#so he does the minimun when he doesnt care and the best when he cares
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In classes...
*Transfiguration, Charms, Defense*
Ominis looks like he's paying attention but he's actually wondering what he'll have for lunch or dinner, depending on the hour.
He can do the spell on his third try anyway.
Sebastian is paying attention, whispering the incantation under his breath whenever the Professor says it and moving his wrist to warm up and practice the movements. When he feels ready, he stops paying attention and observes his classmates, or, more often than not, exchanges notes with MC.
He has it on the first try.
Depending on what she did a night before, she either takes a nap or doodles on her book. She doesn't care much about theory but she can't wait to do the practical.
She gets it on her first try either way and proceeds to play with Sebastian.
*Potions, Herbology, Beast Class*
Ominis hates them both because his wand's help has limits. Also, he usually needs both hands to handle the plants or potions or beasts but he needs at least one to "see" with his wand. So, he does the minimun then sits back and listens to the chaos around him and tries to guess what the others are doing.
Sebastian loves theory the same as he loves practical work, but when it comes to these kind of classes he cares little about being the best and more about having good enough grades to become the best.
MC prefers these classes to the theoretical ones, so instead of napping or playing around, she actually does her work, even if she rather just buy or steal stuff like potions and plants. Her favorite is Beast Class because she gets to play with the animals and that counts as working.
*History, Divination, Runes, Aritmancy*
Ominis sleeps. He does enjoy Runes, and he likes to feel them over and interpret their meanings. He hates that most of the examples they review are flat copies in their textbooks, but MC and Sebastian got into carving them for him with their wands or sharpish objects.
Sebastian takes advantage of easy classes like History and Divination to begin and finish his homework from other classes, that way he has more time to research other things in his free time.
MC sleeps. She hates these classes. Fig got her in Divination as a joke and she doesn't care much about understanding Runes and Arithmancy except when she needs to use them. She doesn't know how they work, but they work, and that's all that matters. So, she has more energybfor other classes or for more adventures.
#hogwarts legacy#sebastian sallow#ominis gaunt#hogwarts legacy mc#headcanon#Sebastian is a nerd#we all see him as the bad boy but i think hes more like a rebel nerd#the kind of know it all we like#not like granger who was a pain#ominis is a rich kid whonjust learned to be good or be punished#so he does the minimun when he doesnt care and the best when he cares#he still has good grades cause hes smart even if hes kind of lazyish#my mc is a lazy ass#she grew up wild ahe doesnt care baout books#she cares about actions#dont ask her the theory of color#dare her to change a blue flower to purple#shell do it even she doesnt know how or why#shes smart too just not book smart
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ok so like i know most of yall dont care about dai anymore and even less about my own inquisitor but i just finished replaying emils pt and i gotta write down a lot of shit so i dont forget
so like emil goes to the conclave to literally die he becomes way too much of a nuisance to his clan and theyre like ‘emil my dude why dont you go see what the shemlen are doing and like get lost in the process too’ cause after he stops being the first and sencond and third his role in the clan stops being so clear cause like. hes mediocre at best at everything he does. his magic sucks. hes a horrible student. he cant hunt to save his life. he refuses to even try to do handcrafted things. the only thing hes kinda good at is taking care of the kids of the clan and sometimes bringing herbs he finds in the forest but like. yeah not enough. so he packs the minimun and goes to the conclave knowing hes not coming back. yall can imagine his suprise when he wakes up in a cell with a glowy hand
at the beginning of the inquisition hes very very very uncooperative and he tries to be as mean and shitty as possible. he really doesnt want to be there. he only stays cause of solas, someone who for the first time in his life shows genuine interest, and eventually varric when he warms up to him.
as the inquisition progresses and he starts making decisions for it and actually doing things he can see the impact of he starts feeling a lot more comfortable there. he eventually apologises to cassandra for how shitty hes been and starts talking to everyone and being the nice loving dude he really is. blackwall is a very big plus cause he grew up in the north with like epic tales of the fifth blight and the wardens and he really really admires him and they end up becoming really great and close friends. then dorian comes and he just. fucking likes him so much from the beginning. heres another person who had to leave his home cause he was a pariah and hes funny and nice to him and they become super close super fast.
thanks to all the efforts of the inquisition and all the resources they have and the mark emil eventually becomes a brilliant and proweful mage and he starts feeling so much better about himself. hes useful and hes doing good and hes learning so much and hes surrounded by people who all can agree on that and everything is soso good. and like. they end up succeding. they win. they defeat corypheus and heal the veil and emil is now the leader of this super powerful military organization that just saved the fucking world. and everything is soso good for him. he has dorian. he has a home and a purpouse.
