#oh and some of the scions have specific behavior based on their characters

[asleepinawell]

while they've definitely improved some of that, the npcs will always run to the middle for that particular stack in holminster (similar situation with the armadillo in malikah's well). I suspect it's to prevent them from dropping the aoe puddle in the middle of the safe area since it would then be harder to program the AI to avoid that during the next part but idk. by comparison, they do come to you for the line stack in the last boss and in some other places. I'm not sure what the logic was in the hydaelyn fight because I rage quit after that since urianger had already murdered me and I didn't want to start over

and speaking of that armadillo boss, it does a proximity mine in the center followed by a donut aoe. so you need to get out to the edge until the proximity goes off and then in to the center get out of the donut one. the scions will always run into the center before the proximity goes off. it doesn't seem to be that big a problem except sometimes the healer will run directly on top of the proximity and instantly die. I've had urianger do this 3-4 times now. I just know to bring alisaie along now if I don't have a rez myself

in general, learning the scion AI behaviors in trusts is kinda like keeping track of another mechanic since in a lot of instances they're programmed to go to one specific place. for the second boss in vanaspati they all seem to have a set water bubble to run to and will get hit if you take their bubble

despite that, I do like that the supports/trusts let you follow the scions around to learn mechanics and I think it's great for people who are nervous about doing something new with other people and messing it up (like me!), but there's definitely some fun quirks you need to get used to. like the fact they'll often stand exactly one pixel outside of an attack so if you're following them and aren't directly on top of them you may still get hit 😔

though the flip side of that is that sometimes I simply do not learn the mechanics. ktisis hyberboreia is one I run exclusively in support (love the elpis squad) unless I'm playing with someone else and the first time I went in with real people I realized I had no clue how the snake man's head attacks worked because I usually just followed venat around like a lost baby bird. also everyone went to a different spot for the cross line aoes and I was Distressed™ because I was so used to where the npcs went

ALSO (minor 6.3 dungeon spoilers will try to leave vague) in the latest dungeon, on the last boss, there's a super confusing bunch of line and circle aoes that vanish before they go off and the scions will sometimes just go stand directly in one and fuck you over. thanks team!!!!

and then there's the thing where I swear sometimes urianger will get an aoe spread and just run full speed right at me. that guy. but really it's mostly that the npcs are programmed to go to a specific location with those and once you know it's not a big deal but man it can lead to some hilarious disasters

the funniest moment I ever had in a trust was in the hydaelyn fight when I got a stack marker and all the scions came running over to me and then. then. at the very last second every single one of them ran out from under the stack to group in the middle (AI anticipating the next attack I presume) and the stack went off .0001 seconds after they ABANDONED me before I could catch up and the wol's mom resundered the shit out of my poor lizard boy. the sheer and utter betrayal of that moment. exquisite. hydaelyn was like yeah you guys should probably just get on the moon ship and gtfo

[doktorpeace]

🖊 please introduce us to Erato, I know they're in a masks campaign but I have no idea what else

Oh, gosh, I feel like I talk about them too much as is but I can’t say I’m not glad to have the excuse. This is gonna be really long cause tbh I’m just gonna dump like, a bunch of their lore lmao.

Erato is my Masks: A New Generation character in a campaign being played alongside @twerkyvulture (As Amanda ‘Megafauna’ Ghorbani, The Transformed) @draayder (as Josephine ‘Rattlesnake’ Short, The Reformed) @spitblaze (as Les ‘Void’ Hawking, The Doomed) @heedra (as Enid ‘Frag Beetle’ Day, The Scion) and @skarchomp (as Parker ‘Cobalt’ Andrews, The Legacy) with @dykeceratops as our GM. The current arc features @mechanicalriddle as Zoe, The Nova as a guest member. Here’s a group shot done by @tredlocity. Clockwise from the top left: Cobalt in blue, Erato in the track suit, Les in the cloak, Zoe with the mismatched eyes, Enid’s the big robot, Amanda’s got the scales and claws, and Josephine’s got the mask and tonfa.

To get back to Erato specifically though they’re an Anti Metahuman/Metahuman Suppression Weapon created by the in universe tech group Wright Industries, founded by Ingrid Day, Enid’s mom. They’re generally stronger, faster, and more durable than humans and can copy the superpowers of others for 5-10 minutes by touching them thanks to what is basically a meta-stem cell transplant interacting with other parts of their systems. (Also, I 100% swear to god that I did not consider ‘Robot Hero Who Copies The Powers Of Others’ is literally fucking Mega Man despite loving Mega Man a ton until after I had hashed out the concept with my GM’s assistance. Only once Abby said ‘oh like mega man’ I was like ‘wait, shit’.) I’ll tell you some about them as a person before unloading their history onto you, lol. Being an android built for combat and kept in an underground research lab, kept on a rigid schedule, constantly taking tests, physical, mental, written, oral, ethical, etc. etc. etc. and under constant supervision Erato lacked for real interactive experience before the campaign started only really ever getting to takl with authority figures and their sisters. They were very passive and observational, owing in part to their power set requiring a lot of adaptation to make the most of. They’re naive and very bad at exercising discretion in decision making, sometimes they overstep boundaries when talking with people without meaning to, and they’re really emotional! They have trouble dealing with strong emotions cause they haven’t managed to discover coping mechanisms that work well for them, they tend to get angry kind of easily and need time to blow off steam. But they’re also very genuine, honest, and well meaning. They are almost never mean, rude, or snippy, they do their best to do well by others, and have a strong sense of justice paired with a deep distrust and dislike of the current legal system in universe. This is in part due to the conditions of their creation (and in part because the intent behind it was kind of right!) and in part due to Enid’s life being threatened by a representative of the state while they and their teammates were in jail after being arrested following a huge brawl with an anti-methuman terrorist group. They’re also very willing to put forth the effort to improve as a person and to mend relationship wounds, almost always apologizing first to Enid when they fight and genuinely trying to work in advice and feedback they get from others, which they often get from Les and Parker. They’re also relatively educated, from the tests of their creators, from home and public schooling, from personal research, but that doesn’t undo their naivety. They also just straight up lack some very basic and/or common sense knowledge. Like, they don’t know what a bear is. Why would you teach a battle android working in a densely populated, extremely built up city about wild animals? All in all they’re kind of inexperienced and immature and make mistakes a lot but they’re (usually) very willing to admit their mistakes and to try and improve and get better. They genuinely and truly want what’s best for others and are learning to value them self as much as their teammates. They’ve also taken it upon them self to start doing humanitarian work in their free time over the summer. In a fight Erato is adaptive and quick witted but tends to put themself in more danger than is necessary. They also sometimes use more extreme force than the others believe is called for, but after the first time they did they and Parker had a real heart to heart about it, Les helped Erato learn and practice some coping, centering, behaviors they could do even under pressure and Erato did their best to adapt. That said they Fucking Hate The Keeper So God Damned Much Because Of How Much Suffering He’s Caused Their Friends And How Much Danger He Presents And Would Kill Him With No Remorse. So they don’t intend to apologize for ripping his arms off whatsoever. They and their sisters, collectively known as The Muse Units, were made to work as a group and as a proof of concept that atomized units could replace traditional police for use against metahuman criminals and to slowly phase out The Registry, the legal department which handles general metahuman based laws. If successful the units could be mass produced and improved upon, rapidly replacing current, error prone, law enforcement. At the time of their development, between late 1999 for blueprint drafting and until mid 2002 when the project was shut down, they were the cutting edge for AI development aided in no small part by Ingrid’s technokinetic powers allowing her to make advancements few others could. (As a note Erato’s body was finished being built in early 2001 but their unique personhood didn’t really come to fruition until February 18th, 2002, so that’s what I consider their ‘birthday’.) Ultimately, however, while a few of the Muses excelled some did not perform to expectations, the project fell behind schedule, investors lost interest, and a minor scandal involving a casualty happened, resulting in the project being shut down. The Muses were placed in indefinite storage, the data gained from their short existence used on other projects such and some of the tech advancements used to inform future decisions by the company. And it would have stayed that way, if not for the fact that in 2018 Ingrid Day was revealed to be The Locust in a conflict where Enid tried to defend her against a militia group who had been hired to take her down, being shot and presumably killed in the process. As The Locust she had been terrorizing Boston for over a decade trying to take it over and being involved in the deaths of over 70 people. (Which irl btw would make her like, the 8th most prolific confirmed serial killer of all time, Yikes!) Wright Industries, desperately needing to prove their hard stance against metahuman criminals and needing a PR stunt to deflect from their connection to their former CEO re-awakened Erato. They weren’t the most powerful or best performing of the Muses, but they were above average, obedient, and had an easy enough to monitor and control power set with little risk for property damage to boot, the perfect choice. Erato then took to the streets of Boston acting basically as a vigilante, following orders, stopping minor crimes, and sometimes working alongside the police. They attracted the attention of The Viceroy, a semi-retired 56 year old hero who never registered in spite of it being compulsory legally. They both have the ability to copy the powers of others, though he can just by sight, and he has body elasticity too. These make him durable and extremely adaptable, add to that his detective skills and he’s something of a local Boston legend. He took them in as his Protégé. Though they remained distant for quite some time with Erato still coming and going between his place and Wright Industries, having promised not to reveal his assistance to the doctors who Erato reported their work to. It was this way for about a year and a half before the campaign started and Erato began living with Viceroy full time, no longer wanting to go back to Wright Industries as they began to think more independently and consider what they wanted for them self more. During this time Erato had chance encounters with each of the other characters a few times as they also did minor vigilante work, peaking with a villain who is a member of Superhuman, an extremist pro-metahuman group, attacked the school that Josephine, Les, and Amanda all attend. After that incident Erato was prompted by Viceroy to contact each of these other young potential heroes to form a team, The Upstarts. Additionally during this time Viceroy took in Enid who had been abandoned by her biological father and had been getting bounced around foster care. Over time the three of them have become kind of a weird family, living in a warehouse full of cats with a couple of bedrooms grafted on and an ultra secret basement lair underneath full of advanced stuff Viceroy makes. Though Erato and Enid have definitely had their ups and down, more recently in the story (and we’ve been doing this campaign for well over a year now) they’ve been putting in serious effort to better their relationship and be good adoptive siblings to one another. I love their relationship a lot, they’re good kids.

