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Things to Look in for the Best Portfolio Management Services in India
Portfolio Management Service or PMS is an investment vehicle with a higher minimum investment requirement. PMS offers a customized portfolio for a large investible corpus.
There are a plethora of Portfolio Management service providers in India, and as an investor the options can seem overwhelming. So, for investors looking out for a good PMS scheme in India, keep an eye out for these points while making a decision:
SEBI registered: This may seem obvious, but ensuring valid registrations is a basic first step in the due diligence process. All PMS funds need to be registered with SEBI to function in India, so always check the SEBI website to ensure compliance. One can also contact the concerned investment company and ask to see a digital copy of their PMS license.
Strategy used and alignment: Investors should ask themselves – What are my investment goals? For example: If an investor is looking for long term returns then, a PMS fund that has a high churn rate with speculative gains would be a terrible match. This means any prospective investor should ask questions about the PMS fund’s investment and stock selection approach. There should be a match in terms of the investor’s investment objective and the PMS fund’s investment philosophy.
Past returns & Benchmarking: Past performance across years might be one of the main aspects that investors look for. However, one must keep the following in mind when looking at returns:
Observe returns across time horizons and keep in mind the date of inception of the fund. Many times, funds that have only been in existence for few months record exceptional returns that may or may not be sustainable. This offers a very skewed picture as the returns would only be exceptional for that amount of time. So, investors should always look at returns for 1 year, 3 years, 5 years, 10 years and since inception.
Investors must benchmark the PMS returns against indices and take note of the number of years as well as the number of times that the fund has outperformed the markets. This gives a good perspective on the numbers published by PMS funds, because it provides investors an understanding of the returns with a backdrop of the market conditions.
Reading the fine print is another good rule of thumb. Sometimes, the returns published exclude the tax, fees and other expenses, that an investor must incur before actually seeing any of the returns. So, always ensure that the returns published by an investment company are the ‘Net Returns’ and not ‘Gross Returns’
Hidden costs: As mentioned before, there are multiple expenses other than the fees that an investor has to incur – this includes the taxation, entry load, exit load, operational expenses etc. The expense ratio is always something that a prospective investor should understand- so that, there are no hidden costs.
Portfolio Manager’s background: An often overlooked point is to look at the portfolio manager’s professional and educational background. Someone with a rich background in the industry will have a better idea about the markets and would have a more reliable reputation. It also gives an understanding of the
References: Nothing beats word of mouth. No form of advertising can top the authenticity that comes from a past investor’s recommendation. So as an investor, you can always ask a PMS service provider to connect you with some of their clients to hear their experience. A basic online search for reviews will also give some perspective on the fund.
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DAY 6149
Jalsa, Mumbai Dec 19, 2024/Dec 20 Wed/Thu 11:59 pm
Birthday - EF Binita Sarkar
Friday, 20 December .. and the wishes of the entire Ef family ..
Back to work tomorrow after a day's rest .. but work did not stop .. and then working for the future needed attention and consent and affirmation .. so ..
BUT ..
the great joy of having two of the most gifted and talented legendary icons of the Music World at work , was a delight like no other ..
What talent and what special gifts they possess .. an envious condition for me .. wish I could be like them ..
Now the time to learn is depleted .. shall make efforts to perhaps be in the company of them that compel one to be in touch with the basics of the craft ..
More then .. in the hope of an early connect ..
Children .. their innocence and desire to be at their best in the presence of parents .. such a delight .. and when they are in the company of thousands performing for you .. it is the most exhilarating experience ..
Today was one such ..
Good night .. for the morrow calls ..

Amitabh Bachchan
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The former One Direction pop artist will perform at Lollapalooza India on Mar. 9, 2025
Anurag Tagat Mar 04, 2025
Later this week, U.K. pop singer-songwriter Louis Tomlinson makes his long-anticipated India debut at the third edition of Lollapalooza India in Mumbai on Mar. 9, 2025.
Why exactly can we say with conviction that this has been long-anticipated? According to Chartmetric stats from December 2024 provided by music company Outdustry, India is the “Two Of Us” hitmaker’s second biggest market on YouTube, where the country ranks sixth place in terms of views and second place in terms of comments from India.
On Spotify, India is 5th in monthly listeners, making up 7.2 percent of his total audience.
Tomlinson’s fan army – Louies – are a tight-knit and clearly altruistic bunch in India. In the run up to finally being announced as a headliner at Lollapalooza India, the former One Direction member’s fans flooded his show request page with over 4,000 entries to play in India.
Now that he’s coming down, they’ve even gone on to crowdfund tickets to help fellow fans make it to his set. The crowdfunding campaign also received financial support from international fanbases in London and Argentina, among others.
