#marketterminology

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Find out what is Volatility Index or VIX

Learn all about Volatility Index

What is VIX? The VIX, or Volatility Index, is a real-time market index that reflects the market’s expectations for volatility over the coming 30 days. The VIX is often referred to as the “fear gauge” or “fear index” because it tends to spike during periods of market uncertainty or stress. It was created by the Chicago Board Options Exchange (CBOE) and measures the implied volatility of S&P 500…

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Understanding How Banks Calculate Interest Rates on Savings Accounts and Fixed Deposits in India

understand how the Interest Rates are calculated for Savings bank accounts as well as for Fixed Deposit accounts in India as well as the tax deducted at source

In India, banks offer various financial products, including Savings Accounts and Fixed Deposits (FDs), which are popular for their security and steady returns. The interest rates for these products are crucial for customers as they directly affect the returns on their investments. This article will provide a detailed overview of how banks in India calculate interest rates on Savings Accounts and…

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Understanding ULIP (Unit Linked Insurance Plan) Should one invest in ELSS or ULIP

Learn about ULIP and which investment vehicle is superior ULIP or ELSS. Compare and make a choice based on your needs

A Unit Linked Insurance Plan (ULIP) is a unique financial product that combines the benefits of life insurance with investment opportunities in market-linked instruments like equities and bonds. When you invest in a ULIP, a portion of your premium goes towards life insurance coverage, while the remaining amount is invested in a fund of your choice. The returns on your investment are linked to the…

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ELSS - Tax Saving Mutual Funds- Should one invest in it?

Equity-Linked Savings Schemes (ELSS) are a type of mutual fund in India designed to provide tax benefits under Section 80C of the Income Tax Act, 1961. ELSS funds primarily invest in equities and equity-related instruments. These mutual funds have gained immense popularity in India due to their unique combination of tax-saving benefits and potential for high returns. For investors looking to…

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Index Funds - What are these?

What are Index Funds? Index funds are a type of mutual fund designed to replicate the performance of a specific market index. These funds aim to provide investors with broad market exposure, low operating expenses, and relatively stable returns over the long term. Unlike actively managed funds, where fund managers make decisions about which stocks to buy and sell, index funds follow a passive…

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Identifying Multibagger Stocks: Key Strategies and Analyses

find out how to identify a multibagger stock and how to analyze it

Finding a multi-bagger stock—one that can give returns multiple times its cost—is the holy grail of investing. While there is no guaranteed formula, certain strategies and analyses can increase your chances of identifying such stocks. Here’s a comprehensive guide to help you in your quest for multi-bagger stocks: 1. Understand the Concept of Multibagger Stocks A multi-bagger stock is one that…

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Understanding Debt Mutual Funds for Stable and Diversified Returns

Investing wisely is crucial for achieving financial stability and growth. For investors seeking a balance between risk and return, debt mutual funds offer a compelling option. These funds invest primarily in fixed-income securities such as bonds, treasury bills, and other money market instruments, aiming to provide regular income and capital preservation. This article delves into the details of…

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Expert Guide to Debt Mutual Funds: India's Diverse Investment Options

know about debt mutual funds in detail

Investing wisely is crucial for achieving financial stability and growth. For investors seeking a balance between risk and return, debt mutual funds offer a compelling option. These funds invest primarily in fixed-income securities such as bonds, treasury bills, and other money market instruments, aiming to provide regular income and capital preservation. This article delves into the details of…

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Understanding Financial Fields: Personal, Corporate, Public, International, Behavioral, and Social Finance

Know the areas in Finance in which you can make your career

Finance is a broad field that encompasses the management, creation, and study of money, investments, and financial instruments. It is essential for the functioning of economies and involves various subfields. The main types of finance include: Personal Finance: Definition: Personal finance involves managing an individual’s or a household’s financial activities. Key Components: Budgeting:…

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What are equity Mutual Funds? Types of Equity Funds , Returns and Risk associated with it

Equity mutual funds are investment vehicles that pool money from multiple investors to invest primarily in stocks or equities of publicly traded companies. These funds are managed by professional fund managers who use their expertise to select and manage a diversified portfolio of stocks with the aim of generating capital appreciation over the long term. Equity mutual funds provide investors with…

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What are Mutual Funds? Types and Criteria for investment.

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities, managed by professional fund managers. Investors in mutual funds own shares of the fund, which represent a portion of the holdings of the fund. Mutual funds offer investors the opportunity to access a diversified portfolio of securities without…

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Net Present Value - why should I know this?

Net Present Value (NPV) is a crucial concept in finance that evaluates the profitability of an investment or project by comparing the present value of its expected cash inflows to the present value of its cash outflows. Essentially, NPV measures the net benefit or loss resulting from an investment decision in today’s dollars. In simple words as per Investopedia Net present value (NPV) is the…

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How Macro and Micro-economical factors affect Fundamental Analysis

Macro and microeconomic factors are critical components of the fundamental analysis of stocks. Understanding how these factors impact a company’s financial performance and outlook is essential for investors to make informed decisions about buying, selling, or holding stocks. Macro factors refer to the broader economic conditions that affect the overall market, such as inflation, interest rates,…

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Fundamental Analysis of a stock - Basic Steps

How to do a Fundamental Analysis of stocks in India As per Investopedia and I quote “ fundamental analysis is a technique that attempts to determine a security’s value by focusing on underlying factors that affect a company’s actual business and its future prospects. On a broader scope, you can perform fundamental analysis on industries or the economy as a whole. The term simply refers to the…

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VaR - how to calculate it and relate with other financial ratios

Value at Risk (VaR) is a statistical measure used to estimate the maximum potential loss in the value of a portfolio of assets over a certain time period with a certain degree of confidence. There are several methods to calculate VaR, but the most commonly used methods are: Historical VaR: This method uses historical data to estimate the potential loss. The VaR is calculated by taking the worst…

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What are Overbought and Oversold Stocks

Learn about Overbought and Oversold stocks, how to identify using technical indicator

Overbought and Oversold Stocks: Understanding the Concepts in the Indian Stock Market In the world of stock trading, two key terms—overbought and oversold—are commonly used to describe stock price movements. These terms are part of technical analysis and can provide critical insight into market sentiment and potential stock price reversals. Let’s break down these concepts with examples from the…