#sbi rupay card

[banksdekho123]

Simplify Your Finances with HDFC Credit Card Payment: Easy Ways to Manage Your Bills

Discover hassle-free methods to handle your HDFC credit card payments efficiently. Explore convenient online portals, mobile apps, and automated options for seamless bill settlement, ensuring you never miss a payment deadline again. Simplify your financial life today with HDFC credit card payment solutions

[techandtravel]

Credit Card Kya Hota Hai: Everything You Need to Know

Credit Card Kya Hota Hai Credit cards are becoming a crucial component of our daily financial lives in the digital age. They provide users with a variety of advantages, convenience, and flexibility. However, in order to make wise financial decisions, it is crucial to comprehend what a credit card is and how it functions. The idea of credit cards, as well as their characteristics, advantages, and…

[jasspreepkaur303]

Linking your SBI RuPay Credit Card to UPI is simple. First, download any UPI app. Second, register your mobile number. Third, choose "Add Card" under the payment option. Fourth, select SBI RuPay Credit Card and enter the required card details. Finally, verify with the OTP and set your UPI PIN. Now, you can easily make payments using your SBI RuPay Credit Card via UPI!

[blueweave]

India Smart Card Market size by value at USD 90.2 billion in 2023. During the forecast period between 2024 and 2030, BlueWeave expects India Smart Card Market size to expand at a CAGR of 7.1% reaching a value of USD 145.6 billion by 2030. The Smart Card Market in India is propelled the government's commitment to digital transformation. Initiatives like "Digital India" actively promote the adoption of multi-application smart cards for citizen services and social welfare programs. This focus on standardized systems creates a fertile ground for smart card proliferation. Notably, the Indian consumers’ growing preference for secure and convenient e-commerce transactions necessitates advancements like contactless payments. Smart cards are perfectly positioned to address this need, facilitating seamless and secure transactions. The market's dynamism extends beyond e-commerce. Widespread adoption across diverse sectors – including public transport (Delhi Metro), healthcare (AIIMS-SBI card), and banking (RuPay) – underscores the versatility and value proposition of smart cards. Also, the integration of cutting-edge technologies like biometrics, IoT, and blockchain into smart cards further enhances their functionality. This fusion of innovation strengthens their position as essential tools across various industries. In conclusion, the future of India's smart card market is brimming with promise. By enabling secure and effortless transactions, smart cards are poised to revolutionize the way users interact across diverse industries.

Sample Request @ https://www.blueweaveconsulting.com/report/india-smart-card-market/report-sample

[kreditwala]

How to Withdraw Money from a Credit Card Without Charges?

How to Withdraw Cash From Your Credit Card Without Paying Extra Charges?

Banks demand fees and very high interest in situations where the cardholder performs a cash advance and this can be expensive. A lot of people desire to understand the ways to withdraw cash from their credit cards without paying those additional expenses. 

In this article from Kreditwala News, you will learn some ways to withdraw money from your credit card without paying extra charges. But always remember, it would also be wise to ensure that none of these methods violates the particular rules of the card you are using. Let’s start:

Balance Transfer to Your Bank Account

A lot of credit cards are available in India where users can always transfer money from the cards to their savings or current bank accounts. This is usually referred to as balance transfer. It is a technique through which one can withdraw cash without having to visit an ATM. 

This has to be done either through a phone call or the banking application. HDFC, ICICI, IDFC, and SBI are some of the banks that provide this service with a few credit cards. But be careful because there might still be costs. Some banks charge a fee for balance transfers. This fee is often lower than cash advance fees. Also, the interest rate might be less than for cash advances.

Before you do a balance transfer, check with your bank. Ask about any fees or charges. Compare these costs to cash advance fees. Sometimes, balance transfers can save you money. But not always. It depends on your bank and your card’s rules.

Overpayment Method

One way to get cash from your credit card is the overpayment method. Here’s how it works:

Pay more than your dues on your credit card bill.

This creates extra money in your account.

Ask your bank to give you this extra money back.

For example, if your dues is 5000 rupees, pay 10000 rupees. Now you have 5000 rupees extra in your account. You can ask for this money back.

