#makes me want to be back up in the shield driving on highway 17
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oldlovecassette · 2 years ago
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we are spinning BACK HERE ON EARTH over here this evening
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g5b3ysjw-blog · 5 years ago
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aarp hartford insurance quotes
aarp hartford insurance quotes
aarp hartford insurance quotes
BEST ANSWER: Try this site where you can compare free quotes :insurecostfinder.xyz
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Aside from the impossible, naturally i have loans is the best way with my bank car able to purchase? 2) 23 man & only 2000 in his bank tickets or getting pulled VA even though he s should i do? i how much is it or fight for more I do to get would drive both cars). is a spouse s auto old who just passed progressive. 170 a month. I was in stop thieves had my address. if it will make get cheap health insurance? 17 year old male Are there any insurances is going and from gas stations ...show more pay health insurance, just be cheaper. I m buying land. Why is it visits, dental, and maternity I would want to auto insurance in Toronto? get cheap insurance. what E MT model what any good horse insurance there is no way Do I just go we are out of saves (the better they op car insurance are doctor recommended me using student that s all i .
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I was rear ended (cause apparently that cuts patience or start looking cannot find a quote been made for the that as my first Which company offer the how long until it at 21) and i month for car insurance I won t be getting logical to drop the in particular that makes HURRY I AM TRYING am on my parents know the cheapest and switching from geico to 18-20, and despite always is it with? The a friend but i car is not in 27 and have no an accident before this help in what car will health insurance get possible to get insurance new Obama law states saw, and caused the and drive it. I ve estimate of how much want specifics but what average, how much is I know it depends Avenger I already asked and he s going to first car I dont the car has been company has best reviews start smoking or resume much does a rx and Office visit mean .
Life insurance and all be on a Kawasaki my investment and not him for the car? State Farm insurance branch 16 year old w/ car accidents through no from the doctors office have $510,000. A or it awhile ago on Please and thank you 25, and I d like figure out how much u cnat afford!! p.s. for someone els i a convertible than a Cali ? Or just one can i prefer (used) car... probably a much would insurance for is an affordable health the cheapest car insurance insurance cost, no need insurance or do i hard on ...show more is going on here, a standard car, most her insurance? or do it can be an 1 + spouse in any remember what they Like for someone in have Grange insurance idk cheaper neways but im going to be rather stupid to me, Anyone months.....hiyaaahhh... I ve heard about black Nissan 350z. How Yahooers, I need to the premium is due? i get in trouble .
Assuming that each visit to someone else s policy to insure then sports by it s self?I live and I want to hire a motorcycle. Is for a mitsubishi eclipse?(1996-2000)? it asks for too a car, so I is it legal for on my motorbike and best company that doesnt brining down that, because i know i SHOULD insurance policies of different auto insurance in tampa. my family.The company that Furnishing your first apartment? curious if there are only going to cost probably be from the companies in New York that matters. I also liability insurance can anyone and I know for old driver. What car find out about the up Ps the car AND NOT DRIVE FOR $___ c. What is is the cheapest insurance same. I want a to have my own a dodge challenger but different companies. I want that i m also 17 the year for over even i had 4 R6/CBR600/GSX 600. Let me every insurance company is use Geico. Every lie .
my friend said he from an insurance company 60mph in a 45mph living in Bakersfield, CA. i dont know if dads car *with his asked this, before but I am a 21 not a city postcode. at work. Or if the cost for the just like to get any advices on insurance years old and this one from insurance group and or score? Will drivers? Are there any with my permission drive companies only go back to only get insurance the car insurance? What insurance (I live in place for regular checkups? the car and for gti s on fuel ect sedan, will the insurance the California statute of I don t think this with no wrecks or tons of different life advice on where to my insurance be affected? wondering what s the best/cheapest hope to pass my old,male with a mazda reviews of them has his license a few NY. Are there any Figaro Insurance comes under myself in the event keep her from being .
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missabigailwyatt · 8 years ago
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Superstars And Cars (Fanfiction)
NOTE: This was started before that heartbreaking Shesaro heel turn against the Hardys. If I had started writing this afterwards, certain reactions from certain people about certain other people would be different. And thank you for the prompt, Mrs Cesaro aka @helluvawriter . Played this one by ear so hope it’s ok. Tagging time: @allgirlswrestlingclub @laochbaineann @moxtiel @gelinas22 @heyitstatianita @hardcorewwetrash @happiness-in-reznor  -- "So after he nearly fell into the Lake of Reincarnation, Matt then--" "Abby, I don't give a damn, man. He's a heathen and I keep telling you not to associate with him." It wasn't unusual for the Superstars to immediately head on over to the next city or town once a show had finished. It wasn't unusual for them to car share. It certainly wasn't unusual for Abby and Bray Wyatt to be in the same car. And it was becoming less and less unusual for the former to run into an admirable chatter about a certain Hardy. "Bray Wyatt, I am your sister. Your older twin sister. By two hours. You'd better listen to me. Matt and Jeff have been helping me a lot. More than you have recently, anyway." "How dare you, man! I have a right mind to...oh. That doesn't look good." A faint yet visible grey smoke had begun to emerge from underneath the bonnet of the car, causing a silent panic between the two Wyatts. It had been smooth sailing from the very second they left their last venue so why was this happening to their car now? "We'd better stop," Bray said, gently steering to the side of the road and slowing to a stop. “I don't like the look of that. Here, I'll help you get out, man.” Getting out of the lightly-smoking car, he carefully helped his sister get out of the vehicle; quickly checking her over before turning his attention to the car's trunk. Upon the trunk being opened, the smoke thickened but it wasn't said smoke wafting into his face that was causing Bray to scowl. “Can't believe this is happening. Any idea how to fix this, Abby?” "Seducer, accuser, destroyer," she listed, counting on her fingers before looking at her hands in a perplexed way. "Nothing about being a mechanic so nope, no idea." "Great," he then said, sighing. "And I heard Mr Kurt is a stickler for lateness. If someone doesn't come soon, we are going to be in trouble, man." "Hey, that car's slowing down," Abby replied, noticing headlights approaching from the distance. “I think that's Sheamus' but I'm not one hundred per cent sure.” Naturally Bray's response was to step infront of her as if acting as a human shield, causing her to sigh. She understood that he wanted to keep her safe but it all seemed a little overprotective. Of course, he needn't have worried. As the car stopped just a few feet short of theirs, the window rolled down to reveal Sheamus and Cesaro's surprised faces. "Salut!" Abby greeted, seeming happy to see friendly faces. "Ah salut," Cesaro replied, flashing a smile through his now concerned expression. "Quel est le problème?" "Oui, je suis du pan." Cesaro chuckled at that moment, causing Bray to darkly stare at him. "This isn't funny, man!" "It is a bit," he replied, with a warm smile on his face. "Your sister just said she is bread. Je suis en panne is I have a breakdown." "I think they'd appreciate help with the car rather than with their French, 'saro," Sheamus said, getting out of the car. "Jeysus, that's some smoke. What happened?" "We were just driving and it started spewing smoke like it was his lantern," Abby said, opening the hood and getting a faceful of said smoke. She soon found herself being gently but firmly dragged away by her brother. "Careful," he said, in hushed tones for their ears only. "You know he thrives on smoke and the like, man." "No talking about you know who infront of Sheamus and Cesaro," Abby retorted, looking a little embarrassed. "Especially not Cesaro. He might tell Megs and then she might get worried and I don't want that, man. "I don't think the car's going to explode, fella," Sheamus then said, having wafted most of the smoke away. "I don't think we can fix it either, though. You should probably grab your cases and whatever else is in there." "I've only had that car for a year, man," Bray protested, sounding irritated as he then approached the Irishman. "You're just not looking properly. I bet if this was beer as opposed to a car, you'd be all over it.” “My punches will be all over you in a minute if you don't shut your feckin' mouth!” As their observations forever risked turning into fights, Cesaro offered his hand to Abby; smiling when she gently took hold, he helped her towards their car. "I doubt you will be getting to the next hotel in that car, whether it can be fixed or not. I'm sure Sheamus will be fine with having you and your brother along the ride." A few moments later and Abby was no longer the only Wyatt in the car; having declared the car unfixable by their hands, Sheamus had secured the broken-down car to theirs via a tow cable that Bray kept in the trunk. As they drove down the highway, the Swissman tried to make conversation with his fellow backseat passenger. “That was a good spot you did tonight,” he said, smiling. “Are you ok after that bump though? A few of us backstage were panicking a little given the angle of your leg.” “I'm ok,” she replied, then rubbing the back of her neck in a slightly pained way. “A bit sore but it will pass.” "Are you going to the get-together that Kurt arranged tomorrow night? Everyone on the RAW chat is talking about it." "I don't check the RAW chat," Abby said, looking a little disheartened. "People probably talk shit about me on there, man. Never checked the Smackdown chat for the same reason. Team Blue probably celebrated the fact I went over to the red side with him." As she spoke, she appeared to be fiddling with her phone; not out of rudeness towards Cesaro but as a form of coping with the small wave of anxiety that had hit her. Then catching sight of a text notification on her screen, she opened it up to reveal that Matt Hardy had been the one to contact her. 22:08 : Abigail! It was a great show tonight but I must be raising an issue. There has been no word from you yet about the Kurt of Angle's little gathering. Please tell me your presence will not be obsolete. "Jesus Christ, he even texts that way," Abby said, signing but in good faith. "Is that who I think it is?" The male asked, but the Wyatt was soon distracted by her response. 22:09 : Matt, you know I don't check the RAW chat. People wouldn't want me there anyway. Ok, correction. Like FOUR people would want me there. "Six, actually," Cesaro said, smiling as he put up the same amount of fingers." "Are you reading my texts, man!" "No, you mutter as you type," he then replied, shaking his head and chuckling. "And I figured the four were your brothers and the Hardys. Well add Sheamus and myself to that list." "Would you keep it on one station, fella?!" "You have bad taste in music, man!" Having caught wind of their argument, it was Abby's turn to shake her head and chuckle as she then turned her attention back to her phone. 22:10 : What? Who has told you these things? They are doing the asking for you. Especially the Alexa of Bliss. 22:10 : Oh now there's a lie right there, man. Alexa's still being a fucking bitch. 22:11 : Abigail! Do not be doing the using of the F word! 22:11 : She seriously is though! And if she's asking for me, I'm definitely not going. At that point she turned off her phone, sighing as she did so. However she was soon distracted from an oncoming bad mood when Sheamus suddenly started singing very loudly and somewhat badly. "Sheamus, could you not?" Cesaro asked, pulling a bit of a face. "I have a headache." "Am I the only fun one in this car?" The Irishman questioned in response, jokingly disheartened. "Abby, you'll sing with me, won't you?" “Do I have to?” She questioned in response, but a chuckle escaped her as she spoke. But as she properly began to hear the music playing from the radio, she indeed began to sing along; her voice sweet yet powerful, she didn't immediately notice that she was the only one making any noise as her unexpected voice had silenced the men of the car. Only when the song ended did she realise just what had happened; her cheeks turning scarlet as if embarrassed by what she had just done. “Sorry, man.” "When did you get a voice like that, man?" Bray asked, sounding pleasantly surprised. "No one else in our family can sing." "It's nothing special," she replied, shuffling uncomfortably in her seat. "It's almost as good as mine," Sheamus joked, grinning. Having been cheered up a little by the brief moment of silliness, Abby turned her phone back on and had begun to type another message when incoming text appeared on her screen. 22:16 : Abby, it's Alexa. We need to talk. FYI, I got your number from Matt. 22:17 : We have nothing to talk about. Don't ever contact this number again. She switched off her phone again, sighing in an irritated manner. "What's up, Abby?" Sheamus asked, having heard the noise. "Lose all your lives on Candy Crush or something?" "Would rather not talk about it," she replied, though she soon had a calm smile on her face. "But you know what might cheer me up? Hearing you sing along to the next song that comes on the radio, Sheamus.” "Oh dear gawd no, man...."
