#so wish me luck talking to my primary tomorrow lol

[badolmen]

I know it’s just proper procedure and a totally normal piece of conversation script but I hate when doctors say “Is there anything else?”

Like I know, logically, that they do want to know if there’s anything else I need to tell them. But my stupid brain just hears “I have better things to do with my time, can this conversation be over now?”

So when I hear that phrase my brain just short circuits and queues up the “Yes, that’s all; thank you and goodbye” script.

[loseeverythingloose]

Hi. I made this challenge myself, and I'm challenging myself bc that's what happens when you are fucking alone and have no friends.

Warning: It contains no workout since I'm so fucking busy with online classes that I can't go out or workout at home.

OK, so, yeah, this is officially the simplest shit to ever exist, but DON'T ever think it will be that easy to apply it to your life.

30 DAY CUSTOM WEIGHT LOSS CHALLENGE

I will only write what I'm not supposed to do. Drink water, sleep enough if not well, and shit like that don't even need to be written down.

Rules:

No packaged and/or prepared food and drinks. I have realized it's literally impossible for people of my financial level to buy organic food. If this rule was no PROCESSED food, I'd literally need to stop eating very essential stuff like cheese. Fucking cheese. I'm not even talking about tea. Wtf am I gonna eat and drink then? So, I will stop eating packaged and prepared food, including all the sweets, candies, chocolate, fast food, no escape. I'm only allowed to eat what is cooked at home, also fruits and such. No sugar coffee, green or white tea, etc., are also allowed. You get the idea: As long as it doesn't exceed my calorie and carbs limit, everything that is not packaged and/or HIGHLY processed is free real estate.

No more than 1500 calories and 100 g carbs. Look, I'm the max 500 cal and 20 g carb type of gal, and I lost so much weight doing it, but then I plateaued for so fucking long I had to stop and eat like a pig to shock my body. Then, of course, I couldn't bring myself to restart. Thank whatever big guy resides upstairs, I didn't gain much, but this pig phase has been going on for like 3 months. Yeah, I fucking binged for 3 fucking months straight. Now that my body is used to high calories and carbs, 1500 calories and 100 g carbs WILL be pretty effective to lose weight. There is absolutely NO REASON to start with extreme restricting because your body will adapt to that too in time. You won't be PHYSICALLY able to restrict more. When you also consider that it's harder to lose weight the more you lose weight, why start with 100% when you can start with 50% and leave the 100% performance for lower weights to lose even more? I'm not even gonna get into the "it's more healthy" shit and lecture you. You already know it. I can, of course, eat a lot less than this too. It's just the max.

No eating before 12 pm and after 8 pm, and in between. It's gonna be strictly two meals. When I was doing the 500 cal, 20 g carb thing, I wouldn't eat anything after 6 pm, but because of my new schedule, that seems impossible. Finishing to eat early or eating a bit later while still leaving AT LEAST 6 hours between my two meals is completely fine. I'll also note down everything I eat and drink. It helps me with self-control.

No big portions. Now that I'm living with my family because of the pandemic, I trust my mom on this. No second plates, no adding on; my meal size is whatever she makes it. Eating less is welcome.

No scale. I admit this is the hardest rule. I'm used to weighing myself every day. I first thought I would at least go on the scale once a week to motivate myself, but I decided to trust the process. I know I'm not doing workouts or something. Still, I just came out of a huge binge and am also using a pill that's supposed to help me lose weight (it's not its primary purpose but its positive side effect, and I'm using it for a very different reason under medical supervision, so if anyone that's not me sees this, don't ask me the name of the pill). For these reasons, I genuinely believe I WILL lose weight, and that's why I'm not gonna do it hardcore. Persistence and continuity are more important than weekly motivation and stressful waiting until the scale day. I will weigh myself on the first day of the challenge and after the challenge ends (not the 30th day). I hope my body will slim down visibly, and I, and most importantly, my family, will notice it.

I will start the challenge tomorrow on April 5.

It's the perfect date because it's Monday (the official international diet starting date), the day I first started restricting last year (so I will also see how much weight I've lost in one year on the first day of the challenge and I hope that'll be the greatest motivation to start and keep going), and a family member of mine was born on May 5 (which is exactly 30 days later). My family cares a lot about birthdays, holidays and stuff, so on that day I have to eat cake or my family won't forgive me lol. So I thought, why not make it a celebration for myself too, for losing weight, controlling myself for a whole month WHILE ACING MY EXAMS and completing the challenge?

As I said, I will be weighing myself and taking measurements in the morning of the first day, and after the challenge is completed. I will decide my goal weight for the end of this challenge tomorrow, depending on my current weight.

I will be posting daily (as much as possible). I also don't want this shit to be only about losing weight. I will be doing 5 different challenges simultaneously: Meditation, thinspo, writing, gratitude, and song challenges.

Wish me luck! (yea, I'm asking for luck from myself bc no one's gonna see this, lmao. Who am I supposed to trust other than me anyway.)

[weightlosswilly]

Journal: 1/2/2021

Weight: 156.2 lbs

Today I’m eating this slice of ‘za, and a bottle of Grigio. Still recovering from covid, I’ve got 3 days left before I get to leave quarantine. I wish it didn’t have to come so soon tbh. Just been sleeping like 12-14 hours a day lately due to the overwhelming fatigue/exhaustion, but I have so much more I need to get done (I just moved, lots of stuff at home to unpack and get sorted out). I have fallen so far behind at work that I don’t even want to think about it. I’ve been working from home, but have had horrible brain fog. This virus is just making me so fucking tired. But I’m getting better.

