#related to my problem w the 1st one. how high we go in the dark had a similar thing happen but i think i still like it & it might be ij my | Explore Tumblr Posts and Blogs

ohnobjyx · 4 years

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A snow storm out of nowhere

Part Two: March

In this post we continue to go through XZ’s situation, to better understand why he is where he is now. The ask that originated everything is here, with an index.

Disclaimer: I try to keep the content objective, but I am biased, by the kind of content I’m usually exposed to and by my own perception of their situation. I may be wrong, and language barriers and cultural differences have to be taken into account. If anyone wants to discuss this, please make sure you have enough information to do so.

I think that even with all the “darkness” this post has, it express also quite nicely why I think XZ won’t be defeated by this. We will see him again, let’s be patient.

So, taking from Part One, the next day public thought that XZ’s Studio and his team were trying to hush all the commotion. People were very very furious, looking for a way to vent their anger. Some said that the only way they’d let this go was that XZ retired from the entertainment industry.

Attacking his endorsements

That night, Olay was to air a live video with a product that XZ was going to endorse, and antis realized that they had a new way to express their anger. The comments and their interventions during the event made it impossible to progress adequately, and the announcement of XZ endorsing the product had to be put off.

Antis and haters realized the power they had, and started to announce that didn’t just reject the products endorsed by XZ, they also rejected the brands that worked with him. In the face of such controversy and boycott, many brands chose another spoke person temporarily for their commercials and banners, removing XZ’s from their websites.

From March, the antis centered themselves around the topic “Not buying products XZ endorses”, making his value go downwards. The brands he worked with decided to stay low for the time being and removed his image from their websites. Some even decided to terminate their contracts with him, in fear of being boycotted.

Douban

By the 3rd day ao3 was down, reality sank in and people turned to douban, were C/QL, The Joy of Life, Jade Dynasty were in the top 3, all of them series were XZ is lead actor or secondary actor. The antis placed bad reviews, to the point of bringing down the score of C/QL from 8’5 to 7’9 in a single day (we’re talking here of 1′5 million reviews as of today) and affecting every project he has worked on since the beginning of his career as an actor.

Public scorn

XZ as well as XZ fans became the objective of public scorn. From the 1st of March, some of the accusers apologized for “the problems caused”, and the one that had led the report posted a public apology and deleted every post related to the reporting. However, to the rest of the users it looked like they were apologizing against their will, and that they still thought they weren’t wrong, but were doing so in an effort to preserve XZ’s public image, as well as their own image as XZ’s fans.

The conflict ceased between XZ’s fans and the cp fans, now uniting in an effort to lesser the damage. They agreed to bring down the tone of the discussion, and once things cooled down a bit, XZ Studio posted a public apology, asking people to support their idol rationally, to speak and act carefully, as well as saying that XZ was currently quarantined at home.

Antis brought up more complaints about XZ’s fans. Unfortunately, it’s a fact that some of his fans had taken sometimes unreasonable measures to give him the spotlight, such as:

Making him the center of attention in a tv drama in which another actor was the male lead. They took over the community in w/ibo and started to delete all of the other actor’s fans from the group.

Some fans attacked WYB, so XZ wouldn’t have to “divide” his success from C/QL with him. They reported WYB for not having a “host degree” (whatever that is). This was shot down by a statement from Hunan TV, by the way.

Attacking whoever says that they don’t have any interest in XZ’s works (a professor was asked to have a look at his works, and he refused, so XZ’s stans started to attack him).

(Again, bear in mind that antis and hater and these kind of very obssesive fans are a minority, and they are greatly outnumbered by the rest of the people that like and support XZ in a much more rational way... but they make more noise, so to say).

Antis and people resenting XZ for the 2/27 incident wanted a scapegoat. So I think the resentful party wants the fans to know “so you take away this, I want your idol to pay for it” and antis… they have their own agenda, and that’s for another post.

XZ Studio’s apology didn’t do much and the drama continued to unfold. Maybe XZ’s Studio wanted to wait for the storm to pass, and since acknowledging the issue would give it importance, they waited until they couldn’t put it off anymore. I don’t know if this was actually right or wrong, but people weren’t satisfied with this apology. XZ’s fans would try to argue with the antis, and thus keeping the image of obsessive fans, even if many of them were actually right.

People were disappointed by the actions taken by his team and waiting for him to say something, but, to their disappointment, XZ didn’t express his opinion.

Other authors

Fanfiction writers, mostly from the BJYX fandom, would receive insults and attacks from antis and XZ’s stans still pursuing their original stance, so a lot of content has disappeared.

(To this point: I don’t like RPS. I don’t read RPS fanfics. I didn’t like seeing them and adjusted the filters in ao3 so I could only see fanfics from CQL. But attacking the authors this way is also terribly wrong).

Responsibility and consequences

XZ had previously signed up with many companies, with WJJW being the main stockholder. Since he was under so many companies, none of them wanted to take responsibility of the matter and try to solve it, so it was left to XZ’s Studio to try and fix it.

Investors, directors, brands’ representatives... they all thought that it’d take at least half a year for XZ to recover from this blow, and it also depends greatly on how his next work is received by the general public. He still has the support from his fans, but that alone wasn’t enough in the face of such boycott.

While later people who supported him appeared, there were voices at first too that asked him to take responsibility.

(These are influential people, and, while I’m not surprised that their stance was to support public opinion, as a public figure, you may find yourself in the future in the same position as XZ. To add oil to flames doesn’t seem very kind to me, but again, this is a competitive industry.)

Support

At the same time people criticized him and his studio for his management of the issue, prominent people stepped forward and talked in his behalf, like critics, directors, and even lawyers, talking about the legal aspect of the fanfiction, saying that, by Chinese laws, it was indeed violating the law.

(However, there was another article I agreed more with: not liking a content doesn’t give you the right to manage it. That’s the duty and right of the platform, in this case ao3. You may report the author and the work if you find it unsuitable for the platform, but to call the authorities on them is quite excessive).

It was also positive that in spite of everything, the sales of the products he endorsed remained high and in the lead in March, and the trend continued all the way to July. He’s still considered one of the most influential celebrities, taking usually the top 1. This is why his companies, agencies and his team hasn’t given up on him. As sad as it may sound, if he’s a profitable asset, they won’t give up on him, because he can still earn money for them.

Since the antis were spreading hate, rumours and false news, trying to damage XZ’s image, the fans also tried for the contrary. They posted about XZ’s kindness and polite gestures, to try to counter the antis’ attacks.

However, no matter how much his fans support him, the greatest help came from fellow acquaintances, coworkers and friends from the entertainment industry. It’s a reality that no matter how much a fan likes their idol, the average fan doesn’t know him personally. But that can’t be said of people who have worked with him.

People he had worked with (fellow actresses, critics, directors, screenwriters) supported him by posting comments defending and praising him, expressing their dismay about the antis or by praising him in livestream. For well-known people to step up and speak for him, when they could have stayed silent in fear of retaliation, it’s a true give away of XZ’s character and what these people think of his future, especially if we consider that they are facing a group of unreasonable antis.

(In fact, many of the people who supported him received hateful comments and were attacked for supporting him, but none of them took away their support, that I know of).

Happy Camp’s support

It was also a good sign that while brands still avoided his image, tv programs didn’t shy away from his image. Happy Camp emitted a video in which XZ appeared, so fans interpreted this as a sign of silent support from the program and the tv channel.

This was also very important. There have been cases before, when an actor was being seriously boycotted because he had been having an affair, that the tv stations refused to work with him. It got to the point that, when a episode had already been filmed, they used photoshop to erase his image and simply cut out all of his interventions and interactions with other participants .

See that space there, between the girl in blue and the guy with a suit? Such are the miracles of photoshop.

So if an actor has really committed a mistake, the entertainment industry will not hesitate to take away their support. It’s also a way to say that they disapprove of what that person did.