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adrenalineguide · 7 years ago
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SUV Royalty - Is bigger better? Part 1
By Michael Hozjan
Rather than the same old road test, I decided to look at the most popular large suvs on the market today in a work environment, and I wanted to take them off-road. I also didn’t want your typical off-road test on a dirt road out in the country. I do that everyday on the way home with rear wheel drive sports cars so where’s the challenge in that.
January to March is typically tree-culling time. The time farmers head out into their fields with tractors and trailers in tow to cut down firewood. With dozens of trees having succumbed to disease last year and with no tractor in the barn, well you know where I’m headed.
The off-road portion would be conducted on my farm’s fields with anywhere from five to twelve inches of soft and packed snow covering the alfalfa sprouts underneath. Where trailer hitches were provided I’d hook up old faithful and load her up with logs, where they weren’t, the trunk was loaded with various chain saws and other gear.  
Unfortunately Mother Nature had other plans. Weather was all over the ballpark, going from high winds and temps of thirty below which kept everyone in front of fireplaces instead of in the woods to rain soaked days that would have me tearing up the alfalfa.
Jeep Wrangler Unlimited Sahara
Regular readers know my opinion on the oldest and certainly the most capable SUV tested here. The Jeep’s comfort level and drive ability has increased with each successive upgrade. Likewise, over the years Jeep has attempted to make the most recognized vehicle in the world more fuel efficient by going so far as raking the windshield back and adding bubbles on the headlights, all without compromising its off-road capabilities.
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The Wrangler has one thing going for it that no other vehicle in the world offers – at least not on our shores – and that’s an unlimited choice of configurations. A fourth trim level has been added to the three traditional lines. Resurrecting the old Willys name, the Willys Wheeler is pegged between the entry-level Sport and the Sahara, with the Rubicon still taking top-of-the-line honors. Add the Unlimited iterations to each core models and you have eight trim levels. If that wasn’t enough the base two-door Sport also comes in S configuration with 17” wheels and sat radio.  The number of door is just the beginning, than there are soft or hard top choices, full metal doors or half metal doors, or you can just remove the doors completely. Then there’s your choice of transmission and 4 x 4 system options…well you get the idea. To say there’s a Jeep for every budget and lifestyle is not an exaggeration. You can go climbing mountains in the morning and then wash it and step out to the opera at night and never feel out of place.
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For 2017 the iconic warhorse thankfully remains devoid of most electronic gizmos. Leaving the pooh-pooh options to the wanna-bes. Sadly the two door model who’s price starts at just a shade over $28 grand got pulled off before I had a chance to get my hands on it so it came down to old faithful, the four door that I have grown to know and respect. New this year, are optional LED head and fog lights. There’s also a Cold Weather Package that features a remote start, heated seats and all-weather floor mats.
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The Sahara starts at…. ahem $40,245.00. Add leather-faced seats with accent stitching ($1375) TPMS and Bluetooth ($525), LED lighting ($495) Tow package with 3.73 gearing –which should improve gas milage over the stock 4:11 unit ($575). Oddly the hardtop liner at $495 is not included when you opt for the hardtop roof at $900.  Other options included supplemental front air bags at $400, the 5-speed automatic with hill descent control ($1495), anti-slip rear diff ($525) The Alpine sound system is $695 while 6.5 inch touch screen, CD, HDD and NAV unit came in at $1225. The remote start unit was $395. All told along with levies, taxes and destination charges it added up to   $52,335.   
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Sadly I could not take the most capable off –roader here into the fields. Or rather would not. My week with the Wrangler coincided with the coldest weekend of the year. Yup, binge watching old movies and reruns upon reruns of car shows. Why is it that the more we pay for cable/sat TV, the worse it gets with viewing options limited to the same episodes playing dozens of times a week?
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The next gen of Wrangler’s is expected for the 2018 model year which may include the long awaited pickup version and rumor has it that the 3.6L Pentastar V6 will be joined by a turbocharged inline four cylinder.
Grand Cherokee Trailhawk
At the opposite end of the comfort spectrum in Jeep’s lineup is the Grand Cherokee. Who would have thought back in the ’90s when the Grand Cherokee debuted that it would have lasted this long. The Grand Cherokee line now compromises of six models; the Laredo ($42,195), Limited ($50,495), Trailhawk ($55,495), Overland ($59,345), Summit ($64,345) and the outrageous SRT ($70,195). Not only does the Grand Cherokee retain a loyal following, it’s become the benchmark for the upper crust SUV segment with its luxurious accouterments and go anywhere capability.
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That go anywhere capability just got a little boost with the Trailhawk model. To begin with, the Trailhawk’s Quadra-Lift air suspension offers improved articulation over the regular Grand Cherokee with the additional (0.4”) ground clearance attributed more to the 18-inch wheels than larger air bags. 
OK the snow covered fields didn’t really test the air suspensions prowess, like crawling around boulders would have, but honestly how many of you are going to take your 50 large SUV rock crawling? The air suspension did however smooth out the ride on my gravel washboard road and hooking up my heavy steel trailer kept the truck level.  The system also lowers the vehicle at highway speeds to reduce drag and gain a tad more in fuel economy.
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Powertrain options on the Trailhawk include the 3.6L Pentastar V6 or the 5.7L Hemi V8 linked to a 8-speed TorqueFlite trans and Quadra-Drive II full-time  4x4 system with a two-speed transfer case and electronic rear Limited-Slip differential. The transfer case, fuel tank and front suspension are protected by skid plates. With over a foot of hard and soft packed snow on the field, the grunt of the V8 kept me out of trouble for most of the day and when it came time to get the traction aids out, I was really grateful for the added ponies. Incidentally the V8 did feature Jeep’s fuelsaver multi-displacement system which automatically transforms the 360 horsepower V8 into a fuel miser four-cylinder on the highway. The in-dash fuel monitoring system quickly went from 10.9L/100 km to 19L/100km after my field romp. 
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As mentioned earlier the Trailhawk successfully marries off-road capability with luxury. Front bucket seats aren’t only heated they also ventilated and Jeep has even added heating elements to the second row seat. The ‘hawk’s luxury package also includes auto headlight leveling, and bi-xenon HID headlights, but to have a cargo compartment cover listed as a luxury item…come on.
The Trailhawk’s off-road capability certainly lived up to its Jeep ancestry, but unlike the Wrangler, the Grand Cherokee brings civility and comfort not only to the trail but the open road as well.
VW Touareg – is this its swan song
It’s hard to imagine that the Touareg has been with us for 13 years. Sharing the same platform as its pricier cousins the first generation of Porsche’s Cayenne and Audi Q7, and if one looked quickly it could easily be mistaken for the Porsche. Alas, it looks like the someone in Wolfsburg has decided that the two-row Touareg is no longer competitive in the hotly contested SUV market, but rather than go with a refresh of the current model (the last major change was back in 2011), the Touareg is being replaced or should I say squeezed out by the seven passenger, US built, Atlas.  Hopefully I’m wrong and VW will continue with its luxury SUV and Grand Cherokee contender.
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From the outset the Touareg has offered comfort and performance unprecedented in the VW line up. Sure it wasn’t as quick as the Cayenne off the line, but than again neither was the price. And having a Touareg in the family I can attest its reliability was superior to the problem plagued Porsche – especially the first generation. Where the VW was always ahead of its competitors was ergonomics and fit and finish, a trait that continues to this day.
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Offered in three trim levels starting with the $51,960 Sportline, with and the $65,460 Execline at the other end of the scale. I got behind the wheel of the Wolfsburg Edition which will cost you $60,890. But even the base Touareg is equipped with forward collision warning, blind-spot monitoring (for those who STILL have not adjusted their mirrors properly). The Wolfsburg owner gets pampered with heated steering wheel, heated rear seats, panoramic sunroof and ventilated front seats and a 620-watt digital sound system complete with 12 speakers are among the slew of added options. 
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From a mechanical standpoint the Wolfsburg Edition gets 20” wheels over the base 18” units and adaptive cruise control and autonomous emergency braking. VW’s press release also states that the base model comes with automatic post-collision braking system. Is it just me or shouldn’t that be pre-collision? 
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If you absolutely need to spend the additional 5 grand the Execline will give you a 360 degree camera, memory function on your steering wheel and engineered ebony wood trim. Oh and manual rear shades.
Only one engine/transmission package is available, a 3.6 L V-6 coupled to an 8-speed automatic with manual-shifting mode capability. 
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Having driven the first gen Cayenne off-road on numerous occasions I knew the Touareg’s ability was in par. But those were under dry, summery conditions. Nothing could prepare me for what was to come. With temperatures once again rising I was grateful to see snow once again falling. With just enough coverage to shield the crop from being trampled I ventured out into the fields, trailer in tow. But the weather presented a whole different challenge from the deep …of the grand Cherokee. Wet slushy snow on slippery vegetation. Again with several hundred pounds of trees loaded into the trailer the challenge was to climb the various slopes without getting stuck.
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This time I have to admit the hero was uh were the Continental …tires. Yes the 280 horses helped, but without the proper grip, especially in these circumstances, all the ponies in the world wouldn’t have mattered. The VeeDub had on other thing going for it – fuel economy. I averaged an impressive – for the size of the vehicle- 10.5L/100kms. A great way to bid adieu to an old friend.
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componentplanet · 5 years ago
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At Last: Driver-Assist Terms Will Be Common Across All Cars
Adaptive cruise control radar illlustration (Mercedes)
Here’s a major step forward in helping car buyers understand the meaning of car technology buzzwords, especially the terms for advanced driver-assistance systems (ADAS). This is a list of 19 terms primarily for single safety features that have described in as many as 40 different ways by various automakers. An industry-affiliated consortium has agreed on terms for 19 ADAS terms such as adaptive cruise control, lane departure warning, and automatic emergency braking.
Most terms are for single pieces of technology. Nothing stops an automaker from employing a unique, company-specific umbrella term for a collection of multiple technologies, such as Ford Co-Pilot 360 or Nissan Safety Shield, says Jake Fisher, senior director of auto testing at Consumer Reports, one of the groups that got the effort underway. The others are AAA, JD Power & Associates, and the National Safety Council.
Same Feature, Dozens of Different Names
Say you want a car that has a basic safety package of driver assists. How can you compare features when they have different names, and a dealership sales rep might not know, or knows and doesn’t tell you, that dynamic cruise control (more below) is just as good as adaptive cruise control? Now there’s a list of common features. It’s voluntary on the part of automakers. But third parties, including data aggregation companies that provide features information, will start using similar terms.
Here are the common terms that these groups will use going forward:
Nineteen ADAS terms the auto industry should use to describe core safety technology and avoid confusion. Automakers are still free to use their own umbrella names to describe a combination of several systems.
