#smartpay

[pythonjobsupport]

2022 GSA SmartPay Forum - GSA001 - Advanced Concepts in Purchase Card Management

Are you an A/OPC that is responsible for implementing best practices, guidance, policies, and innovative solutions for your … source

[mariacallous]

Last month, the Trump administration placed a $1 spending limit on most government-issued credit cards that federal employees use to cover travel and work expenses. The impacts are already widely felt.

At the National Oceanic and Atmospheric Administration, scientists aren’t able to order equipment used to repair ships and radars. At the Food and Drug Administration, laboratories are experiencing delays in ordering basic supplies. At the National Park Service, employees are canceling trips to oversee crucial maintenance work. And at the Department of Agriculture and the Federal Aviation Administration, employees worry that mission-critical projects could be stalled. In many cases, employees are already unable to carry out the basic functions of their job.

“The longer this disruption lasts, the more the system will break,” says a USDA official who was granted anonymity because they aren’t authorized to speak to the media about the looming crisis.

A researcher at the National Institutes of Health who tests new vaccines and treatments in rodents says he has had to put experiments on hold; his lab is not able to get certain necessary materials, such as antibodies, which are needed to assess immune response. “We have animals here that are aging that will pretty soon be too old to work with,” says the researcher, who requested anonymity as they aren’t authorized to speak publicly about the agency. Young mice and rats that are 6 to 8 weeks old are typically used for drug and vaccine studies, but some of the animals in their lab have now aged out of that window and may have to be euthanized.

They say NIH workers have been using internal listservs to ask for reagents and lab equipment from other buildings or institutions to try to compensate for shortages, but they’re not always able to track down what they need. The NIH is made up of 27 institutes and centers, and its Bethesda, Maryland, campus is spread across more than 75 buildings. “Sometimes you need something that's really niche, and you're just not going to find it from someone else on campus,” they say.

The change comes as Elon Musk’s so-called Department of Government Efficiency continues to hunt for alleged examples of waste across the federal government. Late last month, DOGE announced that it was working to “simplify” the government’s largest credit card program, which issues GSA SmartPay travel and purchase cards for federal employees. Last Wednesday, the agency claimed 24,000 cards had been deactivated.

The credit card program allows federal workers to bypass the typical procurement process required to buy goods and services. A 2002 report from the Department of Commerce said that, “by avoiding the formal procurement process, GSA estimates the annual savings to be $1.2 billion.” It also enables federal employees to avoid paying sales tax on expenses that the government is exempt from.

At the FDA, labs that analyze samples to ensure that food, drugs, medical devices, and cosmetics are safe and meet regulatory standards are already facing shortages. "While we are always acutely aware of when Congress’ funding is going to run out, we are able to order supplies to keep things going in the lab. This abrupt ending felt like the rug was being pulled out from under us," says an employee at the FDA who requested anonymity because they aren't authorized to speak with the media.

The employee recently placed an order for pipette tips, an essential laboratory supply, but found that order was put on hold. "Now we are running out, asking colleagues at other offices to share what they might not be using,” they told WIRED.

In addition, workers say FDA labs now have to go through a lengthy process to order liquid nitrogen, which is used to keep ultra-cold freezers running. These freezers preserve samples of cells and other biological material that reflect years, and sometimes decades, of research. Delays in getting liquid nitrogen tanks could destroy that material. Previously, new tanks could usually be acquired the same day as putting in a request. Now, it takes a week or so to receive a tank after initiating a request.

An employee at the Environmental Protection Agency says her facility is not able to place regular orders of liquid nitrogen at the moment. “We have dozens of these freezers full of important environmental samples that are imminently at risk of being lost because we can no longer get our regular shipments of liquid nitrogen,” says the employee, who requested anonymity. These samples are used as part of research on detection and remediation methods for chemicals such as PFAS, which are found in many products and break down very slowly over time.

“Scientists are being forced to jerry-rig the connection points on these freezers to accept pressures of liquid nitrogen they were not designed to handle,” the employee says. “Divisions are resorting to bartering with each other to obtain needed items.”

The FDA and EPA did not immediately respond to a request for comment from WIRED.

The credit card freeze also means that federal researchers who were working on scientific manuscripts can’t pay journal fees, meaning they can’t submit their work to certain journals for publication.