(To those who are curious, this man had been a very successful actor for many years. He was “happily” married and had a 20 years old son. But when people discovered that he had been keeping a mistress for almost two decades... he fell out of favor. Quick.)

XZ’s very brief appearance in Happy Camp was an auspicious sign for his future, meaning that tv stations are still willing to work with him and that his dramas will likely be aired in spite of everything.

(I’ve never been happier to wrong, since I thought this would take longer to pass at first. But when I thought about this carefully, I realized that anyone could see that XZ in himself isn’t at fault for what happened, so why would they reject him once the storm passes?).

The start of the public welfare project

So, in the midst of this situation, which was very serious at the time, XZ’s fans Public Welfare Group was founded, with the support of XZ’s Studio.

(This is actually quite common in China. A group of fans create a welfare group, and they do volunteering projects and others in the name of their idol. Many celebrities’ fans create a group like this when the fandom is big enough.)

I think it served to remind that idols can use their influence and unite a large group of people to serve purposes that are beneficial to the society (at least in Asia). It came in a “good” moment, because if nothing else, XZ can’t afford that the first that comes to mind to the general public when they see him or his fans is this small group of people, who are the representation of the worst part of his fans.

(Since this project has the support of his studio, he must know of it and must have given his approval. But he is not the one to actually initiate the project, that was a collective effort from his fans: to do welfare projects in his name. He collaborates with welfare projects, he had done it before, and did it again in June. This a reflection of a more positive part of fan quan culture, which will be explained in the next post).

However, because he was in the middle of great controversy and criticism, this move was also considered “hypocritical” and “insincere” by the antis. Nonetheless, the influence such a large group of people have is undeniable (in promoting local commerce in this case), and the local representatives thanked them for their support. They kept on with their projects these months, usually promoting agricultural products from impoverished provinces. They were also praised by the media for the results they achieved.

For those who are inclined to doubt whether this was a move to improve his image, here it’s a compilation of charity and public welfare projects that XZ’s fans pushed forward in 2019, collecting for numerous projects an amount of almost 450.000¥ and 620.000¥ as epidemic relief effort during the coronavirus period, that started in December 2019.

The welfare project was also a source of controversy later... but again, people always seem to find fault with everything you do.

#gg's situation #part 2 of 7 #my post

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flyingflambe · 8 years

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2017: Less Fluff, More Buff

Hey all!

Despite starting a similar hobbyist blog back in Jan 2016 using Wordpress, I ran out of cash and as a result, the site dried up a week or two ago. The other reason for the site being left at the drop of a hat was because Kevin (the other co-founder at Team Giga) and I shifted most of our dev-related updates to our company website. Due to some recent events, we wanted to stay in contact with our teeny tiny community even though our last project was suddenly put on hold, which left us little reason to keep posting project updates on the company site.

But before I keep talking about updates though, I should probably introduce myself before getting into the details, yeah?

For starters, I’m Robert (AKA flyingmeta, RAD, Rob, Bob, Bobert) and I’m an independent game developer. I started/dropped out of college 3-4 times and am still trying to finish getting my degree, but in 2015 I wanted to do more with my spare time away from college and taught myself various aspects of game development, starting with game design. I made my first game in Dec 2015 as an artist for Ludum Dare and have been on a game dev high ever since. Kevin, a close friend of mine, wanted to help out on the business side of things while I focus on the creative stuff, so we started Team Giga, LLC. with myself as the Creative Director and Kevin as the Strategic Director. I make stuff; he consults me and keeps shit on track (and if I’m broke and can’t pay a contractor, he tends to save the day-- without Kevin, we wouldn’t be where we are).

Aight, so I mentioned that we have a company blog-- why aren’t we using that?

For one, we mostly want to use those for company announcements and project updates. We don’t really have any company-related announcements, nor are we currently working on a project since Partial was put on hold, so that’s that. But we probably need to be a little more transparent as to why Partial was put on hold so suddenly.

Just developing the demo was getting ridiculously expensive. We were intending to break the mold a little bit by creating an audio/video game hybrid, but the audio costs ended up skyrocketing our elementary budget. We were already super duper broke, in addition to the other stuff listed below.

The project was too risky. Without a community, an established reputation, or even any proof of experience, the chances were very high that something could go wrong at every corner.

We weren’t good enough. Imposter Syndrome is a whole ‘nother topic for another time, but its especially true in our case. There were instances where we knew how to solve a problem, but were in the dark as to how to implement a solution. Neither of us were experienced programmers, and that hurt us on resources in many cases. If we could fix something, it’d take us 10x longer than if someone w/ experience did it. If we couldn’t fix it, the bugs would pile up-- and pile up they sure as hell did.

So last month, we decided to put Partial on hold for when the time is right. Many of us (not just myself and Kevin) really want to see the project succeed, but we aren’t confident in our current abilities... which is where this blog comes in.

Last year, I managed to reach my first real milestone: the 1st anniversary of my first game dev project, and my first full year as a game developer. But looking back at the prototypes I worked on in various game jams and week-long projects, I couldn’t help but kick myself in the shin multiple times-- I never finished any of my games, and it hurt so much to realize that.

The only project I ever finished (ie. “finish” meaning “implementing all of the intended features”) was Conception-- which wasn’t even a game, really. Conception helped me with so many projects from that point onward, but even since Dec 2015, the games I’ve worked on have never had all of their intended features implemented. The only reason for that is because my programming skills weren’t good enough. I, and those I’ve worked with, knew that the designs were fairly solid, but we could never test those designs because I simply didn’t know how to create those systems. They were small systems, too-- completely do-able within a day or two, if not a week, for your average programmer. This problem continued to appear during Partial’s development as well, and that’s my fault.

So this year, I won’t be working on an important project like Partial for a good while. How long will that be? I don’t know. In 2016, I honed my game design skills with weekly prototypes until I was confident enough to work on Partial-- I didn’t start working on its design til March, and didn’t start development til September. In 2017, I intend on honing my C# and Unity skills until I’m confident enough to work on a project with the intention to ship. Will that first project be Partial? Most likely not, due to the whole demo funding issue; small steps and all that. It’ll need to be much smaller in scope, more affordable to create, can be done in a reasonable amount of time, and can be made with just Kevin and myself.

Similar to the personal blog I started a year ago, this site will be used to help me learn and document my progress. Last year, I made a new prototype each week using Conception as a brainstorming tool. I intend to do something similar, though I’m not too sure on the details just yet.

What I do know is that I won’t stop until I’ve made 3-5 projects with their intended designs. I’m thinking about imposing a time limit, but again, I don’t know all the details just yet. I may keep them as personal projects, or I may upload it under Team Giga. In addition to practicing C#/Unity, I’ll be brushing up on my art and music composition skills, which should be a fun experience.

Global Game Jam 2017 will be coming up next weekend, and I fully intend to join for a second time. Unlike last year though, I’m thinking about meeting some new people and joining a team. Now that I’m using Unity, this laptop isn’t too great at handling the engine so I may resort to focusing on design and art. Who knows! New year, new goals.

Thanks for reading!

#gamedev #game design #game development #game dev blog #playpartial #game jam

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mylovingbouquetearthquakewo-blog · 6 years

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"Canton Pennsylvania Cheap car insurance quotes zip 17724

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Ok, I'm planning to move out at the age of 16 and go study at collage in Poole 3 day's a week and also have a few job's on the go to! I'm looking at roughly the living costs (Rent, food, Car or transport, Car Insurance, TV Licence and Internet Bills ect.) Website links would be brilliant and any advice would also help! Also If I could get any help financially by the government for paying the rent as i won't be earning much, about 7,000 a year? Many thank yous in advance :) I'm figuring the earlier i start budgeting, the better""

Motorcycle insurance in GTA?!?