That gets us up to the start of the campaign but hoo boy, I’ve been writing for like, an hour now. Since then Erato’s helped take down a nazi-aligned terrorist organization, they’ve got a boyfriend in their teammate, Les, and they’ve made friends outside of their core group of teammates. They’ve also enrolled in school doing well on some classes and poorly in others, namely learning how to Code and Woodworking. Currently they’re at a sleep away summer camp for superpowered kids called Camp Justice, about 10 miles outside of Boston. They really, really hate it there. Constant supervision, being made to do tests, things scheduled out against their will, inability to leave the area? Yeah that certainly reminds them of something. The difference between it and school, which does share these features, is they wanted to go to school. They very much Did Not want to go to camp. As a result they’re finally going to have to start facing the trauma they’ve got from their origin and also actually tell the others other than Les and Amanda about their sisters. Whiiiiich...Enid saw one of them disassembled and showed off in parts at a school science fair display set up by Wright Industries to gauge interest in students. And she hasn’t mentioned this to Erato...for 4 months Uh Oh! Lastly, here’s my tag I use mostly for art I make of them, it includes some texts posts and picrew dumps too though, lol. Feel free to look!

[greyias]

Hop on the Crazy Train Guys! Spoilers and Rampant Speculation, Ahoy!

Hey guys, are you ready to hop on the Crazy Train? Find your tinfoil hats as I leap from the “Oh, that might make sense” discovery decrypted from the 5.4 Datamining into full on Conpsiracy Theorist mode. Full disclosure, I realize A) how ridiculous all this sounds; B) the extreme unlikliehood of this being the ACTUAL storyline is… low. But if it were. It would be a-MAZ-ing!

This my new pet Master Theory of the (SWTOR) Universe. And the answer, is not 42, as Douglas Adams might have us believe, but in fact 7-18-1-22-5-19-20-15-14-5. You can pry this ridiculous headcanon from my cold dead hands.

Spoilers, and wild speculation that grasps at the thinnest and most fragile of canonical straws, below the “Read More”. Leave your suspension of disbelief behind, because it’ll just drag you down.

So at the end of the revised letter discovered in the 5.4 datamining, in each of the variations on the letter that Theron sends, there’s an error message with a string of what appears to be random numbers. If you apply an alphanumeric cipher to them, it looks like he’s trying to say “It’s Zildrog” and gets cut off, hinting that perhaps everything is not as it seems. (Seeing as how we have to wait until next Tuesday to see if we do indeed receive this letter, well…)

So, anyway, let’s leap onto the crazy train guys. Starting where this whole traitor nonsense first cropped up, which was RageBot Tyth’s CAPSLOCKKKK speech at the end where he’s revealing that, *GASP* there’s a traitor in our midst. (This was pretty heavily hinted at from the first cut scene, that something was up). Let’s look at that speech, in all its Shifty, Capslocky glory:

YOU HAD NO CHOICE. YOU WERE LURED HERE. BLINDED BY DUTY. DISTRACTED BY TRUST. YOU DID NOT SEE THE BLADE TO YOUR NECK THE RAGE IN YOUR SHADOW. THE TRAITOR. YOU ARE BETRAYED.

There’s a dialogue option here that gives you three branched answers (if I’ve pulled from the proper datamining spot on TorCommunity), where you can be all “Bzuh? Why?” Or “You’re trying to trick me” or “I KNEW SOME MOFO WAS UP TO NO GOOD”: ONE MARKED BY ANGER. PAIN. HOPE ERODING. // RAGE FEEDS ON TRUTH // SUSPICION CORRODES

The first one… is interesting.

THE BETRAYER LURED YOU TO IOKATH. IGNITED WAR. SPARKED THE ENGINES OF RAGE, ENVY, PASSION, HATE, SORROW. THE BETRAYER NOW OFFERS YOU: SACRIFICE PRIME. FUEL FOR THE SIX GODS!

There’s an extra bit he says at the beginning too that’s interesting, but I’ll circle back around to that later, because it’s a bit of a tangent.

So, he specifically mentions that we’re blinded by our duty (doesn’t say to what), and we’re distracted by “trust”. There’s a “rage in (our) shadow”. They’ve lured us into this death trap with the specific intention of waking the old Zakuulan gods, in theory, to bring about the end of all organic life in the galaxy.

And if you’re thinking “Well, minus the genocide of the entire galaxy that sounds like it could be Theron! I mean, unless we’re like dating him and trying to rebuild everything and doing exactly what he has indicated that he wants up to this point”–hold on! Stop wallowing in despair, because I’ve got a better idea! It’s the Order of Zildrog!