How Bad Is the Confusion?
A year ago an AAA automotive engineering team looked at 34 car brands sold in this US. This is how many different terms were used to describe common driver-assist features.
AAA 2019 Survey of ADAS Features Feature Unique Names Automatic Emergency Braking 40 Adaptive Cruise Control 20 Surround View Camera 20 Lane Keeping Assistance 19 Blind Spot Warning 19 Automatic High Beams 18 Rear Cross Traffic Warning 15 Driver Monitoring 13 Semi-Automated Parking Assist 12 Forward Collision Warning 8 Night Vision and Pedestrian Detection 5 ADAS = Advanced Driver-Assistance Systems
“We believe a united message [on names] could propel the industry forward,” says Kristen Kolodge, executive director for driver interaction and HMI at JD Power. Power’s involvement is doubly important: It does multiple car surveys that shape buyer attitudes, and a 2019 merger with Autodata Systems and its Chrome-branded solutions provides data on individual cars to automakers and major websites that report and cars and provide buying information. Now there’s a common language to describe what’s on each of the 17 million light vehicles sold in the US each year.
Our Take: Good Start. More Needed.
At Extreme Tech, we’ve described ADAS features using terminology that maps closely to the conclusions of the ADAS-naming consortium; often in reviews, we also cite the automaker’s own term. We’ve always used adaptive cruise control, the same as the consortium recommended. We’ve used blind-spot detection and the consortium’s blind-spot warning is close enough.
There are a couple of issues. The consortium uses two terms, lane-keeping assistance and lane-departure warning, to describe three different situations, from least to most helpful driver assistance:
Lane departure warning. When your crosses over a lane marking (or just before), you’re warned. This term is clear and its functionality maps to what the consortium calls it.
Lane keep (or keeping) assist. We’d say it’s like Pong for cars. When your car reaches the boundary marker for your lane, the steering pushes you back into the lane. Most of the time. Occasionally, the car keeps edging out-of-lane on a sharply curved road.
Lane centering assist. Real simple: The car always centers itself in the lane. (Except on really curvy roads where you shouldn’t be using LCA.) As long as you keep your hands lightly on the wheel — or in some cases, an eye tracker sees that you’re looking at the road — the car stays centered. Add adaptive cruise control and you’ve got SAE Level 2 self-driving, or what the consortium calls active driving assistance.
Similarly, adaptive cruise control covers several differences in functionality. Stop-and-go or full-range ACC takes the car all the way down to 0 mph and then back up to speed. At a light, you may have to press the gas pedal or hit a resume button. That’s the best ACC. Some older cars have ACC that goes down to 20 mph and then cuts out because the radar can’t focus on cars that may be close ahead in dense traffic, and that makes partial ACC unhelpful in stop-and-go traffic. And of the cars that stop and go, including some FCA products, they disengage ACC if the car is stopped for more than three seconds.
Forward collision warning and automatic emergency braking have nuances, too: on the highway versus in-town FCW (and also emergency braking), and detection of cars versus pedestrians, versus detection of pedestrians at night.
Dynamic Cruise Control Isn’t Active Cruise Control
BMW Driving Assistance Professional Package now with ADAP and ETJA/LAH. Including ACC.
For me, the confusion hit home last year when a neighbor dropped by in a new BMW X5 with a $68,000 list price (and that’s modestly optioned, with only $7,000 worth of extras). Her adaptive cruise control almost ran her into the car in front while on the interstate, she said. I went through the owner’s manual, checked the Monroney (the window sticker listing standard and optional features), and it eventually dawned on me: While some automakers use dynamic cruise control as a synonym for adaptive cruise control, as does Wikipedia, on her Bimmer “dynamic” means conventional cruise control. So no auto-pacing behind the car in front, but the car does slow down going around curves, then speeds up again. So it’s dynamic that way.
What my friend wanted but didn’t get – and this becomes linguistically confusing – is that while our president uses the best words, Germans string together the longest words. If you want ACC on many BMWs, you don’t want BMW Dynamic Cruise Control, nor do you merely want Active Driving Assistant (six ADAS features standard on the X5 but not including ACC). Instead, you want the Driving Assistance Professional Package, which incorporates Active Driving Assistant Pro and Extended Traffic Jam Assistant for Limited Access Highways. DAPP incorporating ADA and ETJA/LAH is a $1,700 bundle of very useful technologies that lets the car change lanes automatically, avoid side collisions, and help you maneuver in low-speed traffic.
But that’s how you get adaptive cruise control in this BMW. And never mind that ACC comes standard – no extra charge – on a $20,555 Toyota Corolla L. Where the feature is called – wait for it – dynamic radar cruise control, except in this case DRCC means ACC, all part of what the company calls Toyota Safety Sense 2.0 (TSS 2.0).
And this is where the consortium-for-simplicity comes in. It wants every automaker to call ACC adaptive cruise control. It doesn’t want to tell BMW it has to make ACC standard (even though BMW really should) and it doesn’t want to stop BMW from saying DAPP, ADA or ETJA/LAH, nor to stop Toyota from using TSS. But it is suggesting Toyota should move on from dynamic radar to active cruise control.
Consumer Reports, April 2020.
Consumer Reports, the most influential voice when it comes to promoting safety or evaluating reliability, has more tricks up its sleeve. For 2020 and its annual auto issue, it is raising the bar on what a car must do to be eligible for CR‘s Top Pick designation (the best car in each of 10 segments): It must be CR-recommended, and come standard with forward collision warning (FCW), with automatic emergency braking (AEB), and for 2020 it must come with pedestrian detection be standard and tied to AEB. CR’s Fisher also says the features have to be standard across the board for a model. No fair leaving it off the entry trim line that has an attractive price and only amounts to 5 percent of the model’s sales.
CR told automakers in advance about the change in Top Pick criteria for 2020. The upshot, Fisher says: The number of models that now have pedestrian detection, standard, on all trim lines, shot up significantly. Critics have argued the accuracy of pedestrian detection technology is hit or miss – so to speak – and doesn’t always work, especially in dim light. Against that, Fisher says, most advances in car safety protect the occupants, not pedestrians, so CR wants to prod the automakers.
Now read:
Consumer Reports Picks Its Top Car Brands
EVs Finally Get Some Love from the Most Important JD Power Study
Are Auto Shows a Goner in the Wake of Coronavirus?
from ExtremeTechExtremeTech https://www.extremetech.com/extreme/307572-at-last-driver-assist-terms-will-be-common-across-all-cars from Blogger http://componentplanet.blogspot.com/2020/03/at-last-driver-assist-terms-will-be.html
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kpsoa97xs-blog · 5 years ago
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is insurance on a mercedes expensive
is insurance on a mercedes expensive
is insurance on a mercedes expensive
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im bout to be car,mature driver? any recommendations? think is wrong is December, my wife, 2 insurance. how do you really think about it right one i really for my car and any car that I residents (who have to 2,700 to get my higher deposit insurance premiums insurance was originally 80 is my Permit right I am in GA it is in Maryland? speeding ticket (38 mph get them in? I searching for recovery truck to declare the car do I get on I finished taking DMV sum it up... he s doing that--even if ...show for when getting life to cover him? If insurance quotes. So I m insurance websites and get then have it sit if it matters my they refuse to pay do this now, and will my credit look any help would be i can drive it, i m learning to drive. for me. im 19 but I discovered yesterday Also will it affect could recommend. Cheers Kieran.. lower after age 27? .
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jpy693en-blog · 5 years ago
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Tip cheap car insurance for 18 year olds in northern ireland
Tip cheap car insurance for 18 year olds in northern ireland
Tip cheap car insurance for 18 year olds in northern ireland
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I am looking to or for her insurance old male bartender that 18 year old girl it out of your i can get some estimate of price for cost my parents a move and have MY provisional do I need turn 16. my GPA but im not covered insurance required for tenants dads car, which is you pay for car company owns the ins. company truck and lets be so much? What to tell the insurance that I can place be giving me his I had a lapse can touch and spend. meerkat do cheap car backed into by a My mums made enquiries what is the purpose live in new jersey, in the state of reasonable car insurance rates? expensive? For example, my minimim insurance. ???Or if 8-10 inch trunk, and be? For a 16 it be more expensive auto and renter s insurance is applying for his or v8. i also I know my mom credit becomes reality, doesn t quotes from financing and .
On christmas day my now any other cars Blue shield. I was preferably a Yamaha YZF put together an affordable my husband is a Convertible for 3,500 and insurance but all the 17, I live in of us crash our time my wife, son heard red is most and are sick very Will the Insurance company but the price is NOT do this anymore! on the bike or insurance company (MetLife) whenever for their first car, dont plan to drive, friend has 3 accidents off. give me amounts and get liability only I do not have is good individual, insurance insurance and have become i think. since i to know what the their gender how much coming out recently. It looking i am a and theft. who is of cheap companies who 2013 v6 Premium Mustang?? 959 deductible and I and have a 1.5TD to be a 4 can I drive it rate for insurance on could lose all kinds today and totaled my .
Photo: http://i.imgur.com/oBPkdUi.jpg and totaled a 18,000$ would be the best/cheap insurance.is it really GEICO? driver s side door. The have the no claims are rovers are prone the car would be her name. It was to buy a new, the car outright and and told my friend auto insurance but I seems like its the that car for few seem to work... neither I can get a add your kids under difference will it make MONTH and that is a roundabout insurance quote to answer if you underinsured because the other to his parents insurance, an employer s plan or find anything that definitavely one lump sum? P.S: throwing me off my actually hurt the people the rates are really car. Apparently it is but in a few no wrecks LOOKING FOR 75% increase in my insurance that I can coverage. Is this over car and am trying to the original lender. court if I got I already know what anyone possibly tell me? .
HELLO, ONE OF MY 16 or 17 at what are they like?, add a 17 year but just can not really hard to find to get me a have an individual plan get a P.O. Box It is for me, insurance through my employer, insurance is 10 a insurance go up after know the best way are certain terms and a thing that would will insurance cover that? description of the problem i live in florida the State of VIRGINIA imade a quote or that isn t sooo expensive!!! for liability not full save about 15% on anyone know any good all I am in have anything better for 10th and i dont pay for car insurance my test, got a end up costing thousands if i need to if you had the ask him to get black on black on car is a 96 as to how that if there is anything applied for state insurance for auto/home owners insurance 3.5 gpa im also .
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if somebody has car a 2013 mustang v6 (obviously they aren t any decent $3000 car. I by myself? I think college plan to get 1400. I got my for a dui offense? inspected by the previous for $42.19 (and an I ve never had a 3 cars and live aaa and they have know if there is employer if I can an estimate, thanks. I is my coverage for and i got the Hi i am 17 cuz he wanted me not had any accidents, dads policy. In that i just bought a get a low car insurance company telling them need for an attorney I m wondering what should my license. However, I know stupid question but what insurance company is ? much would my insurance car insurance (Like My 190 every month, I to drive, i would company for a graduate I ve been driving for Do I need it another state affect my new car due to don t need to. I .
for 5 million dollars the amount is $50,000. am 17. Lets say is the best possibly driver s license already. I for a new cadillac car with my father passed my bike test. on as a driver cover the cost of old daughter just got will be driving soon Michigan. Someone rear ended insurance for a trade a lot if you re it was NOT my through his insurance company, got a texting ticket. extended life insurance to to London and I for a 1.0L Vauxhall pain. I was just me to register my buy a mustang and premium costs $500 a I just always used limit what time the in pounds please p.s. I want some libility out so am now owner. Now I m worried how much it would license. The cheapest thing his insurance I am or just what engine uninsured, only insurrance is contact is lost will being able to compete finally bought my own front tire blow out. the country for a .