Hey, I am 21 and has had motorcycle insurance now for the past 3 years and have been insured for a 2009 kawasaki ninja 250r. I am currently paying $1700 a year for insurance with td and have a perfect driving record. I want to switch my bike to a 2012 harley davidson iron 883 and just got a quote from them for $5500 a year!! I think that is ridiculous! Does anyone know of any good motorcycle insurance for harleys or are similar in age and paying less? I really want this bike but $5500 a year is nuts. I can buy a brand new ninja every year lmao.""

Health insurance rates. Switch or stay?

In the past 2 years my family's health care plan (which is offered through my husband's work) has gone from great to way too expensive. We pay 250 a month as a premium, then we have a 1,000 each deductible, then our copays kick in 25 for office visit, 35 for specialty, 100 emergency room visit (must be okayed by dr. first, or they don't pay anything), 100 each day in the hospital. Perscription copays are 25/30/50, and not all things are covered. Two years ago we paid 275/a month and had 20 copays for everything (except hospital stays were always 100 and perscriptions they were 5/10/20). They do not pay for any vision, dental, or contraceptive. Certain (most) perscriptions are not covered. Is this similar to what everyone is paying, or should we start looking outside of his work for insurance?""

Where is the most cost effective auto insurance for male under 21?

I have been getting quotes online from a few places geico, esurance, and others and they are VERY expensive around 315-400 a month plus around $1000 down. I have no accidents or ...show more""

Should i be mad at my husband or his mother?

my husband gave his entire paycheck to his mother to pay her bills, She had a bunch of vet bills, her other sons (hes 30ish and has a job w/ insurance) medical bills, and a 1000.00 dollar tattoo, but couldnt pay her bills. our house payment was due and now i cant pay it cause he gave her all this money? also he chewed me out cause i started crying when he told me he did this. Help plese what should i do. p.s we have 3 small children that this could have helped out for food and stuff liek that.""

Do you need Car insurance to rent a car?

My Parents don't have a car and I'm sure my other family not gonna let me drive their car so don't bother ask. I don't have a friend who got a car. Its small town where I'm at in Tuscaloosa,Alabama. I'm taking my written test next week, If i pass the written test, and then i want to take the road test. 1) Do i need a Car Insurance to rent a Car 2) Do they give me car for me to take a road test at DMV? 3) Can you buy a car without your Driver License? 4) How old do you have to rent a Car? ( I'm 19 Years old)""

Driving without insurance?

My mom has insurance in her name for her car. I passed my road test yesterday and got my license. Can i legally drive the car with her INSIDE of the car? I'm not listed on her insurance? If i get pulled over do i legally have insurance? What will happen?

Will my car insurance go up because i have a child with a driver's license?

Hello, I am writing from Tucson, Arizona and I have 2 teenage sons (16 & 17) that both live in Wayne County, Michigan (near Detroit). The boys live with my ex-husband and he wont let them get their driver's license because he claims 'his insurance rates will go up'. ???is this true???? (I have a 21 year old daughter and when she was 16 with her driver's license I just excluded her from my insurance with one company and when I switched to another company, I just ommitted telling them I had a teenage driver. Does anyone know who this works in Michigan, Harper Woods, Michigan, I believe he has just a local company with no-fault insurance, state basic minimim insurance. ???Or if the boys do have to get their own insurance when they do get their own car, does anybody know the best rates for new teenage drivers with a good record???? thanks""

All car dealerships require full coverage on insurance? ?

Full coverage insurance cost me around 400-600 a month because im 18 and want a sports car do all dealer ships require full coverage to make monthly payments?

Does an expired MOT invalidate insurance when making a claim for my car stolen from a private driveway?

I had no idea that my mot had ran out, when my car was stolen from a private driveway (not on public road) My insurance say i was in breach of the policy. But where do i stand legally with the car being off road when stolen? The insurance quoted no payout if there's no mot when one is required by law! Is there a loophole i can use""

Homeowners insurance quotes?

is it true you have to pay upfront 1 year homeowners insurance when buying a home.

What is the cheapest car and year range to insure for 18 year old?

My wife is 18 and got her license a few months back. What would be the cheapest car and of what year range, if insured in the USA? Which insurance companies insure 18 year olds, as I am aware most dont.""

Insurance RSX vs S2000?

Hi there, my dad is planning to buy me a car by the latest the last week of March. I asked him for an RSX simply because I like the reliability of a civic, but i feel that a civic is under powered. So I'm opting for an RSX. No, i will not be getting the type S because I know insurance rapes you for it. Well my dad said he'd rather buy me an S2000. I think it's cause he wants to drive it around so my mom doesn't have to nag at him for buying a sports car. I was wondering how the RSX BASE model will compare to the S2000? I know the Type S RSX's insurance is much higher than the S2000. I was wondering how about the Base model? My dad will be helping me with gas and insurance up until I graduate which will be in a few months. So I just want to start being smart about everything. Please help!""

Camaro Insurance cost?

I know insurance is a hard to estimate on since there are so many things that determine the price but can anyone tell me about the insurance for a 2012 camaro would cost for me? or how much extra it would cost for my situation. I have a 1998 toyota 4 runner and I am a 19 year old female. No tickets or car wrecks ever. My dad is getting me a new car and I am trying to talk him into letting me get a camaro. About how much extra would it cost yearly to go from an SUV to a sports car like a camaro?

Can auto insurance company refuse to pay claims if Company Vehicle?

I have a company vehicle for 5 years now and ok to use for personal needs. Now they have come out with new company policy. It states if in an accident on weekends or whenever it is used for personal reasons and I am in an at fault accident all damages and claims will be denied. Another words if I get in a wreck and do damages to vehicles, bodily injury or whatever while driving after work hours or weekends their insurance company will not pay any claims. It states I am responsible for all damages if using for personal use in an at fault accident. Question is can they actually do that. Can their insurance legally deny all claims due to the fact the I was using the vehicle outside of normal hours and for personal use.""

Does anyone how much full coverage insurance is for a hybrid car?

Canton Pennsylvania Cheap car insurance quotes zip 17724

Insurance notification?

if you go to the doctor with insurance and pay the co-pay there, will the people paying for the insurance still be notified. I need to go the doctor to get birth control, which i can legally get without my parents {I'm 15}. I was wondering if I use my insurance card that's linked to my parents insurance, will they still find out that I went if I pay for the $10 co-pay? I have a boyfriend for about a year but we aren't having sex. I want it to clear my acne and to have lighter periods, although if I ask my parents they will think that we are having sex.""

The insurance cost of a year 2012 Audi Q5 2.0?

Driving without insurance?

I can't afford insurance for the truck I got, it's registered in my dads name and is legal, but what happens if I get caught with out insurance?""

What companies dont have age limit on driving any car with third party car insurance?

I have heard that there are still some companies that give car insurance fully comp and cover you third party on any car without an age limit. I know most are 25 and over but there must be someone out there who knows a company that doesn't have an age limit may have a car restriction but you know...

What car would be cheapest for insurance?

When I turn 16 I am deciding on getting a v6 1998 firebird or a 1998 v6 camaro what one do you think would be cheaper for insurance. I live in nebraska in a small town

Question about insurance differences for regular vehicles and motorcycles?

I currently have a car through my parents car insurance but I really want to branch out on my own and get my own insurance so I've been thinking about finally pursuing my dream of getting a motorcycle. They're cheap, run well, and from what I gather insurance is very cheap. Could anyone tell me what kind of money I might save in Pennsylvania or New Jersey in comparison between a motorcycle and a regular car? Thanks.""

How much motorcycle insurance

I'm 16 and i live in new york but i don't know how much insurance is

Can anyone recommend a good life insurance company?

I know all circumstances are different but I would like some recommendations as there are so many to chose from and I am sick of repeating my details, so if I could whittle it down a bit it may help!""

I am looking for insurance I am 18 I dont work I live with my god father but he doesn't have insurance either.?

And I was wondering if I could get free insurance in Mo

How much national insurance contributions will I need to pay to fill a two year gap?

