#reverse mortgage brokers Texas

[reversemortgagelive123]

Reversemortgagelive.com is your complete resource for information about reverse mortgages for seniors in Texas. We offer reverse mortgage loans for those who need to supplement their income but are not eligible for other types of loans. Please visit our website for more details.

[pmfpartner]

Hard money mortgage lender Texas

BE A CREATIVE FINANCIALING SPECIALIST

CREATIVE FINANCING SPECIALISTS create or modify the DEAL STRUCTURE so that a loan within existing LTV parameters will suffice.  Often this requires renegotiating the terms of a property purchase, or restructuring the capital structure of a property refinance. The following list is the methods CREATIVE FINANCING SPECIALISTS use to make deals happen where others cannot succeed.

Seller provides second mortgage financing

Equity partner

Additional collateral provided by second lien(s) on other real estate

Have seller with better credit and property ownership history refinance for higher loan amount with buyer assuming loan and paying down payment.

Buyer purchases controlling partnership interest and buys out the seller’s remaining ownership interest over time

Mezzanine financing between debt and equity

Have tenants pay rent in advance for discount

Loan assumption

Purchasing “subject to” existing mortgage

Lease with option to purchase

Lease with right of first refusal

Life estate with reversion to seller or his/her heirs

Master lease

Purchase 51% interest with seller maintaining 49%

Crowdfund or syndicate the deal

Crowdfund or syndicate a new loan to purchase the property

Utilize a private lender

Bring in a money partner

Bring in a credit partner

Sweeten the “owner financing” offer by throwing in some other assets the buyer owns but either doesn’t use any more or is non-income producing (time shares, RVs, recreational land, camp ground memberships, etc).

“Earn out” with part of master lease payments buying into ownership

Convert to condos and “pre-sell” two or three units

Buy the building while the seller maintains ownership of the land and provides a ground lease

Buy the land while the seller maintains ownership of the building and you master lease the building

Kill the seller and marry their spouse

Private Mortgage Financial Partners always seek to build long-term relationships with Commercial Mortgage Brokers who approach every loan as successful professionals.   Check our new website to see the commissions we have paid commercial mortgage brokers in the last six months.

As True Hard Money Lenders, our loans are 1 – 2 years, with interest only payments.

3 – 4 points origination fee. No application fee and no due diligence fee. Borrower pays for MAI appraisal. Most of our loans are brought to us by mortgage brokers or financial intermediaries. Their fees are included in title company instructions and appear on closing statement.

To submit a loan request, visit our website, www.pmfpartners.com, click on “APPLY NOW” and complete the online application. No credit check or detailed application forms are required and we can usually render a decision in 24 hours.

[hakesbros]

Buy New Construction Homes For Sale

The 3-month moving common of Texas’ new home sales in its four largest markets elevated in December to four,467 from 4,103 in November – a report for the year. The HomesUSA.com New Home Sales Index exhibits the pace of new home sales additionally slowed for the fourth straight month. He is the home builders in san antonio one agent to exceed $1 billion in residential sales transactions in a single yr, a feat first achieved in 2015 and repeated each year via 2018 when he achieved greater than $2 billion. This calculator is a self-help device on your use and for illustrative purposes only.

In terms of total new home gross sales, Texas continues to buck the nationwide development,” he added. That all makes homeownership much more troublesome for a first-time buyer, mentioned McCoy, the Fort Worth actual property agent. Since the Federal Reserve began raising interest rates within the spring to try to slow rampant inflation, pushing mortgage rates higher too, the development has begun to reverse throughout the state. Last July, 55,668 homes were homes for sale san antonio tx listed for sale in Texas, according to the TRERC. Home costs are still on the rise, stated SABOR's board chair Tracie Hasslocher within the report, with costs seeing a rise of 13% in the common home value to $391,467, and a 14% within the median home value to $339,200. Homebuyers have also lost shopping for energy as interest and mortgage rates increase, resulting in extra patrons to back out of deals.

There are currently 783 Commercial Real Estate listings for sale close to San Antonio, TX. The newest listings are at all times featured on LoopNet, and new properties are listed for sale regularly. Whether it becomes your forever home or not, your new home might be a useful funding. The housing market favors these stunning residences because of how they are constructed and the place they are positioned. If you promote homes for sale san antonio sooner or later, you’ll probably benefit from an incredible return in your funding. This information is supplied for general informational purposes solely and shouldn't be relied on in making any home-buying choices. Contact a neighborhood actual property professional or the varsity district for present data on schools.

With New Western and do more offers with our agents who are experts in their native markets. A licensed native New Western agent will work to deliver the type of residential funding properties that meet your distinctive investing needs and exit strategy. As a real property investment market, New Western offers an enormous inventory of curated properties to satisfy your investment methods. Schedule a walk-through of the house you need new home builders san antonio to promote with certainly one of our licensed, native brokers who can make a reliable money offer without the necessity for repairs. Join New Western’s national marketplace of over a hundred and fifty,000 actual property traders who’ve bought and sold more than $15 billion in properties since 2008. Champions School of Real Estate® is proud to be one of the respected Real Estate colleges in Texas!

Find San Antonio particulars, actual property for sale, actual estate for lease and extra close to San Antonio Homes and Houses for Sale & Rent . Search 6,353 homes for sale in San Antonio and 1,665 homes for rent in San Antonio - View 8,018 San Antonio Homes and Houses for Sale and Rent. HAR.com is the Official MLS website and mobile app for home patrons and homes sellers. See Listing Details & Photos, School & Neighborhood info and Contact Agent. The information regarding actual property for sale on this web site comes in half from the Internet Data exchange program of the San Antonio Board of Realtors. IDX info is offered solely for customers' private, non-commercial use and may not be used for any function apart from to establish prospective properties shoppers may be interested in purchasing.

But there are “more new homes beneath construction right now than we’ve ever observed,” Dean stated. More than 88,000 homes have been under construction throughout Austin, San Antonio, Houston and Dallas-Fort Worth at the end of June, Dean mentioned. And the state’s projected development in population and jobs is expected to maintain demand for homes up — though much less so than during the height of the pandemic.

LoopNet is probably the most trafficked business real estate market online and has roughly 800 new listings added daily. Check again typically to be amongst the first to discover new investment alternatives as they hit the market. View hi-res photos, 3D tours, floor plans, and researched content material solely out there here. Top San Antonio commercial actual property brokers and constructing homeowners use LoopNet to advertise San Antonio Commercial Real Estate to over 10 million unique searchers visiting us every month. Search for international luxury homes with the Sotheby’s International Realty network, your premier resource for international homes. Homes listings embody vacation homes, apartments, penthouses, luxurious retreats, lake homes, ski chalets, villas, and heaps of extra lifestyle options.

Click right here to request the complete record of standard features of this home. Mary Claire Patton has been a journalist with KSAT 12 since 2015. She has reported on a quantity of high-profile tales throughout her profession at KSAT and focuses on trending information and things new homes san antonio to do around Texas and San Antonio. Binkan Cinaroglu with Kuper Sotheby’s International Realty had the listing. Find an estate sale firm in San Antonio or fill out our estate sale questionnaire to have the companies contact you. Save Multifamily Real Estate Event San Antonio to your assortment.

[mbdailynews]

