#passive income for physicians

[blueoceancap]

Passive Income through Commercial Real Estate: What Every Investor Needs to Know

Commercial real estate (CRE) is an attractive avenue for generating passive income, often considered a cornerstone of wealth-building strategies. Unlike residential properties, which cater primarily to individuals and families, commercial properties—such as office buildings, retail spaces, industrial complexes, and multifamily units—target businesses and organizations. This distinction often leads to more lucrative investment opportunities. In this blog, we’ll explore everything you need to know about generating passive income through commercial real estate, including key concepts, strategies, market trends, and tips for success.

Understanding Commercial Real Estate

What is Commercial Real Estate?

Commercial real estate refers to properties used for business purposes. This includes:

Office Buildings: Spaces leased to businesses for administrative functions.

Retail Spaces: Properties that host stores, restaurants, and service providers.

Industrial Properties: Warehouses and factories involved in manufacturing or distribution.

Multifamily Housing: Apartment complexes and rental units that house multiple families.

Why Invest in Commercial Real Estate?

Higher Income Potential: Commercial properties typically yield higher rental income compared to residential properties.

Longer Lease Terms: Businesses often sign longer leases, providing stability and predictable cash flow.

Triple Net Leases: Many commercial leases require tenants to pay property taxes, insurance, and maintenance costs, reducing the financial burden on landlords.

Appreciation: CRE properties can appreciate significantly over time, leading to substantial returns on investment.

Key Concepts for Investing in Commercial Real Estate

Understanding Cap Rates

The capitalization rate (cap rate) is a critical metric for assessing the potential return on a commercial real estate investment. It is calculated by dividing the net operating income (NOI) by the property’s purchase price. A lower cap rate typically indicates a higher property value, while a higher cap rate suggests a more significant risk but potentially higher returns.

Net Operating Income (NOI)

NOI is the total revenue generated from the property minus the operating expenses. Understanding NOI is crucial for evaluating the property’s profitability and estimating cash flow.

Cash Flow

Cash flow is the net amount of cash being transferred into and out of your investment. Positive cash flow is essential for sustaining the investment and providing passive income.

Market Research

Conduct thorough market research to understand trends, demand, and pricing in the area where you plan to invest. Factors such as economic conditions, population growth, and employment rates can significantly impact the performance of commercial properties.

Strategies for Generating Passive Income

1. Buy and Hold Strategy

The buy and hold strategy involves purchasing a property and holding onto it for an extended period, allowing it to appreciate while generating rental income. This strategy is effective for long-term investors looking to build wealth gradually.

2. Value-Add Investments

Value-add investing involves purchasing a property that may need renovations or improvements. By enhancing the property’s value—through upgrades or better management—you can increase rental income and, subsequently, the property's overall value.

3. REITs (Real Estate Investment Trusts)

Investing in REITs allows individuals to invest in commercial real estate without owning physical properties. REITs pool capital from multiple investors to purchase, manage, and sell income-generating properties. They typically pay out dividends, providing a source of passive income.

4. Crowdfunding Platforms

Real estate crowdfunding platforms allow investors to pool their money to invest in commercial properties. This approach lowers the barrier to entry, enabling you to invest in larger projects without needing significant capital.

5. Syndication

Syndication involves partnering with other investors to purchase a commercial property. A lead investor (syndicator) manages the property while other investors provide capital in exchange for a share of the income and appreciation.

Market Trends to Watch

Remote Work and Its Impact

The rise of remote work has led to changes in demand for office spaces. Many businesses are downsizing their physical offices, impacting rental income. Understanding these trends can help you make informed investment decisions.

E-commerce Growth

The growth of e-commerce is reshaping the retail landscape. Consider investing in properties that cater to logistics and distribution, such as warehouses and fulfillment centers.

Sustainability and Green Buildings

Sustainable and energy-efficient buildings are gaining popularity. Properties with green certifications often attract higher-quality tenants willing to pay premium rents.

Urbanization

As more people move to urban areas, multifamily housing and mixed-use developments are becoming increasingly attractive investments.

Tips for Success in Commercial Real Estate Investing

Do Your Homework

Research is crucial in commercial real estate investing. Analyze the local market, understand zoning laws, and study comparable properties to gauge potential income and value.

Build a Strong Network

Networking with other investors, brokers, and real estate professionals can provide valuable insights and opportunities. Attend industry events, join local real estate investment groups, and utilize social media to connect with others.

Work with Professionals

Engage professionals, such as real estate agents, property managers, and attorneys, to help you navigate the complexities of commercial real estate transactions.

Understand Financing Options

Explore various financing options available for commercial real estate, such as traditional mortgages, SBA loans, or private investors. Understanding these options will help you leverage your investments effectively.

Manage Risks

Investing in commercial real estate comes with risks, including market fluctuations and tenant defaults. Diversify your portfolio, conduct thorough due diligence, and maintain adequate reserves to manage potential risks effectively.