An employee at a federal forensics lab told WIRED that spending limits mean the lab is no longer able to pay to ship evidence back to agents, effectively halting its ability to do casework. Before a case goes to trial, defendants have the right to access and review evidence that the prosecution intends to use against them, which includes access to the evidence in their case. Defendants are able to send that evidence to an outside lab for analysis if they choose. “Cases can’t progress until we return the evidence,” says the forensics lab worker, who asked to remain anonymous. “I basically can’t do my job right now.”

NIH employees were told that travel cards could not be used at all for 30 days, forcing scientists to cancel plans to attend a major infectious disease conference next week. USDA employees at the Pest Identification Technology Laboratory have stockpiled reagents used for molecular tests in advance of the spending limits, according to the USDA official.

FAA employees who travel to work on and test aviation systems worry the credit card freeze will prevent them from completing their projects. “We are allowed to use our personal cards in emergencies but none of us trust them to pay us back now,” says one employee.

The impacts have hit the National Park Service as well. One employee was poised to go on a trip to oversee road maintenance at a national monument when the change went into effect on February 20. “Unless I want to pay for it myself, I can’t go. I can’t pay for my hotel, my rental car, fuel for the car. Now I can’t carry out the mission,” the employee says. “Today, instead of focusing on other work, I’m focused on three different contingencies on how to handle this. Do I go? Do I call my engineering team and tell them to reschedule? And if so, when? The project is on an indefinite hold.”

A memo written to staff at the National Park Service specified that “all travel that is NOT related to national security, public safety, or immigration enforcement should be canceled if it begins on Wednesday, February 26, through the end of March 2025.” A long-term decision on the travel policy, it said, will come “at a later date.” Some NPS staffers were able to travel in February despite not getting official clearance. They have now been told no travel will be allowed in March. To date, roughly 75 trips have been canceled or rescheduled, according to a source familiar with the situation.

The National Park Service did not respond to a request for comment from WIRED.

Some government employees say they were given a warning prior to the change being announced on February 20. “We went out and bought cases and cases of toilet paper the night before,” another current employee at the National Park Service says. “There’s a general acknowledgement that things are going to break.”

That employee works in the Pacific West Region, which manages federal land in California, Hawaii, Oregon, Washington, Idaho, and Nevada, as well as parks in Arizona, Montana, Guam, and American Samoa. While the GSA did allow for the possibility of exceptions to the clamp-down, the employee claims there are only four purchase cards with spending limits above $1 available for the entire region.

Some of these parks pay for services like internet and wireless on purchase cards—leaving staffers wondering if their work devices could soon be cut off. “Before someone can fix a bathroom a work order has to be issued,” the current employee explains. “That happens electronically. Like any business, we rely on email, Teams, and chat to get things done.”

The spending limits reflect Musk’s belief in zero-based budgeting. After he purchased Twitter, he slashed the budget to zero and forced employees to justify every expense. He also froze people’s corporate credit cards.

“With the Twitter pausing of payments, at some point we were in a meeting at 1 am on a Saturday, and it was like, ‘Hey, let's turn the credit cards off to see what bounces, and what happens,’" explained angel investor Jason Calacanis on the All In podcast in February. (Calacanis was part of Musk’s transition team at Twitter.) “And of course, we started getting calls ... The people who come first, they're probably the ones who are in on the biggest grift.”

Employees see it a different way. “There are so many controls in place to make sure fraud doesn’t happen,” alleges the current NPS staffer. “I honestly believe the only fraud occurring is being committed by Musk, [Russell] Vought, and [Donald] Trump.”

[femenaces]

I may or may not be one of the anonymous sources in this article

Edit, the text of the article for those who can’t view it (under the cut):

Last month, the Trump administration placed a $1 spending limit on most government-issued credit cards that federal employees use to cover travel and work expenses. The impacts are already widely felt.

At the National Oceanic and Atmospheric Administration, scientists aren’t able to order equipment used to repair ships and radars. At the Food and Drug Administration, laboratories are experiencing delays in ordering basic supplies. At the National Park Service, employees are canceling trips to oversee crucial maintenance work. And at the Department of Agriculture and the Federal Aviation Administration, employees worry that mission-critical projects could be stalled. In many cases, employees are already unable to carry out the basic functions of their job.

“The longer this disruption lasts, the more the system will break,” says a USDA official who was granted anonymity because they aren’t authorized to speak to the media about the looming crisis.

A researcher at the National Institutes of Health who tests new vaccines and treatments in rodents says he has had to put experiments on hold; his lab is not able to get certain necessary materials, such as antibodies, which are needed to assess immune response. “We have animals here that are aging that will pretty soon be too old to work with,” says the researcher, who requested anonymity as they aren’t authorized to speak publicly about the agency. Young mice and rats that are 6 to 8 weeks old are typically used for drug and vaccine studies, but some of the animals in their lab have now aged out of that window and may have to be euthanized.

