#show me the proof that youve been here for a while and ill allow it ig

[nevertoforgive]

Seeing a ton of new deadpool (and wolvie) fans and while I'm super excited abt my fav finally getting recognition I am unfortunately an elitist and gatekeeper to my core and I keep reading posts and going "He would NOT do that😒"

[taurusjaehyun]

kiss me // j.jh

♦️Pairing: jaehyun x fem reader

♦️Other Members/ Characters: 97 line GC (Eunwoo, Jungkook and Mingyu) + Jihyo of Twice (also a 97 liner)

♦️Genre: smut, fluff,, bf Jaehyun, uni au

♦️Warnings: rough sex, nipple play(?), slight cock warming, squirting, overstimulation, multiple orgasms, badly written smut lmao, mentions of RuPaul’s Drag Race bc I’ve been binging on it after Netflix put all the seasons on!!!

♦️Word count: 3,981

♦️Story: Finals are done and you finally have proper time with your boyfriend Jaehyun but he barely pays you any attention. He won’t even give you a kiss you because of a stupid mobile game.

Note: A request by anon for bf!Jaehyun. Also, yeaaah, this isn’t proof read, sorry for the shitty aftercare and the shitty writing in general lol. Tell me what you guys think, please! I’d love feedback so I can improve hehe <3

"Kiss me." You say as you push yourself up closer to your boyfriend’s face, who was currently focused on his phone as he laid next to you in your bed, playing whatever mobile phone game he was addicted to with the guys. It was kind of annoying, really.

 You purse your lips and make kissy sounds, making him chuckle. You roll your eyes at him but he doesn’t notice, because he was too focused on his phone. You couldn’t believe how he’d rather play with his phone and his friends rather than spending time with you, his girlfriend, despite it being a free Sunday for the both of you. Finals were fucking finally over for all of you after the two of you, along with your friends had spent every day studying (more like cramming) to try and ace your tests.

 It was safe to say the two of you hadn’t had sex in a while. Plus, this was your only time alone together after a while as your roommate, Jihyo was on a date with her boyfriend, Eunwoo. Jihyo was a bit anal about you bringing in Jaehyun to your dorm to have sex after she had caught you and Jaehyun fucking a few times (it was more than a few times, honestly). You couldn’t hold it against her because she never had sex with Eunwoo in your dorm. Ever. Or not that you know of.

 You pinch Jaehyun’s side, making him yelp but he barely spares you a glance. You pucker your lips again and make kissy faces at him, trying to annoy him more than anything at this point. Jaehyun tilts his head towards you, eyes still focused on the screen of his phone as he blindly pecks at your face, kissing your nose instead of your lips like you wanted to.

 Feeling annoyed, you grab the phone out of his hands and turn it off. You set his phone on your nightstand, straddle him and cup his cheeks, squishing and pinching it with your hands. His hands automatically make his way to your hips as he looks up with you with a less than pleased expression.

 “I was about to beat Mingyu and Jungkook, you know,” he grunts in annoyance, taking hold of your hands that started to pinch his cheeks painfully. He pulls your hands off his cheeks and intertwines his fingers with yours.

You laugh, “Baby, today’s our free day. You can kill them some other time!” You started to grind your hips against his, testing the waters. You really wanted to take advantage of the time alone you had with the love of your life and do anything and everything you’ve wanted to do for the past few weeks. Also, fucking the built up stress away wasn’t a bad idea.

 Jaehyun watches you, grinding and circling your hips, almost as if he was hypnotized. He bit his lip and gives you a pointed look, “I thought we weren’t allowed to have sex here anymore?”

 You lean back and shrug, “Jihyo isn’t here anyways. What does she know?”

 “Well Jungkook and Mingyu know how important my ranking is in that game to me. And they know I’m here with you.” Jaehyun chuckles, “they’re already probably going off in the group chat that we’re already fucking and you know Eunwoo’s in the chat too.”

 You stop grinding on him, and sighed before blowing a raspberry, “I honestly don’t give a shit. Jihyo knows I’m putting RuPaul’s Drag Race over everything, including you so I could just say I forced you to watch.”