Conclusion

Investing in commercial real estate can be a powerful way to generate passive income and build long-term wealth. By understanding key concepts, employing effective strategies, and staying informed about market trends, you can position yourself for success in this dynamic investment landscape. Whether you choose to buy and hold, invest in REITs, or explore crowdfunding opportunities, the potential for passive income through commercial real estate is significant. With careful planning and execution, you can navigate the complexities of this market and achieve your financial goals.

[passive-income-for-doctors]

How to Earn Extra Money Working as a Physician

Although it can be stressful and time-consuming, being a doctor is a rewarding and meaningful profession. There are several side jobs for doctors that you can check into if you're seeking for methods to supplement your current income. We'll look at some of the finest options for doctors to get extra money in this blog.

Consulting is one of the most common side businesses for doctors. You have a plethora of information and experience as a doctor that can be beneficial to healthcare businesses and organisations. You can supplement your income while sharing your knowledge and advancing critical research and development in the healthcare sector by offering your consulting skills.

Being a medical writer is another way to make extra money. Writing medical content includes producing articles, blog posts, and white papers for healthcare organisations. You have a thorough understanding of medical subjects as a doctor, and you can use your knowledge to produce useful and interesting content of the highest calibre.

Consider working as a telemedicine provider if you're seeking for a more adaptable side career. Remote patient care is known as telemedicine, and it entails using technology like video conferencing to deliver care. This can be a terrific opportunity to make extra money while also giving patients access to care who might not otherwise have it.

Medical billing, medical coding, and medical transcription are examples of additional side jobs for doctors. Working with medical records calls for precision and close attention to detail in these positions. Even while they might not be as lucrative as consulting or writing for the medical field, they can nevertheless be a reliable source of additional money. In conclusion, there are many side jobs available for doctors that can help you make extra money outside working in your primary care setting. There are numerous ways to use your experience and skills to generate additional revenue, regardless of whether you decide to work as a consultant, medical writer, telemedicine provider, or seek other options. So why not look into your possibilities and start making extra money right away?

[monsterkong]

From Setbacks to Success: Tom Suvansri’s Journey to Redefining Financial Freedom

Financial freedom. It’s a phrase that gets tossed around a lot, but for many, it remains a distant dream. Tom Suvansri, a financial strategist and real estate investor, has made it his mission to redefine what financial freedom means—and how to achieve it. In a recent episode of Business Story of the Week, hosted by Joshua Lori, Tom shared his incredible journey from financial struggles to creating a life of stability, wealth, and purpose. 🌍💸

Growing Up in an Immigrant Family: Financial Struggles and Lessons Learned

Tom’s story begins with his parents, immigrants from Thailand, who moved to America in pursuit of the American Dream. While his father excelled as a physician, financial management was not his strong suit. Like many immigrant families, the lack of financial literacy led to hardships, culminating in bankruptcy. Tom watched his parents struggle, and though the topic of money was often avoided in their household, it left a lasting impression on him. 💡

From a young age, Tom knew he wanted to avoid the same fate. He made it his mission to understand money, financial systems, and how to achieve true financial freedom. Little did he know, this journey would lead him to become a beacon of hope for others navigating similar challenges.

A Surprising Career Change: From Science to Finance

Tom’s initial career path was far from finance. He studied biology and chemistry, passionate about research and discovery. But life had other plans. After realizing that a future in science wasn’t for him, Tom returned to Penn State to pursue a business degree in finance—a decision that would change his life. 🎓🔄

His new path was cemented when he discovered a large debt on his credit report. Shocked and convinced it was identity theft, Tom soon learned that his own mother had taken out loans in his name due to her financial desperation. While the news was devastating, it only strengthened Tom’s resolve to gain control over his finances and help others do the same.

Rethinking Financial Freedom: It’s About More Than Money

For Tom, financial freedom isn’t just about having money in the bank—it’s about living life on your terms. “Why wait until you’re 60 to enjoy life?” Tom asks. Instead, he encourages people to focus on building cash flow through assets like real estate and businesses, rather than relying solely on traditional investments like the stock market. 📊🏘️

Tom’s strategy focuses on creating streams of passive income that can support a fulfilling lifestyle. By taking control of their financial futures, people can break free from the cycle of working just to get by and start living the lives they’ve always dreamed of.

The Power of Real Estate and Advanced Insurance Strategies

Through his company, Perennial Pride, Tom helps clients achieve financial freedom through real estate investing and advanced insurance strategies. One of his key tools is what he calls “family banking,” which uses whole life insurance policies to create a private banking system within a family. This allows individuals to store wealth, borrow against it, and grow their money safely—without the risks associated with the stock market. 🏡💼

Tom explains that family banking is a strategy used by the wealthy for generations, including the Rockefellers. By building up wealth in whole life insurance policies, individuals can create a secure financial foundation for themselves and future generations.

Want to learn more about building a financially secure future? Connect with Tom Suvansri and the Perennial Pride team at perennialpride.com and explore how you can start your journey to financial freedom today.

