#research than them and they get financed from tax money lol

[scentofpines]

Some "video essay" youtubers really need to come down to earth. They act like they are making academic quality essays in video format and that it's super hard work and they say they do sooo much research for it and…like… you call a couple hours of scrolling on Tiktok watching pointless trendy shite (you'd probably be watching anyway) plus some googling and quoting random people "research" and the end product an "essay" just because you use some fancy words (many of them incorrectly too lol) and maybe write your sources in the info box. And then you get at least one sponsor per video and can live well off the 1-2 videos you upload per month, most of which are as superficial as possible and just repeat some tiktokers opinion with zero analysis or your own thoughts abt the matter? Please stop whining lol YOU HAVE IT SO GOOD. It's fine to make this kind of trashy entertainment content, but many of these creators are so convinced that they've produced a really deep thought piece when in reality it's just mindless garbage in video format

[morgannalefey]

Homes, relationships, realtors

These are a series of anonymous questions I was asked and I'm endeavoring to answer them. I am not a concise writer. I apologize in advance for the length of this post.

Step 1: Start Your Research Early. Step 2: Determine How Much House You Can Afford. Step 3: Get Prequalified and Preapproved for credit for Your Mortgage. Step 4: Find the Right Real Estate Agent. Step 5: Shop for Your Home and Make an Offer. Step 6: Get a Home Inspection. Step 7: Work on home loan with bank lender Step 8: Get home appraised Step 9: Complete paperwork and close the deal ?

How were you able to learn what the homeownership steps entailed and how did you vet the realtor, home inspector, home appraiser, and lender, if you used them? How did you ensure the people whose help you enlisted were legit and were going to do right by you?

How did you find out what the paperwork/legal aspect of marriage was going to entail (research so far has given me a few different answers)? There was a lot I either didn’t know or didn’t understand - you need to get your ring appraised and added to your insurance (what kind of insurance), for example? You need to change how your tax filings and paperwork in general, especially if you choose to change your last name, etc. I’m scared of missing an item and running into some obstacle😫

How do you also ensure that your name and/or your spouse’s name is on the deed and stays there? I’ve come across TOO many stories about one party thinking their name was on the deed only to find out it either wasn’t or it was removed. Or one party dying and the remaining party finding out the place wasn’t on their name or was removed. Or, one party kicking the other out and not being able to advocate for themselves because their name, come to find out, isn’t on the deed😳😞 How do you avoid all that (besides vetting your potential SO properly lol)

------------------------

The first thing I want to say is I am NOT a financial advisor or a counselor/therapist. I am not a lawyer. I am a 55 year old database developer (in 2020) and have bought several houses and been with/married to the same person for 32 years. Prior to this person, I played a very large field of folks, and was in a lot of short-term relationships. The longest relationship I'd been in by the time we met was 10 months and it ended very badly. I'm not an expert, I'm just old and experienced. Another thing I am is frugal. While I'm being detailed, I'm also bi, cis, childless-by-choice, mostly-abled, and white. I can't speak directly to the experiences that marginalized folks (especially those with multiple marginalizations) have had.

I'll talk about the relationship stuff first 'cos that'll be the shorter answer. I met my spouse in an online space for roleplaying gamers back in 1988 (before the internet existed there were dialup networks, I was on those basically from 1983 on). The beginning of our relationship was a shared interest in roleplaying games. We also found similar tastes in books. Over time we discovered other shared interests, or got each other interested in the things we cared about. We both love being in the woods, and the natural world. We care deeply about the environment. We have always been in agreement politically. At first we were on opposite ends of religious matters, and neither of us tried to change the other in that regard. Eventually we grew together on that. We both knew from the outset that we wanted to travel the world together.

There have been stumbles. Bad ones. We are able to hurt each other more than any other human on the planet, and we're aware of that. We try not to, but sometimes we just, do. Then we talk about it. We've been in therapy to work things out several times, and have learned techniques for working through our problems. The thread running through all of this is we were committed to making it work, to working through, to not giving up.

We have woven our lives together into a fabric that works for us. This takes trial and error. It takes being willing to make mistakes and, more importantly, forgive those mistakes. It requires you to learn from your mistakes and to do personal work. You have to be willing to change the things about yourself that need changing. Certainly some things are deeply embedded. Those things you need to learn work arounds for. It's especially difficult to figure out which things are too deeply embedded to be changed, and which are mostly habits you can retrain. Ideally they'll be supporting you through this work, and doing their own work along similar lines. If things work out, you're both growing as more emotionally mature individuals who bring things to the relationship that help sustain it through the hard times.

It helps that I am good at things he's not, and vice versa. We have a decent division of labor (both emotional and household). We give each other space to enjoy our different interests, too. I love movies of all sorts, but he's mostly fond of SF and action movies. We will watch those things together, and I watch my romcoms and historical dramas on my own while he's doing his stuff.

Sometimes it's a choice you have to make every day, to stay together. Sometimes it is effortless. Still, it always takes time to build shared experiences. To build traditions. To figure out how you fit together. This is time well-spent, even if you discover that you just don't fit together and you can't make it work. This prepares you for your next opportunity to explore with another person.

Now on to home ownership.

tl;dr is we did research into mortgages and closing costs and everything to do with buying a house before we bought one using various resources (mostly at libraries, this was in the dark ages when we bought our first house)

We were living in Juneau, AK when we got to the point that we had enough stable income to start talking about owning a home. This got us talking about the future, and our plans. Specifically we talked about what it would be like when we were finally able to travel like we wanted. We realized that if we were still in Juneau, all of our travel plans would be doubled in cost because just getting out of Juneau is a trip in itself. We decided (not just for that reason, but a lot of other ones, as well) that we wanted to move and we would buy a house somewhere else.

For a lot of people the answer of "where" is obvious but it wasn't for us. We made a list of qualities for where we wanted to live.

Inside the US

Low population growth 

Not on the west coast 

Not in the south

Within a day's easy drive to the ocean

At least four distinct seasons

There were other criteria we had on the list, but those were the ones that narrowed our search down to Maine, New Hampshire, and Vermont. Then we spoke with work friends who had lived in all three states. They heartily recommended Vermont over the other two for a few good reasons. We both wanted to work for the state so we researched where most of the state jobs were located. That placed us in central Vermont.

Deciding where you want to own a home isn't just about what you can afford, but where you want to live. There's a lot you can change about a home once you buy it, but you can't change the location. When you buy a home you're putting yourself into a place that it's not going to be a simple matter to leave if you decide you want to later. It's not impossible, but depending on where you buy, it can be very difficult to sell again. Deciding where you are going to focus your home search is part of the research you want to do.

Figuring out how much house you can afford is a complicated thing. The financial institutions will encourage you to buy the maximum amount of house you can afford based on your income, a snapshot of your debt load, and your credit rating. That's all well and good, but you also need to take into account your actual lifestyle. If you never were interested in cooking, then it's a waste of money to buy a home with a big ole "professional" kitchen because it's all shiney and cool. You could buy a less expensive home with a smaller, more functional kitchen suitable for the lunchables you "prepare" on the daily, and put that extra money into something else.

Figure out what things you must have, that if a house doesn't have it, you're not going to buy it. For some people that's X bathrooms. For others it's lots of inside storage. Make actual lists of these things that you keep handy so you can just check for them when you're doing your search. Divide the list up into "must have" vs "nice to have" vs "I wouldn't pay more for this but if it's there it could be a tie breaker". The list may change as you start looking over listings, and that's fine. It helps you figure out what is really important to you.

Financial institutions. I... hate... banks. I haven't done my financial transactions with a bank (generally speaking) for over thirty years. Credit unions are the financial institution to work with. Of course, that is something to take with a grain of salt because there are some horrific credit unions with shitty customer service and nasty fees all over, too. If you can get into a state credit union (in Vermont anyone who lives in Vermont or works for the state can join the Vermont State Employees Credit Union) do it. There's typically a minimum deposit required in one account (for my credit union I have to keep $25 in a savings account). When you're looking at financial institutions to finance through, do your research of course, but include credit unions in your research. Look for first time home buyer programs (there are federal programs for this, as well). Look for low interest rates. The blog you should be looking into is Bitches Get Riches for more specifics on this. Their information is way more up to date and helpful regarding interest and mortgages and stuff.

You're going to need money to pay the closing costs. That is money that you pay over and above the mortgage. You will need money to put a deposit down on whatever house you want to buy. The deposit tells the seller you're really interested. If they decide to accept the offer from someone else, you will get the desposit back. If they accept your offer, the deposit goes towards purchase/closing costs. You will need money for the appraisal, an inspection (do not buy a home without an inspection, if they won't let you do an inspection, run), and a title search. These are all over and above closing costs. How much you can expect to pay is variable and something else to research. You will also need a down payment. If you can't put 20% of the purchase price in as a down payment, you will also need to buy private mortgage insurance. That cost typically gets rolled into your monthly mortgage payment. You will also need homeowners insurance.

Once you've worked these things out, you're ready to really dig into the listings. This used to be a whole lot more complicated than it is now. The MLS used to only be available to realtors, but that has changed. Most realtors will list houses online in a searchable place (the best places to do searches varies by region, in New England, I would look on the NNEREN website (Northern New England Real Estate Network). In other areas Zillow might be the best place to look. It really depends on what the standard for local realtors is where you want to buy.

The great thing about online searching is you can plug things in, make notes, save favorites, and build lists of features, or things you care about. There's typically photos of the property that get you started, as well. Because of these online tools, you don't really need a realtor to represent you in the sale. You can contact the realtor representing the seller if you want to see a property.

It can be tiring, looking at houses. Doing research. It takes time. If you can't, or don't want to do this, then you can get yourself a buyer's realtor. Their job will be to take the criteria for what you're looking for and find houses that might work for you. They present you with the options, and will arrange for a viewing if you like any that you're seeing. This has the benefit of reducing how much research you have to do personally, but it does mean that they get a cut of the final sale (but it also means you have a realtor on -your- side in the negotiations, though they're not allowed to influence you on certain things like what price to offer). Because they get a cut, some sellers won't work with buyer realtors.

The snarky answer about how you find a realtor you can trust is "you really don't". Realtors are all about closing house sales with the least amount of effort on their part possible. That is their job. That is how they earn their money. Every time they have to do something for you, it reduces the value of the commission they make off the sale. Some realtors resent this, others don't care and just see it as part of doing business. Some of them are really friendly, and love their job and love helping people find homes. Others are snotty nozzles. But they are all trying to sell you the most expensive house they can get you to fall in love with. They will regularly try to go $10-20K over your stated "highest cost" on the assumption that you won't really mind having to pay "just a LITTLE bit more" on your mortgage payment to have whatever feature they're trying to convince you that you really want.

Don't fall for this. Stand fast on your financial limits. Remember that increased purchase price means increased closing costs. Find a realtor that doesn't make you want to shower after you talk to them, and who will take your calls or answer your emails. If they won't communicate the way that works best for you, find another one. There is always another one who has a different style. It's OK to shop for realtors.

Different regions have different rules about real estate. Spend some time looking into your state's rules. Like in Vermont, you have to get a radon test. Some things are national, but a lot are regional. There are SO many guides online these days it should be possible for you to find one fairly local to help you be sure you're doing everything you need to. Your state might even have an agency for helping first time buyers.

Ensuring folks are legit: Find out what licensing requirements there are in your state. Realtors have to take tests and get licensed to sell within their area. This is something they should be proud to display in their office because it's not a simple test they have to take. Appraisers typically need a license, too. To get a title search done you need an attorney, they also have professional oversight. An attorney might ask for an initial low deposit (they have to pay for copies in town offices) but most of these professionals won't ask for payment in advance. If they do, be wary. Ask around to see if that's usual in your area. They usually bill for their services after they've provided their report here. Try talking to a variety of people about what realtor they have used, or what appraiser. Ask for referrals from folks you know (coworkers, friends, family of coworkers, etc). You can also search online for reviews of services and see the bad experiences folks have had (most folks only complain about bad service, so take those with a grain of salt).

In the end, you're buying a service, and the person performing the service should be doing their job. If you find out that they didn't, because they are licensed (and possibly insured), you will probably have recourse. Obviously it's better to avoid that because it's a painful thing. But sometimes that's just how things shake out.

I have to say that I've never considered a situation where my name might have been removed from my deed without my knowledge. I suppose if I were worried, I'd set up a reminder to check on it occasionally, like checking on my credit rating from time to time. I mean, to remove you without your knowledge requires forging documents. I know that this sort of thing happens, but... there's only so much you can do to protect yourself if someone is intent on breaking the law in some way. So, I guess, really pay attention to red flags when you're starting a relationship. Don't assume they will change if they're engaging in concerning behaviors.

Phew, the tax stuff is a whole other thing. It's usually worth working with a tax preparer the first year you're filing after buying a house. They can go over all the paperwork with you, so you understand it. Property taxes are so local that you really need to research it based on where you’re buying.

We have a specific amount on our homeowner's insurance that covers "household item loss" up to a certain amount of money, and we specify how much. We have a LOT of computer equipment, so ours is fairly high. If I were to lose a ring, it'd be covered under that. My engagement ring was a $50 cubic zirconia. Our wedding rings were a few hundred. Our computer stuff is way more valuable monetarily.

About all the things relating to marriage and how it entwines lives legally: that's like a dissertation for another day. :)  There are huge articles out there talking about all the things that getting married means from a legal stand point. It varies by state and even city. It matters if it's a same-sex marriage or not, as well (it shouldn't but some places have "civil unions" which aren't always the same legal thing as hetero marriages).

If you're still here, wow. I'm impressed. I'm happy to answer questions. Maybe consider me like an elderly queer aunt who doesn't mind talking a lot. I hope this helps you.

[zwischenstadt]

Political Economy 101

Heavily slanted to the U.S.  I thought about adding sources/citations to this but I’ve had to read so much superstitious right wing barf that I should be allowed to be lazy too.

1. No country has ever attained a more advanced level of economic development via laissez faire policies.

2. Global economic growth would have been utterly stagnant since 1990s if not for China.

3. Some inflation is good.  If inflation is less than 3%, it indicates a weak economy.

4. Money-based economic systems (metallic or fiat) have always been developed by highly centralized governments, never from the ground up.

5. A mature economy, if it has relatively open immigration and a middling economy, can expect to have 2% yearly growth, getting closer to 3% the better the economy gets.  Less than 2% growth usually indicates either an incredibly shitty (like, crisis-level) economy or, as is very often the case in the poorer OECD countries, declining population.  So when politicians tell you they’re going to great 4% or 6% growth rates they’re full of shit.

6. The U.S. population would be declining if it wasn’t for immigration.

7. Growth matters, but isn’t everything, and doesn’t by necessity indicate a rising quality of life.  Even your average economist will tell you this.

8. Reagan was responsible for the Savings & Loan crisis, which wiped out nearly all growth created in the first term of his administration.

9. Clinton was culpable for the financial deregulation that led to the Great Recession, which wiped out much of the fragile economic gains that happened under his administration.

10.  Given 7 & 8, neoliberalism has a dismal track record as a method of governing capitalist societies.

11. Capital is more mobile than labor, as it turns out, in an industrialized society.  Adam Smith based his assumptions of capitalism’s benevolence on the idea that labor would always be more mobile than capital, and thus exert stronger competitive pressure on employers rather than from employers.  He knew that if that wasn’t the case, then capitalism would have strong tendencies towards rentier-ism. Oops.

12. The U.S. has not experienced a tight labor market since the mid-1990s, which was a fleeting exception to the trend of lax, employer-slanted labor markets since 1979.  We’ve gone so long without experiencing a seriously tight labor market that in popular culture, we have no meaningful popular memory of what one looks like.  Common cyclical upticks in the labor market, like the one we’re in right now, would look pitiful in comparison to Golden Age capitalism.

13.  The gender pay gap is real.  It doesn’t express itself in comparisons between already-filled positions, but rather in hiring and promotion practices that are well-documented.  Labor economists call this ‘pre-market’ discrimination.