 Jaehyun scoffs and looks at you as if he’s offended, “so you mean to say you finished the season we were watching WITHOUT ME?” He lets go of your hands and holds onto your thighs, squeezing.

 You explode in laughter, knowing well that Jaehyun took offense in it. You both were big fans of the show that you’d do marathons of it together, especially the most recent All Stars season. “Trinity-“

 He puts up a finger to your lips, “ok, spoiler queen. I don’t need to know. I’ll watch it for myself.”

 “No, I’ll tell you right now! Trinity and Monet-“

 Jaehyun puts his hands over his ears, closes his eyes and starts howling, and basically doing every annoying sounds he could produce, just to shut you up.

 You laugh, trying to pull his hands away from his ear, telling him about the finale. Each second he goes on with his act, the more you found it funny so you ended up bellowing in laughter, weak as you fall down on his chest, shoulders shaking.

 Jaehyun sighs as he wraps an arm around you, patting your head gently. “God, you’re annoying.”

 Still in fits of giggles, you sit up again and hover over him, staring at him. Jaehyun was probably one of the most beautiful men you’ve ever seen in your life and you thought you were blessed to have been given a chance to be one of the people he loved in this world. “You love me, though.”

 Jaehyun gives you a goofy smile, “that I do, sweetheart. So fucking much. You have no idea.”

 “Prove it!”

 “How?”

 "Kiss me."

 Jaehyun didn’t have to be told twice. His hands find its way on the back of your head, and he pulls you close while he lifts his head up to meet you halfway and locks his lips with yours.

 You chuckle and proceed to kiss him. Deep and hard, always. His tongue swipes on your lower lip and you grant him access and soon your tongues wrapped around each other. You didn't know how long you were kissing but all you knew was you were already feeling dizzy and breathless but you just wanted to taste him again and again.

 People might call you crazy but every time you saw him, he still gave you the butterflies he made you feel from the first time you saw him. That was how you knew you were already in love with him. You were so into in him that his mere touch sent shivers up your spine and when he makes love to you, you’re afraid you’ll burst into tears because of the overwhelming feelings he gives you.

 You pull away and pull off the large t-shirt that you used as pyjamas. Underneath it, you weren’t wearing anything because you knew you’d be fucking your boyfriend. You shoot him a smile as you cup your breasts for him, earning a whistle from him. You knew he loved your nipples and right now, they looked too appetizing to him, already so hard and begging to be sucked by him.

 He bites his lips at the sight of your naked and pliant body. He knew how conscious you were of your body but he loved how you trusted him too much that you were confident naked in front of him. He was thankful for that because for him it was a way to really say how much you trusted and loved him.

 You grab his hands and rest them over your breasts as you start to circle your hips on him again. He had an obsession with you boobs that he would find a way to suck your nipples most of the time, that when you would sleep over at his dorm (which was better because the athletic department had budget and gave them solo rooms) even before you sleep, he sucks your nipples. It was endearing.

 You were his and he was yours. As soon as he lets go of your nipples, you kiss his neck, making sure to rub you hard nipples against his chest as you pull up his shirt and help him fully take it off. He cups your face as you kiss and you rush to undo his jeans. You plant kisses down his neck, chest and stomach as you go lower, pulling down his jeans.

 His half hard cock pops out as you pull down his underwear and help him get both his jeans and underwear off around his ankles until the both of you were buck naked. You settle between his legs, kissing his thighs, just taking your time but your hands find his cock, the tip leaking with clear liquid.

 You spit on your hands, easing the friction and starting to jerk him off. You use the pad of your thumb to rub the slit of his cock, watching how his cock twitches and gets harder at the action. His dick continues to leak pre-cum, enough for you to spread it around the sensitive mushroom head of his shaft.

 “Fuck, baby. Stop playing and suck it if you’re going to,” he hisses, fisting the sheets beside him.

 “Ok, ok.” You laugh but you continue to play with his sensitive head. You gather your spit in your mouth and drop it slowly on the head of his dick, circling your tongue to the air so the spit goes around and covers the rest of his cock. “I’ll get your dick wet first, you big baby.”

