#rv financing rates canada

[posprofinancial]

PosPro Financial offers vehicle financing for all of the following categories – ATVs, Snowmobiles, Motorcycles, Cars, Trucks, Boats, RVs and Travel Trailers. PosPro Financial works with you to find the best available financing for your automotive, powersport, and recreational vehicles. We act as a brokerage, and through our partnerships, have the ability to find loan solutions for people in almost any situation.

[openroadoutlet-blog]

Looking for a recreational vehicle (RV) dealership? Check openroadoutlet the best RV dealers in Winnipeg to put travelers with the right RV for exploring the country. Search for RV vehicles based on your Zip code, destination, and distance on our website.

Looking for an all-terrain vehicle (ATV) dealership? Check openroadoutlet, the best ATV dealers in Winnipeg to put you with the right ATV for exploring the mountains, hills, and wild escapades. Search for ATV vehicles based on your Zip code, destination, and distance on our website.

OpenRoadOutlet is the best RV financing in Winnipeg for buying new and used fifth wheelers at better loan rates than paying cash. When you are ready to hit the road, drop on our website to take advantage of our competitive rates and flexible payment terms.

OpenRoadOutlet is the best ATV financing in Winnipeg with varying payment terms, fixed payments, and no penalty deals. Check our website to buy ATV vehicles at affordable rates by applying for a loan in the best interest rates in the country.

Are you looking to invest in an ATV? You should check the best ATV dealers near you to buy models with the latest innovations within a convenient budget. Getting a good ATV dealer can help with routine maintenance, service, and warranty.

[gottasleepcanada]

Online Mattress Canada: Which Online Mattress In Canada Is Best For You?

ONLINE MATTRESS CANADA

  Canada is a country in the northern part of North America. Its ten provinces and three territories extend from the Atlantic to the Pacific and northward into the Arctic Ocean covering 9.98 million square kilometres, making it the world's second-largest country by total area. Its southern border with the United States, stretching some 8,891 kilometres, is the world’s longest bi-national land border. Canada’s capital is Ottawa and its three largest metropolitan areas are Toronto, Montreal, and Vancouver. With Toronto rated the biggest city in the country. Various indigenous people inhabited what is now Canada for thousands of years before European colonization. Canada has the 16th highest nominal per capita income globally as well as the 12th highest ranking in the Human Development Index. Its advanced economy is the 10th largest in the world, relying chiefly upon its abundant natural resources and well-developed international trade networks.

  BEST ONLINE MATTRESS IN CANADA

“Best Night Rest Ever!”;

“Oh My God, Last night was amazing!”;

“Dude, your bed is perfect! Where did you get it?”

Heard phrases like the ones above before, but sadly can’t relate because it’s not the case for you?

Well, we’re here to help decipher the mystery behind some of the best online mattresses in Canada, and our recommendation (of course we’ll tell you why!)

 You’ve probably been looking into how to buy a new mattress online. You’ve got your preference list ready. Hold on a second before you do anything. This is what you’ve been waiting for, just before you make that life-changing decision of yours. You’re about to read a life-changing article that would help make that decision. If after this you’re still not clear our customer service care at Gotta Sleep awaits your call.

  Gotta Sleep

Gotta Sleep was founded by a team of 21 mattress and technology investors in 2019. We offer prices that beat other mattress companies. Our specialties include mattresses, mattress protectors, pillow protectors, pillows, sheets, bed frames, and latex beds among others. All mattresses are constructed of exceptionally high-quality materials. We’ve added to the mix, an impeccable customer support service that makes the purchase way easier and use of the mattress more comfortable. You can call our snooze specialists seven days a week for answers to questions and many more. Isn’t that amazing?

We also stand apart from other Online Mattress Stores in Canada by providing:

FREE SHIPPING to all Canadian provinces with every order.

A 10-year warranty

101-nights risk trial (we give you our most prized possession to try out for 101 nights ALL FREE at no risk to you). We’ll give you a full refund in the case of returns.

We donate returned mattresses to charity.

We’re Canada owned and made; designed and manufactured in Calgary and Toronto, Canada.

Experienced Professionals and Manufacturers in the mattress and technology industry. 

Our mattresses are CERTI-PUR certified to be free from harmful, ozone-depleting chemicals and emissions.

  OMG Mattress (Our Recommendation)

The “most Canadian mattress in Canada”, the OMG Mattress’ is made in Canada and has cooling graphite and gel which produces a healthier sleep for all body types. The team has founded over 20 technology and mattress startups and is versed in designing amazing mattresses and then leveraging technology to improve efficiency. The teams’ most reviewed and valued mattress is the OMG Mattress. The OMG Mattress offers a better, more restful sleep.  Made by Canadians, for Canadians.  The OMG Mattress combines the best features from top mattresses worldwide (+ extra unique technologies custom to the mattress company), to ensure you have a perfect night rest, and to ensure your body is in peak performance for the next day’s work.

The OMG contains CertiPUR-US Certified Foams for safe and sound sleep. It’s versatile for any space and anyone. The OMG reinvents bedtime and helps you snooze soundly. You can choose from a variety of mattress sizes to find the perfect fit for dreamy nights. A mattress is a big purchase. It’s an investment in your sleep. That’s why we help to lighten the load. We’re proud to offer financing, as low as 0% APR. Shipping is FREE! No need to have a headache over shipping costs. Our 10-Year Warranty shows what we believe in. If you’re still not convinced, try it out with our industry-leading 101 DAY & NIGHT TRIAL.

Tired of tossing around on your Mattress to find the perfect sleeping position? Well, the producers of the OMG Mattress have taken that into consideration, and designed this mattress with the best materials, to ensure this Mattress meets your every need!

