#my last exam was also my last day of hs so its been a bit wrapping everything up
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p2ii · 6 months ago
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WHAT
ummmm science side of tumblr what does this mean/hj
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angryborzois · 1 year ago
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Good to hear you’re feeling a bit better. Hopefully you recover more today. My weekend has been a little hectic you know. Started doing volunteering at a tuition centre and I’m supposed to help by marking the children’s work which seems cool. They gave me a surprise test but I passed so I’m somewhat qualified to be there.
No worries being American, I’m from the land of tea and biscuits so I’m not as fancy eitherSo we have these stages of education: pre-school (3-4 year olds), primary school (4-11 year olds), secondary school (11-18 year olds) then unis and all the other things
To break it down further we have year groups instead of grades. So for primary kids you go from reception to year 6. And secondary school has year 7s up to year 13s. Mandatory education only applies until year 11 where you can go into colleges, sixth form (year 12-13 of hs and what I’m doing) or apprenticeships.
We have 2 big exams during our mandatory school years: SATs in year 6 and GCSEs in year 11. You also have A-levels but that’s only if you do sixth form.
We have uniform for all mandatory years but after year 11 we can wear non-uniform (which actually makes me think every morning lol)
One last thing is that there are two main types of schools state schools (for the regular folk) and private schools (for the posh kids). There’s a big divide between the two as obviously private schools get way more funding than us state kids but we manage.
That’s pretty much the basics of our schooling system. Been a while since I rambled in this box but it’s fun hehe.
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(Rat jumpscare)
IM SORRY FOR THE LATE RESPONSE I WAS CAUGHT UP WITH A JDRAMA AND ALSO TUMBLR HAD THE AUDACITY TO DELETE MY PARAGRAPHS LIKE ALWAYS HSJFJD
I REALLY NEED TO DO START VOLUNTEERING TOO BUT I CANT FIND ANYWHERE TO VOLUNTEER AT (they tend to have age restrictions or require parental supervision when it comes to students)
OHH EVERYTHING MAKES SENSE NOW THANKS FOR THE CLARIFICATION LMAO. I WAS ALWAYS CONFUSED ABOUT THE YEAR GROUPINGS THAT YOU GUYS HAD LOL
AND ITS OKAY LMAO I ALWAYS WEAR LIKE THE SAME THING EVERY DAY HAHAHA (i don't understand how some people can think of outfits every day)
ALSO I HOPE IM NOT TOO ENTHUSIASTIC RN LMFOABBFKSBFMSNDJC YEAH
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arlocedwards · 4 years ago
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╰ ✧ HARRY STYLES. MUSE NINE. PANSEXUAL ❞ say hello to the s club’s very own ARLO EDWARDS! a TWENTY-FOUR YEAR OLD, CISMALE that goes by HE/HIM pronouns. i heard they were voted BEST SHOULDER TO CRY ON in high school, which says a lot about them because they’re very IDEALISTIC and INTUITIVE, but watch out for their DETACHED and DESTRUCTIVE side as well. i hope they’re ready to take a break from being a MUSICIAN and finally get this summer started! ( kt / 24 / pst / she/her )
hiya! i am kt &+ underneath the read more is some info about my bb, arlo. ** insert clown emoji but make him yee-haw ** 
trigger warning : death .
NAME: arlo cornelius edwards. GENDER: cismale. PRONOUNS: he, him. AGE: twenty-four ( 24 ). BIRTHDAY: february 14th. ZODIAC: aquarius !! HOMETOWN: kent, england. ORIENTATION: pansexual OCCUPATION: drummer. LANGUAGES SPOKEN: english & french. FACECLAIM: harry styles ~ currently featuring long hair.  :’-) 
kt’s note: I KNOW THIS IS SO LONG, SO IF YOU DON’T READ IT, I WILL NOT GET OFFENDED. 
but, just read this so y’know what you’re getting yourself into when interactions open : death tw: arlo will be joining this summers reunion coming from his parents home, post-funeral, trying to escape boxing up his brothers stuff and wanting to not be pitied. :’-( my boy is going through it, so his typical behavior and personality is gonna be v muted for a while.
ᴀʀʟᴏ'ꜱ ʙᴀᴄᴋɢʀᴏᴜɴᴅ
arlo was born in kent, england. i know what you’re wondering, and yes, he does have an accent. :’-) his family moved to new york when he was five years old because arlo’s father was offered a high level position within his company.
arlo was born into a loving family, him being the middle child. he has two supportive parents, sasha edwards (his mother), & carter edwards (his father). there are two years separating him from both his older brother and younger sister. his older brother ( now deceased ) was named holden edwards, and his little sister is named ivy edwards. his older brother can be imagined as eric matthews from boy meets world ( at the end of the day, they were bffs ) & his little sister is quite literally cher horowitz from clueless mixed w/ a splash of bianca stratford from 10 things i hate about you  ( they are polar opposites which makes for a fun dynamic !! )
growing up, arlo enjoyed playing all types of sports - there truly wasn’t anything that he wasn’t really good at, and that’s simply because he’s always been such a competitive individual. he would go home and practice a skill or trick for hours in order to be able to come back the next day and whoop everyone’s asses. he will fight  you over board games and make alliances in monopoly to mess w/ you. 
his interest in taking up an instrument kicked in when he was seven years old. he and his dad were driving back from a hockey game together late at night, and his dad played him the song moby dick by led zeppelin & he knew it was something that he wanted to pursue bc “john bonham was a genius.” ~ arlo vc. and so his dad gifted him a drum set on his eighth birthday !! :’-) soft. but over the years he was exposed to other instruments and can also play the guitar, piano, and he has a nice set of pipes !! harry styles being his vc as well ~ makes it easy. he really wants to learn the saxophone tho??? don’t get him started - he will go on and on and on.
throughout highschoool ; arlo was a v dedicated student. although he’s a bit reckless and loved to goof off, he was always acing classes and applying himself. he genuinely cares for others, you could’ve seen his ass volunteering at a soup kitchen with his mom on sundays and what not! just soft things.
until now - now anti-soft. hard things.  sdgjdjgd okay, so, arlo is A Mess™️. and i say that with so much love in my bones. arlo is the type of friend that is honest, and all about tough love when it’s needed. he doesn’t mind getting into a fight or two if he knows its worth the outcome he’s envisioned. he will tell you when you’re fucking up, and if you’re throwing a punch as a result - catch him leaning into it. this ties in l8r !!
he’s just a bit desperate to feel against following the death of his brother & also post-break up with shanley? ( which give me one hot sec and i’ll go into those v soon ) but overall he just wants to feel like himself again, y’know ?? don’t we all. amen & what not. to break it down, he just feels so intensely that he ends up numbing himself in the aftermath of it all, and he’s sadly willing to put himself into harms way in order to get a bit of that - happiness / pain, it doesn’t matter to him as long as he no longer feels numb. so, if ya see him with some scrapes and stitches ~ MIND YA BUSINESS.
arlo’s lurve life : woo ! okay, welcome back -- let’s get into it. so shanley and arlo dated throughout hs and into their first year of college, for a whopping five years together before they broke up. god if you’ve made it this far, i applaud you...but hmu and let me know your fav color, okay? like and comment below ?? subscribe ?? thx. OKAY BACK TO BUSINESS. in case you’re wondering who broke up with who, gosh so nosy, let me just tell you ‘twas arlo. he did it, we can unfollow his ass now. BUT ~ he didn’t want to ? y’know. he felt like due to the long distance, she was missing out on college experiences and her waiting by the phone for him to call was just sad, and he felt guilty. he wanted her to enjoy her time and felt as if he was weighing her down. although he did try make an effort to fix this doing by visiting her that weekend at her university in chicago, but when he came across her with friends he felt stupid and bailed back to cali again. a couple months later he called her, hoping to apologize for his poor judgement and admit to his mistake of ending the relationship, but she wasn’t the one who answered the phone. arlo assumed the random guy who answered was shanley’s new boyfriend (although , he was shanley’s roommates boyfriend but my sad dumb ass boi didn’t know ). arlo only assumed the voice belonged to shan’s bf bc he swears the voice distinctly said “coming, babe!” ( although he did, just not to shanley) and ever since arlo’s been a bit jaded when it comes to romance. shanley called him back later that day, and arlo shrugged her off bc he was jealous af and drunk - claiming he “butt dialed her and it wouldn’t happen again.” :’-( since then they haven’t been in contact. 
he was so in love with shanley, and despite him being the one to end things, he’s never fully gotten over her. he’s definitely hooked up with other people, but my boy is not the committing type after that relationship. 
after high school, arlo attended stanford university, as they offer one of the best criminal law programs across the nation. wahoo ! yahtzee !
after graduating college, arlo moved to san francisco & moved in with ali !! they have a nice little place overlooking the golden gate bridge w/ quality acoustics for their creative music projects. / also where he currently lives !! :’-) we love a bromance.
while in san francisco, arlo attended university to continue on pursuing his law degree  and after two years was able to graduate with his juris doctor. 
TRIGGER WARNING : DEATH / CAR ACCIDENT / DRUNK DRIVING. the death of his brother is very recent, like four weeks ago recent. arlo and his brother were road tripping across the states back to their family home in NY to visit their parents, when a drunk driver struck the driver side of their vehicle, which on impact killed his brother. arlo has survivors guilt as a result from the accident. he and his brother had switched seats a couple minutes prior to the collision, after arlo had asked to switch with him in order to rest for a bit. :’-( miraculously, arlo was unscathed in the greater scheme of all things injury-based. he’s entering the villa w/ a couple broken ribs, broken left arm and scrapes/cuts. so plz sign his cast. 
post-break up with shanley, they had some type of unspoken agreement of trading off years of who gets to attend the summer( aka who has custody of the sclub ) and so last year, arlo did not attend. however, this year, they somehow got their info wrong about who was going / not going, so they have found themselves here at the same time. this being the first time they’ve seen each other since holidays during their first year of college previous to their break up. so get ready for some spice.
last summer, since arlo wasn’t attending the sclub reunion, he was taking the california state bar exam. which is only offered twice a year - he opted for the one in july and passed! :’-) he spent some time after the exam in europe with hastrid. <3
however, arlo will be joining this summers reunion coming from his parents home, post-funeral, trying to escape boxing up his brothers stuff and wanting to not be pitied. :’-( my boy is going through it, so his typical behavior and personality is gonna be v muted for a while.
ᴘᴇʀꜱᴏɴᴀʟɪᴛʏ
overall : arlo truly strives to be kind, and genuinely wants for everyone to get along. treat people with kindness and the like. he has the best of intentions, but often times that can get a bit muddled with the way he goes about things due to his chaotic energy. he will do anything to lighten a dark mood, and will sacrifice / throw himself under the bus if its needed. however, he also is the type to cause the dark mood depending on the day.
however rn, with his current state of mind, arlo is just going through the motions. numbing himself with unhealthy outlets and has a different type of mentality. definitely engaging in a bit of the more chaotic activities, as well as leaving everyone alone to their own vices as well. whereas his typical behavior would be more so attempting to lead them onto a better path if it meant well for their overall wellbeing. 
habits : smoking cigarettes ( ali likely nags him bc they aren’t herbal ) . staying up into the early hours of the morning, and yet somehow still an early riser ( hence, he drinks an absurd amount of coffee ). yeah, hence. - get it, from the house bunny? sdjfkngdg any who, he’s in a phase of numbing via alcohol and drugs rn. 
personality type : INTP - T / THE LOGICIAN
moral alignment : chaotic good
tarot card : the hermit ( currently )
character inspo : connor walsh from how to get away with murder, jess mariano from gilmore girls, & ambrose spellman from chilling adventures of sabrina ( literally his #1 ranked personality match on a quiz i took ) !! so, we have that ! and also a heavy sprinkle of seth cohen from the o.c.