They say NIH workers have been using internal listservs to ask for reagents and lab equipment from other buildings or institutions to try to compensate for shortages, but they’re not always able to track down what they need. The NIH is made up of 27 institutes and centers, and its Bethesda, Maryland, campus is spread across more than 75 buildings. “Sometimes you need something that's really niche, and you're just not going to find it from someone else on campus,” they say.

The change comes as Elon Musk’s so-called Department of Government Efficiency continues to hunt for alleged examples of waste across the federal government. Late last month, DOGE announced that it was working to “simplify” the government’s largest credit card program, which issues GSA SmartPay travel and purchase cards for federal employees. Last Wednesday, the agency claimed 24,000 cards had been deactivated.

The credit card program allows federal workers to bypass the typical procurement process required to buy goods and services. A 2002 report from the Department of Commerce said that, “by avoiding the formal procurement process, GSA estimates the annual savings to be $1.2 billion.” It also enables federal employees to avoid paying sales tax on expenses that the government is exempt from.

At the FDA, labs that analyze samples to ensure that food, drugs, medical devices, and cosmetics are safe and meet regulatory standards are already facing shortages. "While we are always acutely aware of when Congress’ funding is going to run out, we are able to order supplies to keep things going in the lab. This abrupt ending felt like the rug was being pulled out from under us," says an employee at the FDA who requested anonymity because they aren't authorized to speak with the media.

The employee recently placed an order for pipette tips, an essential laboratory supply, but found that order was put on hold. "Now we are running out, asking colleagues at other offices to share what they might not be using,” they told WIRED.

In addition, workers say FDA labs now have to go through a lengthy process to order liquid nitrogen, which is used to keep ultra-cold freezers running. These freezers preserve samples of cells and other biological material that reflect years, and sometimes decades, of research. Delays in getting liquid nitrogen tanks could destroy that material. Previously, new tanks could usually be acquired the same day as putting in a request. Now, it takes a week or so to receive a tank after initiating a request.

An employee at the Environmental Protection Agency says her facility is not able to place regular orders of liquid nitrogen at the moment. “We have dozens of these freezers full of important environmental samples that are imminently at risk of being lost because we can no longer get our regular shipments of liquid nitrogen,” says the employee, who requested anonymity. These samples are used as part of research on detection and remediation methods for chemicals such as PFAS, which are found in many products and break down very slowly over time.

“Scientists are being forced to jerry-rig the connection points on these freezers to accept pressures of liquid nitrogen they were not designed to handle,” the employee says. “Divisions are resorting to bartering with each other to obtain needed items.”

The FDA and EPA did not immediately respond to a request for comment from WIRED.

The credit card freeze also means that federal researchers who were working on scientific manuscripts can’t pay journal fees, meaning they can’t submit their work to certain journals for publication.

An employee at a federal forensics lab told WIRED that spending limits mean the lab is no longer able to pay to ship evidence back to agents, effectively halting its ability to do casework. Before a case goes to trial, defendants have the right to access and review evidence that the prosecution intends to use against them, which includes access to the evidence in their case. Defendants are able to send that evidence to an outside lab for analysis if they choose. “Cases can’t progress until we return the evidence,” says the forensics lab worker, who asked to remain anonymous. “I basically can’t do my job right now.”

NIH employees were told that travel cards could not be used at all for 30 days, forcing scientists to cancel plans to attend a major infectious disease conference next week. USDA employees at the Pest Identification Technology Laboratory have stockpiled reagents used for molecular tests in advance of the spending limits, according to the USDA official.

FAA employees who travel to work on and test aviation systems worry the credit card freeze will prevent them from completing their projects. “We are allowed to use our personal cards in emergencies but none of us trust them to pay us back now,” says one employee.

The impacts have hit the National Park Service as well. One employee was poised to go on a trip to oversee road maintenance at a national monument when the change went into effect on February 20. “Unless I want to pay for it myself, I can’t go. I can’t pay for my hotel, my rental car, fuel for the car. Now I can’t carry out the mission,” the employee says. “Today, instead of focusing on other work, I’m focused on three different contingencies on how to handle this. Do I go? Do I call my engineering team and tell them to reschedule? And if so, when? The project is on an indefinite hold.”

