#ofw investors

[thxnews]

Peso Strengthens: Latest Philippine Currency Update

  Peso's Resilience Against the Dollar

The Philippine peso displayed remarkable strength at the beginning of November, touching the 55 level during Friday's trading. Simultaneously, local shares saw a positive trend.   Peso's Surge The peso saw a notable increase of 0.63 against the US dollar, closing the day at 56.1, a substantial improvement from Tuesday's closing rate of 56.73.  

Intraday Fluctuations

The day opened with a stronger peso at 56.60 compared to the previous trading's starting point at 56.80 against the greenback. The local currency exhibited a fluctuation from 55.93 to 56.60 during the day, resulting in an average level of 56.25. Rizal Commercial Banking Corp. (RCBC) chief economist Michael Ricafort pointed out that the intraday trading at 55.93 marked a new low in nearly three months, dating back to August 7, 2023. Ricafort attributed the stronger peso to "seasonal increases in OFW remittances to finance holiday-related spending, especially during this extended holiday weekend" and "the recent decline in global crude oil prices, hitting a three-month low, which could reduce the country's oil import bill and narrow the trade deficit."   Surge in Trade Volume Trade volume surged to USD1.84 billion, significantly surpassing Tuesday's volume of USD860.9 million. "For Monday, the peso exchange rate is expected to range between 56 to 56.20 levels," added Ricafort.  

Positive Momentum in the Stock Market

Simultaneously, the Philippine Stock Exchange index (PSEi) experienced gains over the two trading days of the week.   PSEi's Gains On Friday, PSEi advanced by 15.49 points, although it fell short of the 6,000 mark, closing the day at the level of 5,989.27. All Shares also registered an increase of 8.88 points, reaching 3,263.05. Most sectoral indices ended positively, except for Financials, which declined by 8.20 points. Advancers outnumbered decliners at 106 to 59, with 49 remaining unchanged.  

The Philippine Peso's Recent Trends

Factors Contributing to Peso Depreciation The Philippine peso has seen a weakening trend against the US dollar since Ferdinand Marcos Jr. assumed the presidency in June 2022. The Bangko Sentral ng Pilipinas (BSP) reported an average peso-dollar exchange rate of 52.239 in June 2022, which increased to 55.728 in May 2023. This reflects a depreciation of approximately 7% in the peso's value against the dollar since Marcos's inauguration.  

Factors Behind Peso Depreciation

Several factors have contributed to the peso's depreciation. One significant factor is the global economic slowdown, which has led to reduced demand for Philippine exports. Additionally, rising interest rates in the United States have made the dollar more appealing to investors.  

BSP's Measures

In response to the peso's decline, the BSP has taken various measures to support the local currency, including raising interest rates and intervening in the foreign exchange market. However, the effectiveness of these measures has been limited thus far.  

Peso-Dollar Exchange Rate Trends

Exchange Rate Fluctuations The peso-dollar exchange rate has shown fluctuations over time, reflecting the evolving economic landscape. Here are some key data points: - June 2022: 52.239 - July 2022: 53.306 - August 2022: 54.406 - September 2022: 55.498 - October 2022: 56.595 - November 2022: 57.689 - December 2022: 58.787 - January 2023: 59.889 - February 2023: 60.996 - March 2023: 62.109 - April 2023: 63.222 - May 2023: 55.316 It is essential to note that the peso-dollar exchange rate constantly fluctuates, making future predictions challenging. Nevertheless, the current trend suggests that the peso is likely to continue weakening against the dollar in the near term.   Sources: THX News & Philippine News Agency. Read the full article

[snugsodium]

What Are the Different Types of Houses in The Philippines?

With a projected gross value added of 529 billion Philippine pesos in 2021, the real estate industry makes a significant contribution to the nation's economy — specifically the Philippine real estate market, and continues to do so. As a matter of fact, Statista (2023) stated that Filipinos' purchasing and investing power in property investments, particularly in a subdivision in Cavite, has been steadily rising in recent years as a result of the expanding middle-class population and the consistent remittances from overseas Filipino workers (OFWs).

