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GOOP GIFT GUIDE
HELLO, all! Gwynnie here! Welcome to another issue of Goop, my newsletter for people who enjoy the finer things in life. I’m proud to present our annual gift guide. Just because I’m Gwyneth Paltrow, it doesn’t mean I can’t kick back and enjoy the holidays. I put my winter-capris on one cashmere leg at a time, just like you!
Here, I’ve compiled my favorite buys for every type of person. Whether you want to spend $7,900,000 or $8,000,000, we’ve got the right gift for you!
FOR THE CENTERED SOUL
Trinket vessel ($339)
If you’re like me, your trinkets end up all over the place: hidden inside your artisanal peony terrarium, strewn on your wicker birthing chairs, veiled behind a piping hot cup of acai-and-clamshell tea. Keep your trinkets neat and tidy with this minimalist, torus-shaped vessel. So stunning.
Candle masseuse ($197 per hour)
This moderately priced candle masseuse will massage your candles (votive or taper!) for a clearer, more intense burn. Why not treat your candles to a little holiday cheer?
Free-range dream catcher ($418-$523)
Did you know that the human body is 70 percent dreams? Most dream catchers sequester a dream until it’s cramped and broken, like a calf for veal. This dream catcher, made from organic, non-G.M.O. wheats and berries, allows the dream to roam free until the moment of humane confinement. The People for the Ethical Treatment of Dreams (PETD) gave it three “Zzz’s” up!
Very tiny tarot cards ($196)
This adorable gold-leafed tarot set is perfect for a tiny bird, or even a small mouse!
FOR THE FEELER
Geranium eye mist ($515)
If you happen to have lost the ability to cry through a combination of Botox and cocktail of personality disorders, this floral-scented eye irritant will produce extremely realistic tears immediately upon contact! Perfect for funerals, Oscar speeches and haggling with your local fishmonger.
Porcelain-and-crystal bisque ($3,400)
This soup looks better than the real thing! A sculpture of a bowl of soup made entirely of solid porcelain and healing crystals. Can be used as decoration or a meal replacement. I lost 64 pounds by replacing three meals a day with thinking about crystals!
Leather divorce papers ($279 for pack of four)
He can’t not sign these! Made from the tanned hides of Wagyu show-steers, these gorgeous, legally binding divorce papers will make consciously uncoupling a pleasure. After the divorce is finalized, treat yourself to thinking about a crystal bowl of ice cream. Your body will love you for it.
FOR THE WANDERER
‘We Are the 1 Percent’ Globe ($2,914)
Ever think to yourself, “there are just too many countries”? Well, then, this beautifully enameled, reclaimed, no-kill ivory globe is just for you. We removed any countries with a G.D.P. of less than $2 trillion, according to the World Bank, leaving the United States, China, Japan, Germany, Britain, France, Brazil, Italy and India. These countries have been arranged according to celebrity child consultant North West in a cute, minimalist neo-Pangaea land mass.
Human picture frame ($670-$1,890 plus annual food and water stipend)
A picture frame for people who don’t do picture frames. Hire this human adult man to hold your photos silently in front of his face. Comes in three practical sizes: tween, medium and Swedish.
PETD membership ($530,700 for one year)
Give the gift of a one-year membership to this up-and-coming association created to protect and advance the art of dreams. It’s very exclusive. There are very few members. There is only one member. I am the only member.
FOR THE FUN-LOVER
Real-Life Monopoly set (about $42,420,595)
Why still play old-fashioned board games with rinky-dink pieces and flimsy dollars? It’s 2015, for my-close-friend-Pete-Sampras’s sake! We’ve found an incredible option for the serious gamer: a real-life Monopoly set using real U.S. currency, houses and hotels. Each kit comes with thirty-two (32) actual, livable houses strewn across the Eastern Seaboard, each worth $200,000, and twelve (12) fully-functional hotels each worth $3,000,000. Price includes a beautiful locally sourced burlap sack with actual bills worth $20,580.
Floor-length jean shorts ($4,415)
As if jorts couldn’t get more stylish! A bit pricey, but you’re paying for the detail: The seamstresses who make these fashion essentials have painstakingly pulled out the seams of jorts to create an entirely new kind of pant, one that stretches down to the floor.
Twister With Gwyneth ($4,600)
I’ve put my own spin (pun intended!) on the classic contortion-based child’s game. Instead of a bunch of colored dots on a mat, my Twister is just one ecru dot in the middle of the tarp. It’s sleeker and has a gorgeous minimalist aesthetic. To play, you just stand in the middle of the mat and have your human picture frame read you a Basho haiku. So fun.
FOR THE SPLURGER
D.I.Y. novel set ($13,000)
These inspirational books will have you writing in no time. We’ve found a whole set of first-edition Jane Austen novels, ripped out all the pages, and replaced them with blank pages. You’ll feel her spirit in every line that you write.
One hundred dollar bill ($1,000)
What says “holidays” more than cold hard cash? Plus, Ben Franklin looks adorable here. Hang it on the wall as cute art for a nursery or fringe the edges and use as garnish for a summer salad.
Yoga mat (market price, around $106,500,500)
This yoga mat is made out of a Picasso.
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Ai Profit Payday Review – Create Amazing Website + Huge Profit
Welcome to my Ai Profit Payday Review Post. This is a real user-based Ai Profit Payday Review where I will focus on the features, upgrades, demo, pricing and bonus how Ai Profit Payday can help you, and my opinion. Only 2-Click Ai Automated System. The More We browse, The More Money We Earn, It’s All Possible By Exploiting An Untapped 283B Dollar Opportunity.
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AI Profit Payday Review: Overview
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AI Profit Payday Review: Who Should Use AI Profit?
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Costco, the retail giant renowned for offering a wide range of products at discounted prices, has recently added an unexpected item to its inventory: 1-ounce gold bars. While the exact price is available only to Costco members, online discussions suggest that the bars were priced at just under $1,900. As of 1:30 p.m. UTC on 28 September 2023, the spot gold price stood at $1,874.50 per ounce. On 26 September 2023, during Costco’s Q4 2023 Earnings Call, Richard Galanti, who is Costco’s Executive Vice President and Chief Financial Officer, had this to say: “I’ve gotten a couple of calls that people have seen online that we’ve been selling one-ounce gold bars, yes, but when we load them on the site, they’re typically gone within a few hours and we limit two per member.“ The gold bars are exclusively available online and can be purchased only by Costco members. Membership fees for the retail giant range from $60 to $120 per year, depending on the chosen program. According to a report by CNBC published yesterday, Jonathan Rose, co-founder of Genesis Gold Group, sees this move as a strategic promotion that could attract a specific segment of Costco’s customer base. According to Rose, Costco has recently expanded its range of survivalist goods, including a 150-serving emergency food preparedness kit and he addition of gold bars aligns well with these products, especially at a time when concerns about economic stability are high: “They’ve done their market research. I think it’s a very clever way to get their name in the news and have some great publicity. There is definitely a crossover of people living off the land, being self-sufficient, believing in your own currency. That’s the appeal to gold as a safe haven as people lose faith in the U.S. dollar.“ Earlier this month, during a recent discussion with Michelle Makori, the Editor-in-Chief at Kitco News, Michael Lee, founder of Michael Lee Strategy, forecasted that gold prices could escalate to $5,000 per ounce within the next three years. Lee attributes this prediction to the current recessionary state of the U.S. economy and the impending wave of defaults. He pointed out that the yield curve has inverted, a historically reliable sign of an upcoming recession, and noted that both businesses and consumers are already overleveraged, making defaults likely. Lee also questioned the current gold price, which remains under the significant psychological threshold of $2,000 per ounce. He suspects market manipulation by banks and financial institutions, citing the buying activities of BRICS nations and past manipulations in the silver market. Lee further speculated that China and Europe would be the first regions to seek safety in gold, driving its price up. He views gold as a long-term investment, serving as a hedge against inflation and economic instability. Additionally, Lee expressed skepticism about the accuracy of labor market data, noting that reports have consistently been revised downward. He questioned whether this pattern is due to government bureaucracy, flawed models, or intentional manipulation. Finally, Lee criticized the Federal Reserve’s decision to raise interest rates, arguing that it would exacerbate the recession and that other methods, like quantitative easing, should be employed to control inflation. [embed]https://www.youtube.com/watch?v=2Ic70nqCqpI[/embed] Featured Image via Unsplash Source
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Financial Services Loyalty Programs: Key Rewards And Examples
How important are loyalty programs for financial service providers? Let’s take a look at the findings of various studies. One research conducted by Collinson Group reported that seven out of every ten customers who participated in the study said rewards from financial institutions influence their decisions.
Another study by KPMG found that three out of every five customers said that banks and financial institutions must come up with innovative ways to reward loyal customers.
Financial loyalty programs play a huge role in retaining customers and reducing customer churn rates in financial institutions. Speaking of churn rate, the median customer attrition rate in financial services businesses is between 20 and 30 percent, as per Customer Gauge data.
This blog discusses some key aspects of financial loyalty programs and lists the five best loyalty programs around the world. If you are looking to launch a financial loyalty program and gain some deeper insights into it, this is for you. Read on and thank us later.
Key Rewards in Financial Loyalty Programs
Over the years, financial loyalty programs have evolved a lot. Many banks and financial institutions use traditional rewards such as offers, cash backs, and other rewards. But many corporations have started using the following:
Tiered membership programs
This is one of the most used reward strategies in financial loyalty programs. In it, customers are placed on specific tiers based on their bank balance or credit card purchases.
Reward sharing
Many successful financial corporations allow reward sharing. This involves sharing loyalty points and rewards with other members or charities.
Digital wallets
Makes it easier for customers to store their loyalty cards, reward coupons, and event passes, which can be used for easy enrollment and reward redemption.
Exclusive clubs
Premium customers and big spenders are made members of exclusive clubs, which bestow a wide range of special privileges and benefits upon them.
Extra bonuses
Many financial reward programs provide extra bonuses to customers if they manage to make a specific amount of credit card purchases in a certain period. Some also provide bonuses if customers’ bank balances reach a certain amount.
5 Examples of Best Financial Services Loyalty Programs Globally
Some financial services companies have extremely successful financial loyalty programs compared to their competitors. Even though there are many such examples around the world, we have handpicked five extremely popular financial loyalty programs.
1. JP Morgan’s “One Card”
JPMorgan, one of the oldest financial institutions in the U.S. and the largest bank by total assets, launched its “One Card” loyalty program in 2009.
The points-based financial loyalty program encourages customers to use the One Card to earn loyalty points. Each loyalty point is equal to a dollar spent and the number of points a customer can collect is unlimited. The points don’t expire and are extremely easy to manage.
The loyalty program is fortified with real-time reporting, which not only makes it easy to track the points but also decreases the risk of misuse of points as well as loyalty fraud.
