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Lawyer Fees for Buying a House Edmonton
When buying a house in Edmonton, lawyer fees for buying a house Edmonton usually range between $900 and $1,600. These fees cover critical services such as contract review, title searches, and ensuring all legal documents are accurate and complete. Having a real estate lawyer ensures a smooth transaction, protecting your investment and addressing any potential legal issues. With their assistance, you can feel confident during the home-buying process.
#lawyer fees for buying house edmonton#real estate lawyer in edmonton#edmonton real estate lawyers#value law edmonton#realtors lawyer edmonton
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What Can You Expect From The Edmonton Real Estate Team?
Selling property, buying a first home, or just thinking about real estate investment—these are huge and sometimes daunting decisions. In Edmonton, all that can become so much easier and more rewarding with a hard-working real estate team at your side. In this writing piece, you can learn more about the realtor Edmonton.
Edmonton real estate teams are full of experts who know everything about the local market, rating areas, problems with some neighborhoods, property values, and so on. All of this information aids in making an educated decision while buying, selling, or investing.
A real estate team offers a full spectrum of services, certainly much more than any single agent can deliver. Because it's not about the sale but the negotiation, your team is dedicated to everything involved in your real estate deal, from marketing and staging your property to the final closing process. All this translates to saving a lot of your time and energy, thus making things much easier for you.
Despite the collective power that a team brings with itself, the client's needs are still taken care of at individual levels. With every one of them bringing in a different skill set, the interlocking of these individual skills leads to each client getting a well-rounded and individualistic package. That basically means you get the best of both worlds: specialized expertise and service tailored for you personally.
Good negotiating skills
Negotiation is part of every real estate transaction. Edmonton real estate team know how to work to their client's advantage. This may also involve a successful real estate transaction with other professionals, such as mortgage brokers, inspectors, and lawyers. In that regard, a real estate team with whom one is to be successful will have a strong network of professionals in whom you can put your full trust to refer to the best resources to be used in your transaction.
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Significance of Hiring Real Estate Lawyers
The real estate sector is a vast one where dealing with critical issues is difficult. Most importantly, keeping up with real estate rules and regulations is challenging as there is always a new update every now and then. People often make a mistake by trying to resolve these related issues on their own which is absolutely a vague idea. Rather, find a trustworthy real estate lawyer in Edmonton to help you deal with all crucial real estate issues.
What Is the Role of a Real Estate Lawyer?
Whether you are willing to sell off your property or to buy one, every aspect of real estate proceedings calls for legal knowledge. From documentation to checking the authenticity of the property, it involves a huge procedure. Sometimes, even the realtors fail to assist you in this regard. This is when the expert legal experts come into action. They are up-to-date with the laws surrounding real estate and will help you get over the entire process seamlessly. It is very important to keep a check on agreements and contracts so that you can avoid unexpected inconvenience in future.
Would Peter B Mason Real Estate Lawyers Be a Good Choice?
Trust their team of best real estate lawyers in Edmonton. With through experience in the industry, they have mastered their expertise in the field of:
Home purchases & sales
Mortgage financing & details
Construction agreements
Residential real estate disputes
Trust their instinct for they will give their best to flight for you. So, do not delay further. Get in touch today to get an estimate now!
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Buying Foreign Property - What Are Some of the Problems?