Actually, I’ll do one even BETTER. It’s not just the Order of Zildrog. It’s Zildrog. As in, the old Zakuulan serpent demon who likes to sleep in the Endless Swamp, test warriors, and eventually wants to bring about the destruction of all life. Because that’s what crazy serpents of death do in their spare time. I mean sure, I could be 100% off base, being played by my own hopes, expectations, and cipher substitutions and grasping at the thinnest of straws here, but hear my crazy butt out!

After that speech, we all assumed that the traitor he was referring to, one who’s been at our side from “the beginning of it all” was person in the Alliance. But what if it wasn’t… a person? But still a member of the Alliance. An in fact, vital member of the Alliance.

What if it’s the Gravestone?

Okay, whoever hasn’t slowly backed out of this post at this point and unfollowed me, I assume you had picked “sentient warship of death and destruction” in the “Who is the Traitor?” betting pool as a joke, and are suddenly sweating and looking nervous. (“Am *I* a Scion? Can *I* see the future? That was a joke! I thought the theory of several jawas standing on each others’ backs wearing a robe made more sense!”)

And in a strange sort of way, this makes… a tiny bit of sense? There have been some things that have been nagging at me since we started KotFE/KOTET, but I had brushed them off as dues ex machinas and just weird plot holes. (I mean, they might still be. Sometimes things in SWTOR can be subtle as an anvil landing on your head) While this speech was going on, there was a tiny voice in me asking: What does this giant raging metal god of death care about me? How does he know this about some random person in my Alliance?

But a fellow mighty war machine from Iokath? Tyth just might know a thing or two about that.

“But Grey,” you say as you reach for a sedative as my ramblings start to reach a fever pitch, “you said this was about Zildrog. What does that have to do with the Gravestone? My lovingly loyal warship that I rescued from a swamp and has followed me into battle ever since?”

Well, what I’m saying (as I dodge that sedative to get out the rest of this wild hair that is likely unmoored in reality) is that the Gravestone IS Zildrog. And he’s finally making his move after pretending to be a loyal, stupid spaceship after all this time.

Hold on, let me put on my tinfoil hat and explain my insanity more. Because there are hints peppered throughout KotFE and KOTET that actually back this up. Ambient dialogue on Zakuul with both the Heralds of Zildrog and just random Zakuulans allude that Zildrog is like kind of the rebel of the God Pantheon (some don’t even consider him one of the Gods), hinting that maybe he fought with the other Gods. After the Iokath storyline, we find out that the Gods are actually Giant Mechas intended to play war games all over the galaxy, and Zakuul was one of their favorite worlds to destroy over and over, decimating that population constantly.

If you run about the place there’s all sorts of strange bits of lore about Zildrog that don’t seem to connect to the KotFE/KOTET storyline. Forgive me for I’m stuck at work and can’t go find all of the actual pieces of dialogue verbatim, but I just heard a lot of them this weekend running KotFE Chapter 7 (for unrelated reasons) and it goes something like this: Zildrog is a mythical “dragon” who is “sleeping” out in the Endless Swamp. Waiting to be awakened so he will one day return and “raze the world” and bring “death to all who did not believe”. He’s even got his own Death Cult! Cool! They’re just as insane as this theory, and fervently believe the Apocalypse is an Awesome Thing™. If only there was a way…

So, here we are, Outlander Extraordinaire, and we find this ancient warship out in the swamps. It’s called the GRAVEstone. A name that seems to indicate something ominous about its origins. It’s been whispered that its the only thing that ever stood up in a fight with the Eternal Fleet (which we now know also came from Iokath. As part of their War Game scenarios). It’s been a while since I’ve played that chapter and paid attention to the dialogue, but I recall Valkorion being a bit… vague about it. Like, possibly that he had no fucking clue it was there. (Or he did, hard to tell with Voidy McLiarface). It has this mysterious room that we spend at least two scenes in, and we’re like “Wow, this is weird”, and the game’s like “Yeah, isn’t it? Hahahaha, we better go stop Arcann now shouldn’t we little Outlander?” and you promptly forget about it until your next playthrough and you’re like “Yeah, this is still weird.”

Then we’ve got Scorpio, another Iokath droid, one of the more intelligent ones. She can talk to the Gravestone, interface with it directly. She tells us it has intelligence, an intelligence almost rivals hers. I think she even hints that it has its own purposes but that it won’t say what those are. Before we can delve into “Wait, are you saying that my brand new ancient starship is sentient?” oops! We gotta go stop Arcann again!

Then we’re in KOTET, we’ve just disarmed a fucking quantum bomb on board the Gravestone, when all of the sudden EVERY SINGLE SHIP IN THE FLEET + THE GRAVESTONE suddenly gets pulled back to its point of origin: Iokath. This is a really weird side trip considering its only purpose in the bigger plot of KOTET seems to be to explain the Fleet’s origins as well as give us some shiny new shield upgrades for when Vaylin attacks in Chapter 8 so we don’t immediately die. But hey, our Love Interest was super duper cute with us during this chapter and that was touching.

And then we defeat Vaylin, the Eternal Fleet goes feral and we have to tame it, we kick that stupid ghost out of our head once and for all, and we all live happily ever after! Yay! GO TEAM!

And then. We have to go back to Iokath. Everyone has to go back to Iokath, because a mysterious third party has suddenly slipped in information about these superweapons that literally no living character has memory of, or any reason to have memory of. Specifically, memories of ancient war machines that have been known to decimate entire organic populations, just because. One of their favorite hangouts being Ancient Zakuul, who built up an entire pantheon around them. The only justification for Theron knowing about this is that he plugged in during the Iokath chapters, but his behavior during that and subsequent chapters is either the best acting in the world, or suggests that he doesn’t know this at all. He in fact is the one who plugs back in, and finds evidence that explains the purpose of the superweapon. Dialogue on mine (because Light Side ftw baby!) indicates that maybe it’s Scorpio who’s giving you this information? But it’s vague, almost as if it’s someone else… like, say, an ancient artificial intelligence that lovingly takes you around the galaxy and lets you play with it’s big old Omnicannon? And it’s ignited another conflict, that has the potential to spread throughout the galaxy.

Oh yeah, and then there’s you. The latest in a line of people with control over the Eternal Fleet. Something that has been shown to mercilessly rain destruction on inhabited worlds like a mad dog unless someone is holding its leash. And hey, if you were, to say, be killed while sitting on a throne that information was planted for one of your trusty sidekicks to find, maybe it would be free to go about it’s business raining destruction on the galaxy. Oh, and those old slumbering “Gods” might wake up too, and go cause a few apocalypses of their own. And while everyone is distracted with all this dying, maybe that dark presence in that weird room might finally wake up and watch it’s handiwork.

Being limited as an AI on a warship, it might, say, I don’t know, send vague and cryptic messages to various opposing intelligence organizations. Possibly it had communication with that whole Death Cult that formed around it and lived in the swamp where it lived. Maybe it sent them some messages too, once the coast was clear, and the Eternal Fleet was no longer in opposition to it, now that it’s unwitting puppet had taken out every Zakuulan who had sat on the throne controlling it.

Or you know, Theron changed his clothes for the first time in his fucking life, threw on his Evil Cloak of Evil™, and said “Sorry bitches! It’s Apocalypse time! God I love dying horribly! Mwah ahahaha!” and rigged a train to explode. Because he’s just Extra™ like that I guess!

I mean, you know, who can say which theory is right? The straightforward one we’ve been led to believe with the 5.4 datamining retconning five years of character development for a pointless shocking twist, or the one with an ancient evil sentient warship that just wants to watch the Galaxy burn? I mean, they both have arguments in their favor, amirite?