[ Fans are preparing for Louis Tomlinson’s India debut at Lollapalooza India 2025 in Mumbai. ]
If you thought it was just American punk rock favorites Green Day who helped sell out day 2 Lollapalooza India tickets, think again – Louies have done their bit.
Beyond this, the Louies of India fan group has been actively planning coordinated fan projects such as crowdsourcing synchronized chants, glowing light displays, and a special festival moment inspired by the concert traditions at Tomlinson’s shows everywhere else in the world. Concertgoers are also throwing back with a friendship bracelet exchange and outfit coordination.
Some fans are planning to arrive as early as 2 PM to secure the best spots, while others have even created a PowerPoint presentation (nerdy but always acceptable) requesting songs as part of Tomlinson’s Lollapalooza India set — a gesture that has quickly gained traction within the community.
At the end of January, Tomlinson specifically wrote about his Lollapalooza India show on X. He said, “Hope everyone’s doing alright! Had a good break, looking forward to getting back to it. India is going to be special, it’s somewhere I’ve dreamt of playing for a long time! Excited about the next few months of writing as well. Big year incoming!”
#so exciting!#all the fan projects 🥹#louis#lollapalooza india#mar 9th#lt tour 2025#rolling stone india#04.03.25#press
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The Valley of Fear: The Warning
Originally serialised in The Strand from September 1914 to May 1915 and in US from September to November 1914 in supplements for various Sunday newspapers, the fourth Sherlock Holmes novel was first published in book form by the George H. Doran Company (now part of the Doubleday subsidiary of Penguin Random House) in February 1915 in the United States when that serialisation was done. The UK edition by Smith, Elder & Co. came out in June 1915.
The US version is the one on Wikimedia Commons.
The Greek version of E or "Epsilon" looks like this:
British libel law requires the defendant to prove the contested statement is true on the balance of probabilities, the reverse of the American requirement where the plaintiff must prove the statement is false and the defendant knew that.
The first asteroid had only been identified in 1801; that being Ceres, now officially a dwarf planet in the same category as Pluto, Eris, Sedna and some others. Most asteroids cannot be seen with the naked eye.
The problems of informing someone of the cipher being used and the message being sent without risking compromise has long been a challenge for cryptography.
More on book ciphers here, with spoilers for various other works including BBC's Sherlock:
The Bible not only has a vast range of editions, but it also a vast range of translations available. The standard version used in Church of England churches would be the King James Version and even that has different editions.
Bradshaw's would have a wider range of vocabulary in the city/town guides, but probably not enough for most messages.
Whitaker’s Almanac was an annual reference book published by various publishers, most recently Rebellion Publishing, between 1867 and 2021, it has been on indefinite hiatus since then.
It contained a lot of esoteric material. The 1887 guide includes things like:
The rising and setting times of the five planets visible with the naked eye every seven days.
A calendar of appointed Bible readings in churches for every Sunday.
The date of Easter for every year from 1500 to 2000.
The monthly wages of seamen out of the port of London from 1848 to 1885
A guide to the War Fleets of the World.
Income tax from 1842 to 1887 - it was 8d per £ over £100 in 1887, but nothing under that amount.
Railway stock prices.
The fastest and longest non-stop trains; the 4.17 (I assume pm) from Grantham to King's Cross took 1 hour and 58 minutes to cover 105 1/4 miles, at an average speed of 53 1/2 mph. Today, Hull Trains will get you there in 1 hour and 3 minutes, an average speed of 100mph!
Good and bad harvests... with the marriage rate in the same table.
Mahratta is an old spelling of Maharashtra, the Indian state that is home to Mumbai.
Scotchman was a contemporary term for Scotsman; today using "Scotch" to describe people is considered offensive by many Scottish people. It's fine for certain objects, like the drink.
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[ A SINGLE PACKAGE HAS BEEN DELIVERED. INSIDE IS A LETTER FROM THE PROFESSOR THAT READS ]
hello and good morning libertalia !
is the humidity here in india treating you well ? for me mumbai has been an absolute whirlwind of excitement and adventure !
the chaos of the bustling streets is mesmerizing. honking horns, colorful saris, and the scent of street food filling the air create a symphony of sensations that is uniquely mumbai. i beg you all to try pav bhaji or panni puri at any of the local food stands. the culinary scene is unforgettable.
the people here are incredibly warm and welcoming. connecting with the locals has allowed me to earn a firm insight about their lives and cultures. one family was kind enough to extend an invitation to their daughter's wedding. enclosed in this package you will find the invitation as well as a short description of the bhavnani family.
the bhavani's kindness is an extension of my own. though i understand their wealth may make your mouth water more than the pav bhaji i mentioned earlier ; i expect all of you to act on your best behavior. no thievery , no scams. but alas the warning may be mere words to you all.
signed, the professor.