A memo written to staff at the National Park Service specified that “all travel that is NOT related to national security, public safety, or immigration enforcement should be canceled if it begins on Wednesday, February 26, through the end of March 2025.” A long-term decision on the travel policy, it said, will come “at a later date.” Some NPS staffers were able to travel in February despite not getting official clearance. They have now been told no travel will be allowed in March. To date, roughly 75 trips have been canceled or rescheduled, according to a source familiar with the situation.

The National Park Service did not respond to a request for comment from WIRED.

Some government employees say they were given a warning prior to the change being announced on February 20. “We went out and bought cases and cases of toilet paper the night before,” another current employee at the National Park Service says. “There’s a general acknowledgement that things are going to break.”

That employee works in the Pacific West Region, which manages federal land in California, Hawaii, Oregon, Washington, Idaho, and Nevada, as well as parks in Arizona, Montana, Guam, and American Samoa. While the GSA did allow for the possibility of exceptions to the clamp-down, the employee claims there are only four purchase cards with spending limits above $1 available for the entire region.

Some of these parks pay for services like internet and wireless on purchase cards—leaving staffers wondering if their work devices could soon be cut off. “Before someone can fix a bathroom a work order has to be issued,” the current employee explains. “That happens electronically. Like any business, we rely on email, Teams, and chat to get things done.”

The spending limits reflect Musk’s belief in zero-based budgeting. After he purchased Twitter, he slashed the budget to zero and forced employees to justify every expense. He also froze people’s corporate credit cards.

“With the Twitter pausing of payments, at some point we were in a meeting at 1 am on a Saturday, and it was like, ‘Hey, let's turn the credit cards off to see what bounces, and what happens,’" explained angel investor Jason Calacanis on the All In podcast in February. (Calacanis was part of Musk’s transition team at Twitter.) “And of course, we started getting calls ... The people who come first, they're probably the ones who are in on the biggest grift.”

Employees see it a different way. “There are so many controls in place to make sure fraud doesn’t happen,” alleges the current NPS staffer. “I honestly believe the only fraud occurring is being committed by Musk, [Russell] Vought, and [Donald] Trump.”

[subdee]

On April 17, Christopher Bing and Avi Asher-Schapiro of ProPublica reported that the administration is looking to replace the federal government’s $700 billion internal expense card program, known as SmartPay, with a contract awarded to the private company Ramp. Ramp is backed by investment firms tied to Trump and Musk.

Here it is, the privatization.

They're taking aim at the IT systems that disburse money directly to Americans, too. That's trillions of dollars in social security, Medicaid, etc payments.

There's also Palantir - another company with ties to Peter Thiel - being tapped to rewrite the social security administration code; and to build a "mega API" that will put ALL the data the government has on you in one place, breaking multiple data privacy laws.

This is worse than regular privatization because these guys are so untrustworthy. Everything DOGE touches is less secure.

(We just had ten GIGABYTES of data exit the National Labor Relations Board for Russia within minutes of DOGE getting access to the systems, according to a whistleblower.)

Anyway. Peter Thiel makes his money from PayPal.

So I am going to gently suggest that we all, from this point forward, STOP using PayPal.

[darkmaga-returns]

DOGE, led by Elon Musk, deactivated over 500,000 federal credit cards in a major anti-fraud effort targeting wasteful spending across 32 agencies.

The crackdown addresses long-standing abuse, with $39.7 billion in annual card spending under scrutiny and AI tools detecting misuse.

Federal credit cards far outnumber government employees, revealing systemic mismanagement and lack of oversight in the SmartPay system.

The audit is part of Trump’s broader push to cut waste, with $165 billion in savings claimed so far from agency reforms.

More deactivations are expected as DOGE works toward a leaner, more transparent federal financial system.

[meret118]

Pete Hegseth on Sunday got wrapped up in another scandal involving a second, previously unreported, Signal chat in which sensitive attack plans were shared, this time with his wife and his brother, according to a news report.

https://www.rawstory.com/second-signal-chat-hegseth-scandal/

Trump Team Eyes Politically Connected Startup to Overhaul $700 Billion Government Payments Program

A little-known firm with investors linked to JD Vance, Elon Musk and Trump could get a piece of the federal expense card system — and its hundreds of millions in fees. “This goes against all the normal contracting safeguards,” one expert said.

https://www.propublica.org/article/trump-peter-thiel-ramp-gsa-smartpay-expense-payment-system

[netverge]

Why Enterprises Trust Bulk Payments for Recurring Transactions

Recurring payments can’t be delayed. sprintNXT ensures timely execution and smooth tracking. #sprintNXT #RecurringPayouts #EnterpriseFinance #PaymentReliability #SmartPay