Buying Foreign Property:
No matter where you are considering buying a foreign holiday home, investment property or eventual retirement home, there are some universal points to consider. While we sell condos and villas in the lovely Dominican Republic, the following points are good ones to consider no matter where you are considering buying:
The Dominican Republic offers an excellent balance of weather, services, community, etc., but also incorporates the following, which are key:
Security: 95% of our clients will never make the DR their permanent home. Even if this is their home base, they will keep property in Canada or the US. We all have families that we will visit periodically and many go home from May through October. Any property has to have good security and a management company that looks after it in your absence. This includes housekeeping, gardening/pool care, general maintenance, bill payments, etc. You know how it is, the second you go on holidays, that's when something goes wrong with your house. Both condos and houses should have this services - we call it "lock up and leave". Rental management: Most of our clients are using their properties to generate income or at least pay for themselves when they are not using them. This is a wonderful thing and helps make foreign houses for sale in edmonton alberta property possible. Choose a country that has a great tourist market, that way you can be ensured of holiday renters, who pay hotel rates per night to rent your place. Also choose a subdivision that handles it all for you. Make sure they have international marketing of the rental units and ask to see actual numbers of rental income versus expenses before you buy. Some of our developers actually offer a rental guarantee. The DR is the #1 Caribbean tourist area, so we enjoy 60-85% yearly occupancy rates. When we did our initial research on where to buy, this was a big factor. Belize, Costa Rica, etc. could not boast these numbers. If you want to rent, this is really important. Government: Ensure that the government is very tied to the US and Canada via free trade agreements, investment, etc. This ensures that it will continue to develop for its people and will maintain a solid democracy. Research corruption. Some countries are pretty scary investments due to the government and drug trade. Ensure the government is foreign investment friendly, there are no restrictions on living there (strange visa requirements), and that your property is registered to you. Titles: As above, do not buy if it is in a bank trust, a life lease, etc. Ask if your title is in your name and registered to you. Make sure your lawyer speaks English and ask to see an English version of your contract. Find a reputable realtor who understands the market you are coming from. Sometimes terminology is different and can be confusing. Just a little example: what Americans call an escrow account, Candians call a trust account. If you say escrow to a Canadian, they just look at you like "huh?" Community: If you plan to spend any amounts of time in the country you choose, and not just use the property as an investment, ensure there is a large community of like minded people. The beach is great, and weather is wonderful, but you will get lonely. As an example, my husband likes to watch hockey (we are Canadian ), so he goes to one of the local bars during play offs and watches it on the big screen with 20 other Canadian and American guys. Women particularly need to have a community of other women they can be friends with, or life can be lonely. Where we live, there are so many people from Canada and the US, that it makes it really easy. Even if people come and go, they are welcome to join in the community at bbq's, events, etc. Also, when you have a large community, it makes adjustment to the area easier, you learn where to shop, buy furniture, etc. Medical: Ensure there is excellent medical services close by. As we get older, this becomes more important. Taxes: Make sure your new country is not planning on taxing the heck out of you. Check on property taxes, inheritance taxes, etc. Distance to Airport: I keep hearing about people in Costa Rica that land and then have a three hour drive to their property. Besides being a painful process, this will be very difficult to sell later. Resale: See how long property is sitting on the market. The whole world had an economic downturn last year, but if traditionally properties take 2 years to sell, that's a problem.
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How To Sell A Distressed Property
Life can and will deliver unexpected changes that will leave a person searching for solutions. Besides the obvious answer here, COVID-19, there could have been a death, separation, or job loss leading to lost income or a forced relocation at play. On top of that someone’s home can fall into a various levels of disrepair that are far beyond the owner’s capacity to handle; time, money and know how being the main obstacles. This is when a cash house buyer can be invaluable.
Now let’s dive into some of the available options to sell a problematic property
A homeowners’ main obstacles when selling a home that needs renovations are time, money and know how.
Professional Buyers
There are always two (or more) sides to every problem and this holds true when considering how to sell a distressed home. Let’s explore using the service of a professional cash buyer when you’re selling. Due to the nature of cash sales, you’ll benefit time-wise because of the ability to perform extremely quick closings.
Additionally, the sale is as-is! So the major benefit here is two-fold. First, there won’t be any downtime wondering when (or even if) the right buyer will appear. And secondly, you will NOT be required to make the investment of your precious time and money in any renovations or repairs. WHEW! Another advantage is you’re not carrying any legal risk, as with selling on your own and since most professional buyers pay all of the closing costs, you’ll save even more.
Now, because the professional buyer is taking all of the risks, and offering the advantages of a FAST, FAIR and DISCREET cash purchase, their offers will likely be below the prices being realized in the current real estate market. It’s a trade-off. And that should come as no surprise as they do require something for helping you solve your real estate dilemma.
Finally, a word to the wise, do your research on who you’re dealing with. Get references. Regrettably, while they are few in number, there are unscrupulous buyers who may try to take advantage of time or financial constraints once they learn you’re up against. Find a local and trusted company looking to build win win solutions with their customers.
Do-It-Yourself
Selling a distressed property on your own may sound appealing because you’re the one in charge. But that can be both good and bad.
The good news is that today there are more online sites than ever to help sell your home such as using Kijiji or Purple Bricks to name a couple.
Also, you won’t be responsible for any steep real estate agent or auctioneer fees, which can negatively impact your bottom line on the sale. Plus if you’re knowledgeable on marketing, contracts, negotiating and all of the legalities involved it can go smoothly. And while you may need to invest a great deal of time, you can save money selling your house by handling everything yourself.
Conversely, if an Edmonton house seller is inexperienced in marketing and the legal details, selling on their own often leads owners to varying degrees of failure. Not only do they fail to realize the highest profit on their property through any missteps, but they could also end up in a legal nightmare with no way out. Sadly, it happens, and we have spoken to several lawyers about those nightmares.
