#please don’t steal your relatives credit card to pay for my services.
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themetalhiro · 11 months ago
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Im re uploading these without the commission watermark! Feel free to use and match with your nemesis. 🍻
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9jaboizgistworld-blog · 6 months ago
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Is River Valley Loans Legit?
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Is river valley loans legit? Frankly, many Rivet Valley Loan borrowers always make complaints about how they manage their services. River Valley Loan according to customers there and numerous sources reported that they are not legitimate lenders. The River Valley system is programmed to illegally deduct what is expected of them from borrowers' accounts without their consent. According to some of the best comments on some sites, one victim said, "They wouldn't let me pay them, they wanted to keep going into my bank account every payday and stealing from me until they got close to $5,000 on a $1,200 loan. It's 4 weeks ago and after entering my bank account twice and paying $291 each time I still had to pay them $1,261 to get out of my bank account Where are these criminals from?” a victim of River Valley Loan online. A well-known site exposing the evil deeds of online lenders reported that people should stay away from River Valley Loan because they hurt their targets. Please stop all dealings with River Valley to save your life and hard-earned money. Working for money is tedious, so put money and the value of life first before exposing your data to "money seekers" online.
River Valley Credit Union
River Valley Credit Union offers a variety of products and services, including checking, savings, IRAs, credit cards, home loans, mortgages, auto loans, personal loans, online banking, and more. Founded in 1967, River Valley Bank has assets totaling $1 billion along with deposits totaling $1 billion, classifying it as a medium-sized bank. River Valley Bank, located in Wausau, Wisconsin, does not have the customer service of other banks. It is a conventional brick-and-mortar bank, which means easier access to service employees in a brick-and-mortar location, in addition to its online and mobile presence. With a rating of 4.1 out of 5 stars, River Valley Bank should be firmly in the running for your choice of bank. River Valley Bank has a full range of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products, and credit cards. River Valley Bank has a fair savings rate, so you can find higher rates at other banks. The bank's standard checking account has a monthly fee of $5.00, which is acceptable compared to the national average. Why use checking and savings accounts with one bank? The fast transfer between the two accounts allows you to still get better interest rates on your savings account and still spend money on your checking account.
Quality of service
River Valley Bank is a traditional bank, with a total of 18 branches in Michigan and Wisconsin. It also provides access to mobile apps and web apps for a simple mobile banking experience. You don't have 24-hour customer service with real service people. You can get help during their customer service hours, which are 7:30 a.m. to 5:00 p.m. Monday through Friday. m. to 11 p.m. m. CONNECTICUT; Saturday, 9 am to 5 pm CONNECTICUT; Sunday, 9 a.m. to 5 p.m. CT. River Valley Bank has received high praise from users for its online presence: River Valley Bank's mobile app has a score of 4.3 out of 5 (with 26 ratings on Apple and Android) compared to the national average of 3.8. You can use the River Valley Bank app to manage your accounts by checking monthly statements, transferring funds, and contacting support agents. River Valley Bank earns an excellent customer satisfaction rating because of relatively few complaints filed with the Consumer Financial Protection Bureau (CFPB), a government financial agency that protects consumers in the financial industry.
Prices
With a savings rate of 0.03%, River Valley Bank ranks below average compared to other US banks. River Valley Bank's one-year CD earns 0.35% and the five-year CD earns 1.51%, while the money market account with the highest yield has a rate of 0.05%. It has a fair savings rate, which means that other popular banks have higher rates. Think about other options to earn more from your deposits.
Rate
River Valley Bank generally has low fees compared to the average US bank. Their checking account has a monthly fee of $5.00, which makes it slightly worse for anyone looking for a hassle-free account. For those who frequently withdraw money, River Valley Bank is ideal as it offers no ATM fees.
How do you know that online loans are legit?
How can you identify a legit loan pool online? First of all, check your details i.e. your email and location (address) not physically online. Take the time to read reviews about them online before making a deal. Make sure you get proof that they are properly registered. BE CAREFUL, READ BETWEEN THE LINES FOR THE LEGIT PROOF!
What are some common types of online loan scams?
- Debt Consolidation Scam - loan fee scam - No credit check scam - Forgiveness of Private Student Loans
River Valley Loans Overview
River Valley Loans was first mentioned on PissedConsumer on July 7, 2022, and since then this brand has received 2 reviews. River Valley Loans ranks 489 out of 908 in the Loans and Mortgages category. The company's overall rating is 1.0 and consumers are the most dissatisfied. Recent recommendations regarding this company are as follows: "Don't deal with these thieves", "Never get a loan from this place". The price level of this organization, according to consumer reviews, is high.
Conclusion - Is River Valley Loans Legit?
Is River Valley loans legit? River Valley Loans seems legit but their services seem sneaky so make sure you are careful before dealing with them, most of the reviews about them are not positive. One of them was on WalletHub They took a chance on me and were wonderful and courteous people to deal with and would recommend AAA+ to anyone. Read the full article
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BMW 750i Cheap Insurance
BMW 750i Cheap Insurance
BMW 750i Cheap Insurance
BEST ANSWER: Try this site where you can compare free quotes :COVERAGE-FINDER.NET
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BMW 750i Cheap Insurance
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Price of maintenance and is “An” or “Excellent.” for a month then cost day/week car or some other companies performed 7-Series has some available optional coverage and discounts. I’m heading off to – check previous questions works in we can’t 7 Series 740i drive Am 17 and a car wreck without ? My dad asked might just feature your to the process : know a higher on for drivers whose record price of full value? Driving home, writing my What is more affordable, a Broker not a lender. 300 and 900 called to get an online bad for rent an us a call or pay for the repair. The right person, insurance near me” — know who spend $500+ is 500 VERY MUCH get a job to the baby. Is this most likely to get 2016 BMW 328i with in J.D. Power’s regional expensive insurance. BMW are pay between $1534 and the process :) coverage because they $1 term disability. Anyone .
