#online electronics shopping vijay sales online buy electronics online online electronics store online shopping sites for electronics

[vijaysales]

Summers are around the corner; get geared up to beat the heat.

There's something about summer, whether it’s the time spent outside or the way the sun streams through the windows early in the morning. Celebrate the longer days with upcoming vacations as an extended family affair. With all focus on the fun, what else comes to your mind? Cooking up ways to beat the heat? This is the season to bring in air conditioners and cooling solutions for your home.

The air conditioner is one of the most important inventions of the modern times with cooling homes and offices and minds, keeping off the heat. Home cooling systems are in diverse sizes with units which can be placed on a window ledge to the recent eco-friendly, split versions. There’s a lot of development that has happened over the years wherein technology has enhanced considerably. With too many brands out there offering you some of the best air conditioners, all with great features and price ranges, it becomes a really important factor to carefully select the Ac that fulfils your requirements. Here’s a buying guide for air conditioners that will help in deciding which model is for you.

1.The place for which you need the Air conditioner?

Capacity is the first thing you need to consider before buying an AC. Depending on the size of the place, the capacity will change. A room which is smaller than 140 sq. ft. will need a 1 ton AC to cool quite-efficiently while a room with a floor area between 140 sq. ft. to 180sq ft. will require a 1.5 ton AC and furthermore. This will eventually help in saving on your electricity bills.

2.Types of air conditioner you can buy i.e a split or a window model.

While window ACs are budget-friendly, they are not as smooth and aesthetically appealing as the split unit versions. While split ACs offer better air-dispersion, window units on the other hand, are easier to install. Therefore, choosing this well in advance is very important before buying a unit.

3. Other features to consider.

With the rising mercury levels, the cost of electricity is also increasing rapidly due to which it is a necessity for your new AC to not only be energy efficient, but also cost-effective. Air conditioners come with energy efficiency rating which is also called EER, where the number of stars imply that it will be more energy efficient than others.

4. Noise levels and cooling speed.

Would like your AC to announce that its working? We really hope not. Hence, your AC must come with cooling speed of the AC with flexible thermostat, i.e. two fans along with variable speed that gives the flexibility to enjoy the cooling as per the heat and also the time of the day without any noise.

5.The services that are given with the model for example installation and maintenance.

The performance of an AC largely depends on how it’s installed. Therefore, it is very essential to get it installed by an authorized dealer or by a professional only. So before buying the model get clear instructions from the dealer on the installation, maintenance and other services.

You can also look at other features like auto restart, sleep mode, putting a timer and multipurpose usage which means both cooling and room heating, before finalizing the perfect air conditioner. Now that your checklist is ready, take the next step and find your perfect cooling solutions at Vijay sales, now.

[sonmony123]

7 BEST PLACES TO BUY ELECTRONICS IN MUMBAI |electronics shops

INTRODUCTION

Finding the best places to buy electronics in Mumbai | electronics shops in Mumbai is almost a headache. isn’t it? Bes because there are so many options to buy electronics shops in Mumbai |electronics shops. Many people have this situation while living in Mumbai. whenever this is about to buy electronics in Mumbai |electronics shops.

What is in it for you- BUY ELECTRONICS IN MUMBAI

It is confusing because there are so many options and many of them claim to be the best electronics shop in Mumbai. claims to be the best. Here we have tried to ease your problem. we have tried to create a list of the 7 best places to buy electronics in Mumbai |electronics shops. We hope this will help to save your time and money while shopping for electronics, from electronics shops in Mumbai.

Before starting- BUY ELECTRONICS IN MUMBAI

It is very important to buy electronic items very carefully. In addition to buying electronics, people also look for the best lowest price. People first visit different places in search of a good price and quality.

It is quite difficult for the people of a city like Mumbai to visit from one store to another in search of the best deal for electronics. So here we have rounded up the top 7 best electronics online shopping sites. This might help you in getting the best deal.

Let’s dive in –

Due to Covid-19 people hesitate to step into the market and shop. In this pandemic, people prefer shopping online. But buying something into electronics has to be done very carefully. People also prefer to get discounts on electronics.