and like then 2 years later theyre called to the exalted council and hes so set on keeping the inquisition. they dont have much to do anymore but he doesnt want to let go. his entire life is the inquisition. but then all the crap with solas goes down and he looses an arm and nothings that clear anymore so he calls off the inquisition and closes himself off and dorian has to come get him and bring him to tevinter cause hes like holed up in skyhold refusing to talk to anyone and yeah.
and like i still havent thought that much about what happens after that i cant decide whether he likes forgets completely abou the inquisition and just lives as peacefully as he can in tevinter with dorian or after getting better he decides to go back and help hunt solas cause hes just full of anger about everything
#emil lavellan#ill decide what happens to him after trespasser when we get da4#cause like if there ends up being an elvhen rebellion in tevinter him and dorian are not missing that#thats probably whats gonna happen but i dont trust bioware#i also would like very much to know what the fuck happens to the warden#do they succeed in finding a cure for the tain#does alistair get back with my neida cause like thats v important to me bioware#also i rlly hope hawke gets back from the fade cause i still feel horrible about that#miik cries about inquisition
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My boyfriend is looking to get his license for the first time and we have a question about insurance. As far as I know, in the state of NC you cannot get your license w/o having car insurance. How can you get your license w/o having a car to issue insurance on? In other words, if he doesn't have a vehicle, why do they require you to have insurance before obtaining your license?""
Why can't health insurance companies in one state cover individuals from other states?
United States
bmw free insurance
bmw free insurance
Non owners insurance in california?
i am considering non-owners insurance for a car. however, if i drive my friend's car, their insurance policy will cover me. 1) what is the point of getting non-owners insurance, if non-owners insurance already assumes that i don't have frequent access to a car, and my friend's policy will cover me, also assuming i don't have frequent access to his car? also, i know, in the case of an at-fault accident with my friend's car, and assuming i have non-owners insurance, my friend's insurance will kick in first, then my non-owners insurance will cover what's missing. 2) what's the point of non-owner's, if my friend's limits are high enough already? 3) won't my friend's insurance increase since his insurance company had to pay? 4) if my friend's insurance increases, then what does the non-owner's insurance cover/protect??""
Where can I find an affordable party hall in brooklyn for less than $2500?
I want to plan a surprise 21st birthday party. So far, I haven't been able to find anything for less than $2500 for less than 100 people. Can anybody please help!!!!!""
Car insurance in new York city vs age and area?
Im making payments on a car $190 I'm paying full coverage for the car $695 a month and I'm 21 do you think its possible To switch to liability while I'm still paying the car note? Due to my age and new to insurance and live in NY I'm guessing that's y it's so high and can't get help from others so I wouldn't mind striving for myself.
Cheapest motorcycle insurance?
I'm looking forward to getting a motorcycle and I was wondering what's the cheapest insurance you can get. I'm not looking for companies at the moment, I just want to know what's the cheapest plan for almost any insurance company. .""
How much would motorcycle insurance cost for a teen?
Alright, so I'm 16, living in Ontario, but haven't decided what bike imma get yet, so can anyone give me a range of what it'll cost? Thanks in advance.""
23 & Auto Insurance...never had any in my name?
ok, so i haven't gotten my new vehicle yet. I won one through the company i work for. I will be getting my new ride in about 6-10wks. Cheverlot Equinox 2010. I have never had car insurance in my name, my dad always took care of this kind of stuff for me. well since this car will be in my name, i was wondering do alot of the insurance companies go based on your credit score? i don't have good credit at all and worried my rates will be very high. I would like some companies listed that you know is cheap but also has discounts for my age with kids. I have 3 kids and i am 23, someone told me State Farm will give me a discount for my kids. Anyone heard of this? Or any other companies that do this. Thanks ANY information about AUTO insurance will be greatly appreciated. As far as the coverage also, i don't have a clue about any of these deductibles they are asking about when i go to some of the sites online for quotes! Thanks""
Why are some insurance companys rates so much higher then others?
Isn't there a risk guide insurance company's use? shouldn't that be the same or similar for all Insurance company's? I ask because I switched insurance company's and saved $300 for a 6 month policy. That seems to be a bit excessive to be off by that much.
Does the mazda 3 have high insurance costs?
just wondering if it would be in the sports car range or the sedan range?
Cheaper car Insurance for 18 year old?