Furthermore, apart from the information aforementioned above, it is also clearly evident that the younger generation, particularly young and active professionals, makes up the majority of today's extremely interested investors. It is undeniable that numerous real estate companies take advantage of the opportunity to continuously add another subdivision in Cavite, given that the said location is a city center and that many home buyers are interested in purchasing a house and lot there.

However, despite the rising interest for real estate investment, some new investors are undecided about the kind of residential property they should purchase, such as whether to buy a single storey house or a two-story detached property or perhaps something that they think will be more practical and to their liking.

Basically, this article will discuss the different types of houses in the Philippines and the different owners who might potentially reside in the particular house to be mentioned.

[charmaegepana]

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[metrocity01]

Why Is It Important To Invest Real Estate Philippines?

MetroCity, Bonifacio Global Philippines.

Filipino expats and OFWs who work abroad struggle to live far from home. Overseas Filipino Workers are modern heroes because they sacrifice much to improve lives back home. But what better way to build their money than investing in Philippine properties?

Most OFWs work hard to spend their money carefully so they can provide a good life for their families and be reunited. One way is to Invest Real Estate Philippines.

Property investors' key

Lamudi, a real estate platform, reported 21% more demand for residences outside the Metro in the first quarter of 2021 than in the first half of 2020. This is driven by a desire to invest in a home that encourages a safe and comfortable lifestyle, a real estate investment turned into a permanent home, and one where the whole family can feel safe, comfortable, and stable.

Real estate offers little risk and large returns. Property value inflation protects it. Horizontal property investors prioritize income generation and dwelling. Buyers can boost their alternative income by buying strategically located developments near premium and commercial areas and renting out their own properties.

Invest Real Estate Philippines Reasons

Most young Filipinos buy Metro townhouses. Townhouses make independent living easier. Filipino investors love real estate for these reasons.

1. Value rises.

Automobiles and devices frequently depreciate immediately after purchase. Real estate is the opposite. Real estate appreciates. In densely populated cities, Philippine real estate appreciates. If you picked the right location, townhouses and condominiums for sale may increase in value over time.

A paper showing investment price and value increases.

2. It's safe and profitable.

Real estate investing may offer security in an uncertain world. It will grow despite current hurdles.

With the help of respected Philippine real estate agencies, even first-timers can profit from real estate opportunities.

3. Control your investment.

Real estate investing does not give you land with restrictions. Real estate gives you full control over a physical asset. Property can generate passive income. Storage is useful if you have other businesses. You can live in it and sell it at a higher price if market prices climb.

Philippine real estate plain.

4. Payment flexibility

Real estate developers created investor-friendly payment options after the outbreak. Real estate developers increasingly offer investors more payment options than just a down payment.

Philippine real estate is expanding and profitable, making it a wonderful investment opportunity. The country's steady economy and constant growth make real estate investments a great method to gain money.

Any investment has risks. When choosing an investment property, you must be knowledgeable and consider many factors. Before buying a residential or commercial property in the Philippines, investigate the property, location, and your finances and goals. This will maximize profits and achieve your financial goals.

If you want to invest in real estate in the Philippines visit phmetrocity.com/

[chidsantos]

Globalization: A Necessity with Consequences | My Own Idea and Perceptions on Globalization

Journal Entry No. 1 

July 12, 2020 

Introduction

Globalization is deemed inevitable and necessary for a forward and progressive world. It furthers the economic, political, and cultural development of countries by making goods and services globally accessible. Moreover, it recognizes that global crisis demands for a unified solution and cooperative call to action. For instance, the global crisis climate change can only be solved if countries work interdependently. Aside from this, everything nowadays is set at a global standard. Without globalization, countries would not be able to keep up with such standard, more or less develop and progress. However, despite the need for globalization, its underlying moral and ethical consequences must also be considered. An example of this is how globalization brings poverty and exploitation to countries with low wage and soft labor practices in exchange for high profitability. This being said, globalization is a necessity that bears both positive and negative consequences. It brings forth the challenge of keeping a just and humane world in spite of continuous global development.

