#passbook epf

[sarkaaribharti]

EPFO Account में 11 Details हो सकेंगी आसानी से Update

Employees’ Provident Fund Organization (EPFO) ने मेंबर्स के अकाउंट में नाम, आधार सहित 11 Information को Update करने के लिए नई प्रक्रिया जारी की है। Organization की ओर से जारी नए Circular में नाम, लिंग, जन्म तिथि, पिता का नाम, संबंध, वैवाहिक स्थिति, जॉइन करने की तारीख, छोड़ने का कारण, छोड़ने की तारीख, राष्ट्रीयता और आधार संख्या को Update करने की मंजूरी दी गई है। नई प्रक्रिया से EPF Member के लिए…

[india-lends]

If you have activated your UAN you can access and download the EPFO member passbook online through the EPFO website and Mobile App.

[renukamd]

Simplify EPF Compliance with Online Registration by Kanakkupillai

Introduction:

In India, the Employee Provident Fund (EPF) is a crucial social security scheme that aims to provide financial stability to employees during their retirement years. PF registration is mandatory for companies with over 20 employees and offers benefits such as retirement savings, insurance, and housing loans. With the advancement of technology, the process of EPF registration has been simplified through online platforms, making it easier for businesses to comply with legal requirements and ensure employee welfare.

Benefits of PF Registration:

1. Retirement Savings: EPF registration enables employees to build a corpus for their retirement through regular contributions from both the employer and the employee.

2. Financial Security: In addition to retirement benefits, the EPF scheme provides financial security to employees and their families through insurance coverage and other welfare measures.

3. Tax Benefits: Contributions to the EPF scheme are eligible for tax deductions under Section 80C of the Income Tax Act, making them a tax-efficient investment avenue.

4. Housing Loans: EPF members can take out advances for various purposes, including purchasing or building a house, repaying housing loans, or renovating existing property.

Online PF Registration Process:

1. Visit the EPFO Portal: The first step is to visit the EPFO's official website and navigate to the online registration portal.

2. Fill in Details: Provide information such as establishment details, address, PAN, bank account details, and employee information.

3. Upload Documents: Scan and upload supporting documents such as PAN card, Aadhaar card, incorporation certificate, and bank details.

4. Verification: Once the application is submitted, it undergoes verification by the EPFO authorities.

5. Approval and Allotment of PF Number: Upon successful verification, the EPFO establishes an EPF registration number, enabling it to commence PF contributions for its employees.

Key Documents Required:

- PAN Card of the Establishment

- Aadhaar Card of Proprietor/Partners/Directors

- Incorporation Certificate

- Canceled Cheque/Bank Passbook

- Address Proof of Establishment

- List of Employees and their Aadhaar/PAN details

Conclusion:

EPF registration is vital for labour welfare and compliance for businesses operating in India. By facilitating online registration, the EPFO has made the process more accessible and efficient, enabling employers to fulfil their legal obligations seamlessly. Furthermore, PF registration benefits employees by providing financial security, tax benefits, and avenues for financial assistance. Therefore, businesses should prioritise PF registration to ensure the well-being of their employees and foster a conducive work environment.

[khushikharbanda]

Secure Your EPF Passbook Login: Tips for Safe and Protected Access

Ensuring safe access to your EPF passbook is crucial for protecting sensitive financial information. Always use the official EPFO portal or UMANG app for login. Keep your UAN and password confidential and avoid sharing them. Regularly update your password and use a strong combination of characters. Enable two-factor authentication if available for added security. 

Read More:

[bizzbuzzofficial]

Comprehensive guide to EPF services on the unified member portal

Discover the key services available on the EPFO Unified Member Portal.

The Employees Provident Fund (EPF) is a vital savings scheme for millions of Indian workers, providing financial security during retirement. To simplify access to EPF services, the Employees Provident Fund Organisation (EPFO) has developed a Unified Member Portal. This online platform allows EPF subscribers to manage their accounts, track contributions, update personal information, and more—all from the convenience of their home or office. If you're an EPF subscriber, here's a comprehensive guide to the services you can avail yourself of on the Unified Member Portal.

Accessing the Unified Member Portal

To begin using the services offered on the Unified Member Portal, you must visit the official EPFO website at epfindia.gov.in. The portal is user-friendly and easy to navigate. Here’s how to get started:

Visit the EPFO Website: Go to the official website and click on the ‘Services’ section.

Member UAN/Online Services: Select the second icon labeled 'Member UAN/Online Services.'

Login: Enter your Universal Account Number (UAN), password, and the captcha code to log in. Once logged in, you can access various services and manage your EPF account effectively.