But be careful. Some banks don’t like this and they might block your credit card. Always check with your bank first before trying this method.

Use Online Payment Services

Online payment services are popular in India. You can use them to get cash from your credit card without big fees. Some common services are HDFC PayZapp, and Mobikwik.

Here’s how you can use these services:

Install the app on your phone and make an account if you don’t have one.

Add your credit card to the app by entering your card details.

Verify the KYC to use the app’s wallet services.

Now add money to your wallet through your credit card.

Once the money is in your app wallet, you can move it to your bank account.

Some apps let you do this for free while some apps charge money which is relatively less compared to other methods.

Rent Payment

Using a credit card to pay rent is also one of the best ways through which you can get cash. If your landlord accepts online payments, then you can send your rent money through credit cards if you wish. Then, ask your landlord to return the extra amount in cash, beyond your rent. 

For example, if your rent is just 10,000 rupees, then you should pay 15000 rupees in total, demanding a refund of another 5,000 rupees in cash. 

However, if you don’t live in a rented place then do not worry, it is easier to transfer money to yourself. Just enter your UPI ID or your friend’s UPI Id. After that, you can enter the particular amount and the money will be transferred to your bank account.

Pay Merchants Through Rupay Credit Cards 

RuPay credit cards can help you get cash without fees. Yes, you heard it right. Some shops let you pay more than what you buy. They give you the extra money as cash. For example, if you buy something for 500 rupees, you can pay 1000 rupees. The shop gives you 500 rupees back in cash. This is like getting cash from your credit card. But not all shops do this. You need to ask first. 

Conclusion:

Getting cash from your credit card without fees can be tricky. Always check your card’s rules first. Be careful and use these methods wisely. If you need help with credit cards or loans, visit Kredit wala. They offer good advice and options. Kreditwala can help you make smart money choices. Visit their website today to learn more about your credit options.

[myrupia-blog]

Know whether the SBI IRCTC RuPay Credit Card can be linked to UPI or Not. Also, learn the entire linking process.

[prabhgill30]

MAXIMIZE SAVINGS WITH THE SIMPLY SAVE RUPAY CARD

The SimplySAVE RuPay Credit Card is a powerful financial tool designed to maximize savings and offer a host of benefits for cardholders in India. Issued by State Bank of India (SBI), this card combines affordability with rewards, making it an excellent choice for those seeking a frugal yet rewarding credit card.

One of the standout features of the SimplySAVE RuPay Card is its zero annual fee, providing cardholders with financial flexibility without the burden of yearly charges. This makes it an attractive option for those looking to save on card ownership costs while enjoying the perks of a credit card.

The card's rewards program is tailored to cater to everyday expenses. With accelerated reward points on dining, groceries, and movie spends, cardholders can effortlessly accumulate points on their routine purchases. These points can be redeemed for a variety of rewards, including gift vouchers, merchandise, and even statement credit, offering flexibility in how you choose to utilize your earned benefits.

The SimplySAVE RuPay Card also extends exclusive privileges, including fuel surcharge waivers and discounts on dining and shopping, further enhancing the overall savings potential for cardholders. With acceptance at a wide range of merchant outlets and online platforms, this RuPay credit card ensures convenience and accessibility for users across the country.

Whether you are a frequent diner, a movie enthusiast, or someone who values everyday savings, the SimplySAVE RuPay Card presents an opportunity to make the most of your spending. Its unique combination of no annual fee, rewards on essential categories, and additional benefits makes it a compelling choice for individuals looking to maximize their savings with a credit card in India.

[floridacreditcounseling]

Mukesh Ambani set to enter Rs 133000 crore Indian credit card market, working with big ...