[osergiocachoeira]

O roubo digital de R$ 1 bilhão que expôs a fragilidade do sistema financeiro brasileiro

Na madrugada de 1º de julho, um ataque cibernético sem precedentes atingiu a C&M Software, uma empresa terceirizada que presta serviços de infraestrutura bancária no modelo conhecido como Banking as a Service (BaaS). O golpe, que aproveitou brechas no sistema da prestadora, pode ter causado um rombo de até R$ 1 bilhão, segundo apurações do Brazil Journal e do Cointelegraph. Se confirmado, trata-se do maior roubo da história do sistema financeiro brasileiro — superando o emblemático assalto ao Banco Central de Fortaleza, em 2005, que resultou em perdas de R$ 164 milhões em espécie.

A C&M funcionava como uma ponte tecnológica entre bancos e fintechs e o Sistema de Pagamentos Brasileiro (SPB), operado pelo Banco Central. Entre seus clientes estão nomes relevantes como XP, Banco Carrefour, Minerva Foods, Credsystem, Banco Paulista e a BMP Money Plus. Por meio da C&M, essas instituições mantinham contas de reserva no ambiente do BC — estruturas operacionais essenciais para a liquidação de pagamentos, especialmente via Pix.

Foi exatamente nessas contas que os hackers conseguiram infiltrar-se. Utilizando credenciais comprometidas, os criminosos realizaram transferências não autorizadas em larga escala. O golpe não atingiu diretamente os clientes finais, mas sim os bastidores do sistema financeiro: as engrenagens que fazem o dinheiro circular entre instituições. O impacto foi imediato. O Banco Central, ao identificar o ataque, determinou o desligamento total da C&M do SPB, o que deixou diversos clientes temporariamente sem acesso ao Pix e provocou instabilidade em uma cadeia de operações interligadas.

A complexidade do caso aumentou com a descoberta de que parte dos valores desviados foi rapidamente movimentada para plataformas integradas ao Pix com foco em criptoativos. Os recursos passaram por exchanges, gateways de pagamento e mesas OTC, numa tentativa de conversão em Bitcoin e USDT, dificultando o rastreamento. A operação envolveu múltiplas camadas de disfarce digital.

Às 00h18 do dia 30 de junho, Rocelo Lopes, CEO da SmartPay e especialista em blockchain, identificou movimentações atípicas em duas plataformas sob sua supervisão. Agindo com rapidez, bloqueou os fluxos suspeitos e acionou o processo de devolução de valores às instituições afetadas. Ele optou por não divulgar os montantes recuperados, mas afirmou que está colaborando com as autoridades na investigação.

A Polícia Federal e o Banco Central agora buscam entender o nível de responsabilidade da C&M e se houve falhas estruturais graves. A prestadora afirmou, em nota oficial, que seus “sistemas críticos seguem íntegros” e que está cooperando ativamente com as investigações. No entanto, especialistas já apontam a necessidade de uma revisão imediata nas normas de segurança e controle de risco aplicadas às empresas que operam modelos de BaaS.

O caso escancara uma fragilidade do ecossistema bancário digital brasileiro: o modelo de terceirização em larga escala, que permite que empresas não bancárias ofereçam serviços financeiros complexos por meio de conexões indiretas com o Banco Central. Essa conveniência, que acelerou a inovação no setor, também abre brechas perigosas quando não há fiscalização adequada.

[territorioblockchain]

¿Qué es SmartPay y cómo puede ayudarte hoy?

Descubre con Rocelo Lopes qué es SmartPay, un servicio de compra a plazos que utiliza tecnología blockchain y criptomonedas como bitcoin o USDT. Aprende cómo puede ayudarte a realizar compras de forma inteligente hoy mismo. CONOCE BLOFIN CON HASTA 5.000$ EN RECOMPENSAS 👉https://partner.blofin.com/d/Territor… 👉 DESCUENTO AL COMPRAR EL MEJOR WALLET EN TANGEM CON ESTE ENLACE…

[mariacallous]

Four days before Donald Trump’s inauguration, financial technology startup Ramp published a pitch for how to tackle wasteful government spending. In a 4,000-word blog post titled “The Efficiency Formula,” Ramp’s CEO and one of its investors echoed ideas similar to those promoted by Trump and his billionaire ally Elon Musk: Federal programs were overrun by fraud, and commonsense business techniques could provide a quick fix.