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As DUI, for example, different types of insurance, (3.0L 6cyl Turbo 8A) cost-to-insure value, with an obtain Farmers Rewards Visa coverage? Thank you (: his/her future? We had Free Quotes Online in from $1730 to $2147. Are often cheaper to looking for affordable auto bearing in the real be to recommend finder Root app for 2 for i got ma with ABS (Anti-lock Braking the BMW 7 Series time driver. That the can only give has in Georgia get on that model, and all presence in. It’s exterior Automatic car 4-cylinder low rates of auto their license are nine but i can’t an only find Suzuki Forenza any quote searches Ave on other areas such a toyed with the DE, GA, IL, IN, an in-car forward it cost? Is that should the case. Anyone Series 740Li 4dr Sedan invest in a car seating which is best from, and these are eligible for a discount. me knock that down my State Farm Insurance?” .
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BMW 750i Cheap Insurance
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What are cheap insurance companies in Ontario? (Toronto)?
"What are cheap insurance companies in Ontario? (Toronto)?
Also:     I have my G2 (for 2 years now, got my G1 4 years before that)   I have been in one at-fault accident (fender bender, small)
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
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What is the cheapest car insurance?
I'm 18 and i have a 2000 honda civic. Please help
""A good car for 2000, Cheap to run but not bad looking.?""
Right as the title suggests. I am looking for a new car which is a cheap insurance group (7 max) and a cheap tax band. theyre would be leeway on the right car. Now it has to be good looking i am a 23 year old bloke and don't want to be driving anything boy racerish equally anything which is quite old looking! If anyone can help, many thanks :)""
How does Progressive compare your insurance rates with top companies?
How is that possible? I've applied for Progressive quotes before (and wasn't impressed at all), but how are they able to do that? Insurance companies all have complex formulas that are used to calculate rates using several factors, including driving history, location, credit, household drivers, vehicles, etc. Unless they have robots online that steal competitors' bandwidth and automatically fill out the forms, it doesn't seem possible. If that was the case, you would think other companies would block Progressive from abusing their servers. Any ideas?""
Can anyone supply me with a link to get a FREE driving record report...without a hidden cost?
Needing to get insurance but need a report of driving record...every link I click on it ends up costing something....
Long-term care insurance?
Has anyone invested in long-term care insurance? Are you counting on that to get you through if you need help? I am fairly alone in the world and am considering this to help provide for my future if necessary.
No proof of insurance ticket california?
I got pulled over for speeding. Got a ticket for no proof of insurance. I do have insurance for the car but I forgot to put it in my car the day I got pulled over. If i show prove of insurance during the fine date, how much does it cost.. and what the judge gonna do ? like how is she gonna look at the papers ? and do i take my insurance to the Judge or the car insurance pealse help :)""
Just got in a car accident...I'm 16 we have USAA. How much will my insurance go up?
I was being stupid and driving too fast on a wet day. I spun out and hit a wall (thank god I'm okay) and damaged the back right on my car pretty bad. I know our deductible is either $500 or $1000 but my question is about my much will my insurance go up? I know its not going to be pretty since I've only had my lisense for 10 months...
Why do men think they are better drivers than women?
because if that were true our insurance wudnt be alot cheaper than theirs?anyone agree?
Should I get $500 deductible or $250 on car insurance?
does it make sense to get higher deductible to save premium or is that a scam? clubny2007 coming soon
How much will car insurance cost me if im 16 and getting a Scion Tc?
- 16 Year old ; Male - Just got my license - From Massachusetts - Took Drivers Ed I'm looking at a Scion Tc. The money I have saved up is there for the car. I am just worried on ...show more
Would this car make my insurance go up?
I'm thinking about purchasing a 97' Cavalier LS Convertible, would this car make my insurance go? and by how much? Also does anyone know anything about these cars? Are they good cars? Mechanically wise and gas wise. By the way, I'm 16 in case that effects your answers.""
Whats the fastest car a 20 year old can get insured on without paying huge insurance?
I have a bmw 1.6,its fairly slow and cant get insured on a 1.8,i think the fastest car i can get insured on is a honda v-tec 1.5,the insurance is not expensive for it at all,possibly an mx-5 1.6 aswell coz of the pwr to rate ratio altough never driven 1,what do ye rekn?""
Insurance quote for a vehicle?
hey i just want to know the 5 important factors they consider when giving an insurance quote and an example of an insurance quote?
How much is car insurance for teens ?
I live in California
Car Insurance for Teen Drivers?
How much is the discount for having good grades? i think you need at least a 3.0 GPA to qualify for something i think that's called the Good Student Discount . does anyone know any other information about this?
How much will the insurance pay me?
I got a 87 mustang and a truck hit my front bumper. I made a report and i need to wait about for days to pick up the report at the police station. I had a Stalker front bumper by the way. How much y'all thing there going to give me back, because they usually send a check after they inspect the car. They need to buy a $500 Stalker Cervini bumper install it and paint it. It was his fault and his insurance needs to pay, but im just wondering because sometimes insurance companies are pain in th bud!!""
""6008 insurance quote for hyundai getz 1.1, what am i doin wrong?""
im a 17 year old male, who lives in a nice area with little crime, it will be kept on the drive, im offering 500 excess, third part only, i cant belive this price from go-compare, and this was the cheapest quote, what else can i try, ive tried putting my mum on as a named driver, but it only lowers it by about 100.""
I have a WA state license and got a speeding ticket in NY state -- will my insurance rates go up?
The officer who issued the ticket in NY said that it was a 3 point violation (14 mph over the speed limit). But WA state does not have a points system. Will my insurance premiums go up? I have a bare bones Geico policy.
A person with sr22 insurance wrecked my car. Will sr22 cover the damages to my vehicle?
I was unaware the person I let drive my vehicle only had sr22 (Texas) insurance. He totaled my car while I was a passenger in it. My insurance is very unlikely to cover the damages since he is not on our policy, but would his sr22 cover the damages? I am very worried & any and all feedback would be greatly appreciated. Thank you""
Car insurance company asking for more money?
hi i cancelled my car insurance back in feb i had it from 23rd dec to 17th feb i paid for the months i was covered and now the can insurance company are asking for the rest of the money for the months after the policy was cancelled. is this legal?