I'm an 18 year old male and live in Florida. I have state farm insurance and I was paying 167 a month for minimum car insurance, I have a clean record and I drive a 97 Honda civic. I had a mechanical failure in my car that caused my wheel to fly off while I was driving, I filed a claim and all of a sudden they want 365 a month for minimum coverage, why am I paying so much, 167 already seemed steep to me, I work part time and that basically a week of pay for me. Where can I find insurance that doesnt cost so much? The insurance cost more than my damn car payments did.""
How long do I have to report an accident to an insurance company in California?
If I was in an accident in California how long do i have to report it to the insurance company so that they will cover it?
What does your credit paying history got to do with paying higher/lower car insurance rates?
What does your credit paying history got to do with paying higher/lower car insurance rates?
Does anyone know the insurance group prices in the UK?
looking at car insurance does anyone know how much is group is like 3E, 5 and 12 or summit is there any websites where you can find them? if anyone has any suggestions please leave below!""
How much is insurance on a lamborghini?
I'm 16 and thinking about getting this as my first car and just wondering the insurance.
Full coverage insurance for a 350z in Cali?
Age: 26 Started: 16 2005 Nissan 350z 85k miles How much in general (ball park) would it be for insurance for this car in California? so many insurance places have you go through tons of crap and then get swamped with junk mail, I'd rather just get a ballpark estimate.""
How much does car insurance cost?
Im 19,, looking for a first car,, whats the cheapest car to insure? How much about would it cost?""
Teens and Motorcycle Insurance?
I am 17 and plan on buying a Ninja 250cc when I am 18. I live in the state of Florida. What is the ball park of my insurance if I only get collision insurance?
Getting health insurance for a young adult?
I'm a 20 year old college student living in Houston, TX. I have recently been having very bad problems with depression and anxiety and I think there's a possibility of anemia due to my low weight and constant fatigue (among other symptoms). Because of this, it's been very hard for me to get and keep a job. I really need a doctors help with all this but I'm uninsured and have no support from my parents. I've unsuccessfully tried applying for a Harris County Gold Card and I'm not eligible for medicare. The problem is I'm being supported by my boyfriend and living in his apartment for free. When I applied for the Gold Card, based on my situation, they said that I'm dependent on him and that he would need to show his proof of income. Since he lives off his parents money, he is still considered dependent on them. What are my other options in getting to see a doctor ASAP for cheap/ free? I'm afraid that even if I can afford the initial doctor's appointment, I won't be able to afford my medication or follow ups. Thanks for your help.""
Difference between health and life insurance?
Difference between health and life insurance?
150cc scooter. Insurance? and License?
I am planning on purchasing a 150cc trike scooter(2 in front, 1 in back) and i was wondering if this scooter would be covered under my parents insurance seeing as i am currently under theirs? and if not how much would i need to pay a year(on average) to become insured for this scooter? I am pretty sure that a 150cc is classified as a motorcycle in Wisconsin, which is where i am currently residing. So i believe that i am required to take motorcycle safety classes and receive a motorcycle license. Correct me if i am wrong. If i were to go with a 50cc trike would i have to deal with any of the above insurance issues and licensing issues?""
Do you think its fair to tax smokers to pay for children's health insurance?
Do you think its fair to tax smokers to pay for children's health insurance?
Car insurance for 16/17 year old and 21 year old?
We only need car insurance until January because we're moving, so we were going to get it in July. Can I get insurance with my sister, so joint insurance, she's 21, and I'll be 17 in July. I'm a new driver, and she got her license just last August. How much would that be, my mom said around 800? I think we have State Farm.""
How much is insurance for a bmw 3 series?
Im 16 and I'm planing on getting a BMW 3 series, how much would insurance be with allstate, I would be in a plan with my parents. I was also interested in getting a passat, hynday Tiburon or 3000gt. Why would be the cheapest?""
""If you are a 22 year old male, please reply telling me how much your full coverage car insurance is. Details!?""
If you are a 22 year old male, please reply telling me how much your full coverage car insurance is. Details!?""
Life insurance policy?
for 5 million dollars for 5 kids. A million per child. Two are 18+ and receive money right away. Younger 3 will live with one of the elder. How much will the bank cut each month to take care of the younger children (7,8,and 17)? The money (full million) stays in the bank for each until they turn 18.""
Does anyone know where i can get cheap and affordable health insurance from in wisconsin?
Im looking for cheap or affordable health insurance ,, sure cant seem to find any .. does anyone have an answer""
bmw free insurance
bmw free insurance
https://www.linkedin.com/pulse/how-long-do-you-have-get-insurance-after-purchase-kevin-freeman/"
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how to afford health insurance
"how to afford health insurance
how to afford health insurance
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I will eventually sit the test and get a NY drivers license, but in the meantime can I buy a car and get insurance based on my wholly clean Irish driving licence?""