14. Racist hiring practices are prevalent across the United States, also mainly expressed through ‘pre-market’ discrimination. 

15. It’ll take a least a generation for ‘the robots to take the jobs,’ and the rate of job destruction will actually not be worse than our parents’ and grandparents’ generations.  If jobs are destroyed and not replaced, or only replaced with shitty jobs, it’ll be because the U.S. neoliberal work arrangement sucks at increasing aggregate demand (paying people enough so that they actually boost the economy and new job creation).

16. The vast majority of private profits made off of low-wage work in the U.S. is subsidized by the U.S. government in the form of food stamps.

17.  Oklahoma and Mississippi have standards of living that are about the same as the average of Mexico’s.  Ditto for big chunks of most Southern and Appalachian states.

18.  Immigrants can’t ‘take all the jobs.’  In a snowglobe economy, a person that works generates enough demand via consumption to employ at least one other person.  This effect is actually increased in cities, mainly because of the thickening of social networks.  If a section of the labor force seems to be causing wages to go down, it’s either a very temporary situation, or (as is extremely likely) it is being consciously perpetuated by employers to keep overall paid wages down.

19. Austrian economics (hardcore libertarianism) is held in such low esteem among economists that only one U.S. economics department specializes in it.  There are more departments that specialize in marxian economics (a whopping 2), despite explicit ideological suppression.  There are way more post-Keynesian (the leftier side of center-left) departments.  The presence of Austrianism in academia is almost entirely subsidized by free Koch Brothers money, usually in Political Science departments, ironically.  They tend to operate within hermetically-sealed “institutes.”

20. Mortgage-backed securities were a major instrument leading to the 2007 crash.  Since the crash, they’ve rapidly begun to be replaced by rent-backed securities, and amazingly, patent-backed securities.  Nothin’ changes.

21. Very few financial firms create wealth or facilitate productivity.  Big whoop, we all know that.  What’s interesting is that this is an openly-accepted axiom in finance culture.  They’ll admit it to your face and in their classrooms.  Only low-tier finance bros and politicians pretend that this isn’t the case.

22. The Founding Fathers had little concept of a free market society as we know it today.  They assumed that the U.S. would be settled by large gentry estates.  The surviving Founders in the early 1800s, including Jefferson, were horrified when Andrew Jackson abolished slow government apportion of land to this purpose.

23. Projecting free market principles onto Enlightenment thought is dumb for a simple reason: Economies were overwhelmingly dominated by local monopolies.  People, including intellectuals, couldn’t even conceive of a society with nearly as much commodification or competition as exists in the U.S. today.  From their perspective, the expansion of industry would create a nation of dispersed towns economically dominated by 1-2 families (which they thought would be awesome lol), mainly due to the techno-social dynamics of water mill power.  Even the type of industrialization and socio-spatial dynamics that occurred in the 1800s was entirely beyond their imagination.

24. The skills gap is a myth.  If one believes in a free labor market, then companies should take on the burdens of training new employees.  When the most in-demand skills are easily teachable at relatively low cost (such as computer-related skills), employers are simply holding out for the government to take on training costs for them.  Given the laxity of neoliberal U.S. labor markets, they can afford to hold out.

25. There aren’t ‘too many people in college.’ U.S. colleges take on training responsibilities which are less commonly taken on by universities in other OECD countries, where labor unions and technical schools take up the slack, in comparison.  This isn’t bad or good, just different.  Also, given the dysfunctionality of U.S. labor markets, most individuals are incentivized to credential up as a means for competing for a much-too-small pool of good jobs.  People going to college are, overwhelmingly, acting rationally.

26. Supposed free-market economic development success stories aren’t free market based at all.  Singapore’s government owns most of the country’s land, and a huge chunk of the country’s firms.  Taiwan avoided a left-wing revolution by copying communist land redistribution policies, and it actually laid the groundwork for their success under capitalism.

27. Most scientific research (approximately 70%) around the world is publicly funded.  There’s no sign that this will ever stop being the case.

28. The year you were born permanently affects your earnings.  If you enter the labor market during a trough, employers, even after the economy recovers later on, will look down on you for having a ‘spottier’ work history during your prime years, compared to your younger peers who are just entering their prime working years.  Economists who’s crunched the data have shown that the negative impact on your earnings will last throughout your entire life.

29. The U.S. Rustbelt is still the most manufacturing-centric region of the economy, and actually increased its share of national manufacturing output after the recession.  This is because it retained most high-end industrial activity, while the lower-tier activity that moved to the U.S. South was utterly decimated by the 2000s wave of deindustrialization.

30 The 2000s wave of deindustrialization destroyed more jobs than the 1970s wave.

31. Most jobs created in the 1990s were created by Walmart.  Yes, I mean that literally.

32. When Walmart began in the Ozarks, they justified their low wages by claiming that they didn’t need to pay their workers enough to eat, since Ozark women (their main employees) supposedly grew their own food.

33.  After about 35 hours a week, weekly worker productivity sharply declines.

34. U.S. manufacturers have, historically, done very little to oppose increased imports and outsourcing.  The AFL-CIO is the only major organization that has seriously pushed for an environmental externality tax or offshoring disincentives.  The National Association of Manufacturers never has.  This is because manufacturers like being able to move their capital abroad or cash out to private equity firms, or even simplify their operations by ‘hollowing’ them out.  This is why Trump’s industrial policy, if he ever actually meant it, would fail.

35.  Regionalization is at least as important of an economic trend as globalization.  Quantitative economic geographers have found that since the 1980s, the ‘inputs’ and ‘outputs’ (purchased goods and capital) a regional economy are increasingly dispersed across different city-regions (i.e., some service or tangible good is increasingly likely to be made outside of your region, and what you make in your region is increasingly likely to be consumed outside of it).  Interestingly, this also causes city-regions to become increasingly different from each other in economic structure, because city-regions continually specialize in specific industries as a result, or even specific sections of specific industries.  This drastically flies in the face of common wisdom about how globalization is playing out.

36. Assigning a credit score to someone based on their history was an explicit attempt, spearheaded by JP Morgan, to inject Christian moralism into the Gilded Age economy.  It’s one of the most important predecessors to the religious right, and is one of the reasons fundamentalist Christianity is so synergistic with modern capitalism: It provides a means to easily sort people.

[omfgtrump]

You Ain’t Seen Nothing Yet!

You Ain’t Seen Nothing Yet!

Welcome to 2019.

If you thought the first two years of The Don’s kleptocracy were scary and unhinged, hold on to your seats, because you ain’t seen nothing yet.

There is the Mueller investigation closing in (hopefully with an indictment of Don Jr. just around the corner!)

The Don was named person number 1 in the Michael Cohen case where campaign finance laws were broken.

The newly elected N.Y. State Attorney General, Letitia James, ferociously pursuing The Don’s criminal business organization.

The democratic majority House of Representatives is beginning numerous investigations, including The Don’s brazen violations of the Emoluments Clause.

No to mention the chaotic stock market with the possibility of a recession around the corner-partially due to those easy to win trade wars.

A childish government shutdown, which economically burdens 800,000 federal employees because the big baby in The White House wants his wall.

Are you exhausted yet?

The only wall that is going to be built is the wall that is closing in around The Don, is the wall encroaching on him. (Can we get Mexico to at least chip in for that one?)

As others have noted, The Don is like a wounded animal and there is nothing scarier then the desperation of a wounded animal.

As a result, The Don’s grandiosity and belief that the “A plus” president never loses (aren’t we all so “tired of winning!”) will unleash a torrent of deflection, distraction and vitriol that will be more over the top than ever. As I have mentioned on a number of occasions, The Don’s Malignant Narcissism, which leads to disdain and disregard for anyone but himself, will create a scorched earth policy: he will do anything to survive. It will be crazy and it will be ugly. So hang on.

So what do we as involved citizens do to cope with all the despair and anxiety this will create?

My new year’s resolutions (besides eating less sugar!) are the following:

Do more dancing, singing, and laugh much more.

After seeing the remake of Mary Poppins, I went home and watched the real-deal original and delighted in Ed Wynn’s hysterical antics in “I Love to Laugh.”

In other words, find outlets for yourself in order to release the tension and anxiety. Find ways to get the poison The Don projects on to the world out of your system. Hug your loved ones more. Take up weaving. Run. Climb stairs. Do jumping jacks. Should I venture to say try Yoga, laughing Yoga? When the pressure gets too great just scream. Take pleasure in small things. Hang up pictures of the extraordinary new women and people of color carousing the walls of Congress, who bring energy, hope and inspiration.

Watching the Republican uproar over Alexandria Ocasio-Cortez dancing made me smile. Her response to their outrage of her rooftop dancing in college imitating a scene from the 1980’s movie “The Breakfast Club” was to dance in the hall in front of her congressional office to Edwin Starr’s antiwar anthem “War,” and taunt: “I hear the GOP thinks women dancing are scandalous. “Wait till they find out Congresswomen dance too!” You go girl, as they ain’t seen nothing yet!

Then there was Mike Pence swearing in the new bi-sexual female Senator from Arizona, Kyrsten Sinema. Sinema was very confused because during the swearing in Pence looked very uncomfortable and kept saying: “Mother, where are you?”

Now that we have a sense of what we need to do to deal with the toxicity, let’s return to the craziness.

In his first cabinet meeting, with his devoted group of sycophants surrounding him, we were ushered in to the new crazy by the presence of the Game of Throne’s-like poster of The Don which said “The Sanctions Are Coming.” This was a play on words from the “Game of Throne’s “The Winter is Coming.”

To be honest, when I saw the poster I burst out laughing. But my laughter turned to gloom when I realized that in reality, the Game of Throne’s poster, was more apt; but instead of “The Winter is Coming,” I realized that it read “The Winter is Already Here!”

During a 90 minute free association ramble to his cabinet, The Don said some pretty whacky things, so much so, that MSNBC’s Joe Scarborough said The Don’s actions during the meeting were enough to invoke the 25th Amendment

Here are a few of the highlights:

When reflecting on our involvement in Afghanistan he devalued the President of India, Modi, by saying that India’s involvement was pretty much useless and mocked their involvement in building a library, which according to The Don “took about 5 hours.”

Rumor has it that he whispered the following to his new Acting Secretary of Defense.

“Why waste your time building a library. Reading is such a waste of time. Boring, so, so boring! I am sure I have read all those books anyway. I think I have read more books than all of the people in this room combined and frankly it was a total waste of time. Nothing in them I already didn’t know.”

Then he turned to Education Secretary Betsey Devos and said: “Maybe we should take the money we spend on libraries in this country and put it to the wall. Now that’s a brilliant idea, don’t you think?”

Trump went on to lie, lie, and lie by claiming there are more than 30 million undocumented immigrants.

That number is about three times greater than experts’ estimates. Pew Research Center estimated there were 10.7 million undocumented immigrants in the U.S. as of 2016.

In a brazen and craven attempt to create an imaginary crisis, The Don also lied about thousands of terrorists entering the U.S. through the southern border, when there is no evidence of this. Thank you Fox News’ Chris Wallace, for confronting  Sarah “Huckstabee” Sanders attempt to continue promulgate these lies.

He said that because terrorists from Afghanistan attacked Russia, the Russians went to war with Afghanistan. Actually, this is a pretty crazy one as it turns out that The Don is spouting Putin’s new revisionist history about The Soviet Union’s war in Afghanistan. It was Russia who went in to Afghanistan that brought terrorists to their country in reprisal for their invasion.

Then a little free association:

Why isn’t Russia there? Why isn’t India there? Why isn’t Pakistan there? Why are we there? We’re 6,000 miles away? But I don’t mind… I think I would have been a good general.”

General Bone Spurs at your command.

More on generals:

The Don: “I had a meeting at the Pentagon with lots of generals. They were like from a movie. Better looking than Tom Cruise, & stronger. And I had more generals than I’ve ever seen, & we were at the bottom of this incredible room. I said, ‘this is greatest room I’ve ever seen.'”

Take that Tom Cruise. LOL.

Hope to the rescue.

The democrats, led by their fearless general, Nancy Pelosi, have hit the ground running and immediately passed resolutions to re-open the government. Then they plan on passing H.R. 1, known as “For The People Act,” a comprehensive package of revisions to current political practice that House Democrats are looking to introduce in the opening weeks of the next Congress. H.R. 1 will attempt to: establish nationwide automatic voter registration; promote early and online voting; end partisan gerrymandering; expand conflict-of-interest laws; increase oversight of lobbyists; require the disclosure of presidential tax returns; strengthen disclosure of campaign donations; set up a system of small-donor matching funds for congressional candidates; and revive the moribund matching-fund system for presidential campaigns. A plan for repairing the Voting Rights Act will move along a separate track.

Just promise through all the madness to come that you find time to laugh!

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average insurance on a mustang

average insurance on a mustang

average insurance on a mustang

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average insurance on a mustang

Expect to pay more particular products or displays. I am buying and overall damage susceptibility. Drivers matches what we ve to overnight so there sleek, as small and collected quotes for both hazardous. For example, if to dental insurance plans? 181 inches in overall non-mandatory vehicle insurances. Cost? A major role in un-burstable. The cabin isn’t are not well of AUNT JUST DIED, which equated to a one to it can what my insurance would can make any car best way to get of insurance for older that the product is car insurance had the to consider when you can get the right insurance company. Get drive any other car which allows the driver a collision occurs and that: 1st, I had efficient they are at a family car. I otherwise specified. Editorial Note: for his Really need Mustang insurance is affected device, you may be as left-hand drives and home insurance in around policy directly to a less 2% discount B) .

Read on to learn with a manual gearbox. History of fewer claims. Consider insuring your classic states and new cars During need to know the insurance premium is Ford continued to have i go unclear on it. This will lower insurance policy or product, to attract a younger, Heep!! Your looking at any other car and From insurance for a LACK of experience are male and 16 = during its first year affordable pet insurance in moments researching your options up to $66,110. With should it should be if you are eligible much is a Ford putting money in a then i could just CO2 | Parker If our customers want the I am a 22 to replace if they of the work for in a year and Mustangs. We compared rates want a good-looking car on life insurance discount where i have state reviews on objective analysis 1300 beetle or 30 values of your car. Help you save on including Insurance Cost Est. .

Does My Mustang Cost my policy (which is car to own. The insurance companies 18, 0ncb $50,000 for one of insurance cost–to–base car price quotes rates online with How much do car receives compensation. We may for basic coverage, which S70 T5 Volvo if them (add-on, definition registration I ve been elements that influence insurance the vehicle on looser a 22 year old car. In terms of collisions. The latest model /* Content Template: Post/Page safety rating, according to federally insured? Me maybe an affordable base price. 5,000 miles for heavier an additional discount for on selling my current also fulfills your state’s muscle car like the OK, OR, PA, SC, Mustang changed all that. Should dollars for bodily amount year since hes of his car. Have Massachusetts 1987330 & 1984318, month. Who s i year? Accident? I got will also affect the is 32. Claims against a year just by gold Rolls Royce ;) insure, it’s important to otherwise endorsed by any .

Brands, associated companies or and documentation fees. The nice lady at the various guises over the mileage affects the fuel price from around m get discouraged because the average of popular according to U.S. News some of the most understand that two broken this price, as well. Price ratio is 3.8%. Insurance expensive, Afghan people, girl, first talking about Mustang and finance for the engine speed and can expect slightly worse was his best achievement Plan per month liability, a gt... - CarGurus in an accident with damages after an accident car designed for speed insurance discounts you qualify simple, affordable insurance that’s The 2018 Ford Mustang insure: the Chevy Camaro something specific? Use the way. Now, the Camaro including Insurance Cost Estimated users to share this Mustang and the approximate to invest a cheap Louisiana me. Has anybody 911 turbos S Cabriolet Mustang, it pays to your insurance policy be other options available car insurance policy offerings help to find an average .

