#pomis scheme post office

[takapoysanews]

পোস্ট অফিস স্কিম।Indian Post Office। Interest Rates of Post Office 2022 -takapoysanews - TAKAPOYSANEWS

In this particular post you learn details about Indian post office schemes and their lastest interest rates.

There are 9 types of schemes activated by Indian government are popular very much. Among them 1.Post office savings account 2. Post office time deposit / fixed deposit 3.Post office monthly income scheme (MIS) 4.Post office recurring deposit (RD) 5. Post office senior citizen savings scheme (SCSS) 6. Sukanya samriddhi Yojana 7.Kishan Vikas Patra (KVP) 8.Public Provident Fund (PPF) 9. NSC National Savings Scheme .

In this post you learn all the details for this popular schemes in Bengali.

[investmentadvisor01]

Securing Your Tomorrow: The Complete Guide to Investing in LIC and Post Office Schemes

When it comes to securing your financial future, Life Insurance Corporation (LIC) and Post Office Schemes stand out as two of the most reliable options available in India. As an investment advisor in Prayagraj and a seasoned LIC Agent in Prayagraj, I have seen firsthand the benefits these LIC schemes and Post Office schemes offer. With a history of stability and a range of products designed to meet various needs, these schemes offer a blend of security and growth. This guide will walk you through the essentials of investing in LIC and Post Office Schemes, helping you make informed decisions..

Why Choose LIC and Post Office Schemes? :

Trust and reliability are paramount when choosing where to invest your money. As an investment advisor in Prayagraj, I can confidently recommend LIC schemes and Post Office schemes. LIC, being a government-owned entity, has a long-standing reputation for trustworthiness and reliability.

Similarly, Post Office schemes are backed by the government, ensuring a high level of security for your investments. Both LIC and the Post Office offer various products catering to different financial goals and timelines.

Whether you're looking for life insurance, retirement plans, or short-term savings options, there's a scheme that fits your needs. Additionally, these schemes provide attractive returns. 

LIC policies often come with bonuses, while Post Office schemes offer assured returns, often higher than traditional savings accounts. For reliable and comprehensive LIC Agent service in Prayagraj, look no further.

Key LIC Products to Consider :

1. Endowment Plans: These plans combine insurance coverage with savings. They are ideal for those looking to build a corpus over a period while enjoying the benefits of life cover.

2. Term Insurance: For those seeking pure risk cover, term insurance is the best option. It offers high coverage at low premiums, ensuring financial security for your dependents in case of your untimely demise.

3. Pension Plans: LIC’s pension plans help you plan for a financially secure retirement. By investing regularly, you can ensure a steady income post-retirement.

4. ULIPs (Unit Linked Insurance Plans): ULIPs offer the dual benefit of insurance and investment. Part of your premium is invested in the market, potentially yielding higher returns, while the rest provides life cover.

Key Post Office Schemes to Consider :

1. Post Office Monthly Income Scheme (POMIS): Ideal for those seeking a regular income, POMIS provides a fixed monthly return, making it a perfect choice for retirees or those needing consistent income.

2. Public Provident Fund (PPF): PPF is a long-term savings scheme with tax benefits. It offers attractive interest rates and the security of government backing.

3. National Savings Certificate (NSC): NSC is a fixed-income investment offering tax benefits. It’s suitable for risk-averse investors looking for safe and guaranteed returns.

4. Sukanya Samriddhi Yojana (SSY): Aimed at the welfare of the girl child, SSY offers high interest rates and tax benefits, helping parents build a substantial corpus for their daughters’ future education and marriage.

How to Choose the Right Scheme :

1. Assess Your Financial Goals: Determine your short-term and long-term financial objectives. Are you saving for your child's education, a house, or retirement?

2. Risk Tolerance: Understand your risk appetite. LIC policies are generally low-risk, while ULIPs involve market-linked risks. Post Office Schemes are highly secure but may offer slightly lower returns compared to market-linked products.

3. Tax Benefits: Consider the tax implications of each scheme. Many LIC policies and Post Office Schemes offer tax deductions under Section 80C of the Income Tax Act.

4. Liquidity Needs: Evaluate your need for liquidity. While some schemes like POMIS offer regular returns, others like PPF have a lock-in period.

Conclusion :

Investing in LIC and Post Office Schemes can be a prudent choice for securing your financial future. They offer a blend of safety, reliability, and attractive returns, making them suitable for a variety of financial goals. By carefully assessing your needs and understanding the features of each scheme, you can make informed decisions that align with your financial aspirations. Secure your tomorrow by investing wisely today.