What is a cheap affordable coupe for a teen?
i understand the insurance issue. im 17 . I absolutely love the 03 g35 coupe, but im starting to realize i cant afford to maintain, insure and repair it :( what else similar is a little more affordable. please help im losing my mind!""
How much is motorcycle insurance?
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Where can I get laibality insurance for a medical assistant?
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""Buying used car, no insurance, 18 yr old 2 year driver?""
I just need to know the process before buying a used car, i found a good deal on a car, and it's an 80 mile drive to san diego. I have a nevada license which i'll be changing to a ca license by tomorrow and I'll be getting a temporary license until they mail me the card. What is the process of buying a used car. title and all of those things. Because i'll be driving back with no insurance, and i can't get one until i bring it back to my side of town. Can i get a temp one? or i can use the one that is with the car? do i have to do this process at dmv in san deigo? complicated process""
BEST HEALTH INSURANCE FOR SICKLY...WITH A MINIMUM COLLEGE EDUCATION-?
22 y/o and have Cystic Fibrosis its a genetic disease (debilitating lung disease) Eventually kills you, supposedly by age 38 yeah yeah i know. right now i'm on Disability because i need Medicare and Medicaid to cover my expenses. And unable to work do to health conditions at the moment. BUT i want to work when i am able, and i do have my associates and want to obtain my bachelors degree. WHAT JOB (probably for the Union or Governemnt) can i get that has GOOD health Insurance that will not strain my health. ( I cannot work in medical field due too freq. lung infections) My Yearly Bills add up to at a minimun $50,000 and if i go in the hospital several times a year over $100,000.. also have monthly bills for antibiotics, and hospital and doctor visits, testing ECT. If i ever get or need a double lung transplant that costs over $500,000 and i need the medical to pay for it when that day arrives. I DO NOT want sympathy i need people to understand my condition and can point me in the right direction. I hate taking peoples hard earned cash, and i will not do it when i don't need to. I am not on my death bed yet and do not need to be on it the rest of my life.""
HELP whats the Cheapest place to ge car insurance in ontario?
im a 18 male just got my g1 not to long ago, i have had/drove cars be4 But i am not doin the driving school thing as i dnt have $500 to Blow! so im just gonna wait the 12months to get my g2 (so ill be 19 goin on 20 when i have my g2), i just started saving for a car tht i plan on puttin on the road after i have my g2 (i can get cars for a fair price so im not worried about tht), but where can i get cheaap Car insurance in Belleviille Ontario?, as i dnt make alot of money right no and nobody else n my family has a license lmao so i cant go under their insurance. and i did a online thing sayin i had a 99 z24 nd it said ill have to pay $1013 a month wht is wayy to much money!! and i have already had a 96 cavailer, 93 mx6 (but i drove em with no license or anything) but now i either wana get a honda civic, sunfire, neon, mx3 or acura, 95 and up""
Is it illegal for insurance companies to not insurance a Electric Car?
I was gonna Reserve a Nissan Leaf but wanted to know the insurance cost before. I called my insurance agent who's i'm good friends with and asked How much would insurance be on a Nissan Leaf cost? he said We nor any other insurance will insure it. i asked why and he said Oil Companies are paying them because if you cant get insurance on it, you'll have to go back to gas. Is it illegal for them to do this? I really want a green car.""
Teenager's first car accident . Insurance?
So my sister is 17 and a new driver. She rear-ended a guy.. It was just a fender bender and its only the plastic part of his car that's damaged. So my sister DOES have insurance, but didnt have her actual Insurance card on her. (But the cop didnt seem to care). She was driving my mom's car and used her car insurance info. now the guy on the other end...was this old angry guy yelling at her. The problem is that HE didn't have his neither his Driver's license OR insurance. He said he would 'settle on the side' so her insurance wont go up. But does he have a case?? Technically, he shouldnt have been on the road. He doesn't have any insurance! Should we pay him directly? file a claim with our insurance? or do absolutly nothing?""
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Which car would have higher insurance premiums?
I'm trying to figure out what car i want for my 16th birthday.. I've absolutely fell in love with the subaru wrx hatchback. the only thing im worried about is the fact that the insurance rates Might be high. i also like the mazda speed 3 and i was wondering which would be more expensive insurance wise. Also what you think about them being first vehicles. and please no<, you should get a POS for a first vehicle... Thanks in advance!!""
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How long will it take to get a auto insurance check?
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Is there dental insurance with the Affordable Health Care Act?
Is there dental insurance with the Affordable Health Care Act?
Cheap car insurance for 17 year old? ?
