#lowincome

[otaviogilbert]

10 Easy Ways To Save Money On Low Income: Key To Financial Freedom | WealthCannons

This video contains essential money-saving advice that is very practical if you earn a low income and struggle to save part of your income for emergencies, investing and other essential stuff that is dear to you. Applying the money-saving hacks in the video will help you to save money fast even if you are on minimum wage. The video contains tips on minimalism, budgeting, frugal living, and money management tips and these tips will surely make a big impact on your life.

[lifeline-program-com]

Free Government Phone - Lifeline Program 2023

[theusaleaders]

10 Poorest States in America As Per Poverty Rate

Have you ever wondered why the poverty in America seems to struggle more than others? What factors contribute to the high poverty rates in these states? What is the poorest state in America? You’re in the right place, if you’re curious about the elements affecting the poorest states in America.

The United States continues to rank among nations with the highest child poverty rate at 20.9%, significantly surpassing the global average of 11.7%.

By reading this blog, you’ll gain a deeper understanding of the socio-economic realities in America’s poorest states. Moreover, you’ll discover how factors like education, industry dependence, and historical context contribute to their high poverty rates  among the poorest states in America.

Top 10 Poorest States In America Are As Follows:

Louisiana

Poverty Rates: 18.9%

Unemployment Rate (Q3 2024): 3.9%

Average Salary: $53,440

Estimated population: 4.57 million

Louisiana tops the list of the poorest states in America. It has a unique blend of vibrant culture and significant economic challenges. Louisiana’s history is based on racial discrimination and economic disparity.

Moreover, the state’s economy depends on industries like oil and gas, fishing, and tourism, which are subject to fluctuations in global markets and environmental disasters. This leads to economic instability. Thus, the range of Louisiana’s average wage as of 2024 is $52,306 to $102,000.

In addition, Louisiana’s education system faces significant challenges limiting opportunities for high-paying jobs, perpetuating the cycle of poverty. As such, Louisiana’s literacy rate as of 2024 is 27.1%, meaning over 72.9% of the state’s population lacks basic literacy abilities. 

Moreover, Louisiana has the second-highest rate of childhood poverty, with 26.8% of its children living at or below the poverty line.

2. Mississippi

Poverty Rates: 18%

Unemployment Rate (Q3 2024): 2.7%

Average Salary: $47,570

Estimated population: 2.94 million

Mississippi often competes to top the list of the poorest states in America. The state has a complex history and faces several challenges to its current economic status. Unfortunately, the Mississippi Delta, once the headquarters of American slavery, is a significant factor in the state’s poverty.

Beyond that, Mississippi’s economy is heavily dependent on agriculture, manufacturing, and healthcare. These sectors’ pay is frequently lower than others. Consequently, the state’s citizens will earn less money overall. Mississippi also has the lowest median household income of any state at $44,966.

Unfortunately, the state has a lower graduation rate than the national average. As of 2024, Mississippi has a literacy rate of 28%, indicating approximately 72% of the state’s population lacks basic literacy skills. 

In addition, the state has the highest child poverty rate, with 27.9% of its under-18 population living below the federal poverty line.

3. New Mexico

Poverty Rates: 17.8%

Unemployment Rate (Q3 2024): 4.1%

Average Salary: $57,520

Estimated population: 2.11 million

New Mexico frequently has one of the highest percentages of the poorest states in America. Many jobs in the state offer wages below $12 an hour, making it difficult for families to make ends meet. As such, it creates a situation where people work but still struggle financially.

Moreover, New Mexico has lower educational attainment rates than the national average. This can limit job opportunities and earning potential. In 2024, the literacy rate in New Mexico was 29.1%  and around 71.9% of the state’s people lacked basic literacy abilities. Also, New Mexico’s public schools have the second-highest dropout rates of any state.

The average home value in New Mexico is $303,286. Poverty is more concentrated in rural areas, where access to resources and job opportunities may be more limited. Moreover, New Mexico’s median household income stands at $50,822, making it the third-lowest in the nation.

Click below mentioned link to check 10 Poorest States in America As Per Poverty Rate:

[anauthorslife]

Today the host of Living With Disabilities will talk about Living on a fixed income and how people with disabilities only get so little when it's not enough to hold us off for a week.

Living With Disabilities airs every first and third Friday of the month. On Spotify for podcasters, Google podcast, Breaker, Pocket cast, Radio Public, iheartradio, and now Amazon.