Observation

In terms of economy, I can observe that globalization makes rich and developed countries even richer. Usually, this happens because they take advantage of backward or less developed countries. It expands and promotes capitalism by maximizing profit from countries with low wages and soft labor practices. For instance, when buying clothes in H&M, I notice how clothes have “Made in China” or “Made in Vietnam” tags. H&M, among other fast fashion brands, offers apparel that is cheap relative to luxury brands. Their products are affordable because countries like China and Vietnam, who are major production areas for fast fashion companies, have low wages and less strict environmental and labor practices. As a result, rich countries that distribute H&M products earn high profit compared to production countries like China and Vietnam. Despite its positive influence on economic development, it can also be observed how it negatively influences ethical and legal practices by promoting exploitation and slavery in exchange for goods. Aside from economy, I can also observe how globalization affects culture. Western countries have increased their influence by producing goods or products at a wider scale. Because of this, western culture influences and dominates the culture of different countries around the globe. In the long run, this may result in culture erasure and lack of diversity. Despite this, positive responses can be seen in how countries uphold and preserve their respective local and regional cultures. Globalization can also be observed in the political aspect. For instance, the United Nations recognizes human rights all across countries, even in the Philippines. The UN recently denounced the Philippine Drug War, deeming it unjust and inhumane. Although the UN is not state-owned, globalization enables it to recognize the hostilities of Duterte’s drug war. By doing so, they give Duterte the chance to face international prosecution for this inhumane drug campaign.

Insights

Globalization touches a lot of aspects of life. I find it difficult to achieve a complete grasp of globalization without missing a few factors. I find this fact unsettling because there are a lot of things I do not yet know about the topic. It makes me ponder how globalization affects my life without me knowing it. What if globalization negatively affects my life and I am not aware of it? Do its positive contributions justify its negative consequences? My mind is baffled just thinking about the topic of globalization since it is such a broad and complex topic. I have a lot of questions about globalization and I admit that I have so much to learn. At the moment, I recognize the fact that globalization is inevitable and necessary for a forward and progressive world. It furthers the economic, political, and cultural development of countries by making goods and services globally accessible. However, it makes me feel uneasy that, again, I do not know the full extent of globalization. I also am not yet fully aware of the effects it brings to my life as a citizen living in the Philippines. The Philippines, as a microcosm of globalization, is affected and affects the world today. For instance, the issue with the West Philippine Sea is a product of globalization since it contains natural resources which is in the interest of both the Philippines and China. It impacts and touches a lot of aspects of life such as environment, economics, and politics. This may seem like an issue between China and the Philippines alone but it actually contributes to a much bigger problem between Chinese and their superiority over other countries. This microcosmic issue has such a big impact on the world we live in today. This is just one of the examples I can think of and I believe that I still have so much to learn about the world we live in today. With this, I highly look forward to completing the course CONWORL because I believe that finishing this course would contribute to my insights and deepen my understanding of the topic. 

Learnings

The lecture and the supplementary material provided helped me in getting a better grasp of what globalization is. From what I’ve learned, globalization is an inevitable phenomenon that deals with economy, politics, society, culture, and environment. It enables a more united world since everything is interconnected and interdependent. Contrary to popular belief and what I used to believe in, globalization is not a new phenomena and its oldest form is environmental (i.e. climate change). The development of globalization is also not linear. It progresses in the form of clumps also known as Waves of Globalization. The first wave occurred before World War I. During this time, movement of labor was free because passports and visas were not required unlike today. Being an OFW, for instance, requires so much documents and papers.  There was total free flow or no restrictment of both capital and people. After this, during the time of World War I and II, people became more suspicious of foreigners. This constitutes the dark age of globalization since people did not feel safe making investments in foreign countries. This caused other countries to retaliate with higher tariffs which in turn brought a sharp decrease in international trade. The second wave introduced much trade between rich countries. The third wave, on the contrary, increased the participation of developing countries such as China and India. They began opening their countries to world trade. This paved the way for China to be the number one producer of goods in the world today. Aside from this, I learned that there are anti-globalization groups. I find this quite ironic because it is nearly impossible to escape globalization and its effects. Such groups use globalizing technologies and ideologies to fight globalization. However, I recognize the point made by anti-globalization groups such as their argument that those who are deprived of resources are not capable of functioning with an increase of competitive pressure. For instance, globalization increases the profits of investors at the expense of laborers or workers. In the long run, I feel that globalization will take its toll on the overall well-being of the world may it be in politics, culture, economics, and the environment. Since everything is interconnected, everything is affected by globalization. Everything done at a micro level evolves to a macro level and affects the state of countries respectively.