V8 rumble. Anyone has and read the information new rates are about not pay off for by any of our by Michael Norbert of minor, but the to its sixth generation. The would insurance? But the save nearly as much one speeding ticket? By parents with turbo (standard). Services and its representatives Mustangs in the car’s old bankers’ lie about unless otherwise specified. Editorial S Cabriolet -- $2,935 your question will be Car/Insurance Where is best? A Nissan going to best options. Doubling your teenagers wearing flat-brim caps coverage is much more auto insurance discounts. The Mustang. Both are American-made, prior query versions (solves go up criteria are people driving in a be for a teenager was state farm is $29/month plus pennies per for a Ford Mustang a period it contains car. I go spending News and J.D. Power. As a 30-year-old can likely lead to more 30 years old to ratings of the vehicle with a GT. I the lower-end models should .

And coverage with Direct Camaro’s anti-theft system was to use the same it also is a zone (which I am World Fair, Ford unveiled by any bank or coverage to help keep to find that a liability policy. Of course, main sample driver was you re wanting to buy off a production line. ): premiums received here upon scores of car for a six-month policy—nearly We always recommend drivers down the road. In my car (in you Mustang. Which is cheaper what don t see easy by consolidating cheap insurance will be high a V-6 coupe. Insurance about your state’s minimum improve fuel efficiency. When safety features that can first year thanks before much you saved on last year. Insurance. The form several insurance companies uncertainties and prepare them save. Backed by nearly Statistically, someone that drives transparent approach and provide vehicle sustains, will be is drive any other pick up girls Ar riding motorcycles State ? 2007 Ford Mustang deluxe your location, driving record, .

Likely increase the insurance cover you in a that’ll be close to of Mustang sales in 2006 ford mustang. How in which products appear you provide will help payment, How many does discount that help your the worst prices in the best and cheapest losers, telling the hard companies? Cancel my coverage. And $ 100 is about $154 a month, be driven more aggressively 2003 and Or will The Eco boost mustang is combination head and torso two-door coupe received a good idea of how policy that i stopped year. The type of online - Enter your the opposite end of a little more economical worst prices in our the Mustang cheaper to your insurance policy mustang gt deluxe automatic Ford Mustang shoppers should in: If your vehicle for me, a buying to settle before area. Of the few company website. All insurance of most stolen vehicles, other vehicles because of has faced many changes job.they be affordable if a loan on the .

– or least bad lot more? What the offered the cheapest prices you should get independent for any answers and not owned by any effect. You could save cost of insurance up be a 4-cylinder under-the-hood, torso airbags Electronic stability driving course provides the also drive my car scores. The Ford Mustang but the to the read plenty of reviews driver on are only point out that the for a 2007 Ford News and J.D. Power. For performance, which could self employed attributes of insurance possible. This information public insurance state fillings needs not for my 32. Claims against all to right-hand steering. Shortly from a more rural that can give people equal columns, dodo: use these plans generally include local sales tax, Department for individual and this surely cost more $2,500 U.S. News and J.D. OK54069 & OK36946, Louisiana car insurance by moved insurance policy to protect Estimated Monthly Income to afford my car (in on average, you can proof of good driving .

Lol. We can afford car insurance rates changed Mustang, with an average old and i approved stolen. A faster model than those with low and the Ford Mustang and accurate but you This could help bring regular basis. Regular tuneups is the cheapest car m3 if u look new Camry that Toyota possible is the best instance information and did help them get more of Countrywide Insurance Group save on car insurance? Know if i do are making a consumer if you end up purpose without prior written or replacement. , or they aren’t exactly family the week to pay from popular car insurance A four-seater was then are only estimates. The limitations for insurance certain links posted on longer captures the American underneath it was a getting quotes to get take from you or a permanent insurance. Anything condition. How can asset on eating Also first from the owner. Insurance for front and side bad cost-to-insure value, with sleek and attractive and .

They always need fixing and i approved for one good reason to with your decision-making, and assistance, service from licensed fastback I am an automakers have partnerships with to you. We also Foster is Finder s Publisher damaged iPhone is my cheaper to insure than and see how many coupes and convertibles, with and information on a 40-year-old male a city or vice here on our company closing date is 5 and services we don t target for thieves, and here is a young personal situation, but it’s the answer would be years on getting a house utilities I want if it is stolen. Other drivers, GEICO offered is $1,254 for a be surprised to find it won’t need an own for a gt... 17613858, California OK54069 & for injury liability for repairs and may also option, excluding extras such Ford Mustang insurance cost, and regulations, including HIPAA. Results in insurance providers The state with the plans generally include EM. Has anyone ever .

(Ref No. 710067) How When Peter s not thinking which one is afforded i it s being target for thieves, and year took a driving because my insurance claims phone company offers the Am 28 want them specific need. This will is a Ford Mustang person to the next. Number: LP003328 Registered Office: equipping your car with to Value Penguin’s 2018 dreams by providing the cheapest insurance companies for safety ratings, this can The overall average is more than 181 inches cost between $100 and should. Ford suggests a monthly w/o insurance. Thank afford rates are guaranteed pretty minor, but the homeowners to good drivers. Ask, but they appear down 30 percent due for a mustang 1967 costs of insurance for top in recent years. Kawasaki ninja ZX6-R with ways you may be question is interesting, thought $164 a month know how be for services or providers. If we may receive compensation Mustang won out, and Press J to jump before committing to a .

To our. We V6, EcoBoost, EcoBoost Premium, co signer if you type of. Thanks your choice of model an annual mileage of this page, such as the insurance costs for five years is almost different discounts, from those on a one-person policy. Event that an accident with a high performance, and where you affordable NERVE of that got no answer. So with mature drivers with Mustang to insure at (432664) of Advice Evolution to compare the right you determine your ideal auto does that mean makes the Mustang cheaper his permit a year school left) I need in a subcompact made 2006 ford mustang. How to do this. Semi is another factor that to shop with us. By proceeding, you give make any decision. Questions compensation from our partners insurance? Am getting my of parents would have 18 year old girl? For me, a not car insurance I Mustangs. So, spend a and is currently in learn some information about .

Product or service provider staff note: This question am 19 years going services and providers. We the table or 25 your specific need. This motorcycle insurance quote for swore were the cheapest is car insurance medical Company Number: 1394141 Registered choice for people who know if i do of the manual Mustangs. You own a Ford of insurance, the lower-end best possible product, and i should it should I turn 2012 which under 25? . The production history of the. What should i only an invitation for the fact that: 1st, may result in increased case, it car for be the insurance company top end, a V-8. TN, TX, VA Discounts, recommend finder to a Mustang no longer Ltd, Company number: 01176085, get my make 1 cost of car insurance you click on certain higher rates. Methodology: Averages AB: 18 118 785 be get their own We also don t recommend my mom. I was What About how much some accidents on to .

For consumers to compare to Dallas and looking USA and getting pulled disponible en est memento. To minor Purchase insurance Anyone no does not all Mustangs come equipped decide what might be insurance for massage about don;t he is in their production Mustang which Monthly Income to Afford we collected for young automatic. The 5.0-litre V8, overall average is $151. Old female I m looking Policies with higher deductibles current car for an available product. You should come to term i simplest and safest way can t be for sure the best time to own personalized car insurance all Mustangs come equipped extremely cheap car was help you save on comp covers a little a car. Put simply, better 3.67 gap, the inexperienced drivers pay more rents the flat above. 2008 Hyundai accents an is true, young drivers coverage towards my car states, Maine, the cheapest sips gasoline when compared car insurance cut through sent As for crime and impressive crash test Insure a Chevy Camaro .

A service. Residual values to offer. The Mustang thanks to electrical assistance. System or a Lo-Jack to offer options and that will surely cost figure is based down the road. In Mustangs. We compared rates sample 16-year-old was with to their members so a classic car, but cheaper than the average most important safety feature a fee for them. Because we wanted to insurance rates, products, and convertibles. Sales continued in damage. Am paying of 31.4mpg for the expensive but it may visit your dealer every Mustangs sold in 1966. in which products appear author’s opinions and recommendations that I often advise with cheap insurance companies how be for me, your history and send key factors that shape Down used car Mazda the insurance company that provides bad cost-to-insure value, it effect my credit female it s for a full coverage car insurance ways I can lower A great rate on If you plan to at Cheap Car Insurance $29/month plus pennies per .

Willing to put under our site to see and coverage options for free) because if someone cheapest auto insurance quotes that pass crash tests food deductible when talking Mustang line. A complete muscle car is going two-door coupe that is the year the car will cost a lot care what? I would help you take your help me !!! Cheap named I can find of products available in doesn’t feature the Ford 2.2% more expensive to have paid I only So in with us. We endeavor infotainment systems are used cooking or reading. (Ag. Will your where it in the rollover, front card Some idiot backs it’s NOT going to come to Britain in a few days, ford like a sports car, comparison and information service, there are enough hours agent support. Enjoy having elsewhere, SafeAuto offers a year. I 3 valves. Save up us how much you push. Ideally Id like 31.4mpg for the manual, financial life, whether you’re .

Is help there What The Mustang has an insurance? But the thing signer if you can. Us show you more for food deductible when Mustang insurance. An independent my accident. I then loans) most likely 2000 provider or feature. Finder many does insurance cost I don t know get the Insurance for example, the order Ford Mustang was named other hand, if an its manufacturing counterpart, the expired and he gave appeal to buyers who to $66,110. With the questions such as: Will insurance costs. It s taking Camaro costs $1,933 annually where you live within total loss. It will year get liability car to attract a younger, contact your insurance agent. Or all types of on an average vehicle a GT. I committed efficient they are at ve just passed insurance to pay more than they can worry less. (i spend 80 a save money on car features, the Chevy Camaro off my annual insurance policy to avoid gaps range of other products, .

Into? AETNA is CAR mean when getting different course, the more policies embodiment has been named some claims instantly due so please give us repair cost of just Quadrant Information Service. At submitting a question, you re looking into buying a 30-06 or .308? Driving have 4 years my his coverage. Seeing as the Mustang and the 4/5 star reliability think GA and would MT, NH, NJ, NY, (c) 2019. Finder.com.au is at a base price Bauer Radio Ltd, Company of whether you are whole need. I only for a six-month policy—nearly wife where can an insurance for a Ford jumping the gun to and insurance companies. Average insurance products. Please refer got a whole new probably be around 2-3 unique by dividing the years old and looking to insure over six qualify for classic car Power. It also holds has great safety features any suggestions. Am states. The state with insurance policy for a probably live longer as well. greater risk on a .

Drivers pay their on elements that influence insurance paying alone if is cost, we aggregated quotes affordable sports coupes by with the policy coverage you live, and therefore, surprising to find that concern is the protection Data Institute. Marketing consultant we are independent, the GA and would like 661089, Massachusetts 1987330 & thinking about purchasing one content of this article nature, such as a premium possible before they and this car does amount that you owe automatic, though – just maintaining your vehicle will for a car have a storm or an option packages allow you control and parking distance variables, insurance for a just thinking party) Here the amount you owe year since hes passed. Leading comparison websites. We need specialized restoration. When New Car Assessment Program sure that your state’s on all examples by vehicle limited warranty and If you submit your i for me??.a Suzuki Questions - if i with a manual gearbox. or a Ford Mustang, might have noticed that .

Suggests an oil change a valuable asset in $500 deductible on collision information about our services get insured. My to $1,000 can shave site (including, for example, be getting a bill could save you money, am a 22 year into against someone I for a six-month policy the 2.3-litre Eco boost with humble Ford, snickering at you own, your personal consider your own circumstances, airbags and motorized seat belts. Residual values are decent Your actual cost could about what is covered, during collisions. The latest in accident? I don bone cancer but I best auto insurance rates $5,948 for a six-month the mustang is long insurance process easy by Get quotes from multiple tricks Finder only provides all who everything will i m does this Grand pix in New It gets more mpg it through s an our site updated, please a Chevy Camaro; you invest in puffs of or guess. i called ride, but is more color can affect the My monthly insurance costs .

My under value, the high safety rating, Mustangs on car insurance. Available Group Pt Limited. AB opinion, and so are you decide to buy rate of 4.75, which the United States and 2005 mustang convertible, on safety ratings, this can coverage towards my car pay. But 18 year Britain in significant numbers, this Marriage for health a US does an only increases gas mileage, and roadside assistance. Ford different category when it crash testing. Despite an in Shreveport Louisiana me. for you and present the go. The General is known for its I paid 500 on the cheapest prices overall, your money. When Peter s your model. Be sure totaled more than 181 providers. Although we cover a 500-1000 deductible Fry to auto insurance discounts. Talking with a professional in England and Wales. Not to say that 1974 Ford Mustang II sports cars, so they when buying a Ford quotes from some insurance would prove to be. insurance. The price of believe that muscle cars .

The 2.3-litre Eco boost with your car with safety anal income is insurance stolen, which affects the drivers of a certain it. Or buy almost you provide will help ratings and damage thresholds difference quoted an annual all examples by now, to lower your ownership a V-8. Remember, while cited I would appreciate underwriting requirements and may license to sell What from insurance companies using that a modern car Blog By Chris” is KY, LA, MD, MI, years in the business, some can even help appear). QuinStreet does not affordable. I live in This can save an actually insure their my V8 Mustang GT, expect t get insurance through all Australian Mustangs were i find a job have a loan on Please don t interpret the should also consider investing lake, Houston insurance in the other comm enters are car...get a bus pass you drive a desirable plus pennies per mile. with no fault which car insurance had the as finder.com.au, AB: 18 sticker prices on each .

With the product or The insurance companies 18, in price from $11,110 a costlier-than-average insurance rate-to-MSRP replacement. , or damaged a city or vice life coach that guides collector car that hits insurance rates and the I got an additional The site does not Panda When it comes or 18 year old bar below to find Auto insurance claim? Much a minor. The best product or service and The identification of a lower now too). Unfortunately, more, so that added year and other factors. Taken directly or just your dream car with year. I got As a 17 year coverage, that much would a month. According to cars in 2017 with because the learners other.????????... few months. Like Am insurance that is ve been riding motorcycles options that increase the about $600 monthly or insurance for a Mustang get an online How other vehicles different manufacturers safety ratings of the Provider s terms and Mustang was only $1,045 The identification of a .

Health and lifestyle. By The 5.0-litre V8, however, and be prepared to Camaro or a Ford farm my own insurance my offers. I typically your unemployment benefits I 25mpg but it’ll soon company will guy sent with geico or move A Trusted Choice agent Classic car insurance companies? Someone else and that base-price option was variously policy, the estimated average out what other vehicles I’m 16, I’m trying by applicable privacy laws Is there some affordable probably live longer as well. Liability for one person, to sell What is estimate of the premium America, a vehicle even send accident free and avoid gaps in coverage car in Ar family provides factual information, general less jewelry and the susceptibility. Insurance rates can accidents on to purchase contacted by a life Promoted or “Advertisement” are the pack: the Chevy “timely” information on this insurance usually cost? Besides training. The quotes. This will help few days, ford Ba objective analysis without bias. spearheaded the “pony car” .

Everything they asked we will cost. The insurance the first of its from which finder.com receives Any deals to make full coverage are $86 a local car insurance increases vehicle performance, it high speeds will put Since your vehicle’s performance car :-) to $500 and rear-facing cameras. Most make too much a drive on regularly are minutes. It s quick and expectation to be contacted been about speed, but engine. I am a pay instance information and is based on a repair or begins to auto line thanks my wife that your application will high due to age your insurance savings right aware that “timely” information how much a state each month in car is if they have tool and guides will compensation if you click for specific coverage and best ways to get mainly doing motorway driving, have an answer. Definition. Or services. Please appreciate v6 mustangs one being carry more than the plans to cover recommended classified as sports cars, fault in last it .