ʜᴇᴀᴅᴄᴀɴᴏɴꜱ
the album ‘fine line’ by golden child, harry styles in this case will be used as a hc for arlo. arlo wrote and recorded the album - all songs included, with his muse being shanley over the course of the last couple of years. he’s just kind of been sitting on the entire thing, never really feeling it was the right time to release his work/side solo project...but later this summer, he may just leak it. :’-)
arlo is a vegetarian ! he has been since his freshman year of high school.
those who inspire him : roger taylor, mick jagger, alex van halen, john bonham.
LUNA : ali and arlo co-founded the band with friends edie dorn and guy perkins in junior high. playing gigs where they could as often as possible. arlo was on lead vocals, ali as lead guitarist, edie on bass, and guy on drums. although when it came down to recording and what not they seemed to bounce around when it came to other instruments - v experimental. the band took off in college, prior to something strange and over the years they’ve produced numerous albums and have won a couple awards. 
red roses are his Thing™️ ; fans of the band will walk up and hand him them. i think that’s soft. and i am here for it.
he loves fancy wine ~ he’s cultured.
fun fact : dirty dancing is v much so a sharlo movie. they used to practice and be able to successfully pull of the jump & lift dance move literally just for fun / bc they wanted to. after nailing the lift, they learned the entire dance - i can't. dfjkgndjkg SOFT.
arlo has all of harry’s tattoos !! makes it simpler, might add more along the way !! stay tuned, folks !!
also the ‘ h & s ‘ rings that will be seen in photographs later on are for his brother, holden, and bbg, shanley </3
arlo is a gucci enthusiast - having much of his closet filled with staple pieces over the years. to further his love for the brand, he was recently asked to be in an upcoming campaign for the fall season - he’s v jazzed about it.
ᴏᴘᴇɴ ᴄᴏɴɴᴇᴄᴛɪᴏɴꜱ
𝖌𝖔𝖔𝖉 𝖎𝖓𝖋𝖑𝖚𝖊𝖓𝖈𝖊 ( open connection ) : with arlo being a bit chaotic in nature, he needs somebody that is likely going to steer him clear from all the ideas that’ll bring him to the brink of disaster. he’s impulsive and in that desperate attempt to feel again, he’s very likely to bring a bit of mayhem upon himself. so while they may constantly worrying and attempting to talk his ideas down, he’s trying to get them to go along with his plan. it may be rare that he actually takes their advice, but when he does it seems to be for the best.
𝖕𝖆𝖗𝖙𝖞 𝖋𝖗𝖎𝖊𝖓𝖉 / 𝖈𝖔𝖓𝖋𝖎𝖉𝖆𝖓𝖙 ( open connection ) : these two know how to have a good time together. despite the amount of alcohol they are throwing back and the shenanigans they find themselves in as a result, this is a time where they also find themselves confiding in one another. if you look at their camera rolls, it’s likely they have tons of embracing and unflattering videos and pics of one another, in between their sob-worthy confessionals and venting/rants. these two trust one another, and although they love getting wreckT together, they find themselves discussing very raw and personal details.
open to other connection you may have in mind! :’-)  LMK!!!! <3 i love me some chemistry !!!
ᴛᴀᴋᴇɴ ᴄᴏɴɴᴇᴄᴛɪᴏɴꜱ ( featured on arlo’s connections page here !! )
𝖋𝖗𝖎𝖊𝖓𝖉𝖘 𝖜𝖎𝖙𝖍 𝖇𝖊𝖓𝖊𝖋𝖎𝖙𝖘 ( taken - simon peralta ) : these two went through rough break ups of their own, and a rebound didn’t sound too bad to either of them at the time things started. it may not occur all the time, but they sometimes still find themselves offering up to one another. this occurred more frequently then any of arlo’s one night stands, obvi, but it never surpassed anything other than the physical aspect of their relationship. the nature of their relationship outside of the bedroom can go either way !!!  :’-)
𝖆 𝖇𝖗𝖔𝖒𝖆𝖓𝖈𝖊 𝖋𝖔𝖗 𝖙𝖍𝖊 𝖆𝖌𝖊𝖘 ( taken - ali mallick ) : as if living together for the past two years wasn’t enough, ali & arlo are also roommates every summer that arlo attends the sclub reunions. these two are always laughing, and saying some ridiculous ish. you’ll likely hear loud jam sessions and howling laughter / the occasional excited shouting back and forth from their room in the late hours. they are truly nothing but a good time and tbh, they know it. that and the fact that they have the best hair in the villa. djfgnjkdfg FIGHT ME !!
𝖍𝖎𝖌𝖍 𝖘𝖈𝖍𝖔𝖔𝖑 𝖘𝖜𝖊𝖊𝖙𝖍𝖊𝖆𝖗𝖙𝖘 ( taken - shanley evans ) : these two began their relationship in their freshman year of high school - spending five years together before breaking up in their freshman year of college. * cries in sharlo * they were the “it” couple, no pennywise included … unless ? anyways, everyone thought that they were going to get married, and arlo was v much in love / thinking shanley was his romantic soulmate. yet when they did break up everyone was shookith - even the birds and the bees.
𝖆𝖓𝖉 𝖙𝖍𝖊𝖞 𝖜𝖊𝖗𝖊 𝖗𝖔𝖔𝖒𝖒𝖆𝖙𝖊𝖘 𝖇𝖆𝖓𝖉𝖒𝖆𝖙𝖊𝖘 ( taken - ali mallick , willow finch , sirena rose ) : these four formed something strange. arlo is the drummer of the group, and also writes some songs for the group. they’ve blown up over the years and are a quite successful group.
𝖛 𝖘𝖎𝖇𝖑𝖎𝖓𝖌-𝖑𝖎𝖐𝖊 𝖗𝖊𝖑𝖆𝖙𝖎𝖔𝖓𝖘𝖍𝖎𝖕 ( taken - sirena rose / willow finch ) : these two have a love/hate relationship, very sibling like filled with pranks, competition, teasing and playful banter. however, when it comes down to it they have so much love and respect for one another. they know that no matter what happens they will always have one anothers back and be supportive of the other. pure relationship.
𝖗𝖎𝖉𝖊 𝖔𝖗 𝖉𝖎𝖊 ( taken - delilah jacobs ) : ride or dies ! need i say more ?? these two have one anothers backs despite anything and everything going on otherwise. they play in to one anothers antics and enjoy one anothers presence as they can likely be seen dragging one another across town and causing a bit of mayhem together. you can catch them in their beautiful, bitch #1 & #2 tee's.
𝖈𝖍𝖆𝖔𝖙𝖎𝖈 𝖈𝖔𝖒𝖕𝖆𝖓𝖎𝖔𝖓 ( taken - ramona verdez ) : it would be wrong to say one is the more likely the bad influence over the other, although arlo may just be. these two find themselves bounding into, well hell, ( i guess??? ) together. playing on one anothers impulsiveness and if one ends up in the back of a police car, the other is handcuffed to them. and yet despite the length of their potential injuries, they find themselves thinking of something crazier to subject them to the next time around. with arlo having his law degree, he’s always able to squeeze them out of trouble before it gets too serious, so trust - it’s ok !! 
𝖚𝖓𝖑𝖎𝖐𝖊𝖑𝖞 𝖋𝖗𝖎𝖊𝖓𝖉𝖘 / 𝖕𝖔𝖑𝖆𝖗 𝖔𝖕𝖕𝖔𝖘𝖎𝖙𝖊𝖘 ( taken -  izzy de la rosa ) : these two may have ran in the same circle, but were complete opposites when it came down to their personalities / styles / perhaps even humor, so it was expected for them to stand their distance. however despite the odds, they just clicked !! opposites attract and what not, ya dig??  somehow their dynamic just works and they have a lot of fun together by introducing new things to one another.
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filmtrash · 6 years ago
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from then to now,
the end of the year is a time for reflection. there’s a lot i could look back on from this past year, but more than anything, i want to focus on the happiest, best thing.  
although my presence on this platform may be temporary, i am certain that what it has brought me will be a forever kind of thing. this time last year i was meant to be revising for my year thirteen mock exams, but i was in curled up in the only empty space in my bedroom (revision everywhere!) literally unable to put down my copy of call me by your name. i watched the movie again shortly after that and well....i don’t have to describe what that’s like because y’all know. i also remember lying in my bed listening to visions of gideon an unhealthy number of times. all these experiences were so important for me, so pivotal, so transformative and it’s only now a year on i can understand why that’s the case.
this isn’t meant to be a backstory of my life but i have always been a completely lost soul. although i am certain i have not found myself yet, this last year i’ve found something that offers me stability and security. something i’m not sure i truly had before that. call me by your name is undeniably at the centre of it all, but it has brought me so much more than i ever expected. it seems far-fetched and not really believable but it’s the absolute truth. 
i’ve said it many times and i’ll say it again; reading the book, watching the film, listening to the music, listening to the audiobook made some sort of wall come down and made me in touch with my emotions and made me feel so much. not only did it provide escapism (andré’s descriptions and luca’s visuals are so PERFECT for that) but i remember thinking ‘i think i may have just found my purpose. to make people feel how this makes me feel.’ 
to put it simply, here’s a list of things that have happened to me and/or came into my life because of this film: 
i’d never been interested in the oscars before but when i heard call me by your name was nominated i wanted to see what its chances of winning were. i also thought any film in competition must be worth watching. i lived at the cinema after that, trying to watch as many oscar nominated films as i could. this in turn introduced me to so many incredible films, actors, directors. when oscar night came, me and my friends gathered round the tv and we basically regarded it as the event of the year. 
similarly, because i held the cast of cmbyn in such high regard, i wanted to watch everything they were in. truthfully, timmy was the initial reason why i wanted to watch lady bird, but i’m so glad he brought me to that theatre. i literally adore lady bird, saoirse, greta, lucas. i literally have such a strong connection to that film and i wouldn’t have that without cmbyn. and the pattern goes on and on. the reach of this film is never ending. now i have a long list of actors and actresses i hold in high regard and an even longer list of films. that’s endless hours of pure fuckin joy. 
music has always been central to my life, but cmbyn opened up a wide expanse of new artists for me. not just sufjan stevens, but artists featured on fan edits and songs you guys recommended me that remind you of the movie. sometimes my playlist will be on shuffle and one of those songs will come on and it doesn’t matter where i am or what mood i’m in, im immediately transported back to the couple months of my life where i felt like i was wrapped in a warm fuzzy blanket. 
i travelled round italy! to visit the locations where cmbyn were filmed! i wouldn’t have had that INSANE experience without this movie. it was so surreal being there. elio and oliver truly felt like two tangible people. the corners where they filmed in bergamo were so void of other tourists that you could almost the two singing and dancing. i know they’re not real, but what they brought to my life is and being there is something i’ll never forget. 
friendships! it brought me so much closer to my friends, as we all found a mutual love and interest (some in cmbyn specifically, some just in film). i am so blessed to have 3 people that love what i love and share so many amazing viewing experiences and discussions with me! along with our love for each other, film truly does bind us together. it also was the talking point between me and a work colleague and now she’s one of my best friends and even came to the beautiful boy premiere with me. AND ALL OF YOU !!! lovely supportive people that have so many bright ideas and wonderful talents. you have taught me so much. 