Because I mean, I don’t know about you, but the only thing more bizarre than Theron being the traitor all along would be that we weren’t betrayed by a person all along, and no matter how many people Theron and Lana interrogated would they discover the culprit. Because who would think to turn to that giant hunk of metal parked outside and say “Hey buddy, sent any super secret encrypted transmissions with that intelligence we forgot about for 1.5 expansions?”

We were betrayed. By a fucking warship. OUR GODDAMN SHIP HAS BEEN PLAYING US ALL ALONG WHAT THE HELL BIOWARE I’M LAUGHING AND CRYING THIS IS SO INSANE IT CAN’T BE TRUE

Join me next time in “Insane Theory Land that Will Not Be True”, as I argue that Tenebrae/Vitiate/Valkorion, Master Manipulator and Devourer of Worlds was outsmarted and used by a sentient spaceship because lolololol. And—OH WAIT ONE LAST THING:

Back to Tyth’s speech. At the very beginning he says this: I AM ONE OF SIX. THE SIX BOW TO NO ONE.

The six gods in the Zakuul Pantheon: Izax, Scyva, Tyth, Aivela, Esne, Nahum. Zildrog isn’t included in that. Some believe he’s another form of Izax, the chief among the Old Gods. I’m nowhere near my PC right now and can’t double-check who is listed on the Iokath Operation, but… it was five bosses, not six right? Am I correct in remembering that Izax wasn’t listed?

Because there’s another funny thing about Izax you guys. There’s this whole “Watcher Izax” that’s mentioned by the guard captain in Chapter 6 who had gone off to the Core Worlds and didn’t come back. And then there’s Guss’s recruitment mission, where his master is named “Isaac”, and when we get back from that Sana Rae is very clear that there’s something very powerful, and very dangerous about this guy.

EVERYTHING IS CONNECTED. UP IS DOWN. NORTH IS SOUTH. WAKE UP SHEEPLE YOU KNOW I’M RIGHT.

(Okay I’m probably wrong.)

I mean, there are a lot of questions that still need to be answered: Why did the Gravestone start attacking the Eternal Fleet? If it’s part of the fleet, why is it the only Iokath ship, that looks different from all the rest by the by, that doesn’t need a Gemini droid to control it? Why did the Gods go to sleep? Why didn’t the Gravestone just wake itself up? Is the mud on Zakuul that sticky? The world may never know.

[mylovingbouquetearthquakewo-blog]

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The answer I seem to get is it can be statistically proven that males are more aggressive,speed and get into more accidents. That may be the case, but I am sure you can prove that a particular ethnicitiy gets into more accidents too, or that people with a particular eye color get into more accidents or that people with an IQ below 100 get into more accidents. So why don't they charge them more for car insurance too? You can say insurance companies have the right to charge more if an event is more likely to happen, like Earthquake insurance is more expensive in California than it is in Michigan. The difference there is that when you charge Californians more there, you are basing it on an uncontrollable act of nature that is almost certain to happen, but when you charge that male more for car insurance you are making judgements about a person's character, making assumptions about his future behavior and financially punishing him for it before he has even done anything. Tell me where I am wrong""

""How much would it cost me for motorcycle insurance in toronto, ontario?""

I'm 16, going on 17 in march, and have my G1. I have a 1984 Honda cm250 custom that has been sitting in the garage and I've decided I'd like my M1 as well. Before I get it I was interested in how much I would be looking at paying for it per month/year. It would be used for pleasure, to get to and from school, and the odd day to go driving, probably less then 12 000km a year. If there's any info missing I'll gladly add it in. Here's all the info on the bike: Years Manufactured: 1982 - 1984 Category: Classic, Custom Engine & Transmission Engine Displacement: 234.00 cc (14.28 cubic inches) Engine Type: Four Stroke Twin Horse Power (kW): 17.00 (12.4) @ 7500 Compression Ratio: 9.4 : 1 Compression Pressure: 170.7 psi (12.0 kg/cm2) Bore x Stroke: 2.09 x 2.09 in (53.00 x 53.00 mm) Valves Per Cylinder: 2 Fuel Control: OHC Ignition System: CDI Cooling system: Air Gears: 5 Number of Plain / Friction Plates (cutch): 6 / 6 Transmission Type / Final Drive: Chain (1982, 1984) Belt (1983) Weight (including oil and gas): 317.5 lbs (144.0 kg) Top speed: ~75 mph (120 Km/h) Fuel Efficiency: ~50 mpg, city (21 Km/L) Engine & Transmission Front Wheel Dimensions: 18 in Rear Wheel Dimensions: 16 in Front Tire Dimensions: 3.25S18-4PR Rear Tire Dimensions: 110/90-16 59S Front Tire Pressure: 25 psi (1.75 kg/cm2) Rear Tire Pressure: 25 psi (1.75 kg/cm2) Rear Tire Pressure (>200 lbs): 32 psi (2.25 kg/cm2) Front Fork Travel: 5.5 in (140 mm) Front Fork Oil Capacity: 4.56 fl oz (135 cc) Rear Fork Travel: 2.9 in (75 mm) Front and Rear Brakes: Expanding Brake (hub) Engine & Transmission Spark Plug Type (NGK / ND): CR7HS / U22FSR-U Electrical System Voltage: 12 volts Alternator Output: 190 watts @ 5000 rpm Fuel capacity (total): 3.3 gal (12.5 lit) Fuel capacity (reserve): 0.4 gal (1.5 lit) Oil Capacity 1.6 qt (1.5 lit)""

""Best insurance company? People with actual experience, having made a claim please.?""

Hi, I am wondering what you consider to be the best insurance company -- mainly for auto, but also maybe for combination auto and home. Please, I need people who have had more experience with the company than just buying their insurance there. I need people who have actually had to make a claim and to tell me how good the company was about it and if they were quick to respond and take care of the situation. Also, did your rates go up as a result? Also, good prices are very important to me. Where did you get reasonable rates with great service? These could be traditional or online insurance providers. I am looking into all options, so I appreciate any input, although like I said before, I need to know from people who have made a claim -- or done more than just pay for insurance. Thank you for all your help.""

Best car for cheap car insurance England?

i'm looking for an affordable car for my first one i'm a 19 year old female, i''ve checked a 2001 ford ka 1.3 and it was the second cheapest one for insurance which was 1500 the only thing putting me off is my friend had one and she said it guzzled petrol :P which i think she means it wasted petrol, the cheapest was a fiat 500 the insurance was 1300 but i really can't afford one so just want a cheap run around until i've saved up enough to buy a new one, does anyone know any affordable cars max price 1500 with cheap insurance thanks!! oh and if anyone has had a ford ka do you recommend one?""

Car insurance?

I have only liability insurance. If I rented a car will liability only insurance cover the car if I got in an accident or do I need to have full coverage?

Car insurance and criminal convictions?

I was recently without going into detail convicted on a public disorder charge of harresment and have just passed my test at 18 and was looking forward to getting on the road and found cheapish quotes on places like lv and aviva etc but ive just realised in the smallprint or insurance assumptions you are not aloud one criminal conviction and cant find anyone that allows them but i know plenty of people that are on the road that have criminal convictions its all a confusing issue can anyone help?

Insurance Quote on WRX for 19 Year Old?