 Jaehyun moans as you start to jack him off, your left teasing the head and the right jerking the rest of his cock. He watches you as you bite your lips in concentration as you jerk him off, using the tricks that are fool proof to make him feel good. Especially that jerk-jerk-twist-jerk movement that had his hips bucking.

 Without a word, you start to suck on his head, slurping on the salty precum, making him hiss in pleasure. You use your now free left hand to fondle on his balls as you keep jerking and sucking him off. When the moisture from your spit around the rest of his length dries, you slowly take him in your mouth, deep throating him.

 You keep your thumb in your fist, trying to keep your gagging down as you used your left hand to hold onto the base of his cock as you take him deeper inside your mouth until your nose was touching his belly, his trimmed pubes prickling you.

 Jaehyun was always amazed how you manage to take in his whole length but then again, you always managed to surprise him and managed to exceed his expectations which was one of the reasons for why he fell in love with you. Out of all the girls around him, you managed to catch his attention and he found himself unable to keep you out of his mind until the two of you got to work together since you were both in student government.

 You lift your head a little and bob your head, keeping his dick down your throat, knowing this would surely cover the whole of his cock with your spit. Jaehyun had always been a loud grunter and moaner so it was no doubt that the room was filled with Jaehyun’s sounds of pleasure and curses as you make him feel good with your mouth. Once you couldn’t hold your breath anymore, you pull away from his cock.

 You take the spit stringing your mouth to the head of his cock with your fingers and jerk him off. Jaehyun looks at you, mouth swollen, eyes lidded and tears forming at your ducts. You lean forward, rubbing the head of his cock against your nipples, making him groan at the sight. You take him in your mouth again, this time, just comfortably sucking him off, just taking in the length you could casually and jerk the rest of his shaft.

 He grabs a hold of your head, pushing your pony tail back and tucking the strands that came apart from the vigorous bobbing of your head on his cock. Jaehyun starts to thrust his hips up so you stop moving, your arms on either sides of his hips on the bed, letting him fuck your face at his own pace. When he thrusts to particularly deep, you end up gagging and you pull away, coughing.

 Jaehyun gasps in worry, immediately sitting up and cups your face. “Sorry, sorry! I didn’t mean to! I’m so sorry, sweetheart.”

 You let out a giggle and peck his lips, “it’s ok, love.”

 "So now, it’s my turn to please my lady." He grins as he kisses you on the cheek before he maneuvers you to the head of the bed and pushes you down until he was hovering over you and in between your legs. He licks the tips of his fingers and rubs at your clit, making you twitch. He reaches down and slips two of his fingers inside you with no warning, making you gasp. “You’re this wet for me, sweetheart? Well shit.” He grins at you, teasing as his he finds a comfortable paces to fuck you with his fingers.

 You close your eyes, reveling in the sensation of his fingers stretching you and rubbing against your spot as you squeeze your breasts. God, he knew just how to make you feel so good, and you couldn’t wait for the main event: his cock but his fingers were doing more than good that you find yourself bucking against his hand as your orgasm comes over you fast, like it was unexpected that you didn’t realize you were cumming until it you started to scream and tremble.

 “That was fast,” Jaehyun teases, pulling his fingers out of you slowly, watching your pussy juice stringing as he separates his fingers. He takes the fingers from inside you and shoves it in his mouth and licks it clean. It as a shame you couldn’t see it as you were still basking in the after effects of your orgasm, eyes pinched close. “I didn’t even touch your clit!” He says, giving you a teasing look. “You must’ve waited for this long, huh?”

 You grin at him, but still trying to calm yourself down by taking deep breaths. “We haven’t had sex since Jihyo made us stop having sex here and finals was a bitch, Jae. I was stressed!” You close your eyes, clutching your chest dramatically.

 Jaehyun laughs at you and kneels in front of you, lifting your hips and pulling you to him. He lifts your hips and settles it on top of his legs. You feel him line his cock to your slit and pushes his head in.