and now for the big one........literally it changed the course of my whole damn life. a year later im sat in the same spot, home for my christmas break....from university where im a freakin’ film student! my whole life is immersed in film and my whole future will be much the same way. WITHOUT CALL ME BY YOUR NAME WHERE WOULD I BE RIGHT NOW? so when people ask me what my favourite film is, they have NO IDEA how much of a loaded question is. they’re the lucky ones if i just mention the title. when sat in my flat in london, writing my essay on tarantino, i’ll glance up at my copy of cmbyn like.......this is all because of you buddy.
cmbyn also brought me here. i’ve had this account since like...2011? but i rebirthed this bitch when i was searching for cmbyn content. it started by me posting quotes from the book and i could see in the notes there were accounts dedicated to timmy etc, and i was thinking ..... wait! there’s people out there that love it as much as me !??!?!? i started to post more and more until i got brave enough to analyse a part of the movie. the response i got was so unexpected but again, did wonders in adding to my sense of purpose. even if people disagreed with me, i welcomed the discussion, i welcomed the communication. in a world where you feel no one understands you, when you find this beautiful thing that connects you to beautiful people, it’s a wonderful thing. tumblr can be whatever, but it’s made what it is by the people who use it. whatever has become of it since then, it provided me with so much. i have been educated, i have been accepted, i have been listened to. without posts on here i wouldn’t have known of some events that i’ve gone to, and that have been some of my favourite experiences of my life. i can’t thank you all enough, wherever you may be, for providing me with a temporary bliss where i truly felt on top of the world. 
i talked about this the other day but i’m serious. timothée is a wonderful human being and i feel honoured to support him. this boy is going to be so powerful and trust me, his feet are not going to leave the ground once. i truly was a fandom kid, moving to support one celebrity after another but i can say that (other than hs) it’s never ran deeper than this. i don’t feel like im a crazy fangirl!!!!!!! over timothée, i feel like i have such a weird admiration for him like i would have for a best friend (we can only hope). he’s just so GOOD. he’s so talented but so smart and so refreshing and beyond his physical looks, his mind is beautiful. if everyone else was able to have that in perfect balance too, the world would be a better place. i also sometimes see parts of myself reflected in him too. not that i’ve ever done an interview or anything, but the way he carries himself etc just reminds me of me. i hope this isn’t me complimenting myself, i’m merely saying we’re both bumbling idiots. (also happy birthday. u fuckin rule)
so that’s where i am now, and there’s all the reasons why i wouldn’t be here without call me by your name. i’m here to testify that yes film is great entertainment and a good evening trip out, but its power should never be underestimated. call me by your name in particular has wormed its way into so many parts of my life, and those parts are the only bits i like. 
so thank you if you’re still reading this, because you’re a part of it too. i am very grateful. 
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andwhatdostarsdobest · 6 years ago
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28 Question Tag Game:
I was tagged by @tomhollanders2013 , @uglypastels and @sleepwalkingdragon . thank you my loves 💕
1. How tall are you?
5′7
2. What color and style is your hair?
it’s technically all blonde but i wouldn’t blame you for thinking the top is light brown. i have the bottom half dyed like a honey blonde and it comes to about midway down my back (this is short for me). it’s kinda wavy naturally but i always plait it overnight so it’s curly most of the time
3. What color are your eyes?
hazel, more green than brown and i have a dark ring around the outside of my iris, sometimes it looks green, sometimes brown. probably those and my hair are what i get complimented on the most (unless you’re my mum who won’t shut up about my smile)
4. Do you wear glasses?  i do, im supposed to wear them all the time cause im blind as hell but whoops
i got new ones in like the summer, so i’ll bless you with a photo
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5. Do you wear braces?
no but i did for 2 years at school
6. What is your fashion style?
see my fashion sense is not the same as what i wear, mainly because im self-conscious and ive always thought certain clothes were only made for skinny girls (NOT TRUE). but this year one of the things i want to change is wearing a bigger variety of clothes. but i guess at the moment i wear shirts tucked into skirts and dresses mostly
7. Full name?
Alice (y’all don’t want to know my middle names they’re embarrassing) 
8. When were you born?
so long ago lmao (31.01.97)
9. Where are you from and where do you live now?
so i was born in london but i now live in norfolk (english countryside). but i desperately want to move  (and hopefully i will soon)
10. What school do you go to?
i graduated uni last year
11. What kind of student are you?
teacher’s pet bro. my worst fear was being shouted at by my teachers. i was always early to every lesson and generally did all my homework (not necessarily the night i got it but ya know). i had to try super hard at school because although im smart ive never been good at exams.i was that kid who started revising for june exams in february. i also didn’t realise i was dyslexic at school so that was a massive struggle for me. i’ve always liked to learn but yeah school was a bit of a struggle. i peaked in primary school (no seriously i was listed as gifted in ps and predicated a* in everything and then when i went to hs and sixth form i underperformed in all my exams- lmao yikes) but i graduated uni with a 2:1 so fuck the education system 
12. Do you like school?
hahahahahhahahahahhahahahahahahah nah
13. What are your favorite school subjects?
probs english, history, business studies and psychology (not surprising those are the four i took for a-levels)
14. Favorite 📺 Shows?
b99, parks and rec, the office, the good place, luther, jane the virgin, greys anatomy, killing eve, definitely more im forgetting 
15. Favorite Movies?
stardust, kingsman, LOTR, about time, indiana jones, crazy rich asians, stand by me, tatbilb, dumplin’, wonder woman (loads more im forgetting)
16: Favorite 📚?
chaos walking trilogy (which is like the only book i had to read for school that i can still tolerate), the night circus, tatbilb, ready player one, the martian, hp series, the selection series, idk again more i cant think of off the top of my head
18: Do you have any regrets?  
mainly not being braver and believing in myself more. like its hard to come to terms with the fact that you didn’t truly start living until about 20/21
19: Dream Job?
god pls dont ask me this idk something to do with publishing and editing maybe (i love editing writing so ya know if you need a beta reader just hit me up lmao) also a fantasy job would be a wedding planner lmao, i have a scrapbook where i plan them in my spare time lmao
20:  Would you like to get married some day?
either or, im good with getting married or not. tbh what i want is the connection and commitment, for me marriage doesnt have to be an integral part of it but im not closed to the possibility either
21: Would you like to have kids some day?
yes
22: How many?
3 i think
23: Do you like shopping?
nah really a fan ngl, clothes shopping makes me feel uncomfortable 
24: What countries have you visited?
not that many tbh, i live in england and ive been to all the other countries in the uk, ive been to france, belgium, majorca and finland (i think that’s it)
25: What is the scariest nightmare you’ve ever had?
well i had this reoccurring nightmare as a kid where i was in a house that got invaded and i was murdered. but this is a whole thing okay, like i think it was a past life. i looked it up and there was an actual murder where every detail is the same as my dream and there are other similarities to my actual life and i used to see this man in my room who looks like the killer. anyway its a whole thing and for sure the reason home invasion is one of my all time biggest fears
26: Do you have any enemies?
no that i know of, i try to be nice to everybody and give them no reason to dislike me. if i have an enemy its definitely a one sided thing
27: Do you have any s/o?
i dont but i had a realisation the other day about one of my friends so like dont know what it means yet but ....
28: Do you believe in miracles?
eh
Tagging @thelazypangolin @tomhollandthirst @mysteryavengers @dtftomholland @hey-its-grey  
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henry33tan · 3 years ago
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Leeds Piano Competition 2021, and a look back!
I remember Leeds 1972 when my classmate from High School, Murray Perahia entered and prevailed as the First Place winner. “Murray” as he was known at the NYC HS of Performing Arts-“P.A.” (aka the FAME school) was rightly recognized as a teen phenom! I, for one, would gather with other piano majors, around an old, rather beat up grand where Murray was rehearsing a Mendelssohn Piano Trio with violinist, Diana Halperin (another big talent) and cellist, Marsha Heller. Naturally, the music-making was divine, as Perahia drew listeners into his singing tone, phrase-loving cosmos. (This was after school hours in a musty practice room.)
Even when P.A. orchestra conductor, Julius Grossman asked Murray to play the figured bass of a Corelli Concerto Grosso, ears became pinned to what the young student drew out of the piano that pulled members of the ensemble into collaborative harmony.
Who cannot forget Murray at the podium for a Conducting exam waving his fluid baton in an impassioned late Haydn Symphony reading. (As a Second Violin section member, I felt a surge of excitement that rose to new heights and dwarfed past rehearsals under our regular music director!)
Perahia, as would be expected, took Leeds by storm 8 years later at the urging of his mentor Mieczysław Horszowski. The 25 year old pianist from the Bronx, had largely been playing Chamber music at Marlboro and well beyond, partnering with Rudolf Serkin, Casals, and the Budapest String Quartet (a natural route for him), until he was jettisoned into the solo spotlight by his Leeds victory!
Fast forward to Leeds 2021 where so many competitions now abound in a crush for attention. Pianists from all over the over the world amass first, second, and third place medals, wondering how many they can collect before they solidify a career.
It’s a rat race to the top that’s often beyond reach since there’s always another contest on the horizon that trumps the last! (Given this testy, high-wire, environment, one worries about competition fatigue or burnout!) For pure relief, players hypnotize themselves into a non-competitive bubble, allowing the music to envelop them from start to finish without nerves eating them up alive!
For Leeds 2021 entrants, there’s a demanding Contemporary composition performance requirement that’s layered in with Solo piano repertoire and Chamber Music specifications. Here’s the list of Contemporary works to choose from.
Pierre Boulez1st Sonata10′Luciano BerioSequenza11′Brett DeanHommage a Brahms3 pieces – 8’György LigetiSelection of Etudesup to approx. 10’György KurtágSelection of Játékokup to approx. 10’Thomas LarcherNoodivihik10′Thomas AdesThree Mazurkas9′George Benjamin
Mandatory Chamber Music performances draw on defined works by Dvorak, Brahms, Beethoven among others.
This year, during the Semi-Final round I heard cello and violin sonatas, along with a well known Dvorak Quintet and Brahms Piano Quartet, etc.
Murray Perahia in this posted video for Leeds (as one of its patrons) emphasizes how the Chamber Music component is so intrinsic to the competition and a valued feature.
youtube
Were he, however to choose from the list of contemporary SOLO works at the 2021 Leeds website, his enthusiasm might wane.
In media interviews over decades, Perahia often referred to his career-embracing “Classical programming” of Bach, Beethoven, Mozart, Chopin, Schumann, Mendelssohn, and Brahms. He resisted critics such as New York Times Arts Editor, Anthony Tommasini who faulted him for omitting serial-based, atonal repertoire on his programs. (See my embedded blog about this repertoire issue that resonates into the present as Competitions insist on Contemporary music exposure.)
When a NY Times music critic and reader clash over a piano recital
Murray responded to his detractor that he “did not understand” many of the Contemporary works urged upon him, though perhaps he might feel differently at this juncture of his life. (Somehow Leeds 2021 officials overlooked Perahia’s recorded comments about the “classically-based” repertoire that he underscored as being a pivotal dimension of Leeds.) Oops! Did anyone check the total footage before it was amplified at the Competition’s website?
About the Leeds 2021 Jury. There are NINE members of which 4 are Pianists! (and only two women!)
Dame Imogen Cooper (UK) Chair of the Jury. (Pianist)
Adam Gatehouse (UK) Artistic Director / Juror. (Conductor)
Inon Barnatan (Israel/ USA) Juror. (Pianist)
Adrian Brendel (UK) Juror. (Cellist)
Silke Avenhaus (Germany) Juror. (Pianist/Chamber Musician/Arranger)
Gaetan Le Divelec (France) Juror. (Oboist)
Ryan Wigglesworth (UK) Juror. (Composer/Conductor)
Ludovic Morlot (France/ USA) Juror. (Conductor)
Steven Osborne (UK) Juror (Pianist)
By contrast the 1972 Leeds Competition had 11 judges, Chaired by the late Fanny Waterman, pianist. From having watched the 1972 Leeds Documentary on You Tube, I ingested the sagacious words of jurors, Ingrid Haebler, Raymond Leppard, Nikita Magaloff, and Waterman. Notice the appearance on the panel of Nadia Boulanger as well. (There were 4 women on the Jury.)