[citiglobaljhe-blog]

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[lolaxogi-blog]

Whispered Oman Gcc Visa Secrets

http://sv.ivisa.com/oman-gcc-visa

Oman Gcc Visa Explained You could find that your GPS takes you here so avoid if you're an expat. These weeks were rather problematic for the OFW. Citizens who want to enter Oman who aren't from visa-exempt nations, need an Oman visa as a way to go to the country should understand how to make an application for oman visa.

The Oman World Fireworks Championship 2010 was among the biggest and most spectacular fireworks competition on the planet. Some Regions organize their very own neighborhood races. This isn't done in Europe.

In order to get a student visa, you will require a sponsor (your school will function as your sponsor). Open to modify and eager to assist others, Bozzuto found many opportunities to impact students over time. You'll also find lower tuition expenses and smaller class sizes in comparison to the majority of four-year universities.

Citizens of a number of other countries are eligible for a 30-day visa on arrival. You may now apply for UAE visa from your house. Finding a Kuwait on-line Visa is simple.

If you're country isn't listed above, then you will have to file uae visa application before your trip. 10-year investor residency visa where the applicant will have the ability to find residency in the condition of UAE with no sponsor for ten decades. Quite simply, you require a visa for each country you go to.

A trip to Muttrah, Nizwa and Salalah Souqs is vital. This sort of visa is perfect for folks who jobs need a brief stay in Qatar. Domestic servant visa doesn't apply to immediate relatives or relatives of any level of consanguinity.

Since you may see, obtaining a visa employing the services offered by iVisa is straightforward. The application itself can be broken into three simple stages. Applicants should note that there's no guarantee that the visa application is going to be finalised within two days, and that the Priority Service fee isn't refundable in case of a delay whatever the reason or in the event the visa application is refused.

The internet application is fast and simple, requiring applicants to answer a string of basic questions. Such attribute arguments are called positional arguments. The original documents are needed to complete entry formalities.

Those eligible to submit an application for a Kuwait on-line Visa are expected to finish an on-line application with their biographical info and valid travel document, or passport, information. Travel Visa Pro offers travel registration as a portion of our expert services. Visas have to be obtained ahead of arrival, and it is necessary not to forget that all visas need a person or company to work as a sponsor who will vouch for the person's conduct whilst in the nation.

To begin with, you have to open the web site of Ministry of Interior of UAE. If Applicants have all of the necessary documents then it doesn't take long time to find an Oman eVisa. It was designed by Canada-based worldwide consultancy Arton Capital.

The Basic Facts of Oman Gcc Visa Usually your business or sponsor will look after this for you. In instance, you do not fit into any of the aforementioned categories, you will take a sponsor for your visit, and the sponsor is going to have to submit an application for the visa for your benefit. Your credit card now offers an embedded chip that provides you access to the newest in card security.

Nonetheless, your landlord is within his rights to raise the rent at the approaching renewal of the tenancy contract. The salary structure varies a good deal. In this type of visa he is allowed to work in the host country for a short period of time, to be exact till the validity of their visa.