A few days ago (4 days after testing positive) I was working (from home) at like 9pm and realized I couldn’t breathe right. Told myself it would be better in the morning, and finally managed to fall asleep around 3am and get a couple hours rest. It was worse when I woke up. It felt like my lungs were being constricted and squeezed, or like I was breathing through a tiny straw. My lungs ached for air and alarm bells were going off in my head like “NEED AIR NOW” but no matter how hard or how deeply I tried to breathe, it didn’t help. I was completely panicking; I was crying uncontrollably. I needed air so bad. I called the doctor 4 times lol. I told them I thought the anxiety that not being able to breathe was causing was making it worse (my blood-oxygen level wasn’t at dangerous levels), but they said they couldn’t help with that (it was my primary care doctor). They prescribed a Z-pack and an inhaler to help open my lungs and tried to get me to go to the ER, then eventually just made me promise to go if it doesn’t get better (all the hospitals here have been beyond full for a while due to covid, the ER is fucking packed. Their oxygen supply is running out and I doubt they would be able to help right now, other than just give me a massive bill). My boyfriend brought me some of his lorazapam, thank God. It helped, and I could get some sleep... I was running on a total of like 5 hours of sleep for the past 3 days. I just had so much work to do, and the covid/fever brain fog was making me work so much slower, so I barely had time to sleep and then the anxiety from not being able to breathe was keeping me from sleeping the few hours that I could.

But right now, after a few days of rest, I can breathe. And holy shit, I am so fucking thankful. I don’t have a fever, either. I still can’t smell or taste, but I know that’ll come back soon.

When my boyfriend brought me lorazapam while I was panicking, and I took it and was started to feel better, he started talking about how he was horny. He didn’t push me (I was so sick lol) but I felt a bit bad that he’s been having to take care of me like this, so we got into it a bit. He was giving me a massage, and I was laying on my stomach, naked. He told me to roll over and I just... couldn’t. I’m so fucking fat, y’all. I can’t let him see how bad it is. I put a shirt on and told him I was just more comfortable like that, and he tried to reassure me that he still thinks I’m sexy. It’s so embarrassing. That I can’t even let him see me.

I guess like they say: new year, new me. I just need to be skinny again. Need to feel like myself again. Need to give a shit about myself again. I remember when I used to be under 100 lbs... I almost never ate anything and everyone made comments about me, but I felt good about it. I’m 156.2, so first I’ll just buckle down and lose 36.2 and I’m sure I’ll feel better then, and be able to wear some of my old clothes that I’ve gotten too big for!

Wish me luck, today and tomorrow and the next one will be great, I swear it.

[dawndestroyer]

ANYWAY in an effort for me to use this tumblr to talk on more I’m gonna use it as a place to talk about the dragon gacha game I have lately been in love with for the past week as well as do some recon on my team as I progress/get pulls

so this is the girl I’ve been spoiling the most. I really wish you could name dragons in this game bc I would call her athena for obvious reasons. I pulled her successfully in the current banner! anyway as much as she’s been spoiled, she is defintiely underperforming as a tank compared to my power dragon and I’m not sure if I should change her runes up or something to compensate for that. in all fairness she does have a stun skill that is better in pvp than pve bosses but eh

here’s said power dragon btw! you can see the difference in stats with how much this one excells in hp and defense while my knight dragon has more points alloted in attacking. plus my power dragon is able to regenerate hp on top of that which is so hard to compete with tbh. I forgot how I got him?? I think I got lucky when pulling, and boy did I get lucky

aaaaaaaaaaand starter dragon which is a healer! tbh I’d rather use my earth teddy dragon I’m slowly developing as a healer, but because I get rewarded for growing up my starter, this doesn’t hurt. solid through and through anyway! nonetheless I’d love to get a fire smart dragon instead because I love the look lol

my cupid dragon!! I believe I got him out of my day 3 legendary egg login gift. his look has grown on  me eventually and he’s been by far the dragon I’ve relied on the MOST of my whole team, since the bleed status effect is so powerful on bosses and he increases mana recovery rate so fast. this little one has mowed through bosses I really had no right to beat at the time (which idk if I could have managed if he was any other element). an excellent kiddo

and this solar dragon!! who despite being at junior level at this moment is going to stay looking like a baby even as an adult SO I GUESS MY FIRE TEAM IS BY BABY TEAM. anyway this baby is by far my most powerful dragon damage wise at this moment raining destruction with gigantic AOE damage so I love this one

that wraps up my main team and the dragons I know the most but I’ve got a couple more I’ve been trying to raise up so! here

my earth sura dragon which I pulled pretty early on?? though I can’t remember as much since they’re a natural 4 star, but has definitely been my primary damage dealer before I got my solar dragon. I’m trying to raise them up again because I REALLY need a strong single-target attacker and my solar dragon doing all of the dps lately hasn’t been totally cutting it against certain situations. really good anyway. I think the earth evolution material day is either tomorrow or the day after which is good because I want to evolve them since they look EXTREMELY COOL as an adult. anyway while they are not TECHNICALLY part of my current main team I’ve been slowly trying to figure out a place for them so hopefully that will be soon

my light spine dragon I got real lucky hatching recently! I can’t say much for their performance yet tbh because I got them so recently and they are only a nat 3 star, but I’ve already got them ranked up to 5 stars AND fully evolved into an adult, and since I hear good reviews I really want to make them work!! I don’t have a light-elemental attacker after all. plus light-element spine is the best spine because those glowy horns don’t show up on the other spine elements. the lovely soft yellow and purple combination is great too

my water elemental marshmallow dragon which is currently my backup healer for my smart dragon and something to help with my very weak water elemental presence in my team. also water elemental marshmallow is the best element marshmallow because it heals more than the other elements (I don’t know why??) a cute baby that is a part of baby team forever, and hopefully as I level them up I may even rely on them more than my smart dragon!

water volt “”dragon”” which I admit I wasn’t going to use much until he got buffed like one or two days after getting him, so I wanted to try him out and see how he goes! plus I DESPERATELY need water element dragons right now and am suffering horrendously in this department, so an attacker is good

a fire hell ghast dragon I got literally last night by luck from a random egg drop! I have no idea how she will perform and is unlike anything I have had up to this point since apparently she is an offensive healer?? which sounds super intersting and she’s got good reviews (though every person complaining that they don’t like her design because she looks too much like a bird can bug off. complain about the dragons that look like awful mlp ponies instead)

lastly I’ve got these two sisters... both of them natural 3stars but I really want to make them work, and so far they are doing some good damage! their main purpose though is to help make up for my lack of support in certain elements, like water (which I have complained about) and dark, which you notice I have NOT posted a dark elemental dragon until right now. THATS HOW MUCH I NEED A DARK DRAGON..... anyway these babies will look awesome as adults so I can’t wait until I can get there at least

anyway so thats it for my active team members! I can talk about more, such as which dragons are on my wish list or what dragons in my inventory I am musing to raise otherwise, but this post is long enough for now. I think I’ll talk about all that other stuff laaaaaaaaaater

[foulfurywombat-blog]

What is the right affordable car insurance to purchase in NEW JERSEY?