[gay-emj]

Passive Income For Doctors: 5 Ways To Boost Your Earnings Outside The Clinic

In today’s fast-paced healthcare environment, doctors face unique challenges in balancing their professional duties with personal financial goals. While a career in medicine offers financial stability, it can also be demanding and time-consuming. For many physicians, the idea of having passive income streams—an extra income without the need for active involvement—can be highly appealing as they…

[johnmoakler]

Diversifying Your Portfolio with John Moakler: Exploring Alternative Investments for Physicians

Financial planning for doctors extends beyond traditional investment avenues. While stocks, bonds, and mutual funds are common components of investment portfolios, diversifying into alternative investments can provide additional opportunities for wealth accumulation and risk mitigation. In this blog, we will delve into the basics of financial planning for physicians, focusing on the exploration of alternative investments to diversify their portfolios and enhance long-term financial stability.

Understanding Alternative Investments

Alternative investments encompass a broad range of asset classes beyond stocks and bonds, including real estate, private equity, hedge funds, commodities, and venture capital. These investments often exhibit low correlation with traditional markets, offering diversification benefits and the potential for attractive risk-adjusted returns. Physicians can consider allocating a portion of their investment portfolios to alternative assets to enhance diversification and reduce overall portfolio volatility.

Alternative investments typically require a higher level of due diligence and may have longer investment horizons compared to traditional assets. However, they can offer unique opportunities for capital appreciation, income generation, and downside protection, particularly in volatile market environments. By understanding the characteristics and risks associated with alternative investments with the help of professionals such as John Moakler, physicians can make informed decisions to incorporate these assets into their overall investment strategy.

Investing in Real Estate

Real estate investment presents an attractive alternative asset class for physicians seeking to diversify their investment portfolios. Direct investments in rental properties, real estate investment trusts (REITs), and real estate crowdfunding platforms offer opportunities for income generation, capital appreciation, and portfolio diversification. Real estate investments can provide a hedge against inflation, tax benefits, and the potential for passive income streams, making them a popular choice for long-term wealth accumulation.

Physicians can explore various real estate investment strategies based on their risk tolerance, investment objectives, and time horizon. From residential rental properties to commercial real estate developments, there are numerous avenues for physicians to participate in the real estate market and leverage the benefits of property ownership. By incorporating real estate investments into their portfolios with the help of professionals such as John Moakler, physicians can diversify risk and enhance overall investment returns over time.

Venturing into Private Equity and Venture Capital

Private equity and venture capital investments offer opportunities for physicians to participate in the growth and success of private companies across various industries. Private equity investments involve acquiring ownership stakes in established companies with growth potential, while venture capital investments focus on early-stage startups and emerging businesses with high growth prospects. Both asset classes offer the potential for significant capital appreciation but also entail higher levels of risk and illiquidity compared to traditional investments.

Physicians interested in private equity and venture capital can invest directly in private equity funds or participate in angel investing networks to access investment opportunities in promising startups and growth-stage companies. While private equity and venture capital investments can be rewarding, they require thorough due diligence, specialized expertise, and a long-term investment horizon. By carefully evaluating investment opportunities and diversifying across multiple deals with the help of professionals such as John Moakler, physicians can potentially generate attractive returns and contribute to innovation and economic growth.

Exploring Hedge Funds and Alternative Strategies

Hedge funds and alternative investment strategies provide physicians with access to sophisticated investment strategies designed to generate positive returns in various market conditions. Hedge funds employ a wide range of investment techniques, including long/short equity, global macro, event-driven, and relative value strategies, to capitalize on market inefficiencies and generate alpha for investors. Alternative investment strategies, such as managed futures, commodity trading advisors (CTAs), and multi-strategy funds, offer additional diversification benefits and downside protection.

Physicians considering hedge funds and alternative strategies should be aware of their higher fees, limited liquidity, and potential for performance dispersion. Due diligence is essential when evaluating hedge fund managers and alternative investment vehicles to assess their track record, investment process, risk management practices, and alignment of interests with investors. While hedge funds and alternative strategies can enhance portfolio diversification and risk-adjusted returns, they should be considered as part of a well-diversified investment portfolio and aligned with the physician's overall investment objectives and risk tolerance.

Evaluating Commodities and Natural Resources

Commodities and natural resources present alternative investment opportunities for physicians seeking exposure to physical assets such as precious metals, energy resources, agricultural products, and industrial commodities. Investing in commodities can provide diversification benefits, inflation protection, and potential returns that are uncorrelated with traditional financial markets. Physicians can gain exposure to commodities through commodity futures contracts, exchange-traded funds (ETFs), and commodity-focused mutual funds or managed accounts.

When investing in commodities and natural resources, physicians should consider factors such as supply and demand dynamics, geopolitical risks, and commodity-specific factors that may impact prices and investment performance. While commodities can serve as portfolio diversifiers and inflation hedges, they also exhibit volatility and cyclical patterns that may require active management and risk mitigation strategies. By incorporating commodities and natural resources into their investment portfolios with the help of professionals such as John Moakler, physicians can enhance diversification and capitalize on opportunities in global commodity markets.

