#loan amounts
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Unveiling Credit Cards and Their Impact on Your Credit Score and Loan Approval Success in 2024
Credit cards are a cornerstone of modern personal finance. While they offer rewards, convenience, and the ability to manage cash flow, their usage can directly impact your credit score and determine your loan eligibility. Understanding this dynamic is essential for anyone aiming to build a robust financial profile. In this article, we provide a comprehensive guide on how credit card management…
#payment history#credit card impact#building credit history#credit report#credit card management#loan approvals#credit mix#credit card mistakes#personal finance tips#credit card usage#responsible credit management#credit profile#interest rates#Credit Cards#Credit Utilization#Credit Card Rewards#loan amounts#Loan Eligibility#financial responsibility#credit score#loan terms
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Should you cosign for a bank loan?
Signing up for a loan is a big financial decision, but so is cosigning for one. Cosigning a loan, simply put, means that you agree to be legally obligated to repay a loan should the borrower fail to do so on their own. On top of agreeing to take on a significant financial responsibility, cosigning for loans can also have substantial consequences on your personal and professional…

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#advantages#assistance#borrower#character#commitment#cosigner#cosigning#credit history#credit score#defaults#fees#financial capabilities#financial decision#interest#interest rates#last resort#loan#loan amounts#loan approval#modify#payments#penalties#personal relationships#professional relationships#progress#refinance#relationship#repayment period#responsibility#spending habits
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Assuming this isn't some way for the family to make a come up, what do they expect to come of this? Do they think this is a trick that white people are playing on them? The cuck faggot father of the murdered kid has already forgiven and exonerated him in his own eyes, but that still comes with the pretext of guilt. The black community doesn't see that. To them, he has committed no misdeed. It is simply us trying once again to pin blame on a good boy who needs mo money for them programs.
Seeing the names and sympathetic comments left on the fundraiser reminded me of this article (which I believe you should take with a grain of salt. It could very well be convincing fiction), specifically this section I've screenshotted.

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I promise I'm alive I'm just going through it
#“money can't buy happiness” yes but it can pay my student loans and buy me a house tf#life update though mr dodger and I put an offer down for a house so... 🤞🤞🤞 EVERYONE MANIFEST THAT WE'RE GETTING IT#the 🧀 people already know but like- pLEASE we want this house so bad it's everything we want#we've been looking for so gd long omfg#student loans kicking my ass too bruh it is genuinely stupid as fuck they have freshly 18 year olds taking out INSANE amounts of money#like.... I was dumb as fuck WHY are you allowing me to take out this much??? oh yeah bc you know I'm dumb and take advantage of that#sighhhhh
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my final public service loan forgiveness verification processed and was approved. i filed it back in november 2024 🥲 got the email notification this morning. after a decade of toiling at nonprofits, my remaining federal student debt has been forgiven!!! 🎉
#major w#i cant look at the amount i originally was loaned vs. the interest i have paid over 10 years or i will throw up#but at least at last it is gone#for 1 hot second i am pretending that i cannot see the private loans#🌊🚶♂️#my lyfe#driveby post
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i dont like applying for a japan student visa. like 20k usd in savings??????
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Maturing is realizing that Chuck was never that bad, just troubled.
I'm just gonna go ahead and say that Chuck is indeed the Skyler White of bcs, there you go. Don't love him but I Am Awake™.
#its always because of the damn parents when it comes to the brbcs universe huh#student loan debts dont compare to the amount of money i would take out to get all these mfs into therapy#chuck mcgill#better call saul#i mean when you have an ex-cop who was corrupt and a whole literal cartel in the show it just doesnt make that much sense does it#i guess you gotta live in that American culture to realize some things but ive been enlightened
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one good thing to come of all this is the free bootlicker blocklist in these tags
#watcher#'they are not rich' bestie they are multimillionaires living in la driving teslas and eating food that#frankly should be illegal at that price esp in a fucking cost of living crisis#most of us have NEVER seen that amount of money in several generations of our family put together like be frrrrrr#i know people in that wage bracket trust me they are fine they go on rich people holidays and renovate their mcmansions#they don't give a shit about anything else they are not struggling#'u don't respect artists' they don't respect you bruv so please respect yourself😩and recognise when you are being taken for a fucking fool#and if you wanna respect struggling artists you can pay off my student loans if u like
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having a super fun week!! my bedroom and closet flourished into a world of mold so I had to leave immediately and will return this weekend to throw out probably a lot of things I really care about. forced to make a sudden move due to spores making me incredibly sick. please send your best wishes that I can save the most important stuff because this is absolutely awful
#at least i am incredibly lucky that i caught how bad it was when i did#i already got a decent amount of stuff out of there and doused a ton of shit w rubbing alcohol#plus it coincides with my bfs mom being approved for a loan on a house so i guess im moving in with them much sooner than expected
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life is so weird