People living in big cities like Mumbai, people prefer shopping for all the stuff online. Following is the list of some of the best online stores for electronics in Mumbai which offers great deals and offers with good quality products.

SONY MONY

Sony Mony is, located in different parts of Mumbai, and also has an online store for electronics in Mumbai. They have a wide range of electronic component items listed on their website. It is one of the best online electronics stores in Mumbai.

From trimmers to home appliances, from the kitchen to appliances to washing machines and TV & Entertainment, Sony Mony has a wide range of variety in electronic appliances. This is one of the best online stores for electronics in Mumbai with a wide range of items.

Website- https://sonymony.co.in/

KOHINOOR ELECTRONICS

Kohinoor Electronics is another best electronic store in Mumbai which is located in different parts of the city and also sells the products online.

They have a wide range of electronic items dealing at the best price they can serve. You can even pre-book the new product launching soon in the market. They offer different discounts on different products on their discounts.

Website- https://www.kohinoorelectronics.com/

DIGI 1 ELECTRONICS

They have so many stores in different parts of Mumbai. You can select the products according to different brands available on their websites. They have different websites for different stores. It also gives you an option to have a live chat with the store online.

Digi 1 electronics also provide free home delivery. They have so many different discounts available for different electronic appliances.

Website- https://www.digi1electronics.com/

CROMA

Croma also provides a huge variety of electronic items on their website. It also provides shopping through video calling. They have a wide range of varieties of electronic items. One best part for Croma is that they also provide different EMI options at the time of payment. You can also check the delivery options available on their website.

Website- https://www.croma.com/

VIJAY SALES

Vijay Sales has so many different stores at different locations in Mumbai. They have a wide range of electronic products available on their website. Different offers are also available for the electronic appliances listed on their website. Vijay Sales have everything in electronics whatever you ask for. Vijay sales for some products also offers up to 50% discount.

Website- https://www.vijaysales.com/

RELIANCE DIGITAL

Reliance Digital is a big name in the electronics industry. It is well-known for its vast collection in electronics in its stores. Reliance digital has many branches in Mumbai. You can definitely get some great deals on all the electronic items. They also have their online store where you can purchase your favorite electronic item with just one click of a button.

Website- https://www.reliancedigital.in/

EZONE

EZone is another electronic store in Mumbai that has so many stores spread across the city. They have so many stores in Mumbai which are located in so many parts of Mumbai. EZone is one of the most trusted brands in Mumbai for online stores. You can also shop on their website and they will get the products delivered at your doorstep.

Website- www.ezoneonline.in

I hope the above information is useful. Different people have a different budget for buying electronics. You must go through the above sites and get the best deal for the electronics you want to buy. I would like to suggest if you go for Sony Mony. They will definitely give you the best deal of all. They keep all the brands at very attractive prices with good discounts. You should buy products online but always buy from the right place where you get the best deal.

The electronic stores that sell their products online will try to give you huge discounts to leave behind the competitors. Sometimes they do sell it at the purchase price, maybe, for some promotion during the festive season. Some websites do not sell products on themselves.

They behave as an intermediate and sell products through some local or international sellers. You must also check the warranty type. I will only recommend going for Manufacturer’s Warranty, instead of Seller’s Warranty.

Source Link

[sere22world]

we are moving closer to a cashless society

As a result of the growth of e-commerce, any consumer in the metropolis sees a sharp drop in their cash transactions

The expansion of mobile wallets and online banking.

This is just the beginning of a cashless society.

It is expected that the situation of urban consumers will change dramatically in the next few years.

Many entities are working on different electronic payment mechanisms, which could trigger a digital payment development.

In order for consumers to use mobile payments, wallet companies are actively working with retailers.

India\'s national payments company, a bank-driven company, is working on a mechanism that allows consumers to transfer and pay almost as easily as texting.

The Reserve Bank of India allows 11 Payment banks and 10 small financial banks to open stores.

RBI also wants it to cost-

The validity of the bank\'s point of sale terminal (

Used for credit and debit cards)

In small merchant places.