Customers can use the points in several ways, such as:
Gift cards
Cash credit
Travel coupons
Merchandise
The program also provides a lot of benefits, such as extra bonuses. Customers can receive 25,000 bonus points if they manage to spend USD 50,000 within three months of opening their accounts.
2. Citibank’s “Citi ThankYou”
New York-based multinational financial services provider Citibank also launched its “Citi ThankYou” loyalty program in 2009.
Like JP Morgan’s One Card, Citi ThankYou is a points-based loyalty program, which enables customers to earn points through various ways, such as:
Using a Citi credit card
Banking with Citi using an enrolled checking account
Adding qualifying services and products to an existing Citi checking account
A Citi credit card is needed to enrol in the program, after which customers earn one point for every dollar spent using the card.
Customers can buy 1,000 points for USD 25. They can transfer the earned points to the account of another member.
Customers can use the points for cash rewards, gift cards, travel rewards, charity donations, and to pay back mortgage or student loans.
3. Capital One Rewards
Virginia-based bank holding company Capital One has a reward scheme, which is a three-tiered program:
General Rewards: This tier offers rewards to customers who have a credit card. The rewards range from cash back on dining, grocery purchases, entertainment, and more such purchases.
Travel Rewards: This tier offers rewards to customers who have Capital One Venture or Venture One travel rewards cards.
Cash Back Rewards: This tier is reserved for customers who have the Quicksilver credit card. Rewards include cash back on every purchase, which customers can redeem as per their preference.
The holding bank also has a loyalty program named “Purchase Eraser,” which enables its customers to make travel-related purchases with their rewards card. The purchases are wiped out from their statement as per the earned miles.
4. Bank of America’s Preferred Rewards
North Carolina-based multinational investment bank and financial services holding company Bank of America’s financial loyalty program is named “Preferred Rewards.”
It is a three-tiered loyalty program designed to reward customers based on the amount of money they have in their bank accounts. The tiers are:
Gold: Customers with a combined balance of USD 20,000 to USD 50,000
Platinum: Customers with a combined balance of USD 50,000 to USD 100,000
Platinum Honors: Customers with a combined balance of USD 100,000 to USD 1 million
Apart from being rewarded for the amount of money customers have in their bank accounts, they will also be rewarded in the form of discounts for certain products and services.
5. Wells Fargo Rewards
San Francisco-headquartered multinational financial services company Wells Fargo has a reward-based credit card system that’s available to all eligible reward-based credit card holders. The financial services company offers three eligible credit cards—Wells Fargo Active Cash Card, the Wells Fargo Reflect Card, and the Hotels.com Rewards Visa Credit Card.
Each card has a different reward system and benefits. Customers who have enrolled in one of these special credit cards get an opportunity to win a wide range of attractive rewards, such as:
Redeeming for purchases and gift cards
Redeeming rewards back to their accounts
Using the rewards towards airline and holiday expenditures
Customers can share the rewards with a fellow Wells Fargo account holder or donate the points to the American Red Cross.
The reward program is easy to manage. Customers can keep track of their rewards through the Wells Fargo website.
Taking everything into account
Customer retention and loyalty are one of the biggest challenges in the banking and financial services industries. That’s why financial loyalty programs are extremely crucial for banks and financial corporations to reduce customer attrition rates and retain their customers for a long time.
At LoyaltyXpert, we have years of experience in designing and creating high-quality and sophisticated loyalty programs for many banking and financial corporations. If you’re interested to know how our financial loyalty programs can benefit your business, contact us today to book a free demo.
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VarTicalAI Review - Is VarTical AI Worth It? Truth Inside
WHAT IS VARTICALAI?
VarTicalAI allows you to build a completely functional and ready-to-use digital products business website with a single click. Because the program is user-friendly and needs no technical abilities, it can be used by both novice and seasoned entrepreneurs.
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VarTicalAI is a one-button app that allows you to launch a fully DFY digital products firm without doing any work.
VarTicalAI provides over 1 million PLR articles, 100,000 eBooks, royalty-free audio files, HD videos, and images with complete resell rights. As a result, when making and selling digital goods, you won't have to think about copyright issues or licensing costs.
With works in 3 steps:
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Blueprint for a Million Dollars a Year (WORTH $1997)
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VarTicalAI Features
Let's look into VarTicalAI:
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This tool includes a client finder that assists users in locating prospective clients who are interested in purchasing digital goods.
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The utility gives you access to 100,000 eBooks that you can resell to customers.
Vertical AI provides customers with access to royalty-free music tracks for use in their digital goods.
HD Videos and pictures: The tool offers high-quality videos and pictures for use in digital goods.
All Vertical AI material is fully resellable, which means users can offer it to clients and retain 100% of the profits.
Vertical AI is intended to be user-friendly, so you can use it without any technological knowledge.
A Do-It-Yourself Website Pre-Loaded With 1 Million PLR Articles, 100,000 eBooks, Royalty-Free Music Tracks, HD Videos, and Images
A.I.-Powered Client Finder To Locate Agencies, Freelancers, Marketers, Website Owners, Bloggers, and Marketers Seeking To Purchase Content
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Convert your content into gated content that is only accessible after paying a membership fee.
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VarTicalAI Pros & Cons
Pros:
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A simple UI that is appropriate for all ability levels.
Digital product resources
Client locator integrated for tailored marketing
All material can be resold.
Cons:
Developing digital goods and personalizing agency websites necessitates an early investment.
VARTICALAI OTO – IS IT WORTH BUYING?
VarTicalAI is a full business suit with a designated workstation and high-security.
In the next 60 seconds, you launch your digital product firm.
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VarTicalAI Funnel: Pricing & OTO
FRONT END: VARTICALAI ($17)
VarTicalAI is a fantastic investment for anyone beginning or expanding a digital products firm for only $17. VarTicalAI's extensive features and free commercial license make it an excellent value that can help you swiftly and easily produce more sales and expand your company. VarTicalAI is a fantastic chance – don't pass it up!
Here is what you will receive:
VarTicalAI software and step-by-step training materials (worth $997)
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The DFY Blog Builder is worth $997.
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Bonuses (worth $2,997)
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VarTicalAI Customer Reviews
Conclusion :
I appreciate you taking the time to read my VarTicalAI evaluation. I trust I've provided you with enough knowledge about this incredible product.
FREQUENTLY ASKED QUESTIONS ABOUT VarTicalLAI
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=======================>> Buy Now <<========================
====================>> Original Website<<=====================
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VarticalAI Review - Is Vartical AI Legit?
WHAT IS VARTICALAI?
VarTicalAI allows you to build a completely functional and ready-to-use digital products business website with a single click. Because the program is user-friendly and needs no technical abilities, it can be used by both novice and seasoned entrepreneurs.
VarTicalAI is a one-button app that allows you to launch a fully DFY digital products firm without doing any work.
VarTicalAI provides over 1 million PLR articles, 100,000 eBooks, royalty-free audio files, HD videos, and images with complete resell rights. As a result, when making and selling digital goods, you won't have to think about copyright issues or licensing costs.
With works in 3 steps:
Step 1: Sign up for VarTicalAI immediately!
Step 2: Use the Client Finder to discover agencies, freelancers, marketers, website proprietors, writers, and marketers seeking to purchase content.
Step 3: Sell them PLR Articles, eBooks, Royalty-Free Music Tracks, HD Videos, and Images and retain 100% of the earnings.
Blueprint for a Million Dollars a Year (WORTH $1997)
Animaxine V2 Pro - Resell Rights Templates ($97)
WORTH $97) 40,000+ High Authority Backlinks in a Day
Secret Viral Traffic Sources That Bring in $590 Per Day! (WORTH $799)
WORTH $179 PREMIUM Text-To-Speech Software
Spy Tools for Competitor's Social Ads (WORTH $99)
Case study for $200 in 24 hours (WORTH $399)
Infinite Webinar (normally $197)
App InstaProfit (Value: $297)
AffiliateEasy (worth $147)
Flippa Cash Secrets (approximately $147)
Case Study on Internet Marketing Methods (Value: $197)
Facebook club (worth $197)
If you want to explore the official website while reading the review, feel free to select any of the button links on this page to check out VarTicalAI with my exclusive bonuses.
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VarTicalAI Features
Let's look into VarTicalAI:
DFY Digital Product Agency Website: In 45 seconds, Vertical AI builds a digital product agency website. When building a website from start, you can save time and effort by doing so.
This tool includes a client finder that assists users in locating prospective clients who are interested in purchasing digital goods.
Vertical AI gives users access to over 1 million PLR articles that they can resell to customers while keeping 100% of the earnings.
The utility gives you access to 100,000 eBooks that you can resell to customers.
Vertical AI provides customers with access to royalty-free music tracks for use in their digital goods.
HD Videos and pictures: The tool offers high-quality videos and pictures for use in digital goods.
All Vertical AI material is fully resellable, which means users can offer it to clients and retain 100% of the profits.
Vertical AI is intended to be user-friendly, so you can use it without any technological knowledge.
A Do-It-Yourself Website Pre-Loaded With 1 Million PLR Articles, 100,000 eBooks, Royalty-Free Music Tracks, HD Videos, and Images
A.I.-Powered Client Finder To Locate Agencies, Freelancers, Marketers, Website Owners, Bloggers, and Marketers Seeking To Purchase Content
DFY Blogs drip-fed to your website to generate FREE exposure 24 hours a day, 7 days a week.
Connect Your DropBox, Amazon S3, and Google Drive To Use As Storage In 1 Click
Convert your content into gated content that is only accessible after paying a membership fee.
Complete Video Training in Depth
Included is a FREE Commercial License.
=======================>> Buy Now <<========================
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VarTicalAI Pros & Cons
Pros:
Solution for digital goods development and sales
A simple UI that is appropriate for all ability levels.
Digital product resources
Client locator integrated for tailored marketing
All material can be resold.
Cons:
Developing digital goods and personalizing agency websites necessitates an early investment.
VARTICALAI OTO – IS IT WORTH BUYING?
VarTicalAI is a full business suit with a designated workstation and high-security.
In the next 60 seconds, you launch your digital product firm.
You have everything you need to begin selling right away. You have a fantastic commodity that every company requires.
With the press of a button, you can quickly discover clients. You can also generate FREE traffic on full autopilot.
You benefit indefinitely. 24x7x365
AI-POWERED CLIENT FINDER
Clients can be found with a single click.
READY-TO-SELL PRODUCTS
A DFY Agency Website With OUTSTANDING Content
HANDS-FREE TRAFFIC
DFY Blogs are drip-fed to provide you with FREE traffic 24 hours a day, 7 days a week, on full automation.
VarTicalAI is the solution to your issues.
When you solve your transportation issue, everything else falls into place. So, if you want to use the hottest and most popular network from a single interface.