Don't forget to follow Living With Disabilities on IG @livingwithdisabilities

#disabilityawareness #disabledpodcasters #fypシ゚

#disabilityinclusion #finance #SSI #SSDI #lowincome

[jenniemnhi]

Tigard seniors drink to victory in fight to keep their low-income housing [Video]

[ebook-2]

Income Commander https://ebook-2.com/ebooks/income-commander All right, to get this thing started I really want to tell you that this whole "Make Money Online" thing is not that difficult once you get it all figured out. The idea is that you need to learn from people who are actually making money. I am actually making money! I've been online for several years and I have jumped from one thing to another, trying to earn money. I have been through all of the hoops and I have played all of the games. I've spent the money and I've wasted the time! So, I'm here today because I know the ropes.

#incometax #passiveincomeideas #passiveincome #takaincome #income #onlineincome #takaincomeapps #incomeapp #lowincome #onlineincome2023 #bakrostore #ebook2 #onedollarbook

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[finocask]

Money shouldn't be a barrier to saving for your future. Our latest blog post shares practical tips for saving money on a low income.

Check it out and start building your financial stability today! 💰💸

[krissym72]

(via City of Boulder Offers E-Bike Vouchers to Income-Qualified Residents - Electric Bike Explorer)

[tammyfeabakker]

#dinnerideas #grilledfish #cheapmeals #fishrecipe #lowincome #fypシ #fyp ...

[democracyunderground]

IT'S OVER IN MAY 2024 #FUNDING #FUNDINGCUTS

On The Backs Of #ThePOOR #LOWINCOME #FAMILIES

#Internet #PhoneService #Broadband #Wifi $30 a Month Gone

IT'S NOT EVEN BEING REPORTED IN THE NEWS

[anauthorslife]

This week the host of Living With Disabilities will talk about Living on a fixed income and how people with disabilities only get so little when it's not enough to hold us off for a week.

Living With Disabilities airs every first and third Friday of the month. On Spotify for podcasters, Google podcast, Breaker, Pocket cast, Radio Public, iheartradio, and now Amazon.

Don't forget to follow Living With Disabilities on IG @livingwithdisabilities

#disabilityawareness #disabledpodcasters #fypシ゚

#disabilityinclusion #finance #SSI #SSDI #lowincome

Video description: The main background is a calculator on paper with text that says: Financial Living The Living With Disabilities Advocacy Website. On the upper to lower right and left corners of the screen, the upper right corner Financial Loan Icon on the lower left shows coins and dollars moving up and down. Video image: A light brown-skinned female with a mole on the right side of her cheek, wearing a gray crop top with text that says Calvin, hair pulled back, and filter red lipstick. 

[jenniemnhi]

The most and least affordable places to live Ace News Today [Video]

[oaresearchpaper]

Eisenia fetida Extracts on Fusarium oxysporum Growth

Abstract

Banana wilt caused by Fusarium oxysporum f. sp. cubense tropical race 4 (Foc TR4), is a worrying destructive banana disease of which there is not yet effective control measures. The present study aimed to evaluate the ability of earthworms Eisenia fetida to be biological control agents against Foc TR4. Methodological approach consisted of assessing interactions between Foc TR4 and (i) enzyme β-N-Acetyl-glucosaminidase (NAGase) and (ii) E. fetida extracts that are the coelomic fluid (CF) and the crude crushed (CC). Then NAGase were dosed in E. fetida CF. Foc TR4 growth was inhibited by NAGase but no effect was observed with the extracts CF and CC of E. fetida. Enzymatic dosage showed that CF contained 0.015 ± 0.006IU/mg protein as NAGase activity. These results suggest the possible use of E. fetida in biocontrol of Foc TR4 however through a process other than the extracts CC and CF. The outcomes of this study may constitute background data allowing to explore potential of earthworms in biocontrol of banana pathogenic fungi, which is of great significance to the development of banana industry system and to the reduction in the use of fungicides.

Introduction

Banana (Musa spp.) is one of the world's most important crops owing to its economic and food interest. Its fruits, namely cooking bananas (AAB, ABB, ...) and dessert bananas (AAA) are used in the diet of many populations in both importing and exporting countries (Lassoudière, 2007). In several tropical countries, plantain (AAB) is a staple food for various social strata. Plantain is an energetic food providing 120 kcal or 497 kJ per 100 g (Yao et al., 2014). Its commercialization constitutes a source of income for rural or lowincome populations (Ouina, 2017). Apart from bananas, other organs of banana plant such as pseudostem, leaves and peelings give rise to a wide variety of uses (animal feed, manufacture of industrial products) (Kumar et al., 2012; Jyothirmayi and Rao, 2015).