Evidence That The Real Estate Market is Beginning To Turn

In Connecticut’s collegiate New Haven, where the median asking price for a home rose significantly over the past year, broker John Cuozzo has noticed a shift. “You’re seeing somewhat of a slowdown in aggressive asking prices,” says Cuozzo, who co-founded New Haven’s Press/Cuozzo Realtors, adding that price cuts have become more frequent over the past several weeks and that this summer has felt like a more typical one for the area’s university-driven market. That’s not an anomaly as the housing market shifts into a lower gear. Across the U.S., buyers are feeling squeezed as mortgage rates and home prices have risen significantly. About 3.2 million first-time buyers could be priced out this year, according to an estimate from National Association of Realtors senior economist Nadia Evangelou. The New York Times and Financial Times Digital Subscription Combo 77% OFF “We’re seeing a cooling off from an impossibly frothy market, where there were just way too many buyers relative to the number of sellers,” says Benjamin Keys, a professor of real estate at the University of Pennsylvania’s Wharton School, who says higher mortgage rates may also deter homeowners who bought or refinanced at near-record low rates during the pandemic from entering the market. Those twin dynamics have helped take some air out of highflying listing-price increases. In June, the median listing price of a home was about 17% higher than the previous year, according to Realtor.com—a slight deceleration from the month prior. (Barron’s and the company that operates Realtor.com are both owned by News Corp.) To uncover areas where listing-price growth has slowed most sharply, Barron’s used Realtor.com data from 100 of the most populous U.S. metropolitan areas and found where June’s median listing-price growth was lower than its 12-month average. Wall Street Journal Newspaper | WSJ Newspaper | WSJ Print Save 30% Off Nationally, listing-price growth in June is still above the past year’s average of 12%, the analysis found. But some metros have seen a more significant slowdown in year-over-year price increases. In New Haven, for example, the data showed that median year-over-year listing-price growth in June was about half of its 12-month trend. To minimize the impact of a seasonal slowdown, we analyzed areas’ year-over-year listing-price changes instead of month-over-month. To spot areas where a trend of fast price growth could be reversing, we excluded metros where listing-price growth was negative over the past year. Listing prices aren’t necessarily a proxy for sales prices, which can get bid up or bargained down—but that doesn’t mean they’re meaningless. “Slowing listing prices are almost certainly a leading indicator of slowing or lower sales prices,” says Ralph McLaughlin, chief economist at real estate start-up Haus. Connecticut’s Fairfield County, an exurb of New York City popular with longer-distance commuters, topped the list. The median listing price in the Bridgeport metro area was $982,000 in June—a 4% increase from the year prior and 28 percentage points below its 12-month average increase of 32%. “The environment has changed,” says Amy Barsanti of William Pitt Sotheby’s International Realty in Darien, Conn. “Houses are no longer selling with multiple offers the first weekend.” New York Times and The Economist Epaper 3 Years The red-hot fevers in Boise, Idaho, and Austin, Texas, Nos. 2 and 3 on our list, broke too, the data show. Median listing prices in both of these metros posted the slowest year-over-year growth since 2020 in June. In Austin, the typical summer lull has returned for the first time since the start of the pandemic, says Cord Shiflet, a real estate agent and president of the Austin Board of Realtors. That’s a much-needed break for buyers still in the market, who Shiflet says are no longer competing against dozens of other offers in a short period. In Boise, where home prices surged during the pandemic, Re/Max Capital City agent Sheila Smith says she is seeing “an extreme amount” of price drops and lots of new listings. “All we’re doing really is getting back to a more balanced market,” Smith says. “It’s just happening on steroids.” Other areas where median listing-price growth is lowest compared with its 12-month average include McAllen, Texas; Baton Rouge, La.; Las Vegas; Fresno, Calif.; Hartford, Conn.; and Denver. Cooling Down These metropolitan areas have seen the biggest slowdowns in listing prices compared to their one-year trends. Metropolitan AreaMedian Listing Price*Median Listing Price Growth, YoY, 12-Month Average**Median Listing Price Growth, YoY*Bridgeport, Conn.$982,00032%4%Boise, Idaho587,9002210Austin, Texas620,0003019New Haven, Conn.362,400167McAllen, Texas275,000147Baton Rouge, La.336,995149Las Vegas499,4502925Fresno, Calif.445,0001511Hartford, Conn.375,0001511Denver680,0001613U.S.$450,00012%17% A slower rate of home-price growth isn’t unexpected. The Mortgage Bankers Association, a trade group, anticipates home prices in the third quarter of 2022 to be 5.6% higher than the year prior—a significantly slower rate of annual appreciation than the 18.6% gain in the same quarter last year. Nor does it portend disaster. Slower home-price growth “doesn’t mean that the market is collapsing, it doesn’t mean we’re in a recession,” says Wharton’s Keys. “This cooling off is a normalization of the market.” More markets could be in for a similar slowdown in the coming months. “Price growth over the next year is going to be very, very different than what it has been over the past year to two years,” says Haus’s McLaughlin, who expects minimal price growth over the next year, with declines in some markets. “The big wild card is going to be what happens with supply,” he says. Read the full article

[letsimportanttreecollection-blog]

Cheap cars with a nice interior??????????

"Cheap cars with a nice interior??????????

Hey im 18 and hoping to buy my first car soon (Living inthe uk)   I'll probably buy a used car too   I want a car thats cheap to run, cheap insurance, etc   But with a nice interior :)   This cars interior is perfect!   http://www.zcars.com.au/images/2009-honda-accord-euro-interior22.jpg    Can you guys reccomend any?

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

How do I get Insurance before I even buy a car?!?

I'm looking to buy my first car and one of the things the dealership asks from you is proof of insurance. How am I supposed to have car insurance if I don't have a car yet? Secondly, after buying the car am I supposed to drive it home without insurance, registration, etc?""

Car Accident and Insurance?

On 7/24 I was at a Dairy Queen drive thru the person behind me hit the truck I was driving. I was looking at her in the rear view mirror the entire time. She had a cigarette hanging from her mouth that was unlit and she eventually backed up after hitting me. I got out of the truck and looked and I did not see any damage. She then said I didn't move you hit me I then told her No I did not hit you I am in front of you and this truck was never in reverse. Since there was no damage to the truck I did not bother getting any of her information since it was not my fault. On 7/27 I got a call from the police saying she told them I hit her. I gave them my side of the story and they said she had a witness who was a passenger in her car and they will be in touch. I also let them know I had a witness as well. The cop called me back yesterday and wanted to get my insurance information so her and I could exchange information. My question is do I have to give my insurance information to this cop? I did not hit this woman and I think she is trying to get one over on the insurance company. The cop said yesterday I'm surprised the truck does not have any damage because her car does have damage. This truck was a rental truck which was inspected at the time it was dropped back off at the rental company obviously there was no damage to it. This woman looked like she was on something to begin with and I'm guessing she was not paying attention probably looking for a lighter and let off the break and hit me. Which I still don't see how her car would be so damaged. I don't want this con artist having my information. So should I tell the cop I am not giving him my insurance information and tell her to take it to court? Should I get a lawyer? I'm not sure what to do I am 29 years old and I have never been in a accident so I am not sure how to go about this but I know this woman is trying to pull a fast one and I am not going to sit back and let it happen.

Should I insure my house for what i would sell it for??why or why not?

This is my first home and not my last. I have a mortgage of 90k, the house is appraised for 125k.If my house were to burn down i would not rebuild it. Would an insurance policy of 125k sound about right? 90kish to pay back the loan and my equity of 35kish.Plus now I own an empty building lot that I can sell ? I know some money will be withheld for demolishing etc.... I m trying to save some money on my current insurance policy that is a replacement value 227k. Should I change my coverage to the price i would sell it for 125k?""

What is cheap car insurance for a new driver?

I am a new driver and I need insurance for a Jeep Grand Cherokee 2000. I am a student and I need cheap insurance

How much do you or did you pay for sr-22 insurance?

How much do you or did you pay for sr-22 insurance?

Does drivers ed effect ur insurance ? in Texas?

Does drivers ed effect ur insurance ? in Texas?

How do I help families not see life insurance?

How do I help families not see life insurance as a bill but rather protection for their family? I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales in the life insurance industry? Thank you.""

""Where can I get insurance, I want to play a sport but I don't have insurance ?

So im thinking about joining sports in school but I don't have insurance and does state farm sell that kind of insurance or any other insurance company

Which is smarter? Don't buy health insurance? or go toss premium money out the door?

Our company policy was cancelled, now there is a new plan being offered. So should we pay the new $1050 premium, or would it be smarter to put that money in the bank and pay for our ...show more""

Named driver had crash. Should I tell my car insurance?

Last year my girlfriend has a car crash, she was not at fault. So she didn't tell her insurance company and claimed of the other party. So she is assuming her car insurance does not know. Now I am looking to get insured on my first car. If I add her to my insurance as a named driver the premium is about 200 less. The problem is she doesn't want me to tell the insurance company that she crashed, as they asked has the named driver crash. I am now worried I were to crash, they would see she had crashed and void the insurance. I am tempted just to get my insurance in my name and pay the extra 200 for peace of mind. She will not under any circumstance tell her insurer she crashed as she thinks her premiums will rise. But I have found out that the insurance companies have a database of all claims, so they can easily find out that she has crashed. She refused to allow me to put on my application for insurance that she has crashed. What to do?""

How much will my car insurance increase?

I went for over eight years without getting a ticket and got one over a year ago and one recently. I accepted and paid the fine--improper-turns--learned my lesson the hard way. Anyway, I have been with the same insurer or 6 years and saw a decrease in my rate last year, despite the ticket. My insurer only views records at renewal and mine is not up for almost a year. By then, my first ticket will be about two years old--if they notice it next year. I am middle-aged and get a multi--vehicle and home discount and don't live in the city. My car and truck are about 150 a month or both, with full coverage. How much do you think it might increase to? Thanks.""

Auto Insurance Broker fee in CALIFORNIA?

What is the average auto insurance broker fee in California. What's the minimum and maximum broker fee? My auto insurance bill states the total costs for my six month policy premium is $200.00, but I paid the broker $275. How is it calculated? I just want to make sure he didn't over charge me. If possible, please include links. If I call my auto insurance company, will they be able to tell me or will I have to call the broker and find out. Your assistance is very much appreciated.""

How much would a 1 million dollars liability policy cost per month for a fright transport company?

Im starting a small hot shot trucking transport company. I need to know how much a 1 or 2 million dollar policy will cost me per month. Or what kind of Insurance I would need. I will be hauling oil field equipment, cars, pipe, tanks, air fans, motors, things like that.""

How much on average does it cost to have a 16 year old A student on my insurance?

I have a daughter who is dying to drive (we'll be sharing my car) but I don't know if I can afford the insurance! If you have a similar daughter how much did your insurance go up? I tried all these free quote places, but something about the quotes seem off...did you have to pay $300 a month? How much was your insurance originally?""