Then, instead of procrastinating, act immediately.
On his proposals, the price always rises. So let's put an end to your transportation woes once and for all. You stand to earn more than you stand to lose.
=======================>> Buy Now <<========================
====================>> Original Website<<=====================
VarTicalAI Funnel: Pricing & OTO
FRONT END: VARTICALAI ($17)
VarTicalAI is a fantastic investment for anyone beginning or expanding a digital products firm for only $17. VarTicalAI's extensive features and free commercial license make it an excellent value that can help you swiftly and easily produce more sales and expand your company. VarTicalAI is a fantastic chance – don't pass it up!
Here is what you will receive:
VarTicalAI software and step-by-step training materials (worth $997)
A built-in customer locator (worth $497)
Pre-loaded with 1 million PLR articles, 100,000 eBooks, royalty-free music tracks, HD images and videos (Value - $997).
The DFY Blog Builder is worth $997.
Product Video Hosting (Value $997)
Bonuses (worth $2,997)
Control Panel & Completely User-Friendly Interface (Value: $197)
Round-the-clock Tech Wizard Support (Value: $197)
OTO 1: VarTical Unlimited ($39)
OTO 2: VarTical Advance ($39)
OTO 3: VarTical Monetize ($39)
OTO 4: VarTical Traffic ($97)
OTO 5: VarTical DONE FOR YOU ($197)
OTO 6: VarTical $30K CHALLENGE ($97)
OTO 7: VarTical AUTOMATION ($297)
OTO 8: VarTical RESELLER ($97)
VarTicalAI Customer Reviews
Conclusion :
I appreciate you taking the time to read my VarTicalAI evaluation. I trust I've provided you with enough knowledge about this incredible product.
FREQUENTLY ASKED QUESTIONS ABOUT VarTicalLAI
Is VarTicalAI required to be installed?
No. VarTicalAI can be viewed via any web browser via its designated website, which can be visited from anywhere.
Do you have any hidden fees that I should be aware of?
NONE! The amount listed on this page is the total price you must pay. There is no catch and switch going on here.
Can VarTicalAI be used on both PCs and Macs?
That is correct. They tried it on both systems and it appears to function properly on both.
Is there a money-back guarantee on your products?
Yes, without a doubt. If you are dissatisfied with VarTicalAI for any reason within the first 30 days of purchase, please contact us for a complete return.
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Jim Sinegal Net Worth: Why A Costco Brand Almost Had A Whole Different Name?
James D. Sinegal, co-founder and CEO of Costco, the largest U.S. wholesale club and an international low-price membership retail chain, was born on January 1, 1936, in Issaquah, Washington. He was born on January 1st, 1936 in Pittsburgh, Pennsylvania, to a working-class Catholic family. Because his mother was unable to care for him, she gave him to an orphanage. Giuseppe Siniscalli (later changed to Sinegal), who emigrated from Pisticci, Italy in 1901 at the age of one year old, was introduced to Mr Sinegal when she "re-adopted" him when he was eleven years old. Sinegal was distant from his original father, therefore he adopted the last name of his stepfather. Hurry up and get the scoop on Jim Sinegal's net worth stat! Don't miss out on the lowdown.
Jim Sinegal's Net Worth
American business executive Jim Sinegal has a $500 million fortune. As the co-founder and former CEO of Costco, the biggest membership retail company in the US, Jim Sinegal made his wealth. In 1983, Sinegal and Seattle retailer Jeff Brotman co-founded Costco. In addition to leaving the Board of Directors in 2018, he retired as CEO in 2012. Craig Jelinek took over as his replacement. There are about 800 Costco facilities globally, and the company brings in more than $200 billion annually. Read More: - Danny Trejo Net Worth: He Declaring Bankruptcy, But Only To Get Rid - Billy Beane Net Worth: How Did He Become The Owner of So Much Property?
Kirkland, A Costco Brand, Almost Had A Whole Different Name
Following only Walmart and Amazon, Costco is the third-largest retailer in the United States (via National Retail Federation). The wholesale warehouse brand still succeeds in creating a sense of exclusivity. It makes you feel special and almost like you're getting away with something when you flash your membership card and buy an entire roasted chicken for less than $5. Strangely enough, considering the size of its locations, Costco doesn't have as broad of a product selection as its rivals. Merchants are in charge because they have more influence than suppliers, but Costco's control over its labels almost went in a different direction: https://twitter.com/trengriffin/status/1625953983331442688 The typical Costco branch barely stocks one-tenth as much variety as you would find at other supermarkets, claims Britannica. But when you shop at Costco, variety isn't exactly the purpose. The main attraction is the low cost. The fact that the majority of Costco's products are sold under the Kirkland Signature brand is one of the primary reasons for its low costs (and restricted selection). Store brands like Kirkland often sell products for 10% to 50% less than name-brand rivals, according to CNN Business. These discount goods, however, conceal a dark truth. They are the same brands, which explains why they resemble name brands so much. Most retailers keep their suppliers a mystery, but according to CNN, Kirkland diapers are actually made by Huggies, while the batteries are made by Duracell.
FAQs
Does Jim Sinegal Still Own Costco? "Jim" Sinegal (born January 1, 1936) is an American billionaire businessman who is the co-founder and former CEO of the Costco Wholesale Corporation, an international retail chain. How Rich Is The Ceo Of Costco? The estimated net worth of W Craig Jelinek is at least $157 Million dollars as of 2023-02-15. W Craig Jelinek is the President and CEO of Costco Wholesale Corp and owns about 311,958 shares of Costco Wholesale Corp (COST) stock worth over $157 Million. How Much Does Costco Make Per Day? $526,000 a day Stay up-to-date by checking out the latest news on The Active News – know what's going on in the world! Read the full article
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Some tips on eating as a poor person that aren't "live on dry beans and rice that take time and effort to make"
Food Pantries Exist For YOU!! I don't need one anymore but am so thankful for them. You may hesitate to go to them bc you don't think you need it as badly as others... but from someone who spent years with their dad going to several, the food is there and they want to help. It isn't embarrassing; the people who volunteer are doing it for a reason, and ime treat you as a shopper, not a charity case. There are sites to find food banks. If you go to one, they usually have pamphlets for all the ones in the area. We never had to prove income or anything like that. They want to help, I promise.
If there's a local farmer's market, check to see if they have a subsidy program for people on food stamps. Another thing my dad and I used. At two separate markets 5 hrs apart, both had a program where you could DOUBLE your food stamp money in farmer's market coupons. Healthy, fresh, local, ethically raised food for less than the grocery store
If you go to a store more than once in a blue moon get the discount/membership/whatever card. It's usually super easy and almost always saves you a LOT of money
When in a supermarket, look at price per ounce if comparing items. Do not look at total price vs visual package size. Companies are experts at packing less and less food into larger packages. Grocery stores with a price per oz on the tags are so so helpful, but if they don't, sometimes it honestly makes a difference to use your phone calculator
CHECK IF YOU HAVE AN ALDI IN YOUR AREA. They sell actual seriously good, usually healthy food way cheaper than crappy stuff at other stores. This is for a lot of reasons I won't get into. But, it's also just a more ethical system for their workers, who make well above minimum wage. Aldi is Life. Tip: if you don't have reusable bags, keep an eye out for empty boxes as you shop. They don't bag anything for you.
BIG LOTS or other similar clearance/discount stores. They get an ever-changing stock of things at deep discounts. Lots of nice luxury and/or healthy groceries at half price as well as your normal staples. Also my go-to for home items and pet supplies
Shop Sales. This one is obvious to some but others just aren't in the habit. I almost exclusively buy things on sales where I save at least 1/3, usually 1/2. You can have a fully stocked pantry and freezer and spend half as much as if you only buy things when you want to eat that particular thing. It does mean less fresh food, but y'know. Just develop a laser eye for a sale tag and know where the clearance section is. Second nature to people who grew up poor but I was amazed shopping with college friends who bought full price name brand food and had trouble paying rent
I haven't done this but my brother swears by it. He went in with a few friends on a communal Costco membership. Could also do this with Sam's Club. They shop together, and then split bulk items if there's a great deal on something one person couldn't eat on their own. Bulk is the way to go if you can find a way to have the up-front cash. Impossible for many which is why the communal thing is so genius!
If this helps even one person it was worth writing out! I've realized last year, I learned a Lot growing up under the poverty line. It doesn't just appear in your brain when you're 22 and can't pay your bills for the first time.
Please feel free to add other tips if you have them. Just don't shame people for eating what they choose to eat like those "vegan dollar cookbooks" or whatever.
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ParaMountZ Review 2021 - ⚠️Launch Discount & Huge Bonus⚠️
WHAT IS PARAMOUNTZ?
These days a quality instant funnel builder is… The only tool that anyone needs to build beautiful highly-profitable websites. And as a marketer that should be music to your ears for 2 reasons…
You can have complete control over the look and feel of your websites without having to learn any of the boring time-consuming codings…
The days of spending thousands of dollars on freelancer designers, developers, and website hosting companies are a thing of the past…
In 2021, a funnel builder is your one-stop-shop for creating beautiful sales pages, sales funnels, landing pages, and much more in seconds…
Even if you have zero web dev experience or knowledge. But there’s one big problem with all of the “corporate” funnel builders… They All Charge You A Monthly Subscription For Their Service
==> Special Discount: Order Today With Best Price And Special Offers
I wanted my own funnel builder that I could use to create a sizzling-hot website in seconds without the need to bust our photoshop or my HTML editor…
A that provided a “Wix like” builder without denting my wallet every month…
A builder that we could market to our internet friends and peers like you…
A builder that would enable you to stop paying out monthly to the corporate giants (who are clearly all in cahoots to suck every last penny they can out of us marketers)…
A builder that would enable you to fulfill all of your funnel builder needs for years to come without spending another dime on design, development, or hosting…
After 2 years of working closely with a team of world-class developers, ParaMountZ was born.
ParaMountZ is a world class Funnel/Page builder that gives you all of the functionality that you would expect from an expensive subscription service, for a tiny fraction of the price… I had the privilege to receive Beta access to this great cloud software ParaMountZ, and all I can say is GET THIS NOW!
>> Visit The Official Website Here to Place Your Order!
There’s just so much packed inside this one members’ area that I don’t even know where to begin. ParaMountZ helps you find hot offers from JVZoo, Clickbank and W+, and build high converting affiliate pages.
You can share these pages across 100 social media sites. Create visually appealing email marketing templates, high converting SMS marketing messages, build traffic-pulling eCommerce sites, and so very much more.
Almost everything you need to build and operate a thriving online business is available in the members’ area of ParaMountZ. I’m serious… You can operate a six figure online business from this one site.
I buy a lot of automation type products, and for the most part, they’re good products to have, but this membership eliminates the need to invest money in so many different products and sites.