[ UNDERNEATH THE LETTER IS A RED BOX CONTAINING INDIAN SWEETS AND A GOLD ACCENTED WEDDING INVITATION. IT READS ]
please join us at a reception to celebrate the wedding of DIMPLE & VIKRAM
FRIDAY 22ND SEPTEMBER 2023
8:00 PM ONWARDS
HOSTED AT THE BHAVNANI ESTATE, MUMBAI
[ THE LAST ITEM IN THE PACKAGE IS A DOSSIER OF THE BHAVNANI PATRIACH ]
AKSHAY BHAVNANI is an indian billionaire businessman who is currently the chairman of assurance industries. assurance is a multinational conglomerate that deals in energy, petrochemicals, natural gas, retail, and more. they are the largest public company in india earning a net income of $9.2 billion. akshay inherited the business after his father's passing in 1996. since then, assurance has found itself in multiple controversies. most recently, they are being investigated for stock manipulation, criminal conspiracy, and corruption.
akshay's only daughter dimple will be marrying vikram singh at his multi-million dollar estate right here in mumbai. guarded well, the bhavnani estate is littered with priceless artifacts, art, and jewels. while none of which are useful in finding avery's treasure, they are just as appetizing for those in search of treasure.
OUT OF CHARACTER INFORMATION.
welcome to our first event ! we kept it simple as this event is meant for our characters to get to know each other ; as well as establish where our characters are at the moment.
the event is a formal event. all characters should be dressed to reflect that. unlike western weddings , the bride will be dressed in red. not white. your character should refrain from wearing red !
our event will begin when in character interactions do on FRIDAY SEPTEMBER 22ND @ 12:00 PM PST.
all event starters should be tagged: at:eventone
if you'd like to post your characters outfits: at:outfits
the event will last FIVE DAYS. it officially ends on TUESDAY SEPTEMBER 26TH.
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[ad_1] MI and CSK players ahead of their clash against each other in Chennai in the IPL 2025 (PC: CSK/X) Chennai Super Kings vs Mumbai Indians, MA Chidambaram Stadium, 7.30 pm What to expect Fireworks. This is the most anticipated feature of a match pitting the six-time champions against a side which won it five times. However, given the nature of the Chennai pitch, this might turn out to a slow-burning battle, where the gap between the teams will be thin. Ability to rotate strike might become as important as the power to clear the boundary. With Hardik Pandya and Jasprit Bumrah not available for different reasons, MI have to make late adjustments. With due respect to MI’s overall might, the absence of these two leave huge gaps. The team balance goes awry. MI will expect their heavy artillery in batting to take on the CSK spinners. In all likelihood, this match will be decided there. Key battle The likely trio of Ravi Ashwin, Ravindra Jadeja and Noor Ahmad will have their task cut out against a strong MI batting line-up. The frontline spinners also have the company of part-timer Deepak Hooda. Rohit Sharma, Ryan Rickelton, Will Jacks, Tilak Varma, Suryakumar Yadav is a fearsome top five. They have to fire for MI to have the last laugh. MI Likely XI Pandya is serving a one-match suspension. Bumrah is out for a week at least. This means late adjustments. South African Rickelton is likely to partner Rohit at the top. For the Latest Sports News: Click Here Hardik Pandya for MI (PC: MI/X) Rohit Sharma, Ryan Rickelton (WK), Will Jacks, Tilak Varma, Suryakumar Yadav (C), Naman Dhir, Raj Bawa, Deepak Chahar, Karn Sharma, Mitchell Santner, Trent Boult. Impact sub: Mujeeb Ur Rahman. CSK Likely XI CSK are likely to stick to their tried-and-tested ploy of relying on spin. They will field a variety of them, including the off-spin of Ashwin, who returns to the team after years. Ruturaj Gaikwad (C), Devon Conway, Rahul Tripathi, Shivam Dube, Deepak Hooda, Ravindra Jadeja, MS Dhoni (WK), Sam Curran, R Ashwin, Noor Ahmad, Matheesha Pathirana. Impact sub: Rachin Ravindra, Vijay Shankar. Pitch and weather For many years, the pitch has been dry and conducive for spin. It’s unlikely to change. It will be hot and humid next to Marina Beach. There are faints chances of rain, but that is expected after the match gets over. Also Read: Run Fest on the Cards as SRH lock horns with RR at Uppal The post Spin gives CSK the edge against MI missing Pandya, Bumrah appeared first on Sports News Portal | Latest Sports Articles | Revsports. [ad_2] Source link