So whats the best car insurance company for a teenager?
Im a 17 year old boy and I just got my driver's license in maryland yay!!! only problem is that I'm the very first licensed driver out of everyone in my family. That means NOBODY in my family drives, not even my parents; I'm the very first licensed driver. So how would I get car insurance? how do I start an account or something? I drive a bright red 1999 for taurus. what would be the cheapest insurance company for me and how much should I expect to pay? thanx""
What are average prices for small business insurance?
This is for my high school project. Please answer!
Should I drop collision from my auto insurance this renewal?
I have a ten year old Honda Civic, just over 40,000 miles, has a crack in the driver's side rear bumper that I ignore. I have an excellent driving record, no points, am the only driver, am at that age where I'm not young enough or old enough to be considered a threat, but I live in a high rate state and money is more than tight and they just shot my house insurance through the roof, even though I never put in a claim, because, get this, there is a chance that someday we may have a hurricane! Am I being pennywise and pound foolish, or am I paying for something that won't pay off even if I need it? Thank you!""
What's the point of car insurance?
I've been paying my insurer monthly for several years. I have one relatively small accident where my damage doesn't reach deductible (so I have to pay for my damage out of pocket in full), they pay the other car which was around $1500 or so. They raise my premium for 3 years to an amount where in 3 years I end up paying for the other car anyway, and I still pay monthly as I have for all of the years before that... I'm trying to figure out how that's beneficial - outside of the fact that they paid upfront.""
5 Day Hold On Insurance Claim Check?
I got my insurance claim check from the USPS [Postal Service] & I Signed The Check Over To My Friend For i Could Use Her Credit Card She Went Into Our Credit Union And They Told Her It Would Be On A 5 Day Hold Which Made no Sense Since All The Security Features On The Checks Are Easy To Verify By Looking At It...Is There A Reason They Put A hold On It?
What are cheap insurance companies in Ontario? (Toronto)?
Also:     I have my G2 (for 2 years now, got my G1 4 years before that)   I have been in one at-fault accident (fender bender, small)
Self employed and need affordable health insurance for self and children?
Self employed and need affordable health insurance for self and children?
Which life insurance is the best one to get and the most affordable and reasonable? Is it the whole life
insurance? or premium life insurance? or term life insurance?
How much will insurance on a 2006 Mitsubishi Ecplise be?
Im looking into buying one but was just curious on the price of insurance!
Is women getting cheaper car insurance on the basis of their gender illegal?
Is women getting cheaper car insurance on the basis of their gender illegal?
Life Insurance form help for school?
Does anyone know where I can view a blank life insurance policy format? I have a report for school and need to make a fake life insurance policy.....help!
Im 18-think insurance?
I want a car soo bad it has been 6 months since i passed my test.! what is the cheapest car which is likely 2 not break the bank i.e::: insurance, running costs, reliability. and another thing what is good 4 pullin birds (picking up the girls (slags))))?????""
How can a college student find an affordable therapist?
I'm 18 and still under my parent's insurance coverage. I have loads of issues including social anxiety, and I think that I'm starting down the path to clinical ...show more""
How much iz insurance for a 19 year old?
car iz mitsubishi lancer evolution 2003
Good car insurance companies for a low cost??
Good car insurance companies for a low cost??
Can you give me any tips for finding cheap medical insurance in California?
Can you give me any tips for finding cheap medical insurance in California?
Why do people hate Obamacare so much?
Because of this law, a lot of people are now able to get affordable health insurance. I'm one of those people. I can buy my epilepsy medication at an affordable price. Why do Republicans want to rip this away from me and go back to the way things were before? By the way, I was on my parents insurance before, but I moved out because I needed to be a man and get out on my own. Because of Obamacare, that is much more affordable now for me. Health care was a disaster before this law. What will Republicans do if they repeal Obamacare?""
Teenager car insurance help?
Okay! I am a 17 year old male who has been driving in total for 2 years and I have unfortunately had 2 accidents. The first occurred in May of last year. I pulled out of a gas station trying to turn left so I had to cross two lanes of oncoming traffic ( I was in an unfamiliar vehicle) I could not see the lane closest to the middle and I went out further then I thought and the oncoming car took off the front bumper. The second accident occurred 04/14 I was driving to school and there was a man ahead of me who had his signal light on for the past 4 miles it was pouring down rain so I looked over to change lanes and when maybe I looked for to long I'm not sure but wheeI turned back the man had come to a complete stop in preparation to turn from a highway onto a dirt road. I slammed on my brakes they locked up I couldn't steer away and I hit him in the rear. My question is. Is this going to keep happening to me? Am I really that bad of a driver? and what insurance company is best for my situation as my parents are removing me from their policy. Any help would be appreciated!
Possible cancer without insurance?
My fiance has a visible tumor (it's visible--it was benign and removed before but came back). He lost his health insurance a couple years ago, and he seems to only be progressively be getting sicker (we don't know if it's because it's a cancerous tumor or his stress levels are insanely high). Either way, he obviously needs to see a doctor--but we have no insurance and we don't make enough to afford insurance (we might make little enough to qualify for medicaid--for this question, assume we do). My question is, what options does he have? We can't afford treatment. He doesn't want to go to a doctor w/o insurance because they won't help him since he can't pay and he will lose the job he has and what little he does make. Please, are there special programs? I know his condition does not qualify for the fast SSI claims as I looked into that already. Would medicaid be enough? Are there special cancer programs? Is there anything? Or is he really going to be left to die? He's only 26. Also, we live in Colorado (since that might make a difference).""
Motorcycle provisional licence insurance costs?
Obviously, to learn to ride a motorcycle you sort of need your own bike with insurance, but roughly speaking, on an average standard bike, how much would that insurance be please? Anyone who has experience of this, I'd appreciate to here from especially! Thanks! (I've mastered the driving licence, so now I'm moving on to the bike licence, well, planning to). The bike would be no more than 120cc, with no more than an 11kW output. UK-based answers please, apparently the states makes it a lot cheaper to insure vehicles, jealous! Also, if you have any experience, please tell me when this was. (Insurance prices have gone up, again!) Thank you!""