I have a two year gap in national insurance contributions as I was taking care of a sick relative and not claiming any benefits as other family members were supporting me. What is the minimum amount I should pay to fill the gap.

Will my insurance go up after a carpool violation?

I was driving on the carpool lane today(I wasn't suppose to because carpool says 3 or more persons and it was me and my sister only), and a CHP saw me, so he pulled me and asked for my license, registration and insurance. Then he asked me why I was in the carpool lane, and I said that a car cut me off so I had to avoid coalition and so I went into the carpool lane...not sure if this was a smart answer, but anyway he gave me the ticket and said that I will receive something in the mail. My question is, I know i'm going to get a point for this violation, but will me insurance rate go up? how will this affect me?""

Question about starting a business and health insurance in CA?

If I was to decide to start a small business on the side (doing gardening, or growing food for sale, or something like that) and I am my only employee - I would be THE only person working this job - am I required by law to buy health insurance (especially if I already have health insurance through my husband's job)? I find this new thing kind of confusing... I'm in California, by the way, if it helps any. Thanks.""

Help on getting cheap car insurance for young drivers?

I know about multicar but i cant do that, i know about named drivers etc but is there any way i can get a decent insurance quote for a 17 year old because ive been getting 15000 quid for quotes recently. Dont tell me you cant do it thats not gonna help me, thanks""

How much is Delta Airlines health insurance premium?

For an Economics family project, I have to be a flight attendant, make a monthly budget and help take care of my family. Probably the only thing missing from my project is health insurance. If I get it through my job , how much does the premium cost or is it covered?""

What is the best car insurances for teens? and also cheap?

I have liability insurance on my vehicle...?

and early this morning as I was driving out of a parking structure I hit a light that I didn't see. I got out out of the vehicle to see any damages, there ware scratches on the front bumper, and the light appears to be fine but inside the light compartment, it was damaged, the bulb fell out of its place, the whole inside of the light was cracked. Will my insurance cover this? I tried calling my insurance and they're aren't answering. If they do, what do I do next? Go to a repairshop? Go to my insurance agent? WHAT?! If they won't, how much do you think it will cost to repair the light and the bumper? There are not dents, just scratches.""

Car insurance - premium increased without making a claim?

I rang my car insurance company to ask about my no claims bonus and excess as I thought there had been damage to my car. I am not taking out a claim. I have today received an email from them saying that We have amended the class of use on your policy due to the information provided by our claims department there is an additional premium of 21.38. This will be debited from the payment details we hold on file for you within the next ten days. Can they do this? I haven't amended any details and although I paid my car insurance last October in full for the year I didn't expect my payment details to be kept on file.

Seven years ago i got a speeding ticket with no proof of insurance in california.?

Then they turned it in to collections and suspended my licence. When does it get cleared?

What happens if I forgot to show proof of car insurance in Minnesota?

I got pulled over in my car a year ago for an unrelated issue. But I did not have proof of insurance even though I did have insurance at the time. The officer told me to show the proof of insurance later and I will be fine. So, later I mailed a copy of my insurance to the citation place but got a letter back that I needed to show up in person. I put this aside to take care of later, but forgot about it and just remembered it a few days ago because it came up in a conversation somehow. It has been a year now and I am really scared about getting a misdemeanor. I am otherwise a good person who always pays my fines. Am I going to be arrested for this? I haven't heard from them since the letter I received a year ago which I cannot find any more, and I have also moved since then. If I go and tell them it was an honest mistake will they go easy on me?""

Homeowner's insurance?

if you own a duplex and reside in one half and rent the other half, is the homeowner's insurance only for the rental part or both?""

""How much does it cost per month, in avarege, to lease a non-expensive car,including insurance fee?""

How much does it cost per month, in avarege, to lease a non-expensive car,including insurance fee?""

Can California Civil Code 827 be used to enforce mandatory renters insurance?

Recently my landlord sent tenants a letter stating we have to buy renter's insurance, stating that California Civil Code 827 allows them to do this. Looking it up, I see 827 is about rent increased, not renter's insurance (and nothing about anything being mandatory). When I signed the lease with them, I was not required to pay for renter's insurance, but they claim that terms have changed and now I am obligated to pay this, and if I don't, may destroy my credit. All because of Civil Code 827. Can they actually do this? Or is this letter some kind of tactic to coerce me into signing this document and providing insurance? Thanks!""

NY registration insurance lapse 2 years ago?

I know I sound ridiculous. Over 2 years ago I moved, and left my car at a relatives with plates etc. Never turned them in. I don't believe I cancelled insurance either . I just moved back and would like to register and insure the car again. I checked my drivers license and it is valid with no suspensions or restrictions etc.. I went online to get a quote from the same insurance company and it seems like I could have signed up right now with a very reasonable quote. lucky or can I expect something else when I go to the DMV?""

Is a mechanical failure covered by an auto insurance policy?

is the cost of repairs for a mechanical failure covered by an auto insurance policy? Example: engine or transmission? I have full coverage on my vehicle

What do the insurance groups of cars mean. for instance is 1 high or low.?

Canton Pennsylvania Cheap car insurance quotes zip 17724

How does paying for car insurance monthly work?

im thinking of taking out a policy with co-operative insurance. The cost is 2300 per year , but they want 700 up front and the rest to be payed in ten monthly installments. When would i start paying the monthly installments , would it be straight away?""

How much would insurance cost for a 2010 Camaro?

My mom told me if I get a 3.0 this semester and throw in about 5,000 dollars to help then she would get me a 2010 camaro for christmas next year. She said it has to be the v6 base model. I'm 16 years old, a junior in highschool, a guy, my grades are decent, and the cars gunna be white with black stripes, not sure if that affects the price, but its gunna be automatic and my First car. I know some people think are gunna say im stupid for spending soo much on a first car but I really don't need to hear that from you. All I need to know is how much insurance is going to be since im the one paying for that with a part time job.. so what do you think is the cheapest my insurance will be?""

Are SUV's usually high in insurance for teens?

I've been told that I should wait a little longer before i can get a faster car, and I was just wondering whether insurance for an suv would be high, in my case, for an inexperienced driver, (16). Parents are thinking of buying an Fj cruiser and willing to give it to me when i get my liscense.""

Grad. Student needs health insurance?

I will be quitting my full-time job to attend Grad school full-time in May. Unfortunately I will lose my health insurance covered by my employer. I really cannot go with out health insurance. I need affordable coverage. Any suggestions?

Car accident will his insurance pay for the rental?

I got hit by a Semi the police came we exchanged insurance info I got estimates faxed them to his insur and they paid me but now the Body shop guy say's its gonna be a week to fix ...show more

Can my insurance drop me?

Hi, i took a urine test with my doctor the other day. I asked what h was testing for and he said everything , so Im not sure what hes testing. He said he was gonna check for diabetes and what not. I was wondering, in the case he drug tests me can he tel my insurance? Can I get dropped from the insurance for this? I smoked weed about 5 weeks ago. I live in California amd hnet is my insurance. Thanks!""

""I hit someon because of rain related skid, no one got ticket. Can I claim from their insurance my car damage?""

We pay insurance to cover us in accidents and my friends are telling me that it is my fault because I hit from behind. I say that it was out of my control and the skid just happenned becaus eof the weather. Can I be able to claim from other person Insurance company. I only had liability and it wasn't my insurance as I was driving someone else's car. Cn someone with their experience guide me, what will be the best way to take car eof it. the other car did not have any damage but my car has about $900 damage. If I take it to a reputable car place it might go upto $1500. Thanks in advance""

How much will a small tooth chip cost without insurance?