In addition, in order to motivate consumers to conduct more electronic transactions, the government canceled the surcharge, service fee or convenience fee paid online by credit card digital payment and any government service.

While digital payments are on the rise in metropolitan areas, digital payments represent only five percentage points of all transactions in the country.

The ratio of cash to gross domestic product is the highest in the world. -12.

In 2014, it was 4 per cent and 9 per cent.

China is Brazil.

Even the number of banknotes in circulation is high: 34 in the United States.

5 billion banknotes are in circulation, 76 in India. 5 billion.

The number of currencies in circulation is RS 1,283 (Rs 12. 83 billion)in 2013-14.

In this regard, the bank has only a small amount of money, but the situation is changing.

E-payment methods such as credit, debit and pre-payment

Increase the payment card of about Rs 40,000 (Rs 400 billion)

According to the Moody\'s analysis\'s visa study, economic growth between 2011 and 2015 created 336,000 jobs.

Cashless brings better taxes, more financial inclusion, and benefits to individuals.

It facilitates banking from anywhere through a smartphone, funds are readily available, and money in the bank can earn interest.

Also, there is no risk to carrying notes, and once your consumption patterns are known, banks can offer you customized benefits.

One of the biggest obstacles to the growth of digital payment is that merchants are reluctant to use PoS terminals because they are costly, spend more time than cash payments, and also hold business owners accountable.

According to Sunil Kulkarni, deputy general manager of Oxigen Services, there are 15 million retail stores but only 0.

6 mn has PoS terminals.

Digital payment players are improving the efficiency of PoS or eliminating the need for any physical infrastructure.

Most of the next time

The payment system uses a smartphone for transactions.

Dilip Asbe, NPCI chief operating officer, said: \"A person will be able to trade across banks on a smartphone using his aadhar number, mobile phone number and virtual payment address.

Everyone has a unique identity and does not need to enter any bank account information.

\"It is interoperable and will work between payment channels, devices and institutions.

The Paytm app is available for offline payment.

It has been linked to retailers such as Cafe coffee days and baristas. App-

Centralized payments reduce the need for physical infrastructure, so it is possible to register for retailers more quickly.

\"By 2020, we aim to cover three times the number of PoS terminals that exist today and have half a billion customers on our platform.

We want all possible transactions made by the client to be present, \"said nit-Nitin Misra.

President of Paytm products.

The company has also obtained a payment bank license.

Other wallet players have similar goals.

Kulkarni of Oxigen said that in addition to sending and receiving payments in the merchant using the wallet, the company has also implemented a \"universal\" PoS terminal that allows not only transactions through the card, but also for recharging, it can also be a payment wallet.

\"Our services are interoperable,\" he said . \"

India mainly cash. happy nation.

Personal Discovery is simple and quick to trade with cash and has now become a habit.

People are not taking digital payments quickly.

Even now, accounting for 60 of e-commerce

Business is cash on delivery.

\"One of the key things that needs to be done is to shorten the transaction time and many people are working on various solutions.

In addition, businesses need to be motivated, \"said Vijay Mani, senior director of Deloitte.

Kulkarni of Oxigen says the economy will grow but it will grow slowly and steadily.

A large part of the population still does not have bank accounts.

Digital payment let 29-year-

Old, who helped start-Ups raised funds.

Of her total monthly expenses, only transactions are made in cash.

The rest is online or by using the card.

She spends most of her day on travel meetings.

She uses an app to book a taxi and uses her e-paymentwallet.

The meeting place is mainly a coffee shop or restaurant where she uses a credit card.

Most of her other transactions, such as mobile, broadband, satellite TV, credit cards, groceries, off-site travel and shopping, are done online.

She pays cash for her family.

Food, milk and laundry service were provided for her maid and mechanic.

For this reason, she only had 2,000 rupees in her wallet and went to the bank ATM once a week.

\"Since I first charged my phone with a debit card for online transactions in 2010, things have changed dramatically.