I've just passed my driving test and was looking to get insured on my mums 1.6l Audi 80. So I went onto some comparison web sites and put my mum as main driver and me as the named driver and I was getting quotes of around 1900 (Fully comp). So I thought I would see what it would cost if my mum got the likes of a corsa or a fiesta or something. I changed the car details on the website and the quotes came out at 3000 + (Fully comp). I just don't understand how an Audi can be considerably cheaper than a corsa's and fiestas etc. Any explaination on why this is would be much appreciated. Also my mum really is the main driver as she will be using it for work and shopping. I will only be driving at weekends really.
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how to afford health insurance
how to afford health insurance
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It is a known fact that 1 in 3 American aged 50 to 64 are without health insurance. There are 300 million citizens in this country. The baby boomer generation is estimated to be 79 ...show more
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I'm a college student getting ready to do into dental school. & I was wondering about how much do you spend on gas, electric, rent, insurance....etc. Please name what it is and about how much you pay. Do you have any money left over?? I'm like freaking out here because right now, I live in a dorm & I don't pay anything.""
Can I get insurance subsidies under the affordable care act?
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i have looked on a couple of comparison websites (compare the market, go compare, confused) and have found that the cheapest for provisional licence is 900 from collingwood, but then when i change to full licence the cheapest is 3000 from ecar. none of my friends have to pay this much for a full licence and some of them even hae better cars than me. i am trying to insure a clio campus 2002 1.2""
About health insurance....?
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Is the affordable health act actually making healthcare affordable for everyone?
Is the affordable health act actually making healthcare affordable for everyone?
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Can a single person with no children, and who has lost there job, get this insurance?""
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i have progressive and i was wondering if i would be able to swtich my insurance from one car to a different one. my current car got its sub frame pretty bent up and theres no fixing it. so im looking for a diff car. so when i do get my other car. will i be able to switch my insurance over to the new one?
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Why do men pay higher rates for auto insurance than women.........if women cause more accidents than men?
http://autos.aol.com/article/women-worse-drivers/?icid=maing-grid7%7Cmain5%7Cdl8%7Csec1_lnk1%7C75950
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What is the average motorcycle insurance for an 19 year old in IL?
What is the average motorcycle insurance for an 19 year old in IL?
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Were is the best place to get a $1 Million general liability insurance policy and a $1 million Error & Omissions policy for my company?
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Drivers license in California 19 years old?
How do I get my driver's license in California when I'm 19 years old? I already got my permit but it expired. Thanks Also, i'm a california resident""
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I have blue cross shield insurance I am fourteen how much would I be for Invisalign On my bottom teeth? I got braces on my top years ago The insurance covered all of my tonsilectomy we paid nothing out of pocket.
how to afford health insurance
how to afford health insurance
Need help with Car Insurance?
I am a 17 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance, as cheap as I can get. I have shopped around and its not helping. PLEASE DONT SAY LOOK IT UP YOURSELF CAUSE I HAVE AND I AM ASKING FOR SOME HELP!!!""
Did you know about a lost payee on your car insurance?
THE BANK CHARGED US A EXTRA $100 ON OUR CAR NOTE WITHOUT US KNOWING THEY SAY THEY SENT US A NOTICE BUT AT OUR OLD ADDRESS.NOW WE OWN THEM ABOUT $1200 WE READ OUR CONTRACT THEY CAN DO THIS WE HAVE TO SEND THE MONEY AND PUT THEM AS THE PAYEE ON THE INSURANCE FINE.WE DID THAT BUT THE PERSON AT THE BANK IS REAL NASTY TO MY WIFE THE EVEN THREATEN TO REPEO THE CAR IF WE DONT PAY THEY SAY WERE RE LIKE THREE MONTHS BEHIND DONE TO $100 DOLLOR FEE THEY WILL REFUND THE MONEY WHEN THEY ARE PUT ON THE INSURANCE AS THELOS-T PAYEE THEY WONT EVEN LET HER SPEAK TO A SUPERVISOR HAVE ANY BODY ELSE HAVE THIS PROBLEM.
Motorcycles and California ?
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What are the top 5 cars that cost the most for auto insurance??
What are the top 5 cars that cost the most for auto insurance??
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How much will insurance be for a 16 year old driving a 2007 Dodge Charger in the state of California? By the way, I get the good student discount.""
""Where can i get $100,000 of renter's insurance coverage at the cheapest rate?""
Where can i get $100,000 of renter's insurance coverage at the cheapest rate?""
Should I get my own health insurance?
Right now I don't have any health insurance but I'm considering paying it out of my own pocket. Is this wise?
