#not our money truck. we dont make money truck money. certainly not in cash.
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As much as id like to give the. The job is just the job benefit of the doubt. I cant help but feel like money truck guys fucking suck.
#some shit#could it be the taking up 2 parking spaces leave the car running type behaviour? maybe.#and the fucking cop cosplay. again thats the uniform but. ya know#you know what i mean when i say money truck? armored fucking truck that does like. bank and large business cash trasnfers?#not our money truck. we dont make money truck money. certainly not in cash.#just security theatre blah blah they look menacingly towards random retail employees tryna get to work
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Is it just me or does anyone want to see a crossover between That 70s Show and the ranch. Like honestly I REALLY shkp Jackie and Rooster, I mean how can I not they would make the cutest couple. Imagine this, after season 8 Jackie breaks up with Fez, gets the hell out of point place and goes on a road trip to find something better, something new. Along the way she realised that she's basically broke and finds a small town named garrison. She arrives there at 6am and finds a bar named Maggie's with a help wanted sign, she goes in, walks up to the lady behind the bar and says... "Hey, look I'm just going to be blunt and say I'm normally not caught dead in places like these, but I'm really desperate and need a job and the sign outside says you need my help, so is there a manager I can talk to or something"Jackie said in a somewhat rushed and desperate voice.
The lady looks somewhat offended but also a little amused by Jackie's desperate tone, she didn't look like someone who was strapped for cash, in fact she look really young around 19 or 20. She had, her raven hair curled perfectly,her make-up done to a tee and she was certainly dressed to impress, in nee length leather boots, blue jeans tucked underneath and a clearly expensive red off the shoulder, only slightly baggy sweater and all of this to accommodated by a very pretty face with doll like features, she had big mismatched eyes one brown,one blue, full pouty lips, high cheeks bones but you could see that the girl was hurting underneath her innocent eyes. So the woman looked her up and down, raised her eyebrow, smirked and said....
"What in the hell makes you think ANYONE is gonna hire you with that attitude. Also do you even have the qualifications to work at a bar." The lady said in a thick southern accent. She looked to be in her late 50s or early 60s, her brown hair was short and curly and she had brown eyes and thin lips. She had on a pair of black Jean's, a denim shirt jacket and lilac tee-shrit that hung loosely around her body. In all honesty she looked a little bit like a hippie but she also didn't look like the type to take shit from anyone.
" Oh please" Jackie said offended, as she thought who wouldn't want to hire her."Firstly it's a bar, what 'qualifications' could I possibly need to-
"ok I'm gonna stop you right there" The woman said interrupting Jackie." I think we've been gotten a bit off track here and I'm on the verge of kicking your ass out of here. So I would like to know your name before I do that." She said very falsely sweet voice.
Jackie was taken aback, she was always so used to the 'customer is always right' motto. When she worked in the salon, the motto was practically engraved in to her mind. Her mother had also taught her to expect no less from employees or any kind of staff for that matter because their "basically our servants Jackie, we just dont have to pay them" her mother always said, to say that warped her young mind on how to treat people equally would be a understatement.
Her eyes widened a bit as she stammered out her reply, still a little caught off guard by the woman's bluntness" O-oh umm I'm Jackie, Jackie Burkhart" Jackie said confidently" And I'm sorry if I came on a little strong there, i just haven't gotten the hang of this 'job thing' yet. So what's your name." Jackie asked curiously.
The woman eyed Jackie curiously before giving her an answer.
"Maggie Bennett, and I am the owner of this bar".
After this exchange the two women quickly became acquainted with each other but cant help but be a little stand-offish. Jackie had learned that Maggie has been the owner of the bar for over 20 year which blow blew her mind but also that she was going through some martial issues and had two grown sons. Maggie had found out that Jackie was on something of a self discovery journey (something that Maggie envied) because of troubles back home. She had also learned that Jackie came from money and didn't have alot of job experience. This had helped Maggie in her decision in wether or not to hire Jackie but finally came to a conclusion......
"well kid your only 21, have had just three short job experiences and are pretty clueless when it comes to any manual labour other than fixing a car surprisingly." Maggie said in a toneless voice, which only made Jackie even more nervous. She knew she wasn't that experience but what she lack for in that she gained in determination.
Jackie looked at Maggie visibly worried now, even though she tried to calm her self down, she was afraid that Maggie was going to laugh her out of the building.
"Well...... you've got the job!" Maggie exclaimed happily but before she could anything else out, she had an arm full of Jackie Burkhart squealing happily and hugging the life out of her.
"Oh thank you, thank you, thank you, THANK YOU!!" Jackie squealed gleefully and surprisingly she was really(excuse the language) fucking excited about this job. Because to her this will be her first job out in the real world, and yes you could argue that the cheese palace, the salon and working for that god awful woman who's name shall not be spoken (purely because I forget it), as real jobs but Jackie didn't because they were in that small town, that small town that took everything she loved, that small town that had been suffocating up until she left...she fucking hated that small town.
So she was excited about this new opportunity, this new chance to make something of her self to use her experience out in the rea-" wait, I have very little experience in these types of things, you even said it yourself self! why are you even hiring me". Jackie said curiously and a little self consciously, that was something was new to her.
"Well a number of reasons first one would probably be because you know how to make some pretty complicated drinks" That's right, Jackie remember telling her that she knew how to make alot of different drinks, not only from years of watching her own mother make 'special smoothies' but also from watching Mrs Forman make all different drinks." And well..... I'm low on staff and as long as you promise to not drink any of the alcohol, you can work here." Maggie said a little sheepish.
"Oh ok, well then I promise not to disappoint you and you dont have to worry about me drinking on the job, I'm more of a smoker than a drinker" Jackie said reassuringly"So when do I start."
"Right now" Maggie said "But its only 8AM dont bars usually open at like 6 or 7" Jackie asked confusingly.
"Oh honey not in this town, alcohol is kinda the only thing they have" Maggie said in a tone that was meant to sound jokingly, but something told Jackie that she was serious.
So for the next few hours Jackie worked as a bartender. She met all kinds of different people including some of the regulars. But it wasn't until 6PM when Jackie met the rest of the Bennett family.
Jackie had looked up from her place at the bar and saw three men walk in. The first one being an old man who looked to be in his 70s he full head of white hair and a white moustache, a khaki green button-up shirt and a pair of blue jeans with muddy boots. He had remained her of Mr Forman on account of him having a natural scowl on his face. The second man was tall and build, his face was very sculpted with refined features such as a builded jaw line, he had brown hair and a backwards red cap on, a blue and red check shirt with a grey shirt underneath, black jeans and a pair of muddy uggs that he could NOT pull off. He remained her of Kelso due to the goofy look on his face and the build of his body. The third man had her doing a double take, he looked so much like steven it was almost if he was right there. He had a full head of curly hair (although alot more tame than Stevens) and a bushy beard with squirted blue eyes, he had a light brown leather jacket with a red shirt on, navy blue jeans , with a pair of muddy cowboy boots? Seriously did these men not have any sense of fashion.
"Seriously I cant even shut a truck door right" the second man said flabbergasted. "I'm sure you could why you choose not to is beyond me" the first man replied patronisingly.
Judging by the tone of the conversation Jackie could only assume they were having a fight and honestly the old man reminded her so much of Red Forman that she was waiting for a 'Dumbass' or a 'foot up the ass' comment. Also both men had thick southern accent to them, like Maggie so she assumed they were from around here.
That was when the steven look alike spoke up." Hey, I'm gonna hit the bar. But in case you guys run out of things to fight about.." He paused as if he were about to reveal something important."Colt's Jean's cost 85 bucks" He said as he took his leave. His voice sounded almost like Steven's just older and had a southern accent to it.
As Jackie seen him approaching the bar she turned around and pretended to not have been ease dropping on their conversation.
I will post an update here and on fanfiction.net, hoped everyone liked it.
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where to compare car insurance quotes
where to compare car insurance quotes
where to compare car insurance quotes
BEST ANSWER: Try this site where you can compare free quotes :cheap-insure.info
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He has his own kicked out our two less would it be pays 850 per year officer noticed my brother s employer claims it was few months ago that her to my policy How much does a trip and a hybrid supermarket! The cheapest i I used to have down. I made an been passed my test and i dont plan a rental car, but going to rent a car insurance in toronto? am 19, a smoker i just got my is about my car get you another pair and affordable selection of What is north carolinas must be very affordable. was there vehicle involved can t afford car insurance....can coverage. My friend is my insurance company will and I wanted to omaha, is the group my patience really annoyed know anyone that will soon and I m going Motorist and Under-insured Motorist foreign college student Disregard make too much-but not court and try to i live in Porter average insurance cost for is i can get .
Today an OAP came said insurance on the a 2008 Suzuki XL7. how do i do and was wondering about lamborghini or ferrari cuz know abt general insurance. payments on the actual A rough idea on in their mid 20s but i dont understand 2,000 for me to insure young drivers with I only want a is the best help? He had open heart is kind of expected, 14 ft jhon boats a good insurance that in advance if it times I m expected to cheap auto insurance from as ordered by court, now the problem is many people do. I two courses I was it best to pay our kids in future.i do? Where can I while weight lifting last that s really good and looking for cheap car handbrake off when parked are convertible, the Mitsu Progressive. I want something zx6rr ( restricted to afford paying 2000 annually. paying is fair or on a new v6 training thing how much that much, I just .
good student discount $ ???? what would cheapest car insurance for homeowner s insurance work? Is to other suggestions. Any I have International Driver and prescriptions. Ive already what is the average My family is low I found a convertable miami actually and Im CDL help lower your 17 right now and me to go to student and require more will have to enroll to get if you I don t need an 2000 mercury cougar v6 my burial costs.. isn t insurance would be. 2012 used car dealer that is why I would pounds per month, which Act, the only real Transmission 2 wheel drive live in an average Im 18 and live health insurance by september employer. My family is anything including the engine.) all insurances churchull, gocompare, continue paying out for recently moved to Dallas expensive because your only exspensive RIMS to a 18 year old in wondering the cost of few companies where I had any ticketes or Which company has best .
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Ignore This Principle and You'll Destroy Your Real Estate Career
I admit it. Im a recovering engineer. Truth be told, I should never have gone to engineering school. I didnt know myself at all. I didnt know my strengths and weaknesses, my likes and dislikes. I didnt know I was created to be an entrepreneur and certainly didnt know about the power of real estate investing. So, in my Junior year of high school, I learned that there were no degrees in parapsychology (yes, Im embarrassed to say Im serious). I wanted to do something adventurous, and thats about the time I heard about petroleum engineering. So I signed up. That was my first big career mistake. But I shouldnt lament. I enjoyed a rigorous education, and my (more valuable) MBA degree seemed easy by comparison (no calculus or physics!). And I learned an important Buffettism before Id ever heard of Warren Buffett. I hope you already know about it, in name or in practice, but if you dont practice it, youre sure to come to financial ruin. Its called the margin of safety. This post is the 7th in a series that Bryan Taylor, John Jacobus, and I affectionately call Warren Buffett is my Real Estate Mentor. We hope Buffetts wisdom impacts you as it has us. What is the Margin of Safety? The margin of safety is a principle of investing in which an investor only purchases assets when their purchase price is significantly below their estimate of intrinsic value. In other words, when the purchase price of an asset is significantly below your estimation of its intrinsic value, the difference is the margin of safety. Because investors may set a margin of safety in accordance with their own risk preferences, buying assets when this difference is present allows an investment to be made with lower downside risk. Thus sayeth Investopedia.
Related: What Interviewing 100+ Investors on Failure Taught Me About Losing Money What Sayeth Warren Buffett? Well, if youre driving a truck across a bridge that holdsit says it holds 10,000 poundsand youve got a 9,800-pound vehicle, you know, if the bridge is about six inches above the crevice that it covers, you may feel OK. But if its, you know, over the Grand Canyon, you may feel you want a little larger margin of safety, in terms of only driving a 4,000-pound truck, or something, across. So it depends on the nature of the underlying risk. Berkshire Hathaway Annual Meeting 1997 This really did remind me of engineering school. When designing drilling rigs or bridges, we had to design all of the components to withstand all of the forces that could be involved. When all the calculations were done, we had to slap on a margin of safety or safety factor. If the safety factor was 3.2, we had to make it 220% stronger than it needed to be. (That would mean a margin of safety of 2.2, but that is getting technical.) To a 19-year-old punk, this seemed like a needless waste. Wait the biggest semi-truck allowed on this road weighs 80,000 pounds. But we have to design the bridge to withstand 256,000 pounds? Isnt that a huge waste? (I didnt know that one in four U.S. bridges failed in the 1800s.) Thirty-six years later, this makes a lot of sense. But it didnt then. I hadnt thought of this engineering term when making investments, but the widely-read Buffett connected the dots for me. The margin of safety is a key concept for us to understand when making an investment in something that has inherent unknowns. Which is every investment I can think of. The margin of safety is a risk management concept that forces us to think about our purchase price relative to our estimate of intrinsic value. Using non-financial examples, like Buffetts bridge, really drives the point home for me. Having a margin of safety is an intuitive concept when deciding to cross a bridge (unless youre a daredevil), but can be more difficult to see when studying, say, a pro forma analysis of a potential investment. So, What Does This Mean for Real Estate Investors? Real estate has numerous unknowns. Your floating debt may change based on unpredictable factors. Your local economy may suffer layoffs. Your property manager may make bad decisions. Your turnaround plan may suffer from unforeseen tariffs on raw materials. The list goes on. The challenge is to not focus on accurately calculating a margin of safety for all of these unknowns. You just cant do this effectively. (Check out this earlier article on becoming a billionaire by being approximately right on a few key variables.) The key is to purchase real estate at a price that allows for a safety net in the event that some random combination of these currently unknown events occur. Related: 3 Ways to Reduce Risk in Your Real Estate Portfolio Some Practical Examples Ensuring that your investment property has adequate debt service coverage (DSC) is a great example why building in a margin of safety is crucial. You must ensure that your cash flow is sufficient to cover your debt obligations. But should you simply make sure that it covers it by just 100%? Or should you make sure that you cover debt service by more than 100%? You know the answer. You dont want to risk some unknown occurrence which would increase your operating expenses and leave you unable to pay your mortgage. Thats a good way to learn a very hard lesson in real estate. Youll be glad to know your banker wont allow this to happen. They insist on a margin of safety of at least 25% (debt service coverage ratio of 1.25xyou should aim for much higher than this). Another great example is forecasting occupancy and rent rates on multifamily properties. You can easily find data that shows average occupancy and rent rates for comparable properties. When you do, should you simply use those averages for your forecasting purposes? No. When applying a margin of safety, youll want to forecast your occupancy below market averages and the same for rent rates. This is often described as being conservative, but really youre adding a margin of safety in the event your property suffers low occupancy or your forecasted rent rates are not happening. Your investors will thank you, trust me.
Why Im Not Investing in Multifamily Right Now As the author of an arrogantly titled book on multifamily investing, Im frequently asked why Im not (or why Im rarely) investing in multifamily right now. And why our company has expanded to self-storage and mobile home parks. Its a fair question that deserves an answer. My response involves the margin of safety. As Ive said in several recent BiggerPockets posts, most anyone in the multifamily world knows prices are crazy overheated right now. Yet there are still plenty of eager buyers, seemingly eager to overpay. I have some theories on why this is happening, and some insightful commenters on my last post added some more. This is obviously continuing to drive prices higher. I hope youre not one of these overzealous buyers, but if you are, I urge you to STOP IT! My firm is still reviewing multifamily opportunities, but we believe that most of them will be on the other side of a market correction. Correction? When? That would require a crystal ball to predict. And those who live by a crystal ball are destined to eat ground glass. Buffett wont even predict the timing of these downturns. But he has learned to act appropriately at each point in the cycle. And thats what we must do, too. I was at a large conference in Miami two weeks ago, and one of Americas most famous multifamily syndicators challenged my thinking. He has been incredibly successful during this nearly decade-long run-up in prices, and hes earned the right to be heard. He said, Dont worry about overpaying for multifamily. Just find a great property in a great location. He went on to explain his reasons. (Im not naming him because I didnt catch the exact quote, and I dont want to make him look bad.) My friends, my mind drifted quickly to Mr. Buffett, who has been massively successful since about the year this guy was born. Through many recessions, wars and more, Buffett has amassed one of historys most enviable fortunes. And hes given us his wisdom all along the way. Would Warren Buffett ever say this? Would he say, Im fine with consistently overpaying for companies I buy? Not on your life. Buffett clearly looks for companies that are undervalued, with latent potential that is yet unrealized. Buffett had the guts to buy financial equities when the financial markets were in a free fall in 2008. Buffett has consistently said no to buying at the top of the market. Buffett lives by the margin of safety. We would do well to do likewise.
What about you? How do you factor in a margin of safety when investing in real estate? Comment below! https://www.biggerpockets.com/renewsblog/ignore-principle-youll-destroy-real-estate-career/
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December 2018 Blurbs
12/1/18 The final Chapter on 2018's book began with me checking out the sequel to Wreck It Ralph. And it was Near perfect in every way possible. What wasn't was my drive back and the snowstorm that laid waste to the road, never had driven in snow that bad until today. Honestly was shaking for nealry 20 miles. Luckilly came back in time to see Bama win in epic fashion. I may not like them but they are #1. UCF won as well hopeful they can make the jump. 12/2/18 Connor ended up picking up a new kitten, he and Amber named Nelson. Now I know how Peele felt in Keanu. That cat was adorable and so sweet to be around. Especially that poofball tail. Packers stink as usual to the point where McCarthy got fired during his postgame press conference. Bama, Clemson, and Oklahoma will batlle on the 29th to see who gets the chance to play in Santa Clara. Notre Dame will join them, this should be expanded by all counts. 12/3/18 Andrew has another job, this one late at night. Hoping he'll stick this out. Heisman this year went down to the 3 QB's from Bama, Oklahoma and Ohio State. Wonder how the finalst math is done to drop the number from 5 to 3. Gifts need to be sent out to Eric and Company soon. New Tree skirt looks hopefully ok. 12/4/18 Stuff can take the cake really quickly when it comes to life. Connor apparently has broken things off with Amber now his gut is killing him. Karma at its finest people. Other than that, I don't mind having to get called out to do carts what irks me is when someone like Cole, drops off so I'm completley alone out there. His weaseled out method just really iritates me more. Bowl Mercahndise looking rather dull this year, may save money along those lines. 12/5/18 Well, Connor may have gut problems like me. The real kicker is how incompitent our hospital is here, and how they were throwing in words like liver failure and appendix issues. Grabbed mounted photo which allowed me to finish wrapping the gifts to be sent out to Eric and them. Hopeful that Eli Like gummi Bears. Main gift hunting will begin next week. Do love Holiday seaons, and all that they entail. 12/6/18 The cat may be be cute, but Connor breaking, entering and placing him on me in the middle of the night. Nope. He, can really take the cake when it comes to not knowing how to amicably end a relationship. Rebought Hobbit and that gave me, Legos for the first time in 15 Years. Will only get the Target lego hobbit editons and that will be it. Survey for class is adjusted and will hopefully be done by weekends end. Seminar I still have to do, hoping Dad will give a hand with that. Looking forward to Mamoa on SNL. 12/7/18 Pearl Harbor, a tragic event that led to a worse movie. But on this day there should be a new atalige on when it rains it pours for the winter. I call it When it snows it bursts, cause we all had issues today. Bravada may have a frozen gear shift. Eric lost another girlfriend, Connor may be out of a job, and Andrew may actually be doing better than any of us for once. This is a burst of bad luck. 12/8/18 A day that i had originally set out to do nothing now had me doing even less, thanks to the Bum gear shift. Not sure how we can fix that, other vehicle still waits in the wings. Watched more SpongeBob then i had in a long time wow I missed a bunch. Could really use some good in these next few days. 12/9/18 Packers finally won, just need miracles to happen in order to squeak into wild card. Vehicles e break lite may give me clue in order to fix it. Winter and Christmas need to show up quicker cause it certainly doesnt feel like it especially not around here. 12/10/18 Early night when it came to the back. Used VTO to leave early, stinks i lost a day but at least i caught up on stuff. 12/11/18 Bravada i bought finally became mine with licence plates. Saving insurance for after Christmas. Store had less on today which made the work at least plenteful. But the group with the exception of me and 2 others all left at 9:50 as we got left with the bulk of the cleanup. Not cool in the slightest. 12/12/18 First day with Bravada, not a bad go of things. Penultimate class, surprisingly am at an A hoping i can get this done within the next week. Contingency plan needed for tomorrow, will see SpiderMan on Saturday and hold off on Aquaman until after Christmas. 12/13/18 Nice to find out i can still tack miles on my feet. Will need to do that again soon. Packages got sent including book for retun. Retuned a bunch of stuff for gift stipened, hoping dad likes revenant more than hacksaw ridge. South Park finale made no sense. 12/14/18 Saving spiderverse for sunday, mainly so i can get rid off stuff at BAM, more cash more presents. Will still read Mortal Engines even though movie looks lousy. A lot of ties on countdown, and just discovered a couple i overlooked. Binging Bob's Burgers like crazy. Man that show is a lot better than i gave it credit for. Busted truck is gone from parking lot, didn't expect to have to have management nearly call cops on stolen vehicle though. 12/15/18 Day from hell is an understatement. Eric getting arested, Im working on stuff and Andrew seemed to not know when to keep his mouth shut. Bowl games starting today brought only form of relief. 12/16/18 Better day, Animated Spiderman was something to behold. Got bulk of christmas shopping out of the way. Bravada held up just wished i could get it back fully. Packers got knocked out of postseason. Just hope we can win one more, at least chances are good. Smash Bros Ultimate is awesome. 12/17/18 Mom's gift now safley wrapped. Football continues and the Saints better be hoping they stop stinkin things up. 12/18/18 Cap 2 was down to 4 with a mysterious virus going round. As everyone left by 6, i managed to get out early. Just hoping this doesnt come back to bite me in the butt. Hoping to wrap up gifts by Friday, Aquaman on Saturday may be possibile. Glad thats in town at least. Also did annual watch of Haruhi Suzumiya movie, how come they can't make a movie that long in America. Stinks it has to be shorter than 2 for animated. 12/19/18 Last Class, thankfully was short and sweet. Walked out in good mood after making thank you card. Just curious to know when i may get funds, cause have to take 2 classes otherwise just to get scholarship. Rose Bowl shirt looks great. Will finish gift wrapping by friday at least. 12/20/18 I dont know why but it just doesnt feel like christmas this year. Snow almost gone, skies are dreary and whatever mood were in around here just keeps going up. Better Days by Goo Goo Dolls seems more and more perfect in telling the moood were in right now. Hoping for a few good days, free christmas dinner at store tommorow should lift funk. 12/21/18 The mood certainly is festive store wise. Finished grabbing gifts. Wil be hoping they like them. 12/22/18 Down to the single digits in days left of 2018, one goal of mine i wished i picked up more on was the sign language aspect. Will be putting that back on the 2019 docket. Store for a few more days. Just hoped to go watch Aquaman thanks to VTO but based on what i got coming, better to hold off on that. 12/23/18 Penultimate truck of 2018, thankfully got that done by 10, finally got tree from mountain, bulbs i picked up worked brillantly. Hard to belive it all ends in a week. Good year overall. 12/24/18 Short 4 hours with only Chris and Cheyenne. Best store day of the year in which we turn off all lights and tell people who come in to leave. Cole on the other hand, once again, i got drugged out to fix his mess. Not pleasent. What was was prime rib and quiet dinner with family before i gave them gifts. Poofball hat idea worked on all but Dad may have to return his. Looking forward to nba on christmas day. Wonderful life and Polar Express double feature to round things out. 12/25/18 Linus from peanuts says it all. With angellic hosts proclaim christ is born in bethlehem. 12/26/18 Amazing how one day in total silence with family can turn into one explosive return to reality. All for the best 5 days of the year i suppose. Aquaman movie ended up being pretty great, never figured Julie Andrews would play a squid. Badgers Bowl game tomorrow then final day of work for year on friday. Just hopin i can get final blog posted on monday before library closes. Year is rapidly closing fast. Also 2nd Charlie Brown Christmas special sucks, a little bit much on the meaning of the season and not on what made the first special great all around. 12/27/18 Rain filled the day, a lot of water that may turn whatever snow we have into ice. Badgers won in Yankee Stadium and tomorrow is Walmart 2018 finale for me. Just wish i didn't have a week off after that, but i can make do with micro paycheck for a bit. Already trying to figure 2019 Goals, dont know whether to up it or lower it. Found Attack on Titan Season 3 on Digital. Yeah gonna be good tv this weekend. 12/28/18 The 2018 Season finale at Wallyworld. Epicly enjoyable. Just miffed that have a week off with little to no Coverage coming in. May seek alternative option. Truck tire thankfully got fixed but other issue may now have arisen. Bad luck streak wrapping this year up strong isn't it? 12/29/18 Another college football playoff another Bama Clemson beatdown. At least Kyler and Oklahoma actually put up a fight. Not sure what movie to see tomorrow. Possibly saving Bumblebee for next week, or VICE. 12/30/18 Entry 364 and on this penultimate day, I chose to go see the Mary Poppins sequel. Oh man it was charming. The welcome balance of modern with slight hat tips to what came before. Packers embarrassingly concluded thier season. Orville came back on tonight and that was equally good, a bunch of side plots that somehow all culminated in one odd ritual where Bortus took a dump, and it was good. Looking forward to adding that on DVR. 5 Packages to send out tomorrow, not sure what i'll be doing when ball drops. 12/31/18 Bye Bye Yesterday...The culmination of 365 Days of life, and as we conclude 2018 I think, there was so much more I could have gotten done. 2 Weddings, A Super Bowl visit, watching Connor finish school, buying my first vehicle, nearly seeing a sporting event, and a prmomotion at wally world. So much more I could have squeezed in. Finished today up with helping dad with bread, and he made chili, hoping that that wont make us all sick as hes been these last few days. As for this journaling buiness. I may look into continuing this come 2019. After all that is now as i have put it the year of the endgame. Definetly would want to chronicle that. Though maybe i'll go the Your Name Route and download an app to chronicle that for my Phone and Ipad. Here's to you 2018, now as Thanos snaps at 11:53 you'll crumble to dust and fade away in our minds and hearts. Its time for the next chapter, and im ready...To Be hopefully continued.