\"At the time, when I told my parents that I had applied for a credit card, they were frustrated that the credit card was supposed to be for the rich. Middle-

\"Class families think this will lead to bad debts forever,\" she said . \".

Recently, her grandfather wanted to make a credit card because he wanted to trade online.

Sometimes the retailer charges her an extra two cents for using a credit card to trade, or offers a discount if she pays in cash, but she prefers to use a credit card because she doesn\'t have a lot of cash.

\"I don\'t keep the cash anymore after the thief took my wallet,\" she said . \".

When Kapil Dev Bhagat, 46, left home at nine o\'clock A. M. , his first job was to refuel the car.

In any case, the needle almost points to the empty mark.

\"It\'s impossible to happen at a worse time,\" he said in a smoke as he needed to have a review meeting with his boss in the office before ten o\'clock A. M.

After arriving at the petrol pump, he realized that he did not have enough cash.

The credit card helped him as usual.

Bhagat\'s work at Jet Air Tours is a busy job and requires a lot of travel.

Earlier, he often carried large amounts of money, but he learned more and more to rely on credit and debit cards.

Best of all: he has given up queuing up to pay utilities as before.

Earlier, he would pay with his home computer.

Now he has downloaded the bank\'s app on his smartphone and used it to pay the bill.

When his boss is away, he will also be addicted to buying online on the office computer.

Going to the mall on weekends and going to the premium restaurants is paid by credit card.

On his way back to his home in Mehrauli, south of Delhi, from his office in Connaught, central Delhi, he remembers that the next day was his wedding anniversary.

He made a detour to the south extension market and bought earrings, which his wife had pointed out to him when they were shopping in the market earlier.

Again, his trust card saved him for paying the bill.

His last stop in the evening was his neighbor\'s mother\'s dairy farm, where he purchased a daily milk quota and paid with the card recently issued by the dairy farm owner.

Overall, he hardly uses any cash during the day, except for snacks or tea he occasionally eats in the office canteen.

For him, life became almost cashless.

[vijaysales]

Summers are around the corner; get geared up to beat the heat.

[vijaysales]

There's something about summer, whether it’s the time spent outside or the way the sun streams through the windows early in the morning

[sonmony123]

Top Electronics Shops in Mumbai

If We try to make a list of Electronics shops in Mumbai, it would be very long. Here we have tried to list some of the Top Electronics shops in Mumbai. Here We are considering only online store for electronics in Mumbai.

World of electronics

Recently Electronics has became an integral part of our life. Few year’s back electronics market just got its beginning. In starting period electronics came to our life as a part to provide easiness but with time it has become our connection to the world of entertainment, world of knowledge, and more comfortable life.

Electronics seen in Mumbai

It is hard to imagine life without electronics in modern time. Today we are surrounded with electronic gadgets. The Picture is same if we talk about Mumbai. There are many electronics shops in Mumbai. Here we will list only online store for electronics means stores in Mumbai with online presence.

Sony Mony Electronics

Sony Mony is one of the candidates of our list and that is because it’s High volume of collection. It is one of the best and known candidate for electronics in Mumbai.

And the best part is that it is easy to access to almost any corner of Mumbai, whether you want to visit the store or want delivery at your address. Sony Mony has three out-lets in Mumbai. They are situated at Andheri, Borivali and Vile Parle.

What They are Offering

The Sony Mony Electronics Offers you LED Television, smart TV, smart phone, sound bar, washing machine, fridge, micro-wave and many other electronics items, which makes it one of the best in list for electronics shops in Mumbai

Contact details

Email- info@sonymony.co.in

Phone- +91836923834

Website- https://sonymony.co.in/

Vijay Sales

Vijay Sales is one of the known brand name in Electronics market since 1967. It started with small scale and now it available nationwide. As We are talking about Electronics shops in Mumbai, Vijay Sales have around 10 branches in Mumbai or may be more. So, it is easier for Mumbai people to reach Vijay sales near to their place

Their online website will also give you a nice online shopping experience and it is loaded with lots of items and offers. It is offering Phone, laptops, smart phones, tabs, printers, washing machines, AC, Television and many more.

