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Deeba Lawn Collection 2019 By Shariq Textile launch now or available at all leading clothing stores across Pakistan or online stores.
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Shehla Chatoor Luxury Lawn Collection 2017-18 For Eid Ul Azha is coming in the market on 12th august 2017. Therefore this heart touching collection of shehla Chatoor is very stylish and updated collection for everyone. So all type of girls and women get this collection from the nearest store on 12 august.
Shehla Chatoor Luxury Lawn Collection 2017
Furthermore, Shehla Chatoor Luxury Lawn Collection 2017 is made with full of colors and joyment. Designer use too many colors in this collection to make it fabulous. On the event of 14 august and Eid Ul Azha function this collection is best for all.
Therefore Shehla Chatoor Luxury Lawn Collection 2017 is made with pure lawn. In addition to this lawn is very cool and comfortable fabric for all type of girls. Another special thing in this collection is classic designs draw on the lawn fabric. So girls can wear these dresses and shine their personality on upcoming events.
Especially this collection is designed under the banner of shariq textiles. Shariq textile is very fashionable and up to the mark brand in fashion industry. Girls like this type of collection for shine their resemblance. In summer lawn dresses are also very demanded in the girl’s fashion.
In conclusion this collection is well designed. This Shehla Chatoor Luxury Lawn Collection 2017 is very stylish and classic. So I recmand this is the best collection of 2017.
Finally the stitching quality and embroidery work is also very special in this collection. So in the end I conclude the collection and told you this is very stylish collection. Shariq textiles always make collection according to the customer demand and desires.
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Shehla Chatoor Luxury Lawn Collection 2017-18 For Eid Ul Azha Shehla Chatoor Luxury Lawn Collection 2017-18 For Eid Ul Azha is coming in the market on 12th august 2017.
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Reeva Designer Embroidered Collection by Shariq Textiles
Reeva Shariq Textiles 2017-18 Embroidered Collection for Women is coming on 23rd Feb 2017 in stores.First of all, TerxtileShariq has recently presenting Reeva Designer Embroidered Collection 2017 for Girls.
Famous or Leading women clothing house of Textile Shariq introducing another superb stylish summer lawn collection in the wide range of vibrant designs with latest cut and style. It is a premium lawn collection by the brand and so, you may expect lawn dupattas and embroidery on the dresses of Reeva lawn 2017 by Shariq Textiles. All of these dresses are very comfortable and decorated with high-quality embroidery work which makes it very much suitable for your formal and casual use as well as best for working women. So let’s change your summer fashion with latest summer dresses by Shariq Textile.
So many options are available at hand. Hence All you have to do is choose. Because This original lawn collection 2017 by Shariq Textiles brings freedom. Therefore this chiffon and embroideries meet the glitter and gleam of surface texture to make a perfect match.
Reeva Designer Embroidered Lawn Collection by Shariq Textiles
In this collection, you will look polite and modish women dresses for summer. You can create your own self more luminous in the meadow of fashion with the help of designer’s dreams. They are forever accessible for you in the market. All the summer dresses are available in the unstitched pattern. The attire is base on three piece kind. Almost all of the long length shirts are combined with cigarette pants. I might love to discuss designer dresses images 2017 of Reeva lawn catalogue. Reeva Designer Embroidered Lawn Collection by Shariq Textiles 2017
Reeva Designer Embroidered Collection 2017 Rs.2650/- Export Quality stitching and worldwide shipping available on demand. Cash On Delivery available. For Quick response whats app 0092-333-8513775 Call 0092-332-6464666 0092-305-6464666 0092-347-6464666
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Reeva Designer Embroidered Lawn Collection by Shariq Textiles Reeva Designer Embroidered Collection by Shariq Textiles Reeva Shariq Textiles 2017-18 Embroidered Collection for Women is coming on 23rd Feb 2017 in stores.First of all, TerxtileShariq has recently presenting Reeva Designer Embroidered Collection 2017 for Girls.
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*Ruby Shakeel Silk Collection by Shariq Textile* unstitched price was *~9250~* *now Huge discounts* *👗stitched Dress same model picture Price just *5500* pkr* Size small #hurryup #grabitfast #limited* #Wedding #weddingbells #events #shadiseason (at Karachi, Pakistan) https://www.instagram.com/p/CITAw5iB3m8/?igshid=1thh5101ckvo5
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For MSMEs, Finance Minister's Rs 3-lakh crore credit guarantee may not lead to assured benefits
New Post has been published on https://apzweb.com/for-msmes-finance-ministers-rs-3-lakh-crore-credit-guarantee-may-not-lead-to-assured-benefits/
For MSMEs, Finance Minister's Rs 3-lakh crore credit guarantee may not lead to assured benefits
For millions of small businesses in the country, credit guarantees for collateral-free loans may not be enough to survive the global pandemic crisis.