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[ad_1] MI and CSK players ahead of their clash against each other in Chennai in the IPL 2025 (PC: CSK/X) Chennai Super Kings vs Mumbai Indians, MA Chidambaram Stadium, 7.30 pm What to expect Fireworks. This is the most anticipated feature of a match pitting the six-time champions against a side which won it five times. However, given the nature of the Chennai pitch, this might turn out to a slow-burning battle, where the gap between the teams will be thin. Ability to rotate strike might become as important as the power to clear the boundary. With Hardik Pandya and Jasprit Bumrah not available for different reasons, MI have to make late adjustments. With due respect to MI’s overall might, the absence of these two leave huge gaps. The team balance goes awry. MI will expect their heavy artillery in batting to take on the CSK spinners. In all likelihood, this match will be decided there. Key battle The likely trio of Ravi Ashwin, Ravindra Jadeja and Noor Ahmad will have their task cut out against a strong MI batting line-up. The frontline spinners also have the company of part-timer Deepak Hooda. Rohit Sharma, Ryan Rickelton, Will Jacks, Tilak Varma, Suryakumar Yadav is a fearsome top five. They have to fire for MI to have the last laugh. MI Likely XI Pandya is serving a one-match suspension. Bumrah is out for a week at least. This means late adjustments. South African Rickelton is likely to partner Rohit at the top. For the Latest Sports News: Click Here Hardik Pandya for MI (PC: MI/X) Rohit Sharma, Ryan Rickelton (WK), Will Jacks, Tilak Varma, Suryakumar Yadav (C), Naman Dhir, Raj Bawa, Deepak Chahar, Karn Sharma, Mitchell Santner, Trent Boult. Impact sub: Mujeeb Ur Rahman. CSK Likely XI CSK are likely to stick to their tried-and-tested ploy of relying on spin. They will field a variety of them, including the off-spin of Ashwin, who returns to the team after years. Ruturaj Gaikwad (C), Devon Conway, Rahul Tripathi, Shivam Dube, Deepak Hooda, Ravindra Jadeja, MS Dhoni (WK), Sam Curran, R Ashwin, Noor Ahmad, Matheesha Pathirana. Impact sub: Rachin Ravindra, Vijay Shankar. Pitch and weather For many years, the pitch has been dry and conducive for spin. It’s unlikely to change. It will be hot and humid next to Marina Beach. There are faints chances of rain, but that is expected after the match gets over. Also Read: Run Fest on the Cards as SRH lock horns with RR at Uppal The post Spin gives CSK the edge against MI missing Pandya, Bumrah appeared first on Sports News Portal | Latest Sports Articles | Revsports. [ad_2] Source link
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SySpree Digital - Best Web Design Company in Mumbai
SySpree is a trusted web design and digital marketing agency in India, providing innovative solutions to businesses. Our collection of services includes website development, web design, digital marketing, social media marketing, and search engine optimization. We cater to companies in India as well as overseas. We are proud to have more than seven years of experience in the field, making us a reliable and smart choice for web design and digital marketing services no matter your location. We are the best web design company in Mumbai you can look for.
At SySpree we craft tailor-made websites and digital solutions that REACH, IMPACT, AND SELL. Let our experience assure you of unparalleled expertise, technical robustness, and creative brilliance. With an unmatched blend of technology and innovativeness, our team is equipped to deliver an unrivaled user experience and interface, to give you a unique competitive advantage.
As a leading company in web solutions, SySpree aims to provide comprehensive 360-degree solutions for online ventures, start-ups, e-commerce sites, and small-scale businesses. We achieve this goal through web marketing, search, technology-driven software, and mobile development. Our skilled staff work across various platforms, integrating the best of both worlds; creativity and technology. Hence, we emerge as an integrated web and mobile development company dedicated to delivering excellent services to our clients.
Website: https://syspree.com/
Address - 1101- B, 11th Floor, Dev Corpora, ‘A’ Wing Eastern Express Highway, Cadbury Junction, Thane, Mumbai, Maharashtra 400601
Phone no - 08652398888
Business Hours: Monday to Sunday 6 AM–11:30 PM

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Java Kafka Developer
Job title: Java Kafka Developer Company: Virtusa Job description: Java Kafka Developer Work Timing : 2 PM to 11 PM Work Mode : Hybrid Work Location : Chennai , Bangalore , Hyderabad , Pune , Gurgaon , Mumbai Primary Skills : Java , Kafka , AWSJD Design and develop complex Java-based applications using AWS services, Spring framework, Apache Camel, Kafka, and SQL, etc. Work collaboratively with…
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Chapter 1 The Last Chance
"Never make a decision when you're extremely happy or deeply angry, because such choices can lead to regret" Nandini said, looking at Navya.
"Do you regret choosing to leave him?" Navya asked.