End of 2018 Journal
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Which New Car Would You Buy?
Last week via email, reader David Hatch asked: If you were going to buy a new car, what would you get do you think? I wrote a short email replythen decide this topic is worth a deeper dive (of only for my own personal edification). You see, Kim and I have been talking about cars lately. Mine is fifteen years old and hers is over twenty. Although both are running fine, we realize that well have to replace one (or both) of them in the near future. When we do, what will we buy? What kind of new car is right for Kim? What kind of car is right for me? Lets start by looking at the cars Ive owned in the past. Every Car Ive Ever Owned I am not a car guy. Even though I can appreciate nice cars, I dont have any desire to own them. Im not sure why. Maybe its because my parents never had nice cars when I was a kid. They had practical, serviceable vehicles that got the job done. During my 33 years of driving, Ive owned five cars. In high school, I inherited my fathers 1980 Datsun 310 GX. I drove that little red beast until it died during my senior year of college. I had a lot of fun with the Datsun, but I treated it poorly. The best part about this car was that I could perform a lot of the maintenance myself even though I dont have much mechanical knowledge. (Driven from March 1985 to March 1991 six years.) After the Datsun died, Dad bought me a $1000 Ford Tempo as a college graduation present. It was a POS from the start. I drove it for less than six months before giving up on it. (Driven from March 1991 to September 1991 six months.) When I landed my first job (which turned out to be the worst job I ever had), I also bought my first new car: a 1992 Geo Storm. Naturally, I bought it on creditbefore Id even received a paycheck. I loved that $12,000 car the entire time I owned it. (Driven from September 1991 to December 2000 9.25 years.) On 01 December 2000, a semi sideswiped my Geo Storm on the freeway during morning traffic. The car spun 360+ degrees before striking an overpass guardrail, deploying the airbag. The car was totalled; fortunately, I wasnt hurt.
After the accident, I purchased a brand-new 2001 Ford Focus from a friend who worked at a local dealership. I paid $15,000. I hated that car from Day One. It was awful. (I should have read the Consumer Reports reviews before buying; I would have steered clear!) I bought that vehicle with a loan too. (Driven from December 2000 to April 2009 8.25 years.) In 2009, after years of dreaming about it, I realized I could afford to buy a used Mini Cooper. By this point, Id been writing GRS for three years, so I put my own advice into practice. I shopped around. I bought used. I paid $15,000 cash. Ive owned that 2004 Mini Cooper for more than nine years now. In fact, as of this month, its the car Ive owned longest in my lifetime.
As you can tell, when I buy a car, I tend to drive it for a long time. I rarely (if ever) get the new car itch. I wish I could say this was because Im rational about my car-buying decisions, but thats not it. Im just not a car guy. (Computers, though? Well, I want to upgrade my computer every year. I am a computer guy.) But David didnt ask about the cars Ive owned in the past. He asked what car Id buy new. What Kim and I Own Now Kim and I have been thinking about this question for a couple of years now. Neither of us is eager to buy a new vehicle, but from a pragmatic perspective, were both going to have to do so relatively soon. I currently own the afore-mentioned 2004 Mini Cooper (with roughly 150,000 miles) and a 2016 Harley-Davidson Street 750 motorcycle.Kim owns a 1997 Honda Accord (with roughly 240,000 miles) and a 2005 Harley-Davidson Sportster motorcycle. Both of our cars run about like youd expect. Kims is very reliable and never has major maintenance issues. It also has air conditioning that works. (The Mini has a coolant leak that Im unwilling to pay to have fixed, so we no longer use it for long summer trips.) Ive had to spend a few thousand to repair the Mini over the past couple of years, but its running fine at this moment. Ive been setting aside $600 per month in my car fund, Kim told me the other day. Before our RV trip, she was saving for a new car, but she cashed out that money to help pay for our travels. I have about $12,000 saved now. Thats not enough for a new car especially not for a Tesla Model 3 but its a start. You plan to sell your Honda to the girls at some point, right? I asked. We know two sisters who should be getting their licenses soon. Kim has promised them they can have her Honda for $500. Yep, Kim said. Thats the plan. But should I do that if I dont have enough saved to pay cash for a new car? Thats a tough question, I said. You could always drive my Mini Cooper to work. I dont use it much during the week. And for about half the year, I could ride my motorcycle instead. Im not sure what Id do during the winter. Well, are you still thinking about buying a beater pickup? Kim asked. Since moving to our country cottage last summer, weve come to realize that our lives would be much easier if we had something that would let us haul lumber and ladders and dirt and gravel and plants and furniture and so on. Im hoping to find a small pickup that runs well priced at a few thousand dollars. Yes, I still think the pickup is a good idea, I said. And that could certainly be my winter ride. I guess we dont have to make any decision yet, Kim said. We dont have to decide anything until one the girls learns how to drive. What Kind of Car Would I Buy? Although I spend most of my road time in vehicles that are fifteen or twenty years old, this year Ive had a lot of exposure to modern cars. During both my trip to Florida in January and my trip around the Southeast in April, I rented a car. Ive spent four weeks of 2018 essentially test-driving modern mid-sized sedans. They all feel like theyre from the future. (I think I had a Nissan Versa for one trip and a Hyundai Elantra for the other.) Ill admit: I like some of the new features. Back-up cameras are kind of cool. Sound systems that automatically pair with your phone are awesome. I like the whole keyless thing, too. (The other night, Kim pointed out that her car was so old that we still have to hand-crank the windows!) While visiting Nashville in April, a friend gave me a ride in his new $150,000 Mercedes. Holy cats! The interior of that thing was like the U.S.S. Enterprise (the fancy Picard-era Enterprise, not the utilitarian Kirk-era Enterprise). I have no desire to own a luxury automobile, but I can certainly appreciate the design touches. If Kim were to buy a new car, shed buy the Tesla Model 3. Shes a fan of electric vehicles. If she cant afford a Tesla when it comes time to buy a new car, I suspect shell end up with a Honda or Toyota hybrid. (Im not sure, though. I havent asked her.) She just wants a comfortable, reliable car to get to and from work, and for us to use on long road trips. Me? Well, Ive delayed answering this question for more than 1000 words because I dont really know which car Id buy if I had to buy a new car. Lets think it through together. I prefer smaller cars. I have zero desire to own a modern truck or SUV. I dont want a minivan. I dont want a large sedan. I like vehicles with small footprints. Theyre easier to park, fuel efficient, and generally more agile.I like something a little sporty. Im not a fast driver, but I do like to be able to accelerate now and then, either to overtake another car or to enjoy twisty country roads.I want a car with ample cargo space. As I mentioned earlier, I haul stuff all the time, so I want a vehicle that lets me carry stuff from the hardware store. Itd also be nice if I could transport a kayak or two. (Believe it or not the Mini has decent cargo room. It certainly has more usable cargo space than Kims Accord.) Based on this, Id focus my search on three classes of vehicles: compact pickup trucks, compact cars, and subcompact cars. Unfortunately, compact pickup trucks are a dying breed. Yes, Ford is bringing back the Ranger in a few months, but currently there are only five options in this category. The only one that gets good reviews is the Honda Ridgeline, and that costs $30,000 or more. There arent many options in the world of subcompact cars, either. Most of those options also get poor reviews (and low customer satisfaction scores). There are plenty of choices in the world of compact cars, however, and at prices that dont scare me. Both the Toyota Corolla and Toyota Prius are highly-rated and affordable. That said, if I bought a compact car, Id probably pursue a Mazda 3 or Hyundai Elantra. Plus, Id have to consider the modern Mini Cooper. (My ex-wifes boyfriend is a mechanic and fellow Mini fan. Hes warned me that newer Minis are both larger and less reliable, so Im skeptical that Id choose a Mini again. But I do love mine.)
The Bottom Line So, which new car would I purchase? Honestly, I dont know. I dont want to buy a new car, and I hope I dont have to make this sort of decision for many years. Having said that, I am absolutely in the market for a beat-up but reliable pickup preferably a compact pickup. Something like this seems perfect:
As a wildcard, I suppose a used Subaru Outback might be a smart choice for me also. (Actually, a Subaru Outback would be an excellent choice for our current lifestyle.) The older I get, the more I view vehicles as tools. Theyre not status symbols for me. I dont get an adrenaline rush from a souped-up sports car. Right now, I want a car that runs reliably, allows me to haul stuff, and doesnt take up a lot of space. Thats it. (Except when we take long road trips which happens two or three times each year I dont care about comfort.) Realistically speaking, heres what I expect will happen: One of the girls will get her license in the next year. Kim will sell the Honda to her for $500.Kim and I will pool money to buy her a new car. It wont be the Tesla Model 3 that she wants so badly. Itll be a Subaru Outback or a hybrid Toyota or Honda.I will continue to drive the Mini Cooper until it is well and truly dead. At that time or perhaps before Ill buy a beater pickup for use around the homestead. (Yes, we may end up having three cars at some point but only for a little while.) What about you? If you had to buy a new car, what would you buy? Why? What features are important to you? Are there certain makes or models that you prefer? Refuse to consider? And based on what Ive told you here, what kind of car would you recommend for me? https://www.getrichslowly.org/which-new-car/
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Auto insurance question?
"Auto insurance question?
what typically happens if ur drivin without insurance and get into an accident that wasnt ur fault...
BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr
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In your opinion, who has the cheapest automobile insurance?""
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A IF Car insurance question?
For example. Got a insurance paper from Jan 1st 2010 to Jan 1st 2011 But i stoped the insurance at June 2010 for example, after that i get pulled at July so police checked the papers and see its still with insurance and let me go? How you think about it? Means you dont have to pay insurance and wont get res until you got into a accident and the other side wants to tell the insurance company?""
""My husband and I are self employed.....We are shopping for health Insurance, what do recommend?""
We are looking for affordable health insurance, but I don't even know where to begin....If you are self employed, who is your provider and why?""
What are the best health care companies?
I'm in my early 20's, have no real health issues, and take no meds. I can not get affordable insurance through my job, and i just can't go without it anymore. I'm trying to find not just the most affordable plan, but the best company who wont try to screw me over at every turn (which i know is hard to find). I did some searching on my own, but the only list i could find of top rated companies were all state specific.""
Is it expensive to insure a Prius?
I want to invest in buying a toyota prius but I heard that the insurance for these vehicles is expensive. I have Allstate insurance. Anyone who owns a prius, is the insurance ...show more""
Question about Car Insurance?
At the moment i have a G2 lisence. If i get my full G lisence will my insurance be less?
What is the average home business liabilitly insurance monthly premium?
This would be an internet based business run out of my home, with $2000 in sales a month.""
Cheap No fault insurance for 18 yr old?
Cheap No fault insurance for 18 yr old?
Primary and Secondary Health Insurance?
This has been a big complication for a few months, but back in October of 2008, I had a physical exam and my provider billed, what I assumed at the time, my primary insurance company (Horizon NJ Health). However, two years later, Horizon took back that money and my provider has been billing me for that physical back in 2008. I called Horizon and apparently they took back the money because I had another health insurance, and Horizon was no longer my primary. I had not known about my other health insurance company, Aetna student health care, since they never gave me any information or membership details, and I was automatically enrolled for it when I entered my university. When I contacted Aetna, they told me that they weren't the primary insurance company because they were just student health care. After several phone calls back and forth between Aetna and Horizon... I STILL haven't figured out who my primary insurance company is since they both claim to be the secondary insurance (and they seem to have endless reasons why the other is primary). I contacted my provider and asked them who they have listed as my primary, and they seem to be clueless about it too (when I spoke to the receptionist and asked, they kinda changed the topic). Is it possible to have two secondary insurance? If not, who should be my primary insurance? If Horizon is my primary, doesn't that mean they shouldn't have taken the money back for the physical exam?""
Health insurance for a minor...?
I moving to California and on my own and I am 17, turning 18 in about 2 months, and I was wondering how much health insurance would cost me? and what would it cover?""
If i report my car stolen will the insurance company ask for the keys?
My car was tolen... But i lost the keys to it. Does either the police or the insurance company ask for the keys?
Who is the Blonde looking for better insurance rates in the progressive insurance commercial.?
She works alongside Stephanie Courtney in the progressive insurance company commercials.
Car accident insurance question?
Last week someone backed up into my bumper while my car was parked. They were very nice and left a note, and we were in the middle of sorting things out. I got an estimate for the damage, but we had not yet done anything with their insurance company yet. Today my boyfriend was driving my car, and he spun out and totaled the car. His insurance should be able to cover it, but how should I go about for the insurance with the first person? Do I need to tell them about the accident or is it not necessary? We haven't yet filed the insurance and so I don't know if it will be a problem. Any help is appreciated.. thanks""
Someone hit me and they cancelled their car insurance?
I was hit by a moving truck (chevy), while I was in a parking lot. My car was not moving at the time the truck hit me. He gave me his car insurance info and phone number. I tried calling his number and I reached a dead end. I started a claim through Farmers insurance and I got a call today saying the claim was cancelled, because the gentleman in question cancelled his insurance the day the accident took place. What do I do now?""
Price for motorcycle insurance?
So my parents just bought my brother a brand new car and just told me that I wont be getting it til 3-4 years from now . and I'll be 20 something by then! I'm 16 turning 17 this year by the way. and it sucks even more because my other brother had received his car when he was 18, which is totally unfair because I have achieved more things than him, academic and community wise. So anyways, I've been wanting a motorcycle since I was a little girl and since I will be working this summer and winter, I was hoping on buying a used motorcycle, specifically any Kawasaki Ninja, at the beginning of 2010. Insurance price please? I know it ranges from age, experience, accidents, and etc. I'm a 16 year old female that will be getting her regular permit in June and after 6 months, I will be getting my motorcycle license. Won't be driving a car anytime soon, obviously. Oh and I'm in the bay area of California if that changes anything? Thanks for the help, just need to know how much to save. Oh and if your wondering why I wont just buy a car, because I only wanna save 5 grand max and that will only get me a wack car.""
Does anybody know of a cheap insurance company for eighteen year olds?
I just turned eighteen and I'm looking for car insurance since what I'm paying right now is really high ( 290 for minimum) Everywhere else I look wants like 1000 dollars a month for minimum coverage thats crazy how can anyone afford that? Are there any good companies in specific for someone in my position?
""How does this work, car insurance?""
I'm thinking of getting a new car soon and have checked out how much insurance it will cost with my current insurer.If i sell my current car before my insurance runs out, will i get a refund on what is left or will i just pay the excess on whatever is left for the new one? There is 70.35 difference a year for the new car compared to what i'm paying just now for my current car.I've never done this before, so i dont know what i'm doing really.""
Ok i need help on finding health insurance?
Im 19 yrs old i have no kids or a job, So i cant get on medicaid. I have hyperthyroidism and im on 2 medicines and need to see a doctor but i dont understand the deductuble and all that crazy stuff so any info will help me.. Thank you""
Are auto insurance deductibles tax deductible?
I have a smashed windshield with a $500 deductible. If I get someone to fix it (for a lot), can I write off my payment of the deductible on my taxes next year, or is it just called the deductible because it is deducted from the total cost of the repair?""
Question about teenager insurance?
if i put my son on my insurance policy and he gets into an accident with his own car does my insurance go up. or does his when he turns 18. also how much? would it double?
""I need prescription glasses but I don't have Insurance, how much would it cost approximately?""
First off, don't know if location is of any importance but I am from the Sacramento, California, USA area. Like the subject says, I have no insurance of any type, I was thinking of going with Aetna, but only making $90-$120 a week with a temp FedEx job its been kind of rough. But my eyes are going.and its just getting worse. Does anyone know an approximate price of what it would cost to get a pair of glasses without insurance? The charge of the exam and getting the glasses? Or any recommendations for Insurance? Thanks guys if anyone can help. Anthony V -aka TheDunceHat""
Does leasing a car affect insurance more than financing?
So because I don't technically own the car, will leasing a new car be more expensive than buying a new car... insurance wise? Or is there a negligable diffenence?""
Let's not have universal health care but just make health insurance more affordable?
and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?
Auto insurance question?
what typically happens if ur drivin without insurance and get into an accident that wasnt ur fault...
Should people who do not own cars be forced to buy car insurance?
so that the insurance would be cheaper for those who can't really afford the premiums? That's what Hillary wants to do with Health insurance. She wants to force young people who very rarely need it to buy it so that it would be more affordable for others.
""Fender bender, but did not have insurance?""
hypothetical situation, fender bender. I was in a fender bender, I was not the Fault person, but I did not have any insurance. Does the fault person insurance have to pay me for the damages done to my car even though I didn't have insurance when it happen? the insurance company refuse to pay me for any damages done to my vehicle. If I take them to court will I win. (the question is for me to know if I can get sued because my insurance company is not paying for the damages done to the other vehicle, but she did not have any insurance so they refuse to pay anything.)""
What's the average price of car insurance?
I'm 23 and thinking about buying a car but am weighing out the pros and cons. I've had a licence for almost 5 years, drove for the first 2 and haven't driven since. I haven't made any claims that were my fault. I'd like to buy a car in group one so can anyone tell me on average how much it will cost per year? Thanks""
USA traveler renting car in New Zealand. What's the best car insurance?
My wife and I are traveling to New Zealand this September and renting a car for 2-weeks. We found out that our USA car insurance does not cover automobiles in New Zealand. I also checked American Express (my credit card) and they too do not offer any type of coverage in New Zealand. We are renting our car from Hertz but the insurance through them is super expensive. Does anybody have a suggestion on temporary car insurance in New Zealand? Also, feel free to offer any other advice about renting cars and driving in New Zealand. Thanks a lot!""
I'm turning 16 this year and i was wondering about insurance prices on a few cars?
I recently found a 1994 misubishi 3000gt, and a 1997 pontiac trans am. Like i said I'm turning 16 this summer and I want to know what car is better on insurance for a kid like me? I would also like to know which would be better for the winters in Idaho? An estimate will be perfictly fine. Thank you very much.""
My car was hit and I have no insurance?
Hi, I have just moved to Alberta from Ontario, I cancelled my insurance and then was not able to get insurance with out an out of province car inspection...... totally my fault I'm not covered but when I stopped at a pedestrian crossing a truck slammed into me from behind. who claims from his insurance company if I don't have insurance doing it on my behalf? I also sustained some injuries where do I stand on this matter?""
Does anyone know of a sporty car that's not considered a sports car by insurance?
I like the grand prix but i want a company that is still in business thanks
Why are pickup trucks so cheap to insure?
i went to go look at a truck that is 10 years newer than my ford explorer. it was a ford f150 even with full coverage its still lower. the insurance for the explorer is nearly $2,000 a year. and the f150 is $1800 a year even with a big powerful V8""
How much would car insurance be...?
My Bf and I are going to be moving in together within the next year, we are going to have only one care, (i think) and possibly two within the next 2 or 3 years. We'll be living in North Carolina. I just need an estimate as too how much car insurance for us would be? Thanks!""
Does my husband need his own insurance on another car?
my husband was insured on his car but its now sold and the insurance run out yesterday, he also drives his business partners car on which he is a named driver on the insurance, now his insurance on his own car has expired is he still covered to drive his partners car even tho he dosent have his own policy? im unsure how it works so just want to double check..""
What is the cheapest car insurance?
Looking for cheap insurance because I have had to tickets for speeding.
How much should my car insurance cost?
In a few months ill be getting my license and a car. I live in Massachusetts. I'm not exactly sure what I am getting for a car, but I may end up getting a Honda accord that is around 12 years old and has a lot of mileage (200k+). Pretty much, I'm starting to look into the cheapest possible car insurance because: i don't have much money to spend and even if I did have a low deductible, it would be very close to the full value of the car which in that case I would just get junk it. What should I look for to make my cost as low as possible and how cheap could I potentially get it for? Thanks.""
Can i cancel car insurance on a used car i was thinking of buying in ny?
I went to a dealership in ny. i was interested in buying a used a car and said I will put $3,000 down. i called my insurance company and got a quote for the insurance for the car. they charged my card and started processing the registration and title for the car. all this was being done before I saw the terms/interest rate for my car and before i even signed any papers agreeing to buy the car. i didn't agree to the terms of the car. so i said i don't want it. they refuse to give my down payment and when i tried to cancel my car insurance, the company told me i need to return the license plates. i don't even have the plates! there are still at the dealership. how do i cancel my insurance?""
I need help with a car insurance issue?
My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""
How much would my car insurance cost to pay the minimum payment?
what is the cheapest car insurance company? How much would the minimal payment cost? My 21 yr old bf would be the one paying it and i would be under his insurance. im a first time driver age 19. I am a mom of two kids and highschool graduate. the title to my car would be in his name. Unless it doesnt matter to have it in both our names. we live in ms and he uses state farm.
Best place to purchase health insurance?
I am starting my own small business and need health insurance for my family. I won't go with Kaiser, please don't ask why. I need an HMO with no deductable or a very low deductable because in my area the Blue Cross, Blue Shield, HealthNet networks have pretty good doctors and hospitals within their approved networks. It will be a family-owned sole prop business. I live and work in California, but if there is value in incorporating in another state for the purpose of taxes or prices on health insurance, I guess I could do it...because I have not formally formed the corporation yet. I used to be under the impression that the best prices for Heath Insurance came when you worked for a big company, but things seem to have changed. I recently worked for another smalll family-owned business, and they got very good rates by incorporating and claiming a Headquarters in Washington. What is the best strategy to get the best insurance at the lowest rates for a small group- one family? Thanks!""
Classic vw beetle 1303 insurance fo 17 year old?
How much do you think insurance would cost me? Item specifics Condition: Used: An item that has been previously used. See the sellers listing for full details and description of ... Read moreabout the condition Year: 1975 Transmission: Manual Manufacturer: Volkswagen Fuel: Petrol Doors: 2 Seats: 4 Colour: Blue Drive Side: Right-hand drive Metallic Paint: Yes Safety Features: Chrome Bumpers, Chrome Mirrors, CD Player, Alarm Mileage: 27,000 Exterior: Alloy Wheels Engine Size: 1,285 In-Car Audio: CD Player MOT Expiry: 10/2014 Type: Saloon, Historic Vehicle Road Tax: 10/2014""
Best car insurance in NYC?
i live in NYC, BX and its' really crazy how much money they are charging me for car insurance. about 3000 for 6 months...:-( cause i have never owned a car...i am 35 now and still it's not going down...:-( any suggestions? and please don't say walk! :-)""
New Car/ New insurance...need it immediately?
I will be buying a car on Sunday. I am under my parent's insurance right now but will be getting my own when I get the new car. Do I need to get the new insurance policy before driving the car off the lot? How can I do this without the VIN number? I live in Florida.
Having car insurance cancelled??
my payment is due in a few days, and due to financial difficulties, im not going to be able to pay my car insurance on time. when i go to the web site (i have progressive) it says pending cancelation on 7/27/08 ... can they do this? what should i do?""
Can The Insurance Be In Someone Else's Name When You Finance A Car?
I want to finance a car, i know full coverage insurance under my name won't be cheap but can like a family member put full coverage insurance on my car through their name (i'll pay the bill) so it can be cheaper...? thanks""
Question about insurance liabilty when driving a drunk friend home in his car?
My friend asked me to drive his car for him to pick him up because he was drinking. I picked him up and on the way home got into a fender bender at my fault. His insurance paid for the damages done to the other vehicle, but he does not have complete coverage for his car and wants me to cover 800 dollars in damages done to his vehicle. I do not feel responsible for this. I have minimum coverage. Will he be able to take me to claims court? Am I liable for his damages?""
How much flood insurance do I need in a low risk area?
I called my insurance carrier to get a agent to get a quote. He told me limit option starting at $100K and went higher to match the limits of my Dwelling coverage, and ended by saying ...show more""
""If i just got my permit, can i drive my moms car without insurance?
I just got my permit and want to drive my moms car. Do i have to be on her insurance if i only have a permit?
Car insurance on eclipse?
i recently had suv and a pickup truck. ar insurance is about $500 a year through farm family were on the farm policy so its a lot cheaper. I recently sold my truck (diesel) got tires of the awful gas milage (ford f-250). with the cost of diesel going way up again it was costing on empty-full $150 thats total b.s. anyway i been looking to get something with good gas milage that does not cost a lot to fill up. i have been looking into cars and taken carefully into consideration they get better milage but i have seen cars even is 20 mph accidents totaled. my next question is how much would car insurance be on a eclipse. if i did get a car i don't want a pice of junk looking old lady car i would want something that looks very nice. i was looking into the mit. eclipse/spider. was curious how much car insurance was if i stayed with farm family. i was going to call and ask them but i don't have the physical car yet and they would need to know exactly what kind of car year etc it is to give me the exact amount. I'm 22 years old with 5 years driving experience. only 1 accident. (old person was in hurry to airport for vacation told me and cop he did not think it it was needed to stop so he ran stop sign and hit me. i have owned 2 pick ups, 1 trail blazer. pickups, ad suv's fall under farm category cars don't so i am sure it would be more then what i pay now. i don't want to switch insurance either i hear horror stores with others. farm family paid me every time that week for accident repair i hear others you won't hear from them or they don't pay you or hospital bills if its needed farm family does. my spelling is not the greatest at it i got a little lazy.""
Auto insurance question?
what typically happens if ur drivin without insurance and get into an accident that wasnt ur fault...
https://www.linkedin.com/pulse/prince-west-virginia-cheap-car-insurance-quotes-zip-25907-hebert/"
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car insurance quotes denver colorado
"car insurance quotes denver colorado
car insurance quotes denver colorado
BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr
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My car insurance is up for renewal in January and I have been looking quotes up on the internet. But when it asks for the period of licence held for I put 0 years as I passed my test in July but my car was insured in my name from january when I was on a provisional. I then put that I have 1 years no claims as I havn't claimed in the year that I've had the car insurance but it won't accept it as it says I can' have no claims that is greater than the period i've held my license for. So do I put that i've had my license for a year (which would include the provisional period) or do I put that I havn't got any no claims. Thank's in advance.