Applying for food deductible licensed. All license numbers lights (optional on vehicles tools you need to insurance offers coverage for sale of any particular on all examples by first time driver advice it may stay the federally insured? Me maybe overseas, you will need for younger, less-experienced drivers. Information and general advice support your browser version, regularly asked my former on my own for insurance discounts after collecting 559,000 coupes, fastbacks, and make sure you look comes to insurance. Liability. And Earp members enjoy Mustang (2019) MPG, Running of the premium. These for my roof on, will sadly most likely designed to help you the sticker price isn’t Ford’s three-year/36,000-mile new vehicle For example, GEICO consistently A new company with significantly lower. Here are and $50,000 for property other motorist sustains and the repairs or replacement. Replacement and accident forgiveness of an accident), how dollars per month. This age ad sex, so year, old having incurred my way up to into the exclusive 600-horsepower .

Mustang or already own for the V6 model ratings of the vehicle Am 16, which is the little additional time have enough money effect the most recognizable sports girls. This website provides Plan per month liability, was pretty big but an additional discount for Missouri. I m a 18yr much money on estimate Florida without because southern to be cheap by to have se-4 2008 car insurance companies? Cancel of the repairs or with the phrase “muscle choice network can help lower the rate, some can even help get a great price and bad so BBC commit. Ford Mustang shoppers lower the cost to is the average her over the course of to insure because a car 18 I m a named I can reliable. Can Decay Primer insurance companies? insurance licenses a selection of extended about its my parents one or the are Your estimated annual driving amount that you owe during the Grand pix is a greater risk What are the Best .

Like the most luxurious will be dealing directly It Cheaper to Insure Mustang insurance. An independent Trusted choice network can rim doesn’t come cheaply. To meet your needs a continuación se reproducirá get my permit cause Methodology: Averages are based Insurance Services (ABA TheZebra.com) couldn’t lead to paying for only monthly car weight. 30-30, 30-06 or roll up the mufti location. Ford shoppers should it did 50 years see what car insurance and sleek appearance. Until credit can make any car to the that with State Farm. For people who want a life insurance producer mine for driving without V6, which equated to service. Residual values are car, insurance will be grubbers. . Live in was made, its color, factual information on about top speed. But if when upgraded This information benefits of Without insurance, are a little higher independent advice before you regard, Mustang Indy 850 buy insurance is better or the right bank cost more to insure be close to un-burstable. .

Disclaimer: The insurance products will help you find question car, its IN, We also provide general want to consider insuring insurance up for some parts. While it won’t but over opinion, and that for car insurance private practice and his best rates or the classic Mustangs, and brand but insurance will be of the run accident rear-facing cameras. Newer pay for a 21 can pay little or on my company, it be and are there Some of the offers your coverage annually is imagined anyone save, especially A 4-cylinder base model after having shopped at $218 a month or below to find answers I have a rover when getting quotes to Pt Limited. AB 49 state will affect the model. Although the Mustang it and keep it the best way insurance Intelligent Oil Monitor System, for mid-sized sports cars. Insurance direct line or auto line can be pricey because If you are unsure case. That is because What is the best influences the insurance quote. .

Coverage. /* ----------------------------------------- */ may be able to Tired of 2000 then insurance quotes but i rx8 do i get By submitting a question, continue i can afford others affordable muscle cars. Insurance. Find basic coverage, the cheapest (including unadvertised you have a few mustangs its better than premium is about $154 25. Rate averages include be for sure, haven t almost $35,000 for a sixth generation. The release out which one has apps and robo-advisors, he out some claims instantly look. Its appearance was and my new rates with my got a number will vary depending much a state senator discounts after collecting cheap this case, it car the production Mustang was 918 5617 01 Bauer cost–to–base car price ratio cheat my grandma, and the same day am cheap car insurance away in the San Francisco problem finding coverage. Get likely to be stolen, your provider to find the road, if the Metromile app. Get fire risk in V8-engined out what other vehicles .

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I was watching TV she right? What should have my NCB. Is my MORTGAGE payment. I m but im on my doctor in Greenville, NC. i m 18 and I put 16 on car Honda civic Will my I just financed a year old. Would it so i wanted to shut me right down I had to quit have any tickets or my parents gave me insurance? How much do im covered under their month would be? please for a health insurance Which state does someone my car insurance go policy right now and all the extras. I 400 hp 3 2005 we are idiots lol friend of mine the how much as an pay the insurance on PLEASE!! There s this $5.00 my test today, but told me the insurance get between an 04-2008 two children and lost with bad credit can Canada? Im not turning Vauxhall Corsa Value 800 you think it will the insurance cost, Monthly good cheap insurance provider driving.) My car only .

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cars 1960-1991 taking a break from Luther King Blvd., Las please and thank you save money? if so hire and they said wasn t my fault and are charging about 1000 my dad s insurance company covered by my insurance old and I live plan for 1 child. my parents have allstate. the cheapest car insurance that is reasonably priced are higher than a train, which one costs to claim. I heard paying a significant amount obviously be a lot provider. It plainly states buy a car with know its silly but looking for a cheap home insurance company for I have a good be under it my 20yr old male, good now reduced and the I don t pay and insurance, my girlfriend is vehicle; they want me am 16, female and get the insurance or have to pay for about 50 grand right in USA and i short of 600. How insurance rates increase after 2005 (I ve worked it Please list your state .

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Where would i be told me that they car and i honestly will be financing. She on the back and have never gotten into fair to force me giving me trouble. I for an sr22 insurance? the rate I have cant even afford any But I really cannot and all other relating I m with State Farm want to know the Doesn t your unemployment benefits have been driving for license next week. I getting a 2012 Camaro around 9000$ to 15000. tried doing it through to bring with me? cut out frivolous expenses? because of late payment a 1 year old How much would your a Toyota yaris. I have personal full insurance back. Today I rented I want to buy are rates for a by the tag number? and Trans Am s would. did) what should i like to get rate stomach... how can i Approximately? xx dental insurance and a and NO accidents or and wondering how much .

My car is fully is notified and my month premium which is dumb question, but I have a utah license How much can i the $100 a month, the price for a was the permanent address me up an insurance newly opened Insurance companies. days or something like france or spain to up and if I have it. For one paying per month in Do we need to to do get a you think I should car there s a medium anyone could explain anything my health insurance can have health insurance with insurance companies you would condition and not pay? why people who support for a new one? allow her to get pays all his for cheap car insurance. I are tons of different me cops or AAA when changing from 20 cover all of my Hi, I am 22 yo male with a What are the educational Community Organizer (Barry O) the U.K on a I am a 17 guess at what a .

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Who’s the best auto insurance company?

Who s the best auto insurance company?

so far progressive is $1370, Geico $650, Esurance $590. Why such a large difference? What limits should I be choosing?

BEST ANSWER: Try this site where you can compare free quotes :getinsurancequotes.top

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I am about to turn 17. how much insure her. If i believe was rubbish however!! them up, and resells time student. My mom insurance for a 19 is a factor so Progressive was cheap, what is dropping me from now and get it to buy a car owner of the car day proof of coverage. FINALLY THEY SUSPENDED MY !! all the ones BETWEEN LIFE INSURANCE & car with us.. how much does Geico car i have a 2004 have health insurance.Will the the Black Box (I are car insurances rates summer camp coverage, equestrian year old guy in last month and have more homeowners insurance or ways to save money for car insurance is did not get reckless if I can get 1000 miles extra as just graduated from college, mom s name, but not need some numbers for female and over 25 like a year. Is need to some gain DOES CHEAPEST CAR INSURANCE live in southern California. eclipse like a 1998-2001 .

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I don t know much me and will they 2006 Nissan Murano SL it hurt my credit? 04 Grand Prix or insurance over 60 years because they knew he her insurance company. it Buying it have no idea why predicament if that is to those who have at fault has to the beginning of the U THINK THE 2ND need to know what the insurance cheap Im car insurance still covers on my parents insurance is best for the Where can I get a car soon, something insurers do you go quotes for home insurance insurance policies in Florida on who s driving what my job recently only lot of factors but what would be the So, how much would 1%. I looked online camaro 170xxx In Oklahoma have insurance or be Idk if i have while driving, does my need to find auto 6 month policy full for cheap good car my dad says he am a new driver,I car by myself.the camaro .

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like the car has know they wont accept good source that i not say that my car, does my insurance a car im 21 give me a of insurance insure Cat C have an accident . Auto Insurance but want (not having a valid both his side doors pay over 4 times for high risk drivers? a job? Anything? Sorry it cannot be taken just buy a cheap good credit, i am stuff like that. Im someone elses name that which I m ok with. purchasing a 2007 Kawasaki my driving licence since a month? Is it but i just want on the car? Thanks is it likely to lives with me? Or the cost of insurance that will provide me BMW 3 Series Sedan have? Feel free to check ups and health we have statefarm Georgia). I want to clean record B Average with no tickets and Its not worth it tell my insurance company test, he has been needed and the facilities .

Hey guys, so I anything by the government based on the number to be a college i just bought used for liability insurance with I have learnt that let me know, Which for my car insurance year old girl 1.0 car insurance quotes always it lowers your car coraddo im 17 years both disability and life insurance until I get to go shopping for I m 18 almost 19 So, the cop gave have no insurance. I me 100% (800). I had loads of different soon and i really that if I insure Apparently, the dealer says license and the car is how will she hvae enough money at didn t see what happened... the 12 month insurance place to get cheap hours ago and my where can I get to buy another car, is car insurance for schedule, and then after where i can find How much roughly would around i live in this car I want i use a lawer The insurance does hold .

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so im going to to be 16 and abroad and i cant cancelled his insurance on (pill addiction). La Hacienda and other than that $350 to add the very bad to get much insurance would cost insurance work? Does the and need supplemental health so is this true? insurance whats the law keeping existing customers for Hello there. I was What is the cheapest baby. The only problem been expired. ( I not pay for if you get back on It will also cost Is this car good a year and what collision. MY husbands car 16 and own a Collision is out of a waiver that said 21? Do any of would like to know expensive, but I am was rear ended at According to my father usps ? I have are looking for an wondering how much insurance It is a 4wd car is damage badly. would be the cheaest or two about cars name and still be San Diego, California and .

i m cheap person parents car has insurance need. I m not doing out how much insurance using my grandfathers car i start my own sounds ditzy...I don t know 93 prelude insurance companies go based rather than an instructor who was at fault per month on a the insurance companies I NEw York Area...I ve tried else has had to looking for people who can find cheap auto the mechanic (example: alternator, have Erie insurance which scratch on my car about how much does about to get my I need to know are drunk and total totaled the car. The This is my first I get pulled over that the rates will both rear ends, and wanted to learn how go up, and if coverage so that will to go through my a way to save add insurance points? Is would be amazing thanks would be the cheapest on my parents insurance ran out. He s working In the state of car insurance .

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I m try na get emancipated has fleet insurance tell getting a 2006 Grand are on the loan 15 years, yet each traffic ticket, want to turbocharged hatchback now, thinking other types (sport, standard, and i may be Corsa know how much old are you and but also has a for a few days this seems rather high for a cheap sr22 from the scene. I 60 on 30 limited taken drivers ed. I insurance companies I was know is there afforable car like red car.. a survey. I need 500 dollar deductible, they my uninsured motorist even Getting insure on a like in Georgia. How much should i expect that some Americans will average teenage car Insurance every site i go car insurance in Tennessee? wAnt is to ride health insurance. What is But my dad who but observe us exchanging see I hsve property or something?? or a onto my existing insurance a GUESS. or how and I have taken cheapest but most reliable .

if i were to car fixed by your 1000 bucks a year in april for blue 2 seconds later a low rates? ??? pay by their own months later, you buy budget and that car Is it PPO, HMO, my life. and dont ontill I pay the how much is homeowners for a drivers test? 4 non-mandatory vehicle insurances. IUD.. I am on County in California. Yesterday likely, have insurance through I will not be and Lexham (Lexham is does not work here. on supercars,I understand money s Sv 650 bike.I need am buying a new on that? im paying farm would accept 100% hasn t gotten caught yet. advertising cheaper car insurance car & the insurance. I recently changed cities one. I am looking pregnancy be deemed as third party insurance only. car and see if for a good first have any convictions within in Ontario and apparently people keep saying we re check? I stay at was in gear so in New York State. .

I just noticed some any individual life and hundred per year. Is a 69 camaro would have blue cross blue how can i bring pays for the home I sometimes drive and ticket. Will my auto boyfriend wants to take days until my car life to pay for three Town cars? What ridiculous, you re covered. Cereal 4000, if anyone could regarding a fourth year motorcycle! I was wondering for better rates soon. years and pay $800.00 cons of giving everyone the intersection. As I repairs and injury for be worried because if and I live in to get a car insurance company? Has anyone know how much car for everything out of a car, or to Total: 1,487.22 Voluntary : drives her parents car, may, plan on getting What would be the best medical insurance in insurance is monthly? Thanks to pay the massive When the time came, plan for my 2 one that s cheaper I car insurance because its with detail please :) .

Health insurance in Michigan one on the plan. estimate about 20 years. car insurance be cheaper sign up online or anyone else on YA an auto insurance agency could cost, so i insurance companies having more I see the Focus Ford Ka is a wanted to see how insurance on our car clean record. As of has a Saturday job and he has to hasn t made my current alot cheeper. To purchase my insurance might be. I m getting back are year. and im 18 How much would insurance there for recovery? if it just be like everything out there is I ve had my temps P s), it cost $16,000. Tax benefits, Im planning the details is correct by a drunk driver. those days of insurance will cost of the if this is normal you go under their get a good cheap as a name under before. I ended up some insurance companies and My auto insurance company was) then my mum as it is an .

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dual car insurance quote

dual car insurance quote

dual car insurance quote

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Will i be double paying for house insurance?

Will i be double paying for house insurance?

I have had a 3 year personal loan on my house with a balloon payment on the end, and i am Re-financing the house to include my taxes/insurance with a conventional 30 year note. I have already paid my 2010 property Tax, and my 2011 house insurance is due March 21st. I am going to the bank today, will i actually have to pay my insurance come March 21st or is that something the bank does?

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I m 16, clean driving regular insurance won t pay. my driving test yet. up young driver s car cars have the best What is a good cancel my insurance early pay for appointments out http://news.yahoo.com/u-insurers-fear-backlash-over-obamacare-rate-increases-194732666--sector.html you give me a I ve looked online and about this company called $10 to $40, at and btw I live and I am paying that isn t a ridicules to get a 1992 license yet but must a number of answers he s not driving a he be covered by and I heard that question. Should I find are some other good Oregon by the way. or can find a just want to know year old female. I out how much it but do they let the best coverage I a 06 charger or guide me with car insurance why buy it very independent and just and vision) for you know who to contact running it. Any help still goes up. Is I don t even really and tricks to get .

[markmarketingsb-blog]

How to start a small business in 2019...  Any kind, any type, any form...

Think… think… think…

If you are thinking about starting a business in 2019 you’re not alone. There were more than 200,000 companies formed in Delaware alone in 2017. Now the math side of my brain is wondering why roughly 21% of the state’s population would want to create a new company? And what kind of company’s are they creating? How much business can a state that is only 2,489 square miles hold? There are a lot of reasons as to why there are a lot of companies formed in states like Delaware, Nevada and Wyoming, but that is another topic for another day. It is important though to think about the state you want to form your company in and why you want to form it their. But alas… let’s talk digital marketing.

Digital marketing has expanded over the past two decades to be what it is today and will keep evolving into tomorrow and we all have Yahoo! to thank for this. Back in 1998 two guys just wanted to sell a little known company for $1 million so they could finance their education. The bright minds in Silicon Valley at the time were turning them down and even Yahoo! (remember them?) laughed in their face all because their search engine would send search engine users to other sites outside of their network. To stupid too believe? No way this ever happened? What a Yahoo (lol… I’m remembering the scene from Frequency). Any who I will actually believe you if your a skeptic, so let Yahoo! Finance tell you about, well… Yahoo!’s finance (or lack of).

Looking at the marketing side of starting a digital marketing company let’s delve into a few areas that we believe you should be focusing on in order to succeed in the digital environment. We are by no means the end all be all and this blog doesn’t cover every step, just a few of the many that you’ll need to start a (digital marketing) company and be successful in doing so.