(LIMITED SUPPLIES) Click Here To Order From Its Official Website
ParaMountZ Elite is setting a NEW standard for effortless online traffic, leads & sales. Marketers of ALL backgrounds are loving the results from this 100% legal, breakthrough app that AUTOMATES traffic, list building and conversions. But all good things come to an end.
It would definitely seem that this new all-in-one beginner-friendly programme from the well-known and respected software developer Mosh Bari can be the ultimate affiliate tool.
It finds successful higher-commission offers on the 3 major affiliate product platforms and then enable you to build irresistible high converting affiliate pages, create appealing campaigns and share it across 100 social media sites – an affiliates dream come true… It even build you traffic-pulling eCommerce sites, and so very much more
Get ready to drive unlimited traffic, capture unlimited leads and engage unlimitedly like never seen before. It’s a cloud-based software that automates social media marketing across Facebook, Messenger & Twitter for viral traffic, lead generation & sales.
HURRY UP GET EXCLUSIVE 50% DISCOUNT OFFER ON OFFICIAL WEBSITE.
ParaMountZ is the world’s biggest and most powerful social media marketing tool that allows customers to create highly Converting Ads Like Posts, Campaigns, Optin Pages, Interest Groups, Messenger Shops fast and easy in less than 2 minutes without paying a dime.
ParaMountZ is created with proven to convert ads like posts, CTA Powered Campaigns, Messenger Online Selling, Chatbots, Lead Generators comprising top platforms like Facebook, Instagram, Messenger and Twitter.
In the next parts of this ParaMountZ Review you’ll see full details, including a demo and proof of results from multiple marketers … including COMPLETE beginners making their FIRST online profits with this software.
HONEST PARAMOUNTZ REVIEW – MY OPINION: IS IT WORTH USING?
If you’re already using social media to promote your business, awesome. If you’re not – I totally get it. There are so many platforms and potential solutions, it gets pretty confusing. For best results, whether you’re new or experienced … it helps to SIMPLIFY.
What’s the biggest social network online? Facebook.
Which one has the most authority? Twitter.
How are MOST people connecting with brands & businesses? Messenger.
So instead of overcomplicating things, just focus on those three. ParaMountZ Elite is a unique software that brings you the best results from Facebook, Twitter & Messenger inside ONE dashboard. Instead of running different campaigns to drive traffic, create leads or sell … Now you can do ALL THREE with every post!
Innovative, platform-approved tech means your posts maximize traffic. Turn as many clicks into leads as possible … And do the selling FOR you with cutting edge automations.
Get For a Special Discounted Price Today (In Stock)
As powerful as the software is, it’s 3 step simple to use – and you can start seeing results within HOURS. Imagine leveraging MULTIPLE social media platforms for targeted traffic … And turning more CLICKS into LEADS than EVER before possible!
This groundbreaking tech gets you VERIFIED email subscribers from both Facebook & Twitter. Lets you create retargeting audiences on the fly … Build messenger lists at the same time. AND redirect new subscribers to ANY URL for impulse sales.
The World’s First 300-in-1 Traffic App lets you:
Send High-Quality Buyer Traffic to ANY Link or Offer
Make Consistent Sales Every Day with FREE Traffic
Build a Massive List in ANY Market (To Sell To the Same People Over and Over Again)
Grow an Influencer-Level YouTube Channel and Social Media Following
Hit Affiliate Leaderboards Overnight (Cash Prizes and Clout!)
Never Pay For Traffic Again
So for every campaign, you’re creating 3 lists in one WHILE making sales!
Grow your email list to skyrocket conversions on your promos
Build retargeting audiences you can market to with dirt-cheap FB ads
And create unique Messenger lists that get EVERY one of your messages with a 100% delivery rate!
Best part? This software works whether you’re posting organically OR running paid ads – so you get the best results from BOTH free and paid traffic.
What Makes It Different? 3 things, really.
1st – the posts this software creates are really amazing. They stand out and get maximum attention – job #1 for social marketing.
2nd – the lead generation technology is INCREDIBLY slick. Every click on an image or carousel post gets you an email subscriber with VERIFIED contact info. Every COMMENT on a post gets you a Messenger lead, that you can market to and get 100% delivery rates.
3rd – this software is BUILT for conversions. You can filter new messenger leads into ‘interest groups’ based on their replies. Add new email leads to ANY list you want … Use the INCLUDED chatbot to run fully-automated messenger promo campaigns to turn new leads into buyers.
And create retargeting audiences from EVERY click on EVERY post … meaning this software maximizes your conversions from EVERY possible channel.
Ask yourself, can you afford to miss this ‘no brainer’ opportunity? At a tiny one time payment to access ParaMountZ, investing in software is a complete no brainer. I don’t need to “sell” it to you. The demo above does all of the talking…
Most web hosts cost more than that for a month and they don’t even give you any ability to instantly create wonderful high-performing websites like ParaMountZ does…
If you’re a marketer who invests in either web hosting, a Funnel builder, or a designer or a developer then you’re going to save a huge amount of money this year alone by investing today…
(ACT NOW AND SAVE) Click Here To Get at a Discounted Price!
Over several years, you’re going to be saving multiple-thousands of dollars.
Even if you’re yet to build your first website and simply have “plans” to start making it online in the future, you should grab this exclusive offer today. If you do, it means you never have to spend another penny on web development costs…
ParaMountZ enables you to build a beautiful website in seconds… Prior to creating ParaMountZ; Mosh and I spent thousands of dollars per month on web development. We were forever spending money on designers and coders for our landing pages, offers, and funnels…
That’s not to mention the hosting costs. But with ParaMountZ we can instantly create beautiful sales pages and landing pages in super-fast time, despite the fact we don’t have design or development expertise…
PARAMOUNTZ OTOS AND PRICE
For a limited time, you can grab ParaMountZ with early bird discount price in these options below. Let’s pick the best suited options for you before this special offer gone!
Front-end: ParaMountZ ($17)
OTO 1: Limitless Edition ($19)
OTO 2: The Lazy Rich ($67)
OTO 3: Autonomous Luxury Edition ($29)
OTO 4: Robot Upgrade ($77)
OTO 5: DFY Store ($67)
OTO 6: Jericho Super Blaster ($39)
OTO 7: Click & Go ($29)
OTO 8: 1K Every Day ($19)
OTO 9: Reseller License ($29)
PARAMOUNTZ REVIEW CONCLUSION AND ULTIMATE HUGE BONUSES
Thank you so much for reading my ParaMountZ Review. I really hope it did help you with your buying decision. This system is coming out with many bonuses for the early bird. Take your action ASAP for the best deal.
==> Read More Here: Don’t Miss Out Today’s Special Offer <==
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Massive Affiliate Blueprint 1.0 Honest Review
Massive Affiliate Blueprint 1.0:
It is a system developed by James Neville-Taylor to help you start your affiliate marketing journey and take it to a minimum of $1000/day income. A system where you will get every single tool and method that will help you to achieve that.
Features you will get in Massive Affiliate Blueprint 1.0:Feature 1:
40+ Done for you Proven & Tested High-Converting Affiliate Offers. –These are the same high-quality offers I have been using quietly to cash out high six-figure on autopilot for the past three years. They are all yours. All you need to do is choose which offer you want to cash out first and which offer you want to cash out next. It is that simple. (Value $4,000)
Feature 2:
12 Done For You Proven & Tested High Converting Landing Pages – You can literally have the same High-Converting “Lead Hoover Machines” I use to suck in tens of thousands of subscribers and generate high six-figures on autopilot ready to go without ever having to click edit. All you need to do is click on 1, 2, and 3. That’s all it takes. (Value $1,200)
Feature 3:
12 Done For You Proven & Tested, High Converting Bridge Pages – You will own the same “Conversion Crushing” bridge pages that boost my conversions by up to 74% and skyrocket my EPCs. They are all yours and ready to go. All you need to do is hit publish and the rest is done for you. (Yep, we are utilizing the autotag technology where it will automatically add all the affiliate links to the bridge pages.) (Value $1,200)
Feature 4:
365+ Done For You Professionally Written, High-Converting Email Promotion Swipes – You will receive ONE FULL YEAR of follow-up email letters where it will automatically promote, engage, and build a bonded relationship with each new subscriber without you having to write one single word, EVER. – Yes, you only need to enter your details ONCE the system will automatically add your name, signature, and affiliate links on all emails. – It is that powerful. (Value $36,500)
Feature 5:
MASSIVE Traffic Secrets Package from TOP Traffic Experts – You will have Henry Gold, Greg Jeffries, Chad Bartlett and many more traffic legends to pass on their traffic strategies with you where you will master the same exact formula to get millions of potential customers from YouTube, Instagram, Facebook, FB Live, Solo ads, Google, SEO, Free Traffic, Paid Traffic, and…. (You tell me, we will share them all with you. PERIOD.) (Value $9,997)
Feature 6:
365 Days Unlimited Brain Bank Email Access – You will have access to one of my top coaches where you can ask ANY questions about your business. It can be as simple as buying a domain name or it can be as extensive as guiding you with email marketing that works. – Again, there are no so-called stupid questions. All you need to do is email your questions to a specific email address and we will get back to you in one business day. (Value $5,997)
Feature 7:
12 Monthly “ask them all” VIP coaching calls – You will have me jump on the call with you and other elite members where you can ask me ANY questions that you want. I don’t care if it takes 8 hours. I will stay with you until all of your questions are answered. (Value $12,000)
Feature 8:
Exclusive access to my 100+ traffic Rolodex – You will get access to ALL of my secret traffic sources, top solo ad vendors, and top producing traffic gods that can send you tens of thousands of unique visitors in days. — It took me years and hundreds of thousands of dollars to discover them. Now, they are all yours, included! (Value $10,000)
Feature 9:
$450 Per Sale for Every Sale You Make of Taylor Your Future Now DFY Massive Blueprint 1.0 – You will be instantly approved to receive up to $450 per sale. And, you will also receive high-converting swipe files you can COPY-N-PASTE to your auto-responder account. All you need to do is add a little code to your autoresponder system, you are ready to cash out big from this powerful blueprint – No exception to the rule. (Value $997)
Feature 10:
Full Access, VIP treatment to Taylor Your Future LIVE (VIRTUAL) – You and your partner will get FREE ALL ACCESS tickets to my LIVE event, Taylor Your Future LIVE. You will discover the TAYLOR success secrets that have allowed me to break through my fears, travel the world while earning a full time living online, and become a limitless leader. There will be authors, speakers, celebrities, CEOs, leaders, Influencers who will attend this EXCLUSIVE event. (Value: $1,997)
Feature 11:
Recordings for ALL monthly Masterclass Sessions, Q&A Sessions & Live Case Studies You will receive the recording of each and every LIVE session that we hold. This means you can go over all of the valuable information and golden nuggets you will find. Every LIVE session with industry leaders will be recorded for you to peruse at your leisure. Every monthly Q&A coaching call will be recorded for you to peruse at your leisure. Every resource you need will be recorded for you to peruse at your leisure. (VALUE $PRICELESS)