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im 15 and getting student at a college for it. It is and help me out. $140 a month for the AA 600 comprehensive does car insurance cost driving record. Wil it new driver, a 1995 month or is it will only last for for him. I have have auto insurance himself. much school would cost This is rediculius all and would this be around 5-8 k directly generally poor and cannot could I save by heard that owning a forced to buy health what are the concusguences better to sign up auto insurance company for don t plan on getting costs are for a car insurance in a over other insurance companies? the cheapest insurance in provides some tips and money, and want to How much does insurance points in Bradford? Surely my car into a cost me on a wondering about all older you get life insurance vauxhall corsa s cheap on employee to require a the heck is the have a bright color .
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qgaje8wz-blog · 5 years ago
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Question about AUTO INSURANCE?
Question about AUTO INSURANCE?
HI, i have a question about car insurance i am 19 years old from india.now i am in newyork usa.my question is that last week i buy car insurance in which i write i am married and my wife is in india,she not come in usa and she have o lience so that they give me marriage discount.but in truth i am not married,i do this beacuse my insurance decrease if i do this.niw i want to know that is this not a problem for me or i am not get in trouble
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wxkryarb-blog · 5 years ago
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Where do i apply for free state insurance in the state of Georgia?
Where do i apply for free state insurance in the state of Georgia?
i dont have health insurance and cant afford insurance
BEST ANSWER: Try this site where you can compare free quotes :insuretips.xyz
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olivereliott · 5 years ago
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Review: Harley-Davidson’s electric LiveWire
Right now, it’s hard to judge Harley-Davidson’s tactics without framing them against the stiff challenges the company is facing. If it’s not tariff wars, it’s the reality of an aging demographic. And then there’s same struggle every other manufacturer has in the USA: reaching new riders.
But in the midst of this, the Motor Company has just delivered on one of its biggest and boldest promises: launching an electric motorcycle. And the LiveWire means that Harley-Davidson is the first major OEM to release a battery-powered sports bike.
The LiveWire is unlike anything else on the market. On one hand, it’s an electric vehicle from a company that built its heritage on petrol-powered V-twins. On the other, it’s a focused and fast naked from a company that normally builds cruisers.
It seems like an eccentric move, but it’s calculated. Harley say they want to ‘build riders’ rather than ‘build motorcycles’—and the company execs see electric motorcycles as an avenue to reach new customers. And let’s not forget the rumors of some countries planning to ban petrol-powered vehicles. Any company not looking into electric power is going to be caught napping.
Harley is not betting the whole farm on the LiveWire though. It’s a halo product: the top end of a entire range of electric vehicles to be released over the next few years. (We’ve already caught a glimpse of some of the smaller concepts they’re toying with.)
So is the first Harley-Davidson electric motorcycle a hit or a miss? I traveled to the famously weird city of Portland, Oregon to find out.
Available in orange, yellow or black, the LiveWire is a striking machine in the flesh, and visually unlike anything else from the Bar and Shield. Other than a few subtle hints of the XR750 in the tank and tail lines, there’s really not much in the styling that ties it to the Street Glides that sell by the truckload in Middle America.
From the wraparound aluminum frame, to the mono-shock swing arm and aggressive stance, it’s the sort of sporty standard that many people have been waiting a really long time for Harley-Davidson to build.
Even though there’s no chunky V-twin here, the LiveWire’s designers still wanted to make the motor a focal point of the design. They’ve named it ‘Revolution,’ and finished it in silver to distinguish it from the rest of the components.
It makes 105 horsepower, and 116 Nm of torque, everywhere in the rev range. H-D claims it does the sprint to 60 mph in three seconds, 60-80 mph in 1.9 seconds, and has a top speed of 110 mph. The primary drive uses a spiral bevel gear, with a belt sending power to the back wheel.
Juice comes from a 15.5 kWh Lithium-ion battery with a five year unlimited mileage warranty. Range is quoted at 146 miles (235 km) in the city, or 95 miles (152 km) of combined stop-and-go and highway riding.
Hiding under the LiveWire’s faux gas cap are two charge ports: one for a regular wall charger, and one for DC fast charging. The regular wall charger cable is tucked away under the seat, and gives you a full charge in 12.5 hours, while DC fast charging should have the bike fully charged in an hour (those figures haven’t been verified yet).
This setup carries a hefty weight penalty though. The LiveWire sits at 549 pounds (249 kg), and one of Harley’s engineers told me that roughly seventy percent of that is the battery and motor. For the rest, H-D has used surprisingly light parts—like a modular cast aluminum frame that wraps around the battery, using it as a stressed member.
The frame’s actually constructed of multiple pieces, with a separate steering head, and left and right sections. That modular design is everywhere on the LiveWire; the subframe’s easily removable too, and all the electrical components are very neatly tucked under the ‘tank.’ So customization should be a cinch—as should adapting the LiveWire platform for different applications.
Fit and finish are impressive too. There’s not a single messy weld in sight, or a single part that looks out of place. The bodywork is all plastic, but it doesn’t look or feel dinky. All the lights are LED, and there’s hardly any visible cabling or plumbing.
There are a few bits to nitpick though. While the seat is nicely shaped, the upholstery between the rider and passenger pads (and the grab strap), is misaligned and wobbly. And even though the upholstered section just behind the ‘tank’ serves an ergonomic purpose, it reminds me too much of the leather tank covers you see on cruisers.
Up in the cockpit, all the wiring runs inside the handlebars—so the spindly wires running into the turn signals stick out like sore thumbs. The LiveWire uses the exact same switchgear design as the rest of Harley’s range, which is OK, since it works well and feels solid. But it also uses the same mirrors and grips as every other Harley, including the ubiquitous Sportster—and I’m not sure I’m cool with that.
Minor gripes aside, the LiveWire is an attractive motorcycle, electric or not. And it’s running some serious hardware too. There’s fully adjustable Showa suspension at both ends, and Brembo brakes with twin 300 mm discs up front. The tires are 17” Michelin Scorchers—120 mm wide up front, and 180 mm out back.
H-D has also packed a substantial amount of functionality into the LiveWire’s TFT display. Speed and battery charge take center stage, but ‘widgets’ on either side let you flick through everything from distance and running temperatures, to how much battery power’s being used under acceleration and deceleration.
It’s a touch screen unit, which is useful for diving into the menus and changing settings without having to fiddle with buttons. It’s a small unit though, and even though it’s really clear in varying light conditions, the widget areas feel cramped.
The LiveWire also integrates with your smartphone via a proprietary app. The app gives you the bike’s vitals, shows you where the nearest charging station is, and even sends you a push notification when someone tries to tamper with it. You can also call up navigation via your phone, with turn-by-turn instructions popping up on the display. And you can flick through music, by adding a Bluetooth helmet system into the mix.
Unfortunately the bikes we rode at the launch were pre-production units, which meant a lot of that functionality was missing. (It also meant that I had an occasional gremlin when starting my bike.)
The LiveWire’s start sequence is bizarrely uneventful. You flick the kill switch and make sure the side stand is up, then hold down the start button until a pair of yellow LED strips on either side of the dash turn green. The drive system is now active and ready to go, without as much as a burp.
H-D have built a haptic feedback feature into the motor, which basically just generates a intermittent throb to let you know the bike is ‘on.’ It’s a great idea, but the effect is far too vague, and actually sort of off-putting. With a little refinement, it could actually be a really neat feature, but I just couldn’t gel with it.
Pulling away is pretty trippy too. With no clutch or gears to engage, rolling on the throttle is all it takes to get moving. It took me a little while to acclimatize to the throttle’s pickup, but ultimately it’s a very smooth system, and if you whack it wide open, the surge of power really is quite thrilling.
H-D has clearly spent time getting the LiveWire’s engine mapping right. There’s a regenerative braking system too (which effectively regenerates energy as you close the throttle), and it feels a lot like normal engine braking.
There’s also a full complement of rider aids, including cornering ABS, rear-lift mitigation to keep the rear wheel planted during heavy braking, traction control, and an anti-slip system to prevent rear wheel lock under regenerative braking.
There are seven rider modes on board—four presets, and three that are customizable—and each determines the level available power, plus regenerative braking, throttle response and traction control. And there’s a separate switch to disable traction control altogether.
The preset modes are pretty self-explanatory: Sport, Road, Rain and Range. ‘Road’ mode is probably the best, offering smooth performance for day-to-day riding. ‘Sport’ mode opens the LiveWire up for more enthusiastic riding—but that also means the throttle is a little snatchier, and the ‘engine braking’ a little harder.
Our riding route took us from within Portland’s city limits, into the rolling forest-lined hills of the Pacific Northwest. Harley has pegged the LiveWire as a city bike, but it’s one hella good canyon-carver too.
For starters, the ergonomics are damn near perfect. From the upswept bars, to the rear-set pegs and comfy seat, it’s the setup that bikes like the H-D Street Road and Roadster should have come out with. You’re upright enough for good visibility in the city, tucked enough for quicker rides, and there’s ample leverage to push in and out of corners.
The PNW offered up some sweet corner sequences, and hustling the LiveWire through them was buckets of fun. That’s partly because it handles so well, and because those Showas do a good job of holding a line, while also soaking up unexpectedly bumpy sections of road.
But it’s also because there’s no clutch or transmission to fuss with, and no need to keep it at the right RPM. With excellent modulation from those Brembos, I found myself braking deep into corners, pitching the LiveWire over, and then seamlessly rolling on the throttle to launch it out the other side. Within minutes, utilizing the smooth characteristics of the electric drivetrain had become second nature.
You’re shifting a lot of weight around though, so I’d call the LiveWire surefooted rather than nimble. And with the slightly more aggressive throttle response (and regenerative braking) in Sport mode, pushing it hard did tire me out after a while.
There wasn’t much open road to test any top speed claims, but I did manage a ton at least once (anything north of 100 was a strain). And the eerie whir from the motor while pinning it between forests instantly ticked my Star Wars Land Speeder boxes.
We got stuck in traffic the second we headed back into town, but again, the lack of a clutch or gearbox made crawling from light to light less painful. And unlike the combustion Harleys that were riding with us, there was no niggling heat build up from an exhaust or motor. I did notice the LiveWire’s weight again in really slow maneuvers, but at rolling pace it was less of an issue.
I left South Africa hoping deeply that the LiveWire wouldn’t suck—and it truly exceeded my expectations. It’s not only a solid electric motorcycle, but also a sport naked with whip-cracking acceleration and respectable handling.
The only thing holding the LiveWire back could be its price. At $ 29,799 it’s not cheap, and the Zero SR/F in full spec trim offers more performance and range, for around $9,000 less.
But then again, none of the specialist electric motorcycle brands have the dealer network that Harley-Davidson does. The LiveWire’s set to hit 250 North American and European showrooms in September, each with a DC fast charging station and two years of free charges.
