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stock-broker12 · 10 months
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nehaaa2 · 1 year
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spudlord · 7 months
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Crowd Funding !!
Venmo: jesse-a94
Cash app: $jessethecutie
Paypal or zelle: [email protected]
475/2500 I don't know if I even have active followers anymore over here but I am sharing this everywhere I can because I'm pretty desperate. I know money is tight for everyone and there are so many worthy causes and people to donate to right now so I was really hesitant to toward to crowd funding for this but I am at my breaking point. Please consider helping 2 queers find better housing closer to our jobs& friends. Even if you can only send 1 dollar, every penny will help. If you can't donate, please consider sharing!My wife& I are near our breaking point with our current housing situation. I'm asking for donations to help us move.
I didn't want to turn to crowd funding for this but I'm beginning to feel desperate. Based on the rent we could afford monthly we need about 2000 dollars for move in fees, but we've been hoping to save around 2500 to be safe since moving comes with a lot of unexpected costs and we'd need to rent a moving truck since we don't own a car. We currently have 475 dollars set aside and will also be trying our best to put aside every extra penny we have after bills&groceries& other necessities.
We're 2 disabled queer people trying hard to get our shit together. We've been trying to save for months to move us and our 2 cats but every time we get close an emergency happens or one or both of us gets sick and misses a lot of work. Our current rental house is moldy, and has a laundry list of issues that are impacting our health. It's also a 2 hour commute one way via bus to our jobs. We're trying to move to the Oak Park or Ferndale area so we're walking distance from our jobs, and many of our friends/support network, to be closer to my doctors, and closer to more bus lines since I can't drive due to my disability. Thank you for hearing me out at least and please consider sharing or donating or helping in any way you may be able to.
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dailygong1 · 1 year
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Exploring the Top Trading Platforms for Investors: A Review of Daily Gong
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Trading platforms have become increasingly popular over the years as more and more people are looking to invest their money in the stock market. With so many options available, it can be difficult to determine which trading platform is the best fit for your needs. In this article, we will take a closer look at Daily Gong, a trading platform that has been gaining popularity in recent years.
Daily Gong is a trading platform that was designed specifically for retail traders. The platform offers a user-friendly interface that is easy to navigate, even for those who are new to trading. One of the biggest advantages of Daily Gong is its low fees. The platform charges a commission of just $0.50 per contract, making it one of the most affordable trading platforms on the market.
Another advantage of Daily Gong is its wide range of trading tools and features. The platform offers real-time data and charts, as well as advanced order types such as stop loss and take profit orders. Daily Gong also offers a mobile app, which allows traders to stay connected to the markets no matter where they are.
One of the unique features of Daily Gong is its social trading platform. This allows traders to follow and copy the trades of other successful traders. This can be particularly useful for those who are new to trading or who do not have the time to analyze the markets themselves. By following successful traders, users can learn more about trading strategies and gain valuable insights into the markets.
Daily Gong also offers various educational resources to help traders improve their skills and knowledge. These include webinars, video tutorials, and a trading academy. The platform also has a community forum where traders can connect with each other, share ideas, and ask for advice.
Another advantage of Daily Gong is its customer service. The platform offers 24/7 support via phone, email, and live chat. The customer support team is knowledgeable and responsive, making it easy for traders to get the help they need when they need it.
In terms of security, Daily Gong takes the protection of its users’ data and assets seriously. The platform uses advanced encryption and security protocols to ensure that user data is protected at all times. The platform also offers two-factor authentication, which provides an extra layer of security for user accounts.
Overall, Daily Gong is a solid trading platform that offers a range of features and tools for traders of all levels. Its low fees, user-friendly interface, and social trading platform make it an attractive option for those who are new to trading or who are looking for an affordable and reliable trading platform. If you’re looking for a trading platform to help you grow your investments, Daily Gong is definitely worth considering.
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mutualfunds234 · 5 days
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Discover the Mirae Asset Mutual Fund App: Your Investment Companion!
Unlock the potential of your investments with the Mirae Asset Mutual Fund App! In this video, we take you through the app's features and benefits, including easy access to mutual fund schemes, real-time portfolio tracking, and user-friendly navigation.
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studynewsindia · 28 days
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Top 05 Apps for Mutual Fund Investing
As an investor in India, I always seek the best tools for my mutual fund portfolio. In this article, I’ll share the top 5 mobile apps that make investing easy and convenient. These apps provide real-time market data and personalized advice. They help investors like me make smart choices on the go. Key Takeaways Discover the most trusted and top-rated mutual fund investment apps in India Explore…
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phantomrose96 · 7 months
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If anyone wants to know why every tech company in the world right now is clamoring for AI like drowned rats scrabbling to board a ship, I decided to make a post to explain what's happening.