Hi im just curious if anyone out there could tell me what im probably going to be paying for a 2009 Subaru WRX. Im 19, male, and in my second year of college no tickets only one accident which WASNT my fault. Progressive wants to charge me $466 a MONTH. car would be payed off after 1 month and i live at home with parents HELP ME!""

How are home insurance rates in hawaii?

I'd like to buy close to the water (would be impacted by hurricanes). FLA is ridiculous now-cant get insurance near the water for entire home value. Thought Hwi might be better since they dont get hit so much.

Does you're engine being a V-8 vs a V-6 matter in what u pay for insurance?

i'm 16 and want to buy a white mustang, i'll spend the extra money for the V-8 but i don't know if it will increase my insurance costs, will it?""

""Car insurance cancelled,what to do?""

I've had car insurance for around 5 months and because i was late on 2 payments they have cancelled my insurance today. i'e looked for an alternative insurance but because i had it cancelled nobody will take me on. is there any other options,surely somebody being late doesnt mean they cant ever get to drive again??""

Insurance on a scion?

how much is the insurance on a scion? if im a teen and i took drivers ed with safe way.

Can a health insurance company decline your request to cancel?

Here's the situation: I've had health insurance for the past few years through Nationwide, which is/was provided by my employer. The cost is taken out of my check every week. I received a letter from my employer last December stating that I did not have to change anything in regards to the Affordable Health Care Act. Two months later, I received a letter from my insurance company saying that I have inadequate coverage and need to visit healthcare.gov to find different coverage. I found new coverage through Blue Cross Blue Shield through healthcare.gov (I was planning on going BCBS anyway). I asked the woman who I spoke with when I should cancel my previous insurance benefits. She replied Wait a couple of weeks until you get all of your new information from BCBS . Here's where the issue comes in. When I contacted Nationwide (my previous insurance company) to cancel they said I had to fill out and send back a form. Basically, the form asked why I was cancelling. Go figure there was no option for them not having the correct benefits. Anyway, I sent that back and proof of my new policy (they wanted the effective date) Nationwide DENIED my request to cancel stating that I only had 30 days from the time my new coverage began to inform them. Even though their coverage doesn't meet the AHCA requirements, I cannot cancel until my company's open enrollment (December) Can they legally decline my cancellation request?""

Car insurance cover ?

I have Allstate's car insurance (full cover =liability +collision+medical.......) Some time I go out of county but still in USA.Please let me know if my car insurance automaticcaly covers the car rented ?-Liability only or-Liability and collision+comprehensive Thank you

I need a cheap auto Insurance company.?

Can anyone recommend a specific company in California that they use and was either told or knows that they are a low cost agency? Thanks for your help.

What's the point of car insurance?

I've been paying my insurer monthly for several years. I have one relatively small accident where my damage doesn't reach deductible (so I have to pay for my damage out of pocket in full), they pay the other car which was around $1500 or so. They raise my premium for 3 years to an amount where in 3 years I end up paying for the other car anyway, and I still pay monthly as I have for all of the years before that... I'm trying to figure out how that's beneficial - outside of the fact that they paid upfront.""

Does child support cover car insurance?

I'm about to drive but my dad keeps telling me that he refuses to pay car insurance because he says it's in the child support. However, my mom is the one who bought my car... Does child support cover car insurance?""

Medical Health Insurance Florida: Family Plans?

I am looking for affordable medical health insurance plans for my family. We live in Florida.

Price Would Car Insurance?

I have like no idea how everything works.. what would be a good starting car to just start driving in? im 17 soon and ill be going for my driving lessons soon.. and i want to know what the sort of insurance prices would be for an 18 year old..thanks x Sorry if i talk too much lol.

Hidden car insurance add-ons? (for example red paint cost more to insure)?

I know that your car insurance cost more if your vehicle is painted red, and if something that ridiculous is going to up my insurance price, I'm sure it's not alone. So, my QUESTION ~> Does anyone know of any other stupid details that will add to my car insurance bill?<~ (I'm looking to buy my first car and I have to pay for my own insurance. So I'm trying to avoid extra stupidity before it hits me with a financial price-upper.) HELP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!""

Insurance industry Q&A - what entry level insurance job ...?

what entry level insurance job would be good for someone looking to break into the industry?chicago i have 0 years experience but i have a BA degree undeclared. im fimilar with ms office software.

pet insurance lifetime cover quotes

pet insurance lifetime cover quotes

Is minimum coverage car insurance the same as an SR22?

In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.""

I filed a claim with my insurance company and am now being charged a claim surcharge. Is this legal?

I've had a home-owner's and auto policy with Allstate for the last 4 years. The increase was labeled a claim surcharge. The surcharge is almost 500 dollars

Question about car insurance?

if insurers are allowed to stereotype that all males are aggresive drivers and as a result should be charged more, why do asians not have higher premiums too? hasent it been proven that driving below the speed limit is just as dangerous as speeding? i did a quote for a car im looking to buy, and insurance would be about $6000 a year for me (17 year old male), for my girlfriend it would only be $3000. i think thats pathetic! not all male drivers are bad, sure a lot are, but alot of asians are horrible drivers!""

How much would insurance be when you first sign up.?

well im about to turn 17 and the car i have is a 2000 pontiac gran prix with the 3.8L V6. i live in the city and my grade average is 89% and have allot of experience driving. id also only be driving to school and work about 15k a year. and currently the car has 160k on it. i hoping someone can give me a price of what it would cost me, as iv tryed to get insurance quotes online but never recive the quote itself.""

How much is insurance for a 2001 mercury cougar. If I am 16? (EST.)?

Hello. I am looking for my first car. I am looking at a 2001 mercury cougar not the S series just the 3 door coupe.. Now the qoute gieco gave me was $325.01 a month. I live in Minnesota and I am a 16 year old male. I don't have anything on my record at all. I was wondering if 325.01 a month sounded right because I dont think so. That's like $4,000 a year and the car only costs $5,999. Also would it be better to go on my parents insurance plan with State Farm? Or to get my own? Thank you very much for helping me with advice with this.""

Can 15 minutes really save you 15% on car insurance ......?

.... with Geico?

Whats a cheap car insurance In nj?

For a person with a new lisence thats 18 years old

Insurance on a 1275 gt mini for a 17 year old?

My friend has just passed his driving test and I'm trying to help him get a car and insurance sorted. He's determined to get an old 1275 gt mini. I can see why though. I've been getting insurance quotes and they're all coming back at over 5,000 every time. I must be doing something wrong. I'm just wondering if any of yous could help me and give me an idea of what it would cost for a 17 year old male who's just passed his test on a 1275 gt? Thanks.""

Geico homeowners insurance experience?

I have been getting quotes for a new home I am in the process of purchasing. I checked Geico homeowners insurance whiich works through ASI insurance. They quoted me a very low rate. 50% then the lowest of the other companies for the same coverage. Is there something I am missing here? Does anyone have any experience with this insurance?

Car accident? How much should I expect when I settle?

I was in an accident 6 months ago (it was the other persons fault) and I am still going to the chriopractor and doing physical therapy, I got my car paid off which was totalled and this accident has changed my life and many of my plans were changed due to it. Im still in pain and have a scar how much money should I be expecting for my pain and suffering since I already got my property damage. Will I have to pay my medical bills with this money? The other insurance is a branch of allstate (i dont know if that helps)""

""Why after almost 4 years in office, can we not get affordable health insurance that was promised us?

I have a preexisting condition which makes it difficult to get affordable Health Insurance. I have found that it is better in some instances to have no insurance then to have it and not get quality coverage. The limited indemnity insurance does not cover what it is worth to go to the hosipital. Pays $100 on a $4000 bill.