Feature 12:
White Label Affiliate Marketing Course You will receive a full 22 -part affiliate marketing course that goes over all the aspects of affiliate marketing. You will be able to sell this product as if it was your own and keep 100% of the profits. I want you to get the most out of every visitor. The entire course will be pre-filled with dozens of your affiliate links throughout the lessons that will sell for you. (VALUE $4,997)
Feature 13:
Done or You Professionally Crafted Sales Page You will receive a full professional sales page for your white label affiliate course. You can sell the course for a minimum of $7 with no maximum. This professionally crafted masterpiece will funnel a high percentage of visitors into your member’s area where they will see your affiliate offers. (VALUE $997)
Feature 14:
1 Click Download TYFN System 1 click download for 365 DFY E-mails, 12 Optin Pages, 12 Download pages, 22+ Part Membership Area & More! (VALUE $PRICELESS)
Feature 15:
Your Step By Step Blueprint to My 6-Figure Business You get every email, every sales page, every bridge page, every resource, every secret, every strategy, and EVERYTHING I have used to become a high 6-figure earner in near-record time from despair. (VALUE $PRICELESS)
Seven Live Masterclass Sessions:Masterclass Session 1:
The “Taylor Your Future” Massive Cash Blueprint 1.0. – It is the same exact formula I have been using from being a homeless, broken, and suicidal addict, to a six-figure affiliate and an international speaker in under 24 months. (Value $197)
Masterclass Session 2:
The “Finder Keeper” Techniques you must use to attract cash-sucking products master blueprint. – It is the “seldom-discussed” formula I used quietly to pick & choose the right products and services that will give you INSTANT cash for your business. (Yep, you do NOT need to create any products. PERIOD.) (Value $197)
Masterclass Session 3:
The “13-Year Old” stupid simple secret you can use to set-up your profitable website in a few minutes. – You can literally have your website up and running in SECONDS. You don’t need to think. You don’t need to be an expert. You only need to click 1, 2, and 3. BAMN. And, your entire ready-to-cash-out website is READY for you. PERIOD. (Value $197)
Masterclass Session 4:
Set-up High Converting Landing Pages. The “Taylor Your Future” secret to seducing your audience to say “YES” on giving you their personal information. – You don’t have to beg. You don’t have to say subscribe, subscribe, or subscribe. As soon as they see your page, they will have no choice but to give you their email addresses. It is that powerful. (Value $197)
Masterclass Session 5:
The “Illuminati” techniques you must use to have your audience give you their credit card numbers even if their spouses say “NO” to your offer. – It also means that as soon as your new subscribers see your offer, they have no choice but to take out their credit cards. (I am NOT sure what they are going to tell their spouses, but they will be addicted to your offer for sure!) (Value $197)
Masterclass Session 6:
The “Go-All-In” Taylor ingredients you must apply in your marketing strategies to motivate your audience to buy ANY products and services you recommend. — I called this method a “Conquering” method. WHY? It also means that other entrepreneurs may promote a similar product, but your TRIBE will choose to buy it from you. Even if you don’t have a link to the product, they will tell you to give them your link to the product. (Value $197)
Masterclass Session 7:
The “Traffic Hurricane” recipes I have been using quietly to attract an unlimited amount of leads to my business. – Some marketers used paid ads. Some marketers used free ads. I call this a “hurricane” technique because I hate both paid and free ads. WHY? Free traffic takes too much time. Paid traffic will cost me dearly. What did I do differently? Four words: I seduce the traffic. (Value $197)
Breakthrough Session with Successful Marketers:Breakthrough Session 1:
The Secret TAYLOR Ingredients That Allowed Me to Bank 20k in Passive Income Each and Every Month ~ James Neville-Taylor James Neville-Taylor attempted suicide in 2017, since then he has become a 6-figure affiliate marketer, international speaker, bestselling author and digital nomad. His story and struggles will motivate and inspire you to become better. In this Breakthrough Session, you will join us and discover the exclusive insider secrets of how James Neville-Taylor built up $10k a month passive income in near-record time. (VALUE $997)
Breakthrough Session 2:
The Super Simple Methods Erick Salgado Used to Create a Multi 8-Figure Business in the United States as a Brazilian Immigrant ~ Erick Salgado Erick Salgado is a true entrepreneur who has persisted through more than most people would ever be willing to try. Through strength, tenacity and an indomitable will, he has beaten the odds and built a hugely successful software company with over 150 employees from all around the world. He has 50,000 loyal members and is operating in over 120 countries around the world. In this Breakthrough Session, you will join us and discover the exclusive insider secrets of how Erick Salgado built up a multi 8 figure business in the United States as a Brazilian immigrant. (VALUE $997)
Breakthrough Session 3:
How Spencer Mecham Skyrocketed to a HIGH 5-figure a Month Passive Income With Affiliate Marketing in Just 2 Years. ~ Spencer Mecham Spencer Mecham is an extremely successful affiliate marketer and entrepreneur. He has cracked the code to working much less and earning much more. He is the number one affiliate for multiple companies and earns tens of thousands of dollars a month working minimal hours a day. In this Breakthrough Session, you will join us and discover the exclusive insider secrets of how Spencer Mecham built a HIGH 5-figure a month passive income with affiliate marketing in just 2 years. (VALUE $997)
Breakthrough Session 4:
The Top-Secret Tactics Dave Sharpe Deployed to Create a 250 Million-Dollar Empire ~ Dave Sharpe David Sharpe is a legendary sales and marketing trainer, world-renowned motivational speaker and expert personal breakthrough strategist. After 8 years of homelessness, hardship and personal struggle David got clean and sober in 2008 and went on to launch 3 million dollar companies totaling over $160 million in sales. Together with his other ventures, he has driven over $250,000,000 as an entrepreneur! In this Breakthrough Session, you will join us and discover the exclusive insider secrets of how Dave Sharpe built a $250,000,000 empire. (VALUE $997)
Breakthrough Session 5:
Insider Secrets on How Henry Gold Closed a $10,000 Program in 30 Minutes to a Complete Stranger ~ Henry Gold Henry Gold is an international best-selling author, founder of TheLimitlessLife, and a brain tumor survivor, Gold is an advocate for inspiring others to resurrect their limitless potentials. Raised by a narcissistic father, Gold feels a profound responsibility towards helping others heal their broken souls. In this Breakthrough Session, you will join us and discover the exclusive insider secrets to how Henry Gold closed a $10,000 program in 30 minutes to a complete stranger. (VALUE $997)
Breakthrough Session 6:
Insider secrets to how I went from living in a broom closet to a multi 7 figure coach in less than 2 years ~ Akbar Sheikh Akbar sheikh is a #1 international best-selling author, speaker, master of the 7 Ethical Principles of Persuasion, has helped 7 funnels hit 7 figures, father, and philanthropist with a concentration on orphans and giving the gift of vision to blind children. Prior, he was homeless, overweight, in a terrible relationship, and suffered from a crippling anxiety disorder. In this Breakthrough Session, you will join us and discover the exclusive insider secrets into how Akbar Sheikh went from living in a broom closet to a multi 7 figure coach in under 2 years (VALUE $997)
Breakthrough Session 7:
The Underground Art Greg Cassar Uses For Creating Freedom’ – Building Your Dream Life By Design ~ Greg Cassar
Greg Cassar is a digital marketing profit strategist who is in the top 1% of Marketers on the Planet. He has worked with/in 350 Businesses, driven over 2 Million Leads, is responsible for over $500m in online sales, managed over $10m in clicks, performed over 400 Split Tests, is a Speaker/Educator for the Australian Government, and has positively impacted a lot of lives. In this Breakthrough Session, you will join us and discover the exclusive insider secrets into how Greg Cassar has driven over $500m of sales online. (VALUE $997)
Breakthrough Session 8:
The Stupid Simple Secrets Greg Jeffries Uses To Quietly DOMINATE the search engines ~ Greg Jeffries Greg Jeffries is a successful high 6-Figure earner and SEO master. He dominates the search engines and teaches others how to do the same. In this Breakthrough Session, you will join us and discover the exclusive insider secrets into Greg Jeffries quickly scaled to 6-figures with Organic traffic from the search engines (VALUE $997)
Breakthrough Session 9:
Case Study 11 Insider secrets to CRUSHING competitions with obscenely large email lists ~ Wayne Crowe Wayne Crowe is the undisputed master of list building. He is the only one who has ever given Matt Bacak a run for his money in online competitions. He can take absolute beginners and advanced marketers along a journey to reach the same destination, the journey to more SUCCESS. In this Breakthrough Session, you will join us and discover the exclusive insider secrets into how Wayne Crowe builds Massive targeted email lists and uses them to print money on demand. (VALUE $997)
Breakthrough Session 10:
Case Study 12 Insider secrets: From Idea to Finished Product in 7 Days~ John Thornhill John Thornhill is an OG internet marketer that found success in the early days of online marketing. He has stood the test of time thanks to his honesty, integrity, and desire to help others succeed. In this Breakthrough Session, you will join us and discover the exclusive insider secrets into how John Thornhill goes from idea to a fully finished product in just 7 days. (VALUE $997)
Pros and Cons:
Pros:
All in one Done For You Affiliate System where a beginner can also start earning a big chunk of affiliate commission in no time.
E-mail marketing gives almost 40% conversion, and as this system is providing all high converting emails already written for you, you can imagine how many conversions you can make in your affiliate marketing journey.
Free landing pages.
Case studies of successful affiliate marketers and their techniques.
Cons:
High price for common people.
A new system in the market.
Massive Affiliate Blueprint 1.0 Honest Review
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Exclusive Disney Press Release (leaked)
We here at The Walt Disney Company™®© are so glad that you’ve decided to subscribe to our exclusive Disney+™®© Streaming Service. We thank you for your dedication and brand loyalty continued support, and would like to give you a sneak peak at our new and improved streaming experience which will be rolling out Q2 of next year! Our Imagineers™®© have been working long and hard on all the refurbishments, and we aim to make the transition for our consumers fans to be as seamless as possible.
Introducing: Disney+Plus™®© (patent pending)
The main difference between Disney+™®© and Disney+Plus™®© is that the new service will no longer have a static library of content. No longer will you have to sit through the same movies and shows over and over again; no sir/ma’am, we are proud to introduce the new Disney Rotating Collection™®©!
Right now, Disney+™®© consumers subscribers are burdened by too much choice; how could they possibly decide what to watch? There’s so much content and so little time! Well, no more! With the Disney+Plus™®© Disney Rotating Collection™®©, we make the hard choices for you!
