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actu24hp · 2 years
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We live on a cruise ship full time - it's much cheaper than home and we can travel the world
A COUPLE have revealed what it is like living on a cruise ship full time – and said they would never go back. Angelyn and Richard Burk used to live in Seattle but now travel the world by sea. 3 A couple have revealed why they now live on a cruise shipCredit: Facebook 3 They can travel the world – and its cheaper than a mortgageCredit: Facebook They decided to sell their house back in May 2021…
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walterleejr · 3 years
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Reposted from @blackrealtors #crediteducation #credittips #blackrealtor #blackrealtors #mortgagecredit #firsttimehomebuyer #homebuyersguide #blackeconomicempowerment #homebuying101 #KellerWilliamsRealty #LetsMakeADeal #MakeMeYourRealEstateAgent #CallOrTex5016123838 #YourRealEstateAdvocate #Working #Advocating #Leveraging #Towards #Excellent #Results https://walterwashington.kw.com License # SA00087539 NRDS # 128087539 (at Walter Washington, Realtor at Keller Williams Realty Little Rock) https://www.instagram.com/p/CUusHokgrm1/?utm_medium=tumblr
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satbirbhullar · 4 years
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⚠️ New Restrictions to Mortgage Lending! ⚠️ . Unfortunately CMHC(one of Canada's three mortgage insurers), has decided to tighten their lending restrictions for insured mortgages(anyone putting less than 20% downpayment). No word yet if the other two insurers will follow suit... . Effective July 1, the following changes will apply for new applications for homeowner transactional and portfolio mortgage insurance: . 🔹️ Limiting the Gross/Total Debt Servicing (GDS/TDS) ratios to our standard requirements of 35/42; (From 39/44, roughly 10% less buying power) . 🔹️Establish minimum credit score of 680 for at least one borrower; and . 🔹️Non-traditional sources of down payment that increase indebtedness will no longer be treated as equity for insurance purposes. (No more borrowing funds for downpayment) . (Gifted downpayment is still OK though!) . These changes will make qualifying for a mortgage harder after July 1, 2020! . If you're looking to buy a house, now would be a good time to get your mortgage approval! If you have questions or would like to discuss your options, don't hesitate to reach out.
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successdigestonline · 3 years
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I’m a mortgage expert and here’s why ordering takeaways could stop you getting on the property ladder
I’m a mortgage expert and here’s why ordering takeaways could stop you getting on the property ladder
ASPIRING homebuyers who splurge on takeaways could find banks snub their application for a mortgage, a broker has warned.  James McGregor, director of Mesa Financial, has seen clients turned down for a loan because they had regularly splashed out with Deliveroo and Just Eat. 1 Overspending on takeaways could stop you getting a mortgageCredit: Getty James says: “One borrower was spending around…
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Credit Clean Up Indianapolis IN
How to Pick Credit Repair Agencies For Your Needs?
Everybody with a poor credit understands just how difficult it can be on Qualify for a new credit point, while it's mortgagecredit card, credit card or bank loan. Find out how to choose the top of the Credit Clean Up Indianapolis IN to suit your demands.
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Know regarding the methods used
Keep in mind that credit repair services which are honest never Advise the usage of quick-fix techniques for enhancing credit rating. A legitimate service is obviously extremely forthcoming about the type of services that it offers. You would be revealed a contract that spells out clearly all of the services which would be carried out. Ensure that there is a contract. Look for some other Credit Restoration Colorado Springs CO agency in case your chosen agency does not reveal a contract.
Learn how the activities of this Process are managed
All the reputed Credit Repair Services Colorado Springs CO agencies will notify you about all of your rights and lead you about each of the services that have to be done in regard to charge fixing. Determine whether the agency will handle all the activities related to the credit repair process, such as proper financial management, disputing erroneous entries, tracking report entries, obtaining free yearly credit reports from each of the three credit bureaus etc.. A good agency will make you conscious of the things which have to be done to boost credit score.
Search for Better Business Bureau Rating
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Qwest Review
#qwestreview #testimonial #creditrepair #creditscores #mortgage #mortgagecredit
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topinforma · 7 years
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New Post has been published on Mortgage News
New Post has been published on http://bit.ly/2raLlIH
Mortgage Credit Availability Dips, Government Loans Fall Most - The MReport
The availability of mortgage credit has dropped more than a full percent over the last month, according to the recent Mortgage Credit Availability Index (MCAI) released by the Mortgage Bankers Association (MBA) on Thursday. The drop indicates lenders are continuing to tighten their credit standards.
According to the Index, mortgage credit availability fell 1.1 percent in May. Broken down by loan type, government credit availability saw the biggest drop, falling 1.9 percent over the month. Conforming credit dipped 0.3 percent over May, while conventional and jumbo credit availability headed the other direction, rising 0.2 percent and 0.8 percent, respectively.
“The MCAI decreased 1.1 percent to 181 in May,” MBA reported. “A decline in the MCAI indicates that lending standards are tightening, while increases in the index are indicative of loosening credit. The index was benchmarked to 100 in March 2012.”
Jumbo loan credit availability has risen 13 out of the last 15 months, according to Lynn Fisher, Vice President of Research and Economics at MBA. This has helped to balance dips on other lending indices.
“Credit availability slipped in May, primarily driven by investors consolidating their offerings for government insured loans,” Fisher said. “These decreases were partially offset by continued expansion among jumbo loan programs.”
May marks a steeper decrease in credit availability over April, which experienced a 0.2 percent dip in its MCAI. Fisher attributed last month’s drop to investor mergers, among other things.
“After some program changes early in the year and some merger activity among investors, credit availability held fairly steady in April with little discernable change in the composition of the supply of credit for government and jumbo programs,” Fisher said. “Conforming credit availability has slipped a bit since the beginning of the year, with fewer program offerings along a range of credit characteristics and no particular culprit.”
Last month, the government MCAI remained steady, while the conforming MCAI dropped the most, falling 0.6 percent.
The MCIA is based on data from Ellie Mae’s AllRegs Market Clarity tool and is released on a monthly basis. To view the full Mortgage Credit Availability Index for May, visit MBA.org/MortgageCredit.
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mypeoplestrategies · 9 years
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Seeking Product Managers in Portland with consumer  or mortgage credit experience.
Seeking Product Managers in Portland with consumer  or mortgage credit experience. Please submit resumes or pose any questions at  [email protected]  
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Qwest Review
#qwestreview #testimonial #creditrepair #creditscores #mortgage #mortgagecredit
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Credit Score Need Help
#creditrepair #creditscores #credithelp #mortgage #mortgagecredit
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Credit Score Outta Shape
#creditrepair #creditscores #credithelp #mortgage #mortgagecredit #realestate
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Credit Score Sick?
#creditrepair#creditscores#credithelp#mortgage#mortgagecredit#realestate
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