Another potential pitfall is that realtors will often not show these FSBO listings to their clients unless they can arrange a commission, something you were hoping to avoid in the first place. So your exposure is often limited.
In the end, its your decision to weigh all these pros and cons and consider your time and energy availability.
Selling your home FSBO has NEVER been easier, but the same hazards remain. Prepare accordingly.
Professional Auctioneers
As Alan Jackson sings, life is not like the movies. So while auctions in movies and TV fetch amazing prices for everything, reality is not quite that exhilarating. But there are certainly some benefits selling your property this way.
Avoiding the headaches of showing your property is one of the favorable aspects of auctions. Additionally, these properties usually close within 30 to 40 days. And like selling to a “WE BUY HOUSES” company, you can sell as-is, so you won’t need to continue to place your time and money into repairs and upkeep of your problem property.
While there are advantages to using a professional auctioneer, keep in mind the usual fee for their service is a rather high 10 percent OR MORE of the final purchase price. Should the bidder be responsible for the auctioneer’s fee, lower bids overall are incentivized. Otherwise, you’ll be responsible for their fee, absorbing any additional costs.
Due to the nature of auctions, the PRICE outcome isn’t guaranteed. So anything that would cause low attendance could really hurt your selling price. While rare, there is also the possibility of competition when a high volume of properties is up for auction at the same time, leading to lower bids.
In Summary
So no matter which choice you make when trying to sell your house fast, take the time to understand all of your options and make an educated decision.
If you would you like to get guidance, be sure and check any company’s references and ask other real estate investors about that company. Its important you find a company who truly are real estate PROBLEM SOLVERS.
Why not take that first step to relieving your stress and worry today?
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The Best Way to Go When Selling Your Home Fast
Selling your home Fast is a thorough procedure. You need to settle on pivotal choices and will have numerous things to mull over, for example, on the off chance that you need to sell your home fast or the amount you can offer it for. It is along these lines significant that you realize what your choices are to choose the best decision so as to achieve your objectives. You have three choices to look over in selling your home: enlist a land specialist, list your property as Quick Sale or Sell Your Home Fast to a money house purchaser.
Hiring a Real Estate Agent
To Sell Your Home Fast, numerous individuals rushed to land operators for assistance. This choice is appropriate for individuals who don't generally recognize what to do or don't have any desire to manage the problem of selling their properties without anyone else. The real estate agent will be there to help you at each phase of the procedure. Anyway, what precisely does a land specialist do? Here are the primary obligations of expert posting operators
Assist you in setting a realistic price for the house or property you are selling. Edmonton Local agents should know the market real well, having experience in selling houses like yours. They should therefore be able to interpret recent comparable sales, and sales patterns. They can take into consideration your goals and motivations, like how quickly you want to sell, and help you set a realistic price for your listing.
Prepare Your Home for Sale Fast. An agent can help you identify objectively the issues that need to be addressed on your property before listing or the available discounts that need to be applied to the list price in view of these issues.
Stage Your Home. Your agent should assist you in preparing your home for listing, which typically requires a detailed and systematic process of cleaning and de-cluttering and strict rules to make sure that everything is in order while the home is on the market.
List and Market Your Home. Your agent should commission or take professional-quality pictures of the interior and exterior of your home before listing, create a comprehensive description of the property, and add your home to the MLS Edmonton. Your agent can also promote your home to buyers’ agents and potentially attract offers before it hits the market officially.
Facilitate Home Showings. Your agent is the main organizer of home shows and open houses and a point of contact. They also function as an intermediary for the agents of buyers.
Facilitate Negotiations. Your agent will also accept offers from potential buyers and act as a negotiating intermediary. With sales experience and local market expertise, an experienced agent can help you identify quality long-shot offers.
Help With the Closing Process. Based on the laws and customs in your jurisdiction, your agent should accompany you to the closing, which is usually organized by a settlement agent or title company and may also involve a real estate lawyer. The presence of an agent at closing is a major trust booster for inexperienced sellers and can minimize last-minute disputes or legal problems
Hiring a real estate agent has it perks as long as you are willing to pay the realtor fees. If you think that paying for the services of a real estate agent is worth your money, then you can choose this option. Quick Sale YEG is the best option to sell your home fast. We buy houses Edmonton and surrounding areas. Call: +1 780-965-5208
For more details you can visit our website: https://quicksaleyeg.ca/
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7 Steps To Selling Your Home Privately
It can be challenging to sell houses these days, any real estate agent would probably agree. And they know what they are doing! So, can you imagine how challenging it is to sell a house by FSBO? Of course, every real estate agent you talk to will tell you they don’t recommend doing that, but they want the commission that your house can bring them.