"What is the right affordable car insurance to purchase in NEW JERSEY?

Hi, I was looking to buy a car insurance policy. I currently have a company but wanted to drop them due to being overpriced. The only problem is that i don't have a driver license nor have i ever had one. I was able to finance a car off the lot but it wasn't for me. I brought it for my grandson. He has a driver license and is the only primary driver of the car. Being as though I never had a license most companies won't accept it and limits me from getting a cheaper policy. He is about to turn 18 next week. So is there any car insurance companies that will accept that i don't have a license and let me get a policy with him being the primary driver of the car. Thanks!!

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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First it was OxiClean, then there was Orange Glo, and then KaBoom! Now Billy Mays, your favorite infomercial personality is endorsing iCan, an affordable ...show more""

Car insurance keeps going up despite excellent driving record?

I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my monthly amount keeps changing.It has went from around $92 then I added a my car alarm system got a discount it went to $72 for a few months.then to $82. For the past 4 months now I got a letter saying my next payment due is $107 . That $20 dollar increase.??? I'm getting very fed up with shelter I'm a new mom and it's hard enough to pay my bills as it is I recently got married does that change ur car insurance ? He has no license because of something that happened around 10 years ago . When i report I'm married is it going to help or hurt me? I do not have any intentions of adding him to my policy but just was wondering if I will get a discount from being (married) now? I know most company's give discounts because they seem to think married ppl drive more safely.

I want to name my new insurance company?

i want to name my new insurance company

What would be considered cheap for a new driver's auto insurance?

Also, what would be considered average or too high? Any car really, just focusing on the pricing at the moment for a ballpark estimate.""

What is the right affordable car insurance to purchase in NEW JERSEY?

Hi, I was looking to buy a car insurance policy. I currently have a company but wanted to drop them due to being overpriced. The only problem is that i don't have a driver license nor have i ever had one. I was able to finance a car off the lot but it wasn't for me. I brought it for my grandson. He has a driver license and is the only primary driver of the car. Being as though I never had a license most companies won't accept it and limits me from getting a cheaper policy. He is about to turn 18 next week. So is there any car insurance companies that will accept that i don't have a license and let me get a policy with him being the primary driver of the car. Thanks!!

What is the best auto insurance in southern california?

i want to know the cheapest is south coast insurance any good

Immigrant Health Insurance?

How can a new immigrant in the US over 65 years and with pre-conditions obtain health insurance?

Why can't I get quoted on the same model but older year of a car?

Hi I'm 18 and have just passed my test. I was looking to get a diesel fiesta, the 1.6 TDCi Zetec S to be exact. I was checking out quotes on insurance on them. For some reason I get quoted and can insure the 2007 and 2008 models, but the ones before that I don't get a quote. I looked up the cars specifications for all years and they all have the same torque, bhp, weight & everything. I wanted to know why I can't get quoted on the older models?""

How much is auto insurance ?

i live in Edmonton Alberta and i am getting my license in 5 weeks and my car in 6 so i was just wondering how much is average auto insurance

About how much would the insurance for 16 year old driving a 1997 Chevrolet Camaro?

In Missouri about how much would car insurance be a 16 year old with good grades be for a 1997 chevy camaro, or a 1997 pontiac firebird. And also, what is the cheapest car for a 16 year old to insure? Thanks""

Affordable insurance plan for a diabetic?

im a diabetic and i recently lost my AR Kids insurance when i turned 19.... i need an affordable insurance plan that will cover my prescription does anyone have any suggestions

""Hi, this is my first time getting contact lenses, i just wanna know where can I find an affordable price?""

I have called a few optometry clinics already but the price is just not satisfying; it was around $350.00 for a year (including eye exam). I would like to know if there is any other place that would do it for cheaper. By the way, I live around San Gabriel, CA. Please recommend optometry clinics located around me(less than 20mins drive), I would appreciate it.""

Health Insurance for Immigrant 65+?

My parents and I are bringing my grandmother from India and were trying to find an affordable health insurance plan for her. She has never worked in the U.S.A. so she is not eligilble for Medicare or other programs like it. She has pre-existing conditions. I was hoping to get $100,000 of coverage, but I would appreciate all the options I have so please list them all. THANK YOU FOR ALL YOUR HELP!""

""How to significantly lower my car insurance, just got fired, can't afford more than $50 or so a month...?""

I'm only 18 and I was just fired from my first job, I worked there for 8 months or so. I still live at home and don't owe any money on credit cards, so my only real problem is car insurance/gas. My parents refuse to help me at all. I currently pay $133 a month in car insurance; I have Statefarm. I've been driving for a year or so and have been in 1 fender bender, my insurance didn't even go up because of it. I've been paying my own insurance for a few months, maybe 6 or so. Is there anyway I can lower my car insurance? One of my friends only pays $80 a month and he's my age. By the way, the car is a 2004, dark blue, not flashy, four door car. If the type of car matters at all. I'm not sure what the $133 a month I'm paying covers, but is there anyway I can pay less and have it cover less stuff? I'm a very safe driver and have never been in any type of accident my entire life (the fender bender was my boyfriends fault -- he was driving my car, not me). I live in Virginia. Is there like a $50 a month option or something that doesn't cover me or the person I hit if I were to get in an accident, and the $50 a month is just so I don't get pulled over and charged with driving without insurance? I need some options because I have very limited funds and I'm not sure how long it will take me to find a new job. Thank you for any help!""