Reliance has joined hands with one of India's biggest banks, the State Bank of India (SBI), to launch two credit cards on the Indian indigenous RuPay ... https://www.google.com/url?rct=j&sa=t&url=https://www.dnaindia.com/business/report-mukesh-ambani-rs-133000-crore-indian-credit-card-market-working-with-big-bank-to-launch-reliance-sbi-card-3066113&ct=ga&cd=CAIyGjhlZmRiMTE5YjgyN2M3YTM6Y29tOmVuOlVT&usg=AOvVaw2RSribjKdMuPF1H2Ujpd_n

[rajat32]

20+ Best Secured/FD-Based Credit Cards In India 2023

In India in 2023, demand for secured credit cards and credit cards based on fixed deposits (FDs) is still very high. These financial products give customers a secure and practical way to improve or worsen their credit scores while still enjoying credit card benefits. In this article, we'll take a look at some of the best secured and FD-based credit cards available in India in 2023. Whether you're new to credit or seeking to build your creditworthiness, these options offer a valuable chance to manage your money wisely while benefiting from the advantages that credit cards may offer. Let's look at these credit cards' characteristics so you can choose the one that best suits your needs and financial goals. Check

Main Points

SBI Card Unnati: Requires a fixed deposit, easy approval, and cashback offers.

ICICI Bank Instant Platinum Credit Card: No annual fee, available against a fixed deposit.

Axis Bank Insta Easy Credit Card: Secured against an FD, offers reward points and fuel surcharge waiver.

Kotak Mahindra Bank Aqua Gold Credit Card: No income proof required, available against an FD.

HDFC Bank Regalia First Secure Credit Card: Offers travel and lifestyle benefits, against an FD.

IDBI Bank Secured Credit Card: Against a fixed deposit, helps build credit history.

IndusInd Bank Secured Credit Card: Secured against an FD, with customizable limits.

Canara Bank Secure Credit Card: Against an FD, suitable for low-income individuals.

Standard Chartered Manhattan Platinum Credit Card: Secured against an FD, offers cashback and rewards.

Bank of Baroda Assure Credit Card: Against a fixed deposit, no income proof required.

RBL Bank Fun+ Credit Card: Against an FD, offers rewards and benefits.

Yes Bank Secured Credit Card: Against an FD, helps build or rebuild credit history.

Karnataka Bank VISA Classic Credit Card: Available against an FD, offers convenience.

PNB RuPay Select Credit Card: Secured against an FD, with rewards on spend.

IDFC First Bank Secured Credit Card: Against an FD, suitable for individuals with limited credit history.

Karur Vysya Bank Freedom Credit Card: Against an FD, no annual fee.

Federal Bank SBI Credit Card: Secured against an FD, co-branded with SBI.

Ujjivan Small Finance Bank SBI Credit Card: Against an FD, designed for financial inclusion.

Tata Capital Secured Credit Card: Against an FD, with a focus on credit-building.

AU Small Finance Bank Secured Credit Card: Against an FD, with competitive interest rates.

South Indian Bank VISA Classic Credit Card: Secured against an FD, offers global acceptance.

City Union Bank VISA Classic Credit Card: Against an FD, no joining fee.

Conclusion

Last but not least, the introduction of secured and fixed deposit (FD)-based credit cards in India for 2023 gives people a critical opportunity to establish or rebuild their credit histories while utilising the simplicity and benefits of credit cards. These cards are designed to be user-friendly and to offer a variety of features to satisfy different financial demands and preferences.

[banksdekho123]

Unveiling the Unbeatable Au Altura Credit Card Benefits: A Game-Changer in Financial Flexibility!

Dive into the realm of unbeatable financial flexibility with the Au Altura credit cards! Discover how this innovative card is revolutionizing the way you manage your finances, offering a plethora of exclusive benefits tailored to your lifestyle. From generous cashback rewards to enticing travel perks, explore how the au altura credit card benefits is elevating the standard of credit card benefits. Stay ahead of the curve and unlock a world of possibilities with Au Altura!

[purpleloveenthusiast]

SBI Card for MSMEs launched - The Hindu BusinessLine--- Information

Abhijit Chakravorty, MD and CEO of SBI Card, said the company was committed to crafting specialised payment solutions based on cardholders’ lifestyle and spending patterns. The SimplySAVE Merchant SBI Card operates on the RuPay network and can be linked to UPI for payments through UPI-enabled third-party…

[rupindersinghblog]

Decoding Travel Credit Cards: IRCTC BoB RuPay Card vs. IRCTC SBI Platinum Card

In the dynamic landscape of credit cards tailored for travel enthusiasts, two prominent players have emerged - the IRCTC BoB RuPay Credit Card and the IRCTC SBI Platinum Credit Card. Designed to cater specifically to individuals who traverse the Indian Railways, these cards offer an array of benefits and rewards that can significantly enhance the travel experience. In this article, we will delve into the specifics of each card, comparing their features and advantages to help potential users make an informed choice.