Should I get mortgage life and disability insurance?

I just bought a house on my own and the bank is asking me if I want to get mortgage life and disability insurance. I've got life insurance through work (plus separate life insurance on my own) and disability insurance through work which is at 75% of my pay after 4 months. The mortgage and disability insurance is $47/ month. Do most people get additional insurance on the mortgage? I don't have any kids, husband, parents or siblings living in the same country (they're in Europe).""

How much would the insurance cost for a 2004 Subaru impreza wrx. Not sti.?

Im 17... So it normally costs more for me anyway. My dad and mom has had geico for a while now. My dad says I can't get it cuz the insurance will cost too much on a turbo car. I can't live without a turbo car!!!!!

Part-time job enough to pay car insurance?

Would a part-time job at a mall store or movie theatre pay enough to cover an 18-year-olds car insurance? How old are you and how much does your car insurance cost monthly?

""NO MONTHLY PAYMENTS, underground CAR INSURANCE?""

I heard that there is a car insurance where you only pay $50 one time, no monthly payments, but you get absolutely NO coverage, so if you're in an accident you are basically screwed. it is a legal insurance if a cop pulls you over and check your insurance it comes up fine. Maybe there are other ones that range in fees? Either way does anyone know any companies that do THE ONE TIME FEE .... IT IS TO PURCHASE JUST THE INSURANCE CARD. BUT PASSES CLEAN LIKE YOU ARE COVERED. please help?""

Need help selecting my individual medical/health insurance?

Now let me start by saying that I am a single man at the age of 18. I am starting therapy soon and I need individual medical insurance to pay for the sessions and any possible prescriptions that might be prescribed. But when I try and search online I just don't understand all the info provided. Where can I find affordable insurance (im hoping about $50-$80 a month) that covers me for everything therapy and prescriptions, quick to get, and are easily understandable(if there is). If there are no simple stated insurance company's can someone tell me what I must make sure to have on the plan and what they mean?""

How do you adjust a W2 form for group term life insurance?

I'm working on a project for a payroll class. Our company provides group term life insurance to the employees. The group insurance is carried at 1.5x the annual earnings of the employee. The employee pays $.30 for every $1,000 in group life insurance each month to pay the premium. The remaining premium is paid by the employer and debited from an insurance expense account. The whole project, we haven't made any employer premium expense entries. We've only focused on the employee's entries and the credits into the group insurance premiums collected liability account for said deductions. Now, at the end of the year, preparing the W2 forms, I'm at a loss for how to treat this. Is the amount over $50,000 added to the wages, tips and compensation for the income tax paid on it? I've read through the W2 instructions but I just don't understand it that well if someone could explain it.""

How much should I be expecting from my insurance accident. ?

Hi I'm only 20 years old and last year I was involved in a car accident were the girl turned and hit me ad made me run into a house. I was unconscious until I was in the ambulance and I went right to the hospital were they have done X-rays. I found out that my t-12 lower spine was fractured and I had a concussion. Now my career was working sheet metal and I was told due to my injury I won't be able to continue or else I'll get more injured. The accident was on may 26th 2011 it is no march 17th 2012 I only receive 300$ a month from benefits and I am l looking for a new career now and going back to school. I just did a MRI and I am seeing a orthopedic surgeon in a couple weeks. Now the girl that hit me had no isurance and invalid sticker. She pretty much ruind my life but it happens. I am going through a lawyer here in Toronto suppose to be the best. I'm still in very much pain hurts everyday can barly stay still for no longer than a couple hours. I am doing physio. I was wondering how much I should be expecting. I heard that I sue my insurance cause se doesn't have any, then I go sue her? Is this true?""

Quoted insurance price?

I purchased insurance on the online weekend for my car. I paid the first monthly installment. Only to have a phone call telling me this price was wrong it was a computer error and the policy will cost a lot more. Do I have any rights here? Or must I simply front the rest of the cash to keep my car insured?

Insurance cost for 2.3l fox body mustang 16 year old?

I am 16 and considering purchasing a 2.3l four cylinder mustang. These were made from the mid 80's to early 90's. They have like no power but get good mpg. I am worried that insurance companies would see the word mustang and give me a high rate. BTW my sister is 17 and pays only 50 a month on a family plan for a 1995 suzuki sidekick.

Can I drive the car on my own insurance?

I have car insurance and I am allowed to drive any car with the owners permission,does the car I am borrowing have to have its own insurance for me to be able to drive it lawfully""

Where can I get a free auto insurance quote?

I would like to know of a website that offers a free auto insurance quote?

What is the best Insurance company for car quotes ??? (Cheapest)?

Im looking for a cheap reliable insurance company i can get a qoute for a 2003 Vauxhall Corsa 1.2

My car was stolen....how much is my insurance gonna go up ?

my loan is 25,000""

How much is car insurance for a 17 year old female ?

I am turning 17 on july 6 and i will be getting my license on that day too, my parents said they will pay for the car but i only have to pay for the insurance . how much is insurance?""

pet insurance lifetime cover quotes

pet insurance lifetime cover quotes

Need help with Car Insurance?

I am a 17 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance, as cheap as I can get. I have shopped around and its not helping. PLEASE DONT SAY LOOK IT UP YOURSELF CAUSE I HAVE AND I AM ASKING FOR SOME HELP!!!""

Where can a single mother with 2 kids (21 18) get low cost health insurance?

My parents have recently divorced. My father is moving back to Ireland and has to quit his job. My mother, brother, and I were covered under his insurance. But once he leaves the country our insurance will cease. My mother works at home and does not make very much money. We are looking for coverage for the three of us that is not expensive and very low cost as we do not have the means to afford much. We only need it for about a year as I will be graduating and teaching full time as a NYC teacher by next September. *My brother is legally blind, but other than that there are no serious health issues and none of us are tobacco users. *We are hoping to get insurance that would cover quality licensed professionals. *We understand in this economy you get what you pay for, But we honestly do not have much. We are hoping for something affordable without being skimmped on coverage. Thanks :-)""

""My car has been tranferred name, if I still drive the car, do I need to buy new car insurance?""

I am existing car owner, due to financial problem, I transfer my car to my brother's name. However, I still drive the car, would I need to buy new car insurance for myself, or I can still using existing one""

600cc supersport vs 1000cc sport insurance cost?

I'm young and most insurance companies wouldn't insure me on a supersport until I've been riding for 3 years. So i'm wondering if for some dumb reason they'd be more likely to insure me on a 1000cc sportbike than a 600cc supersport bike just because the 600 is a ss. The other part of the question is what's the deal with 1000cc vs 600ccSS with older riders? Thanks love ya guys

Im pregnant and dont have health insurance.?

Recently my boyfriend lost his job and we lost our health insurance. What can i do to get insurance for myself and our two other kids, him? I live in california""

Is it possible to find a health insurance plan with no deductible requirement?

I found the perfect plan for $33 a month, but it has a $10,000 deductible. WTF? Unless I become pregnant and have a kid, or need surgery or whatever, I find it impossible to make a $10,000 bill within a year. That's too much. I've always been healthy and rarely need to visit doctors. Then I was looking at other policies and they were more expensive, but they all had deductibles. One was like $160 a month with a deductible of $5,000. And anyways, I'm a college student and financially independent which means that I am no daddy's girl -I have to work to support myself and pay some school expenses. I don't want to depend on my parents financially in any way (they are willing to, but I just feel like at 21, I shouldn't be their responsibility anymore) so I always worry something would happen to me and they would have to pay hospital bills for me. I can't afford paying a very high deductible or a high monthly quote. Any hope for me? ..or should I move to Canada?""