Ready to start having that perfect night rest you’ve always wanted? Hop on to the OMG Mattress page and punch in your address to get the Mattress of your dreams shipped for free to your location ASAP!

  RV Mattresses (Here’s Our Recommendation if you’ve got an RV or a Mobile Home)

The Gotta Sleep RV Mattress is one of the only RV mattresses with cooling gel and graphite cooling technology for those hot summer nights. Our RV Mattresses are built to provide cooler, healthier sleep through the cooling Graphite and Cooling Gel-infused Memory Foam. Our RV Mattresses are available in all sizes, including RV Twin, RV Bunk, and RV Queen.

Moisture Wicking Hollow Fibers, Super Soft Gel Quilt Foam, Phase Changing Graphite, Premium Hi-Density Proprietary Memory Foam with Cooling Gel and Hi-Density Eco-Friendly Bio 1.8 Ib. Support Foam are the benefits of choosing Gotta Sleep’s RV Mattress. Say no to body ache, say no to sleep interruptions. Then say yes to Gotta Sleep’s RV Mattress!

  Douglas Mattress

The Douglas mattress from GoodMorning.com is built with Canadian-sourced materials in factories throughout Ontario and Quebec. An all-foam bed that’s comfortable and proudly homegrown is the result of this brilliant idea. The all-foam design is comprised of three sections of different foam: gentle gel memory foam, buoyant Elastex foam and durable high-density polyfoam. This combination makes for a balanced foam feel that should satisfy anyone with a liking for something softer. 100% of every Douglas mattress is made to order in Ontario and Quebec.

  Brunswick Mattress

Rated as the best value Canadian Mattress.  It’s the first wave of mattresses in the online bed in a box craze tended to be all foam options; a hybrid mattress. These beds use a mixture of foam and coil layers to provide great comfort with some added springiness. The Brunswick has a lovely medium firmness that is good for combo sleepers and the pocketed coil support layer provides some nice durability. It comes along with a nice durable hemp cover, as such, you do not have to bother about it breaking down anytime soon.

  Novosbed Mattress

It was founded in 2009. It was an early pioneer in the bed-in-a-box world and one of the first Canadian made brands to enter the space. By developing and perfecting a single mattress, Novosbed was able to streamline its manufacturing process and grow into one of the most popular online mattress Canada retailers out there.  The company offers a classic memory foam feel but also features three different firmness levels for sleepers still experimenting with their support needs. The top-rated bed comes in three different firmness options (soft, medium or firm) all of which can be adjusted with the aid of an optional Comfort plus layer.

  Juno Mattress

Juno is a Canadian-made value mattress from makers of Douglas and Logan & Cove, launched in August, 2019. It was made for individuals who want Canadian products but as low as the Chinese products. The firmness level is 5.6 on a scale of 10. The pros to consider include; value low price, free shipping, and returns cooling gel-infused foam, delivered in a box, made in Canada. The cons to also consider include; availability of just a single firmness level, the cover is spot-clean only, only available in Canada and also only available online. It has a 120nights sleep trial. Buyers who decide to return their mattresses during the sleeping trial window will receive a full refund, as well as 100% free return.

  Recore Mattress

Knowing how well you toss around on the bed to get that desired position of sleep; you most definitely do not want to be stuck in your mattress. That’s where Recore Mattress comes in to give you the required comfort to get the most perfect sleeping position. The Recore is an all-foam mattress that was designed to help active sleepers recover to their full potential. Recore provides great mobility thanks to a graphite infused latex comfort layer, so you can rest easy. It also has a nice medium-firm ix of support and pressure relief, so you’ll be comfortable in multiple positions.

  Logan & Cove Mattress

It was founded as hybrid mattress Canada offshoot of the popular GoodMorning.com brand, the Logan Cove is an ultra-luxurious model that combines a plush pillow top with pocketed coils for a sleeping experience that aims to do it all. The model aims to marry plush foam comfort with the bounce of encased coils for a truly well-rounded sleeping experience.

  BUY MATTRESS ONLINE CANADA

Sleep is vital and for it to be a good night's sleep then getting the right mattress is paramount. However, it depends on your choice of mattress for you to fully have a lovely and sweet night’s sleep. Getting a place to rest your head shouldn’t give you a headache with the internet at your fingertips. Life made easy! Here’s a guide!

  The mattress-in-a-box has made life easier as you do not have to take a day off work to settle getting it into your home. You can simply order online and it’ll be right at your doorstep. Wow! Amazing! No more stress on mattress buying. Hold on a second! There’s more to getting a mattress online.

How to pick

Top Brands

Frequently Asked Questions (FAQ)

Deals

  The benefit of buying a mattress online includes:

Saving of time and money: You do not have to drive around town looking for that store, you can simply drive around sites online and get the exact store you’ve been waiting for.

Get a risk-free trial: this is given by virtually all online mattress companies. You are not okay with the product? Return it and get your money back, no problems at all.

Free shipping and returns: Most online brands offer free, hassle-free delivery and returns, often with free pickup.

Easy setup: mattress-in-a-box is quite easy to unpack for easy sleep. No need to worry about set up.

  Just like there are pros, there are cons which includes:

You can’t try before you buy: No one likes to go through having to think twice about this bed isn’t for me, I’ve to return it and I’ve to get another to suit my demands. Once sorted out, we move! Online shopping basically limits you.

Limited Firmness Options

Returns might be a chore

  Types of available mattress include:

Foam

Most foam materials now offer special cooling and comfort features to reduce heat and those extreme body indents characteristic of older foams. It reduces motion transfer and contours your body. As a disadvantage, it can retain heat and ‘sleep hot’.