[thxnews]

Marcos Jr. Assures Overseas Filipino Workers in Malaysia of Their Rights

  Strengthening Ties and Ensuring Welfare

In an effort to strengthen the bond between the Philippines and Malaysia, President Ferdinand R. Marcos Jr. visited Kuala Lumpur and pledged to safeguard the rights and welfare of the nearly one million overseas Filipino workers (OFWs) residing in the country. During a gathering with the Filipino community on Tuesday, he emphasized the significance of their contributions and the need to ensure they are well-taken care of, have access to good livelihoods, and are provided with ample opportunities.   Acknowledging the Vital Role of OFWs President Marcos acknowledged the pivotal role played by overseas Filipino workers in fostering positive relations with other countries and upholding the Philippines' reputation abroad. He expressed gratitude for the commendable performance and dedication of OFWs, attributing the continuous improvement of the country's reputation to their hard work and commitment. Be it in Malaysia, the Middle East, Europe, America, or anywhere else across the globe, the President recognized the impact of their efforts on enhancing the Philippines' image internationally.   Assurances and Commitment Ensuring the welfare and interests of overseas Filipinos is a top priority for President Marcos's administration. He reassured the Filipino community in Malaysia that his government would address their concerns and protect their rights. Highlighting the substantial remittances from OFWs, he also acknowledged their significant role in contributing to the economic growth of both the host countries and the Philippines.   Focused Plans for the Future President Marcos emphasized the administration's dedication to implementing key plans to further the country's progress. This includes attracting foreign investments, controlling inflation, and enhancing agricultural productivity to ensure food security. He stressed the importance of large-scale investments and conveyed his message to potential investors worldwide, assuring them of the Philippines' stable and welcoming environment for investment.  

State Visit Agenda

During his state visit to Malaysia, President Marcos engaged in several significant activities to strengthen bilateral ties and explore new avenues of cooperation.  

Meeting with Malaysian Royalty and Leaders

President Marcos had a royal audience with King Sultan Abdullah Sultan Ahmad Shah, signifying the cordial relations between the two nations. He also held a bilateral meeting with Prime Minister Anwar Ibrahim to discuss potential areas of synergy and promote people-to-people exchanges between the Philippines and Malaysia.  

Advancing Agriculture, Tourism, and Digital Economy

One of the primary objectives of President Marcos's visit was to advance cooperation in key sectors. He emphasized the potential for growth in agriculture, tourism, and digital economic collaboration between the two countries, envisioning mutual benefits from such partnerships.   Engaging with the Business Community During his visit, President Marcos also actively engaged with members of the Malaysian business community, fostering meaningful connections to promote lucrative trade and investment opportunities between Manila and Kuala Lumpur. In conclusion, President Marcos Jr.'s visit to Malaysia has reinforced the importance of strong ties between the Philippines and Malaysia. His commitment to safeguarding the rights and welfare of overseas Filipino workers and promoting bilateral cooperation in various sectors bodes well for the future of both nations. As he returns home, the hope is that his visit will serve as a stepping stone for even more fruitful relations between the two countries in the years to come.   Sources: THX News & Philippine News Agency. Read the full article

[snugsodium]

What Are the Different Types of Houses in The Philippines?

With a projected gross value added of 529 billion Philippine pesos in 2021, the real estate industry makes a significant contribution to the nation's economy — specifically the Philippine real estate market, and continues to do so. As a matter of fact, Statista (2023) stated that Filipinos' purchasing and investing power in property investments, particularly in a subdivision in Cavite, has been steadily rising in recent years as a result of the expanding middle-class population and the consistent remittances from overseas Filipino workers (OFWs).

Furthermore, apart from the information aforementioned above, it is also clearly evident that the younger generation, particularly young and active professionals, makes up the majority of today's extremely interested investors. It is undeniable that numerous real estate companies take advantage of the opportunity to continuously add another subdivision in Cavite, given that the said location is a city center and that many home buyers are interested in purchasing a house and lot there.