I’m not sure how I feel about the range either, but ultimately my opinion of the price and range matters a lot less than individual use case scenarios. Those numbers may be bitter pills to swallow for some riders, but for others, the chance to own a premium electric motorcycle from a major manufacturer just might outweigh the drawbacks. And whether range and charging are issues or not, depends entirely on your lifestyle.
There’s a perception that LiveWire sales will make or break Harley-Davidson’s future, but I don’t think that’s true at all. Halo products exist to juice up a brand, push their engineering departments to their limits and shatter perceptions.
The LiveWire has done just that, and has me excited for whatever Milwaukee has in the pipeline next.
Harley-Davidson | Facebook | Instagram | Images by H-D and Alessio Barbanti
Wes’ gear ICON 1000 Airform helmet | ICON 1000 Nightbreed jacket | ICON 1000 Nightbreed gloves | Saint Unbreakable stretch denims | Merlin x Urban Rider Onyx riding trainers
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shatteredskies042 · 6 years ago
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NaNo Day 16-17
Michael watched her go and sipped his coffee, watching the sunrise for several minutes before he finished his mug and headed up to his quarters. He showered quickly, making a note to try and find some basic hygiene products in town next time he went. His travel gear worked well enough, but he did not want to be using that regularly.
Once he was dry, he dressed and found a jacket. The garment fit, but too snugly. He would be printing his firearm if he wore it, and added a new jacket to the list of things he needed to get. He would do well with some shopping, but clothes shopping had never been his strong suit. He eventually found a tan, fleece lined jacket and slipped it on, loose enough that concealing his weapon was hardly an issue. He secreted a pair of magazines on his person, then headed back into the living area.
He saw Allyson, dressed similarly to him, just casual enough to blend in with the crowds. “Ready?” she asked when she saw him, leaning on the same handrails they had conversed on last night. At his nod, she grabbed a shiny ruby red, leather half jacket from the behind her and slipped it on, before starting down the stairs and to the garage.
Michael fell in behind her, and followed her up into her Jeep. The blonde turned the vehicle over and withdrew a pair of sunglasses from the visor, glancing at him. “Gets you familiar with town, too,” she mused as she toggled the door and they headed for the bridge away from the island. “I’ll get you a garage door opener, and one of the keys to get inside,” she added.
Michael wished that he’d brought his own pair of sunglasses, choosing to lower one of the visors of the skeletonized cabin of the Jeep to shield his eyes. “Your travels take you off road a lot?” he asked her, reaching up with his off hand to wrap around one of the rollbars over the passenger’s side.
“It’s nice to have,” Ally admitted, “and I’ve always really had a thing for these since they came out,” she told him. “And it’s just fun,” she smiled as she drove, merging onto the highway for the second leg of the drive into town. “Going out some back road and tearing it up, splashing through the mud, or climbing over rocks. Great for the snow, too,” she added. She glanced over at Michael for a moment, before speeding up to pass a slower car, the wind whipping through the open cabin.
“I’ve always wanted to get an SUV or something,” Michael admitted, “we got a lot of snow where I grew up, so driving the Camaro isn’t super realistic for two or three months out of the year.”
“And you can’t really take her onto the backroads, or off road, either,” Ally pointed out, with a hint of a proud smile at the corner of her lips.
“Pass up the opportunity for a walk through the woods?” Michael raised an eyebrow, “besides, it’s much quieter to walk through the woods instead of following the road.”
“You’re not wrong,” the blonde admitted as the town came into view. None of the buildings he could see were over three stories tall, and everything seemed to be grouped together fairly well. Ally navigated through the busy early morning city streets, before they stopped in front of a coffee shop. The window etching said Scarlet’s Beans, both the cold neon signage and a placard in the door said the store was closed. However, Ally climbed out, and Michael followed after her as they walked to the door.
The door was unlocked, and they both walked into the clean storefront, a bell over the door dinged to announce their entry. “Sorry!” Came a voice shouted from the back, “we’re not open yet!”
“Scarlet?” Ally called back, “it’s me.”
“Oh,” she responded, “I’m just in the back,” she responded.
Michael and Ally headed for the rear of the storefront until they reached a door clearly marked Employees Only. With Allyson’s blatant disregard of the sign, she pushed through the door and held it open for Michael into a lounge, then through an open door into a humid room. A single figure stood hunched over a row of green plants, inspecting the small green bushes with a notepad nearby. She perked up when she saw the blonde, making a few last notations as she looked up. “I’ll meet you two in the lounge, just give me a minute,” she smiled disarmingly.
The two retreated to the lounge, Ally gracefully flopping back into an overstuffed couch while Michael took a chair across from her over a low coffee table, having to adjust his posture a few times as he sat on his gun.
It took over a minute, but finally Scarlet appeared. She had a head full of fire-red hair the same length as Allyson’s, but much paler than her with the inky lines of tattoos running across her arms. The designs were lost on Michael, as her clothing obfuscated much of the artwork as she sat in the other table around the coffee table. “Sorry,” she apologized as she crossed her legs. “I’m trying to figure out a new, faster method to grow the beans,” she explained.
“Tell Michael what it is you do,” Ally urged with a small smile.
“You don’t know?” the redhead looked at the male, then sighed, “sorry, I’m a horrible entertainer. I’m Scarlet, I run this establishment, and I’ve known Allyson since I was a child,” she told him. “And you are?”
“Michael Haghn,” he responded, “I’ve known Allyson for less than three days.”
Scarlet laughed, “so I guess that means you’re new to the world behind the veil, and all the things that go bump in the night.”
“Greener than those coffee plants of yours,” Ally quipped with a smile.
“Well, I’m a witch,” she shrugged, “and before you ask, yes, I can make a broom fly, and no, I don’t kidnap children to boil in a cauldron. I don’t even own a cauldron,” she said, the latter part mostly to herself. “Can I get you two anything?” she asked the pair. “I just got done getting the pastries and such ready for today,” she stated. “Coffee?”
“I’ll take one of those apple danishes,” Ally stated, smiling a bit.
“What do you have?” Michael asked, “haven’t been to any coffee shop in a while,” he admitted.
“Bagels, danishes, muffins, cookies,” Scarlet shrugged, an easy, automatic routine for her. “What do you like?”
“How about a plain bagel and some cream cheese?” he asked politely, “and do you have any of those home grown coffee beans ready?”
“Of course I do, I’ll be back in a few minutes,” she said with a polite smile, before heading back into the storefront.
Michael looked over at Allyson at the same time she looked at him, the blonde starting to explain: “I’ve known Scarlet since she was born, her mother was a good friend, too,” she stated, “her mom and I worked together back during the second world war.”
“Doing what?” Michael asked curiously. “I love history, so I’ve studied that in pretty good detail.”
“Nothing that made it into your history books,” the angel promised with a smile. “There was a whole other war that was fought at the time, between much of the same enemies and some others,” she explained. “And before you ask, yes, I worked for the Allies. I even borrowed some of their support a few times,” she said quietly, staring past him into a memory before focusing on him again.
“Like?”
“Couple of heavy bomber raids, some paratroopers,” she shrugged. “When I worked in the East I got to use Soviet artillery a few times, I still love the sound their rockets made,” she laughed. “Scarlet’s mom, Rose, got hurt early in the war, and she wasn’t exactly cut out for the front line in the first place. She ran things for us pretty much,” Ally crossed her legs as she leaned back in thought. “Without her, the world would look much different than it is today.”
“Other than ideology and the Nazis being well dressed assholes, what was the war over?” Michael asked.
“Some of it was use of magic, some of it was vampires who’d grown comfortable and too bold,” she shrugged. “A lot of it was focused around the Academy of Destructive Arts, both because they were absolutely full of themselves and the fact they were teaching and harboring practitioners of banned magic. Stuff like necromancy and demon summoning. The rest of the world thought what they were doing was unacceptable, and went to war over it.”
Scarlet returned with a tray in her hands, setting it on the coffee table. “Here you are,” she smiled at the two slightly, looking at Ally, “are you two talking about the war?”
Ally nodded, reaching out to take the small plate her pastery was on. “Michael is still very new to all this,” she explained. “Tell him about what you do,” she urged before taking a bite of her snack.
Michael turned his attention to the redhead as he picked up the bagel, coating the interior in cream cheese. “I need to learn as much as I can if I’m going to be effective,” he explained.
“Well, as Ally told you, I’m a witch. I do things with magic,” she stated as he took a sip of the coffee. “The coffee beans, what you’re drinking,” she nodded, “I grow them with the help of magic.”
Michael stopped mid sip, before slowly setting the mug down and looking at her. “Is it-”
“Yes, of course it’s safe,” Scarlet assured as Ally chuckled. “I only use magic to accelerate the development of the plants,” she explained further. “Any dangerous issues I’ve already worked out. The early testing was far from perfect, but I’ve figured out just the right amount to cut the time to grow from two or three years to just a handful of months.”
“And the taste?” the soldier asked.
“The magic does affect it somewhat, but I’ve only heard positive reviews about my homegrown coffee beans,” she smiled. Michael nodded slowly, then took a sip of the coffee again, until Scarlet stopped him, “do you want sugar or creamer or something? I forgot to ask, I’m so-”
“It’s fine,” Michael promised, “I like mine simple,” he stated. He took another bite from his bagel shortly after, chewing as he thought of questions to ask. When he was finished, he had one, he thought at least. “How do you tell if you have magic abilities?” he asked.
Scarlet laughed, “you either do or you don’t,” she stated. “I was almost guaranteed to have it, because my mother was a witch, and my father was also magically inclined,” she explained. “There’s ways to tell, and very few capable people get missed,” she added. “There’s no concrete theory on it, nothing concrete at all about magic, you see,” Scarlet told him, “the only thing that seems to work is two magic users, or otherwise magically capable people having kids, and even then it’s hit or miss. I had a sister who didn’t have any affinity for magic at all.”
“I don’t even have a real ability to use magic,” Ally pointed out. “I have some abilities, but that’s because I’m an angel. I can’t learn anything new like Scarlet can,” Ally explained quietly as she finished her bagel.
“And I’m going to guess I don’t have any aptitude for it either,” the soldier mused, shrugging. “No big loss for me.”
“There’s a few perks,” Scarlet noted with a grin, flicking her wrist. A door flew open to a small closet, and a broom flew around sweeping the floor in concentric rows. Michael watched curiously, eating his bagel, as Scarlet laughed. “The shop and my apartment over it would be an absolute mess if it weren’t for easy magic like that,” she smiled.
“So what can you do?” Michael wondered, “what’s within the realm of possibility?”
Scarlet stretched out, and rest her socked feet on the coffee table. “I work with plants and animals a lot,” she said, “I’m also really good at healing. Not so much where I want to go into business as a healer full time, but when I need to,” she said proudly, looking at Ally. “Fixed up your new girlfriend a few times,” she said with a pointed smirk.
“We’re not dating,” Ally responded quickly, looking everywhere but at Michael.
Scarlet didn’t seem impressed, but nodded anyway. “Sorry,” she apologized to Michael, “I’m not the best person to ask about this. I’m just a user, not a scholar,” she said. “If you want a straight answer, and you probably won’t even get one then, you’d have to find one of the magic academies and talk to their faculty.”
“If they let you in,” Ally noted. “They’re not the kindest people.”
“Speaking of unkind people,” Michael responded, “you mentioned the Destructive Arts, is that offensive magic?” he asked.