By premiering new content once a week, during our Prime Time Premier Hour™®© , and rotating through what old content will be available at any given time, we can make sure that only the best of the best reach our dedicated consumers enthusiasts. We’re also introducing new Seasonal Collection™®© so that you can watch your favorite holiday-themed shows and movies exclusively during their respective times of year!
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*restrictions may apply, The Walt Disney Company™®© reserves the right to limit access to content at any given time, “24/7″ is not a contractual promise.
With Disney+Plus™®©, we pick the programming for you, and starting Q3 we even pick what times of the day certain shows and movies become available to stream. And you’ll always know what content is available at any given time when you subscribe to our weekly printed periodical service The Disney+Plus Guide™®©.
Our rotating content library is released and updated live on hourly blocks. If you miss the allotted window for your content of choice, don’t worry, you can simply check The Disney+Plus Guide™®© to see when the rerun will air!
And we’re happy to announce that we’ve reached agreements with America’s favorite multi-system operators AT&T, Verizon, Dish Network and Comcast to bundle Disney+Plus™®© into their exclusive Monthly Cable Content Packages, for only a few dollars extra a month! That means no more passwords for you to remember or for your friends to steal.
Just sit down in front of your television and enjoy The Walt Disney Company™®© brand Disney+Plus™®© brand Disney Rotating Collection™®© brand content at your leisure, on our schedule. It’s totally not like cable; don’t believe what the #DisneyHaters say about us online.
If you remain subscribed to Disney+Plus™®© for one full year, you can earn Disney+Plus Points™®© which can be redeemed at both Disneyland Park™®© in Anaheim and The Walt Disney World Resort™®© in Orlando* for Fantasmic™®© prizes**
*only at specially marked Disney+Plus Point™®© kiosks, limited time offer, no cash value, one redemption per subscriber per fiscal year
**your choice of one (1) free keychain, balloon, sticker, or autograph from a mascot cast member
Thank you again for continuing to consume content from The Walt Disney Company™®©
The Happiest Corporate Conglomerate on Earth™®©
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San Francisco Extreme Real Estate Investing (EREI) – 3 Day Seminar
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100 tickets remaining.
Adult$995.00
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DATE: July 10, 2020 at 6PM – July 12, 2020 at 3PM
Location To Be Announced: REGULAR PRICE: $10,000 & ATTENDEE / MEMBER LIMIT = 100!
THE PRICE OF THIS EVENT WILL INCREASE DURING THE FINAL 10 MONTHS LEADING UP TO THE EVENT DATE AND THIS WILL BE GIVEN ONLY ONCE TO ANY SIZED AUDIENCE AND FOREVER CLOSE!
Those who hurry and purchase their ticket will be the ONLY ones to profit from this exclusive and unique method system – not available anywhere else!
Event will be held at an area hotel at or around the airport. You will be updated before the event.
This is an exclusive seminar covering proprietary methods and strategies actionable mainly through our EREI program.
BONUS****** EVERY ATTENDEE WILL BE INVESTED IN REAL ESTATE AND WILL EARN $4600+ IN 12 MONTHS WITHOUT INVESTING A SINGLE PENNY! ******BONUS
WHAT THIS SEMINAR IS NOT! #1 – IS NOT a sales pitch to any other product or course: this is it and there’s nothing more except for the advertised VIP add-on below which you can ONLY get during your purchase today!
#2 – IS NOT your run of the mill REI information which you can already get online FOR FREE HERE: www.biggerpockets.com : This is EXCLUSIVE and UNIQUE content that will make you 600X more profits than anything you can find online or even pay for at any other $10,000 – $75,000 seminar in the world!
#3 – IS NOT one of many yearly seminars held in order to keep recruiting more suckers to get into so-called Real Estate Investing only to have to go out in the field looking for properties for the big wigs and splitting the profits with them while they keep training others to compete with you! LOL!
#4 – IS NOT going to ask you to pay for ANYTHING MORE – In fact, you will leave this seminar ALREADY AN INVESTOR earning a minimum of $4,600 / year without spending another DIME!
#5 – IS NOT a “lock-in” to a package coaching or mentoring program: Any and all other training or updates are included in your exclusive and private membership. This membership is CLOSED and once this seminar is done, no more members will be added over our maximum per city.
WHAT THIS SEMINAR IS! IT IS The “SMARTEST” and “MOST PROFITABLE” Way to Flip Houses, Properties & Land Lots EVER! REBOOT Your Thinking And Reformat Your Past Experience With This 3 Day reveal!
This is NOT your run-of-the-mill Real Estate Investing Seminar / Method. With our method:
You don’t need to know how to “fixer up”
You don’t need to spend money fixing that eats into your profit margin.
You don’t need to worry about cost estimates and formulas before considering a property for flipping.
You don’t need to worry about paying so much in taxes on a small profit amount.
You don’t risk earning profits on outside factors that may impact sales prices in the area.
You can avoid the high costs of rehab and still improve the property profitably.
And you don’t need to be a genius either – our highest earners are farmers in overalls!
We SPILL ALL of the ACTIONABLE BEANS in this seminar – no pitches for any other seminar: THIS IS IT!
What will you be able to do?:
Add up through $180,000 or more in value almost instantly to any property.
Secure a steady and highly anxious pool of buyers.
Develop lifetime income from sold properties in this program.
Build up significant profits in a short period of time.
Exclusive “up and coming” markets.
Limited competition.
“Locked-in” Buyers and Renters.
Enjoy up to 50% higher rental incomes not possible with other flipping training programs.
Enjoy BIG profits that far exceed the usual high costs associated with Flipping Houses.
Easily sell property without sharing profit with an agent.
High margins and lowered risk.
Built in scalability – multiple strategies and great expansion opportunities.
About The Seminar Designed to benefit newbies through to the most experienced investors, attendees are presented with an exclusive and proprietary system which is easy to implement, sustainable and scalable. This method of real estate investing method is by far the most profitable way to build or enhance a real estate investing empire upon. Join a strictly-limited set of real estate investing students who will enjoy limited competition within expansive markets in this seminar which will not be offered again after the initial 36 students have joined our closed network in this area – this is a one time opportunity to join this closed network in your area and once filled, no further open seminars will be offered by me. Join with the Rev. Dr. Gilberto Rosado who is the mastermind of this seminar and the systems that form its efficacy and profitability. With this exclusive information and closed system, this seminar promises to go above and beyond any other program you may have heard of or attended and that no one else in your area will learn about (except for the 36 team members in your area). This seminar is absolutely full of profitable value that will increase your family wealth for generations to come!
The Rev. Dr. Gilberto Rosado’s “EXTREME REAL ESTATE INVESTING” SEMINAR: Easiest & Fastest Way to Build Your Real Estate Empire!
With the innovative EXTREME methods that Rev. Dr. Gilberto Rosado will disclose to you. You will be able to start with little or no money and quickly build up to over a million dollars in transactions in just two steps!
How can a person start small – with little or no money and build your real estate empire? While other gurus will tell you that “it takes heart, knowledge, and to be surrounded with the right group of people” all you need is this three day training and your first deal using our exclusive program and in the next step you’ll be looking at making your first million dollars in Real Estate! And during this 3-Day one-time only seminar, I’ll show you how you can do it! You’ll be amazed at how my unique system will help you realize your goals, easily, quickly and with minimal effort!
Come join Rev. Dr. Gilberto Rosado and his exclusive closed group of Extreme Real Estate Investors nation-wide, who will help you at all stages of this business to make your real estate dreams a reality – and grow it to extreme and the highest levels not possible with any other Flipping or Investing program or training at any price!
We’ll even show you how to ensure lifelong profits long after you’ve closed out your inventory and retire from this program altogether!
Wherever Available: Bus Meeting / Yacht-based Training Sessions If advertised, your sessions may take place on an Luxury Executive Meeting Coach and/or our Luxury Yacht (port cities) for a more intimate discipleship of the methods and insights exclusive to our business model – provides you the opportunity to get to know The Rev. Dr. Gilberto Rosado and absorb more of the methods and strategies with direct access for quick Q&A and consultation.
Although there is no additional cost for these sessions, they are only available during select dates and specific cities. This is an exceptional opportunity and of the highest value as a learning experience not usually afforded to seminar attendees of other flipping and investing programs charging 5x the price!
**Again, the Bus Meeting and / or Yacht based Training sessions are only available for select events/dates.
The Seminar Schedule Three days packed full of learning! DAY 1 Friday, 6:00pm – 11:00pm
What Makes My Method Extreme?
Difference between Traditional Flipping & Extreme Flipping
Difference Between Traditional Investing & Extreme Investing
How to Build a Multi-million Dollar Portfolio Quickly
Which Approach to Take: Making a Deal vs. Est. a Business
Strategies for Lack of Money and Credit
Adopt a Partnering Stance instead of that of a Borrower.
Finding Properties
Having Control of the Deal
Selling Inventory
Application of Risk Vs. Return on Wholesales, Flips, & Cashflow (investing) Properties
How to manage EREI deals for Wholesales vs. Flips vs. Cashflow Properties
Extreme Wealth Formula Intro
ARV (After Rehab Value) vs AVAV (After Value-Add Value).
ARV + AVAV Combo Method
11:00pm – 1:00am VIP Session #1
DAY 2 Saturday, 9:00am – 12:00 noon
Understanding The #’s
Understanding Flip Spreads
Our Hot Markets
How our Markets Expand
LUNCH / VIP LUNCH w/Speaker TBA
1:30pm – 5:30pm
Absorption Rates & Do They Matter In EREI
Optimizing The Best Deals For EREI
How EREI Avoids Typical Flipping & Investment Worries
Every Market Optimizer
6:00pm DINNER / VIP DINNER w/Speaker TBA
7:30pm – 11:00pm VIP Session
DAY 3 Sunday, 9:00am – 12:00 noon
Extreme Wealth Process & Blueprint
EREI Cash Flow (Investor) Wealth Strategy
EREI Lease Option Method
Money Wealth Buildup Strategy
EREI AVAV Systems
Next Level Investing
Building and Managing a Massive Portfolio
How To Retire With EREI
EREI Credit Union
How to Get Private Partners
Final Details & Recap
DISMISSAL
ABOUT VIP SESSIONS AND ACCESS: We have reserved the most extreme strategies for VIP access only. They involve commercial value-adds which are not for the sensitive or fearful. Apply for VIP Access ONLY if you desire a “No Holds Barred” addition to your strategy base and if you are willing and able to engage high ticket property acquisitions. The two extremes described in the previous sentence represent only two strategies at opposite ends of the extreme spectrum. Also, any new strategies and programs will also be addressed here before being released to our general membership in future presentations or news releases (you get the news first hand and get to implement it before anyone else does).