Risk Management and Due Diligence

As physicians explore alternative investments to diversify their portfolios, risk management and due diligence are paramount. Alternative investments often entail higher levels of risk, complexity, and illiquidity compared to traditional assets, requiring thorough analysis and ongoing monitoring. Physicians should conduct comprehensive due diligence on alternative investment opportunities, including assessing investment strategies, manager credentials, historical performance, fee structures, and alignment of interests with investors.

Furthermore, physicians should consider the potential impact of alternative investments on their overall portfolio risk profile, liquidity needs, and investment objectives. While alternative investments can offer attractive return potential and diversification benefits, they should be evaluated within the context of the physician's overall financial plan and risk tolerance. By incorporating alternative investments judiciously and prudently managing risk with the help of professionals such as John Moakler, physicians can diversify their portfolios effectively and pursue their long-term financial goals with confidence.  

Diversifying investment portfolios with alternative investments can provide physicians with opportunities for enhanced returns, risk mitigation, and long-term wealth accumulation. By understanding the characteristics and risks associated with alternative asset classes, physicians can explore a range of investment opportunities, including real estate, private equity, venture capital, hedge funds, commodities, and natural resources. However, it's essential for physicians to conduct thorough due diligence, assess their risk tolerance, and align alternative investments with their overall financial objectives and investment strategy. With careful planning and strategic allocation, physicians can build well-diversified investment portfolios that withstand market volatility and position them for financial success in the years ahead.

[ranehospital]

Childhood Asthma Prevalence and Risk Factors 

in India

Introduction:

The prevalence of pediatric asthma and improving the country's overall respiratory health.Childhood asthma is a major public health problem in India, with incidence rates changing by location. Asthma, which is influenced by environmental, genetic, and socioeconomic variables, affects metropolitan regions disproportionately owing to increased pollution levels. Indoor allergens, respiratory illnesses, and maternal factors all increase the risk. Dont delay and Visit Rane Hospital, Best physician near me for a checkup for your children. Ongoing research is critical to identifying and resolving this public health issue, which necessitates tailored treatments and awareness efforts to reduce the impact on children's respiratory health in India's varied and dynamic environment.

Prevalence:

Childhood asthma is a major public health concern in India. Asthma prevalence in children has been observed to vary among areas and age groups. Urban locations frequently have greater rates than rural areas, potentially as a result of variables such as pollution and lifestyle changes.

Risk Factors:

Several factors contribute to the risk of childhood asthma in India:

Environmental Aspects:

Several environmental variables impact childhood asthma. Air pollution, allergens such as dust mites and pet dander, passive smoking, and indoor fungus can all cause or aggravate asthma symptoms. Reducing children's exposure to certain environmental factors can aid in the management and prevention of asthma incidents.

Air Pollution: Poor air quality, particularly in cities, can aggravate asthma symptoms and contribute to the condition's development.

Indoor Allergens: Indoor allergens such as dust mites, mold, pet dander, and cockroach droppings might raise the risk of asthma.

Genetic Predisposition:

Childhood asthma is heavily influenced by genetic predisposition. Variations in genes such as RAD50 and ORMDL3 have been linked to an increased chance of getting asthma. Although genetic factors have a role in asthma vulnerability and development, environmental effects are as important.

A family history of asthma or allergy disorders may predispose a kid to asthma.

Early Childhood Exposures and Infections:

Childhood asthma can be worsened by early childhood exposures and illnesses. Early childhood respiratory illnesses and allergen exposure, such as dust mites and pet hair, have been identified as risk factors for asthma. Furthermore, passive smoking and air pollution can raise the chance of having asthma. It is crucial to remember, however, that genetic variables and individual predisposition also play a role in asthma development.

Early childhood respiratory infections may be connected to an increased incidence of asthma.

Exposure to tobacco smoke and other environmental contaminants at a young age can also have an impact.

Factors of Socioeconomic Status:

Childhood asthma is influenced by socioeconomic status. Lower socioeconomic status, which includes characteristics like income, poverty, and levels of education, has been linked to an increased prevalence and worse management of asthma in children. These socioeconomic determinants can have an impact on asthma outcomes by influencing access to healthcare, living circumstances, exposure to environmental triggers, and general quality of life. To enhance asthma management and eliminate health inequalities in children with asthma, it is critical to address these socioeconomic determinants of health.

Childhood asthma risk can be influenced by socioeconomic status. Inadequate housing, poor sanitation, and restricted access to healthcare may all play a role.

Factors of Lifestyle:

Childhood asthma can be worsened by lifestyle factors. Poor food, inactivity, obesity, smoking exposure, and indoor and outdoor air pollution can all contribute to the development and trouble of asthma symptoms in children. Promoting a healthy lifestyle can aid in the management and prevention of asthma in children.

Lifestyle changes, such as changes in diet and cuts in physical activity, may contribute to the rise in cases of asthma.

Hypothesis of Hygiene:

According to the hygiene hypothesis, early childhood exposure to certain microorganisms and illnesses may raise the likelihood of developing asthma. According to this theory, a lack of microbial stimulation weakens the immune system, increasing vulnerability to allergy illnesses such as asthma.