How do I sue my car insurance company?

I was in a car accident in March 2008 in a parking lot. The insurance companies BOTH decided that we were 50/50 at fault for the accident. During this process I kept getting phone calls asking me to verify WHY a person not on my policy was driving my car at the time of the accident. I repeatedly corrected the insurance companies...yes BOTH of them...saying that I AM AN INSURED DRIVER and I was driving my car. I had no passengers. I was in an accident with another single driver with no passengers. Eventually it seemed like everything was fine. The claim closed on May 2 and I thought it was all over. BUT today, May 29, I received a letter in the mail telling me that policy is being cancelled because WE HAD REQUESTED INFORMATION REGARDING --------- AS THE DRIVER OF THE 03/27/2008 CLAIM. TO DATE, THIS HAS NOT BEEN RECEIVED. I have NO IDEA what they are talking about. He is the OTHER driver. However, they are pretty much ignoring my calls and emails. What can I do???""

Insurance question with two names on the title?

i am in the miltary active duty 22 male. my car is currently back home in illinois sitting in the driveway with storage insurance, which am i under my parents policy. My mother co-signed the loan for the car two years ago with our bank, a relatively large bank not chase of b.o.a. so there are two names on the title, mine and moms. my girlfriend soon to be fiance lives in arizona and she needs my car so i want to have here go to ill to get it and drive it back. so we looked at insurance through state farm, got the quote everything ready to go she would pick up the insurance card as soon as she gets back to illinois. so it will be insured in illinois, we are both licensed in ill but shed be driving it in arizona. MOMS concern is that bc her name is on the title if anything were to happen; girlfriend hits someone and they are seriously injured or killed and girlfriend of we as a couple cannot pay for the bills that they would come after my mom as she is on the title of the car. it seems to me that my insurance would cover this(i forgot to mention this new policy is under my name and my name only) is there any liability on her part at all. her small town insurance said yes there would be and state farm said no none at all... can you through your experience or professional experience please help me clear this up so mom can be at ease with this please...AGAIN I NEED TO KNOW IF THERE WILL BE ANY LIABILITY ON MOMS PART, AS HER NAME IS ON THE TITLE OF THE CAR BUT NOT ON THE INSURANCE POLICY..thanks alot i appreciate your knowledge""

Re Insurance?

I took out an insurance policy with swinton Insurance they quoted me 250.00 I agreed to this amount. I have been driving for over 12 years with no claim made against my policy. Due to the way my previous insurer only counted 5 years no claims bonus insurance that is all they have a record plus three years I was with them. Because the new insurer uses 9 years no claims they now want me to pay an extra 22.00 I know on the one hand this is not a lot of money on the other hand I don't see why I should have to pay it. They are saying If I don't pay it they will cancel it and charge a cancellation charge does anyone know the legal situation whether I have to pay by law or not.

Cheap car insurance in north london?!?

Hi. any advice on cheap car insurance living in north London for a 18 year old female. I am getting ridiculous quotes. Any advise appreciated Thank you.

Why do people hate Obamacare so much?

Because of this law, a lot of people are now able to get affordable health insurance. I'm one of those people. I can buy my epilepsy medication at an affordable price. Why do Republicans want to rip this away from me and go back to the way things were before? By the way, I was on my parents insurance before, but I moved out because I needed to be a man and get out on my own. Because of Obamacare, that is much more affordable now for me. Health care was a disaster before this law. What will Republicans do if they repeal Obamacare?""

How much would insurance cost for a motorcycle?

I'm 16 and I live in va. I was wondering how much insurance would cost for a 600cc and a 250cc. A sportbike. Like the ninja 250. But I'm trying for a 600cc, either yamaha r6 or a ninja 650r. Thanks""

Can I suspend my car insurance?

I am 18 years old, male, clean driving record, good student, going to college. I will only be going home for occasional weekends, and vacations, and I would like to be insured so I can drive my car (saturn 2000 sl) around. I want to have coverage when I need it, but don't want to pay for a whole year of car insurance. I do not know a lot about car insurance but, Is it possible to just call up my car insurance company (MetLife) whenever I want and suspend or unsuspend my car insurance? This way I don't have to pay for a whole year of car insurance when i am only using it for weekends, week breaks, or winter and summer vacations (probably 5 months per year). Is this a normal practice? Thanks!!""

About how much does motorcycle insurance cost?

and is it more than car?...about...

Best overall car insurance company?

In your opinion (or based on any experiences) what is the best kind of car insurance?

EX(executive) class model car insurance?

Is it true EX class model car have higher insurance rate? I want to buy an honda accord 2000 EX.

Provisional insurance for young driver?

Looking to get insured on my mums car but my mums insurance company wont put me on her insurance,,,, could i get insured by a company such as provisional marmalade? Any other suggestions?""

Motorcycle and atv insurance?

Eventually i plan to get a motorcycle (suzuki hayabusa) and atv (yamaha raptor). What is the average cost of insurance for both of those??

Car insurance and CVT?

What is insurancegroup 13? how much would insurance be for a 16yr old first time driver on Mazda MX-5 2.0i 2dr Powershift Convertible. And cvt means the gears change by them self? good/bad? thanks

Auto accident??? insurance?

just wondering how much will my auto insurance go up if i file a claim?? there was no injuries and no damage to the other partys car. my car was estimated $4000 of damage to fix.. me and my mom pay $180 a month for 3 cars. 2 full coverage and 1 is only liability. good thing that i have full cov on the car i used.

Driving points for no insurance?

How many points do you receive for driving without insurance in michigan?

Homeowners insurance vs. property taxes?

which typically costs more homeowners insurance or property taxes?

Will it be more expensive to get health insurance in January?

When I did my income tax they said starting 2014 there gonna start charging a penalty fee for not having health insurance I'm looking for some right now but I'm not working right now and my employer dosent provide insurance so I was thinking in January when I start working Will it be more expensive because there's like a lot deadlines for insurance right now in December

If private insurance companies are so bad...?

Why doesn't the government nationalize life insurance and car insurance?

""Do you think that the government ought to put a cap on car insurance ,and the prices they charge since its law""

car insurance is at rediculous rates. government says everyone has to have it , and insurance companies are making it almost impossible to afford. I have a wife and 2 kids we have to have 2 vehicles. but i can't afford the insurance on either one of them. now i'm breaking a law. what does anyone else think.""

pet insurance lifetime cover quotes

pet insurance lifetime cover quotes

Travelers -safeco insurance..need help?

Hi Everybody .. I am in CA and paying around $2K yearly for Auto Insurance only . I recently got a quote from Travelers and Safeco Insurance for about 1400 yearly (for Auto and Home) . That is a very good saving but I have not heard much about these insurance companies . Any Ideas on how good and reliable these companies are ? Is Travelers better than safeco or vice versa .. Any help is greatly appreciated

Do i need insurance for a project vehicle?

I am looking to get a project car to build until i can drive do i need insurance

How much will my insurance cost?

I know this is going to be different by state, and maybe even by zip code, but all I want is a average, or rough estimate what my insurance will cost. I'm 18 years old,(male)and have had my license for two years, and I have a clean history, and have never had an accident or ticket. My car is a 2000 Ford Focus ZX3, with a 2.0 Zetec engine, and 5 speed manual transmission. I also live in the state of Virginia. So how much would my insurance cost me monthly? I'll be on my fathers insurance aloso by the way. As I said, I know this will not be accurate, but I just want a guess to start with to have an idea on what I'll be paying monthly.""