Cant find insurance for a 17 year old?

my son is 17 and we just got him a peugeot 106 1.1 2000 and we have searched near enough every insurance company and we cannot find a quote under 2000 pound i know this is good compared to some quotes but does anybody know where i can go to get it cheaper Thanks

How can I help my girlfriend get cheaper insurance? She is 20 years old.?

My girlfriend just got a new Cobalt lt. The insurance is in her fathers name, and she is listed as a driver. The car is in her name. Her father has a good driving record, yet the insurance is around $250 a month! Please help, is there anything I can do to get her insurance cheaper?""

Cheap insurance for a sixteen year old girl on suzuki 124cc maurder?

living in limerick ireland

What automotive insurance companies insure right-hand drive cars in Ontario?

I'm looking to get insurance on a right hand drive import (Nissan Skyline) in Ontario, Canada. Prior to January 2012 this wasn't the hardest thing to do. It's gotten increasingly difficult. Anyone know of a company that still insures these imports at a reasonable rate?""

Can my parents add me to their car insurance for a shot period of time?

I'm planning to go on a road trip and I was wondering if it's possible for my parents to add me to their insurance so I can use their car for a week, and whether it will be cheaper that way than to rent a car (I'm 24). They have American Family Insurance.""

Car insurance?

i have a license and live in CT and i have a question about insurance the web page says the vehicles should be insured. my dad and mom have insurance for their them but i dont so i dont have to get insurance because the vehicle is insured? or everyone should have insurance who drives on the road?

Car Insurance for 18 year old female?

Hiya! I am due to pass my driving test by my 18th birthday. Ive been doing some research and got quotes of minimum 6K and even one which was 12K. I don't understand how the insurance companies reckon people like me can afford that kind of money. Do you kbow any good insurers that will help me out? A maximum of 2,000 will be ideal! I have the car ready and sorted. Its a Toyota Yaris 2001 with a 1.1L engine. It is worth less than one grand. Sooooo.....""

Taxi insurance?.....?

Just wondering how much about the taxi INSURANCE is to be a driver. Im 21, have my own car. Normal insurance is around 240 PM (60 week). Anyone know how much extra on top of that for taxi insurance? Around 30 more ive been told?""

Car insurance question?

my car broke down so i took it off my insurance policy, i joined my brothers policy as Just a driver because in the state of ky every licensed driver has to be insured, not to mention my insurance is very high on my own policy. if i were to fix my car, would i have to put it on the policy as well? or can i just drive it? i only have liability so its not like my car is covered in the event of an accident anyway.""

What is the best website to get cheap moped insurance ?

What is the best website to get cheap moped insurance ?

Does affordable car insurance exist for a 19 year old?

I'm a 19 year college student. Currently I'm a closing manager at McDonald's and a certified Cisco Network Associate. I'm in the process of buying a vehicle and was optimistic about it until I started to look for insurance. The cheapest policy I've found is $338 a month. There isn't any way I can afford that and the car payment. It's not that I'm lazy and don't work, I work 40 hour weeks plus overtime from closing. I live in a rural area (North Georgia Mountains) so taking the bus isn't a option for a 20 mile commute. My closest neighbor is 7 miles away so car pooling isn't realistic. I feel somewhat hopeless. I would join my parent's policy or something similar but I live on my own and have little to no contact with them. I've been borrowing my Mother's car to get to work but she's given me 3 weeks to get a vehicle or walk. I have found it to be almost impossible to transition into the real world and become an adult and live on my own. What's a guy to do in my situation? I can't work without transportation, and without work I can't pay bills. That American Dream I grew up hearing about seems to only exist for people who have established wealth and good parents. What's left for the others? Are people in my situation just ******?""

Cheap cars with a nice interior??????????

Hey im 18 and hoping to buy my first car soon (Living inthe uk)   I'll probably buy a used car too   I want a car thats cheap to run, cheap insurance, etc   But with a nice interior :)   This cars interior is perfect!   http://www.zcars.com.au/images/2009-honda-accord-euro-interior22.jpg    Can you guys reccomend any?

If i was to buy a 1.4litre car would my insurance be cheaper than what it is just now?

I am driving a 1.6litre at the moment

Will my insurance go up in missouri if i get a speeding ticket for going 15 over the posted speed?

will my rates increase? i was going 60mph in a 45mph zone.

Which auto cost more for auto insurance sienna or rava 4?

Which auto cost more for auto insurance sienna or rava 4?

Looking for affordable medical insurance plan for my husband. he is 31. please suggest?

Looking for affordable medical insurance plan for my husband. he is 31. please suggest?

Whole life insurance policies?

I need financial opinions on whole life insurance policies and am afraid to ask an advisor for fear that he/she would try to sell me something. We purchased three whole life policies in 1991. I know now that most experts advise against them now because of the high premiums, and advise buying term and investing extra money elsewhere......but we have accumulated a lot of dividends over the years but we're at the point now that we are tired of paying the premiums and thinking about having the dividends pay for the policies until the dividends run out....and then of course we would start paying for the polciies again. Is this a mistake or should we continue to pay the premiums and keep thinking of it as an investment or more money if one of us dies prematurely? Another thought.....we will be having future college bills whereas we can try to get a student loan or borrow against these policies with an option to payback with interest or not pay back at all thus taking away from death benefit. What's your opinion on this?""

Filing a complaint about an auto insurance problem?

I want to send a letter to a Federal Agency that oversee's auto insurance companies and their responsibilities to the consumer

Insurance Company?

Does anyone know personally about the celtic health insurance. is it a good insurance company? I am needing insurance and I recently found the celtic health insurance company, and Humana. what do yall know about these?""

How to find out if someone does not have no car insurance?

Somebody back intoo me at walmart parking lot they said they dont have no car insurance so i got down there name and stuff and called it in but i think the lady was lieing about have no car insurance is there any way to find out mybe by a drive tage ?

Would having 2 cars be the same insurance as 1 car?

I have a 09 dodge charger, which you will probably figure the insurance is higher than average. So I was thinking, If I buy another lower level car, for example, a dodge neon. keep in mind that I am the owner of both cars, and only I will be driving the cars. would the insurance be the same or even lower?""

Cheapest Contents Insurance Company?

Hi i need to get contents insurance for a rented house with 4 bedrooms. the cheapest i've found is HSBC - 19 a month (unlimited) Do you know of anywhere else that's cheaper?????????????????? Thanks.

What car insurance company is offering me a better deal?

I'm 21 years old, and I'm thinking of upgrading my 2005 Chevy cavalier to full coverage. United auto insurance wants $186 down and $147 monthly for 6 months. My current company wants $262 down and $131 a month, for 9 months. Which company is the better deal? Should I even get full coverage for a 2005 cavalier?""

What is the difference between insurance and coinsurance?

I'm on a website looking up health insurance quotes and it also has a column listed for something called coinsurance. What is coinsurance? Here's the site I'm looking at: http://www.lowcosthealthins.com/quote/plans.jsp

""Hit and Run Insurance, Could i get a new car?""

Hi, so this morning someone crashed into my car..hit and run, people now a days, and ofcourse it ruined my fourth of july. I have full insurance cover 100 Deduct Comprehensive and collision, and i was reading comprehensive replaces your car or something? Idk, but thats what i want. I had a brand new 2013 Malibu Eco LTZ, loved it, now its messed up, n now im not going to be able to re-sell it down the line ya know :/, but since i have that, could they replace the car and give me money to buy a new one? Heres something extra 1.Brand New Car 2. Insuring 4 cars with them (State Farm) 3. Re-sell values gunna be ****.. 4. I had state farm for years So, is it possible for me to get a brand new car?""

Question about car insurance?

My husband made a dent in his car when trying to park. He now wants to fix the dent. Can car insurance cover this?

How can i get cheaper car insurance quotes at 17?

Hi,i have just passed and got my driving license but when i ask for a insurance quote its to expensive and too much! Is there anyway to get me a cheaper insurance quote is there any tricks or advice that can help? Please Please reply""

Insurance help???!?!?!?

right, im a 17 year old male who passed my test in may 2010, however i now have enough money for a cheap car and insurance, but why is it so expensive?? cheapest i have found is like 4k so please if anyone can help what is the best cars to get cheap insurance, i have tried putting myself as a second driver but is still really expensive, i need some help where is the best place, what is the price you have? i just need helpp!!!! pleeasssee""

I am Looking for a Best site for Comparing HEALTH INSURANCE Quotes Online?

Are there reasonable car insurance quotes comparison sites online that someone can link me?

Insurance money or insurance fraud?

My dad told me a story about his boss a long time ago about how his wife survived cancer, and incurred 1million dollars in bills. the company has a health insurance that covers his entire family, but he also was covered by another health insurer...be it his or possibly his wifes. After the whole ordeal he paid off all the bills and had received an extra 1Million from insurance.... Was this legal? ( He was paying for both insurances ..knowingly or possibly not )""

Cheaper Insurance on Mitsub evo?

Im looking into buy an Mitsubishi EVO 8 but the insurance will be way too expensive. If i finance it and put the car in my moms name and the insurance in her name could i save money(my moms like 54). My insurance company says i can use other peoples cars as long as i have a policy myself which i do. How much do some of you people pay?