(Disclaimer to start: I'm a software engineer who's been employed full time since 2018. I am not a historian nor an overconfident Youtube essayist, so this post is my working knowledge of what I see around me and the logical bridges between pieces.)
Okay anyway. The explanation starts further back than what's going on now. I'm gonna start with the year 2000. The Dot Com Bubble just spectacularly burst. The model of "we get the users first, we learn how to profit off them later" went out in a no-money-having bang (remember this, it will be relevant later). A lot of money was lost. A lot of people ended up out of a job. A lot of startup companies went under. Investors left with a sour taste in their mouth and, in general, investment in the internet stayed pretty cooled for that decade. This was, in my opinion, very good for the internet as it was an era not suffocating under the grip of mega-corporation oligarchs and was, instead, filled with Club Penguin and I Can Haz Cheezburger websites.
Then around the 2010-2012 years, a few things happened. Interest rates got low, and then lower. Facebook got huge. The iPhone took off. And suddenly there was a huge new potential market of internet users and phone-havers, and the cheap money was available to start backing new tech startup companies trying to hop on this opportunity. Companies like Uber, Netflix, and Amazon either started in this time, or hit their ramp-up in these years by shifting focus to the internet and apps.
Now, every start-up tech company dreaming of being the next big thing has one thing in common: they need to start off by getting themselves massively in debt. Because before you can turn a profit you need to first spend money on employees and spend money on equipment and spend money on data centers and spend money on advertising and spend money on scale and and and
But also, everyone wants to be on the ship for The Next Big Thing that takes off to the moon.
So there is a mutual interest between new tech companies, and venture capitalists who are willing to invest $$$ into said new tech companies. Because if the venture capitalists can identify a prize pig and get in early, that money could come back to them 100-fold or 1,000-fold. In fact it hardly matters if they invest in 10 or 20 total bust projects along the way to find that unicorn.
But also, becoming profitable takes time. And that might mean being in debt for a long long time before that rocket ship takes off to make everyone onboard a gazzilionaire.
But luckily, for tech startup bros and venture capitalists, being in debt in the 2010's was cheap, and it only got cheaper between 2010 and 2020. If people could secure loans for ~3% or 4% annual interest, well then a $100,000 loan only really costs $3,000 of interest a year to keep afloat. And if inflation is higher than that or at least similar, you're still beating the system.
So from 2010 through early 2022, times were good for tech companies. Startups could take off with massive growth, showing massive potential for something, and venture capitalists would throw infinite money at them in the hopes of pegging just one winner who will take off. And supporting the struggling investments or the long-haulers remained pretty cheap to keep funding.
You hear constantly about "Such and such app has 10-bazillion users gained over the last 10 years and has never once been profitable", yet the thing keeps chugging along because the investors backing it aren't stressed about the immediate future, and are still banking on that "eventually" when it learns how to really monetize its users and turn that profit.
The pandemic in 2020 took a magnifying-glass-in-the-sun effect to this, as EVERYTHING was forcibly turned online which pumped a ton of money and workers into tech investment. Simultaneously, money got really REALLY cheap, bottoming out with historic lows for interest rates.
Then the tide changed with the massive inflation that struck late 2021. Because this all-gas no-brakes state of things was also contributing to off-the-rails inflation (along with your standard-fare greedflation and price gouging, given the extremely convenient excuses of pandemic hardships and supply chain issues). The federal reserve whipped out interest rate hikes to try to curb this huge inflation, which is like a fire extinguisher dousing and suffocating your really-cool, actively-on-fire party where everyone else is burning but you're in the pool. And then they did this more, and then more. And the financial climate followed suit. And suddenly money was not cheap anymore, and new loans became expensive, because loans that used to compound at 2% a year are now compounding at 7 or 8% which, in the language of compounding, is a HUGE difference. A $100,000 loan at a 2% interest rate, if not repaid a single cent in 10 years, accrues to $121,899. A $100,000 loan at an 8% interest rate, if not repaid a single cent in 10 years, more than doubles to $215,892.
Now it is scary and risky to throw money at "could eventually be profitable" tech companies. Now investors are watching companies burn through their current funding and, when the companies come back asking for more, investors are tightening their coin purses instead. The bill is coming due. The free money is drying up and companies are under compounding pressure to produce a profit for their waiting investors who are now done waiting.
You get enshittification. You get quality going down and price going up. You get "now that you're a captive audience here, we're forcing ads or we're forcing subscriptions on you." Don't get me wrong, the plan was ALWAYS to monetize the users. It's just that it's come earlier than expected, with way more feet-to-the-fire than these companies were expecting. ESPECIALLY with Wall Street as the other factor in funding (public) companies, where Wall Street exhibits roughly the same temperament as a baby screaming crying upset that it's soiled its own diaper (maybe that's too mean a comparison to babies), and now companies are being put through the wringer for anything LESS than infinite growth that Wall Street demands of them.
