliza suddenly ask for too much. As the guilt and regrets will arrive years later and she won’t even how the affair being leak out. Though she didn’t care and immediately left the house luckily, no one was around to started ridiculous gossip. Heading straight home to take a bath and sleep hopefully this is the final counter she’ll have with Reynolds. Or so she thought.
Eliza: I wish I could say that was the last time I said that last time. It became a pastime A month into this endeavor I received a letter From a Mrs. Maria Reynolds, even better, it said: Maria: Dear Madam, I hope this letter finds you in good health And in a prosperous enough position to put wealth In the pockets of people like me: down on their luck You see, that was my husband who you decided to Eliza: Shhhh—
A month past by and her affair with Reynolds continue and escalated to him spending multiple night at her house. As they slept on the same bed that she with her darling Alexander. No matter how many time she wanted to call this affair off. Reynolds always seduce her back into his arms by that charming and charismatic attitude of his. Those methods always make her legs jelly and wobbling. It lead them to exchanging tiny little love letters from here and there. Until one day, at her office Theodosia brought her letter which was sent from Mrs. Maria Reynolds. Feeling her blood run before locking the door. Reading the telegrams which is promptly by none other than Reynolds wife. Claiming that she knows about the affair and herself as well. A large lump began to form in his throat as she continue reading the paper. Feeling that dark presented behind Eliza back just feeling Maria mocking her for sleeping with her own husband.
Yet, that not even the worst part.
Maria: Uh-oh! You made the wrong sucker a cuckold So time to pay the piper for the dress you stripped And hey, you can keep seeing’ that piece of shit If the price is right: if not I’m telling your man
Straight up blackmailing the young wife that if she doesn’t pay in the correct. This other wife would spill the details to her Alexander. In pure anger, she races out of her office but not without leaving confuse looks on her coworkers face’s. Nearly running toward Reynolds house as she proudly let herself to slam the door shut harshly. Racing toward upstairs as I saw James right before myself as I proceeded to slap him hard across the face. Shock but also hurt by this reaction as Eliza shove the letter in front of the man’s face.
Eliza: I hid the letter and I raced to his place Screamed
“How could you?!”
in his face He said: James No, Mam!!
Eliza:
Half dressed, apologetic. A mess, he looked
Pathetic, he cried:
James:
Please don’t go, mam!
Not caring if this man was even half naked or half dress in front of her. This affair is officially over but Reynolds grabbed Eliza’s hand. Not wanting to lose of what they have during the entire period of summer. Pulling herself away from this man with a look of anger spreading on her expression. Whimpering on the inside as Reynolds never saw this side of Eliza before. She was so kind and thoughtful toward him. Never forgetting her generosity to donated a large sum of money just for his daughter Susan. Holding Eliza in his arms once again but this married woman firmly pushes herself out of his reach. Tears were streaming down his face before on his knees. Betting this kind hearted woman to not leave him alone with his wife. Despite not knowing either he was serious or was all of this an act.
Eliza:
So was your whole story a setup?
James:
I don’t know about any letter!
Eliza:
Stop crying
God damnit, get up!
James:
I didn’t know any better
Eliza:
I am ruined...
Frantically pulling her hair while her own tears flooded her face. Realizing that consequences of what this affair leading to. This could ruin an entire innocent happy marriage and another marriage leading to a divorce in court. Both of them panicking as Maria has full control of them especially Eliza. Since she did indeed fallen trip into their spider webs of lies. The married man tries to persuade to stay with in his arms. Work before and show work again. Doesn’t need any other woman but her at the time being. Even it may cost him his life. Holding her into his arms once again while wiping her tears away with a soft touch.
Eliza / James:
Please don’t leave me with her, I’m helpless
(I am helpless—how could I do this?)
Just give her what he wants and you can have me
Eliza:
I don’t want you
James:
What?
Eliza:
I don’t want you
James/Eliza
Whatever you want (I don’t...)
If you pay,
You can
Stay!!!!
Eliza wanted to pull away but didn’t have the strength nor the energy to do so. Letting Reynolds cherish her one last time. Clinging onto him before letting the small kisses into full on make out. Which them on the bed once again. Just like how the first night when they first met. Eliza feeling regretful but yet a bit satisfied about this affair. Not sure why...she didn’t even know her self. They just want the pleasurable moment for one last time.
Eliza
Lord, show me how to
Say no to this
I don’t know how to
Say no to this
Cause the situation is helpless
And his body screaming “hell yes”
Lord, show me how to
Say no to this
Eliza/James
How can I say not to this?!
Eliza:
There is nowhere I can go?!
When his body on mine I do not say
Sharing a kisses from here and there from the lips, neck, and other sort etc. James notice a matching pendant around Eliza neck. Open by itself to see the man that Eliza is currently married to in made him freeze for a moment. Just staring at the picture on the day on this woman married her husband. Shaking lightly before shutting it quickly just wanting to get this over this. That picture suddenly began mocking him. Feeling this affair might put a tired on Eliza marriage with Alexander. Which he praise that doesn't happen. Which it's rare to have this emotions that he never had before.
Still both Reynolds and Eliza mind were screaming at them.Telling these two adults that “NO! This isn’t right” basic stuff. That both of them knew but decided to ignore it.
Eliza/James/The Fandom
Yes (Yes!)
Say no to this!
No!
Yes (Yes!)
Say no to this!
No!
Yes (Yes!)
Say no to this!
No!
Yes (Yes!)
Say no to this!
After this finally orderal, Eliza slowly and shamefully getting dressed as Reynolds lay in bed. Not looking at each others seem to be the best choice at the moment. Eliza wiped a few tears feeling so dirty and disgusted with herself. Her actions. Hopefully that she can put this in the past. And forget that it ever happen in the first place. Pulling out two envelope from the pocket of her dress. Both fill with crash.
Eliza:
Say no to this...
I don’t
Eliza/James:
Say no to this
Eliza:
There is nowhere I can go
The fandom:
Go, Go, Go
Right before her stood Maria Reynolds at the doorway with a little girl by her side. Apparently, this is their daughter that James mention before. Wearing a beautiful red dress that seem to share the same color and color of her husband shirt. Having a smug look on her face full aware of what just happened since this bedroom. But she could care less since its the money she need for a lawyer during a divorce court. But sweet little Eliza doesn’t need to know about that.
Maria:
So?
The other married woman sigh in defeat as she place the two full envelope on Maria hands. About thousands dollars in total. Looking down as the child stare at in confusion and curious of what was happening. But her innocent must be protected and so for that. The deed has been done and all of this affair is just hush hush. Racing out of the house in a rush with tears threatening to leave her eyes. Returning back to the orphanage in an hour as Theodosia, Martha, Dolley didn’t notice her return. Until hearing you close the door to her office and locking it. Her back was press against the wood before sliding down as she held her knee tightly. Tears spring down to the fabric of her dress before quietly whisper to herself.
“Nobody needs to know”
Nearly given  up writing  this fanfic but I made myself to finish. But yeah.. hope y'all enjoy
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p-jiminaa · 6 years
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Noona, you okay? (part 6)
Jungkook and You
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Summary : Jungkook fall in love with someone as same age as Jin, you.
Genre : Fluffy.
Next Part
Attn: Gif not mine. Credit to the owner.
I was reading on my novel in the living room before I heard a bell sound. I don’t think I order anything today. I put down my novel on the table and walked to the door and looked through the peephole before opening the door. Jungkook? How did he know I live here? I never tell him. Well I was going to tell him but I haven’t got a chance yet. 
“Hello Babe..” He greet me once I opened the door for him.
“Hai...” I opened the door and gestured him to come in. He then put away his shoes and went straight to the living room.
“How did you know I live here?” I questioned him while he already laid down on the couch. Looks like he ‘made himself at home’ since he’s already lying on the couch.
“From Ji Sung Hyung.” He answered while observing me, from head down to toe. What is that stare suppose to mean?
“What?”
Smile appeared on his lips. He shook his head and said “Seeing your messy bun hair style and you in your simple attire, I can’t believe that I am yours.” I narrowed my eyes. Isn’t that suppose to be ‘he can’t believe that I am his’? This proud maknae!
“Okay seriously, why are you here? I thought you have practice today.” That what he told me earlier. I  approached him and stood in front of him. He then pulled me down to lie on top of him. 
“Actually, I’m bringing you out.”
“Where?”
“My members. They said that I need to introduce you to them.” What? As if they didn’t know me. 
“Why would you introduce me, they know me already.”
“They know you as y/n, a lawyer who worked for the company not as y/n, who is going to be their sister in law.”
“Ouh I am going to be their sister in law. Who I am going to marry then?” I said it playfully, trying to annoy him.
“Jimin hyung. You can marry him.” He said it with his sarcastic tone. He still remember about that? 
“Really? Wow! I thought I am going to marry you.”
“Of course its me.” He pouted. 
“Yeah it’s you Jungkook. Unless you want me to marry Jimin then...”
“Don’t even dare to continue your words Noona.” I smirked. Aww... Jealous Jungkook is something I didn’t see everyday.
“Aww... is my baby jealous?” He narrowed his eyes. I wiggled my right eyebrow. He rolled his eyes. 
“Okay, I am going to change.” I got up and walked straight towards my room.
“Babe... Five minutes. If not I am leaving you here.” I stopped walking and turned my body towards him. Seriously? That is such a short time to change plus I have to do my hair, my make up, putting on my lens.
“What? No! I need to ....”
“Babe you don’t have to wear make up. Its only them and I don’t want you to show them how beautiful you are. Only I can see your beautiful side.”
“But..”
“Babe move now. Or else seriously.. you are going to hail taxi to go there.” I rolled my eyes, annoyed.
“Fine.” I walked to my room and closed the door harshly, to shows my annoyance to him.
***
I was greets by the six members when I entered their dorm. They were standing in front of me while Jungkook close the door and then stand beside me.
“Two three, hello.. we’re Bangtan...” Err what?
“Hyung.. I introduce you, the love of my life, y/n.” I turned my head to Jungkook. So this is what he meant by introducing myself to them?
“Ah hello, I am y/n. His girl.” I pointed Jungkook while saying ‘his girl’ part.
“Hai! I am Jimin.” Jimin then approached me and extended his hand to shake my hand. Followed by others. Even Yoongi and Jin did the same though I can sensed Yoongi insincere face doing that. This must be either Tae or Jimin’s plan and all of them were forced to do the same.
“So are we done yet?” I questioned them. 
“Actually we have more things to show you. Just wait and see.” Hoseok said that playfully. Now what is that supposed to mean?
“But first, come in Noona.” Namjoon invited me in. Finally! I though we are going to stay in this position forever.
***
“Jinnie where is Jungkook?” I was helping Jin in the kitchen and Jungkook never came to check on me. Well, I am not trying to be clingy or what but I think that what any man would do if they brought their Girlfriend home. They must be worry whether their girlfrined will be able to familiarize themselves or not but since I know them already, I guess Jungkook didn’t have to worry about it so he left me here, in the kitchen with Jin. 
“Maybe he’s playing game with Tae. Go check up on him.” He smiled. I walked to the living room but didn’t see Jungkook with them. Namjoom and Hooseok were watching movie while Jimin and Tae were busy playing the games. Yoongi? Well he’s already napping on the couch. Hooseok who was watching TV realized that my eyes was searching for Jungkook and told me that Jungkook is probably in his room. I then walked to his room and found his door were left open ajar. I approached his room and before I was able to push open it I heard him talking on the phone and that stopped me from entering his room.
“Why are you calling me now?” My eyebrows furrowed listening to that. His voice sounded weak, not the normal voice.
“No of course she’s not here. She’s in the kitchen helping Jin Hyung. I am in my room.” He continued talking.
“Oh my God! why are you crying? What happened Hee Ra?” He sounds so worry. I am still curious who is he talking to. I never see him with any girl in the company except for the staff.
“Why are you making it difficult now Hee Ra. I am with someone now.” Someone? He did not even mentioned my name to her but Hee Ra? Whose that? I never heard of this name before.
“No I didn’t moved on too fast. I am with her so that I can forget about you.” My eyes widened listening to that.
“God Damn it! Don’t make it to difficult for me Hee Ra.” Seems like I know Hee Raa now without even asking him. So I am just a rebound then? And he’s going to left me after he can fully forget about Hee Ra? I felt tears filled up my eyes. I walked to the nearest bathroom and that when I cried my heart out. Stupid y/n. It only been a month. Why are you crying as if you’ve been with him for a years. But he promised me. He promised he would love me, he would cherish me and he would never.... Oh my God! Now I felt stupid! Why would he wanted to be with me when we barely know each other. He proposed me after two days we’ve known each other. Yes y/n. You are the stupid one here, not him. You should never make a decision based on feeling again.
I was arranging the food on the table and Jungkook suddenly appeared and stand beside me. I guess he just finished his phone call with Hee Ra. 
“You cook all of this?” He was really excited seeing there is so much food on the table. I shook my head. I tried my best to bring back my mood since I came out from the toilet but I can’t. My heart hurt so much and I think I can cry at any moment right now. Why would I stay in the first place? I should have gone after I heard that but no. I don’t want to answer any question regarding my disappearance nor I am ready to face the reality about me being just a rebound.
“Jin cooked it. I only helped a little.” I then walked to the kitchen again and took the other food and placed it on the table.
“Yah.. lets eat..” Jin shouted to all of them and in the flash, all of them ran to the table and took a seat. I took a seat beside Jungkook and his phone suddenly rang. Must be Hee Ra. He turned his body from me and rejected the call. He didn’t want me to see whose the caller is so that why he turned his body from me. Right after he put his phone on the table, it rang again. I didn’t have to see whose the caller is. I know that her. Jungkook took the phone and turned his body from me again.
“Jungkook just answer it!” Yoongi who was sitting opposite him was already pissed off. Jungkook then looked at me. I shrugged. He rejected the call again and continue eating and that when his phone rang again. I see Yoongi was already glaring at him, for not answering the phone. 
“You can go to your room to answer the call.” I said that while chewing on my food. Yea, I can maintain a poker face in front of him when actually inside I am broken!