What is the best teen driver insurance in California?

Taking driving test tomorrow and need insurance coverage for just me, 18 years old.""

Is it legal for the State to randomly demand proof of insurance?

Here's the deal. I got a letter from the Ohio BMV saying that I have been randomly chosen to prove I have insurance on one of my vehicles. I do have insurance, have always had insurance, (at least for the last 25 years or so) As I got to thinking about it, it started bugging me because it seems that this violates my 4th, and possibly my 5th, and potentially my 6th amendment rights. The letter kindly apologizes for any inconvenience, then states that if I do not comply, my license will be suspended. I begrudgingly intend to comply, just to avoid any hassle, but before I do (I have 3 weeks) I was hoping someone could explain to me how this can be legal. I can kind of understand having to prove compliance during a traffic stop, but randomly??? Through the mail??? The audacity of these people is troubling. Game on.""

Canada Car Insurance?

Hi I am trying to find a rough estimate for car insurance in Toronto. The insurance should be for a normal car, like a ford focus 2000 model. I have 4 years no-claims, married and is 28. I hold a full license (British and South African) and will apply for an Ontarian one when I get there. If anyone has a similar details, please give me your insurance quote...it does not have to be spot on. I got some from websites, but they all seem to be $320+/m which is very high...I only pay 42 ($80ish) in England, which is already very high as I paid R110 (8.50ish) in South Africa. This is for my budget to see what I can expect over there. Thanks""

What are affordable health insurance plans in mass?

private insurances, available to full time college students""

Can I cancel my fathers car insurance?

He went on a business trip and it was supposed to be for 2 months but it turned out they wanted him to stay a couple months longer. He told me to cancel his insurance so If I return the plates to the DMV in NY with the receipt can I cancel his insurance?

How to get cheaper car insurance for 2nd year? haggle 17 18 year old driver car insurance renewal price No NCB?

ok so i am 18 now, me and my brother have shared a policy insured for 10 months with Admiral as a named driver and it cost us 1450. My brother is the main driver and uses the car 95% of the time, i only use it now and then. The 10 months have passed and they have sent him a renewal price of 1200, is there anyway i can help him get it cheaper than this? could he haggle with admiral or go to another company and show them that the renewal price is 1200? also, my car is a 1.0L 2002 seat arosa, would we be able to swap it for a 1998 1.4L seat arosa (they are like 600 less) or would the insurance go up? please help! thanks guys""

What's the cheapest auto insurance company in New Jersey?

I live in Newark and my insurance keeps going up. I have a 2002 ford focus with geico and although I got a speeding ticket and a seat belt ticket, it has gone up a little to much. PLEASE HELP!!!""

What is online insurance?

onlin insurance pr5ocess and ways and meaning

What is a really good affordable health insurance?

i make 12$ hr and on a very tight budget

""If I move out, do I have to get my own health insurance?""

I want to move out as soon as I get a better paying job, but I also need to consider the different costs. Currently my mom has me as a dependent on her health insurance. If I moved out, would I have to get my own health insurance? I'm 19, if that matters.""

""Is car insurance cheaper in L.A., CA or Fort Worth, Texas?

I'm currently living in the L.A. area and am moving to Fort Worth and I was wondering if I should expect an increase or decrease in my current rate and how much of a difference I should see. My record is clean. I also have good credit. (if either of those might have more affect in either state)

How is California's New Auto Insuranse Law Enforced?

The state of California has closed a loop hole in the law that allowed people to register their cars with phony insurance or to register with good insurance and cancel a short time afterward. Now when you cancel your insurance, the insurance company will notify the DMV electronically and you car's registration will be revoked? What happens afterward? You still have the valid looking sticker on your car...so Are police going to be stopping you now just to check for insurance? How do you get your registration re-instated if revoked under these conditions?""

Disability Insurance question?

Can an individual buy short term disability insurance themselves without going thru a business? Can I purchase Aflac on my own, or some other disability insurance?""

How will adding 40 million more people to the Health Insurance rolls improve Health Care?

But don't be misled. We know the status quo is unsustainable. If we do nothing, millions more Americans will be denied insurance because of pre-existing conditions, or see their coverage suddenly dropped if they become seriously ill. Out-of-pocket expenses will continue to soar, and more and more families and businesses will be forced to deal with health insurance costs they cant afford. David Axelrod Senior Advisor to the President Why suddenly focus on the insurance industry? If, as Axelrod says, the status quo is unsustainable .. How will adding 40 million more to the insurance rolls suddenly make it sustainable ? . How will adding to the costs of Insurance Companies decrease their costs? . How will doing nothing , and thereby sustaining the huge profits of the drug industry and the medical industry, reduce medical care costs to the average American?""

How do you value a damaged tree for insurance purposes?

Long story short, a guy ran his car off the road into my front yard and hit a tree. The tree is a complete loss. He has insurance (thank god!). How much should I expect to receive from the insurance company for the value of the tree? The tree is a mature Blue Spruce. It was about 20-25 feet tall, had an 8-10 inch trunk, and a spread at the base of about 15 feet or so. I know that I should at least be entitled to the cost of removing the tree/debris and planting a new tree. But you cant really plant a 25 foot Blue Spruce! So, the problem I am having is determining what value should I be entitled to considering the maturity of the tree? Who can I call to get an appraisal? Other info: I live in a subdivision of custom brick homes on a large lot (about 1 acre) and my home is worth about $275k. The tree sat on the edge of my property in the front yard in a group of two trees (the other one was slightly damaged also, but can probably be salvaged) that provide some shading from the neighbor and the road. Obviously, the amount of shading is now reduced and the aesthetics of the group of two trees is messed up to the point that I am considering just removing both trees.""

Is my insurance going to go up a lot?