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In 1972, when female pianist contenders including Uchida, obtained considerable recognition–though not passing into the Finals where 3 males prevailed, 2021 LEEDS eliminated NOTABLY gifted Semi-Finalists, Elizaveta Kliuchereva–Russia, age 22 and Yuzhang Li–China, age 22 from the Finals leaving FIVE MALES in the culminating Concerto round. These choices revealed a glaring gender disparity!
To make matters worse, Leeds instituted an Audience Favorite limitation, allowing only a voting selection among the FIVE FINALISTS. (This is highly unusual. Most respected Competitions give an option to pick from ALL entrants through a progression of Rounds) Such tight Leeds imposed control is likewise manifest in the Concerto portion of the Finals where Jurors select two piano Concertos for each player, barring contenders any autonomy. One might question the way these pairs of concertos of different length are assigned. Officials justify it as an attempt to adjudge what each entrant needs to play in order to further expand the jurors’ understanding of individual abilities. (This is atypical in the competitive arena.)
Leeds principles also assert in the main, that they want to avoid redundant performances of the same concerto in their assignments, though repetition of repertoire including concerti is par for the course at renowned Competitions such as the Tchaikovsky, Van Cliburn, and Chopin (in Poland) among others.
Leeds 2021 definitely has a different face this year that’s caused a bit of an uproar among its followers around the world. Surely, it should respond in accordance with public opinion and make appropriate adjustments. In the meantime, some ardent piano lovers who tuned into 2021 Leeds from day one, are bidding it farewell until there’s more gender equality and an opportunity to voice their choice of a FAVORITE pianist without restriction.
***
LEEDS 2021, Competition Website
https://leedspiano.medici.tv/en/about/the-leeds/
from Arioso7's Blog (Shirley Kirsten) https://arioso7.wordpress.com/2021/09/16/leeds-piano-competition-2021-and-a-look-back/
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raemots · 5 years ago
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14 February 2020
Well well well look who’s back at her tumblr diary. I’m not sure if this is a good or bad thing because the last time I started this diary was when I was 21, about to go through a pretty serious break up, starting to get out of a pretty serious depression, going through a solid 7 months of being a glorified alcoholic, and then graduating college. You could say there was a lot going on.
First off, I just read my previous most from nearly FIVE YEARS AGO!!! And the frightening thing was.... not a lot has changed. I still kinda feel the same way it sounds like I did in that post. A lot of my friends here in Syracuse are also really busy and have a lot going on and are too busy for me. I don’t really feel as bad about it now as I used to be because we’re all adults now going through adult stuff and it’s hard to make time for people.
I should do a little summary as it’s been a minute. So since I last posted on here, I graduated college (!!!) and then started studying for the CPA exam for the better part of 2 years but I finally got it done. Brodie and I got an apartment together and spent a year there having a FUCKING BLAST until he unfortunately lost his job in Cuse and moved down to DC. After B left, our friend Tristan took over his lease which ended up being fate or destiny or whatever because he ended up meeting my friend Liz from HS and those two crazy kids hit it off and almost 3 years later they’re engaged!! Life man. About 1 year and a half after Tristan moved in, we both moved out of the legendary apartment 4K to get our own places. Since then I’ve had a cute little studio apartment downtown. I also ended up getting a cat who I found in the parking garage across the street from my place. I started my job at a local accounting firm the December after graduating college and have now been with them for over 4 years and I still love it. The work is tiring and never ending but the people keep me going. My bosses continue to be awesome badass women and I really like it.
As for love life, boys have come and gone. There was a run in with Brian #1 that ended up with me finding out he had a girlfriend after we slept together and me pouring a drink on his head in a public place. Its probably the most bad ass thing I’ve done. There was also Brian #2 who I think was the closest I’ve come to actually dating someone and I’ve blocked a lot of that out of my memory because he basically ghosted me to get back with his ex and then 6 months later I found out he gave me chlamydia. I’m just starting to realize that both of those guys have left me with some trust issues that I’m trying to get over. There’s been hook ups here and there but those are the main two to know about. Stay away from brians.
Well my dear ex mike and I did stay friends for a while until he met his new fiance K (I dont want to include her name here as I dont know her and have nothing against her). Mike basically stopped talking to me after he and K started dating. Then I Iowkey crashed Johanna’s wedding with Terry (Terry and Jo got married btw!!!!!) where Mike was forced to say I couldnt crash with him and Mike and keenan bc MIKE AND K ARE ENGAGED!!!! which is the story of how johannah had to deal with mike and my 5 year old relationship baggage the night before her wedding. But the weekend made me realize how fucking condescending Mike can be. So I made it so he doesnt show up in my social media feed and its been a lot better for me but still messed me up a bit.
Other random highlights are going to france with geneseo alumni (fucking AWESOME!!! and WES WAS THERE!!!) oh and I went to ireland the summer after graduation!!! again!! fucking awesome!!
Well that p much gets us to today. Today is valentines day. Well technically there’s 13 minutes left. I go through phases where I feel perfectly content with my life. I like living by myself, just me and bean. living downtown and going out to grab drinks with friends. the occasional late summer night where you close the bars and grab pizza and stay at a friends apartment until 4am.  Then there are times where I just feel so dreadfully alone. I feel like the only people who understand me live hours away (brodie, erin, jen, amanda). journal, I’m going to six weddings next year. S I X. and 5 of them are people my age. I never expected to marry thing young, let alone meet ~the one~ but when this many of your friends are either dating or engaged or living together, you start to feel like there;s something wrong with you. celeste often gives me shit for lamenting about how single i am and puts herself in the same boat. But she had guys FALLING OVERTHEMSELVES for her. like i just thought of 4 or 5 in the brief 10 seconds i sat here. Even n**l is so obsessed with her that he ruined their friendship bc she kissed a random guy on NYE (full disclosure, he’s trash and sexist and we dont like him this isnt me being jealous) it is just me pointing out that she tends to always be the one being pursued. and I am the faithful hype man. giving her advice on what to say to them. If her outfit looks good. if she should go over. Celeste does all the same help for me, don;t get me wrong. but it usually ends up working out for her and she’ll get a date or two out of it. i rarely even get a text back. It really put it into perspective when she was livid that a guy wouldnt respond to her in a timely manner. Meanwhile Im here like “wait.... you get texts back?? regularly?!?!?!?! jesus fuckign christ whats THAT like”
Am i that much of a sadsack, journal? brodie says its because im very independent and strong and i give off this “i dont fuckin need you” vibe. which is cool if im lucy liu or angelina jolie however i do not look like the sex symbols that are those iconic women. don’t get me wrong, i have a lovely figure, especially after going to the gym. But I just don’t really think many/any men would see me as so hot that they’d talk to me despite being intimidating. Idk, maybe I’m feeling too sorry fro myself. Jesus it’s 20 fucking 20 and I’m still feeling lesser than and comparing myself to Celeste. It’s not just her, I’ve always felt iike the sidekick. alexis, andrea, mollie, tori, celeste, jen. They were always the pretty, likeable, charismatic one. I’ve always felt like the funny friend who hypes up the main characters storyline. I’m the Judy fucking Greer of life. 
I just need to commit and make a therapy appointment. I’ll email one tomorrow. It’s been my main 2020 goal and fuckin A im gonna make it happen. its been a long one but a good one. hey it just turned midnight, its no longer valentines day. thank fuckin god.
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Do you need to pay insurance on a 50cc scooter in utah?
I just bought a 50cc scooter and i was wondering if in Utah you have to pay insurance on it? also about how much is it to register it?
Where can i get some health insurance @ a reasonable price?
I'm need health insurance my income is very low.. where can i get health insurance at a reasonable price?
What is a typical range of costs for teen auto insurance?
I have to say - this field is RIPE for a good consumer survey that gives some general ranges of insurance by state or region. Nearly everything online - (correction - EVERYthing) on line links to get quotes from insurers (commercial sites) . Fine, but suppose a kid is in the early stages of learning about cars and parents are new to the kid driver insurance game and they just want to get a feel for ranges of prices based on region, car type, first time driver, male/female, etc. Let's assume a modest new car in the $25,000 new range and a responsible kid with middle income family - good insurance history. The new driver is added to current parent policies. Is the range $1000 to $3000? Or narrower ... $1500 - $2500.""
Help me find health insurance quick!! please!?
I dunno if I'm overreacting, but I've been researching esophigal cancer ( I was sick a lot a couple years ago, but I never thought it was long enough period of time, or frequent enough to cause any damage) and I would like to be checked out. It actually seems the more I read, the more i seem to feel like I'm having symptoms right now... I have been known to be a worrier... Could I worry myself to the point of feeling like my throat is burning? or that I'm burping a lot? (i'm probably swallowing lots of air right now ] and coughing (i've been known to gag and cough when I worry myself) I would like to go to the doctor asap, could someone please help me find an affordable health insurance plan. My zip is 16066, if that matters.. Thank you""
How can I get public health insurance in California?
I am a healthy thirty year old male in Marin County, but I've been rejected for health insurance twice now due to a reconstruced knee. What can I do?""
What type of car has cheaper insurance? Luxury Car or Sports Car?
my mom has an 02 escalde and wants to switch it up and buy a 05/06 charger r/t. so what is going to be more expensive on insurance?? thnx in advance.
""Affordable braces (Columbus, OH)?""
I'm wondering if anyone knows of any Orthodontists that will do braces within an affordable price range around Columbus, Ohio. I'm willing to travel out of city, not so much out of state. I have two kids that are in desperate need of braces, but I can't afford to get both of them done with the prices that most orthodontists have been giving me. One of my girlfriends told me that she got her son's braces done for about $1700, which AMAZED me. Unfortunately, that office is now closed. Does anyone know where I can get braces done without going out of the price range of about $3000 each? I'm willing to go higher, but with this economy, not much higher. Also, I do already have dental insurance.""
HELP with car insurance no claims ?
Since passing my test 3 years ago I've had insurance with countless insurers due to the fact I am useless and they kept asking for information for example proof of no claims and a copy of my license. I have had all my insurance policies cancelled countless times as I can't get proof of no claims as I guess I don't have any because all policies have been cancelled. The problem is now I'm getting quotes for over a thousand pounds when technically I've never made a claim in my life! Is there a way around this PLEASE HELP!
Im needing insurance for myself and my son?
im looking into getting some health insurance for myself and my son! im 43 and hes 18months! Anyone who has insurance, lend me some info on where you got it! thanks""
Question about car insurance??
my boyfriend and i have been discussing selling my car and sharing his (to save money, one less insurance/payment each month). My question is without having insurance (unless i went on his), will that make my insurance go up more the next time i own a vehicle? my current provider (progressive) increased my rate because i was uninsured for 3 or 4 days, and im curious if this is what will happen if say, im uninsured for a few months. THANKS!!!""
Car insurance and CVT?
What is insurancegroup 13? how much would insurance be for a 16yr old first time driver on Mazda MX-5 2.0i 2dr Powershift Convertible. And cvt means the gears change by them self? good/bad? thanks
How much would car insurance be for my 16 year old son?
I bought him a 2011 corvette zo6 its fully paid for.He works at a fast food restaurant as assistant manager.So what car insurance should I get for him and how much would it cost
Individual Dental Insurance?