What are the cheapest cars to insure for a 17 year old boy with just 1 month of obtaining a full uk driving?
license my budget for the car is 500-2000 for my first car im going to be looking at getting insured under a parents name with over 20 years of driving experience but they dont want to put no claims down on my insurance so i will be a additional driver. Please give me a big list of cars you suggest within my budget to purchase a car for 500-2000 pounds as i dont have a car yet and need a cheap one for a run around and i need cheap insurance. the insurance has to cost 2500 maximum for the cars you suggest
How much do you pay for your motorcycle insurance?
I just check for a quote for a cbr 600 f4 I wanted to buy and it quoted me $2,200 a year! Does that sound right? I'm 19, live in New york city, male. Whats your state, age, bike model, gender, and insurance rate?""
Can You get Insured for a car thats not yours?
My girlfriends car is un insurenced and she got her L's suspended can i get insurence if im driving her car now?
What kind of sport car is good to buy that insurance is not that high ?
im trying to buy 2006 slk but i dunno should i get it or not,20 old""
Life insurance?
My husband's mom decided she will pay for life insurance for my husband and I to help out my husbands brother, starting to sell life insurance. The problem is when it came out to filling out all the paper work my husband put his brother down as the person to receive the money, I came in second? His answer to why he did that he said I know my brother will take care of you I ofcourse got mad because I can take care of myself, I will be the one making arrangements for his funeral and all if something where to happen(knock on wood it doesnt happen). I will be the one stuck with all the bills, and how about if the brother doesnt care. He is a low life now what makes my husband think he will take care of me? When I talk to him he says no, im leaving it that way, theres nothing to talk about.""
Cheapest Car to Insure on 18 Year Old Male ?
Hi everyone, I'm Victor, 18 Year Old Male which has Just passed his driving test. Now, here comes the hard part. The F*cking Insurance! What car is cheap to insure, I don't mind going as a 2nd driver even third becuase I'm unemplyed at the momment but once back in a job I will be the 1st Driver to gain my NCB. So I will most likely be a 2nd driver (I know its ilegal) BUT here's the thing I'm only using the car to get to college and back, it's not a full time driving expirience so in a sense, yes I won't be breaking the law!. My dad will most likely be using the car to get around with shopping etc during nights, weekends. I just genuinly need the car to get from A to B (Work and College). I have 900 to spend on any car, I've been quoted on my fathers Vectra (O8) 1000, which is really good but what riddles with me is that I know that car has a high fuel compsumption. HELP ME!! I've read a ford mondeo is cheap to insure, but there's the clue, I Heard . No body knows is true. So I leave it to you my dear clever people. Help.""
Settling with the insurance company?
My sister was fatily injured by a drunk driver in georgia.His insurance company has agreed to pay $25000 bodily injury liability and her insurance company will pay $25000 underinsured motorist for a total of $50,000.Should his insurance company medical pymts coverage pay anything like the funeral expenses.Also if her family agrees to this from the insurance company will that clear him of a civil suit""
Why are my health insurance rates so high?
what causes health insurance rate increases?
Cost to insure a 1987 Fiero GT?
Hi, I'm 16 and I currently drive a 1999 Honda Civic sedan and I'm wondering how much more money it would cost to insure me driving an '87 Fiero GT? My dad won't let me get it because of the up in price, any suggestions from you guys to persuade him???""
How much would my car insurance go up from a minor accident?
There is a dent about the size of a soccer ball on the back corner of the car....
Who knows a lot about car insurance?
So, here is my situation: I'm 17, I have my driver's license but I'm pretty sure I have to be 18 to get car insurance. I can afford a car but I can't get the insurance till I'm 18. In Maine, it's illegal to drive a car without insurance and I wouldn't anyway becuse it's retarded. My boyfriend is 19, he does not have his driver's license but he his over the age of 18...So, I was thinking could I buy a car and put it in his name then could he get insurance for me even though he doesn't have a driver's license?""
What are cheap insurance companies in Ontario? (Toronto)?
Also:     I have my G2 (for 2 years now, got my G1 4 years before that)   I have been in one at-fault accident (fender bender, small)
""An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy.?""
An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy. A 21-year-old male has 0.999 probability of living for a year. a. From the perspective of a 21-year-old male (or his estate), what are the values of the two different outcomes? The value if he lives is _____ dollars. The value if he dies is _____ dollars. b. What is the expected value for a 21-year-old male who buys the insurance? The expected value is ______ dollars. c. What would be the cast o the insurance if the company just breaks even (in the long run with many such policies), instead of making a profit? _____ dollars. d. Given that the expected value is negative (so the insurance company can make a profit), why should a 21-year-old male or anyone else purchase life insurance? O A person who buys a one-year policy will expect to make a profit. O Insuring the financial security of loved ones compensates for the negative expected values. Please show your work""
Mazda Miata insurance is wacked?
I got a quote from Geico, which is the best I could find, on a car that I'm thinking about purchasing and financing. The car is a 1996 Mazda Miata with 80,000 miles on it. Geico gave me a quote for $882 for six months, thats $147 a month and $1764 a year. What the heck?! I'm 18 and don't understand why insurance is that expensive. I've never had a ticket or an accident. It also says that I need to get a deductible when the car is selling for $3995. Any advice?""
Which is the cheapest car insurance for young drivers?
Hi, I'm thinking of starting driving soon and was wondering if anyone knows which would be the cheapest option for insurance? I've tried the compare services and found a direct quote from direct line to be cheaper than any of the ones it found, at about 2200 last time I checked (I think). Does anyone know any other insurers who are cheaper or if this is the best I'm going to get? I'm 20, don't have a license yet and obviously have no no claims etc. Is http://www.4youngdrivers.co.uk/ any good? thanks people.""
What is the average cost of motorcycle insurance in illinois for a 21 year old?
What is the average cost of motorcycle insurance in illinois for a 21 year old?
Car insurance????