“Yea. Who know it might be important.” Namjoon agreed with me. Jungkook then stood up and walked fast towards his room. 
“Are you okay Noona?” Jimin asked me. I think he realized about the changes of my behavior. I nodded my head.
“Noona, I heard you love to watch Run.” Tae tried to change the topic. I smiled. No mood to talk. No mood to make any joke. No mood for everything. 
“Noona you have to watch the latest episode it was so...” Hooseok nudged Tae’s arm when he see me having no reaction about it. 
“Noona, are you really okay?” Namjoon asked me worriedly. I lifted my head and nodded my head again.
“I am just tired. That all.” Weak excuse. I was really hyper when I came earlier. I even played game with Tae before I decided to help Jin in the kitchen. 
***
“Noona, you okay?” I was replying a text from my lil brother when Jungkook approached and sit next to me. Jungkook asked me to come to his room after I finished helping Jin washing the dishes and while waiting for him to take a shower, I sat on his bed.
“Yeah. Why?” My eyes still on the screen.
“Cause you looked so down. I mean you were so hyper earlier. But you looked so down during the dinner and now too.” I did not reply him. To be honest, I didn’t know how to answer that. He took my phone from me.
“Jungkook...” I frowned.
“Babe something bothering you?” Yeah, you. 
“I am just tired.” He frowned listening to that.
“Just stay here tonight. Beside you’re not working tomorrow.”
“Jungkook I can’t. I already asked my brother to fetch me up. He’ll be here in fifteen.”
“I can send you back. Why do you have to...” 
“Because we are going back to our parent’s house tomorrow but my brother finished his work earlier than he expected today so we’re going back tonight and he’s almost here.”I interrupted him. He sound disappointed that I have to ask my brother to fetch me up when he can send me home.
“But its late.”
“Jungkook its only an hour ride. Its midnight. There will be no traffic.” My phone screen then lit up. I took my phone from his grab. My brother’s name appeared on the screen and I answered it immediately.
“Are you here? Okay, five minutes.” I hung up his call.
“My brother is here.” I stood up, put on my jacket and took my sling bag from his computer table.
“Are you sure you have nothing to tell me?” He looked at me,straight into my eyes. He looks so worry. I am the one that supposed to ask you that. You should just tell me I am just a rebound!
“I am going.” He then walked with me and I stopped him in the door. 
“Just stay here. My brother is just outside.” He frowned. 
“Goodbye Jungkook.” I walked straight to my brother’s car without even looking back, without waiting for his reply. 
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hyunjins-bebe-blog · 6 years
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Primadonna Girl - K.W.J. AU
You were a model reaching the peak of your career, when your darling daddy just announced that you’re getting married to Kim Woojin, the heir of his best friend’s company.
Genre: Businessman!AU/Fluff/Some light Angst
Pairing: Woojin x Female Reader
A/N: this is the last chapter guys!!! I’ so incredibly proud of myself,,, i finally finished a freaking story!!! I have so many drafts on my laptop, and i just never seemed to finish any of them, they’re all just one page long, but i never continued. Thank u for ur support in this little thingy that i’ve written, i hope you’ll like the epilogue!!! And the next series i’ll release ((((((; i’ll tell y’all who it’ll be after the next upload. Love y’all! Enjoy this hehehe mwa
Word Count:  1441
Chapter 10/10
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You and Woojin were now at the hotel, tired after a long time in the airport, waiting for your flight. The only exciting thing was that both of you were in first class, because of your guys’ status.
You were currently lounging on the hotel bed, reading a brochure from the company you were about to work with. Woojin was at the terrace the room came with, looking over the view of the temple in the distance. It was four in the afternoon, and the sun was close to setting. Your shoot was scheduled at five thirty, and you were weighing the probability of you being late. Mark was scheduled to arrive at the hotel thirty minutes later, failing to catch the same flight with you.
You get up and head to the bathroom, deciding on taking a bath for your skin to get refreshed. It was only twenty minutes and you were falling asleep, when someone knocked on the door. You wake up, attempting to sit up. The bath was full enough to cover your chest, but apparently, it wasn’t enough for Woojin to not freak out.
He poked his head in, eyes widening when he realized you were kind of naked. “What the hell, why are you naked!” he shouted, closing his eyes and leaning on the door. Your muffled voice from the inside shouted about what kind of person you were to bathe with clothes on.
He shook his head, “Anyways, Mark is here, and a manager told me to tell you to be on standby, you’re leaving in twenty minutes.”
With that remark, you rush to get ready, realizing you left your dress (really, all you owned were dresses since putting on two articles of clothing took way too much energy) on the bed. So you just suck it up and put on your underwear, leaving the bathroom with a towel on.
Unsurprisingly, Woojin shrieked again, complaining that you’re breaking the first rule. You roll your eyes and slip on the orange romper, slipping on your sandals before going to Mark’s room.
“Knock knock,” you say, peeking inside the room to see your trusty make up assistant eating an overpriced hamburger he ordered off of room service. His eyes widen as he sees you, making a noise as a greeting as you let yourself in, looking at what the television was playing.
“So, I heard you’re getting married,” he says, putting the meat sandwich down and wiping off the grease surrounding his lips.
You roll your eyes, “Oh Tuan, if you actually put your good looks to use and woo someone, I’m sure you’d win someone over.” You settled on your make-up chair, which he insisted on carrying over to every shoot, just for you guys to be aesthetic. He actually gifted it to you on your sixteenth birthday, and the first time you get paid for something, you bought these pouches that hold makeup to hang at the side of the chair, as well as this fancy black suitcase for all the makeup samples he gets.
Mark rolls his eyes, although four years older than you, you guys acted like best friends since he was there for you from the very beginning. As he gets started on your face, you remember the time when he was still a beginner, experimenting on your face and laughing when you get a pimple from an irritating foundation he put on you.
“Hey,” you begin to say as he puts on eye shadow on you.
He mumbles a ‘what’, concentrating on blending the pigments on your lid.
“Can you be like, walk me down the aisle.” He stops and reels back, looking at you weirdly. You blink open and see him judging you, and you begin to whine.
“Come on! You’re like, my best friend, and yeah i know what you’re gonna say, but you’ve been there for me longer than my dad has been, and you know...” you trail off, failing to make up more excuses. Sure it would be controversial for your dad not to walk you down the aisle, but he didn’t deserve it.
He thinks about it for a moment, before smiling at you fondly. “Fine, I’ll walk you.” He ruffles your hair, making you whine some more.
After finishing your look, the two of you head down to the hotel lobby, meeting up with the manager for her to take you to the venue.
...
The shoot was successful, the photographer taking advantage of the golden hour. The diamonds you wore on your ears shined, along with the highlight on your cheekbones. The bridge you shot in overlooked the ocean, making the scene look so magical, and you were thankful that you were allowed to shoot there. Honestly? You looked bomb af.
You looked like you were dipped in honey, and you were being praised by the different personnel, claiming that after this was published, you would rise to even more success. You were feeling so happy, and you just got even happier when you spotted Woojin.
It was already night time, and the staff allowed you two to take a stroll while they packed up equipment. You were both walking around, swinging your hands back and forth. You ended up back at the bridge, and most of the equipment was cleared. They were now trying to shove them back into the van, playing a dangerous game of tetris.
You enjoyed the night breeze, laying your head on Woojin’s shoulder, his arm snaking around your waist.
“Hey,” he whispered, looking out into the blue.
“Hey.” You whispered back, the wind and the sound of the waves crashing over rocks almost drowning out your voice.
Suddenly, Woojin turns to you. “You did great earlier.”
You smirked, loving the compliment. “I know, you really should be thankful that you’re marrying me. I mean, when will you ever get the chance to spend you whole entire life with someone as gorgeous as me?” Sure you were over confident, but Woojin would have to deal with that, he was stuck with you, after all.
His eyes never leaved yours. “Yeah, you’re probably the most gorgeous person I’ve ever met. Sure you’re a bit bitchy, but we can always work on that,” he chuckled at your expression. “I’m so lucky to have you in my life. These past days have been so much fun, and believe me when I say my life is boring. It’s always work, work, work, and you’ve showed me so much emotion that my black and white world got corrupted with color. I know that with all these going on, I haven’t had the time to properly propose to you, but while you were out here flaunting, I’ve stumbled upon this little antique shop and got you a little something.”
You were speechless. It didn’t cross your mind that you didn’t have an engagement ring, or the fact that Woojin hasn’t proposed to you yet.
He took out a little pouch from his pocket, fumbling over the strings. “I hope you like it. I know it isn’t as fancy and as shiny as all the other rings you’ve worn in your lifetime, but it’s pretty cool, if I do say so myself.”
You laughed as he opened the brown bag, revealing a white gold band with an oval cut diamond right at the center of it. Your eyes widened, realizing how expensive this is, and the fact that it was old...
You let out a tiny little gasp as Woojin got down on one knee. You could hear other gasps too, most likely the crew you worked with.
“So, let’s make this simple, will you make me the happiest man alive, fill my world with color, let me tame you,” at this point you were laughing, full on knowing that those are your father’s words, “Will you marry me? Please?”
His eyes were shining, solely focused on you. You can’t help but let a tear fall as you nod, letting him slip on the ring. It fit perfectly, like it was made to be yours.
“I got a little help from the staff, they let me get your ring size.” Woojin chuckled as he stood up, trapping you in his embrace.
Claps and hollers were heard from far away, and the two of you turn to see Mark jumping up and down wildly, shouting “That’s the girl y’all called arrogant! Look at her now with the man of your dreams!”
You both laughed, looking back at each other, sharing your first kiss. He leaned his forehead onto yours, smiling brightly.
“I could get used to this.”
Epilogue
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jiminnieblues-blog · 7 years
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get to know me tag(s)
yoo so recently i’d been tagged to do three get to know me tags, and i dont want to make three separate posts for each so im gonna combine all of them in this one post which is under a cut bc……….its really long LOL anyways i was tagged by @lovhobe, @elementaljimin, and @protectkimtaehyung thank you so much guys!!!!!!!!!!! <333 im glad i got to know yall better asdfgh
im tagging @jiminslipgloss​, @jxxminmols​, @kismet-soo​, @baeklipse​, @sonyeondn​, @neckatie​, @kihyunswife​ and @bulletproofbookworm​ you guys are welcome to do however many of these you want lol i just didnt wanna tag people separately for each tag
i was tagged by @lovhobe​ to do the 20 questions one tysm!!  instructions: answer the 20 questions and tag 20 amazing followers you would like to get to know better. (lol yall already know i aint tagging 20 people)
name - zara
nickname - um a few of my friends like to call me zar-zar and i get called zaro by my family a lot
zodiac sign - cancer
height - 5′ 3″
orientation - straight
ethnicity - pakistani
favorite fruit - pineapple i think
favorite season - fall
favorite book series - idk um i’ll be that person and say harry potter lol i cant rlly think of a good series rn but my fave book is the kite runner 
favorite flower - i dont rlly know a lot of flowers but i like roses and the vibrant colors that orchids can have
favorite scent - fresh laundry
favorite color - purple
favorite animal - zebras?
coffee, tea, or hot cocoa - hot cocoa
average hours of sleep - five
cat or dog person - i like both but i think i like cats a little more
favorite fictional character(s) - this is hard bc i used to be in a lot of fandoms asdfghjkl draco, red & gold, percy, bakugou, link and i have more from all the drama i watch but the list will be to long lmao !!!
number of blankets you sleep with - three
dream trip - idrk?? somewhere out of the country i guess i dont leave the us unless im going to pakistan lol
blog created - i had to check my archive lmao but i made this blog in oct of 2015
number of followers - :^)
NEXT i was tagged by @eternaljimin​ for the get to know me tag tysm !! there werent any instructions just.........answer the questions lol.
a - age - fourteen lmao.........................
b - biggest fear - tight spaces
c - current time - 10:35 pm
d - drink you had last - water
e - everyday starts with - getting out of bed??
f - favorite song - im saying this just bc it just came out but RUMOR BY KARD IS A BOP WATCH IT AND SUPPORT THESE LEGENDS  
g - ghosts are real? - idk my dude
h - hometown/country - us
i - in love with - jimin?
j - jealous of - i was just watching sbs kpop star and there are these two kids who are eleven yrs old and are so talented i wish i was talented you feel 
k - killed someone - why would someone even ask this akshf ofc not
l - last time you cried - i think i cried today lmfao
m - music you last listened to - RUMOR BY KARD
n - newest thing you bought for yourself - i think the last thing i spent my money on was cheez its from the vending machine @ school ajksf
o - one wish - i wish my life went smoothly and that i wasnt mentally ill?? lmao
p - person you last messaged - @jiminslipgloss​ :)
q - questions you get asked often - since i wear the hijab i get a lot of questions abt that i also get questions on my rbf like ‘why do you look so depressed all the time’ asfkjkj
r - recommended (movie? series? book?) - i just remembered that i read this book called this blinding absence of light and it was rlly good a little explicit but it was a damn good book i rlly wanna re read it 
s - song you last sang - i dont rmbr but it was probs a track from hamilton lol
t - thanks, last person you said thanks to - the waiter that gave me food @ a restaurant i went today 
u - underwear youre wearing - not sure what this is asking but im wearing a purple one rn???
v - vacation, your dream vacation - i dont rlly have one lol
w - worst habit - idk if this counts but i lose my temper a lot? is that a habit? if not i tend to space out/get distracted a lot esp in class
x - x rays youve had - my teeth, my ankle, a few of my fingers
y - your favorite food - rice !
z - zodiac sign - cancer
for the third one i was tagged by @protectkimtaehyung​ for the seventy questions tag tysm!!!!!!
do you have a good relationship with your parents? yeah
who did you last say i love you to? um listen im rlly not tryna be edgy but i seriously dont rmbr the last time i said ily irl
do you regret anything? i regret a lot of things lol
are you insecure? unfortunately
whats your relationship status? single
how do you want to die? asdfghjkl um a painless death i think
what did you last eat? rice
played any sports? i used to play tennis and swim but now i do kung fu
do you bite your nails? no
when was your last physical fight? i kind of have......to fight in kung fu so like when i last had class lol
do you like someone? no
have you ever stayed up forty-eight hours? yeah
do you hate anyone atm? i tend to hate a lot of ppl lmao?