How much would insurance be for a BMW 3 series from 2001 with 150k miles?

My dad said he'd buy me a BMW if the insurance isn't considerably higher than my brothers, who drives a 2004 VW Golf. I'm a 16 year old male and will probably be driving within a year but I want to know whether the insurance would be considerably higher than a golf. We live in Dallas TX Thank You""

""Mortgage, HOMEOWNER INSURANCE, lost jobs advice.?""

I need some advice! (Please, please keep your advice to constructive criticism, please) We are coming out of a messy situation where we both lost our jobs. But now we have acquired ...show more""

What kind of insurance do i need to get a license in California?

what do i need to get and how do i get it if my parents do not want to put me under there policy and i do not own a car myself. and i am also looking for the cheapest possible insurance

I am 18 and car insurances are too fukcing high (UK)?

hello, my first car will be a peugeot 1007 and most of the quotes offer me 5000 pounds which is a super joke because its impossible for me to afford it and also my mom. I'll be the first one to drive in the family and we badly need a car soon because its so hard to carry a 100 kg. sack of rice for 3 miles from the shop to the train station from the train station to our house with a return ticket. plus also, my mom's been cycling to her work for almost 10 years now and she's getting old and the least i could do is drive her to work. 1.) so my question is, why is this rule or law so much biased and stereotyped against the youth? isn't it time to change our perspectives, to be quite frank the youth of today are a lot more intelligent than the previous generations. 2.) why are car insurance companies and the UK government such a dick? 3.) why aren't there any activists protesting about these prices? that's all thank you.""

What is the best way to shop and compare for disability insurance? 30 year term life insurance?

We want to buy a house and since stated income loans are no longer available, a friend has offered to cosign for us to help us get the loan we need. We want to be sure that no accident will keep me from being able to pay the mortgage so that we all can sleep soundly. Thanks for any advice!""

""How much is car insurance for a 25 yr,female primary driver-Owning and being insured for the first time-Canada""

This will be the first time, I own and insure a car. It will be a new model, either 2006 or 2007 sedan or SUV. I am 25 years old. I am a female. I have had my DL for 3-4 years now. I've only been insured under my mother's insurance (for short times, while visiting her in the States!) Upon, buying my own new vechile, in Canada, I was wondering, what the range would be for: A.) Myself being primary driver B.) Additional, second driver, boyfriend 24, new first time driver! C.) A + B If someone could help me out, I would be greatful on any information or links pertaining to Canadian information. Cheers, Jennifer""

How can i lower my car insurance quotes? just turned 17?

i bought me a 1.4 polo and i dont know sh*t about insurance, can someone give me some tips on how to lower my car insurance?""

Car insurance?

I got my license 2 weeks ago and I am getting a car this week. What insurance company would you recommend that I go with? Progressive, Gieco or AIG. If you have any others, feel free to throw it out there.""

How can forcing people to have car insurance compare to forcing health insurance?

Actually this equates to Slavery by the government??? You do not have to buy car insurance if you do not own a car. Secondly, if your car is paid for then you only have to have liability insurance to protect others not for the repairs of your own car. Yet, forcing everyone to have health insurance would fall on every individual regardless of age, sex, race, income, ect. If you do not have enough after paying your monthly bills you will be fined and even serve prison time with a $25,000 fee. This essentially goes against Life, Liberty and the Pursuit of Happiness isn't it? Liberals want to say everyone should have, and the government should provide? Yet, this is not government providing it is government enslaving you to have?? Slippery slope they are weaving and the benefits will be far less than we have today with the government oppression on each individual.""

How much will car insurance be for me?

Well I'm 17, I have a 2008, mitsubishi eclipse se, and I've been driving since age 16, no violations or accidents. It will be added onto my parent's account.""

Cheapest way to insure a car temporarily?

I have had a company car for the last 2 years and looking to buy a 2nd car for a little bit of fun on a few weekends a year. I dont want to buy a full years insurance as it is too expensive (looking at a porshe convertable) and I am only 21. Can anyone suggest a cheap way of which i can only insure the car for a few days a year? Thank you, Richard""

Question about Travel Insurance/Health Insurance?!?

Say there is a person living in the US without any health insurance what-so-ever, and they are taking a trip to Europe for a month and want to purchase travel insurance. Will the insurance company sell it to them? And does the insurance cover any medical emergencies while abroad?""

Can I drive my new used car without insurance for 30 days?

I just bought a new used car today. I have insurance on my old car still (in my mom's name). Does that insurance cover my new car (in my name) for a bit do you think? Or should I just not drive it at all until i get it insured?

Can't afford college Health Insurance...?

I need some type of advice regarding my options. I feel like i've hit a dead end. I have a 4.0 and financial aid, however my state requires student have health insurance... and the only insurance my school offers is over $80 a week on top of the $85 a week lab fees, dr visits, and meds because I have a severe blood disorder and need to go get my blood check every week. I also have specialist visits once a month. I have medicaid right now and if I go to school at all I will lose it and I can't afford the student insurance. It would total up to be more than my rent each month not to mention they don't cover pre-existing conditions. I feel totally hopeless. I'm willing to move to another state if necessary where insurance is more affordable. I just really wanted to go to medical school and now I feel like my future is shot all because I'm not healthy.... Also, i can't take out a loan because i don't have credit being so young and although I was born in this country and my parents were from here, they relocated to a foreign country so they can't help me either.""

""I am disabled,my wife is 63 and cant get affordable insurance. anyone know where to look?

she only gets 700 a month ss and shes told if she got insurance it would be about 600 a month.what do we do?

Which is the best insurance policy for premium of 10 or 12k?

life insurance

How to get into a new Car Insurance?

About 1.5 yrs back my wife scratched another car while parking. The claim was settled using insurance. The expense was about $1500. Ever since that the insurance company, AAA, has been increasing our premiums by abt $35 on every renewal. Now I cannot switch or shop with other insurance company since they give quotes much higher than this company. But apart from this one incident we do not have anything else on our record. Also I get discount for Home+Auto insurance. The company increased prices on our Home Insurance too. I am badly stuck with this company now. I would like to buy Auto+home from one company itself. But I really cannot move my Auto Insurance. Please give suggestions.""

What do they test for when getting Life Insurance?

I wanted to get a life insurance policy for my family and myself. They want to take blood and a urine sample. What are they looking for? Drugs, nicotine, disease???? What's the deal?""

Who has the auto insurance california ?

I have a car that I want to sell. I only need insurance for about a month.

Is there anyway to get decent homeowners insurance at a cheap price?

My husband and are in the process of purchasing a small home. We are seniors living on a fixed income and have to watch every penny. We have two weeks to find the homeowners insurance and they all seem to be so high in price. Does anyone have any ideas how we find an affordable homeowners insurance?

Switching car insurance...?

my car insurance policy expires in March and I have full coverage. I had full coverage because I was financing my car. I recently paid it off and would like to switch to a lesser coverage. Can i do this before my policy expires in march or do i have to wait??

Motorcycle insurance question?

I've never been involved in an accident before and I dropped my bike in a parking lot learning 12 o clock wheelies and did a bunch of damage to my bike, maybe even totaling it. What do I tell my insurance company happened? Because they obviously won't cover my bike if they knew I was doing wheelies. Do I just tell them I slipped on some loose gravel and the bike fell or what?""

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