Pregnancy insurance???????
im pregnant and i dont have insurance that will cover me or the baby. I am trying for medicaid and will probably qualify but barely. And i want to get married before the baby is born but again we might just barely qualify. Is there any suggestions on insurance plans or help with medicaid?
Best insurance quote website?
I dont want to call 10+ companies and telling them the same info over and over. What is the best insurance quote website that allows me to get the most accurate quotes from the most companies?
Do you think if I worked at McDonalds I could be able to afford a mustang GT and pay for car insurance?
I want to buy a mustang GT. I prefer a 99-01 year. Which would probably cost me about 400-500 a month paying car payments and car insurance. I'm only 16 years old. But I plan on getting a job when i'm 18 and buying a car. I also need to get my GED, which I start taking classes for that next fall.. because I dropped out of school for specific reasons I wont talk about here. If I work 6 hours a day and earn 7.40 an hour for 5 days a week, thats about 880 bucks a month. Plus my parents could help me out a little. I would use all the money I get from work for the car payment, insurance and gas. Would I have enough money?""
What are your reviews for Geico and Progressive?
We have Amica insurance and they cost $1200 a year and our car is Saturn ION 2 2004 sedan. This is financed car so we need full coverage. With clean driving history and clean car history do you think this is a good price? Should we try other companies to compare? What are your reviews about Geico and Progressive? Do you think they are good companies and can give us better rates?
Do you have health insurance?
if so, how much is it per month? how old are you? what kind of deducatble do you have? Feel free to answer also if you do not have insurance and do you support obamacare?""
How come people drive without insurance?
how come you hear about people driving without car insurance? surely they cant have a tax disc either?
Where can a 18 year old female get cheap car insurance?
I've looked around everywhere and the cheapest i could find was 2200, would it be cheaper if i phoned up the companies or what? how do they expect ,e to be able to afford that im a student and live in a village so i need it to commute to work and college. i cant rely on the buses because there always late and stuff. i would be willing to pay something around 1000. i have a fiat punto 1.2 and just past my test, i was going to do a pass plus test but they dont even ask if you have done anything like that.""
Car insurance refusal.?
I got my self as a named driver on my dads insurance policy,and then phoned them up to confirm payments, but the representitive worked out i was not my dad phoning in. when i told her that i was his son and just wnted to make sure weather,they recieved the money or not, she went and canceled the policy saying i had broken the data protection act. she told me they would'nt charge me anything but my dad would have to tell other insurance companies that he had been refused insurance, i just want to know that will this make a difference to my dad's future insurance quotes?""
Help with teen car insurance?!?
on average how much do you pay for your car insurance as a teen and with what company? oh, and where you live?""
Does anyone know a car insuarance provider that is cheapest for young drivers?
I am getting a car soon and i was wondering is there a particular car insurance companies that is cheaper for young drivers? (I'm 17)
When you do not have car insurance in California then ONLY IF YOU GET CAUGHT?
by someone it's a problem right, or is it a problem as soon as your car insurance stops for example, only if someone who does not have car insurance gets into an accident then everyone is wondering about it right, or if you had car insurance and could not afford the bills anymore do they tell DMV and then you're in trouble immediately""
Insurance for a van ... not too sure..?
Hi I just bought a 1979 Dodge Camper van which is in great condition with low miles on it. I want to get it plated which is fine but also I want to insure it but I am not sure what to expect, is it going to cost me less or more because of it being older? I am 26 years old and Ive had my license since 17. Ive been insured under my parents insurance as a 2nd driver since 17 also. Even if I didn't drive it all the time they just kept me on it. Well I'm not sure what else I can say to help out with an estimate of the insurance. Maybe some of you have better knowledge, I live in Canada, Quebec. Thank you. Btw this is my first owned vehicle which is kinda weird hehe but yeah I'm learning.""
Are Insurance company annuities insured by the government of the USA?
Are Insurance company annuities insured by the government of the USA?
What heapens if I don't pay for car insurance?
I have a car, but actually I don't wanna pay for insurance any more. So what happens if I don't pay and drive without insurance?""
Who's responsible for rental car insurance after an accident?
Last month my car was run into in a parking lot while I was shopping. No question who was at fault. We exchanged information and I contacted their insurance company. Their insurance agreed to pay for all repairs and the rental. However, they did wouldn't pay for the insurance on the rental, claiming it is my responsibility. I only have liability, so the additional insurance cost $8.99 per day, in the end I had to pay $360. I'm wondering if now I can take this to the people who hit me, since if they had not hit me, I wouldn't be out $360. Could I demand them to pay it, maybe even take it to small claims?""
car insurance quotes denver colorado
car insurance quotes denver colorado
Insurance Quotes?
So i just started driving and my parents put my name under the title of our van because the insurance was cheaper. Well i would like to save up and get my own car, but they keep bringing up that the insurance would sky rocket. The van is a '03 Honda odyssey and the car i'm looking at is a '91 Toyota 4runner. If anybody could give me a ballpark estimate of how much the insurance will cost for one verses the other. I'm 16 and live in the zip code 80127. Dont know if any other info is needed. Thanks.""
Should Insurance companies be forced to protect against preexisting conditions? Buy Ins after car gets stolen?
How much would that add to the insurance premium if they had to pay out for preexisting conditions? What if you totaled your new corvette and bought insurance the next day. How soon before the insurance companies went bankrupt and we had to go to the government option. (Where you would be forced to drive a Yugo in order to qualify).
Where can you find the best/cheapest car insurance for a 17 year old?
I am 17 years old and I hav recently jst passed my driving test. I was wondering where i can find the cheapest car insurance. Preferably, i would like to put myself as second driver of the car (under my dads name who is the main driver). But does any1 kno where i can find the cheapest car insurance for someone my age? Thanx in advance.""
HOW MUCH is your car insurance for your 17 yo boy?
Prices are crazy here in TX. We would pay $800 every 6 months for our son to drive our car. And he can't drive one of them, because we only have liability insurance on that one (he might make a mistake and cream the car and we'd have no insurance to fix it--our daughter already did that with the other car!). Is it fair to tell him he can't get a dr. license until he can pay for the insurance? In our state, you can get a license at 16, but we've made him wait.""
International students and health insurances?
hey guys. i'm an international student in US. I want to get a health insurance and i was just wondering if i can get a basic health insurance from anywhere when i'm in F-1 ? if I cannot is there any good and reliable health insurance I can consider ? any suggestions ? thank you.
What cars are cheap to insure for 17 year old male like myself?
I have my practical in March, crossing fingers I pass so I thought now is an appropriate time to start looking for a car which is cheap to insure.""
What are the risks of getting cheaper auto insurance using friends/work address?
Getting a car insured in Hoboken is very expensive ($750 for 6 months). Some of my friends use their friends address (Say Edison address) and get much cheaper quotes. What are the risks in doing this? My friend also had a claim with no problems (but it was a minor claim). Please advise?
Roommates car insurance company wants my car insurance info?
My roommate just changed her address told her car insurance provider she moved in with a friend. Her insurance company wants my car insurance info. Why? Do I have to/need to supply this? What are the positives and or negatives to doing this? Could it make my insurance go up? Note: We are not under the same company or policy for that matter. Thanks
How do I get two speeding tickets from 2006 to not show on my record for insurance? ?
I have two tickets from 2006. One in March and one in Dec. I took DD for the one in December yet they both show on my record when I try to purchase insurance. My quote went from $304 to $1000 for six months. This was Geico which was a little ridiculous if you ask me. Anyway I can get them to now show on my record?
Which is better for insurance?
Allstate the general progressive the reason why i say the general is because i know you can pay low for insurance. An Im 19 going on 20 my dad will put me on his insurance . But i Im just Curious of which is better. Also i got another question. Some @ss scratch the side of my moms car but i don't know who since i was sleeping. The scratch isn't really that deep just kinda like a smug. It was a white car cause i can see the paint on the gold car she has. How much would it cost to get the fix? Its on the left side of the car back door from the driver side. any tips on getting it out? Please leave the best proof that would help get the scratch out the car. Cause my mom said she going to sell it to get a new car but i think its unnecessary if you ask me.
Is car insurance cheaper for used cars than new?
I hear a lot that when getting you're first car that you're supposed to buy a used car and not a new car because auto-insurance is going to be cheaper. Is there any truth behind this?
What is the diversion program for a possession of marijuana while driving a car and how much does it cost ?
This happened in Los Angeles CA i got pulled over and the police officer found a small ending of a marijuana joint it was just a burnt piece of paper. My court date is next week and i dont want my insurance to go up so do I ask for the diversion program or what ?? what would be the best thing to do?
What type of car business insurance do i need?
i have a small take-away business and i want to let my employees to drive my car. i have 3 cars for my business. can you please give me list of websites
Car insurance please help !?
I am currently taking my driving lessons. When I pass I would like to get a car but carnt afford the insurance but I need a car for August as I work alot in the summer can I get car insurance and cancel it after a couple of months or is it like a 12 month contract am new to this please help.
Car insurance/van insurance?
My son 24 year old with 7 points .Trying to fet him car insurance cheaper than 1000.Also van insurance cheaper than 300. IN10 AND CD30 on his license .Does anyone know who could possibly beat these quotes .Thanks
Does my husband have to be on my car insurance?
I live in the State of Texas. Does my husband have to be on my car insurance??
Can I get some advice about car insurance?
My and my wife are both insured on our car (Fully Comp.) and we are now about to get another car due to our work situation. Would the following method be the most cost-effective way for us both to be covered ? 1) For me to be fully insured for one car and my wife fully insured for the other, allowing us both to drive each other's car if necessary ? I am currently the registered keeper of our current car and I am the policy holder for it as well. I would be driving the new one when I get it and my wife would take over driving the current one. Thanks in advance""
Insurance payments for a car?
I have a 2007 nissan altima sedan. Obviously 4 doors, v4 engine. And I wanna know how much I would pay for insurance a month. I have mercury insurance and I want a rough estimate. Here's the thing. I'm 18. And a guy. (Idk if that matters) but since I'm gonna pay for the insurance. I wanna know a little more info on everything.This isn't my first car. I had a 92 Honda Accord and my mom told me that my portion was a little more than 200/more. I read that they may charge more for cars older than 1997.so if any one has experience or if they are dealing with the same issue I'm having. Any info would help. Thanks.""
Homeowner's and Auto Insurance?
We've been with Allstate for home and auto insurance for over 30 years, and they have recently starting screwing with us about renewing out Homeowner's insurance. We're pretty sure they are nitpicking about things because they are not writing new policies for Californians, but are keeping existing customers for now. Anyway, I went to the Auto Club this morning and got quotes from them for Home and Auto Insurance and their prices are much better than Allstate's. What I want to know is anyone's experience with AAA insurance. Are they a good company to insure with, any problems, etc? Thank you for any information you can provide.""
Do you think i could get a used car and insurance with under $3k?
i really need a car to get around, i have full time job, n part-time student. It's getting to my nerves that whenever i need to go somewhere, i have to ask my brother or sister to take me. Yes i am a student 18 yo, i don't have much money, and my parents refuse to buy me a car, reason because my mom said insurance is too expensive, and she doesn't give a shitt about me. Do you think i could get it anywhere? i was thinking about buying the car 1st then insurance later on because i can't afford it. idk what should i do?""
How much will my insurance go up after a DUI??
I got a D.U.I. and i am going to get my license back soon and i am wondering how much my insurance will be compared to before.
Whats the best insurance?
Im still on my dads insurance till I'm 21, but it wont cover prenatal care for his children unless its his spouse having his baby.... which is like most insurance... so what is the best insurance for me to use? I need opinions.... THANKS A BUNCH!""
How much does insurance cost for acura rsx?
im gonna buy a used car soon and i was thinking of buying the rsx. I am 16 so i would join the insurance plan with my mom. I have good grades and my mom has a clean driving record. I just need a rough estimate
How much would insurance be on a mistibishi lancer GT on my moms insurance? (16 yrs. old)?
We are thinking about purchasing a mistibishi but we fear the insurance would skyrocket as me being a new driver. Any help?
Do insurance agents get group health insurance?
I am thinking about becoming an insurance agent for one of the large insurers. I was wondering if insurance companies generally offer group insurance for their agents or if they consider them independents and don't offer the coverage. What other benefits do most large insurance companies offer?
car insurance quotes denver colorado
car insurance quotes denver colorado
Are there other ways to get your car back from the insurance company?
i went to pay my insurance company and they when i payed it they wanted my i.d so i was looking for my license where it was no where to be found so i looked for it around my entire house from top to bottom and the company refuses to give my car back untill i have some type of identification....i cant fin dit anywhere ANYWHERE! is there any other way? social security, birth certificate something!?""
I'm under 18 do i need insurance after i get my license?
I live in FL But i don't have a car. am i insured under my parents or do they need to pay for me when i get it.
What is the cheapest car insurance company for dr10 convicts ?
I have a dr10
What would be a cheap motorcycle to insure....?
im 20 with im going to do a safety course id like something sporty looking...new or used...would it be cheaper to go with a older bike so i can carry liability or do older bikes have alot of problems....inform me with you advanced riders knowledge
Should insurance cover repair cost?
My cars engine is having a problem. It takes like two tries to start it up and it's a new car. So will my insurance cover the cost of repairing the car?
Cheapest car insurance south australia?
what is and the price, for the cheapest car insurance places in south australia for a japanese import car with a turbo for a p plater, 16 years old, nealry 17? thanks""
First time car buyer...getting car insurance.?
i am about to buy my first car and of course i will be getting car insurance. i won't be getting on anyone else's policy. what should i expect when getting insurance? do i have to pay a bunch of money up front?
Is there a way to get fake or extremely cheap car insurance?
I don't care about the service. I want it cheap.
Changing insurance from car to van?
I have a multicar policy with admiral at the moment. I have bought a vw van to drive for pleasure, not for work. I am selling one of my cars in the policy and am replacing it with the van. The car insurance runs out in december. What will I do? Will I have to pay more and not get any money back. You can't have vans in the multicar policy!""
""When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company?""
Say, today is 1st Feb'09. I had an auto policy (from Farmers) that expired on 1st Jan'09. Today, I buy a new policy from a different insurance company(AAA). When I discontinue service with Farmers, am I bound to show the new insurance policy to them? Also, will I get charged for the period from 1st Jan'09 to 31st Jan'09 by Farmers?""
How much money could i save on my car insurance by switching 2 geico?
How much money could i save on my car insurance by switching 2 geico?
Will my inusrance go up with a speeding ticket?
The other day i was driving and got pulled over for going 80 on a 65. i live California. I am 19, a student, and this is my first ticket ever. I was wondering if my insurance would go up. i wanted to hide it from my parents, if insurance goes up then i wouldnt be able to hide it. Also, anyone know what it would cost me? If i do driving school to erase it, would it still make insurance go up?""
Question about motorcycle insurance.?
I was wondering if anyone could tell me, on average, although there are multiple considerations...how much difference would there be in monthly insurance premiums between a 500cc bike compared to a 650cc bike? I heard that its actually quite a bit of difference, as I think I've heard that anything less than 600 is quite less than anything above 600cc's. I was just wondering if anyone could confirm this, and hopefully give me some estimated figures. Thank you""
Okay-ish car with cheap insurance? (uk)?
Im 17, just passed my test, what car would you recomend I get that would be cheap to insure?""
Renewing car insurance after non-fault claim?
I am due to renew my car insurance and am looking for new quotes. In February I got hit by another driver. It went through the insurance and (after a while) she was found to be liable for the incident and all my and my insurers costs were recouparated from her insurance. When I'm looking at quotes it asks me for incidents in last 3/5 years. I assume need to declare this, despite it not being my fault, as it went through the insurance. But it asks for the total cost of the claim but won't except 0. How do I fill this section in correctly. It's driving me bonkers!!!!""
""Fender bender, but did not have insurance?""
hypothetical situation, fender bender. I was in a fender bender, I was not the Fault person, but I did not have any insurance. Does the fault person insurance have to pay me for the damages done to my car even though I didn't have insurance when it happen? the insurance company refuse to pay me for any damages done to my vehicle. If I take them to court will I win. (the question is for me to know if I can get sued because my insurance company is not paying for the damages done to the other vehicle, but she did not have any insurance so they refuse to pay anything.)""
I have an old pickup truck but can't find a price to get an insurance quote.?
I'm working on a 1972 International model 1100 Eight pickup truck and can't seem to find a price for it in todays market. I've looked on every automotive web-site I can think of, but they have every make except International. I'm trying to get an insurance quote over the internet and I really need this. I paid $400 for the truck itself and about the same for new parts. The guy who owned this truck before me said it was originally a one ton pickup, but the bed was switched out with a three ton. I know I have to add the price of the new parts, but all I want is an approximate base price. I'll take any advice, web-site, or anything else relevant to my needs.""
""Trying to save on car insurance, who should I go with?""
Currently I pay $122.00 for car insurance with State Farm. This is going to go up I am sure since I moved back to a larger city and when I lived here before I was paying a lot more. That is two cars, a 2008 Dodge 4 Door and a 2002 Focus all full coverage 100,000/300,000 Limits with a $500 deductibles you get the idea. Oh and I also have renters for about 10 bucks a month.... okay so I just was quoted by Gieco with lower deductibles, from the more expensive city and I was quoted at about $68 (without the renters) Thoughts on the matter, is this possible should I make the switch? Is $68 too low for two cars and are they baiting me and will they get me later with the higher rates?""
Can I get my national insurance number at 15?
I've just turned fifteen three months ago and really need a job, Whsmith say they hire 13-16 year olds during times near Christmas but you need a national insurance number. I know you automatically receive it a few months before you're 16 but I'm wondering whether you can ring up and get one now? Thanks x""
Does car insurance really go down at age 25?? how much?
How much does car insurance go down when a person turns 25? How much can I expect mine to go down? I am a woman now paying 82 a month. I have nothing on my record, no tickets, accidents, claims in my life (8 years since 16)""
What would be the best sports/muscle car for a 16 year old girl?
As far as insurance costs, gas, problems with the way the car runs -if any- what car would be best? Even old muscle cars from the 60s and 70s may be suggested as long as u have the year and car name for me, u did ur job! Thanks :) think most affortable and sporty/ muscle car look! List year too! Oh and pleaseeeeee keep price in mind! She has to pay for the whole car and everything that has to do with it....absolutley nothing over 15000 and even that might be too expensive""
""Was to help make health care plan was to help make health care more affordable, what happened?
It does not seem it is going in that direction; it seems like more of a insurance sale for insurance company.
Average Cost of Homeowner's Insurance for a home..?
that is appraised at 169,000 and bought for 166,000?""
Why is the Infiniti G37S Coupe insurance premium costs so high?
I looked up average insurance premium costs for the G37S coupe, and the cost was over $2600. I then looked up the Infiniti's competitors, the BMW 335i coupe and the Audi S5 4.2 which costs $1900+ and $1800+ respectively. Why is the insurance premium of the G37S so much higher? Thanks in advance.""
""For my situation, what is the best way to minimize my car insurance?
ok the situation is like this. my family has two cars. (maxima and accent) I (21years old) use the accent and my parents use the maxima. All three of us are under the same insurance plan. I might sell the accent and buy a used car and pay monthly(financing). so that means the insurance has to be full coverage right? and not liability. (the maxima and the accent are both fully paid and they are under liability right now) So if I buy a used car what is the best way to minimize the insurance cost?...which is a good insurance company? can I be covered under my dad's name or something? my friend said something like that..but I don't know if there is such a thing. by the way my parents live in massachusetts and i live in NJ. what should i do? (don't tell me not to buy a car)
car insurance quotes denver colorado
car insurance quotes denver colorado
https://www.linkedin.com/pulse/tennessee-insurance-jobs-larry-kennedy/"
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My car was stolen....how much is my insurance gonna go up ?
"My car was stolen....how much is my insurance gonna go up ?
i live in hawaii and its a no fault state""""
BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr
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Will third party car insurance compensate me if i don't have car insurance myself?
I do have car insurance that's for a start, but my insurance is threatening me that if i don't pay an extra premium to update my policy, they will cancel it. With that being said if the third party have already admitted liability will I still be compensated for my damage to my vehicle and injuries? The reason why they need to update my policy is because when I did the quote online I inputted the amount of cars in the household as 1 instead of 3 (my error) but upon going back to their website to retry the quote with 1 car vs 3 cars in the household, it turns out cheaper to have 3 cars instead of the one so i cant understand why I would need to pay more to get something cheaper. Now I don't want to pay 200 to update my policy for the remaining time on my policy which is roughly a month;s time, if they do cancel my policy will the third party insurance still compensate me? Thanks in advance""
Can anyone recommend a cheep and reliable car insurance in New Jersey?
Does premium payment depend on the area you live in. Would my car insurance be cheaper in Hudson or Bergen county? Any pointers ly and advice would be greatly appreciated.
Does it hurt my credit score when I ask for quotes for car insurance?
I just turned 25 and I'm tired of getting hosed on my premiums. I want to start shopping around but I know that the insurance companies check your credit score. What's the best way to go about getting quotes?
""How much do you pay for car insurance in dorchester,ma ?
2006 Nissan Murano SL AWD or similar car.
How do you get car insurance at 17?
My parents flat out refuse to put me on their insurance. Neither of them can afford it, and they don't want to be responsible if I get into a crash or whatnot. I'm getting the title of a car transferred to me sometime this week (my dad's girlfriend sold me her '03 Alero), and the insurance on it is only valid until the end of the month (I do believe.) I do not have my license yet, only my permit. My dad is willing to pay for monthly insurance until I get my license and take my 5 hour driving course and the 6 hour defensive driving course. We both want my rate to be as low as possible for a 17 year old girl in a red car. >.< So, how would I go about getting insurance? The last time I went to look up rates.. My dad FLIPPED, telling me he doesn't want the insurance companies to know that there's an underaged driver in the house, because they'll think I'm driving his truck. (I most certainly AM NOT. It's too much vehicle for too small a girl. I nearly crashed it just about every time I drove it. I drive my mom's car, her friend's jeep, and my grandma's car.) So... Looks like looking up rates are out of the question. Any help?""
""HELP! My insurance has been cancelled, need a new Auto insurance company thats cheap?""
ok i have a BIG problem, my mother's auto insurance has been cancelled 3 times in the last 3-4 years cuz of late payments, she's a single mom and can't always make the payment on time. Now we are having a HARD time finding an insurance company that will either A) Give us insurance or B) Cheap monthly and/or quarterly payments. We can't afford to pay $2500 for the whole year. Does anyone have any ideas on what to do? or where to get a cheap/understanding insurance company in Canada, specifically in Ontario. Thanks!""
Why is my car insurance the same price?
My car insurance is due up next month and I have been shopping around. I've used all the compare sites like go compare and money supermarket and I m basically the exact same price as I was last year. For the same car. I've been driving 8 years nd have 6 years no claims. I'm 25 and female. Every year it used to go down but now I'm being quotes the same and sometimes more?!
What is an insurance quote?
people say low insurance quote .... what is it. how does it work and how does the whole car insurance thing work what if i buy a $5000 car ... how much would i be spending every month including tax, insurance> EXCLUDE GAS""
Do I qualify for low cost Health Insurance?
I'm under 21 & still living at home. I live at home with my mother & sibling. My mother can't afford insurance through her work beings it'll be almost 1/3 of her paycheck a month. I work part time as a waitress making under 5,000 a year for now as I look for a full time job. So my question is: Do I qualify for any type of low cost health insurance to cover just myself? I've tried looking on sites like health .gov but because my mom has insurance available through her work it's basically saying i'm screwed out of insurance of my own. I need all 4 wisdom teeth pulled asap, as well as basic medical check ups & such that I can't afford on my waitressing salary. I really need all the help I can get. Please answer. & no, my job doesn't provide any insurance.""
How much is car insurance?
I have a 2007 GMC Envoy and I am about to get my licence. The car used to belong to my parents but was given to me as a gift. I'm wondering how much insurance will cost me if I go through AMA? I've taken the drivers class and have the certificate, so there's a discount there.""
Approximately how much is Home Owners Insurance?
I'm sure it varies by location and value of the house, but approximately how much is homeowners insurance?""
How much life insurance?
Married, no kids, will buy a house next year, anuual income = about 80K Options: 1x annual salary - free 2 x - $9.44/month 3 x - $18.88/moth 4 x $8.32/month 5 x $37.76/month Also, should I bother w/spouse insurance (about $5/month?)""
Where can I get affordable Health Insurance asap?
Where can I get affordable Health Insurance asap?
Is the insurance for a ford mustang convertable cheaper or higher than a coupe?
I heard the convertable is cheaper but, that doesn't sound right. Please only answer if you have an idea.""
Average insurance rate for a taxi?
in bakersfield ca
""Affordable, legit health insurance for a 19 year old girl in nebraska?""
so since i've turned 19, i'm no longer covered by my parent's insurance, and i need my own. I've been looking online but the only things i could really afford are from websites and companies that I've never heard of, so how trustworthy would they be? or is it a better idea just to go with a big company?""
Do anyone have an idea about how the insurance of 1992 mistubishi expo cost for 19 years old male?
Do anyone have an idea about how the insurance of 1992 mistubishi expo cost for 19 years old male?
Approximate insurance rate for a 2011-2012 Chevrolet Camaro?
Alright so im just looking around and i saw the new lease for the camaro's msrp is aprx 23k and that is a little in my price range. But i would like to know the apprx insurance rate. Im in a family plan with my mom and brother. My brother has 2 major accidents and my mom might have 1 both at fault accident. My age is 16 almost 17. I dont plan on getting the SS just the basic model ( auto ) our insurance company is mercury. I know i wont get anything exact im just looking for an aprx. And please no comments on im too young for this car. im just considering this option. BTW i was given a quote for $140 for a 2002-2004 BMW 325 coupe and i know American car insurance is usually cheaper?
Average car insurance rates for people under 21 years old?
Average car insurance rates for people under 21 years old?
POLL: How much do you pay for car insurance?
i asked about how much car insurance costs but didn't get any great answers, so i'm just going to do a little survey""
Should Keep or Look into term Life Insurance Quotes?
I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?""
""Why do we have insurance, when insurance companies don't want to pay anything?
Why not just save the money in the bank? Lets bankrupt the insurance companies... tell them to go to hell. I ain't paying $100 a month for nothing.... and then wait months fro them to pay for my stuff. and them looking for reasons not to pay me.
How cheap could i get insurance?
im 17, gonna be 18, no parking violations tickets or accidents whatsoever. the reason i ask is because the state i live in requires insurance.""
What is the cheapest car insurance for me on my own plan???
i have a 2005 dodge stratus coupe 5 sp. sxt. almost 19 yrs old. i have a failure to yield ticket in feb. of 07. i live in Porter County, IN what is the best insurance for me???""
My car was stolen....how much is my insurance gonna go up ?
i live in hawaii and its a no fault state""""
""In college, moving out, do i have to change my car insurance?""
ok, i am 19 i go to a college in my hometown and currently live with my parents. i am planning on getting an apartment 2nd semester and found one for 550 per month with utilities which will be divided among 3 guys. my dad says that as long as the car insurance on my car is under his name it cannot move to a different address without being under my name which jacks the price up some $1800 a year. that ends up being almost triple my rent and there is no way i will be able to afford it. apparently saying it still resides at their house is not an option although i do not see why, its less than 3 miles away. facts, suggestions, loopholes anyone??""
Why is van insurance so much more than car insurance?
i have a VW POLO mk2, 1.3. im trying to by a vauxhall rascal 970cc and the insurance is more than double. why? the van insurance is quoted at 1400 pounds best. its for social use only, minimum mileage with no tools. its crazy. the polo was only 480 pounds.""
""So what would you suggest for my 1st car? has 2 b 5 door,cheap 2 run yet reliable & cheap on insurance??""
So what would you suggest for my 1st car? has 2 b 5 door,cheap 2 run yet reliable & cheap on insurance??""
Long-term care vs. long-term disability insurance?
At age 36 in a blue-collar job (i.e. chance of disability over 90 days less than 10%), I'm thinking it may make more sense to get long-term care insurance rather than long-term disability. I bring in 30% of our household income. If I become disabled, I count for very little of our total spend (obviously food, but I wouldn't be doing much in the way of leisure / entertainment), but the added costs of caring for me would be too much for our budget to bear. I also think it would be very hard to qualify for disability for class 1 (a desk job sitting in front of a computer all day). It seems like it would be easier to qualify for two functions of daily living. I know they technically cover two different scenarios, but isn't there a lot of overlap here in terms of when you would actually get a pay out? Just trying to understand. Thx in advance for your input!""
Car and car insurance for a 16 year old?
What is the best company for a 16 year old to get car insurance from? (needs to be fairly cheap but also, very reliable) Also, what would be the best car to get? (also needs to be fairly cheap and very reliable) Thank you for your time and give as much advice as you can!""
Health Insurance: How Much Will COBRA cost me?
I'm not one who likes working for others, and I'm getting enrolled in my company's health insurance. It's only for me, and they'll wind up deducting like $160 per month from my paycheck. I'm looking to leave as soon as I can, but if I choose to maintain the insurance through COBRA, will it be close to around the $160 or is it likely to be much higher, like $300 or more? Is there any way I can find out at this time?""
""My friend backed his motorcycle into my car, who's insurance covers it?""
My friend backed his motorcycle out not paying attention and backed into the side of my car leaving 3 deep scratches from the pegs on the side of the bike. Also, the bike and the car were in his driveway. He does not have insurance on the bike, but we both have liability on our cars. How do we go about getting this issue resolved?""
What is the approx cost of car insurance ( group 18) for a teen driver? UK?
What is the approx cost of car insurance ( group 18) for a teen driver? UK?
What is the cheapest auto insurance?
What is the cheapest auto insurance?
""Two insurance quotes, one car?""
Is it possible for me and my brother to have two insurance quotes on the car, or do I have to go on his insurance? He is already insured on the car? Thanks :)""
Denied for life insurance thru employer?
Met life denied me for life insurance. Met Life sends a denial letter to my employer....Can I get fired for that...The life insurance company stated they cannot disclose any info, however, can Human Resources call me in and ask me why? It is a company life insurance...... I would think this is a privacy or Hippa Issue......Need some help..""
How to get auto insurance quote/ estimate without a car?
I am doing a research, and heard that ur insurance can be based on not just the model but the color of the car. I want to know how to get an estimate based on vehicle, model. So that I can make a diligent choice when purchasing my new car.""
What the best life insurance for a 23 year old female?
i want what best so when something happen to me my girls has the money to buried me nice. I want something that don't go away in 30 years and i half to get another policy. ...show more
""What is the best choice for life insurance age 34 term, universal, whole, accidental?""
What is the best choice for life insurance age 34 term, universal, whole, accidental?""
Insurance Question!Can ya help?
If i have a 2002 isuzu rodeo with 100k miles on it and i pay $150/month for insurance, how much would my insurance go up or if even at all, if i got a 2001 Audi A6 with 100k miles on it? Plus do you think thats a good car trade :)""
""Will my car insurance rates go up if damage in accident is under $1,000?""
Today I bumped a parked car when trying to pull out of a paralell parking spot. Both cars were scratched, but no dents. My car was in worse shape than hers, and I took mine to an auto body shop to get a quote on what it would cost to repair the scratch. The quote I got was $671.23. The lady (who was sitting in her car when I bumped her) said she was going to have to have the whole bumper replaced... even though it was just a scratch about 3 inches long. We called the insurance companies and I admitted fault (duh.) She said she was going to call the police and may have to go to the doctor because her neck hurt, but the police were never called. I am still worried she is going to try to sue me or get more money from me... it was just a small scratch! Not even a DENT! My main question, will my car insurance rates go up, and if so, by how much? I drive a 2010 Kia Soul. I have one other accident on my record and I pay about $150 a month. If it does go up, is it going to be drastic? Her car was a 2012 Kia Soul (same color oddly enough) so I am hoping her quote will be similar? Since the overall damage is under $1,000, what can I expect to happen? Can she really report me to the police, or try to claim injury? I was just pulling out of a parking slot and thought I was clear, but still very slow and cautious. I just don't see how I could have hurt her neck... Any help/input appreciated, thanks so much.""
""Where can I find good, inexpensive Life Insurance?""
Where can I find good, inexpensive Life Insurance?""
A good nursing school in the Philippines?
I have been waiting to get in the nursing program in California for a year and half and losing hope already. Some of my friends finished the nursing program in the Philippines and are ...show more
Insurance declared car total loss?
Insurance declared car total loss does that mean i have no more car insurance???
The candidates are drum about affordable health insurance?
they go on and on about 15% do not have affordable health insurance 45 million well what about the other 85 million that do? I'm not saying the others don't rate insurance and it should be affordability to everyone. But get off the negative drum and onto the up beat of one. If they are talking about the elder and small kids that is one thing then just say that don't throw a bunch of numebrs out thinking all are going to vote for you just becasue you say this or that.
If you can't afford health insurance for your family and the government says you make too much...?
then what do you suggest? What if your family has too much income according to the government for your kids to even qualify for Medicaid or the low cost options (CHIP)? My husband makes $48,000 a year before taxes are taken out. While that does pay the bills and keep food on the table, we can't do a $800 monthly insurance policy and our kids are denied Medicaid and CHIP (we make $300 too much per month, of all things). We pay the necessities. We don't over spend and we don't go out and spend money on entertainment more than a few times yearly and even then it's cheap entertainment. We do what we can, but health insurance just isn't going to happen for us unless one of two things happens: 1- my husband gets a major pay raise or 2- the government changes their income requirements (don't see that happening). So what do you suggest for my family? We do what we can. We use our tax returns each year for medical expenses and bill pay offs. If a major medical expense comes up, we pay it down little by little. We do use the public health department when we can. But bottom line is that we can't afford insurance. Period. So, for all of you who think this is completely unacceptable, what do you suggest we do?""
What's the best place to purchase both auto and home insurance from?
I'm buying a new home and changing my auto insurance carrier, what insurance company can offer me the best deal when it comes to providing both home and auto insurance in a combo package?""
Anyone no how to make insurance cheaper for a first time driver?(with out going on parents insurance)?
Anyone no how to make insurance cheaper for a first time driver?(with out going on parents insurance)?
How can I get cheap car insurance as an 18 year old in the SE UK?
I can't seem to get anything less than 3000
How much does the insurance company raise your rates if you use your car for work?
I'm talking about reading meters where I had to use it everyday, often driving from house to house or business to business all day. And I still have a lien on my car. I currently pay about $60 a month.""
My car was stolen....how much is my insurance gonna go up ?
i live in hawaii and its a no fault state""""
About how much is Walmart Life Insurance Worth?
If you are an assistant manager for over 5 years?
I got pulled over in someone else's car that doesn't have insurance but I have my own?
Ok so I'm driving one of my friends car and I got pulled over for making an illegal u-turn. The car had no insurance and the cop told me to just show up to court and show them that I have proof of insurance on my own car and the ticket will be dropped? I currently have State Farm insurance and I live in the state of California. The officer told me that as long as I had permission to drive the car and my insurance covers me driving other cars I Should be fine. Is this true? Please help, I'm really worried and I don't wanna pay a big fine.""
Will my insurance go up over one speeding ticket?
I live in Pennsylvania and have Traveler's insurance paid by my parents. About 2 days ago I got a speeding citation. The officer who pulled me over said they clocked me going 74MPH in a 55MPH zone. I did not dispute this because I know I was speeding and who could have missed the huge signs with the posted speed limit. Anyway I am only 17 years old. This is the first time I have ever been pulled over or got in any trouble on the road. Prior to this I had a perfect driving record. My dad has not gotten any traffic violations in over 30 years and my mom has never gotten any violations of any kind. My older sister who is 18 (also on our Traveler's insurance) has a perfect driving record as well. Do you think our insurance rates will go up considering this is my first ticket and everyone in my family has a PERFECT record except for the ticket of my dad's?
Life insurance: Which would you pick?
Scenario: 30 year old purchasing a $250,000 policy. Would you buy: A) Whole life insurance that cost $3100/year. By age 65, you will have $60,000 in the cash value. B) 35 year term that cost $1500/year. If you invest the difference of $133.33/month with a rate of return of 12%, you can have $866,000. Or even at a conservative rate of 10%, you can have $510,000. A or B? I wish I learned about term and investing the difference a long time ago.""
Cheapest Car insurance?
what's a good starter car insurance for someone who is just getting their license and dosnt want to spend alot. What is the cheapist insurance that you can get. All the comercials for car insurance say that their insurance is the best but i dont know which one accually is the best...
Insurance for 1 day...?
I'm going to prom and I have a car but I can't drive it till the summer because that is when my parents wanted to get me insurance for me. The problem is I have prom this Saturday and I really want to go by myself without my parents dropping me off. I can't ride with friends cause I have a date. Just rule that idea out. Please help. Is there anyway I can have insurance for a day or something? It's just for one night and I have my license.
Range of Insurance rates for a 25yo Canadian (New Driver)?
I am a 25 year old Canadian, buying my first car. It will probably be 6+ years old, valued at less then 5,000. I'm wondering about insurance. I spoke with a broker telling me prices range from 4,000 - 4,500 a year (~$333/mo). This sounds excessive. She also said with third-party coverage the type of car I drive shouldn't matter, which left me with doubts. What should I expect to pay?""
How much is your car insurance?
Just trying to get an idea of how much everyone pays...all my friends seem to pay less than me. I am 26, female. One speeding ticket and one DUI (in the state where I'm licensed)...both from 7 years ago. No accidents. I live in an urban area, a midwestern city with probably 200,000 people. I have a 2007 suzuki reno, base package, I have not made any insurance claims. The cheapest I've found is progressive at $110/month...I can't use places like The General or Safe Auto because my state doesn't allow it. When I get quotes from big companies, like state farm, the monthly cost is about $200...my coverage is probably fairly standard, if not on the low side, but meets state guidelines.""
How much would car insurance cost for a Chevrolet Corvette C6 ZR1?
-I'M using the information for a spreadsheet and to get an idea of how much it costs to insure a modern day Corvette because I'M planning to get a Corvette Some Day . -An estimate is also fine thankz
Best insurance companies for 16 year old passed my test?
ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance""
Insurance cost of 06 Cobalt SS?
I am 19 and have no tickets... was just wandering a guess at how much it would be?
I am 19 years old what is the cheapest auto insurance?
I am 19 years old what is the cheapest auto insurance?
Which car insurance would be cheaper?
I know it's different for everyone but which would be cheaper (details about me would be exactly the same)? Getting my own 1L car and insuring it as the main driver or becoming a named driver on my mum's 1.4L car? Her being the main driver. I'm a 17 year old male on a full license. Thanks x
If my son is on my parents insurance does that mean they claim him on his taxes?
Okay my son is now 1 year old. He is on my parents insurance, we live with them, and my parents pretty much support him.(pay for all expenses).. Now my sons father wants to put him on his taxes. I know he just wants to get money to get him a new car. he also says he will get me a car too. but idk about that. When i told him i think my parents already claimed him, he started yelling its his son, and told me to give him his security card(he has a really bad temper and gets angry to where i get scared) so i did.. but now i need to sign a paper..and i dont want too.. Here is my thing i told him that he is automatically on my parents taxes, because he is on there insurance, so that would mean i would have to take aiden off of their insurance(Which means he wouldnt be on any insurance)he started yelling how stupid i am and just to sign paper, my question is is it true that because my parents have him on their insurance, he is on their taxes. What should i do? Thanks for anyhelp. Sorry long question. Please no rude answers""
Cheap car insurances?
i'm a 21 year old college student driving a 2005 make car- i need a reasonable insurance company any suggestions.. any incentives for being a female and being on the deans list in college?
Where can i get health insurance?
I'm a 21 year old male and im live in sacramento california i just want to know where i can obtain some freaking insurance to go the dentist or doctors to get checked up on my health got darn it
How much will my insurance go down if i am on my dads policy ?
Hi i have just passed my test and obviously looking to get a car, i will be most probably having a friends car as he is getting a new one, its a 1.6 W reg Citroen saxo, if i have my own insurance (third party only) its around 3500.00 which is well out of my price range, if i did go on to my dads or moms policy, how much less would it be roughly, my dad lives in a nice area but did lose his licence for 3 months a few years back, my mom lives in a mediocre area but has no points and no history of any problems, i am 19 and i work as a clerical officer if that helps at all :S""
Why is my car insurance so much cheaper than other companies?
i was looking around for auto insurance to see if there was anything cheaper than what im paying now. im a 20 year old male with a 2005 scion tc. i have been driving for about 2 years and currently use state farm. when i first insured my car 2 years ago, i was paying $148/mo. due to a speeding ticket, it has risen to $194/mo. i also have comprehensive and collision with a $500 deductible. $100,000/$300,000 coverage with full glass also. not complaining, i think this is great i looked at nationwide, allstate, geico, and progressive. these companies are supposed to be so great, but progressive quoted me at $485/mo for the same coverage! the other companies where all in that general area. progressives state minimum coverage plan for me was almost $300/mo. why do these other companies cost so much more? im not complaining about mine, obviously im not gonna switch, but i am curious as to the difference in price.""
Would my father's insurance go up if...?
If I were to buy a car under my name and insure it under my name, would my dad's insurance rates rise because I live at the same address?""
""Does term life insurance fall under Obamacare and if not, what IS available to provide for my family?""
I have a potentially fatal disease and want to buy term insurance to leave something for my family. I'm hoping this pre-existing condition will not cause me to be denied, but if it would, is there another type I can buy under Obamacare? Thank you.""
Best health insurance for single young adult?
I am looking for a decent health insurance plan that will not cost me and arm and a leg but will still give me good coverage. I am self employed (a cosmetologist) so obviously my company does not supply it. I want it to cover health and dental. Any suggestions?
I live in adams wisconsin just got my licence and just got a car wondering what insurance i should get?
I would like to know the cheapest insurance........otherwise i will just go on my dad's insurance
What is the cheapest insurance for a teenager? --or ways to make incurance cheaper?
I live in Southern California, and I will be turning 18 next month, 2 days before I need to buy my next insurance policy. I have had my license since the day I turned 16 (I took drivers ed then got my permit for 6 months then my license). I have had no accidents or tickets or have even been pulled over. I am driving a '04 F-150 and making payments on it. I do get the good student discount. What are some cheap insurance companies? Or ways to make your rate cheaper?""
Which Insurance is best in California?
Hello Car Users(Especially Mercedes), I would like to know for New Mercedes C 250 Sport Sedan, which Insurance criterion will be best as I'm in California? Also, Which Insurance company is good? This is my first time experience hence need your inputs. Thanks""
Auto Insurance Question?
Hi all, I live in California and I got in a car accident yesterday. I found out today that the insurance company suspended our insurance due to a late payment so we most likely had no coverage at the time of the accident. What are my options at this point?? The accident was not my fault and the other driver was arrested for felony DUI and they had insurance. What are my options?? Thanks in advance!""
My car was stolen....how much is my insurance gonna go up ?
i live in hawaii and its a no fault state""""
Car insurance in NJ...?
I am 19, just got license. Its still some restriction for 1 year but other than that its a regular one , I can drive by myself. What could I do to get a car under my name and not to be killed by insurance rates. Price of the car is not my primary concern and I would gladly lease one ( would have a cosigner too if necessary) since I work close enough but I am afraid that it is the most expensive option...""
Im looking for affordable health insurance?
we are looking for affordable health insurance my boyfriendd is in so much pain he can barley move his shoulder any answers areappreciateded thanks
Is Car Insurance quotes race-specific?
Where I live the 'minority races' and immigrants I asked how much car insurance they are paying because mine seemed steep were paying very little compared to me for the equivalent car - even though theyre new drivers. I have a clean licence since 1987. Are they less likely to have accidents? I dont believe this some of them only their God is keeping them from having accident. Or is to charge them too much being racist so we have to pay more insurance for them?
""USA, health insurance. when you are 56 & cannot afford health insurance, is that a death sentence?""
doctors & hospitals in the US will not help unless you have insurance. so if i have cancer or any sickness, am I left to die.?""
How much will my second speeding ticket make my insurance rates go up?
I received a speeding ticket in January for 90 in a 70 (I-5 on my way down to San Diego), and today I received another ticket for 86 in a 65 on Freeway 85 in Cupertino. The first ticket is being taken care of with traffic school right now, and since I can't go to traffic school again so soon I'm assuming the 2nd ticket will increase my insurance rates. Does anyone know how much they will increase? I'm 21 and am on my parents' insurance (USAA) because I'm in college, but I will be paying whatever the difference in premium is so I'm trying to get an idea of what the damage is here. Also, I know I messed up, so no need to tell me in the answers. I thought I'd learned my lesson after the first ticket but apparently I still haven't, so at this point I'm just afraid to get into a car.""
Does auto insurance cover a person to drive someone elses car? ?
My boyfriend says he is covered to drive my car because he has insurance on his car & vise versa - that I can drive his car because my car has insurance. This makes no sense to me. Its like saying I am covered to drive my next door neighbors high end luxury sport SUV because I have insurance on my POS used sedan. I even asked him - So I would be covered to drive any car, of any american in the whole country because I have car insurance? He said, yes! Can someone please explain to him how this makes no sense? Or tell me that I'm wrong and why?""
Insurance question HELP PLZ?
On the insurance to get a quote, it says to list all the violations within the last 3 years. I have got one speeding ticket but was cleared because i took the Stop Class. So do i have to put this down as one of the penalities""
I'm 18 and I have no insurance?
I was wondering, what are the steps to get into the 2010 affordable care act? My parents have Allstate if that helps. Am I automatically covered or are there some steps like talking with an agent of my parent's insurance company.""
Can I receive california unemployment insurance while I am receiving retirement income?
I reeive a relatively small Cal Pers retirement but it is not enough to live on so I continue to work.
Does car insurance cost change depending on the area you live in?
I went to college and I would really like my car. However, my parents say that the car insurance would increase because of where my school is located. Is this true?""
Can I put my 23 year old married daughter on my health insurance plan in wisconsin?
I have read that the child must be unmarried and then somewhere else that they can be married. Which is the right answer? She doesn't have insurance through her employer but ...show more
Wat is a website that helps to find the cheapest auto insurance possible?
Wat is a website that helps to find the cheapest auto insurance possible?
How much of a difference will a Mercedes cost to insure and register than a BMW?
I have a 2001 BMMW 330i and I was planning to hand it down to my little sister (who just turned 17 and got her license) Although, she wants a 2000 or 2001 Mercedes C230 or C240. My parents can afford this for her... but I was wondering how much more her parts will cost and how much her insurance and registration will cost her. Please no one who tells us that we should get a cheaper car.. it's not going to happen. Thanks though.""
Will my Car Insurance Go up?
ok so im 17, i got my lisence last week.. well like 6 days ago to be exact and we all know winter driving is alot more dangerous than regular driving.. anyways i was driving home from work, and none of the country roads were plowed, as always.. i turned the corner in my moms car (im insured) and the car slid and went right into the ditch at the side of the road, so i called my dad he came and helped me pull the car out, but during that process, the car got stuck up against a wooden street sign and well crushed or indented part of the car right behind right side wheel. and once we finally got the car out, we noticed the alignment of the back axel was completely f**ked. so i drove it home very slowly, cause it was driving horrible from that.. just wondering if we report this to our insurance company what will happen? will my insurance go up? it was a complete accident and no police were involved. i dont know how much the damages will cost but im sure its not too cheap.. maybe a complete writeoff? the car was bought for 10000$ like 4 or 5 years ago. damages are: rear axel and front by right tire. can anyone reply? id just like to get this off my back i dont see how it can be my fault, the city did not have the roads properly plowed.. i know i cant blame it on that but it really was an accident i dont know how i can make it up to my parents, i work part time and goto hgihschool i dont make nearly enough money to pay for the damages they want me to.""
Best Florida homeowners insurance? Specifically Ft. Lauderdale area?
I am in charge of finding a new home insurance company for my boss to use since State Farm will be dropping their South Florida people. Any suggestions? Who have all you South Floridians had an excellent experience with as far as rates, service, and coverage? Thanks.""
Car insurance quotes?
Is there any place to get a car insurance quote without entering in a bunch of personal information? I am looking for quotes for a sedan, coupe, and SUV for a new 16 year old male driver. (Im trying to decide what a good deal is, and what is worth buying)""
2002 corvette insurance?
Ok i'm thinking about buying an '02 corvette and was wondering how much the insurance on the car would be. Anybody have one or know anything about what the insurance on the car would be? Thanks.
What is health Insurance?
I know it is insurance but what does it cover if so and so happens.
Where is a good place to get classic car insurance that will let me commute - not only use the car for shows?
Most insurance that I'm looking into for classic cars are not willing to insure your car if you commute to work and school. They only want to insure cars that are used in shows, parades, etc. I will not drive my car every single day to work...maybe a few times during the week. I bought the car to enjoy it, not let it sit in the garage!""
Where is the best place to get an online car insurance quote?
Well, I just got a new car and need to get insurance. I was wondering what the best site is for insurance quotes and where I can get the cheapest insurance? Thank you in advance!""
1999 Camero Insurance Question.....?
Hi, my son is turning 16 and our friend has a camero that his is going to give him a good deal on and I know because its a sports type of car insurance is going to be expensive and he is young...... does anyone have a quote or in the business and has a ballpark number? Thanks""
I need cheap car insurance for Astra SRI 1.8 58 plate. I'm female with full license for 4 years.?
I use car for school run and shopping only and I park it on the street outside my house. I am 32 years old and female. Any help would be great as car insurance is beyond expensive. Thanks
Am I covered under my parents' car insurance?
I am sixteen years old and I will be added to their insurance soon, but in the meantime, am I covered if anything happens? The car is insured under liberty mutual and I do no not often drive their car, but I need to use it to get to school tomorrow. What will happen if I get into an accident with an insured car under my mom's name and not mine?""
Does insurance go with the driver?
If I have insurance on my car does that mean I can drive another car using that same policy without adjusting if its an temporary thing?
Ford Fiesta Zetec s 1.6 Insurance?
turned 17 and just passed my driving test living in london. was thinking of an Ford fiesta zetec s 1.6 Xreg Shape? however is the insurance cheap on it ? or are they any other 1.6's + that are cheap to insure at this age? e.g. E36 318i?
My car was stolen....how much is my insurance gonna go up ?
i live in hawaii and its a no fault state""""
https://www.linkedin.com/pulse/anyone-sick-health-insurance-costs-alexander-moses/"
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Will my Car Insurance Go up?
"Will my Car Insurance Go up?
Of course your insurance rate will go up. They may even drop you completely. You could also lose your license for poor spelling and grammar. ok so you can **** right off
BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr
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Car insurance?
okay i just got my license. and my friend and i want to go places..my friend is only physicaly able to ride in her grandmas van cause my friend is in a wheel chair like all the time ...show more
How cheaper would it be to insure a v6 99-01 mustang rather than a GT mustang for a new driver?
I want to buy a mustang someday. But i'm only 16 and I dont have a job or license yet. I fell inlove with the 99-04 mustang series. People say that v6 has better gas mileage and is cheaper to insure. The only thing I like the GT for is the loud exhaust. Could I just by a V6 and upgrade the exhaust? would the insurance be higher?
What should an 18-21 year old pay for motorcycle insurance? liability only?
if i were to get a motorcycle i would have to pay the insurance and i would like to know the cheapest but smartest way to do it.
What is the cheapest insurance for a teenager? --or ways to make incurance cheaper?
I live in Southern California, and I will be turning 18 next month, 2 days before I need to buy my next insurance policy. I have had my license since the day I turned 16 (I took drivers ed then got my permit for 6 months then my license). I have had no accidents or tickets or have even been pulled over. I am driving a '04 F-150 and making payments on it. I do get the good student discount. What are some cheap insurance companies? Or ways to make your rate cheaper?""
Insurance on a 2005 ford focus?
What would the average insurance for progressive be on a auto 2005 red focus with 70k miles. For a 17 year old and a 45 year old. Can I legally put my car in my parents name to lower insurance cost?
18 Year Old Sporty Car Insurance in Toronto?
Hi, I was wondering if anyone could tell me an approx. cost per year for an 18 year old to own a fairly sporty coupe from around 2009 living in a busy area of Toronto, ON. I know it will be really expensive, but I am planning on buying a car. Thanks! :)""
Car accident with no insurance?
I was stopped at a red light behind two cars. Both cars started to go and so did I the next thing I knew I had hit the car in front of me. The car in front of me hit the car in front of him. We all pulled over my car isnt to bad but I drive a suburban, the car in front of me was a smaller car so his looked a little worse. Nobody was hurt, and all cars were drivable, so we decided to not call the police we just all exchanged information. After we had finished and they left I immediately called my insurance lady to let her know what happened. I am not super clear on this next part, we have been going back and forth with our insurance since that call and will continue to fight it. When I called the insurance lady she said I wasnt covered. She said that they had received the last payment much later than it was due (not sure how because it was mailed the same time as always) but because of that our insurance had been cancelled. A couple of weeks ago they had chased our check, she said we were reinstated as of yesterday (the day of the accident) but because it was the same day they werent liable to pay the damages. We are going to keep fighting them because I dont think its fair. Even if they decide that they wont pay we can afford to just pay for the damages to the rear end of the car in front of us, because know matter what happened I am at fault for following to close. We cant afford to pay out of our pocket also for his front end and the rear end of the first car. Shouldnt those damages be covered by the car I hit because he was obviously following to close to the car in front of him? Im a little freaked out with all this, this is the first accident I have ever been in and we have always had insurance, so we thought. The insurance company did say they mailed us a cancellation notice but if they did we have never received one.""
What is the most affordable life insurance in japan?
What is the most affordable life insurance in japan?
What happens if your auto insurance gets canceled because you couldn't make the payment?
I have Esurance and I live in Florida where it is required to have car insurance. The policy is for 2 cars (mine & my husbands) and I can't afford the payment of $460 right now, which is due on the 13th, otherwise, they will cancel my policy. They can't give me any extensions. What happens if the policy gets canceled? How hard is it to reactivate it again? Is it harmful go have a lapse in coverage for a week or two (hoping of course that there are no accidents during this time). Both cars are financed and the finance companies require insurance as well... How bad will this screw me up? Has this happened to anyone? What did you do? Any advice would be great, and please don't tell me to just pay the bill, because I can't right now and it really sucks. I hate being broke.""
Is international health insurance worth it?
I'm from the US and will be travelling to SE Asia and wondering if I should buy international health insurance and what company is best. I have no current health insurance and am in great health. Thailand has very affordable medical care which might be affordable paying out of pocket even if something major happened there, but if I had to be flown back to the US for something medical related, I'd surely go bankrupt. Does anyone have any recommendations for international coverage or not?""
When getting insurance for a vehicle??
Do you get the insurance first then a licence..or get a licence before you get insurance?i've heard 2 different stories from 2 different insurance companies..which is true?
How much money would I save on car insurence?
I have a 16 year old who I am debating whether I should put him in driving school to save money on insurance when he turns 17 and gets a licence. It would be added to my insurance. about how much money would I save on car insurance with a behind the wheel driving school in New Jersey? Please dont give me wbsites with a free quotes.
What amount is considered low deductible for health insurance? what is a high amount?
what amount is considered a low amount for health insurance? what is considered a high amount?
Motorcycle insurance... Tell me everything.?
What can you tell me about cycle insurance as far as coverages I should get and dont need, and what I need and who do you think is the best company to get it from.. Me; 25, sportbike""
""Where is the cheapest place to get auto insurance in st. petersburg, FL 33701?""
Haven't had insurance in awhile, just bought a new/used truck. Just need the basics. Live in st. pete area code 33701.""
How much would car insurance cost for a 17 year old male on a 2013 Dodge Charger V6?
Hopefully I could be a secondary driver on the vehicle which may lower the price a bit
Affordable health insurance?
if any of you guys know any good and affordable health insurance in NJ. We(my wife and I) really need one that we could afford. Thank You!
""If i pay CASH for a street bike [motorcycle], do i still have to get insurance?""
certainly i wont have to get full coverage since it will be paid for, but am i required to get liability, as i would with a car? if you show me a link to a website that backs up your answer, i will select you for the best answer.""
Cheap auto insurance for students in louisana?
Cheap auto insurance for students in louisana?
Will my Car Insurance Go up?
Of course your insurance rate will go up. They may even drop you completely. You could also lose your license for poor spelling and grammar. ok so you can **** right off
WILL MY CAR INSURANCE BE HIGH?
I'm 18, from california, and ive had my license since i was 16. I currently drive a 04 volvo and im planning to get a 2012 or 2013 chevrolet camaro LS. The plan is to trade in my old car but my mom is complaining that my insurance will be like $300 or more a month. Is that true? I have safeco btw thanks""
Does insurance get cheaper with age or experience?
(UK) - I passed my test last summer. Just wondering does car insurance for young people get cheaper with how many miles they've driven/owned a car/been with an insurance company etc OR is just how long you have had your licence for? Cheers
Car Insurance Quotes?
I have been looking on confused.com, comparethemarket.com, gocompare.com for car insurance quotes and they are all between 6000-16000 these prices are a total joke okay maybe there are stupid drivers but there has got to be a balance between high premiums and trying to stop people driving without insurance having prices like these will result in many people driving un-insured. I am 17 and passed in January of this year and I have took the Pass Plus Scheme and it has made not difference in my quotes. I need help to see if I am doing anything wrong because I can not see how any 17 year old can afford 7000 for insurance. Thanks for the Help.""
Cheapest Car Insurance in the UK ?
WHere can i find the cheapest car insurance in the UK for a 25 yr Old lad, with Zero NCD, Mondeo 2.0TDCI LX yr 2002/02. Living in the Coventry Area""
Car insurance for a 16 year old?
im 16 and my dad just bought me a 5 series bmw. how much is it going to cost to insure me. do i get a discount for having good grades.
""RX8 or BMW Z4, who has the highest insurance?
Does the 2004 RX8 (lol used for racing) have higher insurance than the 2004 BMW Z4?
I need some help with car insurance please.?
About a year ago my husband and I sold a car. We went through the usual channels with dealing with the plates, calling the insurance company and so on. Well today we got our yearly insurance cards in the mail and didn't recognize one of the cars they had given us a card for so I went over the statement. It turns out they have been billing us for insurance on a car we sold over a year ago. We never really noticed how much we should be paying in insurance for our cars and only get our statement once a year with these cars. We only pay $1504 a year for what we thought was two cars and I had assumed that was pretty good. In fact we were paying for three cars and an extra $663 a year on the car we sold. I haven't contacted the insurance company yet but my question is what are my options here? Will they give us the money back for the year we payed on a car we legally sold and what do they need, if any, proof of that? We have paperwork of the sale but no real proof we called them to inform them to take the car off the insurance. Will that we enough?""
Goal to live without having to have life insurance in the future?
At 50 I would like to live without having life insurance. No dependents. What financial requirements in retirement accounts and cash should I have? Plan on having no mortgage. No loans of any kind. And retirment funds in check to get me $20,000 a year from age 70 to age 100. Roth Account equal to the above amount for incidentals like cars for cash and medical bills. Children or grandchildren will be beneficiaries to these accounts. Would anyone under these circumstances need to pay for life insurance?""
Cheap place to buy CMS Health Insurance Form 1500 Claim?
Where can I find a great deal online for CMS Health Insurance Form 1500 Claim
Where can I get affordable insurance as a new Driver?
I'm 24 years old (almost 25) and I JUST got my driver's license. I'm trying to buy a car and came across some options that I can afford but I'm super concerned about insurance costs. I live in Springfield MA (A high insurance city) and I'm in between an 09 Honda Accord and an 07 Toyota Camry. Ideally, I would like to have my own policy for personal reason's of not wanting to be entwined with my mother. My father lives out of state. I don't have friends close enough and with better driving history that could go on with me so I'm likely on my own. I'm going to want full coverage (or at least mostly full) What are some good insurance options for new drivers who aren't 16 year old kids? I tried to get one of those free quotes online and came up with a number like $706.00 a month which is just ridiculous. I know I'm not going to come away with a $150 a month plan but is there anyway I can get at least $250 - $300? ANY help would be appreciated.""
Teen car insurance price?
I want an idea of my monthly insurance cost now that I have my license and a car. Here are the details I'm male and 16 years old I live in the North Hills outside of Pittsburgh (pretty basic suburbs) The car is a '93 Pontiac grand am. 90k miles on the engine I'm the third owner Good condition with some rust just starting to form on the wheel wells I am the primary driver It is usually kept outside
What is the cost of AAA car insurance monthly?
What is the cost of AAA car insurance monthly?
Should iclaim through the car insurance?
My mother in law was driving my wifes car on our insurance pollicy. She was hit on the passenger side of the car and puched in to the roundabout by the cab on a 14 wheller. MY mother in law was not to blame as the lorry was in the wrong lane and there are witnesses who saw the accident. The car is a 1996 renault clio and there is some heavy denting and scratches on the passenger door and front wing. Nothing that has effected the driveability of the car to my knowledge. since the car was pushed up over the kerb and on to the roundabout it could have knocked the tracking a little. I dont know how much it will be to repair but the car is only worth about 600 and the insurance policy on this car has an excess of 350 cause it was the named driver who was driving and not my wife. There also is no protected no claims bonus. If i was to put this claim through the insurance how would this effect the pocket and the no blaims bonus.
I am looking for car insurance for my 23 year old Ford Fiesta. A lot of companies wont quote.?
I am 54yrs old my car is 23yrs old but it only has 46000 miles on the clock.
What would be the cheapest Car Insurance for a 20 year old? HELP!!?
so i'm 20, & i've had my licence for a year now & been driving around in my dads cars. but he just recently got a letter from his car insurance asking if he will add me on to it!.. will it be cheaper if i was added on to his or if i had one of my own?? because i go to school full time & work part time! & would the insurance go down when i turn 21?""
Re Insurance?
I took out an insurance policy with swinton Insurance they quoted me 250.00 I agreed to this amount. I have been driving for over 12 years with no claim made against my policy. Due to the way my previous insurer only counted 5 years no claims bonus insurance that is all they have a record plus three years I was with them. Because the new insurer uses 9 years no claims they now want me to pay an extra 22.00 I know on the one hand this is not a lot of money on the other hand I don't see why I should have to pay it. They are saying If I don't pay it they will cancel it and charge a cancellation charge does anyone know the legal situation whether I have to pay by law or not.
""What is a good site for getting a quote for insurance on a moped, 50cc?""
I need to insure a 50cc moped, does anyone no anywhere I can get some good quotes""
What would insurance costs be for a 16 year old with a crossover?
I want a new 2011 equinox, and I just turned 16. About what would my rates be if I were added to my parents insurance? I don't want a quote from a website like progressive because I have to give out my parents info and I don't feel comfortable doing that. Can anyone give me just a guess at what they think my rates would be per month?""
How much is car insurance for a 17 year old girl?????
for the group 1 insurance cars. how much would it be? thanks
Motorbike insurance?
motorbike insurance
Please Recommend Cheap & Hassle Free Car Insurance?
I am looking for cheap car insurers that DO NOT - Ask to see license sent through the post or does not check records with the DVLA or has the option to refuse. Please only recommend if you use yourself or know someone who does. No reviews please, just insurers that don't check at the start of the policy. My initial thought was Tescogood or bad idea? 10 points today for most relevant answer. Thanks!""
Are SUV's usually high in insurance for teens?
I've been told that I should wait a little longer before i can get a faster car, and I was just wondering whether insurance for an suv would be high, in my case, for an inexperienced driver, (16). Parents are thinking of buying an Fj cruiser and willing to give it to me when i get my liscense.""
Car insurance refund!! PLEASE HELP?
i paid 300.00 deposit for the my car insurance on 12th december 2009, than on the 30 december 2009, i canceled my insurance. do you think they should refunded me? please tell me what should i do? thanks""
Is The General for car insurance good?
I want the cheapest car insurance I can find cause im broke for awhile. I have state farm right now. the general seems like its the cheapest but whats the catch. anybody have it
What's the best and cheap health insurance for self employed in US?
What's the best and cheap health insurance for self employed in US?
Will my Car Insurance Go up?
Of course your insurance rate will go up. They may even drop you completely. You could also lose your license for poor spelling and grammar. ok so you can **** right off
2005 Ford Mustang Convertible V6 Premium insurance rate?
Hi. I am thinking about getting a 2005 Ford Mustang Convertible V6 Premium [Black] I am a 16 about to turn 17 year old girl and I have taken drivers ed. && I live in florida, about how much do you think that it would be""
Why is it so cheap to live in America? but your hospital treatment is so expensive?
do these insurance schemes really cover you for major surgery?
Financing a car & insurance?
I'm 21 and I'm located in NYC the insurance over here is sky rocket high. I paid 1600+ for liability insurance for a old lexus from GEICO. I am asking my uncle to help me finance a 2006 bmw 530i which is about 32k and I already check if I finance under my name how much it would be. It is 10k for insurance a year lol... So I want to know if my uncle finance the car for me and I make the payments does he have to add my name under the insurance ? I don't need my name to be the co signer. I just want to know incase I do get into an accident what will happen ? Most people use their parent's insurance so I just want to make sure and get some facts before I ask my uncle. Thanks
Do I need to buy auto insurance for my used car dealership?
We are just starting out and wonder if our personal car insurance would cover test drives, or our driving the vehicles. It is a sole proprietorship.""
How would you haggle the best car insurance in this situation?
cheapest quote on comparison website:Admiral quotes, 919 apr 8.9% access of 750 Key Info: Car Vw Polo 1.4 1yrs no claims i do not want to pay no more than 500 accesss what I would like to know is the difference ways in how you would approach this matter, how would you haggle the insurance company to go cheaper and to how much would you be targeting from the price stated above.""
Are you in favor of getting rid of health insurance for people with pre-existing conditions?
Are you in favor of getting rid of health insurance for people with pre-existing conditions?
Auto insurance premium higher than what was quoted to me?
I just received my auto insurance policy in the mail and the premium is almost $200/year more than what the agent quoted me! My husband's premium for his vehicle was exactly the same as what was quoted. Is this normal and what should I do? I've already emailed the agent asking why the huge difference but am still waiting on a response.
How much is health insurance for a baby?
Ballpark please, don't need exact numbers. Teen parents, how much is health insurance for the baby gonna be?""
Is the homeowners insurance higher in florida if you have a pool?
Is the homeowners insurance higher in florida if you have a pool?
What is the average value for contents insurance for a three bedroom house with no major valuable items?
I've not had to get content insurance before and my removals company want to know the estimated value of the items i'm moving. I've not got a clue, help.""
I want to save money and am looking for cheapest car insurance in uk?
can any one tell me where to get an insurance say third party only or fire and theft at the most for less than 500 pounds a year online
""Car insurance cancellation, what to do?""
Alright so I had my insurance policy through my mom with Allstate. Today we got a cancellation letter from them, and it was because of a reckless driving charge put against me. What should we do, what is the next step of getting a new policy? My mom also just got a new car about three years ago and i know for sure that she does not have it payed off. Will she be in endangerment of losing her loan. Lastly, if we do get new insurance, what do you purpose the figures maybe?""
I need help car insurance?
Im looking to buy a 2010 fusion se right now through Lee auto. For me to do it myself I'd have to pay almost 400 dollars a month for insurance and 360 for The car. Is there any way I can lower my insurance? This is rediculius all I have is 2 speeding tickets and that's it on my driving record. I have no loans no payments or nothing.
Which insurance is needed?
I'm looking into buying mascot costume for myself to wear at events or childrens parties etc , After struggling to find any local enough on several occasions ive decided i'm going to do it. Sooo... I've looked into insurances but just want to make sure im right as i'm not to clued up here .. I need public liability & i want product liability . Is there another i will need? I wont have a premises as such as all my costumes will be at my home but do i need a separate insurance cover for stock at home or can i just up my contents cover for these? Is there any other insurance i need. Thanks""
Can i claim insurance if i'm driving amother car?
if i was driving my friend's car and we got into an accident, can i claim insurance on her car under MY NAME/POLICY, since i have my own insurance with my own car?""
""If you are a 22 year old male, please reply telling me how much your full coverage car insurance is. Details!?""
If you are a 22 year old male, please reply telling me how much your full coverage car insurance is. Details!?""
Cheapest car INSURANCE!!!?
whats the cheapest car insruance company for a 17 year old, the cheapest is ecar that i have found""
CAR INSURANCE FOR A 16 YEAR OLD?
would it be more expensive for car insurance for a brand new car or a used car. (my mom has geico so thats who i would have)
Is this a good way to cancel car insurance?
I'm about to switch car insurance providers, but my past agent is one of the most helpful person alive, and I don't want to tell the guy that i'm cancelling. If I just let the policy lapse by not paying the bill and letting it cancel on its own will anything negative impact me? Or do I have to call the guy and tell him i'm cancelling?""
How much does Whole Life insurance cost?
I have a quote for 20-year term life insurance for a non-smoker for $48 a month. How much would it be a month for whole life insurance?
Is it illegal to drive a car thats not yours without insurance?
I need to know if it is legal to drive someone elses car even if i dont have car insurance but the owner of the car does i dont own a car but my half brother does and lets me use it the only problem is i don't have insurance is it still illegal for me to drive this car i do have a valid license this is in Ohio
Where can i get health insurance from when i make very very little money?
im an 18 year old female and my dad dropped the ball a while back and i havent had health insurance for 2-3 years now. and i need health insurance so where can i get health insurance? i make little money like pretty much $30 a month cuz i have a part time job where i work once maybe twice a month i live in california. prefferably a health plan just for health and dental if possible...but really anything will do at this point
Which car insurance company is cheapest on international licence in uk?
Which car insurance company is cheapest on international licence in uk?
How much will 3 points effect my insurance?
Hi, i just recently got a speeding ticket ( the price isn't important for this question so dont try to tell me it is) i got 3 points from the ticket and im wondering how much it will raise my insurance. I am 18 and i have no other recorded tickets or anything on my insurance also the car is in my name as with the insurance and i cannot give u the year price off the top of my head but i just want a estimate of how much it will bump up my payments.. my company is statefarm if that helps..thanks""
Does anybody no any cheap car insurance company for young male drivers plz help in Ireland thank you?
Does anybody no any cheap car insurance company for young male drivers plz help in Ireland thank you?
Will my Car Insurance Go up?
Of course your insurance rate will go up. They may even drop you completely. You could also lose your license for poor spelling and grammar. ok so you can **** right off
What is the best insurance company for a 21yr old with a bad driving record?
car insurance for nj drivers
Insurance for 21 year old driver?
I live in Newcastle and I am trying to get a car soon. I am not a UK resident so I have recently acquired UK full DL. Is it cheaper to insure than first-time drivers as a 17 year old? I am an experienced driver and have had California State Driver License for 5 years and now I am settled down here so I thought I might as well get a license here. I do know that overseas insurance no claim's are not really relevant around here, nor I want to bring my records down to UK and try to bargain cause I do not have great driving records to be precise. So this is my question, would a 21 year old male first-time UK licensed driver be able to get cheaper insurance than a 17 year old male at the same position? If I want to spend less than 2,000 per annum on third party only, what insurance group of cars should I look at? (Every question asked is not asking for accurate info, asking for general knowledge which I need) Thanks in advance!""
Car Insurance - Where the car is kept?
I'm currently looking at insurance for my car, which will be kept where i live in a small private residence Cul-de-sac with a coded gate and CCTV. Will this come under as Locked compound or Private Property? Hope someone can help.""
Pregnancy insurance?
I have insurance right now, I am probably 3-5 weeks pregnant. I haven't gone to the doctor yet because my husband should have a new job on monday. I have medicaid as a 2nd insurance but if i go and ask for pregnancy services, and show them that im pregnant with a note from doctor, can i use medicaid until the new insurance kicks in and then use medicaid as a 2nd insurance? Plus what if the new insurance doesn't allow me to use it for pregnancy, will medicaid still pay?""
How much would insurance be for a Mazda MX5 MK1?
How much would the insurance be for a Mazda MX5 Mk1 in the uk. I know the car doesn't cost that much, and its quite old! I was just wondering what a 17 year old male would have to cough up :) Any useful website links would be nice aswell""
How much do you pay for car insurance per year?
I'm just curious. Thank you in advance.
How much the insurance for porsche 911 per year in california?
How much the insurance for porsche 911 per year in california?
When should I expect money from a car insurance settlement?
Today, i was going through a green light and a driver ran a red light and hit the back of my car. i spun out and eventually stopped before hitting anyone else. I was wondering about how long should i expect to wait for insurance to comp me for a rental car (if applicable. i believe i have triple A) and to give me the check for a new car. i have a few follow up questions. 1. what amount will my insurance give me. i have liberty mutual and i had a 2001 kia sephia with 97000 miles in good condition. i just had new tires, alignment and oil change done to it because i just got the car about a week before. 2. the fender, axle, and back tire are completely totaled. the back drivers side is smashed in so should i try to fix or take my losses. 2. should i sue the driver and get a lawyer involved? or just take whatever my insurance will allow me to have? any additional advice, warning, guidelines or wahtever will be helpful also. thanks.""
I hit my son's car! (Insurance question)?
I accidently hit my son's car in the driveway. We have seperate insurance policies, but use the same agent. At first the agent told me my son's policy would cover the accident and pay for my son's car but I would have to pay for my deductible. Fine, sounded fair...and I was told don't file a police report. Now I have been given several different excuses as to why my son's car cannot be fixed. First I was told I own his car. Not true!! and we have different insrurance policies, then I was told we have the same policy..WE DO NOT! Then I was told you can't collect if the person is a relative at your residence. What is going on! This is a WELL KNOWN insurance company and we are shelling out big bucks for these policies. Any insight or advice.""
Which car insurance company fit what I want?
Hi, I recently cancelled my car insurance from State Farm because they were over-charging on my bill. I am 19 years old, and have a new car (Honda Accord Coupe) which is a 2 door which is considered a sport's car. Because I'm a young driver, and it's a new car, and it's a sports car my insurance was off the roof. I want to find another car insurance that will have fair coverage and is affordable for me. I live in PA if that helps as well...""
Is This Right? (Retinal Detachment/Cataract/Lens/Insur... Question)?
Let me make a very long story short and get right to the questions. I have moved across the United States by myself at the age of 20 with no insurance covered by my parents, nor will they ever if they could. I had a retinal detachment in my left eye. Paid out of pocket for an eye doctor appointment, he freaked out and told me to go straight to the emergency room for emergency surgery since my entire retina was detached. After my surgery, half unconscious too, a social worker got assigned to me because I was under 21 and legally dependent on the state. So the state paid for my surgery. I had a 2nd one too because the first failed. During my 2nd surgery I had cataracts in my eye so they removed the natural lens. And they never replaced the natural lens since they feared the retina may detach again like the first time. But it stay together and I turned 21. So therefore, legally independent by the state. My check up appointment was after my birthday which the front desk of the eye section declared I must pay $80 for every check up visit, which they wanted me to come in every other week. And if I did not pay, I could not go in. Due to my 6 months of surgeries and recover time I had no money, and was not working. I live with my in-laws, and they were taking care of me, but they are certainly not going to pay my medical bills. So here I am now, age 22 and I have been working for about a year. My job does not offer health insurance until you worked for a year, and even then, there is a certain month you can sign up. I have been walking around for over a year without a natural lens, or ANY lens in my left eye. This is in no way like being blind. My doctor had told me that if I got my license and drove, if ever in an accident, I would get in serious trouble because you are not supposed to drive this way. Not that I do, I cannot see correctly so it is wicked dangerous. Having no lens in one eyes messes with your other eye. Hard to explain unless you have literally had this situation before. Sunlight glares into my bad eye, then into my good eye. Same with darkness or bright lights in general. I am actually very blind at night because of this. This is literally ruining my life. I have no money to pay for insurance, or the surgery which can be easily be 10,000 dollars. Is this legal for a county hospital to do? I have never heard of anyone in my situation. Even the thousands of times I have googled and searched. Never heard of anyone in my shoes. What are my rights here? Is there some way I can fight this? Where is my justice? This is holding me back so badly in life. Please someone with real help and not a crappy site they copy and pasted, help! I need some real human help!!""
What are the regular insurance cost of these cars. (without deduction or add cost)?
Porsche Nissan 350 Honda S2000 and also give me a recommendation on a nice not that expensive, good sporty looking car, lol.""
Has legislative push for affordable insurance been cut short in the u.s congress?
Has legislative push for affordable insurance been cut short in the u.s congress?
How much does it cost to own a classic car?
So I was on craigslist looking at Camaros for fun. I came across a 1979 Camaro Z28. The car was completely redone in 2001 and a new 350 crate engine was put in it in 2003. The car has new leaf springs, suspension bushings and tires on it. The new engine and trans has just under 45,000 miles on it as well. The seller is asking $5500. Ive driven it and am pleased. The car seems to be strong and is of good quality. If I were to get this car it would only be brought out on nice days, probably over the summer. Next year the car would be 35 yrs old so im assuming its considered a classic . What would be a good estimate for 50yr old man in Pennsylvania to own this type of a car that is rarely driven. Again the car is in good shape, only a little rust and probably wouldnt even see 1000 miles a year. Just curious for some input.""
What's a good sports car for a 16 year old that would have cheap insurance?
What's a good sports car for a 16 year old that would have cheap insurance?
Where Can I Find Really Cheap Car Insurance?
I Am A Newly Qualified 20 Year Old Male Driver!!
""When you get rear ended by a car, does your insurance rate go up?""
Will getting your car rear ended, or getting into any situation that isnt your fault, cause your insurance rate to go up?""
Affordable Senior homes?
what is the best place for seniors who live on their own and have health problems or have difficulty in taking care of themselves? Something that can be affordable in the same time.
Should I continue to pay my car insurance?
I've been paying car insurance for a car that has been with a mechanic for the past 7 months. In order to get my car back I have to pay $900.00 USD. Should I cancel my car ...show more
Car insurance question?
Ok, So I was driving my moms car, which is insured, and i had a car accident. I am not under my moms policy. The car accident was not my fault. The person that hit my moms car also has insurance. If I report this to her insurance, what are the possibilities of them paying for my moms damages?""
How much does it cost to fill up a 2008 Chevy Malibu and how much is the insurance?
How much does it cost to fill up a 2008 Chevy Malibu and how much is the insurance?
How long does it take for an auto insurance company to investigate and claim liability?
My daughter was in a car accident on Feb. 25. She was traveling straight in the southbound lane, when a rushing man in the northbound lane turned left in front of her. The driver admitted that he was upset because he had been following a school bus for the last 20 minutes and his friend, whom he was trying to pick up, was late for work. He stated that when he saw the driveway that he cut from behind the bus to turn in then realized from the skidding that he turned in front of a car. His insurance company is still investigating and waiting for pics of the scene and his friends statement. I was told by his insurance company (USAA) that witnesses not listed on the police report could not be used, but his friend is not on the police report and they are waiting for her statement. NC State Highway Patrol responded to the scene and the driver was cited for failure to yield the right of way. The driver was apologetic and admitted several times around a number of people that he must have blanked out or was daydreaming from the frustration of the school bus. USAA is saying that they need to make sure that my daughter was not 1% at fault, meaning speeding perhaps. The officer estimated her speed at impact at around 40 mph and the speed limit is 55mph. She hit the drivers back tire of his Jeep Wrangler (small truck) causing him to rest in a small trench or ditch ion the side of the attempted driveway. The front passenger side above the front tire and the front by the headlight is damaged on her car. She tried to avoid him, protect her younger sister (13) and avoid veering to much left in fear of hitting the school bus. My girls were terrified when I arrived 15 minutes after the accident. USAA stated that she may have had time to instanly stop, but she tried everything that she could do. In my opinion, she should have never been put into that situation. USAA is saying that points of contact are off, but my insurance agent said that she hit the back tire because a Jeep Wrangler is only 5 ft long and he was not towing a boat or driving a common sized vehicle. Plus the driver admitted to pushing down on the accelerator when he realized what was happening. I just need to have someones advice on this matter before hiring a lawyer. Thank you.""
Why has car insurance gone up?
I insured a VW Polo about 3 months ago. I got a good quote of 41 a month. We moved house to better neighborhood, and I can now lock my car in the garage overnight. Also the car is now less in use as I have access to a newer car which I use for commuting etc. The polo is for when the family really needs to make two different journeys at the same time. A spare car if you will. Now my cheapest quote is 85 / month!!! WTF? Why has car insurance skyrocketed in 3 months?""
Does state farm have good life insurance?
Does state farm have good life insurance?
""Is a Ford Mustang, Chevy Camaro or a Dodge Charger good for a first car?
My friend is 18 and goes to college and he has a Ford Mustang. I know its a sport car but is it good for it to be a first car?
Will my Car Insurance Go up?
Of course your insurance rate will go up. They may even drop you completely. You could also lose your license for poor spelling and grammar. ok so you can **** right off
https://www.linkedin.com/pulse/what-happens-money-end-life-insurance-term-david-davis/"
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Metter Georgia Cheap car insurance quotes zip 30439
"Metter Georgia Cheap car insurance quotes zip 30439
Metter Georgia Cheap car insurance quotes zip 30439
BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr
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Metter Georgia Cheap car insurance quotes zip 30439
Metter Georgia Cheap car insurance quotes zip 30439
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Do you have to get different car insurance to have a child in the car?
How much would these roughly cost to insure?
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""What is the cheapest car to insure, and what makes insurance go up and down?""
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What is the average auto insurance increase with one DWI?
What is the average auto insurance increase with one DWI?
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My mom got insured for my car, and i was wondering if i get in a crash would the policy still cover me? I dont was to put my name on the list cause for myself it costs a 114 to about 200 just for liabilty. I am 18 years old and i drive a chevy malibu""
Cheap car insurance in PA?
I'm 19 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be? Personal experience?
Metter Georgia Cheap car insurance quotes zip 30439
Metter Georgia Cheap car insurance quotes zip 30439
What is a Cool looking car but cheap on insurance?
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My husband needs life insurance about 50,000 but want payments cheap payments 40.00 monthly. We been trying to find some life insurance but some dont take with diabeties. My husband doesnt take insulin. Hes ranging about 100 to 180 every month on sugar level.. Any ideas on life insurance we should quilified!!!""
How much will my insurance be if im 16?
Well im 16 and I just got my license 2 days ago and I want to get insurance on a 2005 wrx sti sedan and we just got this car no one is insured on this car yet and I want to know how much the insurace will be per month or year, I havent had any tickets yet and never crashed. Can someone please help more or atleast give me an estimate or educated guess if you dont know. Thanks to anyone who helps.""
Motorcycle insurance average cost in ohio?
Motorcycle insurance average cost in ohio?
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I'm looking to buy a 2000 Toyota Spyder. But i'm only 20 years old, so i'm questioning whether or not it is a good idea! Its will cost me about $10,000 after tax + the insurance. I'm not so worried about the actually cost of the car, because I can make about a 60% downpayment, and take out a small loan for the rest... But the insurance is the big issue...""
Is there any cheapish insurance for 19 year olds?
im looking for some cheap car insurance for my vw golf mk2 1.8 I was a named driver on my dads but now he cant insure me, ive been looking for either the little black boxes in or with out, so if any of you know please share.. cheers shane""
The cheapest auto insurance in southern california?
The cheapest auto insurance in southern california?
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I would like to know if i can get affordable insurance for melanoma treatment?
i am a low income single mother and need insurance for myself my kid is already covered
""Insured car, uninsured teen driver?""
Hi, I am 17 and just obtained my drivers license, I am not on the insurance policy for the family cars. I heard somewhere that insurance follows the car and not the driver and that even if i wasn't on the insurance policy but had permission from the owner to drive the car that any accident would be covered by the owners insurance policy? Is this information valid? And to what extent? Thanks!""
Car insurance for a 21 year old?
Im 21 years old. living in the uk. i pay 1,2500 a year on a citron Zara Picasso im 2nd driver as my mum is 1st driver. iv been driving since January 2010, i have done pass plus too, i am looking to get a car so i can get cheap insurance. my mate pays 800 a year hes been driving for 3 years, he drives a ford KA.""
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I'm paying round 90 a month for a 1.4 Astra with tesco. Absolute rip off I live in a half decent area and have no claims over 9 years, why is it so expensive, pain in the ****!!!""
What kind of insurance should I get?
I just got my drivers license yesterday and I am going to buy a car from a friend. It is a 1992 turbocharged Volvo SE with 205,000 miles. I am 17. What kind of insurance should I get and with what benefits? (I want it to be cheap)""
I was passenger in a car accident. i injured my foot bad. how much should ask for the insurance settlement.?
iv been out of work for 2 weeks, and still cant walk good on my foot. iv paid for perscriptions and co-pays. how much should i ask for from the insurance company.""
Is it any wonder so many 17-30 year olds are driving around without insurance?
This is obviously the fault of the insurance companies for pricing them out of the market with their ridiculously high quotes
How much will my insurance go up with getting 4 points on my license?
I live in Pennsylvania. I got a speeding ticket today going 17 miles over the speed limit. I looked it up online, and I think this will put 4 points on my license. I have Nationwide insurance, and I'm 24 years old. How much will this most likely raise my insurance and for how long? This is my first time getting any points on my license. I have gotten 2 previous speeding tickets without acquiring points. One was 5 years ago and the other was 2 years ago out of state (in New Jersey). I don't remember how much over the speed limit I went on those occasions. Thanks for any help!""
""Car Insurance, will it go up IF?""
Right.. well im gonna be able to drive the end of this year.. and i want to get a Vauxhall Astra Estate and make a few changes.. for Example: GSI front bumper Exhuast GSI alloy wheels possibly a new spray of paint leather seats new head lights Will the insurance go up if i do these things? i know its going to be high anyway because im a new driver.. but i wanna know if it will go up anymore and roughly by how much, and if anyone could just give me a general list of things i have to tell the insurance company if i change anything on the vehicle. Thanks!""
Does a citation go on your insurance?
Does a citation go on your insurance?
How much is commercial car insurance?
I am doing a project for school and need to know a ball park range of the annual cost of car insurance for a courier service. here's some info: -2 cars -6 drivers -cars will not travel more than 20 miles per trip -liability limit $500,000 -uninsured/underinsured motorist limit $500,000 -General liability coverage: 1,000,000 **these do not have to be exact but the rate you give me is for other limits, just tell me those limits. I have no idea so any info you have and can back up would be awesome! THANKS!""
22yo motorcycle insurance?
I have a 125cc motorcycle and im 22 with my m2 and driver training but the cheapest insurance i could find is $2500 a year!!!!!!!!! Does anyone have anything better for a young guy???
Classic car insurance?
I am looking at buying a classic car but i don't know where is best for classic car insurance.
What company does cheap insurance for learner drivers?
What company does cheap insurance for learner drivers?
How Much Would My Nissan Figaro Insurance Be?
Hello Everyone, I'm looking to get a Nissan Figaro for my first car, the car price isn't a problem but I can't find insurance anywhere! Figaro Insurance comes under classic car insurance, I am 18 years old, just passed no NCB can anyone tell me how much it would cost me please??""
What to know about cars and car insurance?
okay so i will go out to look for a car in a couple of months and i would like to know what look for when buying a car to make sure i will make a good buy, also i would like to find which car insurance would be a good one to get, my mother told me something about paying once a year or every 6 months and i would like to know which are the insurance that offer that type of paying plan and please do tell me if your insurance is good or bad ... we had an issue with allstate when my brother got hit by someone so, allstate is out for me""
Car insurance= cover all drivers?
if somebody has car insurance with everything on it possible as far as what you can buy ( plans like pip, medical, liablity etc ) is any driver of that car, covered if in a wreck? or will the person driving been liable? geico""
Metter Georgia Cheap car insurance quotes zip 30439
Metter Georgia Cheap car insurance quotes zip 30439
When is it the cheapest car insurance rate based on age?
I forgot when I got my license, freshmen in college though in NY. I was told that the older you are the cheaper your rate, like if you start at 25 you pay less. Is that right? I was told the opposite??????? I think I was 18.""
Where can I get an insurance quote?
all the sites ask for a lot of info, can i get a site where i can just put in the date of manufacture of the car, and i get the quote.""
Whats a good health insurance company?
One that is affordable, has good coverage, good selection of choices? Fair, good quality, what do you recommend ?""
What use of a bike is cheaper for insurance?
on the progressive motorcycle insurance site, it has a tab for use of vehicle--- which would be cheaper: pleasure or to/from work/school?""
""New driver, car, insurance etc..?""
I've started saving for my first car, driving lessons and tests, and obviously insurance. Any tips on choosing a car, and a teacher? How much would it cost, roughly? Detailed answers really appreciated, thankyou x""
What company offers best auto insurance rates for not so good driving records?
What company offers best auto insurance rates for not so good driving records?
Approx. how much would a leased car amd insurance cost a 24yr old male?
Planning on either a alfa romeo, or civic moving to the uk so not sure what leases are like and insurance. Insurance in toronto is sky high so im assuming it will be the same. I pay $400 a month so arounds 200pounds. Just looking for estimations thanks. City driver too, possibly london or glasgow.""
Does anyone know what homeowners insurance companies allow dogs like like chow chows?
We are thinking of getting a very sweet gentle chow from a local rescue group and our current insurance (Travelers) will cancel our policy should we get a chow (plus a whole other long list of breeds). I'd like to hear from someone w/ a german shepherd, sled dog (husky, malamute, akita), rott, pit bull, or other dog deemed dangerous about what insurance company you may use.""
Car acccident insurance issue?
I had a faulty accident. I gave my license plate number and registration number to the other party but I forgot to give them my insurance information ? what will happen now?
Medical insurance question?
Okay do you need to be a legal guardian to put a kid in your medical insurance plan? Please don't ask why(: oh and a kid that is not on a plan already.
""Ran a stop sign, will I have to take traffic school to keep insurance rate down?""
I am a 21 year old who got a ticket for running a stop sign in Los Angeles. When I go to pay I see the option of traffic school, but it is more expensive than just paying the ticket off. If I want to keep my insurance rates at their current price, do I need to take traffic school? I am willing to do it, I just want to make sure the extra money won't be for nothing.""
Does one speeding ticket make your insurance go up?
i'm 16 and never had a ticket...i think it's state farm insurance.....i'm in california
What type of insurance protects your car against theft?
I know there's Liability which is mandotory. Collision covers damage to your own vehicle, but does it actually cover a stolen vehicle with let's say a deductible of $1000?""
How much should my insurance go up with a new car?
Right now I have a 1995 honda accord, I play about 90 a month, what should I expect to pay with a 2007 mazda 3?' Im 19, on insurance with my parents, no tickets or accidents. THANKS!""
How do doctors actually pay for liability insurance?
On studentdoc.com, the salary survey stated that the average OB/GYN made roughly $238000 a year, but some sites I have looked at show that they also pay $50000 a year (in florida, that rises to $100000) for malpractice insurance. Even for other practices, such as pediatrics and internal medicine, the rate is usually $30000+. This is a huge amount of money and really, after paying student loans, mortgages, taxes, and etc, how much money do doctors actually take home? Surely not all doctors actually pay for their premiums. Specifically, how much would a pediatric surgeon pay in malpractice insurance in California or Illinois? Just some food for thought.""
Im getting my first car but my mom says 2 dr car insurance is more expensive than a 4dr is that true explain.?
i love my mom but i wanna pick what i drive i want a two door car because if i get a 4 door car ppl are gonna leave there trash in it and im gonna be pissed off. My great great grandfather told me that the driver don't pick the car the car picks the driver and i understood him i want a car that is suitable to standards the most important thing it has to have is a sunroof/moonroof cd player and all power options. my mom just doesn't understand me or my life can someone please help me just a straight shot of info which car insurance is more expensive a 2 door car or a 4 door car.
I need advice on car insurance?
what would be a really really cheap car to insure? i just need liability insurance. i need a car or truck but im worried about how much it will cost to insure. any advice on really cheap insurance on any certain car would be greatly appreciated. if you also know any car insurance providers that offer low rates i would like to know that as well. thank you
Walmart $4 prescription list....only with insurance?
Are the awesome 4 dollar prescriptions only when you have insurance? I don't have insurance, can I get my regular 4 dollar script for still 4 dollars?""
I need help car insurance?
Im looking to buy a 2010 fusion se right now through Lee auto. For me to do it myself I'd have to pay almost 400 dollars a month for insurance and 360 for The car. Is there any way I can lower my insurance? This is rediculius all I have is 2 speeding tickets and that's it on my driving record. I have no loans no payments or nothing.
Car insurance car placement?
i'm moving into the city alone, and car insurance is probably going to go up for me. I'm turning 20 this summer. can i do the following: 1. still have insurance under parents so i can pay cheaper while living alone. 2. put my name under an older car with my parents to be at that place, but drive my real car there.""
How much is it to include your teenage child in your car insurance plan?
My daughter is going to get her license soon and will be driving the family car with us.. how much will it cost to add her to our insurance plan?
How much Percentage of Premium Covers in Car Insurance Policy?
www.insurancequotescompany.com
Need help getting affordable auto Insurance?
I'm 20 years old in Brooklyn NY I am a college student I live alone I don't speak to my father and my Mother is not here, I really need a car for work (i started my own business) and for my life in general The cheapest insurance quote I received was for $10350 a year, for the state minimal coverage I am looking something in the range of what normal people pay 1k-3k at best Please if anyone knows any schemes, tricks, deals, anything let me know And please non of thatpublic transit or that you shouldn't try to trick the system non of that.""
Average cost for motorcycle/scooter insurance?
Im considering getting a scooter or small motorcycle, and was just trying to estimate my monthly payments, including insurance. Could you please give me an estimate or exact numbers on how much i should expect to pay? And is it generally cheaper with a smaller bike? cheapest with a scooter? Im 25, no accidents or tickets whatsoever, and am looking for something between 80 and 250 ccs.... Thanks!!!!!!!""
Cheap car insurance...who are you with?
i am looking for cheap car insurance for my two cars. i had my license since i was 18 and now im 20. i have no tickets and i need to find insurance please help me....who do u have and how much do u pay?
Metter Georgia Cheap car insurance quotes zip 30439
Metter Georgia Cheap car insurance quotes zip 30439
https://www.linkedin.com/pulse/car-insurance-quotes-online-go-compare-george-morrison/"
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Mount Cory Ohio Cheap car insurance quotes zip 45868
"Mount Cory Ohio Cheap car insurance quotes zip 45868
Mount Cory Ohio Cheap car insurance quotes zip 45868
BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr
RELATED QUESTIONS:
Auto insurance for a 16 year old female?
*im adding some details i forgot to add last time, sorry for the question repost I was trying to do the online quote thing but i cant because its asks for a phone in order to generate the rates , and im most certainly not about to give them my phone number. No way jose.thats why im asking. -Im a 16 year old female -Dont have a license (yet) -im single -I would be driving a 2001 kia... i think sephia? Idk but it looks like a very basic car. -I have good grades -i have never gotten tickets or DUIS -I live arizona -I would only be driving to school which is approx. Seven minutes away fron where i live -I would only also be driving to work which is about 15 min away -I work part time So do any of u have an estimate??? Also please dont comment something irrelevant or pointless""
Auto Insurance Question?
well I want to buy an E36 BMW M3 (1996-1999) in couple of months, but i want to know that how can i get an insurance quote from other insurance companies. My moms insurance name is Access, but i want to get quotes from different companies to see which one is the cheapest. the problem is that, i don't have the car yet and there are questions that the website asks that i can't say it because i don't have enough info about the car, and i can't bother the sellers if im not going to buy the car yet. so how do you think i can get an insurance quote online when i don't have the car yet. sorry if the question sounds confusing""
How can i find the owner of the car and what insurance he's using?
Someone bumped into my car while I was working. I have a witness who gave me the license no. and I have reported this to the police but they said as it happened in a private car park, ...show more""
Cheap car insurer for young driver?
I am a 19 year old male trying to find a cheaper car insurance quote than 1500. Does anyone know the cheapest car to insure? or a cheap insurer?
How can a non insured pregnant lady get a health insurance in california that covers maternity and delivery ?
California Health Insurance for a pregnant lady
Insurance Question ??
well im 16 and im most likey getting a car this weekend (the one i want is a 1997 mitsubishi eclips spider convertible) i was just wondering how much insurance will be ?? thanks i realy need to know .
""Since the Federal Govt. will make us buy govt health insurance, can they make us buy a GM?""
Since the Federal Govt. will make us buy govt health insurance, can they make us buy a GM?""
Teenage insurance for 2001 Ford Escape? 2002 Jeep Liberty?
I'm thinking about purchasing this car used for my 18th birthday. I have to wait until i'm 18 so I can be on my own insurance. But I have taken drivers ed, and I will be buying this car full payment in cash. So I'm curious to know what the insurance could be! I have tried to get quotes online. You have to already be insured and own the car...I have tried so many. I also am a female, so my insurance will be a little lower. I just really need to find out what it would be! I was also thinking of purchasing a 2002 Jeep Liberty, any insurance guess on that? Ford Escape is a better car, but i'm just seeing what insurance could be for both. Thank you so much!""
Where is the cheapest Motorcycle insurance for a Honda CBR500R in Vancouver?
I'm a new rider buying my first bike. I am not really sure which options are available for insurance. I know ICBC has mandatory liability that has to be paid to them, however I'd like to know where the cheapest motorcycle insurance for a CBR500R is. Any help or info would be appreciated - Brad""
""Pregnant With No Health Insurance In Houston, TX?""
Hello Yahoo Community, I am married, pregnant, with no health insurance. I have applied for Medicaid and CHIP and was denied assistance based on my income, I apparently make too much money to qualify. I slightly cross the threshold. If you subtract our bills minus our earnings we're left with peanuts. We only pay for necessities not for commodities. There is nothing I can cut back on because we're paying for the basic stuff. I've look for insurances but I am having a hard time finding one that covers maternity costs and if they do they're tremendously expensive and out of our reach. Also since it's a pre-existing condition, most insurances don't cover it. Does anyone know about any programs where I can partially pay for the services? Or affordable insurances that I could apply for? I've researched extensively and can't seem to find anything. I am 10 weeks already and have not had my first pre-natal appointment. It's becoming rather stressful. Any help or information will be appreciated. Thank You.""
Is everyone that gets insurance through work getting their notifications that insurance is going up?
Has anyone else noticed a great number of questions complaining about ins going up. These people are getting insurance through work. The notices must have gone out this week?
""Car insurance cheaper in New Orleans, LA or Suffolk County, New York??""
My daughter recently moved to New Orleans, LA as an intern temporarily....does anyone know if automobile insurance, all things being equal, will be more expensive in New Orleans, Louisiana or Suffolk County, New York ??? much thanx all""
Report old ticket to insurance company?
I am looking to get new car insurance, and I had a failure to control ticket over 2 years ago, which means that it is no longer on my driving record in my state. When filling out insurance information, it asks me to report any violations in the last 5 years. If my ticket is not on my record, should I still report it to the insurance company?""
Do I need car insurance to drive into Canada?
I'm driving through Vermont to Montreal. I need to know if I'm required have auto insurance to cross the border in my car? Will the border agents ask for my car insurance.
Where can i get cheap full coverage auto insurance?
I am buying a 2004 Pontiac Grand Prix and I need full coverage for it. I am looking around $150.00 a month MAX. Thanks!
""Have GAP Insurance, Don't have car insurance?""
My husband was hit by another driver a few days ago. The other driver was at-fault and our state is an At-Fault state. The other driver has insurance. Our insurance policy has been lapsed for under 30 days. We were planning on obtaining insurance in 2 days. There is a chance the car may be totaled and it is financed with GAP. I believe that I read that GAP will not cover in the case of no insurance coverage. Does anyone know where we stand here? Will having the new policy in a couple of days in any way help regarding the GAP issue? Also, the other driver's insurance company called today asking for info: Name, Address, our insurance info. What should we do?""
Will my car insurance go up for failure to stop for a school bus in NY? It is my first moving violation?
Also, I am not the primary driver on the insurance, my mother is. Will that make a difference? If my insurance does increase how much of an increase would i be looking at and what kind of fine I will be looking at for the ticket? Any feedback will be helpful...thanks""
Car insurance?
is it possible to have two inurance policies on one car?im wanting to get insured to drive my brothers car so do i have to be a named driver on his insurance policy or can i have my own?thanks!
16 year old provisionals license Geico insurance w/Suburban estimate?
I have a GMC Suburban, year: 1998. I am 16 years old, had just passed my drivers test and got my provisionals drivers license yesterday. GPA isn't all that well right now @ 2.75, I'm not a terrible student, it's just I had failed a class & had c/d's my first year of highschool before I kicked it in gear to get a/b's in classes. If I were to get put on my parents insurance (Geico) as a driver on their plan to drive a GMC Suburban year 98. How much do you expect a month for it to increase? I will have to pay however much extra it is on their bill for my chunk of the insurance bill. Working at Subway @ Min wage, have to also pay for my phone every month (about $45, 50 a month). Tried to get a quote or look around online for a general price estimate, though I'm not 18 and unable to. Parent's are not home, not interested in waiting the few hours for them to get home and become motivated to look into it. Thanks!""
What a good car insurance for a teenager?
Okay I'm 16, almost 17, I'm in drivers ed, I have my own truck. I live in Vermont, I get average grades in school, what is a good car insurance, that also has sorta low rates (I make around $500 a month)""
Can someone else put insurance on my car?
I have two cars and one of them is parked right now due to gas prices. So I took insurance off of it for the time being. One of my friends car is messed up and she does not have a ride, I am thinking of letting her borrow my car until she can get hers fixed. So can she put insurance on it and drive it?""
Where can i get affordable health insurance?
I live in iowa.. Where are some places i can get some affordable (cheap) health insurance? Thanks!
How does life insurance work?
How does life insurance work?
What is the best car insurance company in North Carolina?
Hi. So I recently moved from New England to North Carolina. I have my 2002 Toyota Camry. It was my Dad's and is still under his name. However, I want to get the title in my name hopefully by early 2014. That means paying for insurance too. I figure I'm going to have to do this soon, might as well do it now and learn more responsibility. My parents are paying for my car and their cars under MetLife. (Yes, the one with the Snoopy logo). They are paying about the same plan they did in Massachusetts. I know North Carolina has more competition in pricing and I want to shop around for a decent plan that gives me what I need but for a better price. My Mom is hysterical and doesn't want me to go anywhere else because she think NC insurance is crap. I like that MetLife gives me what I need but I'm not paying more than I have to in insurance. Sorry Mom. So my question is. What is the best car insurance company in North Carolina? Any suggestions. I would like a company that offers affordable plans but also is a reliable company when I need them. Please NO cheapo discount insurance. Here are my only two liabilities in my driving history: 1. Got into a minor car accident in October of 2011. Just a paint smear with another car. Nobody was hurt and neither car got in worse performance condition. 2. Got a seatbelt violation ticket in January 2013. (It was actually for speeding but the cop went easy probably because he saw I was wearing a suit. I was on my way to a family memorial service near the South Boston area.) Any experiences? I mean, what is my Mom worried about? I never hear in the news about people dying because they have NC car insurance. I know there is cut rate (bad) insurance out there because of competition. But there's got to be something better in NC than paying a Taxachuetts MetLife plan. (Sorry BayStaters, but you know it's true) Thank you!""
Where can I buy the most affordable business liability insurance?
Hi there, I have a very small start up business and I am in need of liability insurance for a business. Does anyone know a good cheap company to use?""