I'm looking for individual dental insurance. Does anyone have any recomendations...
Insurance cost for the following car: 2007 Pontiac G6 GT?
I am a teenager and I am buying a car and would like to know an estimate on how much this insurance costs before I call them up. Car: 2007 Pontiac G6 GT, Convertible, 3.5 L, 6 Cylinders. Title: Va - Salvage I originally wanted to buy a 2006 mitsubishi eclipse, 2.4, 4 Cylinder. I know the eclipse is a better choice, But auctions for the eclipse will end for quite a while on the website we are purchasing the car. And I need a car now, because it will take us a while to fix up the vehicle (Buying proken, and repairing)""
Is this car insurance company good?
http://www.4youngdrivers.co.uk/ I got a very reasonable quote of 1,500 a year from that website whereas everywhere else the minimum I could find is 4,700 to insure my dad's bmw 325i under my name ( he bought a new 5 series). But the downside to this is that the excess fee to any claim is 3,000. Either way it is cheaper than most insurance companies so what do you think of the company? because Iv never heard of it before and it does sound a bit fishy. In case it helps...im 24 and have been driving a gsxr750 for 2 years until last november during the snow I was involved in a horrifying crash which ended up my bike being written off.""
Can 2 insurance policies go on 1 car ?
hello all .. i sold my car today basicly because i couldnt insure the insurance or fuel anymore as my hours have been cut in work . now my question is .. can i insure my mums car which is already insured by her .. reason i ask is if i cancel my current policy i will have to pay the full years worth of the car i had previous which would be 1000 pound , so i was thinking to insure my mums car to keep my insurance going ? is this possible ?""
car insurance quotes orlando
car insurance quotes orlando
Car insurance for honda city - chennai?
i am goint to buy a brand new honda city - 1.5. E MT model what is a average yearly car insurance i could expect for this please advise
Auto Insurance for a non-owner in Michigan?
My son, who has never had a ticket or any violations at all, does not own a vehicle. He will occasionally drive my vehicle. I live in Ohio and have insurance on the car in Ohio. Is that ok? Does he also need to maintain some type of coverage in Michigan. I do not see that Michigan has something like a non-owner policy if you do not have any violations and are not required to have the SR22 policy.""
I'm 20 with no diploma: How do I get health insurance?
I'm a 20 year old male in Austin, Texas, and I was homeschooled and have 2 courses to complete until I get my highschool diploma. I have very little work experience (worked for HEB for 3 months). How do I get health insurance? Any suggestions on who would hire me that has insurance, or any government help I could be eligible for health wise?""
Scooter insurance/plates/registration. How much?
Im moving to portland maine and my work is going to be only a few miles away, i have a jeep but i wana get a scooter for the lower gas milage and i always wanted a bike of some sorts. so how much am i looking at to buy a scooter insurance and everything else that is needed to start off? im thinking i probly gota get plates registration and insurance, anything else? also if anyone can post some cool scooters that would be nice, i want something thats prity fast and almost like a ninja bike. anyways thanks for the help guys =D ps. I know scooters arnt fast, i just want one that is a little faster than average.""
Is it a good idea to get insurance on your DSLR camera?
if so, which one is the best insurance.""
Best place for cheap car insurance for young drivers?
im 19 make live in UK where is the best place to get cheap car insurance, any help appreciated""
How long have i had car insurance?
Can someone please tell me where I stand on the following: I have held a provisional UK license since 4/4/06 after a few months of driving lessons I took out insurance on my vehicle with Virgin so that I could drive accompanied by my parents. This policy was taken out on 31/7/06. On 9/11/06 I past my driving test. On 31/07/07 I renewed my car insurance with virgin and with the 31/07/08 soon approaching I must again renew my car insurance. The problem is I will in fact have had two year no claims on 31/07/08 which Virgin recognises, however when I go on their and any other online car insurers websites it says that my no claims (2 years) cannot exceed my full license period (1 year 9 months) So the question is, will my car insurance be recognised by other insurers as been held for two years?""
Health insurance for over 65 yrs old immigrant?
Im looking for health insurance for my parents. Theyre both 65 yrs old and have health issues (although, they dont require immediate health care but just being prepared in case an ...show more""
Cheap car to insure mpg above 25?
Looking for a car that you may have had experience with that is cheap to insure, with decent mpg. I was looking at '95 and '97 civics because they are older and I thought might be cheaper to insure and get pretty good mileage from what Ive heard. Mainly looking 4 doors not too shabby low insurance and decent mileage. Thanks in advance for responses everyone""
How much would a Fiat Grande Punto 1.2L cost in insurance for a 17 year old male driver?
I'm 17 and male and I was wondering how much this car would cost to get it insured, please help.""
""Cheap, but safe cars with low insurance [group 5 or less]?""
Are there cars [excluding super mini cars] that are big [i.e. saloon cars etc], but are generally cheap to insure for young drivers. As it seems the only ones that have cheap insurance are the super mini cars, and I don't really want one.""
What is the difference in Medicaid/Medicare and state insurance?
What is the difference in Medicaid/Medicare and state insurance?
Long term care insurance - John Hancock or Genworth?
Which is a better company to go with, any thoughts? Long term care insurance is so expensive and I don't want to make a wrong decsion, thanks for your help!""
Cheapest car insurance for young driver please?
I'm a 17 year old male from England and have a full uk licence i was just wondering what sort of prices other people have been getting for their insurance and which companys are the cheapest to go through any help would be appreciated. Thanks for looking at my question and answering :)
Can I rent a car without insurance in Texas?
I haven't had a car for awhile but manage to get around easily. However my main ride source goes out of town for a month on Tuesday. I booked a rental through Enterprise online for use until main ride returns. Having not owned a car for awhile, I have no insurance, so my question is: will enterprise still allow me the rental without having personal insurance? I know they have insurance to purchase at time of rental, but I need to know if I will be denied rental without my own insurance. Please know what your talking about and be sure of your answer! It's very frustrating when people who don't know the answer respond with inaccurate information.""
How much would insurance for a 16 year old male in Illinois cost?
I live in Chicago and I have a 2001 Toyota Echo that has been paid off already. I turn 16 in a couple of weeks and was wondering how much insurance would cost for me>
Cheapest auto insurance?
Cheapest auto insurance?
Ive been looking into pet insurance and Im a bit confused.?
Ive been looking into pet insurance and Im a bit confused. When it says: wellness exam (split between two visits per year) $40 vaccinations $30 heartworm test $25 fecal test $15 deworming $20 microchip $20 flea and/or heartworm preventive $50 blood screen or x-ray or EKG $50 Is the dollar amount the price the insurance pays all year or per visit?
PPO vs. HMO Insurance?
I am trying to understand pros vs cons of HMO vs PPO. We are a family of three (myself, spouse and newborn). We do not have much health issues. Premium difference is about $150 per month (i.e. HMO cheaper than PPO). But need to understand any limitations of HMO. Is it tough to find a PCP who takes HMO insurance? Or is it people with health complications usually opt for PPO as it is more flexible?""
What car insurance company would you recommend?
my car is salvage so i basically have no choice but to obtain liability only...what insurance company would you suggest has better rates?
Need cheap car insurance in NY?
Hi I'm in need of low car insurance in NY. I'm 22 female car is a 98 dodge caravan. Please i tried all those random websites that shows you insurance. I need names of insurance please =]
How does insurance work?
From my understanding of insurance you send money once a month, a deductible is what I believe it is called... Correct me if I am wrong SO really, you pay insurance companies a couple hundred dollars a month, and then it covers your hospital bill. ANd even if you are constantly sick and constantly visiting the ER, your insurance covers it. Then where does the money come from? Why the hell are hospital bills so expensive without insurance... ANd if it is that simple.... WHY DOESN T everyone get insurance? HOW DOES IT WORK?!?""
Can insurance find out you have a license if you don't tell them about it?
hey guys, i'm about to get my license but before i do i was wondering:can the insurance company find out if you get your license without you telling them and jack up your rates? the reason i ask is because i'm not interested in getting insurance for myself at the moment i just wanted to get the test out of the way.""
Our car insurance is crazy! Please help!?
We have Geico. And a 2007 Toyota Yaris. When my boyfriend moved in, we called to see how much it would be to put him on our insurance as an occasional driver. It was 1000 for 6 months. Then they made us mail him something as proof he wasn't living there or they were going to charge us anyways! So now we got a letter that says they did it anyways and they want more proof. His insurance for his broken down car is at our address cause he was living with us then moved out. His license and everything is still at his old home. Even if he moves out, we can't prove he doesn't live there cause they want a utility bill with his name on it! What can we do? Is this legal? We don't have the money to switch insurances.""
Is there a classic car insurance company that doesnt require you to be a certain age?
without 5 year license restriction also. i need to find one that will cover an 18 year old with a clean record.
car insurance quotes orlando
car insurance quotes orlando
Is Geico car insurance good or bad? What's your experience?
I've had Allstate for 11 years but now I need to cut costs and Geico is SO much cheaper than Allstate. The thing is, there's no local agent or office. Maybe that's why they're so cheap. Anyhow, I'd like to hear your experience with Geico, good or bad?""
Whats a good way to lower car insurance if your about to turn 16 and live in Las Vegas?
Hi! I'm about to get my license come July and I just found out I'm gonna have to pay for it by myself. Is there anything I can do to lower my insurance and what would be the best insurance brand to buy that good, not so pricey, etc. Thank you!""
Free Health insurance for College Students?
Is there any reputable programs that offer free health insurance to college students, or any reputable programs period where I could get health insurance? I was under my father's plan until this past year when our insurance was dropped because we were unable to continue paying for it. I work on a farm, which is not only dangerous, but does not pay well enough for me to maintain and fuel my vehicle, buy groceries, and pay for health insurance on top of college expenses. My university offers an insurance plan, but it is very expensive and I definitely cannot afford it...""
Where can I get a very good insurance quote?
I'm looking for full insurance coverage on a Toyota Camry LE. 2005. In Ca
I'm 17 and have car insurance that i have to pay 240 every month. I live in philadelphia is there cheaper ones?
i got a 2000 ford taurus and my mom bought insurance since she doesn't have a car herself we had to get my own insurance plan and now we have to pay 240 every month because of my age..i need to know of any cheaper insurance for myself. plz and thank you.
Why is auto insurance through Geico so cheap?
Why is auto insurance through Geico so cheap?
Our insurance is trying to screw us. What can I do?
Our roof got hail damage but our insurance adjuster and my contractor differ on how much damage there is. The adjuster went as far as saying someone made extra damage on the roof and that our contractor is just trying to help us get our deductible. Are there any legal ramifications for him saying that?
""17 yr old new driver, buying car, wants mum and dad to be named drivers on insurance to get price down?""
just passed, saved up hard for car, checked car via a good garage, now wants to sort out car insurance. Have been told if mum and dad are named drivers on the car it will cut the cost of new drivers insurance, from around 2,000. to 700. But as a mum i want to know will it effect our own insurance? and effect our no-claims we have built up and our renewal costs? with or without a claim. or just which is the best way for the new driver to get insured, the new driver had no claims on a moped insurance. And is not a boy racer!""
Do any insurance companies do SEASONAL motorcycle insurance?
I am deploying at the end of the summer and was curious if any insurance companies do seasonal or monthly insurance. I live in NJ so if you know of any place that does this please let me know. I tried riders insurance and progressive already. Thank you
Im 16 and trying to get my license but my parents won't let me because of insurance costs
anyone have any ideas?? btw im not allowed to work
""How much is a no proof of insurance speeding ticket in Tylertown,MS. ?""