I'm 17 and my i'm under my parents insurance for my car and its around $110 a month. I want to get a motorcycle, either a dual sport bike or a street bike. Does anyone have a rough estimate of how much you think my monthly would go up adding motorcycle insurance? I know you don't know exact, please don't tell me to call them. I have a clean record. Thanks for all your help.""

What is the right affordable car insurance to purchase in NEW JERSEY?

Hi, I was looking to buy a car insurance policy. I currently have a company but wanted to drop them due to being overpriced. The only problem is that i don't have a driver license nor have i ever had one. I was able to finance a car off the lot but it wasn't for me. I brought it for my grandson. He has a driver license and is the only primary driver of the car. Being as though I never had a license most companies won't accept it and limits me from getting a cheaper policy. He is about to turn 18 next week. So is there any car insurance companies that will accept that i don't have a license and let me get a policy with him being the primary driver of the car. Thanks!!

Car Insurance... How much is it really?!?

I am planning on getting a car this summer after school and i am 16.... My parents want to lease a car for me from Dodge/Chrysler/Jeep since we get a discount. I really want the dodge SRT-4 but i think it will be too much insurance at this point in my life... can someone tell me roughly how much it would be??? thx!

Does anyone know an insurance company that will insure expensive cell phones?

AT&T will not insure its own cell phone if it costs too much money. (phones like the Iphone, Tilt, and Duo, among several others) Any phone above $300 dollars before contract and ...show more""

How much life insurance should we get?

My husband and I both work; our income split is about 60/40, he being the higher paid. We will both turn 50 within the next year. No children living at home. No substantial debt: Car loan: $185 monthly Student loan: $102 monthly Mortgage: $2,000 monthly No other debt. We never carry a credit card balance. We have about 3 months worth of savings in the bank. Should I base our life insurance on how much we make, how much we have in debt or both? We are living paycheck to paycheck, and if either one of us were to die suddenly, the other would only have a few months to sell the house before we could no longer make the payments. In this market, I don't think that's realistic. I was thinking that we would need enough to pay for a funeral, pay off the smaller two loans, and still have enough to live on for at least a year if the house doesn't sell. Does that sound right? Or should we not worry about paying off the loans...just calculate enough to replace the other's income for XX many months? If so, how many months should we plan for? Finally, at what rate is life insurance taxed? Is it added to your income and then taxed at the rate for your total income for the year? or is there a flat rate tax? (I think I know the answer to this one, but I want to make sure).""

How much would it cost to insure a cheap motorcycle for a teen?

I found a good bike for two thousand dollars it's nothing fancy but it's enough to get around so I was wondering how much would it cost to insure a bike like this. I have very good grades my parents have a good driving record so I think that will help

When can I get my own insurance?

Im 17 Ill be 18 in june. I had chip but my mom moved states and left me with my dad and chip expired and she cant re-apply because shes not in the same state. My dad doesnt want to pay for my insurance so now Im walking around with no insurance. I have medical problems and it requires surgery but I cant get anything now. I'm supposed to go get my eyes checked but I cant because of not having insurance. I dont know what to do. None of my family wants to add me on their insurance plan because it's too expensive. My sibling is on my mom's insurance because she live with her and my brother is on my step-mom's and my dad is on his own and pays child support. Im at a loss for what to do. My dad cant apply for chip because he is tied with my stepmoms income. What do I do? Can I get my own insurance? I start college in the fall, should I get insurance from the university?""

Insurance for motorcycle?

i live in Montreal Quebec, and would be around 18-25 years old would a Kawasaki ninja 250 (250cc sport bike) be more expensive than a 800cc cruiser? cuz i was originally intresetd in the 250 because of its fun factor and etc... but my uncle is saying that insurance would be a lot because it is a sport bike and i would be still young, so its better to get a cruiser (sportster style bike) because it is heavyer, stabler...and will cost less to insure. but im a little skeptical because a 250cc engine really is not fast (compared to the 600cc sport bike) and a guy on youtube said that his friend pays a little less than half of what he pays for his kawa. 900 custom""

Is there more opportunity in life insurance sales or as a real estate agent?

I am wondering what is more lucrative life-insurance sales or real estate. I have a passion for both of them I am just wondering what is the most lucrative and what offers the biggest opportunity to become a millionaire in. I have been offered a position at mass mutual. I have a big interest in investing and stocks. They sell mostly insurance products. But you can also get your series 6 and 7 and sell securites. What is the biggest earning potential, life insurance sales, or working as a real estate agent. Any guidance would be great. I'm on a road trip so If there are typos my apologys.""

Teenage insurance on a Land Rover?

I'm 17 and I'm looking for insurance on my 2002 Land Rover 90 2.4. No companies will insure me for less than 3500 if at all! Any suggestions? Cheers!

In Pennsylvania do you need motorcycle insurance with just a learner's permit?

I am about to get my motorcycle permit in Pennsylvania and I was wondering if I needed to get insured to ride with just a permit.

Teenager driver and car insurance?

my stepson just got his learner's permit, he may be driving my husband's truck once in a while to learn, (I think he'll be driving mostly when he's at his mom's house), a mile here and a mile there. We have geico insurance, do we need to add him temporarily? i tried to look at our coverage and get a quote, but it won't let me without actually adding him as a driver. i'm not about to add him without a quote since he's only 16... way too young to be driving in my opinion, but that's another issue...""

""The most basic and cheapest insurance available, forget what it's called?""

There's a type of insurance for mostly minors or people who deal with used cars that are cheap etc, rarely driven, traded often, and it's called ______ I forget, and it only entitles you to be insured against law suits if the other person is injured. Real crappy insurance right? I'm starting to trade cars but some will need to be driven to shops and stuff like that. In my state MICHIGAN, you need to have insurance BEFORE you register, which sucks for me. For example, I am about to buy a piece of crap 500 dollar Chevy Cavalier and I need to most basic insurance, I just forget the term for this. I don't want to get a huge big policy for a car that will be driven probably less then 50 miles in it's time that I have it.""

Do I need to buy car insurance before driving a used car that I purchase home?

I am thinking about buying a car. I won't know if I'm buying this used car until I go look at it. How do I drive it home, if I won't have car insurance at the moment that I buy it?""

Health insurance in NYC?

I am looking for an insurance that covers medical, dental and vision care. Is there such a thing? As a child I had child health plus, but now I think I make too much for their family health plus. I need dental and vision! Thank you!""

Mistake on insurance- value of car?

recently i was involved in a car accident where another driver drove into the back of my car and since then it has been written off. the problem is i undervalued the car on my insurance by accident (as it was a present and was unsure of the true value) can i explain this to the insurance company and get the money paid for the car? or will i just get how much i said the car was worth? thanks

350z or g35 coupe auto insurance?

I am 17 years old about to be 18 and I really want a nissan 350z or an infinity g35 coupe. I have been saving money for a few months to buy a used z or g35 but I never thought about what my insurance would be like. I am 17 with no real driving experience. I would be on my parents insurance, I had a 4.0 the last 2 years of high school so straight a's. I have a job(idk if that matters) I do not smoke. I live in California in a small town. I am a male. I dont know what else insurance companies look for so if you know of anything else please mention them in your reply. I'm just wanting to know if anyone has any kind of idea of what id be paying. Thanks""

""If I start paying my car insurance, and then change my name, would my dad find out?""

I'm almost 20 years old, I recently moved back in with my mother and my father gave me a car. As of now my father pays for the insurance, and the car is in his name. He also has a GPS installed in it. I'm going to be moving across the state this year, but will put the car in my name and pay for it's insurance beforehand. I will also finally be changing my name (first and last). I don't want him to know about my name change. Though they are public records, I know, would he be informed in any way by looking at any document to do with my car? Would insurance or anything contact him in any way if I pay for it?""

Health insurance For Football?

I'm going to play football in highschool soon. And i was wondering if i needed health insurance to play or its not required?

How much flood insurance do I need in a low risk area?

I called my insurance carrier to get a agent to get a quote. He told me limit option starting at $100K and went higher to match the limits of my Dwelling coverage, and ended by saying ...show more""

Affordable Dental Insurance? Can it be true?

I recently lost my job. I would like a separate dental insurance plan besides my basic health insurance. I wonder if anyone else is feeling the pain like me. Any suggestions?

Can anyone help me shop for health insurance?

I am looking for health insurance and I can't decide between a regular insurance plan or a plan that includes health savings accounts. What is the difference between these two and which one is the best? I am on a tight budget.

Peugeot 206 gti insurance cost?

Does anyone know roughly how much it would cost for first time insurance? I'm 18 by the way.

NJ car insurance?

NJ My daughter borrowed my car and was in a minor accident. She has her own insurance. My insurance company paid the other drivers claim and my insurance went up. Shouldn't my daughters insurance pay the claim. We have twoseparate companies.

Dallas cheapest auto insurances?

I just moved to Dallas and looking for a good auto insurance. Thanks

What is the process of renting a car through your insurance?

Im calling about it tomorrow but I just dont want to sound completely clueless. So how does the process go for this? Does the insurance just tell you where to go and when to pick up the car and you just go get it or is there more??? This is assuming insurance pays for it completely.

What is an average price for mobile home insurance in california ...los angeles?

12 ft. by 50 ft. 0r 20 ft. by 48 ft. and the year matters too if 1970s...1980s...1990s... ? and my age is 50

What is the right affordable car insurance to purchase in NEW JERSEY?

Hi, I was looking to buy a car insurance policy. I currently have a company but wanted to drop them due to being overpriced. The only problem is that i don't have a driver license nor have i ever had one. I was able to finance a car off the lot but it wasn't for me. I brought it for my grandson. He has a driver license and is the only primary driver of the car. Being as though I never had a license most companies won't accept it and limits me from getting a cheaper policy. He is about to turn 18 next week. So is there any car insurance companies that will accept that i don't have a license and let me get a policy with him being the primary driver of the car. Thanks!!

https://www.linkedin.com/pulse/bikers-which-cheap-bike125cc-would-suitable-new-rider-savoie-santa"

[dextersjournal]

Get to know me

I posted these questions a while ago but no one was interested. I’m really bored at work so I decided to answer all of them anyway. Answers are correct as of 3 July 2017.

1. Who was the last person you held hands with?  Probably  my ex.

2. Are you outgoing or shy?  Both.

3. Who are you looking forward to seeing?  I’m  seeing my friend Jordan later. Went out with him yesterday, but I always look  forward to seeing my friends.

4. Are you easy to get along with? Yes, I  think so. I will admit that it could be argued that I have a polarising personality.

5. If you were drunk would the person you like  take care of you? Don’t like anyone at the moment.  

6. What kind of people are you attracted to?  (I  abhor this question.) Um, generally good looking. Long hair is a turn on.  Sharp features e.g. nose and jaw line. Smooth skin. Sense of humour.  Intelligent, verbose, reasonable, critical thinker. Reason I abhor this question  is because I don’t like the idea of someone reading this and thinking I  wouldn’t be into them because they don’t meet these criteria; it’s very  plausible that I would be attracted to someone outside these descriptions –  except sense of humour. That’s a must.

7. Do you think you’ll be in a relationship two  months from now?  No.

8. Who from the opposite gender is on your mind?  Can’t  even think of anyone.

9. Does talking about sex make you uncomfortable?  Yes,  but less and less so. When you play Never Have I Ever with friends like mine,  you’re forced out of that comfort zone, lol.

10. Who was the last person you had a deep conversation  with? Gosh, I  have deep conversations all the time. Probably with my friends Jordan and  Fabian last night.

11. What does the most recent text that you sent  say?

“Hey  dude. I’m home safely. Hope you are/will be too. I’m beyond glad you agreed  to join us today. I do miss our chats so that’s a big reason why I’d like to  hang out more.

Anyway,  I shall see you tomorrow. And I hope to see you soon after that. Sleep well  and keep well[,] my friend.”