 “Wait! I’m not ready yet!” You whimper, using your legs to push yourself off but his grip on your hips was strong and he had already pushed inside you, the whole of his length inside you. Your eyes roll back as his tip presses against your sweet spot but at the same time, the burn of the stretch makes you hiss in pain. He was never an easy size to begin with.

 “Relax, babe.” He says gently as he takes a hold of your waist but you see how he has his eyes closed and his mouth agape. “You’re fucking tight.”

 Still feeling the stretch, you lift your head and hit his hand on your waist, making him laugh. “You’re an asshole. I’m still sensitive.” You pouted.

 “I know, love. Your pussy’s still throbbing.” He gives you a sweet smile and grabs your legs to wrap them around him. He takes his time, keeping his cock inside you while he takes his time into admiring your serene face and running his hands on your skin. “You ok?” He intertwines your fingers and plants kisses on the back of your hand, watching you remain silent with your eyes closed.

 You eventually give him a sign but don’t answer him, instead, you smile at him as you squeeze your walls around his cock, making him wince. “Your cock is-AH!”

 He starts to move his hips, just grinding do every roll of his hips, his cock hitting your sweet spot. "Ah, shit. You're so fucking tight." He groans as he finally pulls his hips back and drove into me slowly, bottoming out and slamming back in, making you moan at the sweet pressure inside.

 You wrap your legs tighter around him as he moved his hips up, hitting your sweet spot at a different angle as he leans down and sucks at your nipples. Fucking Jaehyun wouldn’t be fucking him if he wasn’t sucking on your nipples while he was fucking into you. You keep his head close to you, as if you were holding a baby’s head sucking on its mother’s nipple. Honestly, with the amount of times he was sucking on your nipples, you wouldn’t be surprised if you started lactating out of the blue.

 He lifts your legs as he starts slow but deep thrusts and puts both of your legs over his shoulders as he leans down, basically folding you in half. He captures your lips while his hips pick up pace. He kisses the sensitive spots on your neck as he builds up a steady pattern of fucking you, making you eyes roll back in pleasure. He licks the skin from you ear to my neck, making you shiver and buck your hips, easily receiving his hard cock.

 He eventually goes into full force and you’re left to nothing but a moaning mess as he drives his hips to yours forcefully and in a pace beyond what you could handle. He was so deep inside you that you could the sweet pressure of his hard cock jabbing your cervix.

 You claw at his back and grabbing onto whatever you could, holding on for dear life as he drives into you relentlessly, with his hands lifting up your hips for easier access. "F-fu...fuck! Ah! Soooo goo-...ood! Ah!!"

 He pulls out and you groan at the loss of his cock inside you.

 "Jaehyun, no," You groan desperately as he smirks at me.

 "Patience, love." He smiles and lies on his back, making me straddle him.

 Needing no words, you straddle him and slip down his length, releasing a sigh of pleasure at the fullness you’re feeling. You lean down and kiss him and he settles his hands on your ass cheeks, massaging and slapping. You pull away, moving your hips slowly, forward and backward, taking him in deep inside. You lean your head back, moaning from the pleasure.

 He leans forward and sucks your left nipple and plays with your nipple with his hands, rolling the hard pebble with his fingers, pulling and squeezing. He groans in pleasure as you tighten your walls around him. He moves to your riģht nipple and sucks, and gives the same treatment as he did with your other nipple.

 Jaehyun then pushes you down towards him and holds you tight as he starts thrusting hard and fast from below you. You squeal at the intense, hard pleasure coming in, giving you no room to breathe.

 "JAEHYUN!!!!" You scream as you push your hips down to meet his thrusts and take him in any deeper, if it was possible. "FucK! AHH!!" You let myself go and my body becomes limbless at the excessive pleasure. You feel the drool escape your lips as you lean your face on the crook of his neck.

 Without effort, he maneuvers you off of him and throws you on the bed then kissing every exposed inch of my skin he could reach. Once he reaches down, he doesn’t hesitate and proceeds to eat you out like a fucking maniac, making you scream and shiver in so much pleasure. There were lots of things Jung Jaehyun did well and one of the top things besides academics, basketball, cooking and fucking, eating you out would be included. And it didn't help that he knew your body like the back of his hand.