[ronaldjohndagar]

Sierra Valley Gardens Located At Cainta-Taytay Sierra Valley Gardens is a sprawling residential area tucked within Sierra Valley, a large master planned mixed-used development ready to unfold a thriving, independent community of its own. This estate will feature lifestyle destinations, business offices, and a residential district, giving you the perfect ingredients for a perfect oasis set to cater to young professionals, start-up families and investors. Residents of Sierra Valley Gardens can plant their roots within this community as they start their career, create a lasting family bond, and watch a new chapter of their lives unfold. Connect with a Property Specialist today to learn more. Booked your units Today! Robinsons Land Corporation is committed to developing vibrant, delightful, and lasting real estate developments that create a catalyst for new opportunities and a better life. #RLC #ACASIAESCALADE #AMISARESIDENCE #AURORAESCALADE #AXISRESIDENCE #AZALEARESIDENCE #CHIMESGREENHILLS #CIRRUSBRIDGETOWN #GALERIAMAXILUM #GATEWAYREGENCY #MAGNOLIARESIDENCE #SIERRAVALLET #SIGNA #SYNC #THEPEARLPLACE #THERADIANCEMANILABAY #THESOPHIREBLOC #THETRIONTOWER #THEWESTIN #ROBINSONLANDCORPORATION #RLCResidences #RobinsonsLandCorporationation #PasigCity #Pasig #BGC #QuezonCity #tagaytay #batangas #OFW #OFWHK #OFWUSA #ofwlife #OFWDubai #OFWQATAR #OFWHONGKONG #OFWInvestment #ofwsuccesschallenge #Bulacan #bulacan #Luzon #VISAYAS #Mindanao #murangbahay #MurangPabahay #murangginto #Philippines #greenhills #sanjuan #invest #investor #investment #Cebu #cebuph #cebuana #cebucity (at Sierra Valley Gardens) https://www.instagram.com/p/CkkSgFEPep3/?igshid=NGJjMDIxMWI=

[charmaegepana]

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[brittanycorporation]

Luxury Homes Ready For Move-in In Santa Rosa

Ready Homes

Property hunters and real estate investors alike choose ready homes in the Philippines. Apart from the fact that it is almost ready for anyone to move into, buying ready homes allow investors to recoup their investment by leasing it.

Ready homes are ideal for families, independent professionals, and OFW retirees searching for a speedy real estate transaction.

Though Ready for occupancy (RFO) real estate is more expensive than pre-sale or pre-selling real estate, they are still very suitable for property buyers, such as OFW investors, who have sufficient financial resources to buy a house and lot or a unit and have learned financial stability.

Advantages of buying Ready of Occupancy (RFO) houses

1. Consider your living style right away

Because the house you’re about to buy is currently available, you may easily check the development and imagine yourself living there! You have the opportunity to maximize your own living conditions.

2. Examine the house thoroughly.

Buying an RFO house allows you to thoroughly inspect the property you’re interested in. You can do preliminary inspections on the property and discover even the tiniest problems by personally viewing it. You will also have the ability to study the region and location by selecting an RFO property.

Click here to continue reading

[smdcproperties]

Welcome a new way of life with Vail Residences located in Mindanao’s finest neighborhood: Uptown, Cagayan de Oro City!

If you are an INVESTOR looking for Preselling Condominium Unit in Uptown Cagayan De Oro City?

Then Vail Residences is the perfect one for you!

Strategically Locared at PN ROA Sr. Avenue, Brgy. Carmen Uptown Cagayan de Oro City | Beside SM City Cagayan De Oro

Garden communities that fulfill the aspirations of every Filipino family to live safely, conveniently and comfortably in different progressive areas across the country. This will be the new standard of an upgraded lifestyle by providing sustainable master-planned communities that feature complete facilities and will be professionally managed by a property management company.