I live in Southern California just so you can get an idea... Okay, last night I was watching a movie with my boyfriend and laying down in front of him. As he was going to take a drink from his glass I stretched and accidentally elbowed his drink and heard CLANK! and he got up to spit some stuff out of his mouth. The chip isn't big at all and it's on the front, left tooth on the outer corner. It's very small (almost unnoticeable if you're more than 2-3 feet away and he's smiling big) and it LOOKS as if it would be an easy fix. I have assured him that I will pay for it as he owns a barber shop and his presence is important to him and I feel very badly. How much do you think this fix (looks easy!) would cost me without insurance AND do dentists take payments? I am getting dental/medical from my work in a couple of weeks but I don't think it would cover him. Please let me know and sorry this is long!""

Is it really imperative to get an insurance for a second hand car I've been driving uninsured for a year now?

A lot of my friends have been pushing me but I don't see the need.

Reduce motorcycle insurance?

would it be feasable to buy a moped (100ccish) & insure it for a couple of years just to get some no claim bonus!! then in a year or 2 buy a proper bike ( 650ccish) & hopefully the insurance will be cheaper. i used to have bike in my youth when i passed my test but as i havent ridden 1 for a while its difficult to get insurance ( reasonable cost any way ) thanks

Exactly what did Health Care supporters mean by affordable Health Care?

I talk to many that say much of their income is going to Health Care. Will Obama care really bring affordable health care to those who cannot afford it? This seems a little confusing?

Advice needed on Car Insurance?

I'm a 18 sixth form student who is learning to drive. I am currently looking at getting car insurance to make it easier to pass and then for afterwards but what would work out cheaper? - Get insurance on my mums car fully comp, as she doesnt want it wrecked! - Or buy a cheap little car for under 1000, and then insure it third party, to get my no claims bonus. Just ideas would be appreciated as well as advice. Cheers!""

I have 10 years old car and 1200cc and international driving licence. how much insurance to pay in london?

Affordable Life Insurance?

i need help . which Life Insurance is the best one to buy

Cheap car to insure-young driver?

I'm 17 going on 18 and was looking at cheap cars to maintain and insure. I was really interested in the mini cooper s and new vauxhall corsa. Any opinions or suggestions? Thanks in advance

Are there any penalties for tricking your car insurance company?

My friend has been living & working in NYC for the past 5 years, but she's been telling her car insurance company that she never moved from Georgia to keep paying low rates and she never changed her driver's licence from Georgia to NY. But she drives her car here in NY every day so how did she manage this? If they found out would she get fined or anything?""

Health insurance options for single moms?

My daughter is on my boyfriends health insurance right now, but he is switching jobs and his new job makes him get through 60 days of training before being able to receive health insurance. I am personally covered under my parents insurance, but they will not allow me to insure my daughter with them, so I was wondering if there is any affordable insurance options for my daughter while my boyfriend is unable to insure her. I am currently unemployed (to stay home with our baby) and since we are not married I am considered a single mom""

Car Insurance?

If I take a car loan under my name, do I need to take the insurance under my name as well? Any possibility of using the insurance under my husband's name instead?""

Where can i get cheap car insurance for a new driver?

Motorcycle Insurance question?

I recently bought a motorcycle and i'm just about to buy insurance but i am abit confused, I'm thinking of getting the Third party fire & theft insurance, which means i wont get no claim if I crash my bike but what if the other drive is at fault? Does their insurance cover my damage or what? thank you""

Do you need car insurance to visit on a army base?

Well I am going to visit my friend on the Fort Lewis, Washington army base. and he is saying I need car insurance? Well my coworker said no but if you do get pulled over on base without car insurance the ticket is double. So do I need it to go on base? I will only be there for three days. Thanks.""

How much does medical insurance for a newborn cost monthly with a premium?

I just need an average. I'm doing a project for my health class on the costs of having a baby.

Do I still have to have car insurance? I'm a new driver?

I'm using my parents' car and they already have insurance for it. Do I still need to have my personal one even though my parents already have one for it? sounds kind of a rip-off for me.

What auto insurance company has the best rates for teenagers?

i live in ontario ca if that helps and i drive a 95 caprice

What's the best health insurance for a 19 yr. old?????

So here's the thing: I just turned nineteen last week, I'm no longer going to college, I have two part-time jobs. If I were still in college I'd be under my mother's insurance but that's not the case. And it's the law in Massachusetts (where I live) for every adult to have H. Insurance. So I'm in the process of quitting one of my part-time jobs. And the other doesn't give me benefits 'cause I'm part-time or whatever. So in the mean time I'm looking online, in newspapers, everywhere like crazy to find a good job that's full-time and gives me benefits that includes H.Insurance. So my question is what would be my best bet....Blue Cross Blue Shield, Pilgrims, what?! It has to be something affordable too right? 'Cause I'm no rich bank here. Please help.""

Canton Pennsylvania Cheap car insurance quotes zip 17724

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does it cover gynecologist visits non pregnancy related? braces? i read pamplets over and over and i dont seem to get a grip on it,can anyone help please?""

Temporary Car insurance?

I just got my first car (I'm 17 years old) and I need it to go to school which is a good 80 miles away. On top of that I need to find a job which I couldn't do because I didn't have a car. However I can't drive my car because it doesn't have any insurance on it and the insurance is incredibly expensive. For now I just need it to go job hunting. Is there such thing as a temporary car insurance or maybe a waiver for students or SOMETHING that I can use?

I need help with car insurance !?

i am a young driver and i am am hoping to go on my mothers insurance but only for 3 or 4 months as i am going uni soon, i wanted to know how flexible it is to go on her insurance and them remove my self, what are the financial implications this may cause ? i already know it may cause the premium to increase but will this premium decrease back to her existing premium once i am taken off the insurance ? i would also like to pay monthly while i am on the insurance as i am likely to be quoted 1000+ for the year! so after 3 months payment i will take my self off- if this is possible once i am taken off the insurance will my mums premium go back down as she currently only pays 350 for the year please help i know this sound complicated but i will be grateful for any feedback""

Speeding ticket and points on insurance?

I went to court today for a speeding ticket. They dropped the mphs and rather than 19mph over they put it to 9mph. They asked me to pay the court fee and that was it. They didn't mention points on my insurance or anything about my insurance. But did I receive points?

What would be an inexpensive car insurance company for drivers that dont have the best record due to speeding?

i live in Jacksonville,Fl if anyone knows a cheap insurance company""

How to approach a car insurance company to pay damages to my car?

Okay, I was involved in an accident a month ago. I was at the train station attempting to street park, I saw a car parked in the middle of the side walk and a private house driveway, I looked very carefully and no one was in the car, as I was backing up into the parking space I felt the impact on my passenger side back door, I didn't know what it was until I realized the car on the driveway had backed up into my car. The driver stated that he saw me attempting to park when he was walking to his car but he thought I saw him getting into his car, he said he was in a hurry and was late for work and I should have waited for him to get out first (he had a big ego). I never saw anyone in the car. I am the kind of person that I would have waited and then proceed. Meanwhile I only have liability coverage. My insurance company said that he was at fault- they will not pay for his damages $800. His insurance co. wont pay for mine because they said is 50 - 50 faults, my damages are $1,800 door damages estimated by the other driver claim adjuster. I dont have $1,800 to spend in fixing my car. 2005 Nissan Altima. How can I fight the other party insurance co. to pay for my damages?""

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New Insurance Extension?

If the companies extend insurance to young adults up to age 26, what happens if they get married? Are you automatically removed from your parents insurance when you get married?""

Best insurance lawyer in southern california?

i had my car stolen and the insurance company is trying to screw me so i need a good lawyer to help me fight back.

I got a tickwet becase of my insurance?

I pay my insurance on time every month and every month i wait for my insurance card to come in and it never does but every month state farm send a bill telling me how much is due for the upcoming month -.- now i got a ticket for 180 what can i do?

Auto insurance and Car payments?

I am looking to buy a 4x4 truck or mini suv of some sort ranging from $3000 to $7000. I know this is a hard thing to answer but if anyone can give me some tips and rough estimates that would be great! Im 19 years old, I have 3 credit cards all payed on time and a cellphone contract. I have a 600 something credit score and I am wondering how much a car payment would be without a co-signer? Also what is up with insurance companies? They want to charge me $300 to $400 dollars a month on any car year make or model monthly without even checking my back round...Is there some place where I can get cheaper rates? I cant afford that crap. Any help is appreciated, thanks!""