Like any plant crop, banana plant is prone to attacks by bacteria, viruses, fungi, nematodes and weevils. Among these attacks, fungi have been for a long time a growing threat and lead to severe affections of the leaves, stems, fruits and roots, resulting in significant yield reductions (Stover, 1959; Viljoen, 2002; De Bellaire et al., 2010; Dita et al., 2018). Fusarium wilt is one of the most serious fungal disease that affect banana plant. It is caused by the soil-borne fungus Fusarium oxysporum f. sp. cubense (Foc) and is responsible of constraints on banana production causing serious economic losses worldwide (Ploetz, 2015; Dita et al., 2018. Based on the pathogenicity to host cultivars, Foc is divided into physiological races 1, 2 and 4. Unlike races 1 and 2 which affected respectively Gros Michel (AAA) and Manzano/Apple/Latundan (Silk, AAB), and cooking bananas of the Bluggoe (ABB) subgroup, race 4 has a broad host range. It infects almost all cultivars including "Dwarf Cavendish" (Musa sp. AAA group) as well as the hosts of race 1 and race 2 (Lassoudière, 2007; Sutherland et al., 2013; Lin et al., 2013). Race 4 has been split into subtropical race 4, which affects “Cavendish” and races 1 and 2 suscepts in the subtropics, and tropical race 4, which affects many of the same cultivars as subtropical race 4 in the tropics when disease-predisposing conditions are absent (Ploetz, 2015). Furthermore, vegetative compatibility which has been implemented owing to confusions of the race structure often happening in delineating strains of Foc, allow to identified a total of 24 vegetative compatibility groups (VCGs). Tropical race 4 is designated as VCG 01213/16 and subtropical race 4 belong to VCGs 0120, 0121, 0122, 0129 and 01211 (Dita et al., 2010; Mostert et al., 2017). Fusarium wilt, also known as Panama disease, affected several banana plantations in Australia, Taiwan, Philippines, India, Mozambique (Pegg et al., 1996; Ploetz, 2015; Viljoen et al., 2020) and South Africa (Viljoen, 2002). Control methods against Fusarium wilt that have been developed have focused on chemical (fungicide application) and cultural treatments, selection and varietal improvement by hybridization techniques (Bakry et al., 2005; Lassoudière, 2007). However, these control methods have shown limitations in adapting or mutating pathogens, in inaccessibility of improved banana varieties to farmers with low incomes (Ploetz, 2005; Kra et al., 2009).

Indeed, the banana cultivar "Gros Michel", which was the basis of banana export trade in Central America and resistant to Fusarium wilt, became sensitive in the years 1940 to 1950 and was replaced by the cultivar "Cavendish" (Ploetz, 2005). "Cavendish", the current export cultivar, has become sensitive since 1970 to Foc race 4 (Visser et al., 2009). Fungicide use is increasingly criticized by consumer associations and scientists due to their harmful effects on environment and on human health are (Lassoudière, 2007; Cirad, 2011, Brühl and Zaller, 2019). Regarding worrying destructible effects of Fusarium wilt and galloping world demography (for example 48,796,000 inhabitants in 2050 in Côte d’Ivoire so the double of the current population) (UN, 2015), efforts to protect and develop the production of this staple food should be intensified. Faced with the constraints related to the means of controlling Fusarium wilt previously mentioned, biological control is much explored as an alternative by the research (Gbongué et al., 2012; Mohammed et al., 2019; Torres-Trenas et al., 2019).

Earthworms are soil invertebrates that participate in soil aeration and water infiltration, increasing the nutrients content of the soil, mixing soil minerals with organic material. All making these organisms soil fertility agents (Römbke et al., 2005; Bhadauria and Saxena, 2010). In addition to this capacity of affecting positively soil functioning, earthworms were found to have potent antimicrobial activities. Indeed, they have developed innate immune mechanisms that detect pathogens by recognizing conserved molecular patterns (Prakash and Gunasekaran, 2011). Earthworm Eudrilus eugeniae paste showed inhibitory activity against pathogens such as bacteria Staphylococcus aureus, Kebsiella pneumoniae and Salmonella abony, and fungi Candida albicans, Aspergillus flavus and Trichophytum rubrum (Vasanthi et al., 2013).