Silence filled the dimly lit room as the two best friends, who always had something to talk about, found themselves lost in memories of the past.
"No, I don't regret leaving him," Nandini replied, her face clouded with sadness. "I'm just hurt that he never came back."
"Now what are you going to do about your situation? Any idea?" Navya asked, her face filled with worry.
"I'm planning to move away from here. I think if I go off the radar, he will finally leave me alone," Nandini replied.
"Where are you planning to move?" Navya asked.
"Coonoor," Nandini answered.
"But what will you do there? What about work? Do you have any opportunities?" Navya asked, almost yelling at her.
"I have some extended family living there. I spoke to my uncle, and he told me there's a requirement for a manager to oversee a chocolate factory. They also want to create a website to deliver products across India," Nandini explained.
"Recently, a major investment was made by a food production company from Mumbai. They decided to export the famous chocolates from Ooty and Coonoor. My uncle's friend saw it as a good investment and gave up the majority of his company shares. Now, I'm just going to take that chance and move there. Hopefully, I can finally escape all of this and live in peace," she continued.
"Nandini, I never question your decisions, but I think you should reach out to Malik. You know he can help you," Navya suggested.
"No, Navya, I don't think that's a good idea. If I ask him for help, it will only go one of two ways—either he helps me, satisfies his ego, and never lets me forget it, or he simply refuses. And I can't live with either of those outcomes," Nandini said as a tear rolled down her cheek. Wiping it away, she continued, "I don't want his help, nor his pity."
"Nandini, to be honest, I never thought Manik's love for you was ordinary. It felt like he was living just for you. I don't believe he could be so heartless," Navya said.
"I am not questioning his love for me," Nandini replied. "But for him, his ego was more important than me or our relationship. That's why he never came back. And that's why I don't want his help now." Her voice carried both anger and sadness as silent tears fell from her eyes.
"It wasn't just his ego, Nandini. Your stubbornness played a part too," Navya said after a pause. "And because of that same stubbornness, you're putting yourself in danger."
"Navya, I'm going to Coonoor. That's final. Nothing is going to change my decision," Nandini stated firmly.
"Your wish," Navya sighed. "Just try to get some sleep. Tomorrow, we can discuss the details and plan your move to Coonoor." She walked out, closing the door behind her.
I know Navya isn't happy about me leaving, but Manik's chapter is closed. I have no intention of reopening it. Right now, I have more pressing matters—like figuring out how to get away from Abhi first.
Lying on the bed, I tried hard to fall asleep, knowing tomorrow would be a long day.
Suddenly, my eyes shot open. I was drenched in sweat. I grabbed my phone from the bedside table and checked the time—3:13 AM.
I tried to go back to sleep but eventually gave up and walked to the window. The cold winter breeze brushed against my face as I looked out at the empty road, admiring the peacefulness of Bengaluru at night.
It's hard to leave this place—the city that has been my home. The thought that this is my last night here, that I may never return, weighs heavily on me. I can't come back, not while Abhi is here.
Tomorrow is my only chance. By tomorrow night, I must be out of this city.
Thanks to Navya's colleague, I've already booked my ticket. I paid in cash to stay untraceable. My flight to Chennai is at 9 PM, and from there, I'll travel by road to Coonoor.
Tomorrow, everything changes—either for better or worse. But I've made my decision. I have to leave this place. If I don't get out by tomorrow, Abhi will be back early the next morning. By the time he comes home, if I'm not there, he'll go straight to Navya. I have to escape before that happens.
Before leaving Navya's place, I hugged her tightly and said, "I'll call you once I reach Coonoor. And don't forget—call my number and pretend you don't know where I went. From here, I'll go to the office, and after work, I'll leave straight from there."
"I still don't understand why we can't go to the police," Navya asked.
"You know nothing changes. We went before—did anything happen? Did anything change? Before he ruins my life completely, I have to get out of here," I replied.
I left immediately for the office. As soon as I stepped out of the cab and started walking towards the entrance, my phone rang. My stomach dropped.
I picked up the call, and there it was—the voice I dreaded. The voice of the man I was running from.
"Hello," Abhi said.
"Hello, Abhi," I replied, my voice steady.
"Reached the office?" he asked.
"Yeah. You have my location—why are you even asking?" I said, trying to sound casual.
"That's not the point. What I don't understand is why you didn't inform me before going to Navya's place yesterday. And why do you need to meet her so frequently?" he asked, clearly annoyed.
"She's the only friend I have, thanks to you. And it had been a long time since I saw her. Besides, I did tell you before going," I replied.
"Anyway, just for today. From tomorrow onwards, I'll be there," Abhi said.
I stayed silent. Today was my last chance—my only shot at freedom.