On Wednesday Finance Minister Nirmala Sitharaman outlined a slew of measures for MSMEs, which included setting up a collateral-free automatic loan provision worth Rs 3-lakh crore. To provide stressed MSMEs with equity support, the Government will also facilitate provision of Rs. 20,000 crore as subordinate debt and a Rs 50,000 crore equity infusion for MSMEs through Fund of Funds. The Government also took the opportunity to change the definition of MSMEs in the country.
The measures may seem big on numbers, but many are skeptical if it can translate into meaningful gains. However, before getting into what keeps small businesses anxious, there are some positives from the announcements.
The positives According to Ashwini Anand, Founder and CEO, Monsoon Creditech, the announcement addresses the problem of lack of credit to a reasonable extent. “To put the Rs 3 lakh crore figure into context, it is interesting to note that as of the end of FY 2019, banks and NBFCs had about Rs 17.4 lakh crore outstanding to MSMEs. So, this sum of Rs 3 lakh crore is roughly 17% of the total credit outstanding to MSMEs – not a small number.”
Anand adds that it is also interesting to note that since the government seems to be guaranteeing these loans and not actually lending this money from its own books, the impact on the fiscal deficit is not nearly going to be as bad as the top-line number suggests. “NPAs on MSME loans have historically been over 10% at an aggregate level. For example, according to TransUnion, June ’19 NPA rates for MSMEs (at a pan India level) were 16.1% for loans disbursed by PSU banks, 3.8% private banks and 5.4% for NBFCs.”
According to the Economic Survey, despite a decrease in policy rates, the credit growth in the economy has been declining since the beginning of 2019. Bank Credit growth (YoY) moderated from 12.9 per cent in April 2019 to 7.1 per cent as on December 20, 2019. The main contributor to this slowdown has been a negative growth of credit to Micro, Small and Medium Enterprises and Textiles. The Government has tried to address this now by providing collateral free guaranteed loans.
According to Sanjay Doshi, Leader – Financial Services Advisory, KPMG in India, the biggest challenge banks faced in providing incremental is the basis of underwriting as the norms and historical information around profitability, stock levels, working capital levels, etc. under which credit was extended cannot be relied upon.
“In the new reality, banks are in a dilemma on how to assess a borrower and what risks they need to underwrite. Further, even when borrowers are willing to provide collateral, there are practical challenges around something as basic as stamping and signing a document. Collateral free automatic loan under the 100% credit guarantee scheme should provide relief to the MSME,” says Doshi.
Source- Economic Survey of India The flipside To understand what is at stake, it is important to understand the importance of the MSME sector. The MSME sector contributes in a significant way to the growth of the Indian economy with a vast network of about 6.3 crore units and a share of around 30 per cent in nominal GDP in 2016-17. The share of the sector in total manufacturing output was even higher at 45 per cent.
What seems to be the biggest miss from the announcement is that there is little to stimulate demand and providing more or easier debt may not be the answer to address the liquidity challenges for MSMEs.
“The package announced today has left MSMEs thoroughly disappointed. MSMEs were demanding immediate financial support to pay salaries and interest on loans during the period of lock down. Instead, the Government has offered a loan scheme without collateral. The scheme entails little expenditure for Government- it will only help create a Credit Guarantee Fund, which will enhance the comfort level of bankers to lend. Good, but not enough for MSMEs. There are several other initiatives which would be helpful in different degrees to MSMEs like Rs 20,000 crore sub-ordinate debt fund, and Fund of Funds etc.,” says Anil Bhardwaj, Secretary General, Federation of Indian Micro and Small & Medium Enterprises (FISME)
Jayanth Mutha, Director, Himlite Products says while the intent was right, the actions have been half- baked. “As far as the short term measures are concerned, there has been a loss in sales so far. Expenses, salaries and rent have to be paid. So I take a loan and pay. But they haven’t said anything about the interest rate which I presume won’t be low. So while I can take a loan and solve my immediate liquidity problem, I will have the burden that there is another loan that I have to pay back. I don’t want to be an NPA. More clarity of thought should have come by while announcing such measures,” says Mutha.
The unorganised sector may be left out from the scheme.