Some researchers have looked into the hygiene hypothesis, which suggests that early exposure to viruses and germs may lead to a greater chance of allergic conditions such as asthma.

Maternal Risk Factors:

Childhood asthma might be influenced by maternal risk factors. Interactions between maternal and paternal asthma history, breastfeeding, and child sex have been reported to influence the risk of asthma and atopy. Non-genetic maternal factors, particularly in early life, may increase the child's risk of asthma. Perinatal infections and maternal urinary tract infections during pregnancy have also been linked to a higher incidence of juvenile asthma. While maternal risk factors can contribute to the development of asthma, they are only one piece of the jigsaw; other variables like genetics and environmental exposures also play a role.

Environmental pollutants, maternal smoking during pregnancy, and insufficient prenatal treatment may all have an impact on the child's respiratory condition.

Conclusion: 

To summarize, pediatric asthma is a major public health problem in India, with incidence changing by area. Air pollution and indoor allergens, as well as family history and early childhood exposures, all add to the risk. Asthma prevalence is also influenced by socioeconomic factors and lifestyle changes. Addressing these complex variables through public health programmes, increased healthcare access, and environmental legislation is critical for reducing.

[pharmacistsurvey]

Exploring Lucrative Side Gigs for Doctors: Supplementing Your Income

Introduction:

Doctors dedicate themselves tirelessly to providing patient care, often with demanding schedules and long hours. However, many medical professionals seek additional income streams to supplement their salaries or manage student loans. In this blog post, we will explore various side gig options for doctors looking to earn extra income.

The Importance of Side Gigs for Doctors:

Side gigs for doctors offer a valuable opportunity to supplement their income. Some doctors face financial commitments, such as student loans, and a side gig can help alleviate some of the associated stress. Additionally, side gigs provide doctors with a creative outlet and a chance to explore other areas of interest beyond medicine.

Side Gigs for Doctors:

Medical Writing: Doctors possess unique insights and expertise in the medical field. Medical writing is an excellent side gig option for doctors interested in sharing their knowledge and writing skills. Opportunities include writing for medical journals, pharmaceutical companies, or even starting their own blogs or podcasts.

Telemedicine: Telemedicine enables doctors to diagnose, treat, and consult with patients virtually through online platforms. Some telemedicine groups allow doctors to work remotely as independent contractors, offering flexibility in terms of hours and income while prioritizing patient care.

Medical Consulting: Medical consulting involves providing expert advice to healthcare organizations, medical device companies, or pharmaceutical companies. As a doctor, your experience and knowledge provide a unique value proposition to companies seeking expert opinions. Consulting gigs can vary in scope and may involve travel, but they often offer significant financial rewards.

Medical Teaching or Tutoring: Doctors can explore opportunities in medical teaching or tutoring. This may include teaching medical courses to students or providing continuing medical education (CME) programs for practicing physicians. Tutoring is also an option for doctors who can offer support to medical students in their studies.

Real Estate Investing: Real estate investing provides doctors with opportunities to create passive income streams. Options include investing in rental properties, flipping homes, or even owning medical buildings, all of which can provide long-term financial stability.

Tips for Success:

To maximize your side gig opportunities and succeed in your chosen ventures, consider the following tips:

Prioritize Patient Care: Ensure that your side gig does not compromise patient care or your primary role as a doctor.

Pursue a Side Gig of Interest: Choose a side gig that aligns with your passion and interests, as it will be easier to dedicate time and energy to something you enjoy.

Network and Collaborate: Reach out to colleagues and healthcare organizations to explore additional side gig opportunities and collaborations.

Time Management: Balance your time effectively between your primary job, side gig, and personal life. Remember to prioritize self-care and avoid burnout.

Conclusion:

Side gigs provide doctors with a unique opportunity to explore their interests, supplement their income, and contribute additional value to the medical community. As a doctor, your wealth of knowledge, expertise, and insights are valuable beyond the medical field. Explore the side gig opportunities discussed in this article and find the perfect fit for you. Always prioritize patient care, choose opportunities that bring you joy, and seek collaboration with other professionals in your pursuit of side gigs.

[wouldvelovedmewheniwassoft]

update 6/19/2024:

thank you to everyone who's shared thus far. i have two important updates:

1) unable to pursue legal compensation at this time. the circumstances surrounding my injury does qualify as grounds for premises liability, but there are valid concerns about the consequences of pursuing them right now. the statue of limitations is two years, so i'll make sure to save all documentation in the meantime.

2) just when i thought my medical debt couldn't get any worse...now i have a $1.2k bill (separate from the emergency admission and covers physician services, it says), as well as the risk of paying $405 out of pocket for resuming birth control (Depo) at Planned Parenthood. 🫠

i'm going to call regarding insurance tomorrow. i'm currently still on my father's insurance plan (didn't age out of the family plan due to diagnosed disabilities), but it's been a hassle trying to look anything up, even when providing my current legal deadname. i'm also going to check if i qualify for any financial assistance, as that's been offered to me before.

still getting everything done for orientation to be scheduled. still looking into options for passive income. but i still really need help right now. everything listed is still active, and my DMs are still open for writing comms.