12. What are your 5 favorite songs right now?  Hmmm, I  actually don’t have a favourite right  now – I listen to whatever – but my recent favourites have been:

Sign of  the Times – Harry Styles From  the Dining Table – Harry Styles Tears  in the Rain  - Nathan Sykes Twist –  Nathan Sykes There’s  Only One of You – Nathan Sykes

13. Do you like it when people play with your  hair?  Yes,  actually. But people rarely do.

14. Do you believe in luck and miracles? Luck,  yes. Miracles,  no.

15. What good thing happened this summer? I  formed a friendship in the last third of last year in which I was very  quickly emotionally invested, as I do. But I wasn’t sure how this person felt  about me; they were very hot and cold towards me. We could have a good time  one day and he’d all but ignore me the next. The good thing that happened  this summer is that he and I became closer, started confiding in each other and  I’m no longer uncertain about our friendship.

16. Would you kiss the last person you kissed  again? Yes. I’m  actually craving it.

17. Do you think there is life on other planets? I think  with the vast expanse of the universe, it’s likely that there should be other  living organisms out there, if only simple-celled ones.

18. Do you still talk to your first crush? No. Don’t  talk to many people from primary school.

19. Do you like bubble baths? I do.  But water restrictions.

20. Do you like your neighbors? My  mother is really close to the neighbours on our left. We don’t really socialise with our other neighbours.

21. What are your bad habits? Over-thinking  and over-analysing. Nail biting. I’m sure I have more so if anyone notices  any, let me know.

22. Where would you like to travel? England  and Europe (they’re separate now). More  specifically: London, Paris, Rome, Florence, Venice, Istanbul (maybe). Also  New York and LA.

23. Do you have trust issues? Likely.

24. Favourite part of your daily routine? Don’t  really have one. My life is banal right now.

25. What part of your body are you most  uncomfortable with? My  paunch.

26. What do you do when you wake up? Turn  off my alarm.

27. Do you wish your skin was lighter or darker? Neither.

28. Who are you most comfortable around? My  friends.

29. Have any of your ex’s told you they regret breaking up? Nope.  They actually said their life got easier.

30. Do you ever want to get married? I think  so. But I’m not sure. Very aware that marriage and weddings are a mere by-product  of archaic tradition but also like the idea of officialising a commitment  promise.

31. Is your hair long enough for a pony tail? Yes.

32. Which celebrities would you have a threesome with? I don’t  even want to think about this one right now. Don’t want to pop a boner at  work.

33. Spell your name with your chin. DSewsxrt5err

34. Do you play sports? What sports? I used  to play chess.

35. Would you rather live without TV or music? TV.

36. Have you ever liked someone and never told  them?  All the  damn time. I’ve only told 2 of my numerous crushes that I liked them. One of  those was almost a year later.

37. What do you say during awkward silences? “Lovely  weather we’re having.”

38. Describe your dream girl/guy? A  friend I can have sex with.

39. What are your favourite stores to shop in? Edgars  and Mr Price. They give me credit.

40. What do you want to do after high school? I left  high school 5 years ago.

41. Do you believe everyone deserves a second  chance? No. I  don’t subscribe to rules with absolutes.

42. If you’re being extremely quiet what does it mean? I’m  tired and/or uncomfortable and/or thinking and/or over-thinking and/or upset  and/or depressed.

43. Do you smile at strangers? Not  generally, no.

44. Trip to outer space or bottom of the ocean? Outer  space.

45. What makes you get out of bed in the morning? The obligation to go to work and continue to earn money.

46. What are you paranoid about? That my  friends don’t really like me and they just tolerate me.

47. Have you ever been high? No. I  think I may have been on a passive high once, but I’m not sure.

48. Have you ever been drunk? Yes.  Good times.

49. Have you done anything recently that you hope nobody finds out about? Umm,  no, I don’t think so.

50. What was the colour of the last hoodie you  wore? Black.

51. Ever wished you were someone else? I  probably have, but not actively. For all my faults and insecurities, I like  who I am and acknowledge that being someone else comes with a whole new set  of problems. I like that I know what my problems are.

52. One thing you wish you could change about  yourself? My  weight.

53. Favourite makeup brand? MAC

54. Favourite store? Wouldn’t  say I have one.

55. Favourite blog? http://soletstalkabout.com/

56. Favourite colour? Azure  blue.

57. Favourite food? Pizza  or sushi. I will not decide between them.

58. Last thing you ate? Doughnut.

59. First thing you ate this morning? Cereal  (ProNutro)

60. Ever won a competition? For what? I won a  dance competition on a TV show and received free tickets to go up Table  Mountain.

61. Been suspended/expelled? For what? Nope.

62. Been arrested? For what? Nope.

63. Ever been in love? Yes.

64. Tell us the story of your first kiss? We’d  spent New Year’s Eve together, just the two of us, and as we were watching  the sunrise on New Year’s Day, he pulled a handwritten letter from his pocket  and read it out. He revealed he had feelings for me and asked if he could  kiss me. I nodded.

65. Are you hungry right now? Not  actually, hey.

66. Do you like your tumblr friends more than your real friends? No, but  I do wish my real friends had Tumblr. And Twitter. Mostly Twitter.

67. Facebook or Twitter?

Twitter.

68. Twitter or Tumblr? Twitter.

69. Are you watching TV right now? Nope. I’m  at work.

70. Names of your best friends? Bronté Fabian Jerry Jordan Laurie Nadine

71. Craving something? What? Hugs.  Always.

72. What colour are your towels? I think  the ones I’m using now are green.

72. How many pillows do you sleep with? Two.  One standard and one continental.

73. Do you sleep with stuffed animals? Do my  victims’ bodies count? Jokes.  No, I don’t. (I leave  the bodies in the basement.)

74. How many stuffed animals do you think you have? Easily  upwards of 10.

75. Favourite animal? Dog.  Unimaginative answer, I know.

76. What colour is your underwear? Grey.

77. Chocolate or Vanilla? Vanilla

78. Favourite ice cream flavour? Bubblegum,  but it’s hard to find. I’m usually pretty satisfied with vanilla. But if we’re  including frozen yoghurt into the options, then English Toffee.