How much is your monthly car insurance bill?

indicate your age and if you have full coverage. I want to know if what I'm paying is average. I'm under 25 and I was involved in an accident.

Car insurance?

what things should i look for in car insurance? and what exactly is a car insurance bond? any scams i should look out for? any good reasonable car insurance rates?

Whats the best auto insurance for a 20 year old girl with a 2006 Jeep Grand Cherokee?

What would be the best and the cheapest auto insurance for a girl 20 years old with a 2006 Jeep Grand Cherokee Laredo with 6 cyn 4X4 and a security system???? Which one would you consider the cheapest auto insurance?? She got a speeding ticket on 8/8/08 too going 45 in a 30.

What cars are cheap and affordable for first time drivers ?

I am booking my driving test soon and looking to save some money for a car, already have some saved up, i wondered on any opinions on cheap cars, low-ish insurance and a reliable one. In the UK which i could buy.""

I am planning to leave the country for two years and have a car insurance question.?

I will be out of the country for two years doing a peace corps type volunteer program, I am currently on my father's car insurance and don't own my own car. I pay about $400 a year to have the right to drive one of his cars. Is it worth cancelling my insurance for two years or will the uninsured penalty be worse. I am currently 22 and a recent college grad. Thanks for any help.""

Medical/health Insurance for H1b and H4 visa holder?

What is the best medical/health insurance ?Is dental,vision and pre natal included? What are HMO/PPO plan?What do i need to know about it? need some input. pls suggest. thanks =)""

Cheap cars with a nice interior??????????

Hey im 18 and hoping to buy my first car soon (Living inthe uk)   I'll probably buy a used car too   I want a car thats cheap to run, cheap insurance, etc   But with a nice interior :)   This cars interior is perfect!   http://www.zcars.com.au/images/2009-honda-accord-euro-interior22.jpg    Can you guys reccomend any?

Do I have to have proof of insurance before I can take my drive test?

and what else do I need to bring with me?

Best place to get term life insurance?

Best place to get term life insurance?

Will lifting my Jeep affect my insurance rates?

I have a Jeep Cherokee, which is my daily driver, but I'm lookin into making it alot bigger, putting a 6 lift kit on and putting 35 tires. I dont know whether or not I need to notify my insurance company about this. I dont expect them to insure the lift or anything, but can I be dropped by them if I do not tell them? I'm not actually going to be taking the truck offroad (stupid I know, but its just for looks).""

Where can i get glasses with nationwide insurance?

i need to get glasses for my kids and their under nationwide insurance ...where can i go so that i dont have to pay and the insurance covers it?? if you get what i mean haha

Why is the insurance prices so high?

OK from what I have seen from my friends they have been getting car insurance for there cars for about 1000 a year, now when I check on gocompare.com the cheapest quote is around 7000, what is wrong I've only been searching a vauxhall corsa 1.2l. I don't see why it would be that much.""

""Are you prepared to pay 10-11-13% of your income for $1100-1300 deductible health insurance, not copay?""

Will you go to the doctor more if another large percentage of your income is taken from your check and you still have to pay for office visits until you have paid $1100 to $1300 deductible before your insurance kicks in each year? http://www.bcbst.com/learn/affordability/04-639GovernmentMandatedBenefits.pdf Skip to page 16 to see the summary. This is a report by Blue Cross Blue Shield, a nonprofit health insurance provider. Government interventions causes health care costs to rise, not go down. http://www.quick-online-insurance-quote.com/blog/2009/05/13/what-is-the-average-price-of-health-insurance/ Why doesn't the government talk about the price each American will pay for government run health care plans?""

What a cheap small car insurance company ?

Not a big company like geico , State Farm , or nation wide""

Can I get a mortgage with no life insurance?

Can I get a 75K mortgage with no life insurance in the UK? If not, will the mortgage company want to know who the insurance is with? Will they issue a mortgage with NO life insurance at the age of 52?""

""Does price of car insurance go up, down, stay the same, after getting G licence?""

I'm in Ontario, Canada and am going for my G licence in July (I'm 26, if that makes any difference?). Right now I'm an occasional driver on my parents insurance and plan to stay that way after I get my G. Right now my insurance is 90 per month. I want to save up for enough insurance for 12 months so when I move out it's out of the way for one year. Anyway, does anyone know if the price of insurance goes up, down, or stays the same after getting your full G licence? I kind of want to figure out how much I should save up for the full year by knowing how much it'll be monthly. I plan on going in and talking to them, but I wont be able to for a few days...just curious if anyone can basically give me a heads up. Thanks.""

Can a good credit score get you cheaper insurance?

Can a good credit score really lower your insurance rates?

How much does Car insurance cost for a new driver?

in a couple of months I will be 17 and will be able to drive after I have passed my test, although I am very worried about car insurance I cant wait to drive but I feel I can't afford car insurance. Please could you give me rough estimates?""

What liability limits should I apply to my auto insurance?

My husband and I are researching new insurance rates. We have looked into Geico and are almost ready to buy the policy. We currently have 25/50,000 liability limits, but since we own our house and can afford a little more, we're looking into increasing our liability to 100/300,000. Is that OK? Or, should we increase the limits to 250/500,000? It seems unnecessary to increase it THAT high.""

Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?

Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?

""Insurance question I need help with, any help would be great?""

I need some help here... The question is Hans sells his car to Pieter and now has no car and no need of auto insurance. Hans calls his State Farm agent to tell him to transfer his auto insurance to Pieter. The agent tells Hans: A. The transfer will not take place until that night at 12:01 AM B. That Hans will need to put Pieter on his policy as an additional driver C. That Hans must keep paying the premium until the end of the policy period. D. That he cannot transfer the policy to Pieter. E. None of the above. Im pretty sure B and C are incorrect, but otherwise I have no clue. Any help would be greatly appreciated!""

Car Insurance Question?

Hello- I was involved in a really bad car accident, where I was the stationary vehicle in my lane and the other driver was completely at fault, texting, speeding at 60+ over, lost control of his car and ended up horizontal in the road- needless to say my car is totaled and the other driver lost his life. He was really close to have taken mine as well. Anyways, my question is how long does it take for the insurance to cut a check so that I can go out and buy a car?""

How much would car insurance cost for me?

I'm 17 years old, canada, ontario. Just started driving.. Anyone recommend a company, or any adivce, what are the costs per month.""

Can my insurance company find out?

I'm currently a student with 1 years no claims discount on my Car Insurance. I've just finished University. I've renewed my quote and it states that I'm a student still, however I plan on working full time for this year. I decided to keep my occupation as a student, as it's significantly cheaper than if i tell them i work full time. Will my insurance company be able to find out if i'm still a student or not?""

Looking for the best prices in auto insurance and Quick!?

I know there are some reliable auto insurance companies out there with killer rates. Anyone know something good?

Cheap Car Insurance for young driver?

Hi, I'm 18, male and passed my driving test yesterday but when i looked on price comparrison sites it is extremely expensive even the ones that are supposed to be for young drivers, any tips on how to get cheap car insurance. The car is a 106 and i would like it to be fully comp. Thanks Ask for extra details""

Will having a hidden kill switch in my car make insurance cheaper?

So basically, noone will be able to start the car unless they know where the switch is hidden. Surely this increases the security of the car, therefore should make insurance cheaper.""

Is car insurance group 11 lower or higher than group 32?

i am wondering as i am looking for a car to learn in and it has to be lower than group 32 thanks

Car Insurance question..Im confussed ?? ( uk )?

O.k so Im a new driver and bought a car and signed up with insurance which worked out about 60 a month. My car broke down beyond repair and I have suspended my insurance as had to scrap the car. Now I been on car insurance websites to compare many different cars to see which is cheapest and all my other details are same but no matter what car details i put (different ages/ values) but all small cars similar to my last vehicle the quote comes up double the cost at over 110. Why is this ?

Insurance For Aprilia RS50: Im 16?

im 16 and im going to get an aprilia RS50 and i was woundering how much the insurance would be?? also? how much would the insurance be on a 50cc moped?

Teen girl car insurance premium?

I was wondering if anyone had an idea of about how much it would cost me. I'm buying (maybe) a 2004 ford focus with 53k miles on it, but it's going to be under my stepdads name (I only have half the cash right now and I need a car to get back and forth from classes in a couple weeks when I start at a local university so he's buying it and I'm paying him back). We also have a stage 3 2014 roush and a 2012 Nissan Titan on our plan. I know the (6 month?) premium on the roush is a little over 1300, but I'm not sure about the Titan, and im not sure if that will affect it. Im pretty much wondering about the insurance on the focus considering the fact that im a 17 year old teen. I have a part time job and I'm a full time student, though and that helps a bit. I also took drivers Ed. And I'm a mostly A with some B's honors student. So insurance price in terms of me?""

What does full coverage means to car insurance?

What does full coverage means to car insurance?

Cheap cars with a nice interior??????????

Hey im 18 and hoping to buy my first car soon (Living inthe uk)   I'll probably buy a used car too   I want a car thats cheap to run, cheap insurance, etc   But with a nice interior :)   This cars interior is perfect!   http://www.zcars.com.au/images/2009-honda-accord-euro-interior22.jpg    Can you guys reccomend any?

What cars are cheap to insure for 17 year old male like myself?

I have my practical in March, crossing fingers I pass so I thought now is an appropriate time to start looking for a car which is cheap to insure.""

Sports car insurance v.s normal car insurance cost?

how much more would a teenager have to pay for insurance for a sports car than a normal car?

Do you have to buy full coverage insurance?

If you are finance a car from a dealer? This would be in california

Health Insurance for Self employed with Maternity coverage?

I am self employed and want to purchase health insurance for myself. I need to find insurance with maternity coverage. I have looked on several online insurance quote websites, but have been unable to find maternity coverage. I live in Texas by the way. Does anyone out there have some info for me?""

Car insurance claim failed. I am totally innocent and will not give up. Where do I stand with this?

The accident happened on a roundabout I was already on, someone pulled out on me and I T-boned the side of their car. An 'independent' assessor has looked at my car and wrote a damage report which went to the other drivers insurance company (who I am personally claiming from as my insurance is 3rd party cover only). Their company have now wrote to me saying they are denying my claim because: They can't understand why the whole front of the car is damaged (erm..because I T-boned the other car!) They can't understand why the nearside wing is damaged (erm..because she kept driving for a few seconds, which tried to drag my car to one side. The chassis went out of line and it moved the wing out of position). They can't understand how the nearside door is damaged (erm..it isn't!). Is there much else I can do other than write to argue their statement? A solicitor or small-claims court would not be cost effective as I'm only claiming approx 400. What can I do?""

What is a good (cheap) insurance in Canada?

I'm a new driver, I would like to have an insurance for myself, in case IF anything happened. What are some companies with good deals? They are mostly expensive, but I have heard there are some cheaper ones available. Thank you for you help!""

How much does car insurance cost for a 18 year old?

I can get my license anytime now. North Carolina doesn't offer good student discount. I'm Asian, will be driving my dad's 2000 Ford Windstar with 70,000 miles. My dad says that adding me on to his Allstate account would cost 1100 every six months. That sounds a little exaggerated. Is there anywhere else where I can find cheaper insurance?""

Car insurance for an 18 year old parent?

will having custody of a child help lower or raise my insurance, btw thanks for those who help""

I looked for insurance quotes at progressive.com.?

At the end, I received a quote from Progressive and also 3 other leading competitors. I also received a quote from Progressive Direct which is lower than Progressive quote. Does anyone of you have insurance from progressive direct? What makes it different (and hence lower) than the actual Progressive quote?""

How much would insurance be for a seventeen year old female driving 1999 Chevrolet?

I am sixteen i turn seventeen soon. My grandma will not keep me on her insurance About how much will insurance be for me as a 17 year old female driving a 1999 Chevrolet

What are car insurance groups?

Im a provisional driver and ive seen a 2004 Vauxhall Corsa...it says the insurance is Group 3. So what exactly does that mean? And is that good considering it will be my first car that i will be driving around for quite a while? :)

Car insurance for you?

Not to sound stalkerish at all lol I'm just a lil confused on car insurance and want to know what about average is. So can you please put how old you are, what car you drive, and how much you pay... Thanks ALOT it means alot to me :)""

""Just passed driving test, 22 yr oldwhere should i go for cheapest insurance quote.?""

Just passed driving test, 22 yr oldwhere should i go for cheapest insurance quote.?""

How much does it cost to add a minor to my (RACQ)insurance if there under the age of 25?

How much does it cost to add a minor to my (RACQ)insurance if there under the age of 25?

""Car Insurance help, UK?""

i have been driving for 1 year in New Zealand, i dont have a full NZ license, but a restricted. i am now in the UK and want to know how much i will be paying for insurance roughly. i have just passed my uk driving test, so im basicly a new driver. Please Help""

Old bmws? Insurance? Cali driving age?

Hey, im 14 from California and will be 15 in september. I was wondering if anyone knew any nice older bmws, i like the e46 m3 and stuff but i was wondering if there were some other nice powerful ones i should know about. I dont want to spend more than 18k on the car itself. My next question is how much insurance usually is, i know its more expensive for a sports car but how much? The insurance doesnt factor into the 18k for the car, i was just wondering. And last, what is the absolute minimum age for driving in cali? My school is too far to walk or bike ( like 8 miles) and i cant really get a ride, i usually end up taking a city bus then walking 2 miles but the bus runs late a lot and im tardy for school. I say that because i heard there are special permits to just go and from school. Please reply of you know the answer to any all these question thanks!""

""Typically for a healthy young 27 year old male, how much is health insurance monthly?

how much would health insurance cost?

Cheap motorcycle insurance for 18 year old?

Im 18 an looking to get a street bike this year but the insurance company my parents have(some local small insurance company) saids they cant even give insurance until ive had lisense for 5 years which is bullshit. Even after 5 years they said it would most likely be around 4 thousand a year which is rediculous! All i want to do is own a motorcycle an ride but damn insurance is too high! Any cheap insurance that gives full coverage to 18 year olds. Btw my driving record is clean with no accidents or tickets

Insurance and garages?

if your buying a car from a garage will they ask for proof of insurance bought before they let u drive it away or are they not bothered? ive arranged insurance online today and am picking up car later will they let me drive off with car if i say i booked it over the phone, obviosuly i dont have any paperwork as its coming through post?""

Is the health insurance paid to lay off employee taxable?

If a company paid it's terminated employee a 6 month health insurance coverage, does this health insurance insurance payment taxable?""

Insurance related question to a 1987 5.7L IROCZ?

Hello I am 17 years old and have saved up enough money to buy a 1987 IROC-Z with 350TPI, 140K. Now when I purchased the vehicle a year ago I could afford to insure it but was to young to drive. I was supposed to get my G2 permit in August. I've already prepared it for the road for the but I am in Ontario and the driving strike is still going on. And to top that off, insurance companies raised their prices! I can no long afford to insure the car when spring rolls around. My mom made a good good...why not insure the car under HER name at a DIFFERENT insurance company, and put me as a secondary driver? That way I can enjoy the great prices and hell I bet she can have some fun driving this car. The car would not be insured itself, it will only be insured incase I hit someone and damage them. Would this affect her insurance rate at her other main company( 2 cars,house,boat)? Thanks!""

My dad says a 2 door car would be more on the insurance. Is this true? PLEASE ANSWER!!?

We went out looking for cars today and every 2 door car we saw he just kept walking by them. I dont know about him but Im a 2 door kind of guy. He said 2 door cars would be more Insurance. Is that true? I wanted to get this 2 door Cougar or maybe a 2000 or 2001 or 20003 Monte Carlo. WOuld that type of car add more to the Insurance? I really want the monte carlo. Im gonna be putting about $1400 down & the car cost no more than $5000.

What is the cheapest n nastiest car insurance I can possibly take out?

I'm 26, just got my license, have 0 years no claims bonus... What is the cheapest car insurance I can get? I don't care if they cover me for hardly anything... Also will they insure me on a Toyato Celica 1.8 VVTI 3DR 2000 I want the cheapest of the cheap guys!! Suggestions??""

""If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?""

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?""

Car insurance quote should i pay?

i took out a car insurance policy 3months ago the operator quoted me 1050 pounds which i thought was a bit expensive, she said if i canceled within 14days (cooling of period) i need not pay no moneys!! i canceled within 8days. i got a cheaper quote elsewhere, Now the 1st insurance company are going to take me to Court they are saying i owe then 320 for 8days cover! should i pay them? whats the Law on this can any one help me has i don't think i should pay it.""

Cheap cars with a nice interior??????????

Hey im 18 and hoping to buy my first car soon (Living inthe uk)   I'll probably buy a used car too   I want a car thats cheap to run, cheap insurance, etc   But with a nice interior :)   This cars interior is perfect!   http://www.zcars.com.au/images/2009-honda-accord-euro-interior22.jpg    Can you guys reccomend any?

https://www.linkedin.com/pulse/hartford-auto-insurance-quote-phone-number-michael-alexander/"

[massielandnetwork]

Important Economic Trends During Anarchy

2021 – Let the Games Begin

          6.   A Christian Secession – Priny’s Castle

 65 days into the Demented Marxists’ coup, here are some quick observations of events that will impact our economy:

 1.      The 10-year Treasury hit a new high for the last 12 months when it closed at 1.626% last week.  One mortgage broker told me the residential mortgage market froze that day and his mortgage brokerage company raised their 30-year fixed rate loans from 2.75% to 3.25%.  That took some of the home buyers out of the market and is a warning sign.

 2.      Voting on party lines, the Democrats passed the $1.9 Trillion “Virus Relief Bill” in which only 9% provided any relief to Americans. Did your friends in California, Illinois, and New York whose state government debt and pension funds just became everyone else’s debt to pay, send you a thank you card.  No, I did not get any.  

 3.      Also voting on party lines, the Democrats passed HR-1 with no hearings and little debate.  This bill legalizes all of the vote fraud “techniques” used by the Demented Marxists (DM) to “win” in November.  Who will be the first Democrat/DM to reach 1 Billion votes in a country of 330 Million folks?  Watch for it.

 4.      The Department of Homeland Security (DHS) reported the number of illegal immigrants that crossed into the USA in February exceeded 101,000.  Many were wearing Biden T-shirts.  Bidenharrris reinstituted the Obama “Catch and Release” policies that considered 15,000 per month a crisis allowing Biden to beat Obama’s record.  One Texas Sheriff has stated that the Biden administration is actively recruiting illegals denied asylum under Trump.  The Texas Governor has called out the National Guard and DHS has asked for “volunteers” to go help the border patrol.  

 But the DHS Secretary insists “This is not a crisis” even with 3 times the number of “Kids in Cages” as happened under Trump.  Surprise, the propaganda mills ignored the whole situation.   Apparently, under DM logic this situation would only be a crisis if you happened to give a D**n about illegal immigration and its negative effects on Americans. DMs do not care, so there is not a crisis.  

 5.      State of the Union – Did you watch it in February? Since it was not held, either (1) the faux president (fp) was not able to string enough coherent sentences together to give a one hour State of the Union speech, or (2) the DM consider the Clinger Deplorable Chumps, a/k/a peasants, unworthy to know what is happening. My vote is both.

 6.      Note this Democrat “Insurrection”.   Iowa’s 2nd District House of Representatives office was won by a Republican by 6 votes.  Her election has been certified.  But the Democrats in the House refuse to seat her.  DMs continue to play by their own set of rules which assume the law applies to everyone but them.  Actually, this means is there are no rules.

 7.      Democratic Socialists of America (DSA) take control of the Nevada Democratic Party – The DSA self describes as communist.  The new Chair of the Nevada Democratic Party, Judith Whitmer, and several individuals elected to leadership positions in the Nevada Democratic Party are actively DSA.  It is refreshing to have a confirmation that the Democrats are Marxist/communists.  When does this happen in Virginia?

 Pelosi’s Castle:   Did you see that the Pentagon has approved another $500 million to have the National Guard patrolling for another two months the fenced off former United States Capitol.  That suggests that the cost of protecting faux elected officials against phantom attacks will be at more than $1 Billion.  Now Pelosi wants to replace the temporary fencing, etc., with, permanent structures and military guards.  Is the American Taxpayer going to pay to transform the former “Capitol” into “Nancy’s Castle” making her the Princess?  Her nickname now … “Priny”.  

 It would be so much less expensive to just not commit vote fraud.  That would have saved $1 Billion.  Sorry, I forgot, we are currently controlled by DMs and “Priny” wants to have a castle so she can safely eat her designer ice cream while viewing the White House (now a nursing home) where the fp lives.  When did the lord of the castle ever care about the use of the peasants’ tax money?  Priny says “Let them eat cake, I have my designer ice cream.”

 Meanwhile the American economy is similar to a diabetic on a massive sugar high just before the sugar crash hits.  Oil prices have almost doubled and gas prices have increased approximately 20% since November 4, 2020.  That is the equivalent of a huge tax increase for the average American (the DM’s peasants).  The Fed appears to be controlling the 10-year Treasury market, but those rates still increased from 0.65% on November 4 to 1.55% today, approximately a 120% increase. Mortgage rates have increased from 2.75% to 3.25% just last week marking the peak of this real estate cycle.

 One of the best leading indicators and economic growth engines in America is the new home construction industry because new home sales ripple through about one third of the American economy. Residential sales are very highly correlated to mortgage rates with an inverse relationship. In this case that means that when mortgage rates go up, sales will go down.  

 We saw that relationship displayed in 2018 as The Fed started that year reducing their Balance Sheet by not replacing Treasures and mortgages that were paid off (thus raising interest rates) plus actually raising interest rates by increasing their Federal Funds rate.  The booming new home market in the spring of 2018 slowed in the summer and stalled in the fall.  As we then predicted, The Fed stopped raising interest rates in February 2019 and reduced rates plus restarted Quantitative Easing (QE) in the spring of 2019.

 Bubble Alert:   Increased mortgage rates always negatively impact the housing market.  If we had fully functioning capitalistic financial markets, the recent increase would signal to batten down the hatches.  Unfortunately, The Fed is disrupting the financial markets signals which heightens the risk.  Witness the six-month period of December 2018 to May 2019 when Chairman Powell in December 2018 promised more rate hikes but by May 2019 had completely reversed course. In the future, The Fed will allow an increase interest rates abruptly.

 As the Demented Marxists in DC and Richmond destroy our Democratic Republics, the “Christian Secession” continues to grow. Clingers Deplorables Chumps are exhausted with the bulling and arrogance, so they are taking actions on individual, county, and state levels.   No mention is made in the propaganda machine/ former news media, but the conservative electronic media is full of articles discussing trends and actions some are taking.

 One of the newest trends is the “Super Straight Movement”.  Using the same language and tactics as the LQBT folks but greatly superior in numbers to the LQBT, this will be fun to watch.  The abused majority has realized that “What is sauce for the goose is sauce for the gander”.   A majority denied their rights by a minority is a powerful force.  The DMs don not understand the full ramifications of what they did in November, but they will.  Listen and you can hear the deep throated diesel engine of the train that left the station on January 6, 2021, when the majority realized they had been screwed by the minority.

 Unsustainable things continue until that unpredictable moment when they stop.  It is like the game of musical chairs we played as children where the music stopped and not everyone had a chair.  Make your financial decisions now so that you are prepared and remember that in times of financial crisis “Cash is King”.

 Those who perpetrated the fraudulent elections and are fraudulently in leadership positions are consumed by their desire for money and power. They and their similarly motivated enablers, the propaganda mills/former news media are as misinformed as the folks mentioned below.  

 “Those who passed by derided him, shaking their heads and saying “Aha! You who would destroy the temple and build it in three days, save yourself, and come down from the cross!”

 (Mark 15: 29 New Revised Standard Version, Oxford University Press)

 It is Friday, but Sunday is coming.  This is a miserable experience and dark days full of fear are in between now and Sunday.  A great piece of land remains The Best investment long term unless the DMs get us to full-fledged Marxism.  Capitalism builds wealth, Marxism/Socialism consumes it in self destruction.  Pray for a return to honest elections in the USA.  God is in control.  Men make plans, but God ALWAYS wins.  

 Stay healthy,

Ned  

  Copyright Massie Land Network.  All rights Reserved.

[berkshirelending2]

Texas mortgage loans are growing in popularity nationwide. It is not just Texas who are interested in affordable Texas home mortgage loans. However, it is important that you understand these important facts when looking to buy a home in Texas.

Texas lenders offer a dynamic range of different loans: prime rate loan, sub-prime lending, jumbo loan, commercial loan, reverse mortgage loan, just to name a few. Each loan serves its purpose, based on your personal credit rating and financial condition.

Each type of different loan has different loan terms, including adjustable or fixed rate loans, prepayment penalties, balloon payments, just to name a few. The easiest way to ensure that you are getting the right type of loan for you and your family is to work with a mortgage broker. A mortgage broker will do your shopping for you, and compare dozens, if not hundreds, of different lenders.

A good mortgage broker will be very knowledgeable about all things financial, and will be able to advise you on what type of loan to get. Usually working with a mortgage broker will not cost you anything, as they split the closing profits with real lenders.

While a good broker will be able to pinpoint all the differences between a Texas mortgage and other mortgages, keep in mind that a broker is still there to make a sale. A broker will rarely advise you not to take a loan, and some brokers will push you for less favorable loans or add extras to boost your commissions.

Another way to find the best Texas loan is to get free online quotes. You can often get free quotes online, without submitting your social security number. By doing so, you can compare and contract the terms and conditions of various loans without having to leave the comfort of your home. Everything you need to know about Texas Mortgage Loans, Second Mortgage Loans and all other mortgage types 

https://www.berkshirelending.com/2019/10/28/how-to-get-97-financing-without-mortgage-insurance/ 

[carymortgagebroker]

Cost of apartment rent falls in September

New Post has been published on https://blog.mortgagebroker.pro/mortgage/cost-of-apartment-rent-falls-in-september/

Cost of apartment rent falls in September

Across the nation, rent in one and two-bedroom apartments stayed flat or lowered in September, reversing a longstanding trend of steadily rising, according to a new study from Zumper. 

Overall, the median one-bedroom rent fell 0.7%, down to $1,241. Two-bedroom rent dropped 0.6% and fell to $1,485. 

Out of the top five rental markets, one-bedroom rent in San Francisco remained flat at $3,550. No. 2, New York, kept falling and slumped to $2,970, a 2% decrease. Meanwhile, No. 3 Boston and No. 4 Oakland both moved up a spot, knocking San Jose to No. 5. 

The cities ranked in the top 10 remained the same. The lower 50 markets saw more drastic changes. 

The city with the highest one-bedroom rent growth is Lincoln, Nebraska, up 5.7% and reaching $740. Conversely, the price of two-bedroom apartments only went up 2.2%, to $950. Lincoln is ranked No. 87.

Both Colorado Springs, Colorado and Memphis, Tennessee jumped up six positions, with one bedroom rent growing 5.5% and 5.2%, respectively. Colorado Springs ranks No. 56, with one bedroom rent at $960 and two-bedroom rent up 0.8% to $1,200. Memphis ranks No. 78 with one bedroom rent at $810.

Laredo, Texas fell a whopping nine spots, sitting at No. 76 for one-bedroom rent, falling 4.6% to $830.

Falling down six spots, Durham, North Carolina one bedroom rent had the largest monthly decline, down 5.4% to $1,050. Two bedrooms also fell 4.7% to $1,230.

Average rent nationwide grew 0.2% from July to August this year, also 3.4% higher than it was the same time in 2018. It grew again 0.1% from August to September this year, 3.3% higher than it was this time in 2018, according to RentCafé. 

var divElement = document.getElementById(‘viz1569961197532’); var vizElement = divElement.getElementsByTagName(‘object’)[0]; vizElement.style.width=’750px’;vizElement.style.height=’537px’; var scriptElement = document.createElement(‘script’); scriptElement.src = ‘https://public.tableau.com/javascripts/api/viz_v1.js’; vizElement.parentNode.insertBefore(scriptElement, vizElement); Source: https://www.housingwire.com/articles/cost-of-apartment-rent-falls-in-september/

Looking to get the ball rolling to buy a new home or refinance your current mortgage? Get started today at https://mortgagebroker.pro/go

In North Carolina, click here for your local mortgage broker Cary Mortgage Pros

[mortgagebrokerplanotx]

NRMLA’s 2017 Eastern Regional Meeting & Expo: Reverse Mortgages in a Time of Change

Contents

National reverse mortgage lenders

Tops $3.42 billion. canadians

Modifications typically reduce monthly payments

Nrmla staff. reverse mortgages

Director. cooper joins

Our strength is UNITY. United, we form a powerful force that ensures a safe and sustainable real estate finance system. As an MBA member you have the most influential voice for real estate finance.

So, Where Will Housing Double Dip? Survey: 70% of lenders believe housing recovery is real This trend has allowed a recovery in home sales even while the national home ownership rate has dropped to 65%, the lowest rate since 1995 (down from almost 70% during. the real risks in housing.It will cost an estimated ��9.6billion a year, and will be paid for by dipping into the £. stamp duty on homes to get the.Comcast and HUD provide low-cost Internet to Miami-Dade public housing Private sector gains 130,000 jobs in October Companies added fewer workers than projected in October, indicating the U.S. job market. a private report based on payrolls showed today. The 130,000 increase in employment was the smallest in six.DREs made by Hart-Intercivic are used in only one California county and will be allowed for use pending security. and integrity of the elections results and of the systems that provide those.

"Overall, first lien mortgage originations fell by 34 percent in the first quarter of 2017," said Graboske. "As expected, the decline was most pronounced in the refinance market, which saw a 45 percent decline from Q4 2016 and were down 20 percent from last year.

It’s tough tell at this stage, but we’ll have a much better idea when individual ACS survey records are released later in the year.NRMLA’s 2017 eastern regional meeting & Expo: Reverse Mortgages in a Time of Change This year’s national reverse mortgage lenders association eastern regional Meeting and Expo will focus on the winds of change swirling around the reverse mortgage industry, from regulatory uncertainty to a growing focus on women as potential borrowers.The U.S.-owned bond.

Canadian Reverse Mortgage Debt tops .42 billion. canadians sent the balance of reverse mortgage debt soaring. There was $3.425 billion in outstanding reverse mortgage debt in October, up 11.57% from the month before. The balance represents a 57.46% annualized pace of growth, a huge jump from last year.

Last week, I attended the National Reverse Mortgage Lenders Association (NRMLA) 2017 Eastern Regional Meeting & Expo in New York. The title of this two-day conference was "Reverse Mortgages in a Time of Change."

FHA continues to lean on Treasury WASHINGTON – The Federal Housing Administration is considering sharing risk on multifamily loans with the Treasury. continue the program, it needs to be done with an eye more toward the entire.Average monthly house payments jump 21% in fourth quarter Despite Praise From Banks, Treasury, In-House Loan Mods Provide Less Help to Homeowners Banks’ own modifications typically reduce monthly payments by half as much as those made in the government.

The Reverse Review March 2017. nrmla news BROUGHT TO YOU BY nrmla staff. reverse mortgages IN A TIME OF CHANGE We have a new HECM rule. We have a new president and incoming management team at the HUD.

North Korean officials boycotted the meeting, which was chaired. South Korea stop military exercises in the region. Washington and Seoul reject the idea. Tillerson said the U.S. does not seek.

Most web browsers automatically accept cookies but, if you prefer, you can change your browser to prevent that or to notify you each time a cookie is set. You can also learn more about cookies in general by visiting www.allaboutcookies.org which includes additional useful information on cookies and how to block cookies using different types of.

Assurant Field Asset Services names Rob Cooper managing director Joins after 20 years with CitiMortgage. Assurant Field Asset Services, an inspection and preservation solution provider for the mortgage and housing industries, has named Rob Cooper as managing director. cooper joins Assurant after more than 20 years with CitiMortgage, where he held various positions throughout the company’s mortgage business unit.

The post NRMLA’s 2017 Eastern Regional Meeting & Expo: Reverse Mortgages in a Time of Change appeared first on Mortgage Broker Plano Texas.

https://ift.tt/2lTUbsR

[mylenderlist-blog]

Wells Fargo Home Mortgage Rates, WFHM Rate Today

Wells Fargo Home Mortgage Rates for home purchase may vary according to the state where your property is located. To know the current interest rates you need to use a rate & payment calculator available online at the website of the bank. For example, here is a sample of the result produced by the calculator when a borrower entered $175,000 as the loan amount for a home worth $200,000 and located in Fresno, California. Loan Type Interest Rate APR Payment30-Year Fixed 4.750% 5.248% $1,003.3030-Year Fixed FHA 4.750% 5.424% $1,045.1015-Year Fixed 4.250% 4.689% $1,364.625-Year ARM 3.375% 3.551% $864.095-Year ARM FHA 3.125% 2.931% $879.95 WELLS FARGO REVERSE MORTGAGE The above result assumes no points and is good for California residents only. You can enter appropriate value in the calculator to get desired results for Colorado, Texas, Massachusetts, Arizona, NJ, Maryland, MN, Utah, VA or any other US States. The bank also charges percent of the loan amount as origination fee, which is other than the discount points you might choose to pay in order to reduce the interest rate.

Wells Fargo Mortgage Rates Today

Wells Fargo Mortgage Rates Today aims at providing solutions to the refinancing requirements of a homeowner living in a single family house. Here is a sample of WFHM today’s rates seen on the website of the bank for a conforming loan amount of $175,000. Product Interest Rate APR30-Year Fixed 4.875% 5.065%30-Year Fixed FHA 4.750% 5.624%15-Year Fixed 4.250% 4.573%5-Year ARM 3.500% 3.347%5-Year ARM FHA 3.250% 3.170%

Wells Fargo Mortgage Rates Refinance

Wells Fargo also offers refinance solutions to fulfill larger borrowing requirements of the customers under conforming and jumbo loans, which are available in fixed as well as adjustable rate options. Larger Loan Amounts (Conforming in select States) ProductInterest RateAPR30-Year Fixed 5.125% 5.264%30-Year Fixed FHA 4.750% 5.568%5-Year ARM 3.875% 3.433% Jumbo1 Loans ProductInterest RateAPR30-Year Fixed 5.250% 5.390%5-Year ARM 4.125% 3.523%

Note that the rates change at least once daily according to the changes in various economic indicators of the financial market. So to get the updated and current Wells Fargo mortgage rates contact your lender or visit the official website of the bank. The wholesale mortgage brokers have access to updated rate sheet so you can get a quick and authentic quote from them easily. Wells Fargo home mortgage reduction program is basically a refinance loan that comes with no closing costs. There are also no application or appraisal fees and the rate is automatically locked once you submit completed application. To know about rate history or get an idea of the future trend you must see the resources, such as graph and chart, provided by Fannie Mae and Freddie Mac. This will help you forecast ahead of time and get the best deal. Read the full article

[ultimateonlinemortgage]

Dallas TX Mortgage Rates Lenders Home Loans | 972 299-8730 | Ultimateonlinemortgage.com Dallas TX Mortgage Rates Lenders Home Loans The home buying process is complicated enough when you're searching for your new Dallas, TX home. You don't need to stress over the loan on top...

[massielandnetwork]

2021 – Let the Games Begin

5.   A Christian Secession – Canaries in the mine shaft

 This week’s quick observations:

1. Faux president Biden (fp) – 

a. Finally got to Texas two weeks late but during his speech got names wrong, questioned where he was, and then walked off the stage.

b. Reportedly, foreign news media are questioning if fp is demented.  Questioning??

c. Also reported, 30 of the Demented Marxists (DM) in Congress are nervous about the fp having exclusive control of The Button on the Presidential Football.  Seems to me that they should have thought of that BEFORE they stole the election.  

2. In the great book “When Money Dies” the author, Adam Fergusson, comments that in Germany in 1918 the cost of 500,000,000,000 eggs (500 Billion) would only buy one egg in 1923.  That hyper-inflation started after WW I but peaked in 1922 – 1923.  Please re-read that data and then think about it.