Hybrid

Typically comprises of a combo of foam layers and coils to offer the best of both worlds. It provides the benefit of both foam and coils. It can be a solid choice for a wide range of sleep positions. It’s typically on the pricey side.

Latex

Made out of a foam rubber created through a specific manufacturing process, including Talalay and Dunlop. Environmentally responsible materials and processes. It is durable. It can be firm on the side.

When shopping mattresses online, keep these top tips in mind:

Know your must-haves. What’s the most important thing for you? Is it staying within budget or durability? What exactly do you want!?

Compare shipping and return policies. Trial periods vary by brand, shipping cost varies too. Compare!

Get in touch with support. How quick was their response? Where they of help? Did all your questions get answered? Were they customer-friendly or polite? All of these questions help as you might want a warranty claim or a return later on.

  A mattress so comfy and comfortable, you can sleep through anything and everything is what GOTTA SLEEP offers you. If you haven’t tried it, you’re wrong! We await you at Gotta Sleep. Not many companies consider their customers and their comfort like we do over here. It’s born out of love. Come experience the love at Gotta Sleep…

source https://gottasleep.com/blogs/sleep-talk/online-mattress-canada

[posprofinancial]

There are so many different ways of paying when you get a vehicle. You can pay the full value of the car if you have finances available. Read further to get guidance on how you can go for Vehicle Financing in Ontario  and why it is advantageous.

[fredahahn95-blog]

auto insurance brampton

BEST ANSWER: Try this site where you can compare quotes from different companies :coveragequotes.net

auto insurance brampton

auto insurance brampton insurance office, or call 1-888-9924-0140 to speak to a professional representative of our licensed insurance services . Auto insurance is an essential way for drivers to protect each other financially and legally within the limits necessary to stay insured. It is also required by law, and there is no reason that should cause a lapse between policies, insurance coverage and the time you need to start paying your bills or renew your . The average monthly price for car insurance in San Antonio is $78. We used insurance rates from Quadrant Information Services. This includes estimating the average cost of insuring a $500,000, 20-year-old male in San Antonio, Texas as of 2016. The actual rate given by the insurance company may be significantly more or less than the quoted rate. Your rate will be directly impacted by your driving record, gender, location in the United States, and other factors. Many factors that determine your auto insurance quote, including: Because car insurance rates can vary based. auto insurance brampton (CO). We insure a number of different insurance carriers and their clients, so we can give you the information you need to make a good choice. At the last minute (you may think) the insurance company is buying a little bit of insurance but there will be a lot of pain and shock if something happens with the coverage. We deal with multiple insurance companies, so we can give you the best possible quotes and determine which ones match you. In addition to being able to choose the insurance company you want, we ll let you know whether they have an A+ or a B rating, whether their insurance company has an A+ rating and what they currently have in the insurance industry. You would think you d be able to choose a reasonable rate and no matter your budget. You ll see why a B rating is usually reserved for insurance companies in the range of 8 to 11%. There are several options out there for car insurance. You can shop around. The one company with top-notch service. auto insurance brampton auto insurance online car insurance brampton car insurance brampton car insurance brampton car insurance brampton auto insurance online car insurance brampton auto insurance brampton car insurance brampton car insurance brampton car insurance online car insurance brampton car insurance brampton car insurance . There are two ways to get car insurance: . to get the lowest rates. will put you at risk by a driver you can trust, which could result in you receiving auto insurance premiums that are higher than other companies. And to get the best car insurance premiums. Car insurance rates are the most affordable for all drivers, but some companies will offer you a lower or lower car insurance rate. Some of the options we’d like to see as much as you can get from another company. While it is important to shop around for car insurance when looking for rates, remember that.

The Various Types of Car Insurance Brampton, Ontario Drivers Should Know About

The Various Types of Car Insurance Brampton, Ontario Drivers Should Know About Collision Coverage – Car insurance covers damage to your vehicle. This can include damage incurred from fire, theft, vandalism, and other types of damage. This doesn’t cover you for any non-collision events like wind or hail. The coverage provided by your car insurance policy will cover you for these types of events and will not go away when you break down. Car insurance is a basic insurance policy that covers all risks you and your car pose to others as well as your personal financial wellbeing. It helps cover a wide range of expenses that can arise when you are injured because of a car accident. A good place to start is with your own car insurance. If you are involved in an auto theft and fire, you can call your insurer to see if this coverage is available. If you have the type of car insurance that covers you, that helps cover any costs incurred in the event of the car theft or fire, you will be covered with good insurance coverage. In times of unexpected,.

We Insure Brampton Residents

We Insure Brampton Residents (1) “As a resident of Brampton that means you are legally allowed to drive without car insurance if you have a minimum of ten vehicles on your registered car insurance.” (A) An other than motor vehicle” drivers” coverage (or equivalent) covers you while operating a motor vehicle registered in Brampton, ON. (Q) Is the motor vehicle owner’s insurance company allowed to cover the motor vehicle in this way? A: In addition to regular liability, no. Please note that it is likely that this is a waiver of this coverage. (2) A person must maintain an insurance policy of the amount of any of the following: (A) Each registered vehicle on which you are operating shall be covered for a minimum of: (i) Any of the following: (B) The motor carrier shall also maintain for you the motor vehicle registration, if it.

Post your classified or want ad in Canada Auto Insurance & Financing. It s fast and easy.