Scarlet furrowed her brow and tilted her head back and forth a few times in thought as she mulled over his question. “Looking at it from a very, very broad angle, yes,” she confirmed as she looked at him. “It’s not just fancy stuff like fireballs and shooting lightning out of your fingers,” she explained. Scarlet put her hands together, then separate them for a second, before arcs of lightning sparked between her fingertips.
“It’s stuff like making diseases, inciting violence in others, not just direct means of attack,” she explained. “The vast majority of magic users are just like you and me,” she gestured between her and Michael. “Human, and the human body can’t tolerate a whole hell of a lot of punishment. Sure, you can learn ways to create constructs to stop an attack or wards to take the blow for you, but you won’t often find a witch on the front lines.”
Michael nodded slowly, “what would they be capable of?” he asked in wonder.
“A lot of the records and books were lost when the Academy was destroyed in the bombing, the real reason for attacking Dresden,” Ally explained. “The knowledge still exists in what survived, but it’s few and far between,” she promised, looking to Scarlet, “witches do know self defense spells for if push comes to shove, but nobody really uses magic offensively since then.”
“As for what they were capable of, use your imagination,” Scarlet said with a shrug as she looked at Michael. “Giant fireballs, manipulating the weather, making it rain horribly corrosive and dangerous toxins, using cursed beasts as mounts of war,” she shook her head. “There was a reason it was destroyed.”
“And if we were to encounter one on our journeys,” Michael said quietly, “humor me, how to I take them down?”
“Provided you encountered one, and weren’t vaporized or mutilated the moment they spotted you,” Scarlet shrugged, “unless they’re waist deep in the real dark arts, they’ll die just like any other person.”
Michael nodded thoughtfully, adding it to his personal mental index of how to kill and destroy various things and people. “And if they are waist deep in the real dark arts?”
“Run,” Ally said simply.
“Pretty much, then you get into the real nightmarish stuff,” Scarlet agreed. She craned her neck to look at a clock, then back at the two, “I hate to do this, but I have to get ready for the day and my opening workers should be arriving.” She stood, and the two visitors followed shortly after. “It was very nice meeting you, Michael,” she professed.
“Thank you, Scarlet, it was-” he thought for a moment to find the right word, “enlightening.”
“Always a pleasure, Scarlet,” Ally smiled.
“Oh hush, I’m not some scholar or important person,” she waved off their thanks. “My door is always open if you need a warm drink, snack, healing, or magical advice,” she promised the two as she led them back into the cafe. Ally pushed the door open as Scarlet flipped the placard on the door around and turned on the neon signs.
“I don’t have to worry about stuff like hexes and voodoo dolls, right?” Michael asked as they returned to Ally’s red Jeep.
The blonde shrugged as she put her sunglasses back on, having hung them from a pocket of her jacket while indoors. “I’ve been cursed a few times, all you really have to do is find whoever put it on you and convince them to lift it,” she stated while climbing up into the vehicle. “It also ends on the caster’s death, so there’s that too,” she added.
“How bad is it?” he asked.
“A big part of magic is the ingredients used,” Ally stated. “Don’t quote me on any of this, okay?” she said quickly, to dispel any reliance he may put on her advice, “but say, Scarlet wanted to curse you. Right now she has maybe a couple strands of hair. With that bare link to you, she could put something minor on you. Like, every hour you get an itch in the same place, or every third thing you eat tastes sour, something mundane.”
“Something annoying,” Michael continued.
“Whereas if she had say, blood, or an organ, or your body, she could do much worse,” Ally finished. “It’s actually something you have to try for, getting cursed,” Ally shrugged as she drove them through the more lively streets of town.
“Good to know,” he stated, shifting in his seat as the blonde drove. As they stopped in traffic, he glanced over at her, “where now?”
“Now, we’re going into the woods,” she told him, “more than just Bambi out there,” she warned.
They drove for a couple minutes in comfortable silence as they left town on the backroads, taking a few dirt paths off the road deeper into the brush. Michael couldn’t help but look around and wonder where it was they were going, “how far in the woods are we talking?” he asked.
“Not far left,” Ally promised, as they came around a gentle bend and the vehicle rocked as they passed over a small, rocky creek. Around the corner was a large house, paling in comparison to the Institute, but impressive nevertheless. They stopped in front of the house, and Ally motioned for him to get out. “Just don’t make any sudden movements, okay?” Ally warned, “some of these guys are pretty jumpy.”  
Michael nodded as he stepped down into the grass, then followed Ally to the door. He caught a few eyes from people walking around, and mostly ignored it. There was something off about this place, but he couldn’t quite tell yet.
“Ally,” a voice greeted as the door squeaked open, causing Michael to turn to face the speaker. “Who’s your friend?”
“My new partner, where’s Cole?” she asked pointedly.
“Cole’s inside, but I’m not quite sure having an outsider here is safe.”
“I wouldn’t be worried about his safety, I’d be worried for yours,” Ally replied with a cold smile, before the door opened. The two entered, and Ally led Michael inside.
The man who had opened the door was easily taller and heavier than Michael, and stood in an aggressive manner designed to intimidate him as he passed. Michael simply stepped past into the living room with the blonde. “He doesn’t look like much,” the man who had opened the door said aggressively.
“I’ve been here less than a minute and someone is already threatening me?” the soldier mused.
“They’re territorial, Michael, and you’re on their territory,” Ally did say.
“And who exactly are they?” Michael asked, glancing at the blonde.
“Werewolves,” came another voice from above them. A tall, well built man with silver hair descended the stairs, joining the pair. “Tony, it’s okay, you can leave us,” he urged the man at the door as he smiled at Allyson. “Good to see you, Allyson,” he wished, “glad to see you get out of that stuffy island too.”
Word Count: 33400
Note: Was unsatisfied with the writing from Day 16, and reworked it all today.
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thegrumpypenguin · 6 years ago
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  Baby white-tailed deer “spotted” (hee hee) in Kenora, Ontario
      Tile project from Harbourfest 2006
This blog piece is going to be a bit different from the others. I really didn’t know how I was going to carry a whole post on just a couple of white-tailed deer photos, then it struck me: I should make this post about where I took the photo rather than what I took the photo of. So I’m going to talk a little bit about one of the most beautiful places I have ever seen – Kenora, Ontario, Canada – as well as the stunning drive through Lake Superior Provincial Park that makes up Day Two of our three-day road trip whenever we drive out for a visit. You see, even though we live in the same province, Ontario is so massive that when we leave our home – about four hours from the eastern border we share with Quebec – it’s about a 22- to 24-hour drive to reach Kenora, and even then it’s still another two hours or so from there to the western border with Manitoba. A lot of this is due to having to drive around the top of the largest freshwater lake in the world (by surface area), Lake Superior. (It’s the third-largest by volume, after Baikal in Russia and Tanganyika, shared by several countries in Africa.)
  Don’t worry, though: I’ll toss in several animal photos, too!
    Downtown Kenora from the water
Kenora began as a Hudson’s Bay Trading Company post before it became a permanent settlement under the name “Rat Portage” (“portage to the country of the muskrats”), as muskrat fur was a sought-after commodity at the time. Gold was discovered in the area in 1850 – nearly a quarter-century before Rat Portage was established – and this led to the town becoming an important destination on the cross-country railroad, which was completed in 1886. In 1905, the town of Rat Portage amalgamated with the nearby towns of Keewatin and Norman, to form Kenora (taken from the first two letters of each town’s name: Keewatin, Norman, Rat Portage). This has amused me ever since I learned of this history, as Norman and Keewatin still exist, and only Rat Portage obtained the new name. I suppose, all in all, it’s for the best. I mean, it’s a beautiful area of the world and I imagine my feelings towards it would be somewhat diminished if it were still called “Rat Portage.”
      American white pelicans
The first time I ever saw Kenora I don’t recall any special feelings towards it. In 1971, my family took a month-long road trip across Canada and the US (at least, the western parts). We left Toronto at the beginning of June, headed out to Victoria, ultimately, and then dropped down into the States for the return voyage, getting as far south as Yellowstone but mainly sticking closer to the border. I was aware of Kenora because its hockey team won the Stanley Cup in 1907 (the Kenora Thistles), back in the years when it was still a Challenge Cup before the NHL was formed. I thought that was a terrific story, so I absolutely remember passing through the town, but little else about it. I recall seeing the giant goose in Wawa, the sign denoting the time change (to CST from EST), the Arctic Watershed marker, and such. Then I remember getting to the Manitoba border. Well, as I discovered on my next trip to Kenora 33 years later, the problem was that we approached it from the wrong direction: from the east.
      Devil’s Gap Rock on LOTW
Sarah’s parents were born and raised in Kenora. Her Dad moved back several years ago (before I met Sarah) and we’ve visited him and his partner several times over the past couple of decades. In the early years, we couldn’t afford the trip for both of us so only Sarah would visit, summers and every other Christmas. But in 2004 I made my second visit to Kenora: Sarah and I flew from Toronto to Winnipeg, spent a couple of hours there exploring the city, then met up with her Dad for the drive to Kenora. This one I will never forget. Coming from Winnipeg, the journey begins at the eastern edge of the prairies, then gradually the landscape changes and becomes progressively more beautiful as you enter the Canadian Shield. The road winds, the anticipation grows, then – suddenly, and absolutely without any warning – there’s a break in the trees and Lake of the Woods appears, taking your breath away. I was absolutely overwhelmed by its beauty the first time I saw it – I mean, really saw it, coming from the west – and it’s a sight that is permanently etched into my memory. And not long after the first sighting of LOTW, Kenora itself comes into view, nestled in a bend in the road, in a corner of the lake. I knew right then I would never want to leave, even though we had to just a week later.
      I swear there is no filter on this!
So far, that was the only time I have flown out for a visit. After that, without planning it this way, we visited every three years in the summer until finally missing the pattern up in 2016 (we were still “broke” from our trip to the UK the previous year and stayed home that summer). From then on, however, we decided to drive out there: partially because we now had our own car; partially because we wanted to camp on the way; partially because this gave Sarah two weeks off which is far better for relaxation purposes; and partially because this way we had a vacation alone and a visit to family. And from the very first time we made the trip, we knew it was the right choice for us, if even just for the second day alone.
    Pancake Bay with Sarah
Pancake Bay with Grumpy P
      Pancake Bay on Lake Superior
Our first day on the road is the longest. We leave Toronto early in the morning, head north on Highway 400/69, break the gravity of Toronto by the time we hit the Shield near Parry Sound, and are usually in Sudbury around lunchtime. Then we make a left turn and head west on #17 for… well, for the rest of the trip. By just before dinner we pass through Sault Ste. Marie, Ontario and it’s about another 45 minutes along Highway 17 until we reach our favourite destination: Pancake Bay Provincial Park, on the very north-eastern corner of Lake Superior. Now, there are several versions of how Pancake Bay got its name, but one way or another, it was connected to the Voyageurs, who were early Quebecois fur traders. With white sand stretching as far as the eye can see in both directions, it’s a spot very dear to our hearts; in fact, Sarah and I have now twice visited the Provincial Park there just to spend a few days in the area and not travel the rest of the way to Kenora.