And it is time-consuming and requires a lot of effort on your part. But, when you weigh the benefits, with the biggest one being the 3% to 6% commission you’ll be saving, its understandable why more and more homeowners are going that direction. In fact, it has been reported that it one out of every four homes sold today were sold FSBO method.
Or, if easy and fast your desire to sell your house privately, Calgary area has the advantage of 5dayssold.com here to do it for you. We buy houses in any condition, there are no repairs needed before it’s sold, and best of all, there is no commission or fees for you to worry about. We make the selling process easy and fast.
But, if you’ve been thinking “I want to sell my house privately without a realtor, but I don’t know how”, we have 7 steps that can get you started. we buy houses fast
The Right Price:
Of course, you want as much as you can get for your home, but you don’t want to overprice it either. right? Start by checking the comps in your neighborhood, something that a realtor will do as well. You can surf the internet or read the newspaper to see what houses like yours are going for.
You may want to consider paying for a professional appraisal. While that is money out of your pocket, it won’t be as much as the commission a realtor would take. And the documentation you get from the professional appraisal will be a good selling tool to share with prospective buyers. Because the housing market fluctuates each day, you should revisit the internet and newspaper and make sure prices haven’t increased, or worse, decreased. we buy houses edmonton
The Show and Sell Process:
We’ve all heard that first impressions are everything, and that couldn’t be truer than in the real estate industry. This means you need to make your home show ready, starting with cleaning and de-cluttering, fix or replace what you can, both exterior and interior. Take the time to walk through your house as if you were the buyer and make sure every room and the outside is show-ready.
Show It To Sell It
Now that you have your home show-ready and have posted ads on the internet, in the newspaper, and placed signs around, you should start getting phone calls. Get the name and phone number of everyone that calls asking about the house, even if they don’t schedule a showing. This will be good information to have as a follow up later.
Put away any confidential materials and valuables before a showing and don’t schedule too many at one time, never schedule more than one at a time either. Potential buyers shouldn’t feel crowded or rushed and you need to be available to answer any concerns or questions a buyer may have. Create a file with all the documentation and receipts from repairs or replacements you’ve done and offer to allow prospective buyers to review them.
Negotiation Time
Any offer you receive, it is worth the cost to have a real estate attorney to review them. The legal terms of real estate are confusing and can be overwhelming for anybody that doesn’t have legal or real estate experience. Review specifics like a deposit paid by the buyer or if they are requesting any adjustments or special conditions. Is the closing date acceptable for you?
Keep your own end goal in mind and review each offer with great consideration before you accept or reject an offer, and remember, you can always present a counteroffer.
The Agreement
Once you have an agreement with a buyer, you need to exchange names and addresses with each other as well as any lawyers and/or real estate agent. Request the buyer to present the agreement to you after it being drafted and/or reviewed by their lawyer or agent, then forward that to your own real estate lawyer to review. Any buyer that is hesitant about this step could be an indication of how much faith you can put in their following through with the deal.
Time To Close:
After you have reached an agreed price and terms, you need to choose a closing date that is acceptable for all parties. It is at this time you will exchange money for keys unless there is any special condition like rent back, which allow you the seller, time to pack and move.
Time To Celebrate!
After your closing has completed, you can celebrate and with more in your pocket than you would have because you aren’t paying 3% to 6% to a real estate agent. Congratulations!
Any Concerns or Questions – Give Us A Call
If these 7 steps sound like more than you want to handle, or you’re looking to sell your home fast and privately, Calgary area is our specialty here at 5dayssold.com. Give us a call and tell us “I want to sell my house without realtor”, we’ll make an appointment with you and give you an offer the same day. No hassle with repairs and replacement for showings. No fees or commissions. We make it fast and easy and you make money.