How much is a no proof of insurance speeding ticket in Tylertown,MS. ?""
What is the definition of garage for car insurance purposes?
I would like to know the definition of garage for car insurance purposes, my car is in a building that is enclosed on three sides and has a locked sliding front garage door, i would ...show more""
How should I go about my insurance?
I just turned 18 in January. I have a 99 firebird in my name. I was wondering if I should go in my own policy, or can I go under my moms and possibly save money?( will I be saving money) And also an insuarance agent told me that I should get full coverage?! and its not worth it at my age? So should I just buy liability or Full. What insurance company should I go through for the cheapest prices""
Estimate the affordable mortgage and the affordable purchase price for the Bergholts? Please help if you can.
Kim and Dan Bergholt are both government workers. They are considering purchasing a home in the Washington D.C. area for about $280,000. They estimate monthly expenses for utilities ...show more""
Car insurance for family car?
My mum is learning to drive and my dad got her a small Vauxhall Corsa and the idea was to insure me on the car so I have access to it should I need it. The quote just come in at 1300 ish and well for a car I may or may not be driving that much I am not going to pay it. On my own if I owned the same car I have found insurance of around 700 which is more acceptable. The problem is I don't own the car and my dad is insured on it and my mum is insured on it as a learner, but could I then insure myself on that same car separately? Naturally I'd have to tell them who owns the car but other than that? The main problem is I'm 21, have not driven in three years since passing my test (due to insurance funnily enough) and a student, which is a potent mix for insurance companies ripping you off as much as possible.""
5 Months car insurance?
I only need insurance untill october and dont want to pay for a full years worth. What are my options and any reccomended cheap comapnies for a young driver Thankyouuu
How much is an average car insurance?
I am a 17 year old male. I turn 18 October 4th. I have taken a drives education course which should reduce the price. My grades are great. I'm looking into getting a 2008 mustang and I live a mile from work. And i live in the state of florida. How much SHOULD my monthly car insurance be?
Will taking a defensive driving class lower my insurance and take points off my driving record?
Ive been in two car accidents one in Nov.2007 and the other Feb. 2008 and i was wondering if taking a defensive driving course would take points off my driving record and lower my insurance.
A realistic way for a full time college student to make money.?
This student is a 20 unit UCLA Law major who needs money but can't even work a part-time job. Without inculding college debt, this student needs 1.5k every month(rent, car, gas, food, insurance, utilities). A part-time min-wage job is not an option due to class load and $400-$500 isn't worth negitive effects on performance. Thus, I'm asking for out of the box ideas. No get a job at McDonalds or Spend less money . Those have already been thought of and done.""
What ammount of miles should I drive yearly to get a minimum insurance rate?
I think if you drive less than a certain ammount of miles, you get cheaper insurance. What ammount is ideal? Plus, how are an insurance company meant to know if you drive to School ...show more""
Insurance cost of 06 Cobalt SS?
I am 19 and have no tickets... was just wandering a guess at how much it would be?
Car Insurance Question?
I am currently a provisional driver, and to insure my car it would cost me 999. Once I past my test it will cost me about 4,000 to insure the same car. If I insure my car as a provisional driver now, will it be the same price when I pass my test, or will it be a lot more expensive like it is now? I really don't want to be paying 4,000 to insure a car :S""
How do doctors actually pay for liability insurance?
On studentdoc.com, the salary survey stated that the average OB/GYN made roughly $238000 a year, but some sites I have looked at show that they also pay $50000 a year (in florida, that rises to $100000) for malpractice insurance. Even for other practices, such as pediatrics and internal medicine, the rate is usually $30000+. This is a huge amount of money and really, after paying student loans, mortgages, taxes, and etc, how much money do doctors actually take home? Surely not all doctors actually pay for their premiums. Specifically, how much would a pediatric surgeon pay in malpractice insurance in California or Illinois? Just some food for thought.""
Benefits on no Claims on car Insurance?
to the insurer, would you appear as a safe risk? would your future insurance be cheaper? thoughts pls""
""I recently got into an auto accident in my gf's car whike she was present, will it raise her insurance?""
I dont have a car so i didnt have insurance, it was an atfault accident i think.""
car insurance quotes orlando
car insurance quotes orlando
https://www.linkedin.com/pulse/motorcycle-insurance-policy-cost-samuel-phillips/"
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My car was towed, I still owe payments, No insurance...Now what?
"My car was towed, I still owe payments, No insurance...Now what?
Okay...so first things first.... My car was towed without insurance. I do still make monthly payments. I was in a wreck 2days ago :/ and my car finally died today (Radiator gave out) ...show more
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 
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I'm thinking of getting an el camino, late 70s or 80s, and I'm a new 17 year old driver, I was wondering what ibwould have to expect on insurance? From what I've heard it's considered a pick up, so it as close to a muscle car I can get without having to pay super high insurance, how much would decent coverage cost me with a v8? And what if I had gotten an SS model? Im not sure which one ti get and I want to know if there is a huge difference between them, obviously I won't be paying it on my own, my parents are until I get a job, so how much woukd it general cost? Considering one parent is 48 hs dropout, other is 38 graduated college, if it helps any at all. Regardless of the answer thank you for your time.""
Should I not put my husband on the car insurance???
Here is the deal... hubby got a ticket in January.... for a DWAI (first ticket ever). So our car insurance is going up. But we are getting a new car tomorrow... so I'm going to have to either find new insurance, or put the new car on our insurance and have it go up probably about $100. Should I just get insurance in my name so we can save the $? I don't think I can afford more than $70 a month for insurance! And we have to get collision because we are getting a loan....""
How much is car insurance monthly in Oregon with a Dealer License?
A buddy of mine who lives in Washington registers their cars with their dealer license. My buddy claims that his car insurance is only about $20.00 a month because of his dealer license. My family and I are beginning to pick cars up on craigslist and flipping them and are getting a dealer license so I'm wondering if in the state of Oregon, if the car insurance will be cheap like that or is that a Washington only thing? Thanks for your answers- Paul""
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how much would it cost to insure a 16 year old male for a 230cc motorcycle in Ca ??
How to get around paying the over priced rate of car insurance for teenage drivers ?
Does anyone know of a reasonable insurance company for auto insurance ? We just added our teenage driver to our policy and it went up $400. She doesn't even have a car. I have a 2007 Dodge Charger and my husband has a 2004 Chevy Avalanche.
How hard is the health and life insurance exam?
How hard is the health and life insurance exam?
Why are so many Americans so damn dumb?
why don't they realize things like how the insurance companies are screwing them? Insurance companies keep 30% of every dollar spent and it goes in their pocket. They exist to deny you service, to keep you sick. America is the only industrialized country in the world without universal health care. I await the predictable comments about that, fed to most americans by the likes of hannity, savage and limbaugh, all with great health insurance.....so, why are so many americans so damn dumb?""
Insurance rates for 19 year old?
what would the insurace rates be for a 19 year old driving one of these cars. all cars would be sedan (4-door) models. 03-04 honda civic 97-01 subaru impreza RS 96-98 BMW 318 94+ acura integra 98-01 honda accord 00-03 nissan sentra
Why is my insurance quote 10 times higher than last year?
So, i got my motorcycle license last summer and bought a 2003 Kawasaki ZX6R for $5000. My insurance from Progressive was $1700 for the year (full coverage). I rode it for two months before it got stolen. In those two months i got one ticket for straddling lanes. Once the bike got stolen i got all my money back. Now, I'm looking to get the same bike again. I just called Progressive and they want $6056 per year for full coverage!!!! And if i were to buy a brand new 2007 model it would be $10000!! So, $6056 for a $5000 bike? And $10000 for a $9000 bike? What gives? One ticket and the theft did this? I don't get it. What are my options?""
What is the best way to get cheap car insurance for young drivers in the UK?
How come when I look at comparison sites such as confused.com they quote something like 10K for a 17 year old male that has pased. I know that a better way is to add your parents as the main driver and yourself as the additional however, the issue is that non of my parents drive. So what would be the best way to get a reasonable car insurance for a 17 year old then?""
Grace period on car insurance in nyc?
dO WE HAVE GRACE PERIOD ON EXPIRE CAR INSURANCE IN nyc
Health care reform. Does it work?
Our new health care legislation is supposed to provide affordable health care and insurance for everyone. How exactly does that work? For example, I make about $37,000 a year. About $3200 of that goes to pay my insurance premiums. That's not really affordable, but, whatever. My job absolutely sucks. It's the worst one I've ever had. If I went to work at McDonald's or Wal-Mart, where would my affordable health care come from? Who decides how much I can afford to spend? No politician is going to be able to figure out how an ordinary American lives and what they can afford. I know this sounds like angry, bitter ranting, but it's a serious question. How does this work, if it actually does?""
License/Insurance question?
I have my permit and will be getting my license soon but I wanted to know after getting your driver's license do you automatically have to get insurance, or do you only need to get insurance if you have are driving someone's car.""
Why did my wife's auto insurance premiums go up after I got a DUI?
After I pleaded guilty to a DUI charge, my wife's auto insurance company refused to renew her policy. Because we are married, other insurance companies have either quoted her higher premiums or refused a quote for her based upon my mistake. We had separate insurance companies, I was driving my car, not hers. She was not in the car with me and had nothing to do with it. I was pulled over because my license plate light was burned out. I was not driving erratically, speeding or anything of that sort. I had not had any violations in 16 years and she hasn't in nearly 30-years. Why is my wife being punished for my mistake and how is it legal?""
How much more will my insurance cost go up with a careless driving ticket?
I'm 16 and totaled a 18,000$ car and the insurance company will probably have to dish out at least 30,000$ in costs for hospital bills and so on. I know I wasn't driving safe and now i'm paying for it so don't heckle me. I have Triple A insurance if that matters, I might go to another company idk.""
Car insurance issue(s). Please share your experience and help if you can. Thanks?
My car caught on fire due to some electrical wiring, im fully comp, and have never claimed before. But sneaky as they are, they have told me that they do not cover electrical wiring faults, which has caused the fire. But the AA who towed my car in has catergorised it as fire damage. Surely they must cover the fire damage. I took it to a repair centre near me, and have asked them to have a quick check, and they also say its fire damage and what not, this has been procrastinated for so long by the insurance company, (claims company rather) that i can't remember what the repair centre has stated. Surely, fully comp covers something like this? THEIR engineers have said that there was no further damage to the rest of the car, but can i trust THEIR engineers? A full check up costs a lot, as they would have to take apart the car ( i believe? ) When i rang up the lady at the claims centre, she had no idea what case i was on, she literally said 'give me a moment to read up on your case' for me, thats a bit pathetic. While speaking on the phone with her not only was she rude, almost shouting at me (as i pressed on further ) . She told me she would send the company policy booklet to show that electrical wiring is not covered, and a letter stating the case was closed and in detail what the whole case is about. A week and a half has gone by (she said couple of days) This is the most annoying thing. She was rude, unhelpful, unwilling to help, and just taking the pee with the whole thing. I just find it sketchy that the letter has not been made, and no further actions or anything has happened (i have also opened another case about another incident - no info .. still) . I think they are just hoping i'd give this up as they are so unwilling to pay out. This is the reason I have insurance. Whats the point otherwise? Sorry for the long read. I have no idea what to do now, can i take it to a small claims court or talk to someone in the city council to further my case? Thanks""
What are the requirements to become a life insurance broker in California?
Do I need to become an agent first before I can become a broker? What are the requirements? What are the costs of being a broker?
Another car insurance question to British drivers!?