#also am I just learning to summon better and better people as life goes on#cuz theres like 2 ppl who follow these tag rants from me so you might know but like. my luck is so bad#but i fell out of probably the eorst year of my life and built a somewhat stable foundation and now it just feels wrong#like oof#i still love james right but I'm tiptoeing into a relationship with someone sweet in a different way#and I make lots of spare money to buy fun shit#paying off my loans which i never imagined being able to do well#and i can drive i have furniture I actually like i have both of my cats I like my job too bc its genuinely challenging and not 100% monotone#the only thing id improve is the amount of exercise I get but thats partly due to the weather and school traffic preventing me from biking#to work anymore#its crazy#crazy crazy#whats next I'm gonna be able to visit my friends whenever? and do hobbies comfortably? take my jangle to a vet?#insane#and ofc im waiting for the floor to drop obviously and it also feels like i dont deserve any of this but its also just. nice#personal#ignore me#idk#anyway#updates for my concerned parties even tho I brushed yall off at my darkest for selfish reasons and wallowing
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It’s clear I’ve spent too much time in period drama-land, I had to rephrase things when I gave my manager some feedback about one of the bankers being a cunt; my initial phrasing was going to be: banker Trevor is getting shirty with me and I’m sick of it
#I said multiple times in the loan application notes: the dealership expects a check for X dollar amount on this line on the invoice#if we’re going with a different dollar amount. the line on the invoice needs to be changed.#personal
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god what if i did just like, casually download dragon age origins and casually play it all summer
#it’s $30 on steam but i just spent an inordinate amount of money at the crafts fair#so i will have to take out a loan i guess#dragon age#dragon age origins
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thinking of grad school vs thinking of paying for grad school
#genuine genuine question. how do you justify taking out thousands of dollars in loans that you will essentially pay back double the amount#genuine question#how is everyone doing this/ok with doing this/what did u tell yourself to make the decision worth it#m
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#i wish it was possible to die in a way that didnt just continue to make you a burden to those around you#like. if i could just die and know that everyone who knew me would feel nothing about it and wouldn't have to worry about shit like#paying off my student loans or paying for the funeral or whatever. that would be great.#it's like#i'm nothing but a burden and a chore if i live#but then i'm nothing but a burden and a chore if i die#why can't there be a way out that just. doesn't cause any damage to anyone or anything else.#like yeah maybe there are good reasons to live but#the financial and emotional burden of my existence outweighs my desire to keep going#statistically by the numbers i would absolutely be better off dead and should've died a long time ago#but then i'm still a financial and emotional burden if i die anyways. so. the problem remains.#the world never wanted me but here i am anyways. i wish i never revived when my heart stopped while i was being born.#my life continues to amount to nothing positive.#just an accumulation of trauma and grief and debt for myself and for everyone with the misfortune of knowing me.#just give me a way out. please.#i'm tired of being trapped here.#vent#tw sui ideation#tw sui vent#tw sui talk
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Those posts like "librarians want you to use library services, please use library services, they are not going to be mad at you for using the library" but the thing is....... Some of my local librarians are bitches who make passive aggressive comments when I dare to use library services 😔😑😮💨
#heard about some interlibrary loan programs closing down locally and was like#'i should probably use mainecat more so they know people like it and keep it around!'#but then i remembered the reason i avoid using it is because half the times ive done so the librarians get all huffy about idek what#they're weird about placing regular holds too#not all of them! there are plenty of nice pleasant helpful librarians too#but idk who is working when and if i have to deal w one of the bitchy ones who makes me feel bad abt my choices then it ruins the service yk#Claire and Dale my bestest local librarians i have a crush on you are not who i am talking about#but there are some less than pleasant coworkers of yours i have actively put books back on the shelf instead of checking out just to avoid#disgruntled octopus#i mean. i still use the library an above average amount but like... 😞
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you know someday i'm gonna feel so good when i have my student loans paid off
that ain't gonna be soon, trust me, but i think about it
#i've been saving so much for it that i paid off over like $2k in the last 2 or 3 months#it's just thinking about how the amount of interest goes off that drives me literally crazy#and my monthly amount i owe is like just under $120#which to some people as a regular bill is more manageable than others. but as i have an irregular income#as a substitute teacher it's something that gives me a LOT of stress.#which is another reason i've been overpaying. in case something happens/i can't get a lot of work#it defers the next due date.#that way it's not urgent but yet i still *feel* it all the time#debt is a crazy kind of thing#and to think that my loans are from COMMUNITY college. two years. publicly owned#when i start taking classes again soon. i currently have enough saved that if i take like ONE class#i can pay out of pocket. and i think im only gonna take one class to start anyway#which will also help with the deferred payments#see i just fucking hate having to think practically about money like this#tales from diana#idk how ppl leave high school and go straight to live in a dorm room at a private university for four straight years#and rack up tens to hundreds of thousands of dollars in debt.#first of all that lifestyle was not accessible for me to begin with. even when paying it was such an abstract put-it-off thought#as it is for so many 18-year-olds who are told not to worry about where they apply.#but i had under $12k to repay when the student loan debt was unfrozen last fall#and it's been weighing on me soooo heavily since then. i think about it every damn day#it's like the money i make isn't even mine. it goes straight to mohela and food#keep in mind i also live w my parents & am on their health insurance so someday there'll be moooore bills!!!!
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