These strategies require a separate licensing and authorization granted only to VIP Access Members.
VIP ACCESS PRICE: $3,995 Pay directly to https://ift.tt/2N7KUsj
VIP Access Includes:
VIP Only Sessions – Friday and Saturday – Late Night!
Exclusive VIP ONLY Training & High Profit Strategies
Special Networking Sessions
License to Utilize VIP ONLY Strategies
VIP Hot Lunch & Dinner – All 3 Days
FAQs
Are there ID or minimum age requirements to enter the event?
YES – 18 with Driver’s License
What can I bring into the event?
NO RECORDING DEVICES OF ANY KIND! You can bring a Pen & Pad!
How can I contact the organizer with any questions?
skype: rev.dr.gilberto.rosado
What’s the refund policy?
Since we utilize all or part of your fee toward formation and facilities related to the delivery of this seminar and you should be interested in making more money than ever before possible with Real Estate Investing or Flipping, and that is exactly what we’ll be showing you, there is NO REFUND!
If for any reason you could not attend the session or any part thereof, we will grant you a recorded version via online webinar portal access at a later date.
Do I have to bring my printed ticket to the event?
YES – without the ticket you will not be allowed into the sessions.
Can I update my registration information?
YES
Is my registration fee or ticket transferable?
NO.
Is it OK if the name on my ticket or registration doesn’t match the person who attends?
NO.
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Adult$995.00
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source https://classiphorium.com/listings/events/san-francisco-extreme-real-estate-investing-erei-3-day-seminar-2/
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Wealthy Affiliate Review - Is WA The Real Deal
This is my Wealthy Affiliate Review, I am supposed to say something catchy. Something to get you hooked into reading my Review. My first paragraph is in bold are you hooked yet? Lets save you some time and reveal my opinion right here in the
beginning of my article. Wealthy Affiliate is the real deal. I feel in my soul that joining Wealthy Affiliate was one of the best decisions I have made for myself ever. Not because through Wealthy Affiliate I have made a bunch of money. (I haven't) I'm not saying this because I want to make a bunch of money off you my reader. (I am asking you to start a free trial, there is no commission on free) Anyway join or don't join I truthfully don't care. (I feel like I should be dropping the mic and walking of the stage now) I do not know if Wealthy Affiliate is what you want or need. What I do know that it costs nothing to join. It's zilch, zero, nothing, free, to join and find out what Wealthy Affiliate really is or could be for you. Start your 7 day free trial of Wealthy Affiliate. Let's do the disclaimer part. I want to be an affiliate marketer. I want you to click my links, buy everything I recommend, make me truck loads of money, so I can retire to a life of luxury. Back to reality, I am compensated if you make a purchase after clicking my links, but I would need a lot of people to purchase, to make any real money. The things I promote help people solve problems, and only promote products I would recommend to my family and friends!.
A Note From The Writer I am writing this review as homework for my Wealthy Affiliate training. In order to get search engine rankings for my website I have to write many reviews and articles. Look everybody that goes through the affiliate boot camp at Wealthy Affiliate writes a review of WA. That means there is literally thousands if not hundreds of thousands of WA reviews online. If you made it to mine and If you are still reading, good deal, lets continue...
Time for a little self promotion. Hi my name is Michael. I have been trying to make money on line now for 3 years. Having tried just about everything there is, I feel like I am finally starting to get it. The reason I do this is because I want to help people find success. If I make some money that is just a bonus. I have been writing about Affiliate Marketing and related subjects for over a year now. I do know what I am writing about and can help. Having done this for a while now I have gotten good at it. Wealthy Affiliate At A Glance Name: Wealthy Affiliate Website: www.wealthyaffiliate.com Owners: Kyle and Carson Tools: ⭐⭐⭐⭐⭐ Training: ⭐⭐⭐⭐⭐ Support: ⭐⭐⭐⭐⭐ Price: ⭐⭐⭐⭐⭐ Overall Rank: ⭐⭐⭐⭐⭐ VERDICT LEGIT/NOT LEGIT: Legit Wealthy Affiliate Overview
Wealthy Affiliate is a couple different things. Here is a list them out for you. Affiliate Marketing school Website building and maintenance school SEO training school Affiliate Program Online support community Online Business Training I learned more in one month on Wealthy Affiliate than 3 years of searching online for free information. Why I Joined Wealthy Affiliate I was reading product reviews one day, trying to find way to make some money online. The review was pretty good, it told me the product I was interested was not very good. On the sidebar of that review was banner for Wealthy Affiliate. I saw it and thought why not. I joined and forgot about it for a month. When I got back to it I realized how good Wealthy Affiliate was quickly went premium. I have been a premium member ever since Who Should Join and Who Probably Shouldn't
Building an online business takes a lot of work. A lot of work with no reward until you are established. If you need to earn money right now or immediately Wealthy Affiliate is not going to help you out. Building an online business takes dedication as well. If you need money right away you aren't going to be able to give your online business the attention it needs. This is due to the fact that you need to find a way to make money right away. When your new online business doesn't pay off right away you will move on to keep looking for a way to earn the money that you need. I guess what I am saying is that if you can't wait for your online business to develop don't try Wealthy Affiliate until you can. How Long Till You Start Making Money? You need to keep in mind that you are building an actual business when you follow the Wealthy Affiliate training. According to thebalancesmb.com a new business can expect to report a loss for the first year in operation.. The IRS expects new businesses to report a loss for the first couple of years. I really don't want to scare you away but you need to understand that it takes time for your business to develop before it starts to pay off. There are a lot of factors that determine when your business will start to make money for you. I would say that within a year you should get proper recognition from search engines. Once you start getting organic traffic you will start making money. The Good & the Bad The Good: Tools are great and I use them daily in my online business Training has taught me all the good things I know about affiliate marketing The online community and the support you can get from it is the best online Jaaxy Research tool is fast and accurate. I use it exclusively for my keyword research As a premium member WA will host 50 websites. 25 siterubix sites & 25 premium websites. The Bad: WA is a community of individuals sometimes that can be annoying Sometimes I feel like there is to much help available. Wealthy Affiliate Tools & Training
⭐⭐⭐⭐⭐ I gave the tools 5 out of 5 stars, this is due to the fact that I use all the tools daily in my online business. I have used many of the tools available online. There are a couple of tools that I have paid for separate from WA that I use as well, but I use the Wealthy Affiliate Tools the most. I will list some tools available: The Site Manager - Access your websites + site health Site Builder - Build your website The Site Domain - Find, register & manage your domains Site Content - The ultimate writing platform The Site Comments - Give and receive comments on articles Site feedback - Get feedback on your site Jaaxy Research Tool - Keyword research tool Affiliate Programs - Access to 1000,s of affiliate programs ⭐⭐⭐⭐⭐ I gave Wealthy Affiliate 5 out of 5 stars for training as well. WA has trainings for just about everything that could come up when building your online business. All the trainings I have participated in have been informative and easy to follow.
There are courses and classrooms, members add new trainings almost every day. Comprehensive comes to mind when I think about the trainings available at WA. Wealthy Affiliate Support ⭐⭐⭐⭐⭐ 5 out of 5 stars again. The support is extensive you have a community of people willing to help with whatever comes up. You have access to the owners and hundreds of successful affiliate marketers. Site Support is fast and handles all of you technical difficulties. I personally have not experienced such good support anywhere else on the web. Wealthy Affiliate Price ⭐⭐⭐⭐⭐ I gave Wealthy Affiliate 5 out of 5 stars for price. If you take everything else that WA offers and just focus on hosting. With a premium membership you pay less than $1 dollar per month per website for good hosting. Below is a pic that shows the pricing and the features that are available with each of the 2 pricing options.
My Final Thoughts And Overall Rating ⭐⭐⭐⭐⭐ I give Wealthy Affiliate 5 out of 5 Stars as an overall rating. My ratings are not given frivolously, I really feel that WA is great. Having learned a lot and received many benefits from my WA membership. In this article I have listed all the things I feel are important. Remember you can join Wealthy Affiliate for free and find out if WA is any good for yourself. Learn about how to become successful as an affiliate Questions and/or Comments What do you think of my Wealthy Affiliate review? Are you looking for ways to make money online? Have you found anything better? Please answer in the comments section. If you have any questions for me please leave questions or comments in the comments section at the bottom of this article. Read the full article
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Telecom Loyalty Programs: Rewards And Examples – Guide 2023
If you are a telecom entrepreneur, then ensuring customer loyalty should be your main focus. That’s because customer churn rates are extremely high in the industry. As per the Database Marketing Institute, the churn rate for telecom businesses averages between 10 and 67 percent per year.
For telecommunication brands, customer loyalty is exceedingly hard to achieve due to several challenges. The biggest challenge is the lack of differentiation in the service offerings. Another big challenge is the lack of customer interactions. That’s why it’s not surprising to find the porting of mobile numbers and switching from one service provider to another is on the rise.
This blog post discusses the best features telecom companies’ loyalty programs should have. It also lists the five best loyalty programs of telecommunication companies from across the world. Read on to learn more.
Best loyalty program rewards for telecom companies
Retaining customers is not the only challenge for many telecom companies. Finding the right rewards for their loyalty programs is also a task. That’s because many rewards that suit other industries may not be practicable or feasible for telecom companies. But here are some rewards that can work like magic for telecom brands.
Tiers
This is one of the most common rewards that many telecom companies use. In this way, telecommunication brands rank their customers based on their seniority and purchasing capacity. The oldest and highest-paying customers are given the highest tiers.
Special rewards
Some telecom companies use rewards to surprise and delight their customers on certain special occasions. It can be a customer’s birthday, wedding anniversary, or membership anniversary. The rewards can be some minutes of free talk time to free internet data. Providing rewards like this shows that a company cares for its customers.
Assorted rewards
Some companies mix and match a wide range of assorted rewards for their customers to give them a unique experience. For instance, joining forces with partnering companies during sporting events (such as national or international cricket premier leagues or football tournaments) can be a good idea. It’s not uncommon to find telecom companies’ merchandise, which can range from apparel, accessories, toys, mementoes, keepsakes, and more, being given to members during special events.
Five best telecom loyalty programs around the world
Almost all major global telecom companies have some kind of loyalty program in place. In this post, we have discussed the loyalty programs of five prestigious companies in brief detail.