 "Jaehyun! I'm cummimg!" You scream and before he could react, you were trembling, already in your second orgasm of the day. He never stopped sucking on your clit and started fingering you again, jus jabbing at your sweet spot while you were on the verge of your orgasm. You wanted to keep away but he had your hips on hold. Pretty soon, you felt it coming again and this time, you ended up squirting.

 He looked pretty proud of himself after you were left a shivering mess. “There we go, good girl!” He smiles, kissing the back of your hand. “I told you I’d make you squirt, right?” The last time you had sex, knowing it’d be while before you could again, the two of you had rented a room and tried every position you wanted to try out and tried finding out your limits. He had made you squirt then and you both were amazed after seeing it once so he had promised you that he would be making you do it again.

 “Jihyo’s gonna be so fucking mad when she gets home…” you trail off, still a bit high from your orgasm. “God, I’m dead. I need to find a new roommate.” You take a deep breathe, “also, I think… I’m gonna pass out.”

 Jaehyun laughed, “at least let me cum before you pass out!”

 “I fucking hate you right now.” You could feel the slight sheen of sweat on your body, besides from the body liquid you just expelled earlier.

 “Excuse me, Ms. Y/N? You were the one that wanted this, remember?”

 You wanted to pass out but you were sure Jaehyun wasn't over yet and besides, you always wanted Jaehyun’s cum inside you. It wasn't done until he came inside you. “Fuck me now, come on.” He immediately enters you and starts working his hips in a pace fast and hard.

 "Fuck! Slow down!" It was too good that you could feel fresh tears drip down your temple. "Wait!!! Jaehyun" You try to push him away to at least slow him down but he holds you tighter and drives into you harder, constantly pressing against your g-spot. It was honestly like his cock was made for your pussy as he’s always hitting the places inside you that made you see stars.

 "Ah, fuck! Your pussy so fucking tight for me!" He exclaims, followed with a plethora of curses as he does a steady pace of strong, deep, fast thrusts. He kisses you and holds tight on your breasts, squeezing them.

 "I'm cumming!" You scream as you quickly cum on his cock which triggers his orgasm as well, but he keeps his shallow thrusts until he's emptied his cum all inside of you, filling you a few weeks worth of cum, filling you to the brim that some spill out even though his cock acted as a plug.

 He stays inside you as the two of you kiss again, lazily this time, so you both could catch your breaths too. "I love you, y/n." He smiles at you, kissing your chin.

 You laugh at his sweetness as you focus on breathing to slow down your fast heartbeat. Was it because of his words or your exhaustion? Or both? But you did know the exhaustion was taking over you. You close your eyes, basking in the warmth of his body against yours. Your ears were blocked and you were still trembling but you weren’t complaining.

 Jaehyun knew you so he wasn’t expecting your reply and he already knows your answer anyways. Pretty soon, you quickly fall asleep, surprising him. But it was understandable because he made you spent so he cleaned up after you, wiping your body and your crotch with a warm towel and dressing you in panties and one of the shirts he’s left intentionally after he had cleaned himself up. It was the least he could do.

 From Jung Jaehyun | 10:30AM

To Cha Eunwoo

So, what are you willing to do for me not to tell y/n I caught you and Jihyo fucking after ur gf made us stop fucking in their dorm? Send me your most expensive skin, Cha and try to beat me!

[themoneybuff-blog]

Helping Mom apply for Social Security -- More complicated than it needs to be?

My mother turned seventy a couple of weeks ago. This means a couple of things: First, shes reached the age at which she can receive maximum retirement benefits from Social Security.Second, its time for her to start taking Required Minimum Distributions from her retirement accounts. If youve been reading Get Rich Slowly for a while, you know that these two routine tasks are less than routine for my family. My mother has fought a long-time battle with mental illness. After a crisis in 2011, my brothers and I realized that she could not live alone. We found a highly-regarded local assisted living facility that specializes in patients with memory issues. (Mom has some sort of cognitive disability that includes memory loss, but which the doctors have been unable to diagnose.) For the past seven years, Mom has lived at Happy Acres in a comfortable apartment with her cat (Bonnie) and her television. When I see her, I often ask if theres anything more she needs or wants. She assures me that this is all she needs to be happy.