Post your classified or want ad in Canada Auto Insurance & Financing. It s fast and easy. Just fill online form. Our auto insurance covers you and your family and friends, for all your personal things. Auto Auto Policyholders, please fill online form. The state s insurance program can cover anyone driving, including for-hire drivers, trailer and mopeds while they re commuting to work. Your vehicle is one of the biggest ways you can drive legally on the roadside, but there can also be significant insurance implications and cost implications for them, like car insurance, renters insurance, and life insurance. If you’re looking for coverage, you’re probably not thinking of what can’t be included in the minimum car insurance requirement. The average car insurance check-up costs about $1,800, and for-hire insurance, the average costs are about $1,600. That’s on average for a typical car insurance policy. In this article, we’ll discuss what the auto insurance rates are in all 50 states,.

How Can You Save on Car Insurance in Brampton?

How Can You Save on Car Insurance in Brampton? The answer is that you MUST compare different car insurance companies with a variety of different driving histories. The fact is that the most affordable car insurance companies in Brampton also use their own formula to calculate their auto insurance premiums (the formula does not factor vehicle mix) and the insurance companies are also very well aware of this. If the cheapest car insurance companies expect you to drive in Brampton without any problem then you should still buy the most affordable auto insurance. But the insurance companies are also very well aware of your unique driving record and of other different risk factors which also are considered, in Brampton. It is important to remember, the way a car does the difference in premium between the most affordable insurance companies and the most expensive ones, makes it essential to compare car insurance premiums in Brampton because if you think it will be cheaper to drive in Brampton than it will be cheaper.

How Much is Car Insurance in Brampton

How Much is Car Insurance in Brampton? According to , it costs roughly $60 per month to insure a new vehicle. Car insurance costs are determined according to a number of factors like your state of residence, driving history, coverage options and the make and model of your policy. The actual rate you pay for car insurance in Brampton depends upon a number of factors, details of your vehicle and your personal driving history. This compares to average premiums across the country, where rates are determined by a combination of factors such as your age, zip code, credit score, marital status, and ZIP code and then applied to individual rates. Average Car Insurance Rates by State StateAverageCarInsurance Rate New Hampshire$2,424-$3,426 23.4% Michigan$3,248-$6,876 16.5% Oklahoma$1,838-$2,434 21.9% Oregon$1,542-$5,752.

What Are Typical Car Insurance Premiums In Ontario?

What Are Typical Car Insurance Premiums In Ontario? The average yearly cost of operating a motor vehicle under the influence of alcohol is around $3,500. The average cost to maintain an SRM (also known as high-risk insurance) is around $3,500. Keep in mind you can get SRM coverage for a lot less than that, especially if you are a high-risk driver. Driving a motor vehicle with SR-22 insurance is more costly than just being a driver. Not only do you receive your state’s minimum CRB (good driving ability), you will also need at least the following auto insurance coverage (minimum limit is always enough. The coverage requirements vary by state, so it is important to see what your state requires): All insurance products advertised on  are underwritten by insurance carriers that have partnered with , LLC. , LLC may receive compensation from an insurer or other intermediary in connection with your engagement with the website. All decisions regarding any.

Auto Insurance for Your Brampton RV, Motorbike, Truck or Motorhome

Auto Insurance for Your Brampton RV, Motorbike, Truck or Motorhome. I am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it. I have had Brampton car insurance for 20 years and pay more than $5 to for an auto policy. Most people are better and better off in the car rental business. I am at the age of 40 and have been with them for a with 20 years so I have a lot of depend on me. We rent a on a cruise in the evening and then get together with a friend and we have taken out a credit card since we haven’t been together in some years since we bought it in the first place. My son is on his car and doesn’t have to be on it. Our car is going over to and they don’t have any insurance so we don’t really make financial sense to pay them as it.

List of Insurance Companies and Brokers in Brampton Ontario

List of Insurance Companies and Brokers in Brampton Ontario and Mississauga Ontario are listed. The insurance company also provides services to individuals and vehicles, and also will offer financial assistance for those found responsible in an accident. The Brokerages of Brampton Insurance Co also provide services. The Brokerages provide personal, commercial and business services. The Brokerages have a long-standing history of providing excellent customer service. The Brokerages are a full-service, family agency staffed with a variety of licensed agents who offer affordable rates for all residents living in Brampton. The Brokerages specialize in helping out individuals who need to file a homeowner’s insurance claim. The brokerages will guide customers in identifying coverage, policies, and benefits, and provide customer support. The brokerages specialize in customer service. Brokers are experts in finding ways for consumers to take advantage of discounts and other discounts. The Brokerages will provide assistance to clients throughout their daily lives. The brokers specialize in providing affordable prices for high-level insurance. They have.

CCV Insurance Brampton Office Contact Information

CCV Insurance Brampton Office Contact Information (see the for toll-free claims) may be contacted at 803-661-0140 or . Brampton, Ontario was one of the first companies to establish a national network of insurance agents in 1949. Since then, the company has grown to become, today, the largest and most reliable provider of personal auto insurance and commercial business throughout North America, with more than 100 agents nationwide. Bramton, Ontario has strong financial strength ratings from A.M. Best, the leading credit rating agency whose services Bramton, Ontario customers can trust to protect against financial challenges, including unexpected liabilities. A.M. Best considers Bramton’s business profile and operating results — as well as the quality of customer service available by phone, online, or in person — to be of general use. A.M. Best is a global rating agency and information provider with a long-standing and helpful relationship with the industry. We rank insurers based on key factors such as website functionality and affordability..