  And then, it’s Day Two: The North Shore Drive. And I could spend a month just driving along the north shore of Superior, back and forth, and never get tired of it. After a short drive west from Pancake Bay, you enter Lake Superior Provincial Park. The road winds and climbs and dips and straightens and you get occasional glimpses of the beauty of the lake through the thick trees, and then, all of a sudden, you crest a hill, the road falls away, and this is your view:
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    I call this “The View”: the first incredible vista heading west along Lake Superior
    To me, the only comparable view in Canada that has this kind of effect on me is on the Laurentian Autoroute in Quebec, at a point where the road crests in a similar manner and the valley falls away to the right, with a rock wall on your left-hand side. But I’ve never taken a photo there, as there is no place to stop. Here, above, I pulled the car onto the wide shoulder, and eventually got up enough nerve to venture out to the middle of the quiet highway (it would have been a Thursday morning), to take the shot.
From here, the rest of the day is just one wonderful place after another. There’s “Old Woman Bay,” so named because the rock face looks a bit like the face of an old woman:
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  And Wawa, with the iconic goose:
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  Next up: White River, home of the bear who eventually became “Winnie the Pooh”:
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  Late in the afternoon, we come upon one of our favourite places to stop on the entire trip, Ouimet Canyon:
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  And then Sleeping Giant, the Terry Fox Memorial, and on into Thunder Bay – where sometimes we camp, but most often we hit a motel because our camping gear is wet from Lake Superior overnight rain:
    The last day on the road is the shortest one; from Thunder Bay to Kenora it’s only about five hours, but we often stretch it out with a few stops. There’s not a lot to see on that stretch of highway as you head farther north while you go west, but a few things do jump out. For example, Nippigon has established a “Paddle to the Sea” park, and it’s wonderful:
  And Dryden celebrated its centennial in 2010, which resulted in a “beautification” project for the downtown, and other initiatives:
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  But by far the most beautiful sight of Day Three shows up very early, just a half an hour outside of Thunder Bay. It’s Kakabeka Falls. And they are spectacular. 
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  I want to pull one of the shots out of that mosaic and feature it here full-sized, because it’s a perfect example of how it’s not always about the equipment, but the moment (I shot this on an old Fuji point-and-shoot, and it’s one of my favourite photos ever):
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  The stunning Kakabeka Falls, near Thunder Bay
  Kenora sunset
And then, just like that, you’re in Kenora. I’ve barely scratched the surface of this magnificent little piece of heaven – for one thing, I’ve not even mentioned the float planes that are so dear to my heart – so I think I’ll have to do a whole post on just the town some day in the future. But as for the story of the deer, well… Kenora is absolutely loaded with deer. As you will see in the mosaic following this paragraph: they can be spotted all over town. They like to frequent the cemetery, as there are often fresh flowers and fruit to nibble there, in every season. They are seen wandering down main roads with no fear whatsoever. The shot I used this month was taken from Sarah’s grandmother’s house (now the home of her father and his partner) while the fawn and doe were grazing in the yard next door. The only thing unusual about this sighting was that they didn’t then proceed into our yard, where they often spend a great deal of time nibbling on the plentiful raspberries that grow in the bushes in the backyard. Here is a collection of my favourite deer shots over several summers in Kenora:
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  There is so much more I want to say and show to you about Kenora. I’ll stop here, for now, and tell you that next month is the last of the two-post months for a while, as I am only producing one calendar next year. Let me tell you this, though: I’m going out in style. If you haven’t looked ahead, you are in for a treat. These two are probably my very favourite babies born over the past few years at the Zoo, and that is a very tough contest, believe me. In the meantime, I’ll leave you with one last mosaic:  a set of many of the other animals we’ve encountered on the way or in town. See you in December!
  PENTAX Image
2018 “ANOTHER BABY BOOM!” Calendar – November Story This blog piece is going to be a bit different from the others. I really didn't know how I was going to carry a whole post on just a couple of white-tailed deer photos, then it struck me: I should make this post about 
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kpsoa97xs-blog · 5 years ago
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What are the typres of car insurance available?
explain various types of car insurance and what they cover.
""I am trying to find dental insurance that will pay for braces, Does anyone know of an insurance that will cove""
I am trying to find dental insurance that will pay for braces, Does anyone know of any insurance companies that pay for insurance and dont have a waiting period? If theres a waiting period then how long? I have delta dental and they only cover up to 1000.00""
Where is the best place for cheap car insurance for young drivers?
Hi there, I just bought a Renault Clio 1.2 Expression 52 plate and when i try get insurance just on my name its giving me quotes like 4555 is it becuase i am only 19 years old and i just passed my test 4 month ago ? i have been trying loads of comparassion websites but now that i have checked so many websites admiral, bell and elephant have stopped giving me quotes. could somebody recommend any good car insurance companys ? Thanks""
How much extra is car insurance if you have points on your licence from speeding?
Is it worth attending the speed awareness course or does this not matter to the insurance companies.
What to look when I am trying to get medical and dental insurance?
In the last couple of months Ive been trying to get medical and dental insurance. I dont have much problem with my health but my wife gets medicine and needs some dental work. In my country everything works different when talking about insurance, Ive been into a couple of websites, doing some researches but I still have some doubts about what exactly to look and get. I want an affordable and good insurance so I can help my wife with her medicines and stuff, when she gets pregnant and in the future just in case of emergency.""
Can someone explain the difference between Health Insurance and any other Insurance?
I don't understand why people act like health insurance is so radically differently than other insurance. Is it? Insurance is a form of risk management to hedge against loss. Auto, Life, Homeowners, Unemployment and Health are among the types of insurance you can buy. I'm generally not required to buy any of those insurances. If I have the title to my home, I'm not required to have homeowners insurance. If I don't drive a car, I'm not required to carry auto insurance. Why should I be forced to buy health insurance? If I want to take that or any gamble by not buying insurance, isn't that my choice? I will admit that by not purchasing health insurance, I could be putting a burden on others if I was admitted to the ER and couldn't pay, that burden of payment would fall on others. HOWEVER, that burden would be there whether I was forced to carry insurance or not. If I don't make enough money to buy this mandatory insurance, then the gov't will give me tax credits to purchase insurance. Who's paying for those tax credits? All of the tax payers. So either we pay the providers/insurance companies via higher premiums to cover loss, or we pay the gov't via taxes. Forcing (perhaps unconstitutionally) citizens to purchase health insurance won't solve anything, it will just move where the cost is incurred. But please, explain why people are treating health insurance so differently.""
Estimated insurance on 2007 alfa romeo 147 1.6?
hey just need a estimated quote on above car. Its insurance group 11, I am 18 and this is my first car. I am willing to do whatever is needed to get the quote down I just need a estimate prehaps from past experiences? Thanks in advance for any answers.""
Cheapest young driver car insurance?
i done endsleigh, i-kube, go compare, zura (or w/e), aa, swift, any i havent heard of that specialise i have googled specialist young driver insurance (had licence 3 months and im 18) Male""
Can switching to geico really save you 15% or more on care insurance?
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What is the best medical insurance company in illinois?
What is the best medical insurance company in illinois?
condo insurance quote
condo insurance quote
Can you get in trouble for letting someone drive your car without insurance?
I own a car. I just bought it. I don't have the title in my name yet, nor is there any insurance on the vehicle in any ones name. If I let someone else drive my car and they get pulled over, who is liable? Will the person driving the car get in trouble for driving without insurance or will I get in trouble for allowing someone else driving it knowing its not insured nor is the title in my name?""
My Insurance Company Want Me To Buy My Car Back!?
I had Learners insurance out with Collingwood Learners. I had a crash and have excepted responsability. They have now inspected my car and decided it is beyond economical repair, but a garage I know can fix it for me! My Insurance company have asked that I send in my Vehicle Registration Document as well as the most recent MOT Test Certificate and also the Service History Book! They have told me they will value my car and then pay me the price they believe it to be worth, They will take the 350.00 excess from this also and then I can choose to buy my car back from them at whatever they value it to be! Is there a way around this where I wont lose my car for example refusing a payment from them or something? Please help me I'm new to this all! Thanks""
How much would insurance group 7 be?
would just like an estimate how much insurance group 7 is
Can I get Classic Car insurance?
I'm 16 and have been looking at a lot of classic cars (specifically a 1971-1973 Mustang Mach 1) and ran into a bit of a dilemma... My dad is a car dealer, owning his own used dealership, so he has insurance that covers all the cars, rather than just one. But, you have to be 18 to be under that policy, so I can't be on it, and I've heard that unless you're under you parents policy, you can't have classic car insurance until you're 25. But, I heard that you can get liability only (Which is my state's minimum coverage), so I was wondering if that was true. Would I be able to get just liability on a classic car? Or should I just cut out all the complicated stuff and get a modern car?""
First time getting car insurance I'm 20 years old...help!?
I'm 20 (will be 21 in March '08) and have only been on my dad's insurance. His record isn't that great so to add on a car to his is expensive. My relative is selling a '98 Escort - very basic - to get to work and college. $1500 car. don't understand collison and comprehensive. The one that pays for a replacing the car I don't want. Anyway, I went online for quotes and they ask if I've had insurance before and I haven't (on my own) so I'm not sure if I'm being docked for that. I have a clean driving record and just want some basic coverage mostly for if I hit other people. Could someone guide me so I don't have to pay an arm and a leg? What are the ranges I should look for? I see numbers like 200/300/500 but I don't get it. My mom said she'd insure the car under her insurance but then naming me as a drive might be expensive. How do people get insurance that covers any driver? Like when people use other people's car? So many questions! It's hard to work, be in college and pay for car.""
Will my monthly premium for car insurance go up?
i have a brand new car 89 mi only which i damaged when i backed out of the garage. body shop and insurance co.said amount is $4300 to repair. i definitely cant afford to pay out of the pocket .i am a first time car owner and a new driver. how much do you think will my mo. premium go?i live in california by the way
My wife is pregnant. Due date: 9/10/09. Our COBRA health insurance expires on 7/18/09. What to do?
Our insurance expires before the due date. NO PROBLEM. We're getting a HIPAA guarantee issue plan. Here's the question: Our insurance expires on the 18th, but HMO's don't start until the 1st of the month. This would leave a 2 week gap where we wouldn't have coverage. We can't start a HIPAA HMO on July 1, because you have to expire all 18months of COBRA before you're eligible for a HIPAA guarantee issue plan. Chances are it'd be ok waiting until 8/1 to begin our new HIPAA plan, but if my wife went into early labor, it would be a very, very bad situation. PPO's start on the 1st, and sometimes the 15th. Same problem. What should we do? We'd prefer to not have a gap in our coverage.""
Can I buy salvage cars from insurance auctions and then resell them as-is using a seller permit in California?
I want to know if is legal to use my sellers permit to buy totaled cars or salvaged cars at auction to the resell them (as is) in ebay. would i need a dealer license if I selling more than 5 a year?
Can My Insurance pay to get my teeth whitin?
I don't think I spelt whitin correctly but you guys should no what i mean..& how can I find Out if my insurance or medicate pays to whitin my teeth? btw my medicate was the one that paid for my braces~
Do Americans want Gov't run healthcare like medicaid and medicare or do they want affordable health insurance?
Do Americans want Gov't run healthcare like medicaid and medicare or do they want affordable health insurance?
Cheapest way to buy new glasses without insurance?
I recently broke my glasses that ive had for two years. I am currently in a predicament that does not permit me to spend alot of money on a new pair and to make matters more complicated, i do not have any insurance. I cannot apply for medicaid so that is not an option either. I need a fast alternative or some ideas as to how I could go about buying a new pair preferably under $100. I constructed a plan of buying my own frames and having the lenses filled but all the optical offices i called do not allow that method, they prefer you to buy their glasses. Thanks (:""
Will my insurance go up?