do you miss someone? uhm i dont think so
have any pets? no :// i used to have parakeets but i gave them away and i just recently found out that they passed away :(((
how exactly are you feeling right now? i was kinda happy but since its sunday night im starting to feel shitty bc i dont want to go back to school tmrw afjh and im rlly tired
ever made out in the bathroom? no
are you scared of spiders? yeah lol
would you go back in time if you were given the chance? this is an interesting question bc it depends like if i were given just one chance then mayyyybe id go back and change smth i did that was stupid but if were given the chance to go whenever i want then probably not bc thats way too much pressure/commitment to have a power like that sdhfa 
where was the last place you snogged someone? i havent snogged anyone lmfao
what are your plans for this weekend? sleep
do you want to have kids? how many? i dont want to have kids bc childbirth doesnt seem appealing to me but idk i might change my mind when im older/more mature
do you have piercing? how many? one on both ears
what is/are/were your best subjects? the only classes i have solid as in are art, lit, and w4p lol math and science are def not my thing
do you miss anyone for your past? from my past, yes
what are you craving right now? sleep
have you ever broken someones heart? in first grade some kid liked me and i embarrassed him in front of his friends to get him to stop liking me so yeah i was wildin in first grade
have you ever been cheated on? no
have you ever made a significant other cry? no
whats irritating you right now? my tiredness? 
does somebody love you? oh geez i hope lmao
what is your favorite color? purple
do you have trust issues? yeah
who/what was your last dream about? um i dont think i remember v clearly
who was the last person you cried in front of? my mom
do you give second chances out easily? i dont think ive been in a situation where ive had to but i probably wouldnt 
is it easier to forgive or forget? wow um can i say neither lol
is this year the best year of your life? definitely not
how old were you when you had your first kiss? havent had one
have you ever walked out naked? no
favorite food? rice
do you believe everything happens for a reason? hmmm probably idk man i dont think too hard lol
what is the last thing you did before you went to bed last night? scrolling through this hell website
is cheating ever okay? no
are you mean? i probably dont come off as mean online but im not gonna lie i def get mean irl
how many people have you fist fought? i dont think ive been in a situation where i had to punch someone?
do you believe in true love? ive never experienced romantic love so i wouldnt be able to say but probably aajkf ive read/watched too much and analyzed too many relationships for me to say love is real but...........love isnt real yall
favorite weather? when the sun is covered by clouds and its a little chilly
do you like the snow? ive only encountered snow like twice so idk but i feel like i wouldnt like it very much lol
do you want to get married? idk man
is it cute when someone calls you baby? pet names arent rlly my thing lol 
what makes you happy? sleep...........im rlly tired rn 
would you change your name? no
would it be hard to kiss the last person you kissed? this is an interestingly phrased question lol. well i dont rmbr the last person i kissed so idk
your best friend of the opposite sex likes you, what do you do? wow that would be rlly sad LMAO but id turn him down and tell him to get better standards wtf
do you have a friend of the opposite sex who you can act your complete self around? well they wouldnt be considered my friend if i couldnt act like myself around them so yes
who was the last person of the opposite sex you talked to? i just texted my friend so we can play video games aslfkh 
whos the last person you had a deep conversation with? literally the same dude from the last question lol
do you believe in soulmates? um no i dont think so?
id there anyone you would die for? my family/friends
thanks everyone again for tagging me !! <33
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jesliey · 8 years
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The Many Ask Thingymabob
Second times the charm...
Tagged By: @caramiathegreat
Spoofy Soundcloud or Pandora? Im a spoofy kinda man
Messy or clean room? I think my room is comparatively clean
What colour are your eyes? Bluest blue to ever blue
Do you Like your name and why? Its alright. It always seemed a little lackluster to me
Relationship status? The running joke in my friend group is my 3 year dry spell. It isnt a very funny joke.
Describe your personality in 3 words or less? Distanced pragmatic dumbass
What colour is your hair? Golden and luscious
What kind of car do you drive? My moms PTA-mobile
Where do you shop? Bad Dragon
How would you describe your style? Dying, yet fashionable college student
Favourite social media account? We all know timboblr is utter trash, and i picked up natter a while ago and its honestly pretty fun
Bed size? Queenie my man
Any siblings? two older stepsisters and a wee lil half sister
Anywhere to live in the world and why? GERMANY OR POLAND. BECAUSE HERITAGE
Favourite snapchat filter? I really like the flower crown an butterfly ones but my phone is being dumb with snapchat and i cant get them
Favourite makeup brand? I mean i dont wear it, but im definitely not opposed! i dont know anything about brands and i am ashamed...
How many times a week do you shower? I go by how my hair feels. Usually its every other day, or every two days.
Favourite TV show? Currently? Gotta be that weeb and say Jojo...
Shoe Size? Depends on where i go, but like 12 - 13
How tall are you? Very
Sandals or sneakers? I like wearing socks and sandals feel weird on my feet
Do you go to the gym. I LIFT SO MANY THINGS WEEKLY SWOLE SESSIONS BRUH.
Describe your dream date? Existent... T-T
How much money do you have in your wallet? I dont carry cash!
What colour socks are you wearing? Black
How many pillows do you sleep with? Like 6. Ones a memory foam body pillow its soooo nice....
Do you have a job? Nah...its not for lack of trying though
How many friends do you have? Like...sooo many duuude...not really...
Whats the worst thing youve done? Cut someone who was bad for me out of my life. Bad for them, good for me.
Favourite candle scent? I mean i dont do candles but i love lavender
Favourite boy names?
Gabriel
Alistair
Jeremiah
Favourite girl names?
Elizabeth
Abigail
Lauren
Favourite actor? Dwayne “The Rock” Johnson
Favourite actress? Ashley Johnson
Celebrity crush? theres a lot...
Favourite movie? The Boondock Saints. Easy question.
Do you read a lot? Whats your favourite book? I dont read as much as i think i should, but i loved 1984. I wanna try David Foster Wallaces Infinite Jest and i have the first book in Baccano that i borrowed from a friend and havent touched yet :/
Money or brains? Ignorance is bliss and im filthy fuckin rich HOLLA
Do you have a nickname? Jesliey is an old one. People also call me J a lot. Very briefly in highschool someone called me J-Money whenever he saw me
How many times have you been to a hospital? Not very many. I went in a few years ago for a tonsil infection but that was it in recent history
Top 10 Favourite Songs? Ok this is in no particular order and also limiting to 10 is blashpemy
Subdivisions by NSP
Everybody Wants to Rule The World by NSP
Resist and Bite by Sabaton though if im honest most of Heroes belongs here this ones just my fav
Winged Hussars by Sabaton POLISH PRIIIIIIDE
Wrong Side of Heaven by Five Finger Death Punch
All of Pendulums Immersion album im not picking one
Come with Me Now by KONGOS
History Maker by Dean Fujioka
Setting Sail, Coming Home by Darren Korb
Sonata For Whitestone Castle by Aiden Chan
Do you take any daily medications? No, but i probably should have...
Whatis your skin type? on a good day, slightly dry. on a bad day, cracked bleeding sandpaper.
Whats your biggest fear? My man i used to battle almost daily with some quite hefty anxiety. I could stare down the Grim Reaper and say “I served my time you come and take me”. Wasps and needles are pretty bad though i guess
How many kids do you want? Id be lying if i said i didnt want a daughter at some point...but theres no way im passing on my genetics. im adopting if i ever want a kid.
Whats your go-to hairstyle? Either free flowing and glorious, or ponytail if i need it out of my face
What ype of house do you live in? Moms house is pretty decently sized i suppose
Who is your role model? I dont really have one...
What was the last compliment you received? I dont know I dont really get those often...this is getting kinda depressing....
What was the last text you sent? “Well i hope shes alright”
How old were you when you stopped believing in Santa? Like 10 or 12
What is your dream car? Oh god i want a 1985 Pontiac Trans Am so bad you have no idea...
Opinion on smoking? I dont get the appeal but everyone can make their own choices
Do you go to college? Yes and im dying
What is your dream job? Metalworking and blacksmithing has lowkey been a huge fascination of mine for like 2 years now. i would love to be able to do that for a living
Rural area or life in suburbia? I like the idea of both, but rural areas have space for metal workshops
Do you take shampoo/conditioner bottles from hotel rooms? Nah i bring my own
Do you have freckles? A few spread sporadically all over my body. no noticeable patches though
Do you smile for pictures? Yeah but most of the time it feels so forced
How many pictures do you have on your phone? Somewhere between 1 and 2 hundred. Im not adding them up among all the folders...
Have you ever peed in the woods? Bruh the forest has seen every bodily fluid ive got
Do you still watch cartoons? ANIME IS NOT A CARTOON DAD. also yes quite often.
Wendys or McDonalds nuggets? GIMME DEM CHICKIN MCNUGGiES
Favourite dipping sauce? Sweet chili thai!
What do you wear to bed? Pajama pants, a shirt, and socks usually. Occasionally whatever i wore during the day. Ive been known to ditch my pants and socks in my sleep.
Ever won a spelling bee? Never been in one, but i think i could have if i wanted to
What are your hobbies? I wont as long as i live under my mothers roof, but i would hella get into amateur blacksmithing!
Can you draw? yes. should i draw? no.
Do you play an instrument? I can play trumpet, but i would really like to pick up playing cello
What was the last concert you saw? If i remember correctly it was the Scorpions
Tea or coffee? Both. Simultaneously. I like to remain calm while containing the energy of a god.
Starbucks or Dunkin Donuts? Fuck you america! Tim Hortons!
Do you want to get married? I wont oppose if a future partner wants to, but if i love someone enough to want to spend the rest of my life with them, then it wont be necessary
What is your crushs first and last initial? Which one tho?
Are you going to change your last name when you get married? Im indifferent
What colour looks best on you? Blue and red are my standard colours
Do you miss anyone right now. If i think about this at all the answer is usually yes
Do you sleep with your door open or closed? I have the lovely habit of losing my pants in my sleep. for the sake of everyone else in this house, closed is best
Do you believe in ghosts? Call me a skeptic
What is your biggest pet peeve? Im pretty laid back about a lot of things. Only thing i can think of now is more of an anxiety thing but i cant stand people randomly touching my hair without me knowing
Last person you called? My mother
Favourite ice cream flavour? Butterscotch ripple
Regular or golden oreos? Golden
Chocolate or rainbow sprinkles? Rainbow
What shirt are you wearing? An old white one with some brand graphic on it
What is your phone background? Lockscreen is Goku from DBZ if he were done as a Jojo character, and home screen is a cr1t1kal quote
Are you outgoing or shy? Im not overly comfortable with just meeting new people and striking up conversations without some kind of help
Do you like it when people play with your hair? I mean i used to...theres a girl at my college who has absolutely no concept of personal boundaries who has at least partially ruined that for me now. Like i said earlier, i cant stand people touching my hair now without me acknowledging it
Do you like your neighbors? Ive lived her about 8 years and im still learning their names
Do you wash your face at night? In the morning? lmao
Have you ever been high? Hella my dude
Have you ever been drunk? Also hella my dude?
Last thing you ate? Coscto chicken penne and a salad.
Favourite lyrics right now? “Light up the night./ There is a city that this darkness can’t hide./ There are embers of a fire that’s gone out,/ but I can still feel the heat on my skin./ This mess we’re in, well you and I,/ maybe you and I,/ we can still make it right./ Maybe we can bring back the light!” Light Up the Night by The Protomen
Summer or Winter? Autumn fuck that noise
Day or night? Night
Dark milk or white chocolate? White!
Favourite month? October
What is your zodac sign? League of Legends Cancer
Who was the last person you cried in front of? I legitimately dont remember...probably @vocoterra
GOOD LORD THIS TOOK TOO LONG TO FINISH
If anyone wants to do this feel free and say i tagged you!