PLEASE don't tag my post. i don't want Tumblr to bury this.

thank you for the support you've shown. i promise it has made a difference.

help keep a queer disabled system couple from breaking NC with my rapist ❤️‍🩹

(CW: parental abuse/familial trauma, death from cancer, alcoholism, domestic violence, homelessness, sui + hospitalization, incest/rape, victim-blaming, abandonment + gaslighting by a toxic friend, harassment involving police, disordered eating)

please don't tag my post. proof of situation provided in imgur album.

i've held off on publicly asking for help beforehand, as i know there are many people in more dire circumstances right now. but i'm at a point where it's absolutely necessary.

i moved out of state to live with my partner system (we both have DID) in March of this year. we already planned to live together, but circumstances forced me to escape and go NC (no contact) with my remaining family for my safety.

i lived in my childhood home for my whole life until this year. my parents and extended family have always been abusive, but things escalated after my mom passed from Stage 4 lung cancer. my father started deteriorating after her diagnosis in 2018, and since her death in 2022, our relationship is no longer salvageable.

his alcoholism worsened significantly, resulting in multiple instances of him driving home drunk, collapsing, and almost being charged with a DUI. he hasn't hit me since i was 13, but he's acted domestically violent by slamming and hitting things whenever i've angered him. he threatened me with homelessness twice for being suicidal (once after a four day hospitalization, once after an attempted overdose), knowing full well i had no resources at the time and would've ended up on the streets. i attempted to escape last year, but my paternal aunt purposefully sabotaged it, forcing me to stay in an unsafe situation and suffer quietly. my mother's family abandoned me in 2020, and they no longer accept me (specifically for being queer/trans, disabled, and a vocal leftist), so they wouldn't help even if i wanted to resume contact.

it took over a year to move out due to my father controlling every aspect of my life with the justification of me being disabled. i tried to get his blessing for me to move in with my partner; but he refused to let me leave him, and he made it clear his disapproval of my relationship was because he didn't want me to have any autonomy outside of him.

the breaking point came after three days of nonstop verbal and emotional/mental abuse from him over an argument he started; everything culminated in him raping me while i was incapacitated. both my best friend of three years and their partner offered for me to crash at their apartment while my partner planned to get me. they also escorted me to a sexual assault center in my state to get a rape kit done.

i burned nearly every bridge in the process, as the people who could help me sided with him. but i didn't anticipate my friends to abandon me, too. they spent my last three days with them coercing me into changing my escape plan and dismissing my visible distress at how doing so would jeopardize my safety. less than 12 hours before we left, my best friend abandoned me via text, saying they'd refuse to help me if i didn't get police involved. anything i said in response resulted in gaslighting from them, mainly using therapy speak of "boundaries" and "triggers" to justify their actions. i cut contact with them after my partner told me they planned to drop me from the start (they told my partner this in a phone call while i was out) and discovering a cruel vague post they made after i last texted them. the last time i ever reached out was to send them money to get through their own situation.

since then, my partner and i have struggled financially. they're currently one write-up away from being fired, and their supervisor has always been volatile, so confronting him or going to anyone else at their job will do nothing. they've gotten help from their grandparents, but they're similarly abusive and unaccepting of them for the same reasons, so it hurts them to beg them even if they're unable to go NC right now.

i'm unable to reapply for disability, and previously lucrative sources of passive income have currently dried up. i'm waiting for orientation to be scheduled so i can start my new job, but we've financially suffered in the meantime. my account was charged off, and i only just now paid off a month's worth of PayPal debt; most of the debt came from paying off medical bills after i was injured in late April (currently contemplating pursuing legal compensation but nothing's set in stone).

i had to break NC twice for my father to help, but it's been triggering both times. i had to block his number before due to him harassing me via call/text, and he made me talk to police twice by falsely reporting me missing.

i cannot risk breaking NC again if my future job falls through or my partner loses theirs. we both had to skip meals several times within the past month to keep from buying food, so it's gotten scary already.

anything you can send helps. if you're unable to, PLEASE share this wherever you can. i also do writing commissions, so DM me to know my rates and what i'm willing to write.

ca | pp | vm

imgur album

(edit 6/18/24: created a new imgur album link; had no idea why the first one was inaccessible, but hopefully this is better formatted and contains additional context)

[blueoceancap]

https://bluoceancap.com/about/

[paidmedicalsurveys]

Paid Doctor Surveys

Doctors are in the field of saving lives and curing people, and they may take another step in this approach with Paid Doctor Surveys. They share complex patient stories and medical knowledge with healthcare research organizations worldwide via Paid Doctor Surveys. People may benefit from one another's ideas, and they have the potential to create life-saving solutions. 

Process of Paid Doctor Surveys:

Register: Start by Registering and completing your profile.

Take Survey: Participate in surveys and make your opinions count.

Earn Income: Get paid for your expertise and time.