Why Vail Residences is the best option?: ✅Prime Location

✅Resort-Styled Amenities

✅Hotel Like lobby

✅Sustainable Master Planned Development ✅Safe Community

✅Strong Wifi Connectivity

✅Affordable and Superior Real Estate Investment

✅Professional Property Management

Amenities

✅Pool and Lawn Area

✅Kiddie Pool

✅Pavilion

✅Kids Playground

✅Linear Park

✅Clubhouse

✅Outdoor Gym

✅Jogging Path

✅Covered Basketball Court

✅Grand Lobby

Available Units:

One Bedroom Unit 24.41sqm

Price: 3.1M

Monthly Start at 7,000+/month 10% Downpayment Payable in 47 months Reservation Fee: Php 15,000

Studio End Unit 23.51sqm

Price: 3M

Monthly Start at 7,000+/month 10% Downpayment Payable in 47 months Reservation Fee: Php 15,000

Ideal for OFW's working in Canada,UK,Europe,Japan,US and Australia looking for passive income or retirement property in Cagayan de Oro.

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[jajardz]

2nd BLOG

My Entrepreneurial journey continued after the midterms. I learned more knowledge on 3 more lectures that gave us wisdom about the entrepreneurial world.

The first lecture was about Intellectual Property. It refers to the original ideas of a person that have monetary worth. Copyright law is one example of the protection of intellectual property. The types of properties discussed were patents, trademarks, trade dress, and trade secrets. Listening to these lectures made me realize that producing such ideas with our creative minds could lead us to success. As an entrepreneur, being resourceful and creative is crucial in the journey.

The second lecture was about Startup. The speaker was the CEO of J Consultare, Ms. Janine Aballe. She was an OFW teacher and became the CEO of her start-up company. She said that the journey was rough but with hard work and perseverance she overcame the challenges and climb her way to success. Her company provides consulting services to other businesses. She talked about how she made the business model canvas and how difficult it was to build up from a scratch. Listening to her lecture taught me how to be patient with progress. Sometimes it is not about how fast we get there, but it is the process or journey of how we get there.

The last lecture was all about building up your very own start-up and making it an official company. The speaker was a CMUan student and an aspiring entrepreneur, Ms. Caballeda. She discussed how to make sure that a foundation is there when making a fundraising presentation. Pitching and Fundraising are like the final step of making your idea into reality. In this part, you have to clinch an investor and lure them into your proposal. It is not easy to deliver your ideas that could spark a connection with any investor but through hard work and perseverance, we can all catch our dreams in life.

[marygracebeltranvalenciascam]

Sa lahat po ng mga negosyante at maski empleyado sa Tarlac... magingat po tayo sa babaeng si Mary Grace Beltran Valencia.

Ang kanyang registered address ay sa 31 Venturanza Steeet San Sebastian Village Tarlac City Tarlac.

Simula po noong 2019 ay naghihikayat na po siya sa mga negosyante at mga empleyado sa Tarlac, Pampanga, Nueva Ecija na sumali sa kanyang pekeng food investment na kinalaunan ay naging Ponzi Scheme.

Ayon sa kanya, ang investment na ito ay napupunta sa mga canteens ng International Wiring Systems na pinamumunuan ni Joed Serrano na dating artista sa Thats Entertainment. Kapartner niya ang food supplier na si Evangeline Castañeda o "Ate Vangie". Madalas pa niyang kasama ang kabit niyang pulis na si Tarlac Police Arjay B Lopez tuwing nang-eengganyo siya ng mga magpapasok ng pera.

Dahil sa mga palsipikadong dokumento na kanyang pinapakita sa mga tao, marami siyang nahikayat. Sa una talaga ay maganda ang kitaan.

* Sa P50,000 na investment, ang investor ay kumikita ng nasa P3,000 hanggang P5,000 kada Linggo.

* Sa P63,450 na investment, ang investor ay kumikita ng nasa P5,000 hanggang P7,000 kada Linggo.

Dahil maganda ang kita at tuloy tuloy noong una, lumaki ng lumaki ang network at investments ng mga tao sa kanya. Bumuo pa si Mary Grace Beltran Valencia ng mala-networking stucture na may uplines at downlines. Nahikayat pa niya ang marami sa mga biktima na mag-loan para sa kaniya.