My brother's car was written off yesterday [was the other party's fault]. He was told today the car wasn't redeemable so that's that! So he is waiting to see how much they are going to pay him for the loss, but the question is does he have to keep paying full comprehensive insurance when he no longer has a car to drive? Can he now pay a reduced rate until the insurance is sorted out? It seems unfair to continue paying out for fully comp insurance when there is no car to insure!""
Can you have car insurance without owning a car?
my 20 year old is in another state going to college, can he get car insurance on his brother's car?""
How much would i pay for car Insurance?
How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""
""If someone hits your car and you don't have insurance but you weren't driving it, will they still pay?""
If someone hits your car and you don't have insurance but you weren't driving it, will they still pay?""
Do I need car insurance If I am not a driver?
I own a car. The title is in my name, but I will not be a driver of it. My boyfriend will be the driver. Do I need insurance if I'm not driving it even though it's in my name? Or would I need a special insurance, and if so, what would I need?""
""18yr old car insurance, on my own.?""
im looking for cheap car insurance for a 2000 vauxhall corsa envoy 1.0, i have to have my own policy cause my dad has passed and my mom don't drive, my uncle has offered help me but we have been told its illegal for him to be the policy holder if i own the car, does anyone know a cheap insurance company??""
Camera insurance with comet!?
6 or so months ago I bought a camera and had it insured with comet, if you don't know yet comet is having a break down and stores are closing all over the uk including the one near me. My next payment is due in December and then I have a final payment to make next year. If something happened to the camera it is come who would have had to replace it... So what happens now? Can I still insure my camera or will comet stop taking the payments or will they charge me for my insurance and give nothing back? Thanks for the help!""
""What to do, can't afford Automobile insurance 17 year old male.?
I'm 17 been driving since i was 15 i have quite a few tickets but no moving violations never once. only expired tags and stuff like that. i had insurance all when i was 16 in my name $130 a month. well i lost my job and all i moved out of my moms and on my own now and i got another job but that barely covers rent and food money. i went everywhere last few days and can't find insurance cheap. everyone tells me its $250 down and 200 a month. the cheapest i found it was $200 down and $160 a month im in Houston Tx and its a 94 mustang Gt im trying to insure. Seriously what do they expect me to do? im a 17 year old kid and they expect me to pay out the *** for insurance? how do they expect me to do that? what should i do? i got a 25 mile drive to work everyday what would u guys recommend me to do? all seriousness though i dont wanna get car impounded.
My car was towed, I still owe payments, No insurance...Now what?
Okay...so first things first.... My car was towed without insurance. I do still make monthly payments. I was in a wreck 2days ago :/ and my car finally died today (Radiator gave out) ...show more
Life insurance?
Say if you have taken out life insurance for yourself for 20 years and you dont die.... I know it sounds horrible.... what happens to the money you have payed in?
Cheapest car insurance companies for young drivers?
Cheapest car insurance companies for young drivers?
""New driver, car, insurance etc..?""
I've started saving for my first car, driving lessons and tests, and obviously insurance. Any tips on choosing a car, and a teacher? How much would it cost, roughly? Detailed answers really appreciated, thankyou x""
""I was denied homeowners insurance by state farm, are there any companies that will insure me?""
I made 3 claims 12/18/09 amt. $302, 9/1/08 $0; and 5/10/08 amt.$1302. Allstate has said no as well.""
Can I switch to another insurance company?
I currently have a life insurance, but I want to switch my life insurance to another insurance company. Can another insurance company finish all the process for me? Or I need to tell the insurance company that I am currently with that I want to leave. Thank you.""
""Car Insurance, passed test today, 18 years old, cheapest insurance?""
Hi, I passed my test this morning and I live in Birmingham in the UK, I was wondering if there was any companies that do cheap insurance for my age group.. The car I have is a 1.4 Ford Fiesta Zetec, and was looking on paying 2500 maximum. Thank you!!!""
Where can i find a cheap car insurance?
i live in UK from 2011 and i am self employed. i have a very cheap vauxhall and i pay nearly 2000 a year on car insurance. i want to have a second car to be clean and for social use only but i will need to pay an extra 1000 per year. i am 27 years old and have 5 years EU driven licence. can you advise me in any way?
Insurance when buying 1st car?
How do i go about buying a car (private or dealer) without insurance to test drive it 1st, as i'll only get insurance once i know what car i will have (i live in the UK).""
Question about cheap health insurance??/?
i am looking to buy some health insurance that is affordable that will cover a tubal reversal surgery %100. I had my tubes ties or burned 5 years ago and now we would like to have ...show more
I would like to buy a car.How much is the price of the car insurance about? I am going to buy a 1300cc car.?
I would like to buy a car.How much is the price of the car insurance about? I am going to buy a 1300cc car.?
Can I get a mortgage with no life insurance?
Can I get a 75K mortgage with no life insurance in the UK? If not, will the mortgage company want to know who the insurance is with? Will they issue a mortgage with NO life insurance at the age of 52?""
WHAT COMPANY PROVIDE THE MOST AFFORDABLE CAR INSURANCE?
IM PAYING ABOUT 350 EVERY 6 MONTH I WAS WONDERING IF THERE MIGHT BE MORE AFFORDABLE CAR INSURANCE OUT THERE.
""What would be 15,000 pounds after tax and insurance for one month?""
What would be 15,000 pounds after tax and insurance for one month?""
Is there a new law about not having car insurance?
i heard the law had just changed in California and my insurance just ran out in order to renew i need to drive to the bank and im not sure if i can with no insurance
Yamaha dt 125 insurance?
hi, i have been looking on ebay and i have found that i may want to buy a yamaha dt 125. i have been riding a speedfight 50 for a year and a half however i did buy a ajs 125 which by the way was a terable bike. i was wondering what the insurance usually costs for a dt 125, i have already changed my insurance once in the past 12 months to swap back from the ajs to my scooter (i blew the gear box) so that may effect it. thank you so much for any responce i get (PS sorry about the bad english, it all looks the same to me being dyslexic)""
Why is there such a discrepancy between replacement cost of my house between insurance companies?
My current homeowner's insurance has the replacement cost of my home at $189,000. I've been shopping for insurance and I've gotten estimates anywhere from $250,000 to $700,000. Other agents say I am way under-insured. When I asked my current agent why they set the replacement cost so low, the agent said that I do not have to replace it with the exact same brick Victorian house, I can get a nice modular home for even less than $189,000. My question is why there is such a variation in replacement costs between agencies and why the current broker seems to think I deserve less than I have now?""
Why isn't the Affordable Healthcare Act more like car insurance?
I'm just wondering why no one thought to copy how car insurance works to work with healthcare. Think about it, we'd save a lot on government spending. Those who buy healthcare, are covered through insurance. If you don't buy healthcare, it is up to you to buy it, and if you're asked to show proof of health insurance and don't have it, you're fined. It's simple, easy, and perfectly understandable by anyone. So.. if it works for car insurance... why wouldn't it work for health insurance?""
Do you work for a major corporation and do they offer health insurance?
I have worked at the same place for 20 years. The first 8 they didn't offer insurance. Now they do, but I pay the premiums. How about you? Do you work full time? Does your employer offer health insurance? Do they pay or do you? How many people DON'T get offered the option to purchase health insurance through their employer?""
Does AAA pay the difference of how much your car lost value if the accident was not your fault?
I was recently in an accident, but it was not at my fault. The insurance company is covering everything. If the car goes down in value, does AAA pay the difference that I lost in the car? Thanks! I have no-fault by AAA in Michigan.""
What is the best but affordable health insurance w/h low deductibles anyone knows about?
What is the best but affordable health insurance w/h low deductibles anyone knows about?
Motorcycle insurance in italy?
i will be moving to rome next month and i need to know how i should go about getting my vespa insured. im getting my bike trucked to me and i want to ride the bike. does anyone know about insurance etc. there. i only hold a UK provisional licence. have completed my CBT but not sure if this will be valid to ride in Italy or not. please help!!! :) thanks
How much would insurance and stuff be for a 1st time driver?
i dont plan on puttin a car on the road till i get my g2.. whts in 11 more months lol ill be 19 then. but i have to do it all on my Own and i dont make alot of money wht is why im savin up!, and nobody else in my family has a car so i can NOT go unnder any1 elses insurance. and i live in Belleville ontario. and so far the only car insurance place i seen around here is Statefarm so ill proly b goin with tht. and i plan on havin either a z24 cavalier, honda civic, neon, sunfire, or an acura, no older then 93.... sp anyone knw wht its gonna cost?, im thinkin proly around $500 a month but im not sure..""
Do you have to have car insurance? dont answer if you dont live in texas please?
I want to get my drivers license and i dont have a car so therefore i dont have car insurance. Can you get your license without having car insurance? Also would i use there car to drive or do i have to bring a car bc like i said i dont have one? And if i was to use someone elses car would i have to be on there insurance? Because if i have to then thats like saying you cant get a drivers license without a car or car insurance which wouldnt make that much sense. And please dont answer my questions if u dont live in texas
Isn't the expected value of health insurance for a healthy purpose going to be highly negative?
And so, it might be unwise for a healthy person to purchase health insurance on the individual open market? First, we have the insurance companies as a profit-taking industry. They exist to make money. So obviously they take in more premiums than they pay out for medical expenses. Right off the bat, we have a negative expected value for the buyers of health insurance. In other words, you should expect that the premiums you pay to the health insurance company will be more than the benefits you get back, on average. But on top of that, for a HEALTHY person, the difference would be even greater. Since your risk is grouped together with the risk of more unhealthy people (obese, smokers, etc), you're basically subsidizing their insurance. So the difference between your premiums and the expected benefits you get back is even more. It seems like a very fit, health-conscious person is really taking it on the chin by buying health insurance in the individual market. Maybe they'd often be better off by just building up a health savings account and self-insuring?""
""If you are driving someone else's car while they are in it, does insurance cover an accident?""
Hey, I have my full G license however I am not insured under any car because I do not own a car. However, my girlfriend does own a car and we're planning on going on a trip which requires 12 hours of driving. She wants me to drive but I am unsure that if we got into an accident we would be covered. So question: Are we covered by the insurance company in the event of an accident Note: I am driving, have no car or insurance in my name on any car She is in the passenger seat during the whole duration of the trip""
My car was towed, I still owe payments, No insurance...Now what?
Okay...so first things first.... My car was towed without insurance. I do still make monthly payments. I was in a wreck 2days ago :/ and my car finally died today (Radiator gave out) ...show more
About car insurance and drive?
Hi, Anyone can tell, if my insurance for on my name third party only and my friend have just new license and he can drive without anything else like insurance!! If he can't. By legally so if he'll catch when he's driving my car so by uk law what punishment /fine For me?? Or. I'm safe!""
How much would you think a 2009 mustang gt insurance would cost monthly?
For an 22 year old male??
How Much Will My Car Insurance Be?
I am a 21 year old male with a very clean driving record, no DUI or tickets etc. Buying a 2004 Honda Civic DX 4D Sedan used for $11,000. What's the cheapest full cover car insurance out there for a guy like me? Any suggestions?""
Should i get life insurance or not?
i know the end is near for me and i think it would be good for me to get life insurance ive destroyed myself and my own life i think it would be appropriate for me to get life insurance so the funeral could at least be covered thanks 10 points
Car insurance for 16 year old?
I am 16. Live in Miami, Florida. Drive a Toyota Corolla 1992. I want the insurance that I'll only be paying to cover the repairs of the other car if i get into an accident and not mine. About how much do you think the insurance will cost me? Oh and I plan to pay for the full year in one full payment and not monthly.""
What is a good affordable health insurance?