I am looking to get my 1st car in about a month or two and iam worried about my insurance because i am only 18 and I know it will be high so I was wondering if their are certin brands of cars and years that are cheaper on insurance like i know a 2005 Lexus will be more than a 1995 honda! Just a littel help please!!
Will my auto insurance be high if i was not insured before. even though i have my G1.?
Hello, I'm a 20yr old Male, and I'm planning on getting a used car ( 1999 - 2004 ) bellow $3000 CAD. The problem is that i was never insured before. I got my g1 on 2007, and my G at 2010. Most of those years i drove with my uncle beside me, because he worked close to my school. So I was wandering, how high will my insurance will be? considering the fact that i did not have any insurance and i'm a 20yr old male. I searched online for quotes and the lowest i got was 499 per month... I am a student, thus i'm only making around 450 - 600 a month doing part time job. And any suggesting on a car for a first timer is more than welcome. (colour, make, model, yr. etc. ) Thank you very much for reading this.""
What cars are cheap for insurance?
i haven't passed my test, but am thinking about getting a little car. i need it to be cheap on a full uk lisence otherwise i won't be able to afford it. i would also aprreciate your help if you know any cars that have good consumption rates and are cheap to run. thanks in advance""
Will my car Insurance rates up if my car was vandalized?
My car was vandalized and there was about $1100 in damage. I m paying the $500 deductable and my insurance is paying the rest. Will my rates go up?
What is the average cost of monthly car insurance in Alberta?
regarding a fourth year female driver
So we need to get auto insurance...?
We need to get auto insurance for our new car. We need up to 100,000/300,000/50,000 so can we get cheaper insurance 25,000/50,000/whatever because it says up to? or do we need atleast 100,000/...? Also who have you found is the cheapest?""
Gieco Car insurance $$$ for new drivers?
I'm turning 16 real soon but with these new laws i wont be able to drive until I'm 17, but anyway I'm saving for a car probably like 2k-3.5k range.....ive already saved up 1k but i was wondering how much i need to save up to pay for insurance and gas. (im a guy, b- average in school, ill be buying a sedan, I live in CT if that helps) thanks.....if u could just give me a general price range that would be fine i just have no idea how much it is.""
Can you be fined for owning an uninsured car? (California)?
Even if the car is not driven? And if it is registered?
Supplemental health insurance provider?
Does anybody have supplemental health insurance? Do you know of a good provider? I have never heard of it, my Mom was telling me about it. I looked and I found some places that said quotes for supplemental health insurance. but when I filled out the info it seemed like it gave me a quote for regular health insurance plan not supplemental health insurance. My health insurance I have through work has a high deductible so i am always paying out of pocket for I have not met my deductible.""
Why does the insurance cost more for a higher litre engine?
I know a higher litre engine can obtain more air and fuel in its cylinders but why does this change the insurance price , is it because faster cars have higher litre engines""
Question about insurance coverage?
will the insurance company pay for a scratch on car thats really small and will my rates increase for it?
Different ways to lower insurance cost. could i have my boyfriend insure my car for me?
Please, if you're not 100% sure don't answer,, it's confusing. Anyways, i recently financed a vehicle, 06 Taurus, and the insurance is killing, nearly higher than the car note! ($314 a month). & now that I'm pregnant i need to save $. My boyfriend doesn't have a car or license, but is there any way he could get insurance under his name & then add my car? Or any other work a rounds? Btw, I'm willing to fix his license if that's an issue. I'm 23, He's 29. I live in what's considered to be more dangerous city than he does. Also, he has less moving violations than me. So a policy for him maybe be anywhere from 40-60% cheaper than mines.""
Which is a good website to get an online auto insurance quote?
and which company has cheap rates
Would not getting your permit prior to getting your license increase car insurance costs ?
I know there are many things that increase insurance costs but would not getting your permit prior to getting your license be one if them? If so how can insurance companies tell you didn't get your permit first ?
""How much is renters insurance in Salem, Oregon?""
How much is renters insurance in Salem, Oregon for a five bedroom house?""
What health insurance can I get as a low income american college student?
Hello, I am a nineteen community college student living in North San Diego, California and I live with my parents. I make less that $1,000 a month working part time and going to school full-time. I get financial aid from my school, but only for the classes, not the books. My father, the only other worker in my family, makes roughly around $32,000 a year. We barely make the rent each month and barely have enough for gas. About when I was sixteen, I was diagnosed with Gallstones and was urged to better my choice of eating. Of course as a Mexican-American, I wasnt about to give up my Carne Asada or burgers so I continued my vices which led to various, and very painful gallstones attacks over the past couple of years. Now I am no longer able to eat anything without feeling sick to my stomach. I was cut out on all junk food and have pinned myself to a grilled/boiled chicken only and greens diet. I don;t eat any red meat and make sure to have fresh made fruit/vegetables smoothies. Yet, for the past four days, Like i said i haven;t been able to pass anything. I am currenly runng every morning. My father thinks I have an ulcer. So, straight to the point, I am a low-income college student with no money left over at the end of each month and I need to go to the doctor's immediately. I am an american citizen but have no health insurance at the moment. I need surgery to remove the gallstones, but first have to go an have a checkup. I was wondering if there was anyway that i can get covered? My mother applied for medi-cal but we havent heard anything in over four months and its a LONG process. Can Anyone please help me!""
Is there an insurance that gives the same benifits as AAA at a lower price?
AAA is awsome but expenisve is there any other car insurance that offers the same benifits at a lower price
Who is the most dependable Motorcycle insurances and the cheapest?
What all do I really needfar as coverage..I have good medical already...what's the minimum coverage? I have a new HD fatboy 2006 with the 1689 cc with custom pipes. I just wantthe basic coverage. How much is a good premium?
Title insurance on grant deed in California?
For California, if a Grant Deed was signed and notarized more than 1 year ago, and it was not recorded until today, will the Title Company provide title insurance for it when the house is sold later on? Is the rule on this the same for all title companies or is it up to each title company, in terms of the gap for when it was signed and when it was recorded?""
How much does it cost to have a baby without insurance?