According Pan et al. (2003), the coelomic fluid of the earthworm, Eisenia fetida andrei (Savigny) was demonstrated to possess an antimicrobial activity directed against earthworm pathogenic bacteria Aeromonas hydrophila and Bacillus megaterium. Thus, living in an environment with abundant pathogens, earthworms developed defense strategies against the living pathogens.

For instance, they have suspected to synthesize β-N-acetyl-glucosaminidase (NAGase), an enzyme that hydrolyses chitin, one of the main constituents ensuring the rigidity of fungal wall (Guthrie and Castle, 2006). These defense strategies or metabolite compounds allowing to implement defense strategies can be exploited for finding innovative biological solutions to issues related to above mentioned means of controlling Fusarium wilt.

This study proposes to evaluate the ability of earthworms to be biological control agents against the fungus Foc TR4. Eisenia fetida is a favorite worm species for composting and is frequently used as a biological monitor for experimental tests (OECD, 1984; Garg et al., 2006; Ouina et al., 2017). Specifically, interactions between Foc TR4 and (i) enzyme NAGase and (ii) E. fetida extracts (crude crushed and coelomic fluid) were assessed.

Source : Eisenia fetida Extracts on Fusarium oxysporum Growth | InformativeBD

[advancedsolartechnology]

Solar Power in Australia | advancedsolartechnology.com.au

Solar power is a powerful tool for Australian households to reduce energy bills. It also helps to lower household carbon footprints. Solar systems are also a lot cheaper than they used to be.

Some state governments offer incentives for low income households to invest in a solar system. These include rebate schemes like New South Wales’ “Solar for LowIncome Households” program and South Australia’s “Switch to Solar” trial.

Cost

Solar power in Australia systems are an investment, but you’ll save money on electricity bills over time. Also, you’ll be able to benefit from government incentives and rebates. You can choose from a variety of financing options, including interest-free loans and leases.

In Australia, solar energy is more affordable than in most countries around the world. This is due to lower solar panel costs and state-level rebates, which make it easier for homeowners to afford a system. The cost of a solar power system depends on the type of equipment, location and roof size. It also varies depending on the quality of the system. For example, you can expect a system with better components to cost more than one with Kia-level hardware.

Solar power is a great way to reduce your household’s carbon footprint. The average residential system can produce enough electricity to offset more than half of a home’s energy consumption. Moreover, it can be very useful for charging electric vehicles.

Environment

Solar power has a very positive impact on the environment. It doesn’t produce emissions, which contribute to the global climate crisis, and it doesn’t pollute water. In contrast, extracting fossil fuels causes significant pollution and habitat destruction.

Australia’s sunny climate, latitude and large land area provide a good potential for PV energy production. The majority of the country receives a minimum of 4 kilowatthours of sunlight per square metre every day. This figure far exceeds the average for Europe and most of North America.

However, the climate in Australia is highly variable. It is important to understand how this variability will affect the power generation from PV systems. This will help improve the economic feasibility of the technology. It will also allow for the development of strategies to mitigate intermittency in a future warmer climate. This is a key issue for the successful integration of renewable energy into electricity grids. Ramps (increases or decreases in the amplitude of the voltage waveform supplied to the electric grid) can cause problems with power quality and severe impacts on electric-grid stability.

Energy efficiency

Solar energy is a renewable, clean, and sustainable source of power for Australians. It can help reduce the country’s dependence on fossil fuels and make homes more energy efficient. It is also a great way to save money on electricity bills and to earn an income from selling surplus energy back to the grid.

The generating capacity of solar panels varies slightly over time, depending on their condition and how well they are maintained. This is why it is important to choose a reputable brand that provides a performance warranty with its products.

Research suggests that households with solar systems have lower energy consumption than those without them. In addition, homes with solar panels can increase their resale value. Solar energy also significantly reduces a home’s carbon footprint. This is an investment in a cleaner future for all of us.

Appearance

The solar energy industry has undergone a dramatic expansion worldwide, primarily due to the reduced cost and greater conversion efficiency of photovoltaic solar cells. Australia is a prime example, with the country’s government encouraging Solar power perth adoption through various policy initiatives and investments in the sector. In addition, the country’s weather conditions make it an ideal place to generate electricity from the sun.

Peak demand for electricity occurs during the middle of the day, when the sun is at its most intense. This is why it’s so important that solar systems can produce enough energy to meet demand during those times.

However, extreme weather events can impact energy production. For instance, this summer, smoke from bushfires and dust storms covered many towns in Australia, obscuring the sun. This reduced the peak production of rooftop solar by about 27%. This is a concern for energy regulators, who say that without careful management, grid stability could be put at risk.