#loansinindia
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angelfinanceloan · 5 months ago
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our-karthik-raju · 5 years ago
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Get your Insta Personal Loan Now
Insta Loans are the future of Loans. Apply now to get your Insta Personal Loan approved quickly in less than a day and also have the choice to choose the best interest rate from the available lender or the bank you're opting to get your loan. Finance Buddha
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cashiya-blog · 7 years ago
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Incomplete awareness and carelessness, while applying for a Personal Loan, may lead you to a debt trap and create a financial crisis that may impact the future of your family finance.
Here’s a list of pitfalls you should avoid so that you are able to manage your debt comfortably:
Right repayment capacity: Ensure you have the ability to pay it back. Do not borrow beyond your affordability.  Use online EMI calculators to decide the loan amount, in accordance with your repayment capacity, before you apply for the loan. Emi calculator is available in Cashiya Personal finance app.
Applying to too many platform and banks : Every time you seek a loan from a lender or online platform, a query is raised and it appears on your credit report along with the date. With each query, your credit score reduces. In Cashiya our algorithm based approach give optimized result every time so that your score is not dipped multiple times.
No Full disclosure of existing loan: Existing loans and other financial obligations must be disclosed to the lender, because the loan amount will depend upon your commitment to other existing liabilities.
Longer tenure with lower EMIs: Borrowers often tend to opt for a longer tenure for repayment of loans due to lower EMIs. But, remember the longer the loan repayment tenure, the higher amount you pay. It is advisable that you choose the shortest loan tenure possible, depending on your monthly repayment capacity.
Prepayment Charges :Some lenders charge prepayment penalty for loan pre-closure. In such situation you will be forced to drag the loan repayment. So never forget to ask your lender if any pre-payment penalty is charged. Pre-payment penalties may vary from lender to lender. Certain lenders may charge these penalties at a flat rate or as an interest of a certain number of months.
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fundingvala-blog · 5 years ago
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Home Loans
Are you looking for the safest or happiest place in the world? But the truth is here your HOME is the SAFEST or HAPPIEST place in the world. Get your Dream Home through Fundingvala.
*Subsidy scheme through 'PMAY'. *Easiest Way for Home Loans, without any charges for our service. *Reducing rate of interest. *Doorstep Service. *Multiple option of Banks. *t&c apply. ................................................ 👉Contact us- 8448440845👈 ---------------------------------------- DISCLAIMER : Loan Approval is subject to documentation and verification as per lenders credit policy & CIBIL.
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housingfinance-blog · 7 years ago
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A credit score is an integral numeric indicator for any financial institution to consider loans in India. Visit www.grihashakti.com for more info!
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shubhbank · 8 years ago
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LOANS CAN BE GOOD FOR YOU
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Loans are tricky. They have the potential to break you but they can also make you in a big way if you put them to good use. All you need is the right reason to borrow and the right mindset to repay the debt on time. Loans taken to acquire an asset, whose value appreciates in the long run, can be a good thing. Banks refer to a person's credit report in order to get an understanding of his credit repayment habits. Use it as an instrument to improve your financial health by investing it in right places. You are seeking the loan to fulfil your needs and not wants. A well planned budget can take care of the rest.well planned budget can take care of the rest.fulfil your needs and not wants. A well planned budget can take care of the rest.well planned budget can take care of the rest.well planned budget can take care of the rest.well planned budget can take care of the rest.
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creditap · 2 years ago
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We help you to get loans starting from kinder Garten to college education and career coaching. We promise reliable services by providing quick loan approvals with minimum paperwork. Education is made accessible to all with creditap.ai easy fee loans.
Reach out to us to know more: 👉Visit: https://www.creditap.ai/ 🤩⬇️Download the app today!
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centric24-blog · 6 years ago
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http://centric24.in/
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cashiya-blog · 7 years ago
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fundingvala-blog · 5 years ago
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Home Loans
A Home is not just a home it is the happiness of our life. Every time we think of our Dream Home, Some people make it true whereas some having a dream of their own home.
*Subsidy scheme through 'PMAY'. *Easiest Way for Home Loans, without any charges for our service. *Reducing rate of interest. *Doorstep Service. *Multiple option of Banks. *t&c apply. ................................................ 👉Contact us- 8448440845👈 ---------------------------------------- DISCLAIMER: Loan Approval is subject to documentation and verification as per lenders credit policy & CIBIL.
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cashiya-blog · 7 years ago
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Small savings schemes are designed to provide safe and attractive investment options to the public.. Get all the insights about these schemes at :Cashiya Finance Blog 
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cashiya-blog · 7 years ago
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fundingvala-blog · 5 years ago
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Home Loans
A Home is not just a home it is happiness of our life.Every time we think of our Dream Home, Some people make it true whereas some having a dream of their own home.
*Subsidy scheme through 'PMAY'. *Easiest Way for Home Loans, without any charges for our service. *Reducing rate of interest. *Doorstep Service. *Multiple option of Banks. *t&c apply. ................................................ 👉Contact us- 8448440845👈 ---------------------------------------- DISCLAIMER : Loan Approval is subject to documentation and verification as per lenders credit policy & CIBIL.