"After office, go straight home. Don't roam around. I'll be watching," he warned.
"Yeah, I know. I'll go straight home," I replied.
"See you tomorrow, babe," he said.
"Yeah, see ya," I muttered before disconnecting the call.
Then, under my breath, I whispered, "Never."
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Mumbai to Chennai Flights: The Best Time to Book for Maximum Savings
Mumbai and Chennai are two of India’s most bustling metropolitan cities, attracting business travelers, tourists, and students alike. Whether you're traveling for work or leisure, finding affordable Mumbai to Chennai flights can make a big difference in your travel budget. Knowing the best time to book can help you secure the best deals while avoiding last-minute price surges.
Understanding Mumbai to Chennai Flight Trends
Mumbai and Chennai are well-connected by several airlines, including IndiGo, Air India, Vistara, and SpiceJet. Flights operate frequently between Chhatrapati Shivaji Maharaj International Airport (BOM) in Mumbai and Chennai International Airport (MAA), ensuring passengers have multiple options to choose from. However, airfare fluctuates based on demand, season, and booking time.

The Best Time to Book Mumbai to Chennai Flights
1. Book in Advance (4-6 Weeks Before Departure)
One of the most effective ways to get cheaper Mumbai to Chennai flights is by booking in advance. Ideally, purchasing your tickets 4 to 6 weeks before departure can result in significant savings. Airlines tend to increase fares as the departure date nears, particularly within the last two weeks.
2. Midweek vs. Weekend Booking
Flights are generally more expensive when booked on Fridays and Sundays, as weekend travel demand increases prices. Instead, booking on Tuesdays or Wednesdays can be a great strategy for finding lower fares.
3. Off-Peak Travel Seasons
Peak travel seasons, such as festivals, summer vacations (April–June), and the end-of-year holiday season (December–January), often see high demand and increased airfare. If your travel dates are flexible, consider flying during the monsoon season (July–September) or post-festive months like February and March, when ticket prices tend to drop.
Tips to Get the Best Deals on Mumbai to Chennai Flights
1. Use Flight Comparison Websites
Websites like Google Flights, Skyscanner, and Kayak allow you to compare fares from multiple airlines, helping you find the most affordable option.
2. Set Fare Alerts
Many travel platforms and airline websites offer fare alerts. Subscribing to these alerts ensures you are notified when prices drop.
3. Opt for Budget Airlines
While full-service airlines like Vistara and Air India offer added comfort, budget airlines such as IndiGo, Go First, and SpiceJet provide lower fares. If saving money is your priority, choosing a budget carrier can be a wise decision.
4. Consider Connecting Flights
Though direct Mumbai to Chennai flights are the most convenient, opting for a connecting flight through Bengaluru or Hyderabad can sometimes be cheaper.
5. Use Airline Miles and Credit Card Offers
Frequent flyers can benefit from airline miles and reward points offered by credit card companies, which can be redeemed for discounts on flights.
Ideal Flight Timings for Cost Efficiency
Flight prices vary based on departure time. Early morning (before 8 AM) and late-night flights (after 10 PM) are usually cheaper compared to flights during peak business hours (9 AM – 7 PM). If your schedule is flexible, choosing these odd-hour flights can lead to savings.
Baggage Policies and Extra Costs
Before booking, always check baggage policies, especially if you are flying with budget airlines. Some airlines offer cheaper base fares but charge extra for baggage and seat selection. Being mindful of these hidden costs can prevent unnecessary expenses.
Conclusion
Securing the best deals on Mumbai to Chennai flights requires strategic planning. Booking at least 4-6 weeks in advance, choosing off-peak travel dates, setting up fare alerts, and considering budget airlines can help you maximize savings. By being flexible with your travel schedule and making informed decisions, you can ensure a cost-effective and comfortable journey between Mumbai and Chennai.
For the latest airfare deals, visit trusted travel booking platforms and book your tickets at the right time!
#cheapflights#flighthacks#bestflightdeals#saveonflights#cheapairfare#budgettravel#traveldeals#traveltips#bookyourflight#airtravel
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DAY 6135
Jalsa, Mumbai Dec 6, 2024/Dec 7 Fri/Sat 12:32 pm
🪔 ,
December 07 .. birthday greetings to Ef Binay Kumar Pandey .. 🙏🏽❤️🚩
💐 .. wedding anniversary greetings to Ef Dr. Pratik Vora .. for their 11 years of togetherness .. blessings and happiness .. from the Ef Family .. 💐🙏🏽❤️🚩

the wonder of time and company .. and the inquisitiveness of the coming times ..