Collateral free loans are not a new phenomenon and have been announced earlier too, and Saurabh Agarwal, Principal, IIF College of Commerce and Management Studies and Managing Committee Member, Assocham says the critical issue here is that banks have always been averse to lending to what they regard an ‘unprofitable business idea’. “So unless any MSME is looking for business expansion or has a financially rewarding business plan, our banks don’t show much interest in funding them,” says Agarwal.
The Reserve Bank of India has been trying to nudge banks to lend to MSMEs for years, but has not been very successful. Banks loans to MSMEs qualify for Priority Sector Lending classification. The RBI had also recently announced that incremental loans to MSMEs will be exempted from CRR from fortnight ending January 31, 2020 up to fortnight ending July 31, 2020. However, bank loans to sector has failed to pick-up, with most lenders have turned risk averse, opting to park their money with the RBI instead of lending it to small businesses.
The biggest worry for MSMEs is the fact that even if they manage to secure a loan from a bank, in the absence of real demand, they may slide into a debt trap. “The FM did not speak anything about demand revival. For all companies to stand on their own feet, they would need sales and demand revival eventually. The demand revival chain needs to be set in motion for such small and medium units to survive in the first place. Also, there was no mention of the labour. When there are no people to run the factories, what can really be done, “questions Mutha.
According to Doshi, the Scheme appears to address the existing borrowers with outstanding credit. “Working of the scheme for ‘new to credit’ MSME needs further clarity. The effectiveness of policy measure announced lies in the efficacy of its implementation. We need to wait for the finer points on the implementation steps,” Doshi says.
Talking on similar lines, Mahavir Pratap Sharma, Immediate Past Chairman, CEPC, says the fine print is what has to be seen. “It will be good if the quantum of Rs 3 lakh crore loans can be split between micro, small and medium enterprises. Also, I still don’t know how they will take in account the unorganised sector that don’t file returns and don’t have a balance sheet either. Hopefully the money will trickle down to them too,” says Sharma.
(With contributions from Neha Dewan and Shariq Khan)
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AYESHA CHOTANI EMBROIDERED COLLECTION BY SHARIQ TEXTILES Details: -Lawn Embroidered Shirt -Printed Chiffon Duppata -Plain Trouser with BOX📦 Packing Retail: 2199.00 Discounted Price: 1500.00 #DesignerCollection #designerclothes #PakistaniSuits #PakistanClothing #LadiesFashion #FancySuits #FancyDress #BrandedCollection #Fashion #LatestDesign #Style #FashionTrending #FashionDesigner #FashionBlogger #fashionista #fashionnova #fashiongram #Fashionable #Fashionist #instastyle #Stylish #fashiondiaries #FashionStyle #Fashionlovers #styleoftheday #Fashiondaily #Fashionpost #partywear #qatar #qatarfashion https://www.instagram.com/p/B7Or1h6p5BN/?igshid=4w2pj6jkconj
#designercollection#designerclothes#pakistanisuits#pakistanclothing#ladiesfashion#fancysuits#fancydress#brandedcollection#fashion#latestdesign#style#fashiontrending#fashiondesigner#fashionblogger#fashionista#fashionnova#fashiongram#fashionable#fashionist#instastyle#stylish#fashiondiaries#fashionstyle#fashionlovers#styleoftheday#fashiondaily#fashionpost#partywear#qatar#qatarfashion
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Catalog LIBAS MID SUMMER VOL 19 Pcs 20 AVG. Price 875 Full Price 17500 Full Price With Gst 18375 Size Unstitched, Fabric CAMBRIC Initial Delivery November 30, 2019 Availability On Booking Other Details Libas Mid Summer Printed Presenting the most in demand Libas Printed Mid Summer Cambric Collection with Printed Cambric Dupatta by Shariq Textiles.. 20 Pieces Set.. 10 Designs 2 Colours.. https://www.instagram.com/p/B5VvTWah1qI/?igshid=1toniqensv7zg
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Mina Hasan
Established in 2002, the Mina Hasan label prides itself on creating clothes that are alluring and regal, in keeping with her royal background as the daughter of the legendary Noor Jehan. The designer's pieces bear an air of magnificence and extravagance. Using majestic traditional flowing silhouettes, embellished with elaborate handcrafted embroidery each creation is a portrait of beauty.
Mina Hasan is a specialist in Bridal Couture and Luxury pret and has also expanded her collection to include an exclusive line of semi-formal Pret-a Porter. In 2014, Mina Hasan also started her eponymous collection of luxury unstitched fabrics and luxury embroidered lawn in collaboration with Shariq textiles. Using the highest quality fabrics with minute attention to detail, the team at Mina Hasan ensure client satisfaction to the utmost.