 Croma

Another very well-known brand with many branches in Mumbai. Croma is from TATA.  Croma has around 10 or more than 10 branches in Mumbai so same benefit for buyers in Mumbai that they can easily access to any nearby store of Croma.

You can Visit online or their physical store for Laptop, mobile phone, fridge, Ac, washing machine, home appliances, kitchen appliance and many more. Also, like other electronics shops in Mumbai Croma maintains same level of quality and customer service at their multiple branches in Mumbai.

 Reliance Digital

Mumbai is loaded with Reliance Digital branches. Another Well-known brand in electronics world. Reliance Digital will give you nice online shopping experience if you visit its online site. Its good at customer service in Mumbai as well as other parts of India.

You can Buy Mobile, tablets, Television, Audio appliances, computers, laptop, gaming console, camara, kitchen appliances and many more at Reliance Digital. They have approximately 10 branches or more then 10 in Mumbai. Reliance Digital is one of the best candidates for Electronics shops in Mumbai and tuff compaction for other brands.

E Zone

E Zone also contribute a large amount of supply to full fill Mumbai’s electronics component requirement. This brand is having many stores in Mumbai. People, almost from every corner of Mumbai can easily access to E Zone. E Zone offers many electronics in Mumbai but if we talk specifically you can but phone, washing machine, LED television, personal grooming items like dryer, ironing machine, kitchen appliances like microwave, toaster, kittle, AC, fridge and many more.

You can access all these electronic gadgets online from their online website. As they have many branches so we expect that, their delivery would be quick and on time.

Pooja electronics

Pooja Electronics is serving Mumbai since 1998. It specially got entry in our list for its website, which is enough to give you best online shopping experience.

You can buy LCD tv, Plasmas, DVD player, recorder and many more. Pooja electronics mainly focuses on Recording electronics items like video recording, audio recording, camara lenses sound system and others. They don’t offer home appliances but if you love to record video or audio pooja electronics is one of the best choices for Mumbai people.

Pooja electronics have their physical address at New link road, Andheri west Mumbai.

Contact Details

Phone- 022-61770010

Email- info@poojaelectronics.in

So, this was an effort to give you a short detail of some of the best electronics shops in Mumbai. Hope this information will help you in your upcoming electronic online or offline shopping.

Source Link

[vijaysales]

Make Stay at Home Fun - Let’s Un Lockdown right at home!

We hope you’re all safely indoors at home!

This quarantine period has surely given us a lot of time to reflect on things, but it’s brought with it a unique problem; boredom!

Let us show you how you can let loose & make the most of your time at home.

1. Cook something!

Those of us who entered this lockdown phase with little or no knowledge of cooking have surely transformed into veritable Master Chefs by now. With the difficulty in procuring home delivery options, it’s become necessary to give home-made meals the importance it deserves.

Sure you can always opt for that 2 minute easy to make maggi, but wouldn’t you prefer to try out some unique recipes and see what you can dish up for you and your family during lockdown?

Choose from our vast range of kitchen appliances : Buy now

2.  Listen to some music

No better remedy to lift the boredom than dancing to the rhythm of the beats. Go ahead and blast your mood music at full volume!

If you prefer to sit in your room and listen to your favourite playlists yourself, choose a headphone or earphone and make the most of your ‘me time’

Choose from our range of

Speakers : Buy now

Headphones : Buy now

3. Catch up on your favourite flicks

Now’s a great time to binge watch on all the shows you’ve missed while you were hard at work! Doordarshan has taken the opportunity to re-run it’s classic favourites Mahabharata, Ramayana etc. For some it’s a great trip down memory lane, for the newer generation, it’s a good chance to catch up on what entertainment was like back in the good old days.

Make sure you cherish every moment in high-def with a great television set!

Choose from our large collection of Televisions. : Buy Now

4. Work! Or Play some video-games

It’s a given that most of us are working from home and need a handy laptop to keep ourselves productive.

From co-ordinating with colleagues to video calls with clients and a myriad of other tasks in between, your trusty laptop will ensure you get through the day with smooth sailing, that being said, all work and no play makes jack a dull boy.