5dayssold.com
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6 Key Advantages of Hiring Professional Movers in Canada
Moving from one place to another is not just time-consuming; it can also be daunting, mainly if you have a busy schedule. If you’re planning on relocating soon, you need to determine whether or not to hire a moving company in Canada to help you with your moving needs. You can never go wrong with hiring a moving company instead of doing everything alone. Whether it’s a local or a long-distance move, working with the best Edmonton movers can benefit you. If you still have uncertainties, below are the benefits you can enjoy once you hire one: Cost-Effective Hiring a moving company is cost effective. The time, money, and energy going into moving by yourself sometimes ends up costing more than hiring professionals. For example, with DIY moving, you need to buy packing materials, you also need to rent a truck, hire some help but the biggest cause of higher expenses is usually damage to your new home or furniture. Professional movers have all of the tools and training to make sure your belongings and your home are not damaged. One of the benefits of Safeway Moving for Edmonton moving is that they have everything you need, including a team of experts who can pack and move your belongings on time. Prevents Moving Injuries An injury is probably the last thing you’d want to deal with when moving. If you have heavy cartons or big pieces of furniture, it’s always a great idea to contact movers to avoid any possible injuries. Experienced moving companies are equipped with the tools to transport objects without compromising safety. Protects Your Belongings Once you hire a trustworthy Canada long distance moving company like Safeway Moving, you can be sure that your belongings or assets are protected. From big, bulky items to smaller pieces of furniture, professional long-distance movers have been trained in handling every type. They're well-versed in how to lift, wrap and pack each item so that you can be sure it will reach your new home or office safely. Most moving companies would have you sign a deal before they begin packing or transporting your items. Such contracts are used to guard customers in case there’s a damaged item. So, if a mover accidentally slips and falls with one of your boxes, you can ensure that your items are covered. Real-Time Saver From carrying your things to decluttering your property, the procedure may take a lot of time. If time is money for you and you can’t afford any inconvenience or delays throughout the moving process, you should let professional movers do the job for you. A professional moving company is a real-time saver and assists you relocate without the stress of having to coordinate everything yourself. Professional Service A good moving company always tries to provide professional service and quality work for its clients. For this reason, they perform with excellence in mind. Besides that, Canada wide movers are competent, prioritize planning, and are well-organized. Safeway Moving is one of Canada’s top moving companies. They also ensure timely responses to any concerns or questions you may have. They’ll schedule the date and times for the move, pack the items, be on location on time, list the client’s items, and move them as per schedule. Allows You to Focus on Other Important Tasks Moving and packing years of belongings is no doubt very stressful and time-consuming. In fact, if you’re planning to sell your home before you move to another location, you need to meet the inspectors, realtors, new buyers, and lawyers. There could also be some documentation you need to ask for and details of the services that should be dealt with. With Safeway Moving’s Canada long distance movers to assist you, it’s easy to focus on these crucial things before you leave. In addition, you can also ensure that your affairs will be in order once you get to your destination. Conclusion The advantages of hiring movers outweigh the costs. If you want to ensure that your move is as smooth and stress-free as possible, put it in the hands of specialists like Safeway Moving. Whether you need to move for personal reasons or business, you won’t regret hiring moving experts.
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Top Real Estate Lawyer in Northwest Edmonton: Your Trusted Legal Partner
Having a skilled property attorney when navigating the real estate market in Northwest Edmonton is crucial. They aid in negotiations, thoroughly review all contracts, and safeguard your interests during real estate transactions. Their expertise can assist both seasoned investors and novice homebuyers in preventing expensive errors.
Rely on a local real estate lawyer in Northwest Edmonton for customized legal advice during your transaction. To know more information, visit Value Law. This real estate law office has been offering real estate services in Edmonton for an extended period.
#real estate lawyer edmonton#edmonton real estate lawyer#real estate lawyer northwest edmonton#real estate lawyers edmonton ab#value law#realtors lawyer edmonton
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Internet marketing terms
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Posted by JoshMacDonald on 2016-01-17 17:43:22
Tagged: , internet , marketing , business , blogging , seo , search , engine , optimization
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Mortgage Fraud
Years ago, Las Vegas star Wayne Newton apparently got stung by a threesome of rip-off artists.
Here’s his story as told to me by all-seeing, all-knowing Century 21 Explorer Realty Inc broker of record Ralph Shaw.
First, you have a single Arabian horse worth $1,500. It’s owned by “Chad”. Chad sells it to Bill for $1 million. Bill then sells it to Sally for $1,000,000. Finally, Sally sells it to Chad for another $1 million.
So now they have three recent “trades”, three bills of sale establishing a FMV (fair market value) for this sort of horse of $1m. So Wayne, possibly thinking that this is a good, safe place to store some spare cash, buys a $1,500 horse for $1,000,000. Chad, Bill and Sally split the dough--$333,333.33 each.
The reason that this scam works is that each of these transactions look like they’re arm’s length; ie, it isn’t, say, Chad, trading his horse to Bill for $1 million, and then Bill trading it back to Chad for the same amount. There doesn’t appear (from the outside) that there is any connection between the three trades, because no two parties are involved in a second trade with each other.
Here’re my notes on what it might look like:
Recently, I came across two multi residential buildings in a small rural Ontario town where the market value for the two buildings is probably around $2 million but the registry office (land titles) was showing that each building was traded individually for $2 million. Hence, the seller and her agent claimed the buildings were worth $4 million. To top it off, they could point to the fact that the two buildings had $3.5 million in debt registered against them.