Affordable Car Insurance in Brampton

Affordable Car Insurance in Brampton As much as you can expect to pay between about $1,000-$2,500 for this policy out of all the available options. Not only that, you will also likely pay higher premiums in most cases. It is a good idea to check your car insurance rates as long as you don’t mind paying a large dollar amount when you are getting a policy. Auto insurance premiums are based on different factors and you will probably be charged around $2,500 for a car that is considered higher risk. As you can see, it is not a surprise insurance rates are high for younger drivers since they are considered less risky. Insurance Rates by Model Year Model Year Features Deductibles Liability 100/300 100/300 101/100 Collision 100/300 100/300 Comprehensive 100/300 Aggregate property damage liability $251 20 to 25 year.

[newstfionline]

Friday, October 16, 2020

Countries are hoarding food as prices rise (Bloomberg) Agricultural commodity buyers from Cairo to Islamabad have been on a shopping spree since the pandemic upended supply chains. Jordan has built up record wheat reserves while Egypt, the world’s top wheat buyer, took the unusual step of tapping international markets during its local harvest and has boosted purchases by more than 50% since April. Taiwan said it will increase strategic food stockpiles and China has been buying to feed its growing hog herd.

Solar power (The Verge) Solar has become a significantly cheaper option for new electrical generation than its rivals, with the levelized cost of electricity—basically, how much it costs to generate electricity over the lifetime of the plant—between $35 to $55 per megawatt-hour in markets like the U.S., Europe, China and India, down from $100 per megawatt-hour four years ago and $300 a decade ago. By comparison, coal ranges between $55 and $150 per megawatt-hour according to the new report from the International Energy Agency.

Snowbirds (WSJ) Every year, about a million Canadians head south for the winter to locations like Arizona and Florida in the United States to spend the winter. In March, the border was closed to tourists going in either direction, and Canadian officials have indicated they are not particularly interested in a reopening any time soon. This means that a number of people who had sworn off the winters of Canada have, instead, begun stocking up on sweaters and jackets. About 60 percent of the migratory Canadians go to Florida, according to the Canadian Snowbird Association, but this year many are looking West to British Columbia, where the winters are less harsh than the rest of the country and there are 100 year-round campgrounds and RV hookups.

Don’t worry about the wolves (CJR) A letter from the Nova Scotia government sent out to residents to warn about a pack of wolves on the loose in the province was forged by Canadian military personnel as part of a propaganda training mission that went off the rails, according to a report in the Ottawa Citizen. The letter told residents to be wary of wolves that had been reintroduced into the area by the provincial and federal governments and warned the animals were now roaming the Annapolis Valley. The letter sparked concern and questions among residents, but was later branded as “fake” by the Nova Scotia government, which didn’t know the military was behind the deception.

US jobless claims rise to 898,000 with layoffs still high (AP) The number of Americans seeking unemployment benefits rose last week by the most in two months, to 898,000, a historically high number and evidence that layoffs remain a hindrance to the economy’s recovery from the pandemic recession. The economy is still roughly 10.7 million jobs short of recovering all the 22 million jobs that were lost when the pandemic struck in early spring. Confirmed coronavirus cases have been rising again nationwide in the past month, likely causing more Americans to hold back from eating out, shopping and engaging in other commerce. Across the country, applications for unemployment aid are rising while negotiations over a new stimulus package between House Speaker Nancy Pelosi and Treasury Secretary Steven Mnuchin remain mired in a stalemate.

U.S. gun sales soar amid pandemic, social unrest, election fears (Reuters) Andreyah Garland, a 44-year-old single mother of three daughters, bought a shotgun in May for protection in the quaint middle-class town of Fishkill, New York. She joined a new and fast-growing local gun club to learn how to shoot. Like legions of other first-time buyers who are contributing to record sales for the U.S. gun industry this year, Garland’s decision to take up arms is driven in part by disturbing news about the coronavirus pandemic, social unrest over police killings of Black people and a potentially contested election that many fear could spark violence. “With everything going on around us,” she said, “you see a need.” Surges in U.S. firearm sales have in recent decades been predictably driven by events sparking fears of impending gun-control legislation, such as the election of a Democratic president or a spate of mass shootings, federal gun background check data show. Industry experts and academics who study gun ownership say such surges came largely among the gun-industry’s core base of white, male and politically conservative customers who often already owned one or multiple guns. That market is widening this year to include a new rush of first-time buyers, including many women, minorities and politically liberal buyers who once would not have considered gun ownership, according to Reuters interviews with more than a dozen industry experts, academics and gun store owners. “People who don’t normally think about firearms are being forced to contemplate something outside their universe,” said Dan Eldridge, owner of Maxon Shooter’s Supplies and Indoor Range in the Chicago suburb of Des Plaines, Illinois.

EU Leaders Meet on Trade Deal as Coronavirus Surges (Foreign Policy) The leaders of the 27 European Union member states meet today in Brussels to begin a two-day summit aimed at presenting a united front in trade talks with former member Great Britain as well as aligning on the coronavirus pandemic, climate change, and Africa policy. Previously billed by British Prime Minister Boris Johnson as the “deadline” for a deal to be reached between the two sides, today’s summit is unlikely to yield a concrete outcome. A draft document from EU leaders, seen by Reuters, says that progress on trade negotiations is “still not sufficient.” German Finance Minister Olaf Scholz is confident a deal will eventually materialize, even if it takes until November to hammer out. “My experience is that sometimes in the last moment you will find a solution,” he told Bloomberg.