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jedi-superman · 7 years
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All 85
psa : sorry for the delayed response , after i posted it my life got super crazy1.are looks important in a relationship? no so long ss you take care of yourself2. are relationships ever worth it? yes3.are you a virign ? nope4. are you in a relaionship? yes5. are you in love? yes6. are you single this year? nope7.can you commit to one person ? yes8.describe your crush? gingerhaired spectacle wearing lumberjack9.describe your perfect mate? beard10. do you believe in love at first sight? i believe in love at first hello11. do you ever want to get married yes12. do you forgive betrayal? i forgive them for myself to lay it at rest but i dont forget that shit and i dont forgive them 13. do you get jealous easily ? no14. do you have a crush on anyone? my boyfriend15. do you have any piercings? yes16.do you have any tattoos? yes17. do you like kissing in public? yes18.-19. someone cant count 😂20.do you shower everyday? almost21. do you think someone has feelings for you ? i hope so22. do you think someone is thinking of your right now? probably not23.do you think you can last in a relationship for 6 mnths and not cheat? yes , is this really a question? cheating is awful24.do you think youll be married in 5 years? i hope so or like in the next 2 thatd be cool too25. do you want to be in a relationship this year? obvi26. has anyone ever told you they dont want to ever lose you? not that i remember27. has someone ever written a song or poem for you? not that iknow of28. have you ever been cheated on? so much29. have you ever cheated on someone? no30. have you ever considers plasic surgery ? not unless i need it for medical reasons31. have you ever cried over a girl? no 32. have you ever experienced unrequited love? not on my end33. have you ever had sex with a man? i dont kiss and tell34.have you ever had sex with a women?i dont kiss and tell35.have you ever kissed someone older than you?yes36. have you ever liked one of your best friends? yea37. have you ever liked someone your friends hated?yes and no38. have you ever liked someone you didnt expect to? yes but i was right in not liking them to begin with trust your gut people39.have you ever wanted someone you couldnt have?yes n no 40. have you ever written song or a poem for someone? no41. have you had sex so far this year? yes42. how long can you kiss till your hands start to wander? 10-30 mins43. how long was your longest relationship? 1.5-2 years on and off44. how many boyfriend/girlfriends have you had? depends on what the duration you count as a dating is45. how many people did you kiss in 2012/2013? haha i have no idea46. how many times did you have sex last year? not enough47. how old are you?2448. if the person you like liked someone else what would you say? i i have no idea49. if you have a boyfriend/girlfriend whats your favorite thing about them? his eyes50. if your first true love knocked on your door with an apology and presents would accept? i wouldnt answer the door51. is there a boy/girl youd do absolutely anything for?if they asked yes52. is there anyone youve given up on? why? eh53. is there someone mad because youre dating/talking to the person you are? if there is i dont know54. is there someone you will never forget? i mean yes but not in a great way55. share a relationship story? my boyfriend and i went hiking in the snow and he didnt believe me how warm it go when you hiked i was hikig in a sports bra and shorts56. state 8 facts about your body? i can roll around in posion oak and ivy and be okay, my scapula and tibs are connected thru scar tissue, i have exercise induced asthma, im deatthly allergic to tide, ive sliced my achilles, and every muscle in both legs, i broke my clavicle so cleanly it didnt even bruise , i grew 2 inches my senior yr of high school 57. things you want to say to an ex? the same thing ive asked for many years give me my penny back! 58. what are five ways to win your heart? name the proper 5 things to travel the universe with59. what do you look like? insta: thephoenix1660. what is the biggest age difference of you and any of your partners ? 8 years61. what is the first thing you notice in someone? personality62. what is the sexiest thing someone could ever do for/to you? so many things63. what is your definition of having sex? something that takes away your virginity64.what is your definition of cheating? if you feel guilty doing it youre probably cheating65. what is your favorite foreplay routine? if its become a routine its not fun66. what is your favorite roleplay? good question67. what is your idea of a perfect date? hiking, yoga, maybe some passing with lax sticks, or blanket fort 68. what is your sexual orientation? down for a good time69.what turns you off? close mindedness70. what turns you on? hehe lots of things , but the sound of a belt being pulled through the loops as its being taken off71. what was your kinkiest wet dream? you tell me yours i'll tell you mine72. what words do you like to hear during sex? cum for me73. whats something sweet youd like someone to do for you? gift me something random because it made you think of me74. whats the most superficial characteristic you look for? proportion75. whats the sweetest thig anyones ever done for you? go to the hospital with me to see my brother who almost died76. whats the sweetest thing youve ever done for someone? watched movies i dont enjoy because they enjoy them77.whats your opinion on age in a relationship? as long as its legal and consensual its chill78. whats your dirtiest secret? tell me yours first79. when was the last time you were jealous? why? i dont like sharing my friend with other ppl shes my bestie80. when was the last time you told someone you loved them? like an hr ago81. who are five people you find attractive ? famous people or nonfamous people?82.who is the last person you hugged? my mom83. who was your first kiss with? it was so long ago i couldnt tell you84. why did your last relationship fail? multiple reasons85. would you ever date someone off the internet? i am
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themoneybuff-blog · 5 years
Text
A Loan Won't Solve Your Money Woes If You Don't Fix These 10 Issues First
Sometimes even the best-prepared households get knocked sideways, financially speaking. Illness, unemployment, divorce, a car accident that triggers a lawsuit these and other situations can quickly put a hurt on the budget. In such times a personal loan or one of several types of home equity loans can provide a little breathing room until you rebuild your finances. As noted, money woes are sometimes the result of plain old bad luck (illness, job loss). However, sometimes were our own worst enemies: We buy too much, we save too little, we plan not at all. You cant get ahead that way. And you cant keep borrowing your way out of trouble. A loan wont help you unless you fix the following issues. 1. Not having a budget The simplest way to wind up in debt is to spend without thinking. Stop, then, and think for a moment about what you would like to have happen five years from now: buying a home, starting a business, getting married, traveling? When you create a budget, youre not just allocating your dollars youre enabling your dreams. An easy way to do it is the 50/30/20 budget: Spend no more than 50% of your take-home pay on essentials, 30% on wants, and 20% on saving (including retirement planning and an emergency fund). Plenty of budgeting apps exist as well (some are even free). 2. Not tracking spending You cant plug budget leaks unless you know where they are. Track your spending for a month, using pen and paper or a budgeting app. The cumulative effect could be eye-opening. For example, a relatives ex-husband was shocked shocked! to realize that spending $8 a day on fast food added up to $240 a month. His wife had made more money than he did, and their commingled finances made it easy for him to swipe a card and think no more of it. Heres hoping that your own habits arent quite that clueless. But even those of us who think were doing pretty well could be surprised by the cumulative impact of certain habits: beef jerky and a soda every time we pay for gasoline, daily iTunes downloads, $20 a week on scratch tickets. Add up the opportunity cost of those non-essentials, and ask yourself if you could do better. (Spoiler alert: You probably can.) 3. Keeping up with the Joneses Just because next-door neighbor bought the priciest riding mower on the market doesnt mean you have to ditch your trusty Snapper. When your coworker talks about all the activities her kid participates in, you dont have to sign your own tots up for horseback riding and soccer camp. You should not let other people determine your clothing, dcor, automobile, or anything else. Its no ones business that you bought a fixer-upper, that you drive your car until the wheels fall off, that your idea of nightlife is to read a new library book once the kids are in bed. Remember: The Joneses may be up to their hairlines in debt. They might be focused on keeping up, too with the minimum payments, that is. 4. Wanting your kids to have things you didnt Theres nothing wrong with this! Except when there is. Obviously you want your children to be well-fed, reasonably well-dressed, and housed comfortably. You might also want to give them treats and opportunities you never had, such as vacation trips, a big allowance, loads of extracurricular activities, and fully funded education plans. But dont let this noble impulse bust your budget. Just because your kid wants snowboarding lessons, a new smartphone every year, and a car of their own at age 16 doesnt mean you have to give these things. Staying out of debt and funding your retirement should take precedence over granting every whim. At the very least they should have some skin in the game: doing additional chores to help save up for a big-ticket item, say, or mowing lawns or babysitting for extra pocket money. Besides, we arent doing our kids any favors when we give them everything they want. Setting the bar too high now could mean setting them up for problems later on. Specifically, when they move out on their own theyll want to keep living in the style to which we have accustomed them and if their salaries dont allow for that, theyll wind up in debt. 5. Automatic upgrades Whats wrong with your old smartphone or car or whatever? If you bought it relatively recently and it still works, whats with the rush to replace? If you get the newest phone as soon as it comes out, or trade in your vehicle every few years, or replace anything else before it really needs replacing, ask yourself why. Because your co-workers do? Because some commercial made you want a new car? Because you dont know why, but you really, really want to anyway? Think about the opportunity cost of that cash. Then think about the way you want to live, and whether or not you want other people making decisions about your money. 6. Shopping mindlessly If you dont need anything, stay out of the mall. Going shopping with friends puts you in a position to find something you suddenly cant live without, or something that looks so cute on you or would be so cool in your house or so useful in the garage. Except that you were doing just fine without that item until you saw it. Ditto online shopping: Dont cruise your favorite retailers websites unless you have a specific reason to do so. Better yet, undo the one-click function and remove stored credit card info from all sites where youve shopped in the past. Bonus frugal points if you change your online passwords to something that has personal significance, such as WeDDingDAy8192020, or 19YEarsLEftonMORTgage, or EARLYretire2028 these little reminders of where your dollars could be going instead might help you from overbuying. 7. Always buying retail Why automatically pay full price? Instead of heading straight to the shopping center when you need (or want) something, consider these options instead: Thrift shops: Some are junky, but others are great. Its like a treasure hunt. (Pro tip: Find out if there are senior discounts or other special deals. For example, a secondhand store my daughter likes offers 50 percent off every Monday.)Consignment stores: Like thrift shops, except theyre more discriminating about whats accepted.Flash sales: While online shopping should be approached with caution, sometimes a sale really is too good to pass up. Hold yourself to limits, though: Just because those slacks are a great deal doesnt mean you need to buy a pair in every color.OfferUp, LetGo, Craigslist: Sometimes people want (or need) to get rid of furniture, tools, bikes or automobiles without the hassle of a yard sale. Caution is required, but you can get some darned good deals this way.Newspaper classified ads: Yes, really. A guy I know recently bought a pickup truck (necessary for his job) from a newspaper ad, spending many thousands less than he would have paid at a dealership.Freecyle: You might be surprised at whats being given away, no strings attached. Ive seen beautiful furniture, clothing, bicycles, toys, books, and other useful stuff offered up.Yard sales: Another treasure hunt. Ive seen items still in the shrink-wrap at these sales. Its a great place to buy baby stuff, including newborn-sized clothing that seems never to have been worn.Buy Nothing Facebook groups: Last month my partner and I just picked up an almost-new Weber grill. Some of the other things Ive seen lately: baby stuff, solid wood table, sewing machine, board games, computer desk, cookware, and tons of childrens clothes. All of it is free.8. Overdoing it on special occasions Are holidays and birthdays completely over the top? Maybe its time to tone it down. When they become extravaganzas of gift-giving, we cheapen the meaning and also set the bar higher and higher. A kid who gets tons of presents is unlikely to appreciate each one fully and more to the point, he develops a sense of entitlement. As for birthday parties, when did they start resembling mini-coronations? Even one-year-olds are having party rooms reserved, decorations put up, and gift registries established. Really? Think of all the money thats spent and quickly forgotten. Now think what those dollars could have done for a childs education fund or your own retirement. Celebrate joyously, but celebrate sensibly. 9. Overbuying for grandchildren While waiting in line at a crafts store, I met a woman who developed the bad habit of having small gifts waiting for her granddaughters whenever they visited and they visited a lot. The woman was fretting visibly as she looked over the items in the stores dollar section. What do you buy for someone who already has everything? she asked me. After hearing her story, I felt very sad not just for her but also for the kids. A visit to grandmas house had become an exercise in acquisition. The first thing they do upon crossing the threshold is to ask what theyre getting. (Does anyone else find that quite sad?) Expectations are made, not born. If youve gotten into the habit of treats and more treats, scale back. Replace them with activities and gifts of time. The kids who are used to getting stuff will gradually become used to not getting stuff and when occasionally you do treat them, it will mean a lot more. Again, the money you save could go toward their education funds or toward shoring up your own budget. You cant finance retirement. 10. Giving more than you can afford Charity is a noble impulse. But giving to the American Red Cross or the Society for the Prevention of Cruelty to Animals should be done after youve taken care of business. Specifically, after youve built an emergency fund, started saving for retirement, and taken care of any consumer debt. Put on your own oxygen mask first, financially speaking. Award-winning journalist and veteran personal finance writerDonna Freedmanis the author of Your Playbook for Tough Times: Living Large on Small Change, for the Short Term or the Long Haul and Your Playbook for Tough Times, Vol. 2: Needs AND Wants Edition. Read more: https://www.thesimpledollar.com/loans/blog/a-loan-wont-solve-your-money-woes-if-you-dont-fix-these-10-financial-issues-first/
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Erie Pennsylvania Cheap car insurance quotes zip 16511
"Erie Pennsylvania Cheap car insurance quotes zip 16511
Erie Pennsylvania Cheap car insurance quotes zip 16511
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Life, Liberty and the Pursuit of 'Free' Health Care Every new 'right' the U.S. government has promised has turned into a massively expensive failure, yet the media continue to cheer supporters of tax-funded programs. Americans are obsessed with rights. We always have been. But the concept of rights our forefathers laid out in the Declaration of Independence has changed dramatically. Those rights  life, liberty and the pursuit of happiness  were acknowledged to come from the Almighty, given equally to all people. Todays rights come from Almighty Government. Health care is the newest right. From presidential candidates universal plans to the return of HillaryCare to Michael Moores movie Sicko, its all over the media. Calling it a right is an emotional argument advanced by those who want others to pay for their health care. They bring out the children and ask whether anyone can deny them the basic human right of health care  but dont bother with the evidence showing how health care in this country would be harmed by government control. A look at other modern rights might give us a clue about how well a new system would work. These rights started out as privileges, among them education and a paid retirement. Now education is not only considered a right, its a mandate. How well has it worked? American students attend school at least until their teen years, but 15-year-olds ranked 24th out of 29 countries in aptitude for real-life math problems, according to The Washington Post. Literacy surveys suggest one in five American adults is functionally illiterate. And taxpayers keep shelling out money to fund the system. Americans also cherish the right to retire  but we expect to be supported in our old age. Younger workers and employers are forced to support retirees, funding another right. And how well has that worked? The poorly designed, outdated Social Security system is disintegrating rapidly as the number of retirees balloons. But once youve established a right, its difficult to take it away. The government, which promises such rights, must go to its sugar daddy  taxpayers  to keep the rights coming. Were already well on our way toward the health care right/mandate. Want to be more like Canada? Its not that far off. Catos Michael Cannon has pointed out that third parties in America pay 86 cents of every dollar of our health care  about the same as Canadas socialized system. What we  or rather, those third parties  pay for health care is already determined by the government as well. Emory University medical professor Robert Swerlick has noted that the pricing of medical care in this country is either directly or indirectly dictated by Medicare. This market meddling even causes doctor shortages, he says, in needed areas of specialty. Prescription drugs are already considered a right, thanks to political moves like the Medicare drug benefit and massive media support. A Business & Media Institute study found broadcast journalists treating prescription drugs as though they grew on trees. Overall, the coverage supported the idea that medications should magically be available to everyone at far lower costs. Of course, the magic behind new rights is your money. Cannon and fellow Cato expert Michael Tanner explained problems with tax-funded care in their book Healthy Competition: Whats Holding Back Health Care and How to Free It. If health care is guaranteed to everyone, how much does everyone get? Who decides who receives what, and how would the care be administered? What happens if everyone wants the most expensive treatment available? With the wide variety of medical tests and treatments that consumers may claim as their right, someone at some point must decide where the right to health care ends, lest the nation be bankrupted, they wrote. Were well on our way toward that as well. Our rights to Social Security and Medicare devour about 40 percent of the federal budget. State and local property tax revenue, which normally funds education, mushroomed about 35 percent between 2000 and 2005, according to the Tax Foundation. We cant afford any more rights like that. But the left says tax-funded care is right for the children. Meanwhile, what becomes of them? Theyre growing up in an America where the rights mentality is deeply ingrained, and the media continue to feed them with it. When the children come of age, perhaps theyll want the right to a job. They wont remember that France already tested that idea for us, and it led to high unemployment and rioting. Perhaps theyll guarantee Disney vacations for all families and force childless Americans to pay for it. The pursuit of will conveniently fade away as they look to government to guarantee happiness. They will know less and less of a true right  liberty  and have no idea where it comes from.""