#Fundingvala #Loans #HomeLoans #LoansinPatiala #dreamhomes #yourhappiness #yourdreamhome #ourservice #nocharges #multiplebankoptions #loansinindia #homeloansinpatiala #securedhomeloans #sathhamaravishwashaapka #pradhanmantriawasyojana #pmay
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fundingvala-blog · 5 years ago
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Home Loans
A Home is not just a home it is happiness of our life.Every time we think of our Dream Home, Some people make it true whereas some having a dream of their own home.
*Easiest Way for Home Loans, without any charges for our service. *Reducing rate of interest. *Doorstep Service. *Multiple option of Banks. *t&c apply. ................................................ 👉Contact us- 8448440845👈 ---------------------------------------- DISCLAIMER : Loan Approval is subject to documentation and verification as per lenders credit policy & CIBIL.
#Fundingvala #Loans #HomeLoans #LoansinPatiala #dreamhomes #yourhappiness #yourdreamhome #ourservice #nocharges #multiplebankoptions #loansinindia #homeloansinpatiala #securedhomeloans
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cashiya-blog · 7 years ago
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This is also the reason that personal loan is one of the most popular financial products in lending. Our endeavor is to serve all credit starved, and salaried individuals – who fail to get the loan approved from other lenders with loan approval. The disapproval could be either due to blunders user have committed in the previous credit or previous bill/EMI payments.
When you apply for a personal loan, at Cashiya, keep in mind the pointers that are listed below. So that you don’t end up in a personal loan pitfall.
Before moving to the cautious part, let us first understand what a personal loan is, why it is the best option for quick funds, loan eligibility , and how to get a quick approval. Let’s get started!
What is a Personal Loan?
Personal loans are awesome. In times of financial crisis, these get things fixed. Being an unsecured credit, there is no collateral involved. So, forget about the travails of lengthy paperwork towards asset declaration, references, photocopies, etc. Now with no collateral, Cashiya needs something else to mitigate the risk of default. That is why, we look at your transactions history to see how prompt you have been.
Why Personal Loan?
You can avail a personal loan for a number of purposes such as buying electronic gadgets, online shopping, international holiday travel, job relocation, medical expenses, home improvement, house repairs, and more. You get tax benefits for house repairs; so, a personal loan helps you save as well. Again, no collateral means you can apply for a personal loan even if you do not own any asset like home or vehicle. All you need for the loan is a stable income and a good cibil score. No need for a loan guarantor, as well.
Personal loan requires very less paperwork, if you apply at Cashiya. No paperwork also means there is no need to worry about physical storage of documents.
Personal Loan eligibility
Remember that a personal loan is not for everyone. You need to have a stable and steady flow of income. The minimum eligibility requirement for a personal loan at cashiya.in, is that you need to be an Indian citizen and should have attained a age of  21 years. You MUST be salaried, and earning a minimum of Rs.20,000 per month.
Banks do not entertain professionals who have never availed a loan prior to a fresh credit request. This is unfair on many professionals who are currently in need of a personal loan; despite having adequate income and repayment capability.
Personal Loan pitfalls to be aware of
Now that you know what a personal loan is, and how beneficial it is to a salaried professional like you; let us look at some personal pitfalls which you may encounter when you are ready to avail a personal loan.
Loan EMI Promptness
Applying for a personal loan does not mean you have reached the moon. Your real test will start once you start clearing your debt. Build self-discipline to pay-off the loan EMIs on time. Set up auto debits or auto payments to never miss any EMI due-date.
Blind eye towards your credit score
Apply for a copy of your credit bureau report from time-to-time, and check for any errors. Check for frauds and identity thefts. Report them to the credit bureau, or the errors will continue to affect your score. Sometimes credit institutions are slow to update your credit profile, which can affect your chances of getting the loan approved; even if you have the income.
Ignoring your repayment capacity
Ask yourself probing questions with regards to personal loan. Do you really need it? Are you capable to pay-off the loan? If the answers, to these questions, are in affirmation; then only head to Cashiya’s GetStarted page, and apply for an easy personal loan.
Being Credit hungry
Do not try your luck by applying for a loan at multiple credit institutions. You may feel you will get your credit approved somewhere but actually your credit score can take a beating if multiple inquiries are made by institutions to the credit bureau.
Hiding existing debts
It is not a good practice to be secretive about your debts. Some individuals provide scanned copies of their bank statements to hide past credit defaults. Remember, your credit history will be checked by Cashiya; so, there is no point in trying to hide certain information about your defaults. Send us your latest 6 months bank statement – only in PDF format.
Why go with Cashiya?
Congrats! Your pitfall dodging worked. You now know what you need to be aware of once your loan is approved. But where to get a personal loan from? Should you go to a bank, where you will be greeted with lengthy paperwork, offline process and unending delays? Or go the opposite way?
Cashiya is here to make your personal loan process swift and hassle free.
You should go with Cashiya because
Hassle free Process – It is hassle free because of no paperwork or running from one branch to another. Apply for the loan from the comfort of your home; with Cashiya app .
Easy EMIs – You can find out about the EMI amount you will be required to pay each month, by making use of our EMI Calculator. Cashiya reminds you about EMI’s before the due-date.
Online security – Cashiya is SSL secure platform which keeps all your personal and financial information protected. All your information & documents are safe & secure.
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cashiya-blog · 7 years ago
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Personal Loans in India @cashiya 
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