This is likely the result of mortgage fraud, and a similar train of events as in the above “Wayne Newton Arabian Horse Scheme.”
The ownership (probably a troika) along with a compliant lawyer, mortgage broker, realtor, appraiser, and maybe even a manager and underwriter at a lender can make money first by over-financing the two buildings and then still more if they can sell them to a gullible Wayne Newton or some other sucker.
I have two recommendations for you when you come across something like this: 1) do your homework on anything you are going to acquire--horses, real estate, art, jewelry, any collectibles, and 2) stay at least 100 kilometers away from any deal with these people.
As in the immortal words of then Edmonton Oilers GM Glen Sather, “The best deals you will ever do, Bruce, are the ones you don’t do.”
@ profbruce
please note: some numbers, names and facts have been changed for privacy reasons.
postscript: more about mortgage fraud at http://profbruce.tumblr.com/post/157358988624/oklahoma-offer.
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Kelly Yeung - Remax Real Estate Agent Devon
Real Estate Agent Devon Realtors in Devon Whether you're looking to sell or buy property, you always want to work with a real estate agent in Devon whom you can trust. The best realtors are those who know the area and have a passion for property and working with people. There are many factors to consider when choosing your ideal realtor. Not only do they have to be knowledgeable and passionate about the geographical area, but they also have to have sound negotiating skills in order to work on behalf of their clients. RE/MAX Real Estate Devon RE/MAX prides itself on hiring only the best professional realtors who meet the high standards set by RE/MAX worldwide. Kelly Yeung has lived in Edmonton all her life and has a passion for working in and around the city. Kelly obtained her real estate license over six years ago and has spent those years developing and nurturing strong connections with mortgage brokers, lawyers, appraisers, inspectors, builders and building contractors. Whether you're buying, selling, renting, or simply wanting to renovate your property, these connections ensure that you get the best possible service. Real Estate Services Buying Buyers have plenty of reasons to purchase a property. Some people work on investment properties, while others simply want a change of pace or lifestyle. Obviously, each purchase is different, which is why it's essential to have a realtor who really listens to your needs. There is nothing more frustrating than going to see a house and finding that it doesn't tick any of your boxes. Whether you're an experienced property buyer or you're buying your first home, Kelly will provide you with the exact level of guidance you want. She's always keen to work with first-time buyers and help guide them through the sometimes intimidating process of buying a property. She also knows when to step back and let experienced buyers handle most of the business themselves. When it comes to RE/MAX Real Estate, we're committed to finding you the exact property you're looking for. Our realtors are all experts in their respective cities and can show you a variety of properties in your price range and area. You're sure to find something that you'll love. Selling One of the key aspects of selling your property is making sure that it is positioned in the market place correctly. Many realtors make the mistake of either undercutting or overestimating the value of a property in order to help it move faster or to get as much commission as possible. Kelly is especially skilled at considering various factors, including the current supply of properties, their selling prices, and how fast homes are selling to find the perfect position for your property. Conclusion Finding a real estate agent in Devon doesn’t have to be a nuisance. If you live in the Devon area and you're looking for a realtor who can work in your best interests, why not give Kelly Yeung or our RE/MAX Real Estate team a call and see what we can do for you?
Devon Real Estate Agent
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Why Your New Home Needs to Be Inspected
Building a new home is an exciting and stressful time. Many people think that if they are building they can forgo a inspection but that is a common misconception. Permits are required and inspections are completed throughout the build. Still many things are overlooked and many inspectors find that new builds are often more time consuming than older homes. A new home inspection is always recommended.
Standard New Home Inspection
During an inspection the focus will be on defects and deficiencies. Defects are areas that do not meet construction standards or items a that can benefit the new home owners when improved. Deficiencies can also include areas that are incomplete and with your realtors or lawyers support can be listed on your Purchase Agreement. In the case of deficiencies money can be withheld until these areas are completed to ensure accountability. It is also important to note damages as they are not covered by your new home warranty.
Phase Inspection
Phase inspections are important to ensure that the builder fulfills the contract that has been entered into. Inspections throughout the process allow you to get a better idea of the materials being used and the quality of work. These areas are usually not visible after construction is complete and you have taken possession. New home phase inspections or phase inspections take place over a period of time while the home is being built. Phase inspections usually involve three separate inspections.