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Im trying to find cheap insurance for new driver in jersey. i am financing a car for the first time.?
im going to need full coverage since i am financing a 2009 scion tc. also im 19 years old.
Which is the best policies for Life Insurance and Health Insurance ?
Iam 27 years old and married.I have my father,mother and wife as my dependents and our kids in future.i want to get life insurance for me and Health Insurance for my whole family as they are fully depending upon me. - I already have Jeevan Anand from LIC Sum Assured : 5,00,000.00 Policy Term 74 (Premium payment term 17) - i am ready to spent another 20-25 thousand as annual premium for Health and any other good policies.It will be better if its consider as a good investment also. So please suggest me good policy from LIC and a Health Insurance policy available now. Your advises will be highly appreciated. Thanks.""
""On average, how much does home owners insurance cost?""
I'm filling out somethings for a project for one of my classes. I do not at all need this number to be accurate, I am not going to go and speak with an insurance agent, I just need a number that is about what I would be paying forinsurance if I bought a house.""
Backed into a car - Both without insurance?
I was driving my mothers car and went to a friends to grab something. When I left i backed into another guys car that was there. I was in my mothers car without insurance and he also does not have insurance. He went to a place to get it checked out and says it is almost $3000 in repairs. His car was worth $1500 before it was wrecked. What should be done here? Do i have to pay the $3000? I offered to just buy his car for the $1500 he said it was worth before it was wrecked but he refuses i dont want to put 3000 in a car for it still to be a $1500 dollar car.
Why is it assumed auto/motorcycle insurance is optional?
Why do so many drivers who live where having auto insurance is law(pretty much all of the U.S.) have this arrogant belief that just because they can't afford the insurance or can't pay out of their pocket that they still have the right to drive on the road? Worst thing is why are these people hardly punished for breaking the law and why must the other driver's insurance cover uninsured drivers. This whole insurance process is the most screwed up thing and proof of human idiocy. You ever see that commcerial for SafeAuto insurance? The dumb girl goes, I been in lots of accidents, but I NEED my car. or the guy who says' I don't have money for insurance, but I need to make tough choices. Like they are telling us they are going to drive their car without insurance. This is how we allow this type of stupidity.""
17 year old student Car Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005?
Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005 I need reasonable car insure I have no no claims bonus and I am new driver. I have been quoted around 4000 fully com on a 4000 car. My budget for insurance is around 1400 full or third party. I am an A level Law student I will going to uni next year and I might use the car to commute to there
Michigan Auto Insurance Premium almost twice as much as quote!?
I'll do my best to summarize my situation, and am using estimates for days and amounts... I received a quote for auto insurance for $590 for a 6 month period from an independent auto agent. When I received my insurance policy and premium price it way nearly double (over $1,100). I cancelled the policy within a week after receiving the huge increase in premiums. Because of the time it took for me to receive my new premium and the 5-7 days for me to cancel, I received a bill for an amount due of roughly $40.00. I previously had auto insurance through the company/agent but it was for a different vehicle and paid a month in advance. My question is, why am I responsible, and how am I responsible for the premium that is so much higher than what I was quoted? I didn't sign any paperwork, I called over the phone and had the agent switch the policy based on the new quote. Auto insurance played a huge factor in budgeting for the vehicle and I feel that I was ripped off. I should be getting a credit for the 10 days that I did not use, not having to pay more for the days I did use. Thanks for any advice you're able to provide!""
How much does car insurance cost?
I just bought a 2007 toyota corolla and I'm putting the insurance in my moms name. She's gonna list me on her policy, around how much do you think it will cost to register this car? I don't want an exact amount just ideal price. It's a 2007 toyota corolla s""
Is infinit g35 coupe is a good first car?need ur opinion pl :)?
So I'm 18 and thinkin about buyin a g35 coupe .its goin to be my first car is it a good car for a first time buyer?and I also interested buyin a 2010 Mercedes Benz c-300 with really low millage.i can afford both cars but just can't decide which one./: any suggestion guys?:)
I have a car insurance question.?
about how much would it cost for a 16 year old boy in california todrive a 2004 silverado access cab? please give me a quote and not a website.
How much would it cost to insure a large SUV for a 16 year old?
I have always wanted this car: http://pictures.topspeed.com/IMG/crop/200608/2006-toyota-sequoia-1_460x0w.jpg The Toyota Sequoia. I know it gets crappy gas mileage, but ive seen worse. And plus Im not gonna be driving that much either. my school is very close to me, along with all my friends houses. But how much will insurance be at your best guess? Also, if I don't blow off gas, and waster it, how much money do you think I will pay per month in California? Dont try to tell me that I am not old enough to be behind an SUV, because 1) Im going to be learning how to drive from my parents in an suv, so i will have some experience 2) my parents want me to get an SUV 3) Im not a dumb a** whos gonna go 50 mph and try to cut a corner and flip over. Bottom line is, im getting an suv and thats that.""