The research organizations conduct market research, focus groups, and other studies on healthcare to provide pharmaceutical, life sciences, and medical device industries with illusive data from across the world.

[xrayvsncom]

What’s The Difference Between Wealth and Income? - The Doctor Dilemma

What’s The Difference Between Wealth and Income? – The Doctor Dilemma

          Jeff Anzalone, otherwise known as Debt-Free Dr has been a personal favorite blogger of mine who has had multiple posts that have been featured in my Grand Rounds blog roundup. I definitely recommend you check his website out. I was pleasantly surprised when Jeff contacted me and asked if he could offer the following submission for my site which I quickly agreed to. It sheds light on a…

[seashel1]

i don’t actually want to work for NHS hospitals long term. i’m gonna become a part-time GP in my late 20s in sha allah, and then see where i go from there. either move to a different country and become a family physician abroad or get involved w investing my money so i have a passive income. so sad i think about this stuff like actually! want a vegetable garden 💛

[dollartopkr-blog]

What is the forex trading business concerning ?

Well, I am very happy to doing Forex business and I graceful so much that I decided to demonstrate the Forex Business with you.

And if you give me sometime to explain, what forex business concerning with me and why  I am very happy for doing Forex.

Forex is a potential solution for each and every person looking to earn more money and make persistent income and take back control of their own lives.

That's a great announcement of me, I understand! But in such times of job loss, economic uncertainty and less money to make your day to day expenses.

There has to be a much better alternative than acquiring  another job rather then doing Forex , or even working twice as hard or downsizing your lifestyle.

Take a minute and consider your lifestyle, your income, and just how great (or hard ) life was.

If you really decided to do forex business so think about extra monthly earnings that would economically take you to the upper level from getting ahead financially to being able to update on anything lifestyle choice you desire next.

What are the earnings will you thought to solve your financially issues?

Can it be a modest $500 per month? Can it be $1000 per month? Can it be $10,000 per month? Now write out this statement:

(Don't be shy... be daring!) I would like to make more than $10,000  each month.

Now have a moment and think about your current project (s); current lifestyle; current free time.

what choices are available for you to raise your income by this amount?

Can you find yourself achieving the extra income level your just wrote down if you keep on doing what you've been doing?

Are you going to want to (or will you) work more difficult?

Can you ask for raise or find another job?

Do you've got time (and tuition) to learn an entirely new profession?

If you're at all like me, then the answers to the previous three questions were no, no, and no!

So just how do you get to this next level of income? For me personally, Professional Forex Trading has become the response.

And I think it can work for you also! I would like to show why and how it has worked because I believe Professional Forex Trading is a true solution for anyone interested in trading to make extra, persistent income.

Hold on just a minute though. Before continuing, I want to make a distinction between trading and Professional Trading; and especially how this applies in the foreign exchange market. There is in fact a huge difference! There are various men and women that transaction, either actively or passively. Nevertheless, the huge bulk trade without any trading instruction or a structured approach to the marketplace. And their results are average at best.

Trading generally (which is non-professional trading) typically includes:

• Obtaining as many trading tools, indicators, news and advice as you can to make buying choices (generally not selling decisions)

• Attempting to exchange, but experiencing average or worse-than-average Outcomes

• Inconsistent execution Resulting in bigger, uncontrolled losses and minimal profits

• Inconsistent hazard management Resulting in the depletion of trading capital over time

• Years of frustration and mixed results that seldom ever achieve Expert status

Maybe that seems familiar to you. It did for me.

Professional Trading (the kind I'm now doing) consists of these keys:

1. Mastering statistically proven trading strategies Incorporating stiff risk management principles

3. A Business Plan optimized to your character and lifestyle of this dealer

4. Proper Training by other Professional Trader(s)

And actually, these keys to Professional Trading, (professional significance trading as part of your profession), are a formula that is relevant to each profession in the world! Consider a doctor (or lawyer, or accountant, etc.. .) : should I gave you all of the tools, medical publications and state of the art gear physicians use today, could you walk in and perform operation? Even if you were permitted to attempt, you would NOT be very proficient at it. Why not? What do aspiring doctors obtain until they have the confidence to do surgery on their own? Well, you probably already know the solution. The aspiring physician practices alongside other Professional Doctors till he assembles the knowledge and skill set to take another step and perform surgery by themselves. They NEVER EVER are allowed to just'try it themselves'. And thankfully, the medical community is structured to prevent anybody from just'trying it in their own'.

It's a different story in the trading world, sadly. You can pretty much do everything you need; all you will need is some capital and any firm will open your account and let you start to self-destruct!

These days, however, you will find actual solutions available!

If you want to create the persistent outcomes of a Professional Trader, you MUST acquire the tools and practice along with other Expert Traders already creating persistent results. PERIOD!

Then, just once you've got the resources ; have learned alongside other Professional Dealers; and have practiced enough to build your own business plan, you can expect to go forward and create a persistent income flow for yourself. Without the expert Trader by your side, you're just using your own capital to reinvent an extremely expensive wheel.

Great! So what exactly does it take to find Professional Forex Trading? (Glad you asked!)