[banglanetorg]

পোস্ট অফিসের এই স্কিম স্বামী-স্ত্রীর জন্য দুর্দান্ত অফার দিচ্ছে, অল্প সময়ে হবে আর্থিক উন্নতি।

[parentnashik]

Post Office MIS: Earn every month from Post Office Scheme (POMIS)? These rules of Income Tax have to be kept in mind while filing ITR

Post Office MIS: Earn every month from Post Office Scheme (POMIS)? These rules of Income Tax have to be kept in mind while filing ITR

[evinsights]

Post Office Monthly Income Scheme|डाकघर मासिक आय योजना

How to Open MIS Post Office Monthly Income Scheme | MIS | Monthly Income Scheme | POMIS | Post Office Income Scheme | How to open Post office MIS account अपने भविष्य को सुरक्षित करने के लिए सुरक्षित स्थान पर निवेश करना महत्वपूर्ण है। अगर आप ऐसा नहीं करते हैं तो जमा किया हुआ पैसा डूब सकता है। आज हम आपको एक ऐसी स्कीम के बारे में बताएंगे जहां निवेश करने से आपको अन्य विकल्पों के मुकाबले ज्यादा…

[purpleloveenthusiast]

Monthly Income Scheme from Post Office in India

https://www.mppeb.org/post-office-monthly-income-scheme-pomis-update/

[kokaniudyojak]

Post Office Monthly Income Scheme In marathi (POMIS) : पोस्ट ऑफिस मासिक उत्पन्न योजना जाणून घ्या .

Post Office Monthly Income Scheme : भारत सरकारने सार्वजनिक क्षेत्रातील वित्तीय बँकांसह पोस्ट ऑफिस योजना सुरू केल्या आहेत. त्यापैकी पोस्ट ऑफिस मासिक उत्पन्न योजना (POMIS) ही अशी योजना आहे, जी तुम्हाला तुमच्या ठेवींच्या गुंतवणुकीवर खात्रीशीर परतावा देते. या योजनेचा लाभ कोणीही घेऊ शकतो. भारतीय पोस्ट ऑफिस योजनांमध्ये अनेक प्रकारचे बचत खाते उघडण्याची सुविधा उपलब्ध आहे. तर यापैकी आपण पोस्ट ऑफिस मासिक…

[lawyer2ca]

Senior citizens: Government hikes Senior #Citizen #savings Scheme (#scss), National Saving Certificate (#NSC), Post Office Monthly Income Scheme (#POMIS), Post Office Time Deposit (#potd) interest rates for the January–March quarter of FY 2022–23 - Lawyer2CA®️

Senior Citizen Savings Scheme (SCSS) has an interest rate of 8.0% per annum for the fourth quarter of FY 2022–23. Anyone over the age of 60 and who is over 55 but under 60, is eligible for this programme. An SCSS account can be opened with as minimum as Rs 1,000 and a maximum of Rs 15 Lakh. The account has a five-year maturity period that can be extended by an additional three years. A penalty equal to 1.5% of the deposit is imposed for early withdrawals made after one year. Section 80C of the Income Tax Act allows for the deduction of investments up to Rs 1.5 lakh. Additionally, the interest income is wholly taxable.

The Post Office Monthly Income Scheme (POMIS) interest rate has gone up from 6.7% to 7.1%. This account may be opened with a minimum deposit of Rs. 1,000 and a maximum deposit of Rs 4.5 Lakh (single account) and Rs 9 Lakh (joint account).

Post Office Time Deposit Account (POTD) can be opened for one, two, three, and five-years tenure. A minimum investment of Rs 1,000 is needed to open an account and there is no maximum investment amount. POTD now earns an interest rate of 6.6%, 6.8%, and 6.9% for periods of one year, two years, and three years, respectively. Under Section 80 C of the Income Tax Act of 1961, a senior citizen may be qualified for a tax deduction for a 5-year Post Office Time Deposit Account.

For the January-March quarter, the interest rate on National Savings Certificates (NSCs) is now, 7%. A minimum of Rs. 1,000 should be invested, in multiples of Rs. 100. There is no upper limit. The account will have 5 Years of maturity.

Kisan Vikas Patra's (#kvp) interest rate was hiked from 6.8% to 7%.

#Lawyer2CA #interestrates

https://economictimes.indiatimes.com/wealth/invest/senior-citizens-govt-hikes-senior-citizen-savings-scheme-nsc-post-office-time-deposit-interest-rates/post-office-time-deposit-account-potd/slideshow/96737707.cms

[marketing-ffreedom]

Best Online Course on POMIS - ffreedom app

Get a stepbystep process on POMIS with the help of our successful mentors. Learn to invest in the Post Office Monthly Income Scheme to get monthly income.