""Car insurance, applies to other car?""
Alright so, I plan on driving to a camping trip up in WI and I live in IL. The thing is, I don't know if I'm insured on the car I want to use. I usually drive an SUV (which my parents said they put my name under to use) so I'm insured on that one. But I want to take the other car because of gas mileage. I don't know how the insurance works. Am I covered on the other car too? P.S. My parents have State Farm as our insurance.""
Were do i get classic insurance for 91 calibra 4x4 turbo.?
Were do i get classic insurance for 91 calibra 4x4 turbo.?
Car insurance question?
I have been driving my boyfriend car to get to work and school and what not. His car is insured, but my name is not on the insurance. What would happen if i got pulled over and the cop saw my name was not on the insurance?""
I can't find car insurance for under 5000?
I'm 17, and I understand my age is of course affecting the price of my car insurance, but I am getting 5000 quotes for a 1.0L Vauxhall Corsa 1998. I am expecting it to be high, but not that high for a crappy car. So could any one recommend any insurance company who will hopefully cut that down to 2000-3000?""
Health care insurance in ny?
What is the best health care insurance for a low income 19 year old who just got cut of the affinity child health plan due to age? Any suggestions?
Auto insurance.?
somebody hit and run me in the parking lot and dint leave any note or anything and there is no camera. the right fender has a big dent and the door wont open,if i report this to my insurance will i get an increase on montly payment? even tho its not my fault. My car is brand new got it 3 months ago and ha a full collision coverage insurance.""
how to afford health insurance
how to afford health insurance
Which car insurance is the cheapest and the best of all?
I know there are alot of car insurance out there and I want to know which one is cheap and reliable. I heard Geico is good, can someone confirm it, are there any other good one besides Geico?""
How much will insurance be for a 19yr old with a 93 toyota tercel in NYC?
Im 19yrs old and i have my own job, im very responisble and independent. Im saving up for a 93 toyota tercel or honda civic, which will be in the 2000-3000 dollar range. The only problem is finding insurance that I can pay on my own. Unfortunately my mother will not put me on her insurance,so im looking for inexpensive auto insurers in which I can afford about 200-250 a month. Im not looking for full coverage,just whats whatever's needed in the state of new york. Im a very responsible young man and not at all into being reckless or showing off to people. I just want a chance to have my first safe and reliable car. Thank you""
How much higher will my insurance go up with a point on my license?
How much higher will my insurance go up with a point on my license? I got pulled over for not stopping at a stop sign completely... this is in california. My insurance is like 300 every 6 months typically.
How will this speeding ticket affect my insurance?
I got a speeding ticket. The insurance is under my fathers name. Will the insurance price go up because of MY speeding ticket?
How can i get insurance for my kid in nj from the state?
I cant afford insurance for my kid can i get it threw nj from the state
Why does my old insurance company want to see my new policy?
I recently switched car insurance companies (from country insurance to allstate) and when my husband called to cancel our old companies policy they refused until we fax them a copy of our new policy with allstate. I dont understand why thy need this information. We arent asking them to back date and pay us for any time we already paid for (we arranged our allstate policy to begin the day our country insurance ended) and in the years we have been with country insurance, we have ever once filed a claim. Never payed late (had automatic withdrawl). If anyone knows why country insurance would need our new policy info before they cancel our old policy i Would greatly appreciate any input. Thanks!""
""Am I required to add my 16 year old student driver to my auto insurance policy, we live in Illinois.?""
As the student drivers parent, is my current auto insurance coverage in effect and still valid (for me and my 16 yr old) when my 16 year old student driver is driving my vehicle (supervised driving\practice), even though I have not added them as a driver on my auto insurance policy. We live in Illinois. After the student driver receives their official drivers license am I required to add them as a driver to my auto ins policy, or am I and this new driver still covered by my policy because I have given them permission to operate my vehicle?""
Car insurance???
anyone no of places that do cheap car insurance for new drivers (i'll be 17 in january) oh by the way im in the UK!
How much does car insurance go up when adding a 4th car?
I'm 17 and i want to buy my own car. My parents are worried insurance will skyrocket up. How much does insurance go up when adding a 4th car to the insurance plan?( I currently pay for my share of insurance each month)
What bike would be cheapest on insurance?
scooter?street+trail?chopper?crotchrocket? or anything?which bike out of all bikes street legal and able to achieve 50mph is the cheapest insurance wise
Car insurance cheaper at 17 or mid 20's?
im 17 in January and getting my driving lessons for my birthday - when and if I pass I'm not getting a car till I'm in my 20's. will the insurance be cheaper when I'm mid 20's than it would be at 17?