The first inspection should be conducted prior to the concrete being poured (Pre-pour Phase Inspection)
The second inspection takes place prior to the interior walls and insulation being installed (Framing Phase Inspection)
The final inspection takes place after the home is complete, usually around the time of your initial “Blue tape” walk-through (Final Phase Inspection).
New Home Phase Inspections include the following:
Evaluate the physical condition: of the structure, construction and mechanical systems
Identify items that should be repaired or replaced
Recommend qualified professionals to inspect or repair
After an inspection is completed you will be able to rest assured that there should be very few surprises in the future. Next post we will focus on what the next steps are after you take possession and the importance of an 11 month inspections.
The post Why Your New Home Needs to Be Inspected appeared first on Edmonton Home Inspector | Admirable Inspection Services.
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Important things to know when buying a property in Edmonton, Alberta
Purchasing a house/property can be an intimidating task and often things get lost in the process. Since it comes with a huge investment, one must follow a step by step process to ensure their success in the end.
The first step often begins with searching a new home. You must consider factors such as location, cost and the structure of the property. You can take a help from an experienced realtor in this case. A realtor can create a report and make sure there aren’t any legal problems related to the property.
The second step might involve setting up a buying process, where you would like to consult a real estate lawyer to make sure everything involving terms and conditions for money is properly handled. The lawyers involved from both the purchaser and the seller would be responsible for holding all the money and documents necessary for transactions. The lawyer can also help in searching from Alberta Land Titles which yields all the records related to that property. It would ensure that the property is legit and is fit for this transaction.
It might be a good option to hire a home inspector before closing the deal so that they can verify all the necessary details on your behalf.
The next step involves, preparing closing documents, where you will need a real estate lawyer to initiate the transfer of ownership. By this time, it must be noted that all the paperwork (including the mortgage documents, sales contract, proof of title search, etc.) are in place. You must have a designated picture identification with your legal name on it. Please note that if you don’t have one, you can get it by from Service Alberta.
Once you have completed all the required steps, a lawyer can help you go through all the details once again before finalizing the process.
The final step
At the close of the deal, you must meet your real estate lawyer who will review all your documents including the proofs of deposit money and down payment.
review all the documents with you and have you sign all the legal papers. Bring in any deposit money or down payment that is required to close the purchase at this time. At this stage, lawyers from both the parties (buyer and seller) will review each other’s documents and agree to the terms and conditions for the final time before transferring the ownership.
Once, everything is agreed, the buyer’s lawyer would send the money to the seller’s lawyer and in turn receive the ownership papers. The buyer’s lawyer can then send the necessary documents Land Tiles of Alberta for registration.
Our Real Estate Lawyers based out of Edmonton, Alberta can help you prepare all the documents required to purchase a property.
The post Important things to know when buying a property in Edmonton, Alberta appeared first on Right Legal.
Important things to know when buying a property in Edmonton, Alberta published first on https://www.rightlegal.ca/
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What Closing Costs Should I Expect to Pay When Selling My Home?
When potential sellers begin conversations with us about selling their home, one of the first questions they usually ask is “What are your commissions?”. While this is an important question for your calculations, commissions is not the only closing cost involved with selling your home.
What other closing costs are there? There are some costs that will apply no matter what type of property you are selling.
Legal fees
A lawyer will need to handle the sale of your home. There are different rates depending on who you choose for your lawyer. This will vary depending on your location, too. I have been told that lawyers are somewhere around the $900 mark in Edmonton, however they are usually $1400 or more here in Fort McMurray. Your lawyer will be able to transfer the title from your name to the buyer(s)’s name on possession day and they will be the ones to send you the money (or whom you will need to pay a shortfall) to in the days leading up to possession day.
Commissions:
Commissions vary throughout the city as there is an anit-competition rule stating that REALTORS® can charge what they want. There will be certain brokerages in town that have a set rate, but it is best to ask your agent what commission they charge. This commission will be split between the listing agent and the buyer’s agent. If you remember when you bought the house, you didn’t pay commissions since the seller is always the one to pay the commissions for the transaction.
GST on commissions:
GST (currently 5%) must be paid on commissions, so don’t forget to include this in your calculations.
Amount owing on your mortgage:
Sometimes this number will be the determining factor for whether or not you sell your home, so we highly recommend you find out how much is still owing on your mortgage. You can get this information if you have online banking with your mortgage provider or by calling them. If you have a mortgage on your home, then this will need to be paid off in order to sell your home, however there are different rules if you want to port your mortgage (transfer it to a new home) so it is best to ask your mortgage provider. If you have a line of credit attached to the mortgage, then this will likely also need to be paid off, so it is best to find out in advance.