At this point, Mom struggles with routine personal hygiene, so theres no way she can take care of tasks like signing up for Social Security or taking withdrawals from her retirement accounts. As her sons, thats now our job. (And were happy to do it.) You might think that this process would be easy but youd be wrong. I suspect that in most cases, getting retirement benefits started is easy, but its much less so in our situation. A Little Bit of Kafka At first, my brother Jeff and I thought that setting up Social Security would be simple. He and I both have Power of Attorney. Were accustomed to this allowing us to breeze through most financial tasks as if we were Mom herself. In March, about a month before Moms birthday, I spent an afternoon at the local Social Security office. I took all of the documentation that I could gather. I arrived to find the waiting room was packed with other folks applying for benefits. It was standing-room only. Rather than get frustrated, I sighed and resigned myself to waiting. And wait, I did. I waited for two hours before my number was called. (It was all fine, though. I spent the time absorbed in a good book.) When my turn came, I sat at the desk and talked to the clerk. Im here to apply for Social Security benefits for my mother, I said. Is your mother with you? the clerk asked. No, I said. But I have Power of Attorney. I pulled out the paperwork to offer proof. The clerk waved her hand and shook her head. The Social Security Administration does not recognize Powers of Attorney, she told me. To conduct business on your mothers behalf, you must be a designated representative, a legal guardian. What does that mean? I asked. For all practical purposes, it means you probably should make an appointment to bring your mother in with you. Thats going to be the easiest thing to do. Okay, I said. But shes not really going to be able to carry on a conversation or to make an informed decision about anything. Still, lets make an appointment. Even if shes not mentally fit, she has to be the one who applies in person, the clerk said. She clicked at her keyboard, searching for appointment times. Im sorry, but we dont have any appointments available. I was puzzled. Let me get this straight. Mom has to apply in person. To apply in person, we have to make an appointment. But there are no appointments available? Well, there three other options, the clerk said. She can do what you did today and wait in the lobby. She can call each morning to see if there are any cancellations. Or she can apply online. However, she has to apply herself. You cant fill out the application for her. Ill admit that I was both baffled and a little steamed. Shes not able to fill out the application herself. Shes not capable, I said. I dont think its a good idea to have her wait here with me for two hours as a drop-in. And calling the day-of to get an appointment is problematic. It would take roughly three hours from the time I called in order to get her here. The clerk shrugged. I dont know what to tell you, she said. Those are your three options. Skirting the Law When I returned home, I called my brother to explain the situation. I feel like theres no way we can get this done, I said, unless we fudge things a little. What do you mean? he said. Well, theres no way for Mom to complete the application hereself, right? Legally, shes required to. But what if we completed it for her while shes in the room? Im okay with that, Jeff said. And thats what we did: Jeff and I sat with Mom and worked through the online Social Security benefits application. Much of the application asked for standard stuff, such as age, mailing address, and so on. It was easy for us to answer those questions. But some of the questions required sleuthing. To set up Moms online Social Security account, for instance, we had to puzzle out a battery of questions drawn from her credit history. (Solution? Just pull a free credit report, which youre allowed to do three times per year.) To actually complete the benefits application, we needed to figure out important dates regarding her marriage and her work history. Whenever we reached a question that stumped us, we asked Mom for the answer. She never had the answers, though, so we had to dig through various documents to find the info. After a couple of hours, wed finished the application. We asked Mom to type in her name for the digital signature. (Even that was tough for her.) The process was overor so we thought. About a week later, we got a letter in the mail from the Social Security Administration. Thank you for contacting us for an appointment to visit our office, the letter read. This is confirmation of the date and time of your appointment. What in the world is this? Jeff asked me. We never made an appointment for Mom. I have no idea, I said. I thought wed done everything we need to do at this point. But Ill tell you what. It sounds like we have a firm date and time for