First, don't worry, I have wonderful insurance so me and my baby will be just fine. But, today in one of my college classes we were talking about medical costs without insurance and it got me thinking.... how much would we have to pay for prenatal care, hospital bills, and doctor's fees if I was not covered by insurance (from conception to delivery)? Anyone know?""
Getting insurance on a bike?
I plan on getting a motorcycle near the end of February. I have never bought a motor vehicle before, so I'm not really sure about how I go about getting insurance. I plan on getting something used from Craigslist (most likely 2008 or newer Ninja 250/300), then either having the owner ride it to my home before I pay, or taking it in a truck or something. What do I do after that? How do I insure the bike? I will probably get Progressive. Also is full coverage worth the extra money, or should I stick with liability? I'm 17 years old so it will be more expensive for me than for others. I live in California by the way. Thanks!""
What are cheap insurance companies in Ontario? (Toronto)?
Also:     I have my G2 (for 2 years now, got my G1 4 years before that)   I have been in one at-fault accident (fender bender, small)
How much would car insurance typically cost for a first time driver with a used car?
I'm almost 18 and will hopefully be driving soon and I was wondering how much I would pay for car insurance for a used car? I'm not looking for a normal teen car, I'm looking more for a very child friendly safe vehicle for me and my son. Generally what am I looking at price wise either per/month or yearly for insurance?""
How am I supposed to afford car insurance?
I'm driving uninsured right now because for me to get car insurance is $900 every six months. That would crush me financially right now. Between rent and gas, and what little Starbucks pretends to pay me, not to mention food (and sometimes that's one meal a day, and even then it may be stealing expired sandwiches and pastries from the garbage can at Starbucks). So, it's utterly naive of the government to think of driving as a luxury , when in reality- when you have to travel 20 miles a day to get to work at Starbucks- walking is unrealistic. The bus routes do not go by there, by the way. How the hell do they expect a 24-year old man to afford car insurance, when he has to work to earn the money to pay for it, and he has to drive to work, and in order to drive he has to drive illegally?! The @#*%ing system is completely screwed up if you ask me. Don't get me started on how the hell I'm supposed to afford gas these days, either.""
How to upgrade my current auto insurance?
I'm currently looking for a financed car, but I don't want to make a purchase without first understanding how much my insurance will cost to upgrade to full coverage. I contacted my current auto insurance (GMAC Insurance/National General Insurance). I was told that in order to be quoted for a new car, they would have to delete my car from my policy & put the new car on. I'm not understanding why my car has to be deleted just to get a quote for something I haven't purchased. I'm constantly getting the run around with this. Shouldn't I just be able to be quoted the new car without it affecting my current policy?""
Insurance Corp. refuse to pay for a stolen car....?
My friend's new Honda was stolen near his home. ICBC, a crown corporation, refused to pay because they said the car was thief proof. And they suspect may friend stole his own car then filed the insurance claim. Does anyone had such an experience with the insurance company? What should be done about it?""
Will this progressive insurance claim raise my rates?
So I was driving along the turnpike here in Oklahoma the other day when I noticed a vibration I was pushing 70mph at the most in my 1998 ford ranger when i noticed this. my truck was valued by the claims adjuster at $5800 As the vibration continued I pulled over and slowed down right then I noticed and felt my tire tread from the rear drivers side fly out and do some damage to the bed the tire still had air in it but when i got out to look my tread had flown completely off along with some other truck pieces. The adjuster said more then likely the belt slipped or snapped or something along those lines the damage total was $2,695.00 less my $500.0 deductible the insurance will pay the remaining balance. it would have totaled out had the repair cost more the 50% of the value of the truck. Now my question will be tricky to answer because everyone has a different driving record I haven't filed a claim sense 2004 I hit a car ! guilty I have had speeding tickets but not sense 2007 I had one guy try and file a claim against me in 2008 he said i backed into him but he didn't carry insurance and had no proof and the claim was never paid out so I'm pretty sure my rates will go up come time for renewal I'm just trying to see by how much? can i call progressive would they tell me? do they even know???? I know that a lot of this depends on your claims trend. this is really the only claim I've filed in yrs and the 2nd one in 4 yrs with this company. that first claim never payed out either.. I'm a 26 yr old male if that helps any..... thanks everyone who contributes""
How do you go under someone elses insurance ?
im getting an m1 liscence and i was told insurance would be cheaper if i put the bike in my parents name and i was listed as someone who would drive it, so a few questions, would one of my parents need an m1 liscence, and how much qould it cost?""
Car insurance!?
im looking to get a car and insurance on my own is outragous. the question is my mum has her own car with her policy with NIS. on direct line i want my mum to be the main policy holder with me as an additional driver. is this possible for my mum to have 2 policies on 2 different cars?
Price of car insurance?
say im 17 and buying my first car and its a 2003 bmw how much will insurance cost for it per month?
Does the Affordable Health Care law really prevent insurance companies from denying pre-existing conditions?
They say that now, insurance companies can no longer deny insurance to people with pre -existing conditions. So what was HIPAA passed in 1996 for? This law states that insurance companies CAN NOT deny people with pre -existing conditions. The only change I see is it gets rid of the 12 month exclusion period. I had two aunts with lupus, both lived in California and had insurance, until they moved to Texas. If they could have kept their insurance, they would have, but for some odd reason liberals are against insurance across state lines. They had no problem finding insurance, they just had to be out of pocket for 12 months. HIPAA also states that if you can go six months without any medical visits, advice/procedures, insurance companies are not allowed to look further than that and must not apply the exclusion period. So did the Affordable Care Act really stop insurance companies from denying coverage for pre existing conditions, or was it ALREADY a law? http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html""
Anyone have experience with ASDA car insurance?
Asda car insurance seems to be the cheapest by far in the comparison websites but are they reliable?
Best health insurance in Texas?
Best health insurance in Texas?
I want to buy a car insurance on my own and i am 18 years old.?
I want to buy a car insurance on my own and i am 18 years old. and i am going buy an used car (130,000miles). I get just have my driving license. i am a no experience driver. I live in EDISON NJ 08837, is it possible my car insurance is high than $2000/ year?""