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Can a teenager have thier own car insurance and if so what companies let them im in delaware. And which is the best all answers welcome
Is it wrong to TTC without having medical insurance?
We've been married for more than 3 years now, I'm 27, we just bought a house and we both have decent jobs, we feel we're ready and is a good time in our lives (even though there's never a perfect time). The insurance issue is been stopping me from before, but I don't get it from my job and is very expensive to get it through his. Everyone says I automatically get medicaid, we don't make great money but we're not poor either, do we qualify? is it irresponsible from us to start without it? Also I'm a permanent resident, husband's american...I do pay taxes!""
Car insurance online?
can i sign up for car insurance online and drive the same day
""I want to get insurance for 10 acres of vacant land in Scottsdale, Arizona. Where can I get a quote?""
I want to get insurance for 10 acres of vacant land in Scottsdale, Arizona. Where can I get a quote?""
""What is a sporty, efficient, nice looking, affordable small car?""
My fiance has been looking at cars to buy. We plan to buy used and pay cash with about a $7,000 price range. First she liked the Pontiac G6 but we read tons of terrible reviews and decided against it. Aswell as the G5. She says she wants a sporty yet classy car. She likes the Cobalt alot. I have read mixed reviews about it and also questioned fuel mileage and insurance costs. Please help! She is getting discouraged and I really want to make her happy in looking for another car. I know theres one out there somewhere...""
Changing insurance from car to van?
I have a multicar policy with admiral at the moment. I have bought a vw van to drive for pleasure, not for work. I am selling one of my cars in the policy and am replacing it with the van. The car insurance runs out in december. What will I do? Will I have to pay more and not get any money back. You can't have vans in the multicar policy!""
""Car insurance, can't find answer anywhere and insurance companies not helping?""
Hi, Basically the car i currently have is costing me a lot of money and my insurance didn't go down as much as id hoped. Anyways I took out an insurance policy because it wasn't convenient to sell it when my old agreement expired, I'm paying monthly around 70. I'm looking to sell my car next month and buy a new car (something a lot cheaper!). The question is since i'm paying monthly for my insurance will that go down depending on the value of the insurance? I find this confusing because there are so many hidden charges. many thanks!""
My insurance is running out?
I am 19 years old and my insurance is running out in two days because i have a job and are not going to school. I have a pretty bad medical history of anxiety problems and low immune system. When i was younger i was in the hospital every year for something like phneumonia or stomach virus of strep throat. I have agoraphobia pretty bad. It is very hard for me to go to wal mart and i cant travel out of town because my anxiety kicks in. Now my insurance is going out and i don't know what to do. Its driving me crazy. Any suggestions to a way of getting medical care for cheap without all the thousands of dollars in bills would be greatly appreciated.Thank everyone so much for answers:)
Low cost liability car insurance in Conroe tx?
What are some places, How many people do you have on your liability insurance and how much do you pay and who do you have? I have two people and atm using AIG. they are going to up my bill over 65 a month. Wondering if anyone else is getting better?""
Is there anywhere to get free or affordable health insurance?
Is there anywhere to get free or affordable health insurance?
What insurance company should I use if I am 18?
I don't go to school but I am starting college in the Fall. What is a relatively reliable but cheap auto insurance company that I can use?
Does one have to report fixing a car to insurance?
So let's say that an underage and uninsured driver hits my car in a parking lot. Not totaled or anything, but a large dent and a scratched. I know the child in the car, and his Dad tells me that he could just pay it for the damages out of pocket. If I get an estimate and get the car fixed with the fathers money, do I have to report it to the insurance? Am I allowed to just go to a body shop and get the doors fixed, and that is the end of that? Will I be in any legal trouble if I do it? Thanks.""
What is general insurance?
i want to know abt general insurance.
Going on my dads car insurance...question?
My dad has Triple A auto insurance ..I do not live with him I am on my own in my own house, I never ask my family for help. But right now my tabs are expired and since I am only 20 I cannot afford auto insurance..they want me to put 300 down just for no fault and I think its ridiculous, Right now I dont have 300 dollars either so I asked my dad if he could help me out temporarily and put me on his car insurance ..i have a 98 cavalier so it shouldnt be that bad. its been 2 weeks and he keeps saying hes talking to the agent after tomorrow I can no longer drive my car because my tabs say march and april is comming up, I told him I would pay whatever costs to add me on it and whatever he needed a month. I was just wondering if they charge extra to add me on his insurance and my car or is he just making it up because I dont think It should take that long...like I said I am living on my own have never lived with my dad because he was in jail for a long time, moved out when i was 18 and can't get help from my mom or him,,I cant even ask to borrow money from them yet I can loan my dad 200 dollars. Feel like its so wrong, I think im doing pretty good being 20 years old working full time owning a house my own car that I bought myself and going to school...and Im having my first child.""
Best health care insurance for 25 year old?
I just got off parent's insurance because it's only until I'm 25. I can't use my job's since I work part time, because I'm trying to finish college. I hardly get sick and see the doctor, but I know things happen. (Like whenever I got appendicitis not that long ago) What's the best affordable one's out there for me?""
Erie Pennsylvania Cheap car insurance quotes zip 16511
Erie Pennsylvania Cheap car insurance quotes zip 16511
Can you recommend a cheap insurance company?
I'm seventeen and currently learning to drive. (I'll hopefully be getting a Peugeot 206 or Renault Clio etc) Can anyone recommend somewhere that has CHEAP car insurance? Most places are quoting me 2000!!!! AHHHH On a price comparison site the cheapest quote was from Quinn Direct (700-800). Is this a good company or can you suggest other companys. (PS I live in N Ireland so local places please) Thanks in advance for answering :)
Where can a first time driver buy affordable car insurance?
My family does not want to put me under their policy. I am 17 and will be getting my licence this Friday. I make minimum wage ($7.25 and hour) I will be driving my mother's car. Is there any insurance I can afford on my own?
What kind of insurance would i get for a honda cbr 600 (im 16)?
im moving out to california after highschool to pursue the music industry so i figured it might pay for itself in gas money, but then i started to think about insurance...""
What is the typical cost of condo insurance in new jersey?
What is the typical cost of condo insurance in new jersey?
No insurance for high school sport?
What happens if you don't have health insurance and you wanna try out for a team? Will they disqualify you from even making the team because of it?
Driving school and car insurance?
does going to driver's ed help you get better or cheaper car insurance?
Looking for cheap & crappy life insurance.?
I am looking for sources of *REALLY* cheap life insurance. I have to have life insurance for the next six years (declining each year), while I pay off a structured legal settlement. I don't care about financial stability of the company or a history of hassling the beneficiaries to collect. I don't care about guaranteed renewability, as if I'm not insurable, I don't have to buy the insurance. All I care about is price and that the policy comes with an official receipt that will satisfy their lawyers. Websites such as INSweb typically only offer 5-year term or longer, and I want cheaper than that.""
My daughters car insurance has more than doubled because she got 9 penalty points in the last year. she wants ?
me to get insurance on her car and then get her put on that insurance. if she gets more points while she is under my insurance would that affect the price of the insurance on my own cars or would only if she caused an accident make my insurance go up. i could get a years insurance on her car for less than the price of 1 monthly installment she would have to pay for her own insurance. what do you think. if she gets 3 more points she will be disqualified from driving . if that happened while she was on my insurance would that put my insurance prices up even though she would be off my insurance if she did get disqualified. what i have wrote might not make sense. i want to know if i do this for her and she gets disqualified while being on my insurance would that put my insurance prices up for all my cars or what or would it only effect my insurance if she causes an accident. while shes on my insurance. * 41 minutes ago * - 3 days left to answer. Additional Details 40 minutes ago we live in the UK. sorry this is very long i found it hard to write what i was really trying to ask. 33 minutes ago i know if she causes an accident while she is on my insurance ot would effect how much my insurance costs but if she was to get disqualified while she is on my insurance would that effect me inurances oin anyway. if she gets disqualified then she wont be on my insurance anymore. 14 minutes ago only 3 of her penalty points are for speeding. she told me the other 6 points are because there was a mix up with her insurance last time and she was uninured for 4 days and was caught by the police. she got 6 points for that in court a few months ago. she said she that she had phoned them and accepted the policy they sent her to renew it and thought it would continue automatically but she hadnt been to the office to sign for it so she got caught for that. she was only uninsured for 4 days because of her mistake that time. sorry if you already answerd this but i put it on US yahoo answers by a mistake and it didnt show up in UK yahoo answers so i needed answers from people who knows about car insurance in the UK
Are there life insurance policies for seniour citizens?
Are there life insurance policies for seniour citizens?
""How can i insurance my car, for only 3 months?
im finishing my college... i bought a car in us... for the year i was here... bour my car insurance expire.. like 2 months before i finish... and im not gonna buy other 6 months of insurance... cause i will be using it only 2 months more... WHAT I CAN DO!!
Car insurance what would you do ?
OK so i was hit from behind the insurance company are going to write the car off and give me 830 i paid 950 for the car its nothing special just a cheap first car with low mileage. The insurance company said they won't recover the car and i can do with it what i will. The damage is fixable I'm thinking 150 -200 of damage just wondered what everybody would do ? Would you just scrap the car and cut your losses, take the money and fix the car or take the money use some of it to fix the car then sell the car ?""
How much roughly would moped insurance cost for a 16 year old in the UK?
i am thinking of getting a moped when i am 16 , i am going to get a 50cc 2 stroke supermoto of some kind. was just wondering how much insurance and tax would cost per year? please can someone help me out""
Unemployment Insurance Florida Notice of Determination . Denied?
I got a Notice of Determination in the mail from Florida Unemployment Compensation. Section 2 states: Benefits are payable because: The discharge was for reason other than misconduct. Section 3 states: The employer is not chargeable since the employment was in the base period. The last job I had I only had for 3 weeks. The job I had before that, I had for three years. Before the Notice of Determination I received Wage Transcript and Determination It says I am eligible and states my weekly benefit amount and when my benefit year begins and ends. My next to last employer is in the base period. I have already received on check for one week. and I am scheduled to claim my weeks for this coming Monday. I went to the Florida Unemployment website and went to the link and put in my info for info about my claim and it says nothing about me being denied. If my last employer is not chargeable and not in my base period, does that mean my next to last previous employer is chargeable, since they are in my base period? I have received no explicit letter saying i am denied. My bottom line question is: does the Notice of Determination by saying that my last employer is not chargeable mean that my unemployment claim is denied?""
My insurance adjuster wont give me enough money for my car repair?
A guy hit my car and his insurance said my car is worth less that what it really is the damage for my car is worht $3000 but they will only give me $2200 for it also on the evaluation report they made they said my car was in a worser condition than it really is. What can I do to get what i deserve? i don't want to settle for less
What is the average rate of car insurance for 16 year old driver?
I am going to be 16 and i am just wondering how much will the insurance charge is i get added on right when i get my license?
Yamaha dt 125 insurance?
hi, i have been looking on ebay and i have found that i may want to buy a yamaha dt 125. i have been riding a speedfight 50 for a year and a half however i did buy a ajs 125 which by the way was a terable bike. i was wondering what the insurance usually costs for a dt 125, i have already changed my insurance once in the past 12 months to swap back from the ajs to my scooter (i blew the gear box) so that may effect it. thank you so much for any responce i get (PS sorry about the bad english, it all looks the same to me being dyslexic)""
Do I have to pay more for my 16 yr old to drive?
Do I have to pay for a different auto insurance policy (that costs alot more)here in Oregon to allow my 16 year old son to drive our vehicles? I was told by a former ins agent, this is a scam to get more in premiums, when it is not required by law.""
Best Apartment insurance?
Hey I need apartment insurance. What are the top five best apartment insurance places? Thank you!!
How to go about getting insurance for my husband?
He's 23 years old. Unemployed. HE needs insurance now, and can't be added to my insurance. For one, we'd have to wait until open enrollment in dec. and two, to be honest, it's too expensive to add him. im talking $300 each check. that's insane. I'm browsing the internet, but i am just so lost on where to look. I've heard of Medicaid, but don't know if he'd qualify, or can't find a website. Please. HELP!!!!!""
Car Insurance questions?
If my wife and I are separated, She took one of my cars...can I take her off my insurance policy so that she can insure herself?""
Why my insurance is expensive?
my dad will buy me new insurance. also he will get me new mazda3 hatchback. auto insurance agent sent us a message. i was suprised because my new insurance costs me 1,927.00 dollars for 6 months! it will be close to 4,000 for a year. and im 18 why?! i never had car accident, no tickets, and more! im good driver for 3 years and have good grade. and i live in orange. why?! tell me please. thank you! :)""
Do i have to get my car repaired with the insurance money?
bout a month ago someone backed into my parked car in the parking lot and actually let me know they did it. we exchanged info and i just had a rep. from his insurance come check out my car and give an estimate for repairs and a check with the amount. The damages to bumper are reallly nothing major and its old car, can run just the same as it used to before the damages. do i have to get it fixed or can i jus cash out this check and get a nice chuck of cash?""
Where can i find realy cheap car insurance for new drivers?
thier are places that have insurance for new drivers for like 100 or something like that. at the moment car insurance for me is 2000 and thats just a rip off i need cheaper options !
Ahhhh! car insurance?!?