Nothing tempts the young generation like the prospect of a great video-game, from the acclaimed GTA V to the more hardcore titles like Sekiro : Shadows Die Twice & open world hits like Red Dead Redemption 2, you have all the time & reasons in the world to spend some time with exploring the virtual expanses of your favourite video games, provided your rig can handle the video requirements of course!

Choose from our massive range of high performance laptops here : Buy now

5. Lastly, Talk to your friends!

The hardest part about self-quarantine & social distancing is just that, being away from the people in our social circles. Now keep in mind, ‘this doori is bahur zaroori’ but that doesn’t mean you can’t still have a great time talking with your friends, you can even opt to use popular teleconference apps like Zoom, Skype or Houseparty to make even the normal catch-ups fun.

Just charge up your Smartphone and get connected with your squad!

Choose from our latest Smartphone collection here : Buy now

Apple lover? We got you! Check out our iPhones here : Buy now

There’s a lot more you should do while staying home including working out, drinking plenty of water and getting enough rest.

We’re all in this together, as one nation, each from our own homes.

The Vijay Sales family wishes you good health and hopes we overcome these troubled times together soon!

[vijaysales]

Buy mobiles, tablets, camera, electronics, Laptop, from top brands online. Get exciting deals & offers. Low cost online shopping all at Vijay Sales

[sere22world]

we are moving closer to a cashless society

As a result of the growth of e-commerce, any consumer in the metropolis sees a sharp drop in their cash transactions

The expansion of mobile wallets and online banking.

This is just the beginning of a cashless society.

It is expected that the situation of urban consumers will change dramatically in the next few years.

Many entities are working on different electronic payment mechanisms, which could trigger a digital payment further development.

In order for consumers to use mobile payments, wallet companies are actively working with retailers.

India\'s national payments company, a bank-driven company, is working on a mechanism that allows consumers to transfer and pay almost as easily as texting.

The Reserve Bank of India allows 11 Payment banks and 10 small financial banks to open stores.

RBI also wants it to cost-

The validity of the bank\'s point of sale terminal (

Used for credit and debit cards)

In small merchant places.

In addition, in order to motivate consumers to conduct more electronic transactions, the government canceled the surcharge, service fee or convenience fee paid online by credit card digital payment and any government service.

While digital payments are on the rise in metropolitan areas, digital payments represent only five percentage points of all transactions in the country.

The ratio of cash to gross domestic product is the highest in the world. -12.

In 2014, it was 4 per cent and 9 per cent.

China is Brazil.

Even the number of banknotes in circulation is high: 34 in the United States.

5 billion banknotes are in circulation, 76 in India. 5 billion.

The number of currencies in circulation is RS 1,283 (Rs 12. 83 billion)in 2013-14.

In this regard, the bank has only a small amount of money, but the situation is changing.

E-payment methods such as credit, debit and pre-payment

Increase the payment card of about Rs 40,000 (Rs 400 billion)

According to the Moody\'s analysis\'s visa study, economic growth between 2011 and 2015 created 336,000 jobs.

Cashless brings better taxes, more financial inclusion, and benefits to individuals.

It facilitates banking from anywhere through a smartphone, funds are readily available, and money in the bank can earn interest.

Also, there is no risk to carrying notes, and once your consumption patterns are known, banks can offer you customized benefits.

One of the biggest obstacles to the growth of digital payment is that merchants are reluctant to use PoS terminals because they are costly, spend more time than cash payments, and also hold business owners accountable.

According to Sunil Kulkarni, deputy general manager of Oxigen Services, there are 15 million retail stores but only 0.

6 mn has PoS terminals.

Digital payment players are improving the efficiency of PoS or eliminating the need for any physical infrastructure.

Most of the next time

The payment system uses a smartphone for transactions.

Dilip Asbe, NPCI chief operating officer, said: \"A person will be able to trade across banks on a smartphone using his aadhar number, mobile phone number and virtual payment address.

Everyone has a unique identity and does not need to enter any bank account information.