Edinburxit? (Foreign Policy) Support for Scottish independence is at its highest-ever level, according to a new Ipsos MORI poll. Among those who had made up their minds, the poll found that 58 percent of respondents would vote yes in an independence referendum, with 42 percent against. (Accounting for undecided voters, the overall figures dropped to 55 percent for independence, and 39 percent against.) The poll also highlighted the contrast in public opinion toward Scottish First Minister Nicola Sturgeon and British Prime Minister Boris Johnson: Two-thirds of Scots view Sturgeon positively, whereas only about one in five Scots have a positive view of Johnson.

Macron announces Paris curfew as coronavirus infections rise in France (Washington Post) French President Emmanuel Macron on Wednesday announced a curfew to be imposed on the Paris region and other major urban centers to curb a rapid resurgence of the novel coronavirus. The curfew will require people to stay home between 9 p.m. and 6 a.m., Macron said. It will begin Saturday and last for at least four weeks. The cities included are Paris, Lyon, Grenoble, Aix-en-Provence, Montpellier, Lille, Rouen and Saint-Étienne. France has seen a steady rise in new coronavirus infections since August, undermining progress made during a strict two-month lockdown in the spring. Macron also urged people to restrict gatherings to no more than six people outside their families. He acknowledged the impact of such restrictions on young people in particular. “It’s hard to be 20 in 2020,” he said.

Some European officials use virus as a cover to target Roma (AP) In Bulgaria, Roma communities were sprayed with disinfectant from crop dusters this spring as coronavirus cases surged in the country. In Slovakia, their villages were the only ones where the army conducted testing. And across Central and Eastern Europe, reports of police using excessive force against Roma spiked as officers were deployed to enforce lockdowns in their towns. Human rights activists and experts say local officials in several countries with significant Roma populations have used the pandemic to unlawfully target the minority group, which is Europe’s largest and has faced centuries of severe discrimination. With COVID-19 cases now resurging across the continent, some experts fear the repression will return, too. To make matters worse, activists say such discrimination often draws little opposition from other Europeans and the Roma are reluctant to speak about it, fearing repercussions.

Kyrgyzstan’s president steps down amid political unrest (AP) Kyrgyzstan President Sooronbai Jeenbekov announced his resignation Thursday in a bid to end the turmoil that has engulfed the Central Asian nation after a disputed parliamentary election. Jeenbekov, who has faced calls to step down from protesters and political opponents, said in a statement released by his office that holding onto power wasn’t “worth the integrity of our country and harmony in society.” Kyrgyzstan, a country of 6.5 million people located on the border with China, was plunged into chaos following an Oct. 4 vote that election officials say was swept by pro-government parties. The opposition said the election was tainted by vote-buying and other irregularities. Protesters then took over government buildings, looting some offices, and the Central Election Commission nullified the election.

Sri Lanka’s economic woes (Foreign Policy) Sri Lanka is increasingly turning to China to help it combat a worsening financial crisis and debt problem. On Sunday, the Chinese Embassy in Colombo tweeted that Beijing was considering a $500 million loan to the island country, adding mysteriously that “Haters never understand love”—likely a reference to fears that China may expect too much in return. Sri Lanka doesn’t have too many options left, given its weak credit rating. As Nikkei Asia reports, Colombo has $50.8 billion of foreign debt on its books and has required 16 bailouts from the International Monetary Fund in the last 55 years. Only Pakistan has needed more help.

Torment of the Uyghurs and human rights (Economist) This week we publish new reporting  about the persecution of the 12m members of China’s Uyghur minority at home and abroad. Even those outside the huge network of official “re-education” camps in the western region of Xinjiang have to attend indoctrination sessions. Families must watch other families, and report suspicious behaviour. Hundreds of thousands of Uyghur children may have been separated from one or both detained parents. Rules against having too many children are strictly enforced on Uyghur women; some are sterilised. In two prefectures the Uyghur birth rate fell by more than 60% between 2015 and 2018. Uyghurs abroad fear calling home lest they cause a loved one to be arrested.  This amounts to the most extensive violation today of the principle that individuals have a right to liberty and dignity simply because they are people.  Democracy and human rights are in retreat around the world. Eighty countries have regressed since the pandemic began, and only Malawi has improved.

Nagorno-Karabakh, Turkey, and Syrian mercenaries (NYT) Families gathered around a refrigerated truck at a Syrian-Turkish border post, waiting earlier this month for the drivers to dispense their awful cargo: the bodies of 52 Syrian men, killed in a war 600 miles away. The dead were mercenaries, recruited by Turkish-backed militias in Syria to fight on behalf of Azerbaijan against Armenia, relatives said. They were deployed as shock troops, to claw back scraps of territory in the contested Nagorno-Karabakh enclave. “They went to break the borders,” said a cousin of Mahmoud Najjar, a 38-year-old Syrian fighter. The cousin, interviewed by telephone, said Najjar’s body in the cold truck was marked with the number 12. The deaths of Syrian fighters have raised alarms about how this decades-old conflict could now rapidly worsen as it draws in outside powers like Turkey and its rival Russia and potentially destabilizes neighbors like Iran and Georgia. Turkey has denied sending Syrian fighters to aid Azerbaijan, its longtime ally. But relatives of two fighters—Najjar and his nephew—said in interviews that monthly salaries were promised by the Turkish-supported militias and that the fighters flew to Azerbaijan from southern Turkey. In recent months, Turkey has sought to project its military might across much of its neighborhood with new vigor. Turkey’s enthusiastic backing of the Azerbaijani war effort—and provision of military assistance, including armed drones—has emboldened Azerbaijan, situating Turkey at the center of the conflict.