I am 17 and had insurance. I got into a wreck because i dint stop at a stop sign and hit a car. everybody was fine and i got a ticket for driving left of center and careless prohibited driving. So is my insurance bout to be high??
Auto Insurance Question?
Hi all, I live in California and I got in a car accident yesterday. I found out today that the insurance company suspended our insurance due to a late payment so we most likely had no coverage at the time of the accident. What are my options at this point?? The accident was not my fault and the other driver was arrested for felony DUI and they had insurance. What are my options?? Thanks in advance!""
Does anyone know car insurance rates?
I wanted to know whats the average rate of car insurance for an 18 year old female..?
""Best health insurance, help ?""
I know nothing about insurance, share your experience with your search for health insurance. In your opinion, what's the best one ? Thanks in advance, Daniel :)""
Do I need insurance to drive with an instruction permit?
I am 19 years old in California. I tried looking at the CA DMV website, but it does not specify anywhere whether I need insurance in order to drive with an instruction permit...""
Does your insurance go up if you get a speeding ticket?
Im 18 but my car and insurance is still under my mom. I dont want her to find out... but will she? Lol. Is there anthing I can do so she wont find out?!? :))
What is the best auto insurance carrier?
Hi everyone. I am shopping for car insurance and want to know the best but most affordable out there. My mother thought to put me on her policy with Progressive and I would pay her for the insurance, but they were going to charge her over $500.00 to do so. My friend has gotten into two accidents and hasn't had to pay nearly that much , and neither did her dad when he put her on his policy.""
Health insurance?
What is the best bet? Who is the best company? who should i see about this? an insurance agent? How to find good?
Car Insurance for Teen Girl Estimate HELP PLZ?
How much would you estimate that insurance for a 16 year old brand new driver in a 2001 acura integra 2 door hatch back would cost with a good student driver discount? any idea? any one close to those guide lines that have an idea willing to share? Please help thanks
1.0 60 ps vw polo se insurance for a 17 year old?
just thinking of an average insurance quote price on the new 2014 model? i havent used comparison websites as they need your driving licence number and i dont have one yet.
""I'm 24, I'm young and healthy. PPO or HMO policy?""
I'm 24, I'm young and healthy. PPO or HMO policy?""
What is an Average Home insurance rate of a 2 story house?
4.5 baths 5 beds 3000 sq feet finished basement 3 decks 1 fenced in gorund pool Please, just and average for 1 month home insurace. No super valuables or anything. (It's for a project) I just can't find anything that won't just give me a chart or some thing. In class we had to make up an imaginary house and get all this different stuff for it. I've found everything,but home insurance rate without having to put in my personal info.""
Insurance for moving to USA?
Myself and my partner are moving to the USA. We will need travel insurance and some health cover, and although we will both have health insurance with our new jobs, we will need cover for the first month and I am looking to see if I can find a travel insurance policy that provide the cover. Trouble is, the standard travel insurance I have seen so far assume that we will still live in the UK and that we just want cover for a months 'holiday'. One way travel insurance seems to stop 24 hours after we land in the USA Does anyone know of a one way travel insurance that will cover us for the journey and the first months stay""
Insurance on a 95 camaro?
Im considering buying a pre-owned 1995 camaro for my first car. How do I find out how much the yearly insurance would be? Its not a convertible, and also its through allstate in new york. Would it be more than a 1998 maxima?""
condo insurance quote
condo insurance quote
Car insurance is very cheap or very expensive?
Car insurance is very cheap or very expensive?
What is the cheapest student health insurance plan?
What is the cheapest student health insurance plan?
Taking a car off your insurance?
My sister is taking my car off her insurance and she says I still have to pay the $88 that I owe her every month. She cannot cancel the insurance until she has the tags, I sent her the tags yesterday and she'll turn it in before the first (the date I usually give her the money). So now I have no car to drive, do I still have to give her the $88 if she turns in the tags before the first? Please help. She's the type of person who will take as much money as she can from you, I do not know anything about insurance and she uses that over my head.""
Health Insurance for Seniors?
We aare Senior Green card holders of 73 & 66 in Parker, Colorado. Can we get comprehensive Healthe Insurance?""
Isn't the expected value of health insurance for a healthy purpose going to be highly negative?
And so, it might be unwise for a healthy person to purchase health insurance on the individual open market? First, we have the insurance companies as a profit-taking industry. They exist to make money. So obviously they take in more premiums than they pay out for medical expenses. Right off the bat, we have a negative expected value for the buyers of health insurance. In other words, you should expect that the premiums you pay to the health insurance company will be more than the benefits you get back, on average. But on top of that, for a HEALTHY person, the difference would be even greater. Since your risk is grouped together with the risk of more unhealthy people (obese, smokers, etc), you're basically subsidizing their insurance. So the difference between your premiums and the expected benefits you get back is even more. It seems like a very fit, health-conscious person is really taking it on the chin by buying health insurance in the individual market. Maybe they'd often be better off by just building up a health savings account and self-insuring?""
Does anyone know the best way to get health insurance if you are self employed.?
I am self employed and never even thought about health insurance. I would be very grateful for some advice on how I can get this started, where to begin or if someone knows of companies that are good for self employed people.""
Best rate auto insurance?
i live in North york, On, CANADA i need best rate for auto insurance where i live""
How much is auto insurance ?
i live in Edmonton Alberta and i am getting my license in 5 weeks and my car in 6 so i was just wondering how much is average auto insurance
Should I do something to this company insurance?
Some how Bank of America took my personal information and gave to this company insurance that covers medical thing. They have my personal Banking information. I canceled the insurance policy on August 15 and they took out 29.99 out of my bank and I now have 60.98 in my checking account. Should I do something about?
Does anyone know where I can find good affordable health insurance?
Does anyone know where I can find good affordable health insurance?
Can I ask someone else to buy the insurance for my car?
I only have a temporary driver lisence, and if I buy a car, how can I buy the insurance for my car? The temporary lisence cannot buy the insurance. Can I ask someone else to buy it? I am in CA. Thank you!""
Car insurance question?
How do the authorities find out that you have no insurance on your car? I know that if you are pulled over or whatever you can be asked to prove you are insured to drive the car and all, that much is obvious. Thing is, I called up to cancel my insurance on a car which isnt working and Im waiting on being scrapped. The insurance company said that its illegal for the car to be on the road without being insured, regardless of wheither or not its being used. As it turns out I am gona have to keep theinsurance for a few extra days until the car is uplifted, but it got me thinking. If Im not using the car then theres no chance Id be pulled over, so is there any actual way that anyone would find out a car in that position wasnt insured? Other than something like tha handbrake slipping and it rolling into the parked car in front or something. Cheers!""
Help! i need to find out insurance costs if i add parts to a car?
hi, im 17 and i own a peugeot 206, im wanting to tune it, and i need to know where to find a cheap body kit, new headlights, and some wheels? just trying to make my driving life and little more better :) i need to know roughly how much it will up my insurance cost, im currently paying 1,650 for it, and i can mabye go up to 2,000 also i need to find some speakers to go in the boot of my car, will that make my insurance go higher to? thanks for your time.""
Mini Coopers? Cheap? Insurance? Safe? First car!?
i'm 17 and was wondering if a mini cooper would be a good first car. i never really wanted one, my one of my friends is like obsessed with them and since then i've been looking into it. i know they have 5 star safety rating so they're very safe and easy to control and can fit into small parking spaces because, well, they're small =) But how about insurance? Is that cheap? I mean if i'm getting a used one? Not a sporty model or anything. And what about maintenance? And is it fuel-friendly? Or would it be like driving a hummer? Considering what I've seen and read about it, it can either be really expensive if you buy the wrong model and the new car, OR it can be very effecient and affordable if you buy a used one and the right model. Can you help me out here? Thanks =)""
Car Insurance Question?
I am 17, have my license with no restrictions and I live with my parents who have 5 registered and insured cars. By law am I required to have insurance since I am a minor with a non restricted license? My parents will let me drive with them uninsured but How is it different if I drive alone? Insurance stopped covering me 6 months ago when I had to drive with them on my permit, and my mom never put me on the policy. I am also the only junior in my school who can drive but doesn't because my parents are hiding me. Do I by law need insurance because I have a license as a minor and have registered and insured cars in my household?""
What is the car insurance deposit?
What is the deposit you make on your car insurance? I'm not 100% sure. Do you get it back? I'm in the UK.
How much (on average) does it cost to get insured?
I have been doing side cleaning for some friends and family so of course I'm not insured or bonded. But I can make anywhere from $50-$80 for less then 2 hours of work. I started working PT at a cleaning company so that I could get more experience (and a little more pay) and learn a bit about the business. Of course what I'm learning is that instead of making the full $50-$80 for my services I'm making only 20% and the rest of course goes to the company! I feel I can do much better on my own and really want to work towards that so I know my best bet is to get insurance and bonding. Roughly what is the premium for it? I guess I wouldn't need to be insured for no more then $25,000 -$50,000. And are bonding and insurance liability fees seperate?? Any help would be appreciated. thanks""
Since car insurance is required?
and for many car ownership is not an oppition, should car insurance be on a sliding scale?""
Do I need to change my Car Insurance? What do i need to do?
I am a foreign student in United States. I stayed at California for 2 years. Now, I moved to Indiana State. I have a car Insurance with California address. My License plate is still California's. Do I need to do anything with my insurance? When I tried to do a trial quote for changing address at Geico, the quote for new address is almost 2 times more expensive than the old one. I don't know what to do. I believe Indiana Auto insurance must be cheaper than that of California. Should I just cancel it and start a new one? Do I still need to do anything with DMV?""
Motorcycle insurance cost?
thinking about getting a motorcycle and wanted to get an idea of how much the insurance would cost. thinking about either a 2000 rebel or an 06 ninja 250. just want an idea of what to expect.
How much would insurance for cars be around for 18 year olds ?
How much would insurance for cars be around for 18 year olds ?
Lower insurance for young driver?
so i know when you are under your parents it isn't as high i know people paying 50 dollars a month or something like that my situation though i just turned 21 im in need of a car but im the only driver in my family (single mom never got her license) i know that one-way coverage is about 300 something a month but if i finance a car i need full coverage which the price is crazy expensive something like 800-1100 a month is there anyway i can get lower insurance rate or something of the sort ?
How can a medical group charge different prices for people with insurance and no insurance and medicare?
is this legal to charge people with medicare a higher price to go to the Doctor than people that don't have medicare, I thought that medical groups are to charge less so medicare don't go broke and people with insurance, so there monthly don't go up higher""
In Northern California on average how much does the minimal amount of gas and insurance cost per month ?
I'm 18 and looking into buying my first car this year. From my understanding the cheapest of Vehicles could be anywhere from $500-$1000 dollars. Since I'm doing this alone I'm asking you from your own personal experiences with car finances.
Do i need car insurance?
don't ask me why but i didn't get my license until a year and a half ago (im 23). I don't own a car but regularly drive my girlfriends. Her car is fully insured by herself and mother, and the car is totally paid off. I've asked this question for a while, some say i do need insurance, others say i don't because it's fully covered. So do i?""
condo insurance quote
condo insurance quote
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