Internal to the tech industry, you get MASSIVE wide-spread layoffs. You get an industry that used to be easy to land multiple job offers shriveling up and leaving recent graduates in a desperately awful situation where no company is hiring and the market is flooded with laid-off workers trying to get back on their feet.
Because those coin-purse-clutching investors DO love virtue-signaling efforts from companies that say "See! We're not being frivolous with your money! We only spend on the essentials." And this is true even for MASSIVE, PROFITABLE companies, because those companies' value is based on the Rich Person Feeling Graph (their stock) rather than the literal profit money. A company making a genuine gazillion dollars a year still tears through layoffs and freezes hiring and removes the free batteries from the printer room (totally not speaking from experience, surely) because the investors LOVE when you cut costs and take away employee perks. The "beer on tap, ping pong table in the common area" era of tech is drying up. And we're still unionless.
Never mind that last part.
And then in early 2023, AI (more specifically, Chat-GPT which is OpenAI's Large Language Model creation) tears its way into the tech scene with a meteor's amount of momentum. Here's Microsoft's prize pig, which it invested heavily in and is galivanting around the pig-show with, to the desperate jealousy and rapture of every other tech company and investor wishing it had that pig. And for the first time since the interest rate hikes, investors have dollar signs in their eyes, both venture capital and Wall Street alike. They're willing to restart the hose of money (even with the new risk) because this feels big enough for them to take the risk.
Now all these companies, who were in varying stages of sweating as their bill came due, or wringing their hands as their stock prices tanked, see a single glorious gold-plated rocket up out of here, the likes of which haven't been seen since the free money days. It's their ticket to buy time, and buy investors, and say "see THIS is what will wring money forth, finally, we promise, just let us show you."
To be clear, AI is NOT profitable yet. It's a money-sink. Perhaps a money-black-hole. But everyone in the space is so wowed by it that there is a wide-spread and powerful conviction that it will become profitable and earn its keep. (Let's be real, half of that profit "potential" is the promise of automating away jobs of pesky employees who peskily cost money.) It's a tech-space industrial revolution that will automate away skilled jobs, and getting in on the ground floor is the absolute best thing you can do to get your pie slice's worth.
It's the thing that will win investors back. It's the thing that will get the investment money coming in again (or, get it second-hand if the company can be the PROVIDER of something needed for AI, which other companies with venture-back will pay handsomely for). It's the thing companies are terrified of missing out on, lest it leave them utterly irrelevant in a future where not having AI-integration is like not having a mobile phone app for your company or not having a website.
So I guess to reiterate on my earlier point:
Drowned rats. Swimming to the one ship in sight.
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comparebroker-online · 2 months
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Explore the best online mutual fund investment platform in India 2024 with our top picks. Discover the top 10 mutual fund apps in India for 2024, offering user-friendly interfaces, robust features, and expert insights to streamline your investment journey and maximize returns. https://comparebrokeronline.com/best-mutual-fund-apps-in-india/
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marketmovers1 · 2 months
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What are Mutual Funds?
Mutual funds are a popular investment option that pools money from multiple investors to invest in a diversified portfolio of assets like stocks, bonds, or other securities. Managed by professional fund managers, mutual funds provide individual investors with access to a broader range of investments than they could typically manage on their own.
Key Features of Mutual Funds:
Diversification: By spreading investments across various assets, mutual funds reduce the risk associated with investing in individual securities.
Professional Management: Fund managers use their expertise to make informed investment decisions, aiming to maximize returns for investors.
Liquidity: Mutual funds offer high liquidity, allowing investors to buy and sell their shares on any business day.
Variety: There are various types of mutual funds, including equity funds, debt funds, hybrid funds, and index funds, each catering to different investment goals and risk appetites.
Investing in mutual funds is a convenient way for individuals to grow their wealth while benefiting from professional management and diversification. Whether you're looking for long-term growth, regular income, or a balanced approach, there's likely a mutual fund that fits your needs. For those looking to manage their investments on the go, check out the best app for mutual funds to streamline your investment experience.
For more insights and tips on smart investing, follow me!
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farsightgroup · 2 months
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Looking for premium quality concrete products that offer great investment avenues for NRI? Look no further than Concrete by Design. Our innovative designs and durable materials make us a top choice for investors seeking long-term value.