Services Available Under the ‘View’ Section

Once logged into the portal, the first set of services you'll find is under the 'View' section. Here are the options available:

Profile: This section displays your personal profile details, including your name, UAN, phone number, and other essential information.

Service History: This feature allows you to view your employment history with different EPF-registered employers. It shows all the records of your EPF contributions during your various employments.

UAN Card: Clicking on this link provides access to your UAN card, which includes key details like your UAN number, surname, and phone number.

Passbook: Here, you can access your EPF passbook, which contains all the details of your EPF savings and contributions over time. This is particularly useful for tracking your retirement savings.

Services Available Under the ‘Manage’ Section

The ‘Manage’ section of the portal allows you to update and modify your personal and account-related details. Here’s what you can do:

 Joint Declaration: This service lets subscribers make changes to critical details like their name, date of birth, and other personal information.

Contact Details: If you need to update your contact details, such as your mobile number or email ID, this can be done here. You’ll need to verify the changes through an OTP sent to your registered mobile number, which should be linked to your Aadhaar.

KYC (Know Your Customer): In this section, you can update your KYC details, including your PAN, bank account, and passport number. It’s important to upload the necessary documents certified by your employer to make these changes.

E-Nomination: This feature allows you to nominate a beneficiary for your EPF or Employee Pension Scheme (EPS) account online.

Mark Exit: This option shows your date of joining, date of exit, and the reason for exit from your previous employer. Note that while you can view these details, only your employer can update the date of joining and exit.

Account Management

One of the essential features in the portal is account management, where subscribers can change their login password. It’s advisable to update your password regularly to maintain account security.

Online Services

The final section on the Unified Member Portal is ‘Online Services,’ where subscribers can access a variety of essential services:

Claim Forms: Here, you can access and submit various claim forms, including Forms 31, 19, 10C, and 10D. These forms are used for different purposes, such as withdrawing EPF funds, pension benefits, and more.

One Member, One EPF Account:

This service is particularly useful for subscribers who have worked with multiple employers. It allows you to transfer your EPF balance from your previous employer to your current one. Before initiating a transfer, ensure that your KYC details are fully updated.

Track Claim Status:

Once you’ve submitted a claim, you can use this feature to track its status and stay updated on its progress.

Download Annexure K: When you apply for an EPF balance transfer, you can download Annexure K. This document contains detailed information about your EPF balance and membership details, which can be important for record-keeping.

The Unified Member Portal by EPFO is a powerful tool that enables EPF subscribers to manage their accounts efficiently and conveniently. From updating personal details to tracking your retirement savings, the portal offers a wide range of services designed to make your interaction with the EPF seamless and straightforward. By taking full advantage of these online services, you can ensure that your EPF contributions are well-managed and that your retirement savings are secure. Whether you're a current employee or retired, staying engaged with your EPF account through the Unified Member Portal is essential for financial planning and peace of mind. Check out here for full story : https://www.bizzbuzz.news/ppf/comprehensive-guide-to-epf-services-on-the-unified-member-portal-1333542

[startupfino-update]

How to Calculate PF Amount in Member Passbook?

The blog post explains how to calculate the PF amount using the EPF Member Passbook. It details the process of accessing the passbook, reviewing contributions, identifying contribution rates, calculating interest, assessing withdrawals, factoring in additional contributions, understanding tax implications, and monitoring updates.

[professionalutilities1]

How do you check your PF balance online on the EPFO portal?

To check your PF balance online on the EPFO Portal, follow these simple steps:

Step 1: Visit the EPFO Portal and go to Employees Services. Log in to the official EPFO Portal at https://epfindia.gov.in/site_en/For_Employees.php. Click on 'Our Services' at the top left, then select 'For Employees'.

Step 2: Access the Member Pass Book. Under services, find the Member Pass Book option. You'll need to log in using your UAN and password. Make sure your UAN is activated, or you won't be able to view your passbook.

Step 3: View your EPF Balance. Once logged in with your UAN and password, you'll see your EPF balance listed under your member ID. It's that simple!

[mylavenu99]

How Do You Get a UAN Number?

Each employee who contributes to the Employees Provident Fund receives a 12-digit unique number called a UAN. The Employee Provident Fund Organisation (EPFO) is responsible for creating and allocating this special number. According to instructions from the Indian government, the Ministry of Labour and Employment authenticates UAN.

Regardless of how many times an individual has changed jobs, this number stays the same for them throughout their career.

In order to use this UAN more effectively, people must not only understand what a UAN number is but also various associated topics.