Hello, I am a 18 year old freshmen in college. My College is approximately 20 minutes away. Since I was very very busy with my studies, I was unable to get a car permit / Driver License. Now that I am at spring break, I am planning to take my permit test, and start driving, so I dont have to ask my father to drop me off at chosen locations. Right now, I am earning $11 an hour. I get about $320 every two weeks. Now I have heard from my friends that Since I am 18 years old and my parents will not pay for my insurance, It will cost me about $300 for insurance every month, $100 for gas, and about $500 for required checking for cars. As you know, for a check of $320 every 2 weeks, I will not be able to pay for my car insurance and gas. Now heres the question. What should I do? I mean, I really need a car and I need to think of a good strategy. so that I will be able to pay for my car insurance. If you know any great, cheap insurance deals for someone my age, that'll be fantastic. Thank you.""
Which make of cars are cheap to insure?
I'm planning on getting a new car but which car manufacturers make cars that are cheap on insurance? It seems Honda is on the higher side, but I was looking at Mitsubishi and theirs seems pretty low, and Mitsu is the one I was going to go with to begin with. Any suggestions? Assume it's just a normal non-sports car.""
Erie Pennsylvania Cheap car insurance quotes zip 16511
Erie Pennsylvania Cheap car insurance quotes zip 16511
Can I get money back if I cancel my car insurance?
I share a car with my mum but she doesn't allow me to use it, so I figure it would be best to cancel my insurance policy if I get some money back. I only need a car to get home from work on a Thursday night but I have asked my boss if I can do an earlier shift so I can get a bus. He is letting me know if I can do this by the end of next week but in the meantime I would just like to know if it's worth cancelling. The policy runs out in April, I live in the UK and I'm with Zurich if that helps.""
What are the charges if you have a suspended licence and no insurance?
well ok my boyfriend was driving with a suspended licence and no insurance..and one night he ran into a street poll..the police came and now he has a court date. i was wondering what are the charges, and could he end up in jail?""
Does car insurance need to match the titled owner of the vehicle?
I am borrowing a spare car from my mother for about six months. Do I need to go through the process of transferring the title to my name, or can I just put insurance on it under my own policy and be okay legally? BTW, I live in Texas.""
""Car insurance decreases, when? 26 yrs old?""
I started driving when I was 22 years old, and never had an accident. Right now, I'm 26. I pay $116/month for insurance, which I think is kinda high. The vehicle I drive is a 2006 Hyundai Eantra. Car insurance is: Erie Insurance http://www.erieinsurance.com/""
I'm 16 years old and looking for a cheap scooter(ped) or scrambler...how much is the insurance on them. :-)
how much about i know you can get a quote but you have to enter all your bikes infomation and i havent got a bike yet... if its to much money ill just save up for a car. i just need something to get back and forth to work
Which auto insurance company covers him this time?
My husband got sued in 2006 for a car accident he caused. His insurance at that time settled in court. He has since switched insurance company. Now he's being sued again by the same people. So, which insurance company covers him now? His old insurance company or his new one?""
Question about health insurance coverage?
I work for a municipal court, a city job. I asked if I could purchase a direct pay insurance plan on my own without participating in the one the city has. They said if I wanted to enroll in my husband's or SO's health plan, I could do so. However, I cannot purchase an individual plan(I am single). Something about a buyback of insurance from another corporation. I do not understand this. Can anyone enlighten me? Thanks in advance.""
Can anyone get affordable home insurance?
I live in an older home and it is the family home. I am a senior citizen and have always had homeowners insurance....until this year..seems it just got to expensive it was out of my reach. I would like to get some but has to b reasonable.My home at this time does need some little repairs which I will need to do...BUT will I b able to get insurance before the repairs are done..I realize I will have to pay for those myself..But want to try to get insurance for the future....Will they insure a home before the repairs are done? or Not? Thank u I live in Texas
Health Insurance for stay-at-home Mom & Baby?
I need to find affordable, but good, health insurance for my baby and myself. If my son and I go on my husbands insurance, I'd need a job just to pay for it because it's so expensive! I'm currently working but will be quitting a few months after our son is born. We've decided it would be best if I stayed home to raise our son. So, we need to find health insurance that wouldn't be sky high. Any suggestions? And thanks so much!!""
What is the best car to get low insurance?
i'm thinking of getting my first car. what is the a good car with low insurance rate?. and what are the best ways to make the insurance go less ?
""Cant B on husbands car insurance, he said no cuz dad is on it & he wasnt gonna stop lending his car 2 his fam.""
I would like to be on my husbands car insurance. He said no because his dad is on it and he was not gonna stop lending his car to his family. He would however open a separate account for me. I asked him to stop lending the car he said no, it was his car.""
Anybody ever heard of [email protected].. i received a quote for auto ins from this site .?
received a quote from lindsays general insurance agency..a really good deal.
What insurance companies will insure a dog in California with a prior bite history?
My two dogs were involved in a fight with another dog last year. All three dogs were bitten, and my homeowners' insurance paid out a claim. They have now sent a notice of non-renewal and I am having trouble finding an insurance company that will write a new policy. Does anyone have any suggestions for an insurance company or broker in California that can help? Thank you!""
Driving without a license and no insurance?
I recently got pulled over in GA im from PA for driving without a license and no insurance on my car and i was sent to jail and i bailed out and i go back to court in April and i was wondering if i should waste my time on actually getting an attorney and what exactly you think they'll do to me. And is there anything i can do to go in there and fix the problem like get my license or will it show up in the DMV that i went to jail for not having one? I figured if i could go get my license and my insurance figured out maybe the charges wouldn't be so harsh. Any ideas?
How much does it cost the average person to keep and maintain a CAR in a day?
including petrol, MOT, buying the car, insurance, washing, oil, air, tyres, extras eg booster, radio, or say how much money it would altogether cost a year then i can divide it :) THANK YOU xx by the way if you are wondering which car make well one that costs average""
Health insurance for visitor from india?
Where can I get health insurance for a parent who is undergoing dialysis in India and wants to Visit the USA for a short term. Of course they will need to continue there treatments here while visiting. But we need some kind of assistance while they are here.
Can i get Health New England Insurance in other states?
I'm thinking about moving to Virginia to be with my boyfriend once I graduate but i was wondering about my heath insurance... I have Health New England from my father, do they only provide it in New England... since it is called 'Health New England' or would i still be able to have it when i went to Virginia??""
What are homeowners insurance rates for mobile homes?
What are homeowners insurance rates for mobile homes?
How long does it take for an auto insurance company to investigate and claim liability?
My daughter was in a car accident on Feb. 25. She was traveling straight in the southbound lane, when a rushing man in the northbound lane turned left in front of her. The driver admitted that he was upset because he had been following a school bus for the last 20 minutes and his friend, whom he was trying to pick up, was late for work. He stated that when he saw the driveway that he cut from behind the bus to turn in then realized from the skidding that he turned in front of a car. His insurance company is still investigating and waiting for pics of the scene and his friends statement. I was told by his insurance company (USAA) that witnesses not listed on the police report could not be used, but his friend is not on the police report and they are waiting for her statement. NC State Highway Patrol responded to the scene and the driver was cited for failure to yield the right of way. The driver was apologetic and admitted several times around a number of people that he must have blanked out or was daydreaming from the frustration of the school bus. USAA is saying that they need to make sure that my daughter was not 1% at fault, meaning speeding perhaps. The officer estimated her speed at impact at around 40 mph and the speed limit is 55mph. She hit the drivers back tire of his Jeep Wrangler (small truck) causing him to rest in a small trench or ditch ion the side of the attempted driveway. The front passenger side above the front tire and the front by the headlight is damaged on her car. She tried to avoid him, protect her younger sister (13) and avoid veering to much left in fear of hitting the school bus. My girls were terrified when I arrived 15 minutes after the accident. USAA stated that she may have had time to instanly stop, but she tried everything that she could do. In my opinion, she should have never been put into that situation. USAA is saying that points of contact are off, but my insurance agent said that she hit the back tire because a Jeep Wrangler is only 5 ft long and he was not towing a boat or driving a common sized vehicle. Plus the driver admitted to pushing down on the accelerator when he realized what was happening. I just need to have someones advice on this matter before hiring a lawyer. Thank you.""
How does my 2nd speeding ticket affect my insurance?
I recently got my 2nd speeding ticket. My first speeding ticket was about a yr ago, so I cant redo traffic school. If I am correct, this means I will get a point on my record. Is that point on my drivers record only? or does that point show up on my insurance too? So will it raise my insurance? and by how much? I have AAA and I live in California. Thanks""
On whos name should be the insurance?
need help with car insurance. the car is registerested on my girlfriend... and current insurance is on her name - but we both included ... now we want to change company... the only thing is that my girlfriend currently is not in country... can I buy insurance on my name with both included even if the car is registered on her name?
Car insurance for teens?
I am 17 turning 18 in like four months. I would really like to get a car but I need to see if I can afford it. If you could please list your car and how much you pay for insurance a month that would be really helpful.
""Why can't we have Geiko,State Farm, or Progressive auto insurance in the state of Ma?.?""
I always see t.v. commercials for them but at the bottom of the screen it says not available in Ma. and a few other states that I can't remember. If I could save money buy switching to one of those companies I would but I can't , so I have to pick from Commerce or Metropolitan. My car insurance is really expensive (I pay over $300 a month) I have only had my license for a couple years so I under stand the whole new driver thing and my car was new when I bought it so I have full coverage but the car is only a Kia Rio, far from a sports car or luxury car. I pay more for my insurance than for the car payments.""
How diabetics get affordable insurance w/ maternity coverage if your co. does not offer grp coverage?
My husband's company went to a high deductable health savings account. I can only get one company to insure me, on an indiv. policy. They are too expensive and that does not include maternity coverage. Due to other health issues, I am not able to work right now. Any ideas? HELP! Am I the only one going through this?""
Accept $140K insurance buyout from Ford or keep insurance policy?
Hi, I'm wondering whether anyone can help me decide whether it is a better idea to accept a $140K insurance buyout from Ford or keep health insurance. Assume the person in question is 50 years old and in good health. This is a timely question for many auto workers. Any links to more in-depth analysis would be great.""
Erie Pennsylvania Cheap car insurance quotes zip 16511
Erie Pennsylvania Cheap car insurance quotes zip 16511
""How much does it cost to live on your own in Sacramento, CA?""
I need to move out when I turn 18 due to problems at home and with my family. How much would it cost, realistically, to live on my own in a studio apartment in sacramento, roseville, citrus heights, rocklin or the surrounding area? I mean the bare minimum cost, including car insurance, rent, food, medical insurance, etc. I would be paying for everything on my own. Thank you for the input!""
Car insurance for my daughter?
my 17 year old daughter wants to learn to drive in my car (citroen c3 2059plate) would anybody have an idea of how much it may cost me ! or does it pay to make her wait untill she has passed ? and any ideas on how much if she does pass.. ty .....
Should I buy earthquake insurance in california?
I've lived in the Bay Area for 20 years and never purchased earthquake insurance for my home. I heard rates were going down, and AAA quoted me a rate of nearly $1200 for earthquake coverage- there is 75,000 deductible, and they will cover up to $525,000 to rebuild. What is the consensus on this issue?""
Where can I get homeowners insurance with bad credit?
Where can I get homeowners insurance with bad credit?
Cheapest car insurance for a teen in florida ?
Im currently 17 years old; Im getting my driver license next week. I have a 1995 Nissan Sentra and I wanted to know what would be the cheapest insurance in Florida. I was thinking of getting my PIP only, but my price ranges are 0-250 a month. I also have a 20 year brother who had his drivers license since he was 17 years old and I was thinking if I can out his name as the head of the car insurance and add me as a secondary driver but I dont if it will be cheaper ??? If you know of an insurance that provides more than a PIP for my price range please let me know ??? If the insurance will not be cheaper under my brothers name, !!""
How much would insurance for a 16 year old(male) driving a BMW 2006 650i be?
My parents have no accidents or tickets ect that they look at when you're getting a quote. I just bet them that I could get a quote for this car without them ^_^ I livee in washington 98037. Verryy Much appreciated if you could try and see how much the quote would be. Also, I have a 3.8GPA. (P.S. Don't Be A Stalker)""
An average how much is car insurence for teenagers?
i have been talking to my parents and they told me its time for me to pay for my own insurance,so i was like ok,but what is the average amount for car insurance?""
Why is it mandatory to buy car insurance?
I understand if it's on a leased car but why on 100% paid off private cars? Mortgage companies make borrowers buy home insurance as a condition to get the Liam but once the mortgage is paid off you're free to not insure your property. Why is it legal for insurance companies to force all car owners to buy coverage? It's not constitutional no different than forcing them to buy health insurance.
""I need health insurance and live in Southern CA- what is GREAT insurance? Aetna, Blue Cross, Kaiser, other?
I'm OK paying $200-250 a month. I just want to make sure I have access to great care without a big runaround. I think PPO sounds good b/c I've heard HMO's can jerk you around sometimes. I'm very athletic so I want to know that I can see a specialist right away if necessary. Any help would be greatly appreciated!
Why do wives have to be on husbands car insurance?
I have been under my parents car insurance for my whole driving life and now I am married. My husband is a new driver in the USA, and because we just bought a new car, we have to be ...show more""
Car Insurance?
My daughter is going to be 17 soon and is looking to buy a small car, ie corsa. Does anyone know the cheapest place to get car insurance for young drivers. She would prefer to have the insurance in her own name to build up no claims discount.""
Life Insurance Policy?
What will happen if you have a Life Insurance and decide to stop to pay it? Will you lose all the money that you already paid? Or they will give it back to you?
Getting insurance for my new born?
I'm was born here in California but my husband isn't. He's an immigrant but my question is that we just had a new born and I'm wondering would there be a problem getting my baby insurance. I'm asking since I know they'll ask for his income and since I don't work I have no choice but to put his. I can't say I'm a single mom either since we got married. Does any one have any advice on what I can or should do? Please no rude comments thank you.
Buy a car + insurance?
Hi i live in Toronto and i was looking to buy a car, the thing is i just recently moved to Canada and have no experience of this stuff, i didn't own an auto mobile back home. I also don't have that many reliable and truly trust able friends that i can turn to for help, and no relatives. So i turn to yahoo answers in my time of need. I need to know what the process of buy a car is and when and how do i get insurance on my car, I just turned 18 and would like my own car. And do you guys gave any suggestions for first cars? any tips? all help is appreciated.""