How do i know what my car insurance covers?

I recently got into a car accident, just yesterday. There was 3passeners in the car. I, one of the 3. My sister who is 21 was driving the '99 Ford focus. It was not her fault. we were at a four way intersection and had a green light to go. Everyone was stopped besides our light going south &the other going north. An elderly woman on the right hand side who was going to turn, crashed into my side. (The passenger front, as well as the back door.) It is all crashed inward. We then hit a palm tree on the side of the road and landed on top of it. Some yellow/green fluid leaked out. Us 3 passengers in the Ford taurus all went to get checked at the hospital. We are all fine. But now we have no idea what to do with this wrecked car, that has now been towed. The Ford Taurus we were in, only has liability insurance. how will the car be fixed or can it even get fixed? This car accident all took place in Avon park, FL. The car we were in has Insurance from Michigan. Since that is where my father and his girlfriend purchased the car last year. The insurance &everything is under his girlfriends name. So Shes the one who said it only has liability insurance.""

The cheapest insurance band car my 17 year old son can buy?

My son is going to have driving lessons soon and I'd like to know the type of car to buy which will be the cheapest on insurance for him. Also will it be better for me to buy it and him be the named driver or the other way aound? Thanks

Will my car insurance go up if the accident is not my fault?

if i get into a car accident that is completely not my fault, and the other person pays for the damages through his insurance company, will my insurance premium go up too? thx!""

Does anyone know the average cost for motorcycle insurance in New York City?

Not for a new street-bike, but for an older bike, like a triumph""

How much would maintenance cost on a BMW 325i?

a 2000 ish-2003 bmw 325i (same series)...how much would maintenance cost? I like the BMW in that it has EVERYTHING that I want, it's (2001) version is in my price range to buy, except I'm a student and I work part time. I can at an uncomfortable MAX 100$ a month for maintenance (not including gas and insurance). I am a DIY person (I can do moderately difficult car repairs) so I won't go to the dealer much. But I heard that this BMW needs synthetic oil and premium gas, and a couple of my friends said that BMW's NEED maintenance or else they suck. I will do NEEDED maintenance (such as if I need oil change, or my brakes are bad) but I won't do stuff that aren't needed (like idk...coolant flush etc.).""

Is a mechanical failure covered by an auto insurance policy?

is the cost of repairs for a mechanical failure covered by an auto insurance policy? Example: engine or transmission? I have full coverage on my vehicle

Low Income Health Insurance in Alaska?

I have been asked to find low income health insurance for my parents who live in Alaska. I don't even know where to start. Does anyone know where I might be able to get any information?

Old bmws? Insurance? Cali driving age?

Hey, im 14 from California and will be 15 in september. I was wondering if anyone knew any nice older bmws, i like the e46 m3 and stuff but i was wondering if there were some other nice powerful ones i should know about. I dont want to spend more than 18k on the car itself. My next question is how much insurance usually is, i know its more expensive for a sports car but how much? The insurance doesnt factor into the 18k for the car, i was just wondering. And last, what is the absolute minimum age for driving in cali? My school is too far to walk or bike ( like 8 miles) and i cant really get a ride, i usually end up taking a city bus then walking 2 miles but the bus runs late a lot and im tardy for school. I say that because i heard there are special permits to just go and from school. Please reply of you know the answer to any all these question thanks!""

Insurance question?

When you move in with your boyfriend could you be put on his insurance, or would that only work if you are married?""

""Cost of insurance for a Motorcycle, Montreal Quebec?""

When I turn 18, I want to own a motorcycle and get my license. I want to know the estimated amount for the insurance etc.. I heared that it was $5000 a year or something, is this true?""

How much is car insurance in general?

I dont car about what it cost at a certain age, just want one solid answer""

Give me your opinion on which if you think my car is total loss or the insurance will fix it?

here are the pictures http://s221.photobucket.com/albums/dd30/VICTICO2/?action=view&current=2011-01-14_16-18-41_525.jpg http://s221.photobucket.com/albums/dd30/VICTICO2/?action=view&current=2011-01-14_16-18-41_525.jpg#!oZZ2QQcurrentZZhttp%3A%2F%2Fs221.photobucket.com%2Falbums%2Fdd30%2FVICTICO2%2F%3Faction%3Dview%26current%3D2011-01-14_16-18-13_791.jpg

Will my inusrance go up with a speeding ticket?

The other day i was driving and got pulled over for going 80 on a 65. i live California. I am 19, a student, and this is my first ticket ever. I was wondering if my insurance would go up. i wanted to hide it from my parents, if insurance goes up then i wouldnt be able to hide it. Also, anyone know what it would cost me? If i do driving school to erase it, would it still make insurance go up?""

Any affordable health insurance options for a 65 years old thats not eligible for Medicare?

My in laws are 65 years old and just moved to the US (legally!). Because they are not US Citizens yet, and it will take 5 to 6 years for that to happen, they do not qualify for Medicare. So my question is, is there any affordable option to get healthcare coverage for someone who is over 65 yrs old? Because my husband and I are sponsoring them if they cannot pay for a medical (or any other) bill, they will come after us and we all know how expensive cancer or even a simple surgery can be, needless to say that we are not sleeping well at night! Thanks! Sheila (your love life paramedic) www.slumberpartiesbysheila.com""

Is a subaru wrx a good car for an 18 year old?

I'm 18 and I'm thinking about buying a wrx. It has 150000 miles with maintenance history and was run on high octane gas... seems to be mechanically taken care of. It needs a new paint job but I don't mind the project. Is it hard to drive this car on 5spd for people who have minimum manual experience? (i can drive a manual but I haven't had much practice) I plan on taking care of it and running it easy. How much does insurance increase if there's a lein in the car? Is it difficult to transfer leins? Car has 6600 left on lein and its a 2003.

What could make my car insurance cheaper?

I am currently 19 years old and I want to buy myself a new car. It would be about 200 dollars a month for the current car i'm driving for car insurance but it is in my fathers name so I only pay 80. Now pretty much any new car I am choosing the quotes are over 400 a month. Would have car insurance in my name for my current car at 200 a month for 6 months until the policy is over make the quotes for the new car cheaper? Or is the quotes based off of how long I've had my license?

Does leasing a car affect insurance more than financing?

So because I don't technically own the car, will leasing a new car be more expensive than buying a new car... insurance wise? Or is there a negligable diffenence?""

Insurance question: Uninsured car in accident?

My son (17) had permission to drive his uncle's car to the store when he was staying at his house. My son is in an accident and the car is totaled. I now find out his uncle does not have insurance on the car. Am I responsible for replacing the car? Does his uncle have any liability at all? I have full coverage on my cars. Will my insurance kick in at any point?

2002 corvette insurance?

Ok i'm thinking about buying an '02 corvette and was wondering how much the insurance on the car would be. Anybody have one or know anything about what the insurance on the car would be? Thanks.

How can I get cheaper car insurance at 17?

I've been pulled over last night no insurance and no L plates HELP ME PLEASE?