the desire and expectation of the audience as they assist in the process of encouragement .. they are .. so we are ..
and the DAY ends very late .. it can become so, when the episodes at work are 4 .. and the time limits and the compulsions are immense ..
the plodding and the protocol of professionalism ride ahead of all else and the mind and body though in retaliation and reversal , complies ..
कुछ बातें कह के मान लेनी चाहिएँ , कुछ बातें कह के कहने दो वाली होती हैं । सब की सब बातें होती हैं । वजह क्या है, ये जानना और मानना कठिन है । कठिन ही रहने दें ।
ख़ुद बातें बनाना जिनका कोई भी आधार नहीं, वो उनका व्यवसाय होता है । धन्दा मंदा पड़ जाये, तो कुछ ना कुछ हरकत बनानी पड़ती हैं, नहीं तो धन्दा ग़ायब । दयनीय दशा है उनकी । थूक कर चाटना । 'थूक कर चाटना' से क्या तात्पर्य ? जिस वस्तु या कार्य को बुरा कहकर छोड़ दिया था उसे ही स्वीकार कर लेना।।और निगल गये अपनी ही बनी बनायी बात को ।
😀😀
जी हाँ हुज़ूर मैं काम करता हूँ ;
मैं रात के दो बजे तक काम करता हूँ
पचता नहीं यदि आपको मेरा व्यवहार ,
न जानो गे तुम, मेरे जीवन का सार ⁉️
my gratitude ever that bear with me the exigencies of my work and time .. they give me their time too .. they are then supreme and valiant to bear .. they are the audience .. they shall ever be supreme ..
and this Ef family that breathes with me .. you give your strength , your time and energy .. and I survive ..
Love ..


Amitabh Bachchan
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ACCA Levels Explained: Your Step-by-Step Journey from Beginner to Expert
Are you dreaming of a career in finance or accounting? The ACCA Course could be your ideal pathway to becoming an internationally recognised professional. The ACCA (Association of Chartered Certified Accountants) qualification is renowned worldwide, opening doors to opportunities in diverse sectors. For those in India, especially in Mumbai, opting for ACCA coaching in Mumbai can significantly boost your chances of success. In this comprehensive guide, we'll walk you through the step-by-step journey of ACCA levels, highlighting each stage clearly and precisely.
Understanding the ACCA Course
The ACCA Course is structured into three key levels: Applied Knowledge, Applied Skills, and Strategic Professional. Each level has a unique role in shaping your financial and accounting expertise.
Step 1: ACCA Applied Knowledge Level
The Applied Knowledge level is the starting point for beginners in the ACCA Course. This foundational stage includes three critical subjects:
Accountant in Business (AB): Covers essential business operations and management principles.
Management Accounting (MA): Introduces key concepts and techniques used in management accounting.
Financial Accounting (FA): Provides a solid foundation in financial reporting standards.
These exams are flexible, allowing you to take them anytime during the year, ideal for beginners balancing study and other commitments.
Step 2: ACCA Applied Skills Level
Once you complete the Applied Knowledge exams, the next phase is the Applied Skills level, which builds on your initial knowledge. It comprises six subjects:
Corporate and Business Law (LW)
Performance Management (PM)
Taxation (TX)
Financial Reporting (FR)
Audit and Assurance (AA)
Financial Management (FM)
This level emphasizes practical application, helping you develop the skills to analyze and interpret financial data effectively. Exams occur quarterly (March, June, September, and December), providing structured preparation periods.
Step 3: ACCA Strategic Professional Level
The final stage of the ACCA Course, the Strategic Professional level, prepares you for senior roles in finance and accounting. This level consists of essential and optional subjects:
Essential Subjects:
Strategic Business Reporting (SBR)
Strategic Business Leader (SBL)
Optional Subjects (Choose any two):
Advanced Financial Management (AFM)
Advanced Performance Management (APM)
Advanced Taxation (ATX)
Advanced Audit and Assurance (AAA)
Exams at this level combine written and case-study formats to test your strategic and analytical abilities deeply.
Ethics and Professional Skills Module
An integral part of the ACCA Course is the Ethics and Professional Skills Module, ensuring you gain essential professional ethics knowledge. This module helps you navigate real-world ethical dilemmas confidently.
ACCA Eligibility Criteria
Before embarking on the ACCA journey, it’s crucial to meet the following eligibility criteria:
Age: Minimum 18 years old.
Education: Completion of 10+2 with at least 65% in Accounting/Mathematics and English, plus a minimum of 50% in other subjects.
Meeting these criteria ensures you have the necessary foundational skills for success in the ACCA Course.
Why Pursue the ACCA Course?
Choosing the ACCA Course has numerous advantages, making it an attractive qualification for aspiring professionals:
Global Recognition: Recognized internationally, ACCA professionals are in high demand globally.