The value of UAN

The term "Universal Account Number" is its entire form.

UAN is significant for a number of reasons. These include

Until an employee retires, the distinctive UAN remains the same.

To examine the credits and debits in the PF account, UAN is necessary.

Individuals can withdraw and transfer money using UAN without depending on their employer.

Employees can access their PF accounts freely thanks to online processing.

Employees can monitor monthly deposits with UAN. The specific employee must, however, be listed on the EPFO.

It is evident what a Universal Account Number is and why it is required from the section indicated above. Let's now concentrate on the many benefits that its uses offer.

Benefits of UAN

Some of the benefits of UAN numbers are covered below. Follow along!

Effortless Transfer of Funds

Previously, transferring money manually from old PF accounts to new ones took a lot of effort and was prone to mistakes. Even the use of a digital method did not considerably simplify this process.

However, following the deployment of UAN, employers can transfer funds effectively by providing the new employer with their UAN and KYC information. PF transactions from the old account to the new one can be carried out without issue when the employer has verified all of the data.

Few Employers Participate in PF Withdrawals

Prior to the introduction of UAN, PF withdrawal was dependent on employers because the application had to be signed by the prior employer before being sent to EPFO.

However, this dependence has decreased in the case of UAN. Once the KYC verification is complete, the PF amount is automatically transferred from the old account to the new.

Transactions Are Streamlined With Mobile Notification The UAN number offers quicker transactions and more security, which is one of its advantages. SMS notifications are available for withdrawals and the monthly employer contribution, as they are for all other PF account activities. Additionally, users can access UAN to check their account balances. They must download the PF passbook for this purpose from the EPF website.

Advantage for the Employee Pension Plan

Employees had to withdraw from the Employee Pension Scheme prior to the implementation of UAN, which had an impact on the retirement payout.

But with UAN, the balances of both the Employers Provident Fund and the Employee Pension Scheme accounts are immediately moved to the new account, increasing the amount at retirement.

We have already talked about what a UAN number is and its advantages. Let's now look at how to produce it.

How to Create a UAN?

People must be aware of the procedure for creating a Universal Account Number now that they are aware of what it is, how important it is, and what advantages it offers. To generate a UAN number, adhere to the instructions listed below.

Step 1: Enter your Establishment ID and password to access the EPF Employer Portal.

Step 2: Select "Register Individual" under the "Member" option.

Step 3: Provide employee information, including Aadhaar, PAN, and bank information.

Step 4: Review all the information and then click the "Approval" button.

Step 5: EPFO will produce a new UAN.

New employers can quickly link their employees' Provident Fund accounts to their new UAN once it has been generated.

Documents Needed to Create a UAN

The complete list of documents needed to generate UAN is shown below.

Identity documentation includes a driver's licence, passport, voter ID, etc.

Address documentation may include a recent utility bill, rental or lease agreement, ration card, etc.

Account number and IFSC code for a bank account

Card PAN

ID card, Aadhaar

Card ESIC

How do I verify my UAN number?

People have a variety of ways to check the details of their UAN number. which are

UAN Check via the Portal

Visit the EPFO's Unified Member Portal as the first step.

Step 2: Next, select the 'Know Your UAN Status' link under the area of key links. People would then see a new homepage where they must enter crucial information such their name, birthdate, cell phone number, and email address as well as their current member ID or EPF account number.  

Step 3: After providing information, people will receive an authorization PIN on the registered mobile number.

Step 4: People must now enter the PIN.

Step 5: UAN will be sent to the registered email address and mobile number after this is entered.

UAN Number Check by Mobile Number

Members and persons who have registered on the UAN portal can use the missed call feature to receive all the details. The procedure is simple to follow. Follow along!

Step 1: From your registered mobile number, send a missed message to 011-22901406.

Step 2: After two rings, this call will be immediately disconnected.

Step 3: As soon as the missed call is successfully placed, you will receive an SMS with all of the PF information.

It is important to keep in mind that this service is available to employees whose UAN has been connected with KYC information.

Aadhaar Card Check UAN Number

Aadhaar cards may be used to check UAN as well. Read on to learn how it works.

Step 1: Access the Unified Member Portal for EPFO

Step 2: From the vital link box, choose "Know Your UAN Status."

Step 3: Choose Aadhaar and enter the phone number, name, birthdate, cellphone number, and email address.

4. Enter the Captcha code.

Choose "Get Authorization PIN" in step 5.

Sixth step: A new page will be accessed by users. Check the information provided, then select "I agree."

Step 7: Enter the OTP that was delivered to the contact number you registered.