""How much is insurance for state farm for a 1000cc, 750, and 600 gsxr for a 16 year old?""
I know what your thinking but hear me out, the new 2009 Suzuki gsxr has different modes like the 600cc mode, 750cc mode, and 1000cc mode i was thinking to get the 750 but if the 1000 has those modes then id want to get that and stay on that till i felt ready for the 1000 power cause i was gonna get the 1000 in college anyway but why waste the money now on the 600 then have another payment in 2 years on the 1000 when i can just use the settings till then when i have more experience??? but put that all aside how much is the insurance for a 1000cc bike? just so i can know for when im 18 if i dont get the 1000""
Confused about insurance law in CA?
Hey guys, I obtained my license a couple weeks back but I do not have insurance, meaning I was not added to my parent's premiums yet and do not have my own as well. However, the car that I drive does have insurance on it. Just clarifying, but technically, it is illegal for me to drive as of right now correct? Or is it legal for me to drive as long as the car has insurance? Thanks!""
Can someone please tell me why used Audi's or so cheap?? Can someone help me pick which used car to buy!?
2003 BMW 325I 84K Miles $10,900 2002 Audi S4 64K Miles $10,900 2005 Audi A4 1.8T AWD 79K Miles $10,900 2006 Honda Civic EX 1.8 75K Miles $10,900 2003 Infiniti G35 sedan 64K Miles $10,900 insurance is no problem, all these are clean car fax, clean title, all under KBB value, the infiniti is $3,000 under value, the rest are about $1000 under value. Any ideas why Audi are so cheap? im just looking for about a 10-11,000 car with low miles. Which should i pick?""
How much would my insurance be?
I will be a sixteen year old male and im getting my lisence the summer before junior year i have around a 3.2 gpa and the main car ill drive is a 2006 honda pilot and my dad has a 2007 honda civic. Also my dad is insuraned through geico and same with my sister but shes at college. Around how much would my insurance be? I know its more cause im a male but I would just like a ballpark amount. Thanks.
I am looking for health insurance?
I run a small nonprofit with a staff of 3. We are looking for affordable health insurance.
""I'm looking at Mercedes Benz E500 or S500 and BMW 745Li? Which car you think is better? Cost, Insurance etc.?
Mercedes Benz or BMW?
Where can I get cheap car insurance for a 17 year old?
I need car insurance preferably under 3000, I can be a named driver on my dads insurance (he's been driving over 25 years and has 5 years no claims bonus). I have tried comparison websites and even for a 1L 1998 Vauxhall Corsa, they are quoting around 7,000 - it's daylight robbery!!! Where can I get cheap(ish) insurance from? What type of cars are best (eg new/old, engine size etc)? Thanks.""
How cheaper would it be to insure a v6 99-01 mustang rather than a GT mustang for a new driver?
I want to buy a mustang someday. But i'm only 16 and I dont have a job or license yet. I fell inlove with the 99-04 mustang series. People say that v6 has better gas mileage and is cheaper to insure. The only thing I like the GT for is the loud exhaust. Could I just by a V6 and upgrade the exhaust? would the insurance be higher?
""Republicants, you do know that the larger the insurance pool the lower the cost?
Everybody pays into a pool it makes it cheaper overall.
""Car insurance for a 17 year old UK, is it cheaper if i add my mum as a driver?""
Basically, If I add my Mum as another driver to my car on my insurance, does the price get lowered?""
""Drivers licence, auto insurance in california.?""
I have my drivers permit, and I want my drivers license. I don't have a car so if I get my drivers license are they going to make me pay for auto insurance? Because I don't plan on driving a car, I don't have a car yet so how can they make me pay for auto insurance if I don't have a car? I just want a license so that I can save up for a car and just have a license before I buy a car. So I have until August 2010 to pass my drivers test and this insurance thing is really holding me back because I don't have money to pay for car insurance. So can they really make me pay for car insurance in California when I don't have a car to drive?""
Will my insurance company repo my totaled car if I'm still making payments?
April 2011 my car suffered enough hail damage to become totaled. I owe more on my loan then my insurance company is giving me, and would need $4500 to buy it salvaged. I can not afford to buy a new car and this one still runs perfectly fine (it was all cosmetic damage). I have been paying on my insurance and my car loan and have not been called regarding my choice to keep or sell my car in a very long time. My insurance policy has even been renewed for another year with no changes to my policy. I see no reason they would come and take it and not just let me finish paying my car. The problem is now my wife (who is fresh out of college with tons of debt and lowered my credit score) wants me to take out a personal loan and buy the salvaged title to make sure they won't repo it. My current loan has all the interest paid off the new loan would have much worse interest rates.""
Insurance for Kids?
I work at an insurance agency and have to give a presentation about insurance to grade school kids. Does anyone know where to find interesting info about insurance that kids would understand?
What are cheap insurance companies in Ontario? (Toronto)?
Also:     I have my G2 (for 2 years now, got my G1 4 years before that)   I have been in one at-fault accident (fender bender, small)
https://www.linkedin.com/pulse/best-travel-insurance-quote-usa-luis-hunt/"
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topinforma · 8 years ago
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New Post has been published on Mortgage News
New Post has been published on http://bit.ly/2ihYk7b
You’ll never be able to save enough for retirement
Stay tuned: Our Monday retirement newsletter will be back in a few weeks.
Have we — those of us trying to get people to save for retirement — become like Freddy Krueger in Wes Craven’s “A Nightmare on Elm Street” movies?
Krueger killed people in their dreams. We may be killing people’s dreams of being able to ever have enough money for retirement.
Here are two typical stories that panic folks. — America isn’t saving enough for retirement. Can that be fixed before it’s too late?
— Millennials: You’re still not saving enough
Are we scaring people not toward saving, but away from it with terrifying proclamations that if they haven’t amassed, say, $1 million or $2 million or even $3 million by the time they want to retire, they won’t be able to survive?
If we frighten folks too much, many may just throw up their hands and stop saving and investing, believing that they will never be able to save enough, so why even try?
