#myadvisor

[incurableoptimistest1994]

I pinky promise I’m going to post properly tomorrow, but I’ve had my tizanidine 😂 and I’m absolutely knackered 😴! It was absolutely incredible meeting @lucyalexandriawatts I’m feeling incredibly emotional about getting to meet my amazing friend in person 😭 so few people understand the journey we’re on, and even fewer relate/respond to the journey in the same way... finding someone who does is a gift 💝 love her millions! And love my presents 🎁! Also @lucyalexandriawatts please tell your mum I think she’s incredible too, as does my mum! My mum definitely adores your mum; I think they’ll be fast friends! 💖 And please give Molly dog a cwtch from me; so glad my plan to meet her by getting you to meet me worked 😜! Feeling so very, very lucky 💚 #shemybestie #myadvisor #myinsperation #mycheerleader #mysister #myhero #imetmyinternetfriend #finally #itwasamazing❤️ #seriousgirlcrush #palliativecareprincessestigether👑 #palliativecarewarriors #onthesamejourneytogether #withthesameattitude #familyisntblooditslove #sohappy (at The Red Dragon Centre) https://www.instagram.com/p/Bwu2M6el2re/?igshid=16048f3d8iauy

[meladiamond]

#MyHusbandis #MyBestFriend #MyBusinessPartner #MyBusinessManager #MyAdvisor #MyProtectorOnAllLevels #MyLove https://www.instagram.com/p/BtEJ_RvAWVH/?utm_source=ig_tumblr_share&igshid=1vpuso398nyia

[donhawks]

Roc is back #workinghard again! Shes been missing in action for a while! Shes tough as nails. Came back from a car incident like nothing happened! Im just glad shes ok n heathly! I love that #retrojacket she got there! Shes like me, "if it aint #oldschool we aint wearing it!" Lol. I know she got a matching kanglo with that jacket somewhere lol. I missed her advice n always ask me how my kids r doing. Very #sweet young lady! #workflow💰 #family #sweetheart #myadvisor https://www.instagram.com/p/BnewlVolJlU/?utm_source=ig_tumblr_share&igshid=1gci1x9rg2oc3

[spidk]

Happy Father's Day Dad!!! I hope you spend today knowing how truly loved and appreciated you are. I wouldn't be who I am today if not for your support, guidance, advice, and love. All of my success in life is a result of the sacrifices you've made for me. I am eternally grateful for you. I love you more than life itself and enjoy your company. Thank you for being a great Grandpa to Bentley. He loves you soo much! #HappyFathersDay #MyDad #BentleysGrandpa #myfirstlove #myplaymate #myprovider #myprotector #myfriend #myteacher #myadvisor #mydancingpartner #mydrinkingpartner #thebestofthemall #worldsgreatestfather

[dbpmsnews]

MyAdvisor moves off Microsoft Account (MSA) Authorization to provide you with a better experience!

MyAdvisor offers practical guidance tailored to your Cloud Voice deployment needs, including recommended resources and network planning. MyAdvisor is your Cloud Voice champion, guiding you towards long term operational success for Cloud Voice and Meetings. As part of our efforts ...

"MyAdvisor moves off Microsoft Account (MSA) Authorization to provide you with a better experience!" by Saranya Yogarajah originally published May 9th 2018 in Microsoft Teams Blog articles

MyAdvisor offers practical guidance tailored to your Cloud Voice deployment needs, including recommended resources and network planning. MyAdvisor is your Cloud Voice champion, guiding you towards long term operational success for Cloud Voice and Meetings. As part of our efforts in improving your experience with MyAdvisor, we have decided to deprecate our support for Microsoft Account authentication and encourage users to re-register with their O365 accounts.

  If you are unsure as to whether you have an MSA or O365 account, please see here.

If you are currently a user with an MSA account in MyAdvisor, the following data may be affected:

  Network Planner sites and calculations

Academy plans

SOF Assessment results (for SOF Assessments taken directly on this site)

  To ensure you retain your information, we encourage you to take note of your Academy progress, export your data (if necessary) and re-register in MyAdvisor with your O365 account. For details on how to export your Academy or Network Planner data and re-import using your O365 account, please see here.

  For any questions, we encourage you to contact us at myadvisor@microsoft.com.

Read Full Post

[mycpagroup]

PRIOR PLANNING PAYS AS YOU ENTER THE RED ZONE FOR RETIREMENT

Approximately 10,000 Baby Boomers are turning 70 years old daily for the next 17 years.   This 19 year American generation, born between 1946 and 1964 was once the largest in the USA.  As often reminded by our parents, the years roll by much quicker than expected.     When it comes to saving for retirement, why leave it to chance? The earlier you plan and prepare for retirement, the more likely you are to achieve your goals.