Step 8: After choosing "Validate OTP," get the UAN.

You will receive a fresh message letting you know the UAN information has been delivered to your registered phone number.

How is the EPFO UAN Activated?

Individuals need to complete the instructions listed below in order to activate UAN EPFO.

Visit the EPF Member Portal in step one.

In step 2, select Activate UAN.

The third step requires people to choose one of the three options—UAN, Aadhaar, or PAN, member ID.

Step 4: Enter the necessary information, including your name, birthday, email address, and mobile number.

The fifth step is to click "Get Authorization PIN."

Put the PIN in and choose "Validate OTP and Activate UAN" in step 6.

Step 7: The registered mobile number will receive a message activating the UAN. As a result, activating EPFO UAN is simple.

Those who are aware of what a UAN number is, its advantages, significance, generation process, and activation procedure can now access all of their PF accounts quickly and effortlessly.

[new-haryanvi-ragni]

EPFO E-Passbook Service Down: Here Are Alternative Ways To Check PF Balance

As an EPF member, if you want to check your PF balance, you can do so via alternative ways – UMANG app, SMS, and Missed call.  source https://zeenews.india.com/personal-finance/epfo-e-passbook-service-down-here-are-alternative-ways-to-check-pf-balance-2599526.html

[worldspotlightnews]

E-Passbook Facility For EPFO Subscribers: How To View EPF Passbook Online - Check Steps Here

New Delhi:  Union Labour and Employment Minister Bhupender Yadav on Tuesday launched an e-passbook facility for EPFO subscribers. Now, members will be able to view more details of their accounts in graphical representations, the Employees’ Provident Fund Organisation (EPFO) said in a statement. According to official data, EPFO added 14.86 lakh subscribers in January 2023. Yadav, also the…

[india-lends]

Employees can easily check their EPF claim status either online or offline as per convenience. If you are choosing an online mode, you need to log in to the UAN Member Portal or by visiting the official website of EPFO.

[renukamd]

EPF Registration Process Explained Step-by-Step

Introduction:

In India, the Employee Provident Fund (EPF) is a crucial social security scheme that aims to provide financial stability to employees during their retirement years. PF registration is mandatory for companies with over 20 employees and offers benefits such as retirement savings, insurance, and housing loans. With the advancement of technology, the process of EPF registration has been simplified through online platforms, making it easier for businesses to comply with legal requirements and ensure employee welfare.

Benefits of PF Registration:

1. Retirement Savings: EPF registration enables employees to build a corpus for their retirement through regular contributions from both the employer and the employee.

2. Financial Security: In addition to retirement benefits, the EPF scheme provides financial security to employees and their families through insurance coverage and other welfare measures.

3. Tax Benefits: Contributions to the EPF scheme are eligible for tax deductions under Section 80C of the Income Tax Act, making them a tax-efficient investment avenue.

4. Housing Loans: EPF members can take out advances for various purposes, including purchasing or building a house, repaying housing loans, or renovating existing property.

Online PF Registration Process:

1. Visit the EPFO Portal: The first step is to visit the EPFO's official website and navigate to the online registration portal.

2. Fill in Details: Provide information such as establishment details, address, PAN, bank account details, and employee information.

3. Upload Documents: Scan and upload supporting documents such as PAN card, Aadhaar card, incorporation certificate, and bank details.

4. Verification: Once the application is submitted, it undergoes verification by the EPFO authorities.

5. Approval and Allotment of PF Number: Upon successful verification, the EPFO establishes an EPF registration number, enabling it to commence PF contributions for its employees.

Key Documents Required:

- PAN Card of the Establishment

- Aadhaar Card of Proprietor/Partners/Directors

- Incorporation Certificate

- Canceled Cheque/Bank Passbook

- Address Proof of Establishment

- List of Employees and their Aadhaar/PAN details

Conclusion:

EPF registration is a vital aspect of labour welfare and compliance for businesses operating in India. By facilitating online registration, the EPFO has made the process more accessible and efficient, enabling employers to fulfil their legal obligations seamlessly. Furthermore, PF registration benefits employees by providing financial security, tax benefits, and avenues for financial assistance. Therefore, businesses should prioritise PF registration to ensure the well-being of their employees and foster a conducive work environment.

[khushikharbanda]

Benefits of Using the EPF Passbook for Account Management

The EPF Passbook is an online record of an employee's contributions to the Employees' Provident Fund. It provides detailed information on monthly contributions, employer contributions, interest earned, and any withdrawals made. Accessing and regularly checking your EPF Passbook ensures transparency and helps in effective financial planning for a secure retirement.

Read More: