#personal finance canada

[themoneysavvyblog]

Sinking Funds Explained

The term “sinking fund” is relatively recent in the world of Personal Finance. What is a sinking fund, and should we have one? Let’s find out! Definition In Personal Finance, a sinking fund is money set aside for specific goals/purposes, usually on a short-term basis, i.e. from 6 to 18 months. Basically, it’s planned savings for planned spending. We all have 1-time big expenses, or expenses…

[nickrobertblog]

As a student, selecting the best student credit card is vital to building your credit history and learning how to use credit responsibly. The best part is you get paid to learn while earning cash-back rewards and increasing your credit score.

[jadacreditscorerepair]

Building credit or Business Credit profiles to get an 800 credit score does not not happen overnight…

But it’s very simple when you understand how the credit algorithms work!

Love helping people!!!

[esnatfinancialservices]

Get fast and quick Installment Loans Online in Canada with Esnat Financial Services. Our installment loans are designed with your preferences in mind. Visit our website to know more!

[100dayproductivity]

15/100.

Inertia. Why? Because my priority for today was to go do some in-person Christmas shopping and I'm lazy to go. I don't love shopping and then there's the whole getting there and back part of it. However, I do want to get my kids a couple more things and this is the only week I'll have time during a weekday daytime to go. I absolutely want to avoid any shopping on an evening or weekend! And the closer we get to Christmas, the worse it's going to get. So... I need to get my butt in gear and just get it over with! (I should probably tell myself it'll be fun, too.)

In other news, I sent my kid a schwack of money to pay for tuition+board+a bunch of other fees. Listen, if you are a parent to a small child and you do not yet have an RESP set up for them, you need to do it stat! (Assuming you're Canadian, not sure what education funding options are available elsewhere in the world.) Look, you put $2500 of your own money into the plan per year and the government gives you $500. That's 500 free dollars every year you contribute from your child's birth until they turn 18. You can catch up if you miss years too, up to 2x$500 per year. Listen, you gotta look into this. We opened up an RESP for my kid when she was born and now we have the cash for 100% of her costs (tuition + living expenses) for the next four years. This means she doesn't have to stress about finding a part-time job, she can 100% focus on her studies. If she does end up earning money while a student, that's hers to use for whatever she wants, such as travel, a down payment on a house, or perhaps to help fund her little brother's education cuz Idk how much will be left for him by the time he graduates high school 😅 (Nah, I'm kidding, we've saved up for his education also.)

So that's my little personal finance tip of the day. Now, let's do some shopping!

Updated to-do list:

Gmail account sign in.

Buy new charger for Pixel phone.

Buy mason jar lids.

Check previous clinic's paperwork to see which lens they recommended.

Transfer kid the money. ✓

Go to bank. ✓

Do up invoices. ✓

Recurring:

Alternate heat and ice on foot.

Do hamstring stretches.

Reference: https://www.sports-injury-physio.com/post/top-5-stretches-plantar-fasciitis

Roll out knots in leg muscle.

Do Sun Salutation x5 - 0/5

Take inhaler

[tamarindfever]

Source for further perusal.

[urgentkash]

Huge News! Putin to wave 23 billion in debt for african nations! Read full story here: https://urgentkash.com/financial-news

[themoneysavvyblog]

Planning Your Personal Finances (part 2)

In part 1, we talked about setting goals and objectives, as well as determining your current situation. Let’s continue on the next steps to planning your personal finances. Figuring Out Your Net Worth As you work on your financial plans for today and the future, you’ll want to know where you stand on the basics too. Knowing the true situation with your assets and liabilities is the first step…

[nickrobertblog]

Choosing the right business to start in Canada is crucial to becoming a successful business owner. In this guide, I have ranked and reviewed the best businesses to start in Canada and my top choices for best online business and physical businesses to start in Canada today.  Keep reading to find out what made the list!

[jadacreditscorerepair]

3 months in my program & my client was able to walk out of the dealership with a BRAND NEW 2025 Car🚗🚘 All you have to do is Trust the Credit Repair Pricess.

[canadianlic]

Choosing a Whole Life Insurance Beneficiary in Canada is a critical decision that ensures your loved ones are financially protected. Your beneficiary will receive the policy's death benefit, providing long-term security. When searching for Whole Life Insurance Quotes, consider how different policies may impact your beneficiary's payout. To find the best coverage, compare Whole Life Insurance Quotes and work with trusted advisors to make an informed choice for your family’s future.

[neyatimes]

University of Waterloo, Canada: 24-year-old suspect charged with stabbing 3 people during gender studies class at Canada's University of Waterloo in 'hate-motivated' attack, police say

CNN  —  A 24-year-old student has been charged with stabbing three people during a gender studies class at the University of Waterloo in Canada this week in what police are calling a “hate-motivated incident.” The suspect, Geovanny Villalba-Aleman, is an international student who recently graduated from the university, Waterloo Regional Police Service Chief Mark Crowell said during a Thursday…

[cashloanscanadainc]

You can apply for a mobile home loan through a bank, credit union, or other lender that offers these types of loans. But Cash Loans Canada INC application process is easy and provide you best loan option in Mont-Royal.

[serial-unaliver]

Did you see the personal finance Canada post that’s:

I make 100k a year and don’t pay rent but I’m always over budget. Someone help, btw I own horses.

californian moment in canada