Many of us enter the workforce at the earliest age possible without a clear vision of what the last phase of our lives will look like.  There are many things to consider as you near retirement and there’s not a better time to plan than now.

ENVISION: The first step is to have a vision of your retirement. Will you retire at a certain age or after a specific number of years working? If you are unsure, you simply need to pick a date to begin the calculations.

PLAN: The second step is to have a budget – a budget for today and an estimated budget for retirement. Cost of living increases and inflation are often overlooked and a major mistake in retirement planning.  Will you have enough income?  How will you replace your paycheck when you retire?  Will you need a steady stream of income from your assets which you accumulate for retirement?

STRATEGIZE: Identify your Lifestyle before and during retirement. Many of us have conflicting goals.  If your lifestyle and income needs exceed your savings, are you willing to make difficult choices?  Otherwise, you may become boxed in and forced to continue working beyond burnout.  The results of small sacrifices and choices compound over thirty working years.  Being in charge of your spending habits helps you be in charge of your future.

ALIGN: Discuss your goals with your significant other. Alignment of goals, ideals and discussion of money in general, may be one of the most difficult challenges.    It certainly will help the end result if you are playing the same game and on the same team.

Within 5 to 10 years of your planned retirement date, you should have a written financial plan and retirement analysis.   Actually, seeing your plan in black and white reviewed by a financial advisor trained to mathematically analyze and test your plan over time under various situations can provide added peace of mind that you are on track.   The written plan should include your projected Social Security benefits, estimated health care and long term care costs, ways to reduce the taxes you pay, your investment strategy and how you plan to protect your assets and legacy for your loved ones.

A common question for retirement is regarding Social Security.  When should you take your benefits?  While it is tempting to take your benefits as early as possible, you should make an educated decision and be aware of the potential long-term cost of an early SS check.  Your projected benefits are based on your age, amount of social security wages/earnings and at least 40 quarters of earnings.  Other factors include if you are single, married, divorced or a widow/widower.  Laws change, such as the major changes in spousal benefits in the Bipartisan Budget Act of 2015, and you may need to adjust your planned start date to collect your benefits.

A few other things to evaluate include your projected Health Care and Long Term Care Costs and determine the best way to pay for those projected costs; tax Reduction – tax deferral and it is possible that you will be in a higher tax bracket when you retire; and Investment Analysis and Retirement Income – be specific about securing a retirement ‘paycheck’.

After three to four decades of hard work and dedication, don’t forget to protect your Legacy.  By having an updated estate plan, you can be prepared, create peace of mind for your loved ones and potentially save probate and other legal costs.  This includes a Last Will & Testament, Living Will, Durable Power of Attorney with health care directives and a Revocable Living Trust.  Keep a list of your passwords and a record of where your important documents are located.  Otherwise, how will your loved ones know where the safe deposit box is located or the code to your personal safe?

Retirement planning isn’t a one-time thing or static document.  It is a process that changes on a quarterly and annual basis. So the sooner you plan, the better off you’ll be and the easier it will be to live your vision.

Prior Planning Pays as we enter football season and our retirement season of life, remember that a ‘Hail Mary’ may work in football and help you reach a touchdown but you may not have enough points on the board to win the game.

  Jackie Campbell

Founding Partner, CFP, CPA

MyAdvisor Wealth Management

The post PRIOR PLANNING PAYS AS YOU ENTER THE RED ZONE FOR RETIREMENT appeared first on Campbell & Company.

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[incurableoptimistest1994]

I am BEYOND EXCITED to finally meet my hero, online bestie, and fellow palliative care princess @lucyalexandriawatts IN PERSON!! It’s been about 9ish years of continuous, daily online love, support, encouragement, inspiration, and probably inappropriate black humour, and I’m not sure I could’ve got through those years without my amazing friend 💖 can’t wait to finally give her a real Welsh 🏴󠁧󠁢󠁷����󠁳󠁿 cwtch! I’m gonna try and squeeze all 3000 I’ve sent through time and space into this cwtch! #immeetingmyonlinefriend #beyondexcited #shemybestie #myhero #myinsperation #cheerleader #myadvisor #myreallifewonderwoman💪 #lovethisgal💕 #palliativecareprincessestigether👑 https://www.instagram.com/p/BwtpMwclWuD/?igshid=174vkc3ba1vbb