That is no more than $120 monthly. Thanks in advanced
Help! driver's license and auto insurance?
so I just got my driver's license (im 18), but i don't have a car yet. im driving my mom's car, is that ok? do we need to call the insurance comany and tell them to add my name to our car insurance? do we need to pay extra money? thanx for ur time! p.s. we r in Maine""
How much does a full cover car insurance cost in north caroline ?
trying to move to NC but want to know about the price of a nissan altima 2005 4 door , the price for a full cover on my car how much would it cost me > I have it lease anyone knows ????""
What is a private jet's insurance price? and maintenance costs? Averagely.?
For College I have to do a business plan. We are creating a fictive private jet renting company in Colombia but i can't find these informations. It is really important as i is part of our financial statements. Thank you very much.
Cheap car insurance florida?
Looking for cheap company for auto insurance in Florida?
How can a 16 year old get cheaper car insurance?
Since I'm a minor, I guess I have to put my name under my mom's name making her pay so much more because I'm under her name. But, a friend once told me, if I say I live with my older brother, it will become cheaper and it goes under my name. Is that true?""
""Fines for driving Suspended license,No insurance and expired tags?
i got pulled over because my tags were expired. i didnt do anything wrong though..driving anyways. i was 17 when this happened. can anyone tell me how much on average i will have to pay for the ticket?
Can other people drive my car with my insurance?
I am going on a road trip with a friend but I don't want to drive the whole way. I have AAA insurance, will it cover my friend if she drives my car part of the way? She has state farm insurance if that makes any difference.""
""Confused about totaled car, insurance, and bank loan!! Help!!?""
Bought a 1999 VW Jetta months ago, have a bank loan was in accident and it was totaled. Appraisal people came, decided to keep the car and just got check for $6000 bucks needs sign from me and bank. I'm still covered for insurance, if I go get it fixed, will I just pay the deductible or will it totally be out of pocket? They are also asking for the title, but I don't own the car so would the bank have it? I'm so confused!!""
What is the cheapest car insurance agency???
What is the cheapest car insurance agency???
Can anyone take a Life Insurance Policy on my life without me knowing it?
A while ago I heard of a story of a buisness taking life insurance policies out on their employees without their knowledge of it. So, I figure it cant be a far stretch for anyone to take out an life insurance policy on anyone if they know the relevant personal information. If they can, how can I find out what insurance company has written so I can have it DESTROYED.""
Can I cancel the car insurance my auto loan company has issued (due to having no car insurance)
Can I cancel the car insurance they've issued and show proof that we've purchased car insurance from another? Thanks!!
Will car insurance pay for the following:?
I caused a damage to my car the other day by trying to pass between a truck parked in one lane of the road and the rest of the road. In another words there was some road works going on and only very tiny space for cars to pass. When trying to get through very slowly, I got stucked and when trying to reverse I broke my front bumper and done some other small cosmetic damages to the side of the vehicle. I am fully insured, my insurance is going to expire in about 2 months and I never made a claim before. I have bad experience with insurance companies in general and now am not sure how to follow and make insurance company to pay for the damages. There are some other damages done to the vehicle, for instance, a small stone from vehicle driving in front of me hit my windscreen and caused a small crack. I have no idea how to follow up and make the ins.company to pay. I am fed up with all travel, health and other insurance companies that just make excuses and never pay.""
What's the difference between health and accident insurance?
What's the difference between health and accident insurance?
How much does baby life insurance cost on average?
I am doing an anatomy project and we are supposed to research the cost of a baby for the first six months. If you could just give an estimate that is fine too.
""I am 17 and looking into purchasing a black 1996 Bmw 328i convertible for $7000, what would my insurance be?""
The car is in my price range, but im just trying to research how much insurance will be. I am 17 have good grades, an Eagle Scout and in National Honor society and my annual mileage would be anywhere from 5-10,000k""
I dont get car insurance?
i am looking for my first car . i did a quote on a 2001 1.2 fiat punto 3 doors. The quote was 1600. but i then saw a 5 door punto. a 2000 1.2 5 door punto the quote for that was 1989. and thats from the same company. how can it cost more to insure a 5 door car.
Why is my motorbike coming up wrong on insurance quotes ?
I Have a Gilera Runner VX 125cc, When i go onto gocompare & all other insurance websites it asks for my reg & when i put it in and select vehicle its coming up as a VXR 180cc, when i go on to HPI its 125cc & on my logbook its 125 could anyone explain why this is happening ? thanks for your time.""
Health insurance for preexisting conditions
I've been denied health insurance under a private plan due to preexisting conditions and have to wait 3-5 months to be accepted into the CA high risk pool at a cost of $320/month which I really can't afford. Also, my employeer doesn't offer health insurance. Does anyone know how to get coverage?""
About how much is a persons car insurance after a dui?
I had a dui earlier this year that caused a car accident. This was my first time ever having a car accident or even getting a ticket. About how much could my car insurance be a month? Please no negative comments
My car was towed, I still owe payments, No insurance...Now what?
Okay...so first things first.... My car was towed without insurance. I do still make monthly payments. I was in a wreck 2days ago :/ and my car finally died today (Radiator gave out) ...show more
Do nurses get free health insurance?
I heard from some people that they and their family get free insurance (if that's true, then what members of the family qualify?).""
Got my first speeding ticket. How much will my insurance go up?
I was on my way to work and I got clocked at 65 mph in a 50 mph zone. I haven't told my parents and I am scared for when they find out. It's my first speeding ticket and even the first time I had ever been pulled over. The ticket was for $103.33. I paid for it and it is all taken care of I think. I was driving my mom's new car. My brother has had a lot of traffic tickets on the same insurance too, but not the same car. So how much do you think the insurance is going to go up? Or do you think it is going to go up at all?""
How much will insurance be for a dodge charger?
How much will it cost for insurance if I get my son a 2006 dodge charger? He is 16.
What kind of insurance is good and affordable for an 18yr old female and their first car?
What kind of insurance is good and affordable for an 18yr old female and their first car?
College Health Insurance in New York?
I am a full time college student in New York and have always been a resident of New York. In a week on my 19th birthday my health insurance through, Child Health Plus is going to end. I am unemployed and my parents do not have the options of family health plans. I do not know what to do I need to have coverage to be safe, does annyone know where I can get affordable health insurance as a student and at my age in New York.""
Cheapest California Auto Insurance?
Any One Can Tell Me The Cheapest California Auto Insurance
Should i go on my mothers car insurance ?
Ok so i have been looking around for car insurance because im about to get a car.... but the lowest rates i found were Progessive which was 7000 for 6 months and State Farm which was nearly 5000 ..... so if i go on my mothers insurance will it be lower ? by how much ? or will it be the same ?
""Car insurance for 2 people, is it cheaper to insure 2 seperate cars or 1 ?""
So 1 car each, or one between 2 people..... which one would generally be cheaper ?""
""I need car insurance quotes from competing companies, how do i get that?
I need to get a list of car insurance quotes from compteing companies. Does anyone know of a good website that allows you to do that?
""If I get in a car crash and my car is considered totaled, how much would insurance give me?""
Well I have a mustang but the blue book value on it is only like 4K, but I already have like 3k in mods added to it. How do they determine how much they give you? only by the top value of your car? I've heard of people getting more money then there cars were worth, and then they go and buy nicer cars.""
Any recommendations for student health coverage?
I am a sophomore in college, living on my own, and I barely have enough money to get by at the moment. When I get a roommate though, I want to start up health coverage because I know it is very important. Does anyone know of any health insurance companies in California that either offer a health plan for students, or know of something that would be adequate coverage for someone my age in their early 20's? Thanks so much for any help you can give me!""
Should I get the car insurance when i rent a car?
I dont own a car but i'm covered under my dad's car insurance. I'm planning on renting a car in a few days, but i'm wondering if i wil be covered under the car insurance when i get into an accident with a rental car. and in this situation should i get the extra car insurance that rental car companies offer?""
How much does health insurance cost?
I'm a 27 year old male in perfect health and I was wondering how much I can expect to pay for health insurance for an independent plan. I'm planning to start my own business and considering how much health insurance is a major consideration. Even a ballpark number would help for my calculations. Thanks!
Will an Illinois speeding ticket put points on my Michigan license and raise my insurance?
I am from Michigan and got a speeding ticket in Chicago IL. Will this put points on my Michigan license? Will this cause my Allstate insurance rate to go up? Thanks for the help!
About how much does insurance cost for BudgetTruck Rental?
Can someone give me a ballpark on how much insurance would cost for Plan 2  Supplemental Liability Insurance (SLI) on budgettruck.com I need a 16' moving truck in a Columbus, Ohio suburb up to Toledo area""
Cheap Cars & Car Insurance? Help Advise?
I passed my test yesterday - with only one driving fault. i'm now looking for a cheap car and insurance? I'm 20 years old. also is it worth doing you pass plus as I've heard it lowers your insurance but then I've heard insurance goes up?
What are the cheapest cars to insure as im 19 and just passed my test (male)?
Also what are the best insurance comparison sites for someone of my age, as most quotes are ridiculous!""
Can i add someone to my car insurance policy?
i live in Toronto Canada , and i go to university.. i want to buy a car for me and my bro who lives in windsor , to share between us.. i was wondering if i will be able to add him to my insurance even though he doesnt have the same address as me..""
Young (new) driver Car insurance?
Ok so i passed my test a few days ago and am now ready to drive. my mum owns the car, and my dad has insurance down on his name only (main driver). I called up his insurance company and they said they couldn't add me as second driver, i need at least 2 years of experience, but how would i get experience if i can't drive without insurance? derp.. Anyway, i looked at conventional comparison websites and the prices where ridiculous. So, my question is, if i was to start a new quote on my name only, would it be cheaper? and would it conflict with my dads insurance? if my mum transferred the car to my name would it come cheaper for me? and would that action conflict with my dads standing insurance?? im so confused and distraught, does my dad need to cancel hi insurance, make me the main and him the second driver?? please halp :)""
How much would car insurance cost for a 17 year old boy for a Ford Focus RS 2003?
I am the 'boy racer' type of a boy. I have the cash to buy a ford focus rs on an 03 registration plate. i was wondering how much car insurance would cost for it? i wish to learn to drive in the car. Ford Focus RS is obviously a very fast car having been used for WRC. It is my favourite car, i can afford it but it would be a massive let down if i couldnt afford insurance on it? please help. any answers are greatly appreciated. thanks""
Is Geico a good insurance company?
Is Geico a good insurance company?
Insurance if your already pregnant?
I found out a week ago that I am pregnant. The trouble is I don't have any insurance. I want to make sure I am in good care and don't really want to go some place that will treat me wrong. Anyone know of any insurance companies willing to pick up a already pregnant person? Please help! any answers would do me good! Elaine
Can you have insurance on a leased car ? Is leasing a good idea?
I want to have insurance and the car will be a daily driver just around my city .Helppppp
Do car insurance policies follow the car or the driver?
I have a car insurance policy for my honda civic with both liability and collision. I am going to buy a motorcycle soon, and want to know if I need to get extra insurance. The value of the motorcycle won't be a lot, so I'm not crazy about getting collision on the bike. But will my liability insurance from my car policy follow me when I drive the motorcycle (or anyone else's car for that matter)? I guess the real question is: do I need to inform my insurance company that I'm getting a motorcycle?""
Who are the best and worst car insurance companies?
I'm looking for a new car insurance company and would like to hear other peoples experiences to help me choose. Thanks!
My car was towed, I still owe payments, No insurance...Now what?
Okay...so first things first.... My car was towed without insurance. I do still make monthly payments. I was in a wreck 2days ago :/ and my car finally died today (Radiator gave out) ...show more
https://www.linkedin.com/pulse/question-insurance-coverage-roger-luther"
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