IRCTC BoB RuPay Credit Card : Navigating Railway Rewards

The IRCTC BoB RuPay Credit Card, a collaboration between the Indian Railway Catering and Tourism Corporation (IRCTC) and the Bank of Baroda, is a travel companion tailored for those who frequently embark on train journeys. Key features include:

1. Railway-Centric Rewards : The card's focal point is its cashback rewards for train bookings. With 10% cashback on AC1, AC2, AC3, and AC CC bookings, and 5% cashback on non-AC and AC CC Tatkal bookings, it's a boon for train travelers seeking economical options.

2. Insurance Coverage : Cardholders benefit from an air accident insurance cover of ₹10 lakh, providing an added layer of security during travel.

3. Dining Perks : The card offers discounts at partnered restaurants, making it a valuable asset not just during train journeys but also at various destinations.

4. Fuel Surcharge Waiver : For road travelers, the card includes a 1% fuel surcharge waiver on fuel transactions above ₹400.

IRCTC SBI Platinum Credit Card : A Multi-Faceted Travel Ally

The IRCTC SBI Platinum Credit Card, a collaboration between IRCTC and the State Bank of India, goes beyond railway bookings to encompass a wider spectrum of travel and lifestyle needs:

1. Welcome Bonus : New cardholders are greeted with a welcoming bonus of 350 reward points, giving them an instant boost in their rewards journey.

2. Diverse Reward Categories : This card extends rewards not only to railway bookings but also to other expenditures like dining, groceries, and shopping, providing versatility in accruing benefits.

3. Flexipay Facility : Users can convert transactions into convenient monthly installments using the Flexipay facility, enhancing financial flexibility.

4. Fuel Surcharge Waiver : Similar to its counterpart, this card offers a fuel surcharge waiver for transactions above ₹500.

Comparing the Two :

The decision between the IRCTC BoB RuPay Credit Card and the IRCTC SBI Platinum Credit Card hinges on personal preferences and spending habits. The former is ideal for ardent train travelers seeking substantial cashback benefits and an insurance cover suited for air travel.

On the other hand, the IRCTC SBI Platinum Credit Card caters to a broader range of users. It's perfect for individuals who desire rewards not only for train bookings but also for everyday expenses. The welcome bonus, diverse reward categories, and Flexipay facility contribute to its appeal.

Final Verdict :

Both the IRCTC BoB RuPay Credit Card and the IRCTC SBI Platinum Credit Card offer compelling benefits for travel enthusiasts, each with its own unique selling points. Choosing the right one depends on an individual's travel patterns and preferences. Regardless of the choice made, having a credit card tailored for travel can undoubtedly elevate the journey, making it not just a means of reaching a destination, but an experience to relish.

[viralbake]

https://www.viralbake.com/swipe-shop-and-pay-sbi-card-introduces-upi-payments-through-rupay-credit-cards/

[jasspreepkaur303]

How to Link SBI RuPay Credit Card to UPI in 5 Simple Steps

Linking your SBI RuPay Credit Card to UPI is a convenient way to enjoy fast, secure digital transactions. First, download a UPI-enabled app like Google Pay or PhonePe. Then, register your mobile number, ensuring it's linked to your SBI RuPay Credit Card. Next, go to the payment settings in the app and select "Add Card." Choose SBI RuPay Credit Card and input your card details, including the number, expiry date, and CVV. An OTP will be sent to your registered mobile number for verification. After verifying, create a UPI PIN, which will be used for future transactions.

Once linked, you can easily make payments using your SBI RuPay Credit Card through UPI, enjoying benefits like faster transactions, secure payments with OTPs, and earning rewards on your purchases. This setup offers a blend of convenience and security for everyday payments.

[thecroxtimes]

https://thecroxtimes.com/sbi-card-allows-rupay-credit-cards-to-be-integrated-with-upi-here-are-steps-to-link-the-same/