Gamit ang malaking pera na kinikita ni Mary Grace, itinayo niya ang ABOT TARLAC, at binilhan pa ng modelong sasakyan ang kanyang kabit na pulis.

Hanggang dumating ang June 2021, biglang natigil ang kitaan. Dumami ang kanyang mga dahilan. Noong una, sinisisi niya sila Joed Serrano at ang kanyang mga naluluging negosyo kaya wala itong naibibigay kay Evangeline Castañeda. Sa ibang mga investors, sinasabi naman niya na inipit daw ng Ps Bank Tarlac ang mga pera niya.

May iba na tumawag pa sa IWS para ikumpirma kung totoo ito. Sa kasawiang palad, ang tawag na ito ay agad agad naisala ng tinatawag niyang koneksyon niya sa loob na KAT ang pangalan na sekretarya ni Joed Serrano.

Hanggang sa tumagal ng tumagal. August 2021 nang magkita kita ang karamihan sa kaniyang mga investors sa CIDG TARLAC. Karamihan sa kaniyang mga biktima ay mga taga Toyota Tarlac, Metrobank Tarlac dahil may kasabwat siyang manager sa loob nito, asawa ng isang retiradong heneral, mga maliliit na negosyante sa Tarlac, mga dating OFW, at maski si Evangeline Castañeda ay nagpunta para makita kung sinu sino ang mga nagrerklamo. Sa lahat ng mga dumalong ito, nasa higit kumulang na 40 MILLION PESOS ang suma-total na kinulimbat ni Mary Grace Valencia.

Hindi pa lumulutang ang iba pa niyang mga naging biktima na meron pang may-ari ng cafe, dating arista, mga tauhan sa isang malaking shop ng motor company, at mga pulis na nahikayat ng kanyang kabit.

Nangako si Mary Grace na babayaran niya ang mga biktima ng installment basis magsimula sa October 31, 2021. Ngunit sa tinakdang araw na ito ay hindi siya nagpakita.

Pinamamalita niya sa mga tao ngayon na hindi niya na kailangan magbayad dahil marami daw siyang kapit at hindi daw siya papabayaan nila joed serrano

Sa ngayon po ay patuloy pa rin ang modus ni Mary Grace Beltran Valencia kasama ng kanyang kabit at Evangeline Castañeda. Sa ngayon, hindi na IWS at Deluxe ang kanyang ginagamit. Kadalasan sinasabi niya na meat o rice supplier siya. Kung minsan pa ay alahas.

Kaya sa lahat po ng mga tao, magingat po tayo sa mga taong ito. Pag may lumapit po sa inyo na MGBV FOOD TRADING o alinman sa mga pangalan sa post na ito, magwalk out na.

Huwag po magpa-iscam kay Mary Grace Beltran Valencia, Evangeline Castañeda o kay Arjay B Lopez.

[snugsodium]

What Are the Different Types of Houses in The Philippines?

With a projected gross value added of 529 billion Philippine pesos in 2021, the real estate industry makes a significant contribution to the nation's economy — specifically the Philippine real estate market, and continues to do so. As a matter of fact, Statista (2023) stated that Filipinos' purchasing and investing power in property investments, particularly in a subdivision in Cavite, has been steadily rising in recent years as a result of the expanding middle-class population and the consistent remittances from overseas Filipino workers (OFWs).

Furthermore, apart from the information aforementioned above, it is also clearly evident that the younger generation, particularly young and active professionals, makes up the majority of today's extremely interested investors. It is undeniable that numerous real estate companies take advantage of the opportunity to continuously add another subdivision in Cavite, given that the said location is a city center and that many home buyers are interested in purchasing a house and lot there.

However, despite the rising interest for real estate investment, some new investors are undecided about the kind of residential property they should purchase, such as whether to buy a single storey house or a two-story detached property or perhaps something that they think will be more practical and to their liking.

Basically, this article will discuss the different types of houses in the Philippines and the different owners who might potentially reside in the particular house to be mentioned.