1. AT&T’s Thanks
US-based telecommunication service provider AT&T launched the AT&T Thanks loyalty program in 2016. Since then, the world’s largest telecom company by revenue has provided a wide range of benefits as a token of appreciation. Under the loyalty program, members receive the following benefits:
A dedicated expert to assist with all services they need
Exclusive access to concerts and events (for qualifying members only)
Chance to win VIP tickets, trips, and giveaways
Deals on products and services, gift cards, accessories, entertainment, and more
2. Verizon UP
Delaware-based Verizon Communications Inc. has a loyalty program named “Verizon UP.” The loyalty program is integrated into Verizon’s app in such a way that most features are exclusively available there. Here are some of the following benefits of Verizon’s loyalty program:
No complicated rules
Focuses on simplicity
Service-focused reward portfolio
Super tickets to shows, music, or sports events can be claimed every six months
Device dollars can be easily claimed
3. HKT’s “The Club”
The Club is HKT Limited’s (Hong Kong Telecom’s) customer loyalty program and digital ventures arm. The loyalty program of one of the leading telecommunications companies in Hong Kong.
Anyone can join the program for free. Even those who are not customers of the telecom service provider. Members get to enjoy many rewards, privileges, and tiers. The program has four tiers. Platinum, gold, silver, and blue Each have their privileges. Here are some highlights of the loyalty program.
Loyalty program members earn one ‘Club’ point every time they spend HKD 10.
Tiered system based on the overall amount of points earned.
4. O2 UK’s “Priority Moments” loyalty program
British telecommunications services provider O2 UK’s “Priority Moments” is one of the fastest-growing loyalty programs in the UK. The loyalty program segments customers based on their spending history and tenure and also provides location-based offers.
The free loyalty program has delivered millions of pounds in savings in reduced customer churn.
Highlights of Priority Moments:
Free loyalty program
No point earning or redemption system
Special deals for Pay As You Go customers (5 to 10 percent cashback from their top-ups)
Customers can claim the reward in the form of a mobile voucher, movie ticket, or an airtime credit
5. Bharti Airtel’s “Airtel Thanks”
Indian multinational telecommunications services company Bharti Airtel Limited’s loyalty program “Airtel Thanks” is three-tiered. The three tiers—Silver, Gold, and Platinum—offer a special set of benefits to customers.
The Silver tier, which starts at a monthly tariff of INR 119, offers basic content which includes AirtelTV (satellite television service) and Wynk (the music streaming platform of the company).
The Gold tier, which ranges between INR 119 and INR 499, gets add-on premium content and telecom benefits.
The Platinum tier, priced at INR 499, gets priority services such as device protection plans, e-books, and a dedicated customer service desk.
An interesting thing about the loyalty program is that it replaced the “My Airtel” app and turned it into an overall Airtel app experience.
Summing up,
Retaining customers in the telecommunication industry is one of the biggest challenges for service providers. That is why telecom companies should leverage telecom loyalty programs to keep their customers and reduce the churn rate.
At LoyaltyXpert, our team of loyalty experts is adept at designing and creating effective telecom loyalty programs. If you want to know how we can help and book a free demo to see how our software works for you, then contact us today.
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How to credit card
Using a credit card is like paying with cash, except you also get free money and other benefits.
"But Serine, there's no such thing as a free lunch! [1] Where does the money come from?"
I'm glad you asked. When you buy something with cash, the seller gets 100% of what you pay. When you use a credit card, the seller gets around 97% of what you pay, and the credit card company gets the other 3%. [2] The credit card company is of course very willing to give you money and other benefits if you let them have that 3%. [3]
Sellers are willing to give up 3% because handling credit cards is so much easier than cash. You don't have to count change, and you have a computer record of who paid how much, so it's easy to figure out who's lying when the customer said they paid. Not to mention it eliminates the problem of cashiers stealing money by pocketing customers' money [4]. Also not to mention the store wants the customer to be happy (happy customers spend more) (customers hate having to pay a fee to use a credit card).
Anyway, in the general case, credit cards are basically always a good thing, and you should basically always use them. [5] So I’m going to teach you how to pick one!
When not to credit card
If you are irresponsible with money, and are afraid you will spend more money than you have, you should not use a credit card. If you have good reasons not to want a bank account, you probably don’t want a credit card for similar reasons.
Never carry a balance on a credit card (pay off less than the total amount you owe every month), it piles up and ruins your life. You should spend money on getting things you want, not on paying off interest.
“Forgetting to pay” is never a concern. All modern credit cards have an auto-pay feature to take money from a bank account. As long as you don’t spend more money than is in your bank account, you don’t have to worry about accidentally going into debt.
What benefits you get from using credit cards
Most credit cards will give you 1%-2% cash back (for each dollar you spend, you get a certain percentage back in free money).
Basically all credit cards give you the ability to chargeback. This means that if some business steals your money (charges you more than you owe, etc) and you can prove it, you can call the credit card company and tell them to take your money back. Note that this is a last resort (only to be used after you contact the business and they don't give you your money back), and will generally result in the business completely cutting off contact with you (for instance, if you chargeback Steam, you'll lose access to all your Steam games etc).
Credit cards also act as a short-term loan. If you ever need a payday loan, a credit card will give you significantly less interest than an actual payday loan. You never want a credit card as a long-term loan (the rates are horrible), but they actually give you close to the best possible rate for a loan of a few days. Just remember that debt is evil and never to fall into it.
Other benefits vary wildly and are specific to the card, but common benefits include various forms of insurance (car insurance on any rental car you rent with the credit card, warranty on anything you buy, etc).
Which card to get
It's actually really easy to choose a credit card. If you're in the US, here is Serine's One-Step Guide:
Do you spend more than $2500 per year in travel (hotels, flights, Ubers, etc) and restaurants, and do you have the free time to screw around with flyer miles?
• No ➡ Get the Citi DoubleCash
• Yes ➡ Get the Chase Sapphire Reserve
In some extremely obscure situations, you might want other cards, but I'll cover those after I cover these two cards.
The Citi DoubleCash
The Citi DoubleCash has no yearly fee, and gives you 2% cash back, effectively. This makes it better in every way than most other cards.
Some cards give 1% cash back and a rotating 5% category. They will give you a headache trying to optimize them and you will still get less money back compared to the Citi DoubleCash, in the end.
Some cards give you points that you can spend using a complicated procedure, which will be worth approximately 2% if you can spend them perfectly. Just use the Citi DoubleCash, and skip the complicated procedure.
The Chase Sapphire Reserve
The Chase Sapphire Reserve has a $550 yearly fee, and gives a huge number of benefits that are totally worth it if you spend a decent amount of money. Also it looks really cool because it's metal and black. [6]
It comes with $300 of travel credit per year, which you can blow through in, like, a single flight, or like a few days of hotel, or like a normal amount of Ubering (anyone who's even considering this card should have no problem spending that much). So the yearly fee is effectively $250.
It gives you 3 points per dollar on travel and restaurants, and 1 point per dollar on anything else. "Points" can and should be converted to frequent flyer miles, at which point they're worth 2-4 cents each if you put them towards international flights, especially international first-class flights.
It also comes with a pile of side-benefits, like free Priority Pass membership (gives access to a bunch of airport lounges), free TSA Global Entry (lets you basically skip airport security and customs), free DoorDash DashPass, free Lyft Pink, and a lot of other exclusive discounts.
Assuming you spend enough and you're willing to spend the effort optimizing flyer miles, it basically pays for itself and the other benefits are free. If you don’t want to optimize flyer miles, the other redemption options are worth 1¢/point or less, and you’d be better off with the Citi DoubleCash.
Honorable Mention: The AmEx Platinum
I know I didn’t mention the AmEx Platinum at all, but if you have lots of money and want the best benefits on a card (or you take a lot of flights), the AmEx Platinum is probably the card for you.
The AmEx Platinum costs $550 per year, and is a luxury card pretty similar to the Chase Sapphire Reserve. Its biggest advantage is that it has much better airport lounge coverage in the US.
Priority Pass (which comes with both the Chase and the AmEx) gives you lounge access for most international flights, but the AmEx Platinum also gives you lounge access for US domestic flights.
It gives 5 points/dollar for airfare and AmEx Travel hotel purchases, and 1 point/dollar for other purchases, and its points can also be turned into flyer miles.
Other advantages include Gold membership status at Hilton, Marriott, Starwood, and Ritz-Carlton hotels. Mostly this means usually-free late-checkout, and, like, free bottled water sometimes.
Instead of the $300 travel credit, though, the Platinum has a $200 airline fee credit (abusable to buy gift cards) and a $200 Uber credit (spread out across 12 months, so hard to maximize unless you use Uber all the time). It’s harder to max these out, but if you do, it’s effectively $150/year.
Overall, the main reason you’d actually want the Platinum over the Sapphire Reserve is if you fly a lot in the US and really want the additional airport lounges.
Extremely obscure situations
So the most common one is: If you have a ton of free time and spend a decent amount of money, you might be interested in churning. I don't really want anything to do with churning so you're going to have to learn how to do it from someone else (google it, I guess).
If you travel internationally, be aware that the Citi DoubleCash has a foreign transaction fee. It's still worth it (2%, which is still less than the fee you'll be charged by most money exchangers – Wells Fargo takes like 5%), but it's also not very hard to just get a credit card that doesn't have that fee. The Amazon Prime card and the Costco credit card are good options (these two are pretty good cards to have in general, honestly; they have no yearly fee and a few specific uses, just don't use them as your main card because they don't have the 2% base rate the DoubleCash has).
If you have a lot of very specific foreign transactions you need to make that isn’t just taking vacations internationally, the Capital One Quicksilver has 1.5% cash back and no foreign transaction cost (the Amazon and Costco cards are better for travel).
That's it
I haven't actually taught you how to spend money wisely (maybe that'll be a different post), but at least you can get more value out of the money you do spend now.
There aren’t links to any of these credit cards because I don’t want to get accused of earning money through affiliate links or something. You can find all of them on Google.
[1] In a way, there's no such thing as a free lunch, but in a way, there totally is. Like, think about breathing (but not too hard – I don't want you to start manually breathing – ...I'm sorry). There are some minor trade-offs (you have to use energy) and situations where you shouldn't (do not breathe while underwater unless you have special equipment) but overall, it's basically always correct to choose "breathing" over "not breathing".
[2] The 3%ish is split kind of complicatedly, in terms of who gets what. The credit card company definitely gets most of it, though.
[3] And also to get your late payment fees and interest and stuff, but honestly, credit card rewards come out of the processing fee.
[4] It's easiest for cashiers to steal money if you're selling something hard to track, like french fries. A cashier can give a customer some french fries, pocket the customer's money, and the store owner would never know. This is why a lot of fast food places say "free food if we don't give you a receipt". The receipt makes sure the cashier gives the store owner the money.
[5] Some stores don't accept credit cards. These are very very rare in the US, and mostly restricted to, like, certain vending machines, and tiny stores that hate the 3% transaction fee. Also, a lot of service workers prefer you to tip in cash, because that makes tax evasion easier (it's up to you whether you consider this a good thing or a bad thing).
[6] People who’ve seen mine have totally thought it’s "the black card" because it’s black and metallic (it's not, it’s a lot easier to get than the actual AmEx Centurion).
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