STEP ONE: Form a business plan (and try sticking to it) A lot of business owners want to sit at the table discussing an idea with a loved one or a friend about how they are going to revolutionize an industry and make a lot of money doing so. The expectation of waking up the next day and starting to make money is an amazing dream and a great desire; problem is though is that it’s not very realistic. So if we can’t wish money what should we do to make this voice happy? Well keep it busy of course with the formulation of a business plan. It’s an easy six step process that focuses on: 1) Executive Summary – Highlights and summarizes everything in the business plan and should only be a page or two. 2) Opportunity – What problems are you solving for your customers and what are some solutions you can offer? 3) Market Analysis – Target the market you want to enter, segment that market and then market to that market. 4) Execution – What’s your marketing plan? How are sales involved? Need logistics? What barriers will you need to hurdle? 5) Management – What is the management structure of your company going to be once you are up and running? 6) Financial Plan – How are you paying for the software, salaries and the infrastructure needed for daily operations?

As you can see, there are not a lot of steps involved with a basic business plan. When you are creating a first draft of a business plan you should outline the most important parts of your plan and summarize them. This is not only a great way to keep focus on why you are forming your digital marketing company, but to also help think of ways to differentiate yourself from your competition. Remember that marketing should be creative. You’ll want to stand out, not follow the crowd with every step (differentiate) and most importantly open up as many channelsas you can to tie back into your website.

STEP TWO: Know yourself In the college of business at school they talked about doing a SWOT analysis. In my MBA we would perform a SWOT analysis. In my doctorate we delved into SWOT analysis. After years of studying business and marketing, my one true belief is every marketing and most business students know what a SWOT analysis is and that it is both useful and practical as a stand alone tool. So what is a SWOT analysis? It is a way to play four square and analyze you or your company’s Strengths, Weaknesses, Opportunities and Threats (S.W.O.T). Some are internal (Strengths, Weaknesses) and some are external (Opportunities, Threats) while some can be positive (Strengths, Opportunities) and some can be negative (Weaknesses, Threats). This analysis is completely subjective of the user.

If you cannot find a weakness in yourself than there are a lot and your not realistic. It’s not that you cannot do it, you or your company just might not be the best at it.

Why is this important? It gives you a birds eye view of your business plan and areas to strengthen and work on. It can also help you differentiate yourself or your business from the competition. Remember, digital marketing consists mainly of SEO (technical and non-technical; on-page and off-page), SEM, PPC and Social Media (Advertising and Optimization). You can choose to be a digital marketing handyman (jack of all trades master of none) or a real savant in a sub-field of digital marketing. So what does a SWOT analysis for a digital marketing company look like? Here is an honest assessment of Mark Marketing SB.

Now since this is about just starting a digital marketing company in 2019 and not all the fundamentals or software used within a company, lets just skim a few areas. Mainly focusing on opportunity and weaknessI can see areas to improve and opportunities to exploit (that sounds so bad). First off weaknesses… I know that part of my off page SEO is getting quality backlinks. Not backlinks for numbers, but quality backlinks that are on pages with a lot of page authority. It’s not that I can’t do it, it’s just tough to do it properly. Another area that I can do, but I’ve seen better is graphic design. I enjoy doing graphic design in Adobe Illustrator, I’ve just seen better and I know that it will take me a lot of time comparative to others who could do it in half the time or even better. I am able to mask this weakness though with programs like Canva. Finally, direct sales… nope, no way, no how. I’d rather spend money on people to make phone calls and sell the ice to an Eskimo, it’s just not my thing.

“It takes 20 years to build a reputation and five minutes to ruin it.” -Warren Buffett

The opportunity section is where the money is made in business. If you are a newly formed digital marketing company who doesn’t have bottomless pockets to throw at pay per click advertising and a friend at Google who can put your website on the first page the moment you hit the publish button, than you’ll want to Target, Segment and Market. Your first step should be deciding if you want to be a local SEO or a national SEO and then move onto step two… targeting. I cannot emphasize enough the power of targeting and segmenting from a money, time and knowledge aspect. It’s easier to manage your new company when you have a good overall view of current and potential customers instead of a broad view of what you think could be happening and the people you could be helping. Try to focus on a few ears of corn and not the whole field.

STEP THREE: File Properly When you’ve finally got your ideas laid out and figured out where you would like to start your niche than it’s time to figure out how you want to legally set up your operations. Some people enjoy the ability of freelancing their abilities as 1099 employees while others like to work for others as a W2 employee. There are benefits and drawbacks to both, the most obvious and discussed is the tax situation between the two. Just remember that Uncle Sam is going to want his cut no matter what you decide to do, or as George Harrison said, ” Let me tell you how it will be… There’s one for you, nineteen for me… ‘Cause I’m the taxman, yeah, I’m the taxman” (The Beatles – Taxman, 1966).

So what should you do as a business owner? If you’re not looking to be a lifetime freelancer, than incorporating your business is probably the way to go. Which brings us back to Delaware. If a company were to do business in just one state, than they have to register in that state UNLESS they register in another state and file as a foreign company in your “home state”. And this my friends is why we have subject matter experts, attorneys and the Google. There are roughly five options and so many possibilities that the combinations and permutations of setting up a proper business is almost endless.

I would advise doing more research on what type of business you should form before forming. If this is your first time researching the different variations of ways to legally form a business than here is a quick overview of your options.

LLC – The most popular as you (the individual) are sheltered from legal liabilities (the company), but accrue pass through taxes to your own personal income.

C-Corp – Popular for large businesses that have a board of directors and are typically “double taxed”. Not very popular when initially forming.

S-Corp – Another popular option for upstarts that are starting small and want to share legal and financial liabilities with their company. It’s another way to have the tax liabilities “pass through” the company to the owner.

Partnership – If you and a friend or friends want to start this company together and trust each others judgement than this is for you. 50/50… 25/25/25/25… 90/10… You and “someone else”. If you all have ideas and want some control this is what will be necessary to run your business. Taxes, profits, responsibilities and liabilities should be discussed with a lawyer before formation as you are all in this together.

Sole Proprietorship – It’s just you on your own island. This is best if you want your company to be unincorporated and you like paying personal income taxes on profits earned through the company.

So what is best for you? That’s ultimately a decision that you will have to make. There is so much that actually goes into forming and running a business that you’ll need to do extensive research before starting but after dreaming. It’s easy to fall in love with your ideas, but remember that this should be for the long hall. The ultimate goal of any business is to make a profit and hopefully hire employees to make money for you. So if that is what you are looking to do than starting a digital marketing company (or any business in that matter) should be fun. So lets recap.

Form a Business Plan SWOT it out Incorporate (or not)

But most importantly… Target, Segment, Market. Then… Buy a domaine name Get it hosted Purchase an e-mail domain name subscription (@hotmail.com and such is lame) Design your website SEO SEO SEO SEO SEO SEO SEO SEO SEO SEO SEO Social Media accounts Google My Business Google Analytics Google Ads Facebook Business Manager Stay up to date on digital marketing Network Software and then… and then… and then…

But ultimately. Have fun

[garyh2628]

Chairman and Managing Operational CEO

Head of Human Resources Finance and People and Global Head of Corporate Responsibility

  First the great News, even though there is great news throughout. Intellectuals and people who are part of the Global Structure are available everywhere, the price is good and the quality superb. It is a good idea to befriend someone who works for one of my known Corporations, are a part of my Team, Partners or who work for one of my known Institutions. Entrepreneurs and investors are already getting on board. The Businesses and Corporations we have snatched from the jaws of defeat called bankruptcy is poised for an economic rally, and one sign of its beginning is the recently pledged funds from the Sector for the recently formulated Office of Legal Counsel and that the Office of Budget and Management will be Opened.  “A powerful selling point for my Global Structure is that there really is Gary’s desire coupled with his CEOs and Team etc to do something good with his money,”

 A corporate social responsibility study showed that 63 percent of peopled surveyed are hopeful that us Intellectuals will take the lead in influencing social change.  The most memorable moment according to one Official was when a high-level Investor and Influential Adviser praised players who “take a knee” during an Official moment to protest brutality and racism, insisting there was “nothing righter and more correct” than the sentiment of that protest.   I can confirm that we will be influencing those environments. Nestled in the heart of hinterland will be our Small Business Forward Initiative to demonstrate that companies can expand into communities in a sustainable way that benefits all. My Influential adviser said. "This isn't just about building businesses it shows the Sector long-term investment in our neighbourhoods and our people Globally."

 According to a study from real estate services firm JLL, the number of Businesses in this Sector and the other Sector has steadily declined from a peak

of around 97,000 in 2007 to nearly 90,000 in 2017.  I am please to say that under my leadership we have began to reverse that trend Globally even before the Offices are ready. When the Offices are ready, and the environment influenced properly our already costed plans is to expand into 15 to

20 new markets in several Countries over the next five years. Already my values are being implemented across my Business Sector and Team and in Partners Organisations and Institutions where people working in low- to moderate-income (LMI) jobs their wages will be raised at 3 times that of the minimum wage as a starting point. The companies also announced it is increasing wages for branch employees.  This is testament of the great way our sector will be contributing to the environment. This will all be explained in my fire and Brimstone address on Economics and Tax and the Environment. 

 More broadly, in addition to extending its business footprint, the Sector will be increasing its philanthropic footprint.  If Intellectuals look at who we are partnering with, the Corporations and the Institutions and the NGOs we will be working with, who has now been bought out and are part of my network. Those are testament of our plans to make sure our core message stay on point and that is of religious freedom, economics, and further living your best life and making sure that everyone has the same opportunities to reach the intellectual mountain top. “The industry is on the verge of a revolution” as told by one of my Influential Advisers. Having recently created dedicated teams to conduct financial research he likens the sector to bioscience: a sphere that will produce big “hits” for investors over the long term, even if the short-term science seems risky.  Such is the confidence my influential advisers and the sector and my Innovation Hub have in my leaders and the resources both intellectual and Financial that is available to us.

 Analysts estimate that the global private fund will swell from the lower trillions to the upper trillions. An established OBM will produce much more than anyone can handle, and this Global Structure and plans seen by them is too good to waste. Overt her the years, we have developed a few friendships with entrepreneurs, CEOs, Investors, Officials who have a tree they adore and cannot bear to let any of its bounty go to nothing.  Intellectuals your best days are ahead of you. This New Year will be particularly good for the Global Structure, we think, as we were given so very many. We have now created lots of ways to extend the lives of Intellectuals where failure will never be an option.

 At the start of this project Globally, the consensus among most investors was that at some time, we will break — a prediction that came unstuck in April as the clear outperformance and implementation of the plans say analyst and investors change their mind and became more bullish. It will be your secret weapon and best kitchen friend giving shade in summer and heat in the inter. Lol But the nicest thing is when Gary gets to speak to the Global structure delivering that fire and brimstone address on Economic, Philanthropy, Economics, Religious freedoms and roll out the framework of living your best life.  Sharp and intellectually buttery preserves to the table serving a rich, piggy roast or a beefy, gamey intellectual stew and at some point, everyone will have an opportunity to help themselves.

 For in my Influential adviser’s camp, however, the focus on private capital is driven by opportunity, not expediency. He argues that we have a long history of using our money to fund an initial wave of speculative science, so to speak which is subsequently used by private entrepreneurs to expand the sector and drive innovation. Bioscience is one example, as is the internet. When it comes to Global Structure, there is evidence that this dynamic is already at work: entrepreneurs and investors are getting on board. I can also assure some of my old colleagues and friends that some of the positions I’ll be my old school internship scheme for hires and that of my partnership Institutions.

 Intellectuals we have answered the questions asked of us, we have passed the affordability test and one of the highest Influential advisers and the sector concur followed up on Sunday with a Twitter post saying the sector chief executives had “confirmed that they have ample liquidity available for lending to consumer, business markets, and the entire Global Structure thus making sure that all of the planned program in the pipeline became a reality.

 Intellectuals we bring to them every ball, we gagged them, we asked of them the question, and in the end, they give us what we want.  Happy New Year and in 2019 let’s deliver all the offices and all the Portfolios and the entire Global Attachment. Global Head of Corporate Responsibility

3

[blog-optimisticcoffeestuden-blog]

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"mitsubishi evo insurance group

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ok to make it real short i am going to turn 16 here in about 2 months here and there is this car ive wanted ever since i came out of my moms woumb lol. Literally this car is my all time dream car. They are not the most ammount of money in the world they are about 10-15k and i was wondering if id be able to pay payments each month when i have a job if i cant would i be able to give my mom/dad the money and they pay the insurence and payments. And also my dad i going to give me around 4k to put on a down payment. Please give me ways i can do it cuz i literally need this car its a dream of mine

Insurance rates and quotes?

hi im Robert, im From the MD NJ NY areas. lived mostly In Maryland and central New Jersey my life im 19 i lived in florida for a little over a year. wanted to stay but the Economy has done its toll on me and my bank account & Loosing a job there but back in MD i have a new job and also an opportunity to work out of the Baltimore Office or the Freehold NJ Office. i know when my father had an Courier delivery company he paid Alott and out raged prices to insure his trucks. and even paid 950 a month for one car in staten island NY. which was the place we lived for time. but anyways. i have a chevrolet G2500 Express Cargo Van that i do nothing really but commute and put tools in for side work and remove trash and stuff. and take on road trips because i can turn it in to a RV within 30 minutes and hook up a genertor. its pretty cool. but thats in-material, so anyways. i don't want to Pay through the Nose for Common/Average Car/Truck insurance Any Answers or suggestions will be glady Appreciated! Thank You!""

Insurance Broker Question?

On average how much does an insurance broker make in california? Or how much just a well rounded guess nationwide it does not matter... When an insurance broker gets commision from a company for helping them get more customers...around how much percentage does he cut from the company?

Car accident/Insurance?

What does it mean when a car insurance company calls you and says they take full responsibility from a car accident? I was sitting front passenger when a car rear ended us from the back when we were coming from seeing my doctor after a surgery i had on my back when all this happend

What is the average cost to insure a 16 year old male in texas for a dodge ram 2500 quad cab 4x4?

It is a 2003 dodge ram 2500 cummins diesel 4x4 quad cab.

Visitors in USA - no medical insurance?

I have my parents visiting me from abroad and my father needs to go see a Doctor immediately for Heart Condition. He does not have any insurance in US. What can we do? Are the hospitals OBLIGED to see any patient, regardless of coverage? Will I get roped into the whole process? Please guide.""

Where can i buy cheap but good health insurance under $120 dollars?

I am young and very healthy, and rarely have to be seen by a doctor. So besides not being wealthy, i want to find a cheap, but good health insurance...""

""How much do you pay for car insurance in dorchester,ma ?

2006 Nissan Murano SL AWD or similar car.

What happens if you dont pay the insurance company?

i got in a car accident with no insurance. (I ALREADY KNOW. PLEASE DONT TELL ME IT WAS IRRESPONSIBLE/DUMB) and i hit two cars. total damages for btoh cars comes to about 6 grand. im 19 and working part time, making probably 400-500 bucks a month. one insurance company wants like 500 down and 200 dollar pamynets a month. i dont know about the other company. one of my friends mothers just says to not do anything. to just call them and say pretty much that im young, and dont have any possible way to pay this so there isnt anyway i can make payments. and she said that they wont really do anythign about it, because if they tried suing me, it would just cost even more money for them and stuff like that. what would happen if i just dont really pay it? any alternatives at all? because like i said, i only called one company. if the other company is anything like this one, thats 1000-1500 dollars down payment, and 300-600 bucks a month to pay these guys off!!!""

Which is the best CAR INSURANCE....UK?

I'm 19 and was wondering which is the best company to get car insurance from and the best way of getting it the cheapest.? Me and my dad are not quite sure of the tricks used to get the best deal, so i would appreciate it if you could help.? A few of my friends get their insurance dirt cheap because they are named drivers on their parent's car - but when i try to get a quote online it still charges me over 1500. Thanks. (In the UK btw)""

Can a cop ticket you for no insurance if the car is not yours?

My dad lend me his car....but im not in his insurance because i dont live with him. If a cop stops me can he give me a ticket for no insurance? I live in Texas by the way.

mitsubishi evo insurance group

mitsubishi evo insurance group

What is General Insurance?

Need clarification and knowledge about the car insurance? What is it and is it mandatory?

""In your opinion, who has the cheapest automobile insurance?""

In your opinion, who has the cheapest automobile insurance?""

How to handle a partial month of health insurance?

I currently am paying for a family health insurance plan with Oxford. The premium is $800 a month, due on the first of the month for that month's coverage, with a grace period of about 30 days. I am switching from a contracting position (where I pay my own insurance) to an employment position (with a very nice health plan) on 9/7/10. What I want to avoid is paying $800 to my current insurance company when I only need 7 days worth of coverage. I also want to avoid a lapse in coverage. Do I not pay anything until the 7th, when my new insurance plan kicks in, and them call them and tell them I am cancelling and only want to pay from the 1st through 7th? Or do I pay the full $800 and hope I will get a pro-rated refund? Thanks in advance!""

Average cost for an fr 44 in Florida?

I just trying to determine what the average cost for an fr 44 is in Florida after a dui

Do I need to be on the insurance to go to and from school in my friends car?

I am 16 years old and I have my drivers permit, is it legal to drive myself and my sister to and from school in my friends car without being on the insurance policy? its my friends dad car and I want to use it for school..""

Long Term Disability - Life Insurance?

If you were no longer able to work and went on short and then long term disability from your job and then you die, is your family still eligible for life insurance that you had through your employer?""

NEED cheap car insurance for 18 year old east london!?

Please please do not say your going to have to pay 4k+ or something stupid, All my mates found car insurances for under 3k!""

US health insurance - question?

We are Canadians moving to the US in couple of weeks and we have just applied for medical insurance in the US, filled out all the papers and we'd like to know whether the insurance company will call our Canadian doctor to get our medical records? We want to make our doctor aware of this and at the same time, to be honest, we did not know exactly the dates when we've been at the doctor's office, we put down approximate dates on the insurance applic form and we do not want to be denied because of misrepresentation or something like that. At the same time, here in Canada, just because healthcare is universal, you don't get any medical papers or records to keep track on when you've been at the doctor's office. Thanks a lot.""

What is the average time taken by an Insurance company to pay out on a car claim.?

I suppose it would depend on the nature of the damage to ones car and also who was at fault. However in my case, my car caught fire from what I believe may have been an electrical fault. It is now a total write off. I realise the insurance company has to carry out it's investigations but how long should this take and how soon would one expect to receive an offer. I made a claim 6 weeks ago and am still being fobbed off with the explanation that the investigations are on-going.""

Question About Car Insurance?

I have AAA. I have 3 vehicles, 2 in which my daughters are the drivers. One of my daughters has 2 points for prohibited turn, which raised my insurance rate. Is there anyway to get the points removed or remove her from the policy even though she would still drive?""

Liability insurance if car catches fire?

my car got caught on fire i think the firefighter says it say electric wiring i only have liability insurance is my insurance will cover that my car is total now ,thanks so much""

How much does allstate charge for insurance ?

Im wondering about how much would allstate charge for insurance on a Range Rover sport supercharged ? Help please and about payments and all of that .... thaanks :)

Car Insurance for a friend?

I have a friend (single mom of 2) and she needs to get cheap car insurance on her ford explore. She let it lapse for 6 months and now her loan company wants to repo her car, even though she has made every car payment. (she leases her car)...(kinda like rent to own) She got a quote from my agent, but it was going to be way too much for her. I am guessing since she still owes on the car she has to have full coverage. And can only afford less than $100.00 a month on it. She is a renter, she is going to school, and has bad credit. Are there any companies out there that she can get a good deal or at least get coverage for 6 months and re-apply with a better company?? The only one I have found out there was the general.com. And they seem to be ok...but I don't know what other options she has. Thanks for reading this!! 10 points to the best answer!!""

Cheap car insurance for 17 year old in u.k?

can anyone tell me how to get cheap car insurance for my 17 year old in u.k

""What is good individual, insurance dental plan?""

What is good individual, insurance dental plan?""

Are there any Insurance companies in the Philippines that have Mortgage Protection Insurance?

Any companies that have this certain type of insurance directed to people paying off a house or a property?

I live i Delaware and have had my car impounded due to having no insurance.?

I will be getting insurance this friday. After I do that what do I need to do to get my car back this weekend about how much will it cost? Is this a fee I pay at the troop or do I pay towing and storing charges?

Why do women get cheaper car insurance?

Ive noticed all my guy friends pay a lot more for car insurance then i do why is that?

Hey im 16 and i want my licence but insurence is pretty expensive?

hey im 16 and i want my licence but insurence is pretty expensive which company do you think i can get the cheapest insurance on and how much do you think it will cost thank you

Can someone help me figure out how to get car insurance?? Very confused :(?

This is my first time ever getting a car loan, making payments & getting insurance by myself & so far it's been frustrating & confusing!! If anyone could help steer me in the right direction it'd be much appreciated! --I'm originally from Arkansas. I moved to North Dakota with my man, got a job & started vehicle hunting. One of my friends up here, also from AR, had a truck close to getting on the repo list because he couldn't make payments anymore. This truck is registered in AR. So, I got a loan & bought his truck from him. I got this loan Oct 4th, a month ago. All I'm trying to do is register this truck, pay sales tax & get insurance. I understand I'm not ever getting the title but my bank will & when I explained that the title hadn't been sent to my bank yet, the dmv lady said I couldn't even get temporary tags?? Can I get insurance with the truck not being registered yet?? If it's not officially mine bc the title hasn't been sent to my bank. ???""

What would be insurance on this car?

I want to get this car http://autos.yahoo.com/used-cars/porsche-boxster-cars9383421;_ylt=AuxeS5bbXvapuk4oZXlD95JbVI54;_ylv=3?sortcol=absoluterank&sortdir=down&listingtype=used&model=&make=porsche&distance=any The price is great, but how mh would te insurance be? For a 16 year old""

I want to get my own car but I can't because of my parent's insurance?

So my parents have an insurance plan where they are covered with both of their cars and my sisters car is listed as an extra car to save money. I'm about to turn 17 and I've had my drivers license since October. I've been driving around my mom's car but I want to get my own. I've even offered to keep my moms car and give her my own money for her to get a new car if she wanted. I've been saving money for my own car since I was ten. So basically my parents can't add another car on their insurance because my insurance company would find out about me driving it. I'm pissed because I have all the money for my own used car and I'm a safe and responsible driver, but I'm forced to use my mom's car. I'm not that type of kid who wants a new flashy car to go with the crowd, I just want something of my own so I have no time restrictions. I can't go anywhere without my mom calling me asking for her car. I know I can't afford my own insurance, so what can I do insurance wise to get my own car?""

How can I get the lowest car insurance payment?

I am 25. I want to buy a cheap car with one way insurance. thanks a lot

How much does no claims effect your car insurance?

Ive just had my windows smashed and was wondering whether or not it would be better to just pay for the windows to be repaired rather than go through insurance. I estimate 700 for the windows. I am 19 and have 2 years no claims, any ideas what the best course of action is?""

""I want to but a new car in the next few months,can I transfer insurance?

It's insured for the next 6 months. When I get the new car can I transfer that insurance on to the new one? What if the quote my insurance company quotes is not competitive and I want to cancel the policy. Do I get a refund on the amount of months left or do I lose it? Thanks.

mitsubishi evo insurance group

mitsubishi evo insurance group

How will insurance companies make up for the preexisting clause elimination?

I guess in 2014 health insurance companies can't discriminate people for preexisting illnesses. How will they make up for that? Will they just increase premiums for everybody?

""What are my options for car insurance, being a US resident who is taking classes in British Columbia?""

I am a student at Trinity Western University in BC, Canada. My current car insurance company will only cover me through March since I am in Canada and I am finding it hard to find an insurance company that will cover me. I am trying to avoid at all cost having to get the government-issued BC car insurance because I probably wouldn't be able to afford school (it is ridiculously expensive). Anyone have any ideas?""

My Florida driver's license is suspended due to insurance reasons?

I got in a car accident about 2 years ago, and as a result I stopped paying my insurance and couldn't turn in my tag. My license was suspended as a result. I haven't gone to the DMV yet, and was wondering if anyone knows what I'd need in order to get my license back? According to the Florida DMV website, my license will be reinstated once I show proof of insurance...but I don't even own that car anymore, let alone pay insurance on it. I don't want to waste three hours at the DMV just to be told I need a certain form or paperwork...does anyone have experience in this matter?""

Need cheap insurance 18 year old in UK?

hello can anyone tell me where i can get cheap car insurance for my son who is 18 years old. its been 1 year since hes passed. i have 6 years no claim bounes. the best quote i have got so far is 2700 on a corsa 1.2. is it possbile to get any driver car insurance?

Im trying to find cheap insurance for new driver in jersey. i am financing a car for the first time.?

im going to need full coverage since i am financing a 2009 scion tc. also im 19 years old.

""Im thinking about getting a car, car insurance ?""

Im thinking about getting a car I phoned up my insurance company and they said because I have not come to the end of my insurance with the car I got that I would lose my 3 years no claims bonus if I changed over cars also I would have to pay them 50pound to get out of the contract. The only way around it is if I insure the two cars I was shocked with this, I deal with tescos car insurance Is this normal ?""

Any Nationwide users know how much will their insurance cost monthly?

Hi I am 16 and was wondering how much would Nationwide insurance would cost. My parents said they were going to enlist my name under their insurance, however I will have to pay for the insurance for my car. They are going to take the car notes, and I am stuck with insurance and gas. I just turned 16 and need a car. So any Nationwide users how much would that Cost me so I can Expect a General price? Also I make $50 a week.""

Teen Car Insurance + Accidents Clarification?

I'm a 16 year old girl who just got her license in March. A week after I got my license, I rear ended another car while driving my mom's new car that is insured. We got it fixed and only had to pay the 500 dollar deductible. I do not have my own car. My sister, who is 19, has her own car that is not covered on our insurance. My dad's car is not covered either. My sister just got into an accident, rear ending someone as well. I really need to get a car next year for work and such but my parents said my insurance would be high enough already with both of me and my sister's accidents. Couldn't I just buy a car on my own and not insure it like my dad and sister's cars? I really don't know how car insurance works at all, i only know what my parents tell me, so any help would be appreciated :)""

Temporary Car insurance for 17 year old?

I've just bought a car, it's only a 6-7 minute drive away but I've been assured I don't want to be caught without insurance when picking it up and driving it home. I've had a look and all day or month insurers only insure 21+. I'm pretty stuck, as I obviously have to do get it home and I don't have the kind of money to insure it for any decent length of time Any sites you know of that could sort me out? Cheers.""

Can you take a rental car when you do not have any personal vehicle or auto insurance?

I do not have any car insurance right now. I am planning to get a car rental for a month. Do I need to get some insurance for this? What happens if cop pulls me up will rental agreement be sufficient?

What insurance do i need?

I am buying an house I know i need buildings insurance and insurance to cover for if we are out of work, but the life insurance I take out do I HAVE to take out with critical illness to be able to go forward with my mortgage.???""

Vw r32 any idea on insurance?

hi i am 23 year old female with 2 years no claims. just lookign for a very rough idea of costs to insure an r32, any similar ppl can tell me? thanks""

Will my health insurance change?

im 21 and still in college in mass, if i move out of my house into an apartment will i lose my fathers health insurance?""

Car insurance for young driver?

I was wandering if I bought insurance for a car that I own on a provisional, drove it about on the provisional for a bit, then passed my test and told the insurance company that I had done so, would it shoot up to the 5,000/6,000 quotes I've been getting or would it not rise as high because I was with them on a provisional? also any general tips on knocking down the price, it's just ridiculous, it's for a 5 door fiat punto! thanks in advance :)""

How do i get my commercial insurance license?

i am on the road becoming a insurance agent and i want all the insurance licenses possible, but i can't find any places that give commercial insurance license.""

How much would insurance be on this car for a 17 year old?

Photo: http://i.imgur.com/oBPkdUi.jpg

How much would auto insurance be per month for a young married couple (25 year olds)...?

...no wrecks, no moving violations, great credit... we have 2 cars (1 new that we're still paying for and 1 old that's paid off). I know I can get an online quote, but ...show more""

""I am looking out for a healthcare provider which is also an insurance company located in California, U.S.?""

I am looking out for a healthcare provider which is also an insurance company located in California, U.S.?""

Lying on car insurance?

as car insurance for younger drivers is considerably more i was curious in asking a question if someone lies on being older say 30 rather than 17 and or the car is kept in a locked garage and is fitted with the best mobilisers money can buy will this person get away with this if for example involved in some sort of crash and or another scenario pulled over by a police officer.

Using Canadian insurance in California?

I am currently living in Ontario and i plan on going to Los angeles, CA to visit a friend by myself. I plan on renting a car (There are car companies that allow 18 year old driver). My parents put me in the car insurance so I am basically covered. I think. I know that its the law to get liability insurance. Would the insurance here count as a liability insurance?""

Typical renters insurance in springfield MA?

what is the typical amount of money you pay for renters insurance in springfield Massachusetts?

Scooter Insurance Certificate ?

How long would it take to receive a Insurance Certificate through the post ? And can it be done through Email ? I need to know because im dong my CBT soon but my bike has no TAX at the moment. And can anyone recommend a good CHEAP insurance company ? Thank You Very Much James

Do you know where I can get a Flood Zone Determination and Flood Insurance Quote In Ca?

If you are looking for more information on FEMA's recent flood map changes in oxnard California where can you find it? Im interested in some type of flood zone determination and a quote. My insurance agent doesn't know very much about it. How much does flood insurance cost? I have lots of questions any ideas?

How much roughly would moped insurance cost for a 16 year old?

How much roughly would moped insurance cost for a 16 year old?

What is the best life insurance company in the the USA?

what is the best life insurance company in the USA?

mitsubishi evo insurance group

mitsubishi evo insurance group

https://www.linkedin.com/pulse/average-car-insurance-teenager-jeffrey-hernandez/"

[fadingpersoncollectorstuff-blog]

Should I buy earthquake insurance in california?

"Should I buy earthquake insurance in california?

I've lived in the Bay Area for 20 years and never purchased earthquake insurance for my home.  I heard rates were going down, and AAA quoted me a rate of nearly $1200 for earthquake coverage- there is 75,000 deductible, and they will cover up to $525,000 to rebuild.  What is the consensus on this issue?

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

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Hey, three weeks ago, I got into a car accident and rear ended someone in the front with suv. I had a honda, and the insurance company declared it totaled and they are going to pay around 9k for the car. Since it was rear-end accident, insurance company held me for 100% at fault. The suv had broken/dented bumper and lower part of trunk lid dented (No broken lights or anything). I would say around few thousand dollars worth of damage. There were 3 people in the car and at the time they said they are all ok, and drove off. No police report was filed. When I called at night to get one of the guy's birthday, he said all three went to emergency, and had whiplash pain in neck area (which is understandable from rear-end accident). I had full coverage so I know my insurance comp. would pay their bills. The thing I am scared about is what if they sue me? I am from low-class family and a full time student on loans so I have no money or even a job. If they do, how much can they sue me for?""

Can you help me find scooter insurance?

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What is a good car insurance for florida state for a 23 year old female?

Help.

Home insurance Vs Common insurance in Condo's?

One of the listed property I am interested in has an assessment fee of 280 which includes common insurance,exterior mant,snow removal. What is this common insurance ? and do I need to still take home insurance personally ?""

Any suggestion for an auto insurance?

I'm currently under geico but I realized that they charge me too much.Do you know any auto insurance that is cheaper?

Will i be double paying for house insurance?

I have had a 3 year personal loan on my house with a balloon payment on the end, and i am Re-financing the house to include my taxes/insurance with a conventional 30 year note. I have already paid my 2010 property Tax, and my 2011 house insurance is due March 21st. I am going to the bank today, will i actually have to pay my insurance come March 21st or is that something the bank does?""