Moving to France - car insurance?
I am moving to France next week and will be taking my British registered car. I rang my insurers who told me that they would only insure me 'up to the ferry' and after that ...show more
What car insurance has the best deals with teen drivers?
I'm 18 and a good student. I want to use the car for school and college. I will probably be putting 10k miles a year. how much will my insurance be? what company has the best offers for this? thanks
Car insurance cheapest provider?
I'm under 25 and ive got a ford focus st,am paying 170 a month for insurance just wanted to know if anyone knew a cheaper company.im with elephant insurance""
How much would insurance on a gt mustang cost for a 17 yr old male?
How much would insurance on a gt mustang cost for a 17 yr old male?
Motorcycle Insurance?
My son has had his motorcycle in storage and has been paying insurance on it. He has had to pay for monthly insurance as if he had been driving it. Is this right?
Has anyone insured a 17yr old learner driver if so where?
Hi I want to insure my 17 yr old son 18 this year he is about to learn to drive on my car insurance, I rang my insurance they said they dont insure anyone under 25yrs it it due to run out in may so i will be going elsewhere any ideas where would insure someone of that age and how much did it cost many thanks""
How much will auto insurance be?
I am going to be getting my permit in a month and i already have a car. its a 94 plymouth acclaim 4 cyl and i was wondering how much insurance will be, I will be joining my moms insurance she has farmers.""
How much will motorcycle insurance cost?
I'm 16 I got a 97 Kawasaki ninja how much to I have to pay I have my own car insurance policy can I get it with the same company
Insurance for a 16 year old in California?
i was wondering how much insurance would be for me. I was looking for a 92 Camaro or a 98 Camaro, v6 or v8. i also have a 3.29 GPA. i am 16. and also is it cheaper if the cars are older? thanks.""
If I lie to my insurance company about who lives with me is that considered insurance fraud?
I have a relative who lied about who lived with her on her insurance application even though it does not affect her insurance and I was just wondering would that still be considered insurance fraud.
Give me a genral idea of how much car insurance would cost me?
Well cost my parents. I'll be sixteen this April but I won't be getting my license until July. I want to get a Mustang GT 2005 or 2006 but I think it somewhat falls into a category of a sports car so it raises the insurance right? What would be the difference between me driving that or a 2003 BMW? Oh and is there a difference between driving insurance and car insurance? Thank you so much! (And for the record I'm not some spoiled kid, I've been saving for this car for a very long time with money from my lifegaurding job)""
Erie Pennsylvania Cheap car insurance quotes zip 16511
Erie Pennsylvania Cheap car insurance quotes zip 16511
https://www.linkedin.com/pulse/affordable-auto-insurance-massachusetts-jennifer-aldridge/"
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tumblunni · 8 years
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also wtf who designed rune factory 4 this way THIS IS MY ONLY COMPLAINT IN AN AMAZING GAME why are all the romance routes entirely random?? even after youve reached the relationship milestones its COMPLETELY RANDOM whether the event will start every day same for every friendship event and town event and even some plot events you just have to sit there at your bed constantly skipping days for multiple years til the random number god gives you the marriage scene you did EVERYTHING to earn this marriage scene and you have nothing left to do but wait and youll never see any new events with that character until it happens, and you have a very limited amount of dates to go on while youre waiting, and they all do NOTHING except raise the relationship bar over maximum which does nothing. doesnt even increase the chance of the random event?? why even LET me increase it over maximum if it does nothing? thats just tricking me into thinking i havent unlocked the marriage event yet! when I HAVE and i just need to WAIT A BAZILLION YEARS OF RANDOM
anyway i finally got Leon’s random marriage quest and it was Awesome and So Many Tears and now im even more conflicted on who to marry gahhhhh its such a shame you cant resolve everyone’s plot unless you date them, i feel so bad dating all these people when im not able to marry them all, just cos i wanna fix their lives and make them happy but then theyre gon be sad that we didnt get married aaaa
and Leon is especially saddddd
now cos his whole plot is that he had a depressing scenario with a friend as a kid. She loved him but he saw her as just a little sister, and he jokingly promised to marry her once when they were too young to understand. And he didnt know she took it seriously until after he DIED and reincarnated as a fox monster person centuries later too late to do anything about it. And he’s crushed full of guilt that he somehow led her on, and he was never able to apologise, and he’s scared she spent her whole life waiting for him to come back. and then you get this very cool series of sidequests thatre a realistic look at translating languages, and its really motivational how leon is able to help bring knowledge of a dead language back to life and preserve the ancient culture that people thought was lost BUT THEN ENDLESS FUCKIN TRAGEDY kiel accidentally finds an old diary of leon’s friend (WHAT ARE THE ODDS) and he has frickin detailed anxiety attacks unable to even hold the damn paper cos he’s shaking so much and you go on a big treasure hunt to find all the pages and he’s just CRYING SO MUCH mr playboy man! mr flirty asshole! mr stoic! he’s fuckin crying and he cant hold a book without your help and aaaa and his whole story is about how he isnt really the negative stereotypes of a flirty character, he really REALLY values love and he feels depressed he cant love everyone who loves him, so he tries to fake it. And he tries to push people away whenever it seems genuine, but also like... entertain them enough that they dont feel he doesnt love them, i guess? and no matter how promiscuous a person is, they still cant love EVERYONE, you cant just force a relationship on them and say they must be asking for it cos they date other people and enjoy sex. its so depressing that he considers his biggest flaw that he wasnt able to force himself to love someone he didnt, especially when he did care about her, just as a best friend instead! if theyd just talked about it, it would have saved all this heartache for both of them! so then we start piecing together this book and it looks like his worst fears are confirmed, she spent her whole life waiting for him and hating him and its really fucking EXPLODINGLY SAD and then the quest is a bit confusing so i spent several days stuck on this point not knowing who to talk to next, going through random dungeons in case that somehow helped. turned out i did find the right spot but the quest just doesnt progress until you talk to the right person first GAH! stuck for five days on crying leon scene!! NOOOOOO but I finally got past it and CLIMACTIC HAPPY END or bittersweet end more like we find out we mistranslated one bit which was actually PAGE NUMBERS, and we were missing a page all along! and then the final page reveals that she actually moved on and found a new love and had a happy family and grew old together, and her only frustration with leon was imagining that he couldnt find the same thing, worrying that she’d betrayed him. So this wasnt a diary, it was actually a letter she wrote for him to find, having confidence he’d wake up someday and have another chance at happiness! She just wanted him to know that she kept his memory alive and she’s sorry and she was happy and AAAAAAUUUGH im tearing up again the bit that really got me was that we find out that leon’s favourite romance novel was actually written by her. It was so popular it survived into the modern day as a literature classic, and it convinces him that she really was happy with her new boyfriend if she could write something as beautiful as this. And he wants to embody the spirit of the book with you, and keep his new promise to her to have a happy family of his own :) ... AGHHHHHHHHAAAAAHHHHH why cant i marry everyone why do so many of them have plots where it seems like they wont be happy unless i love them... even now i dont really think the leon pairing is my favourite, i wish i could have had this plot as a friendship route! i think it would have resonated just as much since the whole backstory is about him being friends with someone who had unrequited love for him. i wanna be leon’s bestie and ultimate wingman! I like him a lot but I dont really think i wanna marry him! IM SO SORRY LEON AAAA he’s such a soulful beefcake dammit I’m sure he’d find a bazillion better lovers! I’m sure a lot of players did marry him! WHY DO I FEEL SO GUILTY AAAAA its not fair, aaaa arthur was the first one i dated and i also really care about him but in his case his way of acting in the romance isnt very different to when youre just friends so i dont think i wanna commit to that relationship maybe? it might change when i see his final random event but i dont get much ‘he’ll be happy with you’ vibes, its just strengthening their powerful brotp that they had from the start of the game. he feels like someone protagonist would indeed date, but theyd part again on friendly terms after it didnt work out, and then be amicable exes who still care a lot about each other. and I just feel like I wanna marry dylas even though he’s had the least tragic events so far. gahhhh! he just seems SO HAPPY dating you, and has loads of character development since it started, unlike the other two ive seen the dates for. he feels like he’s actually getting something out of this that he wouldnt if we were just friends? its so hard trying to weigh up the pros and cons of romance options in games when im inacapble of actually being attracted to anyone, its just ‘i care about you all and i wanna give you the best possible ending’. I haaaaate when games have it so that romance is always the best possible ending for every single character and they all suffer forever if you dont pick them :P and I havent even seen the romances with the other three dudes yet! GAHHHHH!! Theyre all the ones I wasnt immediately interested in dating, but that opinion could totally change, i could end up with a six way tie :P ... ALSO RANDOM BUT is anyone else really uncomfortable with the queerbaiting in this game? there is a LOt, a LOT of ‘lol maybe gay’, sometimes so clear that it seems the game is outright canonically stating this character is gay or bisexual yet you have no option to marry them unless youre the opposite sex. It gets REALLY uncomfortable with Dylas, he just,,, does not express any interest in women at all unless the player pursues him. And his mutual crush with doug is CONSTANTLY REFERENCED, and called out very clearly for what it is. IOf the game didnt keep pointing it out i would have been able to shrug it off as just accidental chemistry from a failed rivalry plotline or something, but we have EVERYONE saying ‘oh a lover’s quarrel’ and ‘be honest about your feelings’ and ‘i bet you wanna see doug in a swimsuit’ and ‘gee i really wanna see doug in a swimsuit’ and IT CANT BE ANY MORE CANON THAN THIS. And.. like.. Dylas even says he DOESNT wanna see women in swimsuits, he’s just here at the beach cos Doug might come along. He does not express any interest in women at all except the protagonist! It makes me feel SO uncomfortable! it feels like he’s actually gay, when with most other characters they seem bisexual?? I dunno how to explain it, thats just how it comes off to me. Why is there no option for him and doug to date, why cant i date him as the male protagonist?? His romance route is so totally gender neutral, i did the postgame protagonist swap cheat and it just feels more in-character for him this way. if im gonna steal him away from Doug i dont want it to be a weird gay conversion therapy type thing, it just feels so WEIRD. The one and ONLY stated crush he has on another character, and its gay, and theres NO OPTION FOR IT TO HAPPEN and then he suddenly becomes 100% straight and never talks about doug again if a fem protagonist dates him. SO WEEEEEIRD... I’m just gonna sit here on the non-canon bonus feature dylas x male protag train and never leave. If you cant have doug you shall have the transitioned me! Its funny cos he’s like the only batchelor i very vehemently cannot ship with fem protag, yet do with male protag :P but GAHHH leon deserves a family and i could give him a child and aaaaa SO HARD TO CHOOSE also i am sad that the postgame cheatmode lets you switch to any character but if its not one of the two protags its only your overworld model and not your face portraits. Its weird because every batchelor and batchelorette has the exact same full set of emotions and costumes, so why cant i access that?? its also a shame cos it means i cant roleplay my doug and dylas marriage properly :P CMON MAN WHY U EVEN TELL ME THEY IN LOVE IF THEY CANT BE IN LOVE :P they have the best portmanteau ship name too! douglas! :P
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amorrain1990-blog · 8 years
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Tips to dating in 2017
I know what your thinking, "Who needs dating tips?" If your in a relationship OBVIOUSLY this isnt for you. I write this for the single people, not just females, but anyone who is freshly out of a relationship, those who are just tired of the same old experiences and looking for something real, or those who have no idea where to start in this new age era of dating online. Mainly I want to share my experiences with the world. If my words can help anyone, even just a little bit, or make someone laugh and forget about the terrible day they had, then one of my life goals will be accomplished. if your still reading this you must be seriously bored.. Just kidding and honestly thank you to those that decided that this was worth the time. So for a little background on me and why I decided to spend my valuable (not) time putting this together. I am a serial dater. Yes I admit it. Phew, first step to quiting your problem.... Anyways, ever since I started dating at 14 years of age, (if you can call it that when your that young) I never went more than a few months without a boyfriend. At 16 I met who I thought was the man I would someday marry. 6 years later, I woke up and realized that I wasted most my young adult life being a housewife without the big shiny ring and the bragging rights. Well I lasted about 4 days before I was back on the saddle and thinking I was in love again. I of course wasnt. After that ended, I entered another long term relationship. 