Non owners insurance?
what is the best non-owners insurance business (or agency) in Houston?
Free medical insurance and dental in cali??
hello, im a 21 year old student who needs insurance! my family doesnt qualify for free insurance from the state, but my mother is not working to get insurance. does anyone know of a free or at least cheap way to get insurance? thank you.""
I was speeding 16 mph over the limit and it is my first offense. how much will my fine be?
I am 17 and I was driving my parents car, under their insurance. how much do you think my fine will be? and will my parents insurance rates go up if I go to the court date, plead guilty, pay the fine, and go to traffic/driving school?""
Do i need to call my car insurance company?
I was in a car accident today and it was not a small accident. I hit a car on its side. there was an older woman so an ambulance came but she ended up not being hurt, just procautionary. the police were called and they took all my info and whatnot. It was wierd the police did not give me any papers or anything and told me i could leave. they just asked me if i wanted my car towed and i said no. the police officer also told me when i asked him that i dont need to call my insurance company unless i want to make a claim. is that true? i only have 1 way insurance so im probably going to scrap my car. I always thought u should call them no matter what, do you know if i am obligated to call them or will they contact me? location: Quebec, Canada thanks a bunch, Tyler""
Which is the best insurance company for motorcycle insurance?
I have honda aero motorcycle 750 cc.. may i know which is the best company to go with????? Thanks
Can I get insurance that isn't based in my state?
I currently live in South Carolina and I'm in need of a particular surgical procedure, and my current insurance provider rules the surgery as cosmetic when in fact, an orthodontist, dentist, and an oral surgeon all suggested that surgery is a good option for me. They've all told me the same thing, however, that the surgery is difficult to get approved. So I did a bit of research and only one insurance company in the entire United States covers the procedure (That I could find). But, this insurance (Kaiser Permanente) isn't offered in my state. It is however offered in Georgia, which is relatively close. So my question is, could I switch to Kaiser Permanente if I don't live in Georgia, California, or one of their other locations? It's orthognatic surgery, in case it's relevant.""
Is $40.00 a month cheap for Full Coverage Insurance 2012 Kawasaki Ninja 250?
Is $40.00 a month cheap for Full Coverage Insurance 2012 Kawasaki Ninja 250?
Insurance for new drivers?
hi i am about to turn 18 and for my birthday my mom and me are going to lease a car for me. the car is 20000 and its new. the insurance is crazzzy expensive but my mom is going to by a car to right when i am so is just keep that i mind for the insurance and stuff. what is the cheapest way to get insurance?? please help
Insurance Rate for a ZX6R !?
anyone know how much insurance would roughly be for a 17 year old 2007 ZX6R Motorcycle Course Completed In Ontario Thanks!!!
Car insurance?
If i have bought a car but but the car is not insured, then can someone else who is fully comp drive my car?""
Why did my wife's auto insurance premiums go up after I got a DUI?
After I pleaded guilty to a DUI charge, my wife's auto insurance company refused to renew her policy. Because we are married, other insurance companies have either quoted her higher premiums or refused a quote for her based upon my mistake. We had separate insurance companies, I was driving my car, not hers. She was not in the car with me and had nothing to do with it. I was pulled over because my license plate light was burned out. I was not driving erratically, speeding or anything of that sort. I had not had any violations in 16 years and she hasn't in nearly 30-years. Why is my wife being punished for my mistake and how is it legal?""
Tips for cheaper insurance?
I'm 18 year old male so obviously my insurance is a bomb. I passed my test last February 2nd. I have been insured for a 1.0 litre corsa which was around 2,500 a year which is ridiculous, my mate has been driving for about 2 year and his insurance is under 500? I was on my mams insurance with her no claims and all that stuff, keep it in the garage at night, do 6000 mile aYear etc.. I don't really fancy having a tracker, could someone tell me some cars that are cheap on insurance and some good cheap insurance sites? Thanks""
""USA, health insurance. when you are 56 & cannot afford health insurance, is that a death sentence?""
doctors & hospitals in the US will not help unless you have insurance. so if i have cancer or any sickness, am I left to die.?""
What exactly is an insurance quote? ?
if i wanted to buy a car and get some insurance how would i go about doing it?
how to afford health insurance
how to afford health insurance
https://www.linkedin.com/pulse/audi-5-day-insurance-bryan-cunningham/"
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