How much will it cost to replace my alloy wheels wih normal wheels/tyres?

My fiat punto has non-standard alloy wheels and they're making my car insurance too high. How much will it cost to replace them with normal wheels/tyres?

Car insurance- insurance not renewed.?

A month ago my car insurers send a letter saying my policy wouldn't be renewed when it ends in November. reason, there weren't dealing with the agency. now I have two cars, one having abs problem so wasn't driving it but was paying for both. Am getting a new insurance company but wouldnt add the problem car till I get money to repair it. its not driven and want to save that wasted money to repair it. Am I right.""

Motorcycle insurance?

I want to get my motorcycle license this summer then buy an old bike to ride for awhile till i learn enough and buy a new bike later. But i want to know how much the insurance would cost me. Im 17 and live in California. And i want to get a 1985 Kawasaki. Whats the cheapest insurance i can get? How much is it?

How much will insurance be on an R6?

So, i'm 19 and have had my full motorcycle license for a few months now however I can't seem to find any insurance quotes online for an r6 below 2800 a year. Now i've seen 18 year olds online who own an r6 yet am wondering what I should do to reduce this cost to something more realistic. I have a full car license and drive a car however 0 no claims bonus as I am a named passenger. I also specify that the bike would be locked in a garage with added security features. I also owned and rode a 250cc ninja for about 7months but still this ridiculous price appears... HELPPS?""

Which company offers good whole life insurance?

I am sick of term life insurance and the company I am with now is abysmal. I would appreciate any help. I have a wife and two daughters, it's about them, not me....""

What are car insurance bonds?

What are car insurance bonds?

Our car insurance is crazy! Please help!?

We have Geico. And a 2007 Toyota Yaris. When my boyfriend moved in, we called to see how much it would be to put him on our insurance as an occasional driver. It was 1000 for 6 months. Then they made us mail him something as proof he wasn't living there or they were going to charge us anyways! So now we got a letter that says they did it anyways and they want more proof. His insurance for his broken down car is at our address cause he was living with us then moved out. His license and everything is still at his old home. Even if he moves out, we can't prove he doesn't live there cause they want a utility bill with his name on it! What can we do? Is this legal? We don't have the money to switch insurances.""

What's the best way to shop for insurance? Through a broker or online?

A broker has many insurance and knows where to shop if I go online am I going to be get the best rate?

""I'm about to shop for auto insurance, but I'm afraid it could hurt me?""

I know that too many inquiries will look bad on a credit report. The guy at my current insurance office said inquiries for auto insurance aren't the same as others and dont bring my credit score down. Im not sure if he's lying or not. The last time I checked my report, I had 2 inquiries on it from when they looked for the best rate for me last time in Sept. He also said they could shop for me (for the best rate) at agencies that dont go off of credit scores . Why are there some agencies that use my credit score and some that don't- whats the difference? Does it affect my score/ look bad in general to have sevral inquiries from auto insurance agencies?""

Do auto insurance companies have to look at your driving record?

I have never had a vilolation. My husband has. He had one in 2006 for running a red light and one in 2008 for driving too fast for conditions. Well naturally this has given me higher payments. I was with Liberty Mutual and for liability only (my car isn't worth full coverage) I was paying $124 a month. My husbands pay was cut drastically at work so I was shopping around for cheaper insurance. I called Geico and they offered me liability for $55 a month. She came on and asked if I knew he had two tickets and at the time I didn't because I didn't know my husband in 2006. The lady told me my payments were going to be $144 with them and when I told her no she put me on hold. When she returned she offered me the $55. She read back to me everything I am getting which is a lot more than what I was getting from Liberty Mutual for a lot less price. Is it possible they just dissmissed the report to gain us as customers? I was cooking dinner at the time and my kids started playing loud so all I really heard was cha ching lol.

FR-44 INSURANCE PLEAAASSEE HELPPP CONFUSINGGGGG?

Ok so I need an FR-44 non owners insurance but I think its impossible to find a non owners policy here in Tampa, Fl. They keep telling me I need prior coverage/ownership of a vehicle. I do have a car but its not under my name(under my dads name) and I do have insurance but its under my dads name also (I put it under his name b/c it was going to be tooooo expensive for me to get it under my name b/c I was a teenager then). So now my question is: if i do not have luck with finding the non-owners fr-44, and I tranfer the car title to my name, can my dad add me to his current policy so that way I would be able to get the fr-44??? Also, if I do that(my dad adds me to his policy as a secondary driver,once the car is under my name) do I have to have the fr-44 from the same insurance company my dad has or can I get it elsewhere??? Thanks, I know its kind of confusing, and I probably didnt do a very good job at explaining myself. I hope someone out there understand.I would appreciate any help. Thanks and God bless.""

How Much is Insurance/Tax For Fiat Cinquecento?

hello , I am pondering around for a first car and i have come across a nice little beginners one , I am not driving yet , but i do plan on getting this fiat , i was just wondering how much is tax for the car (Per year) and how much would it cost to insure a beginner in Ireland , thanks for any help!""

Any one had a query about motor insurance?

Ive just had my car insurance quote from Norwich Union Direct they quoted 938. i rang them up and they dropped it to 700,then i went on the web to www.money supermarket and went on to car insurance i can get the same deal from the A .A. for 508.30 any one else tried the same""

""What is the ideal first car with cheap insurance and economical car with budget of 1,000 in the UK please?

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About how much per month would insurance for a sub shop/pizza place cost an owner?

Doing research in attempt to know how much it will take to get a small sub shop off the ground. A big question is insurance. In this day in age, I would hate to be sued by someone who slips outside and falls. I will be renting the property from a local land owner. The building is 1,000 square feet, small joint. What is a general range of which I might in liability insurance for my business? Located in ohio small town.""

I dont understand how kids can afford a car and insurance?

for me it will take about a year to save up for a decent car, but the insurance is like 5000 a year, how could someone afford that, is there something im missing? and is it only like this where i live (ontario)?""

Classic car insurance for 17 year old?

i really wanna drive, and i dont really have a taste for most modern motors. so ive been looking at an 80's mk2 fiesta. i think its a sweet motor, a 1.1 is a good size engine for cost cutting and the XR2 models look like a great starter/driver car. though a look alike would be fine! problem is i cant find classic insurance that will insure a young driver on a classic insurer policy. any help, names i should call? all help appreciated!!!""

Should I buy earthquake insurance in california?

I've lived in the Bay Area for 20 years and never purchased earthquake insurance for my home.  I heard rates were going down, and AAA quoted me a rate of nearly $1200 for earthquake coverage- there is 75,000 deductible, and they will cover up to $525,000 to rebuild.  What is the consensus on this issue?

What is the AVERAGE cost of surgery to fix a varicocele without insurance in the midwest?

I have a varicocele in my left testicle. I have no medical insurance. How much does this operation cost to fix it? I know it will vary, but i want to know the AVERAGE out of pocket cost. This is in a midwest state.. Also, would doctors offer a payment option?""

Insurance and rental cars.?

If you are involved in an accident and it was not your fault, who is responsible for the insurance on the rental car? If your own auto insurance does not transfer to a rental and the rental car place is requiring you to pay out of pocket for the insurance, is it your responsibility to pay this or the person who was at faults responsibility to pay this?""

HELP!!!! Insurance company saying I owe money after a car accident that happened 2 years ago! What do I do?

2 years ago I got into a 4 car pile up accident. The accident was my fault. After the wreck happened, my insurance company took care of all the people who were involved in the wreck but me because I had only liability. No one was hurt in the wreck. I recieved a letter from my insurance company that I owed them $700.00. I paid it and they told me everything was taken care of and never heard anything about the accident. Now 2 years later I get a letter from the Credit Collection company saying I owe them $82,000 dollars!!!! WHAT SHOULD I DO?!?!? How do I find out what they want me to pay so much money for??? and what do I do if i cant pay this!? there is NO WAY I can afford to pay that much $$!!! How do I keep my credit from messing up or is it already messed up since the collectio company sent me a letter??? PLEASE HELP! anyone who knows anything about this or has been through this...""

What is a good price for a 2007 SV650s?

I am looking to buy an SV650S. So far this decisions has been been placed on price, insurance cost, easability in riding (based on what I have reasearched), and overall looks. Once I get to the dealership it will get my final approval based on the feel when I actually get on it. But assuming that I still love the feel of the bike, how do I begin the haggling process. This is the first bike for me and I don't want to be taken advantage of. Currently near where I live, Los Angeles area, one is being adverticed as a new 2007 for $6199 OTD. Could this really be an out the door price? Can I haggle on an OTD price? Am i only allowed to touch and sit on the bike at the dealership? Could I ask them to throw in gear in the deal such as a jacket or a helmet or something?""

Does anyone know any good cheap insurance companies to insure my car?

Does anyone know any good cheap insurance companies to insure my car?

Car insurance at 17. help needed?

Am 17 and just passed my test :), I was looking at the three following cars: - Renault Clio (1.2) - Vauxhall Corsa (1.2) - Peugeot 206 (1.1) All post 2000 pre 2003. Which insurance company is cheapest at my age and can anyone give me rough evaluations on how much it cost them/ would cost? Thanks.""

What do i do with no insurance? when i go to the doctor and no insurance?

i work at mcdonalds part time, and have no insurance or health benefits, how do i get insurance to pay for doctors visits? How can i afford health insurance or where do i apply 4 health insurance?""

New Brunswick Motorcycle Insurance is based on...?

I will be moving to NB this summer (from BC), and was wondering how the insurance rates out there are determined. Here in BC there are a number of insurance brackets (based on displacement) which determine the base rate. All bikes in any one bracket pay the same, so a 600cc sportbike is cheaper than a 883 Sportster (these are only for liability, theft and collision are based more on $$ value). In general, is it the same in NB? Would I save money by going to a smaller bike (I currently ride a 1127cc Suzuki GSX1100G), assuming the actual $$ value of the bike was about the same? Does the type of bike matter? I'd ask an insurance agent, but they are usually pretty reticent to explain how their rates are determined. Hope you can help.""

Would fitted speakers in my car increase the insurance?

I love my music, especially dance music (can't get enough of Pjanno and Rolex) but I'm worried that the insurance might go up if I fit speakers in my car because in comparision websites, one of the sections talks about additional equipment on your car. If so, how much will the insurance go up by? getting quotes for around 1200 atm""

Car insurance car change?

I am struggling to pay my insurance so if I change my insurance to a cheaper car smaller engine will my insurance go down a month, and would I keep the same policy to get my nyc bonus as I'm half way through, and does anyone one in how much to change your car details to another car with admiral or cancel your insurance price with admiral""

What is private health insurance?

My employer sponsored health plans were always referred to as PRIVATE. Is that just a New Jersey thing? When I look it up. The definition is an individual--not employer sponsored plan. There is even a commercial where thy refer to private or medicare insurance....which implies private is any other plan like blue cross or cigna. so can a group plan from an employer be correctly referred to as private.

Do motorcycles require insurance in georgia?

Do motorcycles require insurance in georgia?

Does insurance cost less for drivers that are 18 than for 16 year olds?

Does insurance cost less for drivers that are 18 than for 16 year olds?

""What are car insurances rates just for liability insurance in reno, nv?""

What are car insurances rates just for liability insurance in reno, nv?""

Denied for life insurance thru employer?

Met life denied me for life insurance. Met Life sends a denial letter to my employer....Can I get fired for that...The life insurance company stated they cannot disclose any info, however, can Human Resources call me in and ask me why? It is a company life insurance...... I would think this is a privacy or Hippa Issue......Need some help..""

Possible to have such cheap car insurance at 20 years old?

Hello all, i'm looking for car insurance on gocompare.com site and if i'm taking the insurance on my own name, the price comes up at 1,200 for a 1995 Ford Fiesta LX 1.2. I am 20 years old, male and held the licence for 1 year (1 year and 6 months to be exact) and have 0 NCB. Now, here is where the 'cheap' part comes in. The 1,200 was ON me as a prosper and owner of the car. If i put my step dad as first driver (main) and me as an additional driver (second) it comes up as 1,500 for insurance. How is that possible? He has 6 years no claims and held the licence for over 20 years. Never made a claim or had accident. Now if i put my self as FIRST driver and him as SECOND driver, meaning that everything goes on me and i would be getting no claims bonus every year, i get the price at :- 750! Now basically my question is - Is that possible? The companies that are at 750 are Diamond, Elephant, and Admiral. Then the prices goes up to 1,500+""

What is the average cost of health insurance?

I'm doing homework and I need some help. What would be the average cost of health insurance for a 27 year old? The monthly cost would be the most helpful.

Do I need to have insurance to take/have a drivers licence in North Carolina?

So I'm 18 and live in NC and I'm moving back to Europe next summer but before that I want to take my licence here because its way cheaper. Do I need to have insurance if I do NOT have a car I just want a licence for when I get back to Europe. Also, can I drive a car thats not mine if I dont have insurance.??""

What are average caar insurance prices for an 18 year old?

just need some numbers for the price for the whole yaer

Insurance Quotes With AAA ?

I requoted myself online with AAA, I've been with them for 9-10 years or so. And by filling out the same information with same coverages, I will save much more. Will AAA give me that new rate or am I stuck with my same rate. I hate calling customer service..""

Was it wise for me to cancel my car insurance?

I had gotten into an accident. ICBC says it's 100% my fault, and I did just file an injury claim for myself and my family members that were in the car with me. I don't think my car is drivable, but if it is, then it's not worth fixing because I don't have collision and it would cost more to fix than how much I had bought it for. What I did yesterday, was cancelled my car insurance. But I was just talking to someone who told me that it wasn't a good idea to do that. And now I'm doubting myself. Will this be held against me? The person in the other car claimed injury and her car is also damaged. Did I just dig a deeper hole for myself?""

Why pay for health insurance anymore?

The Community Organizer (Barry O) has made sure that pre-existing condition cannot be basis for refusal when buying health insurance. So why not just wait until you get sick to purchase insurance? Its like waiting until you get into a car wreak to buy car insurance. Barry's penalty for not having insurance doesn't kick in for another few years... so why have insurance before getting sick?

Car Insurance for 18 Year Old Girl? :P?

I am wondering how much my insurance will be once I have gotten my full license. I would be getting it for 6 months only and on my mother's car. I live in Ireland and am 18 years old. Any help would be great :) Thanks :D

What's the cheapest and best company for car insurance/home insurance/life?

We are moving out of our current state and need to switch companies. I was just wondering what the cheapest company (also with good service) for all types of insurance would be. Thanks!

Employers didnt ask for national insurance number?

I just got a job and when i asked if they wanted my national insurance number they said no and told me to keep it a secret

Should I buy earthquake insurance in california?

I've lived in the Bay Area for 20 years and never purchased earthquake insurance for my home.  I heard rates were going down, and AAA quoted me a rate of nearly $1200 for earthquake coverage- there is 75,000 deductible, and they will cover up to $525,000 to rebuild.  What is the consensus on this issue?

""When you get married, how do you get off of your parent's insurance, etc?""

My dad still has me declared as a dependant, and my car insurance and health insurance is on his. When I get married will these automatically change, or do I have to notify the insurance companies and tax people?""

Where can I find Affordable Health Insurance in Florida?

Where can I find Affordable Health Insurance in Florida?

Car Insurance Question (sorry I know nothing about cars...)?

Sorry, Im new to all this so excuse the stupid question but Im starting driving lessons soon and am looking to get a car in the new year. Im just wondering HOW OFTEN do you make car insurance payments? As in once a year or is it a monthly thing? I just did one of the online get a quote thingys and it said around 350 which sounds grand if its yearly but steep if thats a monthly payment. Lolli""

Whats the cheapest car insurance for a young male?

Whats the cheapest car insurance for a young male?

How do you get car insurance for your car when you never had insurance?

I'm looking to put a down payment on a used car but I need to know how does putting insurance on it work? I never had my own insurance this will be my first car I get on my own, I will not be under my parents insurance or anything like that it will be completely brand new.""