Hello, I'm a genuine person, who has had a bad past with motoring, 3 - 4 years ago i was a maniac, a complete ideot who defied everything that was said and told to him( been caught for no insurance and disqual driving and driving without a license x15 times but after relizing what a ideot i was i decided to go the straight and narrow, so i got my license back last august with 6 points on it, they aint due to clear till next year although they are dated 2009?! any way, i own a decent 09 bike, that isnt cheap and i was what i thought fully insured (otherwise i wouldnt have driven and risked loosing my bike) anyways i got pulled over last night for speeding, and it came apparant i wasnt insured :O i rang my girlfriend and got her to produce the paperwork, they couldnt get hold of my insurance company due to they were shut at 10pm at night :S so they decided to seize my bike!:@ they give me a gypsys warning about the speeding, and refered me to court for no insurance no L plates, my arguement is, after going home and checking my bank, i have been driving for 3 months uninsured ( i really had no intention of doing so) i had thought that when my giro money lands into my bank acc swintons took it out the same day so i never defaulted, but this is not the case and i have defaulted. so i have insured my bike immediately after relizing what has happened and im going to get it out the impound in a minute (15 hours later after being seized) but the genuine thing is i've always had a rear L plate till 4 days ago when it snapped and i was waiting on my giro to come to purchase a new one, however i know that is no excuse but its the truth! what can i say to the judge to not get myself banned! the L plates situation is difficult because there like1 to buy but i have 0 pence! and i run my bike of scrap yard petrol ( filtered runs sweet) and i will take full admission to only ever having one L plate on my bike and explain my situation but what can i say or do so i dont get banned!? im really stuck with this one, it really is annoying as i had no intention to drive without insurance?! thanks guys""

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How high are insurance rates for a 2009 Mitsubishi Lancer GT?

Its a car with the whole package; mags, sunroof, skirt, spoiler, sound etc. It's a 4 door 2.0L 4 cylinder. I'm wondering how much insurance I'll be paying in comparison to a Hyundai Elantra GL to which I was quote 1300 a year for - yikes! Anyone own this vehicle in Canada? Btw I'm 20, clean record, been driving for 2-3 years (dont even remember honestly).""

On average what is the rough price for bike insurance ?

its more just curiosity at the min as I've not settled on a bike I want I'm more that likely gonna get a ninja 250r, does anyone know or guess what the insurance wud be , I've ?[A class provisional] thanks for ur time guys""

What are some cars that are least expensive to insure for a 16 year old?

How much would car insurance cost for a first time buyer?

I'm 20, male, and buy a brand new car and it will be my first time driving, how much would I expect to pay for insurance in the first year?""

Could I file a lawsuit even if I didn't have car insurance?

I got into an automobile accident and i didn't have insurance. I was 7 months pregnant, and the accident cause me to have an emergency C-section. My daughter was born weighing 2lbs and 13 ounces. Do I have a case?""

""Car parked on drive, do I need insurance?""

I am buying a car in aprivate sale very soon, although will not be able to drive it until April 1st. Will I be able to just leave the car on my drive without insurance or is that illegal?""

Is affordable health insurance a hand out?

I mean the way the right talks about Obamas plans you would think he is going to let the poor kick the rich out of their homes. If you work hard you should be able to have the basics in life. The rich whine that the irresponsible lazy working class is picking their pockets. I say screw the rich, nobody work for them and let them get off THEIR lazy, pampered asses. Buy from local merchants and craftsmen, close Walmart. So do you really think the working class wants hand outs and do you feel those incapable of working should starve?""

Looking for Dowa Insurance?

Also looking for for a Mrs.Mary Blair of Dowa Insurance

What CAR INSURANCE should i use?

whats the cheapest? its just me im almost 19 (2 door 95 celica GT). I live in Arizona i need full coverage

How much would this cost to insure?

Hi, I'm looking to buy my first car. Two I have my eyes on are an automatic 2002 Chevy Camaro and a manual 2001 Mitsubishi Eclipse Spyder. Both cost just over 5k. I'm 17, a male, I have good grades, I don't smoke or do drugs, I'm in honors classes and I've taken drivers ed. Approximately how much would they cost to insure? Please don't say They're too challenging to drive , or They have too much power. I've driven cars with power before (both manual and auto) and I don't find it challenging at all. I have pretty good hand eye coordination. Also, my apologies if this somehow gets asked in the UK answers, I'm asking this fairly late at night.""

Can I ask my own car insurance to pay?

I was a passenger in my friends car when a tire from a semi ( that drove away and identity is unknown) hit several cars and my back hurts. I want to go to a chiropractor but have no insurance. I don't want to sue the driver or go after the drivers insurance because he is my friend. Can I choose to ask my own insurance company to pay?

Why does car insurance suck for a 19 year old guy in Ny.?

Anyone think its ridiculous I had to pay like 430 for car insurance this month. I've been driving for over a year and I know it doesn't lower till your like mid TWENTIES! But it's bullshit , my car is old and I haven't gotten a ticket or gotten into an accident so I don't understand. What the f**k is a renewal anyway! And I hear it's more for guys my age even though it's pretty much a joke and a fact that girls are shittier drivers though you get the pinky dick guys with the supposedly fast cars that crash them trying to be a badass. Car Insurance is ran by the rich who can care less about people's safety and they are able to bend the laws to they're benefit so they make more profit. Revolting isn't it?""

What is the cheapest individual health insurance plan in California?

I am young and healthy and need a health insurance plan for myself. Essentially, I just need health insurance in case of a freak accident that will land me in a hospital. Any suggestions? The cheapest so far has been $51 a month. I don't care about deductibles or any of that. Just that it has the lowest monthly fee. Thanks!""

On getting a quote for car insurance I am not sure if i qualify for no claims bonus.?

I have been down as my granddads named mobility driver as in hes the main driver and im his named driver, I have been in this situation for 3 years with no crashes bumps speeding tickets, no problems what so ever, Now im finally trying to get car insurance for myself can i claim that I have had 3 years no claims ?""

Car insurance and international driver's license?

Hi, I'd like to know if it's possible to get car insurance and buy a car in the USA if you don't have an American driver's license... I only have a French driver's license and an international driver's license. Could you please also tell me how much does car insurance approximately cost for 1 year? Thank you very much in advance.""

Im an insurance agent and just got a dwi. How will that affect my insurance license?

Can I go under my mum's fiance's car insurance?

I currently live in Glasgow and have one year left of college (after this one) before my family moves to England, due to my my mums fiance/my little sisters dad working down there. Once we move down there I will be doing my driving tests. So my question is would it be possible for me to be put under his car insurance policy even though we are not directly related and my mum has not married him yet? I will be living with him, working for him and he will be putting me through my lessons and also helping to support me as I continue my education down there (if i need support).""

How does health insurance work in the US?

I am a non-US citizen and need this information to do a case. Specifically: 1) Is health insurance compulsory for everyone? 2) What happens if someone cannot afford it? 3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra? 4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance? Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!""

Car Insurance for Male Teen?

-I'm a 17 year old boy -My parents have nearly clean records. i don't think my dad's been in an accident for 10 years (knock on wood) -im probably gonna drive an acura integra g-sr 2 door coupe anywhere from 1995-2000 not sure what year yet. ab

What are insurance premiums?

I received a letter in the mail saying they will pay me back my insurance premiums.. Is it cash or what? I have no idea what they are...

Why does Health Insurance have so many deductibles?

I am not complaining because I have really great insurance, just wondering why there is a deductible for everything? I mean you pay for the insurance every month, plus I have a deductible for dr visits, one for prescriptions, one for dental etc. So just wondering why so many? My dr deductibles are $300 a person, but my prescription deductible is $150 which I will probably never meet cause I am on no meds and rarely go to the dr for a sick visit. So why so expensive? Thanks in advance!""

Why is car insurance so high for a 30+ female with 10yrs ncd?

I'm just looking for a new/nearly new style Ford KA and looked at some insurance quotes and ive noticed that nothing comes in cheaper than 360. It's not what I'm driving as I've looked at smaller cars such as Peugeot 107's and Citroen C1's (both new and older cars). They all come out with nothing cheaper than 360! I had a brand new KA back in 2003 and that was only 260 for insurance (I do understand that insurance has gone up in 10 years!), but why cant I get anything cheaper? I'd see myself as a model driver as I've been driving for 11 years, never had an accident, never claimed on my insurance, never been booked or had any points and I'm now in the 'older' bracket! Please can someone explain, or reassure me that it's not just me this is happening to?""

Will my car insurance go down?

