#liquidityrisk

[infoseminar]

Jadwal Training 2023. Pelatihan 2023 public training dan in house training online dan offline. Info Seminar Perbankan (Banking Series) antara lain dengan topik: 1. Manajemen Tata Kelola Arsip Perbankan dan Tanggung Jawab Hukumnya 2. Analisa Kredit Komersial 3. Pengelolaan Liquidity Risk Dalam Rangka Implementasi Pelaksanaan Kerangka Basel III 4. Analisa Kredit Produktif 5. Analisa Laporan Keuangan Perusahaan Asuransi 6. Fintech & Digital Banking 7. Optimalisasi Penerapan Aksi Keuangan Berkelanjutan Disektor Perbankan 8. Strategi Pemasaran Produk Bank di masa Pandemi dengan metode Digital 9. Analisa Kredit Modal Kerja 10. Strategi Meningkatkan Kolektabilitas 11. Our Eyes Principles Bank 12. Pengaruh Management By Walking Around Terhadap Kinerja Organisasi Info seminar training lengkap: WA: 0851-0197-2488 Jadwal training lengkap: https://www.informasi-seminar.com #tatakelolaarsip #analisakredit #liquidityrisk #asuransi #fintech #digitalbanking #pemasaranproduk #modalkerja #organisasi https://www.instagram.com/p/CnB63WYJ8bx/?igshid=NGJjMDIxMWI=

[reitbd]

We are happy to inform that Bangladesh now has access to our cutting-edge Liquidity Risk Solutions. Financial institutions can monitor, control, and reduce liquidity risks. https://www.reit.com.bd/services/business-segments/reits/liquidity-risk-management #LiquidityRisk

We are happy to inform that Bangladesh now has access to our cutting-edge Liquidity Risk Solutions. Financial institutions can monitor, control, and reduce liquidity risks. https://www.reit.com.bd/services/business-segments/reits/liquidity-risk-management #LiquidityRisk

[tradersir]

To save your money.

[traderpulse]

Play the game of risks wisely.

[wallstreetmojo-blog]

Liquidity Risk (Definition, Example) | Measurement of Liquidity Risk

[personalfn-blog]

Know The 5 Vital Risk Involved In Mutual Funds

Life is all about risks. Every path you choose, every decision you make involves a degree of risk. Walk down your memory lane, introspect…and you’ll realise that some of the decisions you took were sensible, and others senseless.  Some may have worked in the interest of your financial wellbeing viz. buying your own house, planning for your children’s future, your own retirement, while some others such as buying things you don’t need, getting low quality white goods, etc. were absolutely pointless. There’s a risk involved when investing too, and hence you ought to make prudent decisions after you’ve recognised the risk involved, especially when you’re opting for mutual funds as an avenue for wealth creation. Mutual fund schemes invest in a variety of securities and the risk depends on the underlying assets (equity, debt, gold, REITs, InVTs) and securities it carries in its portfolio. As the market fluctuates, the value of stocks and bonds also move in a direction. This movement is reflected in the Net Asset Value (NAV) of a respective mutual fund scheme. Your investments might generate returns as per your expectations, or it might not. This connotes the ‘risk’ involved. There are various factors which result into any kind of risk. Let’s take you through different important types of risk while investing in mutual funds that you should be aware of. As follows:

Credit Risk Suppose you lend some money to your friend for a period of 1 month. And after a month he/she fails to return your money. This is called as credit risk.

Interest Rate Risk As a naïve investor, the interest rate fluctuations might have not bothered you. At the most, you might have paid heed while investing in fixed deposits or if you have a home-loan. But when you invest in debt mutual fund schemes, remember interest rates and bond prices are inversely related. Meaning, when interest rates fall, the value of bond prices rise (and so does the NAV of a debt mutual fund scheme) and vice versa. Hence, the value of your debt fund will appreciate/depreciate with the rise and fall in interest rates. Hence, be cognisant of the interest rate cycle the economy is in before investing in debt mutual funds and select the category of funds carefully.

Liquidity Risk

Price Risk

Macroeconomic Risk Besides the risk we discussed above, mutual funds, in general, are also exposed to macroeconomic risk. Macroeconomic factors such as growth, corporate earnings, inflation, interest rates, etc. do affect the overall value of the securities of a mutual fund scheme. So, when the economy at large is in good light, the positivity will also reflect upon the mutual fund schemes, and when it is not in good shape, that will have a bearing on the NAV too. As mentioned before, you ought to select mutual fund schemes carefully for your investment portfolio, so as to leave you with only the winning mutual fund schemes for your portfolio. To distinguish the wheat from the chaff, carefully analyse the consistent performers.

Likewise, when you invest in a debt fund, there is a risk that the bond issuer may default. Therefore, investing in debt funds is not safe. You need to do thorough research, study the portfolio characteristics to assess the quality of debt instrument held by a debt mutual fund scheme. Ensure that the debt fund invests in highly graded / rated securities, because a company may default on its debt obligations.

Liquidity risk arises when you are unable to sell your asset at a desired price at any given point. In other words, it arises when it is difficult to liquidate your assets/holdings. In such scenarios, fund managers are obliged to continue holding their position, and at times, it may even result in them selling these at much lower price which results in a loss.