Visit here: https://www.farsightshares.com/
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techminsolutions · 4 months
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Discover 13 Key Benefits of the Niyo Global DCB Savings Account
Are you looking for a savings account that offers unparalleled benefits for international transactions and travel? The Niyo Global DCB Savings Account, a collaborative offering by Niyo and DCB Bank, is designed to cater to your global financial needs. Here’s everything you need to know about this exceptional savings account. Key Features of Niyo Global DCB Savings Account Zero Forex…
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topstockbroker · 5 months
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Access the most trusted mutual fund app for seamless investing. With robust security features and expert guidance, take control of your financial future. Experience convenience and reliability as you grow your wealth with confidence. https://www.thebeststockbroker.com/best-mutual-fund-app-in-india/
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Most Trusted Mutual Fund Apps in India 2024
Mutual funds have become increasingly popular in India as a way to invest in the stock market. There are a number of mutual fund apps available in India, but not all of them are created equal. Some apps are more user-friendly than others, and some offer a wider range of features. If you're looking for the most trusted mutual fund apps in India, here are a few things to keep in mind:
Source - https://theamberpost.com/post/most-trusted-mutual-fund-apps-in-india-2024
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rupeezy1 · 7 months
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The Best Mutual Fund App: Streamlining Your Investments for Financial Success
The way people manage their assets can be greatly impacted by selecting the appropriate mutual fund app in a time when technology is changing the personal finance scene. The best mutual fund apps offer a comprehensive platform that simplifies the investing process and enables users to succeed financially, going beyond simple transaction facilitation. We'll look at the salient characteristics of an app in the mutual fund investing space in this post.
User-Friendly Interface:
An intuitive user interface lies at the core of the greatest mutual fund applications. The application needs to provide a user-friendly and smooth interface, guaranteeing that investors with varying levels of knowledge may quickly navigate through its diverse features. It is simple to obtain information, carry out transactions, and keep track of the success of your investments with an intuitive interface.
Comprehensive Information:
The top mutual fund apps give customers access to a multitude of fund-related information. With the use of these apps, investors can access risk considerations, historical performance data, expense ratios, and other information that helps them make wise decisions. A thorough information section guarantees that users can create a diverse and well-informed portfolio that is in line with their financial objectives.
Robust Security Measures:
In the realm of financial transactions, security is crucial. The best apps put a high priority on securing sensitive financial data with strong security protocols. To protect user information from potential dangers, look for apps that use multi-factor authentication, secure login processes, and encryption technologies.
Real-Time Updates:
Information that is current is essential in the quick-paced world of finance. Real-time updates on fund performances, market trends, and pertinent news are available through the greatest mutual fund applications. By staying up to date on the most recent advancements, consumers may take advantage of market possibilities and make timely judgments.
Easy Transaction Process:
One important differentiation is a transaction process that is simplified and efficient. The top mutual fund applications make it simple to buy, sell, and transfer money. A few clicks should be all it takes for users to complete trades, enabling them to quickly react to changes in the market and modify their portfolios as necessary.
Goal-Based Investing:
The top applications include capabilities for goal-based investing because they understand that investors have a variety of financial objectives. These programs give users the ability to match investment techniques with certain goals, be it retirement, education, or a house. With goal-based investing, individuals may monitor their progress toward their financial milestones and add a personalized touch.
Low Fees and Expenses:
For investors, cost-effectiveness is a crucial factor. Competitive cost ratios and clear charge structures are features of the top mutual fund apps. These applications increase the overall value of the investment by ensuring that a greater percentage of profits are distributed to the investors while minimizing costs.
Customer Support:
One of the most important features of the greatest mutual fund applications is prompt and dependable customer service. Help should be available to users via a variety of channels, including phone, email, and live chat. Users may feel more confident navigating the app and quickly resolving issues if they know that help is easily accessible.
To sum up, choosing the best  mutual fund app is an essential step on the path to financial success. Seek for an app that offers goal-based investing, a user-friendly layout, extensive information, strong security measures, real-time updates, and an easy transaction process. features, low fees, and responsive customer support. By leveraging these features, investors can streamline their investments, make informed decisions, and pave the way for financial success in an ever-evolving financial landscape.
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rupeezy1222 · 7 months
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The Best Mutual Fund App: Streamlining Your Investments for Financial Success
Optimize your investments with the top-rated mutual fund app. Easy, efficient, and designed for financial success. Start your journey today
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wealth-insight · 7 months
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💡It's easy to underestimate the power of compounding, but it's one of the most potent tools in an investor's arsenal. 
💡Whether you're saving for retirement, a major purchase, or simply wealth-building for the future, the earlier you begin, the better you'll be able to achieve your financial goals. 
Seamless investing Starts Here Wealth Insight Capital Services Pvt. Ltd. Download the app at - https://play.google.com/store/apps/details?id=com.iw.wealthinsight
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