Ramp sells corporate credit cards and artificial intelligence software for businesses to analyze spending. And while the firm appears to have no existing federal contracts, the post implied the government should consider hiring it. Just as Ramp helped businesses manage their budgets, the company “could do the same for a variety of government agencies,” according to the blog and company social media posts.

It didn’t take long for Ramp to find a willing audience. Within Trump’s first three months in office, its executives scored at least four private meetings with the president’s appointees at the General Services Administration, which oversees major federal contracting. Some of the meetings were organized by the nation’s top procurement officer, Josh Gruenbaum, commissioner of the Federal Acquisition Service.

GSA is eying Ramp to get a piece of the government’s $700 billion internal expense card program, known as SmartPay. In recent weeks, Trump appointees at GSA have been moving quickly to tap Ramp for a charge card pilot program worth up to $25 million, sources told ProPublica, even as Musk’s Department of Government Efficiency highlights the multitudes of contracts it has canceled across federal agencies.

[news-china-com-au]

金融科技新秀Tyro拟与Stripe深化合作 同时Smartpay正与Shift4展开谈判

澳大利亚支付行业即将迎来重大变革，两笔关键交易正在酝酿中。 Jon Davey于2022年被任命为Tyro首席执行官。Louise Kennerley 周一，Tyro Payments确认已正式放弃收购竞争对手eftpos终端供应商Smartpay Holdings，后者选择与另一家公司达成独家协议，接受每股1.20新西兰元的现金报价。消息公布后，Smartpay股价开盘飙升22%至0.93新西兰元。 据Street Talk了解，这家神秘买家是纽约证券交易所上市公司Shift4 Payments，市值达73亿美元，自称是集成支付和商业技术领域的领导者。另有消息称，美国金融科技公司Global Payments也曾提交非约束性报价。 Shift4聘请花旗集团担任交易顾问，Smartpay则与摩根士丹利和Bell…

[pscottm]

Rampin’ Up, Baby! That Thiel Start Up Hunting the Motherlode Contract is Inside Treasury

One of the most important stories in some time came out two days ago. But with so much else going it didn’t get quite as much attention as it should have. It’s from ProPublica. And it’s about a Peter Thiel-backed start up called Ramp. It’s a corporate credit card processing outfit. The game here is pretty straightforward. Trump and Musk are looking to hand some or all of the government’s $700 billion internal expense card program (SmartPay) over to Ramp. A bunch of the meetings were organized by Josh Gruenbaum, a private equity guy who Trump and Musk installed as chief acquisitions officer at the GSA. (He was also the lead signatory on the demand letter to Harvard we’re now told, as of last night, was accidentally sent. So Gruenbaum’s got a lot going on.) Ramp’s value add is supposed to be the use of AI to monitor spending.

The overall picture is a standard one: Come in, take over the data and financial architecture; discredit it by having your media arms dish out mountains of phony stories about fraud and abuse; fire all the employees and hand a cash-drenched, sweetheart contract to yours and your friends company.

Or maybe it’s a start up, which has already raised about $2 billion from the likes of Peter Thiel and the Kushner family, among others, and thus needs a pretty big exit. It all comes together quite nicely. It’s good to be the king, as Mel Brooks once put it. And I suspect that’s just a prelude to a vastly bigger prize: contracts to manage payments of the more than $1.5 trillion that goes to Social Security recipients and likely other government programs that disperse money directly to individuals.

[40-years-in-the-desert]

Grows on You ……… Like a Fungus

[kompasid]

Pembayaran Kecepatan Super dengan VPBank Neo: Hanya 6 langkah yang dilakukan!

## Pembayaran Super dengan VPBank Neo: Hanya 6 langkah yang dilakukan! Apakah Anda mencari metode pembayaran yang cepat, nyaman dan aman? Mari kita jelajahi cara membayar qrpay dengan SmartPay pada aplikasi VPBank NEO dengan hanya 6 langkah sederhana di bawah ini! Instruksi terperinci: Langkah 1: Akses fitur Spirit QR! Buka aplikasi VPBank Neo dan temukan ikon pembayaran QR tepat di layar utama.…

[trendtoday]

RAMP is trying to take the US government as a client after seeing a tweet from the Doge

The expense management ramp is being considered for a pilot program of charging cards from the US General Government General Services Administration, the company confirmed to Techcrunch on Thursday. The government’s internal spending card program, called Smartpay, is a $ 700 billion program. It is estimated that the contract of the pilot card program loaded for which the Rampa is being considered…