Insight to madam Noor Jehan’s daughter – Mina Hasan
· There are a number of legendary artists that Pakistan film industry has produced but there are only a few legendary artists whose children are proud to carry their legacy forward and enchant their name in the years to come. One of such outstanding legendary personality is of Madam Noor Jehan, whose daughter “Mina Hasan” is energetic enough to sprinkle glitters over the name of her mother
· Mina Hasan first started with a small set up designing clothes for close friends and family which met with considerable success. She then went on to start her design house in the year 2002, specifically for haute couture and later expanded to include an exclusive line of semi-formal Prêt-à-Porter. The design philosophy guiding the Mina Hasan label is to create clothes that are, put simply, glamorous and unapologetically regal. Her ornate aesthetic brings luxury and extravagance, cut in classic silhouettes, embellished with embroidery in a myriad of colors and styles which make each piece a unique work of art. The team at Mina Hasan believes in producing clothes of the highest quality and every process is vigorously monitored at each stage of production. With their strength lying in the cut and the finish of each piece, all fabrics, stones, and laces are handpicked and imported personally to ensure a flawless level of quality
· The brands philosophy is to make women more refined and aware of their personal style. Mina Hasan herself believes clothes to be just one aspect of this - it is a general sense of poise and grace that Mina Hasan promotes, which doesn't just come with donning a beautiful outfit but also carrying it with grace and femininity. To this end, she has recently also opened a salon in a collaboration with her niece Natasha as an extension of her brand’s philosophy and style. Eventually, the Mina Hasan brand aim is to become a wider-reaching lifestyle brand to include interiors, décor, furniture et al. Design, she maintains, is a way of living and reflects in every part of the way we are and the way we live
Shop for original Mina Hasan suits only at https://www.thefashionstation.in/?s=Mina+Hasan&post_type=product
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Price: 1800/- Libas by Shariq textile For Online Orders Facebook Page: https://www.facebook.com/Firdous.Fashion.Wear/ Call/watsapp : 0 3 3 6 3 4 7 0 7 1 1 | 0 3 0 4 2 1 6 6 0 2 3 International Shipping & COD Available. https://www.instagram.com/p/BxZUZt2gAIA/?utm_source=ig_tumblr_share&igshid=1ce14bdrt6ojs
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Mina Hasan Lawn Collection 2016 by Shariq Textiles is attractively decorated. In summer, various lawn collections dominate the market and Mina Hasan has announced the wonderful Summer Lawn Collection 2016 by Shariq Textiles to make women more fashionable and trendy. #exclusivecollection #FamousBrand #fashion #fashionblog #fashionbrand #fashionmiddle #fashionnuts #latestcollection #lawncollection #minahasan #minahassan #summercollection http://bit.ly/2AFmTSJ https://www.instagram.com/p/BscZG6sA1Xw/?utm_source=ig_tumblr_share&igshid=ahnfaae3pvx4
#exclusivecollection#famousbrand#fashion#fashionblog#fashionbrand#fashionmiddle#fashionnuts#latestcollection#lawncollection#minahasan#minahassan#summercollection
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Shehla Chatoor Luxury Lawn Collection 2017-18 by Shariq Textiles is coming in stores on 15th July 2017. First of all Shehla Chatoor Luxury Lawn Collection 2017 by Shariq Textiles.The another happy presentation lawn 2017 by shehla chatoor is hit the mold screen very soon. But some of select photo of this version is representing that we can see bunches of inventive and rousing grass slants in this meeting. Which is certainly leaving a great impact on the midyear form 2017.
Shehla Chatoor Luxury Lawn Collection 2017 by Shariq Textiles
When we discuss a portion of the best known mold originators in Pakistan. At that point out rundown is inadequate without saying with the name of Shehla Chatoor. She is one of the apparent and best shape architects working in Pakistan. Shehla Chatoor Luxury Lawn Collection 2017 has been connected with the form business of Pakistan for the last such a variety of years.
Also with each single year she is resuscitating the Pakistan mold advertise. She has been for the most part concocting the accumulations that are quite recently oblique for the ladies. Her prêt wear and wedding wear accumulations have been constantly refreshing at the abnormal state.
Here is inspiring news for you that we simply accompanied the gathering which can be said as the best decision for your closet. This is Shehla Chatoor Luxury Lawn 2017 accumulation. The main look of this selective lovely yard accumulation has been discharged on the authority Face book pages.