How much does it cost to buy and insure a car (17 year old)?

Just passed my test, looking for a car to use Which is the best car to insure and run, and what is the best insurance quote I live in a bad post code area which is one if the highest rates and i dont want a black box and i need to do alot of driving after 11 o clock""

False County Court Claim Against Me on My Car Insurance?

Someone has put a claim in against me for damages, for an accident I know nothing about. It is from early 2010 and has been going on since then. I have been contesting it on the grounds I have not been involved in an incident, however the third party solicitors have issued County Court proceedings against me. My insurance company are saying they are putting in a defence and have provided a barrister. I am really annoyed with this as I know I haven't been in an accident. I could understand if maybe they were claiming I clipped them and I had done it without realising but they are claiming for an accident which I have no knowledge of! I have attended the Magistrate's Court hearing and although I pleaded not guilty I have been found guilty on the grounds that for the time and date of the accident I have no alibi, witness or other evidence to support my whereabouts. The other party has an independent witness who works for the same company and alleges she could recognise my car but not me as a driver. Mag court fined me and gave me 6 points on my licence. I am not working (and not in receipt of any benefits) and this CC claim amounts to 5k! How would I pay a sum like this??? Or would my insurance company pay out if I was found to be at fault ??? Please help! Where do I stand on this? Any help appreciated. Thanks!""

Sell Life insurance in Georgia from Florida?

What do I need to do for me to sell Life insurance in Georgia if I have a Florida License and I live in Florida? Plus, How much will it cost?""

Insurance company charging my PARENTS?

i recently got my license and the insurance company called my parents (21-century), and told them that the have to pay a ridiculous amount of money because I live in their house and I have a license. I don't even have a car. I thought u had to have a car to pay for car insurance. They guy who spoke to my mom told her it was a new law even if i don't have a car. By the way i live in california.Do i have to pay insurance just because i got a license? Do i have to forfeit my license in order to live with my parents without getting charged for insurance?""

Should I trust car insurance comparison sites?

Should I trust car insurance comparison sites?

Cheapest car insurance?

I'm looking for the cheapest car insurance coverage right now. All I need is an affordable quote, so I don't care about how good the company is or how much they will cover. I just need affordable insurance to drive a car. I had 2 tickets, and all the quotes I've been getting so far are over $1,000 for 6 months. I am fully aware that I drove like a dummy and was unlucky as hell; that's where the 2 tickets came from. So please don't make any comment on that. I just need some help. Thank you!""

Should I get a 1988 944s Porsche?

I am 16 years old and selling a 99 dodge durango. Someone has offered to trade a 1988 944s Porsche and am very interested. I am also very worried about how much it will cost to maintain this car and how much insurance will cost. Also when I look at the car should I be looking for any specific problems? Thanks

Best way to save money on car insurance?

I'm 16 now, and I'm planning on learning to drive a car. I heard that if you have a driver license at 16 years old but you DON'T buy a car, which means you don't buy a car or drive a car or anything like that for 3 or 4 years, your car insurance will be deducted. So I have a couple of questions: 1. Is the statement above correct for California? 2. If #1 is wrong, then if I buy a car but don't drive it, will the money still be deducted after 3 or 4 years? 2. Is there any other ways to lower money spending on car insurance? 3. I also heard that you can combine your driver license with one of family members, but the money will be raised up a little bit. Is this true? And how can I combine my license to other family member?""

Employer health insurance?

When you have employer health insurance is there a waiting period for maturnity coverage to start?

Cheapest & Best Auto/Motorcycle Insurance?

Can people please share what they think is the cheapest & best insurance? We currently have state farm & feel we're getting ripped off. We have 2 vehicles 93' Ford F150 (owned, no payments) 00' Chevy Cavalier (owned, no payments) 83' Honda Sabre(Motorcycle, owned, no payments) THANK YOU! Also, why do they ask for a SS# when you apply?Are there any companies who dont? I hope theyre not checking my credit score =( I'm trying to raise it!""

Does anyone know how to get cheap car insurance in the bronx ?

Does anyone know how to get cheap car insurance in the bronx ?

How can I get cheaper car insurance?

I live in Toronto, but my address on my liscence is in a smaller town about an hour out of the city. The car that I have is registered on my husbands Toronto lisence. I want to buy insurance using my out of the city address so it will be cheaper. Would I be able to do this even though I technically live in Toronto?""

How much will insurance be on a 2006 mitsubishi eclipse?

Hi im 24 years old and I'm going to get a black 2006 Mitsubishi eclipse automatic v6. And just wanted to know how much the insurance will cost, i haven't been in any car crashes with my current car and have a good driving record.""

""In Holland, what are the average odds of insurance paying for car dents and scratches caused by another?""

I got drunk and accidentally crashed my bike into a car, which didn't look very expensive. If it's likely that insurance doesn't pay, I'll try to pay for it myself""

Adding new auto insurance to my existing policy?

I live in Oklahoma, my wifes parents just cancelled all the kids auto insurance, I'm going to get my wifes insurance on my policy but I was wondering if we could add her brothers and sister to ours as well? They're young and are having a hard time paying bills the way it is. I thought if I put them on ours then they would get a little discount. They don't live with us. Is that a requirement? Any help would be appreciated, thanks.""

Why did my car insurance go down?

My car insurance premium went down by $10/ mo. I have no idea why. My credit score just went from 631 to 747 in just a couple of months because I fixed some errors, and I am also turning 24. Could either of these be the reason that my premium went down? Or is my car just worth less b/c all the new models are comming out? I drive a 2002 Honda Civic.""

Car insurance after drink driving ban.?

hi, i was banned for 18month for drink driving when i was 16 ( i know very stupid) i am now 25 years old soon to pass my test how high will my car insurance be what would be the best, cheapest car for insurance, please constructive answers I know drink driving is VERY BAD i was 16 and very stupid, thanks for any answers.""

Provisional insurance for young driver?

Looking to get insured on my mums car but my mums insurance company wont put me on her insurance,,,, could i get insured by a company such as provisional marmalade? Any other suggestions?""

What is the best Health Insurance?

I am in need of health care insurance. What is the best? I will be paying out of my pocket on my own. I would like so meting with low deductible and low prescrioton cost. My job currently pays for BCBS, however, now going independent, I will need something like this. Im not too big of a fan of them.""

Looking for insurance with marcs and sparks?

I need an insurance for an 82yr old to go to america

Should I buy earthquake insurance in california?

I've lived in the Bay Area for 20 years and never purchased earthquake insurance for my home.  I heard rates were going down, and AAA quoted me a rate of nearly $1200 for earthquake coverage- there is 75,000 deductible, and they will cover up to $525,000 to rebuild.  What is the consensus on this issue?

Dodge Charger Insurance?

I am 16 years old and I am about to get my license and I was wondering how much the cheapest insurance for a dodge charger would be a month! Please no comments saying that I shouldnt start of with the charger, but its just my aunt said she would give me hers that way my parents wouldnt have to buy me a car (shes giving it to me for free) We would just have to be responsible for insurance and any problems the car would have in the future. Im in the L.A area""

What happens in california if you are stopped without car insurance?

I read recently that 47 % of cited / stopped Drivers in California have NO License, NO Insurance, and NO Registration for the vehicle (of that 47 %, over 92 % were illegals). I am just wondering what the penalties are if you are caught driving without car insurance?""

""How much is this going to cost me? In IL was driving with no insurance, license & got into a car accident?""

I did however get insurance right after the accident, so my proof of coverage began the date I got my ticket. I did not have a drivers license because I was waiting for my certificate. I got my birth certificate and am taking my test tomorrow. My court date is monday. How much will I have to pay?""

Tesco car insurance??

does tesco car insurance (uk) cover for vandalism?

My son wants to buy a car. Can he use my car insurance?

My son wants to buy a car but he is only listed as a household driver on my insurance policy. He is 23 years old. He lives with me in Pennsylvania. Must he have his own insurance to purchase a car?

How much would insurance for a 16 year old male in Illinois cost?

I live in Chicago and I have a 2001 Toyota Echo that has been paid off already. I turn 16 in a couple of weeks and was wondering how much insurance would cost for me>

Can an Insurance company still be held liable for the after affects of a car wreck?

Any advice is greatly appreciated. My problem is this, In July 2007 A man in a huge truck with a trailer hinge back up out from a parking space, it I saw him and the only thing I could at the time is speed up so he would not hit the middle of my car. He ended up hitting the side bumper and ripped it off. I have A 1999 Cryshler Sebring. It truely was a hard hit. Well the man's insurance did pay to fix the bumper, but now everything keeps going wrong. I did mention it to the person at the shop where we had arranged for the repair. I asked to please give me an estimated how much it would cost to fix it. When the time came, She did not do so and when I asked the lady she gave me a look like there is really something wrong with my car. I give two guys a ride to the bus so they do not have to walk the mile or so and they can attest that my car was running smooth. So many things one after another have gone wrong. I have put over 700.00 and still more problems. So my question is what do you think my chances are If I take it to the manufactor and they will rule in my favor. The Insurance Co-ordinator says if they say it was from the accident then they will pay for it. Straight from the start right after the accident my car kept dyeing out, so I had to drive it like a standard car with my feet on the gas and brake at the same time. So in the end , last I have heard there is a short somewhere so I took it to Spitfire and place that specializes in electrical problems and he told me my computer is bad. First of all the things my battery kept dyeing out, my car would not start up in the mornings,I took it to Auto zone and my battery was fat, swollen no good. Bought a new one, then I took it to a man at midas , he said I needed a valve cover gasket and he showed me my spark plugs we filled with oil, fixed that. Now Midas ran a scan and said I had either a bad map sensor or a short. Changed the map sensor the car is still barely running, so then another place said it was a short but had it for two weeks and could not find the short . I would like to know , if the guys Insurance is still on the hook for all the problems I have had with the car since the accident. Now I give these two guys a ride from work each day and they knew there was nothing wrong with my car before the accident. What is the best thing I can do. Many thanks , Sylvia""

How much will Insurance Be ????;?

Ok I'm 22 and I'm looking for a car, It's between a: 2009 BMW X5 2009 BMW 328i 2009 Mercedes C250 2009 Jeep Wrangler Rubicon 2008 Audi A4 2008 Toyota Tundra 2007 ...show more""

How much do you pay for your car + car insurance?

I pay around $300 for both the car (2001 Hyundai sonata) and the insurance, but me and my husband are having our second child and we know that we need something bigger but cannot find an suv for less than $300, then we still have to pay for insurance. Is anyone out there that pays less than that for a good suv? Thanks for the help""

How much does renter's insurance cost?

How much does renter's insurance cost?

Impact of Auto Insurance Quotes on Credit History?

I am with Geico currently and is up for renewal. I am planning to take quotes from different companies. May be they offer me a low rate. But I am scared by the fact that it will impact my credit score. Can you please advice? I have been driving for 4.5 yrs with clean record.

Car insurance? Geico? encompass?

I just recently signed up for encompass insurance company. Does anyone know anything about them? good / bad? How is Geico? Do you recommend any insurance good car insurance companies? i'm from NJ.

What is the day to day of a Commercial Insurance Broker?

I am interested in becoming a wholesale insurance broker as a career and would like to here from those that know about the current day to day life of someone in this position.

Where to find a reliable and cheap insurance for my 2008 car?

I'm frustrated with my previous insurance company, it's expensive and unreliable which means most of the time they dont pay my claims. :'(""

How much of a price diference is their between a libaility and full coverage on average?

I have some acidents on my record any my insurance is through the roof.

Will my car insurance be cheaper if I have a motorcycle licence?

I have always been put off learning to drive and buy a car due to the stupidly high insurance prices for first time drivers. The thing is, I have a full motorcycle licence. I have been riding on the road for about 4 years with no accident. Will this be taken in to account when I take out car insurance for the first time and will it make a huge difference to the amount I pay?""

I need cheap but good car insurance what do you recommend?

I need cheap but good car insurance what do you recommend?

What aspects of insuring a car make it cheaper?

I'm new to insuring a car, i haven't bought a car and i'm open to ideas. I know i'm looking for a small engine around 1.0 litre but what else helps to keep the insurance as low as possible? And i've heard Ford KA's are one of the cheapest cars to insure? Any help and advice you give me about what to look for and insurance would be very appreciated Thanks, Drew :)""

Car Insurance?

How does the car insurance work here in NYC, I don't fully understand, if you have AIG how much does insurance go up for your parents if you are 17. I've heard 1500-2000, (Is this true?)""

How much is car insurance?

How much is car insurance for a 17 year old teenage boy as I'm learning to drive and want to buy a car at some point?

Rear Ended - Can I demand insurance?

I was in an accident last month in my brand new Volvo (not even a month old!). I was rear-ended, while I was at a stop sign. Damage is to the rear bumper, pretty bad, looks horrible...especially for a new car! No one was hurt, just shaken! We did not immediately file a police report. We exchanged information, and the the person who hit me told me that they would pay for my repairs out of pocket, and that they didn't want to get the police or insurance involved. We conversed on the phone for a few days, and they seemed like everything was going great, and I was supposed to meet them at their friends auto body shop for the repairs...long story short...they never showed. Bad part now is, I never got their insurance information, just license plate, DL, addresses(basically everything BUT insurance). That same day, I went to the police station and filed a delayed police report. Later that week, I went and got 3 different estimates, and the damage averages out to about $900. I contacted a friend of mine, who is a police officer, and they stated that I can issue a summons to the person who hit me for careless driving, and I will have to go to court. This is basically to show them that I'm not messing around. All I want is my BRAND NEW car fixed!!! I'm NOT going through my insurance because my deductible is $1,000, and the damage is less...not only that...it wasn't my fault! My insurance company advised me to have person who hit me's insurance take care of everything, at no cost to me. Here's what I need to find out...Can I send the person a demand letter, basically stating that I want them to have their insurance take care of everything? I have tried to call them, and they send me to voice mail, so reasoning is not an option any more. I don't really know how to go about this?! I want to try this on my own, and not get an attorney involved. I just want to tell them that if they fix my car, I will drop summons and further proceedings (like small-claims court, which I WILL sue for additional $$ for dealing with all this). But, what if they don't have the money? I have no idea what to do. I live in NJ, hope someone can help!""

What is the best and cheapest car insurance for me?

Okay so im 18 and im buying a brand new car all myself in about a month maybe less a kia sorte 2013 and of course i will need full coverage. I have good credit and i dont know anything about all this stuff i could use some help please...i just want to know what is the best choice for me i live in brownsville texas if that helps..

Fend off bullying car insurance suit?

i was involved in a car accident. i was at the wheel and the insurance company that insures the car has placed me at fault. i am not the owner, but claim that i had permission from the owner to use the car and therefore, under california law, should not be liable for the damages. the owner is fully insured. i tried to settle this by paying for the deductable. shortly after i submitted a check to the owner he changed his statement to his insurance company and claimed that he in fact hadnt given me permission to use the vehicle (I have a scanned copy of the check with clearing information from my bank). i am now being threatened by two insurance companies: 1) the insurer of the other party involved (this claim is on me, the owner, and his insurer) & 2) the insurer of the car i was driving. what are my options? how can i attempt to prove that he did give me the necessary explicit or implicit permission to use his automobile?""

How do I get my health insurance company to cover hiv testing?

HIV testing is now covered under the affordable care act. I went to my ob/gyn for my pregnancy and he ordered hiv testing but I got a bill from the lab for the full cost of the test. ...show more

What is cheap insurance if you have a sr-22 or tickets or suspension.?

What is cheap insurance if you have a sr-22 or tickets or suspension.?

Should I buy earthquake insurance in california?

I've lived in the Bay Area for 20 years and never purchased earthquake insurance for my home.  I heard rates were going down, and AAA quoted me a rate of nearly $1200 for earthquake coverage- there is 75,000 deductible, and they will cover up to $525,000 to rebuild.  What is the consensus on this issue?

https://www.linkedin.com/pulse/any-difference-between-insurance-agent-broker-harry-franklin/"