This is especially pertinent to equity investing. Equity markets in short-term can be highly volatile. Noted economist, John Maynard Keynes has aptly articulated: “The market can remain irrational longer than you can remain solvent.” Hence, it becomes vital to look at the price risk, because it can move in any direction. This price risk can affect the NAV of your fund, while volatility is integral to equity and equity related securities. But when you invest in equity mutual fund schemes, invest for long-term, and so short-term volatility or price changes will not deter you. Having said, that, you ought to prudently select mutual fund schemes, and past performance should not be the only parameter to consider, as this trend may or may not continue. A holistic evaluation is necessary to select winning mutual fund schemes after considering a variety of facets. If you need superlative guidance to invest in the best equity mutual fund schemes, opt for PersonalFN’s unbiased and independent research service, FundSelect. We will share with you the 6 Ultimate Secrets to Beating the Market by a Whopping 70%! We strongly recommend you take advantage of this service.  

To Sum-up…

Though there are numerous risks involved in mutual fund investing, it should not be the only deciding factor. Always

compare returns to risk for more meaningful analysis.

Further, have a holistic view on the funds and take appropriate measures recognising your risk profile, investment objectives, financial goals, asset allocation, and diversify your portfolio wisely in a way that adds tax efficiency for your investment portfolio.

Be a responsible investor, HAPPY INVESTING!

This post on " Know The 5 Vital Risk Involved In Mutual Funds " appeared first on "PersonalFN"

[choobahjobs]

https://goo.gl/XiAz3O My client, a well established bank in Kuwait, is currently looking for Senior Manager - Market Risk. Job Title: Senior Manager - Market RiskLocation: Kuwait Job Purpose:The Senior Market Risk Manager will provide effective oversight of the measurement and management of the market risk and liquidity risk that are inherent in the Bank's balance sheet. Duties and Responsibilities:Setting up policy framework for managing & monitoring of market and liquidity risk position of the bank.Defining liquidity & market risk appetite of the bank.Monitoring of market & liquidity risk of the bank on a regular basis and periodic reporting to the senior management. Qualifications: At least 8 years strong experience in Market Risk and Liquidity RiskMust have a strong understanding and experience in Market Risk and Liquidity Risk If you feel your profile matches the criteria and you are interested to make an application, please apply today by submitting your CV. You can also follow up with Patricia De Guzman at Huxley Banking & FinanceSthree UAE is acting as an Employment Agency in relation to this vacancy. MarketRisk

[reitbd]

We are proud to announce that we are now offering state-of-the-art Liquidity Risk Solutions in Bangladesh. We help financial institutions to monitor and mitigate liquidity risks. https://www.reit.com.bd/services/business-segments/reits/liquidity-risk-management #LiquidityRisk

We are proud to announce that we are now offering state-of-the-art Liquidity Risk Solutions in Bangladesh. We help financial institutions to monitor and mitigate liquidity risks. https://www.reit.com.bd/services/business-segments/reits/liquidity-risk-management #LiquidityRisk

[reitbd]

Liquidity Risk Solutions In Bangladesh

To manage this risk, Liquidity Risk Solutions are necessary. We are proud to announce that we are now offering state-of-the-art Liquidity Risk Solutions in Bangladesh. Our solutions help financial institutions to monitor, manage, and mitigate liquidity risks. https://www.reit.com.bd/services/business-segments/reits/liquidity-risk-management #LiquidityRisk #FinancialSolutions

[tradersir]

To save your money.

[tradersir]

To save your money.

[choobahjobs]

https://goo.gl/kHPmqo Senior ALM Risk Analyst (M/F)Our client, a well-established international bank, is looking for a Senior ALM Risk Analyst (M/F) - Financial Risk Management based in Luxembourg.Your role:Setting up a professional tool for the interest rate monitoring of the Bank Balance Sheet;Analysing the interest rate gap and making scenario analysis;Monitoring the interest rate/spread sensitivity and to stay within the internal limit;Analysing the Bank Net Interest Margin;Producing, analysing, optimising interest and margin Stressed Tests for regulatory and internal purpose;Producing IRR analysis for internal stakeholders.Your background:Master's Degree in Economics, Finance or similar;Previous experience in financial markets particularly in Risk Management;Strong interest rate risk exposure;Knowledge of market risk measures, regulations such as Basel / CRD / CCAR;Knowledge of financial software such as BLS, Fermat, Kondor , Bloomberg, Excel, Access, VBA;Fluent in English and French.To gain:The opportunity to grow in an international environment;An interesting salary package linked with your background and performance.Successful applicants will be contacted within 1 week and we guarantee the confidentiality of your application providing with more than 25 years of recruiting expertise. MarketRisk

[choobahjobs]

https://goo.gl/Xn5ZGG A fantastic opportunity has arisen to work with a reputable name within the Banking and Finance sector. Our client is an international bank, and they are now looking for a Market Risk Analyst to join their team.You will be in charge of supporting the Market Risk Management framework including pricing and model validation.You will help the team to support marked-to-market, revaluation verification and risk reporting for the trading book. Additionally you will be responsible for designing and developing risk management reports including internal and regulatory reports for stress testing, back testing and scenario analysis results as well as ensuring the policies, procedures and guidelines are in compliance with regulatory requirements.This is a fantastic opportunity for someone who is looking for a stable yet growing environment which has an exciting ALM project for Liquidity and Market Risks as well an exciting Murex platform.You will have at least 5 years experience, and have a strong Market Risk background as well as preferable exposure to Model Validation. You will come from either a Banking or Consultancy background. Murex is preferred but not essential.To apply, please click 'apply now' or alternatively, contact Chantelle Chiu at c.chiu(at)huxley.com To find out more about Huxley please visit www.huxley.com MarketRisk