Comprehensive Knowledge: Develop strong analytical and financial skills across various business sectors.
Enhanced Career Opportunities: ACCA qualification significantly improves employability and career advancement prospects.
Moreover, ACCA-qualified professionals are sought after by top global companies, highlighting the value of this certification.
ACCA Levels Duration
How quickly you progress through the ACCA Course depends on your prior qualifications and dedication. Typically, completing all three ACCA levels takes around 3-4 years. Students with relevant educational backgrounds can avail of exemptions to fast-track their certification process.
ACCA Course in India
In India, the ACCA Course structure aligns globally, offering flexible study options. Students can access resources through approved coaching centers like Synthesis Learning in Mumbai, enhancing their learning experience through experienced instructors, robust resources, and extensive exam preparation.
Benefits of ACCA Coaching with Synthesis Learning
Enrolling at a reputable coaching center significantly boosts your success in the ACCA Course. Synthesis Learning, a Platinum Approved ACCA Partner, provides unmatched support at every level:
Expert Instructors: Gain insights from seasoned professionals.
Flexible Learning Options: Choose from in-person, online, or self-paced study methods.
Comprehensive Study Resources: Access extensive materials, mock exams, and practical feedback.
Strong Community: Engage with peers and industry experts, gaining motivation and practical knowledge.
Synthesis Learning has an exceptional track record, with students achieving national and global ranks, illustrating their effective teaching methodologies.
Inspiring ACCA Success Stories
Motivation plays a crucial role in the ACCA journey. Synthesis Learning regularly shares inspiring success stories from students who achieved remarkable results in the ACCA Course, including AIR Rank 1 and World Rank 1. These stories inspire and guide new students, showcasing achievable success through structured learning.
Conclusion
Navigating the ACCA levels can feel daunting, but with the right approach and resources, achieving your qualification becomes straightforward. By understanding the structure, subjects, and benefits of the ACCA Course, you’re well-equipped to embark on this transformative professional journey. Remember, pursuing the ACCA Course isn't just about passing exams—it's about building a solid foundation for a successful career in finance and accounting. Enroll with a trusted provider like Synthesis Learning, and take your first steps towards professional excellence today.
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Counter Staff Jobs || Counter Sales Executive || Assistance Sales man || Frozen Chicken Store || Mumbai || Kolkata || India
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Cricscore11: IND vs ENG Cricket Match Prediction - Who will win today’s 5th T20I?
IND vs ENG Match Preview
The fifth and final Twenty20 International between India (IND) and England (ENG) will take place on Sunday, February 2, at Mumbai's famous Wankhede Stadium. Notably, Team India prevailed in the first two Twenty20 Internationals before England recovered in the third. For the tourists to remain in the series, they also needed to win the fourth Twenty20 International. However, Jos Buttler and company lost the series after losing by 15 runs.
Cricket Tips: https://cricscore11.com/
Harshit Rana's impact and substitution of Shivam Dube as a concussion substitute was one of the main talking points from the previous game. India may choose to offer players like Ramandeep Singh and Dhruv Jurel more chances since they have already won the series. Before facing the Men in Blue in a three-match ODI series, England will try to establish some momentum.

IND vs ENG Match Details
India vs England – 5th Match, T20I Match
Venue: Wankhede Stadium, Mumbai
Date & Time: 02nd February 2025 at 07:00 PM IST
Live Streaming: Disney+Hotstar
IND vs ENG Pitch Report
There will always be something for spin bowlers to do, and Tuesday night should be no different. With the knowledge that a score of 175 in the first innings is probably going to be difficult, both teams will want to play well.
Ind vs Eng 5th T20 Match Weather Report
On the day of the game, Mumbai is predicted to have clear skies. Conditions will be difficult for bowlers as the game goes on since the temperature will be above 25 degrees Celsius and the humidity will increase. An uninterrupted combat is ensured by the lack of rain.
IND vs ENG Predicted Playing XIs
India:
Sanju Samson (wk), Abhishek Sharma, Tilak Varma, Suryakumar Yadav (c), Rinku Singh, Hardik Pandya, Shivam Dube, Axar Patel, Harshit Rana, Ravi Bishnoi and Varun Chakravarthy.
England:
Phil Salt (wk), Ben Duckett, Jos Buttler (c), Harry Brook, Liam Livingstone, Jacob Bethell, Jamie Overton, Brydon Carse, Jofra Archer, Saqib Mahmood and Adil Rashid.
IND vs ENG Probable Winners:
With a 3-1 series advantage, India may choose to give players who haven't played yet an opportunity to test their reserve squad. In any case, their home advantage and overall team composition can make them favorites. Given their performance in the series thus far, India seems to be somewhat ahead. Based on the lineup, India is predicted to win this game.
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