 79. What colour shirt are you wearing? Black

80. What colour pants? Blue  (denim)

81. Favourite TV show? Will  & Grace.

82. Favourite movie? The  Prestige.

83. Mean Girls or Mean Girls 2? Ew.  Mean Girls.

84. Mean Girls or 21 Jump Street? Mean  Girls.

85. Favourite character from Mean Girls? Why is  this a question?

86. Favourite character from Finding Nemo? Dory.

87. First person you talked to today? My  brother.

88. Last person you talked to today? My  boss.

89. Name a person you hate? I don’t  hate anyone. But the last person I hated was called Josh, I think.

90. Name a person you love? Fabian.

91. Is there anyone you want to punch in the face right now? No.  Hurt with my words.

92. In a fight with someone? No.  Hurt with my words.

93. How many sweatpants do you have? 5

94. How many sweaters/hoodies do you have? 5/6

95. Last movie you watched? Wonder  Woman

96. Favourite actress? Dunno.

97. Favourite actor? Dunno.

98. Do you tan a lot? No. Not  intentionally.

99. Have any pets? No.

100. How are you feeling? Tired.  Bored.

101. Do you type fast? Yes.

102. Do you regret anything from your past? Yes.  The person I used to be. Makes me cringe.

103. Can you spell well? Yes.

104. Do you miss anyone from your past? Yes.

105. Ever been to a bonfire party? No.

106. Ever broken someone’s heart? Not  that I know of.

107. Have you ever been on a horse? No.

108. What should you be doing? Nothing.  I don’t have any work to do.

109. Is something irritating you right now? Not  particularly.

110. Have you ever liked someone so much it hurt? Yes. [Cue  depression and Sam Smith soundtrack]

111. Do you have trust issues? Refer to  Question 23.

112. Who was the last person you cried in front of? Gosh, I’m  not sure hey. I cried in front of my ex while we were still together, but that was in 2015. I’ve definitely cried since but I don’t remember doing it in front of everyone.

113. What was your childhood nickname? Dennis.  I was a klutz so my dad would refer to me as Dennis the Menace. I hated it.

114. Have you ever been out of your province/state? Within  the country, only technically; just crossed the border for a few hours.

115. Do you play the Wii? No.

116. Are you listening to music right now? No, but  that’s a good idea, actually.

117. Do you like chicken noodle soup? I eat it  but never crave it.

118. Do you like Chinese food? No.  Except spring rolls.

119. Favourite book? Harry Potter and Artemis  Fowl series.

120. Are you afraid of the dark? No.

121. Are you mean? Not  genuinely. But I say mean things to be funny.

122. Is cheating ever okay? Probably.  Once again, I do not subscribe to rules with absolutes.

123. Can you keep white shoes clean? No. I  don’t care about them enough.

124. Do you believe in love at first sight? No. I  believe in confirmation bias.

125. Do you believe in true love? Yes, I’d  like to.

126. Are you currently bored? Yeeeeeeeeees!

127. What makes you happy? My  friends.

128. Would you change your name? No.

129. What your zodiac sign? Scorpio.

130. Do you like subway? The  sandwich place? Yes, I do.

131. Your best friend of the opposite sex likes you, what do you do? Depends  on whether I feel the same way. It’s unlikely. So probably say I don’t reciprocate their feelings. Ask them if they need anything, like space. Ask  them if I did anything to lead them on. Have a discussion with them. Let them  know I’m still their friend if they want me to be.

132. Your best friend of the same sex likes you, what do you do? Depends  on whether I feel the same way. If I don’t, see above. If I do, or I don’t but I could, then I guess we’ll see  how it goes. This is something I’ve thought about a lot and I don’t think it’s  likely. My best friends are mostly straight and most of them have  girlfriends. Even if they’re queer, I doubt they’d be interested in me.  Besides all that, I think I’m too close to all of them to view them in a  romantic and sexual light. I wouldn’t want to ruin a friendship.

133. Favourite lyrics right now? In Our Darkest Hour In My Deepest Despair Will You Still Care? Will You Be There? In My Trials And My Tribulations Through Our Doubts And Frustrations In My Violence In My Turbulence Through My Fear And My Confessions In My Anguish And My Pain Through My Joy And My Sorrow In The Promise Of Another Tomorrow I'll Never Let You Part For You're Always In My Heart.

134. Can you count to one million? Theoretically,  yes. Not about to do it in practice; it would take literally 3 days.

135. Dumbest lie you ever told? I  signed up to be in my primary school’s fashion show and they had a strict rule (for some weird reason) that if you signed up, you had to do it. I changed my mind and, when confronted, told my  teacher my mother had responded on the reply slip without my consent.

136. Do you sleep with your doors open or closed? Closed.

137. How tall are you? 1.78m  or 5ft 11in

138. Curly or Straight hair? I have curly  hair.

139. Brunette or Blonde? I’m a  brunette.

140. Summer or Winter? Summer.

141. Night or Day? Night.

142. Favourite month? December.

143. Are you a vegetarian? Hell,  no.

144. Dark, milk or white chocolate? Milk  chocolate.

145. Tea or Coffee? Tea. I  don’t drink coffee.

146. Was today a good day? Today’s  barely started, but it’s unlikely to be. Yesterday was great, though.

147. Mars or Snickers? Mars.

148. What’s your favourite quote? “I’m a  knowledgeable man and it’s part of my knowledge. Y’know, if I knew how I knew  everything I knew, I’d only be able to know half as much because it would all  be clogged up from where I know it from.” – David Mitchell

149. Do you believe in ghosts? I’m  inclined to say no, but I’ve recently heard some stories that have challenged  my world view.

150. Get the closest book next to you, open it to page 42, what’s the first  line on that page? No  text. Just a picture. (It’s an autobiography, not a kid’s book, okay! Get off my back, mom! Geez.)