The answer is easier than you may think... at least it is now!

There are many firms touting Forex, but a relatively few companies popping up who are addressing the facets of Learning Professional Forex Trading. And, their strategy is devoted to employing the four keys to Professional Forex Trading mentioned above and implementing them in the Forex market. Here they are :

Professional Forex Trading consists of: Mastering statistically established Forex trading systems

2. Incorporating stiff risk management rules to conserve your capital

3. Developing a Business Plan optimized to your character and lifestyle Proper Training from another Professional Forex Trader

[andlikelions]

Parenting. The life rafts are scattered, some will keep you afloat, some are only for certain people, some are disguised, some shame and criticize. It’s odd.

After 6 pregnancies and 3 babies, I have grown comfortable not knowing and letting go of some control- some of that comes from the circumstances no doubt, but some is just organic. Experience. I know I can be a human and a parent, and I should and I need to be. It intrigues me that I can feel so certain and also overcome by so much doubt. I have always struggled with security, I think I am quite vulnerable to challenges against my character and external influence. But I am always getting wiser. And I also think there is a very natural shift into ‘I don’t give a ___, I am going to be my bold individual self’ that happens to us women somewhere in our 30’s-40’s. I see it in friends of mine and it’s liberating even to witness. The polar opposite of despair.

So I have these thoughts of who I am and who I present to myself, my family and the world and then it is checked against a wide array of ambiguous social norms. For example trying to find a work life balance. My sweet spot is working 3 days per week. Especially whichever 3 days I choose (per diem). And also being stimulated by my work. I have struck that sweet spot working both at Montpelier and at UVMMC in Women’s Health. I work a little more than that as I bring in essentially the sole income in our family for now (until May when Ashton starts his research)- which is also liberating. But is checked against a staff of thinly stretched nurses at both sites who want me as much as I am available- like if my eyes are open I should be helping. And what about benefits? Don’t you need the benefits? Or the opposite, maybe you should just stay home with your kids until they’re older. Again, odd. But I find my people to verify that I’m not the crazy one, I am in fact rock steady. Which also can be off putting in so many ways.

I consistently exercise. Shame. I have struggled with my weight to some degree for as long as I can remember. Having my babies brought me a sense of honor, humility, respect and appreciation for my skin and bones and everything in between. I feel a sense of duty to myself to commit to my physical being and also to my brain and mental health. It feels great. I have a routine. It’s sort of all over the place, sometimes I have to squeeze a video in before dinner or before work or Ashton will keep an eye on the kids so I can run to the gym. Or my family will keep them for an hour so Ashton and I can workout together. It does take what some would call an inconvenient amount of already sacred brain space to coordinate but it’s like any other habit. I’ve seen lots of passive shaming aimed at moms who are trying to ‘get their post partum body back’ (not a goal of mine and so what anyway?) and that fitness should not even be hinted at because it makes everyone else uncomfortable. Ah all the unsolicited advice.

I feel great. And great about my choices. I have to fight a little more, maybe a lot more than the next person to ward off doubt but I am quite skilled at it.

I am heavily considering applying to a Doctorate in Nursing Practice program at UVM, that’s my next wild but I feel appropriately calculated decision. I have two strong nurse practitioners and a physician with lots of weight who are encouraging and supporting me all the way. I have to at least apply.

I feel like a child needing lots of reassurance but I am finding I am ok with that and hey at least I know it about myself.

[energyacquisitionspecialist-blog]

RARE OPPORTUNITY TO BUY/SELL OR MERGE WITH DEREGULATED ENERGY BROKERAGES: BILLIONAIRE LOOKING TO ACQUIRE YOU BOOK OF BUSINESS IF YOUR THINKING OF SELLING YOUR "BOOK OF BUSINESS' CONTACT THE PROFESSIONAL WE HAVE BUYERS NOW IN ALL 13 DEREGULATED STATES. EXAMPLES OF CURRENT OFFERINGS: Toledo Chicago Texas Energy Solutions Company For sale Offered @from $1.1 Million to 3 million with Terms for the right Corporation MUST PROVIDE TO GET A RESPONSE AND SIGN A NDA: Text or Email: 1. Full Name 2. CELL 3. Email or Text address For more information Specialist in the Energy “Brokers"  Oil and gas Partnerships with  the use of cutting-edge economic and strategic models in oil and gas offerings Recruiting  Qualified Energy Brokers and Sales personal Passive and Non passive income producing Business Pharmacy - Physicians- Optometrists and Dental Practices Free Business Evaluation Value” No fee until your opportunity is Sold! Handle all Transactions Legal Department Agreements (Bill of  Sale), Letter of Intent Full Disclosure of all Buyers Full Due Diligence Client and Suppliers List Tax Clearances Full Legal Department (in House)Lending Referrals SBA (Commercial Only) We provide complete marketing analysis  of your opportunity (turn Key) at a low cost to you. To schedule a free business analysis Please email/text or call OPEN MON-SUN BY APPOINTMENT Confidential interview Call 248-396-7753