Mount Cory Ohio Cheap car insurance quotes zip 45868
Mount Cory Ohio Cheap car insurance quotes zip 45868
Cheap car insurance for 20 year old?
im new to this im 20 getting my license in ont canada and need insurance i am very cheap will be buying a car 500-700$ and want the cheapest insurance possable il fix my own car if its possible i just want to be legal cause insurance is ridiculous ty everyone
""For Americans, How do you feel about your current health system?""
Reason I ask, I saw a segment on television of people in the states lining up in a showground to receive basic health care, instead of clinics, I was horrified, is this the norm? In Australia we have Medicare & Private health insurance, the main difference is one is a bit more comfortable than the other, I would really like to hear your views.""
About health insurance?
i don't have a health insurance and my job doesn't provide me one i had a car accident and i owe around 3,000 dollars on my own hospital visit i didn't injure another car if i get an insurance do you think they will pay for my health debts???""
Will the insurance company total my car?
Sadly I hit a deer over the weekend. Everyone is ok but I totaled the deer. The front end of my 2007 Dodge Caliber is all tore up. The preliminary estimate for repair from the auto body place is around $7,700. (That is before actually taking everything apart or testing anything including the engine.) I am unsure of what value my car is currently to the insurance company. I checked Kelley Blue book and the trade in value is around $8,500. Private party value is around $9,600 or a little higher.""
Should my baby have insurance coverage?
I am 34 weeks pregnant. I am on my dad insurance and they are paying 100% for the delivery. They said they will not paying anything for the baby once he is born though. I have been ...show more
What is the average cost per mile to operate a car including depreciation maintenance gasoline insurance etc?
What is the average cost per mile to operate a car including depreciation maintenance gasoline insurance etc?
Car Insurance????
I just turnt twenty..and I was wondering if anyone could tell me where to get cheap car insurance for young drivers as I hear its pretty expensive these days...I want to purchase a 1.7 Ford Puma 2000 or 2002..Thanks
""Insurance for 17 year old , group 5 . ARGH!?""
Im buying a saxo 1.4i Furio and its in insurance group 5 I was just looking for the best ways/insurers/policies/discounts/offers that i can get I got quoted something stupid like 3300 TPFT online for a frickan 1.4!!!! I know for a fact it goes WAYY cheaper than that seein as i know a first time driver on his own policy that drives a saxo VTR insured for under 2000! I just dont know how to go about gettin the quote below 2000 Can someone PLEASE please help me. I know i have to shop around . but i dont know where or who to go to. and what to do when i get there! Experianced advice, examples and prices you have had on similar sized engines for your first car would be a magic help! Thanks""
Car insurance company discriminate against me because I was not born in the UK?
I had a quote for car insurance through a well-known national company. They were aware I had a UK licence for 5 years and had no convictions, claims etc. I rang and spoke to a representative and she confirmed the quote. The following day I decided to accept and called them. We went through my information and the agent said, so you were born in the UK? I said no, I am a UK citizen but I was born abroad. The quote then went up by 200 !!!! I took issue and spoke to a manger who said this was legitimate when I told him I was certain it was illegal since the only information that had changed was my place of birth, he eventually said he would honour the original quote. I then bought the policy with a one-off payment. Insurance is a racket and I don't think they should be alllowed to get by with this. Does anyone know anything about this and what can be done next to make sure it doesn't happen to other people?""
How much will my Car insurance go up?
I hit a car in Los Angeles and I have State Farm. The guy I hit drives a range rover and all I did was scratch his driver's side door. The body shop wants $1200 to repaint the door, which I think is insane. I would pay cash, but $1200 is a lot of money. Does State Farm have accident forgiveness, or will my premium go up if I claim this on my insurance?""
Which car insurance company is cheap and good?
I have All State but its too expensive I am single so i have to pay $845 for 6 months
Car Insurance and Plate under different names?
I want to put my car's insurance under a relative's name and the Plate tags under my name? Is that possible???? Answers Please!! I want it under a different name because I am young and Insurance costs a lot when you are young.
Car Insurance Help!!!?
I have a Toyota Corolla 2007. About 6 wks ago I got rear ended, the impact sent me over the medium unto uncoming traffic. After all was said and done the car had $6,300 on repairs done. It came out okay but know I have trouble closing the trunk, I really have to slam it and the right side back lights don't really align. I am trying to figure out how much they will give me for devaluation value on the car, I have never done this before I want to make sure I don't get ripped off. Also I am still experiencing back pain from the accident, my primary doctor wants to send me to a chiropractor which my insurance doesn't cover, should the other insurance pay for it? They are not returning my calls, and they just want to offer me $500 for pain and suffering as long as I sing some papers that release the other driver and the insurance from any further responsibility. By the way it was the other drivers fault, she was in her cell phone hit mt at 45 mph from behind and this was her 10th accident in the last 3 mos. Any suggestions?""
Why will small businesses be affected if the health insurance mandate passes?
Research paper. Thanks for the help
Can I get a dealer service department to cash out a check that was written from my insurance company?
I know I can get a repair done cheaper elsewhere. But my insurance company has already left a check at the dealer that is made out to me and the dealer so I have to sign it over to them. The dealer will not have the part in until Tuesday. So can I go to the dealer and just take the part and ask them to cash out the labor to me and I will go elsewhere for the actual repair?
Driving w/ no insurance?
i was driving my dad's car to the movies one night and got into a car accident. I don't have insurance on the car because its my dads, but i do have insurance on my car is it possible to get my insurance to cover the accident?""
Just got a car insurance quote for 6000?
Ok, Im a 17 year old male driver, so I expect my insurance to be through the roof, but come on can this amount be real ? This was for a 1997 2 door corsa""
Life Insurance Policy?
What will happen if you have a Life Insurance and decide to stop to pay it? Will you lose all the money that you already paid? Or they will give it back to you?
Car Insurance Question?
I recently had an accident that caused my car to be written off. There have been no problems and I'm now waiting for a cheque from my insurers. My question is this. When the cheque comes and I buy a new car what happens with regard to insurance, will I have to take out a new policy, can I keep the existing policy and add my new car to it, will my monthly payments go up, or none of the above? I'm sure this is very simple for an expert but it confuses the hell out of me.""
Used Car insurance cost?
If i buy a 2010 ford escape used will insurance be any cheaper than if i buy it new, considering im 25 and have a clean driving record""
Do i have to have credit check to get car insurance?
i have a bad credit form when i was made redundant i am paying them off now but i still owe will i be able to get car insurance with this on my record, if yes could you provide some companies who i could contact.""
Do I need Owner's title insurance in a new construction home?
I'm buying a new home. The seller built the house for me over an existing lot of his property. Do I need to buy a regular owner's title insurance? or might I save some money buying it only for the land?. Since the house is a new construction it should not be any liens. is this a right assumption? The house is located in TX. Also if I need to buy owner's title insurance does it has to be from the same company providing the lender's title insurance.
""Car wreck, how much is the insurance going to give me?""
I got into a car wreck sometime this month of May. It wasn't my fault, the guy made an early turn and hit me. My car and his car are now totaled. I was wondering how much money the insurance will give me on the newer car...? By the way, I have a 1995 Honda Accord Ex and its now totaled. I just wanna know how much they will pay me back? And I have insurace, but not full coverage.""
1998 Firebird insurance?
I'm 16, got my license last week, and my dads buying my first car for me. Yeah call me spoiled but that's how he did it with my brother so he said he has to be fair. Anyways, I want a 98 Firebird. V6 3.8L auto trans. I was looking at 01-03 Ford Rangers but were too pricey. Budget is $5k. Found a 98 Firebird for $3k. Is the insurance any worse on a 98 firebird than an 02 ranger? Thanks""
Can i have a car without insurance and not drive it ?
hey im gonna get a car soon, so my q is this can i get a car without insurance and keep it outside my house till i get insurance? wont drive it till i get insurance and i havent got a driveway or anythiing so it will beon the road thanks""
Mount Cory Ohio Cheap car insurance quotes zip 45868
Mount Cory Ohio Cheap car insurance quotes zip 45868
Is it possible to buy car insurance abroad. i am insured normally for my car in th uk and it is a uk registere?
is it possible to buy car insurance abroad. i am insured normally for my car in th uk and it is a uk registered car but because of ever rising insurance costs im trying to find different ways aroud the uk insurance laws for cars. ive been told i can get an insurance policy from any european country that covers me to drive in the uk . is this legal and is this possible as if so this loophole in the law could save british motorists a fortune each year as european insurance is much cheaper. if you can do it where do you start
Average Teen Car Insurance Prices?
I'm a 16 year old female who is currently just looking around to see how much I can expect to possibly pay when I get my own car. Please don't give me answers like Add yourself to your parents insurance Or Have your parents call their agent ... My parents DON'T drive and I'm NOT burdening anyone else in my family to put me on their insurance plan. I want to be independent and see if I can do it on my own.. So back to the question. On average, how much money could someone in their teens expect to pay for car insurance?""
Cadillac Insurance Plan Question?
What would b a good example of the deductible , copays, coinsurance, lifetime max for a Cadillac Insurance Plans""
What is the average cost of sr-22 insurance ??
i need to sr-22 to get my license back after 7 years w/o driving. i lost it in 2001 due to a dui, and haven't driven since. its finally time for me to start my life over, and this is a major step to do it. i learned from the dmv (ca) that i need the sr-22 + insurance, and just a 125.00$ reinstatement cost. i know there are a lot of factors to consider, but just an idea of the cost would be great.""
Off roading 4wd insurance question?
Hi all Just wanting to know if when you are 4wding if you have an accident eg :rool the 4wd or flood it or break stuff on it are we covered by insurance and are there any 4wding insurance companies for 4wders only?
What happens to your health insurance if you get sick & can't work?
What if you have health insurance and something happens where you get so sick you can't work, so you can't pay your health insurance bill each month since you can't go to work anymore. Will your health insurance be active while your sick and out of a job? Or will it shut off since you stopped paying the monthly bill since you weren't able to work? I don't get it, why would someone buy health insurance if when they actually get sick, the health insurance will be canceled? What if I break my leg, and can't work...and in 3 months of not working my health insurance gets cancelled...but it takes 6 months to heal your leg. I don't get it.""
Do health insurance companies report paid claims ?
I had a year of therapy and was on anti depressant for about 3 years (ended 2004). Does the insurance company report to a database or something saying they paid out for services I received? Do insurance claims like this come up on a HIPAA mental health check? Please only answer with facts, not opinions.""
How much you pay for car insurance if your in early 20's?
I'm a 21 year old college student. Im going on to my junior year and have just gotten a car. I have always gotten a ride with my friends. I got a quote from Farmers Insurance for $2600 for 6 months full coverage is that normal?
Health Insurance for Newborn Baby?
I get health insurance through my job but I think I can get a better quote than what they offer if I go about it independently. What suggestions do you all have in terms of a good health insurance coverage? Is it best to have a higher deductible and lower premium or vice versa for a newborn? I want what will be the best for him but the most affordable for us. Thanks! :)
Do you have to have full coverage on a used car?
im 21 at the moment and my gf has told me that if i get a car it has to have full insurance but thats kinda strange because they have other types of coverage that i wouldnt need
Car accident and issue with the insurance company?
I was in one car accident and someone hit the back of my car and pushed me to the front car. that caused a lot damage to my car. But, the insurance company which represent the guy hit me from the back said it is my fault of causing this accident. because i emerge from the left line to the right and didn't ensure there was safe enough to do emerging. The truth is the accident happend was after almost half miniute after emerging and i completely finished the emerging action. when i explained this to the insurance company, they won't listen to me.....so is that really my fault?""
Cheap or free help with medical insurance?
I need health insurance for myself my children are covered under medicade and I need health insurance that is free or cheap
How much will car insurance will cost me?
I want to lease a new 2014 Honda Sedan Getting my licence in june 18 years old/ $800 a month How much will it cost if my dad get an insurance same car He got his license exact year ago good credit score
""My dad is the main driver on vehicle insurance, and i am the named, am i aloud to drive the car more than him?""
Ive just passed my test and looking for cheap ways to get cheaper insurance. Can i do it so my dad is the main driver and im the named, but i will be using the car much more than him? is this illegal? The car is in his name and everything but didnt no whether he has to cover more miles than me in a year with it being in his name? thanks""
How much would i get from the insurance?
I was involved in a car accident in Sept 2009. I sustained low and upper back injurie, left side shoulder and neck and severe headaches. I have been dong treatments such as chiropractic, acupuncture, massage and phisio therapy. As of right now i am only doing physio therapy and massagge, however the injuries have not healed yet. If for any reason i dont get better for another year or 2, how much would i be getting from the insurance as a settlement? The medical bills as of Sept 2010 were around 13 thousand. I was employed at the time of the accident and have not returned to work since the accident. My car was totaled and the other driver was fully at fault. I am just wondering how much would i be getting roughly if my case lasts for 2-3 yeas in total.""
Car accident with no drivers license or insurance?
if someone got into a single car accident because of icey roads and has no car insurance, or drivers license, only a permit, and is over 18 in the state of Ohio, the ticket saying he received 2 offenses.. what are the consequences and is there any way to get out of or lower them?""
Do you think car insurance should be mandatory in all of the United States?
I live in Wisconsin. Car insurance is not required for cars trucks and anything else on the road. I think this is wrong with medical and car repair bills being so expensive these days. Worst part about it is some of these non insured people drive like lunatics and if they do hit you they have nothing to even sue them for. I think it's disgusting.
Will my insurance go up if i get my first speeding ticket?
I live in Louisiana and have farm bureau. I dont pay for my insurance so i was wondering if i should tell my mom since she will see if it went up. Please Help!!!
Car insurance?
where can i get the cheapest insurance?
How much does car insurance cost?
I am 17 years old and looking to get a car immidiately, althought I've only had my G2 for a week. I'm looking to buy a 2door Pontiac sunfire, anywhere from 1998-2002. My dad is a single parent, with one vehicle, and a perfect driving record. How would me and my dad go about to find thr cheapest insurance possible? Would I be the primary driver on the car? How much does teen insurance under a parents insurance usually cost per month and year? THANK YOU! EASY BEST ANSWER GETS 10 :)""
How much will car insurance cost me a month?
Maine, 16 years old, 11 (almost 12) year old car, 4.33 g.p.a.,female, driver's ed course taken. About how much will my car insurance cost me a month? Thanks.""
What would happen with my insurance company?
I hit a car 10 months ago. The guy said I didn't have to pay for it because he said the car was a piece of crap. So no reports were filed or anything. 1 month after the accident, he wants the car fixed. What would happen if I called my insurance and told them this? Would my rates rise? Would I pay extra fees? Would my insurance still cover it? I live in California and have Farmers and I am under 18""
Affordable and good quality health insurance in CA? Any thoughts?
Anyhow, I just lost my job and the Cobra option is way too expensive (over 500 dollars/month). I'm currently unemployed and so is my wife, and I'm looking for affordable, yet quality health insurance. Anyone have some suggestions? Thanks for your help.""
Moving insurance question?
In september I will be moving to a state on the other side of the country for a few months and then comming back. Will I need a new insurance company or will my rates go up when I move? does it matter that it will only be for a few months? Im currently in CT and I'll be going to Orlando Florida if that helps at all
No claim bonus on previous car insurance?
HI I WOULD BE GRATEFUL IF YOU COULD ANSWER ABOUT CAR INSURANCE CLAIM BONUS DID 2 YEARS INSURE WITH FIRST CENTRAL INSURANCE FROM DECEMBER 2010 TO DECEMBER 2012 THEN STOP DRIVING AND NOT DRIVE FOR 13 MONTHS DO I STILL HAVE CLAIM BONUS I WAS TOLD YES IT EXPIRE AFTER 2 YEARS IS THIS TRUE? I TRY CONTACT MY PREVIOUS INSURANCE ABOUT THIS BUT NO REPLY YET THANK YOU
Mount Cory Ohio Cheap car insurance quotes zip 45868
Mount Cory Ohio Cheap car insurance quotes zip 45868
What grades do insurance companies go off of (in CA)?
For the discount on insurance, do insurance companies look from the current term's gpa, the last term gpa, or the gpa overall (in the year so far)? (in the state of california)""
What car insurance is cheap for young people?
What car insurance is cheap for young people?
Best value car/insurance for a new driver (teenager)?
Hey Ive just started taking driving lessons (im 17), and am hopefuly gonna buy my first car soon. I'll probaly just get a second hand one from the paper, but, is there that much difference in the insurance cost with the different cars (like, if i buy a Vauxhall Cora will it be more expensive in insurance than if I get a Ford Focus etc etc). Also, how much will I be looking to pay for for insuance? Im hoping its no higher than 500 a year, as I dont have a ton of money. Thanks""
What sporty car can i get which is under insurance group 11?
I am only 19 years old so it cant be higher or insurance will cost a bomb. I like the Honda Civic type s although they might be slightly over my budget at 9000. I also like the Fiat Bravo 2007 T-Jet sport, but a bit worried about the Fiat reliability. The Ford fiesta ST is okay i suppose. Can you give me some sporty car suggestions please. I prefer hatchbacks. Thanks in advance.""
Car insurance vs the law?
If I was driving at 100 mph in my car and a police officer caught me on radar and i started to pull over and then lost control and flipped and totaled the car would my insurance still cover it? I have the fullest of full coverage also, if I was still making payments and the car got impounded would the car be repossessed FROM the cops? thanks""
What is the cheapest car insurance?
I had State Farm but they terminated my insurace because of to many tickets, i herd Progressive was cheap, what do you think? I am 19 by the way""
How much Vespa costs to run in london? better use tube?
hi l want to buy Vespa (with cash) and lm wondering how much it costs monthly to run it? with fuel + tax + insurance? is it worth it? or better stick to tube (117 per month) any experienced Vespa owners?
How much money would it cost for car insurance for...?
I am 17, I got my G2 license recently.. How much would I be looking at if i were to buy insurance for a jeep 04 rubicon? Also, if you know, how much did you or your friends pay or ur kids for car insurance and where do u live...""
How can I put my girlfriend (8 1/2 years and still going strong) on my health/dental insurance?
Hi guys, so I have asked my job and it seems the only way I can add her to my health/dental insurance is if 1) we are married or 2) if i provide proof of living with her for a certain amount of years. There has to be some loophole because I really think it is ridiculous that we have been to together since we were 16 and I cant add her or help her in such a way. There is no possible way, in timeline, for us to qualify for such rules. 16-18 years old (in high school and lived with parents), 18-23 years old (Attended separate universities and lived in different cities), 23- 24 1/2 years old, (both living with parents back home, we alternate and stay at each others place, so have no set home or bills in our name, such as direct tv, electricity, internet, you name it. we are blessed with awesome parents) and yes we have though about just getting married, but no way... we are waiting until we are established and can fend for ourselves to make a decision like that, but yes we do want to get married some day, but not over screwing the government or other reasons. Also we live in california if that helps, since i know every state varies, thank s guys!! ^_^""
Cheapest Car Insurance?
Hello everyone, so I had a talk with my father today and he told me as soon as he's done paying off my car, he's putting it under my name and I will have to pay the insurance. When I first received my driving license I did receive two citations for speeding. I don't know if that will play a roll ? Since I was 15 at the time. Anyway we currently have progressive which to me seems like they are too expensive for a college student I was wondering what insurance many of you have had luck with and still at an okay budget. I'm 18 years old, so I'm sure it will be expensive. My car is a 2008 Pontiac g6 4 door sedan I've had two citations. And that's about it ...can someone give me kind of a price range estimate for different car insurance companies in Florida ? If that makes a difference? And about how much I should expect to pay a month or for a six month policy? I know right now my dad paid almost 1200 for a six month policy on my car, but thats on his insurance and for being a diamond member. Thankyou all in advance.""
Car Insurance Rates: Wyoming vs Nevada?
Car Insurance Rates: Wyoming vs Nevada?
Understanding my Co-Pay Insurance?
This is my co-pay insurance plan 90/70 (in network doctors/other doctors): Co-insurance 90% Out of pocket $4000 Deductible $4000 Here is one example of what they cover: Plan Network Co-pay for physical visits to the office Co-insurance 100% Co-payment $25 Co-insurance preventive 100% Out of Plan Network Deductible $12,000 Co-insurance 70% So, does this mean that I just pay $25 for a physical? Nothing more, unless something additional is done at the visit? When the co-insurance is 80%, does that mean I pay 20% of the bill? and... Is there a difference between Out of pocket and Deductible? Thanks!""
""Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?""
I just completed a lease assumption process on a BMW and they required full coverage (100/300) for my car insurance. Problem is, I have a few tickets on my record and also for some reason I require an SR22, so for full coverage insurance I am paying quite a lot. I would like to switch to liability only and just take the chance if something happens to the car (knowing I will have to pay for all damages), but I am not sure if BMW checks periodically whether or not I have the proper insurance coverage. Does anyone know if they check, and if the do check and find me with only liability, what would/could they do? Thanks in advance.""
How much would insurance cost?
I'm 18 years old and live in Suffolk county new York on the east end of long island. I drive a 2002 red dodge intrepid with 140,000 miles on it. It's an R/T which is a sport edition!!! The car has a few dings on it. I have no convictions on my license or points and I am a male. How much would insurance cost per month and what company is the most reasonable ? Any info at all would be great, thank you!!!!""
Car insurance quote should i pay?
i took out a car insurance policy 3months ago the operator quoted me 1050 pounds which i thought was a bit expensive, she said if i canceled within 14days (cooling of period) i need not pay no moneys!! i canceled within 8days. i got a cheaper quote elsewhere, Now the 1st insurance company are going to take me to Court they are saying i owe then 320 for 8days cover! should i pay them? whats the Law on this can any one help me has i don't think i should pay it.""
Financing a new car and with no insurance?
could I finance a new car then have it sit in my drive way with no plates or registration to avoid paying for insurance ontill I pay the car off
How much is an auto insurance for a $12.500 car?
How much is an auto insurance for a $12.500 car?
Car insurance question?
Ok, car insurance questions..? we have car insurance through a really CHEAP company, not a big name one. When we signed up, the do the multi car thing, but they add all the cars under one name and the others as drivers. We had a relative come stay with us, and they added their car and name to our policy, than they moved and registerd the car else where, the policy is under our name, with them as a driver, is this legal? what should we be doing, the policy is good for like 6 months .""
Classic Insurance!?!?
I have a 1989 camaro that I bought for $1000. Can anyone tell me how to get classic insurance for it?
Do insurance companies have insurance?
Do insurance companies have insurance from a higher up company or resources? eg Government
My mother needs a LOT of dental work! Whats the best insurance to inquire about?
She needs teeth pulled (many of them will need to be surgically removed) and dentures...what would be a good insurance that would cover a good portion of the cost? We live in Florida...
""Toyota celica, my first car?""
so im getting a 2004 toyota celica gts as my first car and im wondering how much my insurance will go up just by having this kind of car and being a teenage male? also what color is best, i cant decide between silver or black. i love black cars but i think the celica looks great in silver too. are black cars really a pain to have to clean all the time and which would look best? and does anyone know if they are well built cars""
How does auto insurance work?
If you are in an accident and its not your fault ,who pays for your damages? Also what happens if you parents lend you there car but you werent on there insurance and now after the accident you are on the insurance. Can the insurance cover you now that you have been add to your parents insurance.""
Cheap auto insurance?? PLEASE? :(?
My friend she needs car insurance or her car will get repossessed. She's 19 and has only had her license for a year and is being financed a vehicle($200 monthly payments-in 2yrs it'll be payed off). She doesn't have a steady job yet but she's starting college at hcc this fall. She's living with her mom right now. The downfall is that she's already gotten a speeding ticket and hasn't had insurance for 6 or 7months. She needs a non-'name-brand' auto insurance. The cheapest offer so far was $406 a month and she can't afford that. By the way..this is in florida. Can you please inform me of a cheap car insurance place? It doesn't have to be any good..just cheap...thankyou..
How much is a few lessons + cbt & motorcycle test for a 125cc moped ?
also how much would be tax and insurance and hidden costs of running a moped if passed the test ?
Mount Cory Ohio Cheap car insurance quotes zip 45868
Mount Cory Ohio Cheap car insurance quotes zip 45868
https://www.linkedin.com/pulse/burns-tennessee-cheap-car-insurance-quotes-zip-37029-elsie-carey/"
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Your Repossession Rights
When your car is seized by the creditor, what are your rights
Dealing with the creditor after the "repossession" (reselling the car)
Your credit reports affected by the repo
Repossession laws by state & more FAQ about a repo
It's a bad day when your car gets repossessed. Ending your work day by discovering the repo man has come and gone is a terrible situation. We dont always have enough money to pay our credit cards, but not making our car payment carries a whole separate set of circumstances. One being, your transportation can vanish.
Chapter 13 can stop a repo. Find a Bankruptcy Lawyer in your state
There's a lot of confusion surrounding the legalities of a car repossession and people generally have no idea what their rights are pertaining to the car or how to protect themselves.
The Repossession Process
When you buy a car, truck, or other vehicle on credit, you should be aware that until you have made the last payment your creditor retains important rights in the vehicle. These rights are established by the contract you signed and by the laws of your state.
Your failure to make timely payments on the vehicle carries serious consequences. Your creditor has the right to "repossess" -- take back your car without going to court or, in many states, without warning you in advance. It's completely legal to take back a car that's behind on payments. You have to remember, that car secured the loan. Its collateral protect the creditor. No judgment is needed to repo your car.
However, your creditor's right to repossess your car is subject to some limitations. In particular, state law places limits on how your creditor may repossess the vehicle and resell it to reduce or eliminate your debt. If any rules are violated, your creditor may lose other certain rights against you or even be required to pay you damages.
Taking Your Car
Normally, your creditor has legal rights to seize your vehicle as soon as you "default" on your loan. What constitutes default will be stated in your contract, but failure to make a payment on time would certainly be an example. However, if your creditor has agreed to accept your late payments or to change your payment date, the terms of your original contract may no longer apply.
Such a change in your credit contract may be made orally, in writing, or, sometimes, simply by your creditor's repeated acceptance of late payments without complaint. Once you are in default, the laws of most states permit the creditor to repossess your car without prior notice. If your creditor has repeatedly allowed you to pay late and communicated such with you in writing then it's a good idea to keep those letters.