IN conclusion this Shehla Chatoor Luxury Lawn Collection 2017 by shariq textiles is one of the top class collections in this year. Therefore all type of women and girls can wait for this collection. So just a little bit wait and your favorite collection is in your hands. Finally I suggest this is the best collection of shariq textiles. Hope you like it.
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Shehla Chatoor Luxury Lawn Collection 2017-18 by Shariq Textiles Shehla Chatoor Luxury Lawn Collection 2017-18 by Shariq Textiles is coming in stores on 15th July 2017.
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Shariq Textile Presenting Feminine Embroidered Lawn Collection 2017 Feminine Embroidered Lawn Collection 17 By Shariq Textile has most recent collection
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AYESHA CHOTANI EMBROIDERED COLLECTION BY SHARIQ TEXTILES Details: -Lawn Embroidered Shirt -Printed Chiffon Duppata -Plain Trouser with BOX📦 Packing Retail: 2199.00 Discounted Price: 1500.00 #DesignerCollection #designerclothes #PakistaniSuits #PakistanClothing #LadiesFashion #FancySuits #FancyDress #BrandedCollection #Fashion #LatestDesign #Style #FashionTrending #FashionDesigner #FashionBlogger #fashionista #fashionnova #fashiongram #Fashionable #Fashionist #instastyle #Stylish #fashiondiaries #FashionStyle #Fashionlovers #styleoftheday #Fashiondaily #Fashionpost #partywear #qatar #qatarfashion https://www.instagram.com/p/B7Ory7ipBoz/?igshid=leuqna45j41o
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(via Shariq textiles Riwaj Lawn Collection 2017 Vol-3 for Women)
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Deeba lawn Collection by Shariq Textiles
All these dresses are beautiful with Unique Digital Flower Prints & have new stitch Style.This collection has been designed only according to latest and latest fashion trends.
Shariq Textiles is a renowned name in Pakistani fashion industries, you will find eye-catching patterns, modern silhouettes and quality fabrics in their every collection, at this time they have introduced splendid summer dresses in their latest Riwaj Lawn Collection 2017 by Shariq Textiles.
Deeba lawn Collection by Shariq Textiles
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Deeba lawn Collection by Shariq Textiles Deeba lawn Collection by Shariq Textiles All these dresses are beautiful with Unique Digital Flower Prints & have new stitch Style.This collection has been designed only according to latest and latest fashion trends.
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Nadia Hussain By Shariq Textiles Winter Dresses For Ladies
Nadia Hussain By Shariq Textiles Winter Dresses For Ladies
Once again here comes the season of winter dresses for ladies same like the winter season. All of the designers and celebrities were excited to show and launched their latest collections Nadia Hussain By Shariq Textiles Winter Dresses For Ladies. Shariq textiles is a well known textile industry of Pakistan that also launches its various designers collection for winter and summer wearing dresses collection.
The winter season and era returns but the dates are changed this time for women wearing dresses. Nadia Hussain By Shariq Textiles Winter Dresses For Ladies was revealed in this season.In this winter wear dresses collection latest fashion trend of A-line shirts, Shalwar kameez and long shirts with churidar pajama and trousers are included its Nadia Hussain By Shariq Textiles Winter Dresses For Ladies.In This beautiful winter wear dresses collection by Shariq Textiles has adorned with lovely prints for ladies collection.
Traditional designs are also there in the Nadia Hussain By Shariq Textiles Winter Dresses For Ladies.This Nadia Hussain By Shariq Textiles Winter Dresses For Ladies collection is equally liked by the very young collage girls and middle aged women just stitching style can make the difference for womrn and girls wearing dresses collection. All you females can wear this sweet collection Nadia Hussain By Shariq Textiles Winter Dresses For Ladies.Have a look and enjoy the Nadia Hussain By Shariq Textiles Winter Dresses For Ladies.
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Nadia Hussain By Shariq Textiles Winter Dresses For Ladies
Nadia Hussain By Shariq Textiles Winter Dresses For Ladies
Nadia Hussain By Shariq Textiles Winter Dresses For Ladies
Nadia Hussain By Shariq Textiles Winter Dresses For Ladies
Nadia Hussain By Shariq Textiles Winter Dresses For Ladies
Nadia Hussain By Shariq Textiles Winter Dresses For Ladies
Nadia Hussain By Shariq Textiles Winter Dresses For Ladies Nadia Hussain By Shariq Textiles Winter Dresses For Ladies Once again here comes the season of winter dresses for ladies same like the winter season.
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