I've wrecked about 2 cars. and my insurance got high I would like to know if I stopped driving would my insurance go down over time?( I am currently driving a motorcycle)

Do i need to have a insurance to get my car inspection?

do i need to have a insurance to get my car inspection?

Can i buy car insurance in another state?

I live in PA, but im currently staying in Iowa for another month. Just bought a car here with a temperary plate, and i was wondering if i can buy insurance here so i can drive this car around for a month, then ship it over and register it over there. Thanks!""

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How do I find out if my insurance covers Mirena?

I have Blue Advantage/MN Care for my health insurance and have been looking into getting the Mirena IUD.. I am on daily birth control pills now, but would like to switch to something more effective/semi permanent.""

Auto Insurance Question.?

Just want to know if your supposed to know the exact dates of your tickets when you get insurance. Because I have 4 tickets and when I get quotes online they always tell me to enter the date. And I just enter a random date b/c I dont really know. And also they say by how much you were speeding. Which I also dont remember. Do you NEED this information? What If you don't enter it? Is it like against the law? And also if it is needed what do I do? I never had my own insurance so I have no clue. Thanks

I am 19 and own a 1978 camaro in Michigan what would be the cheapest insurance company?

Name of insurance company department?

I'm looking for a department that response to check the credit, background, health and others of customers making sure customers are able to get this insurance. What is the name of this department? May be the description is not very clear, any related department is ok. Thx""

Pros and Cons of a motorcycle for a teen?

Both my parents and I have gone over me getting a motorcycle instead of a car, and they're fully behind it. As far as my knowledge, insurance costs are a lot less (but more for me since I'm just starting out) monthly payments on it are lower, more MPG, more eco-friendly, less space and I personally prefer it, and use it as year-long transportation since we're moving to Orange County, Calfornia from Las Vegas (where it never snows). I'm almost of age to get my permit, and I would appreciate it if you could come up with any other possible cons or problems of having a sportbike (Kawasaki Ninja 250r, 2010-2011) instead of an older car. I know repairs, etc would be roughly the same. Thanks.""

Short term insurance company's for 9 points +?

Hi i dont live in the uk and use my car for 3-5 days every 6 weeks when im there, i did have ecar insurance for 1 month when i was there for the summer, now that i want just 3-5 days insurance they wont quote me, ive tryed tempcover and they are no good !! all the ones ive come across wont insure me because i have 9 points.. witch is typical as they say they can insure up to 8 points... so my question to you is this do you know of any short term 3-5 day car insurance comapany's that take drivers with 9 points? its stupid that 1 or 2 mistakes leads down this poor road :P""

I got a ticket in my friends car..will it affect her insurance?

okay so yesterday i got a ticket in my friends car..and the cop said i might have to go traffic school or i might just get lucky and just have to mail something back when my ticket comes into the mail hopefully that's wat happens but anyway im just wondering does my getting a ticket in her car mean her insurance goes up? or anything happen to her sinces its her car?? i havent even told her i got the ticket yet lol i was hoping that i could just hide it but my friend said her insurance will go up because of me :(

As a 22 female driver about how much would a 2010 camaro insurance cost? i have a perfect driving record?

Car insurance question ?

I am 17 years old and I recently got my driver's license. Our family's cars are covered under AAA's insurance policies. I want to know if I have automatically been put under our cars' insurance policies, and if I can drive my mom's car under her name (without her in the car) thanks""

How to get insurance for ice cream truck?

I want to start a ice cream truck business but how do you get insurance for the truck

Estimate on drivers insurance?

Hello, i'm 16 years old and about to get my licence any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""

Insurance getting cancelled on an SR22 in VA?

I was so excited about good news I received, that I forgot that my insurance was going to cancel at midnight. I have an SR22 filing, even though I no longer require it. I left it there until it was time to renew. My question is how soon is DMV notified? Will I have time to call my agent first thing in the morning?""

What is the best insurance for a new driver in nyc?

I've been driving for 2 yrs now but got my license about 2 months ago. Im 21 and limited on cash. I need a cheap auto insurance because driving right now is essential with the MTA fare hike.

What is the average cost difference between full coverage insurance and liability insurance?

approx how much difference that is, like are we talking about couple hundreds 300-600 or alot more than that? thank you""

Suggestions on where to purchase good health insurance?

My husband and I are looking to purchase health insurance. We are young (under 25), healthy (non-smokers) and looking for coverage mainly for doctor's office visits and prescriptions. Can anyone recommend a good website or insurance company that we can look at to choose a plan? We live in Michigan if that makes a difference too.""

How much can I expect my insurance to be?

Alright, I'm seventeen, I'm looking at a 1992 Acura Legend L, I'll be on my parents insurance (three other cars: pickup, SUV, and muscle car; no crashes that I know of), I'm a great student (top tenth of my class). I have to contribute my share of the insurance so I was wondering how much that might end up being? Anything else you need to know?""

Would my car be covered under house insurance?

I am taking 3 months off, and going abroad. Could I cancel my car insurance, and put it in the garage? Would it be covered?""

Whats the cheapest auto insurance for California?

Car Accident in Michigan and no insurace?

I was in a car accident in Michigan and did not have car insurance, police did come, i did not recieve any tickets and it was determined that it was not my fault but my car is messed up pretty bad and so is the other car, now i am wondering even though the other driver said it was his fault and said his insurance would pay for it I know does not neccisarily mean that it will, but I did read somewhere that I might be counter sued, or that i may just have to pay his deductable, does anyone have any insight about this and what I should expect or expect nothing at all, yes i know i should not of been driving a vehile without atleast plpd but the car is not mine and not in my name so please no rude comments just asking for advice about the situation. Please and Thank you ;)""

Can Chevrolet Dealership repair vehicles with insurance?

So someone smashed into my parked vehicle. It is a chevrolet and the insurance is covering it and I can take it to a repair shop of my choice. I was wondering if the chevrolet dealership where I bought the car to can do those repairs? It is axel and bodywork damage. All help will be much appreciated thank you.

Car insurance for learner driver?

I am a named driver on my girlfriends fully comprehensive insurance policy. Does she have to sit next to me or can anyone who is over 25 and has held their license more than 3 years able to sit next to me if they do not have their own insurance?

Can I get a dealer service department to cash out a check that was written from my insurance company?

I know I can get a repair done cheaper elsewhere. But my insurance company has already left a check at the dealer that is made out to me and the dealer so I have to sign it over to them. The dealer will not have the part in until Tuesday. So can I go to the dealer and just take the part and ask them to cash out the labor to me and I will go elsewhere for the actual repair?

What is a good life insurance company?

I have been looking into Garden State and Globe. Do any of you use them? Who do you use as your life insurance holder? I am going to look around Monday with local companies but I have been looking around online. It will be for myself, my husband, and your 1 year old daughter(only a small one in case something happened and it would be for burial).""

I had a car accident but insurance info exchanged what to do?

Ok today while leaving grocery store I was driving so on the middle of the stope light it turn green the car in front of me start moving than stopped all of the sudden I was about to drive and than slammed my breakes I barely touched the car in front of me he stooped came outside the car and said u scratched my car I told him I don't think that's my car . He asked for my insurance and I asked for his he said he didn't have them in the car so I refused to give him my insurance info .. I took aspic of the car plate and the damaged also he did I the same Gave home my name and my number .. Told him whenever u got the insurance info he can call me ... The problem the car is under my brother name and insured under his name as my name is not in nether of the car or the insurance.. What to do ?? My brother can't afford to add me on .. And I know the damaged wisent that much .. Please help should I call back with the insurance or just ignore ???

How can I get insurance to cover at home birth through a midwife?

My Insurance company is saying that they will not cover an at home birth through a midwife, although they do cover midwife care. I do not want to pay for it up front if I am not certain I can get most of the cost reimbursed. I am admit on doing an at home birth as long as it is safe for the baby. I keep hitting a wall with insurance, what can I do?""

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