Penalties for closing your mortgage early:
If you have a mortgage, it is a good idea to call your mortgage provider and ask if there are penalties for closing your mortgage early. Sometimes these penalties are low, but they can also be unexpectedly high so it is worth finding out (especially if equity is tight). I had a client once whose penalty was $43,000 and so they decided not to sell at that time. I am not a mortgage broker, however I have been told that there can sometimes be an option of porting your mortgage (transferring it from your existing home onto a new home) which would eliminate the penalty fee. Definitely worth making that call to get all of the details!
Overdue property taxes:
If you have any overdue property taxes, then the amount will be taken off your sale proceeds so best to find out in advance if you are behind in those payments.
Depending on the type of property you are selling, there are some other closing costs to be aware of:
Title insurance
: If you own a home with land (for example, single family home, townhouse, duplex or mobile with land), then you will have the option to offer title insurance to the buyer(s). This can be offered in lieu of a real property report (RPR). An RPR is a survey of the land whereby it shows where the house and garage where, where the deck and fence (if applicable) are so that you know if your fence encroaches onto your neighbour’s property, for example. Title insurance is much cheaper than an RPR (I have been told RPRs can be $1800-$2500, whereas title insurance is cheaper: $229 for a $500,000 property, for example) and will be handled by your lawyer behind the scenes as long as it is included in the purchase contract. Your REALTOR® can help you calculate approximately how much title insurance will be given the estimated sale price of your home.
Condo documents:
If you own a home with condo fees (for example, apartment/condo, townhouse with condo fees or mobile with condo fees), then you will be responsible for gathering a full set of condominium documents for the buyer in order for them to decide if they are going to commit to buying your home. These condo documents can be obtained from your condo management company. Sometimes they will have an entire package for you to order and sometimes you will need to order each document individually. Sometimes they will have a website where you can order them and sometimes it will require a phone call or email to the management company. Your REALTOR® will help you collect these. The price varies significantly depending on the management company. Some mobile parks give the documents for free, but I would recommend estimating a cost of $500 (on the high end) to collect these documents for the buyer.
WETT inspection:
If you have a wood burning fireplace, then there is a very good chance that a buyer will ask for a WETT (wood energy technology transfer) inspection report in order to proceed with buying your home. This report will tell you and the buyer if the fireplace is in good condition (no fire hazards) and meets the code requirements. It is advisable to get a WETT inspection as early in the listing process as possible so you are ready for when a buyer places an offer on your home. We can refer you to a WETT inspector, but the cost is usually $350 for 1 fireplace. When you get the report from your inspector, you can leave it on the kitchen counter for buyers to see when they come through your home.
PWF inspection:
If you have a wood foundation, then you will need to obtain a PWF (preserved wood foundation) certificate before listing your home for sale. This certificate will tell buyers that your foundation is in good condition and does not need repair. These certificates are approximately $2500 (plus GST) and can take some time to get, but again, your REALTOR® will help you with the process.
Pre-inspection:
If you own a home older than a few years old, then it is advisable to get a pre-inspection for your home. This closing cost is optional as the buyer will have their own inspection on your home, but it is recommended (highly recommended in older homes) so that if there is something that needs to be repaired, then you can repair it before a buyer comes along. Large “issues”, such as foundation cracks or moisture issues, can scare a buyer away and they can end up leaving a contract when the deal is pending, so it is best if you can fix those “issues” right away. If the report is clean, then you can leave it on the kitchen counter for buyers to see when they come through the home and they will feel more comfortable placing an offer on your home. This is especially important to do if you own a more expensive home. Home inspections cost approximately $500-550 and your REALTOR® can give you a list of recommended inspectors in town.
GST on new build:
If you are building a new home, we advise that you speak with your tax accountant or CRA about whether or not you will need to pay GST on the sale of your home.
Alarm contract:
If you have an alarm system on your home and you have signed up for a contract, be aware that if you call to cancel that contract, there will likely be a penalty fee. Please contact your provider to find out what that fee will look like. Sometimes a buyer will take over the contract for you, but this, I find, is rare.
If you have any questions about closing costs, please feel free to contact your knowledgeable A-Team REALTOR® and we’ll be happy to help! This is a fairly comprehensive list of closing costs, but there are others which are not discussed here (for example, liens on your property title). Don’t worry though - we go through these costs at the listing presentation as we want to ensure you have all the best information so you can make the best decision. For information about selling your home or to set up a time to discuss these closing costs with an A-Team REALTOR®, visit our sellers page here.
Thanks for reading and have a great day!
-Breanna
What Closing Costs Should I Expect to Pay When Selling My Home? was first seen on https://www.ateamymm.ca/
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