\"It is interoperable and will work between payment channels, devices and institutions.

The Paytm app is available for offline payment.

It has been linked to retailers such as Cafe coffee days and baristas. App-

Centralized payments reduce the need for physical infrastructure, so it is possible to register for retailers more quickly.

\"By 2020, we aim to cover three times the number of PoS terminals that exist today and have half a billion customers on our platform.

We want all possible transactions made by the client to be present, \"said nit-Nitin Misra.

President of Paytm products.

The company has also obtained a payment bank license.

Other wallet players have similar goals.

Kulkarni of Oxigen said that in addition to sending and receiving payments in the merchant using the wallet, the company has also implemented a \"universal\" PoS terminal that allows not only transactions through the card, but also for recharging, it can also be a payment wallet.

\"Our services are interoperable,\" he said . \"

India mainly cash. happy nation.

Personal Discovery is simple and quick to trade with cash and has now become a habit.

People are not taking digital payments quickly.

Even now, accounting for 60 of e-commerce

Business is cash on delivery.

\"One of the key things that needs to be done is to shorten the transaction time and many people are working on various solutions.

In addition, businesses need to be motivated, \"said Vijay Mani, senior director of Deloitte.

Kulkarni of Oxigen says the economy will grow but it will grow slowly and steadily.

A large part of the population still does not have bank accounts.

Digital payment let 29-year-

Old, who helped start-Ups raised funds.

Of her total monthly expenses, only transactions are made in cash.

The rest is online or by using the card.

She spends most of her day on travel meetings.

She uses an app to book a taxi and uses her e-paymentwallet.

The meeting place is mainly a coffee shop or restaurant where she uses a credit card.

Most of her other transactions, such as mobile, broadband, satellite TV, credit cards, groceries, off-site travel and shopping, are done online.

She pays cash for her family.

Food, milk and laundry service were provided for her maid and mechanic.

For this reason, she only had 2,000 rupees in her wallet and went to the bank ATM once a week.

\"Since I first charged my phone with a debit card for online transactions in 2010, things have changed dramatically.

\"At the time, when I told my parents that I had applied for a credit card, they were frustrated that the credit card was supposed to be for the rich. Middle-

\"Class families think this will lead to bad debts forever,\" she said . \".

Recently, her grandfather wanted to make a credit card because he wanted to trade online.

Sometimes the retailer charges her an extra two cents for using a credit card to trade, or offers a discount if she pays in cash, but she prefers to use a credit card because she doesn\'t have a lot of cash.

\"I don\'t keep the cash anymore after the thief took my wallet,\" she said . \".

When Kapil Dev Bhagat, 46, left home at nine o\'clock A. M. , his first job was to refuel the car.

In any case, the needle almost points to the empty mark.

\"It\'s impossible to happen at a worse time,\" he said in a smoke as he needed to have a review meeting with his boss in the office before ten o\'clock A. M.

After arriving at the petrol pump, he realized that he did not have enough cash.

The credit card helped him as usual.

Bhagat\'s work at Jet Air Tours is a busy job and requires a lot of travel.

Earlier, he often carried large amounts of money, but he learned more and more to rely on credit and debit cards.

Best of all: he has given up queuing up to pay utilities as before.

Earlier, he would pay with his home computer.

Now he has downloaded the bank\'s app on his smartphone and used it to pay the bill.

When his boss is away, he will also be addicted to buying online on the office computer.

Going to the mall on weekends and going to the premium restaurants is paid by credit card.

On his way back to his home in Mehrauli, south of Delhi, from his office in Connaught, central Delhi, he remembers that the next day was his wedding anniversary.

He made a detour to the south extension market and bought earrings, which his wife had pointed out to him when they were shopping in the market earlier.

Again, his trust card saved him for paying the bill.

His last stop in the evening was his neighbor\'s mother\'s dairy farm, where he purchased a daily milk quota and paid with the card recently issued by the dairy farm owner.

Overall, he hardly uses any cash during the day, except for snacks or tea he occasionally eats in the office canteen.

For him, life became almost cashless.