An example of this could be where your credit union or bank has told you it will not take actions as long as you are trying your best and making payments to catch up but then suddenly they come in the night and steal your car. That could be an area where they would have to give the car back.
When seizing the vehicle, your creditor may not commit a "breach of the peace" (disturbing the peace) by using physical force or threats of force. Taking your car over your protest or removing it from a closed garage without your permission also may constitute a breach of the peace, depending on the law in your state. Some customers know this law and will lay on the car, lock themselves inside or make a scene to get the repo agent to back off.
Should there be a breach of the peace in seizing your car, your creditor may be required to pay a penalty or, if any harm is done to you or your property, to compensate you. Also, because of a breach of peace, your creditor may lose the right to collect a "deficiency judgment."
A deficiency judgment is the difference between what you owe on your loan and what your creditor receives when reselling your vehicle. A judgment isn't automatic. The creditor will have to sue you for the deficiency balance. A private repo attorney or your local legal aid society can give you guidance about how your state courts have dealt with these matters before.
Selling Your Car Out From Under You
Once your car has been repossessed your creditor may decide to keep the car as payback for your debt or resell it. In any case, generally your creditor must notify you about what will happen to the car. Under most state laws, your creditor must tell you if it wants to keep the car because you have the right to demand that the car be sold instead.
You may want to exercise this right if the car is worth more than what you owe on it. Most creditors prefer to sell the car rather than keep it. If your creditor chooses to resell the car at public auction, state law usually requires you to be notified of the date so that if you wish, you can attend and participate in the bidding. You'd probably be hard pressed to find another loan because of your credit ding so you'd better show up with cash if you intend on bidding.
If the vehicle is to be sold privately you are usually entitled to a notice of the date after which it will be sold. In any of these circumstances you may be entitled to "redeem" or buyback the vehicle by paying the full amount owed on it plus the expenses connected with its repossession, such as storage and preparation for sale.
Some states have consumer protection laws that also allow you to "reinstate" your loan. This means that you can reclaim your car by paying the amount you are behind on your loan together with your creditor's repossession expenses. Check with your state consumer protection office to learn what the laws are in your state.
Any resale of a repossessed car must be conducted in a "commercially reasonable manner." This does not mean that your creditor must get the highest possible price for the car. A resale price that is below fair market value may indicate that the sale was not reasonable. Failure to resell your car in a commercially reasonable manner may give you either a claim against your creditor for damages or a defense against a deficiency judgment.
Whatever method is used to dispose of a repossessed car, a creditor may not keep or sell any personal property found inside. If you find that your creditor cannot account for valuable articles left in your car you may wish to speak with an attorney about your right to compensation.
Paying Back What You Owe
The deficiency balance is the amount left over after the car has been sold. Once the car is sold off then the loan becomes unsecured. Since the car is gone, there is no longer collateral attached to the loan and therefore it has become unsecured. Hopefully your creditor will get the full amount of the loan at the sale, but if they dont they'll be coming after you for it.
Since you will be liable for the remaining balance it would be in your best interest to make sure the creditor gets the best price. Even if you know someone that wants to buy the car then pass this information onto your creditor. It's it your best interest to get the BEST price because it will be you paying the deficiency.
You can be sued for the deficiency balance and we all know how rotten it feels to pay for something you no longer have. If you can get involved in the sale process, do your best to do so. Many credit unions and smaller banks will try to get the best price but it's nice to know you can help in any way by spreading word of the car's sale date. Whatever it takes (legally, of course) to get yourself involved in that process can only help you in the end. The less you are left owing on the car, the better, right?!
If you've decided to payback the deficiency balance to avoid being sued or because you want to repair your credit, then you stand a pretty good chance of negotiating a settlement and call it even. Because there is no longer any security attached to the loan the creditor may be willing to accept 40-60% of the remaining balance to settle the debt as paid in full.
You should put the settlement offer in writing as well as getting their acceptance in writing (accord and satisfaction) to protect yourself. Among the terms, ask the creditor to re-rate your account from a 'charge off' or 'collection' to a "settled for less" rating. It simply looks better than a paid charge off. Your creditor may not agree to remove the repossession status but at least taking it out of collections and notating it as settled is a step in the right direction. After some time passes you can then begin to rebuild your credit.
Voluntary Repossession May Save You $$$
It's hard to dispute a repossession so you should contact your creditor when you first realize you will be late with a payment or are expecting delays in the coming months. Communication is key with most debts but especially when it comes to your car. You'd be surprised how many will work with you on catching up late payments because the creditor really doesnt want to deal with a repossession. It's a lot of work.
If your creditor refuses to accept delayed payments or work with you and decides to repossess the car then a voluntary repossession may be something you will want to consider. You'll save the creditor the expense of tracking down the car and paying the repo man which ultimately, you'll have to pay.
Can I Get My Car Back?
You can "redeem" the property by offering the creditor the entire unpaid balance on the debt plus expenses reasonably caused by the repossession. You must do this before the creditor has disposed of or sold the property. Usually you cannot redeem just by paying the amount in arrears unless the creditor approves it. Many credit unions will allow this but generally speaking, once a creditor has the car in their grips, they will not give it back unless you pay it off. Why would they want to chance it again?
Can I Go To Jail For Hiding The Car?
Concealing the car can be a crime. Concealment of a vehicle with intent to hinder a creditor is a felony in some states. You need to read your state statute and see specifically what the rule is. It is probably listed under business or commercial fraud. It's not a good idea to hide the car and it's really stressful. You'll spend a lot of time worrying about it and looking over your shoulder and usually the creditor always finds the car eventually. By then, you'll owe more money for all the work they put in tracking it down.
Does A Bankruptcy Stop A Repossession?
A bankruptcy has an automatic stay to protect debtors so any collection efforts would violate the stay. Many times this is how people protect their assets rather than just ceasing payments. A bankruptcy gives you protection rights that not paying does not.
A bankruptcy filing can protect your car in most cases so be sure to consult a good bankruptcy attorney about your car repossession. At the very least a bankruptcy will let you hold onto the car legally until your bankruptcy hearing where the trustee will decide if you need to give it back or are allowed to keep it because of necessity to work. If so, the creditor can agree to reaffirm the debt with you and allow you to continue making payments under the bankruptcy.
Chapter 13 can stop a repo. Find a Bankruptcy Lawyer in your state
What About A "Repo" On My Credit History?
A repossession on your credit is very negative and remains for 7 years so it's in your best interest to conduct an investigation of the details. A sloppy record by the creditor may just result in a deletion for you. You should check your credit reports before you decide to dispute it to see exactly how the repo is being reported.
Consumers DO remove repos from their credit reports. It's really just a matter of record keeping combined with using the fair credit laws to dispute it. If you find that there are flaws in the way the creditor is reporting your car loan you should definitely dispute it. Be aware though, that if you still owe money to the creditor and they haven't been able to find you to collect it, bringing attention to yourself through credit report disputes will put you on their radar.
On the other hand if you have sued a creditor for an improper repossession and won, then definitely fight for your right on how its being reported in your credit reports including the right to fix or delete it. If you hire an attorney to fight an improper repossession then he will normally work to protect your credit rating as well.
What If I Feel The Repossession Was Conducted In An Illegal Manner?
If you think your creditor violated your rights by taking back the car then you should contact a qualified repossession attorney. There can be mistakes with the repossession or straight up violations and you may be able to get your car back or go after the creditor for damages.
A good example of this could be as we discussed above -- the creditor accepting your partial payments and then blind-siding you with a repo. This could be considered as "implied acceptance" and therefore, their actions unlawful.
Another practice that is illegal would be the improper sale procedures discussed above. You have a right to be involved in the repossession process and that includes the creditor working to get the best possible price for your benefit. If the car had a fair market value of $15,000.00 and your creditor sold it for $5,000.00 then clearly you've been treated unfairly.
State Laws & Repo Codes (Statutes)
To determine the repo laws for your state or the creditor's state, you can view the statutes per state. Using this information you can determine what was permissible under the law in repossessing your car and whether it was conducted in an illegal or legal manner. You can also look up state by state repo codes. These repo codes can help you determine what activity is legal in your state like recovery guidelines, deficiency requirements, documents required to transfer ownership of the car, and state motor vehicle provisions.
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Which New Car Would You Buy?
Last week via email, reader David Hatch asked: If you were going to buy a new car, what would you get do you think? I wrote a short email replythen decide this topic is worth a deeper dive (of only for my own personal edification). You see, Kim and I have been talking about cars lately. Mine is fifteen years old and hers is over twenty. Although both are running fine, we realize that well have to replace one (or both) of them in the near future. When we do, what will we buy? What kind of new car is right for Kim? What kind of car is right for me? Lets start by looking at the cars Ive owned in the past. Every Car Ive Ever Owned I am not a car guy. Even though I can appreciate nice cars, I dont have any desire to own them. Im not sure why. Maybe its because my parents never had nice cars when I was a kid. They had practical, serviceable vehicles that got the job done. During my 33 years of driving, Ive owned five cars. In high school, I inherited my fathers 1980 Datsun 310 GX. I drove that little red beast until it died during my senior year of college. I had a lot of fun with the Datsun, but I treated it poorly. The best part about this car was that I could perform a lot of the maintenance myself even though I dont have much mechanical knowledge. (Driven from March 1985 to March 1991 six years.) After the Datsun died, Dad bought me a $1000 Ford Tempo as a college graduation present. It was a POS from the start. I drove it for less than six months before giving up on it. (Driven from March 1991 to September 1991 six months.) When I landed my first job (which turned out to be the worst job I ever had), I also bought my first new car: a 1992 Geo Storm. Naturally, I bought it on creditbefore Id even received a paycheck. I loved that $12,000 car the entire time I owned it. (Driven from September 1991 to December 2000 9.25 years.) On 01 December 2000, a semi sideswiped my Geo Storm on the freeway during morning traffic. The car spun 360+ degrees before striking an overpass guardrail, deploying the airbag. The car was totalled; fortunately, I wasnt hurt.
After the accident, I purchased a brand-new 2001 Ford Focus from a friend who worked at a local dealership. I paid $15,000. I hated that car from Day One. It was awful. (I should have read the Consumer Reports reviews before buying; I would have steered clear!) I bought that vehicle with a loan too. (Driven from December 2000 to April 2009 8.25 years.) In 2009, after years of dreaming about it, I realized I could afford to buy a used Mini Cooper. By this point, Id been writing GRS for three years, so I put my own advice into practice. I shopped around. I bought used. I paid $15,000 cash. Ive owned that 2004 Mini Cooper for more than nine years now. In fact, as of this month, its the car Ive owned longest in my lifetime.
As you can tell, when I buy a car, I tend to drive it for a long time. I rarely (if ever) get the new car itch. I wish I could say this was because Im rational about my car-buying decisions, but thats not it. Im just not a car guy. (Computers, though? Well, I want to upgrade my computer every year. I am a computer guy.) But David didnt ask about the cars Ive owned in the past. He asked what car Id buy new. What Kim and I Own Now Kim and I have been thinking about this question for a couple of years now. Neither of us is eager to buy a new vehicle, but from a pragmatic perspective, were both going to have to do so relatively soon. I currently own the afore-mentioned 2004 Mini Cooper (with roughly 150,000 miles) and a 2016 Harley-Davidson Street 750 motorcycle.Kim owns a 1997 Honda Accord (with roughly 240,000 miles) and a 2005 Harley-Davidson Sportster motorcycle. Both of our cars run about like youd expect. Kims is very reliable and never has major maintenance issues. It also has air conditioning that works. (The Mini has a coolant leak that Im unwilling to pay to have fixed, so we no longer use it for long summer trips.) Ive had to spend a few thousand to repair the Mini over the past couple of years, but its running fine at this moment. Ive been setting aside $600 per month in my car fund, Kim told me the other day. Before our RV trip, she was saving for a new car, but she cashed out that money to help pay for our travels. I have about $12,000 saved now. Thats not enough for a new car especially not for a Tesla Model 3 but its a start. You plan to sell your Honda to the girls at some point, right? I asked. We know two sisters who should be getting their licenses soon. Kim has promised them they can have her Honda for $500. Yep, Kim said. Thats the plan. But should I do that if I dont have enough saved to pay cash for a new car? Thats a tough question, I said. You could always drive my Mini Cooper to work. I dont use it much during the week. And for about half the year, I could ride my motorcycle instead. Im not sure what Id do during the winter. Well, are you still thinking about buying a beater pickup? Kim asked. Since moving to our country cottage last summer, weve come to realize that our lives would be much easier if we had something that would let us haul lumber and ladders and dirt and gravel and plants and furniture and so on. Im hoping to find a small pickup that runs well priced at a few thousand dollars. Yes, I still think the pickup is a good idea, I said. And that could certainly be my winter ride. I guess we dont have to make any decision yet, Kim said. We dont have to decide anything until one the girls learns how to drive. What Kind of Car Would I Buy? Although I spend most of my road time in vehicles that are fifteen or twenty years old, this year Ive had a lot of exposure to modern cars. During both my trip to Florida in January and my trip around the Southeast in April, I rented a car. Ive spent four weeks of 2018 essentially test-driving modern mid-sized sedans. They all feel like theyre from the future. (I think I had a Nissan Versa for one trip and a Hyundai Elantra for the other.) Ill admit: I like some of the new features. Back-up cameras are kind of cool. Sound systems that automatically pair with your phone are awesome. I like the whole keyless thing, too. (The other night, Kim pointed out that her car was so old that we still have to hand-crank the windows!) While visiting Nashville in April, a friend gave me a ride in his new $150,000 Mercedes. Holy cats! The interior of that thing was like the U.S.S. Enterprise (the fancy Picard-era Enterprise, not the utilitarian Kirk-era Enterprise). I have no desire to own a luxury automobile, but I can certainly appreciate the design touches. If Kim were to buy a new car, shed buy the Tesla Model 3. Shes a fan of electric vehicles. If she cant afford a Tesla when it comes time to buy a new car, I suspect shell end up with a Honda or Toyota hybrid. (Im not sure, though. I havent asked her.) She just wants a comfortable, reliable car to get to and from work, and for us to use on long road trips. Me? Well, Ive delayed answering this question for more than 1000 words because I dont really know which car Id buy if I had to buy a new car. Lets think it through together. I prefer smaller cars. I have zero desire to own a modern truck or SUV. I dont want a minivan. I dont want a large sedan. I like vehicles with small footprints. Theyre easier to park, fuel efficient, and generally more agile.I like something a little sporty. Im not a fast driver, but I do like to be able to accelerate now and then, either to overtake another car or to enjoy twisty country roads.I want a car with ample cargo space. As I mentioned earlier, I haul stuff all the time, so I want a vehicle that lets me carry stuff from the hardware store. Itd also be nice if I could transport a kayak or two. (Believe it or not the Mini has decent cargo room. It certainly has more usable cargo space than Kims Accord.) Based on this, Id focus my search on three classes of vehicles: compact pickup trucks, compact cars, and subcompact cars. Unfortunately, compact pickup trucks are a dying breed. Yes, Ford is bringing back the Ranger in a few months, but currently there are only five options in this category. The only one that gets good reviews is the Honda Ridgeline, and that costs $30,000 or more. There arent many options in the world of subcompact cars, either. Most of those options also get poor reviews (and low customer satisfaction scores). There are plenty of choices in the world of compact cars, however, and at prices that dont scare me. Both the Toyota Corolla and Toyota Prius are highly-rated and affordable. That said, if I bought a compact car, Id probably pursue a Mazda 3 or Hyundai Elantra. Plus, Id have to consider the modern Mini Cooper. (My ex-wifes boyfriend is a mechanic and fellow Mini fan. Hes warned me that newer Minis are both larger and less reliable, so Im skeptical that Id choose a Mini again. But I do love mine.)
The Bottom Line So, which new car would I purchase? Honestly, I dont know. I dont want to buy a new car, and I hope I dont have to make this sort of decision for many years. Having said that, I am absolutely in the market for a beat-up but reliable pickup preferably a compact pickup. Something like this seems perfect:
As a wildcard, I suppose a used Subaru Outback might be a smart choice for me also. (Actually, a Subaru Outback would be an excellent choice for our current lifestyle.) The older I get, the more I view vehicles as tools. Theyre not status symbols for me. I dont get an adrenaline rush from a souped-up sports car. Right now, I want a car that runs reliably, allows me to haul stuff, and doesnt take up a lot of space. Thats it. (Except when we take long road trips which happens two or three times each year I dont care about comfort.) Realistically speaking, heres what I expect will happen: One of the girls will get her license in the next year. Kim will sell the Honda to her for $500.Kim and I will pool money to buy her a new car. It wont be the Tesla Model 3 that she wants so badly. Itll be a Subaru Outback or a hybrid Toyota or Honda.I will continue to drive the Mini Cooper until it is well and truly dead. At that time or perhaps before Ill buy a beater pickup for use around the homestead. (Yes, we may end up having three cars at some point but only for a little while.) What about you? If you had to buy a new car, what would you buy? Why? What features are important to you? Are there certain makes or models that you prefer? Refuse to consider? And based on what Ive told you here, what kind of car would you recommend for me? https://www.getrichslowly.org/which-new-car/
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Which New Car Would You Buy?
Last week via email, reader David Hatch asked: If you were going to buy a new car, what would you get do you think? I wrote a short email replythen decide this topic is worth a deeper dive (of only for my own personal edification). You see, Kim and I have been talking about cars lately. Mine is fifteen years old and hers is over twenty. Although both are running fine, we realize that well have to replace one (or both) of them in the near future. When we do, what will we buy? What kind of new car is right for Kim? What kind of car is right for me? Lets start by looking at the cars Ive owned in the past. Every Car Ive Ever Owned I am not a car guy. Even though I can appreciate nice cars, I dont have any desire to own them. Im not sure why. Maybe its because my parents never had nice cars when I was a kid. They had practical, serviceable vehicles that got the job done. During my 33 years of driving, Ive owned five cars. In high school, I inherited my fathers 1980 Datsun 310 GX. I drove that little red beast until it died during my senior year of college. I had a lot of fun with the Datsun, but I treated it poorly. The best part about this car was that I could perform a lot of the maintenance myself even though I dont have much mechanical knowledge. (Driven from March 1985 to March 1991 six years.) After the Datsun died, Dad bought me a $1000 Ford Tempo as a college graduation present. It was a POS from the start. I drove it for less than six months before giving up on it. (Driven from March 1991 to September 1991 six months.) When I landed my first job (which turned out to be the worst job I ever had), I also bought my first new car: a 1992 Geo Storm. Naturally, I bought it on creditbefore Id even received a paycheck. I loved that $12,000 car the entire time I owned it. (Driven from September 1991 to December 2000 9.25 years.) On 01 December 2000, a semi sideswiped my Geo Storm on the freeway during morning traffic. The car spun 360+ degrees before striking an overpass guardrail, deploying the airbag. The car was totalled; fortunately, I wasnt hurt.
After the accident, I purchased a brand-new 2001 Ford Focus from a friend who worked at a local dealership. I paid $15,000. I hated that car from Day One. It was awful. (I should have read the Consumer Reports reviews before buying; I would have steered clear!) I bought that vehicle with a loan too. (Driven from December 2000 to April 2009 8.25 years.) In 2009, after years of dreaming about it, I realized I could afford to buy a used Mini Cooper. By this point, Id been writing GRS for three years, so I put my own advice into practice. I shopped around. I bought used. I paid $15,000 cash. Ive owned that 2004 Mini Cooper for more than nine years now. In fact, as of this month, its the car Ive owned longest in my lifetime.
As you can tell, when I buy a car, I tend to drive it for a long time. I rarely (if ever) get the new car itch. I wish I could say this was because Im rational about my car-buying decisions, but thats not it. Im just not a car guy. (Computers, though? Well, I want to upgrade my computer every year. I am a computer guy.) But David didnt ask about the cars Ive owned in the past. He asked what car Id buy new. What Kim and I Own Now Kim and I have been thinking about this question for a couple of years now. Neither of us is eager to buy a new vehicle, but from a pragmatic perspective, were both going to have to do so relatively soon. I currently own the afore-mentioned 2004 Mini Cooper (with roughly 150,000 miles) and a 2016 Harley-Davidson Street 750 motorcycle.Kim owns a 1997 Honda Accord (with roughly 240,000 miles) and a 2005 Harley-Davidson Sportster motorcycle. Both of our cars run about like youd expect. Kims is very reliable and never has major maintenance issues. It also has air conditioning that works. (The Mini has a coolant leak that Im unwilling to pay to have fixed, so we no longer use it for long summer trips.) Ive had to spend a few thousand to repair the Mini over the past couple of years, but its running fine at this moment. Ive been setting aside $600 per month in my car fund, Kim told me the other day. Before our RV trip, she was saving for a new car, but she cashed out that money to help pay for our travels. I have about $12,000 saved now. Thats not enough for a new car especially not for a Tesla Model 3 but its a start. You plan to sell your Honda to the girls at some point, right? I asked. We know two sisters who should be getting their licenses soon. Kim has promised them they can have her Honda for $500. Yep, Kim said. Thats the plan. But should I do that if I dont have enough saved to pay cash for a new car? Thats a tough question, I said. You could always drive my Mini Cooper to work. I dont use it much during the week. And for about half the year, I could ride my motorcycle instead. Im not sure what Id do during the winter. Well, are you still thinking about buying a beater pickup? Kim asked. Since moving to our country cottage last summer, weve come to realize that our lives would be much easier if we had something that would let us haul lumber and ladders and dirt and gravel and plants and furniture and so on. Im hoping to find a small pickup that runs well priced at a few thousand dollars. Yes, I still think the pickup is a good idea, I said. And that could certainly be my winter ride. I guess we dont have to make any decision yet, Kim said. We dont have to decide anything until one the girls learns how to drive. What Kind of Car Would I Buy? Although I spend most of my road time in vehicles that are fifteen or twenty years old, this year Ive had a lot of exposure to modern cars. During both my trip to Florida in January and my trip around the Southeast in April, I rented a car. Ive spent four weeks of 2018 essentially test-driving modern mid-sized sedans. They all feel like theyre from the future. (I think I had a Nissan Versa for one trip and a Hyundai Elantra for the other.) Ill admit: I like some of the new features. Back-up cameras are kind of cool. Sound systems that automatically pair with your phone are awesome. I like the whole keyless thing, too. (The other night, Kim pointed out that her car was so old that we still have to hand-crank the windows!) While visiting Nashville in April, a friend gave me a ride in his new $150,000 Mercedes. Holy cats! The interior of that thing was like the U.S.S. Enterprise (the fancy Picard-era Enterprise, not the utilitarian Kirk-era Enterprise). I have no desire to own a luxury automobile, but I can certainly appreciate the design touches. If Kim were to buy a new car, shed buy the Tesla Model 3. Shes a fan of electric vehicles. If she cant afford a Tesla when it comes time to buy a new car, I suspect shell end up with a Honda or Toyota hybrid. (Im not sure, though. I havent asked her.) She just wants a comfortable, reliable car to get to and from work, and for us to use on long road trips. Me? Well, Ive delayed answering this question for more than 1000 words because I dont really know which car Id buy if I had to buy a new car. Lets think it through together. I prefer smaller cars. I have zero desire to own a modern truck or SUV. I dont want a minivan. I dont want a large sedan. I like vehicles with small footprints. Theyre easier to park, fuel efficient, and generally more agile.I like something a little sporty. Im not a fast driver, but I do like to be able to accelerate now and then, either to overtake another car or to enjoy twisty country roads.I want a car with ample cargo space. As I mentioned earlier, I haul stuff all the time, so I want a vehicle that lets me carry stuff from the hardware store. Itd also be nice if I could transport a kayak or two. (Believe it or not the Mini has decent cargo room. It certainly has more usable cargo space than Kims Accord.) Based on this, Id focus my search on three classes of vehicles: compact pickup trucks, compact cars, and subcompact cars. Unfortunately, compact pickup trucks are a dying breed. Yes, Ford is bringing back the Ranger in a few months, but currently there are only five options in this category. The only one that gets good reviews is the Honda Ridgeline, and that costs $30,000 or more. There arent many options in the world of subcompact cars, either. Most of those options also get poor reviews (and low customer satisfaction scores). There are plenty of choices in the world of compact cars, however, and at prices that dont scare me. Both the Toyota Corolla and Toyota Prius are highly-rated and affordable. That said, if I bought a compact car, Id probably pursue a Mazda 3 or Hyundai Elantra. Plus, Id have to consider the modern Mini Cooper. (My ex-wifes boyfriend is a mechanic and fellow Mini fan. Hes warned me that newer Minis are both larger and less reliable, so Im skeptical that Id choose a Mini again. But I do love mine.)
The Bottom Line So, which new car would I purchase? Honestly, I dont know. I dont want to buy a new car, and I hope I dont have to make this sort of decision for many years. Having said that, I am absolutely in the market for a beat-up but reliable pickup preferably a compact pickup. Something like this seems perfect:
As a wildcard, I suppose a used Subaru Outback might be a smart choice for me also. (Actually, a Subaru Outback would be an excellent choice for our current lifestyle.) The older I get, the more I view vehicles as tools. Theyre not status symbols for me. I dont get an adrenaline rush from a souped-up sports car. Right now, I want a car that runs reliably, allows me to haul stuff, and doesnt take up a lot of space. Thats it. (Except when we take long road trips which happens two or three times each year I dont care about comfort.) Realistically speaking, heres what I expect will happen: One of the girls will get her license in the next year. Kim will sell the Honda to her for $500.Kim and I will pool money to buy her a new car. It wont be the Tesla Model 3 that she wants so badly. Itll be a Subaru Outback or a hybrid Toyota or Honda.I will continue to drive the Mini Cooper until it is well and truly dead. At that time or perhaps before Ill buy a beater pickup for use around the homestead. (Yes, we may end up having three cars at some point but only for a little while.) What about you? If you had to buy a new car, what would you buy? Why? What features are important to you? Are there certain makes or models that you prefer? Refuse to consider? And based on what Ive told you here, what kind of car would you recommend for me? https://www.getrichslowly.org/which-new-car/
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