Two American hostages in Yemen released (Washington Post) Two Americans held hostage by Iran-backed rebels in Yemen were freed Wednesday in a surprise deal brokered by the United States. The agreement freeing Sandra Loli, an aid worker held hostage for three years, and Mikael Gidada, a businessman held for nearly a year, was only grudgingly accepted by U.S. ally Saudi Arabia, which has waged a years-long war against the Houthi rebel group in neighboring Yemen. In exchange for the Americans, nearly 300 of the rebel group’s members were returned to Yemen, where some may reenter the battlefield and prolong a conflict that has become increasingly unpopular in Washington. The fact that the deal went forward even as the Trump administration supports a Saudi-led coalition in the war suggests the importance the president has placed on the release of American hostages.

Protesters march on Nigerian parliament after army threatens to step in (Reuters) Hundreds of protesters marched to the gates of Nigeria’s parliament on Thursday, hours after the army said it was ready to step in and restore order after more than a week of demonstrations against police brutality. The protest defied a ban on mass rallies in the capital Abuja that the government said was imposed earlier on Thursday to stop the spread of the coronavirus. Protesters have staged daily marches since Wednesday last week, calling for an overhaul of police forces. Police had responded to the demonstrations with beatings, tear gas and gunfire, which human rights group Amnesty International said had killed at least 10 people. In response to the protests, the head of Nigeria’s police force on Sunday dissolved the Special Anti-Robbery Squad (SARS), a unit that demonstrators have accused of beatings, killings and extortion. Demonstrators have called for more meaningful reforms. Protesters say they fear a new unit, whose creation to “fill the gaps” left by SARS was announced on Tuesday, was just a rebranding of the squad.

[2gocamp]

USED 2018 Keystone Outback 240URS Travel Trailer Camper RV Toy Hauler Bunks

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MR FOG MAX PRO 2000 PUFFS Strawberry Kiwi Dark Berries On Ice

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Rated out of 5 based on customer ratings

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$19.75

  Priced in Canadian dollars (CDN)

Each MR FOG MAX PRO Disposable Device Features:

Available in Single Pack.

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Adjustable Air Flow

Approximately 1900 – 2000 Puffs Per Device.

Draw-Activated Firing Mechanism.

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[ericfruits]

Another economic downturn is just a matter of time

JUST SOUTH of Indiana’s border with Michigan lies the city of Elkhart, with a population of just over 50,000. Apart from a small, shop-lined high street near where one river, the Elkhart, flows into another, the St Joseph, the city is mostly shapeless, tree-lined and suburban. Scattered around the outskirts are the factories of several of America’s largest producers of recreational vehicles (RVs). Rows of the finished products rest outside the giant sheds in which they are made.

Modern RVs are impressive, leather-upholstered land yachts fitted with flat-screen televisions and gas fireplaces, the perfect vessels in which to navigate the American continent. The RV business is one of the economy’s most strongly cyclical. Sales of big-ticket items like homes and cars inevitably rise and fall with the business cycle, but RVs are especially susceptible to such swings. It is only once cars and homes have been upgraded that consumers consider splashing out on rolling living quarters. And when financial fear stalks the land, RV-makers have a particularly hard time.

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In Elkhart, more than a quarter of people in employment work on RVs. When the global financial crisis in 2007-08 plunged the world economy into its worst downturn since the 1930s, employment in the city’s factories fell by nearly half. The unemployment rate almost quintupled, to 20%. Incomes and population dropped. Elkhart was among the first places President Barack Obama visited after his inauguration in 2009: it exemplified the extraordinary economic challenge facing his administration.

But then the city edged away from the brink. By the end of Mr Obama’s first term its unemployment rate had fallen by more than half. By the end of his second, as President Donald Trump took office, the rate had more than halved again, and earlier this year it dropped to the extremely low level of 2% as Americans started to splash out on luxuries again. Companies in the area cannot fill the jobs they advertise. The good times are back.

But for how long? One day, the forces that turned the palest, thinnest of green shoots after the financial crisis into the second-longest American economic expansion on record will change direction, igniting a new recession—for which the world is woefully unprepared. When that might happen is hard to say. Studies of American business cycles suggest that the economy is as likely to flip from growth to contraction early in the life of a boom as later on. Indeed, America has no records of an expansion lasting longer than a decade, though many countries do: Australia, Canada and the Netherlands have all enjoyed sustained growth lasting more than 20 years in recent memory. Yet all good things come to an end.

It might not take much to bring on the next recession

Though there is no settled view on what constitutes a global recession, worldwide slumps are usually marked out by a sharp slowdown in global growth and a decline in real GDP per person. Roughly speaking, there have been four global recessions since 1980: in the early 1980s, the early 1990s, in 2001, and in the crisis of 2007-08. Each was marked by a slowdown in GDP growth, a sharp decline in trade growth, and retrenchment in the financial sector. According to the Behavioural Finance and Financial Stability project at Harvard University, an average of four countries a year suffered a banking crisis between 1800 and 2016. From 1945 to 1975, when the global financial system was tightly controlled, most years were entirely free of banking crises. Since 1975, however, an average of 13 countries have found themselves in the throes of one each year. Since the 1970s, the deregulation of national banking systems and the lifting of constraints on the global flow of capital ushered in a new era of financial boom and bust. Re-regulation since 2009 has not fundamentally changed this picture. The current value of outstanding cross-border financial claims, at $30trn (and growing), is below the peak of $35trn reached in 2008, but well above the 1998 level of $9trn.

Booms tend not to die of old age, and there are killers aplenty lurking in the shadows. Globally, policy is slowly but surely becoming less supportive of boom conditions. True, America only recently passed a budget-busting tax reform, which promises to swell its deficit and thus to boost American spending. But in most other rich countries government borrowing is flat to falling. Across much of the emerging world, too, deficits are expected to shrink in coming years. China’s government is trying to rein in the credit-dependency of its economy, with some success.