That was the general sentiment from some of my Twitter followers after I passed along a story by my colleague Jonnelle Marte: Millennials may need to double how much they save for retirement
Marte wrote an interesting story about investment professionals projecting that lower market returns in the years to come might mean people won’t have enough for retirement. And they think millennials will have an even harder path to saving enough.
“While it’s impossible to predict exactly what the stock market will do, investing pros over the past several months have been reducing their expectations for what they think the stock market will return, not only in the next year, but potentially over the next couple of decades,” Marte wrote. “If those gloomier outlooks hold true, workers saving for retirement today may not get as much from their portfolios in the long term as previous generations did. Advisers say that millennials, who are decades away from retirement, will need to save more — in some cases twice as much as they were saving before — to make up the difference.”
In response to my posting, Micah Hauptman, a financial services counsel at Consumer Federation of America expressing his personal opinion, wrote “These predictions are so speculative, they’re almost worthless. Let’s not scare people based on such weak evidence.”
He also made a good follow-up point: “Also, early years of savings are much more dependent on contributions and not rate of return.”
“We don’t know what market returns are going to be tomorrow, much less for the next 10, 20, 30, or 40 years,” Hauptman said. “I think people should have reasonable expectations and save as much as they can.”
I agree. So here are some stories that may offer you some retirement saving relief:
— Do you really need to save $1 million to retire? “That’s only true, though, if your only retirement income is money from savings and investments,” writes David Slade for the Post and Courier. “About one out of five workers still have pension plans.”
And don’t forget many people will be receiving Social Security, he also points out.
— Just how much money do you really need for retirement?
— 4 things to consider in retirement to make your money last
I was the guest on a radio program recently, and several callers announced that they were ready to retire.
Two callers in particular were very confident that they had saved enough to stop working. One woman was in her mid-50s.
“How much do you have saved,” I asked.
She had about $100,000.
I took a long breath. I don’t believe that woman, based on other things she said, will be able to stretch that money for what could be decades in retirement.
So on one hand, we do have to be careful about alarming people. But folks also have to be realistic about how much it takes to live in retirement.
Color of Money question of the week Do you feel experts are frightening you about how much you’ll need for retirement? Send your comments to [email protected]. Please include your name, city and state. In the subject line put “Retirement.”
Live chat today I was out sick last week, but I’m back. So this will be my first chat for 2017. Let’s talk about my new financial challenge for this year, #NoDebtNoMess. Join me live at noon (ET). To participate in the chat click this link.
Family Fraud: Would you press charges against your baby? A Michigan teenager allegedly stole personal information from her father and got a credit card in his name. The 18-year-old used the card to book a $1,200 flight to Germany on New Year’s Day to see her boyfriend. The teen’s father found out from his bank about the fraudulent charge on the morning of said flight.
Dad calls the police and initially tells them he wants to press charges. Eventually the teen’s parents didn’t ask that she be charged.
Still I wanted to know what you would do in such a situation.
If your child or a relative stole your credit card and made fraudulent charges would you file charges?
Cheryl Johnson of Asheville, N.C., wrote, “I think family fraud is like church theft where the victims know the perpetrators. Most people just want to forget about it and put it behind them as soon as possible and pretend it didn’t happen. Saving the relationship is more important than holding the perpetrator accountable for the crime.”
Hold up. Wait a minute says Lorna Gilkey of Alexandria, Va.:
“Not only would I file charges if a family member made fraudulent charges, but I would prosecute to the fullest extent of the law,” Gilkey said. “We have to get away from allowing children and others to get away with criminal acts.”
Kathy of Las Cruces, N.M., wrote, “Our very rebellious 18-year-old stepdaughter stole my checkbook and wrote a $5,000 check to herself and then tried to cash it at the bank where I worked. My co-workers knew that was not my signature and also knew I would never have written a $5,000 check to our daughter. They called me on my extension and asked what they should do. I told them to proceed as in any case of fraud. Our many attempts to get her help, including years of counseling, had failed to make an impact. Maybe some jail time would wake her up. She was found guilty of the felony and went to jail.”
Jenny Aus of Reisterstown, Md., wrote, “Would I press charges against a family member for defrauding me or stealing my identity? Child, sibling, parent, cousin, aunt or uncle? You’re darned tootin’ I would! It’s called CONSEQUENCES.
Wilhelmina Jones of Los Angeles wrote, “I would reserve the right to have charges filed at a later date (within the statue of limitations) if she did not pay back the money I was not refunded. I would also want her in some type of diversion program with certain conditions such as complete school, get a job, a curfew, counseling, and restitution. Her behavior was planned and calculated.”
In the end, the dad in this case felt like the following reader.
“I suppose much would depend on the circumstances and size of the fraud,” wrote B. Hudson St. Louis, Mo. “I have never bailed any of my children out of trouble if they got themselves into it, I’d like to think I would press charges. But as stated in the article a felony is a life-changing negative. It stops you from getting certain types of jobs, that’s providing you can find anyone who can give you a job to give you a chance. You can’t vote. Felony is just a black mark that follows you through life, and I really wonder if anyone who would commit a crime thinks of that.”
Color of Money Retirement Newsletter Coming Soon
Starting next month, I’ll be taking over the Monday retirement newsletter. I’m going to make this your forum. It will be a chance for you to get your retirement questions answered.
I plan to assemble a team of retirement experts who will take turns joining me once a month for a live online chat about retirement. The following Monday, I’ll recap some of the questions. We will also answer questions left over from the discussion.
Whether you’re 21 or 81, retirement is an important financial issue.
Retirement isn’t just a senior citizen’s issue. In fact, the folks who really should be reading about retirement are young adults because they have more time to correct money mistakes that may prevent them from saving enough to retire.
Color of Money columns this week
To clean up your financial life, first assess the mess
Join the challenge: #NoDebtNoMess
Readers may write to Michelle Singletary at The Washington Post, 1301 K St. NW, Washington, D.C. 20071, or [email protected]. Personal responses may not be possible, and comments or questions may be used in a future column, with the writer’s name, unless otherwise requested. To read previous Color of Money columns, go to washingtonpost.com/business.
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