[slnkhabar]

बैंक को छोड़ इस सरकारी स्कीम में जमा करें 4.50 लाख, हर महीने होगी 2500 रुपये की कमाई और 5 साल बाद पूरे पैसे वापस

बैंक को छोड़ इस सरकारी स्कीम में जमा करें 4.50 लाख, हर महीने होगी 2500 रुपये की कमाई और 5 साल बाद पूरे पैसे वापस

Post Office Monthly Income Scheme: देश में हर वर्ग के लिए कोई न कोई स्कीम जरूर है। वहीं, अगर आप भी सुरक्षित और निश्चित लाभ कमाना चाहते हैं तो पोस्ट ऑफिस की स्कीम आपके लिए बेस्ट है। हम जिस स्कीम की बात कर रहे हैं वह Post office MIS (POMIS) है। इसमें आप एक बार निवेश कर हर महीने ब्याज के रूप में अच्छी कमाई कर सकेंगे। इस खाते (Post Office Saving Scheme) के कई फायदे हैं। आपको बता दें कि इसे 10 साल से…

[paybimainsurance]

Post Office Saving Schemes, Saving Plans for Boy Child in India 2022

Below are the 6 best Post Office Schemes for Boy Child in India-

National Savings Certificate (NSC)

Ponmagan Podhuvaippu Nidhi Scheme

Post Office Monthly Income Scheme (POMIS)

Kisan Vikas Patra (KVP)

Post Office Recurring Deposit

Public Provident Fund (PPF)

[findtnjobs]

POMIS SCHEME - Post Office Monthly Income Scheme 2022

#pomisscheme #pomis_scheme #pomis #postofficesavings #savingscheme #bestsavingscheme #post_office_savings #saving_scheme #best_saving_scheme postoffice #pomisscheme #monthlyincomescheme #pomis #postofficescheme #சேமிப்புதிட்டம் #சேமிப்பு_திட்டம்

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[vilaspatelvlogs]

POMIS: हर महीने बढ़ जाएगी घर की इनकम, ID या एड्रेस प्रूफ है तो खोले ये खाता

POMIS: हर महीने बढ़ जाएगी घर की इनकम, ID या एड्रेस प्रूफ है तो खोले ये खाता

नई दिल्ली: भविष्य को सुरक्षित करने के लिए निवेश भी सही जगह करना जरूरी होता. ऐसा नहीं करने पर आपकी जमा पूंजी डूब भी सकती है. इसलिए हम आपको ऐसी स्कीम के बारे में बताएंगे जहां निवेश करने से आपको दूसरे विकल्पों के मुकाबले बेहतर मुनाफा मिल सकेगा. जी हां, हम बात कर रहे हैं पोस्ट ऑफिस की मंथली इनकम अकाउंट (Post office Monthly Income scheme) की जो आपकी जमा पूंजी को सुरक्षित रखती है. इसके साथ ही आपकी…

[aloneworldwebinfo]

POMIS Full form - Post Office Monthly Income Scheme

Post Office MIS Scheme - How To Open Post Office MIS Account

पोस्ट ऑफिस मंथली इनकम स्कीम यह पोस्ट ऑफिस की स्कीमों में से एक ऐसी scheme है, जो आपको आपके जमा निवेश पर guaranteed return देती है। कोई भी व्यक्ति इस scheme का लाभ उठा सकता है.

जिस तरह से हम किसी भी bank में अपना account open कर सकते है, उसी तरह ही पोस्ट ऑफिस में जाकर MIS account open कर सकते है। यह account खोलने के लिए वही documents लगते है जो बैंक में लगते है। कोई भी भारतीय नागरिक यह खाता खोलकर उसका लाभ उठा सकता है।

read more.....

[postofficemiscalculator-blog]

Post Office MIS Calculator

Calculate monthly income from the post office on your investments with this online MIS calculator tool. All you need to do is enter the amount you have invested in the Post Office Monthly Income Scheme (POMIS), select the interest rate and click the 'Calculate' button. Find which are the best Post Office schemes to invest! https://miscalculator.xyz/

[healthhotspot]

Busting the Myth Around Monthly Income Plans

There are certain misconceptions among investors about monthly income plans (MIPs) of mutual funds. Here is what the MIPs are all about:-

What are MIPs? MIPs are hybrid mutual fund schemes, which invest 15 -25 per cent of the portfolio in equities and the balance in debt and money market instruments. As the name suggests, an MIP aims to provide investors with liquidity by offering dividends at regular intervals. Most investors even opt for monthly dividend option.

What MIPs are not? MIPs are not guaranteed or assured monthly income products. They are market-linked products and declaration of dividend is subject to the availability of distributable surplus.

Whom does it suit? Investors with a low-moderate risk appetite should invest in MIPs. Those who seek higher returns than those offered by fixed deposits or bonds and are willing to take on slightly higher risk should consider investing in MIPs. MIPs also appeal to investors in the higher tax bracket as these schemes offer better post-tax returns compared to other investment options such as fixed deposits.

What are the alternatives? If you are looking to invest in an MIP to ensure an assured monthly income flow, then the Post Office Monthly Income Scheme (POMIS) or a fixed deposit scheme with the monthly interest payout option should work out better for you

Myths and realities

Myth: MIPs offer regular monthly dividends Realty: Dividends are given at regular intervals - monthly, quarterly or half-yearly, not necessarily monthly

Myth: MIPs give assured dividend Reality: MIPs being market-linked tool, dividends are declared subject to the availability of distributable surplus and it's solely at the discretion of the fund house.