4 years and a hell of a lot of tears later, I ended it and here I am now. Sitting here pouring my thoughts into Tumblr, knowing full well that no one will ever read this. But im doing this not just for others. Im mainly doing it for me. I made a New Years resolution to stay single all year. Theres been a few hiccups over the first month of the year, but so far still single. Its important to prove to myself that I do not need to be tied down, that I can be my own person and do things without a MAN. ( For clarification, I am in no way shape or form a feminist) Every woman should be comfortable with who they are, and shouldnt have to rely constantly on the male species. Dont get me wrong, I love guys! Who doesnt? Their manly smell, their muscles and of course the all important Penis. Although I enjoy the company and presence of a man, I also want to get down to the real nitty gritty, the foundation that is me. I need answers to important questions like : Who am I? What can I accomplish on my own? And most importantly, What talents do I have to share that will leave my own personal mark on humanity? No answers yet, but eh, its only been a month. Now to get down to the good stuff: Online dating. Ive dabbled for a few years with it. I learned a lot, and not always the easy way. Nonetheless, I would like to leave some imparting (and possibly humorous) words of wisdom. Over the time ive spent online, browsing through guys like a damn Ikea catalouge, I have come to the realization that NO ONE IS EVER AS THEY SEEM. No, dont argue. I do not care if youve added them on facebook and stalked them on Snapchat. CAMERAS CAN LIE. I dont care if he looks like Channing Tatum and Mark Wahlberg had a wacky (albeit ingenious) science experiment and they had a devestatingly handsome baby. Keep in mind filters and angles can make just about anyone look good. That goes for both men and women. Yes ladies im talking about you. If you arent comfortable enough with yourself to let a stranger see the real you, then how do you expect to truly find someone who loves you for you? I am not completely heartless, nor am I a virgin to using a snapchat filter a time or two (or five) but there are ways to keep it real and get away with it. You may be wondering why I brought this up? Heres why: I have had more than once, met some one online, thought they were handsome in their photos,(Yes photos can be altered, but I always look at all photos. They may not show the real guy behind the profile, but there is always a lot you can infer from their pictures. but i will touch bac on that at another time.) Back to my story, I usually am very good at picking out the phonies from the real. Like I said earlier, ive got some experience in this area. So the other day im bored talking to people online and this one guy hits me up wanting to hang out. He was super sweet and his pics werent too bad so I decided to roll with it and take him up on his offer. We talked for a week and to me thats better than most guys who just send a HEY and then ask for nudes. He came to pick me up and when i met him in person I was a little bit dissapointed that his pictures online didnt seem to really look like him too much. But im not shallow so I decided to give him a chance. He was a sweetheart and absolute gentleman, but i just wasnt attracted to him. If theres no chemistry, theres no chemistry. Plain and simple. Cant force it. Anyways, two hours later he dropped me off at home (we just sat and talked the whole time.) Overall i enjoyed the experience but in the back of my mind I knew he wasnt what i was looking for. Not that i know what that is, but maybe someday ill find that story book romance. The kind that takes your breath away and covers your skin with goosepimples. (meh, a girl can dream right?) The sad part is that i considered myself almost a pro at weeding out the guys who i know are a waste of time and those who arent. I had kissed more than my fair share of toads. Like the first time i tried online dating... (Hilarious flashback) I had just started out on this dating app, after getting my heart handed to me extra well done, and i obviously had no clue what i was doing. this kid(i think he lied about his age cause i thought he was 21 or 22, but in person he looked 12) starts chatting with me. We find out that we both liked to smoke and he seemed cool. He wanted to meet and i was lonely and depressed enough that i agreed to let him come over. His profile pics made him look like a redheaded justin beiber and i thought to myself, now brittany, youve never ever had good luck with redheads. But i chose to ignore that side of the brain. He called me unable to find the address so i met him outside. He got out of his car and lets just say, Justin Beiber? not even close. The kid knew that if he did his hair just like beibers in his photos, hed get more girls. But what he didnt realize is that if your going to use that to your advantage, maybe take the time to do it outside of just for your profile pictures. So, he asks what i would like to do, and i can already tell im not going to like this kid. Mainly because he was very indecisive, and i had to eventually tell him what we were going to do because i got tired of getting in and out of his car. So we decide to chill and smoke. My close friends know i can be a bit of a snob when it comes to marijuana. But i was born and raised in california. When your used to the best, other stuff is almost unsmokable. The entire reason i agreed to meet him may have been selfish on my part, he did say he would bring some and i hate smoking alone, so i guess i deserved what happened next. He pulls out his bag and then apologizes because he only brought a nug with him. But after i smelled it and looked at it i told him to forget it and we would smoke what i had. I could tell he was a little immature just from him trying to converse with me. It was obvious he thought this would be a hookup. He was like a teenager on prom night, bouncing around, nervous and looking for an excuse just to touch me. Of course he would be leaving disappointed. Not only was he starting to annoy me, but he brought crappy ass weed to my apartment. If you are a stoner, then you know how insulting that is. Somehow, amid his incessant chatter, a spider had made it to his face and was hanging off his nose. I couldnt stop staring at it! I wondered while he continued to talk, if he felt it at all. I was so fascinated by it i think he finally noticed and tried to slyly wipe at his nose. It took him three tries before he managed to rid himself of the arachnid. And cruelly i had wished it would bite him just so he would leave. As if my lack of effort in his one sided conversation wasnt enough of a clue that i wasnt interested, he then proceeded to sit next to me. He complimented me and then asked if he could kiss me. I didnt even reply before he leaned in and tried to toungue my closed mouth. I couldnt help it, I laughed. It was like kissing a relative. Not in an incestuous way, but in a awkward and not enjoyable in ANY way. I could tell i hurt his feelings when i pushed him away (the laughing part didnt help either) but at that point i was ready to enjoy the rest of the night with my favorite person: me. Luckily he finally got the hint and announced he was leaving because i obviously wasnt into him or having a good time... I was a little taken aback. I didnt think he could tell that i was getting fed up. I felt bad and lied to him, claiming exhaustion was the reason. Well it didnt work so he finally said he was just going to leave. I was too relieved to care. Needless to say i never talked to him again. Not that he didnt try! You would think a guy would take a hint and find someone who actually liked him. But thats what the block button is for, haha. (yes i know im heartless) And that leads us back to rule #1: Dont always expect to see the guy in the profile picture. 9 times out of 10 they took the pic when they were in highschool 5 years ago, or they angle it just right that you cant tell if theyre obese or not (again, not shallow, ive dated guys of all sizes) Or they just dont know how to take pics at all and look terrible in all of them. OR my personal fav, the guess who. (its where most of their pics are of them with other guy friends, most the time hotter friends, so you spend all this time trying to figure out which one is the actual sn: bicycleman007 or some lame shit. Only to spend the next 10 mins scrolling until i finally find an alone shot only to reveal that he wasnt the one on the left that i thought was hot. (ok this thing is getting longer than i thought. Time to wrap it up lol) One last thing that I think is just as important if not more so than rule number one: Rule #2: TRUST YOUR GUT. No exceptions, no excuses. JUST DO IT. 10 times out of 10 my gut has been right. That May be just a tad bit of an exaggeration, but seriously you will not feel guilt or regret when you follow your gut. Everytime i have followed it, I jump up in the air and do a dance because i was right and i did the right thing and felt so amazing afterward. The unfortunate times i failed to listen to that tiny inner voice, ive wanted to kick myself right in the tit. with boots on. But oh well, you live and learn and grow from it. Or vent on a blog with my absurdly long post. (just for those certain opinionated people, im not always right, everyone experiences things differently and in their own way.. this is just my experience. take it or leave it but dont be a douche about it. lol) Well thats it for now, but i will be putting more of my crazy experiences and tips for dating later. -b
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themoneybuff-blog · 5 years
Text
A Loan Won't Solve Your Money Woes If You Don't Fix These 10 Issues First
Sometimes even the best-prepared households get knocked sideways, financially speaking. Illness, unemployment, divorce, a car accident that triggers a lawsuit these and other situations can quickly put a hurt on the budget. In such times a personal loan or one of several types of home equity loans can provide a little breathing room until you rebuild your finances. As noted, money woes are sometimes the result of plain old bad luck (illness, job loss). However, sometimes were our own worst enemies: We buy too much, we save too little, we plan not at all. You cant get ahead that way. And you cant keep borrowing your way out of trouble. A loan wont help you unless you fix the following issues. 1. Not having a budget The simplest way to wind up in debt is to spend without thinking. Stop, then, and think for a moment about what you would like to have happen five years from now: buying a home, starting a business, getting married, traveling? When you create a budget, youre not just allocating your dollars youre enabling your dreams. An easy way to do it is the 50/30/20 budget: Spend no more than 50% of your take-home pay on essentials, 30% on wants, and 20% on saving (including retirement planning and an emergency fund). Plenty of budgeting apps exist as well (some are even free). 2. Not tracking spending You cant plug budget leaks unless you know where they are. Track your spending for a month, using pen and paper or a budgeting app. The cumulative effect could be eye-opening. For example, a relatives ex-husband was shocked shocked! to realize that spending $8 a day on fast food added up to $240 a month. His wife had made more money than he did, and their commingled finances made it easy for him to swipe a card and think no more of it. Heres hoping that your own habits arent quite that clueless. But even those of us who think were doing pretty well could be surprised by the cumulative impact of certain habits: beef jerky and a soda every time we pay for gasoline, daily iTunes downloads, $20 a week on scratch tickets. Add up the opportunity cost of those non-essentials, and ask yourself if you could do better. (Spoiler alert: You probably can.) 3. Keeping up with the Joneses Just because next-door neighbor bought the priciest riding mower on the market doesnt mean you have to ditch your trusty Snapper. When your coworker talks about all the activities her kid participates in, you dont have to sign your own tots up for horseback riding and soccer camp. You should not let other people determine your clothing, dcor, automobile, or anything else. Its no ones business that you bought a fixer-upper, that you drive your car until the wheels fall off, that your idea of nightlife is to read a new library book once the kids are in bed. Remember: The Joneses may be up to their hairlines in debt. They might be focused on keeping up, too with the minimum payments, that is. 4. Wanting your kids to have things you didnt Theres nothing wrong with this! Except when there is. Obviously you want your children to be well-fed, reasonably well-dressed, and housed comfortably. You might also want to give them treats and opportunities you never had, such as vacation trips, a big allowance, loads of extracurricular activities, and fully funded education plans. But dont let this noble impulse bust your budget. Just because your kid wants snowboarding lessons, a new smartphone every year, and a car of their own at age 16 doesnt mean you have to give these things. Staying out of debt and funding your retirement should take precedence over granting every whim. At the very least they should have some skin in the game: doing additional chores to help save up for a big-ticket item, say, or mowing lawns or babysitting for extra pocket money. Besides, we arent doing our kids any favors when we give them everything they want. Setting the bar too high now could mean setting them up for problems later on. Specifically, when they move out on their own theyll want to keep living in the style to which we have accustomed them and if their salaries dont allow for that, theyll wind up in debt. 5. Automatic upgrades Whats wrong with your old smartphone or car or whatever? If you bought it relatively recently and it still works, whats with the rush to replace? If you get the newest phone as soon as it comes out, or trade in your vehicle every few years, or replace anything else before it really needs replacing, ask yourself why. Because your co-workers do? Because some commercial made you want a new car? Because you dont know why, but you really, really want to anyway? Think about the opportunity cost of that cash. Then think about the way you want to live, and whether or not you want other people making decisions about your money. 6. Shopping mindlessly If you dont need anything, stay out of the mall. Going shopping with friends puts you in a position to find something you suddenly cant live without, or something that looks so cute on you or would be so cool in your house or so useful in the garage. Except that you were doing just fine without that item until you saw it. Ditto online shopping: Dont cruise your favorite retailers websites unless you have a specific reason to do so. Better yet, undo the one-click function and remove stored credit card info from all sites where youve shopped in the past. Bonus frugal points if you change your online passwords to something that has personal significance, such as WeDDingDAy8192020, or 19YEarsLEftonMORTgage, or EARLYretire2028 these little reminders of where your dollars could be going instead might help you from overbuying. 7. Always buying retail Why automatically pay full price? Instead of heading straight to the shopping center when you need (or want) something, consider these options instead: Thrift shops: Some are junky, but others are great. Its like a treasure hunt. (Pro tip: Find out if there are senior discounts or other special deals. For example, a secondhand store my daughter likes offers 50 percent off every Monday.)Consignment stores: Like thrift shops, except theyre more discriminating about whats accepted.Flash sales: While online shopping should be approached with caution, sometimes a sale really is too good to pass up. Hold yourself to limits, though: Just because those slacks are a great deal doesnt mean you need to buy a pair in every color.OfferUp, LetGo, Craigslist: Sometimes people want (or need) to get rid of furniture, tools, bikes or automobiles without the hassle of a yard sale. Caution is required, but you can get some darned good deals this way.Newspaper classified ads: Yes, really. A guy I know recently bought a pickup truck (necessary for his job) from a newspaper ad, spending many thousands less than he would have paid at a dealership.Freecyle: You might be surprised at whats being given away, no strings attached. Ive seen beautiful furniture, clothing, bicycles, toys, books, and other useful stuff offered up.Yard sales: Another treasure hunt. Ive seen items still in the shrink-wrap at these sales. Its a great place to buy baby stuff, including newborn-sized clothing that seems never to have been worn.Buy Nothing Facebook groups: Last month my partner and I just picked up an almost-new Weber grill. Some of the other things Ive seen lately: baby stuff, solid wood table, sewing machine, board games, computer desk, cookware, and tons of childrens clothes. All of it is free.8. Overdoing it on special occasions Are holidays and birthdays completely over the top? Maybe its time to tone it down. When they become extravaganzas of gift-giving, we cheapen the meaning and also set the bar higher and higher. A kid who gets tons of presents is unlikely to appreciate each one fully and more to the point, he develops a sense of entitlement. As for birthday parties, when did they start resembling mini-coronations? Even one-year-olds are having party rooms reserved, decorations put up, and gift registries established. Really? Think of all the money thats spent and quickly forgotten. Now think what those dollars could have done for a childs education fund or your own retirement. Celebrate joyously, but celebrate sensibly. 9. Overbuying for grandchildren While waiting in line at a crafts store, I met a woman who developed the bad habit of having small gifts waiting for her granddaughters whenever they visited and they visited a lot. The woman was fretting visibly as she looked over the items in the stores dollar section. What do you buy for someone who already has everything? she asked me. After hearing her story, I felt very sad not just for her but also for the kids. A visit to grandmas house had become an exercise in acquisition. The first thing they do upon crossing the threshold is to ask what theyre getting. (Does anyone else find that quite sad?) Expectations are made, not born. If youve gotten into the habit of treats and more treats, scale back. Replace them with activities and gifts of time. The kids who are used to getting stuff will gradually become used to not getting stuff and when occasionally you do treat them, it will mean a lot more. Again, the money you save could go toward their education funds or toward shoring up your own budget. You cant finance retirement. 10. Giving more than you can afford Charity is a noble impulse. But giving to the American Red Cross or the Society for the Prevention of Cruelty to Animals should be done after youve taken care of business. Specifically, after youve built an emergency fund, started saving for retirement, and taken care of any consumer debt. Put on your own oxygen mask first, financially speaking. Award-winning journalist and veteran personal finance writerDonna Freedmanis the author of Your Playbook for Tough Times: Living Large on Small Change, for the Short Term or the Long Haul and Your Playbook for Tough Times, Vol. 2: Needs AND Wants Edition. Read more: https://www.thesimpledollar.com/loans/blog/a-loan-wont-solve-your-money-woes-if-you-dont-fix-these-10-financial-issues-first/
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