Central banks are pitiless executioners of long-lived booms, and monetary policy has shifted. America’s Federal Reserve has slowly been raising its benchmark interest rate since late 2015. The Bank of England followed suit in 2017 and is expected to continue to increase interest rates slowly over the next few years. The European Central Bank (ECB) will probably conclude its stimulative bond-buying in December and may begin to raise its benchmark rate in late 2019. Global financial conditions, though still fairly relaxed, have become slightly less so recently. Most central banks have become less concerned about economic weakness and more worried about inflation. If they overdo their reaction, they could slow down the global economy more than intended.

America’s Fed, in particular, is treading a difficult path. Over the past few decades economic and financial cycles in the global economy have become more closely connected. Some economists reckon that the link remains loose. Eugenio Cerutti of the IMF, Stijn Claessens of the Bank for International Settlements (BIS) and Andrew Rose of the University of California, Berkeley reckon that global financial factors explain no more than a quarter of the movement of capital across borders. Others disagree. Hélène Rey, of the London Business School, links the global financial cycle to worldwide swings in appetite for risk, which is in turn governed by the stance of American monetary policy. Òscar Jordà and Alan Taylor, of the University of California, Davis and colleagues have found cross-border wobbling in financial variables such as equity prices is at its most synchronised for more than a century.

Shifts in America’s monetary stance echo around global markets. In response to the financial crisis and the weak recovery that followed, the Fed worked hard to bolster American spending, mainly through quantitative easing (QE), the practice of printing money to buy assets such as government bonds. The effects of this policy were felt in the rest of the world; as Fed purchases depressed the yield on American government bonds, investors sought better returns elsewhere. Money flooded into the emerging world. The dollar-denominated debt of emerging-market firms other than banks roughly quadrupled. Chinese corporations now hold dollar-denominated debt of roughly $450bn, compared with almost none in 2009.

A more hawkish Fed means trouble for such borrowers. Since 2014 the dollar has risen by nearly 25%, on a trade-weighted basis, buoyed by a stronger American economy and rising interest rates. A dearer dollar makes life difficult for those with local-currency assets and dollar debts. As such borrowers tighten their belts, credit contracts. Trouble in emerging markets like Turkey and Argentina increases the appetite for safe-haven currencies. The resulting appreciation adds to the burden on other emerging markets, threatening to set off a cycle of contagion. The emerging world may avoid a cascading financial crisis for now, but its fast-growing economies, accounting for ever more of global growth, face a painful adjustment that will weigh on advanced economies too.

New world disorder

As this special report will explain, the rich world is ill-equipped to manage such stress. Handling a bout of economic weakness used to be simple: the central bank would cut short-term interest rates until conditions improved. But in the aftermath of the global financial crisis rates around the world fell to zero, and the weak recovery that followed kept them pinned there. Even the Fed, which has chalked up the most post-crisis rate increases, will almost certainly enter the next recession with a historically small amount of room to cut rates. In a downturn, central banks are likely to turn almost immediately to other tools used after the 2007-08 crisis, such as qe. But such tools are politically harder to deploy, and their stimulative effects are less certain.

Fiscal stimulus could pick up the slack, but mobilising government budgets to aid the economy will also prove a tall order. Across advanced economies the average government debt load has risen above 100% of GDP, up more than 30 percentage points from 2007. Debt in emerging markets has risen as well, from an average of roughly 35% of GDP to over 50%. Plans for large-scale fiscal stimulus were politically difficult to enact during the financial crisis, and will be harder still the next time around. In Europe, any debate about government borrowing threatens to revive the disastrous political showdowns of the euro-area debt crisis.

In the end politics may prove the greatest stumbling block to managing a new global downturn. A decade ago, when the weak link was a disintegrating financial system, co-operation among governments—from the close co-ordination of central-bank action around the world to the establishment of the G20 as a crisis talking-shop—helped prevent a bigger disaster. The world looks very different now. The American economy, which remains the linchpin of the global economic system, is now presided over by Mr Trump. Britain is close to leaving the European Union, possibly in chaotic fashion. The political climate across some of the rest of the EU has turned ugly. Most advanced economies now have viable populist or nationalist parties, waiting to capitalise on the first sign of renewed economic distress. Many emerging markets have regressed as well. Nationalism and strongman tactics are in the ascendant. Power in China is worryingly concentrated in the hands of one man, Xi Jinping. Thanks to Mr Trump’s trade war, relations between America and China have become openly hostile.

In 2007 financial markets were primed for a massive crisis, but governments were able to draw heavily on their monetary, fiscal and diplomatic resources to prevent that crisis from destroying the global economy. Today the financial dominoes are not set up quite so precariously, but in many ways the broader economic and political environment is far more forbidding. It might not take much to bring on the next recession.

This article appeared in the Special report section of the print edition under the headline "The next recession"

[lovelyfantasticfart]

Media Persona, Writer And Skilled Fundraiser

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[posprofinancial]

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How can i get lower car insurance for my newly passed girl friend ( UK )?

How can i get lower car insurance for my newly passed girl friend ( UK )?

my girlfriend has just her driving test 2 weeks ago im getting her a car tomorrow, ive been checking through loads of insurance sites trying to find her the cheapest possible is there any tips and tricks what to enter on these sites they ask so many strange question, or should i insure the car than just add her as a named driver? or do you know off any cheap sites.

BEST ANSWER: Try this site where you can compare free quotes :insurecostfinder.xyz

SOURCES:

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