 In the current American economy, one of the best economic growth engines is the new home construction industry. Residential sales are very highly correlated to mortgage rates with an inverse relationship.  Mortgage rates go down and sales go up.  The reverse is also true.

 A great illustration of this relationship occurred in 2018.  At the beginning of that year The Fed began reducing their Balance Sheet by not replacing Treasures and mortgages that were paid off (thus raising interest rates) plus actually raising interest rates by increasing their discount rate.  While the 2018 spring housing market boomed, by the middle of the year it was slowing, and at the end of 2018 the housing market was tepid headed towards a decline.  You may remember in December of 2018 when we forecasted that The Fed had moved too fast and would have to reverse course or risk a recession.  They stopped in February 2019 and then reversed course that spring plus restarted Quantitative Easing (QE), a fancy term for a central bank buying its government’s debt.

 One year later the Wuhan Virus led to a shutdown of the American economy and The Fed dropped interest rates to zero plus ramped up QE to a level of $120 Billion per month, 50% more than the QE in the Great Recession.  Congress passed the CARES ACT which doubled the operating deficit for 2020.  The Fed helped buy those Treasuries plus funded the zany bill in December (we American taxpayers are paying interest on $1.5 BILLION used to study transgender people in Pakistan, a Muslim country where I have read such behavior is rewarded with death.  An expensive but short study?)

 The DM’s Virus Relief Bill (an estimated 10% of the $1.9 Trillion actually goes to virus relief) firmly puts the USA debt above our annual GDP, a high-risk zone.  Trump’s rapid economic growth would have enabled the USA to grow its way out of this bad spot.  The DMs stated goal of chasing unicorns like The Green New Deal, slavery reparations, guaranteed income for all, etc. and paying for it by ramping up the printing presses means inflation.  Please read Quick Observation #2 above.

 On November 3, 2020, the 10-year Treasury carried an interest rate of 0.65% per annum.  On Thursday, February 25, 2021, the 10 Year Treasury market surged to a peak of 1.61% before ending that day of trading at 1.51%.    That peak was an increase of almost 150% over the November 3, 2020 rate, in just four months.  Mortgage brokers tell me the market froze, mortgage interest rates increased by 0.5%, mortgage pre-applications declined, and the stock markets had mild cardiac arrest damaging the highest multiple to earnings tech stocks the worst (poetic justice).  A preview of the future?  Yes sir.

 The propaganda machine/media stated that the behavior of the 10-year Treasury market reflected uncertainty created by The Fed regarding bank regulations that impacted $50 Billion of Treasuries.  $50 Billion is a lot of money to this poor boy, but it represents less than 0.2% of the total Treasury market.   If we had an administration that was both legal and competent, I would accept that explanation.  But with a faux administration populated with academics and controlled by DMs that lack real-world experience … sorry, nope.

 Meanwhile, the” Christian Secession” continues to grow. No mention is made in the propaganda machine/ former news media, but the conservative electronic media is full of articles discussing trends and actions one can take.  Clingers Deplorables Chumps exhausted with the bulling and abuse are acting on individual, county, and state levels.   Watch this critical trend in our country because the abused majority has realized that although their voice was denied last year, “What is sauce for the goose is sauce for the gander”.  

 The DMs huddled behind the National Guard and fences around the Capitol in DC feel safer having now identified Clingers Deplorable Chumps as Domestic Terrorists.  White, conservative Christians are apparently dangerous to DM society.  A parade of DM faux bureaucrat leaders presents with a straight face their DM “testimony” on Capitol Hill, which Clingers Deplorable Chumps assume is false.  In turn, the Clinger Deplorable Chumps have started to relegate illegally (faux) elected politicians and their bureaucrats to the category titled “Irrelevant”.  “Irrelevant” government means no government, a condition called anarchy.  No wonder gun and ammo sales are soaring.  

 In a capitalistic society, the financial markets are critical to the allocation of resources via the cost of money versus the anticipated return.  The Treasury market is critical to watch but commodities are also signaling.  Oil has increased from approximately $35 per barrel in late October 2020 (prior to the faux election in November) to now $62 per barrel with gasoline prices increasing (the economic equivalent of a huge tax increase). The debacle in Texas demonstrated that the “Green New Deal” renewable energy is both unreliable and expensive.

 For the moment, the residential real estate bubble momentum is still intact.  The drumbeat of commercial foreclosures and retail bankruptcies is getting louder.  Those actions in turn will impact the real estate and the financial markets.  The commercial land market is soft, industrial land will soften, residential land is a bubble that will burst, and the rural land market is active but price sensitive.

 The best way to weather the economic storm that is coming is with a balance of liquidity (cash) and solid investments.  I encourage you to remember that in times of financial panic “Cash is King” and then make your investment decisions.

 Regarding the “irrelevant” government, faux elected politicians, and their enablers the propaganda mills/media – reflect on this statement of fact:

 “For what will it profit them to gain the whole world and forfeit their life?  Indeed, what can they give in return for their life? Those who are ashamed of me and of my words in this adulterous and sinful generation, of them the Son of Man will also be ashamed when he comes in the glory of his Father with the holy angels.”

 (Mark 8: 36-38 New Revised Standard Version, Oxford University Press)

 A great piece of land remains The Best investment long term unless the DMs get us to full-fledged Marxism.  Capitalism builds wealth, Marxism/Socialism consumes it in self destruction.  Pray for a return to honest elections in the USA.  God is in control.  Men make plans, God wins.  

 Stay healthy,

Ned  

 Copyright Massie Land Network.  All rights Reserved.

[philipraices-blog]

Why are owners staying in their home longer today?

The demand from purchasers in buying homes has been growing in strength and there is no end in sight and bidding wars have become almost the norm, especially from those that have been in rentals.

I have been conversing with many buyers and they want to take advantage of the historically low-interest rates and the lower cost per month to purchase making it more affordable and are willing to provide higher offers and move out of their current rental (or parents home) into an ownership position.

Many are looking at the long term (not the short term) in building equity and wealth as well as participating and growing roots in their communities. However, many are losing the battle to purchase due to bidding wars, lack of inventory as well as job loss due to COVID-19.

Banks have been more carefully scrutinizing jobs and income to eliminate those that they feel might be a greater risk of not being able to pay.

With debts increasing, debt to income ratios will also come into play when determining mortgage approvals. Currently, there is a multitude of reasons why inventory is historically low and will continue to be that way. Prior to COVID-19, there was a housing shortage. Demand had been continuously reducing what was available.

Also, there were and are still those investors throughout the U.S. who instead of fixing and flipping homes were actually keeping and holding onto homes due to the demand and availability of renters who weren’t or couldn’t buy.

It was a perfect and safer environment for investors to build their long term wealth compared to other investments, like stocks that were and are perceived to be riskier with less control.

Another action related to lower inventory, noted by a study by RedFin a real estate brokerage, was the fact that a greater percentage of homeowners continue to stay in place and now are staying anywhere from three to five years longer than they did in 2010, (around 13 years) depending on where you are referencing around the U.S.

Many more are renovating for their later years as people are living longer. As more downsize and still desire to be in a home as opposed to a development or building,

I would imagine ranches will continue to become more and more popular as there are generally fewer steps to deal with. Also, due to the very low-interest rates in refinancing and availability of reverse mortgages using the equity to live on, we are seeing an increase in applications allowing more to stay in place further reducing future inventory.

During the Covid-19 greatly impacted the public from earning a living and foreclosures and evictions were halted and now have been extended a second time until August 31; which will hopefully allow those additional time to figure out their next consideration in moving. This too has also reduced available inventory initially for investors who would put the house back onto the market, for end-users who would maintain it as a primary residence.

Lately with Florida, Texas, California and other states seeing huge infection spikes on a daily basis, due to early openings of businesses and lack of people wearing masks many that are coming to New York State (now having some of the lowest daily infection rates in the U.S.), are required to quarantine for 14 days.

However, monitoring, controlling, and enforcing the rules with the influx of returning or new residents has been challenging.

I believe that those who had been thinking and potentially considering decisions on selling here and other safer states to permanently relocate to their second or another home have seen the Covid-19 infection rates increase in more than 50 percent of the states, have been put on the back burner for the foreseeable future, thus keeping much-needed housing stock off the market.

Aging in place is another reason and in September 2018, data was compiled and released as part of the senior advocacy group’s Home and Community Preferences survey, showed that almost 80 percent of adults age 50 and older wanted to remain in their homes and communities as they age.

For now, as long as the demand is greater than the available inventory and low-interest rates prevail allowing more to enter the market, prices should remain strong over the next several years. But after that period with so many variables in the mix, it’s anyone’s guess as to what changes will occur.

Philip A. Raices is the owner/Broker of Turn Key Real Estate at 3 Grace Ave Suite 180 in Great Neck. He has earned designations as a graduate of the Realtor Institute and also as a Certified International Property Specialist. To contact by cell call (516) 647-4289 or by email: Phil@TurnKeyRealEstate.Com to answer any of your questions or concerns.