an appointment, so lets just take it. We may be duplicating our efforts, but thats okay. Im willing to sacrifice a few hours of my time just to make sure everything is correct. Return to Purgatory Jeff handled everything with the assisted living facility, arranging for Mom to have an early breakfast, and getting her approved to take a field trip. His wife showed up yesterday morning just to make sure everything went according to plan. Meanwhile, I left the house at 7:30, stopped by the family box factory to pick up supporting documentation, then headed to Happy Acres to pick up Mom. When we reached the Social Security office at 8:55, there was already a long line at the door. Theres no way were going to get inside in time for our nine oclock appointment, I thought to myself, but it turns out I neednt have worried. When the office opened, a security guard summoned folks with appointments to the front of the line. Mom and I went inside to meet the clerk who would be conducting the interview. Our clerk was both friendly and helpful. He was also meticulous and business-like. At first, he directed his questions to Mom (as he should have), but when it became clear that Mom couldnt answer for herself, he addressed me instead. Weve received your mothers application for retirement benefits, the clerk told me. But shes also eligible for survivors benefits. Thats what todays interview is about. We want to get her set up in the system so that she receives everything shes due. The clerk interviewed us for about twenty minutes. Unfortunately, we werent able to answer all of his questions because we werent prepared for them. When did Dad die? I remember that date very clearly. When were Mom and Dad married? I dont know off the top of my head and Mom can no longer remember. Do you have a copy of their marriage certificate? the clerk asked. No, we do not. Ah, youll need to get a certified copy and mail it to me in order to complete this process. How do I do that? I asked. Youll need to contact the Department of Vital Records in whichever state she was married, he said. Once you get a certified copy, mail it to me in this envelope. After we have all of the documentation we need, benefits will begin a few weeks later. To Be Continued Last month during my road trip through the southeastern United States, I stopped to visit my pal Cameron Huddleston in Bowling Green, Kentucky. Huddleston, a personal-finance columnist, has experienced something similar herself. Her mother has Alzheimers, so Huddleston has had to learn to manage her money. And, in fact, she just signed a deal to write a book about managing your parents money. Its kind of a boring topic, but its important, Huddleston told me. Its something that more and more people are wrestling with, especially as lifespans increase and personal finances become more complicated. She hopes to produce a useful guide to help people like me figure this stuff out. From what we can tell, nothing like this exists right now. Its like each person in my situation has to re-invent the wheel, to puzzle through the process on our own each time. Im eager to be the first person to buy Huddlestons book! Obviously, my family still has work to do. From what we can tell, Moms application for Social Security retirement benefits has been accepted and now its simply a matter of waiting for payments to begin. (This can take up to three months, apparently.) Meanwhile, in order for her to receive survivors benefits, we need to track down a copy of her marriage certificate, which I suspect is going to eat another couple hours of my time. Thats a task for this afternoon, I guess. Plus, I havent even started talking to Vanguard about how to take Required Minimum Distributions from Moms IRA. We have another 5-1/2 months to solve this piece of the puzzle. (RMDs must begin by the time the account holder is 70-1/2 years old.) Im going to wait until the Social Security benefits are finally flowing before I move on to the IRA. One final task? The next time I see that Mom is having a lucid day, I want to ask her what we can buy her to improve her life. She says shes content sitting in front of the television with a cat in her lap, but I feel like there must be something more we can do for her. Maybe get her a second and third cat? Maybe get her a super-deluxe television? Or how about buying a fancy chair with built-in massage? Mom has some money now. Itd be awesome to use that money to give her a better life. Important footnote: Dad died in July 1995. Mom has missed out on 23 years of Social Security survivors benefits because we werent aware that she should apply for them. Thats crazy! Do you have any literature on survivors benefits? I asked the clerk at the Social Security office yesterday. He have me a few pamphlets. Soon, Ill read all of this material and write a short blog post summarizing the most important pieces. https://www.getrichslowly.org/applying-for-social-security/